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HomeMy WebLinkAbout13-4440 Supreme Court of Pennsylvania For Prothonotary Use Only: TIME STAMP Court of Common Pleas Civil Cover Sheet Docket No: CUMBERLAND County CL q 6 The information collected on this form is used solely, for court administration pwposes. This form does not supplement or replace the filing and service ofpleadings or other papers are required by law or rules of court. S Commencement of Action: E ® Complaint ❑ Writ of Summons ❑ Petition C ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking T Lead Plaintiffs Name: Lead Defendant's Name: I AUTOVEST, L.L.C. LINDSEY JACOBY O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: within arbitration limits N (Check One) ❑ outside arbitration limits A Is this a Class Action Suit? ❑ Yes M No Is this an MDJAppeal? ❑Yes MNo Name of Plaintiff/ Appellant's Attorney: MICHAEL B. VOLK 885531RACHEL A. CLARK 311484 ❑ Check here if you have no attorney (are a Self - Represented JPro Se] :Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important: TORT (do not include Mass Tort) CONTRACT (do not include CIVIL APPEALS ❑ Intentional Judgments) Administrative Agencies ❑ Malicious Prosecution ❑ Buyer Plaintiff ❑ Board of Assessment S F] Motor Vehicle E] Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance M Debt Collection: Other ❑ Dept. of Transportation E ❑ Premises Liability Breach of Automotive Installment ❑ Statutory Appeal: Other C ❑ Product Liability (does not Contract T include mass tort) I ❑ Slander/Libel /Defamation ❑ Employment Dispute: Discrimination ❑ Zoning Board U F] Other: ❑ Employment Dispute: Other E] Other: N MASS TORT ❑ Other: $ ❑ Asbestos ❑ Tobacco ❑ Toxic Tort - DES ❑ Toxic Tort - Implant ❑ Toxic Waste REAL PROPERTY MISCELLANEOUS ❑ Other: ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Ground Rent ❑ Mandamus [ Landlord /Tenant Dispute ❑ Non- Domestic Relations Restraining PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Residential Order ❑ Dental ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Legal ❑ Partition ❑ Replevin ❑ Medical ❑ Quiet Title ❑ Other: ❑ Other Professional: ❑ Other Updated 1 /1 /11 PA 1018 File No.: 13 -4160 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. No: qzlVo Plaintiff vi vs. CIVIL ACTION - LAW LINDSEY JACOBY Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY - COURT ADMINISTRATOR 32 S BEDFORD ST. CARLSILE .PA 17013 Telephone (717) - 24 -9 -31� ' cn r )> a O ^ i Q� B oa PA_0101 File No.: 13 -4160 � , r � ^ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. Plaintiff No: VS. CIVIL ACTION - LAW LINDSEY JACOBY Defendant(s) AVISO PARA DEFENDER USTED HA SIDO DEMANDADO /A EN LA CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en ]as siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, ]as demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional_ Usted puede perder dinero o propiedad au otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY - COURT ADMINISTRATOR 32 S BEDFORD ST. CARLSILE PA 1701.3 Telephone (717) - 24 -9 -31 PA_0101 File No.: 13 -4160 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AUTOVEST, L.L.C. No: 26261 Evergreen Rd Suite 390 Southfield, MI 48076 Plaintiff CIVIL ACTION - LAW VS. LINDSEY JACOBY Defendant(s) COWLAINT AND NOW, comes Plaintiff, by and through its attorneys, FULTON, FRIEDMAN & GULLACE, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all rights, title and interest to Defendant's WELLS FARGO BANK, N.A. Account XXXXXXXXXXXX -9001 (hereinafter "the account "). 2. Upon information and belief, Defendant(s), LINDSEY JACOBY, has a last known address(es) of: 35 W LOUTHER ST, CARLISLE, PA 11013. 