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Home My WebLink About04-6506 0- PENNSYL VANIA CENTRAL FEDERAL CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYL VANIA v. : NO. o~- 0,5-0 b ~ DUW A YNE G. YOUNG and APRIL L. YOUNG Defendants CIVIL DIVISION - LAW REPLEVIN COMPLAINT NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney filing in writing with the Court your defenses or objections to the claims set froth against you. You are warned that if you fail to do so the case may proceed without you and ajudgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION TWO LIBERTY A VENUE CARLISLE P A 17013 (717) 249-3166 PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. DUW A YNE G. YOUNG and APRIL L. YOUNG Defendants CIVIL DIVISION - LA W REPLEVIN COMPLAINT COMPLAINT The Plaintiff, PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, by its attorneys, KNUPP, KODAK & IMBLUM, P.C., brings this action against the Defendants to recover possession of 2000 Toyota Tacoma, 1.0. Number 4T A WN72N5YZ595315 and in furtherance thereof, sets forth the following: I. The Plaintiff, PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION, is a company organized and existing under the laws of the Federal Government, having its principal office and place of business at 959 East Park Drive, Harrisburg, Dauphin County, Pennsylvania 17111-2810. 2. The Defendants, DUW A YNE G. YOUNG and APRIL L. YOUNG are adult individuals with an address of 290 Liberty Drive, Shippensburg, Cumberland County, Pennsylvania 17257-8239. 3. On or about November 29, 1999, the Defendants did enter in a Loan Agreement with Plaintiff for the purpose of purchasing a 2000 Toyota Tacoma vehicle. A true and correct copy of said Loan Agreement is attached hereto, marked as Exhibit "A" and made a part hereof. 4. The Contract between the Parties was formed and accepted at Plaintiffs place of business, which was in Shiremanstown, Cumberland County, Pennsylvania. :\USER\ST ACY\CCP COMPLAINTS\ WORK\P ACFCUREPLEVIN3 I 069, wpd:23Dec04 5. By the terms of the Loan Agreement herein found at Exhibit "A", Plaintiff maintained a security interest is the 2000 Toyota Tacoma. 6. The Plaintiff further perfected this security interest in said vehicle by having the Pennsylvania Department of Transportation note Plaintiff s encumbrance on the vehicle's title. A true and correct copy of said title is attached hereto, marked Exhibit "B" and made a part hereof. 7. Defendants have defaulted under the terms of the Loan Agreement by failing to make monthly payments when due and owing. 8. The vehicle in question, due to Plaintiffs lack of knowledge as to its condition and mileage, has an unknown retail value. Currently, the full default balance due is Fifteen Thousand, Forty-Seven Dollars and Eighty-Seven Cents ($15,047.87) per Plaintiff s Statement of Account attached hereto, marked Exhibit "C" and made a part hereof. 9. Due to the default of Defendants, and pursuant to the terms and conditions of the Loan Agreement at said Exhibit "A", attorney's fees in the total amount of One Thousand Dollars and Zero Cents ($1,000.00) have been added to said account. 10. The total balance due and owing by Defendants to Plaintiff is the sum of Sixteen Thousand, Forty-Seven Dollars and Eighty-Seven Cents ($16,047.87). 11. Defendants have failed and refused, despite repeated demands from Plaintiff, to pay the balance due under the Loan Agreement or to deliver possession of the vehicle in question to the Plaintiff. \USER\ST ACY\CCP COMPLAINTS\ WORK\P ACFCUREPLEVIN31 069. wpd:23Dec04 3 WHEREFORE, Plaintiff demands Judgment of possession, together with reasonable attorney's fees, interest and costs. Respectfully submitted, KNUPP, KODAK & IMBLUM, P.C. Ail: 1 Robert D. Kodak 407 North Front Street Post Office Box # 11848 Harrisburg, PA 17108-1848 (717) 238-7151 Attorney ID No. 18041 Attorney for Plaintiff \USER\ST ACY\CCP COMPLAINTS\WORK\P ACFCUREPLEVIN31069. wpd:23Dec04 4 NOV-15-Z004 03:14?M FROM-PA CENTRAL FCU +7175641503 T-810 , {.I ~ ~ "1/1 "" ".';J.I [~ _-;_5. /'.:,..~ P.OD2/005 F-71D t'.M. ~ ,"~;MI\Mt." Ur&llW ~ FEDEIW. CKEDrr UNIOIf ~~ w",.Iol,iR ~ ~fl:....n"'_ .." l'llU HIlb0i22-J$10 17171 761-5555 ~ 0171 761""'" J MEM~FR INFORMA'ijf1N QA TE - - - UI>UeeR ACCOUNT NUI.48SA 11-29-1999 987534 SOCIAL SliCURIl'V NUM9lOR 183-54-9428 kOME TELeI'HONi NUMQQR (717) 532-7089 MeMBeR NAME rUl$'/) YOUNG, DUWAYNE' ADDRESS (I'/RSTl (INITIA/J YOU REQuEST 'PHE FOLl.OwllIIG ADVANCE SUBJECT TO THE TERMS ~~U~~~~ltWJb~T A~~E~~~ $ 23,953.52 DATE WANTeD PlJRPOSEIL01.N SUBACCOUNT DESCIIIf'TIOI'I PURCHASE NEW VEHICLE CIlY 111 SOO'1ll PRINCE ST 51...TE ZIP 11-29-1999 SECLIFlITY OFFeRED ~F ANY) CHECK 80X It: n N~ ADDIIESS 2000 TOroTA TACOMA OR PHON!: ~ SHIPP.ENSBUeG, PA 17257 i CHANGF~ SINCI= . AST ADVAN~~ LIST ALL DEBTS: fl.... lIenl. MOrl!!";O, AuIO. Cr.dlr Cera.. CtoCld Union. AlImClnv. eU:.IATTAC" ACDlTIONAL SHEfT IF NeCESSARY PRESeNT ElALANCE MONTHLY PAVMIiNT ~~~~~R~T~~ v~~~~8,9f~~tc~~I~ci~~~~';!-A~~~A~tt~~D~~.D~Tv~~~7l~.Y~. ~DE IF YOU llAE WORI<II'IClo. NAME AI'ID ADOFlSSS Of NISW EMf'U)vER NEW POSI'nON I UIllMARRIED I MARRIED I SEPARATEC DATE IlIFlED MONTHL" SllLAIIY $ n NiT n GROSS OTHSR MONTrlLY INCQMi PHONE NO, NOTICIi: YOU DON'T riAVE TO IIIiCLUOE INCOME FROM SQUFlCE Of OTtiliFlINCOMli CHILD SUPPORT. SEPARATE MA1NTeI\iAlllCE. OR AI.IMONV uNLESS VOl.i wNtr THe CAEOtT UNlON TQ CONSIDER fT. ,3 VCURITY oF~RFn IN AOOrTIQN TO THE PLEDGE OF SHAAES IN VOU" lOANl.lNER~ CREotT AGREEMENT, THe FOLlOWING PIllOPER'N SECURES THE ADVANCE: PROPEI'lTY MODel YEJ,R 1.0. NUMB!;R TYPE llElN VALUE $ TQYcn:~ TACOlttA . .. ...2900. 4T^WS7.2t-15Y.~S.~S~15. .. .....~..N/A...... OTHER (OESCRIDE:) NI A PLEDGE OF SHARES $ O. 00 ACcouNl NO('). b~J~ak'il~: ~ f'SASONAlU BUSINESS U FARMING ICEY NO: N/ A _ ~~~~y:ASi l~ lyES )XXI NO LOCATION OF PROPER'N: 4 PAYMENT TERMS bAII"V ..eRIODIC FIATE ANNUAL PERCENTAGE RATE INTElliST RA'!'E IS: OTl'lfR CHARGES (DEScRIBE) 0.019151% 6.9900 % liXIFIXEO nV...FlIABUi AMOUNT APPROVE!) OTHeA ChAFlOES "'MOUNT ADVANCED PIIEV. LOANLINEFI' BALANCE OTHeA LONIIS + - + (THIS Su8ACCOUNT) + :5 23,953.52 $ 0.00 $ 23,953.52 $ 0.00 $ N/A "$ 23,953.52 1LCZ\.l.\.I_ CUIIIIM PMT DATIi Due PMT AmA ADvl\lllCE DATS DUE PM'r FREQUENCY TCTA~ "MT Al.L AceTS Fllb./...'NING LlI.4IT LOAN LIMIT s N/A l'IeW BAL.AN~r' - 0.00 N/A 457.00. 12-29-1999 Monthly PROJECTED lOAN TERM FOR INSURANCE: 70 MJNTHS . $ 0.00. $ N/A ,5 SIGNATURFS SIGN BELOW IIY SIGNING BEl-OW OR UNDIiR THE ENDORSEMiNT ON THE ADVANce ~ftClCliiD$ CHECK YOU AGREE: IF YOU ARE NOT A . TO MAKE AND BE BOUND BY THE TERMS 01" THE SECURITY AGREEMENT. 