HomeMy WebLinkAbout06-17-13 (2) 1
REV-1500.�1 Extol-Im, "61 150561Q143 OFFICIAL USE ONLY
PA Department of Revenue Pennsylvania county code Year File Number
Bureau of Individual Taxes a P"PiM°NT M NtvaNUe
PO 60x.280601 INHERITANCE TAX RETURN 21 12 1028
Harrisburg, PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
09 15 2012
Decedent's Last Name Suffix Decedent's First Name MI
LENKER GRACE E
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
1. Original Return 2, Supplemental Return ❑ 3, Remainder Return(date of death
prior to 1243-82)
❑ 4. Limited Estate ❑ 4a Future Interest Compromise ❑ 5, Federal Estate Tax Return Required
(date do�fn death�after l2-12-82)
tLe.i 8. {AttWft�ic�y of Will) a ❑ 7, (Alttaa;tt Gtopp afa[ruarya Living Trust g. Total Number of Safe Deposit Boxes
❑ g, Litigation Proceeds Received ❑ 16.EeNieen10v3nY C2 t�datses�fdeam ❑ 11 Election to tax under Sec.9113(A)
2 9 (Attach Son.O)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
DIANE G RADCLIFF (717) 737 0100
i
REGISTER OF WILLS USE ONLY
First line of address C C> j
3448 TRINDLE ROAD c to °
M = c> z v4
Second line of address D N
R1 FO
zu' z o «
City or Post Office State ZIP Code t7 Fl
CAMP HILL PA 17011 o c = C-�
ry r m
-� r—
D [V Gq O
".0
Correspondent's e-mail address: dianeradcliff@comcasLnet
Under penalties of perjury,{ so re that I have a fined this return,including accompanying schedules and statements,and to the best of my knowledge and belief.
it is true,oonect and complete.Deciaration of p rer other than the personal representative is based on all information of which preparer has any knowledge.
SIGN UR RSON SIBLE FO LING ETURN DATE
LEE E REED
Ac Ess
37 Beechwood Drive, Dillsburg, PA 17019
IGNATURE OF PR OTHER THAN RE PRE T I D TE /
Diane G Radcliff
Cr �j`�( 1'
rindie Road,Camp Hill, A
Side 1
'� 1505610143 1505610143
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1 1505610243
-! REV-1500 EX
RECAPITULATION
1. Real Estate(Schedule A).........................._.._................_................................_... 1, 149, 000 . 00
2. Stocks and Bonds(Schedule B)......................................................... ................... 2. 206, 674 . 21
3. Closely Held Corporation,Partnership or Sale-Proprietorship(Schedule C)......... 3,
4. Mortgages&Notes Receivable(Schedule D)........................................................ 4.
5, Cash,Bank Deposits&Miscellaneous Personal Property(Schedule E)............... 5. 54, 965 . 52
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6,
7. Inter-Vivos Transfers&Miscellaneous -Probate Property
(Schedule G) in Separate Billing Requested,........... 7, 202 r 988 . 62
8. Total Gross Assets(total Lines 1-7)..................................................................... 8. 513 , 628 .35
9. Funeral Expenses&Administrative Costs(Schedule H)....................................... 9. 34 , 251 . 48
10. Debts of Decedent,Mortgage Liabilities,&Liens(Schedule 1).......-................-- 10. 1, 854 . 34
11. Total Deductions(total Lines 9& 10).-......... .....-..........................--............... 11. 36, 105 . 82
12. Net Value of Estate(Line 8 minus Line 11)......................................................... 12. 477 , 522 . 53
13_ Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J)..... ...................................... 13.
14. Net Value Subject to Tax(Line 12 minus Line 13)............................................-. 14. 477 , 522 . 53
TAX COMPUTATION.SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116 is, 0 . 00
(a)(1.2)X.00
16. Amount of Line 14 taxable
at lineal rate X 045
477, 522 . 53 16. 21 , 488 . 51
.
17. Amount of Line 14 taxable
at sibling rate X.12 0. 00 17, 0 . 00
18. Amount of Line 14 taxable
at collateral rate X.15 0 . 00 18, 0 . 00
19. Tax Due.................. ............................................................................................... 19, 21,488 . 51
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
Side 2
1505610243 1505610243
REV-1500 EX Page 3 File Number 21-12-1028
Decedent's Complete Address:
DECEDENT'S NAME
LENKER,GRACE E
STREETADDRESS
5226 Royal Drive
CITY STATE ZIP
Mechanicsburg PA 17055
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) {i) 21,488.51
2. Credits/Payments
A. Prior Payments
B. Discount 0.00
Total Credits(A +B) (2) 0.00
3. Interest (3)
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 2 Line 20 to request a refund
5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) 21,488.51
Make Check Payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN"X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or Income of the property transferred;................................ .........................___
b, retain the right to designate who shall use the property transferred or its income;_................................
c. retain a reversionary interest;or.....................................................................................................I.........
d. receive the promise for life of either payments,benefits or care?............................................................
2. if death occurred after December 12, 1982,did decedent transfer property within one year of death without
receiving adequate consideration?......__.................................._.._..........................._........_........................... ❑
1 Did decedent own an"in trust for' or payable upon death bank account or security at his or her death?....... ❑
4, Did decedent own an Individual Retirement Account,annuity,or other non-probate property which
contains a beneficiary designation?.-.......___.................................____.................................................
___ ® ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1,1994 and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving
spouse is 3 percent{72 P.S.§9116(a)(11)(1)].
For dates of death on or after January 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)], The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of
assets and filing a tax return are still applicable even if the surviving spouse Is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent,or a stepparent of the child is 0 percent 172 P.S.§9116(a)(1.2)].
. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in
72 P.S.§9116 1.2)[72 P.S, §9116(a)(1)).
. The tax rate Imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)1. A
sibling is defined under Section 91 02,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
n
Rev-1502 E%a 01-Cal
SCHEDULE A
REAL ESTATE
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TA%RETVRN
RESIDENTIDECEDENT
ESTATE OF FILE NUMBER
LENKER, GRACE E 21-12-1028
All real property owned solely or as a tenant in common must be eeporred at fair market value.Fair market value is defined as the prce at which property,souid be
szohenged between a willing buyer and a willing seller,neither being compered to buy or sell,both having reasonable knowledge of the relevant Facts.
Real property which In jointly-owned with right of survivorship meat be disclosed on schedule F.