3. Upon information and belief, the account is based on a written credit agreement entered into between Defendant and the original grantor; as provided to Plaintiff, the material terms of the agreement applicable to accounts issued by WELLS FARGO BANK, N.A. are attached hereto. 4. Upon information and belief, Defendant(s) used or authorized the use of the account to obtain loans from the original credit grantor for the purpose of obtaining goods, and/or services and/or cash advances. 5. Defendant(s) failed to make full payment of the amount owed on the acco nt. 6. Upon information and belief, the last payment posted to the account on eptember 14, 2009. 7. The account shows that the Defendant(s) owe(s) a balance .of $15,940.72, calculated as follows: a principal balance of $8,955.54, and in accordance with the terms of the agreement, accrued late fees, charges and repossession costs of $356.67 and interest of $6,628.51, which has accrued from the date of assignment at a rate of 15.50 % per year. PA_0100 File No.: 13 -4160 Client Acct No.: 373015 l WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $15, 4 .72, plus costs of this action and any other relief this Court deems just and reasonable MICHAEL B. VOLK #88553 RACHEL A. CLARK #311484 FULTON, FRIEDMAN & GULLACE, LLP 6 KACEY COURT SUITE 203 MECHANICSBURG, PA 17055 (877) 386 -5383 Attomeys for Plaintiff PA_0100 Pile No.: 13 -4160 Client Acct No.: 373015 VERIFICATION I verify that the facts set forth on this Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. § 4904, relating to unsworn falsification to authorities. Because of my title, I am authorized to make this verification on behalf of Plaintiff. Date: �Z l� By: Christina M. Stiles Pri ame Vim- C' Signature Records Manager Title with Plaintiff I PA_0100 File No.: 13 -4160 Client Acct No.: 373015 EXHIBIT A PA_0100 File No.: 13 -4160 Client Acct No.: 373015 GO Wells Fargo 2501 Seaport Drive 8H 300 t Chester, PA 19013 WELLS FARGO NOTICE OF OUR PLAN TO SELL PROPERTY 05/21/2009 Lindsey S Jacoby 2719 Fairway Dr Apt 2c Altoona, PA 16602 Subject:��9001 We have your 04 Chevrole Impala, Serial No. 2G1WF52E149322052 because you broke promises in our agreement. We will sell your 04 Chevrole Impala, Serial No. 2G1WF52E149322052 at a private sale sometime after 06105/2009. A sale could include a lease or a license. The money that we get from the sale (after paying our cosj:s) will reduce the amount you owe. If we get less money than you owe, you will still owe us the fference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. To learn the exact amount you must pay, call us at 866- 262 -9153 (TDD: Please use relay service). If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at 866- 262 -9153 and request a written explanation. If you need more information about the sale, call us at 866- 262 -9153. We are sending this notice to the following other people who have an interest in the 04 Chevrole Impala, Serial No. 2G1WF52E149322052 or who owe money under your agreement: . ADDITIONAL NOTICE OF REPOSSESSION REQUIRED BY PENNSYLVANIA LAW You are in default under the terms of your agreement that governs the account identified above. As a result, Wells Fargo ( "Wells Fargo ") has taken possession of the following property, 04 Chevrole Impala, Serial No. 2G1WF52E149322052 (the "Collateral ") under the terms of your security agreement that covers the Collateral. You are further notified that the Collateral will be sold at private sale after 0610512009. The Collateral is stored at Commonwealth Recovery Group 319 South 3 Street Lemoyne, Pa. 17043. LTR518 RIGHT TO REDEEM You may redeem the Collateral at any time prior to the private sale by paying Wells Fargo the TOTAL AMOUNT shown below, as well as, any additional costs subsequently incurred by Wells Fargo in connection with the repossession of the Collateral: (1) Balance