HomeMy WebLinkAbout06-26-13 �y 1505610105
REV-1500 Ex(03-11)(FI) `1
PA Department of Revenue Pennsylvania OFFICIAL USE ONLY
2800601 ^°^ .....°� County Code Year File Number
PO BOX 2
Bureau Individual 61 Taxes INHERITANCE TAX RETURN
_ Harrisburg,PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
10102/2012 1,03/18/1924
Decedent's Last Name Suffix Decedent's First Name MI
i Dederer Susan K
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
i
, I ;
i
Spouses Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
OD 1.Original Return O 2.Supplemental Return O 3. Remainder Return(Date of Death
Prior to 12-13-82)
O 4. Limited Estate O 4a. Future Interest Compromise(date of O 5. Federal Estate Tax Return Required
death after 12-12-82)
o@D 6. Decedent Died Testate O 7.Decedent Maintained a Living Trust t 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust.)
O 9.Litigation Proceeds Received O 10. Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A)
Between 12-31-91 and 1-1-95) (Attach Schedule 0)
CORRESPONDENT- THIS SECTION MUST BE COMPLETED,ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
Stephen D Dederer (71448-2821 w
ARE 1 TER OF fe!�_S USE_O i
W -C: C-j
First Line of Address -;a y r— fV Pt-1 p
,__...—.----_----_� _.. _...--_----_.._____..�_.---.._..._.___, l z M di
85 Hoover Road z U) 3 o c'
--o _ -
Second Line of Address ___ _ _ C G Z - G
G C
_.._.-.._.. . ......-.. .-.... . _...._ _ ..-....... . —i DATE F N U
City or Post Office State ZIP Code CD
Carlisle PA 117015
Correspondent's e-mail address:steveded @comcast.net
Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Ekdaraton of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGN RESPO SI E FOR FILING RETURN DATE
� ' � S,�s[^e,� � �t3v -t xtc �^i �i SK rOr.f r,� c�.•-�4
ADS
O C'f�ao✓c r- QrR G� �r1�C Pc �7c�1 Sr—
SIGNATURE OF P P RER OTHER THAN R ES TATI DATE
ADDRESS
100 Sterling arkway, ite 200 Mechanicsburg, PA 17050
PLEASE USE ORIGINAL FORM ONLY
Side 1
1505610105 1505610105 J
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^�
REV-1500 EX(P) Pup 3 Fife Nirnbw
Decedent's Complete Address:
015DEPiTTS NAME
Susan K Dederer
20 Keswick Drive
Mechanicsburg PA 17050
Tax Payments and Credits:
1. Tax Due(Pap Z Line 19) 23,76&05
2- creolmrPayments
A.Poor Pap" 20,000,00
B.Discount
1btaIGmdiIsjA+B) (2) 21,000.00
1 interest
(3)
4. If Una 2 is greater than Una 14 Lin 3.enterthe d4orence, This is the OVERPAYMENT.
I'M fit oval on Pap 2,Una 20 to request a refund. (4)
0 Line I+Lim 3 is greater,them Line Z enter the difference,Thns is me TAX INIE, (6) 2,768.05
Make check payable to: REGISTER OF WILLS,AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN"X*IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: yes No
a, retain the use or income of the property ........ ......---- 11 n
b, retain the n;;htkidesignate who Shag use the property hansfieffedcrits income 1-11.11111.-.........-- 0 ■
c. ........ ............ ...... ...-, __................ ......
d, receive the promise for life of either payments,benefits or cam?__...a........._._.._......................
2, If death occurred after Dec.12,1982,did decadent transfer property within one year of death
wh1W rem"adequate consideration?........... ....................I......,_..,--..._.._.. I
3, Did decedent own an'in trust for or payatits-upon4item bank account or security at his or nor .... ❑ ■
4. Did decedent am an individual refirernem account arm*or other mm-pnotrate property,which
contains a beneficiary designation? -..-..................--............... .......1111111 - n El
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
"611
>k
For dates of death on or after July 1,19K and before Jan,1,1995,ft tax rate imposed on the net value of transfers to or for the user of the surviving spouse
is 3 percent f72 F.S.§9116(a)(1.1)(i)].
For dates oft on or after Jan. 1, 1995,the tax rate imposed an the net valus,of transfers to or for the,use of the surviving spouse is 0 percent
(72 P.S.§9116(a)(1.11)@)j The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assettand
"a tax return are slid applicable even it the surviving spouse is the only benallidary.
For dates of death on at after July 1,2000:
• The tax fate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adopfive parent or a stepparent of the Mid is 0 percent V2 P,S.
• The tax nite imposed on the net value of transfers to orfor the use of the decedents finew beneficiaries is 45 percent,except as noted in(72 P.S.§9116(b)il)l,
• The tax rate imposed(in ft net value of transfers to or for the use of the dacedents siblings is 12 pement[72 P.S. 3)).A sibling is defined,
under Section 91IO2.as an Individual who has at least one parent in common with thedecirdent,whether by blood or adoption-
------------- ------- ..........
J 1505610205
REV-1500 EX(FI)
RECAPITULATION
1. Real Estate(Schedule A). . ... ... .. ... . .. ... ... .......... ...... .. 1.
2. Stocks and Bonds(Schedule B) ... ..... ... ...... ... ... ... ... . .. . .. . _. 2. 69,461.18
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) . .... 3.
4. Mortgages and Notes Receivable(Schedule D) ... . .. ... ... ....... ... . .... 4.
5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E)... ... . 5. 200,670.00
6. Jointly Owned Property(Schedule F) O Separate Billing Requested ....... 6. 107,500.00
.......... ..._..___.... ...-_..i
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property -_---- I,
(Schedule G) O Separate Billing Requested.. ... ... 7. 163,223.03
B. Total Gross Assets(total Lines 1 through 7)..... . .. .......... ... ... ..... 8. j 540,854.21
9. Funeral Expenses and Administrative Costs(Schedule H)... ...... .... ..... . 9. 8,062.55
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)... .... ... ... .. 10. 4,612.69
11. Total Deductions(total Lines 9 and 10). .. .. .... ...... ._. _.... .. 11. 12,675.24
12. Net Value of Estate(Line 8 minus Line 11) ....... .... ...... ... ...... .... 12. 528,178.97
11 Charitable and Governmental Bequests/Sec 9113 Trusts for which _..m_ __m__..___
an election to tax has not been made(Schedule J) . .. . .. ....... .... .. .... . 13.
