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HomeMy WebLinkAbout07-03-13 Reset PETITION FOR GRANT OF LETTERS REGISTER OF WILLS OF CUMBERLAND COUNTY,PENNSYLVANIA Pe[itioner(s) named below, who is/are 18 years of age or older, apply(ies) for Letters as specified below, and in suppor[thereof aver(s) the following and respectfully request(s)the grant of Letters in the appropria[e form: Decedent's Information � I�, /���/� Name: Louise A.Dixon File No: � � ��a� (Assigned by Register) a/k/a: ��a� Social Security No: Date of Death: June 22.2013 Age at death: 81 Decedent was domiciled at dea[h in Cumberland County, penn5yivania (Seare)wi[h his/her last principal residence at 1051 Brookwood Drive Unner Allen Townshio Cumberland CounN Permsvlvania Street addrese,Poat OHice and Zip Code City,Township or Borough County Decedent died at 1051 Brookwood Drive.Unoer Allen Townshin Mechanicsbure Cumberland Coun[v Pennsvlvania Street address,Port Of(ice and Zip Code Ciry,Townsh(p or Borough Counfy State Estimete of value o£decedenPs property at death: ljdomiciled in Pennsylvania.. ................ ... ....... All personal property $ 700.000.00 /jnot domiciled in Pennsyfvania. ............. ..... ..... Personal properry in Pennsylvania $ If not domiciled in Pennsy[vania. .. .... . ... . ............ Personal property in Counry $ Va[ue of real estate in Pennsy/vanra.. . . ..................... ................ .. ... ........... $ TOTAL ESTIMATED VALUE. ... $ 700.000 00 Real estate in Pennsylvania siNated at: (Armch additiorta(sFeets,ijrteressory.) Street eddreae,Post ONtce end Zip Code City,Townahip or Barough County � A. Petition for Probate and Grant of Letters Testamenta�-v Pe6tioner(s)aver(s)he/she/they is/are the Executor(s)named in the last Will of the Decedent,dated Juty 2Q 2007 and Codicil(s) thereto dated n/a Shte relevant circumotantts(e.g.�murtciolion,Aeaeh ofexeculor,erc.) Exceptasfollows: aftertheexecutionoftheinstrument(s)offeredforproba[eDecedentdidnotmarry,wasnotdivorced,wasnotapaztytoapending divorce proceeding whecein the grounds for divorce had been established as defined in 23 Pa. C.S. §3323(g),and did not have a child bom or adopted;and Decedent was neither the victim of a killing nor ever adjudicated an incapacitated person. �NO EXCEPTIONS �EXCEPTIONS � B. Petition for Grant of Letters of Administration pfapplicable) c.t.a.,d.b.n.,d.b.n.c.t.a.,pendente ltte,durante absentio,duronte minoritote If Administration,c.ta or d.b.n.c.ta.,enter date of Will in SecNon A above and complete list of heirs. Except as follows: Decedent was not a party ro a pending divorce proceeding wherein the grounds for divorce had been established as defined in 23 Pa.C.S. §3323(g)and was neither the victim oFa kiliing nor ever adjudicated an incapacitated person. �NO EXCEPTIONS �EXCEPTIONS Petitioner(s),after a proper search has/have ascertained that Decedent leR no W ill and was survived by the following spouse(ifany)and heirs(atmch additionalsheets, ifnecessoryJ: n �_: ;,� c � � m Name Relatlonshi pd � "�� o m = � , -- -a �.7 D' r �;-i Z � T C ''-` n �� , � �'t (' C .., _ _ � � r O N N+ formRW-01 rev. /0/77/lOR Pyge 1 Of'Z Oath of Personal Representative O�cial Use Only COMMONWEALTHOFPENNSYLVANIA } } SS: COUNTY OF } Petitiouei(s)Priuted Name PeNtioner(s)Printed Address John D.Dixon 1051 Brookwood Drive Mechanicsbur PA 17055 The Petitioner(s)above-�nazrzed swear(s)or afficm(s)the state nts in th oregoing Petition are we and correct to the best ofthe knowledge and belief of Petitiooeds)and that,as Pessonai Representative(s)of the ecede , e P 'tioner( lt well s�nd tmly adminiater the estate according to law. Swom to or affirmed and subscribed before Dace '�� �i ZO�3 me this /�" day of ul 20(3 Date BY� �_�'!1L_ � Date �6rtheRegister � C�,.� J Date UCLU BOND Required: Q �tP,� Q NO To the Regisrer ojWi!!s: FEES: Please enter my appearance by�py aignature ft�{'ow:� %'� 510.00 O ^,> e"� Letters . . . . . . . . . . . . . . . . . . . . . . $ torney Signature: � r�., c � �,1 ( 5 ) Short Cectifioate(s).. . . . . 7 S_(10 m .�.„-' �y � ��7 -� � __; -r ( ) Renunciatiou(s).. . . . . . . . � p- � ;;r �,� ( )Codicil(s). . . . . . . . . . . . . w -,,, ._r �� - ( )Affidavi[(s).. . . . . . . . . ._ - • :[ � C �7> -- -r; Bond.. . . . . . . . . . . . . . . . . . . . . . . Printed Name: David M.Watts, r.� n � " -�� � .� , Commi�syip.l . . . . . . . . . . . . . . . . Supreme Court O c r .� ,�a Other W 1 . . . . . . . . 1 S_(1(1 ID Number: 42232 : � W '- ;r� Saheritaac��ax Ret: 15.�� a -= v' -n i�ve�n6e�� � � � � � � � • ��,�1Q Firm Name: MeNees Wallace&Nurick LLFC'' • . . . . . . . Address: 100 pine Street . . . . . . . . Pn Rnx llfi6 � Harrisbure.PA 17108-1166 . . Phone: 717237.5344 Automation Fee. . . . . . . . . .. . . . . ��� Fax: 717260.1754 JCS Fee. . . . . . . . . . . . . . . . . . . . . �— Email: dwatte�mwn mm TOTAL. . . . . . . . . . . . . . . . . . . . . $ 6OH.SO H&H DECREE OF THE REGISTER Estate of Louise A.Dixon File No: ,2.