Due on Contract/Loan $14,625.46 (2) Accrued Late Fees /Charges $21.67 (3) Repossession Costs $325.00 (4) Attorney Fees /Legal Costs $0.00 TOTAL AMOUNT: $14,972.13 If you redeem the Collate) as described above, Wells Fargo will release possession of the Collateral to you. If you do not redeem the Collateral and the sale price of the Collateral is insufficient to pay the TOTAL AMOUNT, you may be held personally liable for any deficiency that remains. You can reclaim any personal property contained in the Collateral at the time of repossession by calling our office and making an appointment to pick it up. If you do not pick up such personal property within thirty (30) days from the date of this Notice, it will be considered unwanted and abandoned, and it will be disposed of without further notice. Any payment, notice, or inquiry should be directed to Wells Fargo at: WELLS FARGO 2501 Seaport Drive 131-1300 Chester, PA 19013 Telephone: 866- 262 -9153 (TDD: Please use relay service) Certified No7009- 0080 - 0001 - 0055 -1903 Return. Receipt Requested Some states have laws which require us to inform you that this communication is an attempt to collect a debt and any information obtained will be used for that purpose. LTR518 MBrT CREDIT SERVICES, LLC O TEREST M F 01 SYLVAryIq - r ` u �_ MOTOR VEHICLE INSTA LLMENT SALE CONTRACT, 0 — JANUARY 12 _ 2U ( O ANNUAL m aunt Fina ed — ^eeounee PERCETI7AGE RAT GtNq NCE A a E CHARGE ThY D ial Of Payments Th co tot yoa, credo me to ou o ..na oe r ma woy:d eT. r ( Total Sale Price y -arty rdt<. < Dollar :i n1 t e to r On your b¢n all. Yov wall nave pa,D dK¢r you Tne total red •t —, Cost You. n ave made all st nedulCd Paym en(5. r Cost of your Durcha5e on etl.t_ 'n IudinR Yovr tlOwnpaYment ors 2 000.00 15.50 = 8028.40 14810_72 22839.12 3 23839.12 r na t s ett - a en eowe we n I+o, al Pay r•.r or:M Ot Pa r—t p a e0u< Security: YOU a .. 72_ t 31 7 _ 21. Mon, 7y, R•nnmg 02/ Z 1 /200$ � PPrchasM. `e a "" ^ R a se <r.r.t ` ^retest :n the motor y !nice! be;,; FiJint Fees: S � N /AN P.<paymenT Ir you paY off early, Y9u wall not helve t0 Pay a Oen alt Lamle Cbar Re: If a It•YY•nant .s lot!, YOU w•rl bC Cn'argeU 24k Of IhC pon.bn or [h SP a t>c low antl any n er Contract Do<umenti Tor a e pa Yn +¢ni w .cn ' late rOr each moot h- ur part O h gr<a Ter tl•an I O days, Sna(.t r Iunds ann pCnalhe :,h Y additional rnl,rmat'on DOUt npntaaym r]Cfau A- anY rCgv :rep I a moor 9eforC t u 1 •^ Vnpa.d, •' epay TenT .n lull _ sc en IeD • a nd �rCpaymcnl n's Co nt.act, nP h te e into > esumare DEAN MATTE RSON CHEVROLET CAD ILIAC IF You Do Dr MEET YOUR CONTRACT •n<S£LLE R. 10 2 PLE VA BL AL T U O NA PA 16 OBtIGAT1pN5. YOU MAY LOSE THE MOTOR Name Address VEHICLE ANO PRO pt- RTY TNTRgCt HAT D YUIT R You ar¢ 7-D Coca BOUGHT ITH THIS C WO, AN '0 LI N6S£Y S JACQBY 4 HORSE SFfOE OR Ii VEE A MONEY ON ace051T WITH THE ASSIGNEE. [ne RUYER(S). _R - 1 P J ACOBY 35 W L OU A T H ER STREE TLTOONA PA 16601 This Conaaet ii er_twe¢, styes and 6erYr> Au N E( CARLIS PA 17 02 3 ^aYlOSUre; hate ern• Acrrss(esj Zia Code(sl • ferKt b ass:Rn toes C toir+e ' S eler 11 mere is more than one Buyer, ea cn promises, seoa trly antl togctM1er, to pay all Burns d­ us antl [o perform all ghe<' t RAGE IN: agreements :n this Contract. Tt.—GatiOn 01 Amount Ginane et] i ou have traded in Cash Price ne follow : ^R +.¢h•cte - _ s 14739. Year an D Mahe OCSCn Diron Cash Oown payment li a Da^an fe 's 51.11 owing On the YehiclC you nave traded m- the Seller will pdy ofT this amount o 3 1 000 . 00 chat Y d< -'n '3 fete• Iron 1 - Li C•n P ran, enCUmbra nee Or sCCUr:tY .nta•res[ ea ept as shown in ' he r Oiem.zfatYOn '•a era^[ E eP=e r;tO he Trade In Yo12' - < I OI Amount F: na need• sane PROPERTY INSURANCE: YOU Value of Trestle -In 1•a b a i5• ut •e or o n <hO Ine n . . 