HomeMy WebLinkAbout01-1413
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K, MRLJAK,
Plaintiff
v.
NO. 0/- /If/J
CuC~
MARY S. DUPONT,
Defendant
CIVIL ACTION - LAW
DIVORCE
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defe against the
claims set forth in the following pages, you must take prompt
action. You are warned that if you fail to do so, the case may
proceed without you and a decree of divorce or ann lment may be
entered against you by the court. A judgment may al 0 be entered
against you for any other claim or relief requested i these papers
by the Plaintiff. You may lose money or property or other rights
important to you, including custody or visitation of ur children.
When the ground for divorce is indignities or
breakdown of the marriage, you may request marriage c
list of marriage counselors is available in the 0
Prothonotary at the Cumberland County Courthous
Pennsylvania.
rretrievable
unseling. A
fice of the
Carlisle,
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
COUNSEL FEES OR EXPENSES BEFORE THE FINAL DECREE F DIVORCE OR
ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONC. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR ELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET L~GAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP ffiLL, PA 17011
(717) 737-0100
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737-0100
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K, MRLJAK,
Plaintiff
v.
NO. ~JJ-/'IL3 &;J ~I
MARY S. DUPONT,
Defendant
CIVIL ACTION - LAW
DIVORCE
COMPLAINT
AND NOW, this S-.F, day of ('fY\ c\ C J\, 20 1, comes the
plaintiff, JOSEPH K, MRLJAK, by his attorney, DIAN G. RADCLIFF,
ESQUIRE, and files this Complaint in Divorce of which the following
is a statement:
COUNT I: DIVORCE
1. The Plaintiff is JOSEPH K, MRLJAK, an adu t individual
residing at 3825 Vine Street, Camp Hill, PA.
2. The Defendant is MARY S. DUPONT, an adult indiv dual residing
at 115 Redwood Street, Harrisburg, Dauphin
3.
Plaintiff and/or Defendant have been bona
residents of
the Commonwealth for at least six (6) months p vious to the
filing of this Complaint.
4. Plaintiff and Defendant were married on Janua y 1, 1979 at
Harrisburg, Dauphin County, PA.
5. There was a prior action in divorce filed by Defendant in
Dauphin County pennsylvania on Janaury 14, 1992 and docketed
to number 166 S 1992, which action has been te inated to to
lack of action in that case,
6. Plaintiff has been advised of the availability f counseling
and the right to request that the Court require he parties to
- 2 -
participate in counseling.
7. The Defendant is not a member of the Armed Se vices of the
United States or any of its Allies.
8. The Plaintiff avers that the grounds on which he action is
based are:
a. That the marriage is irretrievably broken;
Or in the alternative,
b. That the parties are now living and have I ved separate
and apart for at least two (2) years
nd that the
marriage is irretrievably broken.
The Plaintiff is
concurrently herewith submitting an Affid vit alleging
that the parties
WHEREFORE, Plaintiff requests this Honorable Cou t to enter a
decree in divorce, divorcing the Plaintiff and Defen ant.
COUNT II: EOUITABLE DISTRIBUTION
9. Paragraphs 1 through 8 are incorporated by refere ce hereto as
fully as though the same were set forth at leng
debts, both
10. Plaintiff and Defendant have acquired property a
real and personal, during their marriage from Ja uary 1, 1979
until September 30, 1991, the date of separation, all of which
are "marital property" or "marital debts".
11. Plaintiff and/or Defendant have acquired, p ior to the
marriage or subsequent thereto, "non-marital pr perty" which
has increased in value since the date of ma riage and/or
subsequent to its acquisition during the mar iage, which
increase in value is "marital property".
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737-0100
- 3 -
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 17011
(717) 737-0100
12. Plaintiff and Defendant have been unable to a~ ree as to an
I
equitable division of said property and debts a, of the date
of the filing of this Complaint.
I
WHEREFORE, Plaintiff requests this Honorab1e Court to
equitably divide all marital property and debts of t"e parties.
COUNT III' ALIMONY PENDENTE LITE ALIMO~
13. Paragraphs 1 through 12 are incorporated by ref~rence hereto
as fully as though the same were set forth at I ngth.
14. Plaintiff lacks sufficient property to pro,ide for his
reasonable means and is unable to support hi self through
appropriate employment.
15. Plaintiff requires reasonable support to adequa ely maintain
himself in accordance with the standard of livin" established
during the marriage.
WHEREFORE, Plaintiff requests this Honorable Cou t to enter an
award of alimony pendente lite until final hearing nd hereafter
enter an award of alimony permanently thereafter.
COUNT IV: COUNSEL FEES
16. Paragraphs 1 through 15 are incorporated by ref rence hereto
as fully as though the same were set forth at I ngth.
17. Plaintiff has employed Diane G. Radcliff, Esquir:, as counsel
but is unable to pay the necessary and reasonab e attorney's
fees for said counsel.
18. The Plaintiff is in need of hiring various expert to appraise
-4 -
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA l70ll
(717) 737.0100
the parties' marital assets and does not have the funds to pay
the necessary and reasonable fees,
WHEREFORE, Plaintiff requests this Honorable
to enter an
,
award of interim counsel fees, costs and expenses and !to order such
additional sums hereafter as may be deemed n cessary and
appropriate and at final hearing to further award su h additional
counsel fees, costs and expenses as are deemed
ecessary and
appropriate.
Respectfully subm tted,
IFF
dIe Road
, PA 170
Court ID
Phone: (717) 737
Fax: (717) 975-06
E UIRE
1
32112
0100
7
- 5 -
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737-0100
VERIFICATION
JOSEPH K, MRLJAK verifies that the statements made in this
Complaint are true and correct, JOSEPH K, MRLJAK undl rstands that
I
false statements herein are made subject to the pe~alties of 18
Pa,C.S. Section 4904, relating to unsworn fals'fication to
authorities.
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DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737-0100
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K, MRLJAK,
Plaintiff
NO. 0/- /AI /.J eLd c I~
CIVIL ACTION - LAW
DIVORCE
v.
MARY S. DUPONT,
Defendant
IF YOU WISH TO DENY ANY OF THE STATEMENTS SET
AFFIDAVIT, YOU MUST FILE A COUNTER-AFFIDAVIT
AFTER THIS AFFIDAVIT HAS BEEN SERVED ON YOU OR
BE ADMITTED.
THIS
TWENTY DAYS
WILL
AFFIDAVIT UNDER SECTION 3301 d OF THE DIVOR E CODE
have continued to live separate and apart for
least two years.
2. The marriage is irretrievably broken.
periOd of at
1. The parties to this action separated on Septembe 30, 1998 and
3 , I understand that I may lose rights concer ing alimony,
division of property, lawyer's fees or expense if I do not
claim them before a divorce is granted.
I verify that the statements made in this affi vit are true
and correct.
I understand that false statements he ein are made
subject to the penalties of 18 Pa.C.S. Section 490 relating to
unsworn falsifications to authorities.
Date:
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JOSEPH K. MRLJAK,
Plaintiff/Petitioner
IN THE COURT OF COMMON PL S OF
CUMBERLAND COUNTY, PENNS L VANIA
VS.
CIVIL ACTION - DIVORCE
MARY S, DUPONT,
DefendantlRespondent
NO. 01-1413 CIVIL TERM
IN DIVORCE
DR# 30516
Pacses# 788103152
ORDER OF COURT
AND NOW, this 20'" day of March, 2001, upon consideration of the attached Petiti for Alimony
Pendente Lite andlor counsel fees, it is hereby directed that the parties and their respective co nsel appear
before R.J, Shaddav on Avril n. 1001 at 9:00 A.M. for a conference, at 13 N. Hanover St., arlisle, PA
17013, after which the conference officer may recommend that an Order for Alimony Pende e Lite be
entered,
YOU are further ordered to bring to the conference:
(I) a true copy ofyonr most recent Federal Income Tax Return, including W-2's a filed
(2) your pay stubs for the preceding six (6) months
(3) the Income and Expense Statement attached to this order, completed as require by Rule
1910.11<&:J
(4) verification of child care expenses
(5) proof of medical coverage which you may have, or may have available to you
IF you fail to appear for the conference or bring the required documents, the Court may issue a
warrant for your arrest.
BY THE COURT,
George E. Hoffer, President Judge
Mail copies on
3-20-01 to:
Petitioner
< Respondent
Diane Radcliff, Esquire
Date of Order: March 20, 200 I
YOU HAVE THE RIGHT TO A LAWYER, WHO MAY ATTEND THE CONFER NCE AND
REPRESENT YOU, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFOR ONE, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE OU MAY GET
LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIA nON
2 LIBERTY AVE,
CARLISLE, PENNSYLVANIA 17013
(717) 249-3166
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-----
DIANE G. RADCLIFF
3448 TRINDlE ROAD
CAMP Hill, PA 17011
(717) 737-0100
,.
YOUR HAVE THE RIGHT TO A LAWYER, WHO MAY ATTEND TH
REPRESENT YOU. IF YOU DO NOT HAVE A LAWYER OR C
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FI
MAY GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
CONFERENCE AND
OT AFFORD ONE,
D OUT WHERE YOU
The Court of Common Pleas of cumberland Coun y is required by
law to comply with the Americans with Disabilities Act of 1990_ For
information about accessible facilities and reasonable
accommodations available to disabled individual having business
before the court, please contact our office. All rrangements must
be made at least 72 hours prior to any hearing 0 business before
the court. You must attend the scheduled confer nce or hearing,
BY OR FOR THE COD
- 2 -
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 17011
(7171737-0100
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K. MRLJAK,
Plaintiff
v
NO, (')- 1'-//3 C'<<~
CIVIL ACTION - LA
IN DIVORCE
MARY S, DUPONT,
Defendant
-~
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TO THE HONORABLE, THE JUDGES OF SAID COURT:
C(:iii,
,'. -day of March, 2001, com s the Petitioner,
AND NOW, this
moves
this Honporable Court
to schedule
Joseph K. Mrljak, by his Attorney, Diane G. Radc iff, Esquire, and
conf erence on
Petitioner's claim for alimony pendente lite and interim costs and
expe4nsesw and assigns the following reasons th refor:
1. The Petitioner, JOSEPH K, MRLJAK, is an adult individual
residing at 3825 Vine Street, Camp Hill, P nnsylvania.
2, The Respondent, MARY S, DUPONT, is an adult individual
residing at 115 Redwood Street, Harrisburg, Pennsylvania.
3, The Petitioner and Respondent were married n January 1, 1979,
at Harrisburg, Pennsylvania and separate on September 30,
1991.
Petitioner.
4, The Respondent has not sufficiently provi ed support for thE
5, The Petitioner is not on a financial par ith the Respondent
in prosecuting and/or defending this Di orce action and i,
unable to support himself in accordance ith the standard 0
living established during the
anticipated reasonable attorney's fees a d costs incurred 0
and to pay hi
- 3 -
DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(7171737-0100
to be incurred in the within divorce action.
6.
The within action was
of a Divorce
Complaint by the Petitioner on
7. This petition represents the Petitioner's c aims for Alimony
Pendente Lite, Interim Counsel Fees and Cos s,
8, A background information sheet pertaining to these claims has
or will be filed with The Domestic ReI tions Office as
required by Local Rules of Court,
9. The amount asked by the Petitioner for Alim ny Pendente Lite
is the maximum amount provided for under th guidelines,
10. The amount of Interim Counsel Fees and Cost requested by the
Petitioner is $3,000,00,
WHEREFORE, Petitioner prays that the Court enter an Order:
1, Requiring the Respondent to pay the P titioner Alimony
Pendente Lite in the maximum amount provide for by law under
the state support guidelines;
2, Requiring the Respondent to provide medic 1 support for the
Petitioner;
3. Requiring the Respondent to pay a reasona Ie amount towards
the Petitioner's Interim Counsel Fees and osts,
\
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F
Ie Roa
Camp Hill PA 1
ourt ID
Phone: (717) 737
Fax: (717) 975-0
Attorney for Pet
, ESQ
011
# 32112
0100
95
tioner
- 4 -
DIANE G. RADCLIFF
3448 TRINDlE ROAD
CAMP Hill. PA 17011
(717)737-0100
VERIFICATION
I verify that the statements made in this pet'tion for Alimony
Pendent Li te and Interim Counsel Fees and Cos s are true and
correct.
I understand that false statements
erein are made
subject to the penalties of 18 Pa,C,S, Section 4904, relating to
unsworn falsification to authorities.
'/jr
MRLJAK
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DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737-0100
IN THE COURT OF COMMON PLEAS 0
CUMBERLAND COUNTY, PENNSYLVANI
JOSEPH K, MRLJAK,
Plaintiff
v.
NO. 01-1413
CIVIL ACTION - L W
DIVORCE
MARY S. DUPONT,
Defendant
CERTIFICATE OF SERVICE
I hereby certify that a true and correct copy of the Complaint
in Divorce has been served upon the Defendant, M
Certified Mail, Restricted Delivery on March 14,
receipt is attached hereto as Exhibit
Dupont, by
The return
a part hereof.
Respectfully
,~-
,
3448 Road
,-eaffip A 1701
- r'none: (717) 737-010
Fax: (717) 975-0695
Supreme Court ID # 3 112
Attorney for Plainti f
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Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
ur name and address on the reverse
you.
e mailpiece,
D. Is deliv address different from it 1?
If YES, enter delivery address bel w:
o Agent
o Addressee
DYes
o No
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Yes
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Domestic Return Receipt
+
EXHIBIT "Au
RETURN RECEIPT
DIANE G, RADCLIFF
3448 TRINDLE ROAD
CAMP HILL, PA 17011
(717) 737-{J1()()
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JOSEPH K. MRLJAK,
PLAINTIFF
v.
: IN THE COURT OF COMM
~ OF ~ COUNTY. PE
: NO. 01-1413 CIVIL TERM
N PLEAS
NSYLVANIA
MARY S. DUPONT.
DEFENDANT
: CIVIL ACTION - LAW
: IN DIVORCE
PRAECIPE TO ENTER APPEARANCE
To the Prothonotary:
Please enter my appearance as counsel of record, for the Defendwt, Mary . DuPont, in the
above-captioned matter.
Respectfully submitted,
DALEY LAW OFFICES
4-4-01
Date
;
I
ara A. Boywowski, Es uire
Attorney No. 68736
1029 Scenery Drive
Harrisburg, P A 17110
(717) 657-4795
Attorney for Defendant
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In the Court of Common Pleas of CUMBERLAND County, Penns lvania
DOMESTIC RELATIONS SECTION
JOSEPH K, MRLJAK ) Docket Number 01-1 13 CIVIL
Plaintiff )
vs, ) PACSES Case Number 7881 3152 jD30516
MARY S, DUPONT )
Defendant ) Other State ID Number
ORDER
AND NOW, to wit on this
11TH DAY OF APRIL, 2001
IT IS
ORDERED that the 0 Complaint for Support or 0 Petition to Modify or
ALIMONY PENDENTE LITE
filed on MARCH 12, 2001
in the abo e captioned
matter is dismissed without prejudice due to:
PLAINTIFF HAVING AN OBLIGATION OF CHILD SUPPORT TO DEFENDANT AND T E APL
OFFSETS AN OBLIGATION OF CHILD SUPPORT, PARTIES AGREE THAT THE CHI D SUPPORT
WILL BE SUSPENDED BASED UPON THE TWO MATTERS OFFSETTING THE OTHER,
o The Complaint or Petition may be reinstated upon written application of the laintiff
petitioner.
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BY THE COURT:
DRO: RJ Sbadday
xc: plaintiff
defendant
Cara Boyanowski" Esquire
DIane Radcliff, Esquire
JUDGE
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Service Type M
For OE-506
Wo er ID 21005
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--------
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K. MRLJAK,
Plaintiff
v
(J1-/'!/3 c', vii
:NO,
MARY S, DUPONT,
Defendant
: CIVIL ACTION - LAW
: IN DIVORCE
ORDER OF COURT
And now, this _ day of , 2003, upon consideration of t e attached Petition
for Alimony Pendente Lite, it is hereby directed that the parties appear before , the
Domestic Relations Conference Officer on at o'clock _,m, at the omestic Relations
Office located at 13 North Hanover Street, Carlisle, Pennsylvania for a conferen e, after which the
Conference Officer may recommend that an order for Alimony Pendente be entere
Your are further ordered to bring to the conference:
(1) a true copy of your most recent Federal Income Tax Return, including W-2's as filed.
(2) your pay stubs for the preceding six (6) months
(3) the Income and Expense Statement attached to this order, completed s required by Rule
191-.11(c)
(4) verification of child care expenses
(5) proof of medical coverage which you may have, or rnay have availabl to you
If you fail to appear for the conference or bring the required documents, the court m y issue a warrant
for your arrest.
BY OR FOR THE COURT
Date of Order:
Conference Officer
YOUR HAVE THE RIGHT TO A LAWYER, WHO MAY ATTEND THE CONFERENC AND REPRESENT
YOU. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO 0 TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU MAY GET LEGAL H LP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
AMERICANS WITH DISABILITIES ACT OF 1990
The Court of Common Pleas of Cumberland County is required by law to comply with the
Americans with Disabilities Act of 1990, For information about accessible facilit es and reasonable
accommodations available to disabled individuals having business before the court please contact our
office, All arrangements must be made at least 72 hours prior to any hearing or usiness before the
court. You must attend the scheduled conference or hearing,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K. MRLJAK,
Plaintiff
: NO. 01-1413 CIVIL TERM
v
: PACSES NO. 788103152
MARY S, DUPONT,
Defendant
: CIVIL ACTION - LAW
: IN DIVORCE
PETITION FOR MODIFICATION OF ALIMONY PENDENTE LITE ORDER
TO THE HONORABLE, THE JUDGES OF SAID COURT:
AND NOW, this bay of~A 2003, comes the Petitioner, Joseph K. M jak, by his Attorney,
Diane G. Radcliff, Esquire, and f~ petition for modification of alimony pen ente lite order and
represents that:
1. Petitioner, Joseph K, Mrljak, is an adult individual residing at 170 White Do wood Drive, Etters,
Pennsylvania,
2. Respondent, Mary S. Dupont, is an adult individual residing at 115 Redwoo Street, Harrisburg,
Pennsylvania.
3, Petitioner and Respondent were married on January 1, 1979, at Harrisbur , Pennsylvania and
separated on September 30, 1991.
4, Petitioner previously filed a Petition for alimony pendente lite,
5. On April 11, 2001 an Order was entered dismissing that Petition based 0 agreement of the
parties that Petitioner's child support obligation offset the Repondent's APL obligation.
6. Petitioner is no longer liable to pay child support, his youngest child being ov rage 18 and having
graduated from high school.
7, Respondent has not sufficiently provided support for the Petitioner,
8. Petitioner is not on a financial par with the Respondent in prosecuting a d/or defending this
Divorce action and is unable to support himself in accordance with th standard of living
established during the marriage,
1
9, A background information sheet pertaining to this claim is being filed con urrently herewith as
required by Local Rules of Court,
10. The amount asked by the Petitioner for Alimony Pendente Lite is the maxim m amount provided
for under the guidelines.
WHEREFORE, Petitioner prays that the Court enter an Order:
a. Requiring the Respondent to pay the Petitioner Alimony Pendente ite in the maximum
amount provided for by law under the state support guidelines;
b. Requiring the Respondent to provide medical support for the Petitio er;
Respectfully submitted,
~'OR :~~E~ I
. . Road
Camp Hill, PA 17011
Supreme Court 10 # 32112
Phone: (717) 737-0100
Fax: (717) 975-0695
Attorney for Petitioner
2
VERIFICATION
I verify that the statements made in this Petition for Modification of Order AI mony Pendent Lite,
I understand that false statements herein are made subject to the penalties of 18 P ,C,S, Section 4904,
relating to unsworn falsification to authorities.
EP 7;'):"
Date: -; 63
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Joseph K. Mrljak/3.11.02. Income and Expens Statement
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JOSEPH K, MRLJAK,
Plaintiff
IN THE COURT OF COMMON PL AS OF
CUMBERLAND COUNTY, PENNSY VANIA
NO. 01-1413 CIVIL TERM
MARY S. DUPONT,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
INCOME AND EXPENSE STATEMENT OF JOSEPH K. MRLJAK
VERIFICATION
I verify that the facts set forth in the following Inc me and
Expenses Form, including all attachments thereto, are t ue and
correct to the best of my knowledge, information and bel' ef, I
understand that false statements herein are made subject to the
penalties of 18 Pa,C.S, 4904 relating to unsworn falsifica ion to
authorities,
DATE: '/ -/ 0-c"7
PARTI. INCOME
A. EMPLOYMENT INFORMATION:
Employer: Defense Depot Susquehanna Point
Add ress: New Cumberland, PA
Position: Material Handler
Payroll #: 169-44-3225
Pay Period: Biweekly
B. INCOME WITHOUT OVERTIME:
DESCRIPTION BIWEEKLY MONTHLY YEARLY
Gross Income $1,298.40 $2,813.2C $33,758.40
FICA $O.OC $0.00
Medicare ($19,25) ($41.71) ($500.50)
Federal Tax ($136.53 ) ($295,82) ($3,549.78 )
State Tax ($37.18) ($80.56) ($966.68)
Local Tax ($19.26) ($41.73) ($500.76)
Union Dues $0.00 $0.00
Mandatory Retirement (CSRS) ($92.96) ($201 .41) ($2,416.96 )
SUBTOTAL $993.22 $2,]51.98 $25,823.72
V oluntary Retirement TSP ($\06.24) ($230.19) ($2,762.24 )
Health Insurance $0.00 $0.00
Miscellaneous Insurance FEGLl Optional ($9.80) ($21.23) ($254,80)
FEGLl Basic ($5.55) ($12.03) ($144.30)
$0.00 $0.00
$0,00 $0.00
NET INCOME $871.63 $],888.53 $22,662.38
- 2 -
C. CALCULATION OF INCOME BASED ON AVERAGE 5/17/03-111110 WITH
OVERTIME WITHOUT NON-MANDATORY DEDUCTIONS
# Date Gross Medicare Federal State Tax Local Tax SRS Net
Tax Rei rement
1 51l7/03 1,776,00 (25.76) (253.66) (49.73) (25.75) ( 2 .96) 1,328.14
2 5/31/03 1,477.40 (21.42) (172.98) (41.3 7) (2] .42) ( 2.96) 1,\27.25
3 61l4103 1,377.80 (]9.98) (144,00) (38.58) (19.98) ( 2 ,96) 1,062.30
4 6/28/03 1,726.40 (25.03) (227.98) (48.34) (25.03) (C ~96) 1,307.06
5 6/29/03 ] ,298.40 (18.83) (137.18) (36.36) (12.98) (C .89) 1,002.]6
6 7 1l2/03 1,726.40 (25.03) (227,92) (48.34) (25.03) (9 .96) 1,307.] 2
7 7/26/03 2,726.40 (39.54) (477.92) (76.34) (39.53) (9 .96) 2,000.] 1
8 8/9/03 1,477.40 (21.42) (165,67) (41.37) (21.42) (9 .96) ],134.56
9 8/23/03 ] ,328,00 (19.26) (136.53) (37.18) (19.26) (9 .96) ] ,022.8]
]0 9/6/036 1,676,60 (24.31) (215.47) (46.94) (24.3]) (9 .96) 1,272.61
]1 9/20103 1,553.00 (22.52) (192.78) (43.48) (22.52) (9 .96) 1,178.74
12 10/4/03 1,328.00 (19,26) (136.53) (37.18) (19.26) (9 .96) 1,022.8\
13 lOll 8103 1,328.00 (19,25) (136.53) (37.18) (19.26) (92 96) 1,022.82
14 111l103 1,377.80 (19.98) (144.00) (38.58) (19.98) (92 96) 1,062.30
15 Total 22,177,60 (321.59) (2,769.15) (620.97) (315.73) (1,2' 1'>.37) 16,850,79
16 Average 1,584.11 (22,97) (197,80) (44.36) (22.55) (92 81) 1,203.63
- 3 -
D. CALCULATION OF INCOME BASED ON 2202 W-2 STATEMENT:
DESCRIPTION YEARLY MONTHL Y BIWEEKLY
Gross Income 40,586.40 3,382.2:1 1,56\.02
rICA 0,00 0.0 0.00
Medicare (588.50) (49.0~ (22.63)
Federal (5,372.00) (447.67 (206.62)
State (1,136.47) (94.71 (43.71)
Local (407.03) (33.92 (I5.66)
Union Dues o.oe 0,00
Mandatory Retirement (2,307.74) (I 92.3 1 (88.76)
NET INCOME 30,774.66 2,564.56 1,183.64
- 4 -
E. OTHER INCOME:
DESCRIPTION WEEKL Y MONTH\L Y YEARLY
Interest
Dividends
Pensions
Annuities
Social Security
Rents
Royalties
Expense Account
Gifts
Unemployment Compensation
Workman's Compensation
Income Tax Refunds
Support or Alimony
Commissions
Tips
TOTAL OTHER INCOME $0.00 $O.~ $0.00
- 5 -
DESCRIPTION
HOME EXPENSES:
Rent
First Mortgage
Second Mortgage/Home Equity Loan
Maintenance And Repairs
Electric
Gas
Oil
Telephone
Water
Sewer
Trash
EMPLOYMENT
Public Transportation
Lunches
Other Employment Expenses
TAXES:
Real Estate Taxes
Personal Property Taxes
Income Taxes Not Withheld
Per Capita/Occupation Taxes
PART n. EXPENSES
MONTHLY EXPENSES
MONTHLY
EXPENSE
CO ~MENTS
$500.00
$150.00
$2 \.65
- 6 -
DESCRIPTION
MONTHLY EXPENSES
MONTHLY
EXPENSE
CO 1MENTS
INSURANCE:
Homeowners Insurance
Automobile Insurance
Life Insurance
Accident Insurance
Health Insurance
Other Insurance: Renter's Insurance
AUTOMOBILE EXPENSES:
Payments
Fuel
Maintenance And Repair
License And Registration
MEDICAL EXPENSES NOT REIMBURSED BY
INSURANCE:
Doctor
Optical
Dental
Orthodontic
Hospital
Medicine
Special Needs/Therapy Etc,
$54,00
$11.42
$5,50
$300,00
$170,00
$ 175,00
$6,00
$15,00
$10,00
$62,00
$72.00
- 7 -
MONTHLY EXPENSES
DESCRIPTION MONTHLY CO fMENTS
EXPENSE
EDUCATIONAL EXPENSES:
Private School
Parochial School
CollegelY ocational
Religious Training or Education
Books/Fees And Supplies
Other Educational Expenses
PERSONAL EXPENSES:
Clothing $100.00
Food $450.00
Barber And Hair Dresser $15.00
Memberships $10.00
Other Personal Expenses
CREDIT CARDS AND LOANS:
Members 1"' Credit Union $300.00 E alance $16,700.00
MISCELLANEOUS EXPENSES:
Household Help
Child Care
Newspapers/Magazines/Books
$25,00
- 8 -
Entertainment
Pay TV
Vacations
Gifts
Legal Fees
MONTHLY EXPENSES
MONTHLY
EXPENSE
$150.00
DESCRIPTION
Charitable Contributions
Other Child Support (not this action)
Other Spousal Support or Alimony (not this action)
Automobile Tags
HOBBX
Cell Phone
TOTAL EXPENSES
- 9 -
CO ilMENTS
$100.00
$55.00
$200.00
$21.00
$4.83
$8.33
$35.00
$3,026.73
PART III. PROPERTY OWNED
PROPERTY OWNED OWNERSHIP
TYPE DESCRIPTION VALUE ~ W JT
Checking Members 1" 200.00
Savings Members 1" 62.00
Credit Union
Stocksfbonds
Real Estate
Other
TOTAL 262.00
PART IV. INSURANCE
INSURANCE INFORMATION COVERAGE
TYPE COMPANY POLICY NO. H W C
Hospital Health America X X X
Medical Health America X X X
Health Accident
Disability Income
Dental
Vision
Other-Specify
*H=Husband; W=Wife; J=Joint; C=Child
- 10 -
PARTV.
[, J
(a) This fonn is to be filled out b
(I) Who operates a busin
(2) Who is a member of a
(3) Who is a shareholder
corporation or similar
(b) Attach to this statement a cop
business, profession, corporat
(1) The most recent Fede
(2) The most recent Profi
(c) Name of Business:
Business Address:
Business Telephone:
(d) Nature of Business (check 0
[]
[]
[]
[]
[]
[]
Sole Proprie
I.
2.
Partnership
Joint Ventur
3.
4.
Professional
5.
Corporation
6.
Other
(e) Name of accountant, contro
charge of financial records:
(f) Business [ncome:
[, Annual income from
2. How often is income
3. Gross income per pay
4, Net income per pay p
5. Specify deductions, if
SUPPLEMENTAL INCOME STATEMENT
CHECK HERE IF NOT APPLICABLE
y a person:
ess or practices a profession, or
partnership or joint venture, or
in and is salaried by a closed
entity.
y ofthe following documents relating to the partner hip, joint venture,
IOn or similar entity (check block to indicate the do ument is attached):
ral Income Tax Return. [ ] attached
t and Loss Statement. [ ] attached
ne)
torship
e
lIer or other person in
business:
received:
period
eriod
any:
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JOSEPH K, MRLJAK,
Plaintiff)Petitioner
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYL :-!IA
VS,
CIVIL ACTION - DIVORCE
MARY S, DUPONT,
Defendant/Respondent
NO. 2001-1413 CIVIL TERM
IN DIVORCE
Pacses# 788103152
ORDER OF COURT
AND NOW, this I" day of October, 2003, upon consideration of the attached Petition fo
Moditiciation of Alimony Pendente Lite. it is hereby directed that the parties and their respective unsel
appear before R.I. Shaddav on October 28. 2003 at 9:00 A.M. for a conference, at 13 N. Hanave SI.,
Carlisle. P A 17013, after which the conference officer may recommend that an Order tor Alimon
Pendente Lite be entered.
YOU are further ordered to bring to the conference:
(1) a true copy afyour most recent Federal Income Tax Return, including W-2's as tiled
(2) your pay stubs for the preceding six (6) months
(3) the Income and Expense Statement attacbed to this order, completed as required by ule
1910.IICD
(4) verification of child care expenses
(5) proof of medical coverage which you may have, or may have available to you
IF you fail to appear for the conference or bring the required documents, the Court may is 'ue a
warrant for your arrest.
BY THE COURT,
George E. Hoffer, President .Judge
Mail copies on
10-1-03 to:
<
Petitioner
Respondent
DIane RadclIff: EsqUIre
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R.(.shadday, Conference Officer J
YOU HAVE THE RIGHT TOA LAWYER, WHO MAY ATTEND THE CONFERENCE A, ,
REPRESENT YOU, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU MA GILT
LEGAL HELP.
Date of Order. October I. 2003
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVE.
CARLISLE, PENNSYLVANIA 17013
(717) 249-3166
CC361
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JOSEPH MRLJAK,
Plaintilf/Petitioner
IN THE COURT OF COMMON PLE SOl'
CUMBERLAND COUNTY, PENNSY VANIA
VS.
CIVIL ACTION - DIVORCE
MARY DUPONT,
Defendant/Respondent
NO, 2001-1413 CIVIL TERM
IN DIVORCE
Pacses# 788103152
ORDER OF COURT
NOTICE OF RESCHEDULED CONFERENCE
AND NOW, this 22'" day ofOc\ober, 2003, upon consideration of the Petition lor Alim ny
Pendente Lite and/or counsel fees, it is hereby directed that the parties and their respective couns I appear
before R.J. Shadday on November 14, 2003 at 9:00 A.M. lor a conference, at 13 N. Hanover St. Carlisle,
P A 17013, after which the conference officer may recommend that an Order for Alimony Pende te Lite be
entered.
YOU are lurther ordered to bring to the conference:
(I) a true copy of your most recent Federal Income Tax Return, including W-2's as lile
(2) your pay stubs for the preceding six (6) months
(3) the Income and Expense Statement attached to this order, completed as required by ule
1910.11<9
(4) verification of child care expenses
(5) proof of medical coverage which you may have, or may have available to you
IF you fail to appear for the conference or bring the required documents, the Court may is ue a
warrant for your arrest.
BY THE COURT,
George E. Hoffer, President Judge
Mail copies on
10-22-03 to:
Petitioner
< Respondent
Diane G. Radcliff, Esquire
Cara Boyanowski, Esquire
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Date of Order: October 22,2003
R. J. Shadday, Conference Officer
YOU HAVE THE RIGHT TO A LAWYER, WHO MAY ATTEND THE CONFERENCE AN
REPRESENT YOU. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFfORD ONE, G TO
OR TELEPHONE THE OfFICE SET FORTH BELOW TO I'lND OUT WHERE YOU MA GET
LEGAL HELP,
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVE.
CARLISLE. PENNSYLVANIA 170 \3
(717) 249-3166
CC361
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ORDER/NOTICE TO WITHHOLD INCOME FOR SUPPORT
State Commonwealth of Pennsvlvania
Co./City/Dist. of CUMBERLAND
Date of Order/Notice 11/14/03
Tribunal/Case Number (See Addendum for case summary)
o Origi ) Order/Notice
o Arne ed Order/Notice
o Term ate Order/Notice
RE: DUPONT, MARY S,
DFAS CLEVELAND CENTER'
C/O DFAS CODE L
GARNISHMENT OPS
PO BOX 998002
CLEVELAND OH 44199-8002
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111('<;[ S 7 fE' / D3 /<);)..
Employee/Obligor's Name (Last, First, Mil
194-40-4752
Employee/Obligor's Social Security Number
8717000278
Employee/Obligor's Case Identifier
(See Addendum for lain tiff names
associated with cas s on attachment)
Custodial Parent's N me (last, First, MI)
EmployerMlithholder's Federal EIN Number
See Addendum for dependent names and birth dates associated with cases on attach ent.
ORDER lNFORMA TlON: This is an Order/Notice to Withhold Income for Support based upon an rder for support
from CUMBERLAND County, Commonwealth of Pennsylvania. By law, you are require to deduct these
amounts from the above-named employee's/obligor's income until further notice even if the Order/ otice is not
issued by your State,
$ 500.00 per month in current support
$ 108,33 per month in past-due support Arrears 12 weeks or greater? yes 0 no
$ 0.00 per month in medical support
$ 0,00 per month for genetic test costs
$ per month in other (specify)
for a total of $ 608.33 per month to be forwarded to payee below.
You do not have to vary your pay cycle to be in compliance with the support order. If your pay cyc e does not match
the ordered support payment cycle, use the following to determine how much to withhold:
$ 140.38 per weekly pay period.
$ 280.77 per biweekly pay period (every two weeks).
$ 304.17 per semimonthly pay period (twice a month).
$ 608,33 per monthly pay period.
REMITTANCE INFORMATION:
You must begin withholding no later than the first pay period occurring ten (10) working days after t e date of this
Order/Notice. Send payment within seven (7) working days of the paydate/date of withholding, Yo are entitled to
deduct a fee to defray the cost of withholding, Refer to the laws governing the work state of your e ployee for the
allowable amount. The total withheld amount, and your fee, cannot exceed 55% of the employee's obligor's
aggregate disposable weekly earnings. For the purpose of the limitation on withholding, the followi g information is
needed (See #1 0 on pg, 2).
If remitting by EFT/EDI, please call Pennsylvania State Collections and Disbursement Unit (SCDU) E player
Customer Service at 1-877-676-9580 for instructions.
Make Remittance Payable to: PA SCDU
Send check to: Pennsylvania SCDU, P.O. Box 69112, Harrisburg, Pa 17106-9112
IN ADDITION, PA YMENTS MUST INCLUDE THE DEfENDANT'S NAME AND THE PACSES MEMB R ID (shown
above as the Employee/Obligor's Case Identiq,f!rJPIlSOC1AL SECURITY NUMBER IN ORDER TO E PROCESSED,
DO NOT SEND CASH BY MAIL.~/":2 .,.,,,.)t.%L: ~'kC'-",' -;
/ /- J.i't}___~Y THE COURT:
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Date of Order:
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For E N-028
Wor er ID $IATT
Service Type M
OMB No.; 0970-0154 I
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ADDITIONAL INFORMATION TO EMPLOYERS AND OTHER WITHHOLDERS
o If ~hecked you are required to provide a copy of this form to your employee. If your employee works i a state that is
ditterent from the state that issued this order, a copy must be provided to your employee even if the bo is not checked.
1. We appreciate the voluntary compliance of Federally recognized Indian tribes, tribally-owned businesses, and In ian-owned
businesses localed on a reservation that choose to withhold in accordance with this notlee.
2. Priority: Withholding under this Order/Notice has priority over any other legal process under State law against tr . same income.
Federal tax levies in effect before receipt of this order have priority. If there are Federal tax levies in effect please co act the requesting
agency listed below.
3. Combining Payments: You can combine withheld amounts from more than one employee/obligor's income in a ingle payment to
each agency requesting withholding. You must, however, separately identify the portion of the single payment that j attributable to each
employee/obligor.
4. * Repoltillg tile PaydatelDate af'lv'itlllloldiilg, You \\\ust lepOl't tLe J..'dydat-eftJatc of' . ";'b I ~t::"IIV '0 . ftte-
payd8h::/ddte of vvitl.l.oldil,g;3 the dale OJ. vvllid. a",ount ~~M ~~itlll.e:ld f,('h" ~l.e c.n,ployee's vv8g0. You must camp y WIth the law of the
state of the employee's/obligor's principal place of employment with respect to the time periods within which you m st implement the
withholding order and forward the support payments.
5. * Employee/Obligor with Multiple Support Holdings: If there is more than one Order/Notice to Withhold Income or Support against
this employee/obligor and you are unable to honor all support Order/Notices due to Federal or State withholding limi s, you must follow
the law of the state of employee's/obligor's principal place of employment. You must honor all Orders/Notices to the reatest extent
possible. (See #10 below)
6, Termination Notification: You must promptly notify the Requesting Agency when the employee/obligor is no Ion er working for you.
Please provide the informalion requested and return a copy of this Order/Notice to the Agency identified below.
WITHHOLDER'S ID: 2491016300
EMPLOYEE'S/OBlIGOR'S NAME: DUPONT MARY S,
EMPLOYEE'S CASE IDENTIFIER: 8717000278 DATE OF SEPARATION:
LAST KNOWN HOME ADDRESS:
NEW EMPLOYER'S NAME/ADDRESS:
7. Lump Sum Payments: You may be required to report and withhold from lump sum payments such as bonuses, co missions, or
severance pay. If you have any questions about lump sum payments, contact the person or authority below.
B. liability: If you fail to withhold income as the Order/Notice directs, you are liable for both the accumulated amou t you should have
withheld from the employee/obligor's income and other penalties set by Pennsylvania State law, Pennsylvania State 12!,v governs unless
the obligor is employed in another State, in which case the law of the State in which he or she is employed governs.
9. Anti-<liscrimination: You are subject to a fine determined under State law for discharging an employee/obligor fron employment,
refusing to employ, or taking disciplinary action against any employee/obligor because of a support withholding. Penn ylvania State law
governs unless the obligor is employed in another State, in which case the law of the State in which he or she is emplo ed governs.
10.' Withholding limits: You may not withhold more than the lesser of: 1} the amounts allowed by the Federal Consumer Credit
Protection Act (15 U.5.c. 91673 (b)l: or 2) the amounts allowed by the State of the employee's/obligor's principal plac of employment.
The Federal limit applies to the aggregate disposable weekly earnings (ADWE). ADWE is the net income left after maki g mandatory
deductions such as: State, federal, local taxes; Social Security taxes; and Medicare taxes.
11. Additional Info:
* NOTE: If you or your agent are served with a copy of this order in the state that issued the order, you art to follow the
law of the state that issued this order with respect to these items.
Submitted By:
DOMESTIC RELATIONS SECTION
13 N. HANOVER ST
P,O. BOX 320
CARLISLE PA 17013
If you or your employee/obligor have any q estions,
contact WAGE ATTACHMENT U IT
by telephone at (717) 240-6225 or
by FAX at (717) 240-624B or
by internet www.childsupport.state.pa.us
Page 2 of 2
Form N-02B
Work riD $IATT
Service Type M
OMB No_' 0970.0154
~
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ADDENDUM
Summary of Cases on Attachment
Defendant/Obligor: DUPONT, MARY S,
PACSES Case Number 788103152
Plaintiff Name
JOSEPH K, MRLJAK
Docket Attachment Amount
01-1413 CIVIL$ 608,33
Child(ren)'s Name(s):
PACSES Case Number
Plaintiff Name
DOB
Docket Attachment Amount
$ 0,00
Child(ren)'s Name(s):
DOB
you are required to enroll the child(ren}
in any health insurance coverage available
through the employee's/obligor's employment.
Olf checked, you are required to enroll he child(ren)
identjfied above In any health insurance verage available
through the employee's/obligor's employ ent.
PACSES Case Number
Plaintiff Name
PACSES Case Number
Plaintiff Name
Docket Attachment Amount
$ 0,00
Child(ren)'s Name(s):
DOB
Docket Attachment Amount
$ 0,00
Child(ren)'s Namels):
DOB
If checked, you are required to enroll the child(ren)
above in any health insurance coverage available
the employee's/obligor's employment.
If checked, you are required to enroll th child(ren)
above in any health insurance co erage available
the employee's/obligor's employm nt.
PACSES Case Number
Plaintiff Name
PACSES Case Number
Plaintiff Name
Docket Attachment Amount
$ 0,00
Child(ren)'s Name(s):
DOB
Docket Attachment Amount
$ 0,00
Child(ren)'s Namels):
DOB
If checked, you are required to enroll the ch ild(ren)
in any health insurance coverage available
employee's/obligor's employment.
If checked, you are required to enroll the hild(ren)
above in any health insurance coy rage available
the employee's/obligor's employme t.
Addendum
F m EN-028
W rker ID $IATT
Service Type M
OMB No.: 0970.0154
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JOSEPH K. MRLJAK,
PlaintiWPetitioner
IN THE COURT OF COMMON PLEAS }'
CUMBERLAND COUNTY, PENNSYLVA IA
VS.
CIVIL ACTION - DIVORCE
MARY S. DUPONT,
Defendant/Respondent
NO. 2001-1413 CIVIL TERM
IN DIVORCE
Pacses# 788103152
ORDER OF COURT
AND NOW, this 14th day of November, 2003, based upon the Court's determination that Petitioner's
monthly net income/earning capacity is $2,607.87 and Respondent's monthly net incom earning
capacity is $5,510.81, it is hereby Ordered that the Respondent pay to the Pennsylvania ate
Collection and Disbursement Unit, $608,33 per month payable monthly as follows; $500 00 for
alimony pendente lite and $108.33 on arrears. First payment due next pay date @ $280, 7 bi-weekly.