14. Net Value Subject to Tax(Line 12 minus Line 13) .. . ... ............ . .. . .. 14. 528,178.97 i
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116 -
(a)(12)X.0 15.
16. Amount of Line 14 taxable ���`"
at lineal rate X.045 528,178.97 16. '. 23,768.05
17. Amount of Line 14 taxable
at sibling rate X.12 17.:
18. Amount of Line 14 taxable
at collateral rate X.15 18.
19, TAX DUE .. ...... ... .... . ... ......... ...... . .. ...... ... ...... ... .. 19. 23,768.05
.......... ........ ........_. _1
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT p
Side 2
1505610205 1505610205
REV-1502 Ex+ (12-12)
pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
INNERTTANCE TAX RETURN REAL ESTATE
RESIDENT DECEDENT
ESTATE OF:
Dederer, Susan K FILE NUMBER:
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settlement sheet if the property has been sold.
iF Include a copy of the deed showing decedent's Interest if owned as tenant in common.
VALUE AT DATE
DESCRIPTION OF DEATH
TOTAL(Als o enter on Line 1, Recapitulation.) $ 0.00
If more space is needed,use additional sheets of paper of the same size.
REV.1503 Exi(8.12)
pennsytvania SCHEDULE B
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN STOCKS & BONDS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Clederer, Susan K
All property jointly owned with right of survivorship must be disclosed on Schedule F.
TEEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. IBM,112.219 Shares,International Business Mahcines Corporation,CUSIP#459200-10-1 23,564.87
Common Stock
2 EXC.839.475 Shares,Exelon Corporation Common Stock,CUSIP#30161N101 29,725 81
3 VRTS,8 Shares,Virtus Investment Partners,Inc.,Common Stock,CUSIP#928280109 694.08
4 PNX,8 Shares,The Phoenix Companies,Inc.,Common Stock,CUSIP 01902E604 235.44
5 US Savings Bonds-EE 15,240.98
TOTAL{Also enter on Line 2,Recapitulation} $ 6$,461.18
If more space is needed,insert additional sheets of the same size
REV-1508 EX+(08-1z)
pennsylvania SCHEDULE E
[�T DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC.
INHERnANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Dederer, Susan K
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1.1 Household Goods
1 7,014.00
~2 Furnishings � 2,265.00
—3 Furnishings r ~ µ f � — 540.00
4 AmeriChoice Federal Credit Union#28790-Checking 2175 Bumble Bee Hollow Road,Mechanicsburg,PA 571.84
5 AmeriChoice Federal Credit Union#28790-CD 2175 Bumble Bee Hollow Road,Mechancisburg,PA L 12,751.03
AmeriChoice Federal Credit Union#17938-Savings 2175 Bumble Bee Hollow Road,Mechanicsburg,6 9 9. �48�064.22
7' Federal Credit Union#17938-Checking 2175 Bumble Bee Hollow Road,Mechanicsburg,PA 103,414.12
8 Ameri' can General Life Services Co.,LLC PO Box 15403 Amarillo,TX 79105 1 I 14,778.86
H 10 g 2012 US Income Tax Refund Due � � 3,247.00
2012 NJ Income Tax Refund Due 6,966.00
C�
11 SHAP Credits(Special Health Assistance Provision) 360.48
12. Golden Living Discretionary Expense Refund 138.00
131 Estate Dividends&Income 659.45
1-
i
i
• L_
, i
• TOTAL(Also enter on Line 5, Recapitulation) $ 200,670.00
If more space is needed,use additional sheets of paper of the same size.
REV-t5og EX+(otao)
.rrl pennsytvania SCHEDULE F
DEPARTMENT
HERrTANCETAX ETIJRH JOINTLY-OWNED PROPERTY
INMERRANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Dederer,Susan K.
If an asset became Jointly owned within one year of the decedents date of death,It must be reported on Schedule G.
SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT
A TSuzanne Dederer T I20 Ke Keswick Drive Daughter
A 17050
! M
JOINTLY OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY % DATE OF DEATH
REM FOR)DEW MADE INCLUDE NAME OF FINANCIAE.I ST RON AND BANK ACCOUNT NVMSEA OR SIMRAR DATE Of DEATH DECEDENT'S VALUE OF
NUMBER TENANT ADINI IDENRFYING NURSER.ATTACH DE{U FOR)DINKY NEW RFAL ESFAtE. VAUX OF ASSET INTEREST DECEDENT's INTEREST
i. A. 01106197 AmedChoice Federal Credit Union•Savings n28790 � 14,581.58 � 50%t 7,290.84
2175 Bumble Bee Hollow Road,Mechanicsburg,PA 17055 9 3
Tax of S928.08 previously paid byjoint account ovmer �_�
2 (11/17109 20 Keswick Drive,Mechanicsburg,PA 17050 I 215,000.E 50% 7,500-00
L—..-L
a _
I
I
F1 - 1 �
TOTAL(Also enter on Line b, Recapitulation) ; 07) 'DO
If more space is needed,use additional sheets of paper of the same size.
REV-1510 15[ EX+ (06.09)
jij�pennsylvania SCHEDULE G
L�+�7 DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND
IESIDEN DE ED RETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT ESTATE r, FILE NUMBER
Dederer, Susan K.
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
ITEM DESCRIPTION OF PROPERTY
NUMBER MOM THE NANF OFTHETRANSRUE,THEIR REAID IFT0 oto,OE,,, DATE OF DEATH % DECD's EXCLusioN TAXABLE
THE DATE OF MNSFEN.AMOIA COPY OF THE OEEo FOR REAL ESTATE, VALUE OF ASSET INTEREST IF APPUCABEI VALUE
1. Suzanne Dederer,Daughter,Cash, 10/1/2012
50,000.00 100 3,000.00 47,000.00
2 Morgan Stanley IRA,Liquidation of Account was in progress at time of death,
funds deposited to estate after date of death. 19,223.03 100 0.00 19,223.03
3 303 West 14111 Street,Ship Bottom Boro,NJ 08004
Transfer/Sale of real estate to Steve Dederer,Son 9/19/12.
