HomeMy WebLinkAbout02-0859GOLD$ECK McCAFFERTY & McKEEVER
BY: JOSEPH A. GOLDBECK, JR.
ATTORNEY I.D.#16132
SUITE 500 - THE BOURSE BLDG.
111 S. INDEPENDENCE MALL EAST
PHILADELPHIA, PA 19106
(215) 627-1322
ATTORNEY FOR PLAINTIFF
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
vs.
ROBERT A. DECKER
DIANNE L. DECKER
Mortgagor(s) and Real Owner(s)
106-108 Gilbert Road
Shippensburg,PA 17257
Defendant(s)
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term n
No.= -.r9 1.
CIVIL ACTION: MORTGAGE IC4FORECLOSURE
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice
are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim
or relief requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
AVISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUFJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE
USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU
ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBIECCION CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE,
SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE
ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is COLUMBIA NATIONAL INC., 7142 Columbia Gateway Drive, Columbia, MD 21046.
2. The name(s) and address(es) of the Defendant(s) is/are ROBERT A. DECKER, 106-108 Gilbert Road,
Shippensburg, PA 17257 and DIANNE L. DECKER, 106-108 Gilbert Road, Shippensburg, PA 17257,
who is/are the mortgagor(s) and real owner(s) of the mortgaged premises hereinafter described.
On April 01, 1997 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter
described to COLUMBIA NATIONAL INC., which mortgage is recorded in the Office of the Recorder
of Deeds of Cumberland County as Book 1373 Page 949. The mortgage has not been assigned unless
said assignment to the Plaintiff is hereafter mentioned. These documents are matters of public record
and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure
1019(g).
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payment of principal and interest upon said mortgage due
May 01, 2001, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon
default in such payments for a period of one month, the entire principal balance and all interest due
thereon are collectible forthwith.
6. The following amounts are due on the mortgage:
Principal Balance
Interest from 04/01/2001
through 01/31/2002 at 8.5000%
Per Diem interest rate at $22.22
Attorney's Fee at 5.0% of Principal Balance
Late Charges from 05/01/2001 to 01/31/2002
Monthly late charge amount at $36.47
Costs of suit and Title Search
Escrow
Monthly Escrow amount $151.72
$95,440.23
$6,799.31
$4,772.01
$328.22
$750.00
$108,089.77
$0.00
$108,089.77
The Attorney's Fees set forth above are in conformity with the Mortgage documents and Pennsylvania
law, and, will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is
reinstated prior to the Sale reasonable Attorney's Fees will be charged based on work actually
performed.
Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has
been sent to Defendant(s) by Certified and regular mail, as required by Act 160 of 1998 of the
Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s)
attached hereto as Exhibit "A". The Defendant(s) has/have not had the required face-to-face meeting
within the required time and Plaintiff has no knowledge of any such meeting being requested by the
Defendant(s) through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate
Consumer Credit Counseling Agency.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure in the sum of $108,089.77, together with
interest at the rate of $22.22, per day and other expenses incurred by the Plaintiff which are properly chargeable
in accordance with the terms of the mortgage, and for the foreclosure and sale of the mortgaged premises.
By:
GOLDB M AFFERTY & McKEEVER
BY: Jos PH A. G LDBECK, JR., ESQUIRE
ATTORNEY FOR PLAINTIFF
VERIFICATION
I, Vernetta M. Watson as the representative of the Plaintiff corporation within named
do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff
corporation and the facts set firth in the foregoing Complaint are true and correct to the best of my
knowledge, information and belief. I understand that false statements therein are made subject to the
penalties of 18 Pa. C.S. 4904 relating 10 ttnswom falsification to authorities.
Date: /-629-oZ
?cU -
Veretta M. Watson, Asst. Treasurer
Columbia National Inc.
01/16/2002 11:23 717-295-7155 LANC TITLE INFO JOUR PAGE 02
i VIV 2002 05:34 591-1784 SEARCH ONE PAGE 03
Yd'!/89
w
•
To; MnN tr.+.ra:
-111mfs-01a-owe And »-+s.eiffiograe
"ADS this / day of / 7,??/ "97,
BETWi:><N
PATRSCX R. OTT and TRnex 9. oTT, husband and wire, of l06 Gilbert
Boil, Shippwnabarg, PX 17257
"GRANTORS",
11 N p '
Ron== A. DEC=M and DIANM2 L. DECl-gIt, hueAend And wit*, of 10095-2
Tower Road, Shippsnaburg, PA 17257
"caANT?;es" .
W2TNE88>9TU, that in consideration Or the sum of NINETY-SIX
TRWRAND AND 09/100 ($96,o0o.00) Dollars, in hand paid, the raosipt
whereof is hereby a*knowledgod? the said GR71MRs do hereby great
and convoy 4n rest simple to said axanTwo,
ALL that rollowiny dow 111bod real estate, together with the
improvaments ersoted thereon. lyitmp and being 'aituato in
Southampton Townabip, Cumberland Comity, rannsylvania, were
particularly described as lollewst
mbacm g ti
aMWING at'h railroad spite in Lagisiazive Route 21008
at the southeastarn aaxfter oiv Lot No. 1 an the
herein .ftsu X*ntlonsd platy of lotst thenaa along the
easterd edge of Lot No. }, North moventesn (17) degreat
pins (9) Minatae six (a) asoonds test, a distanos of
ninety-thsas (92) tact to an Lrox pin, thence along the
nartAel" edge of Let No. 1, South eighty-nine (60)
w 4agriaes distance (or )ens unixtes hundwed tin ?.aven and fortty-
two hUndredths (127.42) root to an iron pint thenos along
the same, North eighty (00) degrees zero (00) minutas
ttgey-five (55) seconds West, a dxatanoe of ninety (90)
toot to aft iron pint thence along lands now ear formerly
of Wan H, Delancey, North five (0) degrees tw*Mty-might
(28) Minutes twenty-maven (27) seconds $ant, a distance
'01/16/2002 11:23 717-295-7155 LANC TITLE INFO JOUR PAGE 03
01/10/2002 05..34_._..591-17e4
SEARCH ONE PAGE 04
l+ssias
0
or two hundred nine ight Ana ninety,four hundredths
(298.947 feat to an rent in, thence along the southern
Daft! Of Lot NO. B, South eighty-lour a4) degrees, thirty_
(31) Minot" thirty-.three (33) second* maxt, a
distance of lour hundred eightewn and Seventy-eight
hundredths (41x,78) fast to an iron pin: thence along the
eonthweatern portion of Lot No. S, South three (3)
asgdistance Live (nree S hundred twelve
! a ('12) ad e nin tyc-two
hundredthhe (205.92) feet to a ]Cal;road spiks in
Legislative Route 210061 thence slonq hisgislative gouts
21006, Ncftth seventy-throe (73) degree= fifteen (15)
minutes fifty-five (55) ascends hest, a distance OR
seventy-seven and tvanty-saven hundredths ('77a27) toot to
a railroad splkat thence &I" the same, Booth aevantT.-
t
Seconds West, a wo (72) &nmeas fifty (50) mirmtas fifty-tour (54)
ninety-eight hundredths distanas of one
ninet
ne)feetn to hen plan a and
9r.GXNNSNO, CONNING 3.1114 roues, and being Lot On. 4
on a plan of lots retarded in Plan Back 43, pays 21.
auwncT To restrictions recorded in Cumbarland County Plnn
book 49, page 21.
cT x s* 0
ALL "a following deaaribed ,real estate, together with the
iNWOVaments *r4afted thereon, lying and being. Situate in
Southampton Township, Cumberland County, Pannsylvani.%, more
particularly described as follows
DWINNZWO at a railroad spike in the centarline air Legislative
gouts 21006, corner yr lands now or formerly of John 0.
Martin; nuance by Martin lands, Korth seventeen (17) degrees
nine (9) minutes six (6) seconds Neat, ninety-three (93) Coot
to an iron pint thence'by ether lands now or formerly a! ,john
C. Martin, North eighty-nine (89) degx¦o ¦ixtAwn (a,e) minutes
twnty-three (29) seconds W6st, a distaRae of one handrail
twenty-.even and forty-two hundredths (127.42) feet td min iron
pin; tyh(eoj agrees mar by (no) minutes ro John i ive ps) Martin#
39amt, a distance of ninety (90) feat to an iron pin at line of
lands now or formerly of Lynn N. Dolancyt thence by said
Delany Lands, south give (a) dagreas twanty.-eight (28)
minutes twenty-Seven (27) seconds weal, a distance of one
hundred eighty-two and eighty hundredths (183,00) goat to a
railroad spike in the centerline of Legislative Route ,10061
thence by the Centerline of Lagl,aiative gouts 2104061 North
seventy-three (73) degream thirteen (13) minutes thirtoork (13)
'01/16/2002 11:23 717-295-7155 LANC TITLE INFO JOUR PAGE 04
01/10/2002 _05:34 591-1764
SEARCH ONE
PAGE 05
. _._... $84/QS
sec nds seat a distancejof two hundred seven and sixty-sour
hVndredths 0107.64) rest to a railroad npikef thence by the
degreesllfifty (n) wino ai ? lty?-ra= (4)j booond tSeat, a
distance er sixty-rive (63) feet 'to a railroad spSka, the
point and place of RNGINNIMG. CONTAINING 0.72x5 acres, less
0.1335 acres resew" for improvements of right-or-May of
Leg1MXftt1Ve Route 11006.