'e. lM1. C .--r'. whom ms a', ce s ob^a. o ^ 3 7300 00 V • IC In tots You art Prom' aga•nst 1D.<s or Damage lu these Veni<Ie as'rd against CREDIT INSURANCE IS NOT REQUIRED. Credit l :f< 1 ' 8 s ure Ine Vehicle and k eep 't int r etl lien Payoff to: _ C FE prov :DeD unless you srgn below an. ns•.ra ncE dnU (s). Y Disabrl•ty Insurance art not required to obtain c die and wirl n of rn<urdnta aydAa Df e. All • ay Pay tom¢ ad tl'olndl cPSI {sj. YOU • Bur n nrnc ate or pofrcy wall tell you the MA)UM t �� Unpaid Cash pace Ralar CreDrt In >urance. '•su ranee hosed . 1 1— the term of . cred'T We y atie'ya• tines tc _ UM amou c< .aI b nom you. o.rrcnds< or s 13738 0 0 In s•g -ou .IeCI :i'ngle Creed dl, s Your -TO Creed Insurance Co panY Insurance. hrch Cosi S N / A ace ? oar RY s:Rning, You v e<I SinRle GI'wll D•sa brnly Wnal h you. S _ -- -' Y lnsurance wn.en costs s _ N/A a¢e? N A to Pl. bnc Onr ,ds for: Sagnaty a Ot Buy er tv he in r tar $m R ]C Credit L'eie 1nSVranc< S:Rr.afV•e o1 Bu e - - oar LICenSE Ta RS antl R<R''slral:on r . to n'c mwreD rw $.ogle creep DaaD•r ry In ncc s t 8�0 n s:Rn.nR. rou t »�n ct goo i r.at a C Eu.a Lite tnwrar ' s s - N ! A w are >? osaai i y .ou �;t;` r °-1 , it N A what art ra oaM ntaR< Lien Fee I . 1 YoRr Z ? OQ D _ Fo• $'¢natures of born Buyers io Tx •n5ur'ed Iur )o'nt C'eCn L'le Insures EC Z S'Rn atu•a5 O1 Loth 0v to tt N /A u - re's es , red log w 'm Ge0't Disabdny L+s. % s s —OF ^ A. NE checked, the cost o/ the : set forth above rs esl imated. You wall For O005FEE0 25 ne • e your msu.anr:e pot cy 's sent to yo ^, bE notiT.ee of any adiusimenf 'n ine cost Pf me . nsurance at o To C nF pA - s Y. d . 440.22 YEN_ CL YOU^' ve aR•eed to port na se, under the ( of th'S SALES TIRE rA Contract. the to]faw.nR motor vehicle ana rL5 ea }ra a For me Ye le n•s eonvdct. errs P' which is cabed To _ STAT OF P Ag—. 2 tll_t; 6 anRase[; ?e +.;> -s god.Y St a pment 5.00 HE V XIY NO.. ty). T'SIS T^n S..alD� Sr..aS NUmY.P 3 1 USED C r For NOTARY FEE I 1IPALA SON 52E 149322052 opnonal DeW Ca — I - on fGAp) EgY•ppr -tl A.T P.S. _� AM -F of Stereo S 5 Spd. 2G1 WF Other -,_ Vinyl TUp '- Amount lino nceD Df RT CANCELLATION (GUARANTEED AUTO PROTECTION) AGREEMENT IS VOLUNTARY qN0 MOT REQUIRED AS A CONDITION OF THE CR 148 10 _ 72 S.Rn belt.• a not �co f _ EDIT. This term the Cgntra Tn.s r a gr e¢ment [ mdy r � YQVCe- ar' d s•Rl [hC se=es a tlisc105ure app agrrcm Ent pa c .s pa pa rate tl' r} Of th aRieement well n01 he proved Ctl :ode bleb ness' see the MAILIMUM PR T CTI Nam u s C , tract. Th•s agreement wall a T.pe Ot Oebt Ca ncella t:o Agree ment ' r r — O E O ni slaleD :n tn¢ s<scbsure antl pplY Aur:nC the enure 0 Gua rdnleeD auto protection GAP - "—" " -' _ antl T PATTERSON INC 499_00 eed au SERVICE CONTRACT OR WARRANTY AGREEMENT K y c-- P^�agf ecm enl with thO th NTAR„ AND NREQUIRED AS not — ,, S A CONDITION OF THE CREDIT, Ih y ran(Y t you m8y r Ge•ye tar w clee there is not d wear � "Pa¢e rd Cr, h0 •s eller named dbd and agree to O y be [h e ad undl Cha♦ war rdm ACre¢mCnl will opt ASSIGNEE: we r.te,D to as ¢' n ine by the Assig ate c ar Cc Thrs vetron d,es.noT app 5 '8 5 Contract and ly to Secur.[y Agreem Cn[ tv ine qs 'ASSignee also refers to such subsequent a si;'+ . AKer }nC Assignmen all srgnee namCD 'r, Ines proves ton_ If the 0.ss'grte .signs is Contract [o a au b5epua• Entorcea ble nee. The rt<s :gnee - .s name and address :s L rights ben<hts or the seller in tors Contract and in SecurrtY A ghee t a ^ter M8.T CREQfT SERVICES. LLC greemmt shall belong o D LnstasfrT>,eTat Loan d7Peratioras ,. Pne Fo nd I =iry Pfaza. P -O_ Box 4005 CO- SIGNER: Any Perron s'gnrn the C. S"he". ARrCe ment laEltw BUffalO Navy Ylolk X - Si this Con ct. Cotner ,rill n t be an Owner s Sec promises sepdrat and tog Er 'gnEr(s) antl Bu um, du agreements i t The Vlni�re- wnh alt Co -$ YEr(s)_ t0 PdY all S antl t0 PerfO.m atl CO- OWNmRa A Pe r:,o, sig one Go -O � ` ,. t gee <m e,is I the Saturn urny agroe h e , below gave vs a scc .t tote est m the Venrcle one agrees se pastel n TERMS: Th te rms sno w, in th y ement and 11 then Delos r0 Pay S of this Gonrra cf doctor thCr'PromiSe eC lion Y a loge lhcr w'th all IA- QWnCr(5) and S.