Arrears set at $2,500,00 as of November 14,2003. The effective date of the order is July 9, 2003,
This order considers the needs of the Petitioner and the situation of the parties.
Failure to make each payment on time and in full will cause all arrears to become subject 0
immediate collection by all of the means as provided by 23 Pa,C.S,{l 3703, Further, if the Court
finds, after hearing, that the Respondent has willfully failed to comply with this Order, it ay declare
the Respondent in civil contempt of Court and its discretion make an appropriate Order, i cluding,
but not limited to, commitment of the Respondent to prison for a period not to exceed six onths,
Said money to be turned over by the P A SCDD to: Joseph K. Mrljak, Payments must be ade by
check or money order. All checks and money orders must be made payable to P A SCDU nd mailed
to:
P A SCDU
P,O, Box 69110
Harrisburg, P A 17106-9110
Payments must include the defendant's P ACSES Member Number or Social Security Num er 111
order to be processed, Do not send cash by maiL
"c",~
Unreimbursed medical expenses that exceed $250,00 annually are to be paid 0% by th respondent
and 100% by petitioner. The petitioner is responsible to pay the first $250.00 annually 'n
unreimbursed medical expenses. Respondent to provide medical insurance coverage, ithin thirty
(30) days after the entry of this order, the Respondent shall submit written proof that ill dical
insurance coverage has been obtained or that application for coverage has been made. roof of
coverage shall consist, at a minimum, of: I) the name of the health care coverage provi er(s); 2) any
applicable identification numbers; 3) any cards evidencing coverage; 4) the address to hich claims
should be made; 5) a description of any restrictions on usage, such as prior approval for hospital
admissions, and the manner of obtaining approval; 6) a copy of the benefit booklet or c verage
contract; 7) a description of all deductibles and co-payments; and 8) five copies of any aim forms,
This Order shall become final ten days after the mailing ofthe notice of the entry of the rder to the
parties unless either party files a written demand with the Prothonotary for a hearing de ovo before
the Court.
DRO: R. J. Shadday
Mailed copies on
If ;(0 -0__ roo <
BY THE COURT,
Petitioner
Respondent
Diane Radcliff, Esquire
('am Boyanowski, Esquire
J' s.
f' esley Oler, Jr ~--
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ORIGINAL
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSY VANIA
JOSEPH K. MRLJAK,
Plainti ff
: NO. 01-1413 CIVIL TERM
Defendant
: CIVIL ACTION - LA W
: IN DIVORCE
MARY S. DUPONT,
MOTION FOR APPOINTMENT OF MASTER
Joseph K, Mrljak, Plaintiff, moves the Court to appoint a Master with respect to the following cl- ims:
[x] Divorce [x] Distribution of Property
[ ] Annulment [ ] Support
[x] Alimony [x] Counsel Fees
[xl Alimony Pendente Lite [x] Costs and Expenses
In support of the Motion the Plaintiff states:
[, Discovery is complete with respect to the claims for which the appointment of the Master is requested,
2. The Defendant [X] has [) has not appeared in the action [] personally [X] by her attorney, C ra Boyanowski,
Esquire.
3. The statutory ground for the divorce is/are: Section 3301 (c) and Section 3301(d) No-Fau] .
4. Cbeck the applicable paragraphs:
[] The action is not contested,
[) An agreement has been reached with respect to the following claims:
[Xl The action is contested with respect to the following claims: All Claims
5. The hearing is expected to take one (I) day,
6.
Additional infonnation, if any, relevant to the m
'b /1--1 /D1-
I I
\
Date:
ORDER APPOINTING MASTER
ANDNOW,~ I
to the followi claims:
,2004, E, Robert Elicker, II, Esquire is appointed Maste with respect
[x] Divorce
[ ] Annulment
[x] Alimony
[x] Alimony Pendente Lite
[x) Distribution of Property
[ ] Support
[x) Counsel Fees
[x) Costs and Expenses
BY THE COURT:
.
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ORIGINAL
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, P
SYLVANIA
JOSEPH K. MRLJAK,
Plaintiff
MARY S. DUPONT,
Defendant
: NO, 01-1413 CIVIL ERM
: CIVIL ACTION - L W
: IN DIVORCE
INVENTORY OF JOSEPH K. MRLJAK
Plaintiff files the following inventory of all property owned or possesse by either party at
the time this action was commenced and all property transferred within the pre eding three years.
Plaintiff verifies that the statements made in this inventory are true an correct. Plaintiff
understands that false statements herein are made subject to the penalties of 18 P .C.S, Section 4904
relating to unsworn falsification to authorities, --
12
Dated:
~/~
..\..,"'.....".
ASSETS AND LIABILITIES OF PARTIES
Plaintiff marks on the list below those items applicable to the case at brand itemizes the
assets and debts on the following pages:
(X) I.
(X) 2.
(X) 3.
() 4.
(X) 5.
(X) 6.
() 7.
() 8.
() 9.
() 10,
() II.
() 12,
() 13,
() 14,
() 15,
() 16,
() 17,
(X) 18,
() 19,
() 20,
() 2 I.
() 22.
() 23.
() 24.
(X) 25.
() 26.
(X) 27.
L_.._..
Real property and Real Estate Mortgages
Motor vehicles and Vehicle Liens
Stocks, bonds, securities and options
Certificates of Deposit
Checking accounts, cash
Savings accounts, money market and savings certificates
Contents of safe deposit boxes
Trusts
Life Insurance policies
Annuities
Gifts
Inheritances
Patents, copyrights, inventions, royalties
Personal property outside the home
Business
Employment termination benefits-severance pay, worker's comp nsation
Profit sharing plans
Pension Plans (indicate employee contribution and date plan ves s)
Retirement plans, Individual Retirement Accounts
Disability payments
Litigation claims (matured and unmatured)
Military/V.A. benefits
Education benefits
Debts due, including loans, mortgages held
Household furnishings and personalty
Other assets
Loans, Credit Cards and other Debts
Page 2
1.
2.
3.
4,
5,
6.
7.
8.
9.
10,
11.
12,
INFORMATIONAL NOTES AND CODES
Notes and Codes
".[" following an entry denotes that the entry (value) is verified by a d cument.
"*" preceding an entry denotes value of asset or debt.
"H" preceding an entry denotes documents/information to be supplied y Husband
"W " preceding an entry denotes documents/information to be supplie by Wife.
"E" preceding an entry denotes documents/information to be suppl ed by either party
depending on which party has access to the documentslinformation,
"." preceding an entry denotes an item or value about which a decisio is required.
"NM" preceding an entry denotes non-marital property not subject to eq itable distribution,
"Agreed Value" preceding an entry denotes an agreed upon value.
"I!I" preceding an entry denotes documents/information of general not
"IE" preceding an entry denotes documents/information of special note
The values used in the various Tables herein may, in some cases, be ased on estimated
values. Those estimated values are subject to adjustment upon apprais I or otherwise.
Any adjustment figures used in the various tables herein for illustratio purposes only and
are not to be deemed a representation on the part of the Plaintiff as to wh ther an adjustment
should be made or the amount of the adjustment, if any is appropriate,
Page 3
"
SECTION I.
BACKGROUND INFORMATION
TABLE # I-A
PARTIES
DESCRIPTION HUSBAND WIFE
Name Joseph K, Mrljak M ary S. Dupont
Maiden Name - M ary S. Dupont
Home Phone 932-2475 545-3869
Cell Phone No.
Work Phone No. 605- 3498 763-6326
E-mail
Social Security Number 169-44-3225
Address 170 White Dogwood Drive 115 Redwood Street
Etters, P A 17319-9572 Harr sburg, PA 17109
Names and Relationship of Persons Judy Edoett
Living with Party Friend, Sharing Expenses
Date Party Moved into this 5/2001 9/1984
Residence
Date P A Residency Began Since Birth Since Birth
Age 51 51
Date of Birth 2/12/53 7/30/52
Place of Birth Harrisburg, P A P ttsburgh, P A
Race Caucasian Caucasian
Health Status Good Good
Educational Background High School Graduate Ass ciates Decree +
ad itional credits
Current Military Service N/A N/A
Employer's Federal Government Civil FMSO
Name and Address Service
Occupation (Job Position) Material Handler COlT puter Programer
Date Employment Commenced 10/74 1971
Est. Annual Income $49,004.40 $88,844.42
Page 4
,
TABLE # I-B
MARRIAGE INFORMATION
DESCRIPTION INFORMAl ON
Date of Marriage 111/79
Place of Marriage Harrisburg, PA
Dauphin Cc nty
Date of Separation 9/30/91
Grounds for Divorce No Fault 330 I (c) r3301(d)
Number of this Marriage for Wife I
Number of this Marriage for Husband 2
TABLE # l-C
CHILDREN OF THIS MARRIAGE
NAME AGE DATE OF BIRTH CUSTODIAN OR
EMANCIPATION
Sara 23 3/20/80 Emancipated
Rebecca 18 8/31/84 Emancipated
TABLE # I-D
SUPPORT FOR THIS MARRIAGE
DESCRIPTION INFORM A' ON
Name of Party Paying Support Mary S. Dl ont
Beneficiaries of Support Joseph K. 1\ r1jak
Amount of Support $500.00/mth plus $108. 3/mth for arrears
Allocation Alimon
Agreement or Order Order
Date of Agreement or Order November 14 2003
Docket Number of Support Order 2001-14 3
Comments:
Page 5
"
TABLE # l-E
PRIOR MARRIAGES
PARTY NUMBER OF DATE OF MANNER ( F TERMINATION
MARRIAGE TERMINATION
Husband 1 Ivorce
Wife 1 Ivorce
Wife 2 Ivorce
TABLE # I-F
CHILDREN OF OTHER RELATIONSHIPS/MARRIAGES
PARTY NAME OF CHILD DATE OF BIRTH AGE CUSTODIAN OR
EMANCIPATION
TABLE # I-G
SUPPORT/ALIMONY FOR PRIOR MARRIAGES/RELATIONS TIP
H
DESCRIPTION INFORMATION NFORMATION
Name of Party Paying Support N/A N/A
Beneficiaries of Support N/A N/A
Allocation N/A N/A
Agreement or Order N/A N/A
Date of Agreement or Order N/A N/A
Docket Number of Support Order N/A N/A
Comments: N/A N/A
Page 6
TABLE # I-H
PROCEEDINGS INFORMATION:
COMPLAINT
Date of Filing of Complaint 3/12/0 I
Date of Service 3/14/01
Manner of Service Certified Mail Restric d Delivery
Type of Divorce Requested No Fault Section 3301(c) an Section 3301(d)
Economic Claims Raised Equitable Distribution, APL, Alimony, Counsel
Fees and Co Is
ANSWER, COUNTERCLAIM AND/OR OTHER PLEADING RAISING ECON( MIC CLAIMS
Type of Pleading None
Date of Filing of Pleading N/A
Type of Divorce Requested N/A
Economic Claims Raised N/A
INCOME AND EXPENSE STATEMENTS
Date of Filing of Plaintiff's I&E Statement 11/14/03
Date of Filing of Defendant's I&E Statement
INVENTORIES
Date of Filing of Plaintiff's Inventory
Date of Filing of Defendant's Inventory
3301 C DOCUMENTS
Date of Plaintiff's 3301(c) Affidavit
Date of Filing of Plaintiff's 3301 (c) Affidavit
Date of Defendant's 3301(c) Affidavit
Date of Filing of Defendant's 3301(c) Affidavit
Date of Plaintiff's 3301(c) Waiver of Notice
Date of Filing of Plaintiff's 3301(c) Waiver
Date of Defendant's 3301(c) Waiver of Notice
Date of Filing of Defendant's 3301(c) Waiver
Page 7
JOSEPH MRLJAK V. MARY DUPONT
DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
SECTION II.
MARITAL ASSETS AND DEBTS
The foll.owing Table #2 sets forth the listing of the is a listing of the marital sets and debts of
the parties:
TABLE #2
MARITAL ASSETS AND DEBTS
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
VALUE OF
ASSET OR
LIABILITY
NET VALUE
PROPOSED
DISTRIBUTION
TO WIFE
REAL ESTATE AND REAL ESTATE MORTGAGES (INVENTO
ITEM 1 (REAL ESTATE #1)
I 15 Redwood St EST. 102,000.00
Harrisburg, P A
Centura Mortgage
0000703274
10,10.03 (31,181.58)
2'[) Mortgage***
Net Equity
N/ A See Comments
70,818.42
70,818.42
70,8 I 8.42
Comments:
* 8.6.03 home value @ $ I 02,000.00 as per appraisal of Roland Johnson I
* 10.10.031"mortgage@$31,181.58.'
l!J 3.4.02 I" mortgage @$34,653.58 .[
l!J I" mortgage payment @ $526.62/mo including taxes and insurance.
[E There was previously a home equity loan with Member's l;t in the face amount of $1 ,200 @ 147,10/mo.
taken out on 12/13/91. This mortgage has been paid in full. There were 129 payments 0 $147.10 each. The
parties paid for this loan on an equal basis. This loan was taken out as a consolidation 10 n for the deck and
the payoff of loan for the 1988 Dodge Caravan.
[E Mortgage halance to be updated to date of distribution,
ITEM 2 (REAL ESTATE #2-F AIR RENT AL VALUE 115 REDWOOD ST HAR ISBURG, P A)
FRV of I 15 Redwood
Street, Harrisburg, P A
10.1.91
to
6.30.04
27,453.48
27,453.48
27,453.48
Comments:
* See calculaiions in Table 2-A and 2-B in Comment Section at the end of this table, w
&port of Mark Heckman dated 2/27/04 and mortgage payments statement provided by
LtI FRV to be updated to distribution date.
ich are based on
ife. .'
Page 9
JOSEPH MRLJAK V, MARY DUPONT
DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE #2
MARITAL ASSETS AND DEBTS
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTIO DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN TO WIFE
MOTOR VEHICLES AND VEHICLE LIENS (INVENTORY #2
ITEM 3 (VEHICLE #1)
Wife's 1983 Chevy 600.00 600.00 600.00
Citation Vehide
Comments:
ITEM4 (VEHICLE #2)
Husband's 1989 600.00 600.00 600. 0
Dodge Caravan
Vehicle
Comments:
[E Husband traded in this vehicle in 1999 for $600.00
STOCKS, SECURITIES, INVESTMENTS & CERTIFICATES OF DE OSIT
(INVENTORY #3 & #4)
ITEM 5 (INVESTMENT #1)
US Savings Bonds 5.6.92 7,084.22 7,084,22 7,084. 2
Comments:
* 5.2.92 @$7,610.85 full value includes interest of$3,510.85.f Tax estimated@$526.( 3 incurred for a net
of $7,084.22
CASH, CHECKING ACCOUNTS AND SAVINGS ACCOUNTS (INVENTO ,y #5 & #6)
ITEM 6 (MONETARY ACCOUNT #1)
Wife's DAFCU Accl. #15466
Checking 9.30.91 441.72 /////. "//// / V////
Savings 9.30,91 579.52 / / / / // V///. / /////.
Total 9.30.91 1,021.24 1,021.24 1,021.24
Comments:
* 9.30.91 Checking@$441.72 ,f
* 9.30.91 Savings @579.52 ,f
Page 10
JOSEPH MRLJAK V. MARY DUPONT
.,
DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE #2
MARITAL ASSETS AND DEBTS
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR OISTRIBUTlO , DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN TO WIFE
ITEM 7 (MONETARY ACCOUNT #2)
Husband's DAFCU Acct #17321
Checking 9.30,91 0.05 V//// / / / // / ~/ / / / /
Savings 9,30,91 355.03 V///// '//// / /////.
Total 9.30.91 355,08 355.08 355, 8
Commellts:
* 9.30.91 Checking@ $.05 f
* 9.30.91 Savings @ $355.03 f
PENSION AND RETIREMENT PLANS (INVENTORY #18 & 1 )
ITEM 8 (RETIREMENT #1)
Husband's CSRS 7.31.03 78,743.00 Divide on Divide on Divide on
Retirement Plan deferred basis deferred basi deferred basis
Commellts:
* @ $78,743.00 age 55 l
* ~ $52,444.00 age 60 l
* . $43,876.00 age 62 f
~ Values as per Harry Leister l
~ See Retirement Plan Calculations in Tables #2-C through #2-E at end of this Sec ion
ITEM 9 (RETIREMENT #2)
Husband's TSP 10.91 3,529.90 3,529.90 3,529. 0
Commellts:
* 10.91 @ $3,529.90 !
ITEM 10 (RETIREMENT #3)
Wife's CSRS 7.31.03 150,060.00 Divide on Divide on Divide on
Retirement Plan deferred basis deferred basi, deferred basis
Commellts:
* ~ $150,060.00 age 55 l
* OJ $104,692.00 age 60 l
* @ $ 89,762.00 age 62 f
~ Values as per Harry Leister .,f
~ See Retirement Plan Calculations in Tables #2-C through #2-E at end of this See on
ITEM 11 (RETIREMENT #4)
Wife's TSP 10.31.91 6,691.30 6,691.30 6,691.30
Comments:
* 10.31.91 @$6,648,51 f
Page 11
JOSEPH MRLJAK V, MARY DUPONT
, , DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE #2
MARITAL ASSETS AND DEBTS
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSEI PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTI N DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN 0 TO WIFE
HOUSEHOLD GOODS, FURNISHINGS, TOOLS, PERSONAL EFFECTS ETC. INVENTORY #25)
ITEM 12 (HOUSEHOLD GOODS #1)
Husband's Household 200,00 200.00 200. 0
Goods
Comments:
at A decision needs to be made if an appraisal will be required.
ITEM 13 (HOUSEHOLD GOODS #2)
Wife's Household TBD TBD TBD
Goods
Comments:
at A decision needs to be made if an appraisal will be required.
LOANS, CREDIT CARDS AND OTHER DEBTS (INVENTORY I 27)
ITEM 14 (DEBT #1)
Husband's DAFCU 9.30.91 1~.-i<)II,73) (~.-i<)II,7J! (2. 2-t~"," .. L 1 ~,
PSL
Comments:
it! 9.30.01 @ $4,490.73
~ Paid off equally by parties
ITEM IS (DEBT #2)
Wife's DAFCU PSL 9.30.91 1<).XI~,hlll (<),XI~,(,IIJ (_LI)07" jj 1_1.'IO",:.\l,!
Comments:
it! 9.30.91 @ $9,815.60
~ Paid offequally by parties
TOTALS
Total of Assets and Liabilities 104,047.31 4,616. 4 99,431.28
PERCENTAGE OF DIVISION
Totals from Above 104,047.31 4,616. 4 99,431.28
Percentage of Total O. 4 0.96
ADJUSTMENT FOR 50/50 DIVISION
Totals from above 104,047.31 4,616. 4 99,431.28
Amount Due in 50/50 Division 52,023. 6 52,023.66
Adjustment Figure for 50/50 47,407. 2 (47,407.62)
Page 12
JOSEPH MRLJAK V. MARY DUPONT
. , DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE #2
MARITAL ASSETS AND DEBTS
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSEr PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTI N DISTRIBUTION
LIABILITY LIABILITY TO HUSBA:-l ) TO WIFE
ADJUSTMENT FOR 45/55 DIVISION
Totals from above 104,047.31 4,616. 4 99,431.28
Amount Due in 45/55 Division 57,226. 2 46,821.29
Adjustment Figure for 55/45 Husband's Favor 52,609. 9 (52,609.99)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above 104,047.31 4,616. 4 99,431.28
Amount Due in 40/60 Division 62,428. 9 41,618,92
Adjustment Figure for 60/40 Husband's Favor 57,812. 5 (57,812.35)
,
Page 13
JOSEPH MRLJAK V. MARY DUPONT
DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
NOTES AND COMMENTS:
1. The following Table # 2-A includes the calculations ofthe fair rental val ue set forth in item
2 Table #2 above, (Note: See Table 2-8 for mortgage payment ca\cula 'ons):
Table 2-A: Calculation of Fair Rental Value For Table #2, Item #2
Date Monthly Monthly Net No Adjusted Exp nses Net Fair
FRV Mortgage Difference Months FRV for'F riod Rental
Value
10/1/91- 589.00 -519.84 69.16 3 207.48 207.48
12/31/91
1992 609,00 -519.84 89.16 12 1.069.92 1,069,92
1993 629,00 -519.84 109.16 12 1.309.92 1,309,92
1994 641.00 -519.84 121.16 12 1,453.92 1,453,92
1995 658.00 -519.84 138.16 12 1,657.92 1,657,92
1996 676.00 -519.84 156.16 12 1,873.92 1,873.92
1997 693.00 -519.84 173.16 12 2,077,92 2,077. 92
1998 703.00 -519.84 183,16 12 2,197,92 2,197.92
1999 717.00 -522.95 194,05 12 2,328.60 2,328.60
2000 742.00 -521.16 220,84 12 2,650.08 2,650.08
2001 762.00 -524.41 237,59 12 2,851.08 2,851.08
2002 778.00 -527.33 250,67 12 3,008.04 3,008.04
2003 800.00 -535.18 264.82 12 3,177.84 3,177.84
1/1/04- 800.00 -535.18 264.82 6 1,588.92 1,588.92
6/30/04
TOTAL 27,453.48 O. 0 27,453.48
Page 14
---
JOSEPH MRLJAK V, MARY DUPONT
DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
2. The following Table # 2-B includes the calculations of the average nortgage payments
made each year and included in Table # 2-A, fair rental value calculatio s set forth in Table
2-A above':
TABLE # 2-B CALCULATION OF MORTGAGE PAYMENTS -WIFE'S RECORDS
Date Principal& Interest Escrow Total
November 1998 429.58 90.26 519.84
December 1998 429.58 90.26 519.84
Totals 1,039,68
A verage Per Month 519.84
1999
January 1999 429.58 90.26 519.84
February 1999 429.58 90.26 519.84
March 1999 429.58 93.99 523.57
April 1999 429,58 93.99 523.57
May 1999 429.58 93.99 523.57
June 1999 429.58 93.99 523.57
July 1999 429.58 93.99 523.57
August 1999 429.58 93.99 523.57
September 1999 429.58 93.99 523.57
October 1999 429.58 93.99 523.57
November 1999 429.58 93.99 523.57
December 1999 429.58 93.99 523.57
Totals 6,275.38
A verage Per Month 522.95
'Since mortgage records were not provided prior to 11/98, it was assumed that the ortgage
payment for prior years was the same as the 11/98 amount of$519.84 per month, Since mo tgage
payment records were not provided after 10/03, it was assumed that the mortgage payments after that date
were $535.18 per month, the same as existed on 10/03.
Page 15
JOSEPH MRLJAK V. MARY DUPONT
. DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE # 2-B CALCULATION OF MORTGAGE PAYMENTS -WIFE'S ECORDS
2000
January 2000 429.58 93.99 523.57
February 2000 429,58 93.99 523.57
March 2000 429.58 90,96 520,54
April 2000 429.58 90.96 520.54
May 2000 429.58 90,96 520,54
June 2000 429.58 90.96 520.54
July 2000 429.58 90.96 520.54
August 2000 429.58 91.23 520.81
September 2000 429,58 91.23 520,81
October 2000 429.58 91.23 520.81
November 2000 429.58 91.23 520.81
December 2000 429.58 91.23 520.81
Totals 6,253.89
A verage Per Month 521.16
2001
January 200 I 429.58 91.23 520.81
February 200 I 429.58 91.23 520.81
March 200 I 429.58 95,38 524.96
Apri I 2001 429.58 95.38 524.96
May 2001 429.58 95.38 524.96
June 200 I 429.58 95.38 524.96
July 200 I 429.58 95.38 524.96
August 200 I 429,58 95.38 524.96
September 200 I 429.58 95,38 524,96
October 200 I 429.58 95.38 524.96
November 200 I 429.58 95.38 524.96
Deccmber 200 I 429,58 97.04 526,62
Totals 6,292.88
Average Per Month 524.41
Page 16
JOSEPH MRLJAK V. MARY DUPONT
, DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE # 2-B CALCULATION OF MORTGAGE PAYMENTS -WIFE'S mCORDS
2002
January 2002 429.58 97.04 526.62
February 2002 429.58 97.04 526.62
March 2002 429.58 97.04 526.62
April 2002 429.58 97,04 526,62
May 2002 429.58 97.04 526.62
June 2002 429.58 97.04 526.62
July 2002 429.58 97.04 526.62
August 2002 429,58 97.04 526.62
September 2002 429.58 97,04 526,62
October 2002 429.58 97.04 526.62
November 2002 429.58 97.04 526.62
December 2002 429.58 105.60 535.18
Totals 6,328,00
Average Per Month 527.33
2003
January 2003 429,58 105.60 535.18
February 2003 429.58 105,60 535.18
March 2003 429.58 105.60 535.18
April 2003 429,58 105.60 535.18
May 2003 429.58 105.60 535,18
June 2003 429.58 105,60 535.18
July 2003 429.58 105.60 535.18
August 2003 429.58 105.60 535.18
September 2003 429.58 105.60 535.18
October 2003 429.58 105,60 535.18
November 2003 429,58 105.60 535.18
December 2003 429.58 105.60 535.18
Totals 6,422.16
Average Per Month 535.18
Page 17
JOSEPH MRLJAK V. MARY DUPONT
" , , DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE # 2-B CALCULATION OF MORTGAGE PAYMENTS -WIFE'S ECORDS
2004
January 2004 429,58 105.60 535.18
February 2004 429.58 105.60 535.18
March 2004 429.58 105.60 535.18
April 2004 429.58 105.60 535.18
May 2004 429.58 105.60 535.18
June 2004 429.58 105.60 535,18
July 2004 429.58 105,60 535.18
August 2004 429.58 105.60 535,18
September 2004 429.58 ]05.60 535.18
October 2004 429.58 105.60 535.18
November 2004 429.58 105.60 535.18
December 2004 429.58 105.60 535,18
Totals 6,422.16
Average Per Month 535.18
3, Husband suggests that the net marital estate be divided 60% to Husbar and 40% to Wife,
This would result in a payment of approximately $TBD due Husba d exclusive of the
distribution of the Retirement Plans, This payment will be made in cas to Husband within
sixty (60) days of the date of the order or agreement.
4, The following Tables #l-C through #I-E are the calculations for di, ision of two CSRS
Pension Plans depending upon the age used for valuation ofthe CSRS P nsion Plans and the
applicable percentages. Based on these tables Husband submits that he should receive 40%
of Wife's pension, which regardless of the age she retires is the perc ntage necessary to
divide the two pensions on a 60/40 basis in Husband's favor.
Page 18
JOSEPH MRLJAK V. MARY DUPONT
0, DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE l-C
CALCULATION OF DIVISION OF CSRS PENSION PLANS
BASED ON AGE 55 VALUE OF CSRS PENSION PLANS
DESCRIPTION DATE VALUE OF NET VALUE HUSBAND WIFE
OF PENSION OF PENSION
VALUE
ITEM I. HUSBAND'S CSRS PENSION PLAN
Husband's CSRS-55 I 7.31.03 78,743.00 I 78,743.00 78,743. 01
ITEM 2. WIFE'S CSRS PENSION PLAN
Wife's CSRS-55 7.31.03 150,060.00 150,060,00 1 150,060.00
TOTALS
Total Value of CSRS-55 Pension Plans 228,803.00 78,743. 0 150,060.00
PERCENTAGE OF DIVISION
Totals from Above 228,803,00 78,743. 0 150,060.00
Percentage of Total O. 4 0.66
ADJUSTMENT FOR 50/50 DIVISION
Totals from above 1 228,803,00 78,743. 0 150,060.00
Amount Due in 50/50 Division 114,401. 0 114,401.50
Adjustment Figure for 50/50 35,658. 0 (35,658.50)
ADJUSTMENT FOR 45/55 DIVISION
Totals from above I 228,803,00 78,743. 0 150,060.00
Amount Due in 45/55 Division 125,841. 5 102,961.35
Adjustment Figure for 55/45 Husband's Favor 47,098. 5 (47,098.65)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above 228,803,00 78,743. 0 150,060.00
Amount Due in 40/60 Division 137,281. 0 91,521.20
Adjustment Figure for 60/40 Husband's Favor 58,538. 0 (58,538.80)
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 55 BASED ON 50/50 DIVISION
Husband Proposed Adjustment Based on 50/50 Division 35,658,50
Total Value of Wife's CSRS Pension-55 150,060.00
Husband's Percentage of Wife's CSRS Pension-55 Based on Proposed 50/50 Divisior 0.24
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 55 BASED ON 55/45 DIVISION IN HUSBAND'S FAVOR
Husband Proposed Adjustment Based on 55/45 Division in Husband's Favor 47,098.65
Total Value of Wife's CSRS Pension-55 150,060.00
Husband's Percentage of Wife's CSRS Pension-55 Based on Proposed 55/45 Divisior 0,31
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 55 BASED ON 60/40 DIVISION IN HUSBAND'S FA VO R
Husband Proposed Adjustment Based on 60/40 Division in Husband's Favor 58,538.80
Total Value of Wife's CSRS Pension-55 150,060.00
Husband's Percentage of Wife's CSRS Pension-55 Based on Proposed 60/40 Divisior 0.39
Page 19
JOSEPH MRLJAK V. MARY DUPONT
" , , DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5104
TABLE I-D
CALCULATION OF DIVISION OF CSRS PENSION PLANS
BASED ON AGE 60 VALUE OF CSRS PENSION PLANS
DESCRIPTION DATE VALUE OF NET VALUE HUSBAND WIFE
OF PENSION OF PENSION
VALUE
ITEM I, HUSBAND'S CSRS PENSION PLAN
Husband's CSRS-60 I 7.31.03 52,444.00 I 52,444.00 52,444. O[
ITEM 2. WIFE'S CSRS PENSION PLAN
Wife's CSRS-60 7.31.03 104,692,00 104,692.00 104,692.00
TOTALS
Total Value of CSRS Pension Plans-60 157,136.00 52,444. 0 104,692.00
PERCENTAGE OF DIVISION
Totals from Above 157,136.00 52,444. 0 104,692,00
Percentage of Total O. 3 0.67
ADJUSTMENT FOR SO/50 DIVISION
Totals from above I 157,136.00 52,444. 0 104,692,00
Amount Due in 50/50 Division 78,568. 0 78,568.00
Adjustment Figure for SO/50 26,124. 0 (26,124.00)
ADJUSTMENT FOR 45/55 DIVISION
Totals from above I 157,136.00 52,444, 0 104,692.00
Amount Due in 45/55 Division 86,424. 0 70,711.20
Adjustment Figure for 55/45 Husband's Favor 33,980. 0 (33,980.80)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above 157,136.00 52,444, 0 104,692.00
Amount Due in 40/60 Division 94,281. 0 62,854.40
Adjustment Figure for 60/40 Husband's Favor 41,837. 0 (41,837.60)
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 60 BASED ON SO/50 DIVISION
Husband Proposed Adjustment Based on 50/50 Division 26,124.00
Total Value of Wife's CSRS Pension-60 104,692.00
Husband's Percentage of Wife's CSRS Pension-60 Based on Proposed SO/50 Divisior 0.25
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@AGE 60 BASED ON 55/45 DIVISION IN HUSBAND'S FAVOR
Husband Proposed Adjustment Based on 55/45 Division in Husband's Favor 33,980.80
Total Value of Wife's CSRS Pension 104,692.00
Husband's Percentage of Wife's CSRS Pension-60 Based on Proposed 55/45 Divisior 0.32
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@AGE60BASEDON60/40 DIVISION IN HUSBAND'S FAVO R
Husband Proposed Adjustment Based on 60/40 Division in Husband's Favor 41,837.60
Total Value of Wife's CSRS Pension-60 104,692.00
Husband's Percentage of Wife's CSRS Pension-60 Based on Proposed 60/40 Divisior 0.40
Page 20
JOSEPH MRLJAK V. MARY DUPONT
~ , . DOM: 1/1/79
DOS (Physical): 9/30/91
DATED PREPARED: 3/5/04
TABLE I-E
CALCULATION OF DIVISION OF CSRS PENSION PLANS
BASED ON AGE 62 VALUE OF CSRS PENSION PLANS
DESCRIPTION I DATE OF I VALUE OF T NET VALUE OF HUSBAND WIFE
VALUE PENSION PENSION
ITEM 1. HUSBAND'S CSRS PENSION PLAN
Husband's CSRS-62 I 7.31.03 I 43,876.001 43,876.00 I 43,876, 0
ITEM 2. WIFE'S CSRS PENSION PLAN
Wife's CSRS-62 I 7,31.03 I 89,762,00 I 89,762.00 I 89,762.00
TOTALS
Total Value of CSRS Pension Plans-62 I 133,638.00 43,876. 0 89,762.00
PERCENTAGE OF DIVISION
Totals from Above T 133,638,00 43,876. 0 89,762.00
Percentage of Total O. 3 0.67
ADJUSTMENT FOR SO/50 DIVISION
Totals from above I 133,638.00 43,876. 0 89,762.00
Amount Due in 50/50 Division 66,819. 0 66,819.00
Adjustment Figure for SO/50 22,943. 0 (22,943.00)
ADJUSTMENT FOR 45/55 DIVISION
Totals from above 1 133,638.00 43,876, 0 89,762.00
Amount Due in 45/55 Division 73,500. 0 60,137.10
Adjustment Figure for 55/45 Husband's Favor 29,624. 0 (29,624.90)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above I 133,638.00 43,876, 0 89,762.00
Amount Due in 40/60 Division 80,182. 0 53,455.20
Adjustment Figure for 60/40 Husband's Favor 36,306. 0 (36,306.80)
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 62 BASED ON 50/50 DIVISION
Husband Proposed Adjustment Based on 50/50 Division 22,943.00
Total Value of Wife's CSRS Pension-62 89,762.00
Husband's Percentage of Wife's CSRS Pension Based on Proposed 50/50 Division 0.26
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@AGE 62 BASED ON 55/45 DIVISION IN HUSBAND'S FAVO,,-
Husband Proposed Adjustment Based on 55/45 Division in Husband's Favor 29,624.90
Total Value of Wife's CSRS Pension-62 89,762.00
Husband's Percentage of Wife's CSRS Pension Based on Proposed 55/45 Division 0.33
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 62 BASED ON 60/40 DIVISION IN HUSBAND'S FA VO R.
Husband Proposed Adjustment Based on 60/40 Division in Husband's Favor 36,306.80
Total Value of Wife's CSRS Pension-62 89,762.00
Husband's Percentage of Wife's CSRS Pension Based on Proposed 60/40 Division 0.40
Page 21
-..--
~ , , .
SECTION III.
LISTING OF HOUSEHOLD GOODS AND CONT RNTS
AND OTHER PERSONAL PROPERTY
The following Tables #3-A anq # 3-B sets forth the household goods and ontents and other
personal property of the parties:
TABLE #3-A
HOUSEHOLD GOODS AND CONTENTS AND OTHER PERSONAL PRC PERTY
IN HUSBAND'S POSSESSION
DESCRIPTION OWNER POSSESSOR VALUE BASIS FOR METHOD OF
EXCLUSION IF VALUATION AND
CLAIMED TO BE SUPPORTING
NON- MARITAL DOCUMENT A TION
ITEM
TBD
Comments:
ITEM
Comments:
ITEM
Comments:
TOTAL ITEMS IN HUSBAND'S POSSESSION
2Note: Exclusions from marital property include property acquired before marriage, p perty
acquired after separation, or property acquired during marriage by way of gift or inheritance fr m third party
not a spouse. For gifts and inheritance also specify the source person.
Page 22
. .
TABLE #3-B
HOUSEHOLD GOODS AND CONTENTS AND OTHER PERSONAL PR ~PERTY
IN WIFE'S POSSESSION
DESCRIPTION OWNER POSSESSOR VALUE BASIS FOR METHOD OF
EXCLUSION IF VALUATION AND
CLAIMED TO BE SUPPORTING
NON- MARlT AL DOCUMENTATION
ITEM
TBD
Comments:
ITEM
Comments:
ITEM
Comments:
ITEM
Comments:
ITEM
Comments:
ITEM
Comments:
TOTAL ITEMS IN WIFE'S POSSESSION
Page 23
-- - - -- -
.
~ . , .
SECTION IV.
NON-MARITAL ASSETS AND DEBTS
The following Table #4 sets forth the non-marital assets and debts of the pa rt es: 3
TABLE #4
NON-MARITAL PROPERTY AND DEBTS
DESCRIPTION DATE VALUE OWNER POSSESSOR BASIS FOR METHOD OF
OF I EXCLUSION IF VALUATION AND
VALUE CLAIMED TO BE SUPPORTING
NON- MARITAL DOCUMENTATION
None Known ~
I
I
I I T
TOTALS 0.00 T
3Note: Exclusions from marital property include property acquired before marriage, p roperty
acquired after separation, or property acquired during marriage by way of gift or inheritanc f rom third party
not a spouse. For gifts and inheritance also specify the source person.
Page 24
"" . t I
SECTION V.
PROPERTY TRANSFERRED
The following Table #5 is Plaintiffs listing of all property which was transferr d within 3 years of
the date of the commencement of this action or was transferred since the date of separation:
TABLE #5
PROPERTY TRANSFERRED
DESCRIPTION OF PROPERTY I TRANSFER DATE I CONSIDERATION
ITEM 1
US Savings Bonds
I
I
$7,084.22 I
1992
Comments:
IE Cashed in by Husband to buy a mobile borne.
I
TRA"lSFEREE
N/A
[!] This transfer was subject to federal tax on the interest at an estimate of$526.63 for a et of $7,084.22
Page 25
.
,.. , t
CERTIFICATE OF SERVICE
I, Diane G. Radcliff, Esquire, hereby certify that on I served a copy of the
within Inventory, by mailing same by first class mail, postage prepaid, addressed as Falla
Cara A. Boyanowski, Esquire
1029 Scenery Drive
Harrisburg, P A 17109
DCLIFF,
3448 Trindle ad
. , A 1701 i
1
Supreme Court ID # 321 12
Phone: (717) 737-0100
Fax: (717) 975-0697
Attorney for Plaintiff
Page 26
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JOSEPH K. MRUAK,
PLAINTIFF
: IN THE COURT OF COMMON LEAS OF
: CUMBERLAND COUNTI'. PEN SYLVANIA
v.
: NO. 01-1413 CIVIL TERM
MARY S. DUPONT,
DEFENDANT
: CIVIL ACTION - LAW
: IN DIVORCE
INCOME AND EXPENSE STATEMENT
UNDER RULE 1920.31
I hereby file the Statement of Income and Expenses required under Rule 1920 31 and verify
that the information therein contained is true and correct to the best of my knowledg , information
and belief
I understand that false statements herein are made subject to the penalties of 8 Pa. C. S.A.
~4904, relating to unsworn falsification to authorities.
Date: b J II /0 4
By:
~~
ont, Defendant
INCOME AND EXPENSE STATEMENT
OF
MARY S. DUPONT
INCOME
Employer: Department of Defense
Address: Navy Ships Parts Control Center
Mechanicsburg, Pennsylvania
Type of Work: Computer Programmer
Pay Period: Bi-Weekly
Gross Pay Per Pay Period:
$2,749.60
Itemized Payroll Deductions:
Federal Withholding
$349.55
FEHB
$108.42
Local Wage Tax
$26.41
State Income Tax
$81.08
Medicare Tax
$38.30
Union
$14.25
Retirement (CSRS)
$192.47
TSP Loans
$144.24
TSP Loans
$53.60
Spousal Support
FEGLI
FEGLI Optnl
Net Pay Per Pay Period
$280.77
$1110
$20.16
$] ,429.25
EXPENSES
HOME:
Mortgage
Maintenance (Grass Cutting)
Utilities:
Electric
Gas
Sewer
Water
Telephone (Land Line)
Telephone (Cellular)
Cable Television
Trash
MONTHLY
$556,01
$50.00
$375.00
$25.00
$25.00
$10.00
$30,00
$50.00
$35.00
$25.00
TAXES:
Personal Property
$320.00/per year
$26.67/per month
Real Estate
Escrow
PERSONAL:
Clothing
$50.00
Food
$100.00
Hairdresser
$20.00
Veterinarian Expenses (Kennel)
$304.00
Credit Card
$800.00
MISCELLANEOUS:
PapersnBook~agarines
$20.00
Entertainment
$50.00
Vacation
$100.00
Gifts
$50.00
Legal Fees
$250.00
Charitable Contributions
$20.00
Children's Allowances
$500.00
CoJlege Tuition
$500.00
TOTAL MONTHLY EXPENSES
$3,971.68
my Pay
Page 1 of 1
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OS/29/2004
PEPARTMENT OF IlpFENSJ;
1. Pay P.
OS/29/0-
CIVILIAN LEAVE AND EARNINGS STATEMENT
VISIT THE DF AS WEB SITE AT; WWW.DFAS.MIL
2. Pay D
06/04/0
3. Nllme
DUPONT MARY S
... Pay PlanlGndelStep 3:. HourlylDaily Rate 6. Basic OT Rate 7. Ba~ic Pay + L ltaUty Adj "" Adjusted DR
GS 12 07 34.37 34.37 71729.00
8. Soc See No
194-40-4752
9. Locality 0/.
10.90
10. FLSACategQry 11. SeD Leave
E 05/05/74
12. Mu Leave arry Over
24
13. Leav
0]
14. Financlallnsdtutlon - Net Pay
MEMBERS 1ST FeU
17. Tal: Marital Exemptions Add'l
Status
FED M
PA M
115. fin.neialInstitution - Allotment #1
18. Tax Marital Exemptions Add'l Taxing Authority
Status
421080 S 0 HAMPDEN TS PA
Hi. Fin.ncl.llns tutlon - Allotment # 2
19. Cumulative etirement
CSRS: 30770.7
20.Milit
21. Current Year to Date 22,
GROSS PAY 2749.6<l 34994.18
TAXABLE WAGES 264\.\8 33671.72
NONTAXABLE WAGES 108.42 1322.46
TAX DEFERRED WAGES
DEDUCTIONS 1320.35 16458.02
AEIC
NET PAY 1429.25 18536.16
CURRENT EARNINGS
TYPE HOURSlDAYS AMOUNT TYPE HOURS/DA YS AMOUNT TYPE HOURS/DA YS
REGULAR PAY 80.00 2149.60
DEDUCTIONS
TYPE CODE CURRENT YEAR TO DATE TYPE CODE URRENT YEA]
CHLD SUP.GRN 280.77 3369.24 FEGLI KO 11.10
FEGLI OPTNL B 20.16 240.80 FEHB SW5 ]08.42
MEDICARE 38.30 488.24 ORG/UNION KLCA 14.25
RETIRE, eSRS I 192.47 2299.56 T AX, FEDERAL 349.55
TAX, LOCAL 421080 26.41 336.69 T AX.LOC ace 421080
TAX. STATE PA 81.08 1019.93 TSP LOANS 208583M 53.6<l
TSP LOANS 2~329E 144.24 173628 TSP SAVINGS
LEAVE
TYPE PRIOR YR ACCRUED ACCRUED USED USED DONA TED/ CURRENT
BALANCE PAY PD YTD PAY PD YTD RETURNED BALANCE TI
ANNUAL 240.00 8.00 SO.OO 24.00 296.00
SICK 264.50 4.00 40.00 2.00 302.50
HOLIDAY 20.00
ADMIN 12.00
REMARKS
YOUR PAYROLL OFFICE IDENTIFICATION NUMBER IS 973B0600.