AMXMC9 Lot No. I on subdivision plan for John C. Martin dateA
November 14, 1960• prepared by Carl a. Dart, R.s.
9 xNG the wafts p? as conveyed by PATMOX s. OTT and
PATRIMA y. O'rr, now t1 no an PA'?'R='= a. V2sDtL ¦s tenants irl
th Recoorrd" a tots of cuwbarlarnd ounty oaVnnn0rlveLni a in Deea
Hook "Gad, Volume 32, page 75 antd g]?TRXCX E. OTT, the grantor
herein.
AM, the Said ORAXTORS ha eby w4krrant spaaialiy thae property
herein conveyed.
2K• wITKP.$8 wMMOr, the said QPAMTOa9 do harebV eat their
hands and scabs the day and year first above written.
witne ::
?? ?, (SEAL)
PA CX E•
CO?Oez BAX&M of PINN!1YLVANIA
p ss.
COUNTY OF CUM133MAIM
On this th ? dsy ar •,?7'ri?? , 14!?7, b?etdrb
na, the underm -' o xloer, psrafna1ly appeared PATRICK s. OTP and
TRACY S. OTT, husband and wire, known to ae (or antlefaatorily
coven) to be the ersopa whose na1bas %Ys Subscribed to the within
Instrument, and a?owlsdgad tae rore"$-ng dead to be their act and
dead and desired the same to be recorded aw such.
WZTAG ss sy hand and official sea tho da end first above
written.
._ a+a
??AL L _ Ot-l Publ o `
i Mr??°d ? 9 n?: ? :.
-01/16/2002 11:23 717-295-7155
__01/0[2002 05:34 591-1784
S do hereby an
peat office address
, 1997
precise residence and couplet*
Ia GRAKP is:
¦I fl
s
M G Gu!ot IMN
Or. • .-?
comoitInR7?l'/pH or FmQr3YLv11NI11
COMM OF CUMBlRLUD
Pug. ,?:iq/?ier?y,;jresi^•?t••
RE=RDED on this -1."y at l ..•• ?:?' 1?=D; 199 , in
?tthe? Recorderts O.Mce of said County, in Doted Boole vol.( `, page
Given under my hand and (real of tht• safari osfioe; °ttie' date
above written.
At
' RdooXdsY
14 -W
?? 1F a O:
yr '., r••
a?FIA
+
E0?>< j.55 PACE 564 A 1 ro ?. „
LANC TITLE INFO JOUR PAGE 05
SEARCH ONE PAGE 05
_ p99/95
4
01/11/02 16:44 FAX 4108722596 COLUMBIA NATIONAL
January 10, 2002
Robert Decker
Dianne Decker
106-10B Gilbert Rd.
Shippensbur, PA 17257
Re: Columbia National No. 3197084
106-106 Gilbert Rd.
C Shippensbur, PA 17257
N Dear Borrower:
A P P E N D I X A
A C T 91 N O T I C S
T A R E A C T I O N T O
Y O U R H 0 M E F R O M
F O R E C L O S U R E
0 002
COLUMBIA NATIONAL
Incorporated'
EXHIBIT
S A V E
t
This is an official notice that the mortgage on your home is in
default, and the lender intends to foreclose. Specific information
about the nature of the default is provided in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (SEMM) may be able to
help to save your home. This Notice explains how the programs
works.
To see if HENAP can help, you must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take
this Notice with you when you meet with the Counseling Agency.
This name, address and phone number of Consumer Credit Counseling
Agencies serving your County are listed at the end of this Notice_
if you have any questions, you may call the Pennsylvania Housing
Agency toll free at 1-800-342-2397. (Persons with impaired hearing
call (717) 780-1869).
This Notice contains important legal information. If you have any
questions, representatives at the consumer Credit Counseling Agency
may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to
help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUBS AFECTA SII
DERrkczo A CONT=UAR VzV=BNDO EN SU CASA-01 NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLa*MANDO
ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL
NUMBRO MENCIONADO ARRIBA. PUEDES SER ALEGIHLE PARA UN PRESTAMO POR
EL PROGRAM LLAMADO "HOMEOWNERS'S EMERGENCY MORTGAGE ASSISTANCE
PROGRAM' EL CUAL PUEDE SALVAR SII CASA DE LA PERDIDA DEL DERECFtO A
REDIMIR SU HTPOTECA_
7142 COLIRA"IP GATEYIAY DRIVE
P.O. Ban 3050
Cot uMeu, MD 21046
www. Col umbianational, com
f2r
W.s
01/11/2002 FRI 15:36
(TX/RX NO 55381 01002
01/11/02 16:44 FAX 4108722596
January 10, 2002
Robert Decker
Dianne Decker
125 Airport Rd.
Shippensburg, PA 17257
Re: Columbia National No_ 3197084
106-108 Gilbert Rd.
N Shippensbur, PA 17257
Dear Borrower:
A P P E N D I X A
COLUMBIA NATIONAL
Incorporated*
A C T 91 N O T I C E
T A K E A C T I O N T O S A V E
Y O U R H O M E F R O M
F O R E C L O S U R E*
This is an official notice that the mortgage on your home is in
default, and the lender intends to foreclose. Specific information
about the nature of the default is provided in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to
help to save your home. This Notice explains how the programs
works.
To see if XZKXP can kelp, you must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take
this Notice with you when you meet with the Counseling Agency.
This name, address and phone number of Consumer Credit Counseling
Agencies serving your County are listed at the end of this Notice.
If you have any questions, you may call the Pennsylvania Housing
Agency toll free at 1-800-342-2397. (Persons with impaired hearing
call (717) 780-1869).
This Notice contains important legal information. If you have any
questions, representatives at the Consumer Credit Counseling Agency
may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to
help you find a lawyer.
LA NOTIFICACION EN ADJUNTO SS DS SUMA IMPORTANCTA, PUSS AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA.SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTTFICACION ORTENGA VISTA TRADUCCION IIMDITAMENTE LLAMANDO
ROTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL
NUMBRO MENCIONADO ARRIBA. PUEDES SER ELEGIBLB PARA UN PRESTANO POR
EL PROGRAM LIJUOMO `HOMEOWNERS d S EMERGENCY MORTGAGS ASSISTANCE
PROGRAM' EL COAL PUEDE SALVAR SU CASA DS LA PERDIDA DEL DERECHO A
REDIMIR SU HIPOTECA.
7142 CoLumem GATewmr Dwvc
P.O. SM 3050
COLUMA, MD 21046
WWW.ColumbianaTional.com 7^^ r
L
01/11/2002 FRI 15:36 (Tx/R% NO 55381 IR1009
COLUMBIA NATIONAL 1@009
01/11/02 16:44 FAX 4108722596 COLUMBIA NATIONAL (a 003
NON90WHERIS EMERGENCY MORTGAGE ASSISTANCE PROGRAM
you MAY BE ELIGIBLE FOR FINANCIAL. ASSISTANCE WHICH CAN
SAVE YOUR ROME FROM FORECLOSURE AND HELP YOB MAKE
FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNERS EKS11GENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU BE ELIGIBLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CABBED BY CIRCUMSTANCES
BEYOND YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO
PAY YOUR MORTGAGE PAYMENTSf AND
IF YOB MEET OTHER ELIGIBILITY REQBIRgMBNTS
ESTABLISHED 9Y THE PENNSYLVANIA HOUSING FINANCE
AGENCY.
TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a
temporary stay of foreclosure on your mortgage for thirty (30) days
from the date of this Notice. During that time you must arrange and
attend a "face-to-face" meeting with one of the consumer credit
counseling agencies listed at the end of this Notice. THIS MEETING
MUST OCCUR WITHIN TBS NEXT (30) DAYS. IF YOU DO NOT APPLY FOR
EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO
DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE
DEFAULT", EXPLAINS BOW TO BRING YOUR MORTGAGE BP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the
consumer credit counseling agency listed at the end of this notice,
the leader may NOT take action against you for thirty (30) days
after the date of this meeting. The names, addresses and telephone
numbers of designated consumer credit counseling agencies for the
county in which the property is located are set forth at the end of
this Notice. It is only necessary to schedule one face-to-face
meeting. Advise your lender immediately of your intentions.
APPLICATION FOR MORTGAGE ASISTANCE -- Your mortgage is in default for
the reasons set forth later in this Notice (see following pages for
specific information about the nature of your default). If you have
tried and are unable to resolve this problem with the lender, you
have the right to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out,
sign and file a completed Homeowner's Emergency Assistance Program
Application with one of the designated consumer credit counseling
agenciea listed at the and of this Notice. Only consumer credit
couneling agencies have applications to the Pennsylvania Housing
Finance Agency. Your application MUST be filed or postmarked within
thirty (30) days of your face-to-face meeting.
01/11/2002 FRI 15:56 ITx/R% NO 55381 R003
01/11/02 16:44 FAX 4108722596 COLUMBIA NATIONAL
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO 90 OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION Available funds for emergency mortgage assistance
are very limited. They will be disbursed by the Agency under the
eligibility criteria established by the Act. The Pennsylvania
Housing Finance Agency has sixty (60) days to make a decision after
it recieves your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time
requirements set forth above. You will be notified directly by the
Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURENTLY PROTECTED BY THE FILING OF A PETITION IN
BA MUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSE ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(if you have filed bankruptcy you can still apply for Emergency
Mortgage Assistance).
