Loading...
HomeMy WebLinkAbout13-4548 t Supreme 00 �nnsylvania C 3 1 O IllEO leas For Prothonotary Use Only: ?, t /� � 1 r t Docket No: ST�n Cu r a d' County l / VS vs The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or otherpapers as required by law or rules of court. Commencement of Action: S X Complaint ® Writ of Summons ® Petition © Transfer from Another Jurisdiction ® Declaration of Taking E I C Lead Plaintiff's Name: Lead Defendant's Name: JP Morgan Chase Bank, N.A. Sandra Y. Kirschman T j Dollar Amount Requested: ®within arbitration limits I Are money damages requested? ®Yes No (check one) ®outside arbitration limits O N Is this a Class Action Suit? 13 Yes IM No Is this an MDJAppeal? 0 Yes El No A Name of Plaintiff /Appellant's Attorney: Kathryn L. Mason, Esquire ® Check here if you have no attorney (are a Self - Represented [Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS 0 Intentional ® Buyer Plaintiff Administrative Agencies ® Malicious Prosecution [3 Debt Collection: Credit Card [3 Board of Assessment ® Motor Vehicle ® Debt Collection: Other Board of Elections Nuisance Dept. of Transportation ® Premises Liability J Statutory Appeal: Other S ® Product Liability (does not include Employment Dispute: E mass tort) Slander/Libel/ Defamation Discrimination C ® Other: Employment Dispute: Other [3 Zoning Board T 13 Other: I [3 Other: O MASS TORT ® Asbestos N ® Tobacco ® Toxic Tort - DES ® Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS © Toxic Waste ® Other: ®Ejectment [3 Common Law /Statutory Arbitration l B ® Eminent Domain/Condemnation 13 Declaratory Judgment 0 Ground Rent ® Mandamus ® Landlord/Tenant Dispute ® Non- Domestic Relations Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABLITY ® Mortgage Foreclosure: Commercial ® Quo Warranto 13 Dental ® Partition 0 Replevin ® Legal © Quiet Title 0 Other: r-il Medical 0 Other: ® Other Professional: L Updated 11112011 C� IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA '°�,' iJ Li f �� t•i j JP MORGAN CHASE BANK, NA, CIVIL DIVISION CD `v4j Plaintiff NO: 3 � �J �� ctwfi E- �y V. - TYPE OF PLEADING: SANDRA Y. KIRSCHMAN and CIVIL ACTION - JARON M. MEASE, COMPLAINT IN REPLEVIN Defendants. FILED ON BEHALF OF: JP MORGAN CHASE BANK, NA, Plaintiff TO: DEFENDANT(s) COUNSEL OF RECORD YOU ARE HEREBY NOTIFIED TO PLEAD TO THIS PARTY: THE ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF OR A Scott A. Dietterick, Esquire DEFAULT JUDGMENT MAY BE ENTERED Pa. I.D. #55650 sad @jsdc.com AGAINST YOU. Kathryn L. Mason Esquire c Pa I.D. #306779; klm @jsda.com ATTORNEY FOR PLAINTIFF I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: JSDC LAW OFFICES P.O. Box 901033, Fort Worth, TX 76101 P.O. Box 650 Hershey, PA 17033 (717) 533-3280, AND THE DEFENDANT(S): (717) 533 2795 824 Meadow Lane Camp Hill, PA 17011 ATTORNEY FOR PLAINTIFF m� 1 c�3.�SP01 e�r� IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES. US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JP MORGAN CHASE BANK, NA, CIVIL DIVISION Plaintiff, NO: V. SANDRA Y. KIRSCHMAN and JARON M. MEASE, Defendants. NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment maybe entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO, NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249 -3166 (800) 990 -9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JP MORGAN CHASE BANK, NA, CIVIL DIVISION Plaintiff, NO: V. SANDRA Y. KIRSCHMAN and : JARON M. MEASE, Defendants. AVISO USTED HA SIDO DEMANDADO /A EN CORRE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparencencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar action como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamation o xemedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO IMMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGARLE A UNO, LLAME O VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249 -3166 (800) 990 -9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JP MORGAN CHASE BANK, NA, CIVIL DIVISION Plaintiff, NO: V. SANDRA Y. KIRSCHMAN and - JARON M. MEASE, Defendants. CIVIL ACTION - COMPLAINT IN REPLEVIN AND NOW, comes JP Morgan Chase Bank, NA, by and through its attorneys, JSDC LAW OFFICES, and files this Complaint in Replevin against Defendants, Sandra Y. Kirschman and Jaron M. Mease, as follows: 1. The Plaintiff, JP Morgan Chase Bank, NA, is a banking institution authorized to conduct business in the Commonwealth of Pennsylvania, ,with its.principal - office located at P.O. Box 901033, Fort Worth, TX 76101. 2. The Defendants, Sandra Y. Kirschman and Jaron M. Mease, are adult individuals . residing within the; Commonwealth of Pennsylvania, at the address of 824 Meadow Lane, Camp Hill, Pennsylvania 17011. 3. On or about December 6, 2007, Defendants executed a Retail Installment Contract for the purchase of a 2005 BMW 330XI, VIN# WBAEW53465PN38066 ( "Vehicle ") in favor of Plaintiff in the original principal amount of $30,319.89 ( "Contract "). A true and correct copy of said Contract is marked Exhibit "A ", attached hereto and made apart hereof. rj 4. Plaintiff perfected its first lien in the Vehicle by placing an encumbrance on the Certificate of Title for the Vehicle ( "Certificate of Title ") and recording same with the Commonwealth of Pennsylvania, Department of Transportation. An electronic record of said Certificate of Title, evidencing Plaintiff's first priority lien in the Vehicle, is marked Exhibit "B ", attached hereto and made a part hereof. 