HomeMy WebLinkAbout13-3791 Supreme Couftof`Pen nsylvania
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COUr• -of COmmo � leas For Prothonotary Use Only:
Gi�>Il O Sheet 'f
,•� � i} - J Docket No: Sr I !
CL1 ERLAND 'y� C OU nty 13 -37 CIVI IT P,�'rn pr '
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service of pleadings or other papers as required by law or rules of court.
Commencement of Action:
S x Complaint El Writ of Summons 0 Petition
Transfer from Another Jurisdiction E] Declaration of Taking
E
C Lead Plaintiff's Name: Lead Defendant's Name:
FORD MOTOR CREDIT COMPANY, LLC GENERAL REMODELERS
T Dollar Amount Requested: Elwithin arbitration limits
I Are money damages requested? E Yes 0 No (check one) outside arbitration limits
O
N Is this a Class Action Suit? Yes Fx1 No Is this an MDJAppeal? 17 Yes iX No
A Name of Plaintiff /Appellant's Attorney: LLOYD S MARKIND
E' Check here if you have no attorney (are a Self- Represented 1Pro Sel Litigant)
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
0 Intentional 0 Buyer Plaintiff Administrative Agencies
Q Malicious Prosecution rl Debt Collection: Credit Card 0 Board of Assessment
Motor Vehicle Debt Collection: Other Q Board of Elections
rl Nuisance CAR LOAN [ Dept. of Transportation
0 Premises Liability El Statutory Appeal: Other
S 13 Product Liability (does not include
E mass tort) � Employment Dispute:
Slander/Libel/ Defamation Discrimination
C - i Other: 0 Employment Dispute: Other n Zoning Board
T , Q Other:
I ril Other:
O MASS TORT
Q Asbestos
N 0 Tobacco
0 Toxic Tort - DES
rl Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS
Toxic Waste
Other: El Ejectment � Common Law /Statutory Arbitration
B n Eminent Domain /Condemnation Declaratory Judgment
17 Ground Rent 0 Mandamus
f❑ Landlord/Tenant Dispute Non - Domestic Relations
0 Mortgage Foreclosure: Residential Restraining Order
PROFESSIONAL LIABLITY El Mortgage Foreclosure: Commercial (] Quo Warranto
0 Dental n Partition Replevin
8 Legal ice' Quiet Title Other:
Medical Q Other:
Other Professional:
Updated 1/1/2011
. Sklar - Markind
Lloyd S. Markind, Esquire (ID #52507)
102 Browning Lane
Building B, Suite 1
Cherry Hill, NJ 08003
File No.: F1101177
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
Ford Motor Credit Company, LLC :No.
Plaintiff
CD
TERM w
VS. rn�
CIVIL ACTION
GENERAL REMODELERS AND MIKE
c:
GOODHART
Defendant Q c�
ca
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone: 717- 249 -3166
\0J
4 103. 76 P8 A"
04 j t N13
tf a9a5r7(A
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas
en las paginas siguientas, usted tiene veinte (2) dias de plazo al partir de la fecha de la demanda y
la notificaion. Hace falta asentar una comparencia escrita o en persona o con un abogado y
entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su
persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la
demanda en contra sya sin previo aviso o notificaion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede
perder dinero o sus propiedades u otros derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL A LA OFICINA
CUY A DIRECION SE ENCUENTRA ESCRITA ABAJO PARA AVERGUAR DONDE SE
PUEDE CONSEGUIR ASISTENCIA LEGAL.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone: 717- 249 -3166
Lloyd S. Markind, Esquire (ID#52507)
Jordan W. Felzer, Esquire (ID #38670)
Sklar - Markind
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616 -8710
FILE NO.: F1101177
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
Ford Motor Credit Company, LLC
1335 S. Clearview Avenue I No.
Mesa, AZ 85209 I
I Term
I
Plaintiff(s)
CIVIL ACTION
I
V.
I
GENERAL REMODELERS AND MIKE
GOODHART
I
Defendant(s)
CIVIL ACTION COMPLAINT
1. Plaintiff, Ford Motor Credit Company, LLC , is a Limited Liability Company with a place of
business at 1335 S. Clearview Avenue Mesa, AZ 85209.