� ""�� " O / � _/ a/k/a: AND NOW, �� lJj �J���-� , �b �,3 ,in consideration of the foregoing Petition, satisfactory proof having been presented before e,IT IS DECREED that Letters Testamentarv are hereby granted to John D.Dixo� in the above estate and(if a�plicable)that the instrument(s) dated 7uty 20,2007 � described in the Petition be admitted to probate and filed of record as the last Will (and Codicil(s o,`Deczdent. � ��� D Register of Wills � Fo.m xw-oz .e�. �onuzoii Fage 2 of 2 � . _ _ ���. �.� L. � � 4) � rn i • e � � � � � ' � rn = � , cn � � n � rr, rrr D Z � C"A 'e' � Z � 7c d ="� � n p � �'7 _t' LAST WILL AND TESTAMENT �' ° �� _ " p C "3 OF . �1 C.i _ ft't . � IOUISE A. DIXON a � "' -°n N I, LOUISE A. DIXON, of Upper Allen Township, Cumberland County, Pennsylvania, make this Will, hereby revoking all my former Wills and Codicils. ARTICLE ONE TANGIBLE PERSONAL PROPERTY § 1.1 I may leave a writing disposing of some or all of my tangible personal property, signed and dated by me. If I do so, and the writing can be incorporated by reference into this W ill or otherwise be legally binding, I direct that it be incorporated or followed and prevail over the residual disposition below. If the writing is not legally binding, I request that my wishes be foilowed. This provision shall apply whether the writing is executed before or after this W ill. § 1.2 I bequeath all my remaining tangible personal property, including by way of illustration but not by way of limitation, my household furniture and furnishings, paintings, books, automobiles, jewelry and personal effects, exclusive of any such property used in a trade or business, to my husband, JOHN D. DIXON ("My Husband"), if he survives me. If My Husband does not survive me, 1 bequeath such assets to my children (sons, RICHARD R. DIXON and ROBERT J. DIXON) living at my death to be divided between them in as nearly equal shares as they agree. In the event of irreconcilable disagreement between my children, they shall take alternate turns selecting individual items with my oldest child making the first selection. Any items not so selected shall be sold and the proceeds shall pass as a part of my residuary estate. § 1.3 To the extent practicable in the Executor's sole discretion, I bequeath any policies of insurance on such property to the beneficiary entitled to such property. _ § 1.4 I direct that the expenses of storing, packing, shipping, insuring and delivering any such property to the beneficiary entitled thereto shall be paid by the Executor as an administrative expense of my estate. ARTICLE TWO MARITAL TRUST § 2.1 If My Husband survives me, I devise and bequeath to my Trustee herein named, an amount equal to the value of my probate estate (determined on the basis of the values finally determined for federal estate tax purposes), other than property passing under the foregoing provisions of this Will, reduced by an amount, if any, needed to increase my taxable estate so that the federal estate tax as finally determined, after taking into consideration my adjusted taxable gifts, will equal my unified credit, the credit for property previously taxed and the state death tax credit(to the extent that the use of said credit does not result in an increase in the state death taxes otherwise payable)avai►able against such tax, assuming that an election were made to qualify all qualified terminable interest property, other than the trust provided for under Article Three of this Will, for the federel estate tax marital deduction whether or not such election is actually made. This trust, to be known as the Marital Trust, may be composed of cash, of property in kind or partly of cash and partly of property in kind, and shall be funded only with property which qualifies for the federal estate tax marital deduction in my estate, valued at the date of distribution, and which, to the extent other property is available, shall not include property for which a foreign death tax credit is available. The Marital Trust shall be administered and distributed in accordance with the following provisions of this ARicle Two: § 2.1.1 The Trustee shall hold, manage, invest and reinvest the trust property, shall collect the income thereof and shall distribute the net income in - 2 - _ quarter-annual instaliments, or more frequently if the Trustee deems it advisable, to or for the benefit of My Husband. § 2.1.2 The Trustee may also distribute to or for the benefit of My Husband so much of the principal of the trust property as the Trustee, in the Trustee's discretion, shall from time to time deem necessary or proper for My Husband's health, maintenance and support, taking into account other available funds, including his