Attach a onov of the settlement sheet if the Suddenly has been sold
Include a copy of the deed showino decedenPS interest if owned as tenant in common.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Real Estate.5226 Royal Drive 149,000.00
Mechanicsburg, PA 17055
TOTAL(Also enter on Line 1,Recapitulation) 149,000.00
(if more space is needed,additional pages of the same size}
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule A(Rev. 11-05)
Rev-1503 EX.(6-88)
SCHEDULE B
STOCKS & BONDS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
LENKER GRACE E 21-12-1028
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM CUSIP VALUE AT DATE
NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH
1 627.515 shares of American Investment Co. of America 31.26 19,616.12
2 610.647 shares of American Washington Mutual Investments 31.99 19,534.60
3 38,868.559 shares of Oppenheimer Funds 4.31 167,523.49
TOTAL(Also enter on Line 2, Recapitulation) 206,674.21
(If more space is needed,additional pages of the same size)
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B(Rev.6-98)
Rev-1508 EXa(6.98)
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITARCE TAX RETURN
REVOENTOECEDENT
ESTATE OF FILE NUMBER
LENKER, GRACE E 21-12-1028
IrxlW frig proceeds of Iiti Lion and the date the proceeds word received by the estate
All property jolndymwned with the right of SUNivorship Rwet be disclosed on sc annile F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 American Money Market 1,385.62
2 Metro Bank-Checking Account No.82000134 53,450.52
3 Miscellaneous Reimbursements 129.38
I
TOTAL(Also enter on Line 5,Recapitulation) 54,965.52
(if more space is needed,additional pages of the same size)
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA4500 Schedule E(Rev.6-98)
Rev-1510 EX+(8.98)
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RF.SIDENTOECEDENT
ESTATE OF FILE NUMBER
LENKER, GRACE E 21-12-1028
This schedule rtes!be completed and flied'rf the answer to any of questions 1 through a on the reverse side of the REV-1 SOD COVER SHEET is yea.
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECDS EXCLUSION TAXABLE
NUMBER THE DATE OF TRAANSFER TRANSFEREE THEIR CORELATIONSHIP Y FE EED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
1 Mass Mutual Annuity-No.VA09922987 102,988.62 102,988.62
TOTAL(Also enter on Line 7, Recapitulation) 102,988.62
(H more space is needed,additional pages of the same size)
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1600 Schedule G(Rev.6.98)
REV-1151 EX.110-061
SCHEDULE H
COMM�o1HNEWpE�ApLryTr�;1FZqx NET�Vp�ryyANIA FUNERAL EXPENSES &
RESIDErJT RECEDE NT ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
LENKER GRACE E 21-12-1028
Debts of decedent must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
NUMBER
A. FUNERAL EXPENSES:
See continuation schedule(s)attached 810.84
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
LEE E REED
Street Address 37 Beachwood Drive
City Dillsburg State PA Zio 17019
Year(s)Commission paid 2013 25,000.00
2. Attornev's Fees Diane G Radcliff 2,000.00
3, Family Exemption: (If decedent's address is not the same as claimant's,attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees 423.50
5. Accountant's Fees
6. Tax Return Preparer's Fees
7. Other Administrative Costs 6,017.14
See continuation schedule(s) attached
TOTAL(Also enter on line 9, Recapitulation) 34,251.48
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev. 10-06)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
LENKER, GRACE E 21-12-1028
ITEM
NUMBER DESCRIPTION AMOUNT
Funeral Expenses
1 Neill Funeral Home 810.84
H-A 810.84
Other Administrative Costs
2 Appraisal Fee-Real Estate 375.00
3 Harland Clarke-Estate Account Checks 30,40
4 Homewood Suites-Rent for Daughter to assist in administration of estate 1,882.54
5 Reserve-Additional Taxes,Attorneys fees, Fiduciary Tax Return 2,000.00
6 State Farm Insurance-Homeowners Insurance 577.00
7 U-Haut-Storage Unit 126.85
8 U-Haul -Storage Unit 128.85
8 U-Haul-Storage Unit 126,85
10 U-Haul -Storage Unit 126.85
11 U-Haul-Storage Unit 126.85
12 U-Haul-Storage Unit 126.85
13 U-Haul -Storage Unit 126.85
14 U-Haul-Storage Unit 126,85
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6.98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
LENKER, GRACE E 21-12-1028
ITEM
NUMBER DESCRIPTION AMOUNT
16 U-Haul -Storage 137.40
H-B7 6,017.14
Copyright(c)2002 form software only The Lackner Group,Inc. Form PA-1600 Schedule H(Rev. 6-88)
Rev-1312 EX.(12.08)
SCHEDULE 1
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENTDECEDENT
ESTATE OF FILE NUMBER
LENKER, GRACE E 21-12-1028
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,Including unreimbumed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Amelia Urgent Care 150.94
2 Homewood Suites-Rent for Grace upon return from Florida prior to death 1,70140
TOTAL(Also enter on Line 10, Recapitulation) 1,854.34
(if more space is needed,additiotwi pages of the same size)
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule I(Rev. 12-08)
I
REV-1818 EX.(11A8(
g SCHEDULE J
COMMOt4�'IF-ALTD p OETURN ANIA BENEFICIARIES
ESTATE OF EACXC ENT FILE NUMBER
LENKER, GRACE E 21-12-1028
NUMBER NAME AND ADDRESS OF DECEDENT RELATIONSHIP TO SHARE ESTATE AMOUNT OF ESTATE
PERSON{SI RECEIVING PROPERTY (Words)ds} {$$$}
TAXABLE DISTRIBUTIONS [include outright spousal
distributions,and transfers
under Sec.9116(a)(1.2)]
DiAnn M Matheny Daughter One-Half
320 South 5th Street Residue
Fernandina Beach, FL 32034
Lee E Reed Son One-Half
37 Beechwood Drive Residue
Dillsburg, PA 17019
Total
Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet,as approp riate.
NON-TAXABLE DISTRIBUTIONS:
IT. A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule J(Rev. 11.08)
REGORGED OFFICE OF
REGISTER q1 J,
LAST WILL AND TESTAMENT O
• (Pour-Over Will) 2012 SEP 2 ) PM 12- 37
OF
GRACE E.LENKER
IDENTITY MBFR(/{� D CO., PA
P
( J A
I, GRACE E. LENKER,residing in the County of Cumberland,Commonwealth of Pennsylvania,
being of sound mind and memory, and not acting under duress or undue influence of any person
whomsoever, hereby declare this to be my Last Will and Testament, and I do hereby revoke all other
former Wills and Codicils to Wills heretofore made by me. My Social Security Number is 209-I2-5502.
I have the following children; AiAnn M. Matheny, born November 24, 1945; and Lee E. Reed,
born January 25, 1954.
DEBTS,TAXES AND ADMINISTRATION EXPENSES
I have provided for the payment of all my debts,expenses of administration of property wherever
situated passing under this Will or otherwise, and estate, inheritance,transfer, and succession taxes, other
than any tax on a generation-skipping transfer that is not a liability of my Estate (including interest and
penalties, if any) that become due by reason of my death, under THE GRACE E. LENKER
REVOCABLE LIVING TRUST executed on even date herewith (the "Revocable Trust'). If the
Revocable Trust assets should be insufficient for these purposes,my Executor shall pay any unpaid items
• from the residue of my Estate passing under this Will, without any apportionment or reimbursement. In
the alternative, my Executor may demand in a writing addressed to the Trustee of the Trust an amount
necessary to pay all or part of these items,plus claims,pecuniary legacies,and family allowances by court
order.