Sale Price=8350,000
Appraised Value=$450,000 100,000.00 100 3,000.00 97,000.00
TOTAL(Also enter on Line 7, Recapitulation) $ 163,223.03
If more space is needed,use additional sheets of paper of the same size.
REV-1511 EX+ (10-09)
Q7pennsylvania SCHEDULE H
�I DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERRANCE DECEDENT URN ADMINISTRATIVE COSTS
� RE51OENS DELEOENr
ESTATE OF FILE NUMBER
Dederer, Susan K.
Decedent's debts must be reported on Schedule I. _
ITEM
NUMBER DESCRIPTION
AMOUNT
A. FUNERAL EXPENSES: __ _ ____ _ _
� �-yam.—•e��wy.'....-J.� ..-..�r_� �. �-� ..-.+�.�...:Ct�.:.'..�'���.TT
nxL�•xY.S'=sY�..'i%'.5L...+•..�fYn =�RL r4�_ �,t!^FS»xc,Fi�c��_,c �'
B. ADMINISTRATIVE COSTS: t
I.- Personal Representative Commissions:
Name(s)of Personal Representatives)
., Street Address
city State ZIP
Year(s)Commission Paid: i
2. Attorney Fees:
3. Family Exemption:(If decedent's address is not the same as ciaimant's,attach explanation,) 3,540.04
aalmant Suzanne Dederer
Street Address 20 Keswick Drive
all, Mechanicsburg state PA zip 17050
Relationship of Claimant to Decedent Daughter
4. Probate Fees: 327.50
S. Accountant Fees: i 1,800.00
6. Tax Return Preparer Fees: . '} 1•••�� 485.00
7• A a1 Fee * _ � 1,753.51
_
e.k LI-egal Expenses/Estate Administralion
TOTAL(Also enter on Une 9,Recapitulation) $1 8,062.55
If more space is needed,use additional sheets of paper of the same size. +,�d+
REV-1512 EX+(12-12)
UY pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERRANCE TAX RETURN MORTGAGE LIABILITIES & LIENS
RESIDENT DECEDENT
ESTATE FILE NUMBER
DedDECEDENT Susan K.
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,Including unreimbursed medical expenses.
ITEM
NUMBER DESCRIPTION VALUE AT DATE
OF DEATH
1. Medical
4,360.29
2. PA Individual Income Taxes 199.00
3. AC Electric
39.18
4. Insurance
14.22
TOTAL(Also enter on Line 10, Recapitulation) S 4,612.69
If more space is needed,insert additional sheets of the same size.
REV-1513 EX+(01-10)
1 IT rT J pennsy[vania SCHEDULE J
INHERITANCE TAX RETURN BENEFICIARIES
RESIDEM DECEDENT
ESTATE OF: FILE NUMBER:
Declarer, Susan K
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
I. Ross Dederer 118 Share Grandson 66,022.37
2. Greg Dederer 1/8 Share Grandson 66,022.37
3. Stuart Declarer 1/4 Share Grandson 132,044.74
4. Suzanne Dederer 1/4 Share Daughter 132,044.74
5. Steve Dederer 1/4 Share Son 132,044.74
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON UNES 15 THROUGH 18 OF REV-1500 COVER SH€ET,A5 APPROPRIATE.
IS NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
i.
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ONLINE 13 OF REV-1500 COVER SHEET. $
If more spate is needed,use additional sheets of paper of the same size.
Statement of Accounts
ftierfC ho"
fCe ' Oct 01, 2012 thru Oct 31, 2012
FEDERAL CREDIT UNION
A-0cehanic.a6nrg. I'A I%fh5
Building Relationships For Life nuzr.,uncrirhoicc.org Account Number: XXXXXXX790
Address Service Rcquc"cd Account Balances at a Glance
Share Drafts: 571.84
Savings: 14,584.16
Certificates: 12,751.03
SUSAN K DEDERER
20 KESWICK DR
MECHANICSBURG PA 17050 New Relationship Reward Level is: General
Page 1 of 2
If you have a Smarlphone or web-enabled cell phone,you can bank right in the
palm of your hand anytime,anywhere with AmeriChoice's Mobile Banking! As an
AmeriChoice member, Mobile Banking is a free service that is available on the
go,wherever you are! For more information,visit www.americhoice.org.
Did you know AmeriChoice offers Electronic Bill Payment? Paying bills has
never been easier! Using Electronic Bill Payment,you can conveniently pay
bills, review payment history, and much more! Log on to www.amedchoice.org to
learn more!