individual assets. § 2.1.3 Upon the death of My Husband, (a)the Trustee shall pay any accrued or undistributed net income to My Husband's personal representative and shall also pay to My Husband's personal representative or directly to the taxing authority from the principal of the trust property the additional amount of estate taxes, inheritance taxes, transfer taxes and other taxes of a similar nature, and all interest and penalties with respect to any such taxes, attributable to the inclusion of the value of this trust in My Husband's estate for such tax purposes; and (b)the Trustee shali then distribute the balance of the trust property in accordance with the provisions of Article Four hereof. ARTICLE THREE RESIDUARY UNIFIED CREDIT TRUST § 3.1 If My Husband survives me, I devise and bequeath to my Trustee, herein named, all of the rest, residue and remainder of my estate, to be held for the benefit of My Husband in trust, in accordance with the following provisions of this Article Three: § 3.1.1 The Trustee shall hold, manage, invest and reinvest the trust propeRy, shall collect the income thereof and, during the life of My Husband, the Trustee shall distribute the net income in quarter-annual installments, or more frequently if the Trustee deems it advisable, to or for the benefit of the group consisting of My Husband and my issue, in such proportions as the Trustee (subject to Section 10.3 below) in its sole discretion shall determine. § 3.1.2 The Trustee may also distribute to or for the beneflt of the group consisting of My Husband and my issue, so much of the principal of the trust property as the Trustee, in the sole discretion of the Trustee (other than My Husband), shall from time to time deem necessary or proper for the health, maintenance, support and education of the members of such group, taking into account other aveilable funds, including their individual assets; provided, however, no such distribution shall be made to or for the benefit of My Husband until all assets held in the trust created by Article Two of this Will are first expended or exhausted. § 3.1.3 Upon the death of My Husband, the Trustee shatl distribute the balance of the trust property in accordance with the provisions of Article Four hereof. - 3 - _ _ ARTICLE FOUR UPON THE DEATH OF THE SURVIVOR OF MY HUSBAND AND ME § 4.1 Upon my death, if My Husband does not survive me or to the extent he is deemed to have predeceased me as a result of a valid disclaimer, or if My Husband survives me, then upon My Husband's death, all assets not othervvise disposed of by this Will or to be distributed in accordance with this Article Four shall be distributed to my issue then living, per stirpes, subject to being held in trust in accordance with the provisions of Article Five hereof. ARTICLE FIVE TRUST FOR BENEFICIARY UNDER THIRTY YEARS OF AGE § 5.1 Except as otherwise may be provided in this Will, if any beneficiary is entitled to receive a mandatory distribution of property from my estate or from any trust created by this Will and is under thirty(30)years of age, I devise and bequeath such property to my Trustee, herein named, or l direct that such property be held by my Trustee in continued trust, as the case may be, for the benefit of such beneficiary, in trust, in accordance with the following provisions of this Article Five: § 5.1.1 While each such beneficiary is under twenty-one (21)years of age, the Trustee shall hold, manage, invest and reinvest the trust property, shall collect the income thereof and shall apply to or for the benefit of such beneficiary so much of the net income and, if the net income is insufficient, so much of the principal of the trust property as the Trustee, in the Trustee's discretion, shall from time to time deem necessary or proper for such beneficiary's health, maintenance, support and complete education, including college and graduate education, and professionai, vocational or technical treining, taking into account other availabie funds, including such beneficiary's assets. The Trustee shall annually accumulate any net income not so distributed and add the same to the principal of the trust property. § 5.1.2 After such beneficiary attains twenty-one (21)years of age, the Trustee shall continue to hold, manage, invest and reinvest the trust property, shall collect the income thereof and shall distribute the net income in quarter-annual installments, or more frequently if the Trustee deems it advisable, to or for the benefit of such beneficiary. - 4- § 5.1.3 In addition to the foregoing, after such beneficiary attains twenty-one (21)years of age, the Trustee may distribute to or for the benefit of such beneficiary so much of the principal of the trust property as the Trustee, in the Trustee's discretion, shall from time to time deem necessary or proper for such beneficiary's