5. Defendants are the record and real owners. of the aforesaid Vehicle. 6. Defendants are in default under the terms of the aforesaid Contract, as the result of, among other things, their failure to make monthly payments under the terms thereof and their failure to bring payments current upon demand. 7. Plaintiff avers that the retail value of the Vehicle is $13,125.00, and the trade - in value is $8,900:00, as of July 17, 2013, and is in the Defendants' possession. 8. Based on Defendants' default, Plaintiff is entitled to immediate possession of the Vehicle in Defendants' possession. WHEREFORE, Plaintiff demands judgment in its favor and against Defendants for possession of the Vehicle. JSDC LAW OFFICES Dated: c I) 1 By: -" ► ��4 1 Y )vim _ Scott A. Dietterick, Esquire PA I.D. # 55650 Kathryn L. Mason, Esquire . PA I.D. #306779 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533 -3280 EXHIBIT "A" CHASE 93 RETAIL INSTALLMENT CONTRACT Date — 12•/06/2007 - -- DEALP 40492 1. ❑ It this box Is checked, this Is a shnphe interest contract WITH a 'Balloon Payrrmnt' as the test scheduled payment It this box is not checked, this is a simple interest corftrect t his Ura'Bellboth Paymenr as the fast scheduled payment 2' Buyer (and Co-auyer) Serer (Cnadtor) Name and Address New and Business Address (frolude County and Zp Code) SANDRA Y KIRSCH"AN JARON M "EASE PAXTON ASSOCIATES INC 824 MEADOW LANE 824 MEADOW LANE 2008 PAXTON STREET CAMP HILL PA 17011 CAMP HILL PA 17011 HARRISBURG, PA 17104 3 WHO IS BOUND: You, ft Buyer ( and Co-Buyer. If any). may buy the vehicle described below for cash or on welt By signing below, you choose fo buy the vehicle on credit under the lama on the front and beck of this Contract and are individuaiy liable (jointty and severely 0 both a Buyer and Co43uyer sign below) for any amount due. in this Contract we. 'us.' and 'our' new the Seger named above and, alter assignment and acceptance, the Sailers assignee, JPMOWn Chase Bank N.A. acting W its own or as agent for an affiliated entity (and any subsequent assignee). 4. DESCRIPTION OF VEHICLE: You agree to buy and we agree b cep the following vehicle. New. Used Weight or Demo Year (lbs.) Make and Model Vehicle Identification No, Key Use fo hi X Peal —business agdcubual USED 2005 BMW 33OXI SDN WBAEWS346SPN38066 0 If truth - Describe body. gross vehicle weight and major hems of equipment sold; 5. NOTICE TO BUYERS OF USED OR DEMONSTRATION VEHICLES: The Information you we on the window form for Ut6 vehicle N pan of oft Contract. Information on the window form overrides any contrary provlslon8 i We Go form of eels. $ FEDERAL TRUiH4N- LENDING DISCLOSURES ANNUAL FINANCE PERCENTAGE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS TOTALt3ALEPRICE j RATE The cost of your; es a The dcllar amount the credit The amount of credit pro - The amount you will hove The foist cost of your pur. yearly rate- vriill cost you vlded to you or on your pall after you have made all chess on credit, including behalf. payments as scheduled. your downpaymem of 7.89 . % $ $ 0.00 7837.95 s 30319.89 S 38157.84 I 38157.84 PAYMENT SCHEDULE: You payment whmkft will be 72 mahihy payrrhsnts of s due on the same.day of each month starling on 01 /05/08 BALLOON PAYMENT: if this Contract i &,cjhpcked with •Balloon Payment' above, your payment schedule will be monthly WYmems of S N/� each, due on the same day of each month starling an N/A then your Fast payment CBettoon Payment) win be S N/A "on N and PREPAYMENT. You have the right to pay off this Contract early. if you do so. you w@ not have to pay a penalty. . SECURITY: You are givi us a security interest in the motor vehicle being purchased, LATE FEE: t a payment is more than 10 days late, you may be charged 2% of the unpaid amount of that payment. OTHER ITEMS Please read Ills Contract, hhciudig the reverse side, for additional information on security interests, nonpayment default, and our right to require repayment in lull before the sdod<ded maturity date. 7.. IF YOU DO NOT MEET YOUR OBLIGATIONS UNDER THIS CONTRACT, YOU MAY LOSE YOUR VEHICLE. B. ITEMIZATION OF THE AMOUNT FINANCED 1. Cash Price: A. Cash price of vehicle ondudng sales tax of $1 7M A ary. accessories, their installation and taxes) t 97553.39 2. Downpaymera: A. Net eg ead value of trade -in N/A (year. NIA make. N/A $ model) S. Manufacturer's rebate applied to downpaymem $ N C. Cash Downpayment S N/A D. Total Dowrpayment (A + B + C) S 0.00 3. Unpaid Balance (IA- Less 2D.): s 27553.39 4. Othercharges, including amounts paid to others on you behalf: A. Cost Of Optional Credit Ufa and/or Accident and Health Insurance for the term of this Contract Paid to the Insurance Company of Companies Named Selow. LBe3 NIA Dlsebfllly mid Health 3 N/A 5 NIX �, gs B. Offkiailees paid togovemm §RtEgenciesfor. ereie+ns�h 21) anFUln Fee ardfdrt m eansnst 8 S 5_ AO insooko4rinnoanoed License and ReglsbatlonFee S ure Bdiorrtandyahteverot — &carpficafe of role Fee reCelfBd adaproieGap $ 99 Cn wa1a r;G;; rs Pd lCj. -- XXOthercmnFees $ pemanci pcowage. C. Other Charges (identify who w ill be paid and purpose): B ra dial To HONDA GAP For Optional