REGULAR SHARE - 0001
Joint Owner:SUZANNE DEDERER
Date Transaction Description Additions Subtractions Balance
10-01 Balance Forward 15,356.72
10-01 Withdrawal ACH MIDWEST LOAN SER -775.04 14,581.68
TYPE:MTG PMT CO: MIDWEST LOAN SER
10-03 SURRENDER SAFE DEPOSIT BOX
10-31 Deposit Dividend 0.200% 2.48 14,584.16
Annual Percentage Yield Earned 0.200%from 10/01/2012 through 10/3112012
10.31 Ending Balance 14,584.16
Dividends Paid Year to Date 11.76
SHARE DRAFT - 0013
Date Transaction Description Additions Subtractions Balance
10.01 Balance Forward 571.84
10-31 Ending Balance 571.84
Dividends Paid Year to Date 0.00
Total for Total
This Period Year-to-Date
Total Overdraft Fees 0.00 30.00
Total Returned Item Fees 0.00 30.00
6 MONTH CERTIFICATE - 0060
Date Transaction Description Additions Subtractions Balance
10.01 Balance Forward 12,751,03
10.31 Ending Balance 12,751.03
6 MONTH CERTIFICATE will mature on 11/10/2012
Dividends Paid Year to Date 28.56
Phone: (717) 697-3474 • ToIl Free: (800) 240-4364 Fax Number: (717) 697-3713
Oil
A,t' enChoice Oct 01, 2012 thru Oct 31;2012 ,
FEDERAL CREDIT UNION
Building Relationships For Life
Page2of2
Account Number:xxxxxxx790
VISA PAYMENT ACCOUNT - 0098
Date Transaction Description Additions Subtractions Balance
10-01 Balance Forward 0.00
10-39 Ending Balance 0.00
Dividends Paid Year to Date 0.00
YTD SUMMARIES �-
TOTAL DIVIDENDS PAID
REGULAR SHARE 11.76
SHARE DRAFT 0.00
6 MONTH CERTIFICATE 28.56
VISA PAYMENT ACCOUNT 0.00
Total Dividends Paid Year to Date 4032
Statement of Accounts
Americhoiee N 75 Bumble Sec Hollow Read Oct 01, 2012 thru Oct 31, 2012
&FEDERAL C R E D I T U N I O N h1echanieshturv.PA 17055
Building Relationships For Life %miv.amcrichoice'org Account Number: XXXXXXX938
Address Scmcc Rcqucsicd Account Balances at a Glance
Share Drafts: 21,291.86
Savings: 48,073.62
SUSAN K DEDERER
C/O STEPHEN D DEDERER
65 HOOVER ROAD New Relationship CARLISLE PA 17015 P Reward Level is: General
Page 1 of 2
If you have a Smartphone or web-enabled cell phone,you can bank right in the
palm of your hand anytime,anywhere with AmeriChoice"s Mobile Banking! As an
AmeriChoice member,Mobile Banking is a free service that is available on the
go,wherever you are! For more information, visit www.americhoice.org.
Did you know AmeriChoice offers Electronic Bill Payment? Paying bills has
never been easiarl Using Electronic Bill Payment,you can conveniently pay
bills,review payment history,and much more! Log on to www.americhoice.org to
learn more!
REGULAR SHARE - 0001
Date Transaction Description Additions Subtractions Balance
10.01 Balance Forward 302,709.15
10-01 Withdrawal Transfer To Share 0014 -5 50,000.00 252,709.15
10.02 Withdrawal by Check -104,644.93 14 064.22
10.02 Withdrawal Home Banking Transfer To Share 0014 -100,000.00 48,064.2
Internet Home Banking Transfer
10-03 Deposit ACH US TREASURY 303 1,244.00 49,308.22
TYPE:XXSOC SEC AMT: 1,244.00
CO:US TREASURY 303
10-19 Withdrawal -1,244.00 48,1164.22
RTRN ACH-1013/12-SOC SEC
10-31 Deposit Dividend 0.200%fl 9.40 48,073.62
Annual Percentage Yield Earned 0.200%n from 10/01/2012 through 10/31/2012
10-31 Ending Balance 48,073.62
Dividends Paid Year to Date 81.84
SHARE DRAFT - 0014
Date Transaction Description Additions Subtractions Balance
10-01 Balance Forward 2,457,68
10-01 Deposit ACH FIDELITY INVESTM 1,206.44 3,664.12
1 TYPE: PENSION AMT: 1,206.44
CO: FIDELITY INVESTM
10-01 Deposit Transfer From Share 0601 50,000.00 53,664.12
10-01 Draft 002495 -50,000.00 3,664.12
10-02 Draft 002496 250.00 3
1 10-02 Deposit Home Banking Transfer From Share 0001 100,000.00 103,414.1
t Internet Horne Banking Transfer
j' 10-04 Draft 002492 50,000.00 53,414.12 '
{ 10-04 Draft 002493 25,000.00 28,414.12
t 10-04 Draft 002494 25,000.00 3,414.12
1 10-09 Withdrawal ACH LIBERTY MUTUAL 10.50 3,403.62
TYPE: PAYMENT CO: LIBERTY MUTUAL
1 10-09 Withdrawal ACH LIBERTY MUTUAL -50.00 3,353.62
TYPE: PAYMENT CO:LIBERTY MUTUAL i
10-11 Withdrawal ACH ATLANTIC CITY EL -78.35 3,275.27
TYPE: DIRECT PAY CO:ATLANTIC CITY EL
+ - y Phone: (717) 697-3474 • Toll Free: (800) 240-4364 Fax Number.: (717) 697-3713
At'T1enChoice Oct 01,2012 thru Oct 31, 012
litad FEDERAL CREDIT UNION Page 2of2
Building Relationships For Life
Account Number: xxxxxxx938
SHARE DRAFT - 0014 (Continued)
Date Transaction Description Additions Subtractions Balance
10-18 Deposit ACH MORG STAN IRA 19,223.03 22,498.30
TYPE: IRA PYMT CO: MORG STAN IRA
10-22 Withdrawal ACH FIDELITY INVESTM -1,206.44 21,291.86
TYPE: REVERSAL CO: FIDELITY INVESTM
10-31 Ending Balance 21,294.86
Dividends Paid Year to Date 0.00
Cleared Check Summary
Number Date Amoun Numbe r pate Amount Numbe Date Amount
002492 10.04 50,000.00 002493 10-04 25,000.00 002494 10-04 25,000.00
002495 10-01 50,000.00 002496 10-02 250.00
('indicates skip In check number sequence.)