—W. )• PROMISE TO PAY: Yovr boz<s above ar'e cart of this Contract. DownPaymenL and a n—, to Day vs the foie{ Sale Price for the Venicie by making the G ^ sn st.gn'ng he T(aD e-tn, r} shpvrn anove, On or OCIDr P. 1hr. Date ,f Ih6 C nhacl- per id u ^de , nt mon= C rdcf i 19 st any of you• neY on eepOSi wi[n Assi anDOpaYmg F us the AhlOUnl 'r plus Fins nc0 C tO gma You Pron+ise L make paYm¢nfS m nC net a may nl ThQ tuturC be DEDOSrt<d w•tn Assr gn Ce_ Tn:s Rance won tor_ Payment SC eel Ule. YOU promise lac payments on au a do In s w:thO Vt an yr priOr nonce IO 8nM by you c Oa af day of cdcM1 O month sI ha in to ems 'paI whieh yment due dale. \'ou agree to °'' before the sanmae gDO1TIONAI DISGLDS DISCLOSURES AND TERMS AN Decome ur uer Ines Ganuaet You aRrer t p° r n< Seler ab other arrtotrn� y O CO NOITIONS: 9 un e at— asr t0 Day redsOfaaDfE aKOine peso l or A ygnCE Corti cL o:sClosures: B<tore srgn r ng Ines Contract, be sure that C 0 you r nd read Ine prsClosu rC ( Ys ` O* ,t SNIE r As- Rnee fi:r¢s a attorne t y o Bu YCr. Duc under ­s Contract or by app Y [o ect or g¢t Dos <ess.. of i e VCn:c as Terms one Cond:a :onz: Ebior< a pe •m'Kedmnty bee law. ou Rr t make pa>m¢nti at [n< place Or t Y'gn (10 ��h.s on t e r y0u r and reap 1 the add, CS- wh.C < AS goer. most r CCtnt [ Y SOCC: to ihE wrrK¢n send —1—hts (o fOlbw in g wn'cn a atld :tr ^pal b< s '•r ec ry SECURITY gGREEMEN T_ To ucu re ^ot`ce to y e - This Contract co t" tn.ar�es a n d aCart f Ihrs Contract: C C he Oa ♦tsr�ll d •pstrons u Der (his Coptlra c payment c1 a cu 5 due antl the perfor ma nee of all Debt Ca d ncellation IG uara , teed A do Pr Cf•o ^) e t. You give x rdY interest rn Ine Ven:cl<, in all Duren ace as pan o/ this Contra Pa ra to disClosur r_ and aRr ccm ¢n}, •1 Ine Veh•cle. crud nq i.isl� naCn b to thv Veh•c IC al any later It— dna In c( and drsc105ed above, r p.tc eEtl s. Tf.c ASnec may tlue antl TERMS OF THE ONTRACT WHIC set -off an proceeds oI THIS CONTRACT CONTINUES ON THE REVERSE SID YOU T N ANE E OBLIGATED TO 41L THE ThG A / - trTUaJ PercerTta .. a ^y a '.^tv CH APPEAR ON THE FRON AA RVERSE SIDES. Se Rate may be rtegor:abJe wills the SeU�r_ Ttte Seller r »a ass: receive a parr of fAe Fi »arrce Charge_ Y gsT tAis tor: tract artcJ re tart its Br s: rin-rtt to going Belo - w<agree to sell the VC,n:c le eo you under Ine terms of fors Contract. w NOTICE TO BUYER -00 NOT SIGN THS t CONTRACT IN BLANK, YOU ARE ENT I7 LEO TO N EXACT COPY OF THE CONTRACT YOU SIGN- KFEP IT TO SEt �-..R- $E P TFRCt} rHG t GT u AL RO TEC7 Y LEGI L RIGHT iYt, - G/L -..i _ _ . _ __ _ _ Oate ONER: E' YOU R SHOULD RY AD THE NO GNER. WNICN HAS BEEN GIVEN TO YOU ON 4 SEPA R4 TE THE CO -SIGME R'S AGREENENTr GNRS AGEEMENT,- -the Der r persons) You .mend to be IeRa fly bound b alt th s q s•gn.ngsc Para as a C r O- S'gner.' Prpm's,e to r fo us af s s COnrrac; anD to Serlor m all n Cho ^gh we w 1 u C the p Oc On1Y for Ihe b¢neh[. You c1Y Dooget n B evC h h¢ u _ y nest um due on h• agreements ecurrly er r^ a5 tee pay n Ihpu h w 11 ma mi t a'n t yro mr5e to , duce to ke th.s Contract w ien e r a 6u s e51. Yqu also dclrnOwlCdgE re <ery mR a Com plelCd Copy 03 th' tr g e may t nave De prior Dr -mantl for n the Buyer Con act. Paym Cnt o r delete setl o gner'i S•gnature _— SFAt ' ADdr s _— Co.S.RnE.'S$'P ore ..._..— .........._.... _. __... .. —. . —_ .