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HomeMy WebLinkAbout13-3827 Supreme C.our" fPennsylvania Count!f+ min Pleas LY r �' -` � For Prothonotary Use Only: I 1 M E S FA %14 P Ci' , 5vEI` et Docket No: CUMBF N ,County 30 The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or other a ers as required by law or rules of court. Commencement of Action: S ® Complaint ❑ Writ of Summons ❑ Petition E+ ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: T PORTFOLIO RECOVERY ASSOCIATES, LLC SCOTT DIEHL 1 0 Are money damages requested? S Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits {! Is this a Class Action Suit? ❑ Yes S No Is this an MDJAppeal? ❑ Yes S No A Name of Plaintiff/Appe11ant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey i t ❑ Check here if you have no attorney (are a Self - Represented 1Pro Se] Litigant) 1 S Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. # TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment t ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections i ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability (does not include S -• mass tort) ❑ Employment Dispute: _ E C3 Slander /Libel /Defamation Discrimination ❑ Zoning Board ❑ Other: ❑ Employment Dispute: Other ❑ Other: C I ❑ Other: MASS TORT 0 ❑ Asbestos N ❑ Tobacco ❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory Arbitration B ❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Other: C] Ground Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order # ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto i ❑ Partition ❑ Replevin I PROFESSIONAL LIABILITY C1 Quiet Title C] Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: t 12 -34155 Robert N. Polas, Jr., Esquire PA Bar 201259 FILED Carrie Brown, Esquire PA Bar # 94055 OF THE PROTI;ONOTARY Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 201 j 3UL -- 3 AH 10: S 4 120 Corporate Blvd Norfolk, VA 23502 CUMBERLAND COUNTY TELE: 1- 866- 428 -8102 PENNSYLVANIA FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. Plaintiff, V. SCOTT DIEHL 295 CRAIG ST SHIPPENSBURG PA 17257 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 Pennsylvania Lawyer Referral Service (800) 692 -7375 12 -34155 o 7*, This communication is from a debt collector and is an attempt to collect a debt. '3q 111.k Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. SCOTT DIEHL 295 CRAIG ST SHIPPENSBURG PA 17257 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar action dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando pot escrito una aparencia personalmente o pot un abogado y archivando pot escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede set entrado conta usted pot la Corte sin mas aviso pot cualquier dinero reclamdo en la Demanda o pot cualquier otro reclamo o alivio solicitado pot Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 Pennsylvania Lawyer Referral Service (800) 692 -7375 12 -34155 Esta connt»;caci.on. es de un cobrador de deudas y es un intent do cobrar una deuda. Cualquier infrotnac.ion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. SCOTT DIEHL 295 CRAIG ST SHIPPENSBURG PA 17257 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, SCOTT DIEHL, is an adult individual with last known address of 295 CRAIG ST, SHIPPENSBURG PA 17257. 3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / METRIS on August 27, 2004 with account number * * * * * * * * * ** *8831 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and /or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and /or for obtaining services. This communication is from. a debt collector and is an. attenrpt to collect a debt. .1.a.7.v information. obtained will be used for that purP ose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on June 30, 2011. 8. Plaintiff is the purchaser, assignee and /or successor in interest HSBC BANK NEVADA, N.A. / METRIS and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $6,955.72. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11.The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, SCOTT DIEHL , in the amount of $6,955.72, plus costs of this action and any other relief as the Court deems just and reasonable. Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 12 -34155 This communication is froin. a debt collector and is ati. attenxpt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Ricky L. Vaughan hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: d 2013 By: Ricky L. Vaughan Custodian of Records 12 -34155 This communication is. from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC .. 120 Corporate Blvd °r Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 7 f, t Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** * 8831 SCOTT DIEHL Account Holder: SCOTT DIEHL 295 CRAIG ST SHIPPENSBURG PA 17257 Consumer Account Product Code: MC Issuer: HSBC BANK NEVADA, N.A. / METRIS Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *8831 Date Account Opened: August 27, 2004 Date of Last Payment: June 30, 2011 Date of Charge Off: July 25, 2011 Balance at Purchase: $6,955.72 Purchase Date: January 20, 2012 Balance at Charge -Off: $6,955.72 Less Payments: $.00 Balance Due: $6,955.72 12 -34155 HSBN47 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned Ricky L. Vaughan , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: 1. I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from HSBC BANK NEVADA, N.A. / METRIS ( "Account Seller "), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on January 20, 2012. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from SCOTT DIEHL ( "Debtor ") to the Account Seller the sum of $6,955.72 with the respect to account number ending in * * * * * * * * * ** *8831, as of July 25, 2011 with there being no known un- credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and /or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $6,955.72 as due and owing as of the date of this affidavit. 6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant is not on active military service of the United States. Portfolio Recove tes, LLC By: Ricky L. Vaug han Custodian of Records Sub an s o n to befo m of Notary Public I - A Tavana C. Uzzle � Commonwealth of Virginia 12 - 34155 Notary Public Commission No. 302460 My CorrlmisBign Expires 113112017 'rbis communication is from a debt collector, and is an attempt to collect a debt. Any information obtained will be used for that purpose. ASSIGNMENT AND BILL OF SALE HSBC Receivables Acquisition Company I, HSBC Receivables Acquisition Corporation (USA) III, HSBC Receivables Acquisition Corporation (USA) IV (hereinafter collectively called "Seller") has entered into a Purchase and Sale Agreement as of November 1, 2011 ( "Agreement") for the sale of Receivables described therein to Portfolio Recovery Associates, LLC., (hereinafter called "Purchaser"), upon the terms and conditions set forth in that Agreement. NOW THEREFORE, for good and valuable consideration, Seller hereby sells, assigns, and transfers to Purchaser, its successors and assigns, all of Sellers rights, title, and interest in each and every one of the Receivables described in the Agreement and in Exhibit A attached hereto. Purchaser and Seller agree that the Purchase Price shall be as stated in Paragraph 3 of the Agreement. IN WITNESS WHEREOF, Seller has signed and delivered this instrument on the 20"'day of January, 2012. HSBC Receivables Acquisition Company I Signed Y By: David Nauman Title: Senior Vice President HSBC Receivables Acquisition Corporation (USA) III HSBC Receivables Acquisition Corporatio SA) IV C Signed By: By: David Nauman Title: Vice President DIRECT MERCHANTMANK Account Statement Account Number 8831 June 16, 2011 Page 1 of 1 rs 's "t-, N . rr�6I N I L 'M p .e,� Previous Balance $6,809.71 Credit Limit $4,000.00 New Balance $6,955.72 Payments $200.00 Credit Available $0.00 Minimum Payment Due $1,785.00 Other Credits $0.00 Cash LhM $1,000.00 Payment Due Date 08/11/2011 Purchases/Debits + $200.00 Cash Available $0.00 Late Payment Waminff we do not receive your minimuin paym nt by Cash Advances + $0.00 Statement Closing DONI7 /201'1 the date listed above, you may have to pay a $39 late 5:4 and your APRs Past Due Amount $1,569.00 Days in Billing Cycle 31 may be increased tip to the Penalty APR of 24.99 %. Fees Charged + $0.00 Minimtun Payment Warninglf you make only the milumtun paymei t Interest Char ed+ $146.01 each period, you will pay more in interest and it will t ke you longer New Balance $6,955.72 off your balance. For example_ - -- F If you make no additi inaYou will p ay off And you will end up ` charges using this c aMlamaad