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Home My WebLink About07-11-13 . v . IN RE: VELMA B. GEBHARD : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : NO. ��- � �� • � c� � � 9 n . � � � � � `t� � � � % � :� � T� r E"`` � � �► � � f-' - � � PETITION TO SELL REAL PROPERTY� � �' .� � � � �' �� s� AND NOW, comes Petitioner, Velma G. Conway, agent for Va�lm�. Geb�hard„��d ~� _ � �i� ��/ � through her attorneys, BARIC SCHERER LLC, and files the within Petition to Se�Real �' Property and, in support thereof, sets forth the following: 1. Petitioner is Velma Conway, an adult individual with a resident address of 12 Longview Avenue,N. Caldwell,New Jersey 07006-4713. 2. On June 26, 2008, Velma B. Gebhard executed a Durable General Power of Attorney. A true and correct copy of said Durable General Power of Attorney ("Power of Attorney")Exhibit"A" and is incorporated by reference. 3. Pursuant to the Power of Attorney, Velma B. Gebhard appointed Velma G. Conway and Terry J. Gebhard as her agents. 4. Velma G. Conway is the daughter of Velma B. Gebhaxd and Terry J. Gebhard is the son of Velma B. Gebhard. 5. Velma B. Gebhaxd is a resident of Thornwald Nursing Home and has been a resident of that facility since November, 2011. 6. Velma B. Gebhard owns residential real property known as 630 Devonshire Drive, Carlisle, Pennsylvania("Devonshire Drive Property"). �C(� � 7. The Devonshire Drive Property has a legal description as follows: ALL that certain lot of ground located on the West side of Devonshire Drive in the Borough of Carlisle, Cumberland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the West side of Devonshire Drive, which point is in the line dividing Lots 106 and 107 on the Plan of Section"C" of Heatherlands recorded in Cumberland County, Pennsylvania, in Plan Book 14, Page 28; thence along the West side of Devonshire Drive South 04 degrees 55 minutes 50 seconds East 100 feet to the line dividing Lots 107 and 108 as shown in said Plan of Lots; thence along said dividing line South 85 degrees 04 minutes 10 seconds West 150 feet to a point in the line dividing Lots 89 and 90 from Lot 107; thence along said last mentioned dividing line North 04 degrees 55 minutes 50 seconds West 110 feet to a point in the line dividing Lots 106 and 107; thence along said last mentioned dividing line North 85 degrees 04 minutes 10 seconds East 150 feet to the place of beginning. The above described is Lot No. 107 as shown on said Plan of Lots and is part of a laxger tract of land conveyed by Joseph W.Noble and wife to Roy H. Wenger and Ruth E. Wenger, by deed dated April 21, 1945, and recorded in Deed Book"Z", Vol. 12,page 231,the interest of Ruth E. Wenger therein having been conveyed to Roy H. Wenger by deed dated March 3, 1961, and recorded in Deed Book"D", Vol. 20,page 223. Being the same lot of ground which Carlisle Realty Co., Inc., by their deed dated July 30, 1965 and recorded in Deed Book"R",Vol. 21, page 409 conveyed to James B. Gebhard and Velma B. Gebhard, his wife. 8. The Devonshire Drive Property is believed to have a value of$195,000.00. An appraisal of the Devonshire Drive Property is attached hereto as Exhibit"B" and is incorporated by reference. 9. Petitioner has attempted to move forward with listing the Devonshire Drive Property for sale as it is unlikely Velma B. Gebhard will return to the property based upon her physical limitations and requirements for her activities of daily living to be supported by care providers. � 10. The continued maintenance expenses for the Devonshire Drive Property continue to deplete the resources of Velma B. Gebhard with no concomitant benefits to her. 11. As Petitioner has sought to move forward with a sale of the Devonshire Drive Property, her co-agent, Terry J. Gebhard, has failed and refused to cooperate in the sale of the property or has delayed Petitioner in trying to procure a sale of the property. 12. Petitioner believes it is in the best interest of Velma B. Gebhard that the Devonshire Drive Property be listed for sale and that a sale of the property be procured. 13. Petitioner seeks approval of the court to such a transaction under such terms and conditions as the court may direct. 14. Petitioner has discussed listing the Devonshire Drive property with a realtor. The realtor has provided Petitioner with an estimated range of values for the property and proposed listing terms. A report from the realtor is attached hereto as Exhibit"C" and is incorporated by reference. 15. Listing terms have been presented to the Petitioner by a realtor as set forth in Exhibit"D" attached hereto and incorporated by reference. WHEREFORE, Petitioner requests this Court approve a sale of the Real Property and order and direct that Petitioner may take all steps and actions necessary to list the Real Property for sale and consummate a sales transaction for the Real Property. Respectfully submitted, BARIC SCHERER C � . . � David A. Baric, Esquire I.D. #44853 19 West South Street Carlisle, Pennsylvania 17013 (717) 249-6873 ` , VERIFICATI�N The statements in the foregoing Peti�ion To Sell Rea1 Property are based upon information which has been assembied by my attorney in this litigation. The language of the statements is not my own. I have read the statements;and to the extent that they are based upon information which I have given to my counsel,�hey are true and correct to the best of my knowledge,information and belief. I unders#and that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsifications to authorities. �. DATE: ��, Velma G. Conway l�' i � � " ' j� ! I� ! i I) i I i **�` ** NOTICE * *'�** �� ' THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON � � YOU DESIGNATE (YOUR"AGENT") BROAD POWERS TO HANDLE YDUR ► � � II PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE � �! OF ANY REAL OR PERSONAL PROPERTY WITHOUTADVANCE NOTICE TO Y4U � ,, '� OR APPROVAL BY YOU. � ;, I � I� ` , THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT ! , ', TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED, 11 YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT IN �� ACCORDANCE WITH THIS POWER OF ATTORNEY. � I � YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT � � � YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU �. . i EXPRESSLY LIMIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE � � POWERS OR A COURT ACTING ON YOUR BEHALF TERMINATES YOUR AGENT'S , � AUTHORITY. I � i � YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR f AGENT'S FUNDS. � � i � � � A COURT MAY TAKE AWAY POWERS OF YOUR AGENT lF IT FINDS YOUR i AGENT IS NOT ACT(NG PROPERLY. � � I THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF ' , ATTORNEY ARE EXPLAINED MORE FULLY IN 20 PA. C.S. CH. 56. � I I IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT ' � UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR �WN CHOOSING TO � . ; EXPLAIN IT TO YOU. i I! i �i I HAVE READ OR HAD EXPLAINED TO ME THIS NOTICE AND I � UNDERSTAND ITS CONTENTS. , i , � � � � i �'��;��-�.,�� -. �� S I Velma B. Gebhard, Principal Date � { . � � � � , f i i i � i ! � ; . l ; � EXHIBIT "A" � ; ; f �► I ! , ; . i � � f i � i POWER OF ATTORNEY � � I KNOW ALL MEN BY THESE PRESENTS, that I, Velma B. Gebhard, of ; J Cumberland County, have made, constituted and appointed, and by these presents, do j I' make constitute and a oint