Loading...
HomeMy WebLinkAbout13-4439 Supreme Court of Pennsylvania For Prothonotary Use Only: TIME STAMP Court of Common Pleas Civil Cover Sheet Docket No: CUMBERLAND County The information collected on this fort? is used solely for court administration purposes. This, form does not supplement or replace the filing and service qfpleadings or other papers are required by law or rules of court. S Commencement of Action: E Complaint ❑ Writ of Summons ❑ Petition C ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking T Lead Plaintiffs Name: Lead Defendant's Name: I AUTOVEST, L.L.C. JUANITA COHICK O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: within arbitration limits N (Check. One) ❑ outside arbitration limits A Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? ❑Yes ®No Name of Plaintiff/ Appellant's Attorney: MICHAEL B. VOLK 88553 /RACHEL A. CLARK 311484 ❑ Check here if you have no attorney (are a Self.- Represented fPro Sel Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you j consider most important: f TORT (do not include Mass Tort) CONTRACT (do not include CIVIL APPEALS ❑ Intentional Judgments) Administrative Agencies ❑ Malicious Prosecution ❑ Buyer Plaintiff ❑ Board of Assessment S ❑ Motor Vehicle ❑ Debt Collection: Credit Card E] Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation E ❑ Premises Liability Breach of Automotive Installment ❑ Statutory Appeal: Other C ❑ Product Liability (does not Contract 1- include mass tort) I ❑ Slander /.Libel /Defamation ❑Employment Dispute: Discrimination ❑ Zoning Board O ❑ Other: E] Employment Dispute: Other ❑ Other: N MASS TORT ❑Other: $ ❑ Asbestos ❑ Tobacco ❑ Toxic Tort - DES ❑ Toxic Tort - Implant ❑ Toxic Waste REAL PROPERTY MISCELLANEOUS ❑ Other: ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑ Eminent Domain /Condemnation []Declaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations Restraining PROFESSIONAL LIABILITY E] mortgage Foreclosure: Residential Order ❑ Dental ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Legal ❑ Partition ❑ Replevin ❑ Medical ❑ Quiet Title ❑ Other: ❑ Other Professional: ❑ Other Updated 1 /1 /11 PA 8 File No.: 13 -3299 c IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C.' =� r Plaintiff No: 13. gy39 C mlr, � a. zd , vs. CIVIL ACTION - LAW , CD JUANITA COHICK Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, You must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and .filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY - COURT ADMINISTRATOR 32 S BEDFORD ST. CARLSILE PA 17013 Telephone (7 17) - 24 -9 -31 Q PA 0101 File No.: 13 -3299 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. No: Plaintiff vs. CIVIL ACTION - LAW JUAN.ITA COHICK Defendant(s) AVISO PARA DEFENDER USTED HA SIDO DEMANDADO /A EN LA COUTE. Si usted desea defenderse de ]as demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dial despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en ]a Corte por escrito sus defensas de, y objecciones a, ]as demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en ]a demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE CO.MO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVE.ER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY - COURT ADMINISTRATOR 32 S BEDFORD ST. CARLSILE PA 17013 Telephone (717) - 24 -9 -31 PA 0101 He No.: 13 -3299 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. No: 26261 Evergreen Rd Suite 390 Southfield, MI 48076 Plaintiff CIVIL ACTION - LAW VS. JUANITA COHICK Defendant(s) COMPLAINT AND NOW, comes Plaintiff, by and through its attorneys, FULTON, FRIEDMAN & GULLACE, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all rights, title and interest to Defendant's WELLS FARGO BANK, N.A. Account XXXXXXXXXXXX-9001 (hereinafter "the account "). 