ENROLL IN TSP - DEADUNE FOR OPEN SEASON IS JUNE 30.
BUY US SAVINGS BONDS.
FERS EMPLOYEES; TSP UMlT FOR 2004 IS $13,000. CHECK YOUR TSP YTD
TO ENSURE YOU DO NOT LOSE MATCHING CONTRIBUTION. NEXT TSP OPEN SEASON IS 4/15-6/30/04.
PRETAX FEHB EXCLUSION $ 1OB.42
THIS REPORT CONTAINS INFORMATION SUBJECT TO THE PRIVACY ACT OF 1974 AS AMEND D
https;//mypay,dfas.miIlLOCALLES.ASPX? AccessString=DCPSZGT &globalid=DNETO I" 6/13/2004
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JOSEPH K. MRLJAK,
PLAINTIFF
v.
MARY S. DUPONT,
DEFENDANT
: IN THE COURT OF COMMON LEAS OF
: CUMBERLAND COUNTY, PEN YLVANIA
: NO. 01-1413 CIVIL TERM
: CIVIL ACTION - LAW
: IN DIVORCE
INVENTORY
UNDER RULE 1920.33
I hereby file the following inventory of all property owned or possessed by eit er party at
the time this action was commenced and all property transferred within the preceding hree years.
I verifY that the statements made in this inventory are true and correct. I und stand that
false statements herein are made subject to the penalties of 18 Pa.C,S.A ~4904 relati g to
unsworn falsification to authorities.
Date: b I,I/ O~
QL~cL
ont, Defendant
ASSETS OF PARTIES
MARY S. DUPONT MARKS ON THE LIST BELOW THOSE ITEMS AP LlCABLE
TO THE CASE AT BAR AND ITEMIZES THE ASSETS ON THE FOLLOWING PAGES
(X) I. Real Property
(X) 2. Motor Vehicles
(X) 3. Stocks, bonds, securities and options
( ) 4. Certificates of Deposit
(X) 5. Checking accounts, cash
(X) 6, Savings accounts, money market and savings certificates
( ) 7. Contents ofsafe deposit box( s)
( ) 8. Trusts
( ) 9, Life insurance policies (indicate face value, cash surrender value and rrent
beneficiaries)
( ) 10. Annuities
( ) II. Gifts
() 12. Inheritances
( ) 13. Patents, copyrights, inventions, royalties
( ) 14. Personal property outside the home
( ) 15, Businesses (list all owners, including percentage of ownership, and offi r/director
positions held by a party with company)
() 16 Employment termination benefits - severance pay, worker's compensati n
claim/award
( ) 17, Profit sharing plans
(X) 18, Pension plans (indicate employee contribution and date plan vests)
( ) 19. Retirement plans, Individual Retirement Accounts
( ) 20. Disability payments
( ) 21. Litigation claims (matured and unmatured)
( ) 22, MilitaryN.A. benefits
() 23. Education benefits
(X) 24. Debts due, including loans, mortgages held
(X) 25, Household furnishings and personalty (include as a total category and ttach
itemized list if distribution of such assets is in dispute)
( ) 26. Other
DUPONT v. DUPONT
Date of Marriage - January 1, 1979
Date of Separation - September 30, 1991
MARITAL ASSETS
Assets Wife's Husband's Master's Notes
Value Value Value
Real Estate
Marital Home: $102,000.00 $102,000.00 Wife co tinued to reside in
115 Redwood Street (Appraisal Marital f'-esidence after date of
Harrisburg, P A performed in separati n and maintained the
2003) mortgaB ~ payments.
Mortga! e balance is
$29,730 98, as ofJune 13,
2004.
Fair Market Rental Value of $0.00 $27,453.48
Marital Residence
(Husband)
Retirement Assets
CSRS Retirement $44,929.00 $78,743.00 Actuaria valuation performed
(Husband) (age 62) (age 55) by Harry M. Leister, Jr.,
F.S.A., d ted July 31, 2003:
$78,743. 0
(age 55)
$53,522. 0
(age 60)
$44,929. 0
(age 62)
Thrift Savings Plan $3,529.90 $3,529.90 Value of ccount as of the date
(Husband) of separa on.
MARITAL ASSETS
CSRS Retirement $89,762,00 $150,060.00 Actuarilu valuation performed
(Wife) (age 62) (age 55) by Hank, M. Leister, Jr.,
F.S.A., ~ated July 31,2003:
$78,74 ,00
(age 55
$53,52 .00
(age 60
$44,925,00
(age 62
Thrift Savings Plan $6,691.40 $6,691.40 Value 0 account as of the date
(Wife) of separ tion,
Loan e} sts on plan. Wife pays
$298.00 bi-weekly to satisfy
loan,
United States Saving Bonds
United States Savings Bonds $7,610.85 $7,084.22 Husban( liquidated United
(Husband) States S vings Bonds, both EE
and Ese 'es, on May 6, 1992,
Automobiles
1983 Chevrolet Citation Trade-in $600.00 Wife tra ed this vehicle in to
(Wife) Value: purchase a 1993 Gee Prism in
$600,00 Novemb~, 1993,
1989 Dodge Caravan Trade-in $600.00 Husband ~raded this vehicle in
(Husband) Value: to purch, se another in 1999.
$600,00
Miscellaneous
Household Goods and Furnishings Nominal $200,00
Value (Husband)
Unknown
(Wife)
Roland Johnson Appraisal Services
0003738
RIe No. 115redwo
APPRAISAL OF
SINGLE FAMILY RESIDENTIAL
LOCATED AT:
115 Redwood Street
Harrisburg, PA 17109-3723
FOR:
Diane G. Radcliff, Esquire
3448 Trlndle Road
Camp Hill, PA 17011
BORROWER:
NtA
AS OF:
July 25, 2003
BY;
Roland D. Johnson, IFA
6620 Somerset Street, Harrisburg, PA 17111 (717) 5614884/ (717) 561-4 85
-
Roland Johnson Appraisal Services'
0003738
File No. 115redwo
08-06-03
Diane G. Ra.dcliff, Esquir~
3448 Toodle Road
Camp Hill, PA 17011
File Number: 115redwo
Dear Sir;
In accordance with your request, I have personally inspected and appraised t real property at:
115 Redwood Street
Harrisburg, PA 17109-3723
The purpose of this appraisal is to estimate the market value of the subject pro arty, as improved.
The property rIghts appraised are Ihs fee simple interest in the site a improvements.
In my opinion, the estimated market value of the property as of July 25\ 2003
is:
$102,000
One Hundred Two Thousand Dollars
The attached report contains the description, analysis and supportive data fo the conclusions,
final estimate of value. descriptive photographs, limiting conditions and appropr te certifications.
Sincerely,
State Certified Appraiser
6620 Somerset Street, Harrisburg, PA 17111 {711} 561.4884 J (717) 56148 5
APPRAISER'S LICENSE
Borrower: NI A
Pro Address: 115 R-"od Street
City: Harrisburg
Lender: Diane G. Raddiff Es uire
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f~eNo. 115redwo
DEFINITION OF MARKET VALUE: The mosl probable price which a property should ring in a competitive and open market
under all conditions requisite to a fair aale, the buyer and seller, each acting prudently, know! dgeably and assuming the price is not
affected by undue stimulus. Implicit In this definition is the consummation of a sale as of a sp cified date and the passing of title from
seller to buyer under conditions whereby: (1) buyer and sal\er are typically motivated; (2) both riies are well informed or well advised,
and each acting in what he considers his own best interest: (3) a reasonable time is allowed for pasurs in the open market; (4) payment
is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable theret and (5) the price represents the normal
consideration for the property sold unaffected by specIal 01' creative financing or sales concession * granted by anyone associated with the
..~.
*A.djustmen1s to the comparables must be made for special or creative financing or sales conca ions. No adjus.tments are necessary for
those cos.ts. which are normally paid by sellers as a resu" of tradition or law in a market area; the costs are readily identifiable since the
seller pays these costs in vlrtuaUy all sales transactions. Special Of creative financing adjustments n be made to the comparable property
by comparisons to fiIlancing terms offered by a third party institutional lender that is not already inv Ived in the property or transaction. A.ny
adjustment should not be calculated on a mechanical dollar tor dollar cost of the financing or c ncession but the dollar amount of any
adjustment should approximate the market's reactioo to the finatlcing a concessions based on the Apprais s judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S C RTIFICAT10N
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appear in the appraisal report is subject to the
following conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the prope being appraised or the title to it. The
appraiser assumes that the title is good and mark.etable and, therefore, will not render any opinions a out the title. The pl'operty is appraised
on the basis of it being under responsilXe QWf\&l"smp.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is
included only to assist the reader of the report in visualizing the property and understanding the appraiser's termination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emerg ey Management Agency (or other data
sources) and has noted in the appraisal report whether the subject site is located in an identified S cial Flood Hazard Area. Because Ihe
appraiser is not a surveyor, he 01' she makes no guarantees, express or implied, regarding this determination
4. The appraiser will not give testimony or appear in court because he or she made an appraisal oft e property in question, unles.S specific
arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and be
contributory value. These separate valuations of the land and improvements must not be used in
are invaUd if they are so used.
use and the improvements at their
junction with any other appraisal and
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, d reciation, the presence of hazardous
wastes, toxic substances, etc. ) observed during the inspection of the subject property or tllat t\e or to e became aware of during the normal
research involved in perfonning the appraisaL Unless otherwise staled in the appraisal report, tile ap i$&l' has no knowledge of any hidden
or unapparent condItions of the property or adverse environmental conditions (including the esence of hazardous wastes, toxic
substances, etc. } that would make the properly more or less valuable, and has assumed that there re no such conditions and makes IltI
guarantees or warran1les, express or implied, regarding the condition of the property. The apprais r will not be responsible for any weh
conditions that do exist or for any engineering or les"ling that might be required to discover wheth r such conditions exist. Because the
appraiser is not an expert in the field of erwkonmer.tal hazards, the appraisal report must nol be consid red as an environmental assessment
of the property.
7. The appraiser obtained the information, estimates, and opinions that were eXpr&Ssed in the apprai al report from sources that he or she
considers to be reliable and believes them to be true and correct. The appraiser does not assume sponsibinty for the accuracy of such
items that were furnished by other parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in th Uniform Standards of Professional
Aj>praisalPrac\ice.
g. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that s SUbject to satisfactory completion,
repats, or alterations on the assumption that completion of the improvements win be perfcX'med in a wakmami mannef'.
10. The appraiser must provide his or her prior written consent before the lender/client specified in t e appraisal report can distribute the
appraisal report (including conclusions about the property value, the appraiws identity and professi nO'll designations, and references to
any professional appraisal organizations or the firm with which the appraiser is associated) to a one other than the borrower; the
mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal ganizations; any state or federally
approved financial institution; or any department, agency, or instrumentality of the United States or ny s.tate or the District of Columbia;
el(Cept that the lender/client may distribute the property description section of the report onlv to d a collection or reporting service(s)
without haVIng to obtain the appraiser's prior written consent. The appraiser's 'Mitten consenf and ap oval must also be obtained before
the appraisal can be conveyed by anyone to the public through advertIsing, public relations, news, sales, r other media.
Freddie Mac Form 439 6-93
Page 1 of2
Fannie Mae Form 10048 6-93
---
0003738
File No. 115redwo
APPRAISERS CERTIFICATION: The Appraiser certifies end e",ea' thet:
1. I have researched the subject market area and have selected a minimum of three fecent sale of properties most similar and proximate
to the subject property for consideration in the sales comparison analysis and lla'le made a dollar a justmant when appropriate to reflect the
market reaction to those items of significant variation. If a significant item in a comparable p 'J is superior to , or more favorable than,
the subject property, I }lave made a negative adjustment to reduce the adjusted sales price of the mparab10 and, If a significant item in a
comparable property is inferior to, or less favorable than the subject property, I have made a pas live adjustment to increase the adjusted
sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my developmen of the estimate of market value in the
appraisal report. I have not knowingly withheld any significant information from the appraisal eport and I believe, to the best of my
knowledge, that aD statements and infamation in the appraisal report are true and correct,
3. I stated in the appraisal report only my own personal, unbiased, and proftlssional analysis, opin ons, and conclusions, wmeh are SUbject
only to the contingen1 and limiting conditions specified in this form,
4. I have no present or prospective Interest in the property that is the subject to this report, and I aye no present or prospective personal
interest or bias with respect to the participants in the transaction. I did not base, either partial or completely, my analysis and/or the
estimate of market value in the appraisal report on the race, color, religion, sex., handicap, famil I status, or national origin of either the
prospectwe owners or occupants of the subject property or of the present owners or occupants f the properties in the vicinity of the
subje<:tproperty.
5. I have no present or contemplated future interest in t\1e subject property, and neither my current or future employment nor my
compensation fa performing this appraiS81 is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value 1ha1 favors ttle ca
1he amount of the value estimate, the attainment of a specific result, or the occurrenca of a su
compensation andlor employment for performing the appraisal. I did not base the appraisal reI'
specific: valuation, Of the need to apptYte a $pElcific mmgage loan.
se of the client or any related party,
usnt event in order to receive my
on a requested minimum valuation, a
7. I performed this appraisal in conformity witll the Uniform Standards of Professional Appr isal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place a of the effective date of this appraisal,
wlth the exception of the departure provision of those Standards, which. does not apply. I ackn edge that an estimate of a reasonable
time for exposure in the open market is a condition in the definition of market value and the 8SU a1a I developed is consistent with the
marketing time noted in the neighbcrl100d section of this report, unless r have otherwise stated In the reconci ation sectiotl.
8. I have personally inspected the interior and exterior areas of me subject property and the exterior f all properties listed as comparables
In the appraisal report. I further certify that I have noted any apparent or known adverse conditio s in the subject improvements, on the
subject site, or on any site within the immediate vicinity of the wbject property of which I am aware nd have made adjustments for these
adverse conditions in my analysis of the property value to the extent that I had market evidence to upport them. I have also commented
about the effect of the adverse conditions on lhe marketability of the subject property.
9. t personally prepared all ecnclusions and opinions about lhe real eslate that were set forth i the appraisal report. If I relied on
significant professional assistance from any individual or individuals in the performance of the appra al or the preparation of the appraisal
report, I have named such individual(s) and disclosed the s.pecific tasks performed by them in the econciliation section of this appraisal
report, I certify that any individual so named is qualified to perform the 1ask.s. I have not authorized a one to make a change to any item in
the report; therefore, if an unauthorized change is made to the appraisal report, I will tak.e l'\G respons.ibility for
SUPERViSORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed t appraisal report, he or she certifies
and agrees that I directly supervise the appraiser who prepared the appraisal report, have tel/is tl\e appraisal report, agree with the
stalements and conclusions of the appraiser, agree to be bound by the appraiser1s certifications number d 4 through 7 above, and am tak.ing
full responsibilny for tile __ end the appraisel report.
ADDRESS OF PROPERTY APPRAISED: 115 Redwood Street HarMsbur PA 17109-3 3
Signature:
Name: Rala CI D. Jah
Date Signed: 0 0:3
Stme Certification #: RL-001737-L
or State License #:
State: PA
Expiration Date of Certifk:ation or Ucense: 06-30-05
SUPERVISORY APPRAJS R (only If required)
Signature:
Name:
Date Signed:
state Certificatian #:
or state license #:
Stele:
Expiration Date of Certification or l' e:
o Did 0 O~NoII_aPro rty
Freddie Mac Form 439 6-93
Page2of2
Fannie Mae Form 10048 6-93
".'._-"-,,",>-'~"""
, -
:SlOgle Family 0003738
Pro"."- O..e,lotlon UNIFORM RESIDENTIAL APPRAISAL REPORT FII. No. 115redwo
p;;,......~'Addre9s 115 Redwood Street C' Harrisburg 5t e PA ZinCode 17109-3723
~I Des~~tion OEED BOOK 861 PAGE 121 Co nt" Daunhfn
Assessor'!1 Parc:el No, 62-035-052 TaxYear 2003 R.E.Taxes$ 1300.00 SoecialAssessmenls$ N/A
Borrower N/A CurrenlOwner Josenh Mrfsk and MaN Ounont Occuoanl: (I OWner Tenant r Vacant
.. p~~a':"'ri"htsallllraised IX FeeSirn Ie leasehold P~;~T""'e PUD f ConOOminiumfHUD Aon\v\ HOA$ N/A !Mo.
~orhood orProiect Name Susauehanna Townshil'l Man Referern:e 2743-6E CAl\$\l& Trad: 3240-0221
SalePrioe\t NfA DateoiSaleN/A Desaintionand$amountofloancharnesJconcassioMtobe....id seier N/A
LenderlCllent Diane G. Radcliff Esn'o.lire Address 3448 Trindte Road Came Hill PA 17011
A~""ajser Roland D. Johnson IFA Address 6620 Somerset Street Harrisbu PA 17 11
Location ~ Urban ~ Suburban W Rural Predomll'lant Single fttmlly hC'uslng Present la d use" Land use change
Built up 8 Over 75% 0 25-75% 0 Under 25% occupancy ~~E A~f One famlly 72% \Xl Not lIkely 0 Likely
Growtllrate Rapid 00 Stable ~o j Slow Owner ~ leY! ----.Q. 2.-4fam\ly ~ o In process
PropeJtyvalues Increasing 00 Stable Declining Tenant 230 Hi"h 100 ~ 2% To:
Oemandlwpply n ;hortage fX\ nb3ana:l OwrstJl:9y Vacart(0-5%) IRlU Pr6dominanl II!IIComlTlllfcial 20%
Marketin"tllT\ll i1 ~3moe. W 3-6 mos. Over6ll1os. VacanI'ow5% 85 60 ~Vacant 5%
Note: Race and the racial composition of the neighborhood are not appraIsal factors.
Neighborhood boundaries and characteristics: This suburban Sus"'uehanna Townshio neiohbomood has avera e characteristics and is bound
. to the North bv Walnut Street to the West bv 30th Street to the South bv Union C1P.nosit Road and to t e East hv Townshin Line.
Factors that affect the marketability of Ihe properties In the neIghborhood (proximity to employment and amenitles, employment ability, appeal to market, etc.):
This suburban nelahborhood has most nubile utilities available relativelv easY access to emnlovment a d services and is comnetitive
with other neiahborhoods in 1he aeneral area. Most have similar amenities. No unfavorable factors wer observed which would
adverselv affect mark.etabHitv.
Merk9tconditlonsin the subjElCt neighborhood (incrudlng 8UPPOrt for the above co!\clu\l.ione related to the trend ofpropsrtyvalues demaodfsuppfy,endmsrketlngtime
..-such es data on competitive properties for sale in the neighborho od,descrlplionoftheprevalenceofsalesandfinancin cOTlcessions,etc.):
There are no foreseeable economic trends which minht sj~nificantlv influence market conditions in this ea. The current mort1'\ao&
marKet offers a wide valieN of conventional loans with comnetitive interest rates. As a result the terms f financiir' have little if anv_
im~act on sales crices. If interest rates remain reasonable--nro~ertv values and marketabilitv should be able.
ProJllct Information for PUDs (If applicable) - - Is the developer/builder in control oHhe Home O'#lnars' A.ssociation (HOA) 0 YES [J NO
ApproxImate total number of units in the subject project Approximate total number of unitt. for sale in th subject project
Describe common elements and recreational facilities:
DlmeMio!\s 50 X 139.9 X 48.15 X 137.4 Topography Level
Site area 6762 SQ.Ft. Corner Lot U Yes W No Size Tvnical for Area
Specific zoning classification and description Residential Urban District Shape Rectannular
Zoning compliance !KJ Legal ~O Legalnonco~ng(Grandf'att'lereuse} UlIlagal U Nozoning Drainage Annearsadenuate
Hl"hest & best use as imDl"oved: IXIPresentuse I IOtheruse(evnlain\ View AVEl~e
Utmtle. P~!c Other Off.slte Improvements Type Public Private Landscaping A....erane
Electricity X 125 AMP Street Asphalt ~ @ Driveway Surface Asohalt
Gaa Curb/gutter Concrete Apparent eesem ts None Annarent
Water Sidewalk Concrete FEMA Speaal Flo d Hezard Area [J Yes _ ~ No
Senilaryaewer Streetligtlt$ Standard ~ R FEMAlone C Map Date 04-15-77
Storm sewer AlIe" None \ \ FEMA Ma" No 20397 A1H&IM02
Comments (apparent adverse easements, encroachments, specisl assessments, slide atea$, "legal or legal noncon1ol1lling zonin use, etc.): Site has averaae
site imnrovements averaoe landscaoina. andh,";'ical maintenance. There are no aOo8rent adverse ease en1s encroachments or
other adverse conditions on this site.
GENERAl DESCRIPTION ExtERIOR DESCRIPTION
No. of Units 1 FOunQatioo Conc Block
No. of Stories 2 Exterior Walls Brick Alum
Type (Oet./Att.) Detached RoofSurfac:& Shin"le
Design (Style) 2 StorY Gutlel'1l & Dwnspts. Aluminum
ExisUnglProposed Existina Windo'#l Type Obi Huna--
Age (YT$.) 61 StormlSa'e8ns Yes
Effective A......1Vrt..\ 20 Manufaclured House No
ROOMS Fover LNiM Din\n" Kitchen
: Basement
Levell
. Level2
level 3
F\nishe-d aftIB above lII1lde contains:
. INTERIOR MaterialslCornlil\On
Floors HW VinvUAva
. Walls Plaster/Ava
TrirniFinish Wood/Ava
Bath Aoor VinvlfAva
Bath Wainscot CeramicJAvn
Doers Wood/Ava
FOUNDATION
Slab 40%
""".,.. 0
B~nt 60%
SUmp Pump No
Dampness None Noted
Settlement None Noted
Infestetion None Noted
Famll Rm. Rae. Rm. Bedrooms
BASEMENT
AreaSq.Ft. 442
%Flnl1lhed 0
Cening Joi
Walls Co Slock
Floor Co ~ete
OutsideEntry No
INSULA 110N
Roof 0
CeHing ===8
Walls
"",,-0
:: ===~
D..
6 Rooms' 4 Bedroom s .
HEAT1NG KITCHEN EQUIP. ATIlC
1yp& Radiant Refrigeretor I None
Fuel Oll Range/O~ Stairs
CondilionAveraa-e Disposal X Drop Stair
COOl.ING Dishwssher S Scuttle
Central No FanlHood Roor
Other None Microwave Heated
ConditionN/A Washeo/r\.... Sf FinJahed
Additional features(speclal e.nergy efficient items, etc.): Gas hot water heater' insulated windows.
. Baths
allnd--;:;-'
00"
AreaSa.Ft.
442
739
843
4
o
&J
~
1 82 .~lJare Feet ~f Gross LMnll Area
CAR STORAGE:
X None 00
Garage
Atteched
Detached
Built-In
C._
Drivewa"
1 Bath(s\'
AMENITIES
Filtlplac:e(s)#L--
Patio
DeclI Covered
.on;,
# of cars
x
F."",
Pool
3
Condition of the improvements, depreciation (physical, functional, and external), r~paif? needed, quality 01 construction remtldelingl dditlons, ete.: See Attached
Addendum.
.
Adverse- envlrOl'o~tal conditions (auch as, but not lim)ted to, h~zardous wastes, t?~ic substances, etc.) pr~senl i~ the Impro ments, on th~ site, 0: in the
immediate vicinity of the subject property: No adverse en'i\ronmenta\ conditIons were obse......ed In the Imorovem nts on the sIte or 10 the
immediate vicinih, -Of the sub1ect orooertv. The a raiser is no~ualifled to render an" envlronmental asses ment whatsoever.
l'feddel.IICFtfm70 8.93 PAGE 1 OF 2 F"'niIMIIIF<lrm1004 8.93
~~Po\nl<l0lgbl_"""""IOO.2)1.sn1_.polni<IlomIo.l%>,"
III
Single Family
UNIFORM RESIDENTIAL APPRAISAL REPORT
.. $ 1B 000
0003738
f'll.No. 115redwo
Comments on Cost APproach Llch as, source of COl!.t 6slima\e,
site value, square foot caiculalio and for HUD, VA arld FmHA, the
astimalad remaining economic II of the property):
Estimated Reolacement C st.New~of~lmorovements is
calculated usino the Marsh II and Swift Residential Cost
Handbook. and local cost a al"sis. Estimated site value is
based on local market anal sis. Oe!'\reciation is estimated
usin'" the economic ane-li~ method and market ana~is.
See addendum.
COMPARABLE" NO.3
102 North 36th Street
Harrisbur'"
.35 Mile
104!\9!t1l;j $
..;," q$ B1.1B"
Assessment Records
&MLS
oeSCR\P1\QN -\ --+''''-'=lrM1t
Conventional
None
1(}...08~02
Suburban
Fee Simnls
.17 Acre
AI/erana
2 Stant/Averans :
Avarane
68Yrs.
Avera...e
Valuation Section
ESTIMATED SlTE VALUE, .
ESTIMATED REPRODUCTION COST -NEW Of IMPROVEMENTS:
DweRlng 1,582 Sq.Ft. @$ 53.22 "$ 84,194
Bsmt.442 Sq.Ft. @$~ " 9,406
~ F/P Covered Deck ,,5,000
, Gnge.Ccrport None Sq. FI. @$_ " 0
Total Es.tlmated coat New " $ 98,600
Less PhY$ical I F~~~i I' External Est. Remaining Eoon.life: 30
Depreciation ~$1 000, '" $ 33,538
Depreciated Value of Improvements . '" $ 65 082
'As..js'Value of Site Improvements. " $ 3000
INDICATED VA1.UE BY COST APPROACH, " .$ 86100
ITEM \ SUBJECT COMPARABLE NO.1 COMPARABLE NO. 2
115 Redwood Street 3621 Centerfield Road 3515 Schoolhouse Lane
Addl1lss Harrisbura Hanisbum Harrisbur"
Proxlmitv to SubiAcl ~~~~1ji!fi;~im~~! 2~_j .25 Mile 2 Blocks
Sales Price $ N/A '" . ,1' " .~t~ $ 99 000 il'f!f~~~""~~~ S
Priceft3rossLiv..4rea $ 0.00 ~ $ 58.86 lZl ;~~j~~i&'7fJW,~I$ 75.69 I;n,
Data and/Of Inspection Assessment Records Assessment Records
Vrica\lon Sources & MLS & MLS
VAU.E~ms_ DESCRIPTION I.. V,"'~lm..,t DESCRIPTION -I +. $Ad
Sales or Financing .. Conventional Conventional :
Concessions None None
DateofSaleffime 04-10-03: 04--29-03:
l.ocation Suburban Suburban Suburban
LeasehJtl,feeSi"r'da Fee Simple Fee Sim"te Fee Simr'lle
Site .16 Acre .25 Acre : .08 Acre
View Averace Averaae AVer8ce
Dllllilln and ADDeal 2 Storv/Averan& 2 Storv/Averane 2 Storv/Averane :
I a...rvofConslruc6:r1 Averane AverMe Averane
Aae 61 Yrs. 69 Yrs. 56 Yrs.
Condition Averaae Averane : Averane :
Above Grade TOIlIl' l3G"Tn9' Sstl9 Tot_' Sd'mo' BIlI1I : Totol' B<tM' BtI\tI!l :
RoomCttunt 8" 4: 1.00 6: 3: 1.50' ~l,OOO 6: 3: 1.50'
Gross LltilM Aree 1 582 Sn.ft, 1 682 So,Fl. ~1 000 1 374 Sn.Ft.
Basament&FInished Full Basemen1 Full Basement Full8asement
Rooms Below Grade Unfinished Unfinished Unfinished
, Functional Utilitv Less Than Ava. Averaae : ~1 000 Avera"'e
HeatinalCooJinn Oil RadlNo CA Oil RadlNo CA Oil HW/No CA :
. EnAl'lIvEflkientltems Tvaical For Ana Tvaical For Ana Tvaical For Ane
GafaneJC,.".",rt None 1 Car Camort : ~1 500 1 Garal1e Int.
. Poroh,P~~,Decl<., Covered Deck Patio POrch,Patio
Fireo!a<:a(s). etc. 1 Firenlace None 1 000 None
Fence Pool etc. None None : None
TataI'Samo'
"'"
-1,000
2 100
7: 4: 2.00'
1 878 Sn.Ft. :
Full Basement
Unfinished
verane
if fAlCA
ivnical For Aae
Garane Oet.
orch
Firenlace
one
~1 000
-2000
-1,000
1000
Net Adi.(total\ '$ 350~ 190~
~:=:Price $ 9550~$ 102100___$
Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc.): See Attached A dendum.
114900
\':~'!i)j'i
-1,BOO
~3 000
-1000
-2000
,4000
11500
103400
ITEM SUBJECT COMPARABLE NO.1 COMF'ARABlE NO.2
Data, Price and Oata No Prior Sale No Prior Sale Other 02-14-03
SourceforpriOl"sala:s Than Listed Above $887.00
wihr._rofanrv;aisal Tax Assessment Records
Analysis of any current agreement of sale, option, or listing of the $tJbject property and analysis at eny priasales ofsubjed: and oomparablesw hil one yerrofthe date of apjDIssl:
AccordiM to records r'lrovlded bv Real Estate Data Inc. the sub'ect ~onA~'has not transferred in the,,;l t 3 vears. Accordin'" to
information nrovided bv the multi.llst services in this t'At1ion the sub'set r'lror'lArlv has not been listed for s Ie within the r'last 3 ~8ars.
IHDlCATEDVALUE BY SA1.ES COMPARISON APPROACH .... ,....... ... . ............ ....... ,.. ,.. . ..... .$.. 102000
INDICA,TEOVALUEBYINCOMEAPPROACH'ItA"l\hble EstirnatedMllrketRent<t MI.4 No.xGl'OssRentMulOlnief Mf.4 ",It MIA'
This appraisal is made ~ 'asls" W $ubjecttOtherepa'rs,amtlons,InspectkJnsorcondiOOnsisledbelow . U.sUbjecttooo pletionperplansandspedl'tc:atlona.
CondiOOns of Appraisal: This anaraisal renort has been orenared wi"lh the orooertv in "as is" condition. No .oerso al nrone~has been
included in this valuation.
Final Reconciliation: See Attached Addendum.
COMPARABLE NO.3
o Prior Sale Other
an Usted Above
The purpose of this appraisal is to estimate the market value of the real property that Is the subject of this report, based an the above condi' ~~ \tie certiIicatiln, contingent
and limiting conditions, and mar1<.at. ve.lue defll'litiord:hat h stated.., theattached Hedd"'16 Mac Forrn 439Jfann.ie Mae Form 1004B (Revised 6/9 ).
I (WE) E~STIMATE~THE MARKET V. ),JE, AS DEFINED, OF THE REAL PROPERT'iTHA.T IS THE SUBJECTOFllfSREf'ORT,AS:)F 07-25~03
. (WHICH IS D~E: sPeI~ ;NANDTHEEFFECTlVEDATEOFTHlSREPORT)'TOBE$ 102 000
,APPRAl. , 1/ SUPEIMSORYAPPRAlSER(ONl.Y1FREQUI~):
S' ature A. SlnnahJl1l OOid OOidNot
Na!M; R nd D. Jo A Narne lnsped: Property
Date Reoort Slaned 08 03 Date Renort Sinned
StateCertiflCatlonft. RL~001737~L StatePA StataCertilk::alion# state
QrStateLioanse# State OtStatellcense# State
fi"eojdeMaoFc:rm70 6-M PAGE20F 2 F8'lfllel.l.FcrrnlOOo1 6-93
_"'*'9I'o1oo:ol:l~SoluIo,,"..,-..llIO.ZM,87.l1_.~""
Roland Johnson Appraisal Services
-----.-
111
ADDENDUM
Borrower: NlA
Pr Address: 115 Redwood Street
CiN; HaITI&burrl
Lender: Diane G. Radcliff. Esquire
State: PA
FileNo.: 15redwo
Case No. 0003736
Zio: 17109--3723
Condition of Improvements
There is no duct work, ~adiators, or baseboards for heat in the 2nd level !oams. These room aTe he ted by gravity heat
coming from the 1st level. By todays standards, this is considered inadequate. A deduction of $100 will be made in the
Cost Approach for "FUNCTIONAL" and an adjustment will be made in the Sales Comparison Analy is for "FUNCTIONAL
UTILITY". Utility of floor plan is typical for 8 house of this age and style and should receive average cceptance in the
market place. No unusual external inadequacies were observed.
Comments on Sales Comparison
After a thorough search of all available matht data, the three sales used are considered to be the est indicators of value.
In order to find comparable sales it was necessary to use less recent sales. Appropriate adjustment have been made for all
differences. All three sales are considered to be reliable indicatO(S. of value, and are weighted simil y in the final
reconciliation. Days on the market: Comparable Sale No.1: 81 days; Comparable Sale No.2: 84 da 5; Comparable Sale No.
3: 14 days. Comparable Sales are all closed sales. It is noted that Comparable Sale Nos. 1 and 2 h 'Ie three bedrooms
while the subject has four. Other sales with four bedrooms were significantly different in location, si ,age, and/or design,
and were not used for that reason. Those chosen are the best available. All three comparable sales are located in the same
market area as the subject and would be considered by the same prospective purchaser if all were n the market at the
same time as the subject.
Final Reconciliation
This appraisal assumes a reasonable marketing period of three months. The Market Approach refle s recent activity in the
market place and is given the most weight. In the view of the age of these improvements, the Cost pproach cannot be
considered an accurate indicator of value. THIS IS A COMPLETE SUMMARY APPRAISAL REPOR . THE INTENDED USE
OF THIS APPRAISAL IS TO ESTIMATE MARKET VALUE ONLY.
THIS APPRAISAL REPORT CONTAINS 14 PAGES.
Addendum Page 1 of 1
---- -
DIMENSION LIST ADDENDUM
Borrower: N/A File N 115redwo
Proneriv Address; 115 RedwOod Street Case 0.: 0003738
City: HarrisburQ State: PA ZiD: 17109-3723
le der: 'a G ---C::;c'-CiifJ 1=ruire
GROSS BUILDING AREA (GBA) 2.024
GROSS LIVING AREA (GLA) 1,582
",,<'j .... %ofGBA
Living 1.582 78.16
Levell 739 36.51
(..eve\2 843 41.65
Level 3. -
Oth" -
Basement 442 ~
Garage None -.MQ
Area Measurements Area Type
Measurel'l'lOnls Factor Total Level 1 Level 2 Level 3 01", S.mt. Garage
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Single Family
USPAP-COMPLIANT REPORT IDENTIFICATIC N Case No. 0003738
RIeNo. 115redwo
Borrower I Client NJ A
Address 115 Redwood Street
City Harrisburg County Dauphin State PA ZIP. Code 17109-3723
lender i C~ent Oinae G. Radcliff Esouire
This Appraisal conforms to one of the following definitions:
00 Complete Appraisal
The act or process of estimating value, or an estimate ofvalu8, performed withOl t i nvoking the
Departure Provision
o Umited Apprai.al
The act or process of estimating value, or an estimate of value, performed under nd resulting
from invoking the Departure Provision,
This Report is one of the following types:
o SeW Contained Report
A written report prepared under Standards Rule 2~2(A) of a complete or limited a raisal performed
under Standar<! 1.
[R] Summary Report
A written report prepared under Standards Rule 2~2(B) of a complete or \imit&da raisal performed
under Standard 1.
o Restricted Report
A written report prepared under Standards Rule 2.2(C) of a complete or limited ap raissl performed
under Standard 1.
Comments on Appraisal and Report Identification closure:
Note any departures from Standards Rules 1~2, 1~3, 1....., plus any USPAP-relaled issues requiring di
F'rodJeedIlSInqPQ8'OIdD\rjtal~IIl:ll\Ol!Q,e,002~.tn1_.pQ8'O\lIQ''''''_(QII
----
t.OCA'fIOl'lIolAl'
file H.: ~~5r~
Cas<! 0.: o@738
Z' '. i7~oe-3723
1l0lTO'Oer: Nil'.
l'M!"s: ii5 R~ Stre<!\
c\ ..""msb
lendo!: Oi""'" G. RaQ iff ~ ui
Slale: PI'.
~. -- -~
~
ee20 somerset Street, r\aft\Sbur9. PI'. ~7~" (7~7) 56~-48841 (7~7) 56~-48
---
SKETCH ADDENDUM
BOITOwer: NlA
Pro Address: 115 Redwood Street
Cl ; Harrisbu
Lender: Diane G. Raddiff Es uire
Stete: PA
File N.. 115redwo
"Case 0.: 0003738
Zi : 17109-3723
)5 f3~ Bf{
/I FR KIT
~, I 6f111J,
17 (f I...R f>~ 17 Br< eR.
".J T
2(,
t.€Vfl..
2.6
2 () /.(iI~,-
FW-731l.W
c 1980 Forms and Worms IOC
/lJlRiQ.!ml.
1 1800) 243-4545
6620 Somers.. Street, Harrisburg, PA 17111 (717) 581-4884/ (717) 581
Borrower: N/A
PropertY Address: 115 RedWood Street
Ci : Harrisbur
Lender: Diane G. Radcliff Es uire
SUBJECT PROPERTY PHOTO ADDENDUM
File No.:
Case No.:
15redWo
003738
Zi ; 17109-3723
State:'PA
"l"
''k~
FRONT JEW OF
SUBJE T PROPERTY
Apprais Date:July 25,2003
Appraise Value: $ 102,000
REAR VI W OF
SUBJEC PROPERTY
STREET ENE
Borrower: NJA
Property Address: 115 Redwood Street
Ci : Harrisbur
lender: Diane G. Radcliff Es uire
COMPARABLE PROPERTY PHOTO ADDENDUM
FHe No.: 115redwo
Case No : 0003738
State:'PA Zi : 17109-3723
COMP RABLE SALE #1
3621 nterfteld Road
Harrisb rg
Sale Da : 04-1 0,03
Sale Pri : $ 99,000
COMPA BLE SALE #2
3515 Sch olhouse Lane
Harrisbur
Sale Date: 04-29-03
Sale Price: $ 104,000
COMPA
102 North
Harrisburg
Sale Date: 1 8-02
Sale Price: $ 114,900
Bank of America I Service My Mortgage I Current Loan Information
Page 1 of 1
BankofAnlerica .....
Loans & Home Buyin Update Profile. Contal
Loan Information'" Payment Center II Payment ASsistance II
Current Loan Information Loan Aclivity Tax and ntere!it Escrow II
Loan Information
Get a quick snapshot of your loan's current status: basic facts, payment information and where you s nd year.to-date.
Important Notice: The Current Principal Balance displayed on this page Is not a payoff figure, To ob In the full amount"
off your loan, please call us at 1.800,285.6000.
Sund y, June 13, 2004
Loan Number:
Property Address:
Borrower Name:
2006853903
115 REDWOOD ST HARRISBURG, PA 17109-0000
MARY S DUPONT Co-Borrower Name:
JOSE H K MRLJAK
General Loan Information
Current Principal Balance
Loan Origination Date
First Payment Due Date
Maturity Date
$29,730.98
07111/1986
09/01/1986
08/2016
Current Interest Rate
Original Loan Amount
Loan Type
Payment Method
9,75000%
$50,000.00
Conventional
Drafting
Payment Information
Scheduled Payment Breakdown:
Next Payment Due 07/01/2004
Principal & Interest $429,58
County Tax $70,76
Other Tax $44.10
Shortage $11,57
Total Scheduled Payment $556.01
Laal Payment Bre.kdo
Last Payment Received
Principal Received
Interest Received
Escrow Received
08/11/2004
$186.50
$243.08
$126.43
Year To Date Totals
Principal
Interest
$1,096,71 Property Taxes
$1,480.77 Hazard Insurance
$610.37
$0.00
@ Back to Tap
Bank of America, N_A Member FDIC Equal Housing Lender G)
COPYrlght@ 2000-2004, Fidelity Information Services, (nc. All Rights Reserved
https://boaccn.fufismd,com/bankofamericalCSI/CCNCSlcurrentinfo,asp
6/13/2004
..
MARK HECKJVIAN REAL ESTATE APPRAISERS
1309 BRIDGE STREET, NEW CUMBERLAND, P N NSYLVANIA 17070
January 27,2004 PHONE, (717) 774,7202 . F AX, (717) 774-0383
Ms. Diane G, Radcliff, Esq,
3448 Trindle Road
CampHiJl,PA 17011
Re: Joseph Mrljak v, Mary Dupont
115 Redwood St.
Harrisburg, P A
Dear Ms, Radcliff:
Upon your request I am providing you with my estimate of the fair rental value for the
above captioned property for the period of 199 I to the present. In my report to ou dated
January 16, 2004, I had estimated the fair rental value for the subject property a of my
date of inspection which was January 7, 2004 at $800.00 per month,
The rental value for the property would have increased over time, I believe it is
reasonable to assume that the increase would track inflation as measured by the
Consumer Price Index, Following is a chart showing the movement of the Cons mer
Price Index for the years 1991 to 2003, Notice that the Annual Index from the y ar 199]
is 142.5 while the Annual Index for the year 2003 is 193.5, Applying these Inde es to my
current estimate of the fair rental value yields the following rent estimates. Thes rent
estimates are, of course, monthly rents.
YEAR ESTIMATED MONTHLY ENT
1991 $589,00
1992 $609.00
1993 $629,00
1994 $641.00
, 1995 $658.00
-- 1996 $676,00
1997 $693,00
1998 $703.00
1999 $717,00
2000 $742.00
2001 $762,00
2002 $778,00
2003 $800,00
.
... <I' #
.....