m son Ter J. Ge ' , ry bhard or my daughter, Velma G. �� Conway, my true and lawful a nt for me and im m �ame and on m beh f 9 , y y a l g e n e r a l l y �� to do and perform all matters and thin gs, transact all business, make, e x e c u t e a n d ; j� ac know le dge a l l contracts, or ders, deeds;.writings, assurances and instruments which ; (� may be requisite or proper to effectuate any matter or thing appertaining or belonging to i' me, with the same powers, and to all intents and purposes with the same validity as I � ; could, if personally present; hereby ratifying and confirming whatsoever my said agent � i : shall and may do, by virtue hereof. In addition, my agent shall have the following ; powers as set forth in 20 Pa C.S.A. Section 5603: ; � � A) Power to make limited gifts. � , � ; , B) Power to create a trust. ' � ; C} Power to make additions to an existing trust. i D) Power to claim an elective share. ' � E) Power to disclairn any interest in property. ` � � F) Power to renounce fiduciary position. ( � G) Power to withdraw and receive. � � H) Power to authorize admission to medical facility and power to authorize ; � medical procedures. ! I) Power to authorize medical and surgical procedures. ; J} Power to engage in real property transactions for any real estate owned � � by me including but not limited to 63� Devonshire Drive, Carlisle, � � Cumberland County, PA. � ' K) Power to engage in tangible personal property transactions. ; Power to engage in stock, bond and other securities transactions. ; � M) Power to engage in commodity and option transactions. ± N} Power to engage in banking and financial transactions. � 0) Power to borrow money. ; P) Power to enter safe deposit boxes. i , Q) Power to engage in insurance transactions. ; �' �� R) Power to engage in retirement plan transactions. ; S} Power to�handle interests in estate.s and trusts. ; T� Power to pursue claims and litigation. U) Power to receive government benefits. ; � 1� Power to pursue tax rr►atter. � Said powers as set forth in the statute are incorporated herein by reference. � � . t BEING mindful that my affairs be properly managed notwithstanding any future disability, this Power of Attorney shall not be affected by my disability. In the event of my disability, my said agent shall have all of the powers as set forth above. i : � � ;i � . �� I � �� ' �; � ; � � �� IN WITNESS WHEREOF, I, the above-named Principal have hereunto set my I �� ;� hand and seal on this the ��d of June, 2008. � ;! � � WIT � � ; �± Y �' �f . � ,, a� - - �►-� (SE�4L) ; �: Velma B. Gebhard, Principai 'i �� ' .I i� � �� I � I COMMONWEALTH OF PENNSYLVANIA : . � � : SS. � j� COUNTY OF CUMBERLAND : ; � � � On this, the ��lay of June, 2008, before me, the undersigned officer, ; � personaily appeared Velma B. Gebhard, known to me to be the person whose name is � � subscribed to the within instrument and acknowledged that she signed same for the � i purposes therein stated. �� ' i ( � i IN WITNESS WHEREOF, I have hereunto set my hand and official seal. � I . 'I �� ! �1 , Notary Public ! , � � ; i CpMN1pNWEALTH OF PENNSYLVANIA ' + t�oteriei Ses1 ` { Amanda L.Bemhisel,NotarY Publk ! j, Ca�sle Boro.Cumbe�and County , �,Ay Cqn�a�lon E�inss Apd117�2010 ; � ��mt�r.Pennsy�vgnia Assodation of Notaries •. � � i� � I I f . � ' ' I � i � I � � , i � i� ; I� � 1 ' . i � • � • ' ` , i ; � � I AGENT ACKNOWLEDGMENT r f o e and am the erson � i, Terry J. Gebhard, have read the attached powe o att rn y p � � identified as the agent for the principal. I hereby acknowledge that in the absence of a � �i specific provision to the contrary in the Power of Attorney or in 20 Pa.C.S.A. when I act : 1, ; 1 as agent: �� ( ;� : ;� I shall exercise the powers for the benefit of the principal. ; �� i '� I shall keep the assets of the principal separate from my assets. ; ;i ;� � ;; I shall exercise reasonable caution and prudence. ' I� ;` I shall keep a full and accurate record of all actions, receipts and disbursements � ; on behalf of the principal. � � i � IN WITNESS WHEREOF, I the above-named agent have hereunto set my hand ; � and seal on this the ��`�lay of J , 2008. ' , + I I � � � . � SS: / � ' ' � (SEAL) ; �" . Ter J. Gebhard, Agent ' COMMONWEALTH OF PENNSYLVANIA : : SS. I COUNTY OF CUMBERLAND : � On this, the��°�' day of June, 2008,:before me, the undersigned officer, �� personally appeared Terry J. Gebhard, known to me to be the person whose name is i subscribed to the within instrument and acknowledged that he signed same for the � purposes therein stated. � I . ' � I IN WITNESS WHEREOF, I have hereunto set my hand and official seal. ' � i , i � r �� : ; Notary Public f , � j � � 4 co�non�w�.�ni oF�NNSnv�w �s� � Amanda l.BernNsel.Natary Publ'ro � Ca�lt 80%Ctnnbert�nd County My ConMtlbMOf1 Ap�17.2010 Memhe� °!�^�ni8 Assodsli0n Ot Notaries i _ � ti � `� I I . _ _ . . + ; � �; � ;, � ; i I � � � � � AGENT ACKNOWLEDGMENT , , � � I, Velma G. Conway, have read the attached power ofi attorney and am the Iperson identified as the agent for the principai. I hereby acknowledge that in the � � absence of a specific provision to the contrary in the Power of Attorney or in 20 � i Pa.C.S.A. when I act as agent: � ( I i I shall exercise the powers for the benefit of the principal. : ,) ; ,� ,, ' ;' I shall keep the assets of the principal separate from my assets. � ,� ` � � � I shall exercise reasonable caution and prudence. ; i � , ;; � I shall keep a full and accurate record of all actions, receipts and disbursements ; ; on behalf of the principal. � ; , � � ; IN WITNESS WHEREOF, I e above-named agent have hereunto set my hand � and seal on this the �-�-� day ne, 2008. ; , , I � wi � . � I ! : , �� (SEAL) ; Velma . Conway, Age � COMMONWEALTH OF PENNSYLVANIA : : SS. i COUNTY OF CUMBERLAND : ! On this, the ��'day of June, 2008., before me, the undersigned officer, personaily appeared Velma G. Conway, known to me to be the person whose name is � subscribed to the within instrument and acknowledged that she signed same for the � ' purposes therein stated. i , � � IN WITNESS WHEREOF, I have hereunto set my hand and official seal. � i � ; ' i ��k �. � , Notary Public � � . ! ' ; ' C4MMONwF.ALTH oF PENNSYLVAWIA � � NofarW Se�1 : ��L��Notary Public � CarNsle 8or�a,Cumbe�and Cou� � ��4��e=Aptil 17,2010 � Memt�,!.�„_:.�a.-.,,_-,��i,y�of Notacies i, ; {� I SI S.W.Barrett Real Estate 8 Appraisal Services File No.13-0033 APPRAISAL OF -�_ . _ .�;�._ '�.. .. . � ..� �t• . . . - - , �: �t �� . - :� .., . . �;�,;.. ' . . . Z�:. ��. � .5» i� F,�, LOCATED AT: 630 De�onshire Drive Ca�lisle,PA 17013-3604 CLIENT: Baric 8 Scherer,AttomeysAt.Law 19 West South Street Carlisle,PA 17013 AS OF: February 5,2013 BY: Cassandra J.Crockett PA Certifled Residential Real Estate Appraiser EXHIBIT "B" � . r � S.W.Barrett Real Estate 8 Appraisal Services File No.13-0033 02I2012013 Attorney Dave Baric Baric&Scherer,Attorneys At Law 19 West South Street Carlisle,PA 1T013 File Number. 13-0033 In accordance with your request,I have appraised the real property at: 630 Devonshire Drive Carlisle,PA 17013-3604 The purpose of this appraisal is to develop an opinion of the defined value of the subject property,as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion,the defined value of the property as of February 5,2013 �S� �195,000 One Hundred Ninety-Five Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final opinion of value, descriptive photographs,assignment conditions and appropriate certifications. Respectfully submitted, , �� -� � ., / .