2. Upon information and belief, Defendant, GENERAL REMODELERS , is is a
(corporation/business, etc) which is located at 184 TEXACO RD, MECHANICSBURG PA
17050 -4626. Defendant, MIKE GOODHART , is an individual who resides at 184 TEXACO
RD, MECHANICSBURG PA 17050.
3. At all times relevant hereto, the Plaintiff was in the business of financing the purchase of motor
vehicles, including but not limited to the motor vehicle installment sales contract signed by
Defendant(s), hereinafter more fully described (the Contract as hereafter defined).
4. On or about SEPTEMBER 24, 2003, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, Account Number 48063000000035364168, (hereinafter referred to
as the "Contract "), for the purpose of obtaining financing in the amount of $28,748.51 at an
annual percentage rate of 6.25 %, in order to purchase a certain motor vehicle, 2003 FORD
S -DUTY F -250, more particularly described in the Contract (hereinafter referred to as the
"Vehicle "). A copy of the Contract is attached and marked as Exhibit A .
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of
$560.48 for a period of 60 months until the loan was paid in full all as is more fully set forth in
the Contract.
6. Defendant(s) made monthly payments until MAY 11, 2010, but has failed to make any further
payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, all balances
due on the contract are subject to finance charges in the amount of 6.25% until such time that the
balance is paid in full.
8. By reason of the default, the Defendant(s) is indebted to Plaintiff for the balance of $2,453.88.
See copy of Payment History attached and marked as Exhibit B.
9. In addition to the foregoing, there is interest due and owing from the Defendant(s) interest in the
amount of $587.64 and which will continue to accrue.
10. In addition to the foregoing, there is due from the Defendant(s), reasonable attorneys fees in the
amount of $629.49.
11. The total amount due and owing at the date of this complaint is $3,671.01.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), jointly and
severally, if more than one, in the amount of $3,671.01, well as any additional interest and costs that may
accrue and such other and further relief as this Court may deem equitable and just.
SK r;7
D
Date: June 11, 2013
Lloyd S. Markind, Esquire (ID #52507)
Jordan W. Felzer, Esquire (ID #38670)
Attorneys for Plaintiff
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616 -8710
VERIFICATION
1, Viciaria McKechrl verify that am an Authorized Representative for the Plaintiff,
Ford Motor Credit Company, LLC , and are duly authorized to take this verification on its behalf,
that statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn
l
falsification to authorities.
BY:
Representative of Plaintiff,
Ford Motor Credit Company, LLC
DATE: JUlN
48063000000035364168
Our File No.: FI I OI 177
GENERAL REMODELERS AND MIKE GOODHART
Exhibit A
i
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE09/24/2003
Buyer Co-B ame and Address (inducing County and 2p Code) CREDITOR (Seller Name and Acidness)
9R IN
QELERS NCCAFFERTY FORD
628 MACLAY S 6320 CARLISLE PIKE
HARRISBURG PA 17110 MECHANICSBURG PA 17050 SEP 2 5 2003
You, the Buyer (and CoBuyer, if any), may buy the vehicle described belay for cash a on cradL The 'Cash Prka' Yawn bel w o la the Gash Price al the vehicle. The
'Total Sate Price a" below it the credit Mice. By sWMrt9 this contract, you ctaaaa to buy on credit under tie oWeemeats on the Trent and bw% of this cantrsa.
NawlUsad Year are Make Model GVW a Truk be. vahide ICIMM11fkalbW
n eber Use For Wh" Purchased
N EW 2003 1fTNF21L43ED61571 X)0 panel 0 �c`db'�
FORO TRUCK -OTY F -25 ❑ Commarebl
INSURANCE
T, 2000 FORD TRUCK _ ._ 5 36314.35 $ 36314.35 YOU MAY OBTAIN VEHICLE INSURANCE
Year and! Make Grose Allowance Amcum OM q
R FROM A PERSON OF YOUR CHOICE.