80FlftOWIR BUT AN . THAT E'IIEAVTHING IN SECTION 2 IS A COMPLETE LISTING OF ALl. YOUR DEBTS AND OBL.1GATIONS. OWNER 0' THE . THAT THE CREDIT UNION WILL RELY ON THE INFORMATION IN SECTION 2 TO MAKE A DECISION ON nus ADVANCE. COLL.ATERAL, SIGN · TO MAKE PAYMENTS AS DlSCL.OSED IN SECTION 4. IIELOW AND CHECK THE . TO THE TERMeS) DISCLOSED BELOW IF ANY ONE OR ~ORE ITEMCS) ARE CHECKED. APPUCABLE BOX. n 'tOU ARE nECE\VIN\J n YOU AAE PLEDGING SHARES I'OA Thl> AMOUNT n 'Tl1iii CHANGE IN 'THE T5RMISI OF YOul'l LO"'N~II'ISR" A CASh/CHECK ADVANCE. SI-IOWN IN TH! SECURI'N OFFEFlED SecnOIll. AGFlEEMENT I14ARKao wiTH A STARr.). SIGNATUIIE U OWNER OF COI.l.ATeRAL (011I11< Ill." a 8Grr"",..., DATI' SIOI\IATUFlE U OW,.ER OF COLLA'i'eAAL (OIlier IItDn D 9"".,..81) DATE X Ol~ ,^-LLdi SIGN...jURE .u IT.. X fu~ 0.\.1,,101 6 FOR cREDIT uNiON USE ONLY FI~UESTED: l;IIAN6ACTlON: ~ R P1R51 0 I"'SuRA~E BY "'^'~ T/'lllu OFF\l;:E AOVANCE CMIINQE INTEFlNA!.LV S~B560UENT BY CU ADVANCE DEPOSIT AJ:;CT. NVMBi!A (S!AL) II ~~'i.f/'l DATi! X SIGNATURE ISEA~1 DATE (SEA~1 / J -;~.c) .'19 X (SIOJ\L) MEII4IlER P...YS PIIEMIUM FOFI: ~ CREDIT 0 olOINT DISABI~ITY CFI!:OlT UFE S1NG~~ CREDIT liFe PUlNlSUBACOQuNT NO. RE.....yMENT TMFlOUO/'l1 f!1PAYflO\,\, R ...U'I'OMII'TlC DEDUCTION PAYMEN1' CASH ~~~~~T lOAN NUMBEFI OOCUMilllT ~UMBEII Br'ANCH NII.MBER 98753451 PFlQOiS5ED 9'1' 037-0285-5 NI A uNA MUT~AL INSURANCli SOCIETY. ,91lll. 82. a., 86 89. ALL RIGhTS rlESEAvED ~BLP... ....._--,... . '."~'" VST214 GaULt. DEC-ZO-Z004 04:16PM FROM-PA CENTRAL FCU +717564150,3, T-931 P.OOZ/OOZ F-395 , "T, \ntl1'';:':~IIl.l~lile~.:i.ll\r~\~nf~''':'' ,', ;".-11'1 tr' ,',: n,,'~i 1':\,i:fl:d~l:JI':,,~, /.' '.,....' II ~.,~'! /;:1:1:.:1 "'I)~:r 1:;:;'::..1;1...; :11.1 -::':~:; .\"'~~;I ;, It!i' ~.:t;\,111 U11,1..lli ~'l";:; :lliwI11.J1 n~lr,[: 3PPI:!.US lJl) thi~ ~gre~f.l.:':; .' ILl ;,n;",tJ"" :::1. II; l!1~ lreoi! LltlIOI>::::;,;:,iJ'; l~!::I'F;:;''': I; ifle P',;)J,:;!' 1:., lu::! ,.; ,:,lir'I<;U,;d, II'I~ ;:,~d... 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Yo\r<~11 ~I(;O ae1n dr;fdult if YO\.j.::!~~?raol# I.mdtir.,lie' 3:; $SCuflly ,f dSi4ed hl dc, ~LI ,: l iJAMIINr,fl': C(O:lill A9rO:~lIIem, II Y~u ~I'p. PladOUla D[9Qll~'poJt hJ}v~ \Wt o;lj;jI).>cj, - ~~ nft!ECURII Y' l~mRE~ CC!Vl:.R! -. '!lr. ~f:~IJ~~ :n!er;:~l ~~I:~li'''' ;1,(' ihtllu'i~C1NI:H'\' r;r<)dl~ ^oreemeiit, VOII will be fn'def3ulrlf M"Mf i~ if" rt~I~L:1t .avanc;, ana any cxrr.r\~ilJ;l;, '''''I)I;\'.:l!~ I:' 1\':i;l.li'iL'I;;~5 0: tll~ "Qv~nlL,!i I, ':1::1 I ,,:j1ti.fl,~S "igMr! 111,' I OArJliNER' Cfedit AorrJ~ll1enl < ,;CCIl(~\~ af\~' IHller JOV;,rh~i:;'. ,llU I: :\ ( 11;1':: I)' ; ,;,::.I:'~ III 1m: luli.Jr~ ,'1.(;.'; I!", WHA'T HAPPENS IF YOU ARE ItS DEFAULT - oNnc!n YU!I J~'" Irl iJ~;,'.i,l(, lll~ LOANLlNER" C'Otli! 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'~',~" nl1rce Illl! cr~dlr LJni.:ln MOlS rile ({\in: (t, Pr~ctll'd Rule, tn~ ~ltl;lCilV ,~~,,: : ",'",'(, 0111, ;:,; :,i.. ~n~~ Jr:J r.ill 011,,:, ..;",,,;::', l..kqltY.l5C;,SIi111 Mln,; IJr;llJ~Ili 'l:rtn",,[ !:Join!) 10 ~')urt and WI;IlUIlt g,VI:ly }'\)~ yOu OIVu. aCl1lanre llolice, If you aie a~k~L1 Ii.1 uo SO ()y the credIt uniOt1, \IOU promlS~ OWNERSHIP OF THE PROPERTY - \'u;r 1;;(,,1,::,;: !/,:,[ yl1u INJ:ll:;.. 11l:,)jj~I!/, ro aelivl!l /till pmp~n: J(.. umr. and rll<l~~ lh~ credit unior\ choote~, Tile credi! ur it l~i5 ad1lJnce IS 10 llUy /11<: ~HlpeI1y, VI'\I!;;n;IIEcl: yuiJ ~lill ~~r: lI\l, :1";;,,1;,,'~ ,:niljlllo1'ill"OI M rr. iF'ln':il'l~ ~or ;10:, I)f V,llll r,lI\or property. I1t\\ ~(,"~n:o Il;- for mallJUCpose. VOLl \JrOtrll$e ,11:11 no ,1:11: 6,; I.a~ any ImCle:;1 il~ 01 li~;lll this J'gi<!ement, mal y.,,'I,:.;"", II1~il'~ in,: fllol:N.y. Tile crecir LJI1'(11l vlj~1 tiy 1,1 againsllhe prapcny m;\t yCllJ I\~v~ llt:l alfl;\~I.l1l ll",IJ 1M crl~,1il ullll)il ,'C(lul )I;W ;l::lUir. 111Jl 111\.!l':ny !i': ,.I~" ,;r i1I.Jl\~ Ir J...~ii::nIJ for you 10 CI:lh)1 promise not to sell Of leaSlllhi: 11t'llpelly rll 0,,, I";" If :IS sr.r.urir:' TIll' a II'iv, ,':I:tl Allr'f [11,) cr&dll iJlliol1 n;;~ pClSS~ss'('n ()lln~ ~roperty, it C~II ~iJ'l i[ ~nll apply anolher "reditor umij 1ho ddv,1Tlce b rOpJaid '(L1I' 1';;"llil:;C 'fO:.! will allOW /I,) :)r:~lll I:jr 1!1~ money recclvl::d :u ~I1Y dmOuntS yOu O\':~ [lit: credlr unlOIl, Tn,,) CINlll union Imeres! or Iip.n io.QUach It! till; (Mpr.fI'. ~il!I~: :Jy )'lJlti ~r.I'On$ 01 0'1 91.1;\') '~!I' I~" will r"'{~ you notice CI1 In}' ~I\lOilc $ailj or [he dare attr.:r' WIliCl1 a privale S:lle 01 law, ' i: willlle: IIl.;!tI Tile dApellSI!~ of rn\~ r.rorlil 1I11ionlortaking possassion Of and sellino PROTECTING THE SECURliY mTEftEST -. If ':<J.jl" ~lal~ iss~es ~'lIl!t' .11:' Ihll IhlJ Ill'('III,'([V will b~ d!lOilCl~d flom fill' '1rrjl'':Y r~Co::liVfld from 1M "ale ,Those property. you promise to havr! the cranil III\IO(\'~ securilY in!areS1 ;;I\IJWII un CU:ilS (nay iOCMIi: U1~ co::! of slaring tM prClperty, preparing It fOI sale 3110 tll;! nIle, Tne credit union rl1i\\' i):.w 10 m~ v,M\ I;; called n finnneio!J ~1:"IHII\:;111 allorn~y'G facs lO tne G,(lerll permitted undilr statr$law or awardee u~dor 9S0G(b) to pralt:,;1 i\~ ::ieCl.lflly in,~I~~: 11,\11\ l'1e CI~:I1,:, ,,: L"Ii~r:;. if asKeu In we. ',,,, ,If lile :BonkrupfCy COCh;, T"~ re::i\ of the 5illG money Will be applied 10 what YOi.l promise to Si~ ~~ina'lCiJ)~ :,1i1l1'1!J~'11l Yr'l, .!J;'U.II"'I'IJi~~,lO (l~'bi,:~YJ".,. -,tVI!. Ol'ieV>lder 1M LOAloJL'INF.Rc~r.e9i1 .o.preOIll"'lT, '0' ,.. I ., II "" . r t, I' ......:0 '.. '-'IJ !'It,ll.. cJ II IJ.. tit' ..-.l' e se tlie creOll Ull, r lil(:; I.~ (:':r:1~,1I \' :,1 1,''')I~,~r 1I:..'~(!Cn(T)I I1rrr,".rWI,rhe I YOiJ n:)Vngree t.l Poly [III: al.'lv. ,yoU Will ~:Sr) Il~\:c: lu p:ry :!i1Y ;"J1~'1I prO[lenv, ' .' '1, ' ThaI rGrll~"IS lJll(latC1 aller III~ ~Jlr. rlll1J1..V ha~ be~n applicll ro t11~ llOPilid ba/:lnC'l USE OF PROPERTY _ LJnrrl Ii,!,: ..,I";,f!Ol: /':,,~ Ilr:l'IIII~IQ ull. yOLl orMii~l' i',I'.. of rllll ~avan~l! ,,111/ lU wII.;1 yOU owe UM,H [Il'~ Jureement,You aqll'\: I') p~y ""ill (1) Us.lJ rhe IJrUlJ~rl~' ,"::irC':I,rlj'l ~II'~ lo.ter),I ,I', ,!\I~ld luVail. (') Ul..t:tilll.~ril,I'~lt I'''brd~l. 01, 111i1! ,1nlCIIH1l a' rtll: ~i1"IL' rJle as tl1(' aovan~~~il rhal ,IIllOllnIIW:i permiSSion from the creclIT I.i!llon :1n(l<rt.1JTIJkU1~llllnln( ctlMoes to tne propt'!'T,: ll~ell ,pJIO , , ' . (S)lnform rI1~ CICui!lJlll(lr, ill ~J,:(,n;i~'~I(lI'~ ...rl.:');:";1 I,,"JI ,ii!l11~~,S lli u.~ ;Il!dl(~:' OElAY IN EDlr:ORCING RIGHTS AND CHANGES.leI T~E AGi'lEEM~NT - "Ill' wner. ll\~ property I. k~IJL . :, ,~jl;..\! if:" Lf~(l,r Ul\lllll tI) It1Spe,llIlu j,l1"1:<' l'y "::~leUit 1)1~Ic.n .:;,11 dclil'l l~nf~fC"19 any 01 irs riQl11~ llfldl'r Inj:) Jgrt'~mcnt i)J1~ IllofllliSI (5) Promptly nOTify me- crem! l:~lor, 'f 1r.l~ ~rl';:ir,r~: I~ n~ll1~qco. SlClen 01 ;Ih,:~'~d \': lirnf,~, W!TtIl)1l110shl~' ltl~ 3lJiln'l 10 flxer('ise il~ rigllls laler. TI1~ c(eait L1lliOl1 lli\ Nor JJ!