PERSONAL AND HOUSEHOLD EFFECTS
It is my intent that all my personal and household effects were transferred to the Revocable Trust
as a result of the Declaration of Intent signed this date. If there are any questions regarding the ownership
or disposition of these assets, it is my desire that such assets pour into the Revocable Trust,signed by me
this date in accordance with the provisions of the section titled"Residue of Estate."
RESIDUE OF ESTATE
I give, devise and bequeath all the rest, residue and remainder of my property of every kind and
description (including lapsed legacies and devices), wherever situated and whether acquired before or
after the execution of this Will,to the Trustee under that certain Trust executed by me on the same date of
the execution of this Will. The Trustee shall add the property bequeathed and devised by this item to the
corpus of the above described Trust and shall hold,administer and distribute said property in accordance
with the provisions of the said Trust, including any amendments thereto made before my death.
• POUR-OVER WILL
Page 1
Testatrix
r
If for any reason the said Trust shall not be in existence at the time of death, or if for any reason a
court of competent jurisdiction shall declare the foregoing testamentary disposition to the Trustee under
• said Trust as it exists at the time of my death to be invalid, then I give all of my Estate including the
residue and remainder thereof to that person who would have been the "Trustee under the Trust, as
Trustee, and to their substitutes and successors under the Trust, described herein above, to be held,
managed, invested,reinvested and distributed by the Trustee upon the terms and conditions pertaining to
the period beginning with the date of my death as are constituted in the Trust as at present constituted
giving effect to amendments, if any, hereafter made and for that purpose I do hereby incorporate such
Trust by reference into this my Will.
EXECUTOR
I hereby nominate and appoint Lee E.Reed to serve without bond as my Independent Executor of
this my Last Will and Testament.
In the event the first named Executor shall predecease me or is unable or unwilling to act as my
Executor for any reasons whatsoever, then and in that event, I hereby nominate and appoint DfAnn M.
Matheny to serve without bond as my Independent Executor.
Whenever the word "Executor"or any modifying or substituted pronoun therefore is used in this
my Will, such words and respective pronouns shall be held and taken to include both the singular and the
plural, the masculine, feminine and neuter gender thereof, and shall apply equally to the Executor named
herein and to any successor to substitute Executor acting hereunder, and such successor or substitute
Executor shall possess all the rights, powers, duties, authority, and responsibility conferred upon the
Executor originally named herein.
EXECUTOR POWERS
By way of Illustration and not of limitation and in addition to any inherent, implied or statutory
powers granted to executors generally, my Executor is specifically authorized and empowered with
respect to any property, real or personal, at any time held under any provision of this my Will: to allot,
allocate between principal and income,assign,borrow,buy,care for,collect,compromise claims,contract
with respect to, continue any business of mine,convert, deal with,dispose of, enter into, exchange,hold,
improve, incorporate any business of mine, invest, lease, manage, mortgage, grant and exercise options
with respect to,take possession of,pledge,receive,release,repair,sell, sue for,make distributions in cash
or in kind of partly in each without regard to the income tax basis of such asset and in general,exercise all
of the powers in the management of my Estate which any individual could exercise in the management of
similar property owned in its own right upon such terms and conditions as to my Executor may seem best,
and execute and deliver any and all instruments and do all acts which my Executor may deem proper or
necessary to carry out the purpose of this my Will,without being limited in any way by the specific grants
or power made,and without the necessity of a court order.
My Executor shall have absolute discretion,but shall not be required,to make adjustments in the
rights of any Beneficiaries, or among the principal and income accounts to compensate for the
consequences of any tax decision or election, or of any investment or administrative decision, that my
executor believes has had the effect, directly or indirectly, of preferring one Beneficiary or group of
Beneficiaries over others. In determining the Federal Estate and Income Tax liabilities of my Estate, my
Executor shall have discretion to select the valuation date and to determine whether any or all of the
• POUR-OVER WILL
Page 2
T
allowable administration expenses in my Estate shall be used as Federal Estate Tax deductions or as
Federal Income Tax deductions.
CONTESTS AND SPECIFIC OMISSIONS
If any beneficiary under this will, singly or in conjunction with any other person or persons, directly or
indirectly:
1. contests in any court the validity of this will or, in any manner, attacks or seeks to impair or
invalidate any of its provisions;
2. contests in any court the validity of the Testator's/Testatrix's Will or, in any manner, attacks or
seeks to impair or invalidate any of its provisions;
3. seeks to obtain an adjudication in any proceeding in any court that this trust or any of its
provisions or that Testator's/Testatrix's Will or any of its provisions is void;
4. claims entitlement by way of any written or oral contract to any portion of the
Testator's/Testatrix's estate, whether in probate or under this instrument;
S. unsuccessfully challenges the appointment of any person named as Executor or successor
Executor of the Testator's/Testatrix's Will;
6. objects in any manner to any action taken or proposed to be taken in good faith by the Executor
of the Testator's/Testatrix's Will;
7. objects to any construction or interpretation of this Will, or any provision of it, that is adopted or
is proposed in good faith by the Executor;
8. unsuccessfully seeks the removal of any person acting as the Executor of the
Testator's/Testatrix's Will;
• 9. files any creditor's claim in Testator's/Testatrix's estate (without regard to its validity), whether
the claim arose before or after the date of this instrument,but excepting claims for cash advanced
or paid for expenses of the Testator's/Testatrix's last illness or funeral paid by said claimant;
10. attacks or seeks to invalidate any designation of beneficiaries for any life insurance policy on
Testator's/Testatrix's life;
11. attacks or seeks to invalidate any designation of beneficiaries for any pension or IRA or other
form of qualified or non-qualified asset or deferred compensation account, agreement or
arrangement;
12. attacks or seeks to invalidate any will which Testator/Testatrix has created or may create during
Testator's/Testatrix's. lifetime, or any provision thereof, as well as any gift which
Testator/Testatrix has made or will made during Testator's/Testatrix's lifetime,whether before or
after the date of this instrument;
13. attacks or seeks to invalidate any transaction by which Testator/Testatrix sold any assets(whether
to a relative of Testator's/Testatrix's or otherwise); or
14. refuses.a request of Testator's/Testatrix's, Executor or other fiduciary to assist in the defense
against any of the foregoing acts or proceedings,
then that person's right to take any interest given to him or her by this trust shall be determined as it would
have been determined if the person had predeceased the execution of this will instrument without issue
surviving.
The provisions of the foregoing paragraph shall not apply to any disclaimer by any person of any benefit
under this will. In the event that any of this provision is held to be invalid, void or illegal,the same shall
• POUR-OVER WILL
Page 3
T'statrix
be deemed severable from the remainder of this provision and shall in no way affect,impair or invalidate
any other provision in this will; and if such provision shall be deemed invalid due to its scope or breadth,
• such provision shall be deemed to exist to the extent of the scope or breadth permitted by law.