2. Upon information and belief, Defendant(s), JUANITA COHICK, has a last known address(es) of: 239 BOBCAT RD, CARLISLE, PA 170159539. 3. Upon information and belief, the account is based on a written credit agreement entered into between Defendant and the original grantor; as provided to Plaintiff, the material terms of the I agreement applicable to accounts issued by WELLS FARGO BANK, N.A. are attached hereto. 4. Upon information and belief, Defendant(s) used or authorized the use of the account to obtain loans from the original credit grantor for the purpose of obtaining goods, and/or services and/or cash advances. // 5. Defendant(s) failed to make full payment of the amount owed on the accgflnt. 6. Upon information and belief, the last payment posted to the account on December 10, 2010. 7. The account shows that the Defendant(s) owe(s) a balance of $13,123.17, calculated as follows: a principal balance of $8,367:13, and in accordance with the terms of the agreement, accrued late fees, charges and repossession costs of $371.85 and interest of $4,384.19, which has accrued from the date of assignment at a rate of 16.75 % per year. PA_0100 File No.: 13 -3299 Client Acct No.: 377182 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $ ,123.17, plus costs of this action and any other relief this Court deems just and reasona le. MICHAEL B. VOLK #88553 RACHEL A. CLARK #311484 FULTON, FRIEDMAN & GULLACE, LLP 6 KACEY COURT SUITE 203 MECHANICSBURG, PA 17055 (877) 386 -5383 Attorneys for Plaintiff i l PA_0100 File No.: 13 -3299 Client Acct No.: 377182 VERIFICATION I verify that the facts set forth on this Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. § 4904, relating to unswom falsification to authorities. Because of my title, I am authorized to make this verification on behalf of Plaintiff. Date: By: Christina M. Stiles Prin Name Signature Records Manager Title with Plaintiff i i PA_0100 File No.: 13 -3299 Client Acct No.: 377182 I EXHIBIT A. PA_0100 File No.: 13 -3299 Client Acct No.: 377182 Wells Fargo Bank, N.A. 2501 Seaport Drive BH 300 Chester, PA 19013 WELLS FARGO NOTICE OF OUR PLAN TO SELL PROPERTY Juanita Cohick 09/23/2010 450 Euclid Ave Lancaster, PA 17603 Subject: 9001 We have your 05 Mazda Mpv, Serial No. JM3LW28A550554847 because you broke promises in our agreement. We will sell your 05 Mazda Mpv, Serial No. JM3LW28A550554847 at a private sale sometime after 10/08/2010. A sale could include a lease or a license. The money that we get from the sale (after paying our costs) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than You owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at anyime before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. To learn the exact amount you must pay, call us at 866- 262 -9153 (TDD: Rlease use relay service). 