NOW TO CURB YOU MORTGAGE DEFAULT (Bring it up tp Date).
NATURE OF THE DEFAULT -- The MORTGAGE debt held by the above lender
on your property located at:
106-108 Gilbert Rd.
Shippensbur, PA 17257
IS SERIOUSLY IN DEFAULT because:
YOUR HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following
months and the following amounts are now past due.
PAYMENTS
NSF FENS
LATHS
OTHER FEES
LESS FUNDS ON-RAM
TOTAL
$9,103.87
$.00
$298.91
$8.00
$.00
$9,410.78
lih 004
01/11/2002 FRI 15:56 ITx/R% NO 55981 X1004
01/11/02 16:44 FAX 4108722596 COLUMBIA NATIONAL
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not
applicable):
HOW TO CURE TUT DEFAULT -- You may cure the default within THIRTY
(30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST
DUE TO THx LENDER, WHICH 15 $9,410.78 PLUS ANY MORTGAGE PAYMENTS AND
LATE CHARGES WHICH SECOMS DUE DURING THE THIRTY (30) DAY PERIOD.
Payments must be made either by cash, cashier's check, certified
check or mosey order made payable and seat to:
Columbia National, Incorporated
7142 Columbia Gateway Drive
Columbia, Maryland 21046
IF YOU DO NOT CORE THE DEFAULT -- If you do not cure the default
within THIRTY (30) DAYS of the date of this Notice, the lender
intends to exercise its rights to accelerate the mortgage debt. This
means that the entire outstanding balance of this debt will be
considered due immediately and you may lose the chance to pay the
mortgage in monthly installments. If full payment of the total
amount past due is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose
upon your mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be
sold by the Sheriff to pay off the mortgage debt. If the lender
refers your case to its attorneys, but you cure the delinquency
before the lender begins legal proceedings against you, you will
still be required to pay the reasonable attorney's fees that were
actually incurred, up to $50.00. However, if legal proceedings are
started against you, you will have to pay all reasonable attorney's
fees actually incurred by the lender even if they exceed $50.00_ Any
attorney's fees will be added to the amount you owe the lender, which
may also include other reasonable costs. If you cure the default
within the THIRTY (30) DAY period, you will not be required to pay
attorney's fees.
OTHER LENDER REMEDIES -- The lender may also sue you personally for
the unpaid principal balance and all other sums due under the
mortgage.
RIGHT TO CbRE THE DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not
cured the default within the THIRTY (30) DAY period and foreclose
proceedings have begun, you still have the right to cure the default
lih 005
01/11/2002 FRI 15:36 (Tx/Rx NO 55381 1A005
01/11/02 16:44 FAX 4108722596 COLUMBIA NATIONAL
and prevent the sale at any time up to one hour before the sheriff's
sale- You may do so by paying the total amount then past due, plus
any late or other charges then due, reasonable attorney's fees and
costs connected with the Sheriff's Sale as specified in writing by
the lender and by performing any other requirements under the
mortgage. Curing your default in the manner set forth in this Notice
will restore your mortgage to the same position as if you had never
defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the
earliest date that such a Sheriff's Sale of the mortgage property
could be held would be approximately Six (6) months from the date of
this Notice. A notice of the actual date of the Sheriff's Sale will
be sent to you before the sale. Of course, the amount needed to
cure the default will increase the longer you wait. You may find
out at any time exactly what the required payment or action will be
by contacting the lender.
HOW TO CONTACT THE LENDER:
Columbia National, Incorporated
7142 Columbia Gateway Drive
Columbia, Maryland 21046
EFFECT OF SHERIFF'S SALE -- You should realize that a Sheriff's Sale
will end your ownership of the mortgaged property and your right to
occupy it_ If you continue to live in the property after the
Sheriff's Sale, a lawsuit to remove you and your furnishings and
other belongings could be started by the lender at any time-
ASSUMPTION OF MORTGAGE -- You _ may or _ may not (CHECK ONE) sell
or transfer your home to a buyer or transferee who will assume the
mortgage debt, provided that all the outstanding payments, charges
and attorney's fees and costs are paid prior to or at the sale and
that the other requirements of the mortgage are satisfied.
YOU MAY ALSO RAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF
THE MORTGAGE DEBT OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS
DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY
ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME
POSITION AS IF NO DEFAULT HAD OCCURED, IF YOU
CURE THE DEFAULT- (HOWEVER, YOU DO NOT HAVE
X1006
01/11/2002 FRI 15:96 rT%/R% NO 55381 R006
01/11/02 16:44 FAX 4108722596 COLUMBIA NATIONAL
THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE
TIMES nT ANY CALENDAR YEAR-)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY
FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT
INSTITUTED UNDER THE MORTGAGE DOCUMENTS,
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY
HAVE TO SUCH ACTION BY THE LENDER.
TO SEER PROTECTION UNDER THE FEDERAL, BANKRUPTCY
LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
Q 007
01/11/2002 FRI 15:36 rT%/R% NO 55381 P007
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SHERIFF'S RETURN - REGULAR
CASE NO: 2002-00859 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COLUMBIA NATIONAL INC
VS
DECKER ROBERT A ET AL
CPL. MICHAEL BARRICK
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
DECKER DIANNE L the
DEFENDANT , at 1436:00 HOURS, on the 25th day of February , 2002
at 125 AIRPORT ROAD
SHIPPENSBURG, PA 17257 by handing to
ROBERT A DECKER
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
GILBERT ROAD ADDRESS APPEARS TO BE VACANT.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this 13 iz- day of
A. D.
-? 'Prothonotary
So Answers:
17
R. Thomas Kline
02/26/2002
GOLDBECK MCCAFFERTY MCKEEVER
By:
Deputy S riff
SHERIFF'S RETURN - REGULAR
rCASE NO: 2002-00859 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COLUMBIA NATIONAL INC
VS
DECKER ROBERT A ET AL
CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
DECKER ROBERT A the
DEFENDANT , at 1436:00 HOURS, on the 25th day of February , 2002
at 125 AIRPORT ROAD
SHIPPENSBURG, PA 17257
------ w I'll""
by handing to
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
GILBERT ROAD ADDRESS APPEARS TO BE VACANT.
Sheriff's Costs:
Docketing 18.00
Service 13.80
Affidavit .00
Surcharge 10.00
.00
41.80
Sworn and Subscribed to before
me this /3 a- day of
,2.vO.L A. D.
'Prothonotary
So Answers:
R. Thomas Kline
02/26/2002
GOLDBECK MCCAFFERTY MCKEEVER
By:
Deputy Sh riff
IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg, PA 17257
Plaintiff
Defendants
PRAECIPE FOR JUDGMENT
AND ASSESSMENT OF DAMAGES
No. 00859-2002
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE
OF COLLECTING THE DEBT.
Kindly enter judgment in favor of the Plaintiff and against ROBERT A. DECKER and
DIANNE L. DECKER, Defendants for failure to file an Answer to Plaintiff's Complaint within
20 days (or 60 days if defendant is the United States of America) from the date of service
of the complain and for foreclosure and sale of the mortgaged premises, and assess
Plaintiff's damages as follows:
As set forth in Complaint $108,089.77
Interest - 2/1/02 - 4/15/02 $ 1,644.28
Late Charges $ 109.41
Escrow Debit $ 455.16
TOTAL $110,298.62
I hereby certify that (1) the addresses of the Plaintiff and Defendants are as shown
above, and (2) that notice has been given in accordance with Rule 237.1, copy
attached. O
o Q?
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Jos A. Gol eck, Jr.
Att ney for aintiff
I. #16132
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: 7,- ?Z,71/--- ? ? ,
PRO PROTHY
n I 7D
AND NOW Judgment is
entered in favor f COLUMBIA NATIONAL INC. and against ROB TR R and
DIANNE L. DECKER by default for want of an Answer and damages assessed in the sum
of $110,298.62 as per the above certification.
Prothonotary
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: March 18, 2002
TO:
DIANNE L. DECKER
125 Airport Road
Shippensburg PA 17257
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagor(s) and
Record Owner(s))
106-108 Gilbert Road
Shippensburg, PA 17257
Plaintiff
Defendant(s)
TO:
DIANNE L. DECKER
125 Airport Road
Shippensburg PA 17257
IN THE COURT OF COMMON
PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE
FORECLOSURE
Term D 0 e5 q
No. O?L 0 OOA-
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN
GET LEGAL HELP:
C?,V1 E NO COUNTY BAR ASSOCIATION
Caris5e. ???11J
GAL 9qE,RVICES INC
f?A J, F013
G 19 C IcCAFFER EVER
B seph A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106 215-627-132
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: March 18, 2002
TO:
ROBERT A. DECKER
125 Airport Road
Shippensburg, PA 17257
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagor(s) and
Record Owner(s))
106-108 Gilbert Road
Shippensburg, PA 17257
Plaintiff
Defendant(s)
TO:
ROBERT A. DECKER
125 Airport Road
Shippensburg,PA 17257
IN THE COURT OF COMMON
PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE
FORECLOSURE
Term 00 $5 9
No. )-Opp
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN
GET LEGAL HELP:
('? BER AND COUNTY BAR ASSOCIATION
C?illl %%saas3
b] 1351NC
l? ie
IN/??4ef- 4
GO t6fi C ICCAFFER Z EVER
B seph A. Goldbeck, 7r., Esq.
