HomeMy WebLinkAbout08-13-13 �
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,PENNSYLVANIA
ORPHANS' COURT DIVISION
NO. 2013-00765
IN RE: VELMA B. GEBHARD
AFFIDAVIT OF SERVICE
TO THE CLERK OF ORPHANS COURT:
I certify that the attached correspondence dated July 30, 2013 along with a copy of the
Petition To Sell Real Property filed in this matter on July 11, 2013 and the Order of Court dated
July 23, 2013 were mailed to Terry B. Gebhard via certified mail-return receipt requested and
United States First Class mail and was not returned to me as undeliver ble.
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David A. Baric, Esquire
DATE: August 13, 2013
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B ARIC 19 West South Street
Carlisle,Pennsylvania 17013
Attorneys at Law (717)249-6873
(717)249-5755-Fax
SCHE�+ R dbaricQbaricscherer.com
LLC
David A. Baric
Michael A. Scherer
Tricia D.Naylor
Bret P. Shaffer
Steven J.Fishman
Of Counsel
July 30, 2013
VIA CERTIFIED MAIL# 70113500 0003 6622 0549
AND U.S. FIRST CLASS MAIL-CERTIFICATE OF MAILING
Terry J. Gebhard
402 Howell Street
Exton, Pennsylvania 19341
RE: Velma B. Gebhard
Dear Mr. Gebhard:
Enclosed for service upon you find a copy of the Petition To Sell Real Property I filed in
the above matter with the Cumberland County Register of Wills office on July 11, 2013 along
with a copy of the Order of Court signed by the Honorable Thomas A. Placey on July 23, 2013.
Very truly yours,
BARIC SCHERER L
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David A. Baric, Esquire
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cc: Velma Conway w/Enc.
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IN RE: VELMA B. GEBHARD �
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IN THE COURT OF COMMON PLEAS
OF THE NINTH JUDICIAL DISTRICT
ORPHANS' COURT DIVISION
NO. 2013-00765
iN RE: PETITION TO SELL REAL PROPERTY
ORDER OF CtJURT
AND NOW, this"�.'��day of July 2013, upon cansideration of the Petitian to Sell
Real Property, a CITATION is issued upon Respondent, Terry J. Gebhard, to show
cause why the relief requested shauld not be granted. PETITIONER shall serve the
petition and citation upon Respondent.
CITATION RETURNABLE fifteen days from the date of service by Petitianer.
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Thomas . Placey C.P.J.
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David A. Baric, Esq. � ;�; `�=-' n, ' :-,�
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Terry J. Gebhard :u �.'� � � �-r, `�: `i
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ATRUE COPY��OM RECORD `" � � � _ ;_�
In Testlmony wheraf, !hereunta 4 , �-
sat my hand and the seal �-�� �` o �' `�
of�wk!Cr�►urt at Ca�lisle.PA i
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IN RE: VELMA B. GEBHARD : 1N THE COURT OF COMMON PLEAS OF
. CUMBERLAND COUNTY, PENNSYLVANIA
: ORPHANS' COURT DIVISION
: N0.
PRELIMINARY DECREE
AND NQW, upon consideration of the Petition To Sell Real Property, a Citation is to be
issued upon Terry J. Gebhard, to show cause, if any there be, why the Court should not approve a
sale of the Real Property and order and direct Petitioner to take all steps and actions necessary to
list the Real Property for sale and consummate a sales transaction for the Real Property in
accordance with the terms presented in the Petition.
This Citation shall be returnable ,the_day of ,2013,
at a.m/p.m. in Courtroom No. of the Cumberland County Courthouse, Carlisle,
Pennsylvania.
BY THE COURT,
J.
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IN RE: VELMA B. GEBHARD : IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: ORPHANS' COURT DIVISION
: NO.
CITATION
AND NOW, this day of , 2013, upon consideration of the within
Petition To Sell Real Property, it is hereby ordered and decreed that a citation is awarded,
directed to Terry J. Gebhard, to appear and show cause, if any there be, why Court should not
approve a sale of the Real Property and order and direct that Petitioner may take all steps and
actions necessary to list the Real Property for sale and consummate a sales transaction for the
Real Property.
CITATION returnable the day of , 2013, at
a.m./p.m. prevailing time in the Orphans' Court Division, Court Room , Cumberland
County Courthouse, Carlisle, Pennsylvania.
BY THE COURT,
J.