SIMULTANEOUS DEATH
If any other Beneficiary should not survive me for sixty (60) days, then it shall be conclusively
presumed for the purpose of this my Will that said Beneficiary predeceased me.
�'24
GRACE E. LENKER
Testatrix
This instrument consists of 6 typewritten pages, including the Attestation Clause, Self-Proving Clause,
signature of Witnesses, and acknowledgment of officer. I have signed my name at the bottom of each of
the preceding pages. This instrument is being signed by me on this / day of
QELEw�6��. Z
•
POUR-OVER WILL
Page 4
ATTESTATION CLAUSE
• The Testatrix whose name appears above declared to us, the undersigned, that the foregoing
instrument was his/her Last Will and Testament, and he or she requested us to act as witnesses to such
instrument and to his/her signature thereon. The Testatrix thereupon signed such instrument in our
presence. At the Testatrix's request, the undersigned then subscribed our names to the instrument in our
own handwriting in the presence of the Testatrix. The undersigned hereby declare, in the presence of
each of us,that we believe the Testatrix to be of sound and disposing mind and memory.
Signed by us on the same day and year as this Last Will and Testament was signed by the
Testatrix.
WITNESSES:n'n ADDRESSES:
Ir'G r
1 P h /Jl• 1?c/J S i%tl b wt Ec t J t s �i u ti I a ( 7 01"7'"
(Printed Name of Witness) City, State,Zip
4-1;4--J)A e J� .7". ,
1-Z2 k
• b.r l -E CZ"L /1� M Ee-t-k t cs UA(Printed Name of Witness) City, State,Zip
• POUR-OVER WILL
Page 5 Q
/Testatrix
COMMONWEALTH OF PENNSYLVANIA
• COUNTY OF CUMBERLAND
SELF-PROVING CLAUSE
BEFO ME, the undersigned authority,An this day personally appeared GRACE E. LENKER,
E:A.N and V c.)x LP E- (� e LV 1151j , ]mown to me
to be the Testatrix and the witnesses, respectively, whose names are subscribed to the foregoing
instrument in their respective capacities, and all of them being by me duly swom, GRACE E. LENKER,
Testatrix,declared to me and to the witnesses,in my presence,that the instrument is his/her Will and that
he or she had willingly made and executed it as his/her free act and deed for the purposes therein
expressed; and the Witnesses, each on his or her oath, stated to me in the presence and hearing of the
Testatrix, that the Testatrix had declared to them that the instrument is his Will and that he or she
executed the same as such and wanted each of them to sign it as a witness; and upon their oaths, each
witness stated further that he or she did the same as a witness in the presence of the Testatrix,and at his
request and that he or she was at that time eighteen(18)years of age or over and was of sound mind,and
that each of the witnesses was then at least fourteen(14)years of age.
O
GRACE E.LENKER
Testatrix
� SI �
T /yt=nrsr`v��
(P kited Name of Witness)
I/6 SS A-Ci7 2�:
(`(Printed Name of Witness)
SUBSCRIBED AND ACKNOWLEDGED before me by GRACE E. LENKER, Testatrix, and
suKsscribed and swom to before me by C c.� P� 3 t,4 6 s'.c., and
OA)A LO C- - Cv 0 L0 Cr, witnesses, this the t day of
(7 EGE w4� ¢ti ,10 .
COMMONWEAL w
TH — PENNSYLVANIA
Notarial seat Notary Public,Commonwealth of Pennsylvania
Ronald W. Patten, Notary Public
Warwick 7Wp„ Lao=W Cbant9
My Commission EXpim Apr. 22, 7,006
Member,Pannsybania Assodation of Noteriea
•
POUR-OVER WILL
Page 6
LANDREA APPRAISALS
611 ALISON AVENUE
MECHANICSBURG,PA 17055
DATE: 1010112012
Re: Property: 5226 Royal Dr
Mechanicsburg,PA 17055
Borrower: N/A
File No.: 120093
In accordance with your request.I have appraised the above referenced property. The report of that appraisal is
attached.
The purpose of this appraisal is to estimate the market value of the property described in this appraisal report,as
Improved,in unencumbered fee simple title of ownership.The effective date of this appraisal is September 25,2012,
which is the date the subject property was physically observed.
This report is based on a physical analysis of the site and improvements,a loc ttional analysis of the neighborhood and
city,and an economic analysis of the market for properties such as the subject. The appraisal was developed and the
report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice.
The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the
certification and limiting conditions attached.
It has been a pleasure to assist you. Please do not hesitate to contact me if I can be of additional service to you.
Sincerely
i
La erica .Furt
CERTI SIDENTIAL APPRAISER
RL1398241
SUMMARY OF SALIENT FEATURES
Subject Address 5226 Royal Dr
Legal Description See Deed Book 267 Page 729(Attached) -
DM Mechanicsburg
County Cumberland
State PA
Zip Code 17055
Census Tract 0111.02
Map Reference See APN
Sale Price B N/A
Date of Sale
Borrower/Client N/A
Leader N/A
Size(Square Feet) 1,892
Price per Square Fool $
Location Average
Age 42
Condilion Average(-)
Total Booms 7
Bedrooms 3
Baths 2.1
Appraiser Laurence L.Furr
Date of Appraised Value 09/252012
Final Estimate of Value S 149,000
Form SSO—'YnTOTAP'appraisal software by a Is mode,me.—1-EOO.ALAMOOE
Larches Appraisals-www.Landrea.cam p
RESIDENTIAL APPRAISAL SUMMARY REPORT Fite No.: 120093
Property Address: 5226 Ro I Dr Ci :Mechanicsburg State:PA li Code;17055
Cou Cumberland L¢al Descri bon: See Deed Book 267 Pa a 729 Attached
Assessor's Parcel#; 1324-0793149
Tar Year.2012 R.E.Taxes:$2,800 est. Special Assessments:$None Borrower ff a licable: N/A
Current Owner of Record: Grece E.Lenker Occupant I lOwner Tenant Vacant Manufactured Housin
RoectT e: PUO Condominium Coo ------ Other describe N/A HOA:$N/A err ear per month
Market Area Name; Orchard Crest Manor Ma Reference: See APN Census Tract: 0111.02
The u ose of this appraisal is to develop an opinion of: Market Value as defined or other e m value describe
This M22n reNcts the following valued rot Cun iff see comments: Current 2M Ins ec8on Date is the Effective Date Retrospective Lj Prospective
no devdo ed for this a raise/: Sales Cam arson Appmer, I I CosL mach I I Income Approach See Reconciliation Comments and Scope of Work
Pro uViv Ri hm varra ised: fee Sim k Leasehold I I Leased Fee E I Other cescnbe
Irdenced Use: The intended use of this appraisal report is to esmbl'sh tit arket slue of the subi ct property in ns c re t "as's'condition.