Attorney for Plaintiff
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106 215-627-132
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: March 18, 2002
TO:
DIANNE L. DECKER
106-108 Gilbert Road
Shippensburg PA 17257
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagor(s) and
Record Owner(s))
106-108 Gilbert Road
Shippensburg, PA 17257
TO: DIANNE L. DECKER
106-108 Gilbert Road
Shippensburg, PA 17257
Plaintiff
Defendant(s)
In the Court of Common Pleas
of Cumberland County
CIVIL ACTION - LAW
ACTION OF
MORTGAGE FORECLOSURE
Term 00 $5
No. ).-ppa.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN
GET LEGAL HELP:
{; lJ(,BE ND COUNTY BAR ASSOCIA]'[ON
("'I" ScPd v} 813
V4GAI,SERVICES INC
qN
i'S''ifi- a1lh?oli
GO .C IIcCAFFEl2' EEVF.R
B seph A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
Suite 500 - The Bourse Bldg.
I I 1 S. Independence Mall East
Philadelphia, PA 19106 215-627-1322
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: March 18, 2002
TO:
ROBERT A. DECKER
106-108 Gilbert Road
Shippensburg, PA 17257
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagor(s) and
Record Owner(s))
106-108 Gilbert Road
Shippensburg, PA 17257
TO: ROBERT A. DECKER
106-108 Gilbcrt Road
Shippensburg, PA 17257
Plaintiff
Defendant(s)
In the Court of Common Pleas
of Cumberland County
CIVIL ACTION - LAW
ACTION OF
MORTGAGE FORECLOSURE
Term 00 $ 5 9
No. a, 00 ON--
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN
GET LEGAL HELP:
''AND COUNTY BAR ASSOCIATION
Cmlis o1°i}?f3
VGA qEwRVICPSINC
GO C IeCAFFER EVER
B seph A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
Suite 500 -The Bourse Bldg.
I I I S. Independence Mall Past
Philadelphia, PA 19106 215-627-1322
VERIFICATION OF NON-MILITARY SERVICE
The undersigned, as the representative for the Plaintiff
corporation within named do hereby verify that I am authorized
to make this verification on behalf of the Plaintiff corporation
and that the facts set forth in the foregoing verification of
Non-Military Service are true and correct to the best of my
knowledge, information and belief. I understand that false
statements therein are made subject to penalties of 18 Pa. C.S.
4904 relating to unsworn falsification to authorities.
1. That the above named Defendant, ROBERT A. DECKER, is
about unknown years of age, that Defendant's last known
residence is 125 Airport Road Shippensburg, PA 17257 and is
engaged in the unknown business located at unknown address.
2. That the above named Defendant, DIANNE L. DECKER, is
about unknown years of age, that Defendant's last known
residence is 125 Airport Road Shippensburg, PA 17257 and is
engaged in the unknown business located at unknown address.
3. That Defendant is not in the Military or Naval Service
of the United States or its Allies, or otherwise within the
provisions of the Soldiers' and Sailors' Civil Relief Action of
Congress of 1940 and its Amendments.
Date: April 15, 2002
A. Go] eck, Jr.
V for aintiff
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P. 3180-3183
COLUMBIA NATIONAL INC.
Plaintiff
Vs.
ROBERT A. DECKER
DIANNE L. DECKER
Defendants
TO THE OFFICE OF THE PROTHONOTARY:
: COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PA
: NO: 00859-2002
PRAECIPE FOR WRIT OF EXECUTION
(MORTGAGE FORECLOSURE)
Issue writ of execution in the above matter:
Amount Due
Interest from 4/15/02 to sale date
at $18.13 per diem
Total
$110,298.62
Plus Costs
Jos h A. G eck, Jr.
Sui 500- Bourse Bldg.
111 . Ind ndence Mall East
Philadelphia, PA 19106
Attorney for Plaintiff
Note: Please attach description of property.
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Tract No. 2:
All the following described real estate, together with the
improvements erected thereon, lying and being situate in
Southampton Township, Cumberland County, Pennsylvania, more
particularly described as follows:
Beginning at a railroad spike in the centerline of
Legislative Route 21006, corner of lands now or formerly of John
C. Martin; thence by Martin lands, North seventeen (17) degrees
nine (9) minutes six (6) seconds West, ninety-three (93) feet to
an iron pin; thence by other lands now or formerly of John C.
Martin, North eighty-nine (89) degrees sixteen (16) minutes
twenty-three (23) seconds West, a distance of one hundred
twenty-seven and forty-two hundredths (127.42) feet to an iron
pin; thence continuing by other lands of John C. Martin, North
eighty (80) degrees zero (00) minutes fifty-five (55) seconds
East, a distance of ninety (90) feet to an iron pin at line of
lands now or formerly of Lynn H. Delancy; thence by said minutes
twenty-seven (27) seconds West, a distance of one hundred
eighty-two and eighty hundredths (182.80) feet to a railroad
spike in the centerline of Legislative Route 21006; thence by
the centerline of Legislative Route 21006, North seventy-three
(73) degrees thirteen (13) minutes thirteen (13) seconds East a
distance of two hundred seven and sixty-four hundredths (207.64)
feet to a railroad spike; thence by the centerline of
Legislative Route 21006 North seventy-two (72) degrees fifty
(50) minutes fifty-four (54) seconds East, a distance of sixty-
five (65) feet to a railroad spike, the point and place of
beginning. Containing 0.7216 acres, less 0.1535 acres reserved
for improvements of right-of-way of Legislative Route 21006.
Being Lot No. 1 on the subdivision plan for John C. Martin dated
November 14, 1980, prepared by Carl D. Bert, R.B.
Tax Parcel #39130104049C & 39130104949D
4
Being known as 106 - 108 Gilbert Road, Shippensburg, PA 17257.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 02-859 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due COLUMBIA NATIONAL INC PLANTIFF(S)
From ROBERT A. DECKER
DIANNE L. DECKER
(1) You are directed to levy upon the property of the defendant(s) and to sell SEE LEGAL
DESCRIPTION OF PROPERTY
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $110,298.62
L.L.$.50
Interest FROM 4/15/02 TO SALE DATE AT $18.13 PER DIEM
Atty's Comm % Due Prothy $1.00
Arty Paid $129.80
Other Costs
Plaintiff Paid
Date: APRIL 18, 2002
REQUESTING PARTY:
CURTIS R. LONG
Prothonotary, Civil Division
D
By:
Name JOSEPH A. GOLDBECK, JR.
Address: SUITE 500-THE BOURSE BLDG.
111 S. INDEPENDENCE MALL EAST
PHILADELPHIA, PA 19106
Attorney for: Plaintiff
Telephone: 215-627-1322
Supreme Court ID No. #16132
Rule of Civil Procedure No. 236 - Revised
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
VS.
Plaintiff No. 00859-2002
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg, PA 17257
Defendants
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE
PURPOSE OF COLLECTING THE DEBT.
NOTICE
Notice is given that a judgment in the above-captioned matter has been
entered against you.
Prothonotary
By:
If you have any questions concerning the above, please contact:
Joseph A. Goldbeck, Jr.
Goldbeck McCafferty & McKeever
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
Vs.
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg, PA 17257
Defendants
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
AFFIDAVIT PURSUANT TO RULE 3129
COLUMBIA NATIONAL INC., Plaintiff in the above action, by its attorney,
Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the
writ of execution was filed the following information concerning the real property
located at:
106-108 Gilbert Road, Shippensburg, PA 17257
1.Name and address of Owner(s) or Reputed Owner(s):
ROBERT A. DECKER
125 Airport Road, Shippensburg, PA 17257
DIANNE L.. DECKER
125 Airport Road, Shippensburg, PA 17257
2. Name and address of Defendant(s) in the judgment:
ROBERT A. DECKER
125 Airport Road, Shippensburg, PA 17257
DIANNE L. DECKER
125 Airport Road, Shippensburg, PA 17257
3. Name and last known address of every judgment creditor whose judgment is a
record lien on the property to be sold:
PA DEPARTMENT OF PUBLIC WELFARE -
Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
P.O. Box 2675
Harrisburg, PA 17105-2675
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320, Carlisle, PA 17013
4. Name and address of the last recorded holder of every mortgage of record:
GMAC Mortgage Corp.
8360 Old York Road
Elkins Park, PA 19027
5. Name and address of every other person who has any record interest in or record
lien on the property and whose interest may be affected by the sale:
6. Name and address of every other person of whom the plaintiff has knowledge who
has any record interest in the property which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale.
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are true and correct to
the best of my personal knowledge or information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section
4904 relating to unsworn falsification to authorities.
DATED: April 15, 2002 ?- ? ?' \
GOLDS K McCAFF TY & McKEEVER
BY: J eph A. G ldbeck, Jr., Esq.
Atto v for P1 intiff
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Joseph A. Goldbeck, Jr.
Attorney I.D. #16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
Vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg, PA 17257
Defendants
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
TERM NO. 00859-2002
CERTIFICATION AS TO THE SALE OF REAL PROPERTY
I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the
attorney of record for the Plaintiff in this action, and I further certify
that this property is subject to Act 91 of 1983 and the Plaintiff has
complied with all the provisions of the Act.
o
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GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attomey I.D.#16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff'
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
Vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg,PA 17257
Defendants
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: DECKER, ROBERT A.