't If you want us to explain to you in wriAg how we have figured the amount that you owe us, you may call us at 866- 262 -9153 and request a written explanation. If you need more information about the sale, call us at 866- 262 -9153. We are sending this notice to the following other people who have an interest in the 05 Mazda Mpv, Serial No. JM or who owe money under your agreement:. ADDITIONAL NOTICE OF REPOSSESSION REQUIRED BY PENNSYLVANIA LAW You are in default under the terms of your agreement that governs the account identified above. As a result, Wells Fargo Bank, N.A. ( "Wells Fargo") has taken possession of the following property, 05 Mazda Mpv, Serial No: JM3LW28A550554847 (the "Collateral') under the terms of your security agreement that covers the Collateral. You are further notified that the Collateral will be sold at private sale after 10/08/2010. The Collateral is stored at Commonwealth Recovery Group.319 South 3` Street Lemoyne, PA 17043. LTR518 RIGHT TO REDEEM You may redeem the Collateral at any time prior to the private sale by paying Wells Fargo the TOTAL AMOUNT shown below, as well as, any additional costs subsequently incurred by Wells Fargo in connection with the repossession of the Collateral: (1) Balance Due on Contract/Loan $13,250.63 (2) Accrued Late Fees /Charges $46.85 (3) Repossession Costs $325.00 (4) Attorney Fees /Legal Costs $0.00 TOTAL AMOUNT: $13,622.48 If you redeem the Collateral as described above, Wells Fargo will release possession of the Collaterak,to you. If you *n not redeem the Collateral and the sale price of the Collateral is insufficient to pay the -TOTAL AMOUNT, you may be held personally liable for any deficiency that remains. You can reclaim any personal property contained in the Collateral at the time of repossession by calling our office and making an appointment to pick it up. If you do not pick up such personal property within thirty (30) days from the date of this Notice, it will be considered unwanted and abandoned, and it will be disposed of without further not Any payment, notice, or inquiry should be directed to Wells Fargo at: WELLS FARGO 2501 Seaport Drive BH 300 Chester, PA 19013, Telephone: 866 - 262 -9153 (TDD: Please use relay service) Certified No:7009- 2820 - 0001 - 9627 -9198 Return Receipt Requested Some states have laws which require us to inform you that this communication is an attempt to collect a debt and any information obtained will be used for that purpose. LTR518 PENNSYLVANIA 0i /25/2007 MOTOR VEHICLE IhLSTALLMENT SALE CONTRACT. Dated ANNUAL FINANCE Amount Financed Total Of Payments - Total Sale Price PERCENTAGE RATE CHARGE cr The amount of ed,l pr DYrded Th...... t you will hose oars a"— you The total cost 1 n r the cost of your rl " a au t the ti The ODna, 10 you or on your behall, tiY< made all Sc Rld uteri payments, redo, m<IU6mQ your po n[pae o a yearly trite. credr, w.tl cost you. Yment oe z 2300 QO 16 -75 -A S 12594 -26 s 21059_44 s 33753_60 s 36053_60 You. Payment Schedule wall be' No. D r P ay m e n ts Amount o1 Payments .•/ n Payments A e Du< S«ur:ly' You arc piv.nR a security interest ,n th! rnotaf vehicle being Pur<Rased" 7 S _ Monthly, be Einninp 031 172007 Pre PaY mane: II you Pa R e 1 S y o ar y , you win noT have to Day d Denalty. Filing Fees: 5 Late Charge; if a payment is [ate, You win be .harped 2 %ot the Dortron of the payment whrcl. is late for each moot M1. Or part of d month Create• than l0 days. Ihal 1t rCrna:ns unpailf. See below and any other Contract docum Cnts rpr any addrt•onal mformat-n about no nu+yment. default. any r 0.4ed re Payment - 0.01 bel.