EMIZATION OF AMOUNT FINANCED
S 421B1.95 (11 YOU ARE NOT REOUIRED TO OBTAIN
t. Cash Prise............ _ .......... __ ............. ». »... ». »._. CREDIT LIFE. CREDIT DISABILITY AND
2. Down Payment OTHER OPTIONAL INSURANCE. THIS
Third Party Rebate Assigned to Creditor ............................. S 5000.00 CONTRACT WILL NOT INCLUDE THEM
Cash Down Payman,,,.• ...... ........_._....... ............................... S .8618-00 UNLESS YOU SIGN AND AGREE TO PAY
Trade- In Z OOO FORD T $�63 J9,.�5 y 3631A_35 $ 0.00 THE PREMIUM.
Year and Aare (Yeti A7onNCe Amx.r coq THIS CONTRACT DOES NOT INCLUDE
Total Down Payment ........... ..... ........ ._ ........ I ....... ............... .... S 136113-00 (2) LIABILITY INSURANCE COVERAGE FOR
3, Unpaid Balance of Caen Price (I minus 2) _...._...._._.........._. ».. 6 28563.95 (3) BODILY INJURY AND PROPERTY
4. Amounts paid c n your behalf (Seller may be retaining a portion of these amounts) DAMAGE CAUSED TO OTHERS.
To Insurance Companies for $ N/A
Credit Life Insurance (for term of contract) ........ ............... $ N/A
Credit Disability Insurance (for term of contract) .... _._..... $ N /A..
NIA Frert1111A_Mon the (Estimate j
To Public Officials () for license ($ �—), sae ( , & 0 Credit Life N/A
registration ( N A �t 00 �— Insurer
( (ii) for filing fees H A
S
Tote Premium Insured(B)
A taxes (not In Cas Cash ce) $ 57.06 T $ 90.56
Tote fop A $ NIA Signature
F RTY FORD $ FEE 55.00 /ONLIN $ 94.00__
IoN /A _ $ N/A Credit
Total ................,..,.. ...,.. ............................... $_189.56— (4) 001sablliiy /A
6. Amount Flrrancad 3 us 4 .. SM- 46-51 6 Insurer
FEDERAL TRUTWIN•LENDING DISCLOSURES Premium Insured
ANNUAL FINANCE Amount Total of Total Sale Signature
PERCENTAGE CHARGE Financed Payments Price
RATE The dollar amours The amount of The amount The total coil
The coat of as credk wil credit provided to you will have of you purchase on
your you or on your paid when you cmci4 ❑ N/A N/A
credit as a yearly rate o051 behalf have made all Inducing your Other Optional Insurance Term
scheduled tl ymsnt
6 25 4880.29 28748.51 p.mte� at NIA $�
__ % s 5 $33628 -9.0_ Q 2A6 RO Insurer Premium
Number of Amount of E80 When Payments cligna rre
Payment Schedule XK17 Payments Paylllaet
are due Credit Life and Credit Disability insurance ate
Your payment schedule W) S 5611.40 (mmitty starting) for the term of the contract The amount and
wAl be: 1 fatal S _S5Q.98� u/ OB12003 9� eyou today. s n In a notloa or agraonam
You must Insure the vehicle. N e charge Is
shown below the creditor will try to but the
coverages Checked far the term shown.
Coyeraoaa will be based on the cash value of
1M vehicle N time of to", but not more than
the limits el the policy.
❑ Comproh -11- O $ N� /A_ Deducl2b
Prepayment if you pay off your debt early, you will not have to pay a penalty.
Late Payment: You must pay a Late charge on the portion of each payment received more Collision
than 10 days late. The charge is 2 percent of the fate amount or $50.00 whichever Is less. ❑ Fire- Theft-Combined Addluonw Coverage
Security Interest; You are giving a security interest In the vehicle boing purchased. ❑ Tovimg and Later
Contract: Pleaca "a 1Na contract for additional Information on security Interest nonpayment p Term NI A Months (Est—to)
default, are ngM to require repayment of your debt in full before the scheduled date, and p rem i um s NIA
Prepayment penalty.