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IN RE: VELMA B. GEBHARD : IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
. ORPHANS' COURT DIVISION
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PETITION TO SELL REAL PROPERTY � d �' � �.' -�-;
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AND NOW, comes Petitioner, Velma G. Conway, agent for Ve1rr�B�'Gebh�l, by�nd�
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through her attorneys, BARIC SCHERER LLC, and files the within Petition to Sell Real
Property and, in support thereof, sets forth the following:
1. Petitioner is Velma Conway, an adult individual with a resident address of 12
Longview Avenue,N. Caldwell,New Jersey 07006-4713.
2. On June 26, 2008, Velma B. Gebhard executed a Durable General Power of
Attorney. A true and correct copy of said Durable General Power of Attorney ("Power of
Attorney") Exhibit"A" and is incorporated by reference.
3. Pursuant to the Power of Attorney, Velma B. Gebhard appointed Velma G.
Conway and Terry J. Gebhard as her agents.
4. Velma G. Conway is the daughter of Velma B. Gebhard and Terry J. Gebhard is
the son of Velma B. Gebhard.
5. Velma B. Gebhard is a resident of Thornwald Nursing Home and has been a
resident of that facility since November, 2011.
6. Velma B. Gebhard owns residential real property known as 630 Devonshire
Drive, Carlisle, Pennsylvania("Devonshire Drive Property").
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7. The Devonshire Drive Property has a legal description as follows:
ALL that certain lot of ground located on the West side of Devonshire Drive in
the Borough of Carlisle, Cumberland County, Pennsylvania, more particularly
bounded and described as follows:
BEGINNING at a point on the West side of Devonshire Drive, which point is in
the line dividing Lots 106 and 107 on the Plan of Section"C" of Heatherlands
recorded in Cumberland County, Pennsylvania, in Plan Book 14, Page 28;thence
along the West side of Devonshire Drive South 04 degrees 55 minutes 50 seconds
East 100 feet to the line dividing Lots 107 and 108 as shown in said Plan of Lots;
thence along said dividing line South 85 degrees 04 minutes 10 seconds West 150
feet to a point in the line dividing Lots 89 and 90 from Lot 107; thence along said
last mentioned dividing line North 04 degrees 55 minutes 50 seconds West 110
feet to a point in the line dividing Lots 106 and 107; thence along said last
mentioned dividing line North 85 degrees 04 minutes 10 seconds East 150 feet to
the place of beginning.
The above described is Lot No. 107 as shown on said Plan of Lots and is part of a
larger tract of land conveyed by Joseph W.Noble and wife to Roy H. Wenger and
Ruth E. Wenger, by deed dated Apri121, 1945, and recorded in Deed Book"Z",
Vol. 12,page 231,the interest of Ruth E. Wenger therein having been conveyed to
Roy H. Wenger by deed dated March 3, 1961, and recorded in Deed Book"D",
Vol. 20,page 223.
Being the same lot of ground which Carlisle Realty Co., Inc., by their deed dated
July 30, 1965 and recorded in Deed Book"R", Vol. 21,page 409 conveyed to
James B. Gebhard and Velma B. Gebhard, his wife.
8. The Devonshire Drive Property is believed to have a value of$195,000.00. An
appraisal of the Devonshire Drive Property is attached hereto as Exhibit"B"and is incorporated
by reference.
9. Petitioner has attempted to move forward with listing the Devonshire Drive
Property for sale as it is unlikely Velma B. Gebhard will return to the property based upon her
physical limitations and requirements for her activities of daily living to be supported by care
providers.
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10. The continued maintenance expenses for the Devonshire Drive Praperiy continue
to deplete the resot�rces of Velma B. Gebhaxd with no concomitant benef ts to her.
11. As Petitioner has sought to move forward with a sale of the Devonshire Drive
Proper�y,her ca-agent, Terry J. Gebhard,has failed and refused to cooperate in the sale of the
property or has delayed Petitioner in trying tq procure a sale af the property.
12. Petitioner believes it is in the best interest of Velma B. Gebhard that the
Devonshire Drive Property be listed for sale and that a sale af the property be procured.
l3. Petitioner seeks approval of the court ta such a transaction under such terms and
canditions as the court may direct.
14. Petitioner has discussed listing tl�e Devonshire�}rive praperty with a realtar. The
reatfiar has provided Petitianer with an estimated range of values far the property and prapased
tisting terms. A report from the realtor is attached hereto as Exhibit"C" artd is incarporated by
reference.
