HomeMy WebLinkAbout13-4198 Supreme C '`; ,,Pennsylvania
Cou , f 01,9m ' n Pleas
CIOj'£ et ocketvts `
CLIMB County '''
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service of leadings or other papers as required by law or rules of court.
Es Commencement of Action:
® Complaint ❑ Writ of Summons ❑ Petition
[\ ][',i
F Transfer from Another Jurisdiction ❑ Declaration of Taking
Lead Plaintiffs Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES, LLC KATRINA GORNIK
' Dollar Amount j Are money damages requested. ®Yes ❑ N Requested: X within arbitration limits 9
(Check one) _ outside arbitration limits
.j Is this a Class Action Suit? []Yes ®No Is this an MDJAppeal? []Yes ®No
Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
a ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant)
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
Y p
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution
❑ Board of Assessment
Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability
El Statutory Appeal: Other
❑ Product Liability (does not include _ - -__ _ - -- - -- —
S mass tort) ❑ Employment Dispute:
❑ SIander/Libel /Defamation Discrimination ❑ Zoning Board
❑ Other: ❑ Employment Dispute: Other ❑ Other:
` ❑ Other:
MASS TORT —_– _ -- --
❑ Asbestos
❑ Tobacco
�? REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort - DES
❑ Toxic Tort - Implant
❑ Ejectment ❑ Common Law /Statutory Arbitration
❑ Toxic Waste ❑ Eminent Domain /Condemnation El Declaratory Judgment
F Other:
❑ Ground Rent El Mandamus
❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations
--------- - - - - -- ❑ Mortgage Foreclosure: Residential Restraining Order
�``:° --- - - - - -- -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
\R. ❑ Dental ❑ Other:
' ❑ Legal
❑ Medical
❑ Other Professional:
-------- - - - - --
13 -31983
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC r" '� ( HE PRA;' 'fl
120 Corporate Blvd �b�
Norfolk, VA 23502 : �{
TELE: 1- 866 - 428 -8102 U 8ERLA1A Coui j•y
FAX: (757) 518 -0860 PENN SYLVANIA
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD No.
NORFOLK, VA 23502
Plaintiff,
V.
KATRINA GORNIK
6 JEFFREY RD
MECHANICSBURG PA 17050
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street '
Carlisle, PA 17013 / a3, 7S ,pd n
(717) 249 -3166
Pennsylvania Lawyer Referral Service C #3074
(800) 692 -7375
13 -31983
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
KATRINA GORNIK
6 JEFFREY RD
MECHANICSBURG PA 17050
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
S1 USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
Pennsylvania Lawyer Referral Service
(800) 692 -7375
13 -31983
Esta comunicacion es de un cobrador de deudas y es un intent do cobrar una deuda.
Cualquier infromacion. sera utilizada pars ese proposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, :LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
KATRINA GORNIK
6 JEFFREY RD
MECHANICSBURG PA 17050
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, KATRINA GORNIK, is an adult individual with last known address of 6 JEFFREY
RD, MECHANICSBURG PA 17050.
3. It is averred that Defendant was indebted to GE MONEY BANK, F.S.B. / THE GAP on May 8,
2006 with account number * * * * * * * * * ** *4835 (hereafter referred to as "Account "). A copy of the
account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This cominu:iii.cation is from a debt collector and is an attempt to collect a debt.
Any informut:ion obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on March 2, 2010.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE MONEY BANK, F.S.B. / THE
GAP and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs
verification is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of
$650.67.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, KATRINA GORNIK , in the a Zuof$650.67, us cos s of this action
r '
and any other relief as the Court deems just and reasonabl
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
13 -31983
This communication is from a debt collector and is an attempt to collect a cleft.
Any information obtained will be used for ghat puilaose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
7IMM $6nd hereby states that he /she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing
Complaint are true and correct to the best of his /her knowledge, information, and belief, based
upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904, relating to unswom falsification to authorities.