Gap Coverage t TO For DOE F EE f B" Tb W0AIDA CARE For 94SUDED WARRANTS To NIA For .4illn : are• Te For N/A t o T O N/A For N/A r< ^• To NIA For N/A $ _„N,r�" To N/A N/A = _A_ other D. Total charges and amounts paid to others on your behalf (A+ B+ C) s 3Q MEN 5. Amount Financed (sum of 3 plus 4D) s " We may retain, or receive, a portion of these amourus. Life$ N/A Disabiiity,AccldenI and Health $ N/A $ N IX S. Official fees paid to govemm t! f genies for. Ihs (ernf9 n ' Y 4.len Filing Fee d $ SAI in 4C.11noamo.au License and Registration Fee $ urA asAowriardyouhavenot — Vcsi tificate of Title Fee ^ a copy o1 a Gap S 99 _ SA Varier or iisiitarice pofry, OtherGovlFees $ fin thereanoG C. Other Charges (WO" Who Will be paid and purpose): B s owals To For Optional Gap Coverage S TO W ASSOCIA4 For DOE FEE $ +• To --� CARE For $ —ra�v To MIA For WA S_____ __N 9A To For N/A To NIA For $ To For N/A $ �lu/A'! To For N $ B ---- -;e- -+ �.Q D. Total other charges and amounts paid to others on your behaff (A + +C) 3631 CA R S. Amount Financed (am of 3 plus 4D) '+ Ws may retain, or receive, 8 portion of these amounts. $ 8. Additional Disclosures 6. Finance Charge S - - --2832 9 Required by State Law 7. Time Balance "(Total of Payments) (5 plus 6) $ 283 62 94 - 8. Payment Schedule: See Federal Truth -in- Lending Disclosures above.' 10. PROMISE TO PAY: You promise to pay us the Amount financed shown above, plus a Finance Charge applied to the unpaid balance of the Amount Financed each day. The daily rate Finance Charge is equal to 1Mth of the Annual Percentage Rate shown above. 11. PAYMENTS BEFORE OR AFTER DUE DATE: This is a simple interest contract. This means that since we compute your Finance Charge each day on the unpaid balance of the Amount Financed, the amount of the Finance Charge shown above may vary depending upon when your payments are received. Therefore, the earlier you make payments before their due dates, the less Finance Charge you will owe. The later you make payments after they are due, the greater the Finance Charge. N you pay on time, you will not owe a late fee and we will apply your payment first to accrued Finance Charge and then to the unpaid balance Of ft Amount Financed. If you pay late, you will owe a late fee and we will apply your payment first to accrued Finance Charge, than to the scheduled unpaid balance of the Amount Financed, then to unpaid late fee, and then to the remaining unpaid balance of the Amount Financed. If you make any payments after they are due, including payments due because we allow you to extend the tens of this Contract, your final payment will be larger than originally scheduled. We will advise you of any additional amount you owe us after you make your last payment (I1 N is $1.00 or more). We will send you a check for any amount owed you (if it is $1.00 or more). 12. BALLOON PAYMENT: IF THIS CONTRACT IS CHECKED WITH 'BALLOON PAYMEJTr ABOVE, THIS CONTRACT IS NOT PAYABLE IN INSTALLMENTS OF EQUAL AMOUNTS. THE LAST SCHEDULED PAYMENT IS SUBSTANTIALLY LARGER THAN EACH OF THE OTHER SCHEDULED PAYMENTS. The due date and amount of this last scheduled payment are shown above. That amount may be less than what we estimate the vehicle will be worth at the time such payment is due. Paragraph 16 on the reverse side entitled 'LAST PAYMENT OPTIONS' applies. The odometer reading referred to in Section (8)(3) of such p>ragraph is miles, the excess mileage charge referred to in Section (B)(3) of such paragraph Is - uu ice_ per mile and the disposition fee referred to in Section (6)(1) of such paragraph Is --ply -- Buyer's knklale Co$uyar's Initials. By initialling hare, you acknowledge that you understand tliesa cha of paragraph 16 entitled "Last Payment Oplimis ", on the reverse side of this Contract. ^ilea and the provisions 13. CREDIT INSURANCE: YOU CANNOT BE DENIED CREDIT SIMPLY BECAUSE YOU CHOOSE NOT TO BUY CREDIT INSURANCE. CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND HEALTH INSURANCE ARE NOT REQUIRED TO OBTAIN CREDIT. INSURANCE WILL NOT BE PROVIDED UNLESS YOU SIGN AND AGREE TO PAY THE ADDITIONAL CHARGE The policies or certNicatss Issued by the insurer will describe the terms and conditions in further detail. j If you want the following insurance, sign below; 0 Life ( ❑ Buyer ❑ CO -Buyer 0 Both) at a premium of S /A for a term of u i i Credit life insurance will pay your debt on this Contract up to $ 0 Disability, Accident and Health (B On at a i Y premium of $ iA— fora term of Credit disability. accident and health insurance will pay your debt on this Contract up to $ The name of the Insurer is of Name Home Office Address Buyer Signature Date CO -Buyer Signature Date WARNING: Any insurance provided by the Seller does not cover liability for Injury to persons or damage to property of others unless indicated in the policy. 