MARK HECKMAN REAL ESTATE APPRAISERS
1309 BRIDGE STREET, NEW CUMBERLAND, P NNSYLVANIA 17070
PHONE, (717) 774,7202' FAX, (717) 774-0383
The calculation of monthly rent for 1991, as an example, is CPI (142.5) X curr nt
monthly rent ($800,00) = $114,000,00, $114,000,00/2003 CPI (193.5) = $5 9,15,
rounded to $589,00,
If you need any further infonnation regarding this analysis, please let me know
s~
Mark W. Heckman,
General Appraiser
PA Cert# GA-000666-L
~,
Conrad Si~gel
ACTUARIES
501 Corporale Circle. ~<o. Box 59,00. arrisburg, PA 17110-0900
Pl10ne PH} 652..5633
Fax (717) 540-9106
www.conradsiegel.com
The Employee Benefits Company
Celebrating 40 Years
ConradM,Siege\,F.S.A..
HarryM. Leisler, Jr., F.S'!\,
July 31, 2003
ClydeE,Qil'1grich,F.SJ\.
Earl L Mummert, MAAA.
Robert J. Dolan, A.SA
Diane G. Radcliff, Esquire
3448 Trindle Road
Camp Hill, PA 17011
David F. Stirling, A.S.A.
RobertJ. Mrazik,F-S.A,
Re: .Joseph K. Mrljak V, Mary S. DuPont
DavidH. Killick,F.S.A.
JeffreyS. Myers,F.S.A.
Dear Ms, Radcliff:
Thomas L. Zimmerman, F.S.A.
JOSEPH K. MRWAK
GlennA. Hater, F.S.A.
You provided me with the following information concerning Joseph ,Mrljak:
Kevin A Erb, F.S.A
Frank S. Ahodes, F.S.A., A.C.A.S.
1. Date of birth - February 12, 1953,
Holly A. Ross, F.S.A.
2, Service computation date - October 24, 1971 (this takes into ccount three
years of military service),
Charles B. Friedlander, F.S.A.
JohnW. Jellrey, F.S.A.
3, Date married - January 1, 1979,
Denise M. Polin, F.B.A.
Thomas W. R.eese, A.S.A.
4, Date separated - September 30, 1991.
Janel M. LeymeiSter, CEBS
5, Data with respect to his hourly rate of pay as follows:
Mark A. BonsaJl,F.SA
Jonathan D. Cramer, A.S.A.
Date
Hourly
Rate of Pav
JohnD. Vargo,A.S.A.
David H. Stimpson, E.A.
12-26-1989
04-14-1991
09-29-1991
$11.20
$11.60
$12.07
RobertM. Glus, AS.A.
Bruce A Senft, CEBS
Currently, Joseph K Mrljak is 50 years of age (age nearest birthday),
The Civil Service Retirement System is a defined benefit pension plan
figure that is marital property for divorce purposes is the present valu
pension earned during the marriage,
The
of the
The pension benefit provided is based upon a formula that takes into
years of service and the final three year average earnings,
count the
, '.
~
Conrad Siegel
ACTUARIES
Diane G, Radcliff, Esquire
July 31, 2003
Page 2
Mr, Mrljak will be eligible to retire at age 55.
Based upon the data previously described, I calculated an estimated pension as of
September 30, 1991, of $714 per month.
The following table shows the present value of the montWy pension, the coverture raction and
the present value of the pension earned during the marriage:
55
60
62
Present Value
Monthly Pension
$124,997
$ 83,628
$ 70,201
Coverture
Fraction
Present V lue
Pension Ea ned
Durin M
Retirement Age
,64
,64
,64
The pension benefit earned as of September 30,1991, takes into account 7,19 years of service
before the date of marriage. Therefore, it is necessary to multiply the present valu of the
monthly pension by a "coverture fraction" in order to obtain the present value ofth pension
earned during the marriage, The numerator of the "coverture fraction" is 12,74 (th years from
the date of marriage until the date of separation) and the denominator is 19,93 (the years from
the service computation date until the date of separation). Thus, the "coverture fra tion" is .64
(12,74 divided by 19.93).
Mr. Mrljak's three years of military service has been taken into account in the abov
calculations, Mr, Mrljak made a deposit covering the military service after the date of
separation. If he had not made this deposit and if he were eligible for Social Securit benefits at
age 62, the three years of military service would not be taken into account in dete ining the
amount of his benefits commencing at age 62, I made additional calculations to det rmine the
present value of the pension earned during the marriage if Mr, Mrljak had not mad the
military deposit and if he is eligible for Social Security benefits at age 62, The resul s of these
computations are as follows:
Retirement Age
Present Value Pension
Earned During Marriage
55
60
62
$78,743
$52,444
$43,876
MARY S. DuPONT
You provided me with the following information concerning Mary S. DuPont:
, "
.~
Conrad Siegel
ACTUARIES
Diane G, Radcliff, Esquire
July 31, 2003
Page 3
1. Date of birth-July 30, 1951,
2, Service computation date - May 5, 1974,
3, Date married - January 1, 1979,
4. Date separated - September 30, 1991.
5. Basic pay as follows:
Basic Pay
01-01-1989 to 11-04-1989
11-05-1989 to 12-31-1989
1990
1991
$33,662
$34,624
$35,867
$37,338
Currently, Mary S. DuPont is 52 years of age (age nearest birthday),
The Civil Service Retirement System is a defined benefit pension plan. The figur that is
marital property is the present value of the pension earned during the marriage.
The pension benefit provided by the Civil Service Retirement System is based up the final
three year average earnings and the years of service.
Mary S, DuPont will be eligible to retire at age 55.
Based upon the data previously described, I calculated the estimated pension ear ed as of the
date of separation of $923 per month,
The following table shows the present value of the monthly pension, the coverture raction and
the present value of the pension earned during the marriage:
Retirement Age
55
60
62
Present Value
Monthl Pension
$205,562
$143,414
$122,961
,73
.73
,73
Coverture
Fraction
Present V lue
Pension Ea ned
During Mar 'a e
$150,06
$104,69
$ 89,76
The monthly pension earned as of the date of separation takes into account 4,66 ye rs of service
before the date of marriage. Therefore, it is necessary to multiply the present valu of the
monthly pension by a "coverture fraction" in order to obtain the present value of th penslOn
earned during the marriage. The numerator of the "coverture fraction" is 12,74 (th years from
...
."~~
Conrad Siegel
ACTUARIES
Diane G. Radcliff, Esquire
July 31, 2003
Page 4
the date of marriage until the date of separation) and the denominator is 17.40 (t e years from
the service computation date until the date of separation). Thus, the "coverture fr ction" is ,73
(12,74 divided by 17.40),
*****
The pension benefit provided by the Civil Service Retirement System is indexed,
means is that each year the benefit increases in accordance with the increase in th Consumer
Price Index. The present value computations take into account the assumption th t the
Consumer Price Index would increase at the rate of 2,25% per year, The Consume Price Index
increased on the average at the rate of 4,99% per year over the last 30 years, 3,16 per year
over the last 20 years and 2,52% per year over the last 10 years,
The present value calculations have been based upon the assumptions promulgate
Pension Benefit Guaranty Corporation for annuity valuations, The interest rate is
year for 20 years followed by 5.25% per year, The mortality is in accordance with t e 1983
Group Annuity Mortality Table for males with this table rated six years for female ,
In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Cor oration for
annuity valuations are appropriate for the purpose of determining the present valu s,
Joseph K Mrljak and Mary S, DuPont are both covered under the Civil Service Ret ement
System, They are not covered for Social Security benefits, In accordance with the lhaii case,
there is no need to make a calculation of the value of the "Social Security Offset" si e both
parties are not covered for Social Security benefits.
With best regards,
Yours sincerely, tz'@"''''
. /k{ 'All)) /' ,
H~. Leister, Jr" F.S, ,
Consulting Actuary
HML:kad
. "
/***~
* -
*
*
Thrift Savings Plan
National Finance Center
P,O, Box 61500, New Orleans, LA 70161-1500
THRIFT
SAVINGS
PLAN
January 28, 2002
JOSEPH K MRLJAK
170 WHITE DOGWOOD DR
ETTERS, PA 17319 - 9572
We have received your correspondence conceming your Thrift Savings Plan (TSP) a ~count.
The foliowmg is information you requested,
xx Your TSP account balance as of 10/91 is $ 3,529,90 inclpding
employee contributions, Agency Automatic (1 %) Contributions, and Agency Matching
Contributions, as applicable. (This figure excludes any outstanding loan bahlnce.)
Your TSP account balance was disbursed on
$
in the gross ar ount of
Your available loan balance as of
is $
By law, to be considered vested in and entitled to the Agency Automatic (I %
Contributions and associated earnings, you must have at least 3 years of Fe de al
civilian service (2 years for certain political and Congressional appointees),
Participants who are not vested upon separation from Federal service forfeit t ese
contributions and earnings. Because you are not vested, the Agency Automat c (I %)
Contributions and associated eamings posted to your account have been (or", ill be)
forfeited and your account balance has been (or will be) adjusted. These tran actions
will be reflected on your next TSP participant statement.
Other:
If you have any questions or need fU11her assistance, please contact the TSP Service ( ffice at
the address on the letterhead or call 504-255-6000 (TDD: 504-255-5 I] 3) Monday thr ugh
Friday between the hours of7:00 a,m, and 4:30 p,m. central time.
ForTllTSP~833-WS (R vised 02101M) ~
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I L ,
II:J . V
Vlf
DIANE G. RADCliFF
3448 TRINDlE ROAD
CAMP Hill, PA 17011
(717) 737-0100
17,''1. (,.
~{~--:,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K, MRLJAK,
Plaintiff
v.
NO. 01-1413
MARY S. DUPONT,
Defendant
CIVIL ACTION - LAW
DIVORCE
CERTIFICATE OF SERVICE
I hereby certify that I served a true and
Plaintiff's 3301 (d) Affidavit upon the Defendant,
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ct copy of the
Dupont,
and correct copy of the return receipt lS atta
by Certified Mail, Restricted Delivery on March 14, 2001. A true
Exhibit "AU and made a part hereof,
as
This 3301 (d) affidavit was
served upon the said Defendant as part of the
ervice of the
Divorce Complaint upon the said Defendant,
Respectfully
Phone:
112
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DIANE G. RADCLIFF
3448 TRINDLE ROAD
CAMP HILL. PA 17011
(717) 737-0100
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Complete items 1,2, and 3. Also complete
item 4 if Restricted Delivery is desired.
. Print your name and address on the reverse
so that we can return the card to you.
. Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
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4. Restri9ted Delivery? (Extra Fee)
Yes
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Dom~,stic Relurn Receipt
EXHIBIT "A"
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, P NNSYL VANIA
JOSEPH K. MRLJAK,
Plaintiff
: NO, 01-]413 CIVIL TERM
MARY S. DUPONT, : CIVIL ACTION - LAW
Defendant : IN DIVORCE
PROPOSED EXHIBITS
The following Table :iets forth Plaintiffs Proposed Exhibits to be submitted at the hearing in this case,
Exhibits are attached or to be supplied as indicated below,
TABLE #10
LISTING OF EXHIBITS
NO. DESCRIPTION ATTACHED TO BE SUPPLIED
I Plaintiffs Income and Expense Statement X X Update at
hearing
2 Plaintiff's Pay Stubs X X Update at
hearing
3 Plaintiffs 2003 Federal and State Income Tax Returns X
4 Support Order X
5 Plaintiffs Counsel Fees Itemization X
6 Plaintiffs Proposed Distribution Schedule X
7 Marital Home Appraisal X
8 Marital Home Mortgage Statement X
9 Marital Home Fair Rental Value Report and X
Calculations
10 Husband's US Savings Bonds Statement X
11 Wife's DAFCU Account Statement X
12 Husband's DAFCU Account Statement X
13 CSRS Retirement Plan Valuation for both Husband X
and Wife
14 Retirement Plan Division Calculations X
IS Husband's TSP Plan Statement X
16 Wife's TSP Plan Statement X
17 Husband's DAFCU PSL Statement X
18 Wife's DAFCU PSL Statement X
Joseph K. Mrljak/3.11.02. Income and Expen e Statement
!. PLAINTIFF'S
iB EXHIBIT
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JOSEPH K, MRLJAK,
plaintiff
IN THE COURT OF COMMON PEAS OF
CUMBERLAND COUNTY, PENNS LVANIA
NO. 01-1413 CIVIL TERM
MARY S. DUPONT,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
INCOME AND EXPENSE STATEMENT OF JOSEPH K. MRLJAK
VERIFICATION
I verify that the facts set forth in the following I come and
Expenses Form, including all attachments thereto, are rue and
correct to the best of my knowledge, information and be ief. I
understand that false statements herein are made subjec to the
penalties of 18 Pa,C.S, 4904 relating to unsworn falsifi ation to
authorities,
DATE: ,/-/0-t'7
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PART I. INCOME
A. EMPLOYMENT INFORMATION:
Employer: Defense Depot Susquehanna Point
Address: New Cumberland, PA
Position: Material Handler
Payroll #: 169-44-3225
Pay Period: Biweekly
B. INCOME WITHOUT OVERTIME:
DESCRIPTION BIWEEKLY MONTHl Y YEARLY
Gross Income $1,298.40 $2,813 20 $33,758.40
FICA $0 00 $0.00
Medicare ($19.25) ($41. 1) ($500.50)
Federal Tax ($136.53) ($295. 2) ($3,549 78)
State Tax ($37.18) ($80. 6) ($966.68 )
Local Tax ($19.26) ($41. 3) ($500.76)
Union Dues $0 00 $0.00
Mandatory Retirement (CSRS) ($92.96) ($201. 1) ($2,416.96)
SUBTOTAL $993.22 $2,151 98 $25,823.72
Voluntary Retirement TSP ($106.24) ($230. 9) ($2,762.24)
Health Insurance $0 00 $0.00
Miscellaneous Insurance FEGLI Optional ($9,80) ($21. 3) ($254.80)
FEGLl Basic ($5,55) ($12. 3) ($144.30)
$0 00 $0.00
$0 00 $0,00
NET INCOME $871.63 $1,888 53 $22,662,38
.
- 2 -
C. CALCULATION OF INCOME BASED ON AVERAGE 5/17/03-11/1/0 WITH
OVERTIME WITHOUT NON-MANDA TORY DEDUCTIONS
# Date Gross Medicare Federal State Tax Local Tax CSRS Net
Tax R tirement
1 5/17/03 1,776.00 (25.76) (253.66) (49.73) (25,75) 92.96) 1,328.14
2 5/31/03 1,477.40 (21.42) (172.98) (41.3 7) (21.42) (92.96) 1,127.25
3 6/14/03 1,377.80 (19.98) (144,00) (38,58) (19.98) (92.96) 1,062.30
4 6/28/03 1,726.40 (25.03) (227.98) (48.34) (25.03) (92.96) 1,307.06
5 6/29/03 1,298.40 (18.83) (137.18) (36.36) (12.98) (90.89) 1,002.16
6 7/12/03 1,726.40 (25.03) (227.92) (48.34) (25.03) (92.96) 1,307.12
7 7/26/03 2,726.40 (39.54) (477.92) (76.34) (39,53) (92.96) 2,000.11
8 8/9/03 1,477.40 (21.42) (165.67) (41.3 7) (21.42) (92.96) 1,134.56
9 8/23/03 1,328.00 (19.26) (136.53) (37.18) (19.26) (92.96) 1,022.81
10 9/6/036 1,676.60 (24.31) (215.47) (46.94) (24.31) (92.96) 1,272.61
II 9120/03 1,553.00 (22.52) (192.78) (43.48) (22.52) (92.96) 1,178.74
12 10/4/03 1,328,00 (19.26) (136.53) (37.18) (19.26) (92.96) 1,02281
13 10/18/03 1,328.00 (19,25) (136.53) (37,18) (19.26) (92,96) 1,022.82
14 11/1/03 1,377.80 (19.98) (144.00) (38.58) (19.98) (92,96) 1,062.30
15 Total 22,177.60 (321.59) (2,769.15) (620.97) (315.73) ( ,299.37) 16,850 79
16 Average 1,584,11 (22.97) (197,80) (44.36) (22.55) (92,81) 1,203,63
- 3 -
D. CALCULATION OF INCOME BASED ON 2202 W-2 STATEMENT:
DESCRIPTION YEARLY MONTHL BIWEEKLY
Gross Income 40,586.40 3,382 20 1,561.02
FICA 0,00 000 0.00
Medicare (588,50) (49. 4) (22.63)
Federal (5,372.00) (447 7) (206.62)
State (1,136.47) (94. 1) (43.71)
Local (407,03) (33. 2) (15.66)
Union Dues C 00 0.00
Mandatory Retirement (2,307.74) (192. 1) (88.76)
NET INCOME 30,774.66 2,564 56 1,183.64
- 4 -
E. OTHER INCOME:
DESCRIPTION WEEKLY MONT iLY YEARLY
Interest
Oi vidends
Pensions
Annuities
Social Security
Rents
Royalties
Expense Account
Gifts
Unemployment Compensation
Workman's Compensation
Income Tax Refunds
Support or Alimony
Commissions
Tips
TOTAL OTHER INCOME $0.00 0.00 $0,00
- 5 -
PART II. EXPENSES
MONTHLY EXPENSES
DESCRIPTION MONTHLY CO MMENTS
EXPENSE
HOME EXPENSES:
Rent $500.00
First Mortgage
Second Mortgage/Home Equity Loan
Maintenance And Repairs
Electric
Gas
Oil
Telephone
Water
Sewer
Trash
EMPLOYMENT
Public Transportation
Lunches $150.00
Other Employment Expenses
TAXES:
Real Estate Taxes
Personal Property Taxes
Income Taxes Not Withheld
Per Capita/Occupation Taxes $21.65
- 6 -
MONTHLY EXPENSES
DESCRIPTION MONTHL Y CO MMENTS
EXPENSE
INSURANCE:
Homeowners Insurance
Automobile Insurance $54.00
Life Insurance $11.42
Accident Insurance
Health Insurance
Other Insurance: Renter's Insurance $5.50
AUTOMOBILE EXPENSES:
Payments $300,00
Fuel $170,00
Maintenance And Repair $175.00
License And Registration $6.00
MEDICAL EXPENSES NOT REIMBURSED BY
INSURANCE:
Doctor $15.00
Optical $10.00
Dental $62.00
Orthodontic
Hospital
Medicine $72.00
Special Needs/Therapy Etc.
- 7 -
MONTHLY EXPENSES
DESCRIPTION MONTHLY CC MMENTS
EXPENSE
EDUCATIONAL EXPENSES:
Private School
Parochial School
CollegelVocational
Religious Training or Education
Books/Fees And Supplies
Other Educational Expenses
PERSONAL EXPENSES:
Clothing $100.00
Food $450.00
Barber And Hair Dresser $15.00
Memberships $10.00
Other Personal Expenses
CREDIT CARDS AND LOANS:
Members 1" Credit Union $300.00 Balance $16,700.00
MISCELLANEOUS EXPENSES:
Household Help
Child Care
Newspapers/Magazines/Books $25.00
- 8 -
MONTHLY EXPENSES
DESCRIPTION MONTHLY C( MMENTS
EXPENSE
Entertainment $150.00
Pay TV
Vacations $100.00
Gifts $55.00
Le gal Fees $200.00
Charitable Contributions $21.00
Other Child Support (not this action)
Other Spousal Support or Alimony (not this action)
Automobile Tags $4.83
HOBBX $8.33
Cell Phone $35.00
TOTAL EXPENSES $3,026.73
- 9 -
PART III. PROPERTY OWNED
PROPERTY OWNED OWNERSHIP
TYPE DESCRIPTION VALUE H W JT
Checking Members I" 200.00 X
Savings Members I" 62.00 X
Credit Union
Stocks/bonds
Real Estate
Other
TOTAL 262.00
PART IV. INSURANCE
INSURANCE INFORMATION COVERAGE
TYPE COMPANY POLICY NO. H W C
Hospital Health America X X X
Medical Health America X X X
Health Accident
Disability Income
Dental
Vision
Other-Specify
*H=Husband; W=Wife; J=Joint; C=Child
- 10 -
PART V. SUPPLEMENTAL INCOME STATEMENT
[,f) CHECK HERE IF NOT APPLICABLE
(a) This fonn is to be filled out by a person:
(I) Who operates a business or practices a profession, or
(2) Who is a member of a partnership or joint venture, or
(3) Who is a shareholder in and is salaried by a closed
corporation or similar entity.
(b) Attach to this statement a copy of the following documents relating to the partn rship, joint venture,
business, profession, corporation or similar entity (check block to indicate the ocument is attached):
(I) The most recent Federal Income Tax Return, [ ] attached
(2) The most recent Profit and Loss Statement. [ ] attached
(c) Name of Business:
Business Address:
Business Telephone:
(d) Nature of Business (check one)
[] l. Sole Proprietorship
[] 2. Partnership
[] 3. Joint Venture
[] 4, Professional
[] 5, Corporation
[] 6. Other
(e) Name of accountant, controller or other person in
charge of financial records:
(I) Business Income:
l. Annual income from business:
2. How often is income received:
3, Gross income per pay period
4. Net income per pay period
5. Specify deductions, if any:
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I.PA' P,RIODEND
DEPARTMENT OF DEFENSE 1/01/03
CIVILIAN LEAVE AND EARNINGS STATEMENT 2.PA DATE
1/07/03
LM';~~AK JOSE PH 4,PAVPLANIGRAOE/STEP 5. HOURlVIOAllVRATE ti,BASICOTRATE 1. BASIC PAV LOCALITVADJ ADJUSTED BASICPAv
K WG 06 05 16.60 24.90
I . ,CNO 9,lOCALITV'I. IO,FLSACATEGORV II.SCDLEAve 12. MAX LEA~E CA~RV OVER '13. LEA~E EAR HID
.-44-3225 N 10/24/71 240 /10/04
,
'4. FINANC'Al INsTITuT'ON- '" eM IS. FINANCIAL INSTITUTION _ ALLOTMENT It, '6. FINANCIAL INSTITUTION.. ALLOTMENT It2
MEMBERS 1ST FCU
"'.TAX MARITAL EXEMPTIONS AOO'l 'H.TAX MARITAL EXEMPTIONS ADD'L TAXING AUTHORITV 19 CUMULATlVERI::TIREMENT " IllTARVDEPOSIT
STATUS STATUS
FED S 1 421405 S LEWISBERRY BORO CSRS: PI ID:
PA M 13235.40 2024.93
0\ D:
" CURRENT YEAR TO DATE "
GROSS PAY 1377.80 40837.20 TSP DATA
TAXABLE WAGES 1271. 56 38410,27 8%
NONTAXABLE WAGES
TAX DEFERRED WAGES 106.24 2426.93
DEDUCTIONS 437.09 12908.91
AEIC
NET PAY 940,71 27928.29
CURRENT EARNINGS
TYPE HOURS/DAYS AMOUNT TYPE HOURS/DAYS AMOUNT TYPE HOURS/DAYS AMOUNT
REGULAR PAY 80.00 1328.00 OVERTIME 2.00 49.80
DEDUCTIONS
TYPE CODE CURRENT YEAR TO DATE TYPE CODE CURRENT YEA TO OA TE
FEGLI KO 5.55 126.96 FEGLI OPTNL 9 9.80 207,80
MEDICARE 19.9B 592.14 RETIRE, CSRS 1 92.96 2123.59
TAX. FEOERAL 144.00 5774.60 TAX,LOC OCC 421080 10.00
TAX, LOCAL 421080 197,08 TAX, LOCAL 421405 19,98 306,38
TAX, STATE PA 38,58 1143,43 TSP SAVINGS 106,24 2426,93
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LEAVE
TYPE PRIOR YR ACCRUED ACCRUED USED USED DONATED/ CURRENT USE-LOSE/
BALANCE PAY PO YTD PAY PO YTD RETURNED BALANCE TERM DATE
ANNUAL 202,25 8.00 168,00 30.00 160.50 209,75 9,75
SICK 649,25 4.00 84.00 4,00 t24.50 608,75
HOLIDAY 60.00
ADMIN 19,00
REMARKS
YOUR PAYROLL OFFICE IDENTIFICATION NUMBER IS 97380500,
ENROLL IN TSP - DEADLINE FOR OPEN SEASON IS DECEMBER 31.
FEDERAL EMPLOYEES' HEALTH BENEFITS (FEHB) OPEN SEASON
FROM THE SECOND MONDAY OF NOVEMBER THROUGH THE SECOND MONDAY OF DECEMBER,
W-2 SEASON IS COMING. USE MYPAY AT HTTPS://MYPAY,DFAS,MIL TO VERIFY OR UPDATE YOUR HOME
ADDRESS, OR VISIT YOUR PAYROLL CUSTOMER SERVICE REPRESENTATIVE.
MINIMUM HOLDING PERIOD FOR SERIES EE/I BONDS ISSUED AS OF FEBRUARY 2003 IS NOW 12 MONTHS.
SAFEGUARD AGAINST SOCIAL SECURITY NUMBER & IDENTITY THEFT, GO TO-WWW.CONSUMER.GOV/IDTHEFT.
. PLAINTIFF'S
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~ THIS REPORT CONTAINS INFORMATION SUBJECT TO THE PRIVACY ACT OF 1974 AS AMENDED i '" FORM 11 ReV 3i9S)
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The following is a description of what each of the columnar headings indicates:
TYP/HR
ENV /OTH
TNDTL
PAY/DTL
YTD/LEA VB
YTD/TYP
QTD/TYP
MTD/TYP
Reported to T &A - These code values represent all valid co es
that can be used to enter time and attendance transactions i to DCPS.
Input to Pay Calc - These code values represent all the cod
are written to T &A details for input to pay calc.
Contained on Pay Details - These codes values represent ea ing and
deduction amount codes that have been generated by the pa calc
process.
Contained on Master Leave History - These codes represen leave
types for which year-to-date accruals/earnings, usages and alances,
as appropriate, are maintained in the master leave history,
Contained on Totals To Date Record - These codes represe tall
earnings and deductions for which year-to-date totals are m intained,
Contained on Totals To Date Record - These codes represe tall
earnings and deductions for which quarter-to-date totals ar
maintained.
Contained on the Totals To Date Record - These codes rep esent all
deductions for which month-to-date totals are maintained.
A
NET/GROSS PAY
TYPIHR
CODE NAME ENV/OTH
AA Gross Pay
AS Net Pay
AC Net - Special Pay
AD Net ~ Deceased
AE Gross - Deceased
AF Garnishment Net Disposable
AG Gross Subj to Garnishments
AH Net Disposable for Government Indebtedness
Al 15% of Government Indebtedness Net Dispo sable
A l Annual Aggregate Limit Earnings Deferred Transferred Out
A2 Annual Aggregate Limit Deferred Earnings Transferred Out
A3 Annual Aggregate Limit Earnings Transferred In
A4 Annual Aggregate Limit Deferred Earnings Transferred In
General System Information
HI-142
TA PAY YTD QTD
DTL DTL LEAVE TYP
AA
AS
AC
AD
AE
AF
AG
AH
Al
AI I
A2 2
AJ J
A4 A4
ype Codes
TS TSP Prior Year Max Balance Transferred Out
TT FERS Transferred Out (IA)
TU TSP Current Year Max Balance Transferred Out
TV CSRS Post-83 Earnings Subj Transferred Out
TW FERS MIL OEP TFD IN (IA)
TX Medicare Earnings Subject Transferred Out
TY FERS MIL OEP TFD OUT (IA)
TZ Medicare Transferred Out
TO Prior Years Military Deposit Transferred Out to FERS
11 Prior Years CSRS Transferred Out to FERS
T2 OASOI Earnings Subject Transferred Out
13 OASOI Earnings Subject Transferred In
T4 Prior Years FERS Transferred Out to CSRS
T5 Prior Years Military Deposits
T6 CSRS MIL OEP TFD IN (IA)
T7 CSRS MIL OEP TFD OUT (IA)
T8 CSRS MIL OEP TFD OUT (OPM)
T9 FERS MIL OEP TFO OUT (OPM)
S
T
U
V
W
X
Y
Z
0'
TI'
n
T3
T4*
n*
T6
T7
T8*
T9*
(* - Multiple occurrences of these codes are possible in YTD totals reflecting the existence of ore than one
retirement code.)
U
EMPLOYER CONTRIBUTIONS
TYP/HR TA PAY YTO YTO TO
CODE NAME ENV/OTH DTL DTL LEAVE TYP YP
UA Reemployed Annuitant Offset VA
UB Employer Cont - CSRS (All) UB*
ve Employer Com - FERS (All) UC'
VD Employer Cant - TSP Basic VO'
UF Employer Cont ~ Medicare UF VF
ua Employer Cant - FEOL! va
UH Employer Cant - FEHB VH
UI Employer Cont - TSP VI'
UJ Employer Cant - OASDI Vi Vi
UK Employer Cont ' SERS VK VK
VM Employer Cant - 40 I (K) VM VM
UO Prepaid FEHB Premiums va va
UP Employer Cont . Segura Health/Maternity VP VP
US Employer Cant ~ Seguro Social VS US
UU Employer Cant ~ NAF Retirement UU UV
UW Employer Cant, TIANCREF VW UW
UX Employer Cant - Fidelity VX UX
VZ Internal to System - SF 2812 Total
VS Employer Cant ~ Disability Insurance VS US
(* - Multiple occurrences of these codes are possible in Pay Details reflecting the existence of ore than one
Retirement Code.)
General System Information
HI-IS2
Type Codes
V
SUBJECT EARNINGS
TYPIHR TA PAY
CODE NAME ENV/OTH DTL DTL
VB Erngs Subj to CSRS (All) VB$
VC Erngs Subj to Federal Tax VC&
VD Erngs Subj to State Tax VD#
VD Erngs Subj to State Tax to include Panama lncome and Education Tax
VE Erngs Subj to Local Tax VE#
VF Erngs Subj to Medicare VF
VG Erngs Subj to FERS (All) VG$
VH Erngs Subj to TSP (All) VH$
VI Erngs Subj to OASDI VI
Vl Erngs Subj to SERS VJ
VL Erngs Subj to FEGLI VL
VM Erngs Subj to 40 J (K) VM
VP YTO Withholding and Contributions associated with FEHB Pretax
VS Erngs Subj to Seguro Social and Segura Health/Maternity VS
VU Erngs Subj to NAF Retirement VU
VW Erngs Subj to TlANCREF VW
VX Erngs Subj to Fidelity VX
VY YTD Pretax FEH B
V I YTO Retirement deductions when subject to Puerto Rico Tax
V2 YTO FEHB deductions when subject to Puerto Rico Tax
V3 YTD COLA paid when subject to Puerto Rico Tax
V4 YTO Parking Fringe Benefits
V5 YTO Home-ta-Work Transportation Fringe Benefits
V6 Erngs Not Subj to OASDI V6
V7 Erngs Not Subj to Medicare V7
VS Erngs Not Subj to Federal Tax VS
YTD
LEA VE
YTD
TYP
VB$
VC&
VD#
VE#
VF
VG$
VH$
VI
VJ
VM
VP
VS
VU
VW
VX
VY
VI
V2
V3
V4
V5
V6
V7
VS
TD
YP
BS
C&
D#
MTD
TYP
E#
F
G$
H$
I
VS
($ . Multiple occurrences of these codes are possible in Pay Details, YTD totals and QTD total reflecting the
existence of more than one Retirement Code.)
(# - Multiple occurrences of these codes are possible in Pay Details, YTD totals and QTD total reflecting the
existence of more than one taxing authoricy code.
(& ~ Multiple occurrences of these codes are possible in Pay Details, YTD totals, and QTD tot s reflecting
the existence of more than one subject to Fed eral tax based on whether the earnings are regular R) or
supplemental (S), and whether those earnings were taxed regularly (R) or supplementally (S).)
General System Information
HI-153
Type Codes
W
DEDUCTIONS
TYP/HR TA PAY YTD TD QTD
CODE NAME ENV/OTH DTL DTL LEAVE YP TYP
WA CSRS (All) WAS A$ WAS
WB Medicare WB B WB
WD Federal Tax WD& D& WD&
WE State Tax WE# E# WE#
WF Local Tax WF# F# WF#
WG FEHB WG% G WG
WH FEGLI (Regular) WH H
WI FEGLI (Optional A) WI I
WJ FEGLI (Optional B) WJ WJ
WK fEGLI (Optional C) WK WK
WL Allotments WL@ WL
WM OASDI WM WM WM
WN EIC WN WN WN
WO TSP Loans WO WO
WP fERS (All) WP$ WP$ WP$
WQ CSRS (Annuitant) WQ$ WQ$ WQ$
WR fERS (Annuitant) . WR$ WR$ WR$
WS CSRS Replaces W A and WQ at SepfTrans WS$ WS$
WT FERS Replaces WP and WR at SepfTrans WT$ WT$
WU NAF Retirement WU WU
WV 40 I (K) Loans WV WV
WW TIAAlCREF Retirement WW WW
WX Fidelity Retirement WX WX
WY FEGLI Optional (Conversion ifTotals by
Option not Available) WY
WZ Other Deductions (Conversion) WZ
WI UCGL! WI WI
W2 SRA - TIAA/CREF W2 W2
W3 SRA - Fidelity W3 W3
W4 TEA Parking W4 W4
W5 Dlsablliry Insurance W5 W5
W6 Lodging W6 W6
W7 Subsistence W7 W7
W8 TEA Transit W8 W8
W9 TEA Vanpool W9 W9
($ - Multiple occurrences of these codes are possible in Pay Details, YTO totals and QTD total ret1ecting the
existence of more than one Retirement Code.)
(# - Multiple occurrences of these codes are possible in Pay Details, YTD totals and QTD total reflecting the
existence of more than one taxing authority code.)
(% - Multiple occurrences of this code are possible in Pay Details reflecting the existence ofm re than one
FEHB code.)
(<fY - Multiple occurrences of this code are possible in Pay Details reflecting the existence afm re than one
SVG,RTN Code.)
(& - Multiple occurrences of these codes are possible in Pay Details, YTD totals and QTD tota s reflecting the
existence of more than one Federal tax deduction based on whether the deductions were camp ted regularly
(R) or supplementaJly (S).)
General System Information
HI-154
Type Codes
I
X
DEDUCTIONS
TYPIHR TA PAY YTO TO QTD
CODE NAME ENV 10TH DTL DTL LEAVE YP TYP
XA Voluntary Child Support XA% A
XB Voluntary Alimony XB% B
XC Garnishment - Child Support XC% C
XO Garnishment - Alimony XD% D
XE Garnishment - Arrearage (CH SP) XE% E
XF Garnishment - Arrearage (Alimony) XF% F
XG Tax Levy XG% G
XH Chapter 13 Payments XH% H
XI Voluntary Payment of Back Taxes XI% I
XJ Travel Overpayment XJ J
XK DON Involuntary Indebtedness(no longer valid) K
XL Commercial Garnishment Administrative Fee XL L
XM Advance Salary Payments XM XM
XN Leave Buy Back (Reserved) XN XN
XO FEHB Indebtedness XO% WG
XP DaD Involuntary Indebtedness (Max 15%) XP% XP
XQ Charity XQ% XQ
XR Employee Organizations XR% XR
XS Bonds XS% XS
XT Overseas Allotments XT%% XT%%
XU Quarters (Rent and Utilities) XU% XU
XV TSP XV$ XV. XV
XW TSP Prior Year (Reserved) XW XW XW
XX DaD Voluntary Indebtedness XX% XX
XY Non-DOD Involuntary Indebtedness XY% XY
XZ Non-DaD Voluntary Indebtedness XZ% XZ
Xl NGAUS Jnsurance XI# XI
X2 State Endorsed/Private Insurance X2 X2
X3 State Retirement (Title 32) X3 X3
X4 Deferred Compensation X4 X4
X5 Military Deposit Deduction X5 XS* X5
X6 Reserved (Judgements)
X7 401(K) Savings Plan X7 X7
X~ Gamishment ~ Commercial X8 X8
X9 Military Deposit Deduction (Replaces X5 at SepiTrans) X9* X9
(* ~ Multiple occurrences ofthis code are possible in YTD totals reflecting the existence ofmo e than one
Retirement Code. TSP Fund Code or identification of prior year TSP refunds.)
($ ~ Multiple occurrences of this code are possible in Pay Details reflecting the existence ofmo e than one
type of fund Code or Retirement Code.)
(% ~ Multiple occurrences of these codes are possible in Pay Details reflecting the existence of ore than one
deduction address code.)
(%%. Multiple occurrences of this code are possible reflecting the existence of more than ded ction type code
indicator.)
(# ~ Multiple occurrences of these codes are possible in Pay Details reflecting the existence of ore than one
type of coverage.)
General System Information
HI-155
Type Codes
y
ENTITLEMENTS AND AWARDS
TYPIHR TA PAY YTn
CODE NAME ENV 10TH DTL DTL LEAVE
VA Pruduuivi[y Awards/C..iainsharing Awards YA
YB Interest Paid YB
YC Cost of Living Allowance
(COLA) (Non-Foreign) YC
YD Post Differential (Non-Foreign) YD
YE Living Quarters Allowance
(LQA)(Foreign) YE
YF Post Allowance (Foreign) YF
YG Post Differential (Foreign) YG
YH Separate Maintenance Allowance (Foreign) YH
YI Subsistence Expense Allowance (SEA) YI
Yl Temporary Quarters Subsistence Allowance (TQSA) Yl
YK Tropical Differential for Panama YK
YL Benefit Allowance - GTMO (Cuba) YL
YM Physicians Comparability Allowance YM
YN Remote Site/Offshore Allowance YN
YO Recruitment Incentive (Part of Basic Pay) YO
YP Severance Pay YP
YQ Lump Sum Leave
YR Danger Pay YR
YS Separation Incentive YS
YT Annual Premium for Standby YT
YU Annual Premium for Admin Uncontrollable
Overtime YU
YV Beneficial Suggestion YV
YW Incentive/Performance/Special Act
& Achievement A wards YW
YX SES A wards YX
YY Extracurricular Pay (Educators) YY
YZ Extra Duty (Dorm Supv) YZ
YI Transfer Allowance YI
Y2 Education Allowance/Education Travel Y2
Y3 Staffing Differential Y3
Y4 Retention Allowance Y4
Y5 Supervisory Differential Y5
Yb Recruitment Bonus Y6
Y7 Relocation Bonus Y7
Y8 Foreign Language Award Y8
Y9 Post Separation - COP Entitlement Y9
TD QTD
YP TYP
A
B
C
D
YU
YV
YW
YX
YY
YZ
Yl
Y2
Y3
Y4
Y5
Y6
Y7
Y8
Y9
General System Information
HI-156
Type Codes
JOSEPH K. MRLJAK,
PlaintiWPetitioner
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYL V \NIA
VS.
CIVIL ACTION - DIVORCE
MARY S. DUPONT,
Defendant/Respondent
NO. 2001-1413 CIVIL TERM
IN DIVORCE
Pacses# 788103152
ORDER OF COURT
AND NOW, this 14th day of November, 2003, based upon the Court's determination t at Petitioner's
monthly net income/earning capacity is $2,607,87 and Respondent's monthly net inc me/earning
capacity is $5,510.81, it is hereby Ordered that the Respondent pay to the Pennsylvan a State
Collection and Disbursement Unit, $608.33 per month payable monthly as follows; $ 00.00 for
alimony pendente lite and $108.33 on arrears, First payment due next pay date @ $2 0,77 bi-weekly,
Arrears set at $2,500,00 as of November 14, 2003. The effective date of the order is uly 9,2003.
This order considers the needs of the Petitioner and the situation of the parties.
Failure to make each payment on time and in full will cause all arrears to become sub.ect to
immediate collection by all of the means as provided by 23 Pa.C.S,g 3703. Further, i the Court
finds, after hearing, that the Respondent has willfully failed to comply with this Orde , it may declare
the Respondent in civil contempt of Court and its discretion make an appropriate arc er, including,
but not limited to, commitment of the Respondent to prison for a period not to excee six months.
Said money to be turned over by the P A SCDU to: Joseph K, Mrljak. Payments mu t be made by
check or money order. All checks and money orders must be made payable to P A SC DU and mailed
to:
PA SCDU
P,O, Box 69110
Harrisburg, P A 17106-9110
Payments must include the defendant's P ACSES Member Number or Social Securit Number in
order to be processed, Do not send cash by mail.
~ PLAINTIFF'S
:;: EXHIBIT
~
w
! Lj
"'
Unreimbursed medical expenses that exceed $250.00 annually are to be paid 0% by th respondent
and 100% by petitioner. The petitioner is responsible to pay the first $250.00 annual! m
unreimbursed medical expenses, Respondent to provide medical insurance coverage. Within thirty
(30) days atler the entry of this order, thc Respondent shall submit written proof that edical
insurance coverage has been obtained or that application for coverage has been made. Proof of
coverage shall consist, at a minimum, of: I) the name of the health care coverage pro ider(s); 2) any
applicable identifIcation numbers; 3) any cards evidencing coverage; 4) the address to which claims
should be made; 5) a description of any restrictions on usagc, such as prior approval f r hospital
admissions, and the manner of obtaining approval; 6) a copy of the benefit booklet or overage
contract; 7) a description of all deductibles and co-payments; and 8) five copies of an claim forms.
This Order shall become fInal ten days after the mailing of the noticc of the entry of t e Order to the
parties unless either party files a written demand with the Prothonotary for a hearing e novo before
the Court.
ORO: R. J. Shadday
Mailed copie~ on
~. ){" .~L to: <
BY THE COURT,
Petitioner
Respondent
Diane Rmklitl, Esquire
Cara Boyanowski, Esquire
,r ;,
I '
'j
I l/,---::>
yweSley Oler, Jr:
1
J.
In the Court of Common Pleas of CUMBERLAND County, Pem sylvania
DOMESTIC RELATIONS SECTION
PACSES Case Number: 788103 52
Docket Number: 01-141 CIVIL
Other State ID Number:
Please note: All correspondence must include e PACSES
Case Number.
NOVEMBER 14, 2003
SUMMARY OF TRIER OF FACT
Plaintiff Information Defendant Inforrr ation
JOSEPH K. MRLJAK MARY S. DUPONT
Address: Address:
170 WHITE DOGWOOD DR 115 REDWOOD ST
ETTERS PA 17319-9572 HARRISBURG PA 17109-3723
Employer: Employer:
DFAS CLEVELAND CENTER' DFAS CLEVELAND CENTER'
C/O DFAS CODE L C/O DFAS CODE L
GARNISHMENT OPS GARNISHMENT OPS
PO BOX 998002 PO BOX 998002
CLEVELAND OH 44199-8002 CLEVELAND OH 44199-8002
Attorney: Attorney:
DIANE G RADCLIFF, ESQ BOYANOWSKI CARA A
o Complaint for Support o Petition for Modification Filed [] Other
Reason for Conference: HUSBAND FILED FOR ALIMONY PENDENTE LITE ON 7/9/ 3, THE
PETITION FOR CONFERENCE WAS INADVERTENTLY NOT FORWARDED TO THE DRO.