- the scheduled data and DrllNyment unds and penari:es. s estimate If YOU 00 NOT MEET YOUR CONTRACT In this canrract 1110 HARRISBURG PIKE OSUCATIONS, YOU MAY LOSE THE MOTOR are LAN_C PREOMNEO OF CARLISLE CARLISL P 17 013 VEHICLE AND PROPERTY THAT YOU tr c SELLER. _ _ _ ._ -_ _ OOUGHT WITH THIS CONTRACT, ANO /OR Nam! Add rcss Z.p Cade MONEY ON DEPOSIT WITH THE ASSIGNEE. County . _ This contract 6 between Sehe, and Buyer. AO daelosures 1 Ye been made by Seller. Seller Y ou 6 JUAMITA E COHICK 450 EUCLID AVE A PT H L ANCASTER P A _17 .' te^OSLOassigntnrsConVddtolnlASS .once [tie Bu YE Rf s >, N , Itemization of Amount Financed amps) Add— ss (esl -- -- 7.n CCU.(.) Copmy LAN Cash P,ce :�clpe :^ ot:o al nlry If • I h Cre . s o r omise a Ihan one Buyer, each ps. sCpar )1 CIY and togcttir. r, to pay all sums cue u and to pertorm s ll .9,C Cnls in this Contract, amount S re M (A TRADE -IN. Yau have traded ,n 1396 DQ CC 6R CARAVAN w ,«f s 1201 1 9 ) the tallow mQ venial r. - � Year and Make Oescrivlwn S 21450-19 or If a balance .s slit. owing on the vehicle you have b pay oR This yOVr ll. You warrant oded in, the Seller will amau^! pn enl t0 us t at S 3 Cash pow np 00 - OO p , h any trade :n is free tram I. claret, a - prance ar x u,ty interest, c.cepl as shown rn trte - It :r a'w n of Amount lino need - as ,he ehe %L Payoft.' PROPERTY INSURANCE: You may Choose the person through whom insurance is oo-riad Trade In Ira b,lrt 1 of u :sni aQa foss or damage to the Venr<te and against value Of Trade -In y a ing ou p of the VCM1 In this C you a e Prom to insure the V and keep it in urld DEBT CANCELLATION (GUARANTEED AUTO PROTECTION) AGREEMENT IS VOLUNTARY AND NOT REQUIRED AS A OF THE CREDIT. This apr<e <nt will not be D -0ed unless you s.yn below. a,,- to pay the ad d.no pal char Re. and s.rn the Separate disclosure and Lien Payo[f t0. N�r\ agreCme nl page. which is past of In,. C-1-1. This agree -en, will apply du•i,R the entire term of the Contract. This agreement may not cove S N/A your entire indebted ^CSsi sce the MAXIMUM PROTECTION a unl stated in The separate dlsc:OSUre and agreement Unpa•d Cash Plrce Balance Type at Debt Cance.-t•on Ai:,eemenl Charge S•Rnature S 19150_19 Guaranteed auto pl btecfron 'GAPI S 500 _ 00 yo select puatan Lb { n fee Optional Debt Ca nee lotion (GAP) S 500.00 ! uyer D« ent Preparation Fee SERVICE CONTRACT OR WARRANTY AGREEMENT IS VOLUNTARY AND NOT REQUIRED AS A CONDITION OF THE CREDIT. The service contract S m 55 OO aniy agreement wid rov not be pided y­ unless y sign the separate agreement wrtn the -,­0 Party provider_ who is not Inc S"" n m Cad Paid to Others on Your R<RdIT abo r a ernd agree to pay the additional charge. This - .1i­ does cwt apply to any warranty that you may rccci.. for - me. there •s riot separate to Public OR.Ciafs for' Charge. CREDIT INSURANCE IS NOT REQUIRED: Credit Life Insurance and Credit ACcrdenl S Health IO :sab,ldy) Insurance a not required Lo al_ License. Tires and Repistralron Cretlrt and will not be Orov.ded unless you sign below and a =fee to pay Inc additional cD ts). PIC SC read :hC NOTICE Uf PHOPDSED CHE DIT S INSURANCE on the r side. Y ertrt :Cate or -1-Y will tell you the MAXIMUM amount of in c ova rfable All insurance L­ Fee purchased will be IOr the term of the credit V We may reaci.e a .than nencht from your pur[nasC OI crctln ,nsu,+ncE. S CJ 00 .0 s tcCt Swore C-1 lit,: Insu•anc e. What ,s y0.,: HY si�nrni, Y u sere t Srn¢le Credrl Accra <r,l It What rs YaUr T.