14. PROPERTY INSURANCE: Insurance ooveregs for loss or damage to the vehicle (collision, fire and theft) is required and you have the option of furnishing the required insurance either through your existing policies or you may purchase equivalent insurance coverage through anyone you wish aoe�aWe to the Seller. If you elect to purchase this coverage through the Seller, it will be furnished by WA for the initial term of N /A at a premium of _g _ but such charge Is not included in this Contract IMPORTANT: THE TERMS OF THIS CONTRACT ARE CONTAINED ON BOTH SIDES OF THIS PAGE. READ THE ADDITIONAL TERMS ON THE REVERSE SIDE BEFORE SIGNING BELOW. The Annual Percentage Rate may be negotiable with the Seller. The Seller may assign this Contract and retain its right to receive a part of the Finance Charge. BY SIGNING THIS CONTRACT YOU ACKNOWLEDGE THAT IT CONTAINS AN "AGREEMENT TO ARBITRATE i DISPUTES ON THE REVERSE SIDE, THAT YOU HAVE READ IT AND AGREE TO ITS TERMS. NOTICE TO BUYER: Do not sign this contract if blank. You are entitled to an exact copy of the contracA Keep it o protect your legal rights. Buyer Signs ` Co-Buyer Signs By signing ller all s to a terms of this Contract and assign& on t Nees assignee under the s agreed to by Seiler and Settees assignee. Seller (Creditor) Signs By Tate Undersigned hereby acknOWledges receipt from Seller of a true, correct and co lete copy of this Contract at time of exe ution. c Buyer Signs - Co-Byer Signs FOAM N0. CAFTt- Pennsylvania R .1106 g, 9/06 roORDERCALLO W @.310208 FAX (0)2 4M4 0 2006 JPMorgan Chase Bank, NA. CHASE COPY OTHER IiMPORTANT AGREEMENTS: 15. SUMI'4ARY NOTICE: You have the right to prepay all or arty pan of the befarnce Of the Amount Financed at any time without penalty or premium. Because the Finance Charge b being t�ar�d and collected on the outstanding t>alana of the Amount Financed and Is not precoMputed. there win be no rebate of the 1'bhenCe Charge M the event of prepeymeM. You witl mat have the right to reinstate this Agreement alter repossession unless we av it. 16. LAST PAYMENT OPT1oNS: If this Contract has a balloon payment as the last sdheduled payment, instead of making that payment, you may either lefinance' your fast Scheduled payment or return and trensor the vehicle o is as set font below. A() if you want to 'tefinartce' r last scheduled payment. You must fist pay all arteuMS you owe under this Contract pncludIng the accrued Finance Charge) due as 0 fie date of y�iour tact scheduled payment (but not f►hrludin� your last scheduled payment). You may refinance your last scheduled payment at eOragy favorable tomes. This means that your finance charrgges oonUnue to accrue at the Annual Percentage Rate indicated an the front of this contract and you continue to make your regular payments monthly until you pay the amounts you owe under this Contract in full. We may require you to a new loan agre nt fie eme setting forth terms a the refirrarrced balloon pwpwnL (0) It you want to return and transfer fie vehicle to us instead of making the fast scheduled payment, yy must first g ive us.wrhten notice that you would like to do so at least 30 days before the Nast scheduled paymenftls due. You must than delver the vehicle to us w'thid flve'd before the last scheduled payment Is due. at a place designated by us. At the same time. you muss give ire the tine ao" vehlde, which stows no other liens other than our pen, anti an other papers we need signed by you in orde to transfer, ownership of the vehicle. You must also meet each of the following Comfctlons numbered t through 4) by the date the labor sohedhded payment Is We in order for us to accept the vbhide In' satisfaction of Bra last Sehoduled payhenL (1) You must pay us the disposition fee, M any, shown in paragraph 12 entitied'Sattoon Paymem' on the front of this Contract. (2) You must pay us all amounts you owe under this Contract (including the accrued Finance Charge) througqfih the date you delver the vehicle to us, except for the amount of the last Sdeduled pp (3) 11. when you del"r the vehicle to us, the vehicle's adorreter reads greater than fie allowed mileage stated M paragraph 12 entitled 'Moon Payment` on the front of We Corhlrecl, you must pay us the amount stated in tlhat paragraph for each such excess rnge over the allowed mileage. (4) t the vehicle b rot in'pood running order and Conditicr►' when you deliver lt te us. YW must pay us the amount lt costs era or would cast hcs te put the vethice In good running order and condition. In order to be In'good rurudng order and condition. the vehicle must have. amhong other thlnps no lass than our matching tires of equal �uardy o the orighWa, plus a spare of equal quality or of the type orlgtnelly provided by fife marMaeturer of fire veldde. with each due havtrig at least one- slglnti inch of remairhing tread at Its shallowest point, end no stxatdres, chips, cracks. or other damages In the gNss. body, or interior beyond nomhel wear end tear. M you disagree with the amount we dotamins is necessary to restore the vehicle to Vood running order and condition; you may obtain, at your and within 10 days of our determination, a written estimate of such amount from an Independent appraiser acceptable to us. 11 you do so, the amount you must pa y us will be the lesser of (a)) the charge determined by us to restore fie vehicle to' d rmning order and oonddbn; or (b) the charge determined the by the appraiser to restore vehicle to 'good running order and oond"L fi you deliver the vehicle to us In satisfaction of the last scheduled payment, r and meet each of the above conditions, we will then have the entire risk of Was or benefit of gent If and when we dispose of the vehicle. 