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Home My WebLink About13-3880 Supreme C Pennsylvania Cour4 f n Pleas z: I'll il� it no art' s ,. > :,. : C I AM P et +DCk+i` r,. CLIMB County \\ The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court. 0 \� Commencement of Action: IN ' Complaint p � �1. � ® ompant ❑ Writ of Summons „ \� El Petition ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES, LLC CHARNELLE MURPHY Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? ❑ Yes ® No �\ Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) O E M Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ft �� ❑ Intentional [I Buyer Plaintiff Administrative Agencies M ❑ Malicious Prosecution El Board of Assessment ❑ Motor Vehicle ❑ E] Board of Elections Debt Collection: Credit Card ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Trans ortation E] Premises Liability p p -- _— _— _ —_ - -_ ❑ Statutory Appeal: Other ❑ Product Liability (does not include \ mass tort) ❑ Employment Dispute: ❑ Slander/Libel /Defamation Discrimination E] Zoning Board p Other: Employment Dis Dispute: Other El P ❑ Other: `\ ❑ Other: MASS TORT ❑ Asbestos — ❑ Tobacco ❑Toxic Tort -DES REAL PROPERTY MISCELLANEOUS ❑ Ejectment ❑Toxic Tort - Implant ❑Common Law /Statutory Arbitration "• E] Toxic Waste [3 C] Eminent Domain /Condemnation El Declaratory Judgment ": \\ ' ❑ Ground Rent o E] Other: ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto �\ \ ❑ Partition ❑ Replevin ` PROFESSIONAL LIABILITY ❑ Quiet Title �,• . ° ❑ Other: ❑ Dental ❑ Other: ❑ Legal - - - -- - - -- �N ❑ Medical – -- - - - - - -- - -- � ❑ Other Professional: – 13 -27472 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC elf j " f F1 Cc Pf�O TfiG,!() T'A f Y 120 Corporate Blvd Norfolk, VA 23502 2013 JUL _ $ � j, 10: TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 C TERLAND COUNTY Attorneys for Plaintiff P ENN SYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. 3 / Plaintiff, V. CHARNELLE MURPHY 634 MOUNTAIN ST ENOLA PA 17025 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 Pennsylvania Lawyer Referral Service f 13 -27472 (800) 692 -7375 99 LL c This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. CHARNELLE MURPHY 634 MOUNTAIN ST ENOLA PA 17025 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORRE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON 1NFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 Pennsylvania Lawyer Referral Service (800) 692 -7375 13 -27472 Esta corminicacion es de un cobrador de deudas y es un intent do cobras una deuda. Cualquier infromacion sera utilizada para ese proposito. Robert N. Polas, Jr.,.Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1 -866- 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC : 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. CHARNELLE MURPHY 634 MOUNTAIN ST ENOLA PA 17025 Defendant. COMPLAINT I. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, CHARNELLE MURPHY, is an adult individual with last known address of 634 MOUNTAIN ST, ENOLA PA 17025. 3.. It is averred that Defendant was indebted to GE MONEY BANK, F.S.B. / WAL -MART on November 23, 2009 with account number * * * * * * * * * ** *7881 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This coma mmication. is from a debt collector and i.s an. attempt to collect a debt. Any information. obtained will be used for that parpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on June 25, 2010. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE MONEY BANK, F.S.B. / WAL -MART and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the.sum of $716.88. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, CHARNELLE MURPHY, in the amount of $716.88, plus costs of this action and any other relief as the Court deems just and reasonable. Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 13 -27472 Attorneys for Plaintiff This communication is fiorn a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Lecinda Shipmon - Walker hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: JUN 11 2013 By: Lecinda Shipmon- Walker Custodian of Records 13 -27472 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBI A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 � Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** *7881 CHARNELLE MURPHY Account Holder: CHARNELLE MURPHY 634 MOUNTAIN ST ENOLA PA 17025 Consumer Account Product Code: PVT Issuer: GE MONEY BANK, F.S.B. / WAL -MART Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *7881 Date Account Open6d: November 23, 2009 Date of Last Payment: June 25, 2010 Date of Charge Off: August 24, 2010 Balance at Purchase: $716.88 Purchase Date: June 30, 2011 Balance at Charge -Off. $716.88 Less Payments: $.00 Balance Due: $716.88 13 -27472 GECL51 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. Lecinda Shipmon Walker I, the undersigned, , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: 1. I am competent to testify to the matters contained herein. 