� � ,.,�� _" • J l.cc.�l.cv�x � GO Cassandra J.Crockett PA Certified Residential Real Estate Appraiser { � Summary - ResidentiatAppraisalReport ��N�. ��-003� 7he purpose ot this appraisal repon is to provide the client with a credible opinion of the defined value ot the subject prqpeny,given the intended use nf the appraisal. ' C�ent Na�/�nt�n�d User Baric 8r Scherer Attorne A#�aw E-mai! ClientAddress 19 West South Strest ci Carlisle s�ate PA zi 1?013 a�tionna��rqer�ct user s The intended user of this re ort is the Glient.Na addit3anai tntended Users are rmitted without the : . rmission of the a raiser s. intended use The lntended Use is ta evraluate#he ro rt that is the sub'ect of this a raisa!to rovide the Client with an accurate and ad uatel su rted a inion of value. Pro nddress 630 Devonshire prive ci Carlisle State PA zi 17013-3604. owr�er ot��Recard Gebhard James B,�Velma B cou� Cumberland t s�pescri uon Deed Book 21-R`Pa e 409•Borou h ' �►ssessars Paucel� 0422-Q4$1-059 7ayc Year 2012 R.E.Taues� Ne"hborhood Name MooreM2�nd Ma Reference 22-CiA81 Census Tract 092�.Q0 Pr R'IUS raised X Fee Sim le Leasehold Other describe �esearch d'rc! X did nat reveal a rioc sales ar tcans�rs af the�'ct far ihe three s `r�r the e((ec6ve da�of this ra�at. Prior Salel7ransfer. Date None Price None source s Courthause re�cords Analysis of prior sale or t�ans�er histary of the sub�ct Prapen}'{and comparable sates.it a�iica�e} Na further recent recarded trans#ers were found. O(lerinps,opdans and contracts as of the effec6ve date of the appraisal None knoWn Y,.°: `Nq�ph64'r,1`iood;�isties ..' ' .. �,One�UniCHcuaillp�TCe�11`fC, rCliie�thll�Ncl�!W,. '.$:^<P�''_�se�t��"irid'Usl91... -�.,. . , .,_. locaoon Urbsn X Suburban _Rural Pr Vaiues Ir�cre ' Stabte Dedini PRICE A�E- Ckie-U[�t $5'� Built-U X Over 7596 25-7'5% Under 25% DemandlSu Sho In Balance: Over Su S 000 s 2�1 Unit 3 96 C�owth X S� S�ro #� � Ti� Ut�er 3 mihs 3-6 mtlts Over 6 mths 150 L�u 1�18W M�6-F � 2 96 Neighbo�hood Boundaries Sub ect is bounded on the north b Rt11/647•on the east b Rt.34• 600+_Hi h 100 Commercial 5% ort#te sou#h-b Marskt Deiv�'and on th'e west b Wetlin On Drive. 245 Pred. 35 ocher Instit'I 5% . Neighbornood nescripaan Sub ect r is icMCated in an established nei hbarhoad of sin le famil homes bath detach+sd and attached wtthin the.Bocou h.of Carlisl�with a mix af residentlal commercial .and institutional uses.Sho In and othe�r atnenities are within-walkin :oF short drivin dis#ance.8choot s is Carlisle District 8ttd 1oCSi eletnant�i school�s within.S nnile.SMSA 42-3240. t+�arke�c8nditia�{ir�h�tin9 s�wrt�r it�abo�re cor�iu�ans) Pr values are currentt stable in the su ect r 's marlcet area.Lt�cal multi-list data indicates an aVera marketin �time of 90-180 da .Lendin rates have remained favorable aithoi� h saies catc�ssions are occut�in nt�e!re uentl .There are new hames under consb�vctian in surroundfn devela ments as well as :re-sales avaiiabis in the nef hborhood. oimensions 11Q x 150 /+rea 0.38.Acre M/L s Rectan ular view Residenti�l s ' zorri classi4cadoi►R'! tor� oesc'uon Low Dettst ReSitlBt�tial Zonin C 'nce L L al Nonconformin Grandtathered Use No Zoni� Ille al describe Is U�e t�gt�st ar�i best u�of the s��ct property as impraved{ar as propnsed per�s and s�cifi�ons}the present use? X Yes No 11 Na,descr�e. Uqt�es puhlis pther desc�}be Pubiic Odtier descrEbe OH sKelm ements—T e Public Private Elecaia X 200 am wa�er Saeet As hait Gas Sani Sewer X Alle NOne site Commen�s There a�e nc a erent adverse easeme�ts encraachments or other adverse cortditlans. ;; ,,. _,,.:. F:w,� , - �-r�,+�::�^ -�?�� r .. .c.a:-,• h Nn ,..,; ..::7CENERA�:�DE.Sf'.R�!TCON,.,..,:. t,...;'......, : ;F41�)NDA''[ION.,.;`� -s?«sEX�bRi7��R��x*-�r.t11Afi8118�S '�,��` �� '�atK,<{.....�� y<}. u�rs v� OneMdAcc.unu Cancre�e Slab Crawl S ace FoundaNOn Walls BlocklAv �oors `HrdwdNn IAv� #ot Smries Z X Fu1(easement t�artie!aasement �x�r+ar waas AiurttilBrltJAv wa�s PEasterlAv T X Det. Att S-DeUEndUnit Ba§ementArea 1Z24 .ft. RootSur(ace Shif1 t61Av TrinUFinish WOOd/Av X�' � Pr under consc �asemem�in�sti �� ,aecs� Aiu�ninurnlAv Bam�r V�n lAv De'n S Tradltional outside En IExit X Sum Pum Window T. DbIH� Av Bath wainscot TilelPistr/Av Year 8�t 1965 S�rm SashtEnsutated StOri118/AV Cer SE None E1�ecGve e Yrs 18-20 screens Y�SIAv Dris�wa #of Gars Apic None Hea6n FlNA X HW Radianf Amenitles WoodS s#Q Drivewa Surtace AS helt Dro stait X Stairs t�her Fuet E1eCtf�c X s#.2 Fence None Ga� #at Cars 2 Floor X Scuttle Cooii � X Cenua��ir Condltloni Patlaoeck Nane X Porcn 2 ca�ori a or ca�s Fi�st�d Heated ir�iividuat �her Pooi N4rt@ �her NOi1@ X Att. De� B�it-in Nances Refn eraror X Ran elOven Dishwasher Di sal Micrawave WashedD er Other describe Hnished-area a6ove r�cotttains: 8 Roams 4 8edraoms 2.5 Bath s 2 3Q4 5 e�eet at Gross Civin Area Abave Grade addi6onai Feamres H�rdwaoci floars•heated sun room•til�e in baths�kitchen not recentt u ated�securit s tem•iifts an stairs to 2nd flaor 8�basement•2nd fire lace in unfinished basement•froM 8 rear orches frame shed. Comments on the Improvements Im rovements are in avera e condition with na functianal inade uacies a arent.Prior water dama e nated in dlnin raam#rom 2nd floor tumbin leak.�eak has been carrected. � •+� � GraGUtttl uw�ACt SprywuE.8p0.234.8121 vnwr.atnreb.sOm TMS brm CapyngM+F Y005�2010 ACt DMSion W 150 Clauns SEMCM.Int..All RqIMS RlfslYtR - ,��T'� P�I of d (�'AR�}GenH�Pupose kppr�Rt�t OSt2410 �� cvaexaoa_saoszc�o�o � y,��,��.��,,��,�,::::...,,-...� , � ' * Surnmary ' Residential Appraisal Report Fi�e No, 13-oo3s FEATURE SUBJECT GOMPARABLE SALE N0.1 GOMPARABLE SALE N0.2 COMPARABLE SALE N0.3 630 Qevonshire DrEve 623 Devonshire Drive 1008 Acre Drive 336 Garland Drive Address Carlisle Pa 17013 Carlisle Pa 17013 Carlisie Pa 17013 Cariisie Pa 17013 Proximi to sub�ea 0.06 miles NNE 0.45 mNes SSE 8.42 miies SSE Sale Price � � 1S5 000. $ 214 9Q0 . g 247 500 Sale Prioe�rosS Liv.A�a $ o.ao .ft. s a�.ss .�. � ae.�7 .�. s �».a� .�. : Dansour s Multi-list Muiti-list Multi-list ' veri6caeon sa,r s Courthouse Records Courlhause Records Courthause Recards VALUE ADJUSTMENTS pESCRIPTlON DESGRIPTION +(•)s ustmem DESCRIPTION •)S us�nw.wn DESCRIPTION +(•s � sa�earFinancin� 1 CIsg.Csts.NA None,Cash CIsg.Csts/Conv Concessions .: 6000/DOM 58 8 DOM 35 SsaoJOan�� 0 pate of SalelTime " '1 i/2012 3/20'f 2 712012 �ocarion Suburban Suburban Suburban Suburban tea�t�dt�ee si Fee Sim te Fee Sim te Fee Sim le Fee Sirn le s� 4.38 Acr�+i- 0,34 Acre+/- 0.52 Acre+/- 0.43 Acre+/- view Residential Resldential Residential Residentiai ' 'n S e 2 Sto 2 Sto 2 Sto 2 Sta i oi Construc6on Av�ra Avera Avera A,ver� Actual A e 4$Yrs 48 Yrs 40 Yrs 41 Yrs . Condition Ave Su rior 5% -9 750 Su rior 14°l0 -2'#490 Su tior 1Q°10 -24 75Q Atwve Grade rae� a s�ns ta� � raa� ' �ns 'ro� a� � Roam Count 8 4 2.5 9 4 9�2H 9 500 $ 4 2.5 9 4 2:5 ' C�oss '" Area40.40 2 304 .ri. 2 391 s.rt. -3 48p 2167 .h. 5 480 2 220 .ft. 3 360 6asemenk&Finished FuI1 Bsmtf FuQ BsmU Fuil Bsmt/ Fuli Bsmt/ Rooms Below Grade Unfini�hed Unfinished 2 Rms Finshd. -1�000 Fnshd.Rec Rm -15 000 .Funcdonei Uu7i Avera e Avsra e Ave Av Hestin CooG EHWBBJCA EBB/None 2 500 EBBtNone 2 5Q0 HPICA Er�r Etr�ent�ems T icat i" tcai T icat T ica! c� n 2 Ga�Gars 2 Car Gara 2 Car Gara e 2 Car Gara porchtPa6otoeck PorchestShed/ Porch/FP 3 000 Ent /Patio/ 2 500 Porch/Patio/FP 2 000 2 FP's FP/Shed Amenities Sec.S tem None 1 000 None 1 000 Su rior -10 000 Nei A' ent ota + X• S 5 230 + X- S 25 010 + X- S 44 380 a�us�ed sate pr�e ==n�ndj, -2.7s� r�et aaj. -11.6� �ae�ad�. -17.9� 'at co ,:' Gross f 0.9% S 189 770 r�oss �. 