— Not InPlud ed In Cash P,i[C wn.ch calls Su" N/A age',_ _ ea. Heahn insurance- hrch costs s _N/A ape? Tears S N/ A . ._ _ eC - — - _ - -- c — Y s.rrae Ta T AYrACT C R__PREQKRE.D. S i g n wu r or er e Ba r to tie .n redTo. S,�gl< er eod I .[e Ins•..an s.znarure Df s.. to be .nse.<d +p� sng[ —ueda Acueeni b Hann r^ z 6.00 Br S:pninL you both s t lo,n[ WRat a BY sagnin ,� yes porn iNK't 30:nt C _n ��N.at are Per< n a8e For MCSSCn gCr Service Cretlrt Lrle Insurance, w costs S N/A your ages' ACclden, b FiealtR InsuiartCe. wh!ch eJSts S N / -your df.�? to be Ta - LAY G/�S,TF it PpFf]YYFt1 n sa.ed s 4-00 To Credit I^sur— Com a M/A pany S :Fns Oi -M B aaYers o� b! in cd le• tan[ i n , I of both Buyerz to tx insured lOr )O:n1 Cred.1 Gcdn Accident b Hearth I % nsurance nsurance For L To _ EAMP S R%fjC 75 ::te VEHICLE: You nave a8rte0 10 parGhax pnb • under the 'arms Of this C a<[. Ina fohowinf motor veh¢rC and its ­1- Cyuipminl, wniCn s caned For SERVICE CONTRACT the 'Vehicle' in this Cantracl. To - N�Ij Year ang MakS 5[`r Bodv 51 v1e N. c`t trii ^.k Ioh Capacity $aria Numbe S USEO 2005 MAZDA "PV SW 6 For N/A JM3LK28A550554647 — Enurppe,l _ A.T- P S. 5 Sptl. Ocher To- -.in __ A.0 - P.W. _ AM -FM Tace _ Vinyl Top _ S N/A ' ASSIGNEE: We may a sign this Contract and SCCUrity Ag to a sales finance c moony whren is the - Assrpne < It Iht, Assienee assigns for N/A I C Can, act to a uhslquent assignee, the [ a150 raters to such sullsCnu ^_tit asslgnlC. After :he ­en—en'. all rights and "Cents of the to _ _ Seller in this COn,aet and in 11.! SICU,Iy Agreement shall belong to and be enlorccable by the Assignee. The ASs will notity you _C. _ S N/A and it SOler makes an assiRnment, For NIA To — CO- SIGNER: Any person signing the Cc Siene - s ARree -ant below P•o w m.ses separately and together with all (4- S.pner(s) and Boycrfsi. to Day S N/A an sums due and to perform all agreements m this COrHract. Co- Sippein not be an Owner of the Vchicfe- For N/A CO- OWNER: Any person sr R ni ng toe Co- Owner's Secunty Agreement befow giv ,ly in-051 in The vehicle and agrees separately and Amount Fi nance6 ' Weal ee with all Co Owners) and Buycr(sf. to pertorm al. agreements in the Secunty Agreement and all attic, pans of this Contract ea ceDt the : 23as9_a4 - Prom se to Pay section. TERMS: The terms shown ,n the noses above Ere part of this Contract- W e may rela.n a Pon-n of amounts markeCm PROMISE TO PAY: You agree to pay us ine Total Sale, P,ce tug the Vefirc.e by making the Cash DOwnpaymenT and assigning the Trade�ln. it shown above - a , before the date of this contract and Pa yinp us The Amount financed plus interest. You 01-1— to make payments in orda tic! -it. the Payment Schedule. you promise to make pay -Cnls On or before the same day of each month a the first Payment duo dale. You aZ tD pzy all other am tints wn.ch fo become due under Inc terms of Ihis Contract You agree to pay ine Seher ur Assignee Costs Or sod. You also agree to pay nab!C aROrnCyS I—.1 . ['a, or