\Q,lne propc:rljll0r ;"'Ij' ,,,lld""'ILJl ilu'ill)~;:. ~JI: !:Blorce lllis ~1I(",lllnelll ~Qajl1::r your /J~ili.i or legal represenLall\'6$. If tIle FROPEATY INSURANCE. !hXtiS AND FEES _ lUll prlJml$e rD pay .111 r:J.:,';. ~r"dir L~I~ion :h.lnf~I!S tll~'t~:.ns. of the L'OANJ.I~JeR" ?~e~it AQre~HaSnr, }'Ou c1nrne ~110 fce~ (like ~atlon rn'~;1 ,:LIC UIl till' ~,r')I,.:li': anelle, kee(lt!le~~r't tll.lL.W~,.ag;"p'lent Will ~l1l1ll~4A.'p~~\ec. tM c~~~rl u~r'_1 \' J i ~l jn$ur~r! a~alO5lloss one (J.d:~':J;;. T/;t- ~Il\',u,:: ;.lIcl covtlage ot loa .p1~l't:\IY CONT:{f1l~~D EFFECTlllEHESS - jf any 1J<~I~ of tlll~. agrcclllp..n 10 uel-Elrl1\lnec in~LJl'~eq.1ti4~1I)a it:ceptill,I':' [II till {:I"ull ;f\jUl~ 'l'UU 111ay,p~e ihb Il.mnclt" G;: :I SIlLl{lJO 0(; lJ!lc:(IIOICl'~llle, the resl1;11l {~rnillll III erl~.::t. " ill~tI!at1ce.tlifljugldl p"liI.:y J~u ~:"";';!III:,t:.,':'~1 '.hr~lI~h :ll1ulic}' Ylh\(~~~(~Wi N~'RC~~I\J~J~J1IJl pUr',;II~~c tile "~qWi!crpiv>lerty In51.~RL.ef'lfiJ'if'':irll~ICe pav foe 'fotJ promise to l1'1a~~ '.Ilc Il1SIIr.lIlC,' r'lll,:'~' ~I;:'/;lule to Tne credil :1..,0,', U'II) credlt union will I1I,f,;rl<J;:'I: ,!II" (:n:;r!:1c YI:JJ rut will OOller olll\' the CfeOI! union's al1d 10 Cl.~I~~r 1~'~~I!CY 01 i:':~': ,., ':oJ;:t!~~P! ~';_~I' ,.~.,.~jil'.I!,JI,UI~l~t~~~.~_~..,,~!~i,~~~t~~lf )J:.~I~~JJ~~~}!~H~~~~: Wil~~,De ~a~~l: ~~~r~~~e: t !..- FOR TENNESSEE CR!::DI'T UNIONS ONI.Y'- . . FOR NORTH DAKOTA CREOIT UNIONS ONl.Y - APPLIES USE WHEN AUTO~O,.si;.~,.l~.l'~~_SJ'IAS~P.~li;'.oIi\'.~~" P.l~~~tie.~"",~ ~OTOR~VEHLClg.1:S PURCHASED ._.__ NOTICE: If YOIl do no! purril.1',G 1,11l: il'lsLlJ'>JH~" I t~lli,'e(1 00 1111:.' :l'U1I",11T::tr:t, N(~E MOrol1 VEtiIClr-lt1TnlS TRANSACTION ItTAY-acStrB:- alld tl1~ credll uniOn pl,ar:l1dsCl:> l11~ illSll! ;l~;:; . lhe iI1:;uran(e i-'11:dl_,",': ,Iter w HEPtbSE~Slor~, IF IT IS RfPOSSt:$SED AND SOl~ TO SOMr:ONf: by me credit union will covel 0111>' rhe r;radllllni(JIr':: inll:rdl;l in rlll~ ~fL;rlll!'1. [LSt AND ALL AMCJUN1S DUe TO THE SECURED PARTY ARE NOT The insurance will not be liabiliry insUlancli. '.' i .' RECEIVED IN THAT SALE. VOU MAY' HAVE TO PAY THE DIFFERENCE, . YOy have read l/1e allc.ve 5181~mem anu ac;]mIlwlodge 1hal me CrediT yn/pn has explalned it to you, ' . ., 51IONATU~E - --. -'"- '" . ----. ,OAre ""i' --'--. X . . SIQ",,,,"unE --' '..- --'-' -"- . ,-. -.-- O~~= '::;;i \ ' X ; " NOJICf: SIGN THIS AGREEMENT ON THE REVERSE SIDE. DONor WRITE BELOW'::' FORI CREDIT UNION USE~(iNL.\; CriEC.c'APPLlCABLIi BOX~E;- '- " - - -.", - ~ APP"'l.1IiED $ $ - $ , $ DAn---.'" LIMITS ' ilaN~';:;:~E" i:'iijE OfcnCOIT OTHER oj~j-'''R--'---- DEsi:AA'TiCl" --. ... c:: LOAH Q"F'C~f1 Atl"ANCE: ,\PPROvEO. iJ YE:; :-:; "!" '.: '::OL.i~~ PFFEFl ""ILL 5E MADE:. IF AC(;/ii"TEP: ADVANCE APPROvED UCflEDIT COMMITTEE OF! Oii'iEfl OuTSIPF. '",l"O.;MATlON CONSIOGAEU: " ~ES L.j!~91 1. IF YES, AT'rACrl ADDITIONAL. Srl~~ ANO OESCAI&lE ReI'ERREiD .TOIAEASON,liJ FO" R!:FIORAAL, ,'. ' THE PROPERTY DESCRIPTION ON THE REVERSE SIDE IS PART OF THIS AGREEMENT. ", \ ;. -0 . ---:-:--., _ _ __, __. _ _ . 1. DESCRIBE COUNTER OFFER. .r 1_'. :')'" :;:~~:;~SONISl FOR ASJIi{'1i- , ~' . -'.~"~: '-r~~,,/.]i..---:::l .,~ ../-I --/)7 ,. / . 8LOANOF'FICEFI ii.V~ .:~.Lvt -?. . . -l1.w=7~' X~ 7..:~-C4.-~ OCREDITCOMMtHl,E' )~~.J1~_ \...t..-\' ;u}~l~ :. x __. .._ -0 ECOA NOTICE ANe REASON.I"c:r':l FlliJ;;CTIOI'; SENT OR CEl.svliAiiC 0'" - , (OA1I;) BY II IJJlJr; 9- i' ~AfE ' (INITIALSI_ ,~ClJ~~ IoiLTU.4L. I~SuJll,~CI SOC:ET, l~~O ~J. IlJ "" ~" AI' A,(,hr': ~r"rA\lm I~ , NOV-15-2004 03:14PM FROM-PA CENTRAL FCU +7175641503 T-810 P.003/005 F-710 ~. ~UND~ST AND THAT THE TERMS OF MY LOAN 'AGREEMENT AND/OR NOTE REQUIRE THAT: (A) I OBTAIN PROPERTY INSURANCE AGAINST LOSS OR DAMAGE (SUBJECT TO A MAXIMUM DEDUCTIBLE OF $500.00) ON THE MOTOR VEHICLE SECURING MY LOAN IN AN AMOUNT SUFFICIENT TO COVER YOUR INTEREST IN THE MOTOR VEUICLE. THIS COVERAGE IS COMMONLY REFERREb TO AS COMPREHENSIVE AND COLLISION INSURANCE. (B) THE INSURANCE POLICY OBTAINED MUST CONTAIN A LOSS PAYABLE CLAUSE ENDORSEMENT NAMING YOU AS AN ADDITIONAL INSURED. . I UNDERSTAND THAT I MAY OBTAIN THE INSURANCE FROM ANY AGENT OR COMPANY OF MY CHOICE. I WILL INSTRUCT MY INSURANCE AGENT TO SEND A COPY Of THE INSURANCE POLICY. INCLUDING AN APPROPRIATE LOSS PAYABLE CLAUSE ENDORSEMENT. TO=--- ___ _ "...___ MEMBERS UNITED----~ (FEDERAL CREDIT UNION -.......... 25 W. MAIN STREET " 1. SHIREMANSTOWN, PA 17011 ) \,"~ /. I HEREBY AGREE mAT IF I FA!!- TO PROVIDE YOU WITH ACCEPTABLE EYlDENCE OF THE REQUIRED INSURANCE COVERAGE AT ALL TIMES DURING ~ OF MY LOAN, I WILLJW...IN--DCFAULT UNDER THE TERMS OF MY LOAN AGREEMENT AND/OR NOTE AND AS A RESUt;T-I-WJbb-REPRESENT A GREATER RISK TO YOU. IN THIS EVENT, YOU MAY, AT YOUR OPTION, PURCHASE INSURANCE FOR YOUR PROTECTION ONLY. I AUTHORIZE YOU TO ADD SUCH INSURANCE PREMIUMS, AND FINANCE CHARGES THEREON AT THE INTEREST RAT-E SET FORTH IN MY LOAN AGREEMENT AND/OR NOTE, TO MY LOAN BALANCE PRORATED OVER THE REMAINING TERM OF THE LOAN. THIS OPTION MAY RESULT IN AN INCREASE IN THE AMOUNT OF MY PERIODIC PAYMENTS AND/OR IN THE NUMBER OF PERIODIC PAYMENTS REQUIRED. I UNDERSTAND TIlAT YOU WILL RETAIN A SECURITY INTEREST IN THE VEHICLE SECURING MY LOAN UNTIL THE ENTIRE BALANCE, INCLUDING ANY PREMIUMS AND FINANCE CHARGES, IS PAID.. BECAUSE I WILL REPRESENT AN INCREASED RISK, I UNDERSTAND AND AGREE THAT ANY INSURANCE PURCHASED BY YOU FOLLOWING MY FAILURE TO PROVIDE THE REQUIRED INSURANCE: 1. MAY CONTAIN COVERAGES EXCEEDING THE PHYSICAL DAMAGE INSURANCE REQUIREMENTS OF MY LOAN AGREEMENT AND/OR NOTE, INCLUDING, FOR EXAMPLE. MECHANICAL BREAKDOWN COVERAGE (pROVIDING REIMBURSEMENT FOR EXPENSES INCURRED BY yOU AFTER REPOSSESSION OF THE VEHICLE TO REPAIR MECHANICAL DAMAGE TO THE VEHICLE), CREDITOR PHYSICAL DAMAGE (PROVIDING REIMBURSEMENT FOR EXPENSES INCURRED BY YOU AFTER REPOSSESSION OF THE VEHICLE TO REPAIR PHYSICAL DAMAGE TO THE . VEHICLE), MECHANICS UEN COVERAGE (ALLOWING REIMBURSEMENT FOR MECHANICS LIENS SATISFIED TO EFFECT YOUR REPOSSESSION OF THE VEHICLE). CONCEALMENT OR SECRETION, SKIP. CONVERSION, AND EMBEZZLEMENT COVERAGES, (PROVIDING PAYMENT IN THE EVENT OF YOUR INABILITY TO LOCATE THE VEHICLE), CONFISCATION COVERAGE (pROVIDING PAYMENT lNTHE EVENT YOU ARE UNABLE TO RECOVER THE VEHICLE BECAUSE IT HAS BEEN CONFISCATED BY A GOVERNMENTAL AGENCY OR BODY); 2. MA Y PROVIDE A FORM OF UMITED COMPREHENSIVE AND COLLISION COVERAGE WHICH IS PRIMARILY DESIGNED TO PROTECT ONLY YOUR INTEREST IN THE VEHICLE AND WHICH WILL BE SUBJECT TO A 5500.00 DEDUCTIBLE AND WILL NEVER EXCEED THE LEAST OF (A) THE NET AMOUNT I OWE ON THIS LOAN, (B) THE ACTUAL CASH VALUE OF THE VEHICLE AT THE TIME. OF ANY LOSS. OR (C) THE COST OF REPAIR OR REPLACEMENT OF THE VEHICLE; 3. WILL NOT PROVIDE BODILY INJURY OR PROPERTY DAMAGE LIABILITY COVERAGE AND WILL NOT FULFILL THE REQUIREMENTS OF ANY FINANCIALRESPONSIBILIlY LAW OR ANY STATUTORY REQUIREMBNT FOR NO- FAULT COVERAGES; 4. WILL BE RATED ACCORDING TO HIGH RISK CRITERIA AND YOUR BUSINESS ADDRESS RATHER THAN MY RESIDENCE: AND 5. WILL BE EFFECTIVE AND BILLED RETROACTIVELY TO THE EARLIEST DATE ON WHICH, TO YOl/R KNOWLEDGE, I WAS ~ITHOUT TIlE REQUISITE INSURANCE, REGARDLESS Of WHEN YOU ACTUALLY PUT SUCH INSURANCE IN PLACE. THE TERMS OF TIlESE SUPPLEMENTAL LOAN AGR.EEMENT PROVISIONS ARE HEREBY MADE A PART OF MY LOAN AGREEMENT AND/OR NOTE. A COPY OF WHICH IS AITACHED HERETO. AND ARE BINDING UPON ME WITH THE. SAME , EF~T AS IF THE:'1'lE SifET ;,FORTI:I. ~ SUCH LOAN AGREE~~T. ~ND/?