2. 1 am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from GE MONEY BANK, F.S.B. / WAL -MART ( "Account Seller "), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on June 30, 2011. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from CHARNELLE MURPHY ( "Debtor ") to the Account Seller the sum of $716.88 with the respect to account number ending in * * * * * * * * * ** *7881 as of August 24, 2010 with there being no known un- credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $716.88 as due and owing as of the date of this affidavit. 6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant is not on active military service of the United States. Portfolio Recove Associates, LLC Le ' Shipmon - Walker By: , Custodian of Records Dionne Juanita Gardner Iry and sworn to before me on � f Commonwealth of Virginia 2013 Notary Public' Commission No. 7515874 MY Commission Expires 8/31/2016 lic 13 -27 472 This communication is from a debt collector • and i.s an. atternpt to collect a debt. Any information obtained will be used foi that purpose. GE Money Bank BILL of SALE PRA 120 -day Mid Prime — June 2011 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement "), dated the 20th day of December 2010 by and between General Electric Capital Corporation, a Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit Services Inc, a Delaware corporation (collectively "Seller ") and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on June 19, 2011, and as further described in the Agreement. GE Money Bank B y: 1 Title: CFO Retailer Cred' Services Inc By: Title: President General Electric Capital Corporation By: Title: Vice President GEC 45"1 of GE Money Bank BILL of SALE PRA 120 -day Mid Prime — June 2011 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement "), dated the 20th day of December 2010 by and between General Electric Capital Corporation, a Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit Services Inc, a Delaware corporation (collectively "Seller ") and Portfolio Recovery Associates, LLC ("Buyer'), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on June 19, 2011, and as further described in the Agreement. GE Money Bank By: Title: CFO Retailer Credit Services Inc By: Title: President General Electric Capit Corporation By :, Title: 4Presi ent G EC4 5 1 z 2 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson 171[1 f- G,-, Sheriff IGF THE PROTIHONOTAW, Jody S Smith Chief Deputy 2013 JUL 18 AM 9: 59 Richard W Stewart Solicitor OFF$'E0FTI1,ESYEPIFP CUMBERLAND COUNI-Y PENNSYLVANIA Portfolio Recovery Associates, LLC Case Number vs. 2013-3880 Charnelle Murphy SHERIFF'S RETURN OF SERVICE 0710912013 07:49 PM-Deputy Amanda Cobaugh, being duly sworn according to law, served the requested Complaint&Notice by handing a true copy to a person representing themselves to be Nicholas Damone, boyfriend,who accepted as"Adult Person in Charge"for Charnelle Murphy at 307 Second Street, East Pennsboro, Summerdale, PA 17025. AMANDA COBAUGH, btPuTy SHERIFF COST: $61.90 SO ANSWERS, July 10, 2013 RbNO R ANDERSON, SHERIFF (c)CountySuite Shonff,Teleosoft,Inc. • Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID#94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk,VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 13 3880 CIVIL . L J hJ c.t., V. ~^- ..t.:.a. Cam _mr CHARNELLE MURPHY r 634 MOUNTAIN ST al� ' ENOLA PA 17025 - .E, Defendant =c-;- -°`°' <4_ — +.:�,, PRAECIPE TO SETTLE DISCONTINUE AND END `r PLEASE MARK THE ABOVE-CAPTIONED ACTION AS SETTLED, DISCONTINUED AND ENDED. Resp submitted, - Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 13-27472 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. ■ - Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID#94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC : 120 CORPORATE BLVD . NORFOLK, VA 23502 . Plaintiff : No. 13 3880 CIVIL v. • CHARNELLE MURPHY . 634 MOUNTAIN ST . ENOLA PA 17025 . Defendant • CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Settle Discontinue and End upon CHARNELLE MURPHY by First Class Mail, Postage Pre-Paid, a copy thereof on this// day Zeij...1- 2013,to: CHARNELLE MURPHY 634 MOUNT T •, 0 A IA1 025 /// ./¢ Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 13-27472 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for this purpose.