Date: JUN 13 2013 B
a BOt1�9
Custodian of Records
13 -31983
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
XHIBIT A.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
' Norfolk, VA 23502
Telephone: 1- 866 - 428 -8102
Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * * * 4835
KATRINA GORNIK
Account Holder:
KATRINA GORNIK
6 JEFFREY RD
MECHANICSBURG PA 17050
Consumer Account Product Code: PVT
Issuer: GE MONEY BANK, F.S.B. / THE GAP
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *4835
Date Account Opened: May 8, 2006
Date of Last Payment: March 2, 2010
Date of Charge Off: October 8, 2010
Balance at Purchase: $650.67
Purchase Date: August 31, 2011
Balance at Charge -Off: $650.67
Less Payments: $.00
Balance Due: $650.67
13 -31983
GECM23
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Tjfffla'11 ,il el , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
1. I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing
business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit
is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account
Assignee's records, including a review of the business records transferred to Account Assignee from GE MONEY
BANK, F.S.B. / THE GAP ( "Account Seller "), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on August 31, 2011. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from KATRINA GORNIK ( "Debtor ")
to the Account Seller the sum of $650.67 with the respect to account number ending in * * * * * * * * * ** *4835, as of
October 8, 2010 with there being no known un- credited payments, counterclaims or offsets against the said debt as of the
date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $650.67 as due and owing as of the date of
this affidavit.
6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant
is not on active milit se ice of the United States.
Portfolio Recove ssociate , L
By: Tamara $ nd , Custodian of Records
JUN 13 2013
Subscribed and sw o before me on of , 2013
Tracy Nicole Parker
otary P lic Commonwealth of Virginia
Notary Public
• Commission No. 7509731
13 -31983 MY Commission Expires 212812015
This communication is from a debt collector and is an attempt to collect a dent.
Any inforination obtained will he ii.sed for that purpose.
' GE Mon Bank
BILL of SALE
PRA 120 -day Mid Prime — August 2011
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement'), dated
the 20th day of December 2010 by and between General Electric Capital Corporation, a
Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit
Services Inc, a Delaware corporation (collectively "Seller ") and Portfolio Recovery
Associates, LLC (`Buyer "), Seller hereby transfers, sells, conveys, grants, and delivers to
Buyer, its successors and assigns, without recourse except as set forth in the Agreement,
to the extent of its ownership, the Receivables as set forth in the Notification Files (as
defined in the Agreement), delivered by Seller to Buyer on August 20, 2011, and as
further described in the Agreement.
GE Money Bank
f
By:�
Title: CFO
Retailer Credit Services Inc
By:
Title: President
General Electric Capital Corporation
By. l -T
Title: Vice President
GECM?.3
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson F,L LL) UF
Sheriff
Jody S Smith 2,0(3 AUG -1 AM10: 34
Chief Deputy
Richard W Stewart
C.L I MIS&1-7fiLAJNO COL:44TY
Solicitor OFD ICE OFTOCSKPIFF PENNSYL4IANIA
Portfolio Recovery Associates, LLC Case Number
vs.
Katrina Gomik 2013-4198 I
SHERIFF'S RETURN OF SERVICE
0712912013 04:23 PM-Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search
and inquiry for the within named Defendant to wit: Katrina Gornik, but was unable to locate the Defendant
in his bailiwick. The Sheriff therefore returns the within requested Complaint&Notice as"Not Found"at 6
Jeffrey Road, Hampden Township, Mechanicsburg, PA 17050. Deputies were advised that the defendant
now resides at 25 Collonwood Building, Middletown, PA 17057.
SHERIFF COST: $39.30 SO ANSWERS,
July 30, 2013 RbNW R ANDERSON, SHERIFF
fc)Countv-100,Sheriff,Tdec,Soft,hic
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686 F[L f"G,-0FFJ E
Portfolio Recovery Associates, LLC O� THE PRO THOno TA��
120 Corporate Blvd
Norfolk, VA 23502 2013 SEP 23 AH jp: 41,
Attorneys for Plaintiff
PENN'S�yllu �i TY
IN THE COURT OF COMMON PLEAS OF 1�I'�ERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 13-4198 CIVIL
V.
KATRINA GORNIK
6 JEFFREY RD
MECHANICSBURG PA 17050
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respect 1 Subm' ed,
i
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
13-31983
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 13-4198 CIVIL
V.
KATRINA GORNIK
6 JEFFREY RD
MECHANICSBURG PA 17050
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to iscontinue
re-Paid a co thereof on this day of
upon KATRINA GORNIK,by First Class Mail, Postage P copy y
4 , 2�)to:
KATRINA GORNIK, 6 JEFFREY RD, MECHANICSBURG PA 17
13-31983 Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.