15. Listing terms have been presented to the Petitianer by a realtar as set farth in
Exhibit"D°'attached hereto and incorporated by reference.
WHEREFORE, Petitioner requests this Court approve a sale af the Real Praperty an.d
order and direct that Petitioner may take all steps and actians necessary to list the Real Property
for sale and consurnmate a sales transaction for the Real Property.
Respectfully submitted,
BARIC SCHERER C �
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David A. Baric, Esquire
I.D. #44853
19 West South Street �
Carlisle, Pennsylvania 17013
(717)249-6873
VERIFICATION
The statements in the foregoing Petition To Sell Real Property are based upon
information which has been assembled by my attorney in this litigation. The language of the
statements is not my own. I have read the statements;and to the extent that they are based upon
information which I have given to my counsel,they are true and correct to the best of my
knowledge,information and belief. I understand that false statements herein are made subject to
the penalties of 18 Pa.C.S. §4904 relating to unsworn falsifications to authorities.
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DATE: � �� v
Velma G. Conway
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�+ * * * ** NOTICE ** * **
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THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON
� YOU DESIGNATE (YOUR "AGENT") BROAD POWERS TO HANDLE YOUR
I PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE �
�� OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE NOTICE TO YOU
;� OR APPROVAL BY YOU. �
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!� THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT �
!I TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED,
I� YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT IN
� ACCORDANCE WITH THIS POWER OF ATTORNEY. ;
� ;
� YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT �
� YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU .
� EXPRESSLY LIMIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE �
POWERS OR A COURT ACTfNG ON YOUR BEHALF TERMINATES YOUR AGENT'S �
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AUTHORiTY. I
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I YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR i
� AGENT'S FUNDS. i
� A COURT MAY TAKE AWAY POWERS OF YOUR AGENT IF IT FINDS YOUR �
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AGENT IS NOT ACTING PROPERLY. �
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THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF �
ATTORNEY ARE EXPLAINED MORE FULLY IN 20 PA. C.S. CH. 56. �
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IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT ;
UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR OWN CHOOSING TO i
EXPLAIN IT TO YOU. i
I'� I HAVE READ OR HAD EXPLAINED TO ME THIS NOTICE AND I
UNDERSTAND ITS CONTENTS.
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Velma B. Gebhard, Principal Date i
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EXHIBIT "A" i
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I POWER OF ATTORNEY �
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KNOW ALL MEN BY THESE PRESENTS, that I, Velrna B. Gebhard, of '
iCumberland County, have made, constituted and appointed, and by these presents, do i
,� make, constitute and appoint my son, Terry J. Gebhard or my daughter, Velma G. ;'
�i Conway, my true and lawful agent for me, and in my name and on my behalf generally
�� to do and perform all matters and things, transact all business, make, execute and �
�� acknowledge all contracts, orders, deeds;.writings, assurances and instruments which ,
�� may be requisite or proper to effectuate any matter or thing appertaining or belonging to
j' me, with the same powers, and to all intents and purposes with the same validity as I �
; could, if personally present; hereby ratifying and confirming whatsoever my said agent '
� shall and may do, by virtue hereof. In addition, my agent shall have the following �
I powers as set forth in 20 Pa C.S.A. Section 5603: ;
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A) Power to make limited gifts.
B) Power to create a trust. ;
C) Power to make additions to an existing trust. i
D) Power to claim an elective share. "
� E) Power to disclaim any interest in property. �
� F) Power to renounce fiduciary position. I
� G) Power to withdraw and receive. �
H) Power to authorize admission to medical facility and power to authorize !
� medical procedures. i
I) Power to authorize medical and surgical procedures. ;
J) Power to engage in real property transactions for any real estate owned i
by me including but not limited to 630 Devonshire Drive, Carlisle, �
� Cumberland County, PA. ;
I K) Power to engage in tangible personal property transactions. ;
L) Power to engage in stock, bond and other securities transactions. '
� M) Power to engage in commodity and option transactions. i
N) Power to engage in banking and financial transactions. �
O) Power to borrow money. ;
P) Power to enter safe deposit boxes. i
Q) Power to engage in insurance transactions.
I' R� Power to engage in retirement plan transactions.
S) Power to handle interests in estate.s and trusts.