It you do rot moat yonl contrW ebigatbns, you may lose the whlclo that you em financing u ncier rids contract,
8a wet as both parts and good& put on the vehicle and money or good; received for the veNda. ❑ Oebt Cancellation Walver Addendum (Option _
NON-MODIFICATION DISCLOSURE II ft box s checked you have re nhased a d;dbbii
Gds contract must be m writing and el ned you and me Cmd$or. ranodlatgn
" Purcnoso of Ins co verage to s
Arty change in
0 by oplorel ends not regdreci to obtain wan The terms
end c the ii of the debt d'umh canc ell a ti o n ch avNa ate set
^ Into hi the atmdad a Pricdum t it Incorporated gg I,JY£R; 'X ` N YER X hw Ins a fort T n vice rat , debt aanm nason
SIGALS waiver s set torte m this contract in the ItertimlWn
YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND of Amount Ftwnmd under Section 4.
BY THE ARBITRATION PROVISION ON THE REVERSE SIDE OF THIS
CONTRACT.
NOTICE TO BUYER
Do not sign this contract In blank. Beyer
You are entitled to an exact copy of the contract you sign.
Keep It to protect your legal rights.
Buyer (and Co- Buyer) acknotMedge that (I) before si rain e Program No.
this
contract, Buyer and Co-Buyer) received and re ew a true p
an�compltately filled In copy of this contract and (in at the QUESTIONS?
time of sil7nin this contras Buyer (and Co-Buyer) racBTea
a true an comp etc y fillea i n copy of this contract.
X#WkX iiry 4 -►yt't X -
BUYER SIGNS CO BUYER $IONS
By signing below, the Boller accepts this contract IT no otter Assignee Is named N e aeparete PLEASE CALL US AT 1 800-727 - 7000
aselprt n to mla contract, Ina sells rl�ha n to Fo M r Gratin Compan . Or
l�L i �YY FORD C Visit us at wr�forderedtt com
BY re IM7.03 Ni all (vmOme gown Pan tn,aaal SEE BACK FOR ADDITIONAL AGREEMENTS
PA
ORIGINAL
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ADDITIONAL AGREEMENTS
•A. Payments and Summary No ice: You must make all F. Wauit.- You will be in default if;
payments in U.S. funds when they and due. You may prepay your
debt at -any time without penalty. This is a si ple.interest contract. 1. You do not make a payment when it is due: or
The actual finance charge you agree to pay will depend on your 2. You gave false or misleading information on your credit
payment patterns. The actual finance charge may exceed the application relating to this contract; or
disclosed Finance Charge if you make your payments later than 3. Your vehicle is seized by any local, state, or federal
the scheduled dates or in less than the scheduled amount. The authority and is not promptly and unconditionally
Creditor will apply your payments first to the earned and unpaid returned to you; or
part of the Finance Charge and then to the Amount Financed. The A. You file a bankruptcy petition or one is fled against you; or
Creditor eams the Finance Charge by applying the Annual S. You do not keep any other promise in this contract.
Percentage Rate to the unpaid Amount Financed for the actual If you are in default, the Creditor may require you to pay at once
time the unpaid Amount Financed is outstanding. 11 the vehicle is
the unpaid Amount Financed, the earned and unpaid part of the
repossessed, you -will not have a right to reinstate the .contract Finance Charge and all other amounts due under`this contract:
unless the Creditor agrees. He may repossess (take back) the vehicle, too. He may also
terest: You give the Creditor a security take goads found in or on the vehicle when repossessed and..
B. Security .
ny g' ty interest in: hold them for you.
1. The vehicle and all parts or other goods put on the vehicle; If the vehicle is taken back, he will send you a notice. The notice
2. A11 money or goods received for the vehicle: and will say that you may redeem (buy back) the vehicle. It will also _
3. All insurance premiums and'service contracts financed for you. show the amount needed to redeem. You may redeem the
vehicle up to the Time the Creditor sells it or agrees to .sell it..lf
This secures payment of all amounts you owe in this contract. It you do not redeem the vehicle, it will be sold.
also secures your othevagreements in this contract.