17. OWNERSHIP AND RISK OF LOSS: You agree opay us all you owe under this Contract even it the vehicle Is damaged, destroyed or You an" `r not to sag, transfer. or remove the vehicle from the Urged States for more than (30) days without our written pe You agree to r� the vehicle In good condition and repair. except wear and tear caused by ordinary use, and o permit us to intspep the vehi e at reasonable time. You agree not to expose the vehicle to mrsuse or ocinfacaton or to pem vft anyone o ,use the vehicle Mr VW unlawful purpose. You agree to keep tie vehlde hoe of arty t claims and selwres by any gbvemmemal authority. You agree not to rem to vehicle to others or to carry passerhgare for hire. It *9 pay any repair bills, storage bills. taxes frees, a other charges on the vehicle. You agree o ropey the amount when we ask for iL You agroo to koop to vohldo at address h listed an the front of this Contract unless you notify ors In writing that the vehicle will be kept at a different location. You will Irnnedlatefy f ue of airy r change In your address or the address where the vehicle is regularly located. Any amount we pay will be added to the amount you owe us and wig be due immediate yf This amount win earn finance charges from fie date we paid n at tie Annual Percentage Rate in this Contract until payment In full. 18. SECURITY INTEREST: You are giving us a security interest In fie vehicle being purchased any proceeds of ire vehicle, and and replacement parts fn Th stagad lot the vehicle. e security Interest also covens: (1) Insurance premiums or other fY • equfprrent proceeds of insurance P0116104 on the vehicle. and (3) proceeds of any Insurance policies on �refinancin p e In this Contract. These In ' (2) secure payment of an amounts you owe M this Contract an rty d In a transfer. renewal, extension modification ere anc also secures your other agreements In this Contract You will cause or cooperate in causing our secs ` interest assignment M me t oft Centred. h Oft. You wig not allow subordinate or other g to be placed on the vehicle () n the vehicle be shown on the 19. REQUIRED PHYSICAL DAMAGE ees AMAGE INSURANCE: You agree to have Physical damage Insurance covering loss or damage to the vehicle for fie term of fhb Contract. You will make its toss payee and provide evidence of Insurance, if the vehicle is lost or damaged, you agree that we can use any Insurance i settemem ehher to repair the veMde or to apply to your debt 20. OPRONIAL GUARANTEED AUTO PROTECT= ( GAP) COVERAGE: Gap coverage is not required to obtain r n Pi and you may purchase i ban any cwrwm t you wart hal►�te b atdlhorf=ed o sell stitch coveralls and b ache te the SeEer. d you eletl to aurcfhase Cleo coverage t like Corwact, it vrig be Nntfsfted by r .�� ��ann e� � ��S�su�aragreyh�� a ltar mot th eToA Ftna�nopedolo�craategds �si � �Cord�md. IniroulsxrM k�ei M�ayp�te � of Artauat Fihanoed kxeted on the revotse ddo of this (bntracl. This coverage wig not bs 21. MISURANCE CHARGES RE?URNED TO US: N any cha1Q8 for required insurance Is returned to us, it may be credited to your account or used to buy 4lmnar Insuaanoe or InSVIal a whidh Covers only our Interest In the vehicle. If any charge for optional insurance or ader products financed In this Contract, is returned to us (tor example, s refund on credit (Me Insurance), ft will be credited to your account or retumed to you. 22. DEFAULT: 11 wm be a default it any of the fononfng events oodir. (11 you fail o pay any regular monthly payment when dua. M you brea any other promise o us. (3) you do or cannot pay your debts as they becomm due (4) any person tries o t 11M any of your p by Iei y prooeadMgsPr ere fnitlstedp you. Or (5) You made materially terse atatertrerts In applying for Ihb credit, (t;) you fife for b o w 23. Immediately FOR DE p A�UL�T , Upon any include: p{:(a) the right to declare all sums due on this Contract to be abtahh possession o} the vehklo, wdtlh or witeohd prhoeess of law t you do not delver k o ens. Vou authous convenient to you and to us: (c) the right to , iY enter upon ro7 Prenrisea where the vehiclo mhay be k6gt fn order te take possesttbn at the vehxce and arnything fowl In the hrethfcle. K there ts enY peraorha! properly In tie vehicle af ire tnho of repossessiah, wa wig ghre you notes of our of such progeny at you lest known address as shhovrn by our records. You can retrFehre your persarta f propeAy during narrhal tuslress hours nt where ire property is being stored. M you do not claim such property w3tdn 30 days eRsr t►e Yo usu� � � or otherwise dispose of such fi a reasonable manner and dsMDute the procoecfs a000rding o applicable Iaat ' Your lleetese Rlates for rte vehWrie In movvehkie te the place Of storage. it you were In default more than 15 days before we took possession of Ue vehido, you mast pay our eaarm, necessary and reasonable ousts of retaking, storing and mpaltng the vehicle. our must be supported by recefpm or other satfstaeory proofs of payment. We will sell the vehicle at Private sale after the 15-day redemption period referred to below and we will send you reasonable notice of the ewe. We will apply to t of any Salo or other disposition to lonely the reasonhabla expenses of sale, ire lawht uses of retea fug and storing rte vehicle, than to any other costs periffled by law, std than o fie balance under o of