ROBERT A. DECKER
125 Airport Road
Shippensburg, PA 17257
Your house at 106-108 Gilbert Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs
Sale on Wednesday, September 04, 2002, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse
to enforce the court judgment of $110,298.62 obtained by COLUMBIA NATIONAL INC. against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay to Columbia National, Inc. the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid price by calling the Sheriff of 717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the
Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed
with the Sheriff within ten (10) days after the schedule of distribution is filed.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
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GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 500 - The Bourse Bldg.
11 I S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
Vs.
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg,PA 17257
Defendants
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: DECKER, DIANNE L.
DIANNE L. DECKER
125 Airport Road
Shippensburg,PA 17257
Your house at 106-108 Gilbert Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs
Sale on Wednesday, September 04, 2002, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse
to enforce the court judgment of $110,298.62 obtained by COLUMBIA NATIONAL INC. against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay to Columbia National, Inc. the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid price by calling the Sheriff of 717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the
Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed
with the Sheriff within ten (10) days after the schedule of distribution is filed.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
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GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Vs.
Plaintiff
ROBERT A. DECKER
DIANNE L. DECKER
Mortgagors and Record Owners
106-108 Gilbert Road
Shippensburg,PA 17257
Defendants
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
No. 00859-2002
CERTIFICATE OF SERVICE
PURSUANT TO Pa.R.C.P. 3129.2 (c) (2)
Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of
the Notice of Sheriff Sale was made by:
Personal Service by the Sheriffs Office/o&w4e69x6ed**(copy of return attached).
Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached).
( ) Certified mail by Sheriffs Office.
( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of
mailing attached).
( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached).
( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record.
IF SERVICE WAS ACCOMPLISHED BY COURT ORDER
( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached).
( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached).
( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail
attached).
Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by
ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached).
The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section
4904.
submitted,
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ph IA. Goldbeck, Jr.
for Plaintiff
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Columbia National Inc. In the Court of Common Pleas of
VS Cumberland County, Pennsylvania
Robert A. Decker and Writ No. 2002-859 Civil Term
Dianne L. Decker
Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that
on May 9, 2002 at 7:26 o'clock PM, he served a true copy of the within Real Estate Writ,
Notice and Description, in the above entitled action, upon the within named defendant, to
wit: Robert A. Decker, by making known unto Robert Decker personally, at 125 Airport
Road, Shippensburg, Cumberland County, Pennsylvania, its contents and at the same
time handing to him personally the said true and correct copy of the same.
Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that
on May 9, 2002 at 7:26 o'clock PM, he served a true copy of the within Real Estate Writ,
Notice and Description, in the above entitled action, upon the within named defendant, to
wit: Dianne L. Decker, by making known unto Robert Decker, husband of defendant, at
125 Airport Road, Shippensburg, Cumberland County, Pennsylvania, its contents and at
the same time handing to him personally the said true and correct copy of the same.
Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that
on July 10, 2002 at 12:29 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Robert A. Decker and Dianne L. Decker located at 106-108 Gilbert Road, Shippensburg,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Robert A. Decker, by regular mail to his last known address of 125
Airport Road, Shippensburg, PA 17257. This letter was mailed under the date of July 12,
2002 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Dianne L. Decker, by regular mail to her last known address of 125
Airport Road, Shippensburg, PA 17257. This letter was mailed under the date of July 12,
2002 and never returned to the Sheriff's Office.
Sworn and subscribed to before me
s s:
R. Thomas Kline heriff
BYVO , s?
Real Estat eputy
This day of
2002,
Prothonotary
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
vs.
ROBERT A. DECKER
DIANNE L. DECKER
Mortgagors and Record Owners
106-108 Gilbert Road
Shippensburg, PA 17257
Defendants
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
AFFIDAVIT PURSUANT TO RULE 3129
COLUMBIA NATIONAL INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr.,
Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information
concerning the real property located at:
106-108 Gilbert Road, Shippensburg, PA 17257
1.Name and address of Owners or Reputed Owners:
ROBERT A. DECKER
125 Airport Road
Shippensburg, PA 17257
DIANNE L. DECKER
125 Airport Road
Shippensburg, PA 17257
2. Name and address of Defendants in the judgment:
ROBERT A. DECKER
125 Airport Road
Shippensburg, PA 17257
DIANNE L. DECKER
125 Airport Road
Shippensburg, PA 17257
3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be
sold:
PA DEPARTMENT OF PUBLIC WELFARE-
Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
P.O. Box 2675
Harrisburg, PA 17105-2675
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320
Carlisle, PA 17013
4. Name and address of the last recorded holder of every mortgage of record:
GMAC Mortgage Corp.
8360 Old York Road
Elkins Park, PA 19027
5. Name and address of every other person who has any record interest in or record lien on the property and
whose interest may be affected by the sale:
6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in
the property which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the
property which may be affected by the sale.
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the penalties of
18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities.
DATED: August 19, 2002
VJoBB-EE VAAGGolddbeck, CCAFFERTY & McKEEVER 91::z?
ep Jr., Esq.
Attorney for Plaintiff
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7160 3901 9644 7671 0797
TO: DECKER, ROBERT A.
ROBERT A. DECKER
125 Airport Road
Shippensburg, PA 17257
SENDER: GOLDBECK MCCAFFERTY & MCKEEVER
April 15, 2002
REFERENCE: DECKER, ROBERT A./ PW-0648
09/04/02 - Cumberland
RETURN
RECEIPT
SERVICE
Return Receipt Fee
Restricted Delivery
Total Postage S Fees,
US Postal Service ?Q7MARI qp I
Receipt for
Certified Mail
No Insurance Coverage Provided
Do Not Use for International Mail
AFFIX POSTAGE TO MAIL PIECE TO COVER FIRST CLASS
POSTAGE, CERTIFIED FEE, RETURN RECEIPT FEE AND'
CHARGES FOR ANY SELECTED OPTIONAL SERVICES.
1. Detach the form 3811, Domestic return receipt by tear-
ing left to right across pert. Attach to mailpiece by peeling
back the adhesive strips and affixing to front of mailpiece if
space permits. Otherwise affix to back of mailpiece.
2. If you do not want the receipt postmarked, stick the
article # label to the right of the return address, date receipt
and retain the receipt.
3. If you want this receipt postmarked, slip the 3800 receipt
between the return receipt, and the mailpiece, and slide the
edge of the receipt to the gummed edge of adhesive. This will
hold the receipt in place to present to your mailcenter, or post
office service window. (SEE ILLUSTRATION)
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1588 South MINIOn XE. SuIN 110
Fallhraok, CA .2024-4112
4. Enter fees for the services requested in the appropriate
spaces on the front of this receipt.
1i 5. Save this receipt and present it if you make an inquiry.
7160 3W1 g844 7671 0803
-ro: DECKER, DIANNE L.
DIpNNE L. DECKER
125 Airport Road
Shippertsburg, PA 17257
SENDER: GOLDBECK MCCAFFERTY & MCKEEVF
Al)ril 15, 2002
REFERENCE: DECKER, ORZBER A. land 0648
RETURN rwwy-
RECEIPT Certified Fee
SERVICE Return Receipt Fee
Total Postage ?` Fees 1 10
POSTMARK OR
US Postal Service
Receipt for
Certified Mail nsurance DolNot Use for?nternational1Mai1 -?
AFFIX POSTAGE TO MAIL PIECE TO COVER FIRST CLASS
POSTAGE, CERTIFIED FEE, RETURN RECEIPT FEE AND
CHARGES FOR ANY SELECTED OPTIONAL SERVICES.
1. Detach the form 3811, Domestic return receipt by tear-
Ing left to right across perf. Attach to mailpiece by peeling
back the adhesive strips and affixing to front of mailpiece if
s
2, YOU do not want the pace permits. Otherwise affix to back of mailpiece.
article l# abet to the right of theeretarn address, date receipt
and retain the receipt.
3• If You want this receipt postmarked, slip the 3800 receipt
between the return receipt, and the mailpiece, and slide the
edge of the receipt to the
hold the receipt in gummed edge of adhesive. This will
place to present to Your mailcenter, or post
office service window. (SEE ILLUSTRATION)
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4• Enter fees for the services requested r
spaces on the front of this receipt, in the appropriate f
5• Save this receipt and present it if you make an inouirv
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND } SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which Secretary of Veterans Affairs is the grantee the same having been sold to
said grantee on the 4th day of Sept A.D., 2002, under and by virtue of a writ Execution issued on the
18th day of April, A.D., 2002, out of the Court of Common Pleas of said County as of Civil Term, 2002
Number 859, at the suit of Columbia Natl Inc against Robert A Decker & Dianne L is duly recorded in
Sheriffs Deed Book No. 254, Page 838.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this day of
A.D. 2002
of Deeds
ASCO(dw of Deeds, Cunbe"WW ?CBW^ PA
My Cattt"Ion EVWN the Fft dim WN
Columbia National Inc. In the Court of Common Pleas of
VS Cumberland County, Pennsylvania
Robert A. Decker and Writ No. 2002-859 Civil Term
Dianne L. Decker
Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that
on May 9, 2002 at 7:26 o'clock PM, he served a true copy of the within Real Estate Writ,
Notice and Description, in the above entitled action, upon the within named defendant, to
wit: Robert A. Decker, by making known unto Robert Decker personally, at 125 Airport
Road, Shippensburg, Cumberland County, Pennsylvania, its contents and at the same
time handing to him personally the said true and correct copy of the same.
Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that
on May 9, 2002 at 7:26 o'clock PM, he served a true copy of the within Real Estate Writ,
Notice and Description, in the above entitled action, upon the within named defendant, to
wit: Dianne L. Decker, by making known unto Robert Decker, husband of defendant, at
125 Airport Road, Shippensburg, Cumberland County, Pennsylvania, its contents and at
the same time handing to him personally the said true and correct copy of the same.
Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that
on July 10, 2002 at 12:29 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Robert A. Decker and Dianne L. Decker located at 106-108 Gilbert Road, Shippensburg,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Robert A. Decker, by regular mail to his last known address of 125
Airport Road, Shippensburg, PA 17257. This letter was mailed under the date of July 12,
2002 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Dianne L. Decker, by regular mail to her last known address of 125
Airport Road, Shippensburg, PA 17257. This letter was mailed under the date of July 12,
2002 and never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Court House, Carlisle, Cumberland
County, Pennsylvania, on September 4, 2002 at 10:00 AM. He sold the same for the sum
of $70,000.00 to Attorney Joseph Goldbeck for Secretary of Veterans Affairs. It being
the highest bid and best price received for the same, Secretary of Veterans Affairs of
5000 Wissahickon Ave., Philadelphia, PA 19144, being the buyer in this execution, paid
Sheriff R. Thomas Kline the sum of $8,500.00.
Sheriffs Costs:
Docketing $ 30.00
Poundage 1400.00
Posting Bills 30.00
Advertising 30.00
Acknowledging Deed 30.00
Auctioneer 20.00
Law Library .50
Prothonotary 1.00
Mileage 26.91
Certified Mail 6.97
Levy 30.00
Surcharge 40.00
Legal Search 400.00
Law Journal 656.00
Patriot News 472.15
Share of Bills 25.20
Distribution of Proceeds 25.00
Sheriff s Deed 29.50
$3,253.23
Sworn and subscribed to before me
This Su' day of ( ,p... R. Thomas Kline, Sheriff
r?
2002, A.D. B?
??c)
Prothonotary Real Estate Deputy
CO
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Cdr 3 ?' L s"?
Real Estate Sale #01
On May 8, 2002 the sheriff levied upon the
defendant's interest in the real property situated in
Southampton Township, Cumberland County, PA known
and numbered as 106-108 Gilbert Road, Shippensburg,
and more fully described on Exhibit "A" filed with
this writ and by this reference incorporated herein. -r,"
Date: May 8, 2002 By: Jootq J. &tL:
Real Estate Deputy
A
?\ A
SCHEDULE OF DISTRIBUTION
SALE NO. 01
Date Filed: October 4, 2002
Writ No. 2002-859 Civil Term
Columbia National Inc.
VS
Robert A. Decker and Dianne L. Decker
106-108 Gilbert Road
Shippensburg, PA 17257
Sale Date: September 4, 2002
Buyer: Secretary of Veterans Affairs
Bid Price: $70,000.00
Real Debt $110,298.62
Interest 2,574.46
Attorney Writ Costs 129.80
Total: $113,002.88
DISTRIBUTION
Receipts:
Cash on account (05/8/02) $1,000.00
Cash on account (8/28/02) 500.00
Cash on account (9/04/02) 7,000.00
Credit Writ 61,500.00
Total Receipts: $70,000.00
Disbursements:
To Sheriffs Costs
To Legal Search
To Attorney Joseph Goldbeck
Credit Writ
Total Disbursement:
Balance for Distribution:
So Answers:
$2,853.23
400.00
5,246.77
61.500.00
($70,000.00)
0.00
R. Thomas Kline
Sheriff
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO.1
Held Wednesday, September 4, 2002
Date: September 4, 2002
TAXES: Receipts for all taxes for the years 1999 to 2001 inclusive. Taxes for the current year
2002.
WATER RENT: Company assumes no liability for private supply of water or sewer.
SEWER RENT Receipts to be produced if services are lienable.
MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims.
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated 2002, and recorded
, 2002, in Cumberland County Deed Book , Page
RECITAL: BEING the same premises which Patrick E. Ott and Tracy S. Ott his wife, by deed
dated April 1, 1997 and recorded April 7, 1997 in the Office of the Recorder of Deeds in and for
Cumberland County, at Carlisle, Pennsylvania in Deed Book 155, Page 561 granted and conveyed
to Robert A. Decker and Dianne L. Decker, his wife.
OTHER EXCEPTIONS:
1. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of parties in possession, if any, other than the owner.
3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
Payment of State and local Real Estate Transfer Taxes, if required.
5. Public and private rights in the road bed of L. R. 21006 dedicated 25 feet from the
center line.
6. Conditions, easements and restrictions shown on or set forth on the Plan of Land
Subdivision for John C. Martin recorded in Cumberland County Plan Book 43, Page 21 and on the
Plan of Land Subdivision for John C. Martin recorded in Cumberland County Plan Book 44, Page
21.
Mortgage in the amount of $3,000.00 given by Mervin E. Negley and Betty Negley,
his wife, to People's National Bank of Shippensburg dated April 9, 1949 recorded April 18, 1949
in Mortgage Book 226, Page 462.
8. Mortgage in the amount of $67,500.00 given by Patrick E. Ott to United Federal
Savings Bank,a dated September 24, 1993 and recorded September 30, 1993 in Mortgage Book
1167 Page 439.
9. Mortgage in the amount of $98,850.00 given by Robert A. Decker and Dianne L.
Decker to Columbia National. Inc. dated April 1, 1997 and recorded April 7, 1997 in Mortgage
Book 1373, Page 949.
Complaint in mortgage foreclosure filed by Columbia National Inc. as Plaintiff against
Robert A. Decker and Dianne L. Decker as Defendant in the office of the Prothonotary of
Cumberland County on February 19, 2002 to File No. 2002-859. Judgment in the amount of
$110,298.62 entered April 18, 2002.
10. Mortgage in the amount of $85,000.00 given by Robert A. Decker and Dianne L.
Decker to GMAC Mortgage Corporation dated February 10, 2000 recorded March 8, 2000 in
Mortgage Book 1599, Page 626.
11. Subject to rights of John C. Martin and Edna M. Martin, their heirs, successors and
assigns, in a 20 foot wide easement for use and repair of a water line as set forth in deed recorded
March 4, 1983 in Deed Book "B," Volume 30, Page 915.
12. Rights granted to Adams Electric Cooperative, Inc. by instrument recorded August
19, 1983 in Miscellaneous Record Book 288, Page 785.
13. Rights granted to United Telephone Company of Pennsylvania by instrument
recorded January 31, 1975 in Miscellaneous Record Book 213, Page 422.
14. Rights granted to United Telephone Company of Pennsylvania by instrument
recorded August 5, 1953 in Miscellaneous Record Book 103, Page 402.
15. Rights granted to United Telephone Company of Pennsylvania by instrument
recorded August 8 1953 in Miscellaneous Record Book 103, Page 400.
16 Satisfactory evidence to be produced that proper notice was given to the holders of
all liens and encumbrances intended to be divested by subject Sheriff Sale. It is to be noted that no
notice was given to United Federal Savings Bank or to People's National Bank of Shippensburg,
holders of open and unsatisfied mortgages.
17. Real estate taxes accruing on and after January 1, 2003 not yet due and payable.
It is to be noted that no search of Domestic Relations Records has been made to
determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any
search been made for environmental liens in Federal District Court.
Robert G. Frey, Agent
Note: This Title Report shall not be valid or t
until countersigned by an authorized signatory.
t
SHERIFFS SALE
a distance of ninety-three 93
Wednesday to an iron ( ) feet
. September 4, 2002 northern Pin: thence along the
- edge of Lot No. 1, South
BY virtue of certain Writs of Ex- eighty-nine (89) degrees s'
ecution, issued out of minutes twent• - sixteen. (16)
Common Pleas of Cumber and urt of West, Y three (23) seconds
a distance of one-hundred
C Pennsylvania and to Coun_ twenty-seven and for ty
tY, -two will expose at me directed , dredths (127.42) feet to iron ll exue or outblic sale by pub- thence alon an uOn pin;
vend
Court House in ?'' at the new g thc. same, North eighty
the County Co (80) degrees zero (00) minutes fifty-
oner's Conference Room, nmiis- five (55) seconds West,
in the Borough 2nd Floor, of ninety (90) feet to a distance
in
vania th at 10:00 O'clock A.M. le' Pennsyl- thence aloe an iron
g lands now North f pin;
gTime on Prevail- of Lynn H. Delaney, NOS fi formerly
f es
the above date, the here- degrees twenty-eight (28) ve minutes
rafter mentioned real estate.