Dependent(s)
Current Order: $0,00 / per month 4/11/01: APL WAS DISMISSED
Fan CM -022
Service Type M Wa er ID 21005
MRLJAK v. DUPONT PACSES Case Numb r: 788103152
Plaintiff Information Defendant Inform ~tion
Current Income:
$1203.63/B NET YTD $5510,81/M NET YTD
$2607.87/M NET
Tax Return:
P 1 H 2
Medical Coverage:
HAS COVERAGE AT A COST :IF $119,13/B
Child Care/Tuition:
Additional Obligations:
$556.01/M MORTG w/ ESC! ow (MARITAL
HOME)
$600/M FOR 19 YR SOPHm ORE IN
COLLEGE, NOT ELIGIBLE I OR FINANCIAL
AID EXCEPT FOR LOANS
Other Information:
1/1/79: PARTIES WERE MARRIED
9/30/91: PARTIES WERE SEPARATED
4/11/01 : COMPLAINT WAS DISMISSED PURSUANT TO PLTF HAVING AN OBLIG TION FOR
CHILD SUPPORT AND THE APL AMOUNT OFFSET THE CHILD SUPPORT OBLIGAT ON.
HUSBAND HAD BEEN RECEIVING A VA DISABILITY, HOWEVER THAT WAS STOP ED ABOUT A
YEAR AGO,
HUSBAND RENTS A ROOM IN A HOUSE @ 5500/M. WIFE CONTENDS THAT HE IYES WITH
SOMEONE,
HUSBAND EXPENSES TOTAL ~3,026,73, INCLUDING HIS LEGAL FEES
Page 2 0f3 FOIT CM -022
Service Type M Wor er ID 21005
MRLJAK v, DUPONT PACSES Case Numb r: 788103152
Other Information (continued):
Facts Agreed Upon:
Facts in Dispute and Contentions with Respect to Facts in Dispute:
Guideline Amount: $ 1,161.18 / MONTH
DRS Recommended Amount: $ 500,00 / MONTH
DRS Recommended Order Effective Date: 07/09/03
Parties to be Covered by Recommended Order Amount:
HUSBAND
Guideline Deviation: x YES or NO
Reason for Deviation:
$82.60 : HUSBAND'S PORTION OF MED INS COSTS
PARTIES HAVE BEEN SEPARATED SINCE 1991,
Submitted by: R, J. SHADDA Y
Date Prepared: NOVEMBER 14, 20C
Page 3 of3 FOTI CM-022
Service Type M Wo er ID 21005
In the Court of Common Pleas of CUMBERLAND County, Penn lvania
DOMESTIC RELATIONS SECTION
13 N. HANOVER ST, P,O. BOX 320, CARLISLE, PA. 17013
Phone: (717) 240-6225
Fax: (717 240-6248
Plaintiff Name: JOSEPH K. MRLJAK
Defendant Name: MARY S. DUPONT
Docket Number: 01-1413 CIVIL
PACSES Case Number: 788103152
Other State ID Number:
Please note: All correspondence must include the PACSES Case Nwnber.
Spousal Sunport Calculation with Denendent Children
1. Obligor's Monthly Net Income $
2, Less All Other Support $
3, Less Obligee's Monthly Net Income $
4, Difference $
5, Less Child Obligation for Current Action $
6, Income Available for Spousal $
7, Multiply by 30% 30%
8, Amount of Basic Spousal Support $
9, Adjustment for Mortgage $
lO,Total Monthly Spousal Support $
Spousal Sunnort Calculation without Denendent Children
1. Obligor's Monthly Net Income $ 5,510,81
2, Less All Other Support $ 0,00
3. Less Obligee's Monthly Net Income $ 2,607,87
4. Difference $ 2,902,94
5, Multiply by 40% 40%
6, Amount of Basic Spousal Support $ 1,161.18
7. Adjustment for Other Expenses $ 0,00
8. Total Monthly Spousal Support $ 1,161.18
Service Type M
Fa OE-523
War er ID 21005
Diane G, Radcliff, Esquire INVOICE
3448 Trind1e Road I I
Camp Hill, PA 17011 DATE
7/9/2004
I TO: I
Joseph K. Mrljak r
170 White Dogwood Drive AMOUNT DUE
Etters, PA 17319-9572
r $1,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
01/3 1/200 I Balance forward 0.00
02/20/200 I Prepare Motion for hearing on APL claim 0.4 70. 0 70.00
02/21/2001 Initial client consultation I 100. 0 170.00
02/21/2001 PMT #1330. -100. 0 70.00
02/21/2001 Prep Divorce Complaint wilh economic claims 1.2 210. 0 280.00
02/21/2001 Prepare 3301(d) affidavit 0.2 35. 0 315.00
02/28/200 I PMT #3006, Payment rrom Trust Account -315. 0 0.00
03/13/200 I 3.13.01. letter to Ms. Dupont 0.4 70. 0 70.00
03/13/200 I 3.13.01. letter to client 0.5 87. 0 157.50
03/19/200 I Certified Mail Fee 1 6. 9 164.39
03/19/200 I Receipt and review Domestic Relations Order 0.2 35. 0 199.39
03/19/2001 Letter to client 0.2 35. 0 234.39
03/21/2001 PMT #3030, PAYMENT FROM TRUST -286. 9 -52.50
ACCOUNT
03/28/2001 prepare certificate of service for divorce complaint 0.2 35. 0 -17.50
03/28/2001 3.28.01. letter to Prothonotarty 0.1 17. 0 0.00
04/02/200 I 4.2.0 I. letter to client 0.1 17. 0 17.50
04/03/200 I 4.3.01. consultation with client 1 175, 0 192.50
04/1 0/200 I 4.10.01. letter to client 0.1 17. 0 210.00
04/11/200 I 4.11.01. attend APL conference 1.5 262. 0 472.50
04/12/2001 4.12.01. receipt and review of 4.11.01. letter rrom 0.3 52. 0 525.00
Atty Boyanowski
04/16/2001 4,16,0 I, receipt and review of Domestic Relations 0.2 35. 0 560.00
APL Order
04/16/200 I 4.16.01. letter to Atty. Boyanowski 0.3 52, 0 612.50
04/17/2001 4.17.01. letterto Domestic Relations 0.2 35. 0 647.50
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797.96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 30
DAYS. (18% APR), VISA AND MASTERCARD ARE ACCEPTED. !. PLAINTIFF'S
<(
'" EXHIBIT
w
Page 1 ~
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!;( --5
'"
'"
-'
~
<(
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road I I
Camp Hill, PA 17011 DATE
7/912004
I TO: I
Joseph K. Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, P A 17319-9572
I $1,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
04/l7/2001 4.17.01. letter to client 0.2 35. 0 682.50
04/301200 I PMT #Trust. PAYMENT FROM TRUST -682. 0 0.00
ACCOUNT
06/l7/200 I Conference with client 0.2 35. 0 35.00
06/2112001 6.20.01. Telephone conference with Deanne Wells 0.2 35. 0 70.00
06/21/200 I 6.21.01. letter to client 0.3 52. 0 122.50
06/21/200 I Telephone conference with client 0.1 17. 0 140.00
06/301200 I PMT PAYMENT FROM TRUST ACCOUNT -140. 0 0.00
08/02/200 I 8,2.01. letter to client 0.2 35. 0 35.00
08/07/200 I 8,7,01. letter to Ally Boyanowski 0.2 35. 0 70.00
08/0712001 8.7.01. letter to client 0.3 52. 0 122.50
08/l31200 1 8.13.01. prepartion of Motion for Appointment of 0.3 52. 0 175.00
Divorce Master
08120/200 I 8.20.01. receipt and review letter ITom Atty 0.2 35. 0 210.00
Boyanowski
08/21/200 I 8,21.0 I letter to client 0.2 35. 0 245.00
08/3 112001 PMT #3085. PAYMENT FROM TRUST -245. 0 0.00
ACCOUNT
09/l4/200 1 9.14.01.0rganize and review file, set up divorce 1.5 262. 0 262.50
binder
09/l4/200 I 9.14.01. prepare preliminary inventory I 175. 0 437,50
09/1712001 9.17.0 I letter to client 0.3 52. 0 490.00
09/l71200 I 9.17.01. letter to Atty Boyanowski 0.3 52. 0 542.50
09/27/2001 9.27.01. receipt and review letter from Atty 0.3 52. 0 595.00
Boyanowski
09127/2001 9,27,01. letter to client 0.3 52. 0 647.50
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797.96 $1,563,07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 30
DAYS. (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 2
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road I I
CampHill,PA 17011 DATE
7/9/2004
I TO: I
Joseph K. Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, PA 17319-9572
I $1,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
09/30/200 I PMT #3096. PAYMENT FROM TRUST -105. I 542.39
ACCOUNT
10/0312001 10,3,01. consult with client I 175. 0 717.39
10/03/2001 10.3,01. revise draft inventory 0.3 52. 0 769.89
10/0912001 10.9,01. letter to Mr. Mrljak 0.2 35. 0 804.89
10/0912001 10.9.0 I. letter to Atty Boyanowski 0.4 70. 0 874.89
11/2012001 11.20.01 letter to client 0.2 35, 0 909.89
11/2812001 PMT #1386. -874. 9 35.00
12/18/2001 12.17.01. receipt and review letter and documents 0.3 52. 0 87.50
from client
12/28/2001 PMT -35. 0 52.50
01/0712002 1.7.02, prepare preliminary inventory 1 175. 0 227.50
01/08/2002 1,8,02, letter to ally Boyanowski 0.5 87. 0 315.00
01/08/2002 1.8,02. prepare listing of documents to be 0.4 70. 0 385.00
exchanged
01/08/2002 1.8.02. letter to client 0.4 70. 0 455.00
02/19/2002 PMT #1399. -455. 0 0.00
02/1912002 2.19.02. letter to client 0.2 35, 0 35.00
02/1912002 2.19.02. letter to Atty Boyanowski 0.2 35, 0 70.00
03/07/2002 3.7.02. review financial documents from client 0.5 87. 0 157.50
03/0712002 3.7.02. prepare revisions to inventory 0.3 52. 0 210.00
03/08/2002 3.8.02. letter to client 0.2 35, 0 245.00
03/08/2002 3.8.02. letter to Centura Bank 0.2 35, 0 280.00
03/0812002 3.8.02. letter to Alty Boyanowski 0.2 35. 0 315.00
03/08/2002 3.8.02 letter to Harry Leister 0.2 35. 0 350,00
03/08/2002 3.8.02. letter to client 0,2 35. 0 385.00
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797,96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 30
DAYS. (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 3
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road I I
Camp Hill, PA 17011 DATE
7/9/2004
I TO: I
Joseph K. Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, PA 17319-9572
I $1,563,07
DATE DESCRIPTION HOURS AMOUNT BALANCE
03/11/2002 3.11.02. prepartion of revised income and expense 0.2 35 00 420.00
statement
03/11/2002 3.11.02. telephone conf. with Harry Leister 0.2 35 00 455.00
03/12/2002 3.12.02. receipt and review letter from Atly 0.3 52 50 507.50
Boyanowski'
03/12/2002 3,12,02, letter to client 0.2 35 00 542.50
03/12/2002 3,12,02, 2nd letter to client 0,2 35 00 577.50
03/12/2002 3.12,02, letter to Attty Boyanowski 0,2 35 00 612.50
03/13/2002 3.13.02. letter to client 0,2 35 00 647.50
03/13/2002 3,13,02, letter to Atly Boyanowski 0.4 70 00 717.50
03/14/2002 3,14,02, letter to client 0.2 35 00 752.50
03/14/2002 3.14.02. receipt and review letter from Deanna 0,2 35 00 787.50
Wells
03/15/2002 3.15.02. letter tc client re Deanna Wells 0.2 35 00 822.50
03/27/2002 3.27.02. receipt and review letter from client 0.2 35 00 857.50
04/12/2002 PMT -400 00 457.50
04/19/2002 4.19.02. letter to client 0.1 17 50 475.00
04/19/2002 4.19.02. letter to Ally Boyanowski 0.2 35 00 510.00
05/03/2002 PMT -457 50 52,50
05/03/2002 PMT -34 50 18,00
05/15/2002 5.14.02. receipt and review 5.13.02. letter and 0.3 52 50 70,50
documents from Atty Bayanowski
05/16/2002 5.16.02. letter to client 0.2 35 00 105.50
OS/29/2002 5.29.02. letter to Atly Boyanowski 0.3 52 50 158.00
06/17/2002 6.17,02. receipt and review 6,13.02. letter from 0.1 17 50 175.50
Daley Law Office
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797.96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 3(
DAYS. (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 4
Diane G. Radcliff, Esquire INVOICE
3448 Trindle Road I I
Camp Hill, PA 17011 DATE
7/9/2004
I TO: I
Joseph K. Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, PA 17319-9572
I $1,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
06/17/2002 6.17.02. letter to client 0.2 35 DO 210.50
06/17/2002 6.17.02. letter to Atty Boyanowski 0.3 52 0 263,00
06/30/2002 INV #FC 1976, Finance Charge 0 3 263.53
07/23/2002 7.23.02. receipt and review letter from Attorney 0.1 17 0 281.03
Boyanowski
07/24/2002 7.24.02. letter to Atty Boyanowski 0,2 35 0 316.03
07/31/2002 INV #FC 2035, Finance Charge 2 3 318.46
08/31/2002 INV #FC 2094, Finance Charge 4 8 322.54
09/17/2002 PMT -322 54 0.00
10/23/2002 10.23.02. letter to client 0.3 52 0 52.50
10/25/2002 10.25.02. letter to Atty Boyanowski 0.2 35 0 87.50
10/25/2002 10.25.02. prepare authorization form 0.1 17 50 105.00
11/29/2002 11.29.02. receipt and review 11.27.02 letter from 0.2 35 00 140.00
Attorney Boyanowski
12/04/2002 12.4,02 letter to client 0.2 35 00 175.00
12/27/2002 PMT#1431. -140 00 35.00
03/21/2003 PMT -35 00 0,00
03/24/2003 3.24.03. letter to David Blatt re wage info. 0.3 52 50 52.50
04/05/2003 4.5.03. receipt and review letter from Dept. of 0.2 35 00 87.50
Navy
04/07/2003 4,7,03, letter to Atty Boyanowski 0.2 35 00 122.50
04/10/2003 4,10,03, letter to client 0.2 35 00 157.50
OS/29/2003 5,29,03 letter to client 0.1 17 50 175.00
05/31/2003 INV #FC 2482. Finance Charge I 55 176,55
06/18/2003 PMT -176 55 0.00
06/30/2003 6,30,03 letter to client 0.2 35 00 35.00
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293,20 66.45 797.96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 3(
DAYS. (18% APR), VISA AND MASTERCARD ARE ACCEPTED.
Page 5
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road I I
Camp Hill, PA 17011 DATE
7/9/2004
I TO: I
Joseph K, Mrljak
170 White Dogwood Drive r AMOUNT DUE
Etters, P A 17319-9572
r $1,563,07
DATE DESCRIPTION HOURS AMOUNT BALANCE
07/07/2003 7.7.03 meeting with client 0.3 52. 0 87.50
07/07/2003 7.7.03 letter to prothonotary 0.2 35. 0 122.50
07/07/2003 7.7.03 letter to Harry Leister 0.2 35. 0 157.50
07/08/2003 7.8.03 letter to Ally Boyanowski 0.2 35. 0 192.50
07/09/2003 7.9.03 telephone conf. with Harry Leister 0.2 35. 0 227.50
0711 0/2003 7.10.03 letter to real estate Appraiser 0.2 35. 0 262.50
0711 0/2003 7.10.03 receipt of filed APL Petition 0.2 35. 0 297.50
07/10/2003 7.10.03 letter to Atty Boyanowski 0.1 17. 0 315.00
07/23/2003 7.23.03 draft proposed letter to Harry Leister 0.3 52, 0 367.50
07/23/2003 7.23.03 fax to Ally Boyanowski 0.1 17. 0 385.00
07/25/2003 7.25.03 revise letter to Harry Leister 0.2 35. 0 420,00
07/31/2003 INV #FC 2581. Finance Charge o. 4 420.54
08/01/2003 8.1.03 receipt and review appraisal from Harry 0.2 35. 0 455.54
Leister
08/01/2003 8.1.03 letter to client 0.2 35. 0 490.54
08/0 1/2003 8,1,03 letter to Atly Boyanowski 0.2 35. 0 525.54
08/04/2003 8.4.03 prepare rt'visions to Inventory 0.5 87. 0 613.04
08/07/2003 8.7.03 receipt and review appraisal from Roland 0.3 52. 0 665.54
Johnson
08/07/2003 8,7,03 prepare Inventory 2 350. 0 1,015.54
08/07/2003 8.7.03 letter to Ally Boyanowski 0.2 35.( 0 1,050.54
08/07/2003 8.7.03 letter to client 0.4 70.( 0 1,120.54
08/31/2003 INV #FC 2634. Finance Charge o. 5 1,121.09
09/08/2003 9.8.03 TC Atly Boyanowski 0.1 19. 0 1,140.59
09/08/2003 9.8.03 letter to Atly Boyanowski 0.1 19. 1,160.09
09/17/2003 9.17.03 RR 9.16.03 letter from Atly Boyanowski 0.2 39,( 1,199.09
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797.96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 30
DAYS. (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 6
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road I I
Camp Hill, PA 17011 DATE
7/912004
I TO: I
Joseph K. Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, PA 17319-9572
I $1,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
09/17/2003 9,17,03 revise inventory with 9.16.03 letter 0,2 39. 0 1,238.09
information
09/17/2003 9,17,03 TC with Prothy re APL Petition 0.1 19. 0 1,257,59
09/17/2003 9.17.03 letter to client 0.2 39, 0 1,296.59
09/29/2003 9,29,03 TC domestic relations to schedule apl conf. 0.2 39. 0 1.335.59
09/30/2003 lNV #FC 2690, Finance Charge 6. 5 1,341.84
1011 0/2003 10,10.03 letter to client re household goods 0.\ 19. 0 1.361.34
10/20/2003 10.20.03 RR 10,16,03 letter from Ally Boyanowski 0.2 39,(0 1,400.34
10/20/2003 10.20.03 letter to Domestic Relations 0.2 39. 0 1,439.34
10/23/2003 10.23.03 letter to client 0.2 39,( 0 1,478.34
10/27/2003 10,27.03 RR 10.24.03 letter from Ally Boyanowski 0.2 39. 0 1,517.34
10/2712003 10.27.03 prepare revisions to Inventory I 195.( 0 1,712.34
10/2812003 10.28.03 letter to client 0.4 78,0 P 1,790.34
10/31/2003 lNV #FC 2751. Finance Charge 17.3 p 1,807.64
11/03/2003 11.3.03 letter to Ally Boyanowski 0.1 19.5 P 1,827.14
11112/2003 11.12.03 RR 11.10,03 letter from Ally Boyanowski 0.2 39.0 1,866,14
11/13/2003 11.13.03 Prepare Income and Expense Statement 0.5 97.5 1,963.64
for 11/14 APL conf.
11/13/2003 11.13.03 letter to client 0.2 39.0 2,002.64
11/14/2003 PMT -500.0 1,502.64
11/1412003 11.14,03 attend APL conf. I.; 292.5 1,795,14
11/17/2003 11.17.03 letter to Mark Heckman 0.2 39,0 1,834.14
11/21/2003 11.21.03 RR Support Order 0.2 39.0 \,873.14
11/21/2003 11.21.03 letter to client 0.1 19.5 1,892.64
11/30/2003 INV #FC 2800. Finance Charge 12.4 1,905.12
12/01/2003 12.1.03 TC with Mark Heckman 0.2 39.0 1,944.12
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797,96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 30
DAYS. (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 7
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road
Camp Hill, PA 17011 I DATE I
7/9/2004
I TO: I
Joseph K, Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, P A ] 73] 9-9572
I $\ ,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
12/02/2003 12.2.03 letter to Mark Heckman 0.2 39.00 1,983.12
12/31/2003 PMT -],905.12 78.00
01/07/2004 1.7,04 TC with client 0.2 39.00 117.00
01/0912004 1.9.04 letter to Mark Heckman 0.2 39,00 156.00
0112112004 1.21.04 letter to Mark Heckman 0,2 39.00 195,00
0] 123/2004 Mark Heckman - Fair Rental Valuation Fee I 300.00 495.00
0112912004 1.29.04 RR 1.27.04 FRV appraisal from Mark 0.2 39.00 534.00
Heckman
01/31/2004 1.31.04 revise Inventory and prepare FR V I 195.00 729.00
calculations
02/0212004 2,2.04 letter to Ally Boyanowski 0.1 19.50 748.50
0210212004 2.2.04 RR 1.30,04 letter from client 0.2 39,00 787.50
0210312004 2.3,04 letterto client 0.2 39.00 826.50
0211312004 Mark Heckman Additional Appraisal Fee 1 100.00 926.50
0211912004 2,19,04 RR 2.18.04 letter from Ally Boyanowski 0.4 78.00 ] ,004.50
with Mortgage tax information
02/1912004 2.19.04 revise inventory with mortgage payments 1.5 292.50 1,297.00
and calculations
02/2012004 2.20.04 letter to client 0.2 39,00 1,336.00
02/24/2004 2.24.04 client consult I 195.00 1,531.00
02/2912004 /NV #FC 2959. Finance Charge 2.26 1,533.26
0310512004 3.5.04 preparation of revisions to Inventory 1 195.00 1,728.26
03105/2004 3.5.04 letter to client 0.3 58.50 1,786.76
03/3112004 INV #FC 3014. Finance Charge 11.20 1,797.96
04/2712004 4,27,04 letter to client 0.2 40.00 1,837.96
04/30/2004 /NV #FC 3064, Finance Charge 26.45 1,864.41
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797.96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 30
DAYS, (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 8
Diane G, Radcliff, Esquire INVOICE
3448 Trindle Road I I
Camp Hill, PA l70ll DATE
7/9/2004
I TO: I
Joseph K. Mrljak
170 White Dogwood Drive I AMOUNT DUE
Etters, PA 17319-9572
I $1,563.07
DATE DESCRIPTION HOURS AMOUNT BALANCE
05/07/2004 PMT Mrljak -1,000. 0 864.41
OS/2512004 5,25,04 letter to client 0,1 20. 0 884.41
OS/2512004 5,25.04 prepare revisions to Inventory and prepare 0.2 40. 0 924.41
for filing
OS/25/2004 5.25.04 TC with client 0.2 40, 0 964.41
OS/27/2004 5.27.04 letter to Prothy with Inventory 0.1 20, 0 984.41
OS/27/2004 5.27.04 letter to Prothy with Motion for 0.1 20, 0 1,004.41
Appointment of Master
OS/27/2004 5.27.04 prepare Motion for Appointment of 0.2 40. 0 1,044.41
Divorce Master
05/3l/2004 INV #FC 3109. Finance Charge 13. 0 1,057.61
06/0 l/2004 6.1,04 letter toAtty Boyanowski 0.2 40. 0 1,097.61
06/02/2004 6,2.04 letter to Atty Boyanowski 0.2 40. 0 1,137.61
06104/2004 6.4,04 RR Certification of Discovery from Divorce 0.1 20. 0 1,157.61
Master
06/14/2004 6.14.04 RR Notice from Divorce Master 0,2 40. 0 1,197.61
06/14/2004 6.14.04 letter to client 0.2 40. 0 1,237.61
06/29/2004 6.29.04 RR 6.28.04 letter and Inventory and I&E 0.5 100. 0 1,337.61
Statement from Atty Boyanowski
06/29/2004 6,29,04 letter to client 0.1 20. 0 1,357.61
06/30/2004 INV #FC 3158. Finance Charge 15. 6 1,373.Q7
07106/2004 7.6.04 RR Defendant's Inventory and Income and 0.75 150. 0 1,523.07
Expense Statement
07/06/2004 7.6.04 letter to client 0.2 40 0 1,563.07
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 405.46 293.20 66.45 797.96 $1,563.07
TERMS: NET 30 DAYS: 1.5% PER MONTH SERVICE CHARGE ON UNPAID BALANCE AFTER 3C
DAYS. (18% APR). VISA AND MASTERCARD ARE ACCEPTED.
Page 9
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JOSEPH K. MRLJAK,
Plaintiff
: NO, 01-1413 CIVIL TERM
MARY S, DUPONT,
: CIVIL ACTION - L \ W
: IN DIVORCE
Defendant
I. Plaintiff proposes that the marital assets be divided 60% to Husband am 40% to wife
in accordance with the following Table.
2, As set forth on the following Table this distribution will require a cas payment to
husband of$59,803,55, This adjustment payment should be made witt'n 60 days of
the date of the final order and upon wife's refinance of the marital ho e mortgage.
3. If Wife cannot refinance that mortgage than the marital home will be 'sted for sale
and Husband shall be paid his $59,083.55 adjustment payment from th proceeds of
that sale,
~ PLAINTIFF'S
:ii EXHIBIT
~
w
~ ~
~
""
MARITAL ASSETS AND DEBTS
REAL ESTATE AND REAL ESTATE MORTGAGES (INVENTO
ITEM 1 (REAL ESTATE #1)
115 Redwood St 8.6.03
Harrisburg, P A
102,000,00
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
VALUE OF
ASSET OR
LIABILITY
NET VALUE
PROPOSED
DISTRIBUTION
TO WIFE
Centura Mortgage
0000703274
6,1.04
(29,730.98)
2l"'D Mortgage***
N/A
See Comments
Net Equity
72,269,02
72,269.02
72,269.02
Comments:
* 8.6.03 home value @ $102,000,00 as per appraisal of Roland Johnson ..;
* 6.1.04 1" mortgage @ $29,730.98 -l
I!l I" mortgage payment @ $556.01/mo including taxes and insurance and portion for b ck payments.i
[E There was previously a home equity loan with Member's 1" in the face amount of$ 5,200@ 147.10/mo.
taken out on 12/13/91. This mortgage has been paid in full. There were 129 payments f$147.10 each. The
parties paid for this loan on an equal basis. This loan was taken out as a consolidation I an for the deck and
the payoff of loan for the 1988 Dodge Caravan.
[E Mortgage balance to be updated to date of distribution.
ITEM 2 (REAL ESTATE #2-FAIR RENTAL VALUE 115 REDWOOD ST HAR ISBURG, PAl
FRY of 115 Redwood 10.1.91
Street, Harrisburg, P A to
12.31.04
28,931.00
28,931.00
28,931.00
Comments:
* See calculations in Exhibit #9 attached to this Pre-Trial Statement. which are based n Report of Mark
Heckman dated 2/27/04 and mortgage payment statements provided by Wife, f
[E Yalue calculated through end of 2004 and may have to be adjusted when distribution date is determined.
MOTOR VEHICLES AND VEHICLE LIENS (INVENTORY 2)
ITEM 3 (VEHICLE #1)
Wife's 1983 Chevy
Citation Yehicle
11/93
600,00
600.00
600.00
Comments:
9.30,91 Member's I" Loan@ $10,980,59..[
11.93 trade in by wife as per her Inventory
2
MARITAL ASSETS AND DEBTS
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
ITEM 4 (VEHICLE #2)
Husband's 1989 1,999.00
Dodge Caravan
Vehicle
VALUE OF
ASSET OR
LIABILITY
600.00
NETYALUE
PROPOSED
DISTRIBUTIO
TO HUSBAN
PROPOSED
DISTRIBUTION
TO WIFE
600.00
600. 0
Comments:
[EJ Husband traded in this vehicle in 1999 for $600.00.
STOCKS, SECURITIES, INVESTMENTS & CERTIFICATES OF DE OSIT
(INVENTORY #3 & #4)
US Savings Bonds
7,084,22
7,084.22
7,084, 2
Comments:
* 5.6.92 @ $7,610.85 full value, includes interest of$3,510.85 f Tax estimated@$52 .63 incurred for a
net of$7,084.22.
CASH, CHECKING ACCOUNTS AND SAVINGS ACCOUNTS (INVENTO
ITEM 6 (MONETARY ACCOUNT #1)
Wife's DAFCU Accl. #466
Checking
9.30.91
9.30,91
9.30.01
Xmas Savings
Savings
Total
9.30.91
Comments:
* 9.30.91 Checking@ $441.72 f
* 9.30.91 Xmas Savings @554.28 f
* 9.30,01 Regular savings @ $25.241
441.72
554.28
25.24
1,021.24
1,021.24
1,021.24
3
MARITAL ASSETS AND DEBTS
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
VALUE OF
ASSET OR
LIABILITY
NET YALUE
PROPOSED
DISTRIBUTlO
TO HUSBAN
PROPOSED
DISTRIBUTION
TO WIFE
ITEM 7 (MONET ARY ACCOUNT #2)
Husband's DAFCU Ace!. #321
Checking 9.30,91
Xmas Savings 9.30,91
Super Savings 9.30,91
Savings 9.30,91
Total 9.30,91
0.05
267.06
0.03
87.94
355.08
355.08
355. 8
Comments:
* 9.30.91 Checking @ $.05 /
* 9.30.91 Savings @ $355.03/
* 9.30.91 Xmas Savings @ $267.06,f
* 9.30.91 Super Savings @ $.03 ..f
PENSION AND RETIREMENT PLANS (INVENTORY #18 & 1 )
ITEM 8 (RETIREMENT #1)
Husband's CSRS 7.31.03
Retirement Plan
78,743.00
Distribute on
deferred basis
Distribute 0
deferred basi
Distributer on
deferred basis
Comments:
* @ $78,743.00 age 55 ..{
* @ $52,444.00 age 60 ..{
* @ $43,876.00 age 62 ..{
IE Values as per Harry Leister
IE See Retirement Plan % Division Calculations depending upon age set forth in Ex
to this Pre-Trial Statement. AS PER EXHIBIT 14 TO ARRIVE AT AN OVERALL
OF THE TWO PENSIONS USING AGE 55 VALUES, HUSBAND WILL RECEIV
CSRS PENSION TO BE PAID ON A DEFERRED BASIS BY QDRO.
ITEM 9 (RETIREMENT #2)
Husband's TSP 10,91
ibit 14 attached
0/40 DIVISION
3901.. OF WIFE'S
3,529.90
3,529.90
3,529. 0
Comments:
* 10.91 @ $3,529,90 I
4
MARITAL ASSETS AND DEBTS
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED " PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTIO DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN TO WIFE
ITEM 10 (RETIREMENT #3)
Wife's CSRS 7.31.03 150,060.00 Divide on Divide on Divide on
Retirement Plan deferred basis deferred basi deferred basis
Comments:
* @ $150,060.00 age 55 .{
* @ $104,692.00 age 60 .{
* @ $ 89,762,00 age 62 .{
IE Values as per Harry Leister .{
IE See Retirement Plan % Division Calculations depending upon age set forth in Ex ibit 14 attacbed to
tbis Pre-Trial Statement. AS PER EXHIBIT 14 TO ARRIVE AT AN OVERALL 0/40 DIVISION
OF THE TWO PENSIONS USING AGE 55 VALUES, HUSBAND WILL RECEIV 39% OF WIFE'S
CSRS PENSION TO BE PAID ON A DEFERRED BASIS BY QDRO.
ITEM 11 (RETIREMENT #4)
Wifc's TSP 10.31.91 6,948.51 6,948,51 6,948.51
Comments:
* 10.31.91 @ $6,948.51 .r
HOUSEHOLD GOODS, FURNISHINGS, TOOLS, PERSONAL EFFECTS ETC. ( NVENTORY #25)
ITEM 12 (HOUSEHOLD GOODS #1)
Husband's Household TBD TBD TB
Goods
Comments:
. A decision needs to be made if an appraisal will be required.
ITEM 13 (HOUSEHOLD GOODS #2)
Wife's Household TBD TBD TBD
Goods
Comments:
. A decision needs to be made if an appraisal will be required.
LOANS, CREDIT CARDS AND OTHER DEBTS (INVENTORY # I
7)
ITEM 14 (DEBT #1)
Husband's DAFCU 9.30,91 (4.-1'111.7.\1 14.-1')(),7J; ( 2 ,~.-1-';. :, ' ,') ',J"", '
PSL #321
Comments:
* 9.30.01 @ $4,490,73 c
1
IE Paid off equally by parties.
5
MARITAL ASSETS AND DEBTS i
,
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR D1STRIBUTIO DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN TO WIFE
ITEM 15 (DEBT #2)
Wife's DAFCU PSL 9.30.91 (Y,XI5.6()) (Y,X 1 ~.6u) \......')0.-:,:-; l i j~.qll' ,\1,;
#466
Commellts:
* 9.30.91 @$9,815.60 j
[E Paid off eq ually by parties,
TOTALS
Total of Assets and Liabilities 107,032.64 4,416, 4 102,616.61
PERCENTAGE OF DIVISION
Totals from Above 107,032.64 4,416. 4 102,616.61
Percentage of Total O. 4 0.96
ADJUSTMENT FOR 40/60 DIVISION
Totals from above 107,032,64 4,416. 4 102,616.61
Amount Due in 40/60 Division 64,219. 8 42,813.06
Adjustment Figure for 60/40 Husband's Favor 59,803. 5 (59,803.55)
I
6
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED
PROPERTY OR VALVE ASSET OR DISTRIBUTION
LIABILlTV LIABILITY TO WIFE
EXHIBIT 7 (REAL ESTATE #1)
115 Redwood St 8.6.03 102,000.00
Harrisburg, P A
Centura Mortgage 6,1.04 (29,730.98)
0000703274
2r-.'[) Mortgage*** N/A See Comments
Net Equity 72,269.02 72,269.02 72,269.02
Comments:
* 8.6.03 home value @ $102,000.00 as per appraisal of Roland Johnson I
* 6,1.04 I" mortgage@$29,730.98 i
~ I" mortgage payment @ $556.0Ilmo including taxes and insurance and portion for ba k payments.
IE There was previously a home equity loan with Member's I" in the face amount of $1 ,200 @ 147.10/mu.
taken out on 12113/91. This mortgage has been paid in fulL There were 129 payments 0 $147,10 each. The
parties paid for this loan on an equal basis. This loan was taken out as a consolidation 10 for the deck and
the payoff of loan for the 1988 Dodge Caravan,
IE Mortgage balance to be updated to date of distribution.
<i. PLAINTIFF'S
~ EXHIBIT
w
~
~ 1
~
<:
Roland Johnson Appraisal Services
ooa373e
File No, 115redwo
APPRAISAL OF
SINGLE FAMILY RESIDENTIAL
LOCATED AT:
115 Redwood Street
Harrisburg, PA 17109.3723
FOR:
Piane G. Radcliff, Esquire
3448 Trindle Road
Camp Hill, PA 17011
BORROWER:
NIA
ASOF:
July 25. 2003
BY:
Roland D. Johnson, lFA
6620 Somerset Street, Harrisburg, PA 17111 (717) 561~4a84 I (717) 561~4885
Roland Johnson Appraisal Services
0003738
File No, 115redwQ
08-06-03
Diane G_ Radcliff, Esquire
3448 Trindle Road
Camp Hill, PA 17011
File Number', "t 15redwc
Dear Sir'
In accordartce with your request, \ have personally inspected and appraised the real property at:
115 Redwood Slreet
Harrisburg, PA 17109~3723
The purpose of this appraisal is to estimate the market value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the estimated market value of the property as of July 25, 2003
is:
$102,000
One Hundred Two Thousand Dollars
The attached report contains the description. analysis and supportive data for the conclusions,
final estimate of value, descriptive photographs, limiting conditions and appropriate certifIcations.
Sincerely,
State Cerlified Appraiser
6620 Somerset Street, Harrisburg, PA 17111 (717) 561.48841 (717) 561-4885
APPRAISER'S LICENSE
Borrower: N/A _
Property Address: 115 Redwood Street
City: Harrisburg
lender: Diane G. Radcliff Es we
State: PA
File No.: 115redwo
Case No.: 0003738
i'ip: 17199-3723
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0003738
File No 11Sredwo
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open mar et
under all condillons requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is t
affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title fr m
seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advis d,
and each acting in what he considers his own best interest; (3) a reasonable time is allowed tor exposure in the open marKet; (4) paym I
is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the nor al
consideration for the property sold unaffected by special or creafive financing or sales concessions* granted by anyonB associated with t e
sale
*Adjustments to the com parables must be made for special or creative financing or sales concessions. No adjustments are necessary r
those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily idenlifiable since 1 e
seller pays these cos~s in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable prope y
by comparisons to financing terms offered by a third party inslilutionallender that is not already involved in the property or transaction, A y
adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of a y
adjustment should approximate the market's reaction to the financing or concessions based on the Appraiser's judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal repor! is subject to t
following conditions:
1_ The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the tilfe to it. T
appraiser assumes that the title is good and marketable and, therefore, witl not rem:ler any opinions about the \itle. The property is apprais
on the basis of it being under responsible ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch
included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other dat
sources) and has noted in the appraisal report whether the subjecl site is located in an identified Special Flood Hazard Area. Because Ih
appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specifi
arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at thei
contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal an
are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardou
wastes, toxic substances, etc. ) obseflled during the inspection of the subject proper1y or 1ha\ he or she became aware of during the norm
research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidde
or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxi
substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes n
guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any su
conditions thai do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because th
appraiser is nol an expert in the field of environmental hazards, the appraisal report must not oe considered as an environmental assessmen
of the property
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or sh
considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of sue
~ems that were furnished by other parties.
8, The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professiona
Appraisal Practice.
g. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion,
repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the
appraisal report (including conclusions about the property 'falue, the appraiser's identity and profeSSional designal"lons, and references to
any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the
mortgagee or its successors and assigns; the mortgage insurer; consullants~ profeSSional apprais.a\ organizations: any state or federal!
approved financial institution; or any department. agency, or instrumentality of the United States or any sfate or the District of Columbia;
exceptlhat the lender/client may distribute the property description section of the report only to data collection or reporting ser'flce(s)
without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before
the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 012
Fannie Mae Form 10048 6-93
0003738
File No 115redwo
APPRAISERS CERTIFICATION: The Appraiser certifies and agrees Ihat:
1. I have researched the subject market area and halle s.electerl a minimum of three recen1 sales of properties most similar and proximate
to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the
market reaction to Ihose items of significant variation. If a significant item in a comparable property is superior to , Of more favorable than,
Ihe subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, jf a significant item in a
comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted
sales prk:e of the comparable
2 I have taken into consideration the factors that have 3f\ impact on value in my development of the esthna\e of marl<et value in the
appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my
knowledge, that all statements and information in the appraisal report are true and correct.
3, I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject
only to the contingent aOO limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I ha'Je no present or prospective personal
interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the
estimate of market value in the appraisal report on the race, color, religion, seX, handicap, familial status, or national origin of either the
prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the
subject property
5. I have no present or contemplated future interest in the subject property, and neither my current Of future employment nor my
compensation for performing this appraisal is contingent on the appraised value of the property_
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,
the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my
compensation andlor employment for performing the appraisal I did not base the appraisal report on a requested minimum valuation, a
specifiC valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal,
with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable
time fot e):";posure in the open market is a condition \n the definition of market value and the estimate I developed is consistent with the
marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as com parables
in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the
subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extent that I had market evidence to support them, I have also commented
about the effect of the adverse CQf\ditions on the marketability of the subject property.
9 I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on
significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal
report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal
report. \ certify that any individual so named is qualifIed to perform the tasks. I have not authorized anyone to make a change to any item in
the report; therefore, if an unauthorized change is made to the appraisal repoct, I will take no responsibility for it.
SUPERVISORY APPRAlSER'S CERTIFICATION: If a supervisory appraiser signed Ihe appra'lsal report, he or she certifies
and agrees thai: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the
statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking
full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 115 Redwood Street HarrisburQ, PA 17109-3723
SUPERVISORY APPRAISER (only if required)
Sfgnature:
Name: Raja d D. Joh 'A
Date Signed: 08-06-03
State Certification #: RL~001737-L
or State License #:
Stale: PA
Expiration Date of Certification or license: 06.30~05
Signature:
Name:
Date Signed:
State Certification #.
or State License #:
State
Expiration Date of Certification or License:
o Did 0 Did Not Inspect Property
Freddie Mac Form 439 6-93
Page 2 of 2
Fannie Mae Form 10048 6.93
;;)l1Iyn~ rclll1l1Y 0003738
Protlertv Description UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 115redwo
Pfcoerl'i Mdress 115 Redwood Street ~arrisburg - State PA Zif.'Code 17109~3723
leqal Desai tion DEED BOOK 861 PAGE 121 County Dauphin
Assessor's Parcel No_ 62-035-052 Tall 'fear 2003 RE,Taxes$ 1300.00 SlIecia! Assessments $ N/A
Borrower N/A Current Owner Josenh Mrl'ak and Mary Dupont Occupant: [xl Owner r-lTenant r-l Vacant
" prollertvrinhtsannraised Ixl FeeSim Ie r I leasehold ProiectTvoe II PUD I I Condominium HUDNA only} HOA$ NIA /Mo.
Neiohborhood or Proiect Name Susquehanna Township Map Reference 2743-6E Census Tract 3240-0221
Sale Price $ N/A Date of Sale N/A Desaiption and $ amountolloallchargeslconc8!l:sionstobep aidbvseller NfA
l'ilnoo\!Clier.t Diane G_ Radcliff, Esquire Address 3448 Trindle Road Camp Hill, PA 17011
Aonraiser Roland D. Johnson IFA Address 6620 Somerset Street Harrisburn PA 17111
location WUrban WSuburban WRural PTedomlnant SIngle 1amlly housing Presentlanduse% land use change
8uiltup (RJ Over 75% o 25-75% 0 Under 25% occupancy PRICE AGE One family ~ (RJ Not likely o Likely
$(DOO) ()<"
Growth rate o Rapki 00 Stable 0 Slow [RJ Owner ~Low_.~ 2-4 family ~ o In process
Property values o Increasing WSlable o Declining o Tenant 230 Hinh 100 MuMamily ~ To ~-~~-
Demand/supply o Shortage !KJlnlaance Oo.e-supPy f1 V,m"'I""') Predominant Commelcial 20%
Mar\l.etinctUm'il n UnOOr 3 IT'OS_ rx1 ~..6mos. n Over & mo'S _V.eml(".",...) 85 I 60 Vacant 5"!Q
Note; R;:lclt and the raelal composition of the neighborhood are not appraisal factors.
Neighborhood boundaries and characteristics: This suburban SusQuehanna Township neiqhborhood has a....eraQe charac\erislics and is bound
. to the NoC!h by Walnut Street, to the West by 30th Street to the South by Union Deposit Road, and to the East by Township Line.
.