The Creditor will use the money from the sale, less the allowed
C. Use of Vehicle - WARRANTIES: You must take care of expanses, to pay the amount still owed on this contract.
the vehicle and obey all laws in using it. You may not sell or rent Expenses paid as a direct result of having to retake the vehicle
the vehicle, and you must keep it free .from the claims of others. hold a f or sale, and sell it arc, as permitted by law, tffowed
{ he ' expenses- T'a . ees eg
'v�yers al c o s.pd by law. are
United SLatos. exempt for up to 30 days in Canada or Mexico, allowed, too. The Creditor will pay you any money left to
without the prior written consent of the Creditor. If the vehicle is surplus). You will pay any money still owing after the sale to the
of a type normally used for personal use and the Creditor, or Creditor, if you do not pay this amount when the Creditor.asks.
the vehicles manufacturer, extends a written warranty or the Creditor may charge you interest at the highest lawful rate
service contract covering - the vehic wit hin 90 d ays f rom the
date of" t>riTs' `i warranties of unliLyot,.pay.
merchantability and Mness.for a particular purpose covering G. Consumer Reports: You authorize Ford Motor Credit Com-
the vehicle. Otherwise, you understand and agree that there
are no such implied warranties. Pant to obtain consumer credit reports from consumer reporting
agencies (credit bureaus) for any reason and at any time in con-
y. Insurance; You must insure yourself and the Creditor against nection with this contract.
loss or damage to the vehicle. The 'Creditor must approve the H. General: To contact Ford Motor Credit Company about this
type and amount of insurance. If the Preditor obtains a refund on account, call 1--800-727-7000. Also, you may makQ address and
insurance or service contracts, the Creditor will subtract the other selected changes at www.fordcredit.com. The law of Penn -
refund from what you owe. .Whether or not the vehicle Is syh✓ania applies to this contract I f the taw does not allow all of the
Insured, you must pay for It if it is lost, damaged, or agreements in this contract, the ones that are not allowed mill be
destroyed. void. The rest of this contract will still be good.
If a charge for vehicle insurance is shown on the front, the
Creditor will try to buy the coverages checked for the term shown.
The Creditor is not liable, though, if;he cannot do so. If these NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT
coverages cost-more than. the -amou' t shown..forAnsurance,. -the
Creditor may buy them for a shorter term or he may give you CONTRACT tS - SUBJECT TO - AtL CLAIMS• -- A j ND
DEFENSES WHICH THE DEBTOR COULD ASSERT.
credit for. the amount shown. If he cannot, buy any insurance, he
will give -you cr�edit-for lhe-amount•shoWn;- -The credit will -be made- AGAINST„ THE SEtLER., .4F GOODS OR SEFiHICES
to the last.payments due. OBTAIN . ED PURSUANT HERETO OR WITH THE
- PROCEEDS HEREOF. RECOVERY HEREUNDER BY
E. Late ' Charga: You will have to pay a late charge on the THE DEBTOR SHALL, NOT EXCEED AMOUNTS PAID BY
portion of each payment rnadi more than 'tan days late: The - THE DE "STOR - NDER. "- -- -- -
charge is shown on the front. Acceptance or a late payment does
not excuse your default or mean that you can keep making Used Motor Vehicle Buyers Guide. If you are buying a used
payments after they are due. The Cre litor may take the steps set vehicle with this contract, federal regulations may require a
forth in this contract, if there is any default. special Buyers Guide to be displayed on the window of the
vehicle. THE INFORMATION YOU SEE ON THE
WINDOW FORM FOR THIS VEHICLE IS PART OF
THIS CONTR NFORMATiON ON THE WINDOW
FORM OV D ANY CONTRARY PROVISIONS
IN OF SALE.
I
To cause the Seller to sell the vehicle describe this ct o e Buyer, on credit, each person who signs:below as'
a "Guarantor° guarantees the payment of s . ans at if the Buyer tails to pay anv money - that is owed on this..
contract, eachm•one who signs as a I n . Each person who signs below agrees that will be—liable for. '
the whole amount owed even if -one o r he signs this Guaranty. He also agrees to be liable even if:the Creditor m.
does one or more of the following: (a) g e Bu re time to pay one or more payments, or (b) gives a release in -full or in part
to any of the other Guarantors. or (c) rel s any ecurity. Each Guarantor also states that he has received a completed copy of this
contract and this Guaranty at the time of g.
J..