�— (SEALI C OWNER. ntld. -- -- S SECURITY AGRFFM EN T: You ehe s•gn'ng b¢t Dat _ hr<;e :tent; neap above Yo b be bound ^ ow as wner -- rottener a n rne d ll o u o rrtY • tEr<it rrA arc! us [v is Cn teat[ OY I n!1<i ms of toe.• se<vr.ly a a then ' o n<m' c bent Aprecmena Al o Tne Owners of Ine Ven•Cle. Pwe w h:ch w. t Buyer. no to sec a the Pd peso s thrS Cq tract ac pt the PrOmiSe To s a s� • : *Y inter! -st 'n m:RM be Aue :. h¢r r¢possessron antl sale ref !he Ve n_t 1< e1r Ymenl by 1hE BUY<r t 11 sums DuC on In's Contrac(. You wilt rinf r e sfwnvprr u br C giving us the a Y deticir_ncy CO�Qw z 's S•gn arvr.t -- —' /SE AL) BUYER. � .._ niao:ess — -- CO- SIGNER AND CO- OWNER_ IF APPLICABLE_ ACKNOWLEDGE RECEIPT OF A COMPLETED COPY I OF THIS CONTRACT AT THE TIME OF SIGNING_ INCLUDING THE ADDITIONAL DISCLOSURES AND PAGES LISTED IN THE ER SECT 11 I TSDNAL DIS = TERMS AND CONDITIONS_ 6 'Y �'.y 7_ ( — au YER ((JJ '9'777 -- ! ...._. No Coot inn State Ja a des es not p fora �c o or other Simply c G c use you hap ngtti Tf ancella Lion period TOr this Contract. Ttterefore- 7ega))y vali0 reasons_ 8e your d or sh you had acquired a difteront item. After You cannot later cancel this Contract -- you sign aDO YC- you may only cancel this Contract for Tbo. w�n�r. r.w�.. s.., „ ��y.�.rr. e..ccl +...'.. ue��w10E yiE E V E SI Oti y0$«N �INF V�Or�Ypo ry 7. SELLER'S COPY BID* AUCTIQ iZ66 • W� �IM AUCTION 2009 -•043- l 160264 9:17209 16 -0364 it" LMNCARM fK" DWATRO 7/17/2009 I � S 665 -9W Ill` 2 G 1 WF52E149322052 VA 6/24/2009 Ilk; TITLE RECD X 3901946 * pglp :;YEAR MAKE MODEVSUB SERIES • • • • BODY COLOR ENG INT INT RECD TRN PS PB A ES TOP CC EL 4X TL SRS SI RD _'e004 CHEVROLET IMPALA 4D3N BLUE 6G GRY C T A X X X X HT X X X D X :t. .ANN COINER '`FRAME /UNIBODY DAMA N©TESs )YELLOW:CAUTION IPSI 7 IP£I 14! GREEN : GUAR' TEE I 11 IDECLINI I FULL !FULL i ! !F gLERK FOLD BY �I I I P9I ! I i MMB ! ZGA II OR WE BY USE OF OUR PLATE OR AfTHOR17�D SICNATU HEREBY PL3RFJ_ TO RAY THE IND1G[fED S4tP PRICE FOR THE VI � �E THISVVl7CF� UNDER 001 LICENSE NO. TAB MOHASBIER OW s�E ABOJE NAMED ALICiION AND su ECT TO 4 71 147SL QK 167-X8 fAI�Q FINMEIAL ACCEPTANCE e501 DR BUYER PLEASE CHECK ONE 305`' 17'08 l e 1 2 66 CHESTER PA 19013 ❑ CLEAN ❑ ROUGH ❑ AVERAGE P IMPERIAL MOTW LTD (1) (2) (3) U X1889 VININIA BEACH BLVD NOTICE: F_ R VIRGINIA BEA(:FI, VA 2+62 • D not re purchase or finance C (737) 490 -31 without ithout certificate of title. H F� *A uct Ion retains security Interest in A __ vehicle until good funds received. I S FFEDEERA LAW ((A ND ST LAW APP REQUIRES HAAT YOU STATE THE MILEAGE UPON TRANSFER OF OWNERSHIP, FAILURE TO COMPLETE OR PROVIDING A FALSE STATEMENT MAY RESULT IN FINES AND /OR IMPRISONMENT. X _ __. — —� ❑ (1) 1 hereby certify to the best of my knowledge the odometer reading PRINTED PURCHASER'S NAME(eUYER) ` reflects the amount OI mileage In excess Of its mechanical limits. BELL I NG X 13 (2) I hereby certify that the Odometer reading Is NOT the actual mileage PRI All 7 0.0 PURCHASE WS SIGNATURE (BUYER) -WARNING- ODOMETER DISCREPANCY PURCHASER MUST RETURN SIGNED COPYOF ODOMETER DISCLOSURE STATEMENT (FR d BACK OF TITLE IF MADE ON TITLE) TO TRANSFEROR (SELLER) OR Be SVBJECT TO C1�1�6 CRIµiNALPENALTIES, INCLUDING FINES AND JAIL.Tnah In Mlls ge^Lt of 1968;44 C. F. R.660 0. t / WELLS FNWO F11 VICM ALCEP AUCTION ASSUMES NO RESPONSIBILITY NOR GUARANTEES ODOMETER NOW READS 26 THE ACCURACY OF THE ODOMETER READING THAT THE DOCUMENT NOT VALID FOR EXPORT 35168 M ILES (►`OTE�) AND TO THE BEST OFmy # KNOWLEDGE THAT IT REFLECTS THE ACTUAL MILEAGE OF THE VEHICLE DESCRIBED HEREIN, UNLESS NOTED DIFFERENTLY ABOVE. For value recelv6d I hereby sell, assign or transfer the vehicle described on this document ■ to the purchaser named at left. �7"5 * '�•—^ AD 2 • X Manhem TRANSFEROR'S