. Factors that aUectthe marketability of the properties in the neighborhood (pro~imity to employment and amenities, employment stability, ap\leal to mar\l.et, etc,}:
. This suburban neiahborhood has most public utilities available relatively easy access to emplovment and services and is competitive
" with other neiahborhoods in the oeneral area. Most have similar amenities. No unfavorable factors were observed which would
adverselv affect marketability,
- -
-.
Market conditiOn5 in lhe subject neighborhood (including support lor the above conclusions related to the trend of property values, demand/supply, and marke tingtime
..' such asdala on competiti'ie properties lor sale in the neighborhood, description of the prevalence of sales and financing concessions,etc.).
Th~re are no foreseeable economic trends which mjght siQnificanllv influence market conditions in this area. The current mortaaae
market offers a wide variety of conventional loans with competitive interest rates. As a result, the terms of financing have little, if a~.
impact on sales prices, If interest rates remain reasonable prcpert'j values and marketabIlity should be stable.
-
. Project Information for PUCs (II applicable).. ..Is the developer/builder in control of the Home Owners' Associatiof1 (HOAP U YES UNO
Appro~imatetotalnumberofunits in the subject project Appro~imatetotalnumberofunlls for sale 111 the subjectproJecl
Descfi~ common e\eman\8 and lecreationallaci\'it'tes:
Dimensions 50 X 139.9 X 48.15 X 137.4 Topography Level
Site area 6762 SQ.Ft. _ , Cor\'\ellct U '(~ \2SJ No Size Tvoical for Area
SpecifiC loning classification and deSCription Residential Urban District Shape Rectangular
Zoning compliance 00 Legal ~J LegalnOnCOnn~g(Grandfathereduse) Ulllegal U Nozoning Drainage Appears adequate
Hiqhest & best use as improved: X Present use Other use (e~platl'l) View Averaoe
Utilllfes Public Other Off-stte Improvements Type Public Private lardscapng AveraQe
Electricity 0125AMP __ Slleel Asphalt \ZJ 0 Driveway Surface Asohalt
',as 0 Curb/gutter Concrete \ZJ 0 Apparent easements None Apparent
vVater \ZJ Sidewal~ Concrete 0 \ZJ FEMA Special Flood Hazard Area DYes (Xl No
Sanitary sewer 0 Streetlights Standard ~ R FEMAZone C Map Date 04~ 15~ 77
Stotmsewer iXl-----~ Allev None FEMA MaD No. 420397 A1H&(~Q2
Commenls (apparent adverse easements, encroachmenls, special assessments, slide areas, illegal or legal nonconforming zoning, use, etc_) Site has averaae
site imarovements averane landscaDino_ and tVDica! maintenance. There are no aDDarent adverse easements encroachments or
other adverse conditions on this site.
GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION
No_of Units 1 Foundatiol'l Cone Block Slab 40% Area Sq.F\ 442 Root 0
No, of Stories 2 Exterior Walls Brick Alum Q8'MSj::ace 0 % Finished 0 Ceiling === 0
Type (Det./Att.) Detached Roof Surface Shinole Basemenl 60% Ceiling Joist Walls 0
Design (Style) 2 $lorv Gutters & Dwnspts. Aluminum Sump Pump No Walls Cone Brock Floor-O
Existing/Proposed ExistinQ Window Type Obi HunQ Dampness None Noted Floor Concrete None ~-O
Age (Yrs,) 61 StarmlScreens y., Setl\ement None N01ed Outside Entry No ~,- ===0
Effeclive Aoa ('{ro,) 20 M,lIlufactured House No Infestation None Noted
. ROOMS ~ Li'ilntl Dinino Kitchen 0," FamilvRm Rec.Rm. BedraOMl #8aths la\lnd!,. O\her ~~SQ_F\._
:~!:I1ent , 442
le'iell 1 1 1 1 739
. le~el2. 4 1 843
. Level 3
Finishedareaaboveoradecontai~s: 8 Rooms -4 8edroom s'i 1 Ball1ls\' 1 582 S uare Feet 01 Gross Livinn Area
INTERIOR Material$!Cond~ion HEATING KITCHEN EQUIP ATTIC AMENITIES CAR STORAGE:
Floors HW Vinyl/Ava Type Radiant Refrigerator [J None 0 Fireplace(s)#L- ~ NoM \ZJ
- Walls Plaster/Avo Fuel Oil RangelO'ien [J Stairs ~ Patio Garage # of ears
Trim/Finish Wood/A~ CondilionAveraae Disposal [J Drop Stair Deck Covered [J Allached --
Bath Floor Vin"IlAv~~ COOlING Dishwasher \ZJ Scuttle 0 Porch ~ Detached -
Bath Wainscot CeramidAvn Central No FanfHood 0 Floor ~ Fence Buill..ln
Doors Wood/Ava other None Microwave R Heated Pool Carport
ConditionN/A Washer/D er Finished Ori'iewav 3
Additional leatures (special energy efficient items, etc_) Gas hOt water heater' insulated windows.
Condition o/the improvements, depreciation (physical, functional, and e~ternal), repairs needed, Quality of construction remodeling/additions, etc' See Attached
Addendum
.Jverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc,) present in the improvements, on the site, or in the
immediete 'iicinity of the subject property: No adverse environmental conditions were observed in the improvements on the site, or in the
immediate vicinitv of the subiect orooert\l_ The aooraiser is not Qualified to render anv environmental assessment whatsoever.
froddiBMacF<<rn70fi.93 PAGE 1 OF2 f....ro;eM..f"'rnlOOl ,,,
PrOO"""""l\IPol""~C\gIlalSoIllilo",.oh...,OOO13<.m"-poIoro..b-",.,,,,,,
~1Il91e r-amny 0003738
Valuation Section UNIFORM RESIDENTIAL APPRAISAL REPORT FileNo. 115redwo
ESTIMATED SITE VA.LUE. _ ' , _ 1~JlQQ. Comments on Cost Approach (such as, source of cost estimate,
ESTIMATED REPRODUCTION COST..NEW OF IMPROVEMENTS site value, square loot calculalion and lor HUD, VA and FmHA, the
Dwelling 1582 Sq_Ft @ $ 53.22 " 84,194 estimaled remaining economic lile of the property)'
Bsmt. 442 Sq,Ft.@$~ , 9406 Estimated Replacement Cost-New-of-Jmprovements is
. F/P Covered Deck , 5000 calculated using the Marshall and Swift Residential Cost -
: Garagefl:arport None_ Sq. Ft. @, - , 0 Handbook and local cost analysis. Estimated site value is
Total Estimated costNel; ,\ I -. 98,600 based on local market analvsis, Depreciation is estimated
less , Pr,ysica\ F\lnctional External Est_ Remaining Econ, Life 30 usinq the economic aae-life method and market analvsis
. Depreciatloo 33% $1 000 -, 33,538 See addendum.
Depreciated Value of Improvements " 65 062 -
"As-is"ValueofSile Improvemenls " 3000
INDICATED VALUE BY COST APPROACH " 86100
"EM I SU~JECT COMPARABLE NO.1 COMPARABLE NO, 2 COM.fARABLE NO, 3 -
115 Redwood Street 3621 Centerfield Road 3515 Schoolhouse Lane 102 North 38th Street
Mdrel'.s Harrisbur Harrisbura Harrisbura Harrisbura
Proximit"to Sub'ect .25 Mile 2 Blocks .35 Mile
Sales P~ce , NIA I 99 000 , 104000 I 114900.
PricelGross Liv. Area '- 0.00 I;Zl $ 58.86 I;Zl , 75.69 I;Zl $ 61.18 (I:l
Dataand/or Inspection Assessment Records Assessment Records Assessment Records
VerificaHonSources & MLS & MLS &MLS
VALUE ADJJSTM::NTS DESCRIPTION DESCRIPTION I . {-l$Ad...tmOllI DESCRIPTION '1-\$AcI;u.1m""1 DESCRIPTION "'SAd.,.lmOllI
Sa(e1!or Fmancing Conventional Conventional Conventional :
Concessions None None None
Date of SalelTime N/A 04~10-03 04- 29--03 : 10-08-02
LOC<ltion Suburban Suburban Suburban Suburban
Le~ee~ Fee Sim~ Fee Simnle Fee Simple Fee SImple
~- ,16 Acre .25 Acre : ,08 Acre ,17 Acre
~~w Averane AveraQe AveraQe Aver;;-e :
De;ill--;:; and ;;;-eal 2 StoNfAveraoe 2 StorvfAveraae 2 Story/AveraQ6 2 StorvfAveraqe
Qu~ofCorotrudbn Averaae Averaae Averaae Avera....e
A"' 61 Yrs 69 Yrs. 56 Yrs. 68 Yrs. .-----'------
Condition Averane Averane : Averane : Aver~
Above Grade TOls 'Rams ' BalM ToI..'Bci"", ,- Trnal'Bci""" BalrlS TOl8l'Btt""" ,-
Room Count 8: 4" 1.00 6: 3: 1.50: -1,000 6: 3: 1.50 : -1,000 7: 4: 200' -1,500
Gross livinn Area 1582 SnH. 1682 SoH. : -1000 1374 SoR : 2100 1 878 S"_F~. ' .3000
. Basement & Fl1ished Full Basement Full Basement Full Basement Full Basement
Rooms Below Grade Unfinished Unfinished Unfinished Unfinished
FunctionalUtilit" . Less Than Avn. Averane -1000 AveraQe -1000 Averane -1000
'~l!!inQlCoOI~ Oil Rad/No CA Oil Rad/No CA Oil HW/No CA Oil F NCA ~2 000
. EnernvEflicientltems ,=vOical For ,A;;e Tvnical For Aoe Tvnical For Aae Tvnical For Ana:
-, G,lIaneICat"OTt None 1 Car Carnort .1500 1 Garage Int. .2000 2 Garaoe Del. -4000
Porch,Patio, Deck, Covered Deck Patio Porch, Patio : -1,000 Porch
Fire"lac..fs\,etc. 1 Fireplace None 1 000 None 1 000 1 Firentac~
Fence Pool etc. None None : None None :
-- :
Net Adi. Itotal\ II It IXI.. " 3500 I . IX " 1900 In-t----rxr~~. 1150Q
Adiusted Sales Pnre Gross: 5.6% Gross: 7.8% Gross: 10.0%
ofCom"arable Net. -3.5% . 95 500 Net: -1.6% . 102100 Net: -10.0% , 103 400
Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc, ): See Attached Addendum.
- --
-
f- COMPARABLE NO, 1 COMPARABLE NO.2 --
ITEM SUBJECT COMPARABLE NO 3 --
Dale, Price and Data No Prior Sale No Prior Sale Other 02-14~03 No Prior Sale Other
Source for prior sales Than Listed Above $887.00 Than Listed Above
withi'l ""ar ofa""'aisal Tax Assessment Records ---
Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any pria-salEts olsubjed and compatables within one 'flat o{lhe dBte 0( appraisal'.
Acccrdina to records prov'lded by Real Estate Data, Inc., the subiect propertv has not transferred in the past 3 vears. According to .
information nrovided bv the multi-list services in this reoion the subiect nronertv has not been listed for sale within the---;:;-ast ~ars.
INDICATED VALUE BY SAI.ES COMPARISON APPROACH,. . .. .. .' . NIA"~:~Gr~Ren;M~ttil~r '."N/A ": 1 02 000
INDICA TED VALUE BY INCOME APPROACH II A""Ucable\ Estimated Malkel Rent $ N/A
This appraisal is made ~ 'as is" . 0 SUbjedtolherepai-s,alterations,ins,pedionsOfconditions~t.ed~,<< .. U ,SIJbjectIO rompletlon per plans and speciflCaliOns
CondnklnsofAppraisal: ThiS annralsal renort has been nrenared WIth the orooertv in "as IS" condltron. No Dersonal r'Ironert" has been
included in this valuation.
fln.a! Recor.d~aii<m: See AUached Addendum.
. -----
The purpose of this appraisal is to estimate the market valua olt he real property that is the subject of this report, based on lheabov econditionsandtheOllltbtion,contingenl
oed "m'''"9 ,,"dO'''', oed m..'ot "~J"""" ,h" ,re .,,'" " th. ,"""'" Fredd" "',Fam"",,". "', F~ 1l104B(R.~", 6193 _)
'(WE) l~HEMA;1 E,ASDEFlNED, OF THE REAL PROPERTY THAT 's THESUBJECTOfTt-OSREFORT,ASOF 07-25-03
. (WHICHIST OrYlNSPE T NANDTHEEFFECTIVEDATEOFTHISREPORT}TOBE$ 102000
APPRAl SUPERVISORY APPRAISER (ONI.. Y IF REQUIRED)
Sionature - SIQnatule DDld ODidNol
. ame ROMhd D, Jo A Name lnspectProperty
.Jate-R--;;rtSinned 08- 03 Date ReDort Sinned
StateCertific;tion# Rl-001737-L StatePA State Certification # Slate
OrStatelicen$e# State Or State License # Stale
Frodd;eMacFa-mlOS-9J PAGE20F 2 F,.,,,,.M,,"F,,.mlO1}l6-93
Produ"""'i>jP"""oidOOj","SoIutlo"''''_,l!OOl:14mlwww.poJoro",'''''''."""
Roland Johnson Appraisal Services
-
ADDENDUM
Borr~wer: NfA
Property Address: 115 Redwood Street
City: Harrisburg
Lender: DianeG. Radcliff, Esquire
Stale: PA
FileNo.: 115redwo
Case No.: 0003738
Zip: 17109.3723
Condition of Improvements
There is no duct work, radiators, or baseboards for heat in the 2nd level rooms. These room are heated by gravity heat
coming from the 1st level. l3y todays standards, this is considered inadequate. A deduction of $1000 will be made in the
Cast Approach for "FUNCTIONAL" and an adjuslment will be made in the Sales Comparison Analysis for "FUNCTIONAL
UTILITY". Utility of floor plan is typical for a house of this age and style al1d should receive average acceptance in the
market place. No unusual external inadequacies were observed,
Comments on Sales Comparison
After a thorough search of all available market data. the three sales used are considered to be the best indicators of value.
In order to find comparable sales it was necessary to use Jess recent sales. Appropriate adjustments have been made for all
differences. All three sales are considered to be reliable indicators of value, and are weighted similarly in the final
reconciliation. Days on the market: Comparable Sale NO.1: 81 days; Comparable Sale No.2: 84 days; Comparable Sale No
3: 14 days. Comparable Sales are all closed sales. It is noted that Comparable Sale Nos. 1 and 2 have three bedrooms
while the subject has fOUL Other sales with four bedrooms were significantly different in location, size. age, and/or design,
and were not used for that reason. Those chosen are the best available. Ail three comparable sales are iocated in the same
market area as Ihe subject and would be considered by the same prospective purchaser if all were on the market at the
same time as the subject.
Final Reconciliation
This appraisal assumes a reasonable marketing period of three months. The Market Approach reflects recent activity in the
market place and is given the most weight. In the view of the age of these improvements, Ihe Cost Approach cannot be
considered an accurate indicator of value. THIS IS A COMPLETE SUMMARY APPRAISAL REPORT. THE INTENDED USE
OF THIS APPRAISAL IS TO ESTIMATE MARKET VALUE ONLY.
THIS APPRAISAL REPORT CONTAINS 14 PAGES.
I
Addendum Page 1 ofl
--
DIMENSION LIST ADDENDUM
Borrower: N/A
Pn?per1v Address: 115 Redwood Street
City: ljarrisbufQ
lender: Diane G. Radcliff Es uire
! _u_ .__
,
File No.:
Case No..
115redwo
0003738
Zip:
17109~3723
Slate: PA
GROSS BUILDING AREA (GBA) 2,024
GROSS LIVING AREA {GLA} 1,582
Area(s) Area %ofG8A
living _1582 _78.16
Levell 739 36.51
Leve\2 843 41.65
level 3
Other
Basement 442 21.84
Garage None ~
I
1-
Area Measurements Area Type
Measurements Factor Total Level 1 Level 2 LovelJ Other 8smt. Garage
.......2MQ x ----16....QQ , ----1 " 728 00 IKJ 0 0 0 B 0
~x ---.1ll!Q , ----1 " 11 00 IKJ IKJ 0 0 0
~ ,~ , ----1 " 832 00 0 ~ 0 0 0 0
---.ZMQ x ----.1L..QQ , ----1 " 442.00 0 0 0 ~ 0
-- , - ,- " 0 0 0 0
- x~_x~ . 0 0 0 0
-- x___x_ " 0 0 0 0
--,- x~_x_ . 0 0 0 8 0
- x_x_ " 0 0 0 0
- ,- ,- " 0 0 0 0
~- ,- ,- . 0 0 0 B 0
--- ,- ,- " 0 0 0 0
-- , - ,- 0 0 0 0 0 0
- ,- ,- " 0 0 0 0 0
- , - ,- . 0 B 0 0 B 0
-- , - ,- " 0 0 0 0
- , -. ,- " 0 B 0 0 0 0
- , - ,- . 0 0 0 8 0
-- , - ,- " B 0 0 0 0
~- ,- ,- " 0 0 0 0
- x_x_ " 0 B 0 0 0 0
- , - '- . 0 0 0 0 0
- , - ,- . 0 B 0 0 B 0
- ,- ,- " 0 0 0 0
- , - ,- . 0 0 0 0 0 0
- , - ,- 0 0 0 0 0 B 0
--- , - ,- " 0 0 0 0 0
- ,- ,- " 8 0 0 0 0
- ,- ,- 0 0 0 0 0 0
--- ,-- ,- 0 ~ 0 0 0 0 0
- , - ,- 0 0 0 0 0 0
--- ,- ,- 0 0 0 0 0 0
--- ,- ,- " 0 0 0 0 0
-- , - ,- " 0 0 0 0 0
- , - ,- " 0 0 0 0 0
-- ,- ,- 0 ~ 0 0 0 0 0
--- ,- ,- " 0 0 8 0 0
--- x__x~ " 0 0 0 0
- x_x_ 0 0 0 8 0 0
-- , - ,- 0 0 0 0 0 0
-- , - ,- 0 0 0 0 0 0
- , - ,- " 0 0 0 8 0 0
--- , - ,- " 8 0 0 0 0
--...-- x~_ ,- " 0 0 0 0 0
~- ,-- ,- 0 B 0 0 B 0 0
-- , - ,- 0 0 0 0 0
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USPAP.COMPLlANT REPORT IDENTIFICATION C,,,No. 0003738
FileNo. 11Sredwo
Borrower I Client N/A .'~-'--
Address 115 Redwood Street -
City Harrisburg County Dauphin State PA Zip Code 17109.3723 -
Lender/Client DinaeG. Radcliff, Esquire
This Appraisal conforms to one of the following definitions:
IJD Complete Appraisal
The act or process of estimating value, or an estimate of value, performed without invoking the
Departure Provision
0 limited Appraisal
The act or process of estimating value, or an estimate of value, performed under and resulting
from invoking the Departure Provision,
This Report is one of the following types:
0 Self Contained Report
A written report prepared under Standards Rule 2-2{A) of a complete or limited appraisal performed
under Standard 1.
IJD Summary Report
A written report prepared under Standards Rule 2-2(8) of a complete or limited appraisal performed
under Standard 1.
0 Restricted Report
A written report prepared under Standards Rule 2-2(C) of a complete or limited appraisal performed
under Standard 1.
Comments on Appraisal and Report Identification
Note any departures tom Standards Rules 1~2, 1~3, 1-4, plus any USPAP-relaled issues requiring disclosure:
.
1---.
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LOCATION MAP
Borrower: NfA
Property Address: 115 Redwood Street
City: Harrisburg
Lender: Diane G. Radcliff Es uire
File No.:
Case No.:
115redwo
0003738
Zip:
17109-3723
SIal.: PA
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6620 Somerset Street, Harrisburg, PA 17111 (717) 561-48841 (717) 561.4885
-
SKETCH ADDENDUM
Borrower: N/A File No.: 115redwo .
property Address: 115 Redwood Street Case No.: 0003738
City: Harrisburg State: PA Zip: 17109.3723
Lender: Diane G. Radcliff ES(luire
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Fw..nAW Cl1Q80f'ormsandWormslnc All Rights Reserved '(800\ 2<13-4-545
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6620 Somerset Street, Harrisburg, PA 17111 (717) 561.48841 (717) 561.4885
______. . ........ .....". . . "....IV '"'......~nl.JVIIl
.a9Jiower: NI A
Pro~ddres5: 115 Redwood Street
~jty: HarrisburQ
Lender: Diane G. Radcliff Es uire
Stale: PA
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File No.: 115redwo
Case No . 0003738
..f!L~ 71 09-3723
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Dale: JuJy 25,2003
Appraised Value: $ 102,000
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
.......lllrl"\l"V'\l;)....J:: rl"'\.v....J::l"'\.1 I ....nv IV .M.UUt:I'\IUUM
Borrower: N/A
.E!Qp!!rty Address: 115 Redwood Street
Ci!Y.: HarrisburQ
Lender: Diane G, Radcliff Es uire
State: PA
File No.: 115redwo
Case No : 0003738
Zip: 17109"3723
COMPARABLE SALE #1
3621 Centerfield Road
Harrisburg
Sale Dale: 04" 1 0-03
Sale Price: $ 99,000
COMPARABLE SALE #2
3515 Schoolhouse Lane
Harrisburg
Sale Date: 04"29-03
Sale Price: $ 104,000
COMPARABLE SALE #3
102 North 38th Street
Harrisburg
Sale Date: 1 0~08~02
Sale Price: $ 114,900
DESCRlPTlO:-! OF DATE OF VALUE OF NET VALUE PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTION
LIABILITY LIABILITY TO WIFE
EXHIBIT 8 (REAL EST ATE #1 - MORTGAGE)
115 Redwood St 8.6.03 [ 02,000,00
Harrisbllfg, P A
Centura Mortgage 6.1.04 (29,730,98)
0000703274
2",1 Mortgage'" N/A See Comments
Net Equity 72,269,02 72,269.02 72,269.02
~ PLAINTIFF'S
~ EXHIBIT
w
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;i.
Bankol America s-
~
Loans & Home Buying' pdate Profile. Contal
Loan Information , Pax~ent ce_~!e~_III~ayment Assistance 111
Current Loan Information
Loan Activity
Tax and In erest
Escrow II
Loan Information
Get a quick snapshot of your loan's current status: basic facts, payment information and where you stan year-to-date.
Important Notice: The Current Principal Balance displayed on this page is not a payoff figure, To obtai the full amount rE
off your loan, please call us at 1.800.285.6000.
Sunda ,June 13, 2004
Loan Number:
Property Address:
Borrower Name:
2006853903
115 REDWOOD ST HARRISBURG, PA 17109-0000
MARY S DUPONT Co-Borrower Name:
JOSE K MRLJAK
General Loan Information
Current Principal Balance
Loan Origination Date
First Payment Due Date
Maturity Date
$29,730,98
07/11/1986
09/01/1986
08/2016
Current Interest Rate
Original Loan Amount
Loan Type
Payment Method
9.75000%
$50,000,00
Conventional
Drafting
Payment Information
Scheduled Payment Breakdown:
Next Payment Due 07/01/2004
Principal & Interest $429.58
County Tax $70.76
Other Tax $44.10
Shortage $11,57
Total Scheduled Payment $556,01
Last Payment Breakdo n:
Last Payment Received
Principal Received
Interest Received
Escrow Received
06/11/2004
$186,50
$243.08
$126.43
Year To Date Totals
Principal
Interest
$1,096.71 Property Taxes
$1,480,77 Hazard Insurance
$610,37
$0,00
@ Back to Top
Bank of America, N.A. Member FDIC. Equal Housing Lender Gl
Copyright@ 2000-2004. Fidelity Information Services, Inc. All Rights Reserve
https:/lboaccn,fnfismd.com/bankofamericalCSI/CCNCSlcurrentinfo.asp
6113/2004
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
VALUE OF
ASSET OR
LIABILITY
NET VALUE
PROPOSED
DISTRIBUTI( N
TO HUSBAN
PROPOSED
DISTRIBUTION
TO WIFE
EXHIBIT 9 (REAL ESTATE #2-FAIR RENTAL VALVE 115 REDWOOD ST HA RRISBVRG, PA)
FRY of 115 Redwood
Street, Harrisburg, P A
10.1.91
to
12.31.04
28,931.00
28,931.00
28,931.00
Comments:
* See calculations in Exhibit #9 attached to this Pre-Trial Statement. which are based 0 Report of Mark
Heckman dated 2/27/04 and mortgage payment statements provided by Wife. ,,{
[EJ Yalue calculated through end of 2004 and may have to be adjusted when distribution ( ate is determined.
:~ PLAINTIFF'S
~ EXHIBIT
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&r..w
MARK HECKIv1AN REAL ESTATE APPRAISERS
1309 BRIDGE STREET, NEW CUMBERLAND, PE~ NSYLVANIA 17070
PHONE, (717) 774-7202' F~x, (717) 774-0383
January 27,2004
Ms, Diane G, Radcliff, Esq,
3448 Trindle Road
Camp Hill, PA 17011
Re: Joseph Mrljak v. Mary Dupont
115 Redwood 5t.
Harrisburg, P A
Dear Ms, Radcliff:
Upon your request I am providing you with my estimate of the fair rental value br the
above captioned property for the period of 1991 to the present. In my report to ybu dated
January 16,2004, I had estimated the fair rental value for the subject property as of my
date of inspection which was January 7, 2004 at $800,00 per month,
The rental value for the property would have increased over time. I believe it is
reasonable to assume that the increase would track inflation as measured by the
Consumer Price Index, Following is a chart showing the movement of the Consll mer
Price Index for the years 1991 to 2003, Notice that the Annual Index from the ye IT 1991
is 142,5 while the Annual Index for the year 2003 is 193,5, Applying these Inde es to my
current estimate of the fair rental value yields the following rent estimates, Thes rent
estimates are, of course, monthly rents,
YEAR
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
ESTIMATED MONTHLY RENT
$589,00
$609,00
$629,00
$641.00
$658,00
$676,00
$693,00
$703,00
$717,00
$742.00
$762,00
$778,00
$800,00
.....
MARK HECKMAN REAL ESTATE APPRAISERS
1309 BRIDGE STREET, NEW CUMBERLAND, PE NSYLVANIA 17070
PHONE, (717) 774,7202. AX, (717) 774'0383
The calculation of monthly rent for 1991, as an example, is CPI (142,5) X curr nt
monthly rent ($800.00) = $114,000.00. $114,000,00 I 2003 CPI (193,5) = $58 ,15,
rounded to $589,00.
If you need any further information regarding this analysis, please let me know
s~
Mark W. Heckman,
General Appraiser
PA Cert# GA-000666-L
MRLJAK V. DUPONT
Calculation of Fair Rental Value For Table #2, Item #2
Date Monthly Monthly Net No Adjusted Expenses Net Fair
FRV Mortgage Difference Months FRV for Period Rental
Value
10/1/91- 589,00 -519.84 69,16 3 207.48 207.48
12/31/91
1992 609.00 -519.84 89.16 12 1,069.92 1,069,92
1993 629.00 -519.84 109.16 12 1,309.92 1,309.92
1994 64 1. 00 -519.84 121.16 12 1,453.92 1,453.92
1995 658.00 -519,84 138.16 12 1,657.92 1,657.92
1996 676.00 -519.84 156,16 12 1,873.92 1.873.92
1997 693.00 -519.84 173.16 12 2,077.92 2,077.92
1998 703.00 -519.84 183.16 12 2,197.92 2,197.92
1999 717.00 -522,95 194.05 12 2,328.60 2,328,60
2000 742.00 -521.16 220,84 12 2,650.08 2,650.08
2001 762.00 -524.41 237.59 12 2,851.08 2,851.08
2002 778.00 -527.33 250,67 12 3,008.04 3,008.04
2003 800.00 -535.18 264.82 12 3,177,84 3,177.84
1/1/04- 800.00 -544.44 255.56 12 3,066.72 3,066.72
12/31/04
TOTAL 28,931.28 0.00 28,931.28
Mrljak v, Dupont
CALCULATION OF MORTGAGE PAYMENTS -WIFE'S RECORDS
Date Principal& Interest Escrow ~ otal
November 1998 429.58 90,26 5 9.84
December 1998 429.58 90,26 5 9.84
Totals 1,( 39.68
Average Per Month 5 9.84
1999
January 1999 429,58 90.26 5 9.84
February 1999 429,58 90.26 5 9.84
March 1999 429.58 93,99 5 3.57
April 1999 429.58 93.99 5 3,57
May 1999 429.58 93.99 5 3.57
June 1999 429.58 93,99 5 3.57
July 1999 429.58 93.99 5 3,57
August 1999 429.58 93.99 5 3.57
September 1999 429.58 93.99 5 3.57
October 1999 429.58 93.99 5 3.57
November 1999 429.58 93,99 5 3.57
December 1999 429.58 93.99 5 3.57
Totals 6, 75.38
A verage Per Month 5 2.95
2000
January 2000 429.58 93,99 5 3.57
February 2000 429.58 93,99 5 3.57
March 2000 429.58 90.96 5 0.54
Apri I 2000 429.58 90.96 5 0.54
May 2000 429,58 90.96 5 0.54
June 2000 429,58 90.96 5 0.54
CALCULATION OF MORTGAGE PAYMENTS -WIFE'S RECORDS
July 2000 429.58 90,96 52 .54
August 2000 429.58 91.23 52 ,81
September 2000 429.58 91.23 52 .81
October 2000 429.58 91.23 52 .81
November 2000 429.58 91.23 52 ,81
December 2000 429,58 91.23 52 .81
Totals 6,2 3.89
A verage Per Month 52 ,16
2001
January 200 I 429.58 91.23 52 .81
February 2001 429.58 91.23 52 .81
March 2001 429.58 95.38 52 .96
April 200 I 429,58 95.38 52' .96
May 200 I 429.58 95.38 52' .96
June 200 I 429.58 95.38 52' ,96
July 2001 429.58 95.38 52' ,96
August 200 I 429.58 95.38 52' .96
September 2001 429,58 95.38 524 96
October 2001 429.58 95.38 524 96
November 2001 429.58 95.38 524 96
December 2001 429.58 97.04 526 62
Totals 6,29 .88
Average Per Month 524 41
2002
January 2002 429.58 97.04 526 ~2
February 2002 429,58 97.04 526 .~2
March 2002 429,58 97,04 526 . 2
April 2002 429.58 97,04 526. 2
CALCULATION OF MORTGAGE PAYMENTS -WIFE'S RECORDS
May 2002 429.58 97.04 52 6.62
June 20D2 429.58 97.04 52 ~.62
July 2002 429,58 97.04 52 ~62
August 2002 429.58 97.04 52 .62
September 2002 429.58 97,04 52 .62
October 2002 429.58 97,04 52 .62
November 2002 429.58 97,04 52 .62
December 2002 429.58 105.60 53 .18
Totals 6,3 8.00
Average Per Month 52 .33
2003
January 20D3 429.58 105,60 53 ,18
February 2003 429.58 105.60 53 ,18
March 2003 429.58 105,60 53 .18
April 2003 429,58 105.60 53 .18
May 2003 429.58 105.60 53 .18
June 2003 429,58 105.60 53 .18
July 20D3 429,58 105.60 535 .18
August 2003 429.58 105,60 535 18
September 2003 429.58 105,60 535 18
October 2003 429.58 105,60 535 18
November 2003 429.58 105,60 535 18
December 2003 429.58 105,60 535 18
Totals 6,42 .16
Average Per Month 535 18
CALCULA nON OF MORTGAGE PAYMENTS -WIFE'S RECORDS
2004
January 2004 429.58 114.86 544 .4
February 2004 429.58 114,86 544 .4
March 2004 429,58 114.86 544 .4
April 2004 429.58 114.86 544 .44
May 2004 429.58 114,86 544 44
June 2004 429,58 114.86 544 44
July 2004 429.58 114.86 544 44
August 2004 429.58 114.86 544 44
September 2004 429,58 114.86 544 q4
October 2004 429.58 114.86 544 44
November 2004 429.58 114.86 544 44
December 2004 429.58 114.86 544 44
Totals 6,53 .28
A verage Per Month 544 44
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P1731-45C
REQ BY K1B
CUSTOMER ACCOUNT ACTIVITY STATEMENT
DATE 11/13/03
PAGE 01
MARY S DUPONT
JOSEPH K MRLJAK
115 REDWOOD ST
HARRISBURG
PA 17109
DATE
PAYMENT
LOAN NUMBER DUE
2006853903 11-01-03
CURRENT
TOTAL
PAYMENT
AMOUNT
535.18
ACCOUNT INFORMATION --------------------------
PRINCIPAL LOAN
& INTEREST INTEREST
PAYMENT RATE
429.58 9.75000
CURRENT
PRINCIPAL
BALANCE
31,181,58
ESCROW
BALANCE
100.09
PROCESS
DATE
DUE
DATE
ACTIVITY FOR PERIOD
TRANSACTION
CODE
01-01-02 - 11-12-03
TRANSACTION
DESCRIPTION
,041.65
421.22
P1731-45C
REQ BY K1B
CUSTOMER ACCOUNT ACTIVITY STATEMENT
DATE 1/13/03
PAGE 02
MARY S DUPONT
LOAN NUMBER: 2006853903
PROCESS
DATE
DUE
DATE
ACTIVITY FOR PERIOD
TRANSACTION
CODE
01-01-02 - 11-12-03
TRANSACTION
DESCRIPTION
EFFECTI E DATE
OF TRAN ACTION
TRANSACTION PRIN PD/
AMOUNT BALANCE
ESCROW PD/ OTHER
INTEREST BALANCE AMOUNT CODE/DESCRIPTI N
I',G$OlB
P1731-45C
REQ BY K1B
CUSTOMER ACCOUNT ACTIVITY STATEMENT
DAT 11/13/03
PAGE 03
MARY S DUPONT
LOAN NUMBER: 2006853903
PROCESS
DATE
DUE
DATE
ACTIVITY FOR PERIOD
TRANSACTION
CODE
01-01-02 - 11-12-03
TRANSACTION
DESCRIPTION
EFFEC IVE DATE
OF TR NSACTION
TRANSACTION PRIN PD/
AMOUNT BALANCE
ESCROW PD/ OTHER
INTEREST BALANCE AMOUNT CODE/DE SCRIP ION
MGSUl13
P1731-45C
REQ BY K1B
CUSTOMER ACCOUNT ACTIVITY STATEMENT
DAT 11/13/03
PAGE 04
MARY S DUPONT
LOAN NUMBER: 2006853903
PROCESS
DATE
DUE
DATE
ACTIVITY FOR PERIOD
TRANSACTION
CODE
01-01-02 - 11-12-03
TRANSACTION
DESCRIPTION
EFFEC IVE DATE
OF TR NSACTION
TRANSACTION PRIN PD/
AMOUNT BALANCE
ESCROW PD/ OTHER
INTEREST BALANCE AMOUNT CODE/DESCRIP ION
MGS01B
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTI~' DISTRIBUTION
LIABILITY LIABILITY TO HuSBAN TO WIFE
EXHIBIT 10 (lNVESTMENT #1)
US Savings Bonds 5.6.92 7,084.22 7,084.22 7,084. 2
Comments:
* 5.6.92@$7,610,85 full value, includes interestof$3,510.85l Tax estimated@$52E 63 incurred for a
net of $7,084.22.
~ PLAINTIFF'S
'"
0: EXHIBIT
~
w
~ IrJ
;'!
'!:
'"
D
Dauphin Deposit Bank
and Trust Company
MAIN OFFICE: 213 MARKET STREET, HARRISBURG, PENNSYLVANIA 17105
717 255.2121
Marc 29, 1993
Diane G. Radcliff
Attorney At Law
3448 Trindle Road
Camp Hill, PA 17011
Dear Ms. Radcliff,
Joseph K. Mrljak cashed US Series E and EE Savin s Bonds at
our Paxton Street office May 6, 1992. A Treasure's Check,
#1486227 in the amount of $7,692.02, was issued for bot principal
and interest. $3,510,85 of this" amount was reported to the
Department of the Treasury Internal Revenue Service as 1099-INT.
...~.. ..y.ours trUlY,. '
(' l' fJ
( ) ~ .
'--_.;. L...1. Iv '( ~
t: June D. Lehr
Asst. Vice President Operations
,
S//V//?/
Po/?~\./)
uJ ;" fu/rt2~
___ __ ____ _n___~_____ ______ _ --- _______ - ------~----- --- ---- --------- --- -~-- ------ --- - - -
Form 1 099-INT (Substitute) OVOID 0 CORRECTED Departmental he Treasury- fnlernal Revenue Service
PAYER'S name, street address, city, state, and ZIP code Branch OMS No, 1545.011
DAUPHIN DEPOSIT BANK AND TRUST CO, 04
BANK OF PENNSYLVANIA Teller 0720 ~@92 Interest
DivisIon 01 Dauphin Deposit Bank & Trust Co. Income
P.O. Box 2961 Date 5/6/92 Statement for
Harrisburg, PA 17105.2961 Recipients of
PAYER'S Federal ideolitication number
RECIPIENTS identification number
1 Earnings from savings and loan associations, credit unions bank
deposits, bearer certificates or deposit, elc.
23,1938833
169~44-3225
2 Early Withdrawal Penalty
3 u.S, Savings Bonds etc.
Copy B
For Recipient
RECIPIENTS name, address, and
ZIP code
Joseph K Mrljak
2772 Rumson Drive
Harriaourg, Pa. 17104
4 Federal il'.come ta:>'. withheld
$ 3510.85
Thisis important tax
information and is
being furnished to
the Internal Revenue
Service. If you are
required to file a
return, a negligence
penalty or other
sanction will be
imposed on you if
this income is
taxable and the IRS
determines that it
has not been
reported.
5 ForeIgn taK paid (it eligible lor
foreign lax credit)
6 FClelgn counl!) or .S.
possession
EE Bonde E Bonds
Gerile'Signalur~4
W
~:/
?
Under the penailies of perjury, t certify that my nam ,current
address, and taxpayer identification number on this for are true
correct, and complete.
~,/ L /J2 j-2..".-
~if"r /),- t//;;/~ ~/;/
jY ;/
Account number {optional)
Description 01 Window Transaction
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
NET VALUE
VALUE OF
ASSET OR
LIABILITY
PROPOSE
D1STRIBUTI N
TO HUSBA D
PROPOSED
DISTRIBUTION
TO WIFE
EXHIBIT 11 (MONETARY ACCOUNT #1)
Wife's DAFCU Acc!. #466
Checking 9.30.91 441.72
Xmas Savings 9.30.91 554.28
Savings 9.30.01 25.24
Total 9.30.91 1,021.24 1,021.24
Commellts:
* 9.30.91 Checking @ $441.72 l
* 9.30.91 Xmas Savings @554.28 I
* 9.30.01 Regular savings @ $25.24 l
1,021.24
~ PLAINTIFF'S
::; EXHIBIT
~
w
~ ~ \
~
4
::,jAIi:.IVIP=.N I
5EN IOJRECT INQUIRIES TO:
mAFCbt
O:',-':::NS;::: ACTIVITIES FEDERAL CREDIT UNION
5275 E_ Trindle Rd., P.O. Box 40
l'vlechanicsburg, Pennsylvania 17055
(717) 697-1151
TOLL FREE 1-800-283-2328
MARY S DUPONT
115 REDWOOD ST
HARRISBURG
DID YOU KNOW THAT..,
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION,
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES,
*CREDIT UNION DAY IS APPROACHING,
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED,
SEE CU-NEWS FOR DETAILS!!!
PA 17109-3723
: I : : SUFFIX: 00 REGULAR
091~O~1591DISBURSING a,FIC
0912;09:15i91jDISBURSING OFFIC
, 19159~SHARE WITHDRAWAL
092609'2791DISBURSING OFFIC
0926092791DISBURSING OFFIC
;092791SHARE WITHDRAWAL
095091DIVIDEND
! : ; !
, : JOINT OWNERS: JOSEPH K MRLJAK
, , . , REPORTING SSN:194-40-4752 Y-T-D DIVIDENDS: 1,42 :
--~~-~-~-~---------------------------------------------------------"---
, : ' : !SUFFIX: 02 CHRISTMAS SHARE ACCT
091l09'U91PAYROLL ALLOCATION FROM 15466-00
0926092791PAYROLL ALLOCATION FROM 15466-00
095091DIVIDEND
: ~ ! JOINT OWNERS: JOSEPH K MRLJAK
, , :REPORTING SSN:194-40-4752 Y-T-D DIVIDENDS: 15.35
~UFFIX:ll SHARE DRAFT ACCOUNT
~EGINNING BALANCE 1575,01
DEPOSITS 2752,00
DRAFTS 2605.78
, 'MISC DEBITS 1079,51
, , 'MAINT /SERVICE CHGS -":0
: : iENDING BALANCE C441 . 7~~
I 0~0~91ITAKE DEPOSIT
I 090591SHARE DRAFT # 2461
Q9D40~O~9I~TM WITHDRAWAL
I I I I IFOXS 3 HARRISBURG
09,o4'09:0~91ATM WITHDRAWAL
I I I I '1002 N 7TH ST HARRISBURG
09p40~0~91ATM WITHDRAWAL
I I I 15404 PAXTON STREET HARRISBURG
: 0~04i91,SHARE DRAFT # 2465
I 090491SHARE DRAFT # 2450
: 0~04i91'SHARE DRAFT # 2464
I 090491'ATM WITHDRAWAL
: :: jPAXTON STREET
, '1090491ATM WITHDRAWAL
: :: i519 S 29TH ST
I j0905911TAKE DEPOSIT
: 0~059l,SHARE DEPOSIT
I 090591,SHARE DRAFT # 2452
: 10~0591jSHARE DRAFT # 2454
I 090591SHARE DRAFT # 2465
09,DS0906911PAYROLL ALLOCATION FROM
, '09.0691isHARE DRAFT # 2455
: 0~0~91'SHARE DRAFT # 2455
I I I
, "
I I I
, I I
I I I
I I I
,
:
907.5al
856.00
-52.00
907,58,
856,00
-52,00'
,11 '
25.97
933,55
77 ..~5
25.55
955.13
77 .13
25~
~4.
512.01
20,00 552.01 I
20.00: ~,~
2.27, ( 554.28 D
I !