27)
All parties in interest and Claim- twenty-seven ( (27) seconds East, a
ants are es in distance of two hundred
hereby
ninety-eght
notified that a and ninety-four hundredths (298194)
schedule of Distribution will be
by the Sheriff October 4 filed feet to an iron pin; thence along the
that distribution will r 2002' and southern edge of Lot No.
cordance with said will be'made in ac- eighty-four (84) degrees thi ri, South
exceptions are filed
schedule unless (31) minutes thirty-three (33) sec-
ten (10) days thereto within onds East, a distance of four (hun-
thereinafter. dred el
--?' hundredths(418 and
e
feet tota-an ESTATE SALE NO 1 Pin: thence orlon an iron
Portion of Lot No the southwestern
Writ No. degrees f _ 5' South three (3)
2002-859 Civil (12) seconds W
five est( a l mu cutes e
welve
Columbia National
Inc. c• hundred five stance of three
vs. .92) feet to and ninety-two (305-
Robert A. Decker and islative Route 2 ] OOEa spike in Dianne L. Decker thence along
Legislative Route 21006, South
Atty.: Joseph Goldbeck, Jr. seven
All the followin (15) tythree (73) degrees fifteen
estate, to ether g described real minutes fifty-five (55) seconds
meats ere red thereon; e improve- West, a distance of seventy-seven
being situate in SoutharrIp lying and feet to a railroad seven hundredths (77 27)
ship. Cumberland Coun topes 1 the sameut spike; thence along
vania, y _ South seventy-two (72)
more particularly described degrees fif
as follows: (54) seconds W ? t a minu di ten fifty-four
Tract No. 1: hundred eleven and stance ninety-e one
Begininning at a railroad spike in hundredths (111.98) feet to the place
Be
Legislative Route a 21006 rail at the South- of beginnin ? Place
eastern co acres, g' Containing a 3.1114
plan
rner of Lot No. 1 on and being Lot No. 4 on a
hereinafter mentioned the of lots recorded in Plain Book 43, then ce orlon plan of lots; Page 21. g the c North seveneastern teen age of Lot Subject to restrictions recorded
nme (9) minutes six (1) degrees in Cumberland County
(6) seconds West, 43, Page 21. Plan Book
11
GOLDBECK MCCAFFERTY & MCKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
Vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg, PA 17257
Defendants
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
AFFIDAVIT PURSUANT TO RULE 3129
COLUMBIA NATIONAL INC., Plaintiff in the above action, by its attorney,
Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the
writ of execution was filed the following information concerning the real property
located at:
106-108 Gilbert Road, Shippensburg, PA 17257
1.Name and address of Owner(s) or Reputed Owner(s):
ROBERT A. DECKER
125 Airport Road, Shippensburg, PA 17257
DIANNE L. DECKER
125 Airport Road, Shippensburg, PA 17257
2. Name and address of Defendant(s) in the judgment:
ROBERT A. DECKER
125 Airport Road, Shippensburg, PA 17257
DIANNE L. DECKER
125 Airport Road, Shippensburg, PA 17257
3. Name and last known address of every judgment creditor whose judgment is a
record lien on the property to be sold:
PA DEPARTMENT OF PUBLIC WELFARE -
Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
P.O. Box 2675
Harrisburg, PA 17105-2675
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320, Carlisle, PA 17013
4. Name and address of the last recorded holder of every mortgage of record:
GMAC Mortgage Corp.
8360 Old York Road
Elkins Park, PA 19027
5. Name and address of every other person who has any record interest in or record
lien on the property and whose interest may be affected by the sale:
6. Name and address of every other person of whom the plaintiff has knowledge who
has any record interest in the property which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale.
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are true and correct to
the best of my personal knowledge or information and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section
4904 relating to unsworn falsification to authorities.
DATED: April 15, 2002
uvLL7TJ x MCCAFF TY & MCKEEVER
By. ephM A. ldbeck, Jr., Esq.
Atto y for P1 intiff
GOLDBECK MCCAFFERTY
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Vs.
Plaintiff
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg,PA 17257
Defendants
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: DECKER, ROBERT A.
ROBERT A. DECKER
125 Airport Road
Shippensburg,PA 17257
Your house at 106-108 Gilbert Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs
Sale on Wednesday, September 04, 2002, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse
to enforce the courtjudgment of $110,298.62 obtained by COLUMBIA NATIONAL INC. against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
& MCKEEVER
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay to Columbia National, Inc. the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid price by calling the Sheriff of 717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the
Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed
with the Sheriff within ten (10) days after the schedule of distribution is filed.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attomey I.D.# 16132
Suite 500 - The Bourse Bldg.
111 S. Independence Mall East
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
COLUMBIA NATIONAL INC.
7142 Columbia Gateway Drive
Columbia, MD 21046
Plaintiff
Vs.
ROBERT A. DECKER
DIANNE L. DECKER
(Mortgagors and Record Owners)
106-108 Gilbert Road
Shippensburg, PA 17257
Defendants
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term No. 00859-2002
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: DECKER, DIANNE L.
DIANNE L. DECKER
125 Airport Road
Shippensburg, PA 17257
Your house at 106-108 Gilbert Road, Shippensburg, PA 17257 is scheduled to be sold at Sheriffs
Sale on Wednesday, September 04, 2002, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse
to enforce the courtjudgment of $110,298.62 obtained by COLUMBIA NATIONAL INC. against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay to Columbia National, Inc. the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid price by calling the Sheriff of 717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the
Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed
with the Sheriff within ten (10) days after the schedule of distribution is filed.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
All the following described real estate, together with the
improvements erected thereon, lying and being situate in
Southampton Township, Cumberland County, Pennsylvania, more
particularly described as follows:
Tract No. 1:
Beginning at a railroad spike in Legislative Route 21006 at
the Southeastern corner of Lot No. 1 on the hereinafter
mentioned plan of lots; thence along the eastern edge of Lot No.
1, North seventeen (17) degrees nine (9) minutes six (6) seconds
West, a distance of ninety-three (93) feet to an iron pin;
thence along the northern edge of Lot No. 1, South eighty-nine
(89) degrees sixteen (16) minutes twenty-three (23) seconds
West, a distance of one-hundred twenty-seven and forty-two
hundredths (127.42) feet to an iron pin; thence along the same,
North eighty (80) degrees zero (00) minutes fifty-five (55)
seconds West, a distance of ninety (90) feet to an iron pin;
thence along lands now or formerly of Lynn H. Delancy, North
five (5) degrees twenty-eight (28) minutes twenty-seven (27)
seconds East, a distance of two hundred ninety-eight and ninety-
four hundredths (298.94) feet to an iron pin; thence along the
southern edge of Lot No. 5, South eighty-four (84) degrees
thirty-one (31) minutes thirty-three (33) seconds East, a
distance of four hundred eighteen and seventy-eight hundredths
(418.78) feet to an iron pin; thence along the southwestern
portion of Lot No. 5, South three (3) degrees fifty-five (55)
minutes twelve (12) seconds West, a distance of three hundred
five and ninety-two (305.92) feet to a railroad spike in
Legislative Route 21006; thence along Legislative Route 21006,
South seventy-three (73) degrees fifteen (15) minutes fifty-five
(55) seconds West, a distance of seventy-seven and twenty-seven
hundredths (77.27) feet to a railroad spike; thence along the
same, South seventy-two (72) degrees fifty (50) minutes fifty-
four (54) seconds West, a distance of one hundred eleven and
ninety-eight hundredths (111.98) feet to the place of beginning.
Containing 3.1114 acres, and being Lot No. 4 on a plan of lots
recorded in Plan Book 43, Page 21.
Subject to restrictions recorded in Cumberland County Plan Book
43, Page 21.
Tract No. 2:
All the following described real estate, together with the
improvements erected thereon, lying and being situate in
Southampton Township, Cumberland County, Pennsylvania, more
particularly described as follows:
Beginning at a railroad spike in the centerline of
Legislative Route 21006, corner of lands now or formerly of John
C. Martin; thence by Martin lands, North seventeen (17) degrees
nine (9) minutes six (6) seconds West, ninety-three (93) feet to
an iron pin; thence by other lands now or formerly of John C.
Martin, North eighty-nine (89) degrees sixteen (16) minutes
twenty-three (23) seconds West, a distance of one hundred
twenty-seven and forty-two hundredths (127.42) feet to an iron
pin; thence continuing by other lands of John C. Martin, North
eighty (80) degrees zero (00) minutes fifty-five (55) seconds
East, a distance of ninety (90) feet to an iron pin at line of
lands now or formerly of Lynn H. Delancy; thence by said minutes
twenty-seven (27) seconds West, a distance of one hundred
eighty-two and eighty hundredths (182.80) feet to a railroad
spike in the centerline of Legislative Route 21006; thence by
the centerline of Legislative Route 21006, North seventy-three
(73) degrees thirteen (13) minutes thirteen (13) seconds East a
distance of two hundred seven and sixty-four hundredths (207.64)
feet to a railroad spike; thence by the centerline of
Legislative Route 21006 North seventy-two (72) degrees fifty
(50) minutes fifty-four (54) seconds East, a distance of sixty-
five (65) feet to a railroad spike, the point and place of
beginning. Containing 0.7216 acres, less 0.1535 acres reserved
for improvements of right-of-way of Legislative Route 21006.
Being Lot No. 1 on the subdivision plan for John C. Martin dated
November 14, 1980, prepared by Carl D. Bert, R.B.
Tax Parcel #391301040490 & 39130104949D
Being known as 106 - 108 Gilbert Road, Shippensburg, PA 17257.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
R ger M. Morgenthal, Editor
SWORN TO AND SUBSCRIBED before me this
9 day of AUGUST. 2002
6V1X
LOIS a SNYDE Y Pd&
My CMaJaMon EOM Momh 5,
STATE OF PENNSYLVANIA :
COUNTY OF CUMBERLAND :
ss.
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JULY 26, AUGUST 2, 9, 2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE SALE NO. 1
Writ No. 2002-859 Civil
Columbia National Inc.
VS.
Robert A. Decker and
Dianne L. Decker
Atty.: Joseph Goldbeck, Jr.