shown on thpaying an estimate each monfh you pay. statement in abot it. ., total of... Only the minimum pa eat - - 23 Years - -- - $ $169 16988.00 Cash Limit is a portion of Total Credit Limit -- - -- ----- -- - -' - -- - -- - - $277.00 3 Years $9955.00 - - - -- - -' - - - -- (Sevin s= $7033.0 If you would like information about credit counseling s rites, call 1- 866 -569 -2227. Questions? Payment AddressPayment Center, PO Box 17313, Baltimore, MD 21297 -1313 Customer Service: 800- 379 -7999 Billing Inquh0ardmember Services, PO Box 5894, Carol Stream, IL Lost/Stolen Card: 800- 379 -7999 60197 -5894 Outside USA Collect: 904 - 997 -4997 Manage Your account oiilimmw .AkeouurtCentralOnline.com TDD/Hearing Impaired: 877 - 902 -0967 p f Y• 'ft s` f ..kh i �t`�t`x.} i �ti- 3�4`4�- ..t4�`X�tY�`.3 SXXXF�,t4+t'.,£. ,�{{:t�l£'£5�'kTf�.+�Yr: $4" 1 kk } .y.,.A'uS "[ 5 iaktxfs'a'atnufixatc uk7.t4,.tSF. fitiSixS� :Aurtzi^wti�0.5.Fe>XnSS3Y,h,' Styx. 3. o-k�kkafTx >v.12Ftiei343.44t- .i>40i1F�lu �n✓ k> tiAe.... r,£. ku: 3f. 4 4ot ,kifiit.} >vYd>.,3- 'taif>' .. . >B.nn�i..`is' .Y.ist`saix.ftli ut5.f5,+. s: .uxu.Arx,x.x^a> YOURACCOUNTIS CURRENTLYCLOSED. AS A REMINDER, YOU MAYPAY YOUR CREDIT CARD BILL ONLINE OR THROUGHOUR AUTOMATEIPHONE SYSTEM FOR NO FEE. xta. fi - ..:: - �, };a>v ,::, Zy: 'v z' } r vz,:: g7j r�" ti '�.' , # 'r r rt ,(, ;s > } .. �r .,z Nil i ., " r., }7a` ��i :6r''i: ;1a5, 's s r•. ?•J:R fo {� >,' . rfrh r"'� b Z 'n tdeibas.( zaea' taav#a�sizIatl= a.�az11�.d'1xtid. .txYaaae. "e1x`aeA�s aYxtsxS. risk'.. xt�a•, n,$ aisS. lfswatbSx' ai Zo-xt,+` xVza,'' h1�t! uz2o. 7. ts�zrin .taa..azRs. dtizYSsb:%` a 'M'a".iads.:c'suit >eaFsaza�4aa� Trans Date Post DateDescription of Transaction or Credit Reference Number Amount 06/30 06/30 ADJUSTMENT - PAYMENTS F8800005VOOOZ3 $200.00 06/30 06/30 PAYMENT- THANKYOU TULSA OK 85458005MOIH2KDIZ $200.00- . M e>.r ..,g., y"f:- t+'+` #;' � r.>."t �,s • ,� a'u >`... ro : '�7 TJ' 2 �''u, '•�g ; . �>" . f . ; , y '°�`��ak� rz "a!'Nit�'� �� ��� x^:t' �'"�!� . '�C{ a�t'� �+%ay`��. #, :, , NS?d'. Yt�Ss" 5+. 413�ii£ 5; sSt' �5;> vtsSs'. Ss, RSxiv�° x:.; s��iSa1�s4 %..i<�Sts"�.5ts��4e�ivv..r��,. �e4tt �4�i4a'�3if �t.� k is (4aa tti {ivCscySr�ta <stx..w "'•i�ssfnss5i"v.Sty axt`a3y>t• TOTAL FEES FOR THIS PERIOD $U 00 �Yy �Ia Ft�rk ° ? Fr` 1��41 �f; IRS, � r m -W" it� �23 k ;s 'd sr� ` r fir i �•""� � '> 5 < -a. :`a��t.L.,- :. „�as...�.�u- .xr:.' ,3v, ,$ =a�.•, .,,,.�; h �. f, ,,� fit' � �. 07/17 07/17 Interest Charge on Purchases $146.01 07/17 07/17 Interest Charge on Cash Advances $0.00 TOTAL INTEREST FOR THIS PERIOD $146.01 SIMON $ ISO Total Fees charged in 2011 $158.78 Total Interest charged in 2011 $934.74 xs as. <.. +�, +a' ! a.F a lt, at... al r� i tdi'k7T+`iC td e1 et tF5 tltd t eta; t to iee te'u A hu Y 'htll�,! Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Rate $AV*e Subject to Interest Int(Raft Charge Promotional Balanc Purchase 24.99% $6,880.10 $146.01 N/A Cash Advances 24,99% $0.00 $0.00 N/A (v) = Variable Rate 5994 DOH 1 7 10 110717 0 EXPAGE 1 of 1 10 8800 1600 P513 OICU5994 DETACH AND RETURN BOTTOMPORTION WITH YOURPAYMENT. SEE REVERSE SIDE FOR IMPORTANT INFORMATION ------- .---- '----. ------------ ----------------- ..--- . - -- .......... *To avoid additional late and/or over hl Number' fees, you must pay $3,171.72 New Balance (which includes the Minimum Payment bllieimum Payment Due $1,785.00* : and any Past Due and/or Overlimit? Payment Due Date 08/11/2011 Amounts). = Include account number on check to HSBC Card Services - Do not send cash. Please send your payment 7 to 10 days prior to the payment due date to ensure timely delivery- AMOUNT $ C� :� ❑ El El El El. ❑ Cl ENCLOSED SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson F!L E 0-f,) °I={CI:- Sheriff " ' ' ' ' tirxta,of itinfi rr �.T TGIF �3p��THMOTA�k f Jody S Smith 4 Chief DeputyYM' a LQ 10: 0 0 X Richard W Stewart '" UMBEZLAND COMFY Solicitor OFFICE OF TkE SPERIFP PENNSYLVANIA Portfolio Recovery Associates, LLC vs. Case Number Scott Diehl 2013-3827 SHERIFF'S RETURN OF SERVICE 07/09/2013 07:39 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Scott Diehl at 295 Craig Street, Shippensburg Borough, Shippensburg, PA 17257. - �y ,�7S`ON KINSLER, DEPUTY SHERIFF COST: $50.60 SO ANSWERS, July 10, 2013 RbNtrY R ANDERSON, SHERIFF (c)CountySOe Shoriff,To!eosoff,!na