I
:
---------------- i
I
TOTAL NUMBER DRAFTS CLEA
,
59
,
I
943,26
S : 441. 72
35,0011 1410,01
-15.00 1395.01
-32.5{'1 1362.'<7
70,00 I 1292.47
50.00 I 1242.47
14,00 1228.47
15,82 1212,65
22,26 1190,39
30.00 1160,39
I
YOUR AVG DAILY BALANCE W
YOUR LOW MONTH BALANCE W
024601188
REG-E
PA
REG-E
PA
REG-E
PA
TRANS~,CTION
TRANSACTION
TRANSACTION
024700014
024700384
024700621
HARRISBURG
REG-E
PA
REG-E
PA
30,00 1130.39
50,00 1180,39
80,00 1260,39
024801389 25.00 1235.39
024801086 40,00 1195,39
024800528 60,00 1135,39
72 ,12 1707.51
024900151 50.00 1657.51
024900113 - 00.00 1557,51
TRANSACTION
TRANSACTION
HARRISBURG
17321-00
SENDIDIRECT iNQUIRIES TO:
lam
MBER I SOCIAL-SECURITY NO. I . , FA
DID YOU KNOW THAT.,.
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION.
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES.
*CREDIT UNION DAY IS APPROACHING,
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED.
SEE CU-NEWS FOR DETAILS!!!
BFlFChI,.
DEFENSE ACTIVITIES FEDERAL CREDIT UNION
5275 E. Trindle Rd., P.O. Box 40
Mechanicsburg, Pennsylvania 17055
(717) 697-1161
TOLL FREE 1-800,283-2328
MARY S DUPONT
115 REDWOOD ST
HARRISBURG
PA 17109-3723
NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION REGARDING YOUR RIGHTS TO DISPUTE BilLING AND REGULATION ERR S
" ..- - . . , - -. ;, ' ,,' -', -" ~ ," ", ~
TRAN ~ EEfECr " . ~, ,I < , _ .., ,,< '.,"' -',.' ) ,,'NEW' '.' .
MO DAY. MQ OAVCY!t "r." , ':. ~ ~~; , -. ~ ~ ~ TR~NS~O^,~~ES~JPTlON; " _ t,. ,,"~ ''"..~' ~, , '~ _ ~ _ , ~_~MOUNY ::: _ ,~~ ~tANCE;,' n
, : ,.", I, "-I, ~~ ,_'" ',': ,,' ,',c-"o. "~:; ~,,',t ~~.\ l' .',""" .~ - ~:;: f~.t- ".. '~.d;~
: I09:06:91ISHARE DRAFT tt 2452
, 09'0691'SHARE DRAFT # 2456
: 09:06:91'SHARE DRAFT #' 2457
, 09'09'91ISHARE DRAFT # 2436
: 09:09:91:SHARE DRAFT # 2467
091009'09'91IATM WITHDRAWAL REG-E TRANSACTION
: I : : 15331 SIMPSON FERRYMECHANICSBRG PA
, 09'1091SHARE DRAFT # 2470
: 10911091SHARE DRAFT # 2468
, 109,1091SHARE DRAFT II 2469
: 09,ll191'SHARE DEPOSIT
, ,09U91,TAKE DEPOSIT
: '109'11:91:,SHARE DRAFT II 2438
, 09'1l91SHARE DRAFT II 2442
: 1109111:91SHARE DRAFT II 2437
, 09'1291SHARE DRAFT II 2443
09~20~1~9rPAYROLL ALLOCATION FROM 15466-00
09'110911291ATM WITHDRAWAL REG-E TRANSACTION
: :: I,NAVY PARTS CNTL CTMECHANICSBURGPA
, 091391SHARE DRAFT II 2435
: 09:1~91SHARE DRAFT II 2433
I 09'1691'ACH DEBIT
: 09:16:91SHARE DRAFT II 2449
, 0916'911ATM WITHDRAWAL REG-E TRANSACTION
: :: 13821 UNION DEPOSITHARRISBURG PA
I 09'17'911SHARE DEPOSIT
: 0~1 ~91iSHARE DRAFT II 2466
i ~~t~nl~~~RsI~~~~rW~L 2474
I I I 13821 UNION DEPOSITHARRISBURG
: 09:1~91SHARE WITHDRAWAL,
09119,092091IPAYROLL ALLOCATION' FROM 17321-DO
: 0~2a91SHARE DEPOSIT
, 0~2391SHARE DRAFT II 2471
: 0,.2<i91SHARE WITHDRAWAL
I 0924'91SHARE DRAFT II 2478
: 0~2591SHARE DRAFT II 2485
I 092691SHARE DRAFT II 2479
: 0~2~91ATM WITHDRAWAL REG-E TRANSACTION
, " IPHAR-MOR 3849 UNIOHARRISBURG PA
09;Z60~2~91IPAYROLL ALLOCATION FROM 15466-00
I 0927'91SHARE DRAFT II 2472
: 0~2~91ISHARE DRAFT II 2475
: min!~~~~~ ~~~n: ~g~
, 092i'91'ISHARE DRAFT II 2477
: 0~2i9l,SHARE WITHDRAWAL
I 093091!SHARE DRAFT II 2493
: 0~3(j91:SHARE DRAFT II 2481
: 0930,91SHARE DRAFT II 2480
I I
I ,
I ,
, ,
, ,
, I
I I
I I
I I
REG-E TRANSACTIDN
PA
024,900489
024901013
024901012
025200123
025201323
025300006
025300183
025300486
025400454
025400307
025401178
025500218
025600987
025600141
025901377
026002069
026100330
026600426
026700492
026800801
026900172
027000645
027000645
027000645
027000162
027000162
027301078
027301117
027300188
-101.93
-259,70
-259.70
-14,00
-25,00
-50,00
25.00
50.00
80.00
50.00
30,05
55,00
65.00
70,70
50,00
20.00
30.00
11.03
14,50
50.00
11. 00
20.00
00,00
98,70
- 07,00
20.00
25.00
72.12
20.00
30.00
50.00
50.00
-6.89
48,15
50.00
20,00
15,00
15.00
15,00
- 24.12
- 61.99
- 00.00
14,50
19.79
25.00
88
1455.58
1195.88
'936.18
922,18
897,18
847.18
822.18
772.18
692.18
742.18
872,23
817.23
752.23
681. 53
631,53
1151. 53
1121. 53
1110,50
1096,00
1046.00
1035.00
1015.00
1215.00
1116,30
609,30
589.30
564.30
1136.42
1156.42
1126.42
1076.42
I026.42
1019.53
971. 38
921. 38
1441.38
1426,38
1411 ,38
1396.38
1272.26
1110.27
610,27
595,77
575,98
550.98
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
VALUE OF
ASSET OR
LIABILITY
EXHIBIT 12 (MONETARY ACCOUNT #2)
Husband's DAFCU Accl. #321
Checking 9.30.91
Xmas Savings 9.30.91
Super Savings 9.30.91
Savings 9.30.91
Total 9.30,91
Comments:
* 9.30.91 Checking @ $.05 V
* 9.30.91 Savings@ $355.03,f
* 9.30.91 Xmas Savings@ $267.06 I
* 9.30.91 Super Savings @ $.03 l
267.06
0.03
87.94
355.08
NET VALUE
PROPOSED
DISTRIBUTION
TO WIFE
PROPOSE
D1STRIBUTI N
TO HUSBA,
0.05
355.08
355 08
~ PLAINTIFF'S
~, EXHIBIT
"'
~; II 1\
":1 ----\--0
-,
<{
ST A T!M'1'Il~NT
;;Y
-c-._'....',,-,
.'#:17321
o.,,::.",,'.~'
ACCOUNT NO.
~ .
169-44-3225 '~99:-01-91r 1-30-91
SOCIALSECURITYNO. FROM THROUGH
1 OF 2
PAGE
SENDID1RECf INQUIRIES TO:
(717)697..1161
TOLL FREE 1..800-283..2328
DID YOU KNOW THAT...
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION.
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES.
*CREDIT UNION DAY IS APPROACHING.
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED.
SEE CU-NEWS FOR DETAILS!!!
91Q'-!
"l--W( ,01.0
.03
--.---.-
356,0::::'
-lAPC:IaI..
'bNSE ACTIvmES FEDERAL CREDIT UNION
_15 E. Trindle Rd., P.O. Box 40
Mechanicsburg, Pennsylvania 17055
JOSEPH K MRLJAK
115 REDWOOD ST
HARRISBURG PA 17109-3723
NOTICE; SEE RE~SESIDE FOR IMPORTA~ INFORMATION REGARDING YOUR RIGHTS TO DISP1ITi! BILLING AND REGU1.ATION ERRORS.
TRAN EFFECr "( .. . . . .'. ...... ... "7
MO DAY MODA'\tYl::_.. .. -'. ..,:, .,. TRANSACTIONDESCRIPTION .>, AM.?..:. Nt'
SUFFIX:OO REGULAR SHARF ACCT ~~
090 09069 DFAS COLUMBUS ~
090 09069 DFAS COLUMBUS
091 09209 DFAS COLUMBUS
091 09209 DFAS COLUMBUS
09309 DIVIDEND
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: 3.71
--- ----- --------------------------------------------------------------- --------------
SUFFIX:02 CHRffirmST CCT
'90'09069 PAYROLL ALLOC FROM 17321-00
.9E09209 PAYROLL ALLOCAT ON FROM 17321-00
09309 DIVIDEND
JOINT OWNERS: MARY S DUPONT
REPORTING SSN: 169-44-3225 Y - T -0 DIVIDENDS: 6.59 -
m ----- SuFFlx~ii5-suPER-sHiiRE-iicciiuNT--m-----um----u--m--m----m------@;)
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: .00
--- ----- ---------------------------------------------------------- -------------------
SUFFIX: 11 SHARE DRAFT ACCOUNT LL ~
BEGINNING BALANCE .05 C\
B~~HTS . : ~~ TOTAL NUMBER DRAFTS C EARE D
~AI~T9~~~~IcE ~GS :~~ YOUR AVG DAILY BALANC WAS
ENDING BALANCE .05 YOUR LOW MONTH BALANC WAS
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: .00
--- -----'~Q~~~~a8~2P~~~~N~k~S~~~~C~~L9~;~-~;~~::------------------- -------------------
**ANNUAL PERCENTAGE RATE** 11.9000% DAILY PERIODIC RATE .0 26027%
PREVIOUS LOAN BALANCE 4549.46
**FINANCE CHARGE** PRINCIPAL
09059 TAKE PAYMENT 8.90 21.10 30.00 4528.36
09~~09139 PAYROLL ALLOCATION FROM 15466-00 11.81 23.19 35.00 4505.17
092n09279 PAYROLL ALLOCATION FROM 15466-00 20.56 14.44 35.00 4490.73
79~NFI~~~H CH.b.~8~' ~gI~~AI LA~H. ~~NDS 32~a' [bAN BALANCE ",*1)4490:73 i
CURRENT PAYMENT: 135.00 PAST DUE: .00 TOTAL: 135. 0 DLE:I0- 8-91
PERJOD TO ALS-PAYMENTS & CREDITS: 58.73 DEBITS: .00 *FINANCE CHAtGE*: 41.27
91
NBW
BALANCE
6 7.12
-5 7.12
6 7.12
-5 7.12
.26
27.68
644.80
57.68
674.80---.
r:j"7~,
~7~~
0.00
0.00
1.11
24~.2~
25:1-..:15
62~;i!;1'
~~V
o
.05
.05
--- ----- ---------------------------------------------------------- --- ---------------
SJ\\J\ \1'\(0'<;'
ST "'lENIENT
169-44-3225
SOCIAL SECURITY NO.
SUFF1X:00 REGULAR SHARE AceT
090 09069 DFAS COLUMBUS
090 09069 DFAS COLUMBUS
091 09209 DFAS COLUMBUS
091 09209 DFAS COLUMBUS
09309 D1V IDEND
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: 3.71
----- --------------------------------------------~------------------ --------------
SUFF1X:02 CHRISTMAS SHARE ACCT
'90 09069 PAYROLL ALLOCATION FROM 17321-00
,91 09209 PAYROLL ALLOCATION FROM 17321-00
09309 DIVIDEND
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: 6.59
--- ----- --------------------------------------------------------------- --------------
SUFFIX:05 SUPER SHARE ACCOUNT
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: .00
--- ----- ----------------------------------------------------------
SUFFIX:11 SHARE DRAFT ACCOUNT
BEGINNING BALANCE .05
DEPOSITS .00
DRAFTS .00
MISC DEBITS ~ .00
~~b~~tS~~~!~eEC GS :Sg
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:169-44-3225 Y-T-D DIVIDENDS: ,00
--- ----- --------------------------------------------------------------- --------------
SUFFIX:05 PERSONAL SERVICE LOA
**PERIODIC RATE MAY VARY ON THIS LOAN**
**ANNUAL PERCENTAGE RATE** 11.9000% DAILY PERIODIC RATE .0 2602 %
PREVIOUS LOAN BALANCE
**FINANCE CHARGE** PRINCIPAL
09059 TAKE PAYMENT 8.90 21.10
091 09139 PAYROLL ALLOCATION FROM 15466-00 11.81 23.19
092 09279 PAYROLL ALLOCATION FROM 15466-00 20.56 14.44
LOAN LIMIT: 7500.00 AVAILABLE FUNDS 3009.27
YTD FINANCE CHARGE PAID: 433.89 NEW LOAN BALANCE ;.,.
CURRENT PAYMENT: 135.00 PAST DUE: .00 TOTAL: 135. 0 0 E:IO- -91 ~
PER 00 TO ALS-PAYMENTS & CREDITS: 58.73 DEBITS: .00 *FINANCE CHA GE*: 41.27
--- ----- ---------------------------------------------------------- --- -------------~ \~
( C! ,J-,< ~~~
17321
ACCOUNT NO.
SEND/DIRECT INQUIRIES TO:
~J~~~~~.CREDITUNION
Mechanicsburg.Pennsytv~nia170S5
DID YOU KNOW THAT..,
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION.
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES.
*CREDIT UNION DAY IS APPROACHING.
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED.
SEE CU-NEWS FOR DETAILS!!!
(717)697-1161
TOLL FREE i.8f)()...28J..2326
JOSEPH K MRLJAK
115 REDWOOD ST
HARRISBURG
PA 17109-3723
NOTICE: SEE REV~SE SID8 FOR IMPORTANT INFORMATION REGARDING YOUR RIOHTS TO DISPUTE BILLING AND REGULATION ERRORS.
TRAN
MODAY
EFFECT
ODAYY
TRANSACTION DESCRIPTION
TOTAL NUMBER DRAFTS C EARE
YOUR AVG DAILY BALANC WAS
YOUR LOW MONTH BALANC WAS
AMOU
6 7.12
-5 7,12
6 7.12
-5 7.12
.26
61191
NEW
BALANCE
27.68
644.80
57.68
674.80
~
245.95
0.00 c!!b55.
o . 00 2 5.
1.11 .6
0.00
5.00
5.00
.03
o
ffO:05C)
\.\..
',>~
4549,46
4528.36
4505.17
4490.73
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBuTI( N DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN TO WIFE
EXHIBIT 13 & 14 (RETIREMENT #1)
Husband's CSRS 7.31.03 78,743,00 Distribute on Distribute c u Distributer on
Retirement Plan deferred basis deferred bas s deferred basis
Comments:
* @ $78,743.00 age 55 .{
* @ $52,444.00 age 60 .{
* @ $43,876.00 age 62 .{
IE Values as per Harry Leister
IE See Retirement Plan % Division Calculations depending upon age set forth in E hibit 14 attached
to this Pre-Trial Statement. AS PER EXHIBIT 14 TO ARRIVE AT AN OVERALL 60/40 DIVISION
OF THE TWO PENSIONS USING AGE 55 VALUES, HUSBAND WILL RECEIV " 39% OF WIFE'S
CSRS PENSION TO BE PAID ON A DEFERRED BASIS BY QDRO.
EXHIBIT 13 & 14 (RETIREMENT #3)
Wife's CSRS 7.31.03 150,060.00
Retirement Plan
Divide on
deferred basis
Divide on
deferred bas s
Divide on
deferred basis
Comments:
* @ $150,060.00 age 55 .{
* (II) $104,692.00 age 60 .{
* (~1 $ 89,762.00 age 62 .{
IE Values as per Harry Leister..[
IE See Retirement Plan % Division Calculations depending upon age set forth in E' hibit 14 attached to
this Pre-Trial Statement. AS PER EXHIBIT 14 TO ARRIVE AT AN OVERALL 0/40 DIVISION
OF THE TWO PENSIONS USING AGE 55 VALUES, HUSBAND WILL RECEIV E: 39% OF WIFE'S
CSRS PENSION TO BE PAID ON A DEFERRED BASIS BY QDRO.
~ PLAINTIFF'S
~ EXHIBIT
w
~ _13
~
~
Conrad Siegel
ACTUARIES
501 Corporate Circle. P,O. Box 5900. Harrisburg, PA 17110..0900
Phone (717)652..5633
Fax (717} 540..9106
The Employee Benefits Company
Celebrating 40 Years
Conrad M. Siegel, F.S.A.
HarryM. Leister, Jr" F.B.A.
July 31, 2003
ClydeE. Gingrich,F.S.A.
Earl L. Mummert, M.A.A.A.
Robert J. Dolan, A.B.A.
Diane G, Radcliff, Esquire
3448 Trindle Road
Camp Hill, PA 17011
David F. Slirlillg, A.S.A.
RobertJ.Mralik, FS.A.
David H. Killick, F.S.A.
Re: Joseph K. Mrljak v, Mary S, DuPont
JeffreyS. Myers, F.B.A.
Dear Ms, Radcliff:
Thomas L. Zimmerman, F,g.A.
JOSEPH K. MRLJAK
Glenn A. Hafer, F.S.A.
www.conradsiegel.com
KevinA. Erb, F..SA
You provided me with the following information concerning Jose h K. Mrlj ak:
Frank S. Rhodes, F.S.A" A.C.A_S.
1. Date of birth - February 12, 1953.
. lolly A. Ross, F.S.A.
2, Service computation date - October 24, 1971 (this takes i to account three
years of military service),
CharlesB, Friedlander,F.S.A.
JohnW.Jeffrey,F.S.A
3, Date married - January 1, 1979,
DeniseM. Polin, F.B.A.
Thomas W. Reese, A.SA
4. Date separated - September 30, 1991.
Janet M, Leymeister, CESS
5, Data with respect to his hourly rate of pay as follows:
Mark A. 8onsall, F.S.A.
Hourly
Rate ofPav
Jonathan D. Cramer, A.B.A.
Date
John D. Vargo, A.S.A.
12-26-1989
04-14-1991
09-29-1991
$11.20
$11.60
$12,07
David H. Stimpson, EA
Robert M. Glus, A,S.A.
Bruce A. Senh, CEBS
Currently, Joseph K Mrljak is 50 years of age (age nearest birt
The Civil Service Retirement System is a defined benefit pensio
figure that is marital property for divorce purposes is the prese
pension earned during the marriage,
The pension benefit provided is based upon a formula that take
years of service and the final three year average earnings,
plan, The
value of the
into account the
~
Conrad Siegel
ACTUARIES
Diane G, Radcliff, Esquire
July 31, 2003
Page 2
Mr. Mrljak will be eligible to retire at age 55.
Based upon the data previously described, I calculated an estimated pension a of
September 30, 1991, of $714 per month,
The following table shows the present value of the monthly pension, the covert re fraction and
the present value of the pension earned during the marriage:
55
60
62
Present Value
Monthly Pension
$124,997
$ 83,628
$ 70,201
Coverture
Fraction
Presen Value
Pension Earned
During arriage
Retirement Age
,64
,64
,64
$79998
$53 522
$4 929
The pension benefit earned as of September 30, 1991, takes into account 7,19 y ars of service
before the date of marriage, Therefore, it is necessary to multiply the present alue of the
monthly pension by a "coverture fraction" in order to obtain the present value f the pension
earned during the marriage, The numerator of the "coverture fraction" is 12.7 (the years from
the date of marriage until the date of separation) and the denominator is 19.93 (the years from
the service computation date until the date of separation). Thus, the "covertur fraction" is ,64
(12,74 divided by 19,93),
Mr. Mrljak's three years of military service has been taken into account in the bove
calculations. Mr, Mrljak made a deposit covering the military service after the date of
separation, If he had not made this deposit and ifhe were eligible for Social S curity benefits at
age 62, the three years of military service would not be taken into account in d termining the
amount of his benefits commencing at age 62, I made additional calculations t determine the
present value of the pension earned during the marriage if Mr, Mrljak had not made the
military deposit and if he is eligible for Social Security benefits at age 62, The esults of these
computations are as follows:
Retirement Age
Present Value Pension
Earned During Marriage
55
60
62
$78,743
$52,444
$43,876
MARY S. DuPONT
You provided me with the following information concerning Mary S, DuPont:
.===.4 Conrad Siegel
~ACTUARIES
Diane G, Radcliff, Esquire
July 31, 2003
Page 3
1. Date of birth - July 30, 1951.
2, Service computation date - May 5,1974.
3, Date married - January 1, 1979.
4, Date separated - September 30, 1991.
5, Basic pay as follows:
Basic Pav
01-01-1989 to 11-04-1989
11-05-1989 to 12-31-1989
1990
1991
$33,662
$34,624
$35,867
$37,338
Currently, Mary S, DuPont is 52 years of age (age nearest birthday).
The Civil Service Retirement System is a defined benefit pension plan, The fig re that is
marital property is the present value of the pension earned during the marriag ,
The pension benefit provided by the Civil Service Retirement System is based I pon the final
three year average earnings and the years of service,
Mary S, DuPont will be eligible to retire at age 55.
Based upon the data previously described, I calculated the estimated pension e rned as of the
date of separation of $923 per month,
The following table shows the present value of the monthly pension, the covert ll"e fraction and
the present value of the pension earned during the marriage:
.73
,73
,73
Presen Value
Pension Earned
During ~ arriage
$150 060
$104 692
$ 89 762
55
60
62
Present Value
Monthly Pension
$205,562
$143,414
$122,961
Coverture
Fraction
Retirement Age
The monthly pension earned as of the date of separation takes into account 4,6 years of service
before the date of marriage, Therefore, it is necessary to multiply the present ,~lue of the
monthly pension by a "coverture fraction" in order to obtain the present value 0 the pension
earned during the marriage, The numerator of the "coverture fraction" is 12,74 (the years from
~
Conrad Siegel
ACTUARIES
Diane G, Radcliff, Esquire
July 31, 2003
Page 4
the date of marriage until the date of separation) and the denominator is 17.4
the service computation date until the date of separation), Thus, the "covertu
(12,74 divided by 17.40),
*****
(the years from
fraction" is ,73
The pension benefit provided by the Civil Service Retirement System is indexe , What this
means is that each year the benefit increases in accordance with the increase i the Consumer
Price Index, The present value computations take into account the assumptio that the
Consumer Price Index would increase at the rate of 2,25% per year, The Cons mer Price Index
increased on the average at the rate of 4,99% per year over the last 30 years, 3 16% per year
over the last 20 years and 2,52% per year over the last 10 years,
The present value calculations have been based upon the assumptions promul ated by the
Pension Benefit Guaranty Corporation for annuity valuations, The interest ra e is 4,3% per
year for 20 years followed by 5,25% per year, The mortality is in accordance w th the 1983
Group Annuity Mortality Table for males with this table rated six years for fe ales,
In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Corporation for
annuity valuations are appropriate for the purpose of determining the present alues,
Joseph K. Mrljak and Mary S, DuPont are both covered under the Civil Servic Retirement
System, They are not covered for Social Security benefits, In accordance with he Elhajj case,
there is no need to make a calculation of the value of the "Social Security Offs "since both
parties are not covered for Social Security benefits,
With best regards,
Yours sincerely" ~
Q' /'U1 ' tz/v; /0 '
/
Ha M, Leister, Jr" F,S,
Consulting Actuary
HML:kad
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOS~I PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTI N DISTRIBUTION
LIABILITY LIABILITY TO HUSBAN 0 TO WIFE
EXHIBIT 13 & 14 (RETIREMENT #1)
Husband's CSRS 7.31.03 78,743.00 Distribute on Distribute n Distributer on
Retirement Plan deferred basis deferred bas s deferred basis
Comments:
* @ $78,743.00 age 55 ..{
* @ $52,444.00 age 60 ..{
* @ $43,876.00 age 62 ..{
IE Values as per Harry Leister
IE See Retirement Plan % Division Calculations depending upon age set forth in E hibit 14 attached
to this Pre-Trial Statement. AS PER EXHIBIT 14 TO ARRIVE AT AN OVERALL 60/40 DIVISION
OF THE TWO PENSIONS USING AGE 55 VALUES, HUSBAND WILL RECEIV E 39'% OF WIFE'S
CSRS PENSION TO BE PAID ON A DEFERRED BASIS BY QDRO.
EXHIBIT 13 & 14 (RETIREMENT #3)
Wife's CSRS 7.31.03 150,060.00
Retirement Plan
Divide on
deferred basis
Divide on
deferred bas s
Divide on
deferred basis
Comments:
* @ $150,060.00 age 55 ..{
* @ $104,692.00 age 60 ..{
* @ $ 89,762.00 age 62 ..{
IE Values as per Harry Leister .{
IE See Retirement Plan % Division Calculations depending upon age set forth in E hibit 14 attached to
this Pre-Trial Statement. AS PER EXHIBIT 14 TO ARRIVE AT AN OVERALL 0/40 DIVISION
OF THE TWO PENSIONS USING AGE 55 VALUES, HUSBAND WILL RECEIV": 39'% OF WIFE'S
CSRS PENSION TO BE PAID ON A DEFERRED BASIS BY QDRO.
;t PLAINTIFF'S
~ EXHIBIT
"J
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~
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MRLJAK V. DUPONT
TABLE #1 CALCULATION OF DIVISION OF CSRS PENSION PLf NS
BASED ON AGE 55 VALUE
DESCRIPTION DATE OF VALUE OF NET VALUE HUSBANI WIFE
VALUE PENSION OF PENSION
ITEM 1. HUSBAND'S CSRS PENSION PLAN
Husband's CSRS-55 7.31.03 78,743,00 I 78,743.00 78,743.0
ITEM 2. WIFE'S CSRS PENSION PLAN
Wife's CSRS-55 7.31.03 150,060.00 I 150,060,00 150,060.00
TOTALS
Total Value of CSRS-55 Pension Plans I 228,803.00 78,743.0 150,060.00
PERCENTAGE OF DIVISION
Totals from Above 228,803.00 78,743,0 ) 150,060.00
Percentage of Total O. 4 0.66
ADJUSTMENT FOR 50/50 DIVISION
Totals from above 228,803.00 78,743.( 0 150,060,00
Amount Due in 50/50 Division 114,401. 0 114,401.50
Adjustment Figure for 50/50 35,658.: 0 (35,658.50)
ADJUSTMENT FOR 45/55 DIVISION
Tolals from above 228,803.00 78,743.( 0 150,060.00
Amount Due in 45/55 Division 125,841.(5 102,961.35
Adjustment Figure for 55/45 Husband's Favor 47,098./5 (47,098.65)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above 228,803.00 78,743.(0 150,060.00
Amount Due in 40/60 Division 137,281. 0 91,521.20
Adjustment Figure for 60/40 Husband's Favor 58,538, 0 (58,538.80)
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENSl )N
@ AGE 55 BASED ON 50/50 DIVISION
Husband Proposed Adjustment Based on 50/50 Division 35,658.50
Total Value of Wife's CSRS Pension-55 150,060.00
Husband's Percentage of Wife's CSRS Pension-55 Based on Proposed 50/50 Division 0.24
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS I )N
@ AGE 55 BASED ON 55/45 DIVISION IN HUSBAND'S FA VO
Husband Proposed Adjustment Based on 55/45 Division in Husband's Favor 47,098.65
Total Value of Wife's CSRS Pension-55 150,060.00
Husband's Percentage of Wife's CSRS Pension-55 Based on Proposed 55/45 Division 0.31
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENSI )N
@ AGE 55 BASED ON 60/40 DIVISION IN HUSBAND'S FA VO
Husband Proposed Adjustment Based on 60/40 Division in Husband's Favor 58,538.80
Total Value of Wife's CSRS Pension-55 150,060.00
Husband's Percentage of Wife's CSRS Pension-55 Based on Proposed 60/40 Division 0.39
MRLJAK V. DUPONT
TABLE #2 CALCULATION OF DIVISION OF CSRS PENSION PLJ NS
BASED ON AGE 60 VALUE
DESCRIPTION DATE VALUE OF NET VALUE HUSBAND WIFE
OF PENSION OF PENSION
VALUE
ITEM 1. HUSBAND'S CSRS PENSION PLAN
Husband's CSRS-60 I 7.31.03 52,444.00 I 52,444,00 52,444,C )
ITEM 2. WIFE'S CSRS PENSION PLAN
Wife's CSRS-60 I 7,31.03 104,692,00 I 104,692.00 104,692,00
TOTALS
Total Value of CSRS Pension Plans-60 157,136.00 52,444.1 0 104,692.00
PERCENTAGE OF DIVISION
Totals from Above 157,136,00 52,444,( 0 104,692.00
Percentage of Total O. 3 0.67
ADJUSTMENT FOR 50/50 DIVISION
Totals from above 157,136,00 52,444. 0 104,692.00
Amount Due in 50/50 Division 78,568. 0 78,568,00
Adjustment Figure for SO/50 26,124. 0 (26,124.00)
ADJUSTMENT FOR 45/55 DIVISION
Totals from above 157,136.00 52,444. 0 104,692.00
Amount Due in 45/55 Division 86,424. 0 70,711.20
Adjustment Figure for 55/45 Husband's Favor 33,980. 0 (33,980.80)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above 157,136.00 52,444. 0 104,692,00
Amount Due in 40/60 Division 94,281. 0 62,854.40
Adjustment Figure for 60/40 Husband's Favor 41,837, 0 (41,837.60)
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENSI ON
@ AGE 60 BASED ON 50/50 DIVISION
Husband Proposed Adjustment Based on 50/50 Division 26,124.00
Total Value of Wife's CSRS Pension-60 104,692.00
Husband's Percentage of Wife's CSRS Pension-60 Based on Proposed SO/50 Division 0.25
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 60 BASED ON 55/45 DIVISION IN HUSBAND'S FA VO
Husband Proposed Adjustment Based on 55/45 Division in Husband's Favor 33,980.80
Total Value of Wife's CSRS Pension 104,692,00
Husband's Percentage of Wife's CSRS Pension-60 Based on Proposed 55/45 Division 0.32
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENS ON
@ AGE 60 BASED ON 60/40 DIVISION IN HUSBAND'S FA VO ,
Husband Proposed Adjustment Based on 60/40 Division in Husband's Favor 41,837,60
Total Value of Wife's CSRS Pension-60 104,692.00
Husband's Percentage of Wife's CSRS Pension-60 Based on Proposed 60/40 Division 0.40
MRLJAK V. DUPONT
TABLE #3 CALCULATION OF DIVISION OF CSRS PENSION PL, NS
BASED ON AGE 62 VALUE
DESCRIPTION I DATE OF I VALUE OF I NET VALUE OF HUSBAND WIFE
VALUE PENSION PENSION
ITEM 1. HUSBAND'S CSRS PENSION PLAN
Husband's CSRS-62 I 7.31.03 I 43,876,00 I 43,876.00 I 43,876.0 I
ITEM 2, WIFE'S CSRS PENSION PLAN
Wife's CSRS-62 I 7,31.03 I 89,762,00 I 89,762.00 I I 89,762,00
TOTALS
Total Value of CSRS Pension Plans-62 I 133,638.00 I 43,876.0 I 89,762.00
PERCENTAGE OF DIVISION
Totals from Above I 133,638,00 43,876,0 89,762.00
Percentage of Total 0.3 0,67
ADJUSTMENT FOR 50/50 DIVISION
Totals from above I 133,638,00 43,876,0 89,762.00
Amount Due in 50/50 Division 66,819,0 66,819.00
Adjustment Figure for 50/50 22,943.0 (22,943.00)
ADJUSTMENT FOR 45/55 DIVISION
Totals from above I 133,638,00 43,876,0 89,762.00
Amount Due in 45/55 Division 73,500,9 60,137.10
Adjustment Figure for 55/45 Husband's Favor 29,624.9 (29,624.90)
ADJUSTMENT FOR 40/60 DIVISION
Totals from above I 133,638,00 43,876,0 89,762.00
Amount Due in 40/60 Division 80,182,8 53,455.20
Adjustment Figure for 60/40 Husband's Favor 36,306.8 (36,306.80)
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENSI N
@ AGE 62 BASED ON 50/50 DIVISION
Husband Proposed Adjustment Based on 50/50 Division 22,943.00
Total Value of Wife's CSRS Pension-62 89,762.00
Husband's Percentage of Wife's CSRS Pension Based on Proposed 50/50 Division 0.26
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENSIl N
@ AGE 62 BASED ON 55/45 DIVISION IN HUSBAND'S FAVOR
Husband Proposed Adjustment Based on 55/45 Division in Husband's Favor 29,624.90
Total Value of Wife's CSRS Pension-62 89,762.00
Husband's Percentage of Wife's CSRS Pension Based on Proposed 55/45 Division 0.33
HUSBAND'S PERCENTAGE INTEREST IN WIFE'S CSRS PENSH N
@ AGE 62 BASED ON 60/40 DIVISION IN HUSBAND'S FAVOR
Husband Proposed Adjustment Based on 60/40 Division in Husband's Favor 36,306.80
Total Value of Wife's CSRS Pension-62 89,762.00
Husband's Percentage of Wife's CSRS Pension Based on Proposed 60/40 Division 0.40
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR D1STRIBUTlm DISTRIBUTION
LIABILITY LIABILITY TO HUSBAND TO WIFE
EXHIBIT 15 (RETIREMENT #3)
Husband's TSP 10.91 3,529,90 3,529.90 3,529.9 I
Comments:
* 10.91 @$3,529.90',
-, PLAINTIFF'S
0:
c' EXHIBIT
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* -
*
*
Thrift Savings Plan
National Finance Center
P.O. Box 61500, New Orleans, LA 70161-1500
THRIFT
SAVINGS
PLAN
January 28,2002
JOSEPH K MRLJAK
170 WHITE DOGWOOD DR
ETTERS, PA 17319 - 9572
We have received your correspondence conc~rning your Thrift Savings Plan (TSP account.
The followrng is information you requested,
xx YourTSPaccountbalanceasof 10/91 is$ 3,529.90 ircluding
employee contributions, Agency Automatic (1 %) Contributions, and Agen y Matching
Contributions, as applicable. (This figure excludes any outstanding loan b lance,)
Your TSP account balance was disbursed on
$
in the gross amount of
Your available loan balance as of
is $
By law, to be considered vested in and entitled to the Agency Automatic ( %)
Contributions and associated earnings, you must have at least 3 years ofF deral
civilian service (2 years for certain political and Congressional appointees,
Participants who are not vested upon separation from Federal service forti 't these
contributions and earnings. Because you are not vested, the Agency Auto patic (1 %)
Contributions and associated earnings posted to your account have been (( r will be)
forfeited and your account balance has been (or will be) adjusted, These t! ansactions
will be reflected on your next TSP participant statement.
Other:
lfyou have any questions or need further assistance, please contact the TSP Servo e Office at
the address on the letterhead or call 504-255-6000 (TDD: 504-255-5 1 ] 3) Monda through
Friday between the hours of 7:00 a,m, and 4:30 p.rn, central time.
Form TSP-833 ViS (Revised 02/01 M) ~
I
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTION DISTRIBUTION
LIABILITY LlABILlTV TO HUSBAND TO WIFE
EXHIBIT 16 (RETIREMENT #4)
Wife's TSP 10.31.91 6,948.51 6,948.51 I 6,948.5\
Comments:
* 10.31.91 @$6,948,5\
n PLAINTIFF'S
w EXHIBIT
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/'~ THRIFT SAVINGS PLAN REPLACEMENT 81 ATEMENT
:- P ARTICIP ANT 5T A TEMENT For the period: T5P-8-B
05/0111991 through 10/31 11991
Your Thrift Savings Plan <TSP) account. statement is issued by the National Finance Center for the Fed ral Retirement Thrift
Investment Board. Review your statement carefully; to correct account information, contact your geney employing office.
Failure to report errors timely may preclude correction of financial transactions. (Report contribu ion allocation or
interfund transfer errors to the TSP Service Office, 15041 255-8777, within 30 days of receivin this statement.)
Name: MARY S DUPONT Retirement Coverage: CSRS (1)
Social Security Number: 194-40-4752 Separation Status: Not separated
Date of Birth: 07/30/51 Beneficiary Designation on File:* Yes. aled 03/26/1999
*If you choose to submit a Beneficiary Designation (Form TSP-3), you are responsible for its correc ness and completeness.
Account Summary
G Beginning Balance 5.696.29
FUND Transactions This Period 1,001.84
Government Securities Earnings This Period 250,38
Investment Fund
Ending Balance 6,948,51
F Beginning Balance
FUND Transactions This Period
Fixed Income Index Earnings This Period
Investment Fund
Ending Balance
Beginning Balance ,
C FUND
Transactions This Period
Common Stock Index Earnings This Period
Investment Fund
Ending Balance
S FUND Beginning Balance
Transactions This Period
Small Capitalization Stock Earnings This Period
Index Investment Fund
Ending Balance
I FUND Beginning Balance
Transactions This Period
International Stock Index Earnings This Period
Investment Fund
Ending Balance
TOTAL Beginning Balance 5,696.29
ACCOUNT Transactions This Period 1,001.84
BALANCE Earnings This Period 250,38
Ending Balance 6,948,51
-
-
-
If your address or your personal informa ion has
been updated since the end of the perio covered
8M055952471N NV 23 97380600 05/03 by the statement. those items will not b the same
2412 on the Replacement Participant Statement as they
T-OOOOOOOO were on your original statement Also. m ssages, -
rates of return, notes, and enclosures fr m the -
original statement are not included in thi version. -
In addition, the format of the statement self
MARY S DUPONT may differ from that used during the ari inal ~
115 REDWOOD ST statement period. -
HARRISBURG PA 17109-3723 -
Web site: www,tsp.gov - ThriftLine: (5 4) 255-8777 -
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I
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTIO DISTRIBUTION
LIABILITY LIABILITY TO HUSBAND TO WIFE
EXHIBIT 17 (DEBT #1)
Husband's DAFCU 9.30.91 (-4,.j'IO,7'1 (-L~jJi).73: ; .~ ..
PSL #32]
Comments:
* 9.30.01 @ $4,490.73
IE Paid off equally by parties.
'~ PLAINTIFF'S
<<
" EXHIBIT
w
~
w
~ /1
w
c.
<I
-- :~I~:~~~~;N: r"D:::!:9I~J~~~~~11_ ~_-~AG~ OF-~
DID YOU KNOW THAT...
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION.
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES.
*CREDIT UNION DAY IS APPROACHING.
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED.
SEE CU-NEWS FOR DETAILS!!!
SUFFIX:OO REGULAR SHARE AceT
090 069 DFAS COLUMBUS
090 0~9 DFAS COLUMBUS
091 0920~ DFAS COLUMBUS
091 09209 AS COLUMBUS
09309 D ,IDEND
"
JOINT'OWNERS: MARY S DUPONT ./
REPORTING,SSN:169-44-3225 Y-T-D DIVIDENDSj/ 3.71
--- ----- SUFFIx~02-~HRisTMAs-SHARE-ACCT----------"----------------- -------------------
090 09069 PAYROLL ALLOCATl8N FROM 17321-00
091 09209 PAYROLL ALLOCATI ~~FROM 17321-00
09309 DIVIDEND ~~___
JOINT OWNERS: MARY S DUPONT"
REPORTING SSN: 169-44-3225 Y"'hD DIVIDENDS: 6.59
- - - - - - - - SUFF IX ~ 05 - SUPER - SHARE ~ACCOUN("~c - - - - - - - - -- - u - -- - - h - - - - --
/
JOINT OWNERS: MARY S DUPONT -',
REPORTING SSN: 199-44-3225 Y- T -0 DIVIDENDS:" . DO
--- ----- SUFFIx~ii-sHARE-DRAFT-Acc6uNT---------------~~----------------- ---------------
./
BEGINNING/BALANCE .05
DEPOSITS .00
~~~tJ5EBITS( :88
MINT/SERVICE C\IGS .00
DING BALANCE .05
JOINT OWNERS: MARY S DUPONT
REPORTING SSN:I69-44-3225 Y-T-D DIVIDENDS: ,00
'SUFFlx.~ij5 -'PERSONAl,-'SERVICE -;foA-'~'- - - - - - - - - - - - - - - - - - - - - - - - --
**PERIODIC RATE MAY VARY ON THIS LOAN**
**ANNUAL PERCENTAGE RATE** 11.9000% DAILY PERIODIC RATE .0 260 7%
PREVIOUS LOAN BALANCE
**FINANCE CHARGE** PRINCIPAL
09059 TAKE PAYMENT 8.90 21.10
091 09139 PAYROLL ALLOCATION FROM 15466-00 11,81 23.19
092 09279 PAYROLL ALLOCATION FROM 15466-00 20.56 14.44
LOAN LIMIT: 7500.00 AVAILABLE FUNDS 3009.27
YTD FINANCE CHARGE PAID: 433.89 NEW LOAN BALANCE
CURRENT PAYMENT: 135.00 PAST DUE: .00 TOTAL: 135. 0 D E:10-
I ~~~ 00 TO ALS-PAYMENTS & CREDITS: 58.73 DEBITS: ,00 *FINANCE CHA~GE*: 41.27
l~: ----- ----------------------\-_~::~~-\-~----------------------- -------------------
\
--ST1\;'l'ENiENl '_~~21-'
ACCOUNT NO,
SEND/DIRECT INQUIRIES TO:
IliJFlF CIII..
'ENSE ACTIvmES FEDERAL CREDIT UNION
~,5 E. Trindle Rd.. P.O. Box 40
Mech",oicsburg. Pennsytvania 17055
(717)697-1161
TOLL FREE 1..8O()..283..2328
JOSEPH K MRLJAK
115 REDWOOD ST
HARRISBURG
PA 17109-3723
NOTICE: SEE REVERSE SIDE POR IMPORTANT INFORMATION REGARDING YOUR RIGHTS TO DISPUTE BILLING AND REGULATION llRRORS,
TRANSACTION DESCRIPTION
~- ---",.r
AMO NT./
,-------~.- -----:.,.,--
.'
6~7 .12
-5197.12
2F.12
-op7.12
.26
10,00
10.00
1.11
-...
TOTAL NUMBER DRAFTS'( EAR D
YOUR AVG DAILY BALANC WA-
YOUR LOW MONTH BALANC WA '~,
30.00
35,00
35.00
61191
NEW
BALANCE
27.68
644.80
57. 68
674.80
87.68
~7~1'-94
245.95
255.95
265,95
~Ei?i#,n6
".03
o
.05
; .05
--...