22.3�.3 189 890 c�oss 22.3% 3 2Q3110 swn ot sa�es � n raa� Alf com arables are similar in s e utill and location to the�sub e�t � are ve�ified elosed sales and are the best.eurren#[ available.No ciasfn costs�d ustment for saies#1&3 since tHe were soid beiow list.Sale-#1 fiatl u ated baths interfor re airrted•sales#2 8 3 had been more extensivei ,riemodeted newer kitchens• additfonai amenities in aale#3 include securit s tem back-u nerator and an indaor s a. Ad usted ran of value is 189 000 to 3203 OOQ sa 195 000. :cosra��iav�• ;3 ,� <, . . _ . , ,. � ._ .. __..., ._.... . . , ,. _ sice va�ue commenss Site value from current eissessment data and recent locai land sales. ESTIMATED REPRODUCT'ION QR REPLACEMENT COST NEW �iNiON OF SlTE VALUE........................................_$ $Q OQQ Sourt�of cast�ia Dwelli S.Ft S ............=S ' rati tom cost senrice Eftec6ve date of cost data S.Ft S ............=S . Commems on Cnst roach ross livi area cak,uladpns, reciatlon,etc. Cast roach from Marshall/Swift Valuation Service :Gara e�car R S.Ft. $ ........:..._$ . handbaok and locai cost anai is was cansidered but Tota►Es�ma�e ot cns�-New .....:......=$ deemed not credible due ta-the af the im vements. �ess P � i Fu� �cternat Site v�lete#rom�arkett D�ata. atton based on 1{fe ecia�on =3 ohserved condtttat and Market D�tta Anal is.Estimated De reciated Cost oflm rovements................................=$ remalriin Economic Life is 35-40 ars. °As-is'Value ot 5ite Im rovemenu................................=$ iNDICATED VAWE BY C05T APPR(3ACH...................... =3 O . ��,._. _ : .-. .,.,t. _ ..; ,_ _ . _ " tINGONEAPPROACHTO-VALUE . , ::,. , •, ;r,:� ', ;. `. E�mated Momh Markei Rent 3 {1.OQ X Gross Rent M 'lier Q.00 =$ 0 indi�ted Vak�e lr�ome oach : Summary ot tncome Apptaach{�n�ludfr�g suppaa tor markec renc ana Gt�na} IndicatedValueb: SalesCom arisonA roachs195 000 CostA raach ifdevelo ed S 0 McomeA rosch ifdevela d i� Market Anat is consistenti su orts m o inion af m�rket value.Cast A �oach and GRM were found ina ra 'ate far this anal is.Greatest wei ht is a lied to the Market Da#a Ana1 is.Su artin �tle informstian subs#antlates these estir»ates. - : Ttuss appraisal is made X"as is," subject t�co�letion per plans and speci4cations on the basis ot a hypotheacal condiuon thet the improvemems have been completed, �❑subject to the following repairs or alteraUOns on the basis ot a hypothetical conditian that the repairs ar altera6ons have been completed ❑subject to the follawinq; . Based an the senpe of work,assumpiions,iimiting conditiorrs and appraiser's aertification,my(ou�)opinion of the defined value af the reai property that is the subject of this report is S 1$5,(14Q as ot 02105/2Q13 ,which is the efEective date af ihis appraisat. � P�atluccC usnQ AC'SW�ware 800.23a.8'2 i wxw.aoxeb.com TMS Iwm Copyr�gh�C 2005�2010 AG pnswn o�I50 pNms Semcxs.IM,..All Rq01a R4Servetl `-�wl�r'� _. , P�e 2 W 4 {gPAR'vj Genetsl Pu�ppse AppraiSB�REpa1 05fZ020 � GPARSWt 7D05�621}30 � ?" ,.<<_;�.,� S.W.Barrett Rea1 Es#a#e 8�Appralsal Services . � Summary i Residential Appraisal Report �ite t�o. 13-0033 Scape af Work,Assurnptions and l.imiting Conditions Scope of wark is defined in the Uniform Standards of Professionai Appraisai Practice as"the type and eutent of research and analyses in an assignment."!n short,scape of wark is simply what the appraiser did and did not do during the caurse of the assignment.ft includes,but is not Ilm�teci to;tt►e extent to which the properry is ident3f�d ar�d inspected,the type and extent of data researched,the type and e�ctent af analyses app{ied to arrive at opinions or conciusions. The scope af this appraisat and eansuing disCUSSian in this report are specific to the needs of the client,other ident�!"ied intended users and to the -intended use of the repori:This report was prepared for ttte so�and exclusive use of the client and other iden�ed intended users far the�denfs#ieB intended use and its use by any other parties is prohibked.The apqraiser is not responsible for unautho�ized use af the report. The apptaiser's cert�f'icatian appearing in tfiis a�tpraisai rep�t is subject ta the foli�++ring casditicx►s and to such other specific conditians as are set forth by the appraiser in the report.All eMraordinary assumptians and hypothetica{conditions are stated in the report and might have affected the assignment resulks. 1.The apptaiset assumes no iespansi6iliry 1or matters o(a leqal nawre affecGng ttre properry appraised ar pde thereto,nar daes the appraiser render arnr apinion as to the�tle,which is assumed ro be good and marketable.The property is appraised as thaugh under responsibie ownership. 2.Any sketch in this report may show appro�amate dimensions and is included only to assist ttse reader in visualiting the properry.The appraiser has made r►a survey of the prapertp. 3.The appraiser is not required to give tes6mony ar appear in court because of having made the appraisal with reference to the properry in ques0on,unless arrangemenu have been prevityusSy marde tt�ereto. 4.Neither all,nor any part of the content of this repart,copy ar oiher media thereot(including conclusions as to the propeny value,the iden6ry of the appraiser,professional designa6ons, or 1he�rm with which the appraiser is conraected).shaG be used�r any purposes by anyone but the cNent and other intended users as idena6ed in this iepnn,nor shall it be conveyed by anyone ro the public througti adver6sing,pt�blic retations,news,sales,ar other media,without ihe written conseni of the appraiser.. 5.The appraiser wiA not disclnss the contena of this appraisal repon unless required by applicable!aw or as spec'died in the Uniform Standards of Pro(essianal Appraisa►Pracuce. . 6.tnformaiion;es6mates,and opinions turnished�the appraiser,and contained in the report,were abtained bom sourCes considered reliabie and bereved ta be uue and correct. However,no responsibiliry for accuracy ot such items furnisbed to the appraiser is assumed by the appraiser. 7.The appraiser assumes that thete are no hidden or unapparent condi6ans af the pr�erty,subsai,ar struciures,which wauld render it mote or less valuable.Tf�apprai�r�ssumes no responsibility for such condidans,or for engineering or testing,which might de required to discover such factors.This appraisal is not an environmental assessment af the property and shaukM not�Cons�red as such. 8.The appraiser�ecial¢es in the valuadan of real properry and is not a home inspecror,building contractar,sUuctural engineer,or similar expert,uniess otherwise nWed.7i►e sppraiser dicl not conduct the intensive iype of field observa6ans uf the kind intended to seek and discover property defects.The viewing of the propeny and any impravements is tor purposes of dev�oping an n�iniqn of the de�ned va�e of#t�property.