5 Drafts Cleared for 150,250.00
Withdrawals and Other Charges
P-aIA Amount Description Date Amoun t Description
10-09 10.50 Withdrawal ACH 10-11 78.35 Withdrawal ACH
10-09 50.00 Withdrawal ACH 10-22 1,206.44 Withdrawal ACH
4 Withdrawals and Other Charges for 1,345.29
Deposits and Other Credits
Date Amount Description Date Amomn t Description
10-01 1,206.44 Deposit ACH 10-18 19,223.03 Deposit ACH
10-01 50,000.00 Deposit Transfer
10-02 100,000.0 Deposit Home Banking Transfer
0
4 Deposits and Other Credits for 170,429.47
20 KESWICK DR PAYMENT ACCOUNT- 0057
Date Transaction Description Additions Subtractions Balance
10-01 Balance Forward 0.00
10115 0057-20 KESWICK OR PAYMENT ACCOUNT Closed
This is the final statement you will receive for this account'"*
Please retain this final statement for tax reporting purposes
Dividends Paid Year to Date 0.00
YTD SUMMARIES
TOTAL DIVIDENDS PAID
REGULAR SHARE 81.84
SHARE DRAFT 0.00
20 KESWICK DR PAYMENT 0.00
ACCOUNT
I
Total Dividends Paid Year to Date 81.84
Total Interest Paid Year to Date 0.00
I
1�
1
f ,
Statement of Accounts
.0.0 Americhoice
2175 Rumble Btt Hollow Road Nov 01, 2012 thru Nov 30, 2012
f E D E R A t. CREDIT UN I O N Mtthanicsburg,PA 17055
Building Relationships For Life
"'''"mencho"`'°`r Account Number: xxxxxxx938
Address Service Requested Account Balances at a Glance
00004
SUSAN K DEDERER
C/O STEPHEN D DEDERER
85 HOOVER ROAD
CARLISLE PA 17015.8512 New Relationship Reward Level is: General
I
Page 1 of 2
Need a little extra cash this holiday season? VWre.here to Help! Wth
AmeriChoice's Skip-a-Payment,you can choose to skip one of your loan payments
in December 2012 or January 20131 For complete details, visit
www.amedchoice.orgl
We make it easier than ever to pay your loan online with ProPay! You can now
use your debit card,credit card,or c.hecking account from another financial
institution to make your AmeriChoice lan payment! For more information,visit
www.americhoice.org/paypro.
REGULAR SHARE - 0001
Date Transaction Description Additions Subtractions Balance
11.01 Balance Forward 48,073.62
11-01 Deposit Transfer From Share 0014 21,291.86 69,365.48
11-01 Withdrawal by Check -69,360.00 5.48
11-21 Deposit Transfer From Share 0014 1,145.94 1,151.42
11-21 Withdrawal by Check -1,151.42 0.00
11/21 0001-REGULAR SHARE Closed
'This Is the final statement you will receive for this account"
Please retain this final statement for tax reporting purposes
Dividends Paid Year to Date 81.84
SHARE DRAFT - 0014
Date Transaction Description Additions Subtractions Balance
11-01 Balance Fonvard 21,291.86
11-01 Withdrawal Transfer To Share 0001 -21,291.86 0.00
11-05 Deposit ACH FIDELITY INVESTM 1,206.44 1,206.44
TYPE: PENSION CO: FIDELITY INVESTM
11-05 DIED PRENOTIFICATION FROM FIDELITY INVESTM
11.07 Withdrawal ACH LIBERTY MUTUAL q-1,145.94 1,195.94
TYPE: PAYMENT CO: LIBERTY MUTUAL
11-07 Withdrawal ACH LIBERTY MUTUAL 1,145.94
TYRE:PAYMENT CO:LIBERTY MUTUAL
11-21 Withdrawal Transfer To Share 0001 0.00
1 11/21 0014-SHARE DRAFT Closed
" This is the final statement you will receive for this account"' w/p 1 0.t.4
" Please retain this final statement for tax reporting purposes"" te{,,...,,f L-^ -
Dividends Paid Year to Date 0.00 961-40 cr f4
Withdrawals and Other Charges 7 4 Y 9 so
_Date Amount Description Date Amou Description
11-01 21,291.86 Withdrawal Transfer 11-07 50.00 Withdrawal ACH
11-07 10.50 Withdrawal ACH 11-21 1,145.94 Withdrawal Transfer
4 Withdrawals and Other Charges for 22,498.30
1
Phone: (717) 697-3474 • Toll Free: (800) 240-4364 • Fax Number: (717) 697-3713
SHARE DRAFT RECONCILEMENT . • . THIS FORM IS PROVIDED TO ASSIST YOU IN BALANCING YOUR DRAFT ACCOUNT
L
DRAFT NUMBER AMOUNT DRAFT NUMBER M§Upfl
SUBTRACT FROM YOUR DRAFT REGISTER ANY CHARGES
LISTED ON THIS CRAFT STATEMENT WHICH YOU HAVE NOT
PREVIOUSLY DEDUCTED FROM YOUR BALANCE,ALSO ADD ANY
DIVIDEND.
2. ENTER DRAFT BALANCE
SIOV.11f ON THE
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5, SUBTRAI TOTAL
DRAFTS 0JT3TANOV,1Q,
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IF YOU 00 NOT BALANCE
VERIFY AOUI DONS AND SUBTRACTIONS—ABOVE AND IN YOUR DRAFT REGISTER
COMPARE THE DOLLAR AMOUNTS OF DRAFTS LISTED ON THIS STATEMENT WITH THE DRAFT
AMOUNTS LISTED IN YOUR DRAFT REGISTER
COMPARE THE DOLLAR AMOUNTS OF DEPOSITS LISTED ON THIS STATEMENT WITH THE DEPOSIT
AMOUNTS RECORDED IN YOUR DRAFT REGISTER
YOUR BILLING RIGHTS-KEEP THIS NOTICE FOR FUTURE USE
Under must atthereoneamCxpialn Way w2 behoA pro sfntamanI was carc6ct.
the Fair Cedes Wiling Act.
NOTIFY US thl CASE OF ERRORS OR OTIESTIONS ABOUT YOUR STATEMENT. All car rowans your farm,we calima try,to coffee. am annoure you 4ansven,w
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AMERICHOICE FEDERAL CREDIT UNION ERROR RESOLUTION NOTICE
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NCUA
Mlaamd Occh.IT.11"I Aebuhroaratma.. (Iro,latchn,Agency
SGl Ul5 Tax Parcel No. 38-08-0567-449
yi-- DEED III��1��1�8II�I�l�II#�
MADE the 7 day of 0✓�n+ �e�, 2009, OOOYFY
BETWEEN
MAX D. MARBAIN, an adult individual, record owner; and
MARBAIN ASSOCIATES, LTD., a Pennsylvania limited partnership, equitable
owner(together"Grantor"),
AND
SUSAN K. DEDERER, an adult individual, and her daughter
SUZANNE M. DEDERER, an adult individual, as joint tenants with rights of
survivorship and not as tenants in common ("Grantee").