Assign <a titres a attorney to Collect amounts due u r Ibis Contract a, to protect or get Possession of the Vch,cle. You agree to make payments at the place or to n o pay w t address whi t Ass fe m ost recently sDecd:es in the wr:Ren .pule to You The Annual Percentage Rate may f e negotiable with the Seller_ ADDITIONAL DISCLOSURES, TERMS AND CONOITtONS: 1 Tha Seller may assign this contract and retain ifs right tO Disclosures: Before nRninZ This Contract, be sure that you receive and read the Drsclosare to receive a part Of the Finance Charge. Buyea Terms and Condaions: acme signing Ihis Contract. be I'll you r ono read Inc • following, A marked x. which a additional pages la and part .1 l ('gnlraClV Q) This Con,acl c nh^aes on the r Y side. O Debt Canceuatwn feu ara tit <ed gum proteeuo n) separate disclosure and ­Cement. By s;g ^• ^R below, w spree w seD he Vehic to you under the terms br tors Contract NOTICE TO BUYER —DO NOT SIGN THIS CONTRACT IN BLANK. YOU ARE i ENTITLE-Q TO AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO PROT SELLER LANCA R OMN OF CARLISLE BUYE_(_C<sEAL) Ct7 /2S/20 E Uare - 0 1/25/z007 _ BY: -_ BUrER (SEAL) — i f 0a Data i G'U lit :NF_K: YUU _ fiOUt -f} pt :_" THF: �UT[GF_ TU GU- St(:NF, K- w'FFfLH HAS NF, },IN t :IV } :�' TU YUEI Utz A �t.t•A H.)TF: UUC: t: bf },Nn' FiFFORF: 1770 - M:C:N Yo ine person (­ persons) sign ng be Ines bs "CO -ti rc.ner;' pn u pa aft s s Juc n lots Conaruc, nJ , a pertorm all V. in rll ns Lr, ra Yu e•J [ Y he cgalli h.. gal b]'+ •h.: of i c �. c, > �IU , anJ iii ­ Ii , c h ufml nuyc- Ya _-.k i`1s 111 Pr r Ju v kc- ih :> [h Rc "c uKh p. nl]- iu yc n - c tint ray .. n.rr i.vc aJC any prior .Ic rna nJ Iu i p.jy rent tin .tic lfu] r air chct>.sc.t aiu. sccar _ titer" >i� 1pu af>o ncknn +'ICJyrc rccci.,ing ;1 <nm pl<[cJ upy of thee rC a, n, tract. _ rsrnl_f < :n -ti Igoe• "z ti :gna..ir< r \JJ rc tJai. -- [ \V tr' \T: Ynu, the p.: h h"', t > g patties a a -O a.. iny�[hcr u:.h he Iiu yet .a .artier w: >c - :.n. <(J aa'rrc.s ., , Va:.•,:1lc hive u nY • the iJ Cnai(ieJ above. Yu vg c . to n.»Snd J py - the ^ r ..f [ - +.y nl > rc-cmcnl _ nJ all whet p.]ri> pr a C:tr - col [tic "I >r Y pa - . - nG u .hu s ny i nJUCC u akc vR,z Cunv -.In ti c iiycr, uiiJ 1 u•. the paying -r, by .hc s.ams aloe tin iRm i <r, n.rvclr Va>a [ will nut k r >pn n>, hlv fur a Y J <fic <nc Y > whi <R migR, be of afro •muss cs s :tin anJ >_ilc .rf 1hC Va - h..:lc BUYER, CO- SIGNER AND CO- OWNER. IF APPLICABLE. ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT AT THE TIME OF SIGNING. INCLUDING THE ADDITIONAL DISCLOSURES AND PAGES LISTED IN THE SECTION L ADDITI NAL DISC OS G RES, TERM AND CONDITIONS_ — .2 R BUYFR CO- SIGNER COSIGNER OR CC OWNFR N OTICE: _ti F. }: REVEKtit �I [)t. f�OK 1VfVOKTn NT INFOK SSA T1Uf`. _ Bwi.[ORSU V.ER f tint Pw I7) «4 C 17 /pre O+riein.a(- wn.ie - D(wi [R WvY 4.