Intended Uses name or type): Lee Elvruod Reed
Client Lee EMrood Reed Address: 37 Beachwood Drive Dilisbugg,PA 17019
MINELaurence L.Fun Address: 611 Alison Avenue Meclienicsbe ,PA 17055
Location: Urban Suburban Rural Predominant One-Unit Housing Present Land Use Change in Land Use
Built up: ®Over 75% ❑25-75% ❑Under 25% Occupancy PRICE AGE One Unit 95 % N Not Ukely
Growth rate: ❑Rapid ®Stable ❑Slow N Owner 95% $(ODO) (yrs) 2-4 Unit % ❑Likely• ❑In Process
Property values: ❑increasing ®Stable ❑Declining N Tenant 5% 85 Low 6 Mu"nit % `To: N/A
Demandi ❑Shortage ®In Balance ❑Over Supply N Vacant(0-5 11) 265 High 64 Comm'I 5 %
Marketin time: Under3 U— ❑Over6MOS. ❑Vacant >5% 768 Pree 52 %
Market Area Boundaries,Description,and Market CandNons(including support for the above characteristics and trends): The subject is bounded by Wesley
Drive to the north and to the east Independence Aven a to the South and All nd le Road to the west See Market Conditions Addendum Femn
1004MC and comment addendum for details
INmenslons: See al description Deed attached Site Area: 8,276 sf
Zordrg ClassUication: R Description: Residential
Zoning Com pliance: N Legal. ❑L al nonconforming randta i erect ❑illegal El No zoning
Are CCBRS Bcablo? Yes No ❑Unknown Have the documents been reviewed? I I Yes ❑No Grouts Rent d applicable) $ N/A/
Highest$Best Use as improved: N Present use,pr ❑(Miter use(explain)
Actual Use as of Effective Date Single family residential Use as appraised In this report Single family residential
Summary of Highest 8 Best Use: In the appraisers opinion,the maximally productive use of the subject she' "as correntN'mpro ed"with the most
probable purchaser of the property being a buyer seeking a single family residence.
UBINies Public Other Previder/Description Oft-site Improvements Type Public Rivato Topograptry Level
BechicM1y ® ❑ PPL Street AsphaH N ❑ Size 0.19 acres(8,276 s
Gas ❑ ❑ N/A CuMGuUe Concrete N ❑ $hexer Rectangular
Water N ❑ Lower Allen Twnsh . Sidewalk Concrete
N ❑ Drainage Average,
Sanitary Sewer N ❑ Lower Man Tvvnshp. Stree[Ughts Yes ® ❑ View Residential
Stan Sewer N ❑ Lower Allen Twnsh . AI None ❑ ❑
Oticer sih elements: N Inside Lot ❑Comer Lot Cul de Sac Under round UtilRies Other describe
I-i S '1 Flood Hazard Area I i Yes No FEMA flood Zane X FEMA Map#42041 CO278E FEW Map Date 03/1612009
its Comments: The sae shape and landscepii of the she is typical of sites in the area No apparent adverse easements encroachments,
special assessments slide areas etc negatively affect the value No Wgwn or observed adverse envimn a tal coMilb were noted at the
time of the inspection for this appraisal
General Description Exterior Description Foundation Basement None Hestbg
•of Units 1 ❑Acc.Umt Foundation Concrete Block Slab N/A Area Sq.FL 644 Type Baseboard
#of Stories 2 Exterior Walls Stick Aluminum Crawl Space Partial %Finished C Fuel Electric
Type N DeL❑AtL ❑ Root Surface Come-Shinglo Basement Partial Ceiling Wood Joists 5!n Family Room
Design(Style) Split Level Duties E Dwnspts.Metal Sump PUMP❑Noce Walls Conc.Block Cooling
N Existing❑Roomed❑Und.Cons.Window Type D-Hunq Dampness N Minor Floor Concrete Central No
Actual Age(ft) 42 StamyScreens Full Sedlement None noted Outside Entry None Other 1Window Unit
Effective Age rs. 30 Infestation None noted
Interior Descri Appliances ABic ❑None Amenities car Storage ❑None
Fbors Carpet,VinyI,Lam.TiIe ReMgerator N Stairs ❑ Rreplace(s)# 1 Woodstove(s)#0 Garage #of cars( 2 Tat.)
Wads DD2011 Range(Oven N Drop Stair❑ Patio Rear(brick) Attach. 0
Tdav9njsh Wood Disposal N Scuttle N Deck None Detach. 0
Bath Floor Vinyl Dishwasher N Doorway ❑ Porch Rear(enclosetl) Bli i
Bath Wajnsdot Fiber Iass/C-file FaMHood N Floor ❑ Fence None Carport 0
Doors Wood Microwave N Heated ❑ Pool None Driveway 1
Washer err RMShed ❑Stoo From concrete Surface Concrete
Finished area above grace contains: 7 Rooms 3 Bedrooms 2.1 Baths 1,892 Square Feet of Gross Lying Area Above Grade
Additional features: See narrative addenda
Describe the condition of tle property(including physical,functional and edemal obsolescence): No forms of functional or extemal obsolescence were noted
dunng the inspection.See mumative addenda for additional details
a CapyrWO 2007 by a bmode,a c.Iff tom may be w-woed unn ZwZwteratm pnm6sm haxrer,abmoo,nc.anal to adaioWedgel and crucial.
RESIDENTIAL Fonn GPRE$2—WnTOTAL,appraisal sofivue by a la mode,Inc.—1-800-ALAMODE 32007
P 4
RESIDENTIAL
AP PAoA SUMMARY REPORT Ratio.: 120093 My research did did not reveam
transfers of the subject property for the three years prior to the effective date of this appraisal.
Data Source 5: Deed attachetl/Eppel M1uaFList Service
1st Prior Subject Sale/Transfer Analysis of sale/trajefer history and/or any current agreement of salaaisling: The subject had no sales or transfers
Date: within the past 36 months Each of the sales comps ables utilized for this report had no sales within the
Price.
Sources oast 12 months The informatiortfdas obtained was 'a me=al um-lust service tax re cords and deed
2nd Poor Subject Sale/Transfer
Date:
Price:
Sources:
SALES COMPARISON APPROACH TO VALUE If den 0 ad The Sales Com ar ison Approach was not devehDoed for this a raisal.
FEATURE I SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3
Address 5226 Royal Or 107 Cambridge Dr 104 Winston Or 105 Winston Or
Mechanicsbu PA 17055 Mechanicsburg PA 17055 Mechanicsbu PA 17055 Mechanicsbu PA 17055
Probm to Subject 0.31 miles NW 0.32 miles NW
Sale Price 0.32 miles NW
E N/A S 150 000 S 144 900 E 154 900
Sale PriWGLA S /s .ft.$ 79.587 .h. $ 72.60/a .tt. $ 75.01/a .n.
Data Source s DeedfTax CPML#10208591 CPML#10222903 CPML#10204543
VerNcabon Sources inspection DOM 212/MLS Data DOM 28/MLS Data DOM 1921MLS Data
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +- $Adjust DESCRIPTION +- SAOust. DESCRIPTION +- SAdust.