Guarantor Address
Guaantor Address
READ THIS ARBITRATION PROVISION CAREFULLY AND IN ITS ENTIRETY _
ARBITRATION
rbitraGon is a method of resolving any claim, dispute, or controversy (collectively, a "Claim ") without filing a lawsuit in court. Either .you
r Creditor ( "us" or 'live') (each, a Party") may choose at any time, including after a lawsuit is filed; to have any Claim related to this con.
act decided by arbitration. Such Claims include but are not limited to the following: 1) Claims in contract, tort. regulatory or otherwise; 2)
laims regard - mg the interpretation, scope, or valicrity of this clause, or arbitrability of any issue; 3) taints between you and us; our
mployees, agents, successors, assigns, subsidiaries. or affiliates; 4) Claims arising out of or relating to your application for credit, this
mtract, or any resulting transaction or relationship, including that with the dealer, or any such relationship with third parties who do not
gn this contract.
IGHTS YOU AND WE AGREE TO GIVE UP
eitfi er,you or we diabse to Arbitrate a wan, then you and we agree to waive the following rights:
• RIGHT TO A TRIAL, WHETHER BY A JUDGE OR JURY
• RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR A CLASS MEMBER IN ANY CLASS CLAIM YOU MAY HAVE
AGAINST US WHETHER IN COURT, OR IN ARBITRATION .,..,. <..
• BROAD RIGHTS TO DI AS AR AyAi�,AQ E_WAj_A.W _._. - - =•
• •RIGHT T{I - APPEAL: T#E DECISION OF AN ARBITRATOR "
• OTHER RIGHTS THAT ARE - AVAILABLE IN A LAWSUIT
i hts You And We Do Not Glve U : It a Claim is arbitrated, you and we will continue to have the following rights, without waiving this
Utration provision as to any aim: 1) Right to file bankruptcy in court; 2) Right to enforce the security interest in the vehicle. whether.
I repossession or through a court of law; 3) Right to take le a ction to enforce the arbitrators_ decision; and a) Right to reqqest t
wrt of Saw review rihethor the arbitrato> ezceedetl its auttTonty.
ither Party must contact any association below and the other Party to start arbitration. The applicable rules (the 'Rules') may be
riained from the association.
• American Arbitration Association ( ")AA's, at 1 778 =7879, or wwwAdr.org;
• J.A.M.SJEndispute, at 1- 800448.1 66r). or w%vw.jamsadr.com;
• National Arbitration Forum. at 1- 800 -474 -2371, or wav+.arb- forum.com.
there is a conflict between the Rules and this contract. this contract shall govern. This contract is subject to the Federal Arbitration Act
U.S.C. § 1 at seq.} and the Federal Rules of Evidence. The arbitration derision shall be in writing with a s upp o rt ing opinion. We will
iy your total reasonable arbitration fees and expenses (not inquding attorney fees, except where applicable law otherwise provides) in
(Cass of $125. We will .pay the :whole filing fee if we demand arbitration first. Any portion of this arbi +liation Cause that is unenforceable
rall be severed, and the remairnng provisions shall be enforced.
:Gd7.51.hr C; {f+wala» crJ!d 77.;71 d �r1?
-- — — — — — — — — — — — — —PERF — — — — — — — — —' — — — — — — — — — — — — — — — — — — — —
Exhibit B
pus ACCOUNT NUMBER: 00000025364168
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GENERAL REMODELERS
I TE XACO 5XACO RD
MEC HANICSBURG, PA 17050 - 4626
ACCOUNT NUMBER: 00000035364168
YEAR: 2003 MAKE: FO RD MODEL: F250
i
.BELOW IS THE ITEMIZED HISTORY OF YOUR ACCOUNT BEGINNING WITH THE CONTRACT DATE
OF 09/24/03 AND REFLECTING ACTIVITY THROUGH 07/23/10.