whet you owe uer Oft Contract. You will be entitled any surpka, bud will be liable far any deficiency. to ire extent pamdtted by law. Yo may r eem the vehicle at any time up o 15 days after we mail you a'Notiee of R�asession'. The redemption price will be all sums due under ids not Agr t trio ve�hkde due payments) and, if default was forger than 15 days when we took possession of the vehicle, our costa of rowing, repairing and 24. POST- MOGMElff INTEREST: If the hull unpaid balance of tits Contract becomes due for any reason and Judgment is entered hereon, to fie extent permgted by law. you will be Nato or interest on It at to highest lawful rate until It is paid in fug. 25. COLLECTION COSTS: It we hire an attorney who Is not our salaried employee to collect what you owe, you will pay the anomey% masonsbte tees, and any Count Costs. 26. DELAY IN ENFORCING RIGHTS AND CHANGES OF THIS CONTRACT: We can delay or refrain from enforcing any of our rights under this Contract Without Dosing them. For example, we can extend the time for making some payments without extending others. Any change in terms of this Contract must � be In writing and signed by us. No oral s are bkxfi If any provision of this Contract conflicts with applicable law, n will be considered modified to comply with thal taw and the remaining pons shag continue. t 27. WARRA NTi1ES SEL O ISCLAIMS: Unbacc tea SoMw mckso a wrft n w a enters into a carMoe o within t in 00 days from bw dab of No Contricet. the Sallor makes P pub rte wcrrcn9=, or �"� on the vehicla, artd ft= will be no implied worrertles of rrerehantabl1lty or of flbtaso for t 28. RIGHT TO OFFSET: To the extent provbdod by operation of law, if you are in default, we can upon written notice to you and oubjw to your right to cure tte default, pay ell or part of theo emounto otvsd under this Contract from any deposits or funds that you have with us without telling you she ad of time. 29. CREDIT REPORTING: We may obtain a ccrhsuner credit report from one or more consumer credit reporting agencios (me bureaus) in connection with your f appllcadon and as wherWise ak%%ed by applicabls law. You agree that we may also vedly your employment, ahcon assets and debts. 30. GOVERNING LAW: This Contract Is governed by the applicable laws of the Commonwealth of Pennsylvania, to the extent that such laws are not preempted by the taws of the United States. 31. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH' THIE DEBTOR COULD ASSERT AGAIidST THE SELLER OF GOODS OR SERVICES OBTAINED i PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR RMA1 1 MAY Sut r-Ii:n AnmA11MYC PAIn RV TWO: DFRTOR HERFUMDER_ ,...e.o...., ... q ,-- r ..... 23. RME as pAUUaLTT:e U pon the occurrence of any event of detauh, our rft 6fdude: (a) the right to declare an arms due on ft Cgmwt to be CbmIn possession a rive "vehloja',n+M�i a�irfeq Afire you to da9rer the vehkia to us at a reface reaconeEy C to � % (ell Mdghlier�a the veideb maybe kept M orver to take posIIesstarU a v�ehkle�and � aelhror R to us. You mdhodze w to property time of repotaessiorh, we whA give you notlee of our poasessbn of atrch y orry atyour last kraaddreas � sh reeo�. You ��retd�eua t property a+�9 rrorrrol bnretnesa hours nt the place where tle properly fit halo➢ stored n you do rat ctekn such property rAthkn 3o slier the mai6g of Ure nollce, wa may cep or otherwise dispose of mkhprapre In a reasonable mm�ner and d sMDute the proceeds a000rdtng to a taw. Vou autnorhe us to rrse your pCerhse plates for the veNcla In nhov his g to to fro place of storage. n you were In defeutl mare than 15 days b=ill we look posaesslon of the venlele, yyoouu must pay our aCtuet n and reasrneble costs of Ong, etortrg and repeUtrg the vehicle. Our caste must be supported by reoa0rte a curer sa7braclay proofs a peymren We will asp the vehicle at private sale ahre t 164L recta on period refrered to bebw and we will send you Macanebb notce of the sale. We will apply are proceeds d rery sale or offer disposTon to defray the rem expenses of sale. the IawM expanses of rmakbg and staring the velttie, then ID odor cash permitted by law. and than to the balance of what you owe under sin Contact. You will be entitled to any swplim bud will be ileble for any detidenry. to the extend pamdtted by law. You mey redeom the vehkre n any pare up to 1S days aver we mW you a'Noft of Reposmmxi m'. The.odm. pftn pdw wa be all sums due under aria a n (nd�est duo payment) and. a defaub was longer than is days when we took possesslon of the vetdit ow costs of retaking, spatk+g 24. MOST B .IUD 11XIENT W REST: a to full would balance of this Conmecf Wcornes are ror airy reason and Jhrdgraen is ordered thereon, to to extern permiled by law, you will be liable for Intarest an It at the I lot oA lawhhull rate unc it Is paid In full 25. COLLECTION COSH n we hire an attomey whe Is not our setaded enQbyse to acted what you awe, you will pay the grmrheys roesonatta tees, and any cart! coals. 