~ ~~TE_ . '_. "" 1 :.;c; cY /! /..1.l.v..tJ4.~.,,"( . ,I'V, , ,/.rJ.U1-W/.... ~ /I~ 79-97 x I / (J'/t t i ;:':'," f. 'j"1 ~>: ,'... I --.1 -. .: / - I BORROWER ' 1 DATE CQ-BORROWER - ,;'- :', DATE I / ,. '.....,/ SAlISUI'I.AJU4TIPA --'J: "}~-:'" ~. ~ ~~ii(~.~h';I/~!'] ~ l'l'J :t~' fflEIil~ ~ I ~ ~1"~ I'/~' ~ I ,~_~ ::1\~~'" . . c Ii RT I F';C';;!'E"'~'E"Ti'T'L~E"~FO'R"'A"'V'E'H'r'C"L'E'''''''''' ......... ,['I, ~\ I(~~;- 309 ~1~i4 993363400003067-001 ~ qTAWN72N5Y15~531S I 2000 TOYOTA 5.,027'01401 YO VfHICLE WENTIF1CAflON NUMBER YEAR MAKE OF VEHiClE TlrLE NUMBER , . ,t TK 0 I I ;O~~R~~~~' I 2~MOM~E: 11 0 RODY TYPE DUP SEAT CAP PRIOR riflE STATE OooM, STArus 12/02/" 12/02/" I 3.1f12 I 5,10.. DA TE PA TITLED DATE OF ISSUE UNLADEN WEIGHT GVWR GCWR TITLE BRANDS SECONO LIEN FAVOR OF: ODOMETER STATUS o '" ACTUAL MILEAGE , "'- MILEAGE ExceeDS THE MECHANICAL LIMITS 2 ~ NOT THE ACTUAL MILEAGE 3 := NOT THE ACTUAL MILEAGE..oDOMETEA TAMPERING VERIFIED 4 "'" eXEMPT FROM ODOMETER DISCLOSURE TITLE BRANDS A = ANTIQUE VEHiClE C := CLASSIC VEHiClE o = COLLECTIBLE VEHICLE F : OUT OF COUNTRY G = ORIGINAU Y MFGO FOR NON-U.S. DISTfUBUTIQN H :t AGRfCUL TURAL VEHICLE L =- lOGGING VEHICLE P = ISlWAS A POLICE VEHICLE R .:!: RECONSTRUCTED S = STREET ROD T :r RECOVERED THEFT VEHiClE V '" VEHICLE CONTAINS REISSUED VIN W = FLOOD VEHICLE X = ISJWAS A TAXI ~,~: r:~r: ~i; ~~ ';~i ~I REGISTEReD OWNER(S) ~~DWAYNE G ~\!YOUHG ~~111 SOUTH PRINCE ST ~ISHIPPENS8URG PA 11257 I!i~::;;;;' UNITED FeU , ~~~ ~....!l i3'".... ~, ;t~,~ r':'Li FIRST LIEN RELEASED 'l~i ~ ,: MAILING ADDRESS ~~ ~~ ,~i I~'- j'. I ~, 1~.1] t~4l~ i~1 . !I~! ~B' ,~g j~~ ili I c~rtify as of the dale of Issue, the offiCIal records ot the Pennsylvania De~rtment t~~1 g ot 1lansportallon reflect their the per$On(s~ or company named herein is- the lawfUl owner I ~t ~ of the !;aId vehICle :~;, IJI,;" ff SUll5CR'llED AND SWORN ~ BEFORE ME: r SIGNATURE OF- PERSON ADMINISTEfUNG OATH E r: ;~ OATE ~ If a second lienholder is listed upon satisfaction of the firsl /ian, the first tienholder must fOrward this Title to the BUreau of Molor Vehicles with the appropriate form and fee. BY SECOND LIEN RELEASED AUTHORIZED REPREsENTArwe DArE BY AUTHORIZED REPRESENTArlVE "EMBERS UNITED FeU 25 WEST HAIN STREET SHIREMANSTOWN PA 11011 ,. . :t;;, i~~, ^;-' :'~? Hi'. ~: ~,2Awl.,,~8RA*"td@~: l ^\~ M- ~'~~, '1'[~~' -- MQ DAY VEIIR " a co-purchaser other than your spouse is listed and you want the tHle to be listed as 'Joint Tenants With Right of Survivorship' IOn death of one owner, title goes to surviving owner,) CHECK HERE 0, Otherwise, the mle will be issued as 'Tenants in Common" (On death of one owner, interest of deceased owner goes to hisftler heirs or estate), 1ST LIEN DArE: ~ IF NO LIEN, CHECK 0 1 ST LIENHOLDER :) ..0 \.) a "...J g,<e 'W ~(J') " ~ I ,. I FINANCIAL INsnrurlON NUMBER i l~~~ ~ ;~~,e(lr::~~nle: 1tJ;:~~m::I~~:s ::~~ ~:f cl;:~e~I~O: n:~~ to tM vehtele descnbad ! 2ND LIENHOLDER d I ~ j I srREEr SIGNATURE OF APPLICANT OR AUTHORIZeO SIGNER .' ",~..~=.~m'..~__ i ~~~""'" .f ,,-,,_....~..-<~, .'..",,""""".........--. ". "........."~~~,............, "'-,'~""""~. .~r.mV~~U~If'l1tU~l.":J~p1.f:"QWU=!Jll'tl:fJ.~pnit"aI~.fr~'-, STREET CITY STATE ZIP ~ IF NO LIEN, CHECK o STATE ZIP DUWAYNE YOUNG &/OR APRIL YOUHG 290 U BEfHY Dh SHIPPEt~GBUI;:G, I=IA l-li.:::;-;'.'8239 ... El3:Q?".0,'\3 , REQUESTED DATE - ~H/~~l/~H TO 12/16/04 DATE DESCRIPTION t-IEW AUTO Lom>! API::: 01/(1110'+ 01/02/04 PI~Y~1ENT 0:1.11~j/04 PAYttlENT 01/16/04 I~DI)I::jNCE ell.lf~1/~3'+ P~WttIENT 0,Y03/04 ADVANCE ~)fY04/04 CREDIT 02/0~j/04 A:OV,,~NCE ~:n/02/0'+ m>VANCE 03/i.:3/04 DElrn 0't/Ell/04 ADVAt-ICE 04/16/04 PAYMENT 0~:;/~l3/04 ADVANCE 06/01/04 ~mVANCE 07/v..\':l/0'+ DEBIT 0"7/13/04 DEBIT 0tl/l!)6/lH DEBIT 09/01/04 ADW~t4CE 1 e}/0'+/04 ADVAt-ICE 11'/02/0't PAYI'IENT 1 :l./v.13/0'+ DEIHl 11./08/~;)4 CREDIT 1112:V04 DEBIT :l.1/:m/0't DEBIT J.;~:-/eK:>I04 DEBIT 12/16/04 TRANSFER nmt-ISFER INS PRE~nUI'1 H:ANSFEr< ms PF<EI'1IUM INS PREMIUM H4S PREM I Ul'1 INS PREMIUM FP INS PREl"! HIS PF~EMIl.IM TRANSFER HIS PF<EMIUM INS PREI'1I Lll"1 INS PF<EMIUM MIse l.EGAL INf.; ~)F~EMIllt'1 INS PF:EI'1IUM INS PF<EMIUM rf.:ANSFER HIS PREMIlWI FP nls REF LEGAL FEEf; REPD FEES I NG PF<Et'1 PAnE 1 F :r t-IANCE CHARGE FEES OR CHAt4GEf; TO CHARGES BAL.ANCE BALANCE PREVIOUS Bm..ANCE 1341=33.94 10.50 .00 13483. ':34 10. ~j0 .00 13'tf.l3. ':}4 ':1. A'+ 1.3'+9:3.38 10. ~j0 . f1CI) :1.:.W33.38. 10.76 13~)v.J4. 14 10.7E..... U493. ;~8 '3.. 4~j :\. 3~5~~,~.. (B 9.4~i U~iH.? 28 2eJ'73.. 00 1:=j5B:,"j.t:8 itl.91 15~i9f:.. 19 361.12 10. ~J0 31.1::;'- 15~:!E,5. 04 H3. 91?) 1~;j57~i,. 94 H3. 90 15~5r:sE, . El4 H).91 :l ~)~j'TI. 7~.i 48.75 15f..,46. 50 H3. 9::i 15f.~-j7. 4::; 10. ':36 15668.41 H}. 97 1~;67~-:>. 38 5'39.12 42.15 65.. ,17- 1::;(.t4.01 H3.98 1~jf.24. 99 En5.110'" 147139.. 99 . HY3. 8~.'i :\.4899.84 1.37.. :50 1 !."jK~7 . :34 Hl.53 1 ~'if.I,'~ ~;'. Hi' NEl.J BALANCE 1. ~:.il.l4 '/' . /17 CUI:::F:E'NT PERIODIC F(~nF . (1191~m% 6.990% CURREI~T YEAR...TD...DATE ItHEREST ';3':11. '74 VERIFICATION I, HAL MARCH, Vice President of PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, verifY that the statements made in the afore going document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. Co S. ~4904, relating to unsworn falsification to authorities. PENNSYLVANIA CENTRAL FeU :7~~ _ ~af'M:~h?Vicc; l'rcsi~lll Dated: / Z -ZJ - 20a y #31069 F:\USER\STACY\CCP COMPLAINTS\ WORK\P ACFCUREPLEVIN31 069, wpd :23D~c04 gOd Jd ~~ao~ ~ ddnN~ WdBS:20 v0. E2 J3a @ ,~~, :;:s:; --- cI ~ ......, 0 () = ~ c. :? -n -,'''' -i ~) \:.~ l.i) 0 ::I;:n .....J \ fTl 11:11 ' n (11.- ~""'.'" m 0'\ ;5 0'-1 F..v_ A_ ~ N i39 i ;:~ ~ i C}:l co s:,,<-') JJ --< I D r:; ~_) -0 ::L =n Os <-. r-) --- ~: () :J;: 20 --rn ( I (/\ :i;:2 S ! -J ~ c..r, -:J;..