health, maintenance, support and complete education, including college and graduate education, and professional, vocational or technical training, taking into account other available funds, including such beneficiary's assets. § 5.1.4 At any time after such beneficiary attains twenty-five (25)years of age and prior to attaining thirly(30)years of age, such beneficiary may withdraw such sums as do not exceed one-half(1/2)of the market value of the principal of his or her trust as constituted on his or her iwenty-fifth (25"') birthday, or if his or her trust is established on or after his or her twenty-fifth (25"') birthday, such sums as do not exceed one-half(1/2) of the market value of the principal of his or her trust as constituted on the establishment thereof. § 5.1.5 At any time after such beneficiary attains thirty (30)years of age, such beneficiary may withdraw any or all of the principal of his or her trust. § 5.1.6 If such beneficiary dies before the complete termination of his or her trust, the Trustee shall distribute the property then held in trust as follows: § 5.1.6.1 If the beneficiary's trust is a Non-GST Exempt Trust as defined in § 7.2.10 herein, the Trustee shall distribute the property then held in trust for such beneficiary to such persons or entities (including the beneficiary's estate), in such amounts and upon such trusts, terms and conditions as the beneficiary by his or her last Will may appoint by specific reference to this general power of appointment. Any property not so appointed shall be divided into shares for the beneficiary's issue then living, per stirpes, or if none, for the issue then living of the parent of the beneficiary who was a descendant of mine, per stirpes, or if none, for my issue then living, per stirpes, and in all circumstances subject to being held in continued trust in accordance with the provisions of this Article Five. § 5.1.6.2 If the beneficiary's trust is a GST Exempt Trust as defined in § 7.2.10 herein, the Trustee shall distribute the property then held in trust for such beneficiary to such of my issue other than the beneficiary in such amounts and upon such trusts, terms and conditions as the beneficiary by his or her last Will may appoint by specific reference to this special power of appointment. Before exercising such special power of appointment, I request that the beneficiary seek counsel regarding the generation skipping transfer tax effects of such exercise. Any property not so appointed shall be divided into shares for the beneficiary's then living issue, per stirpes, or if none, for the issue then living of the parent of the beneficiary who was a descendant of mine, per stirpes, or if none, for my then living issue, per stirpes, and in all circumstances subject to being held in continued trust in accordance with the provisions of this Article Five. - 5 - ARTICLE SIX APPOINTMENT OF FIDUCIARIES § 6.1 I appoint My Husband, JOHN D. DIXON, as Executor of this Will. If My Husband should be unable or unwilling to act or continue to act, for any reason whatsoever, I appoint my sons, RICHARD R. DIXON and ROBERT J. DIXON, to serve as Co-Executors in his place. If either of my sons should be unable or unwilling to act or continue to act, for any reason whatsoever, the vacancy shall not be filled and the other shall act or continue to act as sole Executor. If both my sons are unable or unwilling to act or continue to act, for any reason whatsoever, I appoint ANTHONY HANOSEK, CPA as my successor Executor. All references herein to the "Executor" shall mean my originally appointed Executor or my successor Executor(s), as the case may be. § 6.2 I appoint my sons, RICHARD R. DIXON and ROBERT J. DIXON, and ANTHONY HANOSEK as Co-Trustees of any trust created by this Will. If either of my sons should be unable or unwilling to act or continue to act, for any reason whatsoever, the vacancy shall not be filled. If ANTHONY HANOSEK is unable or unwilling to act or continue to act, for any reason whatsoever, I appoint such shareholder of Smoker, Smith &Associates, P.C. (or successor) as designated by the governing body thereof to serve in his place. All references herein to the "Trustee" shall mean the originally appointed Co-Trustees, sole serving Trustee or the successor Trustee, as the case may be. § 6.3 I appoint the Trustee then serving hereunder as Guardian of the estates of any minor beneficiaries under this Will, including the proceeds of any life insurence on my life payable to such minors and any other property, rights or claims with respect to which I am entitled to appoint a guardian and have not othervvise specifically done so. The Guardian shall have full authoriry to use such assets, both principal and income, in any manner the Guardian - 6 - shall deem advisable for the best interests of the minor, including