�+ren die inteoded use of#his as�grunent Sta�ment�regarding con�n are ttesed on su�(ace observations�ly.The appraiser claims no special expertise regarding issues including,but not limited to:founda6on setdement,basement mqisture probiems,wood destroying(or other)insects,pest iMestauon, tadon gas,lead trased paiat,mold or emrironmental issues.Unless othen�vise indicated,mechanical systems were not acovated nr tested. This appreisal report shouid not be used W disdose the condi6on of the property as it reiates ro ihe presencelabsence of defects.The client is invited and encoutaged tu empk>y quaNt�d expens to inspect and address areas of cancern:If negative condiGons are discavered,the opinion of value may be affected. Unless atherwise noted,the appraiser assumes the components that constitute the subject property impravemer�t(s}are fundaznentally sound and in warking order. Any viewing of#re pro�ny by 1he appcaiser was limited to readily ohseroable areas.Unless o�heiwise noted,Bt�CS aild C►8w!spaCe 2��5 tR�te tt0t 3CCes5ed.The 8Jlpt8iser t�!nOf mDVe tumiture,floar coverings or other items that may resUict the viewing of the property, 9.Ap�raisals imroiving hy�U�eticat�r�iitrons re{ated to cample6on ot new can�ucuon,repairs or alteration aue based an the assuroptian that such comple6on,alteraUOn or repairs will be campetenUy perfarmed. 14.U�ss the intended use of this appraisat speci5cally includes iss�es of propeny insurance coverege,this appraisal should nat.be used for such purposes.Reproducoon ar Replacement cost figures used in the cost approach are fw valuation pu�ses only,gieen the intended use of�e assignment.The De�nilron of V�lue used in dd�iss ass�rsmenE is un�cely ro be consistent with the definitiao of Insurable Value br properry insurance coverageluse. 11.The ACt Generat Purpase Appraisa!Repart(GPAR'"')is not intended far use in transactions that require a Fanna�Nlae 2�4tFreddie Mac 74 form, alsa known as the Unfform Residential Appraisai Report(URAR). Rddltiona!Comments.Re{ated To 5cape Of Warlc.Assumptions arid Eimiting Conditions Pt�C usng AC:50fAVar[.806.234.872:unvar.aaweb.cmr TMS tam CORn�9M.6�3405�20i0 AG tliwis�on ot tS0 Gums Serv�ces,lnc..N;AryhL�Raervetl F"�wy��Tr. pa�3 014 {9PAR*�)Ge+�era�Pw� REpa:05+201Q � }�, H GPpR20p4_�005262030 t. ''��r i ,, - ��,:,.� , ..�,.... .� .-- , ' , Summary � Residential Appraisal Repart F��va, ��-00�3 Appraiser's Certificatian The appraiser(s)certifies that,to the best of the appraiser•s knowiedge and beliet: i.The st�tements of tact contai�ed in ihis report are true and correct. 2.7he reported ana�yses,opinians,and conciusions are limited only by the reported assumptions and limi6ng conditians and are the appraisets personai,impaniai,and unbiased professional analyses,opinions,and conclusions: 3.Uniess oti�erwise stated,the appraiser has no p�esent or prospective interest irs ihe propetty that is the subject ai this repart and has no personal interest wittr respect ta#�e par6es invplved. �.1'he appraiser has na bias with respect ta the propeny thai is the subject af ihis repart ot to the pames involved with this assignment. 5.The appraiser's engagement in this assignment was not con6ngent upon develaping or repornng predetermined results. 6.The app�aiser's cam�cssagon iar cample6ng this assignment is not contingent upon#he de�iopment ar repoc�ng of a prede�rmir�d value or directian in value thai favars ihe cause ot the client,the amount ot the value opinian,the attainment of a s6pulated result,ar the occurrence af a subsequent event direcdy related to the intended.use of this appraisal. J.The appraiser's a��+ses,opinians,and canclu�ons were develo�d,arui dus re�rt has been prepared,in confarmity w�th the Uni�rm Standards of Psofessionat Appraisat pracdr,�. 8.Unless otherwise noted,the appraiser has made a personal inspecGOn of the properry that is the subject af this report. 9.Unless noted below,no one prov�ied significant rea�proP¢nY aPPraisal assisKance to the appraiser signing this cer6�ccaalion.5ig�if�cant real prapetty a�raisal as�stance provided by: Additional Certlfications: Definitian M Yalue: �Market Value ❑Qther Value: Source oi Defini6on: ADpRESS OF THE PROPERTY APPRAISED: 630 Oevonshire Drive Carllsle,PA 1�013-36#1� -- EFFECTIVE DATE OF THE APPRAISAL:02IO�J/2013 APPRAISEO VALUE OF THE SUBJECT PRQFERTY S 1�S,OOQ ppp�p�� SUPERVISORY APPRAISER 1 � ��...� ----7�-- signan,►e: = signau,�e: Name: Cassandra J.Grockett rvame: 8teven W.Barrett,SRPA,SRA�ASA state Ce�on# RL04't 348� state Gera�ca6an# GA00029$L or License q or License# or Other{describe): State�: 5tate: PA State:PA Expiration Date of Certifica6on ar�icense: 0613012013 Expira6on Date of Cetdfication or license: 06130/201$ Date of Signawre: 02102/2013 Date ofi SignaNre and Repore 02J2012013 Date of Properry View'tng: Date of Property Viewing: 02105/2013 Degree of properry viewing: Degree af property viewing: Q interior and E�neriar ❑E�erior Oaly X�Qid not personally view X�Interior and E�erior ❑EMerior Only ❑Did not personally view . . . Ff9tlllCtC U90Q AC!$tlflWNf.800.23�.872i YANY.ApWGb.GOm TMSlorm Coppiyh�C 20D5�2030 AC�Divmon o'I50 Gums Senn[CS.IM..All Rphls fllSfrvld �;"'^�: . n"' P�d W A (�''AR""}G¢t1Et�Put�R�#PA�RS00{d_�1005261'it10 ��:_, ,,��,,.�.:,,,-;,,,,.:;�,.�:,:,,�,�;..,,� S.W.Barrett Real Estate&Appraisal�ervicss � � USPAP ADDENDUM Fi�eNo. 13-0033 Borrower:Velma B GEBHARD Property Address:630 Devonshire Drive City: Carlisle County: Cumberland State: PA Zip Code: 17013-3604 Lender: Baric 8►Scherer Attorne At Law Reasonable Exposure Time My opinion of a reasonable exposure time for the subject property at the market value stated in this report is:90-180 Additional Certifications �I have performed NO services,as an appraiser or in any other capaciry,regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. �I HAVE performed services,as an appraiser or in another capacity,regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment.Those services are described in the comments below. Additional Comments APPRAISER: SUPERVISORY APPRAISER(only if required): � ` Signature: Signature: Steven W.Barrett,SRPA,SRA,ASA Name: Cassandra J.Crockett Name: Date Signed: 02120/2013 Date Signed: 0�02/2013 State Certification#: RL001348L State Certifica6on#: GA000298L or State License#: or State License#: or Other(describe): State#: State: PA 06/3012013 State: pA Expiration Date of Certification or License: Expiration Date of Certification or License: 06/30/2013 Su ervisory Appraiser inspection oi Subject Property: Effective Date of Appraisal:02I05/2013 [�Did Not ❑Exterior-only from street ❑Interior and Exterio� Pro7ucetl us�rg ACI wh�vart.800.23C.672'xtweauweE.tan usoao�inrt osilzok , ' ' . FLOORPLAN SKETCH Client: Baric 8 Scherer Attome s At Law File No.: 13-0033 Pro e Address:630 Devonshire Drive Case No.: Ci :Carlisle State:PA Zi :17013-3604 36' J IBath ! eedroom I ! Bedroom � � I j Gst. Gst.J LCIS� t. r Gst. ,°., � Mstr. N Bedroom � � Bedroom i Mstr. N� Bath 3 �. io� 2nd Floor � ��`o � � �� 36' • -.• �74, ,� : Kitchen �`--��—� . • � - _ - � . . ' - I ` -- .. :, .� i u5�� ` - -! Gara e_., ' .„v.' ,9. , ,., Sun Room � j �ving Room n ' � � _ .. . . � y t � � , , . " " � O`�'Y'Qp- . ,_ J ( -p� ' �/ /i . / / / 1� .`O;/�/. /O� � _ ///j�� fl �/ f'�� d.�J -� �.G �(�J- �l.