~ ~ 2: .r:- ":0 -j ~ --- &" PENNSYLVANIA CENTRAL FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, Successor by Merger to : CUMBERLAND COUNTY, PENNSYLVANIA MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff v, : NO, 04-6506 DUW A YNE G, YOUNG and APRIL L. YOUNG : CIVIL DIVISION - LAW : IN REPLEVIN Defendants PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Please reinstate the Complaint filed to the above term and number and forward same to the Sheriff for service upon Defendants at 290 LIBERTY DRIVE, SHIPPENSBURG, PENNSYLVANIA 17257-8239, TO CUMBERLAND COWIty Prothonotary /-7 //~ /~- Robert D, Kodak Attorney for Plaintiff Attorney I.D, No, 18041 Dated: Januarv 28, 2005 '- :~:; c.) ,"tl en IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PENNSYLVANIA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replevin Complaint v, No, 2004-6506 Civil Term DUW A YNE YOUNG and APRIL YOUNG Defendants Jury Trial Demanded NOTICE TO PLEAD To: Pennsylvania Central Federal Credit Union and Robert D. Kodak, Esquire You are hereby notified to plead to the enclosed Answer Containing New Matter and Affirmative Defense within twenty (20) days from service hereof or a default judgment may be entered against you. "~ ",fin~ mey for Defendants '. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PENNSYL V ANlA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replevin Complaint v, No. 2004-6506 Civil Term DUW A YNE YOUNG and APRIL YOUNG Defendants Jury Trial Demanded ANSWER NOW COMES, the Defendants, Duwayne Young and April Young, by their altomeys, Kulla, Barkdoll, Ullman and Painter, PC, and answer Plaintiffs Complaint as follows: 1. Admitted, 2, Admitted, 3, Admitted, 4, Adrnilted. 5, Admitted, 6. Admitted, 7, Denied, It is specifically denied that the Defendants have defaulted and that they owe any additional funds on the truck. By way of further answer, Defendants believe they have in fact paid more than they owed due to Plaintiffs misapplication of their payments, 8, Denied, It is specifically denied that there is any remaining balance on the truck Specific proof is demanded at trial. 9, Admitted in part, Denied in part, It is admilted that Plaintiffs added moneys for altorney's fees to Defendant's account. It is denied that they were permitted to do so, 10. Denied. It is specifically denied that there is any remaining balance on the truck. Specific proof is demanded at trial. 11. Admilted in part. Denied in part, It is admitted that Plaintiffs have refused to return the truck or pay any additional moneys to Plaintiffs, It is denied that there is any remaining balance on the truck. Specific proof thereof is demanded at trial. WHEREFORE, the Defendants respectfully request that this Honorable Court enter judgment in their favor and against the Plaintiff. NEW MATTER 12. Paragraphs 1 through 11 are restated and incorporated herein by reference. 13, On or about November 29,1999, upon the signing of the loan documents for the loan subject to this litigation, Defendants informed Plaintiff that they did not wish to purchase disability insurance, 14, Defendants were nonetheless required by Plaintiffs to purchase disability insurance as a condition of the loan, 15. During December 2001, Defendants personally submitted a wrilten request to Plaintiff in Plaintiff s Shiremanstown branch, again asking that the disability insurance be cancelled, 16, Defendants were set up on an automatic payment schedule, 2 , 17, Defendants paid every single monthly truck payment from November 1999 until January 2002, 18, Defendants periodically paid additional amounts on the principal balance of the loan. 19, In December 2001, Defendants accepted a holiday promotional offer from the Plaintiff to "Skip a Pay" in January 2002. 20. In February 2002, Plaintiff failed to restart Defendant's automatic payment withdrawal and reported a late payment to the credit bureaus, 21. Between February 2002 and January 2004, Defendant April Young altempted repeatedly to discuss malters regarding the truck loan, the disability insurance and the reporting of incorrect information to the credit bureaus with Plaintiff, but was advised that she was not a party to the loan, and therefore, the Plaintiff could not discuss the malter with her, 22, In January 2004, Defendants finally stopped funding the account from which the truck payments were withdrawn in an effort to force Plaintiff to meet with them regarding Plaintiffs failure to cancel the disability insurance and regarding the balance on the truck loan, 23, During February 2004, Defendant April Young attempted to contact Plaintiff on four separate occasions to set up a meeting to go over the account, but was again advised that she was not a party to the loan, and therefore, the Plaintiff could not discuss the matter with her, 24, During March 2004, Defendant made two additional attempts to set up a meeting to resolve any issues with the account, again with no success, 3 AFFIRMATIVE DEFENSE - SATISFACTION 25, Paragraphs 1 through 24 are restated and incorporated herein by reference, 26, Defendants believe and, therefore, aver that they have paid over $50,000,00 to Plaintiffs since 1999 on a loan of $23,953,52. 27, Plaintiff has failed to properly credit the Defendants' payments, 28, Defendants believe and, therefore, aver that their obligation to the Plaintiff has been satisfied. WHEREFORE, the Defendants respectfully request that this Honorable Court enter judgment in their favor and against the Plaintiff. Respectfully submitted, KULLA, BARKDOLL, ULLMAN & PAINTER, p,c. J ifer offinan, 9 ast Main Street Waynesboro, Pennsylvania 17268 (717) 762-3374 Attorney for Petitioner Gerardo Juarez This 7th day of March, 2005. 4 VERIFICATION I verify that the statements made in this document are true and correct. I under that false statements herein are made subject to the penalties of 18 Pa C,S,A. S 4904, relating to unsworn falsification to authorities, Date: J. 7',2005 ~j(~ April 1. Young 4 VERIFICA TION I verify that the statements made in this document are true and correct. I under that false statements herein are made subject to the penalties of 18 Pa C,S,A. 9 4904, relating to unsworn falsification to authorities. Date5- 7 ,2005 , ' ,', P \ ~. ~ ,p ------> IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PENNSYLV ANIA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replevin Complaint v. No, 2004-6506 Civil Term DUWAYNEG. YOUNG and APRIL L. YOUNG Defendants VERIFICATION OF SERVICE I, Jennifer Hoffman, Esquire, hereby certify that I served a Notice to Plead to ther with Answer to New Matter on Robert D, Kodak, Esquire, attorney of record for Pennsyly nia Central Federal Credit Union, on March 16,2005 at the address of 407 North Front Street, p, ,Box 11848, Harrisburg, Pennsylyania 17108-1848, yia regular U. S. Mail. I yerify that the statements made in this Verification are true and correct. I u erstand that false statements herein are made subject to the penalties of 18 Pa. C.S,A, S 4904 relating to unsworn falsification to authorities, ) '}~.o<) /\ ( ( { ~.\/v.)..-1.'/i\.- ~~ ,_"_.. " ., 1 Date: t"> ~.~ '"~-~ .-, C'r ~ ;,,' .;>\\ :-~-~ (:'1 , .~-'>- /~ ,0 '" -'- ).' ,Y '-;'? ~.