WITNESSETH
That the Grantor, in consideration of ONE DOLLAR ($1.00), paid by the Grantee
to the Grantor, the receipt whereof is hereby acknowledged, does hereby grant
and convey to the Grantee:
ALL THAT CERTAIN Unit in the planned community known as
"Evergreen 11, A Planned Community" located in Silver Spring
Township, Cumberland County, Pennsylvania, which property was
submitted to the provisions of the Pennsylvania Uniform Planned
Community Act (68 Pa. C.S.A. §5101 et seq., as amended) by the
recording of a certain Declaration of Covenants and Restrictions for
Evergreen 11, A Planned Community (the "Declaration") dated
January 22, 2007 and recorded in the Office of the Cumberland
County Recorder of Deeds in Miscellaneous Book 733, Page 3909,
Ps subsequently amended by First Amendment to Declaration dated
September 15, 2008 and recorded to Instrument No. 200831449
(together,,the 'Declaration"), being designated therein as Unit No. 59,
and as depicted and more particularly described on the First
Amended Declaration Plats and Plans attached to the First
Amendment to Declaration as Exhibit A-1 thereto.
ALSO BEING Lot No. 59 on the Final Subdivision Plan Phases Two,
Three, Four Evergreen 11 prepared by Alpha Consulting
Engineers, Inc. dated April 12, 2007, as subsequently revised and
recorded in the Office of the Cumberland County Recorder of
Deeds to Instrument No. 200737889 (the "Plan").
THE SAID LOT CONTAINING 6,519 square feet, more or less.
BEING part of the same premises which Barbara J. Enck, single
person, by deed dated April 5, 2000 and recorded in Cumberland
County Deed Book 218, Page 926, granted and conveyed unto
Max D. Marbain, record owner.
AND the said Max D. Marbain entered into a certain Agreement of
Sale dated June 30, 2006, effective as of July 1, 2006 with Marbain
Associates, Ltd., a memorandum of which is recorded in
Miscellaneous Book 728, Page 2316.
TOGETHER with the Allocated Interest appurtenant to the Lot as
more particularly set forth in the Declaration, as amended from time
to time. .
ALSO TOGETHER WITH the right to use a perpetual six-feet wide
easement located on Lot 58 and extending along the common
boundary between Lot 58 and Lot 59 for purposes of: (1)
maintenance of the side wall of the house located on the herein-
described Lot; and (2) water runoff from the roof of the house
located on the herein-described Lot.
UNDER AND SUBJECT to a perpetual six-feet wide easement
located on Lot 59 and extending along the common boundary
between Lot 59 and Lot 60 (the "Adjoining Lot") for purposes of; (1)
maintenance of the side wall of the house located on the Adjoining
Lot; and (2) water runoff from the roof of the house located on the
Adjoining Lot. Grantee acknowledges and agrees that the said
easement area shall be kept clear of structures and vegetation.
FURTHER UNDER AND SUBJECT to terms and conditions set
forth in the Declaration and to all other covenants, conditions,
restrictions, rights-of-way, easements and agreements of record
and to matters which a physical inspection and survey of the Lot
would disclose.
THE GRANTEE, for and on behalf of the Grantee and the
Grantee's heirs, personal representatives, successors and assigns,
by the acceptance of this deed, covenants and agrees to pay such
charges for maintenance, repair, replacement and other expenses
in connection with the Common Facilities, as may be assessed
against him, her, them, it, or against the said Lot, from time to time
by the Executive Board of the Evergreen II Homeowners
Association in accordance with the Pennsylvania Uniform Planned
Community Act, 68 Pa. C.S. 5101 et seq. (the "Act'), and further
covenants and agrees that the Lot conveyed by this deed shall be
subject to a lien for all amounts so assessed except insofar as
Section 5407(c) of the Act may relieve a subsequent Lot Owner of
liability for prior unpaid assessments. This covenant shall run with
and bind the Lot hereby conveyed and all subsequent owners
thereof.
AND the Grantor shall and will SPECIALLY WARRANT the property
hereby conveyed.
IN WITNESS WHEREOF, the Grantor has caused this Deed to be
executed as of the day and year first written above.
WITNESS: GRANTOR:
Max D. Marbain
and
MARBAIN ASSOCIATES, LTD., a
Pennsylvania limited partnership
WITNESS: By: MARBAIN MANAGEMENT, LLC
General Partner
6C�uJ By
Max D. Marbain, Manager
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF CUMBERLAND
On this, the !I-,6k day of 2009, before me, a Notary
Public, the undersigned officer, personally appeared MAX D. MARBAIN, known to me
(or satisfactorily proven) to be the individual who executed the foregoing instrument, and
duly acknowledged to me that he executed the same for the purpose therein.
IN WITNESS WHEREOF, I have hereunto set my hand'' and official seal.
COMMONWEALTH OF PENNSYLVANIA
Notarial seal Notary Public
Anna Marie Mader,Notary Public ry
Hampden Two.,Cumberland County
My Commission Expires Aug.16,2012
Member,Pennsylvania Association of Notaries
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF CUMBERLAND
On this, the 17 day of 2009, before me, a Notary
Public, the undersigned officer, personally appeared Max D. Marbain, who
acknowledged himself to be the Manager of Marbain Management, LLC, a Pennsylvania
limited liability company (the "Company"), said Company being the sole General Partner
of MARBAIN ASSOCIATES, LTD., a Pennsylvania limited partnership (the
'Partnership"), and that he as such Manager, being authorized to do so, executed the
foregoing instrument for the purpose therein contained by signing the name of the
Company by himself as Manager in the Company's capacity as General Partner and as
authorized by the Partnership.
IN WITNESS WHEREOF, I have hereunto set my hand and official seal.
COMMONWEALTH OF PENNSYLVANIA /) ,
Notarial Seal
Anna Marie Mader,Notary Public
Hampden UP.,Cumberland County Notary Public
My Commission Expires Aug.16,2012
Member,Pennsylvania Association or Notaries
I hereby certify that the address of the Grantee is:
20 Keswick Drive
Mechanicsburg, PA 17050
A orney Agent for Grantee
-�
. .. i
. �
4
i .