SIGNATURE (SELLER) A�1 N ®"11 A RE CEIPT OF PAYMENT PR INTED S O N A TsI�r R , °�`� FI E t`T * 4 9E, SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny Anderson y Sheriff THE PROTHONOTARY Op�t �r�r acrr� Jody S Smith xti rk 2013 AUK 28 AM la= 37 Chief Deputy Richard W Stewart CUMBERLAND COUNTY Solicitor OPFCEO Tmn PENNSYLVANIA Autovest, L.L.C. Case Number vs. 2013-4440 Lindsey Jacoby SHERIFF'S RETURN OF SERVICE 08/13/2013 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Lindsey Jacoby, but was unable to locate the Defendant in the Sheriffs bailiwick.The Sheriff therefore deputizes the Sheriff of Blair, Pennsylvania to serve the within Complaint& Notice according to law. 08/16/2013 01:50 PM -The requested Complaint&Notice served by the Sheriff of Blair County upon Lindsey Jacoby, personally, at 2719 Fairway Drive,Altoona, PA 16602. Mitch Cooper, Sheriff, Return of Service attached to and made part of the within record. SHERIFF COST: $37.00 SO ANSWERS, August 26, 2013 R-ONO R ANDERSON, SHERIFF (c)County5ui:o F.h^riff:Tcleosoft.;nc. DATE RECEIVED ,` DATE PROCESSED SHERIFF'S DEPARTMENT BLAIR COUNTY, PENNSYLVANIA COURTHOUSE, HOLLIDAYSBURG, PA. 16648 SHERIFF SERVICE INSTRUCTIONS: Print legibly, insuring readability of all copies. PROCESS RECEIPT, and AFFIDAVIT OF RETURN Do not detach any copies. BCSD ENV. # 1.PLAINTIFF/S 2.COURT NUMBER AUTOVEST LLC 2013-4440/60418T-2013 3. DEFENDANTS/S 4.TYPE OF WRIT OR COMPLAINT LINDSEY JACOBY COMPLAINT SERVE R tE 5.NAME OF INDIVIDUAL,COMPANY,CORPORATION,ETC.TO SERVICE OR DESCRIPTION OF PROPERTY TO BE LEVIED,ATTACHED OR SOLD. LINDSEY JACOBY 6.ADDRESS(Street or RFD.Apartment No.,City,Boro,Twp.,State and ZIP Code) AT 1 2719 FAIRWAY DRIVE ALTOONA, PA 16602 7.INDICATE UNUSUAL SERVICE: ❑PERSONAL E PERSON IN CHARGE❑DEPUTIZE ❑CERT.MAIL ❑REGISTERED MAIL❑POSTED OTHER NOW, ,I,SHERIFF OF BLAIR,COUNTY,PA.,do hereby deputize the Sheriff of County to execute this Writ and make return thereof according to law.This deputation being made at the request and risk of the plaintiff. SHERIFF OF BLAIR COUNTY 8.SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE. NOTE ONLY APPLICABLE ON WRIT OF EXECUTION N B WAIVER OF WATCHMAN--Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman in custody of whomever is found in possession,after notifying person of levy or attachment,without liability on the part of such deputy or the sheriff of any plaintiff herein for any loss,destruction or removal of any such property before sheriffs'sale thereof. 9. SIGNATURE of ATTORNEY or other ORIGINATOR requesting service on behalf of: 10.TELEPHONE NUMBER 11. DATE DEPUTIZED BY CUMBERLAND CO E]DEF PLAINTIFF EFENDA N SPACE BELOW FOR USE OF SHERIFF ONLY— DO NOT WRITE BELOW THIS LINE I acknowledge receipt of the writ SIGNATURE of Authorized BCSD Deputy or Clerk and Title 13. Date Received 14. Expiration/Hearing Date 12. or complaint ad indicated above. 8 , 3 C" 08/1512013 08/23/2013 I hereby CERTIFY and RETURN that I V have personally served. _have served person in charge. _have legal evidence of service as shown in "Remarks"(on reverse). _have posted the above described property with the writ or complaint described on the individual,company,corporation,etc.,at 15. the address shown above or on the individual,company,corporation,etc.,at the address inserted below by handing/or Posting a TRUE and ATTESTED COPY thereof. 16. _I hereby certify and return a NOT FOUND because I am unable to locate the individual com pan y,corporation,etc. named above. See remarks below Name and title of individual served 118.A person of suitable age and discretion then Rear 17. 