-; '-'- -' CASE NO: 2004-06506 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PENNSYLVANIA CENTRAL FEDERAL VS YOUNG DUWAYNE G ET AL VALERIE WEARY Sheriff or Deputy Sheriff of Cumberland County,pennsylvania, who being duly sworn according 0 law, says, the within COMPLAINT - REPLEVIN YOUNG APRIL L DEFENDANT was served upon at 290 LIBERTY DRIVE , at 1255:00 HOURS, on the 9th day of February SHIPPENSBURG, PA 17257 APRIL YOUNG by handing to a true and attested copy of COMPLAINT - REPLEVIN together wi h th 2005 and at the same time directing Her attention to the contents there f. Sheriff's Costs: Docketing Service Affidavit Surcharge Sworn and Subscribed to this S-,j~ 2 ~~ 6.00 42.18 .00 10.00 .00 58.18 before of A.D. .~ So Answers: /"! .d ,_-~;;';~r,./'- "1"'" ,.>":v . R. Thomas Kline .-~L.~ _..~.j.; .... 02/11/2005 KNUPP KODAK IMBLUM By: SHERIFF'S RETURN - REGULAR CASE NO: 2004-06506 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PENNSYLVANIA CENTRAL FEDERAL VS YOUNG DUWAYNE G ET AL SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - REPLEVIN was served upon YOUNG DUWAYNE G t e DEFENDANT at 1036:00 HOURS, on the 10th day of Februar 2005 at ROADWAY TRUCKING 100 ROADWAY DRIVE CARLISLE, PA 17013 by handing to DUWAYNE G YOUNG a true and attested copy of COMPLAINT - REPLEVIN together ith and at the same time directing His attention to the contents the eof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 3.70 .00 10.00 .00 31.70 9""'''''''; ",.r:;'" .,.~'! .ic~tf":\ R. Thomas Kline ,,~ J~ 02/11/2005 KNUPP KODAK Sworn and Subscribed to before By: /,/ Deputy She iff me this day of <)r(] PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. : NO. 2004-6506 Civil Term DUW A YNE YOUNG and APRIL YOUNG Defendants CIVIL ACTION - LAW PLAINTIFF'S REPLY TO DEFENDANTS' NEW MATTER AND RESPONSE TO DEFENDANTS' AFFIRMATIVE DEFENSE - SATISFACTION AND NOW, this /lj:fL day of May, 2005, comes Plaintiff, PENNSYLVANIA CENTRAL . FEDERAL CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION, by and through its attorney, ROBERT D. KODAK, ESQUIRE, KNUPP, KODAK & IMBLUM, P.C., and files the following Plaintiffs Reply to Defendants' New Matter and Response to Defendants' Affirmative Defense - Satisfaction, as follows: PLAINTIFF'S REPLY TO DEFENDANTS' NEW MATTER 12. The allegations contained in Paragraphs 1 through 11 of Plaintiffs Complaint are restated and incorporated herein by reference. 13. Admitted in part and denied in part. It is admitted that on November 29, 1999, the Defendants did sign loan documents with Members United Federal Credit Union. It is denied that Defendants informed Plaintiff they did not wish to purchase disability insurance but, rather, right on their Application, they signed for and agreed to accept credit disability and credit life insurance. 14. Denied. Purchasing credit disability and credit life insurance is not required by Plaintiff as a condition of a loan. It is further noted that Defendants also received loans on February 20, 1996; January 20,2000; and March 7, 2000; and each and every time they purchased credit disability insurance for each loan. Furthermore, On January 31, 2001, the Defendants received $886.10 in credit disability benefits paid to their loan accounts. 15. Denied. Plaintiffhas in its care, custody and control no evidence that any such document was submitted to the Credit Union. 16. Admitted in part and denied in part. It is admitted that Defendant, Duwayne Young, was set up for automatic payments until he reduced payroll to $50.00 per week on December 1,2003, and requested the $50.00 to be deposited in Share Savings, 17. Admitted, 18. Admitted. 19. Admitted. 20. Admitted with explanation. Automatic payment was inadvertently missed and not restarted by the Credit Union. The members would have received late notices letting them know that their payments F:\USER\BONNIEJOIP ACFCU\MISCDOC\31 069repnewmatt. wpd:05May05 2 were not being posted as scheduled. As is the Credit Union's practice, when the members notified the Credit Union that their payroll was not restarted, all late fees which were incurred were waived and notification sent to the Credit Bureau to correct the Defendants' credit reports. 21. Denied. Plaintiff has no record of Defendant, April Young, attempting to "repeatedly" discuss matters regarding the truck loan, the disability insurance and the reporting of incorrect information to the Credit Bureau with Plaintiff. 22. Denied. On April 21, 2003, Defendant, Duwayne Young, signed a subsequent action cancelling the disability insurance on his loan. However, Mr. Young did elect to continue to carry credit life msurance. 23. Denied. Plaintiff has no record that during the month of February, 2004, Defendant, April Young, attempted to contact Plaintiff on four (4) separate occasions to set up a meeting to review the account but was again advised that she was not a party to the loan and Plaintiff could not discuss the matter with her. 24. Denied. Plaintiff denies that during the month of March, 2004, the Defendants made two (2) attempts to set up a meeting to resolve issues that were outstanding. F:\USER\BONNIEJOIP ACFCU\MISCDOC\31 069repnewmatt.wpd:05May05 3 WHEREFORE, Plaintiff respectfully request that Judgment be entered in Plaintitl' s favor and against Defendants for possession of the vehicle in question as prayed for in Plaintiffs Complaint. RESPONSE TO DEFENDANTS' AFFIRMATIVE DEFENSE - SATISFACTION 25. The allegations contained in Paragraphs 1 through 11 of Plaintiff s Complaint and Paragraphs 12 through 24 of Plaintiffs Reply to Defendants' New Matter are restated and incorporated fully and at length herein. 26. Denied. Defendants have paid to Pennsylvania Central Federal Credit Union, the successor to Members United Federal Credit Union, the total sum of Seventeen Thousand, Six Hundred Twenty-Five Dollars and Seven Cents ($17,625.07). Plaintiff demands that Defendants provide proof of the Fifty Thousand ($50,000.00) Dollars in payments at trial. 27. Denied. Plaintiffs response to Paragraph 26, supra, is incorporated fully and at length herein, and proof thereof is demanded at trial. 28. Denied. Plaintiffs response to Paragraph 26, supra, is incorporated fully and at length herein, and proof thereof is demanded at trial. Furthermore, Plaintiff denies the allegation since, as pled in Plaintiffs Complaint, the Defendants owe to Plaintiff the sum of Sixteen Thousand, Eight Hundred Thirty- Two Dollars and Fifty-Six Cents ($16,832.56). F:\USER\BONNIEJOIP ACFCUIMISCDOC\31 069repnewmatt. wpd:05 May05 4 WHEREFORE, Plaintiff respectfully request that Judgment be entered in Plaintiff s favor and against Defendants for possession of the vehicle in question as prayed for in Plaintiffs Complaint. Respectfully submitted, KNUPP, KODAK & IMBLUM, P.c. ~~ Robert D. Kodak 407 North Front Street Post Office Box #11848 Harrisburg, P A 17108-1848 (717) 238-7151 AttorneyLD. No. 18041 Attorney for Plaintiff -~".