T) Power to pursue claims and litigation. ;
U) Power to receive government benefits. ; i
� Power to pursue tax matter. �
Said powers as set forth in the statute are incorporated herein by reference.
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i BEING mindful that my affairs be properly managed notwithstanding any future
disability, this Power of Attorney shall not be affected by my disability. In the event of
my disability, my said agent shall have all of the powers as set forth above.
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�� IN WITNESS WHEREOF, l, the abave-named Principal have hereunto set my �
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{� hand and seal on this the alv� d of June, 2008. �
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WIT � �
iil '' , G�,�G�����—����►-P�,' {SEAL} �
;; Velma B. Gebhard, Principal
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I# COMMONINEALTH {�F PENNSYLVANIA :
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�� �OUNTY{�F CUMBERLAND :
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� On this, the �'��ay af June, 2008, befare me, �Fi�.' !!lit�k.'tSi�t1£C�0'F�ICBf,
� personally appeared Velma B. Gebhard, known to me to be the person whose name is '�
� subscribed to the within instrument and acknowledged that she signed same far the �
i purposes therein stated. � ;
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1 !N W�TNESS WHEREOF, ! have hereunta set my hand and afficiai seal. �
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Notary Public !
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��e�mfi�r.pennsyN�Na Assodatlot►W Notaries
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AGENT ACKNOWLEDGMENT
II, Terry J. Gebhard, have read the attached power of attorney and am the person ,
� identified as the agent for the principal. I hereby acknowledge that in the absence of a �
� specific provision to the contrary in the Power of Attorney or in 20 Pa.C.S.A. when I act
�I as agent: '
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j; I shall exercise the powers for the benefit of the principal. i
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�� I shall keep the assets of the principal separate from my assets. ;
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;i I shall exercise reasonable caution and prudence. �
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�' I shall keep a full and accurate record of all actions, receipts and disbursements �
; on behalf of the principal. ;
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IN WITNESS WHEREOF, I the above-named agent have hereunto set my hand j
� and seal on this the ���lay of J , 2008. � !
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(SEAL) I
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" Ter J. Gebhard, Agent '
COMMONWEALTH OF PENNSYLVANIA :
: SS.
COUNTY OF CUMBERLAND :
� On this, the���day of June, 2008,:before me, the undersigned officer,
� personally appeared Terry J. Gebhard, known to me to be the person whose name is
I subscribed to the within instrument and acknowledged that he signed same for the
I purposes therein stated. �
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I IN WITNESS WHEREOF, I have hereunto set my hand and official seal. '
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� Notary Public �
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� COMMONWEALTH OF PENNSYLVANIA �
Nolarld Seat �
Arnanda L Bemldaol,Notary Public �
CaritM 80%CumberlaM County
My Con1n11qb11 Apt�t7,2010
MemAe� °i�Yt��n18 ASaadallon ot Notaries i
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I AGENT ACKNOWLEDGMENT
� I, Velma G. Conway, have read the attached power of attorney and am the
Iperson identified as the agent for the principal. I hereby acknowledge that in the �
� absence of a specific provision to the contrary in the Power of Attorney or in 20 :
Pa.C.S.A. when I act as agent: '
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ii I shall exercise the powers for the benefit of the principal. ;
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;� I shall keep the assets of the principal separate from my assets. ;
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� I shall exercise reasonable caution and prudence. �
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� I shall keep a full and accurate record of all actions, receipts and disbursements `
jon behalf of#he principal. � �
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IN WITNESS WHEREOF, I e above-named agent have hereunto set my hand i
I and seal on this the afv� day ne, 2008. :
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d (SEAL) I
Velma . Conway, Age �
COMMONWEALTH OF PENNSYLVANIA :
: SS. i
COUNTY OF CUMBERLAND : �
On this, the ��day of June, 2008, before me, the undersigned officer,
personally appeared Velma G. Conway, known to me to be the person whose name is '
I subscribed to the within instrument and acknowledged that she signed same for the I
' purposes therein stated. �
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IN WITNESS WHEREOF, I have hereunto set my hand and official seal. �
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* - S.W.Banatt Reai Estate 8 Appraisa!Serviaes
6iie No.13•0033
APPRAISAI�t}F
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LOCATED AT:
630 Devansfiire Drive
C�rlisle,PA 17013-3604
CLIENT:
9aric&Scherer,A4tomeys At Gaw
99 iNest South Stteet
Cariiste,PA 17013
AS OF:
February 5,2013
BY:
Cassandra J.Crockett
PA Certified Residential Real Estate Appraiser
EXHIBIT "Bet
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� � S.W.Barrett Real Estate a Appraisal Services
File No.13•0033
02T2012013
Attomey Dave Bar�c r
Baric&Scherer,Attomeys At Law
49 West South Street
Cartisle,PA 1t013
�ile t�umber, 13•�033
fn accardance with your request,I have appraised the real property at:
B30 Devanshire Drive
Carlisie,PA 17013•3684
The purpase of this appraisai is to deveiop an opinion of the defined value of the subject property,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
in my opinion,the defined vaiue of the property as of February 5,2013 �s:
5195,OQQ
One Hundred Ninety•Five Thousand Dotlars
The attached repnrt cantains the description, analysis and supportive data far the concfusians,
final opinion of velue, descriptive photographs,assignment conditions and appropriate certifications.