All the following described real
estate, together with the improve-
ments erected thereon; lying and
being situate in Southampton Town-
ship. Cumberland County. Pennsyl-
vania, more particularly described
as follows:
'Butt No. 1:
Beginning at a railroad spike in
Legislative Route 21006 at the South-
eastern corner of Lot No. 1 on the
hereinafter mentioned plan of lots;
thence along the eastern edge of Lot
No. 1, North seventeen (17) degrees
nine (9) minutes six (6) seconds West.
a distance of ninety-three (93) feet
to an iron pin; thence along the
northern edge of Lot No. 1, South
eighty-nine (89) degrees sixteen (16)
minutes twenty-three (23) seconds
West, a distance of one-hundred
twenty-seven and forty-two hun-
dredths (127.42) feet to an iron pin;
thence along the same, North eighty
(80) degrees zero (00) minutes fifty-
five (55) seconds West, a distance
of ninety (90) feet to an iron pin;
thence along lands now or formerly
of Lynn H. Delancy, North five (5)
degrees twenty-eight (28) minutes
twenty-seven (27) seconds East, a
distance of two hundred ninety-eight
and ninety-four hundredths (298.94)
feet to an iron pin; thence along the
southern edge of Lot No. 5, South
eighty-four (84) degrees thirty-one
(31) minutes thirty-three (33) sec-
onds East, a distance of four hun-
dred eighteen and seventy-eight
hundredths (418.78) feet to an iron
pin; thence along the southwestern
portion of Lot No. 5, South three (3)
degrees fifty-five (55) minutes twelve
(12) seconds West, a distance of three
hundred five and ninety-two (305-
.92) feet to a railroad spike in Leg-
islative Route 21006; thence along
Legislative Route 21006, South
seventy-three (73) degrees fifteen
(15) minutes fifty-five (55) seconds
West, a distance of seventy-seven
and twenty-seven hundredths (77.27)
feet to a railroad spike; thence along
the same, South seventy-two (72)
degrees fifty (50) minutes fifty-four
(54) seconds West, a distance of one
hundred eleven and ninety-eight
hundredths (111.98) feet to the place
of beginning. Containing 3.1114
acres, and being Lot No. 4 on a plan
of lots recorded in Plan Book 43,
Page 21.
Subject to restrictions recorded
in Cumberland County Plan Book
43, Page 21.
Tract No. 2:
All the following described real
estate, together with the improve-
ments erected thereon, lying and
being situate in Southampton Town-
ship, Cumberland County, Pennsyl-
vania, more particularly described
as follows:
Beginning at a railroad spike in
the centerline of Legislative Route
21006, corner of lands now or for-
merly of John C. Martin; thence by
Martin lands, North seventeen (17)
degrees nine (9) minutes six (6) sec-
onds West, ninety-three (93) feet to
an iron pin; thence by other lands
now or formerly of John C. Martin,
North eighty-nine (89) degrees six-
teen (16) minutes twenty-three (23)
seconds West, a distance of one
hundred twenty-seven and forty-two
hundredths (127.42) feet to an iron
pin; thence continuing by other
lands of John C. Martin, North eighty
(80) degrees zero (00) minutes
fifty-five (55) seconds East, a dis-
tance of ninety (90) feet to an iron
pin at line of lands now or formerly
of Lynn H. Delancy; thence by said
minutes twenty-seven (27) seconds
West, a distance of one hundred
eighty-two and eighty hundredths
(182.80) feet to a railroad spike in
the centerline of Legislative Route
21006; thence by the centerline of
Legislative Route 21006, North
seventy-three (73) degrees thirteen
(13) minutes thirteen (13) seconds
East a distance of two hundred
seven and sixty-four hundredths
(207.64) feet to a railroad spike;
thence by the centerline of Legisla-
tive Route 21006 North seventy-two
(72) degrees fifty (50) minutes
fifty-four (54) seconds East, a dis-
tance of sixty-five (65) feet to a rail-
road spike, the point and place of
beginning. Containing 0.7216 acres,
less 0.1535 acres reserved for im-
provements of right-of-way of Leg-
islative Route 21006.
Being Lot No. 1 on the subdivi-
sion plan for John C. Martin dated
November 14, 1980, prepared by
Carl D. Bert, R.B.
Tax Parcel #39130104049C &
39130104949D.
Being known as 106-108 Gilbert
Road, Shippensburg, PA 17257.
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin) ss
Frank J. Epler being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 23rd and 30th day(s) of July and the 6th
day(s) of August 2002. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
t' -:........?L !. >< - ................................................................
COPY Sworn to and subscribed before me this 14th day o Augttst?2002 A.D.
SALE # 1
REAL ESTATE SALE No. 1 Notarial Seal ?
Writ No. 2002-859 Terry L. Russell, Notary Public
Civil Term City of Harrisburg, Dauphin County C
Columbia National Inc. My Commission Expires June 6, 2006 NOT RY PUBLIC
vs
Robert A. Decker and Member, Pennsylvania Association Of Notari y commission expires June 6, 2006
Dianne L. Decker
Atty: Joseph Goldbeck, Jr. CUMBERLAND COUNTY SHERIFFS OFFICE
DESCRIPTION CUMBERLAND COUNTY COURTHOUSE
ALL THE following described real estate,
together with the improve nents erected thereon, CARLISLE, PA. 17013
lying and being situate in Southampton
Township, Cumberland County, Pennsylvania,
more particularly described as follows: Statement of Advertising Costs
Tract No. 1: Beginning at a railroad spike in
TO THE PATRIOT-NEWS Route 21006 at the Southeastern CO., Dr.
comer of Lot No. I on the hereinafter mentioned For publishing the notice or
plan of lots; thence along the eastern edge of Lot publication attached
No. 1, North seventeen (17) degrees nine (9) hereto on the above stated dates
minutes six (6) seconds West, a distance of Probating same $ 470.40
ninety-three (93) feet to an iron pin, thence along
Total Notary Fee (s) $ 1 1 5
the northern edge of Lot No. 1, South eighty-nine
(89) degrees sixteen (16) minutes twenty-three $ 472.1 5
(23) seconds West, a distance of one-hundred
twenty-seven and forty-two hundredths (127.42) Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By
feet to an iron pin; thence along the same, North
eighty (80) degrees zero (00) minutes fifty-five
(55) seconds West, a distance of ninety (90) feet
to an iron pin; thence along lands now or
formerly of Lynn H. Delancy, North five (5)
degrees twenty-eight (28) minutes twenty-seven
(27) seconds East, a distance of two hundred
ninety-eight and ninety-four hundredths (298.94)
feet to an iron pin; thence along the southern
edge of Lot No. 5, South eighty-four (84) degrees
thirty-one (31) minutes thirty-three (33) seconds
East, a distance of fwar hundred eighteen and
seventy-eight hundredths (418.78) feet to an iron
pin; thence along the southwestern portion of Lot
No. 5, South three (3)'drgrees fifty-five (55)
minutes twelve (12) seconds West, a distance of
three hundred five and ninety-two (305.92) feet
to a railroad spike in Legislative Route 25006;
thence along Legislative Route 21006,
seventy-three (73) degrees fifteen (15) minutes
fifty-five (55) seconds West, a distance of
seventy-seven and twenty-seven hundredths
(77.27) feet to a railroad spike; thence along the
same, South seventy-two (72) degrees fifth (50)
minutes fifty-four (54) seconds West, a distance
of one hundred eleven and ninety-eight
hundredths (111-98) feet to the place of
beginning. Containing 3.1114 acres, and being
Lot No. 4 on a plan of lots recorded in Plan Book
43, Page 21.
Subject to restrictions recorded in Cumberland
County Plan Book 43 v Page 21.
Tract No. 2: All the following described real
estate, together with the improvements erected
thereon, lying and being r -uate in Southampton
Township, Cumberland unty, Pennsylvapia,
more particularly descri s follows:
Beginning at a ratiroad stC in the centerline of
Legislative Route 21005, comer of lands now or
formerly of John C. Martin; thence by Martin
lands, North seventeen (17) degrees nine (9)
minutes six (6) seconds West, ninety-three (93)
feet to an iron pin; thence by other lands now or
formerly of John C. Martin, North eighty-nine
(89) degrees sixteen (16) minutes twenty-three
(23) seconds West, a distance of one hundred
twenty-seven and forty-two hundredths (127.42)
feet to an iron pin; thence continuing by other
lands of John C. Martin, North eighty (80)
degrees zero (00) minutes fifty-five (55) seconds
East, a distance of ninety (90) feet to an iron pin
at line of lands now or formerly of Lynn H.
Delancy; thence by said minutes twenty-seven
(27) seconds West, a distance of one hundred
eighty-two and eighty hundredths (182.80) feet to
a railroad spike in the centerline of Legislative
Route 21006; thence by the centerline of
Legislative Route 21006, North seventy-three
(73) degrees thirteen (13) minutes thirteen (13)
seconds East a distance of two hundred seven and
sixty-four hundredths (207.64) feet to a railroad
spike; thence by the centerline of Legislative
Route 21006 North seventy-two (72) degrees
fifty (50) minutes fifty-four (54) seconds East, a
distance of sixty-five (65) feet to a railroad spike,
the point and place of beginning. Containing
0.7216 acres, less 0.1535 acres reserved for
improvements of right-of-way of Legislative
Route 21006.
Being Lot No. 1 on the subdivision plan for John
C. Martin dated November 14, 1980, prepared by
Carl D. Bert, R.B.
Tax Parcel #39130104049C & 39130104949D.
Being known as 106-108 Gilbert Road,
Shippensburg,PA 17257.