>, F:\USER\BONNIEJO\P ACFCUlMlSCDOC\31 069repnewmatt. wpd:05May05 5 MAY 05 '05 03:50PM KNUPP & KODAK PC ....( ,. VERIFle AnON I, HAL MARCH, Vice-President ofPENNSYL VANIA CENTRAL FEDERAL CREDIT UNION, verify that the statements made in the aforegoing document are true and correct. I understand that false statements herein are made subject to the penalties of 1 g Pa. C. S. ~4904, relating to unsworn falsification to authorities. PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION -;;4/ /' t? ..H2( March:? Vice-President Dated: ...r /ok /Zuo./- / , 31069 'C'.\T Tl;!'C"D\Ur\ltonr..rrc'ln\'O.& f"'t'("l "l..flQf'nnt"'\1. 1 n~a"",TlnPWm!"t wnl"l.n,IIj'Ma"n:e; CERTIFICATE OF SERVICE I, ROBERT D. KODAK, ESQUIRE, hereby certify that I have this date served a true and correct copy of the Plaintiff s Reply to Defendants' New Matter and Response to Defendants' Affirmative Defense - Satisfaction in the above-captioned matter upon the below listed individual(s) by causing same to be deposited in the United States mail, first class postage prepaid at Harrisburg, Dauphin County, Pennsylvania, addressed as follows: JENNIFER HOFFMAN ATTORNEY AT LAW KULLA BARKDOLL ULLMAN & PAINTER PC 9 EAST MAIN STREET WAYNESBORO PA ]7268 KNUPP, KODAK & I BLUM, P.c. ~ . -------- Dated: )I/o/J-f~ I ! Robert D. Kodak 407 North Front Street Post Office Box 11848 Harrisburg, PA 17108-1848 (717) 238-7151 Attorney LD. No. 18041 Attorney for Plaintiff F:IUSERIBONN IEJOIP ACFClJIMISCDOCI31 069repnewmatt. wpd:05May05 ,-" r--,,) c ( ) - -rl :~j - ,.0' f;'; :.:! ... : ., .. , " .. u ['.) -~ c'" :;.J G , '- PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, Successor by Merger to MEMBERS UNITED: FEDERAL CREDIT UNION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. NO. 2004-6506 CIVIL DUWAYNE YOUNG and APRIL YOUNG Defendants RULE 1312-1. form: The Petition for Appointment of Arbitrators shall be substantially to the following PETITION FOR ApPOINTMENT OF ARBITRATORS TO THE HONORABLE, THE JUDGES OF SAID COURT: Robert D. Kodak, Counsel for the Plaintiff in the above action, respectfully represents that: 1. The above-captioned action is at issue. 2. The claim of the Plaintiff in the action is $$16,832.56 + Interest. The counterclaim of the Defendant in the action is $0. The following attorneys are interested in the case as counselor are otherwise disqualified to sit as Arbitrators: Robert D. Kodak, Esquire, Knupp, Kodak & Imblum, P.C. and/or Jennifer Hoffman, Attorney- at-Law, Kulla, Barkdoll, Ullman & Painter, P.C. WHEREFORE, your Petitioner prays Your Honorable Court to appoint three (3) Arbitrators to whom the case shall be submitted. Respectf milled. ~ d~~ Robert D. Kodak Attorney I.D. No. 18041 ORDER OF COURT AND NOW, , 2005, in consideration of the foregoing Petition: , Esquire, , Esquire and as prayed for. , Esquire are appointed Arbitrators in the above-captioned action By the Court, J. \.> -p 1': '" "0.- ../Q. - ~ 0- o 6=- }: ~ ..c. -C r -l \.)oJ E ~ t r r-,~,C" c; <2::, .-n fL"- ::.J~ \ -'- ","'0' ,- " ~, ';'." , Tef ~mooa""8 Uo!pe peUO!ldeo-eMqe e4l U! sJOleJl!qJ\f pelU!od e eJe eJ!nbS3 ' / pue eJ!nbS3 ' 'r / 'eJ!nbs3 ' :uo!l!led Bu!oBeJ01 e4l10 UO!leJep!suoo U! 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(~ - -- i~ - ~ f"/1 ~ 0-- t'" -J ::t- O ~ -.9 () ...... L,' ~ ~ ....... ~ '-l - -- I -..,. ~-.! -'-; I..L I.r;::. C") ,~ ~~ ~_.~ c......: (....) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA PENNSYLVANIA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replv in Complaint v. No. 2004-6506 Civil Term DUW A YNE G. YOUNG and APRIL L. YOUNG Defendants PETITION REQUESTING PERMISSION TO WITHDRA WAS COUNSEL Now comes Stephen D. Kulla, Esquire, Attorney of Record for the Defendant and sets forth the following: 1. The above action is a Civil Suit for alleged default ofloan payments. The suit is in the discovery stage. The matter is to be arbitrated. 2. The undersigned alleges that Duwayne G. Young and April L. Young have not sufficiently cooperated with the undersigned to allow the undersigned to diligently represent their interests, by inter alia the fact that the Youngs have repeatedly 1) failed to respond to inquiries of counsel, 2) failed to comply with counsel's advice, and 3) failed to pay counsel fees, 3, The undersigned believes the Youngs will have adequate time and opportunity to secure replacement counsel should this Motion be granted. WHEREFORE, it is requested that this Honorable Court enter the attached Motion. Respectfully submitted, 5)o.~ Stephen D. Kulla, Esquire Attorney for Defendant VERIFICATION I verify that the statements made above are true and correct to the best of my knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.s4904, relating to unsworn falsifications to authorities, Date: '4-J> ,2006 j;)()~ Stephen D, Kulla Attorney for Defendants r'"i :\ ~..;':'-' i.."._) "<... -.-. -- PENNSYLVANIA CENTRAL FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, Successor by Merger : CUMBERLAND COUNTY, PENNSYLVANIA To MEMBERS UNITED FEDERAL CREDIT UNION PLAINTIFF V. DUWAYNE G. YOUNG and APRIL L. YOUNG DEFENDANTS 04-6506 CIVIL ORDER OF COURT AND NOW, this 21st day of February, 2006, upon consideration of the foregoing petition, IT IS HEREBY ORDERED that: (1) A rule is issued upon the defendants to show cause why the Petitioner is not entitled to the relief requested; (2) The defendants shall file an answer to the petition within 20 days of service, said answer shall be served on counsel for the Petitioner and a copy provided to the undersigned; (3) The petition shall be decided under Pa.R.C.P. No. 206.7; (4) An eVidentiary hearing on disputed issues of material fact shall be held on the 28th day of March, 2006, at 3:00 p.m. in Courtroom NO.5 of the Cumberland County Courthouse. (5) NOTICE OF ENTRY OF THIS ORDER SHALL BE PROVIDED TO ALL PARTIES BY THE PETITIONER. By the Court, M~b~J"~ ~ l"":~ ~ \ " \ "j \ ',~ 1~-:3 j \'L :{J - .. Stephen D. Kulla, Esquire Duwayne G. Young April L. Young Defendants bas )- ) 1- Ofp ~ /1~ee.eL ]lJ; IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA PENNSYLVANIA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replevin Complaint v. No. 2004-6506 Civil Term DUW A YNE G, YOUNG and APRIL L. YOUNG Defendants VERIFICATION OF SERVICE I, Stephen D, Kulla, Esquire, hereby certify that r served a February 21,2006 Order of Court together with Petition Requesting Permission to Withdraw as Counsel on April and Duwayne Young on February 27, 2006 at the address of 290 Liberty Drive, Shippensburg, Pennsylvania 17257, via regular U. S. Mail. I verify that the statements made in this Verification are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C,S,A. S 4904, relating to unsworn falsification to authorities. Date: l.