Respecifi.elty subrnitted,
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��'�1.�1t.� ,,,.� .l:�d- ,
Gr
Cassandra J.Croakett
PA Gertifled ResIdestial fteal Estate Appra[ser
i Sutnmary
' ,` Residential Appraisaf Report File No 13-0033
The pwpose o!lhis apprraisai repon is m p7ovitle the clie�u witta a creditrie opi�on al the de6ned value ai the subjec�properry,givers the intended ase o!the appiaisal.
CNem ntameHmended user Baric&Sraherer Atforne s At Law E-maii
� CliemAddress 19 West South Street Ci Carlisle siaie PA zi 17013
• add'wiona��d user s 7he intended user of this ra ort is the Client.No addltiona!Intended Users are ermitted wFthaut tha
rmission af the raisar s.
mtenaed use The Intended Use is to evaluate the ro ert that is the sub ect of this a raisal to rovide the Client with ad
rate and ade uate! su orted o Inion vf value.
� AddtCS4 B3O El@YOtiSllit@.D�YC Ci Carlisle swte PA 17013-38ti4.
OwnerotvuhlisRecordGebhard James B 8 Velma B coun Cumbefland
�.e Descri 6un Deed Sook 21-R•Pa e 409•Borou h
Assessots aarcel x 04-22•Q48'I-059 Ter�Year 2012 ttE.T�esS
Nei hborhood Name Moqreland Ma Reference 22-QA81 Census Tract 0124.00
Pro e Ri hlsp raised X FeeSim le Leasehold Other describe
M research did X d�f nat reveai an ria safes or ne�rs of the su'ect �r the tluee ars ' to die eftecoae da��ttas taisal.
Priar SaleRransfer. Date None Price None Source s Courthause recotds
Analysis of prior sale or uansfer hisiory of the subjecl properry{and comparable sales,il applicable) No further recerit recorded kransfers were found.
OBeiinps,op6ons and conaac�s as of the eflecove dete of ihe appraisai None known
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,�-.�:�.,N81�11lroi6COdChYlYCteiiSNpB .:-��.;� �..,,.�' . �. ?�;one�.i�!�Nousine�xrends �,,,..;;;,,; ;,;,;,,o.n_aun`r'�!n9.. ,.x;:-;�rar�am.i.anduse%�.'.��:.
�LoC9AOn Uihen X Suburban Rural Pro Velues Inc�easin X Steble Declinin PRICE AGE One•Unil 85 44
B�t! X O;rer 75§4 25-75% U�er 25% Demar�tS S X in 8aiance: Orer 4� s 2-4 unit 3 95
Grawth Ra id Stable Slaw Marke6n 7fine Under 3 mths X 3�8 mths CNer 6 mlhs 150 Low N8W Muk-Famil 2 96
Nelghborhood Baundaries Sub ect is bounded on the noRh b Rt.11/841•on the east b .Rt.34• 600+.Hi n 100 commeraai 5 sa
on the south b i�Aansh t}rive••and t+n tfie xrast b WetBn tan Qrive. 243 Pred. 35 amer lnsdt7 5+�
Neiphhorhoad Desctipcon Sub ect ra rt .is Iocated in an.�stablisheti.neI hborhood oE si le famil homes both detaiehed and
� .attaehed withln the.Borod b.of:Carlisle with a mix of residential commercial .and'Institu8onal.uses.Sho in erid other
amenities are.wid�in-waikin oi shaR dr�vIn dlstance.Schoot s fem ts:Cariisle Dlstrict and�lacai elemiei�la schooi is
within.5 miie.SMSA 42 8240.