college and graduate education, and professional, vocational or technical treining, without securing a court order. ARTICLE SEVEN POWERS OF FIDUCIARIES § 7.1 No fiduciary under this Will shall be required to give bond or other security for the faithful performance of the fiduciary's duties. § 7.2 Any such fiduciary shall have the following powers, in addition to those given by law: § 7.2.1 To invest in, accept and retain any real or personal property, including stock of a corporate fiduciary or its holding company, without restriction to legal investments; provided, however, if any property that forms a part of the principal of the trust established by Articie Two of this Will is unproductive, My Husband may at any time and from time to time by a written notice require the Trustee of said trust either to make any or all of such property productive or to convert such property within a reasonable time after the Trustee receives such notice; § 7.2.2 To sell, exchange, partition or lease for any period of time any real or personal property and to give options therefor for cash or credit, with or without security; § 7.2.3 To borrow money from any person, including any fiduciary acting hereunder, and to mortgage or pledge any real or persona� property; § 7.2.4 To hold shares of stock or other securities in nominee registration form, including that of a clearing corporation or depository, or in book entry form or unregistered or in such other form as will pass by delivery; § 7.2.5 To engage in litigation and compromise, arbitrate or abandon claims; § 7.2.6 To determine the apportionment of receipts and expenses, including e�raordinary cash dividends, stock dividends, capital-gain dividends of regulated investment companies and proceeds and expenses of the sale of unproductive real estate, between income and principal, such apportionment to be made so as to balance fairly the interests of any income beneficiary and the remaindermen; § 7.2.7 To make distributions in cash, or in kind at current values, or partly in each, allocating specific assets to particular distributees on a non-pro rata basis, and for such purposes to make reasonable determinations of current values; - 7 - § 7.2.8 To make elections, decisions, concessions and settlements in connection with all income, estate, inheritance, gift or other tax retums and the payment of such taxes, without obligation to adjust the distributive share of income or principal of any person affected thereby; § 7.2.9 To join with My Husband or his personal representative in the filing of a joint income tax return for any period for which such a retum may be permitted, without requiring him or his estate to indemnify my estate against liability for the tax attributable to his income, and to consent, for federal gift tax purposes, to having gifts made by My Husband during my lifetime treated as having been made half by me; § 7.2.10 To allocate, in the Executor's sole and absolute discretion, any portion of my exemption under Section 2631(a) of the Intemal Revenue Code ("My GST Exemption"), to any property as to which I am the transferor, including any property transferred by me during my lifetime as to which I did not make an allocation prior to my death. Similarly, My Husband's Executor may allocate a portion or ali of My Husband's exemption ("My Husband's GST Exemption")from generation skipping transfer tax to property held hereunder of which My Husband is deemed transferor. Any such election or allocation shall be binding upon the Trustee and any beneficiary of any trust created hereunder. The Trustee is directed to divide any trust created under this Will into two (2) or more separate trusts, if necessary, to segregate the portion or portions of the trust or trusts created hereunder over which My GST Exemption or My Husband's GST Exemption has been allocated (the "GST Exempt Trusts")from the portion or portions of the trust or trusts created hereunder over which neither My GST Exemption nor My Husband's GST Exemption has been allocated (the "Non-GST Exempt Trusts"); provided, however, that any such separeted trusts shall be held, administered and disposed of in accordance with the terms hereunder as identical trusts in all other respects, except as provided above; § 7.2.11 To disclaim any interest i may have in any estate if the Executor deems such disclaimer to be in the best interests of my estate and the beneficiaries thereof; § 7.2.12 To merge, after the death of My Husband, any trust created hereunder with any other trust or trusts created by me or My Husband, under will or deed, if the terms of any such trust are substantially similar and are held for the primary benefit of the same persons, and if such merger shall not cause any adverse income, estate or generation skipping trensfer tax consequence; § 7.2.13 Following the death of