Sales or Fwmirp N/A Conventional Comentional FHA
Concessions N/A $4500 $4347
$5737
Dame at Saw I ime N/A 12/29/2011 08/03/2012 10/032011
Ri hts PpRralsed Fee Simple Fee Simple Fee Sim le Fee Sim le
site n Average Averse Averse Average
Site 8 276 sf 8,712 at 8,276 at 8,276 at
Mme' Residential Residential Residential Residential
Dell n S le Spin Level Split Level Split Level Slit Level
QuaNy of Construction Averse Averse Anna a Annette
A e 42 39 52 45
Condition Avere e- Anna a -1 000 A" a -1 000 Avers a -t 000
Above Grade TOW Boras aft ToW Bd'ms Baths Tour Bdms BANS Tohl BMm Balls
ROOM Count 7 3 2.1 6 3 2 +1000 6 3 2 +1000 7 3 1.2
Grass Ud Area 1 892 5 .fl. 1 885 5 .1t. 0 1 996 s .ff. -2 080 2 065 s .fl. -3 460
Basement 8 Fnished Partial Partial Crawl +2,000 Crawl +2,000
Rooms Below Grade Unfinished PR -500 RecRm PR -2.000 RecRm :91M
Eum6onal Udf Av m a Averse Averse Average
Heatin ootin EBB/No FP EBB/No 2FP -500 OFWA/CA -1 000 OFWA/C FP -2 500
Emr Efficient Berns Thermal Win. Similar Similar Similar
Gera n R IC Garage 1 C Garage OH Street 11.50 OH Street +1 500
PorctuPaaryDeck Patio Patio Patio Patio
Net Ad lamed + - S $ -1 580 + - $ ;AQ440
Adjusted Sale Price
of Cam arables $ 149,000 $ 143 320 E
Summary of Sales Comparison Approach All sales are closed transactions and the dates utilized are settlement dates not contract dates.
Comps#1-3 are closed sales Comp#4 is a pending sale An of the Comps are located less than one mile from the subject Comp#4 had an
adjustment for quality.All sales comp cables used have a similar effective age thus no adi ustments were made in this ceteaory Please refer
to the supplemental addenda for additional remafks A complete and thorough search of the local multimicst services and/or public records was
Conducted as of the effective date of this appraisal The search was for similar sales within a 12 month period and the neighborhood described
herein for the like kind comparable sales with similar Me age gross l nq area fGLA)and condition.The very best available sales mere
selected for this report Please see the comment addend for additional remarks.
Indicated Value by Saks Companion A roach$ 149000
mRESIDENTIAL MAC mmpalamoar.Inc.Thlaae nmayxrwmaadunedrma wnnonwrimnpemr�ka, lulu.,,a ame&,he.=bemucowxadrdandaeaea.
Form GPRES2—R6nTOTAL'appraisal software by a la mode,inc.—1-800-ALAMODE 32007
CEage#5
RESIDENTIAL APPRAISAL SUMMARY REPORT File NO. 120093
COST APPROACH TO VALUE If develo ed The Cost Approach was not develo ed for this appraisal.
Provide ad uric information for replication of the following cost figures and calculations.
Support for the opinion of site value(summary of Comparable land sales or other methods far estimating site value): Due to the lack of similar vacant lot sales in
the subieci's immedbte market area,the opinbn of Ore site value was determned usug the sales ardraction method.The land-to-value ratio is
typical for the subiecYS market area. `—
ESTpdATEO 1 REPRODUCTION OR FULAGEMENf COST NEW OFRON OF SITE VALtE_......__.___.-...._............___...__._......=3 41000
Source Of cost data: NIA DWELLING .Ft.@$ ..,....=E
final fast from COST service:NIA- Effective data of cost data:N/A Sg.Ft @$ ......._$
Comments on Cost Approach(gross living area calculations,depreciation,etc.): S .ft. $ =S
Onlmmes of this ape.the Cost ApproachsrotarersbW source faa Sq.R @$ „=S
vairre indicator due to the ddfi lty in dete(mirdrw depreciation aril .Ft @$ ,_$
obsolescence.Also not pertrxm'rro a comp) to Co t Approach is based =S
on FNMA guidaline 641.419.An estimated cost for the lot was Gara e/Ca ort $ .FL @$ _$
determined utilizino the solos e#mc!'on method. _Total EstMate of Cost-New ._$
o Ed met
dan 'c Fx
=$
Depreciatedl Cost ofhkmvoments ____ ..............=$
— �—"AS-is"Valens of Site Improvements.__-_._._.___......-._.-.-....-_$
Estimated Remaining Economc We r uired: 30 Years INDICATED VALUE BY CO51'APPROACH.._„,,,, .......... _$ N/A
INCOME APPROACH TO VALUE(Utleveb tae lncomeA roach was notdevelo ad iorthisa sisal.
Estimated Monthly Market Rem$ X�kr =$ isd;CsW!afusbyIo—AW”—
Summary of Income Approach(ncklding support for market mm and GRIM):T'he suigact prpperiy is boated in an area of oredom'xrantty owner occupied
sinpie famiN homes in this parfkularrrea.the Income approach Is rwt meaninoful and has not been attired.
PROJECT INFORMATION FOR PUOs a Ikeble The Sub'm Is art of a Planned Unit Development.
Legal Name of Pm ect NIA
Dwalbe wmmon ekmems and recreational faciROes: NIA
lnktedVahmbr.SftC4mpu4mAppmoch$149DDO CostApproachfilidevelopecItS NIA IscoureAppereach(lidlenoperfilt NIA
Final Reconciliation The subject property is bated in an area of predominantty awrmr oaarpied sinole famiN homes. to this particular area.the
Income aoproaph is not meaningful and has trot been utilized. The coat approach is also not consWered to be reliable due to the subject's age
and is not required under Fannie Mee gukleline Et41 4.19.
THS appraisal is made®"as is", ❑ subject to completion per plans and specifications on the basis of a Hypothetical Condition that the improvements have been
Completed, ❑subject to the following repairs or alterations on the basis of a Hypothetical Condition that the repairs or alterations have oven campkted,❑subject is
the following required impaction based on the Extraordinary Assumption that the condition or deficiency does wt require alteration or repair:
This report is also subject to other Hypotheliml Conditions and/or Extraordinary Assurriefifores as specified in the attached addemta.
Based on the degree of Insp%*n of me subject property,as Indicated below,defined Scope of Work Statement of Assumptions and UmBing Conditions,
and Apprabroes CenlRCatlons,my(our)Opinion of the Market Value(or other specified wine type),as defined herein,of the rest property that Is the subject
of this report W S 149,000 ,as of: 09!2512012 ,which Is the elhaNe date of this seeps
N Indicated above,this Opinion of Vakce Is subject to Hypothetical Conditions and/or F.xtraedrusy Assumptions Included M this report See a0actted addenda.