ROBERT P. ZIEGLER
RECORDER OF DEEDS J. -
CUMBERLAND COUNTY ..._
1 COURTHOUSE SQUARE tj�~'
a
CARLISLE, PA 17013 _
717-240-6370 - W
Instrument Number-200939827
Recorded On 12/1/2009 At 9:44:05 AM *Total Pages- 6
*Instrument Type-DEED
Invoice Number-56818 User ID-KW
*Grantor-MARBAIN,MAX D
*Grantee-DEDERER, SUSAN K
*Customer-ABSTRACT CO
*FEES
STATE TRANSFER TAX $2,136.35 Certification Page
STATE WRIT TAX $0.50
STATE JCS/ACCESS TO $10.00 DO NOT DETACH
JUSTICE
RECORDING FEES - $12.50
RECORDER OF DEEDS This page is now part
PARCEL CERTIFICATION $10.00 of this legal document.
FEES
AFFORDABLE HOUSING $11.50
COUNTY ARCHIVES FEE $2.00
ROD ARCHIVES FEE $3.00
CUMBERLAND VALLEY $1,068.18
SCHOOL DISTRICT
SILVER SPRING $1,068.17
TOWNSHIP
TOTAL PAID $4,322.20
1 Certify this to be recorded
in Cumberland County PA
i°a°vye
° RECORDER O D DS
nao
*-Information denoted by an asterisk may change during
the verification process and may not be reflected on this page.
OOOYFY
I II II IIII III III I
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09/19/2014 11:53 60939S78B9 KEVIN 3 SAWES ESA PALE 01/03
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SEP-19-2012 WED 11;00 AN AAA CENTRAL PENN C,N, FAX N0. 7177630507 P. 03
09/19/2912 12:53 5093997889 KEVIN 3 PAq S Ems} PAGE 02103
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REGISTER OF WILLS CERTIFICATE OF
CUMBERLAND COUNTY GRANT OF LETTERS
PENNSYLVANIA
No. 2012 01100 PA No. 21- 12- 1100
Estate Of: SUSANKDEDERER
�Fas,.nmaw.�n
Late Of: SILVER SPRING TOWNSHIP
CUMBERLAND COUNTY
0 Deceased
Social security No: 206-16-8657
WHEREAS, on the 9th day of October 2012 an instrument dated
September 28th 1999 was admitted to probate as the Iast will of
SUSAN K DEDERER
late of SILVER SPRING TOWNSHIP, CUMBERLAND County,
who died on the 2nd day of October 2022 and,
WHEREAS, a true copy of the will as probated is annexed hereto.
THEREFORE, I, GLE_N_DA FARNERSTRASBAUGH , Register of Wills in and
for CUMBERLAND County, in the Commonweaith of Pennsylvania, hereby
certify that I have this day granted Letters TESTAMENTARYto:
STEPHEN D DEDERER
who has duly qualified as EXECUTOR(RIX)
and has agreed to administer the estate according to law, all of which
fully appears of record in my office at CUMBERLAND COUNTY COURTHOUSE,
CARLISLE, PENNSYLVANIA.
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal
of my office on the 9th day of October 2012.`y{lJ�}r!
"' eyurexo I
**NOTE** ALL NAMES ABOVE'' APPEAR (FIRST, MIDDLE, LAST)
Z, SUSAN K. DEDERER, of the Township of Upper Allen,
u Cumberland County, Pennsylvania, being of sound and disposing
mind, memory and understanding, do hereby make, publish and
declare this as and for my Last Will and Testament, �reby
revoking and making void any and all wills by me at
heretofore utade.
%0
FIRST_ Z order and direct that all my debts antt�`#-.unera
r a..� n Cn
'
expenses be paid by my Executor or Executrix as the case maybe,
'
hereinafter named, as soon as conveniently may be done after my
decease.
SECOND. Z give, devise and bequeath all the rest, residue
and remainder of my Estate, real, personal and mixed, whatsoever
and wheresoever situated, unto my husband, JOHN D. DEDERER,
absolutely and in fee simple, if he survives me by as many as
sixty (60) days.
THTR6. if my husband, JOHN D. DEDERER, should not survive
me by as many as sixty (60) days, then and in that event, Z give,
devise and bequeath three-fourths (314) of my Estate in equal
shares unto my children, namely, STEPHEN D. DEDERER, PHILIP C.
DEDERER and SUZANNE M. DEDERER, share and share alike, absolutely
and in fee simple. Should any of my said children predecease me
and leave lawful issue to survive them, I order and direct that
the share or part of my Estate which such deceased child or
children would have received hereunder had he, she of they
survived me, be distributed unto the issue of such deceased child
or children, per stirpes by replusentation and not per capita.
FOURTH. If my husband, JOHN D. DEDERER, should not survive
e by as many as sixty (60) days, then, in that event, I give,
uw orr+ccs
sw<'cewraw, devise and bequeath one-fourth (1/4) of my Estate in equal
9n[NMCNRN
a SP,RE
1
I
7
shares unto my grandsons, ROSS WILLIAM DEDERER and GREGORY LEE
DEDERER. In the event the surname of ROSS WILLIAM DEDERER or
GREGORY LEE DEDERER is changed in any way (including the use of
\ hyphenation) from the surname "Dederer", then his respective
.\
` share shall lapse. in the event either ROSS WILLTAM DEDERER or
GREGORY LEE DEDERER should predecease me, fail to survive me by
- � as many as sixty (60) days or has a change in surname as
explained hareinabove, then the share of said grandson shall pass
to the survivor of the two. In the event both ROSS 4;I LLZAM
DEDERER and GREGORY LEE DEDERER predecease me, fail to survive me
5'
by as many as sixty (60) days, or have a change in surname as
explained hereinabove, then the one-fourth (114) share of my
Estate shall lapse and shall be distributed equally among my
surviving children and their issue as set forth hereinabove.