>ry - hPRebwErrs /CDSnn�P'S COPY . h.,. -CAry re.lrfe•..ra.o � .Oda awNCONSU.a.Ea SEPYiCE. ih[ SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ;4xxv ataaaia,rir d 6 'P' i+' f I ; Jody S Smith r Chief Deputy 7J13 AUG 12 At-1 10: 3s! Richard W Stewart "'LI BERLA1,11D 1301Ulu�%— Solicitor OFF E FT SMEMa^ 1 S YL A" t, Autovest, L.L.C. vs Case Number Junita Cohick 2013-4439 SHERIFF'S RETURN OF SERVICE 08/01/2013 05:22 PM-Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant,to wit: Junita Cohick at 239 Bobcat Road, Lower Frankford, Carlisle, PA 17015. ,411A*TG0t§KALT DEPUTY SHERIFF COST: $34,78 SO ANSWERS, August 02, 2013 RbNW R ANDERSON, SHERIFF (c)Courtr5uite SheOft,Tei=_osoft.inc. e IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA AUTOVEST,L.L.C. No: 13-4439 Plaintiff vs. CIVIL ACTION-LAW c ,, JUANITA COHICK r n Qj Defendant(s) �I> 1. PRAECIPE FOR DEFAULT JUDGMENT :r--. w To the Prothonotary: . Please enter Default Judgment in favor of Plaintiff and against Defendant(s),JUANITA COHICK, for failure to file a written response to Plaintiffs Complaint. (X) Amount Requested in Complaint: $8,367.13 Plus Interest Requested in Complaint: $4,384.19 Less Payments Received: $0.00 TOTAL JUDGMENT: $129751.32 plus interest and costs from date of judgment. (X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237, I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1,I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered d to his/her Attorney of Record, if any, after the default occurred and at least ten days pri to e ate of the filing of this praecipe and a copy of the notice is attached. MICHAEL B. VOLK#88553 FULTON,FRIEDMAN&GULLACE,LLP 6 KACEY COURT SUITE 203 MECHANICSBURG,PA 17055 (877) 386-5383 Attorney for Plaintiff ,4 PA 0410 File No.: 13-3299 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA AUTOVEST,L.L.C. No: 1.3-4439 Plaintiff vs. CIVIL ACTION-LAW JUANITA COHICK Defendant(s) NOTICE OF JUDGMENT Notice is hereby given that a Judgment in the above-captioned matter has been entered against you as follows: (X) Amount Requested in Complaint: $8,367.13 Plus Interest Requested in Complaint: $4,384.19 Less Payments Received: $0.00 Attorney's Fees $0.00 TOTAL JUDGMENT: $12,751.32 plus interest and costs from date of judgment. NOW, 20 , 2013,JUDGMEN EN ED BOVE. Pro e 1 vision By: Deputy I hereby certify that the name and address of the proper person to receive this notice under Pa. R. Civ.P. 236 is: JUANITA COHICK 239 BOBCAT RD CARLISLE PA 170159539 MICHAEL B. VOLK#88553 FULTON,FRIEDMAN&GULLACE, LLP 6 KACEY COURT SUITE 203 MECHANICSBURG,PA 17055 (877) 386-5383 Attorney for Plaintiff PA 0411 File No.: 13-3299 i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. No: 13-4439 Plaintiff vs. CIVIL ACTION- LAW JUANITA COHICK Defendant(s) TO: JUANITA COHICK 239 BOBCAT RD CARLISLE PA 1.70159539 DATE OF NOTICE: August 29, 2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTL-IER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH.INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY- COURT ADMINISTRATOR 32 S BEDFORD ST. CARLSSLE PA 17013 Telephone 717/249-3166 MICHAEL B. VOLK#88553 FULTON, FRIEDMAN& GU.LLACE, LL.P 6 KACEY COURT SUITE 203 MEC.HANICSBURG, PA 17055 (877) 386-5383 Attorney for Plaintiff PA 0403 Pile No.: 13-3299 IN T14E COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. No: 13-4439 Plaintiff VS. CIVIL ACTION- LAW JUANITA COHICK Defendant(s) TO: JUANITA COHICK 239 BOBCAT RD CARLISLE PA 170159539 DATE OF NOTICE: August 29, 2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY - COURT ADMINISTRATOR 32 S BEDFORD ST. CARLSILE PA 17013 Telephone 717/249-3166 �v MICHAEL B. VOLK#88553 FULTON, FRIEDMAN& GULLAC.E,LLP 6 KACEY COURT SUITE 203 MECHANICSBURG,PA 17055 (877) 3 86-53 83 Att07-ney for Plaintiff PA 0403 File No.: 13-3299