211. DELAY IN ENFOROM RKiHTS AND CHANGES OF TM CONTRACT: We can detay or refrain from siforch any of our rights under this Camact Without b trg tom. For example, we can extend t he tars for amkknp sortw paynhe is wWnout extending others. Any change In tent of this Conbap must be In wdarg and signed by us. 6kn ft. 11 afy provhion of this Contact coaft s with appk&w few, it will be considered modiRed to oomply with that law and the „g 9 confin 27. WARRANTIES SELL O ISCLAM: Untans tna Scan matte a mlttm vverhu y ar enders Mfg a cervleo eorrtaet Bld iwn g ile 0 days from a duo of Of a Cqlfq no arsrontim% arrpr000 or' -11 on tiro vohdcla, andMnm will ba na impgsd aronantlea of ma ly charda or of Ot = fm 28. to RIQJIT TO OFFSET. To the extent provided by cura so da pay all or part aloe eamu nts — a�Contred from any deft �hmds that not you h you and eub� te ight to you► r you shoed of thus. ou have with duo tirhg you 28. CREDIT REPORTING: Wo may abmin a cmmm aeon repot from area moo cm m aem mp agendas (aedi bhseaus) ln corxhectton wlfh your appicallm and as othww1seaCooW byapptYebla law. You agree teat wa mey elsoverky yes er pbyrnen Irm. e, assets end deity 30. GOVERNIPM LAW: This Conrad is gwamed by the appteebis laws d the Commahwealth of Pennsyhmnle, b the extent that such laws ere not preempted by the laws of the Untied States 31. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT iS SUBJECT TO ALL CLAM IS AND DEFENSES WHICH' THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SMALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. The preceding NOTICE appfles only to goods or services obtained primarily for personal, Family, or household uso. In all other cases, Buyer will not assert against any subsequent holder or assignee of this Contract any claims or defenses the Buyer for) may have against the Sager, or against the manufacturer of the vehicle or equipment obtained under is NOTICE OF PROPOSED CREDIT INSURANCE The stgeere of this Contact hereby tal w(s) notice that group credit Me Msuraoc 0 Coverage erid 6' i l r4di► disability kwowrs coverage will be oog6oable to this Contract I so marked on the front of ants Contract and each such type of coverage wa be written q to named Insurance company. Thu Insurance, subject to acceptance by the mature, otwers only the person �pMng the request for such insurance. The am d charge arge is Indicated for each t!yyppee of CM& Insurance to be purchased. The term of the insurance will eommenee as of the date the hMebtedross b Incurred and cum expire an the original aehedutsd matufy date of the 100*10*im, subject fo acceptance by Me Insurer and within 30 days tore will be deftmed to the Insured dautor a car ficafe of insurance more fully desaf ft the Inwrarae. M the event of prepayment of the Indebtedness a refund of Iroumw charges cum be Made when duB. AGREEMENT TO ARBITRATE DISPUTES The follo>Fring Arbitration Agreement can significantly affect your rights In any dispute with us. Please read it carefully before signing this Contract. 1. IF EITHER OF US CHOOSES, ANY CLAIM OR DISPUTE BETWEEN US (AS DEFINED BELOW) WILL BE DECIDED BY ARBITRATION AND NOT IN COURT OR BY A JURY TRIAL. 2. IF EITHER OF US CHOOSES TO ARBITRATE, YOU WILL GIVE UP YOUR RIGHT TO PARTICIPATE AS A CLASS OR 'OTHER REPRESENTATIVE ON BEHALF OF OTHER PERSONS OR AS A CLASS MEMBER OR OTHER REPRESENTED PERSON ON ANY CLASS CLAiM OR OTHER REPRESENTATIVE TYPE OF CLAiM YOU MAY HAVE AGAINST US INCLUDING ANY RIGHT TO CLASS OR OTHER REPRESENTATIVE ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS. 3. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION. Any claim or dispute, whether in contract, tort, statute or otherwise (kicluding the interpretation and scope of this clause, and the arMtrabifity of the claim or dispute), between you and us or our employees, agents, successors or assigns, which arise out bf or relate to your credit application, this Contract or any resulting transaction or relationship (mcluding any such relationship with third parties who do not sign this Contract) shall, at your or our election, be resolved by neutral, binding arbitration and not by a court action. Arty claim or disptrte is to be arbitrated by 1 single arbitrator on an indroiduai basis and not all a class action. You expressry wawa arty dgM you may have to arbitrate a lass action You may choose any one of the following arbitrraation or N Clonal Arbitratlon Box 50181 NfirhrieapoliseMNn A Fb9r 10 � Y ork, t The arbitration shall ) be conducted in accordance with this Arbitration Agreement and, unless Othe provided for in is Agreement to Arbitrate Disputes, the rules of the arbitration organization you chose (the 'Arbitration Rules'). You may get a copy of the Arbitration Rules by contacting the erbNretlon organization or vrstfing its wet>stte. The arbitrator shall be an attorney or retired judge selected in accordance vuith the Arbitration Rules. The arbitrator shell apply governing substantive law in making an award. The arbitration hearing shall be conducted in the federal district in which you reside. The arbitrators decision shag be In writing and either party may appeal the arbitmtors decision through the arbitration organization you chose. We will pay your filing, administration, service or case management fee and your arbitrator or hearing fee all up to a maximum of $1.500. We will also pay any additional amount of such fees that the arbilratordetermines we must rder to this Agreerrherf to Arbitrate Disputes td othefeesess warded by the arrator Lk)except t n may rt Disputes, and arty arbffresoconducted hereu and not by any state law concerning