FIFTH. Should ROSS WILLIAM DEDERER or GREGORY LEE DEDERER
be entitled to any portion of my estate prior to reaching thirty
(30) years of age, then each of their respective shares shall be
placed in a separate trust to be delivered unto STEPHEN D.
DEDERER as my testamentary Trustee, IN TRUST, NEVERTHELESS, to
hold, manage, invest and reinvest for the use of said beneficiary
in a separate trust under the terms and conditions set forth
below.
A. To use, consume, expend and apply from time to
time such amounts of income and principal as the
Trustee in his sole discretion, shall determine to
be appropriate for the medical and educational
needs of the trust beneficiary;
S. I designate any Crust hereunder to be a speno-
tirrift tc'ua.t. Tile beneficiary shall have no right
to invade, pledge, assign or otherwise dispose of
u.omaz
sNe�a.xex. the assets (including income) of said trust nor
B(t6NNtMwN
a spaar shall any creditor of any beneficiary have any
right to seize, levy or execute upon
-2-
said assets; and
C. upon said beneficiary attaining the age of thirty
(30) years, I order and direct that the trust
f
shall terminate and the net balance of principal
and accumulated income shall be distributed to
said beneficiary, absolutely.
Should the principal of the Trust herein be or become
too small in the Trustee's discretion so as to make establishment
z,
or continuance of the Trust inadvisable, the Trustee may make
immediate distribution of the remaining net principal and
accumulated income outright to the beneficiary and if the
beneficiary is a minor, distribution may be made to the
appropriate Guardian, at which time the Trust shall terminate.
In the event STEPHEN D_ DEDERER should predecease me or
fail to act as Trustee, I nominate and appoint PHILIP C. DEDERER
as alternate Trustee hereunder. In the event PHILIP C. DEDERER
should predecease me or fail to act as Trustee, I nominate and
appoint SUZANNE M. DEDERER as alternate Trustee hereunder.
S1 2M. should any beneficiary other than ROSS WILLIAM
DEDERER or GREGORY LEE DEDERER share in my estate when less then
thirty (30) years of age, I order and direct that the
distributive portion of my Estate attributable to said individual
beneficiary shall be paid over and delivered unto STEPHEN D.
DEDERER, as my testamentary Trustee, and placed in a separate
Trust, IN TRUST, NEVERTHELESS, to hold, manage, invest and
reinvest for the use and benefit of said beneficiary upon the
following terms and conditions:
A. I authorize my said Trustee to pay so much of
the income arising thereon together with so
much of the principal thereof as in the
5"S�WK$h,
opinion of said Trustee is necessary or
a snnae
-3-
t
l
desirable to be expanded for the support,
maintenance, health and education of said
b¢nefici.ary to the proper payee, including any
Guardian of said beneficiary, for such purposes.
R. During the existence of the said Trust, I
order and direct that the beneficiary thereof
` shall be prohibited from pledging or
assigning any assets in said Trust or from
otherwise anticipating any distribution hereunder
A and that no creditor of said beneficiary shall
have the right to levy upon, attach or otherwise
obtain any assets in said Trust.
C. When said beneficiary attains the age thirty
(30) years, I order and direct that the Trust l
shall terminate and the then remaining net
balance of principal and accumulated income
shall be distributed to said beneficiary,
absolutely.
Should the principal of the Trust herein be or become
too small in the Trustoots discretion so as to make establishment
or continuance of the Trust inadvisable, the Trustee may make
immediate distribution of the remaining net principal and
accumulated income outright to the beneficiary and if the
beneficiary is a minor, distribution may be made to the
appropriate Guardian, at which time the Trust shall terminate.
fil . i nominate, constitute and appoint my husband,
.TONN D. DEDERER, to be the Executor of this my Last Will and
Testament, but if for any reason he should fail to qualify as
such Executrix, or cease so to serve, then and in that event, I
nominate, constitute STEPHEN D. DEDERER to be the Executor hereof
tAx urnccs
srce�$AKEa. but should he predecease me or fail to qualify, then, in
OIiENNEM)1N
$ $4A 6
-4-
i
�. ,
I
I
f such event, I nominate, constitute and appoint my son, PHILIP C.
DEDERER, as Executor of this my Last Will and Testament. In the
event he should predecease me or fail to qualify, then, in such
event, I nominate, constitute and appoint my daughter, SUZANNE M.
DEDERER, as Executrix of this my Last Will and Testament. I
further direct that no person serving as Executor, Executrix or
Trustee hereunder be required to post bond to secure the faithful
performance of his or her duties in the Commonwealth of
Pennsylvania or in any other jurisdiction.
IN WITNESS WHEREOF, I have hereunto set my hand and seal to
this my Last Will and Testament written on five (5) pages this
28th day of September, 1999. S,�t3,san 4Z D//. 7'' Yi
ISEAL)
ed?yy
Signed, sealed, published and declared by SUSAN K. DEDERER, _
the Testatrix above named, as and for her Last Will and
Testament, in our presence, who, in her presence, at her request,
and in the presence of each other, have hereunto subscribed our
names as attesting witnesses. yy
{SEAL}
UW Nf4C5
SHELB KM
aft NM W"
-5v
COMMONWEALTH OF PENNSYLVANIA}
3s.
COUNTY OF CUMBERLAND)
We, SUSAN K. DEDERER, PHILIP H. SPARE, ESQUIRE and SUSAN L.
ZYCH, the Testatrix and the witnesses, respectively, whose names
i
(are signed to the attached. or foregoing instrument, being first
duly sworn, do hereby declare to the undersigned authority that
the Testatrix signed and executed the instrument as her Last Will
and Testament and that she had signed willingly, and that she
s
executed it as her free and voluntary act for the purposes
therein expressed, and that each of the witnesses, in the
presence and hearing of the Testatrix, signed the Will as witness
and that to the best of his or her knowledge the Testatrix was at
that time eighteen years of age or older, of sound mind and under
no constraint or undue influence.
Testatrix
Witsp , .
Subscribed, sworn to and acknowledged before me by SUSAN K.
DEDERER, Testatrix, and subscribed and sworn to before me by
PHILIP H. SPARE, ESQUIRE and SUSAN L. ZYCH, witnesses, this
28th day of September, 1999-
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