1 Ai D jq e h 13 residing in the defendants usual place of abode. Address of where served(complete only if different 6n shown above)(Street or RFD,Apartment No.,City,Boro,Twp., 20. Date of Service 21.Time 19. State and ZIP Code) Z`7 > F �wb D ��� &T e- , i 6 a u� 3 3 o 22 ATTEMPTS Date Miles I Dep.Int. Date Miles Dep.Int. Date Miles Dep.Int. Date Miles Dep.Int. Date Miles Dep.Int. Advance Costs 24. 25. 26. 27.Total C sts 28.COST DUE R REFUND 23. 150.00 REMARKS: AFFIRMED and sub ibed to before m s SO ANSWER dwv 141nN E m/7 f day of A 1" By(Sher f�/ p. er' lease Print or Type) ate I6Al�(G ZvJ�DaW NOTARY PUBLIC Sign r f i SHERIFF OF BLAIR COUNTY MY COMMISSION EXPIRES I ACKNOWLEDGE RECEIPT OF THE SHERIFFS RETURN SIGNATURE OF l Date Received AUTHORIZED ISSUING AUTHORITY AND TITLE. I M IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Autovest, LLC Plaintiff No. 13-4440-Civil V. CIVIL ACTION � CD Lindsey Jacoby, ' Defendant o `� SUGGESTION OF BANKRUPTCY o LD- COMES NOW, the Defendant, Lindsey Jacoby, by and through her�Tfttor+4ey, Theresa C. Homady, Esquire, and would show the Court: 1. Defendant filed a petition for relief under Title 11, United States Code, in the United States Bankruptcy Court for the Western District of Pennsylvania, on September 18, 2013, to No. 13-70682. A true and correct copy of a Notice of Bankruptcy Filing is attached hereto and made a part hereof. 2. The above captioned action is founded on a claim from which a discharge would be a release or that seeks to impose a charge on the property of the estate. WHEREFORE, the Defendant suggests that this action has been stayed by the operation of 11 USC § 362. Respectfully submitted, Theresa C. Homady, Esq re Homady Law 517 Allegheny Street PO Box 507 Hollidaysburg, PA 16648 PA Supreme Court ID # 47042 United States Bankruptcy Court WESTERN DISTRICT OF PENNSYLVANIA { 1 l?P#'. Notice of Bankruptcy Case Filing . - , A bankruptcy case concerning the debtors listed below ' was filed under Chapter 7 of the United States Bankruptcy ,.! `311 -Ph . Code, entered on 09/18/2013 at 1:51 PM and filed on 09/18/2013. Lindsey S. Jacoby 2719 Fairway Drive 2 _ A C Apt .x ..,.�a Altoona, PA 16602 , SSN / ITIN: xxx-xx-3089 The case was filed by the debtor's attorney: Theresa C Homady Homady Law 517 Allegheny Street PO Box 507 Hollidaysburg, PA 16648 814-696-4020 The case was assigned case number 13-70682. In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor and the debtor's property. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the court to extend or impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be penalized. Consult a lawyer to determine your rights in this case. If you would like to view the bankruptcy petition and other documents filed by the debtor, they are available at our Internet home page https://ecf.pawb.uscourts.gov or at the Clerk's Office, U.S. Bankruptcy Court, 5414 U.S. Steel Tower, 600 Grant Street, Pittsburgh, PA 15219. You may be a creditor of the debtor. If so, you will receive an additional notice from the court setting forth important deadlines. John J. Horner Clerk, U.S. Bankruptcy Court PACER Service Center Transaction Receipt 09/18/201314:12:14_ PACER Login: _ ph0378 Description:_ j Notice of Filing ;Search Criteria:_____ 13-70682 IB. i..I.I,.a..b..I.e Pages: 1 >Cost: 0.10 x • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Autovest, LLC Plaintiff No. 13-4440-Civil V. CIVIL ACTION Lindsey Jacoby, Defendant CERTIFICATE OF SERVICE I, Theresa C. Homady, Esquire, hereby certify that a true and correct copy of this Suggestion of Bankruptcy was served on the following by First Class Mail, USPS, on September 18, 2013. Counsel for Plaintiff: Michael B. Volk, Esquire Fulton, Friedman & Gullace, LLP 6 Kacey Court, Suite 203 Mechanicsburg, PA 17055 Date: September 18, 2013 Theresa C. Homad squire Homady Law 517 Allegheny Street PO Box 507 Hollidaysburg, PA 16648 PA Supreme Court ID # 47042