�r._� _ SkNCh by Ape�Msdine"' Comments: AREA CALCULATIONS SUMMARY LIVING,AREA�BREAKDOWN . - . ' . . Siibtotals , �� p��q� NdtSize NetTotals Broaktlown` 3i.1►1 FirsC Floor 12Z4.0 12Z4.0 First Floor 1152.0 �Z g�gl� 1080.0 1080.0 48.0 z 2�.0 � �a� 576,0 576.0 Z,0 z 36.0 7Z.0 P7P Pos�ch 1��.0 Secam�d Floor Co�v�zad Patio 500.0 36.0 x 30.0 1090.0 Patio 72.0 316.0 Net LIYABLE Area (rounded) 2304 3 Items (rounded) 2304 I . SUBJECT PROPERTY PHOTO ADDENDUM � � �Client: �aric&Scherer Attorne s At Law File No.: 13-0033 � Pro e Address:630 Devonshire Drive Case No.: Ci :Carlisle State: PA Zi :17013-3604 , �•..� . . �-. � FRONT VIEW OF ��' �`'. SUBJECT PROPERTY ;{ ,�;�, � - R-... . �..� :. .:�: '� `` `; Appraised Date:February 5,2013 ,�. � Appraised Value:$195,000 .�:,{_" REAR VIEW OF � ; � ,_�*� �s �,_�.M _ SUBJECT PROPERTY l r �i 1 �� zcc�. i k� ��'�;„ ,f,�'� � --# �� x STREET SCENE x � � � .��-.. � ".r�� M._ � f..;� t��:r � . � � � . ..�f :�1' y,'�. � .t A �-. . .'`'_ ' j, - . ,k� •'`, 5�'�` . R.;.. {. �1�• 1 ��4 Y� , 1�I F. �-;�`. I��' ��:.� . � �i _ � • ��- '�� - � �- . � � � .�� _ ,s��r�,��\y ' � '`-, `*. �=� �;�,,. � .� `'��.�,�� 'Ar<b t ��I',I .. .. ...... „ . ' � ` �` 7 �� 1 r��C'�S J'�� f�r. . �. i . . . .�� p ��i f �,. � . � . � -� 4 y::i ��'�y. {A �� - � v r 1 ��. . �� '4 :�� __ _ ..',�,.� -�-v� :>...c. �- --�, . :,..- -- ' -.: - .. � � �..i .. . _ . ,.. � ��.t � � .. � - �� , _ - , � _ • . � . .. � � . . - � . ...... � � � . I ' i �:' .... �; ( ' .. L r. . . . �I . ..� •�1 � .I .�� .'. l .. ✓ . _ . ; r�,�� . �d'.•�: �,�`*r"�''+v,��1�� € . � .', qn�T � •"tt . . '�41��i L '� .. �J. � .� � �'��'� `�{ls. �"c t�-�`�'�`-� "x,K: .�" ��,,�ak�,��. s. � ..'i �..`Y`,��;�� `� ','G �"';q �'x�"-'�--s � � 4 �.�.. ��p '4"1�"3 Y(` ... � u ��Y'S fiS S1 4^ . t ��,,-,rt �n ''�,x�u t'�.gy!�i�.�� .� �. '�^ .. �, »,� Ix�o �x�"'^cr�.':wi"' �"u� � u.� „�f� '; . w �- ��- �`",v'`�„'.�='�"'....+�-�.... - , �°�^ _--- _ --, �:_ -__ -~ �.::i--�_- _ I t � _. I . I i H�_� ��b .. .. . . . . ' _ 1. - - � "�w'% " '.�� . - .. .- . . . .Y�y,k '�,�.ry.�".� 1�.�4._.+.."=.�1tif:_�_a.:�l�._\<.��:�.' � ,.. . . � - , � '�d'Y�yl�, � I 1" ' �� y�, . M�y�\a:{4��!�{;�r¢.� ' �1 - - . .fy:, ir�lri�� .fA'� jy�.�6� � � � C i �t." _ . _• �. a. � ..,� � �.,,.:.� } A ... ,� a g�=.� = _ . � � , _ _ �.- �i�"'°"`".`"`� _-..a ��.�, -.., �-.�.�t..�,.,& , .K ��; '3'��-`�s� � `i.^Y,�.. �,,,"'�#��'�'""F,'�4'," �— r=;""a�___�' y,, . ��_ i�., ,� .;:z :Yr � ��..� ,�t -: ��., i [s�'.�b �=`_ �.- _ � � ��` ...�'.�1�y.,,!`h,.c" �.r��"°v,� ... ,�:c -� f�. .ru N- ��_i,� roy.R'.i��-�`i �� " �F" . . � y --r 1Si . � .,A..� ''�`A, � .. '��' ,r U.. '"'t7- ��=. _ . ��_ � . .LL �,�..� ..�'� ' ., . < .� . - . . = �.}..,.�`x'`SS,'r',tsi l'7ts � ! 'm+"q'.;`�9�•r�. ��"�� r - � .�. , r , _ ,�..t-�:. . -. J . . . . .n..s,�cc��-r�S Y� y�♦ , • 3 .- �.r>* ! �T' _ --�. . �a'�C't 1`�e� � .L,r.f�y• ♦:�t :^� .-' +�rt. T�Y 1 � 't� e�� r'' ��' Y�. `1' �,I_.P.' ��i� _.t.L.�ti�iL'.J�t..��5i�^ICS�-%--,� .C� _ � r Client: Baric 8 Scherer Attorne s At Law File NO.: 13-0033 " Pro e Address:630 Devonshire Drive Case No.: Cit :Carlisle State;PA Zi :17013-3604 ;:;.:_..��..:--� -�"' -,• V �y=' ' 4'�kt'�`�� b '},�°_. -Y •,s�:, . ''-� •.��.1 �: i 'l: j..: _ sa^:, � 'R.'�. } .-i�.. opposite street view � Protlucec usina AC!sohwue.BOC.274.8721 wr�n•.aaweb.com PHTS 10182010 . COMPARABLE PROPERTY PHOTO ADDENDUM • 1 Client: $aric 8 Scherer Attorne s At Law File No.: 13-0033 � Pr0 e Address:630 Devonshire Drive CBSe No.: Ci :Carlisle State: PA Zi :17013-3604 4K�� _ . .. '" _ ��t:_��.., 4 .n� f � -� �� F;� - COMPARABLE SALE#1 �,�� . � - y°i3 :.� t " ra 'V. jy AE�:a ��;_ -�� * 623 Devonshire Drive � p , .,,, . :. =�t; ` � z.. - .,- ,,_._. k .-�, Carlisle,Pa 17013 ��f r ��,r3 � .."� Sale Date:1112012 Sale Price:$195,000 _ .��: �;� �� :..� :� :�- ..._:a_.,.�?'"� �.��.3"c ..y. .. � . J .. . . .. � . .. _ _ F� , ..�{ . .._.t., t : :�4-?t :� COMPARABLE SALE#2 1008 Acre Drive Carlisle,Pa 17013 Sale Date:3/2012 Sale Price:$214,900 .y,..,,�,,-�a, sf c- '"'L" r;'".d ir�;^_� t,,; }, t� �� t ! . �� `.;r . �' COMPARABLE SALE#3 ��: ' I rr' � - `�y C= -i �`�_. .. ��=. .4:-- 336 Garland Drive � Carlisle,Pa 17013 �" � Sale Date:71�012 Sale Price:$247,500 ��.> " �� .,� . _ �.�� '� ._.:� .\ A' . '� 1 rp ' . ._�f;r , ��1�� 1, .__ ��`� . � Y* �� ...`•. K �f _y,�.�r;4' r f . ' Y �F r, . ..x. � �_��" s _it:�� 's� -i� � Y =. r, � h^�f �� F '�' ~��.F,:�� .;� �s s,^ t fi i � . �-� I �\ ..� , ��.. =! . i'� .l ,� ��. �;�.�, ��i .. . .T'�'� \ ; - �..�-. � t; � �E a i� �' kr,.�'°'s`rf�"'rtr-'� - . �\ �-y,' ° ► � � � i `t, x- \' ,�� t � ;�F .�r�4" � Rr jt� e �3 i�; V �. t,� ��Y�� ' - -- . � �.� ; �.. . -�:T i'�pi � �. '� �� ' .' � . ......�°' . . .e' . . , . e. �a;� ::.�,-�=_ �` � . � a�t��,`, " '�I �` �s�.?�-t �.�:4�q , : : __ �. 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'_:.. . , . ... . {�.{.' _ ��.. � :i.,..,�. �-�-.g _ '�., ' s� '� .r' � - '� i ,� F'v � ; ° _, �` Z,� . ; `0 ;�j.� .,'k i:. �'�o. ., � � i . _i.� ��•4 . . . . _ - ��$ '�� 3� � ' - �'� � - � i s� rtli�z•� it� � . - � , ��.°� � . . . � . �� +FS.�` _ � S�Ir �. �� ' � �� 3 i�t f i .-- y': i +�t t. } 't ��1�_. - '�� ' �[ Fr . �� .kr.,��,� � ev.s,." .w�. ':si�.�. ��i .z..u. ' • LOCATION MAP Client: Baric 8 Scherer Attorne s At Law File No.: 13-0033 Rro e Address:630 Devonshire Drive Case No.: Ci :Carlisle State: PA Zi :17073-3604 = w- Q 44'a1RUt.Ln � •. C C a��h�:.� � " � � � a _ `_Wai�nut St _ �' -a � �a��t5� ` = =� -. - c�: _ � \ � � ct��N^C,rc`f. ,�ro W,Baltimore r . ._: �- � -- � _.,-.. --_ . � �yc3yer CL � � - _ (Q � N L -- _ Q. .. �� .�, � � ' , �' _ �,.. O , ' {/7 .. . � � � .-Rt��f�i � � � ;- .._:4Vd3�31A�Gh(� 'y�'_,.• . 1`� g � rarn /►'qr_ . O �n � d _ = � Winding ln.," : .. � � �l,��QeZ i f, , f . �' pd ° : � , ' t7 Comparable Sale 1 `'' . _;� ,; Q�, , c 623 Devonshire Dr � �:,� �� p S � Garlisle,PA 17013 � �` � � '-< s (0.06 mifes NNE) ; ____ � : �'; �� o_ Subject � _ , -.��-�- - _ _ _-_ �9T �a 630 Devonshire Dr d . \,�� ' j� �, ., �, Carlisle,PA 17013 . ,.,��a 7fzprc�watd�'ark ;`," �cn -s. --- ` ""� vi � _St,�a�prd'�r R � � . , I; • :R l�e��dA � - ..--..�-� ��,�`� ,- o --.. ••'�- -_::. - r =.-�-.,-�«� .��.�''"'"'� _, � _ ,..��,�.�.. -= -- � r�45� �. ��;�.+. �� -� :: =-- 'a,•---�-_,,.�< �' , • --��-'°r-'`"="F""�",�' � �, �_.��.--.,.r - -- ,��. . -,--.. ,,....�,_=_ -� :i_ _ � � - __ __- �=`-�-�. � _ --=�arJartcl.:br_. --.- �,��r`-.` ood- � -,�.- � �o'�S+W `��, `` '1� w� ..,-�.. ±+� �V�� - Comparable Sale 3 -�-..-� � . ,Q Gar.l�n� _ - 336 Garland Rr � -� br.__: - Carlisle,PA 17013 �� __._._. . , vt r , _ _ (0:42 miles SSEa _ � � _ . Comparable Sale 2 ',�i �� . ---1.rnn:Qr.4 - .._ 1008 Acre Dr i A�� ; , �, - Carlisle,PA 17013 � ;'� {0,45 miles SSE) ,�� d y► � - - p a � -� _Schac�lf , - ' ; , ;, � � _ __ 8iddle:Dr. _ ; � _ � � _. o i: � Acre Dr-_'I'_ �•. _ . ' ; c ;, : - _ __': _ - - - p . -- • ___ -- - �: -. � �n -—- A � � .: � 4- ' �� " � �� p O . _.. �� ' - " � � � -$osl�r`Dc_ . - .� � a _.. . ,r a �Stra�,be- o � rry_a � , - _ .-, , _ . ce , _ . �°rE�st�� . _ .. _ --- Sxr,,y � ,_ �odd=�� .. " .5•. ;,.F � 'y� e..-a E t� e, ��r� � . . - ,� '�� . � �� ..:39�.)t1r�.l��t �'r'tll� .J .��.l:��i:(.,,io�� 'vl�y�.(:..t.111 .. - .. ' , . .'s �.3 i TIII�E -�ar..11 ML('YiISi'i.l5 .- ._��. . . .. .. .,� , Client: Baric 8 Scherer,Attome s At Law File No.: 13-0033 Pro e Address:630 Devonshire Drive Case No.: Ci :Carlisle State: PA Zi :17013-3604 .a rP c� a•� _ ,� �g m � cJ�� _ - "�4tr m �-' Y� � — - C� � in � +4 Sr._ � s� R 'v!7q�- '� U IR Av�e t`°a ° d (,�'� c�� St . 