A five and complete copy of thus report contains 39 pages,including ediibga which are considered an integral part of the report This appraisal report may not be
property,understood without reference to the ird0rmation contained in the compete report
Attached Exhibits:
N Scope of Work 0 Ling CoId4atibcomns 23 Namenre Addendum ®Pi aph Addenda ®Sketch Addendum
®Map Addenda 123 Additional Saks ❑Con Addendum ❑Flood Addendum ❑Manus.House Addendum
Hylesothdcal Conditions 0 Extraordinary Assumptions ®FNMA Form 1004MC ❑ ❑
Unit Contact Lee Elwood Reed Client Name: Lee Ehvood Reed
E•Maik tereed2 ver¢on.net Address: 37 Bee stw;; Drive Dillsburp,PA 17019
APPRAISER SUPERVISORY APPRAISER Of required)
or CO-APPRAISER Of applicable)
C � Supervisory or
u _.._. .,
Ap riser renc un Co-Appraiser Name:
C hope Landr sale Company:
. {717)697-83% FaC (717)691-7985 Rruq: Fax
E•Mad:lam,2uENandrea.com E-Mail:
Date of Report(Signature): 10101/2012 Date of Report(Signature):
Licenseor Certification#: RL139824 State: PA License or Certhcathm#: State: _
Designation: PA State Certfiod Residential Appraiser Designation: — —
Egtkafen Career LuereseorCes 0 013 0726/3 Exismu n Data et License a CedHicatiat:
iospecbon of Subject E interior E Erdaior ❑Exada Only ❑None Inspection of Subject: ❑Interior a E#erior ❑Edeiior Only ❑None
Date of Inspection: 0 912 5/2 01 2 Date of Inspection:
92 RESIDENTIAL �°"�"to2ogralabm,le.lro ak�m� o ama�a�mdaad,spa,„e� Msnm.hw�r.abmea.brmenbeaehoMedadmdmtl�
from GPRES2—'WInTOTAL'appraisal software by a Is mode,kc.—1-8t0•ALAMACf 312007
uizg
ADDITIONAL COMPARABLE SALES Filislim: 120093
FUME SUBJECT COMPARABLE SALE#4 COMPARABLE SALE#5 COMPARABLE SALE#6
Address 5226 Royal Dr 701 Henry St
Mechanksbu PA 17055 Mechanicsburg,PA 17055
P- N SttJ ct 0.51 urges W
Saba
Pace $ NtA $ 164900 S $
Sala I'nWGtA $ ! .tt,$ 98.40/s .R. $ /s .h.
Data Sources Deed/Tax CPML#10228286
Ver0ication Source s Ins ection DOM 10/MLS Data
VALUE AWJSTMENTS DEGCMFMN DESCRFnON +- $Ad' s? DESCRPiION +- $Ad' t DESGRP71% +- SAdust
Sales or Foment N/A Listing '
Concessions N/A Unknown _
Data of Sale/Time N/A Pending Sale _ 4
RI Ms m!!2 Fee Sim a Fee Simple
Loead� Avers a Average
Site 8 276 sf 11 326 sf
New Residential Residential
DasI n S le S lit Level S I't Leval
Ouai' N Cotatrucdml Avara Awraiee —
A 42 49
Condition Avert e- Avert a -10000
Above Grade Total Bdms Baths Total Bdrms BANS Total Bdrms Baths Total Bdrms BANS
Boom Court 7 3 2.1 7 3 2.1
Gross thing Area _I A92 SItL Sol. .tt.
855anent 8 finished Partial Partial
Room Below Grade Unfinished RecRm -2,00
FOrw.onal Utility Avert o Average
(lead WB EBB/No FP OHWBBINOFP
E Eflidali tans T}xarmat Win. Similar
Garage/Ca Garage/Carpita 1C Gara a 1C Gara e
PonctiftoMeek Patio Sunroom -3000
Net Aeftaboarient TjEAjjMENW -
Adea teal Sale Puce
of Cam ableS $ 169.900 S E
Summary of Sales Comparison AppmaCb A total of three(3)sales conaparables and one(1)pending sale was used for This report All were
considered in the final reconciliation of value.
C�RESa Copyeghto 2aW by a a rexv,mb,This form may be mpreeucee unudkd wahmt vadm permission,11 v .a la mo@,be.must be WeromNpN We Wow,
IDENTIAL FonnGPSE$2.(AC)— WInTOTAL'appraisal software byais mode,inc.—I.80OALAMODE 3/7007
eonower/cliem NIA Supplemental Addendum File No.120093
MPM Address 5226 Royal Dr
611Y Mechaneabur rmy Cumbedam State PA L Gode 17055
Lender N/A
SCOPE OF WORK
In the appraisal of the subject property,the appraiser completed the following steps and analyses:
1. Laurence L.Furr has inspected the interior and exterior of the subject property,the neighborhood,and the
comparable sales employed in arriving at the value estimates staled herein and has reviewed the analyses and
conclusions that led to the final value estimation.
2. Gathered and analyzed data on regional,city and neighborhood characteristics.
3. Gathered pertinent data regarding the subject property,land sales,and recent improved property sales and rent
com parables in the general market area.
4. Analyzed the site characteristics,existing improvements,existing and potential zoning,surrounding land uses,
and supply and demand to establish the highest and best use of the site.
5. Analyzed the comparable property data to arrive at a probable range of value for the subject via the cost
approach,sales comparison approach,and income approach.(See supplemental addendum for further details
regarding the cost approach and the income approach).
6. Reconciled the results of these analyses into a final market value estimate.
7. In connection with this assignment,the appraiser interviewed and/or obtained information from one or more of
the following sources(See supplemental addendum for further details regarding extent of data research):
• Property owner
• Zoning Department
• Assessor's Office
• Real Estate Professionals
• Multi-List Services
INTENDED USE
The intended use of this appraisal report is to establish a market value of the subject property.
INTENDED USER
The intended user of this appraisal report is the client listed in the"Assignment"section of page 1 of this report.This
appraisal report is prepared for the sole and exclusive use of the identified intended users and in accordance with
the requests of said client. No additional intended users/third parties are identified by the appraiser.If other parties
choose to rely on this report,the appraiser is not obligated to such parties,and it does not result in such parties
becoming an intended user.
Forth TADD—'WInTOTAL'appraisal software by a Is mode,ine.—1-800-ALAMODE
P #
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market
under all conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowledgeably and assuming the price is not
affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from
seller to buyer under conditions whereby(1)buyer and seller are typically motivated;(2)both parties are well informed or well advised,
and each acting in what he considers his own best interest;(3)a reasonable time is allowed for exposure in the open market;(4)
payment is made in terms of cash in U.S.dollars or in terms of financial arrangements comparable thereto;and(5)the price represents
the normal consideration for the property sold unaffected by special or creative financing or sales concessions'granted by anyone
associated with the sale.