My Husband, to terminate any trust created herein, the principal of which is or becomes too small in the Trustee's discretion to make the establishment or continuance of the trust advisable, and to make immediate distribution of the then remaining trust property to the beneficiary then entitled to the income of the trust property or, if there is more than one beneficiary, to the beneficiaries then entitled to the income of the trust property, in proportion to their respective interests therein or, if such interests are not defined, in equal shares to such beneficiaries. The receipts and releases of the distributees will terminate absolutely the right of all persons - 8 - who might otherwise have a future interest in the trust, whether vested or contingent, without notice to them and without the necessity of filing an account in any court; and § 7.2.14 To file the appropriate election in accordance with Section 2056(b)(7xB)(v)of the Internal Revenue Code to designate whatever portion of the trust established in Article Two of this Will that the Executor, in the Executor's sole discretion, determines should qualify for the marital deduction. In making this determination, the Executor is directed to consider the present and projected financial requirements of My Husband, the expected period of survivorship of My Husband and the assets that have passed to My Husband other than under the provisions of this Will. If the Executor does not make an election pursuant to Internal Revenue Code Section 2056(b)(7xBxv)with respect to all of the assets held in trust under Article Two hereof, the respective trust estates thereunder may be divided into separate trusts pursuant to the terms of the election and such division shall be based upon the fair market value of the assets comprising the respective trusts at the time of the division. ARTICLE EIGHT PROVISION FOR TAXES § 8.1 All estate taxes, inheritance taxes, transfer taxes and other taxes of a similar nature payable by reason of my death to any government or subdivision thereof upon or with respect to any property subject to any such tax(solely for the purposes of this Article, "Death Taxes"), and any penalties thereon, shall be paid by the Executor as foilows: (a) if My Husband survives me, all such Death Taxes and penalties shall be paid out of the principai of the property, if any, disclaimed by My Husband and, if none or to the eutent such disclaimed property is insufficient, from the principal of that portion of my estate disposed of by Article Three of this Will; and (b) if My Husband does not survive me, all such Death Taxes and penalties shall be paid from the principal of that poRion of my estate disposed of by Article Four of this Will. All interest with respect to any such Death Taxes and penalties shall be paid by the Executor out of the income or principal or partly out of the income and partly out of the principal of such portion of my estate, in the absolute discretion of the Executor. My Executor shall not make apportionment among or seek reimbursement from the beneficiaries, recipients or owners of such property for any such Death Taxes, penalties or interest. Notwithstanding any provision - 9 - of this Article to the contrary, the Executor shali not pay any such Death Taxes, penalties or interest attributable to any property included in my estate solely because of a power of appointment thereover which I possess but have not exercised or any quaiified terminable interest property. ARTICLE NINE PROVISION FOR DEBTS AND EXPENSES § 9.1 1 direct that any of my legally enforceable debts, any expenses of my last illness, funeral and burial, and any of the administrative expenses of my estate (solely for the purpose of this Article, "Debts and Expenses"), shall be paid as follows: (a) if My Husband survives me, all such Debts and Expenses shall be paid out of the principal of the property, if any, disclaimed by My Husband and, if none or to the extent such disclaimed property is insufficient, from the principal of that portion of my estate disposed of by Article Three of this Will; and (b) if My Husband does not survive me, all such Debts and Expenses shall be paid from the principal of that portion of my estate disposed of by Article Four of this Will. ARTICLE TEN MISCELLANEOUS PROVISIONS § 10.1 As used in this Will, the term "Internal Revenue Code" shall mean the Intemal Revenue Code of 1986, as amended from time to time, or the corresponding provision of subsequent law. § 10.2 If My Husband and I die under such circumstances that it is impossible to determine which of us survived, it shall be conclusively presumed and this Will shall be construed as if My Husband had survived me. If any person, other than My Husband, and I die under such circumstances that it is impossible to determine which of us survived, it shall be