C
NUM LATE LATE ..OTHER OTHER
R A CHARGES ES FEES
PMTS CU NT CHARG GES C R ES
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• INVOICE TRANS DAYS TRANSACTION ---------- TRAN DESCRIPTION ---------- PRINCIPAL
pvq DATE D ATE LATE AMOUNT PRINCIPAL INTEREST FEES BALANCE
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11/08/03 11/03/03 0 560.48 363.58 196.90 0.00 28384.93
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02/08/04 02/09/04 1 560.48 409.75 150.73 0.00 27172.83
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04/08/04 05/05/04 27 560.48 340.91 219.57 0.00 26447.77
FClJS ACCOUNT NUMBER: 00000035364168
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GENERAL REMODELERS
184 TEXACO RD
MECHANICSBUR ... 17050 -4 626 ............. .. ... ... ... ... ... . ......................
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INVOICE TRANS DAYS TRANSACTION ---------- TRAN DESCRIPTION ---------- PRINCIPAL
DUE DATE DATE LATE AMOUNT PRINCIPAL INTEREST ...... FEES BALANCE
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07/08/04 EXTENSION 26447.77
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09/20/04 11.21 FEE ASSESSMENT 26329.90
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11/18/04 11.21 PER ASSESSMENT 26025.70
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01/18/05 11.21 FEE ASSESSMENT 25180.29
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02/08/05 04/26/05 77 600,00 490.92 109.08 0.00 24010.70
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05/08/05 07/07/05 60 560.48 465.78 94.70 0.00 22578.86
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09/16/05 600.00- PAYMENT REVERSAL 22133.51
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FCI;S ACCOUNT NUMBER: 00000035364168
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GENERAL REMODELERS
184 TEXACO RD
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INVOICE TRANS DAYS TRANSACTION ---------- TRAN DESCRIPTION ---- ----- PRINCIPAL
DUE DATE DATE ..... LATE A : M 0 ; U N : T P : RINCIPAL INTEREST FEES ............. BALANCE
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09/08/05 11/04/05 57 560.48 469.98 90.50 0.00 20671.17
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12/08/05 02/10/06 64 560.48 431.90 128.58 0.00 19328.63
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03/08/06 05/05/06 58 560.48 491.27 69.21 0.00 17879.65
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06/08/06 08/18/06 71 560.48 467,44 93.04 0.00 16511.79
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10/08/06 10/23/06 15 150.81 81.04 69.77 0.00 15009.48
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?12/08/06 01/12/07 35 560.48 483.92 76.56 0.00 13486.77
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04/08/07 11/15/07 221 600.00 600.00 0.00 0.00 •11513.88
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PCr6S ACCOUNT NUMBER: 00000035364168
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GENERAL REMODELERS
184 TEXACO RD
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INVOICE TRANS DAYS TRANSACTION ---------- TRAN DESCRIPTION ---------- PRINCIPAL
DUE DATE DATE LATE AMOUNT PRINCIPAL INTEREST FEES BALANCE
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11/08/07 03/02/09 480 2500.00 2500.00 0.00 0.00 5453.88
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4-A 4
0. Q.66: :. .:.:.: I : : : 2
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IF YOU HAVE ANY QUESTIONS CONCERNING THIS HISTORY, PLEASE FEEL FREE TO CONTACT
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CUSTOMER SERVICES REPRESENTATIVE
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
1"i L E 0-0 Ff;C i,
CIF 'Pit- -
Sheriff PRO I- A
Jody S Smith
Chief Deputy 2013 JUL I I AVI 10: 30
Richard W Stewart
Solicitor OFFIC CF TVF$I?EPIFa CUMBERLAND COUNTY
PE,'-NNSYLVANIA
Ford Motor Credit Company, LLC Case Number
GenS.
eral Remodelers 2013-3791
SHERIFF'S RETURN OF SERVICE
0710512013 03:04 PM-Deputy Jamie DiMartle, being duly sworn according to law, served the requested Complaint&
Notice by handing a true copy to a person representing themselves to be Tami Goodhart,wife of owner
she handled business matters of company, who accepted as"Adult Person in Charge"for General
Remodelers,at 184 Texaco Road, Silver Spring Township, Mechanicsburg, PA 17050.
IE D10AKEW, DEPUTY
SHERIFF COST: $39.30 SO ANSWERS,
July 08, 2013 R-0NI`n R ANDERSON, SHERIFF
(c)CountySufte Sheriff,Toleosoft,Inc,