-Ji,O'< 1) ( .) ~.~ Stephen D. Kulla :~, .. -'.' .../.~ IN THE COURT OF COMMON PLEAS OF THE 9TH JUDICIAL DISTRICT OF PENNSYL VANIA - CUMBERLAND COUNTY BRANCH PENNSYLVANIA CENTRAL FEDERAL, : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replevin Complaint v. No. 2004-6506 Civil Term DUW A YNE YOUNG and APRIL YOUNG Defendants Jury Trial Demanded PETITION TO MAKE RULE ABSOLUTE FOR ENTRY OF ORDER Now comes the law firm of Kulla, Barkdoll, Ullman and Painter, P.c. and sets forth the following: 1) The attached Petition was filed by the undersigned. The accompanying Rule was issued on February 21,2006 and served upon the Defendants on February 24,2006, See Petition and Verification of Service. 2) No affirmative response has been filed, and the time period provided for same has passed, 3) The requested relief is appropriate, WHEREFORE, it is requested that the Honorable Court enter the attached Order. Respectfully submitted, ~o~ Stephen D. Kulla, Esquire- PENNSYLVANIA CENTRAL FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, Successor by Merger : CUMBERLAND COUNTY, PENNSYLVANIA To MEMBERS UNITED FEDERAL CREDIT UNION PLAINTIFF V. DUWAYNE G. YOUNG and APRIL L. YOUNG DEFENDANTS 04-6506 CIVIL ORDER OF COURT AND NOW, this 21 st day of February, 2006, upon consideration of the foregoing petition, IT IS HEREBY ORDERED that: (1) A rule is issued upon the defendants to show cause why the Petitioner is not entitled to the relief requested; (2) The defendants shall file an answer to the petition within 20 days of service, said answer shall be served on counsel for the Petitioner and a copy provided to the undersigned; (3) The petition shall be decided under Pa.R.C.P. No. 206.7; (4) An evidentiary hearing on disputed issues of material fact shall be held on the 28th day of March, 2006, at 3:00 p.m. in Courtroom No, 5 of the Cumberland County Courthouse, (5) NOTICE OF ENTRY OF THIS ORDER SHALL BE PROVIDED TO ALL PARTIES BY THE PETITIONER. By the Court, TRUE ("OPy FROM RecoRD . ...." ClIttmonywllenlOf. I here unto set ,. ... . .. rhe st8I at said ColIn Carlisle. PI. J.-b{... otary M~bo;J'~ ~ ==<V\f Stephen D, Kulla, Esquire Duwayne G. Young April L. Young Defendants bas IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PENNSYL V ANlA CENTRAL FEDERAL" : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replv in Complaint v, No, 2004-6506 Civil Term DUW A YNE G, YOUNG and APRIL 1. YOUNG Defendants PETITION REQUESTING PERMISSION TO WITHDRA W AS COUNSEL Now comes Stephen D, Kulla, Esquire, Attorney of Record for the Defendant and sets forth the following: 1. The above action is a Civil Suit for alleged default ofloan payments, ~ su~s t;?, r~:~. ri ~::J in the discovery stage. The matter is to be arbitrated. o,~ r. co r- ~, =-50 ~. U1 ')' 2. The undersigned alleges that Duwayne G. Young and April1. Young ha\rehot "", ~~: ~ <~,:" :::: ~i2 ~ sufficiently cooperated with the undersigned to allow the undersigned to diligently ~senfiheir~' ._ w :n , -< interests, by inter alia the fact that the Youngs have repeatedly 1) failed to respond to inquiries of counsel, 2) failed to comply with counsel's advice, and 3) failed to pay counsel fees. 3, The undersigned believes the Youngs will have adequate time and opportunity to secure replacernent counsel should this Motion be granted. WHEREFORE, it is requested that this Honorable Court enter the attached Motion. Respectfully submitted, ~o.~ Stephen D, Kulla, Esquire Attorney for Defendant VERIFICATION I verify that the statements made above are true and correct to the best of my know ledge and belief, I understand that false statements herein are made subject to the penalties of 18 Pa,C.S,~4904, relating to unsworn falsifications to authorities. Date: ~-~ ,2006 1;)v~ Stephen D. Kulla Attorney for Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PENNSYLVANIA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff, Civil Action - Law Replevin Complaint y, No. 2004-6506 Civil Term DUW A YNE G. YOUNG and APRIL L. YOUNG Defendants VERIFICATION OF SERVICE o ~ I, Stephen D, Kulla, Esquire, hereby certify that I served a February 21, 2006 Order -., = c::> <:,;.... :J': :1:;'" ;.:::, o Tl .-/ ,"':-:11 'I r'-- ill o v c;; ~-~Ii ;~tri -~ :^.J .-<.: 1',) c." \.D of Court together with Petition Requesting Permission to Withdraw as Counsel on April and Duwayne Young on February 27, 2006 at the address of 290 Liberty Dri Ye, Shippensburg, Pennsylvania 17257, via regular U. S, Mail. I verify that the statements made in this Verification are true and correct, I understand that false statements herein are made subject to the penalties of 18 Pa. C.S,A. 11 4904, relating to unsworn falsification to authorities, Date: :.l-). /,06 ~(Jl~ Stephen D, Kulla '. - , VERIFICATION I verify that the statements made above are true and correct to the best of my knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C,S. 94904 to unsworn falsifications to authorities. Date: 3, /1 , 2006 ~(J~ StephenD. Kulla ~:~~ -' (') c:- '" "'" C_~? ~~ C) -fl -l f~~ --n(rl -,lr~ ~-~;; ~S' ~ .".':P ::0 ", c:> ~ ~ :'~f? 2:')' .. .< (f? 5 ) IN THE COURT OF COMMON PLEAS OF THE 9TH JUDICIAL DIS RICT OF PENNSYLVANIA - CUMBERLAND COUNTY BRANCH MAI\ " ~. tUllo PENNSYLVANIA CENTRAL FEDERAL., : CREDIT UNION, Successor by Merger to MEMBERS UNITED FEDERAL CREDIT UNION Plainti ff, Civil Action - Law Replevin Complaint BY:~ v. No. 2004-6506 Civil Term DUW A YNE YOUNG and APRIL YOUNG Defendants Jury Trial Demanded ORDER OF COURT Now, this ),L\ ~ day of -"'\-'Y\~ ,2006, upon consideration of the attached Petition to Make Rule Absolute and Entry of Order and with the fact that no Answer to the Issue Rule has been filed in the Cumberland Count Court of Common Pleas, by the required deadline, it is hereby ordered that the Rule is made absolute and the following relief is granted: Kulla, Barkdoll, Ullman & Painter, P.C, is granted leave to withdraw as Attorneys of Record for the Defendants Duwayne G. Young and April L. Young. The hearing scheduled for March 28, 2006 is cancelled. By the Court, Date: ~ \l:1\ b b 1\\ i t, .~-"Jy r~~\v L '~V ~:l-)1= u... GO :2 ;:1 '1;;' (;;W,OJZ :~Hl :i0 <:~nu . .-. PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION, successor by merger to MEMBERS UNITED FEDERAL CREDIT UNION Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 2004-6506 CIVIL TERM DUW A YNE YOUNG and APRIL YOUNG Defendant : CIVIL DIVISION - LAW PRAECIPE TO THE PROTHONOTARY: Please mark the above-captioned matter as discontinued without prejudice. TO: Cumberland County Prothonotary Dated: April 24. 2006 Robert D. Kodak, Esquire Attorney 1.0. No. 18041 Attorney for Plaintiff ill.@! r--:J c~:") = 0"' > -c ::z; o -n ~ ~'lp -orn :00 ~'~:,~! ~~) 2~~ i5,n :~ ~.o -< N -..! w u;