'Adjustments to the comparebles must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area;these costs are
readily Identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party
Institutional lender that is not already involved in the propery or transaction. Any adjustment should not be calculated on a
mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approArnate
the markets reaction to the financing or concessions based on the appraiser's judgement.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
ASSUMPTIONS AND LIMITING CONDITIONS: The appraisers certification that appears in the appraisal report is subject to
the following conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The
appraiser assumes that the title is good and marketable and,therefore,will not render any opinions about the title. The property is
appraised on the basis of it being under responsible ownership.
2. The appraiser has provided a sketch in the appraisal report to show appm)dmate dimensions of the improvements and the sketch is
included ony to assist the reader of the report in visualizing the property and understanding the appraisers determination of its size.
3. The appraiser has etramined the available flood maps that are provided by the Federal Emergency Management Agency(or other
data sources)and has noted in the appraisal report whether the subject site is created in an identified Special Flood Hazard Area.
Because the appraiser is not a surveyor,he or she makes no guarantees,express or implied,regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,unless
specfic arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their
contributory value.These separate valuations of the land and improvements must not be used in conjunction with any other appraisal
and are invalid If they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions(such as,needed repairs,depreciation,the presence of
hazardous wastes,to)dc substances,etc.)observed during the inspection of the subject property or that he or she became aware of
during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report,the appraiser has no
knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions(including the presence of
hazardous wastes,to)dc substances,etc.)that would make the property more or less valuable,and has assumed that there are no such
conditions and makes no guarantees or warranties,express or implied,regarding the condition of the property.The appraiser will not be
responsible for any such conditions that do east or for any engineering or testing that might be required to discover whether such
condi ions east. Because the appraiser's rot an expert in the field of environmental hazards,the appraisal report must not be
considered as an environmental assessment of the property.
7. The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal report from sources that he or
she considers to be reliable and believes them to be true and correct. The appraiser does net assume responsibility for the accuracy of
such items that were furnished by other parties.
B. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional
Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory
completion,repairs,or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute
the appraisal report(including conclusions about the property value,the appraisers identity and professional designations,and
references to any professional appraisal organizations or the firm with which the appraiser is associated)to anyone other than the
borrower,the mortgagee or its successors and assigns;the mortgage insurer;consultants;professional appraisal organizations;any
state or federally approved financial institution;or any department,agency,or instrumentality of the United States or any state or the
District of Columbia;except that the lender/client may distribute the propery description section of the report only to data collection or
reporting service(s)without having to obtain the appraisers prior written consent. The appraisers written consent and approval must
also be obtained before the appraisal can be conveyed by anyone to the public through advertising,public relations,news,sales,or
other media.
Freddie Mac Fmm 439 6-93 Page 1 of 2 Fannie Mae Forth 10048 6-93
Landrea Appraisals-anww.landrea.com
Fonn ACR DEFO—WinTOTAP'appraisal software by a la mode,ine.—1-000-ALAMODE
APPRAISER'S CERTIFICATION: The appraiser certfies and agrees that:
1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and
proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when
appropriate to reflect the market reaction to those items of significant variation. If a significant Rem in a comparable property is superior
to,or more favorable than,the subject property,I have made a negative adjustment to reduce the adjusted sales price of the
comparable and.Na significant Rem in a comparable property is inferior to,or less favorable than the subject property,I have made a
positive adjustment to increase the adjusted sales price of the comparable.
2. 1 have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the
appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe,to the best of my
knowledge,that all statements and information in the appraisal report are true and correct.
1 1 stated in the appraisal report only my own personal,unbiased,and professional analysis,opinions,and conclusions,which are
subject only to the contingent and limiting conditions specified in this form.
4. 1 have na present or prospective interest in the property that is the subject to this report,and I have no present or prospective
personal interest or bias with respect to the participants in the transaction.I did not base,either partially or completely,my analysis
and/or the estimate of market value in the appraisal report on the race,color,religion,sex,handicap,familial status,or national origin of
either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity
of the subject property.
5. 1 have no present or contemplated future interest in the subject property,and neither my current or future employment nor my
compensation for performing this appreisal 5 contingent on the appraised value of the property. -
6. 1 was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,the
amount of the value estimate,the attainment of a specific result,or the occumence of a subsequent event in order to receive my
compensation and/or employment for performing the appraisal.I did not base the appraisal report on a requested minimum valuation,a
specific valuation,or the need to approve a speedo mortgage ban.
7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this
appraisal,with the exception of the departure provision of those Standards,which does not apply.I acknowledge that an estimate of a
reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is
consistent with the marketing time noted in the neighborhood section of this report,unless I have olherwise stated in the reconciliation
section.
8. 1 have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as
comparables in the appraisal report. I further certify that I have rated any apparent or known adverse conditions in the subject
improvements,on the subject site,or on any site within the immediate vicinity of the subject property of which I am aware and have
made adjustments for these adverse condition in my analysis of the property value to the extent that I had market evidence to support
them. I have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report.R I relied on
significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the
appraisal report,I have named such individual(s)and disclosed the specific tasks performed by them in the reconciliation section of this
appraisal report. I certify that any individual sc named is qualified to perform the tasks.I have not authorized anyone to make a change
to any Rem in the report;therefore,N an unauthorized change is made to the appraisal report,1 will take no responsibility for R.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report,he or she certifies and
agrees that: I directly supervise the appraiser who prepared the appraisal report,have reviewed the appraisal report,agree with the
statements and conclusions of the appraiser,agree to be bound by the appraiser's certifications numbered 4 through 7 above,and am
taking full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 5226 Royal Dr Mechanicsburg PA 17055
APPRAISER: SUPERVISORY APPRAISER (only it required):
Signature: _ Signature:
Name: L e .Fu Name:
Date Sig : 1 01/201 Date Signed:
State C n#: RL139824 State Certification#:
or State License#: PA Certified Res tlenfal Appraiser or State License#:
State: PA State:
Expiration Detect CerRficaROn or License:0613012013 Eviration Date of Certification or License:
❑Did ❑ Did Not Inspect Property
Freddie Mac Form 439 G93 Page 2 of 2 Fannie Mae Form ID04B 6-93
Form ACR_DEFD—WnTOTAL'appraisal software by a la mode,inc.—1-800-ALAMODE
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METRO3801 Pton BANK Harri burg, PAr17111 m88metroba k.com
12/13/12
Diane G. Radcliff, Esquire
3448 Trindle Rd.
Camp Hill, PA 17011
RE: Estate of: Grace E. Lenker
Tax Identification Number: 209-12-5502
Date of Death: September 15, 2012
To Whom It May Concern:
This letter is in reference to decedent account information you requested for the
individual listed above.
We are able to provide the following:
Account Type:CK, Revocable Living Trust DTD 12-14-04
Account Number: 82000134
Date Opened: 09/29/1997
Date Closed: 09/20/2012
Primary Owner: Grace E. Lenker
Secondary Owner: Lee E. Reed, Trustee
Date of Death Balance: $ 53,450.52
Please feel free to contact me at (717) 412-6127 if I may be of further assistance.
Sincerely, __ ._
"/'� Jennifer Jacobs
Research Associate
Metro Bank