'--..--....,
~l
_ _ _ __Ii u:J- U .11,:>1 _
STATEMENT
---
:~2f
ACCOUNT NO.
SENDfDlRECT INQUIRIES TO:
mAPI:III..
::FENSE ACI1VIT1ES FEDERAL CREDIT UNION
t75 E. TrindleRd., P.O. 80x40
Mt'crnmicsburg, Pennsylvania 17055
(717)697-1161
TOLL FREE 1.800-283..2328
JOSEPH K MRLJAK
115 REDWOOD ST
HARRISBURG
\
-.- -._--~. ----H--
169-44-3225_09:01-91. '9-30-91
SOCIAL SECURITY NO. FROM THROUGH
~-~------'--~_._- ~~--- --
DID YOU KNOW THAT...
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION.
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES,
*CREDIT UNION DAY IS APPROACHING.
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED.
SEE CU-NEWS FOR DETAILS!!!
,
PA 17109-3723
TRAN
MaDAY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMA1l0N REGARDlNO YOUR R1GlITSTO D1SP{lTE BILL!NG AND REGUlATION ERRORS.
AMO NT
TRANSAGnON DESCRIPTION
FOR 1991
REPORTING * IRA YTD * OTHER YTD
SSN DIVIDENDS DIVIDENDS
169-44-3225 .00 10.30
TOTAL **FINANCE CHARGE** PAID 433.89
I
* TOTAL YTD * TOTAL TD
DIVIDENDS WITHHOL ING
10.30 .0
~,
._._----~
'i'!2io.2 /
..~_..__._.-
PAGE
~V._ _
61192
NEW
BALANCE
TOT L YTD *
FOR E ITURES
.00
I'
1
DESCRIPTION OF DATE OF VALUE OF NET VALUE PROPOSED PROPOSED
PROPERTY OR VALUE ASSET OR DISTRIBUTIm DISTRIBUTION
LIABILITY LIABILITY TO HUSBAND TO WIFE
EXHIBIT 18 (DEBT #2)
Wife's DAFCU PSL 9.30.91 19)\I~_()Oj 'it},01:iJ1Hi 1 ~. , . ! ,,;;
#466
Comments:
* 9.30.91 @ $9,815.60
!B Paid off equally by parties.
~ PLAINTIFF'S
co EXHIBIT
"J
w
~ ~~
m
~
~
- - - - -
SEND/01AECT INQUIRIES TO:
_'.o""'.ri'I_"V ... ~-~-.-'- - "-",==__ .-,.,
DID YOU KNOW THAT",
*TWO NEW BRANCH OFFICES ARE
UNDER CONSTRUCTION,
*DAFCU STILL HAS ROCK-BOTTOM LOAN
RATES.
*CREDIT UNION DAY IS APPROACHING,
*1992 CHRISTMAS SHARE ACCOUNTS CAN
BE OPENED,
SEE CU-NEWS FOR DETAILS!!!
ElRFCutJ,.
OEFEN.'_" ACTI'iITiES FEDERAL CREDIT UNION
t;275 E. Trindle Rd.. P.O_ Box 40
v'lech3.nicsburg, Pennsyl'Jania 17055
(717) 697-1161
TOLL FREE 1..600-283-2328
MARY S DUPONT
115 REDWOOD ST
HARRISBURG
PA 17109-3723
1109:30:91ISHARE _DRAFT II 2441
09'3091ATM WITHDRAWAL
I : ; 13812 UNION DEP RD HARRISBURG
,09309I'ATM WITHDRAWAL
i ; : ,VAllEY GREEN MALL ETTERS
,093091ATM WITHDRAWAL
, ' : !3404 PAXTON STREETHARRISBURG
'0930 9ID I V I D END
JOINT OWNERS, JOSEPH K MRLJAK
I: ~EPORTING SSN,194-40-4752 Y-T-D DIVIDENDS, 26,21 I
- - - T T -,- -lsUFFIX ~ 03 - PERsONAL - SERVICE - Loii - - - - - - - - - - - - - - - - - - - - - - - - - - -1- - ,.-
: : ~*PERIODrC RATE MAY VARY ON THIS LOAN** ,
, , I**ANNUAL PERCENTAGE RATE** 11,9000% DAILY PERIODIC RATE .03260 7%
: : PREVIOUS LOAN BALANCE
, "I **FINANCE CHARGE** PRINCIPAU
V9IZD91391PAYROLL ALLOCATION FROM 15466-DO 4S, 34 58,66
09i260Yr~:::0~~M;~~OC::~::. ::0:VAIlA:::6::::S 4~~:~ 40 58.91
; i; t~~R~~~A~~~M~~~~GE i~~~oo PA~~3D~~' ,~~wT~~~r,BAL~~~}oo
: :: I J i
PERIOD TOTALS-PAYMENTS & CREDITS, 117,59 DEBITS, ,00 *FINANCE CH
__~_I_~_~__!_-----------------------------------------_______________~___
, " I
, "SUFFIX, 04 NEW VEHICLES
: :: **ANNUAL PERCENTAGE RATE** 11,3000% DAILY PERIODIC RATE ,0309
, " PREVIOUS LOAN BALANCE
: :: **FINANCE CHARGE** PRINCIPAL
091209139IPAYROLL ALLOCATION FROM 15466-00 48,49 103,51
0926iO~n91,PAYROLL ALLOCATION FROM 15466-00 48,04 103,96
1 I ' 1 I I
YTD FINANCE CHARGE PAID, 1023,96 NEW LOAN BALANCE 10980,59
; r I' ; I j
PERI,OD, ~Ol1ALS-PAYMENTS & CREDITS, 207,47 DEBITS, .00 *FINANCE CH
---l---------------------------------------------------------------1---
I j
3E * * *
,
: NO,'
'2433
, *2435
2436
2437
2438
: *24,41
, :2442
: 2443
, *2449
12450
i I'
REG-E
PA
REG-E
PA
REG-E
PA
TRANSACTION
TRANSACTI ON
TRANSACTION
~ * ~ * * * ~ * * * * * * * * * * * * ~ * * * * * * * * * * *
AMOUNT NO. AMOUNT NO, AMOUNT
14.50 *2452 25.00 2465 60,00
11. 03 2453 50,00 2466 98.70
14,00 2454 40,00 2467 25.00
70.70 2455 100.00 2468 50.00
55,00 2456 259,70 2469 80,00
40.00 2457 259.70 2470 25,00
65.00 *2461 15.00 2471 30.00
50.00 2462 101.93 2472 15.00
11.00 2463 14,00 2473 124,12
15,82 2464 22.26 2474 507,00
N
24 5
24 6
24 7
24 8
24 9
24 0
24 1
*24 5
*24 3
TOTAL,
40.00
16,911
30,00,
25.001
I
2,71
464.01
439,01
441.72
,
* * * * * :* *
AMOUNT
'15,00
'15.00
161. 99
150,00
148.15
125,00
i19.79
I 6.89
114,50
2605.78
I
I
,
-----r--------
9933.19
104,00
104.00
9874,53
9815.60
9815,60
UEd2- 4-91
RGE*, 90.41 III 0
~::---]---7-':'V
lll88,06
152,00
152,00
RGE*,
./,,-)-~
~I 'V'
--------
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" .
JOSEPH K. MRLJAK,
Plaintiff
IN THE COURT OF COMMON PLEA OF
CUMBERLAND COUNTY, PENNSYL ANIA
vs.
MARY S. DUPONT,
Defendant
NO. 01 - 1413 CIVIL
IN DIVORCE
ORDER OF COURT
AND NOW, this
1;rJ-
day of
2004, the economic claims raised in the proceedings ha ing been
resolved in accordance with a marital agreement dated ovember
19, 2004, the appointment of the Master is vacated and counsel
can file a praecipe transmitting the record to the Cou t
requesting a final decree in divorce.
cc:
~ane G. Radcliff
Attorney for Plaintiff
~ra A. Boyanowski
Attorney for Defendant
A\.,~bo 1.. ( Fi Ie)
BY THE COURT,
.J 4lt~:~,J.
~
1';).-01-0"
.J.
<:s
eVr
.,_':l-
(,~.J
(.~j
Cl_
(.-'1
",,'nJ
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~~~.~~
C'"'
- ,
JOSEPH K, MRLJAK,
: IN THE COURT OF COMMON PEAS OF
Plaintiff : CUMBERLAND COUNTY, PENN YLVANIA
v.
: NO. 01-1413 CIVIL TERM
MARY S. DUPONT,
: CIVIL ACTION - LAW
Defendant : IN DIVORCE
MARITAL AGREEMEN
BETWEEN
JOSEPH K. MRLJA
AND
MARY S. DuPONT
~ .
TABLE OF CONTENTS
INTRODUCTION........ ...,...,. ........,.. ..................., .....,......"... 1
SECTION I
General Provisions ......' ..., ...,.". ...............,... ... ..., ...,. '...... ,... 1
SECTION II
Distribution of Property and Debts...................................... ..... 6
SECTION III
Counsel Fees, Support, Alimony....................................... ..... 11
SECTION IV
Closing Provisions and Execution ....................................... ..... 11
NOTARY... .., ........,. ....., ....... ...... ... ... .................. ..., ...,.. ..... 13
Marital Distribution Schedule .......................................... .... 14
. .
INTRODUCTION
'TH ,
THIS AGREEMENT made this~ day of NovunP-M04, by and betwee Mary S. DuPont,
("Wife") of 115 Redwood Street, Harrisburg, PA, and Joseph K. Mrljak, (" usband") of 416
Hillside Road, New Cumberland, PA.
WITNESETH
WHEREAS, the parties hereto are husband and wife, having been mar ied on January 1,
1979 in Cumberland County, Pennsylvania, and were separated on Septemb r 30, 1991.
WHEREAS, The parties are the parents of two children: Sara, born M rch 30, 1980 and
Rebecca, born August 31,1984.
WHEREAS, diverse and unhappy differences, disputes and diffic lties have arisen
between the parties and it is the intention of Husband and Wife to live sep rate and apart for
the rest of their natural lives, and the parties hereto are desirous of settli g fully and finally
their respective financial and property rights and obligations as between ea h other including,
without limitation by specification: the settling of all matters between th m relating to the
ownership and equitable distribution of real and personal property; the set ling of all matters
between them relating to the past, present and future support, alimony a lor maintenance
of Wife by Husband or of Husband by Wife; and in general, the settling of an and all claims and
possible claims by one against the other or against their respective estate.
NOW, THEREFORE, in consideration of the premises and mutual prom es, covenants and
undertakings hereinafter set forth and for other good and valuable consid ration, receipt of
which is hereby acknowledged by each of the parties hereto, Wife and Husb nd, each intending
to be legally bound hereby, covenant and agree as follows:
SECTION I
GENERAL PROVISIONS
1.01. INCORPORATION OF PREAMBLE. The recitals set forth in the Preamble of this
Agreement are incorporated herein and made a part hereof as if f lly set forth in the
body of the Agreement.
- I -
1.02, DIVORCE DECREE. The parties acknowledge that their marriage is irr trievably broken
and that they will secure a mutual consent no-fault Divorce Decr e in the above
captioned divorce action. Upon the execution of this Agreement, or a soon as possible
under the terms of said Divorce Code if said documents can not be signed upon the
execution of this Agreement, the parties shall execute and deliver to H sband's attorney
their respective Affidavits of Consent and Waivers of Notice, Within five (5) business
days of receipt of those signed Affidavits and Waivers, Husband's attor ey will file all the
remaining documents necessary to secure the entry of the Divorce De ree at Husband's
sole cost and expense,
1.03. EFFECT OF DIVORCE DECREE. INCORPORATION AND MERGER, e terms of this
Agreement shall be incorporated into any Divorce Decree which ma be entered with
respect to them, This Agreement shall not, however, merge with th Divorce Decree,
but rather, it shall continue to have independent contractual significan e and each party
shall maintain their contractual remedies as well as Court remedies a the result of the
aforesaid incorporation or as otherwise provided by law or statute. Th Agreement shall
continue in full force and effect after such time as a final Decree i Divorce may be
entered with respect to the parties,
1.04. DATES. The "date of execution", "execution date" or "date of this Ag eement" shall be
defined as the date of execution by the party last executing this Agr ement.
1.05. ADVICE OF COUNSEL. The provisions of this Agreement and their lega effect have been
fully explained to the parties by their respective counsel, Diane G. R dcliff, Esquire for
Husband, and Cara A. Boyanowski, Esquire, for Wife, The parties ackn wledge that they
have received independent legal advice from counsel of their selec ion and that they
fully understand the facts and have been fully informed as to the r legal rights and
obligations. They acknowledge and accept that this Agreeme t is, under the
circumstances, fair and equitable and that it is being entered into fre ly and voluntarily
after having received such advice and with such knowledge, and tha execution of this
Agreement is not the result of any duress or undue influence and that it is not the result
of any collusion or improper or illegal agreement or agreements.
1.06. FINANCIAL DISCLOSURE, The parties confirm that each has relied n the substantial
accuracy of the financial disclosure of the other as an inducement t the execution of
this Agreement, and each party acknowledges that there has be n a full and fair
disclosure of the parties' marital assets and debts and the parties' r spective incomes,
which has been provided to each party.
- 2 -
1.07. DISCLOSURE AND WAIVER OF PROCEDURAL RIGHTS. Each party un erstands that he
or she has the right: (1) to obtain from the other party a complete in entory or list of
all of the property that either or both parties own at this time or own d as of the date
of separation; (2) to have all such property valued by means of apprai als or otherwise;
(3) to compulsory discovery to assist in the discovery and verification of facts relevant
to their respective rights and obligations, including the right to questi n the other party
under oath; and (4) to have a Court hold hearings and make decisio s on the matters
covered by this Agreement, which Court decision concerning the p rties' respective
rights and obligations might be different from the provisions of this A reement. Given
said understanding and acknowledgment, both parties hereby wai e the foregoing
procedural rights,
1.08. BANKRUPTCY. The parties hereby agree that the provisions of this Ag eement shall not
be dischargeable in bankruptcy and expressly agree to reaffirm any nd all obligations
contained herein, In the event a party files such bankruptcy and pursuant thereto
obtains a discharge of any obligations assumed hereunder, the other p rty shall have the
right to declare this Agreement to be null and void and to terminate his Agreement in
which event the division of the parties' marital assets and all other rig ts determined by
this Agreement shall be subject to Court determination the same as if this Agreement
had never been executed by the parties.
1.09. MUTUAL RELEASES. Except as other wise expressly provided in this Ag eement, Husband
and Wife each do hereby mutually remise, release, quitclaim and for ver discharge the
other and the estate of such other, for all time to come, and for all purposes
whatsoever, of and from the following:
A, Claims Against Property or Estate: Any and all right, title, int rest and/or claims
in or against the other party, the property (including inco e and gain from
property hereafter accruing) of the other or against the estat of such other, of
whatever nature and wheresoever situate, which he or she no has or at any time
hereafter may have against such other party, the estate of suc other party or the
property of the other party or any part thereof, whether arisin out of any former
acts, contracts, engagements or liabilities of such other,
B. Life Time Conveyances: The right to treat a lifetime conveya ce by the other as
testamentary, or all other rights of a surviving spouse to partic pate in a deceased
spouse's estate, whether arising under the laws of (i) the ommonwealth of
Pennsylvania, (ii) State, Commonwealth or Territory of the U ited States, or (Hi)
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~ ,
any other country;
c.
Marital Rights: Any rights which either party may have or at a
have for past, present or future support or maintenance,
pendente lite, counsel fees, equitable distribution, costs or e
arising as a result of the marital relation or otherwise.
y time hereafter
limony, alimony
penses, whether
D. Breach Exception: The foregoing shall not apply to all rights an agreements and
obligations of whatsoever nature arising or which may arise und r this Agreement
or for the breach of any provision thereof. It is the intention of usband and Wife
to give to each other by the execution of this Agreement a f ll, complete and
general release with respect to any and all property of any kin or nature, real,
personal or mixed, which the other now owns or may hereaft r acquire, except
and only except, all rights and agreements and obligations of hatsoever nature
arising or which may arise under this Agreement or for t e breach of any
provisions thereof.
1.10. WAIVER OR MODIFICATION, No modification or waiver of any of the erms hereof shall
be valid unless in writing and signed by both parties and no waiver of ny breach hereof
or default hereunder shall be deemed a waiver of any subsequent d fault of the same
or similar nature.
1.11. MUTUAL COOPERATION. Each party shall, at any time, and from time to time hereafter,
and within five (5) business days of request, take any and all s ps and execute,
acknowledge and deliver to the other party, any and all further i struments and/or
documents that the other party may reasonably require for the pu pose of giving full
force and effect to the provisions of this Agreement.
1.12. AGREEMENT BINDING ON HEIRS. This Agreement shall be binding an shall inure to the
benefit of the parties hereto and their respective heirs, executa s, administrators,
successors and assigns,
1.13. INTEGRATION, This Agreement constitutes the entire understandin of the parties and
supersedes any and all prior agreements and negotiations between t em. There are no
representations or warranties other than those expressly set forth erein,
1.14. BREACH, If for any reason either Husband or Wife fails to perform h s or her obligations
owed to or for the benefit of the other party and/ or otherwise breac es the terms of this
Agreement, then the other party shall have the following rights an remedies:
- 4 -
. ,
A. Divorce Code Remedies: The right to all remedies set forth in ction 3502(e) of
the Pennsylvania Divorce Code, 23 PA. C.S,A. 3502(e), and any additional rights
and remedies that may hereafter be enacted by virtue of the a endment of said
statute or replacement thereof by any other similar laws,
B. Damages: The right to damages arising out of breach of he terms of this
Agreement, which damages shall include reimbursement f all reasonable
attorney's fees and costs incurred as the result of the breach a d in bringing the
damage action.
C. Other Remedies: Any other remedies provided for in law or i equity.
D. Considerations for Reasonable Attorneys Fees: Any awar of "reasonable
attorneys fees" as used in this paragraph shall be based on c nsideration of (1)
the hourly rate charged; (2) the services rendered; and (3) th necessity of the
services rendered. Determination of reasonableness sh l not take into
consideration the amount or nature of the obligation sought to e enforced or any
possibility of settlement for less than the obligation sought to e enforced by the
non-breaching party,
E. Breach Notice: In the event of an alleged breach of any term f this Agreement,
the aggrieved party shall provide written notice to the breachi g party and his or
her counsel of his or her intent to take action to enforce his r her rights under
the Agreement and to remedy such breach, The breaching arty shall have a
period of fifteen (15) days from the mailing of such notice t cure the alleged
breach prior to the institution of any proceedings of any natu for enforcement
of this Agreement.
1.15. INCOME TAX MATTERS, With respect to income tax matters regard ng the parties the
following shall apply:
A. Prior Returns: The parties have heretofore filed joint federa and state returns.
Both parties agree that in the event any deficiency in fed ral, state or local
income tax is proposed, or any assessment of any such tax is ade against either
of them arising out of such joint filing, each will be responsi le for payment of
half of such tax and any interest, penalty or other expense ari ing therefrom and
shall indemnify and hold harmless the other from and against any loss or liability
as a result thereof.
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"
B. Current Returns: The parties shall file individual tax returns f r the current tax
year and for every tax year hereafter.
1. 16. PRESERVATION OF RECORDS, Each party will keep and preserve fo a period of three
(3) years from the date of their divorce all financial records rela 'ng to the marital
estate, and each party will allow the other party access to those ecords as may be
reasonably necessary from time to time.
1.17. EFFECT OF RECONCILIATION. This Agreement shall remain in full fo ce and effect even
if the parties reconcile, cohabit as Husband and Wife or other ise, or attempt a
reconciliation. This Agreement shall continue in full force and effe t and there shall be
no modification or waiver of any of the terms hereof unless the parties, in writing,
signed by both parties, execute a statement declaring this Agreeme t or any term of this
Agreement to be null and void.
SECTION II
DISTRIBUTION OF PROPERTY
2.01. FINAL EQUITABLE DISTRIBUTION OF PROPERTY. The parties agr e that the division of
all property and debts set forth in this Agreement is equitable and in the event an action
in divorce has been or is hereafter commenced, both parties wive and relinquish the
right to divide and distribute their assets and debts in any man er not consistent with
the terms set forth herein and further waive and relinquish the ight to have the Court
equitably divide and distribute their marital assets and debts. t is further the intent,
understanding and agreement of the parties that this Agreement s a full, final, complete
and equitable property division.
2.02. DISTRIBUTION OF PROPERTY AND DEBTS TO WIFE. The follo ing marital assets and
debts are and shall be distributed to wife as her sole and sep ate property and/or as
her sole and separate liability and obligation:
A. Wife's Personal Property: All items of personal property n the possession of Wife.
B. Wife's Vehicle(sland Vehicle Loan(sl: The 1983 Chevr let Citation, or the sal(
proceeds from the sale or trade in value thereof.
C. Wife's Accounts: Wife's DAFCU account no. 466.
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, ,
D. Wife's Investments: NONE.
E. Wife's Life Insurance: NONE.
F. Wife's Retirement Plans: Wife's CSRS Retirement Plan and Wife s Thrift Savings
Plan.
G. Real Estate: The jointly owned real estate known and numbered s 115 Redwood
Street, Harrisburg, PA, ("the Real Estate"), encumbered with a ortgage owed
to Centura Bank, ("the Mortgage"), subject to the following:
1. Conveyance: Husband shall make, execute and deliver a I documents in
the usual form conveying, transferring and granting to Wife all of Husband's
right, title and interest in and to the Real Estate. The dee of conveyance
shall be prepared by Wife's attorney and signed by usband within
fourteen (14) business days of his receipt. Said signed de d shall be held
in escrow by Husband's attorney pending payment 0 Husband of
$50,000.00 and the completion of the refinance eferenced in
subparagraph 3 below, upon which it shall be released to Wi e's settlement
agent for recording.
2. Liens. Encumbrances and Expenses: The said conveyance hall be subject
to all liens and encumbrances covenants and restrict ons of record
including, but not limited to, the lien of the Mortgage, re 1 estate taxes
and any other municipal liens. Wife shall hereinafter be so ly responsible
for the payment of the Mortgage, real estate taxes, other unicipalliens
and any and all other expenses associated with the Real E tate, whether
incurred in the past, present or future, and shall indemni y, protect and
save Husband harmless therefrom.
3. Refinance: Wife shall apply for refinancing of the M rtgage which
refinance shall be completed on or before December 31, 2 04. The costs
of refinancing shall be paid by Wife.
4. Sale: In the event Wife has not obtained the refinancing b December 31,
2004, she will list, market and sell the home and all proce ds will be paid
to her as Wife's sole and separate property.
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. .
H. Wife's Debts: Wife shall be solely liable for and shall timely p y the following
debts:
1. Fifty (50%) percent of Husband's DAFCU PSL no. 321 pr viously paid by
Wife,
2. Fifty (50%) percent of Wife's DAFCU PSL no. 466 previous y paid by Wife.
3. Any debts or liabilities incurred in Wife's individual name
I. Monetary Pavment: A monetary payment from Wife to Husband i the amount of
$80,000.00, Said payment shall be made as follows:
1. $50,000.00 on or before December 31, 2004;
2. $30,000.00 in sixty (60) equal monthly installments of 500,00 without
interest commencing on the first day of the month follow ng termination
of the existing spousal support order and monthly thereaf er until paid in
full.
2.03. DISTRIBUTION OF PROPERTY AND DEBTS TO HUSBAND. The followin marital assets
and debts are and shall be distributed to Husband as his sole and se arate property
and/or as his sole and separate liability and obligation:
A. Husband's Personal Propertv: All items of personal property in t e possession of
Husband.
B. Husband's Vehicle(s)and Vehicle Loan(s): The 1989 Dodge Cara an, or the sale
proceeds from the sale or trade in value thereof.
C. Husband's Accounts: The DAFCU account no. 321.
D. Husband's Investments: Husband's U,S. Savings Bonds.
E. Husband's Life Insurance: Husband's / / life insurance policy and the cash value
thereof.
F. Husband's Retirement Plans: Husband's CSRS retirement plan nd Husband's
Thrift Savings Plan,
- 8-
...
G. Monetary Payment: A monetary payment from Wife to Husband in the amount of
$80,000.00. Said payment shall be made as follows:
1. $50,000.00 on or before December 31, 2004;
2. $30,000.00 in sixty (60) equal monthly installments of $500.00 without
interest commencing on the first day of the month follo ing termination
of the existing spousal support order and monthly there fter until paid in
full.
H. Husband's Debts: Husband shall be solely liable for and sha I timely pay the
following debts:
1. Fifty (50%) percent of Husband's DAFCU PSL no. 321 p eviously paid by
Husband.
2. Fifty (50%) percent of Wife's DAFCU PSL no. 466 pr viously paid by
Husband,
3. Any debts or liabilities incurred in Husband's individual ame,
2.03. MISCELLANEOUS DISTRIBUTION PROVISIONS: The following miscellane us provision shall
apply to the distribution of the parties' marital assets and debts:
A. Final Equitable Distribution of Prooerty: The division and istribution of all
property and debts set forth in this Agreement is equitable an in the event an
action in divorce has been or is hereafter commenced, both arties waive and
relinquish the right to divide and distribute their assets and de ts in any manner
not consistent with the terms set forth herein and further wai e and relinquish
the right to have the Court equitably divide and distribute their arital assets and
debts, It is further the intent, understanding and agreement the parties that
this Agreement is a full, final, complete and equitable proper division.
B. As Is Condition: Except as otherwise specifically herein pr vided, and with
respect to the transfer of any tangible assets provided f r in this Marital
Agreement, the parties acknowledge that he or she have had t e opportunity to
inspect and view the assets that he or she is to receive as h s or her sole and
- 9 -
. .
separate property and he or she is fully aware of the conditio of such tangible
asset and is receiving those assets in "as is" physical condition, ithout warranty
or representation by or from the other party.
C. Title Transfer: If appropriate, for effectuating the transfers as herein provided,
those titles shall be executed and delivered to the appropriate arty on the date
of this Agreement, unless another date is provided herein.
D. Waiver. Each of the parties specifically waives, releases, reno nces and forever
abandons whatever right, title and interest they may have in ny property that
is to become the sole and separate property of the other part pursuant to the
terms of this Agreement.
E. Liens: In the event any asset is subject to a lien or encum rance the party
receiving the asset as his or her property shall take it subject t said lien and/or
encumbrance and shall be solely responsible and liable theref r.
F. Debt Balances and Prior Payments: Any debt herein describe shall be deemed
to include the current balance owed on the debt. Unless otherwise herein
specifically provided, there shall be no adjustment in the distr but ion provisions
for the payment of any portion of the marital debts prior to th execution of this
Marital Agreement, whether or not that debt or the prior p yment thereof is
specifically referenced in this Paragraph, said payment havin been taken into
consideration in determining the distribution of marital asset and debts herein
provided.
G. Indemnification: Any party assuming an obligation pursuant t the terms of this
Agreement shall indemnify, protect and hold the other party armless from and
against all any and all liability thereunder, including, but n t limited to, any
attorney's fees and costs incurred by the other party as the r sult of defending
against the obligation and/or enforcing the provisions of this i demnification,
H, Cancellation of Joint Debts: Any joint debt shall be cancel d so that neither
party can make any further charges thereunder, and if said ch rges are made in
violation of this Agreement, then the party incurring id charge shall
immediately repay the same,
I. Non-Disclosed Liabilitv: Any liability not disclosed in this Agre ment shall be the
sole responsibility of the party who has incurred or may hereaft r incur it, and the
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."
party incurring or having incurred said debt shall pay it as it ecomes due and
payable,
J. No Further Joint Debt: From the date of this Agreement, eac party shall only
use those credit accounts or incur such further obligations for hich that party is
individually and solely liable and the parties shall coopera e in closing any
remaining accounts which provide for joint liability.
K. No Additional Debt: Each party represents and warrants to th other party that
since the separation he or she has not, and in the future h or she will not,
contract or incur any debt or liability for which the other party r the other party
or the other party's estate might be responsible.
SECTION III
COUNSEL FEES. SPOUSAL SUPPORT,
APL, AND ALIMONY
3.01. WAIVER OF COUNSEL FEES. The parties hereto agree and do here waive any right
and/or claim each may have, both now and in the future, against the other for counsel
fees, costs and expenses.
3.02. ALIMONY. APL. AND SUPPORT. The parties hereto agree and do here y waive any right
and/or claim they may have, both now and in the future, against the ther for alimony,
alimony pendente lite, spousal support and maintenance. The current limony pendente
lite/spousal support order entered in the Cumberland County case d cketed to no. 01-
1413, PACSES no. 788103152 shall be terminated upon the entry of a final decree in
divorce.
SECTION IV
CLOSING PROVISIONS AND EXECUTION
4.01, COUNTERPARTS. This Agreement may be executed in counterparts, ach of which shall
be deemed to be an original, but all of which shall constitute 0 e and the same
agreement,
4.02. FACSIMILE SIGNATURE. Each party agrees to accept and be b und by facsimile
-11-
. .
signatures hereto.
4.03. BINDING EFFECT. By signing this agreement, each party acknowledge having read and
understood the entire agreement, and each party acknowledges that the provisions of
this agreement shall be as binding upon the parties as if they were ord red by the Court
after a full hearing.
IN WITNESS WHEREOF, the parties hereto, intending to be legally bound he eby, have signed
sealed and acknowledged this Agreement the day and year below written, whi h Agreement has
been executed in various counterparts, each of which shall constitute an or ginal.
WITNESS:
~
(SEAL)
MARY . Du NT
Date: ~
~~ -t(
(SEAL)
Date: (/ -1I,--17f
- 12-
. .
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF ;;)CLl.~p-/u.;},--
On this the Jqcl day of "1JoV0t^--U-,Q.,A--) , 2004, before me the un ersigned officer,
personally appeared, Mary 5, Du~t, known to me (or satisfactorily proven to be the person
whose name is subscribed to the within Agreement, and acknowledged that she executed the
same for the purposes therein contained,
55.
IN WITNESS WHEREOF, I hereunto set my hand and notarial seaL
Lch~. CvC0\~ L
NOTARY PUBLIC
My Commission Expires:
NOlARlAl S
DEBRA A EVAN usn
Notary Pu Ic
SUSQUEHANNA TWP.DA PHIN COUNTY
My Camml$SlOn Explr May 7. 2008
COMMONWEALTH OF PENNSYLVANIA
55.
COUNTY OF CUMBERLAND
On this the \ ::::; -t;ay of t---b1rt.M M004, before me the un ersigned officer,
personally appeared, Joseph K, Mrljak, known to me (or satisfactorily prove ) to be the person
whose name is subscribed to the within Agreement, and acknowledged tha he executed the
same for the purposes therein contained.
IN WITNESS WHEREOF, I have
to set my hand and notarial sea.
Y PUBLIC
ission Expires:
COMMONWEALTH OF PENNSYLVA IA
Notalial Seal
Diane G. Radcliff. Notary Public
Camp Hill Bore, cumbertand County
My Commission Exp\res Ja~. 11,200
Member. pennsylvar.ta A.asQclo.\mn Of NlJ arl@t,
- ]3 -
. >
MARITAL DISTRIBUTION SCHEDULE
DESCRIPTION OF
PROPERTY OR
LIABILITY
DATE OF
VALUE
VALUE OF
ASSET OR
LIABILITY
REAL ESTATE AND REAL ESTATE MORTGAGES
NET VALUE
DISTRIBU ION DISTRIBUTION
TO HUSB ND TO WIFE
ITEM 1 (REAL ESTATE #1)
115 Redwood St 8.6.03 102,000.00
Harrisburg, PA
Centura Mortgage 6,1.04 (29,730,98)
0000703274
Net Equity 72,269,02 72,269.02 72,269,02
ITEM 2 (REAL ESTATE #2-FAIR RENTAL VALUE 115 REDWOOD ST HARRISBURG, P
FRV of 11 5 Redwood
Street, Harrisburg, PA
10,1.91
to
12.31.04
28,931.00
28,931.00
28,931.00
MOTOR VEHICLES AND VEHICLE LIENS
ITEM 3 (VEHICLE #1)
Wife's 1983 Chevy
Citation Vehicle
11/93
600,00
600,00
600,00
ITEM 4 (VEHICLE #2)
Husband's 1989 Dodge 1,999,00
Caravan Vehicle
600.00
600,00
6 0,00
STOCKS, SECURITIES, INVESTMENTS & CERTIFICATES OF DEPO IT
ITEM 5 (INVESTMENT #1)
7,084,22
7,084,22
US Savings Bonds
-14 -
, .....
MARITAL DISTRIBUTION SCHEDULE
DESCRIPTION OF DATE OF VALUE OF NET VALUE D1STRIBU ION DISTRIBUTION
PROPERTY OR VALUE ASSET OR TO HUSB ND TO WIFE
LIABILITY LIABILITY
CASH, CHECKING ACCOUNTS AND SAVINGS ACCOUNTS
ITEM 6 (MONETARY ACCOUNT #1)
Wife's DAFCU Acct. #466
Checking 9,30.91 441. 72 ////// y// // ////~
Xmas Savings 9,30.91 554,28 /'////: //// ~ // / / //
Savings 9,30,01 25.24 ////// //// // /////:
Total 9,30,91 1,021,24 1,021,24 1,021.24
ITEM 7 (MONETARY ACCOUNT #2)
Husband's DAFCU Acct, #321
Checking 9,30,91 0,05 1////// V/~ 'l: //////
Xmas Savings 9.30.91 267.06 ////~ V/// // y////
Super Savings 9.30.91 0.03 7///// V//: // ////~
Savings 9.30,91 87,94 /'////: V/// ~ 'l / / //
Total 9,30,91 355,08 355,08 3 5,08
PENSION AND RETIREMENT PLANS
ITEM 8 (RETIREMENT #1)
I Husband's CSRS 7,31,03 78,743.00 78,743,00 78,743. 0
,
Retirement Plan
ITEM 9 (RETIREMENT #2)
Husband's TSP 10,91 3,529,90 3,529,90 3,5 9,90
ITEM 10 (RETIREMENT #3)
Wife's CSRS 7,31.03 150,060,00 150,060,00 150,060.00
Retirement Plan
,
!
- 15 -
---.-
,
, .......
MARITAL DISTRIBUTION SCHEDULE
DESCRIPTION OF DATE OF VALUE OF NET VALUE DISTRIBU rlON DISTRIBUTION
PROPERTY OR VALUE ASSET OR TO HUSB "ND TO WIFE
LIABILITY LIABILITY
ITEM 11 (RETIREMENT #4)
Wife's TSP 10.31.91 6,948.51 6,948.51 6,948.51
HOUSEHOLD GOODS, FURNISHINGS, TOOLS, PERSONAL EFFECTS TC.
ITEM 12 (HOUSEHOLD GOODS #1)
Husband's Household TBD TBD TBD
Goods
ITEM 13 (HOUSEHOLD GOODS #2)
Wife's Household TBD TBD TBD
Goods
LOANS, CREDIT CARDS AND OTHER DEBTS
ITEM 14 (DEBT #1)
Husband's DAFCU PSL 9.30.91 (4,490.73) (4,490.73) (2,2" 5,37) (2,245,37)
#321
ITEM 15 (DEBT #2)
Wife's DAFCU PSL #466 9,30,91 (9,815,60) (9,815.60) (4,9( 7.80) (4,907.80)
- 16-
v.
: IN THE COURT OF COMMON PLEA OF
Plaintiff : CUMBERLAND COUNTY, PENNSYL ANIA
: NO. 01-1413 CIVIL TERM
: CIVIL ACTION - LAW
Defendant : IN DIVORCE
AFFIDAVIT OF CONSENT
JOSEPH K. MRLJAK,
MARY S. DUPONT,
1, A Complaint in Divorce under Section 3301 (c) of the Divorce Code was iled on March
12,2001.
2, The marriage of Plaintiff and Defendant is irretrievably broken and nin ty (90) days
have elapsed from the date of filing and service of the Complaint.
3. I consent to the entry of a final Decree in Divorce after service of notic of intention
to request entry of the decree.
I verify that the statements made in this Affidavit are true and correct. I understand
that false statements herein are made subject to the penalties of 18 Pa.C.S. S ction 4904
relating to unsworn falsification to authorities.
Dated:
\ \ I,;; /6'-{
I I
,
tf-'7,
f?1.?L
---------
v.
: IN THE COURT OF COMMON PLEA OF
Plaintiff : CUMBERLAND COUNTY, PENNSYL ANIA
: NO. 01-1413 CIVIL TERM
: CIVIL ACTION - LAW
Defendant : IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REOUEST
ENTRY OF A DIVORCE DECREE UNDER
SECTION 3301/c) OF THE DIVORCE CODE
JOSEPH K. MRLJAK,
MARY S. DUPONT,
1. I consent to the entry of a final decree in divorce without notice.
2. I understand that I may lose rights concerning alimony, division of prop rty, lawyer's
fees or expenses if I do not claim them before a divorce is granted.
3, I understand that I will not be divorced until a divorce decree is entere by the Court
and that a copy of the decree will be sent to me immediately after it is filed with the
Prothonotary.
I verify that the statements made in this Waiver are true and correct. I understand
that false statements herein are made subject to the penalties of 18 Pa.c.S. !j 904 relating
to unsworn falsification to authorities.
Dated: \ \ I, ~ k'-{
/ I
)
~5
0;/)
'....,T'-L/
-
: IN THE COURT OF COMMON PLEA OF
Plaintiff : CUMBERLAND COUNTY, PENNSYL ANIA
: NO. 01-1413 CIVIL TERM
: CIVIL ACTION - LAW
Defendant : IN DIVORCE
-
JOSEPH K. MRLJAK,
v.
MARY S. DUPONT,
AFFIDAVIT OF CONSENT
1. A Complaint in Divorce under Section 3301 (c) of the Divorce Code was iled on March
21,2001,
2. The marriage of Plaintiff and Defendant is irretrievably broken and nin ty (90) days
have elapsed from the date of filing and service of the Complaint.
3, I consent to the entry of a final Decree in Divorce after service of notic of intention
to request entry of the decree.
I verify that the statements made in this Affidavit are true and correct.
that false statements herein are made subject to the penalties of 18 Pa.C.S.
relating to unsworn falsification to authorities.
Dated: t \.1 \~l ~L{-
,()~~
I understand
ction 4904
-
'-;,;
t:~ .
/li/!. .
~------
v.
: IN THE COURT OF COMMON PLEA OF
Plaintiff : CUMBERLAND COUNTY, PENNSYL NIA
: NO. 01-1413 CIVIL TERM
: CIVIL ACTION - LAW
Defendant : IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
SECTION 3301 Ie) OF THE DIVORCE CODE
JOSEPH K. MRLJAK,
MARY S. DUPONT,
1, I consent to the entry of a final decree in divorce without notice.
2. I understand that I may lose rights concerning alimony, division of prop rty, lawyer's
fees or expenses if I do not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce decree is entere by the Court
and that a copy of the decree will be sent to me immediately after it is filed with the
Prothonotary.
I verify that the statements made in this Waiver are true and correct. I understand
that false statements herein are made subject to the penalties of 18 Pa.C.S. ~ 904 relating
to unsworn falsification to authorities.
Dated:fll\~(~tf
/;:5
121-~
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO, 01-1413 CIVIL TERM
JOSEPH K, MRLJAK,
v
MARY S, DUPONT,
CIVIL ACTION - LAW
Defendant
PRAECIPE OF TRANSMIT RECORD
TO THE PROTHONOTARY:
Transmit the record, together with the following information, to the court for entry of a di orce decree:
1, GROUND FOR DIVORCE:
Irretrievable breakdown under Section 3301 (c) of the Divorce Code,
2. DATE OF FILING AND MANNER OF SERVICE OF THE COMPLAINT:
a, Date of filing of Complaint: March 12, 2001
b, Manner of service of Complaint: Certified Mail/Restricted Delivery
c. Date of Service of Complaint: March 14, 2001
3. DATE OF EXECUTION OF THE AFFIDAVIT OF CONSENT REQUIRED BY SECTION 3301 (C) OF HE DIVORCE CODE:
a, Plaintiff: November 15, 2004
b, Defendant: November 19, 2004
OR
DATE OF EXECUTION OF THE PLAINTIFF'S AFFIDAVIT REQUIRED BY SECTION 3301 (D) OF TH DIVORCE CODE AND
DATE OF SERVICE OF THE PLAINTIFF'S 3301 (D) AFFIDAVIT UPON THE DEFENDANT:
a, Date of Execution: N/ A
b, Date of Filing: N/ A
c. Date of Service: N/ A
4. RELATED CLAIMS PENDING:
No issues are pending, All issues have been resolved pursuant to the parties' Marital Agree ent dated November
19,2004, which Agreement is to be incorporated into but not merged with the Divorce Dec ee,
5, DATE AND MANNER OF SERVICE OFTHE NOTICE OF INTENTION TO FILE PRAECIPE TO TRANS IT RECORD, A COPY
OF WHICH IS ATTACHED, IF THE DECREE IS TO BE ENTERED UNDER SECTION 3301(0)(1 (I) OF THE DIVORCE
CODE:
a, Date of Service: N/ A
b, Manner of Service: N/ A
OR
DATE WAIVER OF NOTICE IN SECTION 3301 (C) DIVORCE WAS FILED WITH THE PROTHON
a, Plaintiff's Waiver: November 17, 2004
b, Defendant's Waiver: November 22, 2004 ,
c ~
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----.-.--------------
------------- - - -
:+'+ Of. Of. Of. Of:
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+'++++:1'++
Of: + Of. 'I.; +i +. '+:
...
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+++++++++++++++++++++++++++
++:++:++++++++++
IN THE COURT OF COMMON
+++++++++++++
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PLEAS
No issues are outstanding. All issues have been resolved and se tled by
- the Partlesl Marltal Agreement dated November 19, 2004, tlled 0 record
PRO HONOTARY
OF CUMBERLAND COUNTY
JOSEPH K,
MRLJAK,
PENNA,
STATE OF
NO,
01-1413
CIVIL TE
Plaintiff
VERSUS
MARY S,
DUPONT,
Defendant
DECREE IN
DIVORCE
Dt':~t'...., l>,-r
21
AND NOW,
, 2004
, IT IS ORD
JOSEPH K.
MRLJAK
DE:CREED THAT
, PLAIN
MARY S.
DUPONT
AND
, DEFE
ARE DIVORCED FROM THE BONDS OF MATRIMONY.
THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS
BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORD
YET BEEN ENTERED;
and incorporated into, but not merged withl
this Decree.
By THE COURT:
(i~
.
'f'f'fOf.'f'f'f++
+'f++++++++++++++++++++++++
+++++++
RED AND
IFF,
DANT,
H ICH HAVE
R HAS NOT
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++++++++++++++
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