10 M � o Grr-p - _:� a � v`r � �' - ,`� � � � � -K c a - � v ' � i� E _ �r,c, 59rie Hwy�dy o ick�� 9 r i' r � � ��g� cT-•VJ — M m � M�.� p - , . _ � C"v�7.� ` . ,C _ �� E � �� Mf Pon�F t � N � t � W Cb ,o — _ W Sr Aoe E . F. ,y r� tn 9� ' ,� : c�r p � d ti'an�m� F. Mu►Ava�,�� uVcodnaro Qr ' -- € L - wa o st '.` �U�3i�Ct . � � C�� sr r , �. � 630 Devonshire Qrive � � �`z, .� . -:�., w � Carlisle, PA 17013-3604 .- �. ..`�� „=.'.� , �� ; ., � _ o � �, � _ :r �►� $ � � �� _ _ � � �� ` � �` � . � .a � ., � nF _ , � .. .: ti�� :: °1ar .,. ,_ , - . : , °- :. ad C1�. � .. . _ '�?S �ps a ` ;�� ,� p, � � � - . � = v��'- �� bq,@ r� N �i. '� Scdoalfep o� �soo C� � 8id�eQ�` :� � � _ = � { 4� � � _ t7 y �� ;�4�. ��4 ,, � a �� U __ _ a� -� dr Tadd Eid � � �� __ — tral�r0 � � ofr(� W ODnybR1'ok qy 6 Tunh�d9e� � � eerw�aK Ct � 4t + � �n�tee p .t� : +Not�,C � ,__ a �� Flood Information FloodMap Legend Gamntunity:�425382-CARLISLE,BOROUGH OF FIOOd Zones Prr,�er#y is no�in a FEh9A specia{ffood t►3zarri araa. Pvtap Number 42�d1CO22�3E M�p Date:0311GrlC�09 Are�ss tovmde�ed�y�year flooaing RaneC 0229E FIPS:42041 Areas atlsfde of ttte 100-atM 500-ymar 14�dp:a.rss Zor7B:X "'"� Anas F�Oaiod by 10�YOar�ooding fwas 6ane0atad Dy tCi�yoer Aoodfng vri1R vctaslly heza�d � Floomvey arees r.r:iltn:r Fr.�nr:sm�rlr�FIo�O Ha2artl Cefpf{�tian(TFHC)nor Awl myke 9ny repre5en[auo�ts or warrant�s w any pbrty corECeming tne contenG accurscy o� F1�o4way eroas�h volocdY haza�d comptetensss of this ffoo�report,InsJ��ding any tiverrantr of inercrientabili!y ar I !'i.ness f<�r a patticut;�r purpose.Ncilh.�r TFHC nar kCl�wr tf�e�Ilrr o�[hE: qtp�S 00 Wtd018tlltlttatl b:�pasi�b P�OO�n0i��a= floo�ra�,urt she11 h&ve eny NabIIMy tu any thi�d perty for sny ube or misuse of ` ��'�� a thi:flo:,�repon. i on l�bSisht�d FIRM � . y ' �ile Na.13-Od33 ***"`*******QUALIFICATIONS*�"'****** The fallowing checke�d items are SPECIFIC SPECIAL CONDlTIONS that were identified by this appraiser during the inspection of the subject property,the comparables sales,and their neighborhaods and locations. Unless athervvise nated,the conditions that apply to the subjec#property or the camparabie saies u�ed Dt)Ni�T AFFECT THE MARKET VALUE t1R THE FUTURE MARKETABtLITY�F THf SUBJECT PROPERfiY BE1NG APPRAISED. 'fhis is na#a hame insp�ction�enrice. This is art appraisal to estimate market value. 1. The sup�ect is located in a rura!area and is less than 25%6uilt-up. x 2. CommerclalAndustrial uses are focated within the subject`s neighborhoad. These uses are typicaf of similar ne�ighborhoods. _x 3. Vacant and undeveioped land uses are lacated within#he subject's neighbofiaod. These usas are typicai for the area. 4. The predaminant value i�the neighbarhaod is less than that of the market value af the subject property. T6is is due ta the very wide range af value of properties in the area and superior quality of the subject property. 5. The subject property is located in a F.E.M.A.identified Flood Zane. Fload insurance coverage is required and suggested. 6. Dampness is noted in the ba�semeat of#he sub,jec#. Standing or running wrater w�as not present on basement floor. This candition is considered typfcal in dwelfing�of this style. 7. The subjeat property is serviced by private well and/ar sep#ic systems which is common far the area. x�8. Yiie subject is older than flve(Sj years. Att mechanical systems inciuding the hsaking,electrica�t and pluntbin� systems appear upon a visual e�ctecior inspection to be in warking arcier. Na waRan#�es rare Impl'ted in th#s statemen� _x 9. Repair items�re noted in the comments sect�on of the report. 1"hese commer�ts on repair items are far descriptive puspo,ses only�nd are not required repairs. The items listed are cosmetic in nature. 10. The basement floor is a dirt floar. This condition is common and typical for the area.and does not pose a health or safety hazard. �11. The subject property doe�s cantain functional ol�ale�acence as nated in#he report. Thls canditian is conside�red t�ic�l and car»morc for the area and this styl+�dwelling. x 12. The lanti vatue exceeds 3Q%of totai value due to the high demand for vacant land in this neighborhood. Tl�is canditian is considered cammon and typical for the neighborhood. ,15. 7he iand value exceeds 30�0 of totat value. This is due ta the iarge size of the site. Th�s canditiar�is cansidered to be#ypicat and common. 14. Individual adjustmer3ts were required that exceed 15°k. These adjustmer�tsc were required due tQ lack of more similar comparables on that individuat rating, AI!compatables used a�e the best available. 15. Total adjustments excesd 25°Yo. This is due to the laak af comparable s�afes that were more simiia�in the subject's market area. All comparabies used are the bes#av�ilabfe. x 16. One or more comparable sales are atder than six(6}manths. Atthough thore are camparabl�prc►perti�s in the5 subject's area,none have said recently; therefare,saies in excess of six{6�months have to be used. At!camparables used are the t�t available. �'!7. One or more comparablss used were in excess of one(1j mile fram the subject property. Although there are camparable properties in the immediate area,nane have soid recently. Therefore,it was necessary to use comparabie sales outside of the immedia#e area. Ali comparabies used are located in similar neighborhaads and within the�ame marketing area. All comparables used are the best ava`rlable. : _1$. The eiectricat system was not connec#ed during insp��tlar�. �19. The water service was not connected during inspection. ' _„_20. The heating system was shut down during inspection. �21. Roofing Plumbing ElectricaE Heating certif�cation(s}islare suggested. �Z2. Inground swimming pooi ,aut buildings are inctuded ,nat included accarding to lender"s guidelines. _,,_23. According ta lender's guidelines a maximum of acres were cansidered for this vaivation. Remaining acreage was given no vaiue. • File No.13-0033 ****k****QUALIFICATIONS*******"* I _24. The subject property is located on a private road. 25. Wood infestation inspection is suggested. 26. Last recorded deed transfer: Date_N/A ,Consideration:$_N/A _27. Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like manner. 28. Seller is paying part or all of closing costs. _ . x_29. All comparabie sales are verified closed sales. x_30. There are no speciai conditions or other requirements that would affect market value or future marketability in the Appraisal Report. _31. AMC fee was required in order to accept this appraisal request. I I ( ( ( � � � . # Fife No.13-0033 ****'�****QUALIFICATIONS*'"�*�'***** i Confidentiality and Security Palicy We consider privacy to be fundamen�af to our relationship with clients. We are commi#ted#o maintaini�g the con�dentiality,integ�ity and sct+curity of clients'personal informat�on. lnternai policies have been develaped to protect this confidentiality,while aiiowing client needs to be served. We restrict access tc persanal�nformatian to autharized individuals wha need ta know#his information to comply wi#h federal standards to pro#ect your nonpublic personal informa#ion. We do not disclose this information about yau or any former consumers ar customers ta anyane,except as permitted by law. The law permits us ta share this information with aur affiliates. The law also permits us to share this informatian with companies that perform marketing. When we share nonpubtic information referred to abave,the irtformation is made availabie for limited purposes and under controtled circumstances. We require third pa�#ies ta camply with our standards for security and cor�fientiality. We da not permit use of consumer/customer infarmation for any other purpose nor da we permit third parties tn rent, sell,trade ar c#hetwise release ar disclose infcrmation#o any other party. Education : As of the date of#his report,i and/ar Steven W.Barrett,SRPA,SRA,ASA have aompleteti the requirements under the continuing education program af the Appraisal insti#ute and the American 8ociety af Appraisers. k � . . � �^""„-, � .. � OOKE � _._� .._....