arbitration. You and we retain any rights to sell -help remedies, such as repossession. You and we retain the right to seek individual remedies in small claims court for disputes or claims within that courts jurisdiction, unless such action Is transferred, removed or appealed to a different court. Neither you nor we waive the right to arbitrate by using self -hefD remedies or filing sun. Any court havin sdction may enter Judgment on the arbitrators award. This agreement shall su a airy termination, payoff or transfer of Contract. If any part of this Agreement to Arbitrate Disputes, other than waivers of class action rights, Is deemed or found to be unerforceabie for any reason, the remainder shall remain enforceable. ®� A Chu e �mNm oorsacmaf3+moxrNhcama�emr EXHIBIT "B" Account View Page 3 of 4 ditionat t�ocumerhts do not exist fnr 0 w Title Actions* o VIWH N: w6AEW53465PM8068 State: PA 11 to Nthmtter: 61611997 7"'[tlt�- EleCt 3 Year: 2003 Make/Builder: t3mw Model: Perfecting v 3 Overview _ - t o Owner (s) :IQRSCHMAN, SANDRA Y Closed Da6e: MEAS>F 3AROM M Closed Reason: r ' Uenhoider:JP MORGAN CHASE BANK DUI t3oa.imehht Location: Matdh Type: AtrWMA7tC Matdh Date : 1/7/2008 w Issuance Date: 1/7 /2008 w i Imported Date: 117 /2008 tD to Ow 0 ners Type Name Address ©ty Sbft(PYQWlnce Postal Cade Business laRSCHMAN, SANDRA Y 824 MEADOW LANE CAMP HILL. PA 17011 Business MEASE, JARON M Property Odwneter Reading: 0000000 Met;/Unladen Weight: 0008p Odometer c3"• Gross Weight: 00000 Prior Odometer Reading Date: Gross Combined Weight: o00uo Body: Branding: # of Passengers: oeo I.tens Name Address Uenhnider ID Uen Date Uen Expiratton Date JP MORGAN CHASE BANK NA P.O. BOX 901033 13494465001 12/BA013 FT WORTH, TX 761012033 True Mairrt N hi":// title. fdWtconl /Acco=tView /AeootnpitCol[ ate - 4 View.aspxMevu-=AcCDUntCoUateMYV ew 7/17/2013 VERIFICATION Kathryn L. Mason, Esquire hereby states that she is attorney for PLAINTIFF in this matter, that Plaintiff is outside the jurisdiction of the court and or the Verification could not be obtained within the time allowed for the filing of the pleading, that she is authorized to make this verification pursuant to Pa.R.C.P. 1024(c) and that the statements made in the foregoing pleading are based upon information supplied by Plaintiff and are true and correct to the best of her knowledge, information and belief. Furthermore, it is the undersigned's intention to substitute a verification from Plaintiff as soon as it is received by counsel. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Date: / I / I 4 ) ,-- Kathryn L. Mason, Esquire PA ID #306779 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ,+- , , • _ t ,,I` i )T of i �..t,, 1 a Sheriff �Q;�ti�t3� �t�aaara�rrrtr, r t� r f r�1,sat' Jody S Smith Chief Deputy Richard W Stewart C�ai� �4F,L C ,; . Solicitor OFFICE Qr f�z SPFRaa=p PLIV,14 S JP Morgan Chase Bank, NA Case Number vs. Sandra Y Kirschman (et al.) 2013-4548 SHERIFF'S RETURN OF SERVICE 08/05/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Sandra Y Kirschman,but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Complaint& Notice as"Not Found" at 824 Meadow Lane, Hampden Township, Camp Hill, PA 17011. Deputies were advised by current tenant that the defendant was the previous owner. 08105/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Jaron Mease, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Complaint& Notice as"Not Found"at 824 Meadow Lane, Hampden Township, Camp Hill, PA 17011. Deputies were advised by current tenant that the defendant was the previous owner. SHERIFF COST: $70.95 SO ANSWERS, 4" August 06, 2013 RON R ANDERSON, SHERIFF iC)CountySuite Sheriff,T'eleosofl.In- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JP MORGAN CHASE BANK,NA, CIVIL DIVISION to r y Plaintiff, NO: 2013-4548 -065 rmn q_ V. N� N C) C:; -v G SANDRA Y. KIRSCHMAN andG y, JARON M. MEASE, Defendants. PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Please mark the Complaint in Replevin filed at the above-captioned term and number reinstated. Respectfully submitted, JSDC LAW OFFICES Dated: = —3 U �� BY: G Ij IA I UA Scott A. Dietterick, squire PA I.D. # 55650 Kathryn L. Mason, Esquire PA I.D. #306779 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533-3280 s �l. -7s I, aft Ctff /-n/9 a 01 9 310 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson r" ;i� 0 t16' °�' Sheriff ir? H E t-P 0 f H 0 H10"iw�t� JOd S Smith � y 2013 SEP --6 AM 117 17 Chief Deputy AZI Richard W Stewart . °'" rUMBERLAND COUNTY Solicitor OFrICE OF a"w="ER'FP PENNSYLVANIA JP Morgan Chase Bank, NA Case Number vs. 2013-4548 Sandra Y Kirschman (et al.) SHERIFF'S RETURN OF SERVICE 08/28/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Jaron Mease, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Complaint& Notice as"Not Found" at 123 November Drive,Apt. 2, Camp Hill Borough, Camp Hill, PA 17011. Per Sandra Kirschman, Grandmother, the defendant never lived at this address. 08/28/2013 12:44 PM- Deputy Jamie DiMartle, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Sandra Y Kirschman at 123 November Drive,Apt. 2, Camp Hill Borough, Camp Hill, PA 17011. ,jn,V\LLJQLZ��i� JIED IMARTL UTY SHERIFF COST: $65.95 SO ANSWERS, September 04, 2013 RON W R ANDERSON, SHERIFF (c)CountySuite Sheriff,T'eleosoft,'tic.