conclusively presumed and this Will shall be construed as if such person had predeceased me. - 10 - § 10.3 Whenever a discretionary distribution of net income or principal is permitted pursuant to any trust created by this Will, if such distribution may be made in whole or in part to a person who is then a Trustee of such trust, such person may not participate in any way in the decision whether to make such distribution. No Trustee who is under a legal obligation to support a beneficiary of a trust created hereunder shall participate in the exercise of any discretion granted to the Trustee of that trust to distribute net income or principal in discharge of that legal obligation. Furthermore, no Trustee shall enter into any reciprocal arrangement with any other trustee for the purpose of indirectiy exercising a power prohibited hereunder. § 10.4 Whenever a fiduciary is directed to distribute property to or for the benefit of any beneficiary who is under(a)twenty-five (25)years of age, or(b) a legal disability or otherwise suffers from an illness or mental or physical disability that would make distribution directly to such beneficiary inappropriate (as determined in the fiduciary's sole discretion exercised in good faith), the fiduciary may distribute such property to the person who has custody of such beneficiary, may apply such property for the benefit of such beneficiary, may distribute such property to a custodian for such beneficiary, whether then serving or selected and appointed by the fiduciary (including the fiduciary), under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act, may distribute such property to the guardian of such beneficiary's estate, may distribute such property directly to such beneficiary's estate, or may distribute such property directly to such beneficiary(except if any of the conditions hereinbefore described in (b)apply), without liability on the part of the fiduciary to see to the application of such property. This provision shall not in any way operate to suspend such beneficiary's absolute ownership of such property or to prevent the absolute vesting thereof in such beneficiary. § 10.5 Except as otherwise may be provided in this Will, during the continuance of any of the trusts created under the provisions of this Will, and thereafter until the property is - 11 - distributed to and received by any beneficiary hereunder, the principal sums thus held in trust for any beneficiary, respectively, and the income thereof shall not be subject to or liable for any contracts, debts, engagements, liabilities or torts of such beneficiary now or hereafter made, contracted, incurred or committed, but shall be absolutely free from the same, and such beneficiary shall have no power to sell, assign or encumber all or any part of the principal sums or such beneficiary's interest therein, respectively, or the income thereof, or to anticipate the income. § 10.6 A corporate fiduciary shall be entitled to receive compensation for its services hereunder in accordance with its schedule in effect when the services are performed, but not in excess of such compensation as would be approved by a court of competent jurisdiction. An individual fiduciary shall be entitled to receive reasonable compensation for such fiduciary's services hereunder. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 20�'day of July, 2007. � • �9 (SEAL) OUISE A. DIXON Signed, sealed, published and declared by the above named LOUISE A. DIXON, as and for her last Will, in the presence of us and each of us, who, at her request and in her presence and in the presence of each other, have hereunto subscribed our names as witnesses thereto the a and year last above written. (�i Residing '{'�'K'�'t� �� �G'�l�C�-�v � Residing at ��A/����M��— / � _ 12 _ COMMONWEALTH OF PENNSYLVANIA . . ss. COUNTY OF DAUPHIN • e, LOUISE A. DIXON, the testatrix, and ��� c�1 � Jt�ev�+..son and ar�c e,. .Sr.:�-I� , the witnesses, whose names are signed to the attached or foregoing instrument, being first duly swom, do hereby declare to the undersigned authority that the testatrix signed and executed the instrument as her last Will; that the testatrix signed willingly and executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the testatrix signed the Will as a witness and that to the best of his or her knowledge the testatrix was at that time 18 years of age or older, of sound mind and under no aint or undue influe . _� � !/�l LOUISE A. DIXON Witness /CJ�L�.�Ci�-/ ��GT�C/�-��' W itness Subscribed, sworn to and acknowled ed before me by LOUISE A. DIXON, the testatrix, an subscribed and sworn to before me by� �G.s�d�. �..�• S�'P��nsan and �_ r � �� n s,,,;'7Y, , witnesses, this 20�'day of July, 2007. Notary P (SEAL) pr p 8NN YLYANIA Notarial Seal K{�yaren D.Ratferty,No1eryInPuWic MyComim�bnu6gxWres�eb.13��0 - 13 -