�.Y ,....._..__..__.�.�..,�.�._..�.�.__.._.�...._...�_.�.._..� REALTOR. �wswowta � � .._,_.r......... � ECKMAN 977 Walnut Bottom Road • Carlisle, PA 17015 � ,.,�..�... LLw�� _:��,�..y.�.�._i.� x _. R E A LT O R S��a _�.�.� ��- - —• -- � __� 'n2�•�44 Phone: 71?-249-1844 Fax: ?1?-249-1822 David W. Hooke 977 Walnut Bottom Rd Carlisle,PA. 17015 June 1,2013 Attorney Dave Baric Baric Scherer, LLC 19 W. South St. Carlisle, PA. 17013 Dear Attorney Baric: Per your request, I've completed a market analysis on 630 Devonshire Dr. Carlisle, PA. 17013. I've enclosed a summary of comparable sales and notes pertaining to each property. The subject property is in an excellent location, with a functional2 story floor plan,and a usable flat rear yard. Although it is fairly well maintained, it is also very dated, and in need of cosmetic updates throughout. The comparable sales are all located in the Mooreland area and are similar in size and stature to the subject property. The condition and features of each property vary. The respective sales prices(after any seller assistance is factored in) are: $189,000.00, $205,000.00, $217,000.00,and$242,000.00. I have been inside three of the four comparables, and our brokerage was involved in two of the transactions. In summary, the lowest priced comparable (623 Devonshire Dr.) did not have a private master bath and had no central air. The property on Hillside also had a functional issue (sale price of$205,000). The Wilson St. comparable was in relatively good/charming condition, and had a finished basement; although it is smaller than the subject. Lastly, although the Belvedere St. property is on a busier road, it is larger than the subject, and less `dated' cosmetically. In summary,based on my review of each of the comparable sales, it is my opinion that the value of the subject property is higher than comparable 1 ($189,000),higher than comparable 2 ($205,000), similar to or possibly slightly higher than comparable 3 ($217,000), and lower than comparable 4 ($242,000). It is my opinion that the range of value of the subject property is between$215,000.00 and $230,000.00, depending on variables such as: clean up/touch up, current interest rates/market conditions as they EXHIBIT "C" . Attorney Dave Baric June 1,2013 Page 2 relate to `time of year'. It would be my recommendation that a fair and reasonable listing price be $229,900 - $239,900, depending on the motivation of the owner. It is important to note that there axe currently two other properties for sale on Devonshire Dr. 627 Devonshire is a ranch home with 2430 sq. ft. (larger)and .63 Acre (larger). It is listed at$299,900 and has been on the market for 226 days. 613 Devonshire is a Cape Cod home with 2557 sq.ft. (larger)and .35 of an acre(similar). It is listed at$279,900 and has been on the market 188 days. Lastly, 620 Devonshire sold in 2011 and was 2704 sq/ft(much larger)with various updates including a kitchen with granite countertops and stainless steel appliances. This property sold for $252,500.00. The market history, list and sold prices of these three properties further solidify my abovementioned opinions in the value and suggested list price of the subject property. This is not an appraisal and should not be presented as one. It is to be represented as a comparative market analysis for the purposes of giving direction on value and potential listing price for 630 Devonshire Dr. Carlisle, PA. 17013. Please don't hesitate to contact me with any questions or concerns. Sincerely, David W. Hooke Realtor/Partner i . ' �;�siii ��" � '"t��'rv' �-.� X'�t� � � a 4, � , ,, �,_ . � �. ,, ,,:�: �. 4�ro, :ert �atu:es�.. :;��onr� �i, 1 ' :;Cbm.��a�a'�e °� tA .o�,ry,- �r�.b,: �; , r � ,w��r � �� , p y<�e �r ,p �a'�� p b �C pa a le ,�on�pa�a'fble� ,, _ . . . � �,. �, � � . . . . . � . : � � .. , , ._.. _. . �. ... -. . „ _,_:� . , ...: .. :� ,: � ..,_� ,. ..,._ _, ..� . , . Status Soid Sold Sold Sold Address 623 DevonshirE Drive 1001 Iiilside Drive 380 Wilson�treet 6Z4 BeNedere St Status Date 11/13/2012 5/25/2011 4/9/2012 8/15/2012 #Bedrooms 4 4 4 4 #of Fuit Baths 1 2 2 2 #of Half Baths 2 2 0 1 ' Square Feet Above Grade 2,391 2,434 1,741 2,438 Finishd�Sq�Ft 8elow Grade 50.0 Acres 0.3400 0.4400 0.4900 0.3800 List Price $219,900 $239;900 $225,000 $259,000 Sold Price $195,000 $215,000 $217,000 $246,000 Selle�r Help Clasing Cos# 6,000.00 10,000:00 0.00 4,000.00 Days On M LS 56 228 168 14 Dis claim e r �formation provided is deemed reliable but not guararrteed. / / �� ,�/�j �j' y 'r - � ��l:�'s�/!/�h'6'� 'r�� ✓�'. _.I��,� '��/�'�/I'I'�r J''� / �S/�� i'�`��'�__� t°f�ti/7.G' � ll�,� , ' 7��. d % L,rv 1ivH� -- �/� ��"� �'+J�+�� ' ti.Y�.�t hi�� °�� '��'�� . �'„��hv� _ / , � (.�f'I/�i'�., i.�f'1'l�' _ - �i1`�h n. C�S�`�� _ J,=�{'j,��-+�` .►a`�rti'd . � lil/'I i`7J?. !�s r� � �,� .G�.�,u� - � L'. G�-►�� . � � � - �C�'_ • -- ��r�� t�-i G�.,-�,t' '(�"^`�� _ �'�, � . -�� .��,� �� -��l- c.�-,�. ��. - ��;`�� . /,� � S- � - s��.� zs� ;� ._ �9d��,�' �� a�� r�� s�� - � / ,��, sU��). � �� ' �v� � `� � �. ' �z �� I�,. �v�1�cbl�� ` C��. ��-� ��i� ��=' �,�. :� �Q��'�,d„a� s�.,w�.. � ��. G�i ,� �.�J. - � � .(,��. s�•�� .. ��-��.�.1 �- ^ � �� C"��G1�I f 5G0� �� "�✓►� ��c,�'� " 2✓t l� �u 1�h�,�1-�_ —W-n��hn -V�^ _. 5��'�! _1�U4� � . � �ds�� r � � � _ 5� � -3�� _ 5_ � � � _ � , , . � � �� d � - r.��,� ��- �,��, � � � � �,�,� �f� _ ��,� � . . �`��y,��. ��y I�. ��v�s,��.r�. ��5-�� ,.�f ��— � � �, � (s N,� �lls,�v� ..�� ,��s,�. -/��E ��'��j�- GII� �� '" E�1.�/1��?, i��c��:.?��- f� �/��• ��y'1�yY� 06/18/2013 TUE 15: 26 FAX 7172491822 Hooke, Hooke & Eckman �J001/001 . , ��- � �� "- ��''p�''�' ��,.�.�..�;,� '��, � � . .�.A��,.��,.�� <T:.'i+C. NEALTOR• ��wwurxw .��..�.,f� .�� ; s , 97? Walr�ut B�t��n Rc»d C�rlisli, PA 17015 REA�TOF'. Si.i.r. '. . 7n249•1E8.44..,..:'�' P17c�n�: 717-24�-I844 F��: 7I?•249'1�2z � �� ....�•� David W.Hooke 977 Walnut Bottom Rd Ca�•lisle,PA. 1701 S June 17,2013 Attorney Dave Baric I3aric Scher�r LLC. 19 W. South St. Carlisle, PA. 17013 Dear Attorney Baric: Upon request, Hooke,Hooke&Eckman Realtors LLC.,wili provide a Standard PAR listing contract and associated documents fo�•the purposes of listing 630 Devonshire Dr. : CarIisle, PA. 170I3. The terms of the listing agreement would be a listing price to be agreed upon by the owner and myself;that may be in the range of value of$215,000-$230,000(as referenced in the market analysis letter}. The Listing Agreement shall be for a period of 6 months, and at a commission rate of 6%. We look forward to the opportunity to work on the sale of this property. Sincerely, r� _.....__._ _,y�,`�, ,,~� � , David'1�V. Hoo .e �� Realtor/Par-tner r , � ' . � EXHIBIT "D"