Mazket Condioons(includinp suppan for ihe above concWsions) Pro ert values are currentl. .sfabl�in the sub ect ro ert 's market area.Local
multi-tist data indicates an avera merketin 'time of 80-984 da .LenCifn reties have r�naloed.favorable althou .sales
co»cessians ate.occurin .mare f uentl .There are new homes under construct#on in surroundln dewal etrts as weli�
:re•sales available io#he nei hborhood.
aimen�ons 910 x'!5Q area0:38.Acre M/L s e ReCtan ular view Restdei►tial
's c�iczon� das�scaeacr R1 zonin . .n.Eow Den Reslderttt�l
Zonin Com liance X Le al L al Noncontoimin Grandfelhered Use Nn 2onin �le al desarihe
is ihe highest and Gest use of the sutqect property as improved(or as proposed per pians and specif�auo�s)the preserK use7 Yes No I!No,descrihe.
:Ut1liUes pu411c Othar tlasedbe Pu6qe Othar descdbe OlFsltolm rovement�—T e Pu611c Private
Efearic' 200 am wa�er X sueee 11�s aft X
Gas San Sewet 7( A NOttB
siie cammen�s There are no a arent adverse ea�ements ericroachments or other adverse condttions.
..t�NE�FiAil?OESCRI�Al73'I:�'>. �.t ,37;i3�tf�k�' :i' ':��2� ,r'y."'��".'t;".�� �.``���' ;�;
Uni6 One Onewlnoc,unit !Concrete Slab Crawl s ece Poundadon Wells BiocklAV Ftoor ' HMYVd I/Av
ao�sro�ie: 2 FuABasement Perdel8asement ex�e�torwa�is Alu B�klAv we�is PlasteNAv
T �, ais.. s-oecrendun� aasern�uniea 9224 .n. Rootsurtace St�in lelA r�n�sh WoodlAv
X E�usOn Pro osed Unde�Const. Besement Finish 0% Guders&Downs auts AIu(IIiOUIIIlA Bath Floor Vin !A
Desi n S le Fradltional outsideent IExii X Sum Pum windowT e DbIHn Av eathWeinswt TtI�BIPistdAv
Year BuNt 1$65 _S�rm Sa�iltr�lated Sto�1#18ilA Car ' e Ncne
Eflec6ve A e Yrs 18-20 Screens YesiAv X Otivewa #oi Cars
AIOC None Hea6n FWA X HW Radianf Ainenitles . WoodStove s#t0 Drivewa Surtace AS h81t
Or Stair X 5saks OtAer WeI El9CtfiC X Fk s#.2 Fe�ce Nune X Gar #otCars 2
- FipOf X SCUIllB CA0110 � X CEDIf3fAiFGpOdItlON11 Pa,qolDecY.NOtt6: X�Porah�2 ��Cai on ttotCars
Finished Heared Individual omer raoi None o�her None X Atl. Det. 8uilt-in
" ces Retr'eratat X elOven �asher X t�tawaYe wast�rt r otltec�sst�e
Finishedareaabove radeconlains: 8Rooms 4.8edrppms 2.58eths 288tSua�e.FeetofGrossliv RreaAboveGrade
nddiUonelFean,res Hardwaod floors�heated sun room•t11e in baths•kitchen not recentl u •dated�securit s stem•Iifts on stairs
to 2nd flaar 8 basement•2nd fire tace fn unflnished basemerrY lraat 8�rear crches frame shed.
Commentson me improvemen�s im rovements are in avera e condition with no functional inade uscies a arent.Prior water dama e
nated in dinin raom fram 2nd flbor tumhin leak.Leak has b�en corrected.
�"^" PreCU[ea AC+selhvut.806t3t.8i2ixwn.lMrt➢.[om iAUkumC G
u��4 WTs9� �•761GM70.isronM450{Wm55eM1Yta�c..NNiqn}fHtRNm
�par,Y
r vape i a a �qPAN"'}Glnete�PuryqS¢AOryyyy qtppn py21}1Q
f;�
GVM100�_IOM76t01G
���y: yi.�n:w.���n:r�.�..�.. -�.,,.i�..�
� .
• . Summary
� Residential Appraisal Report �a�No. 1 s-oas3
FEAiURE SUBJECT COMPARABLE SALE N0.1 CQMPARABLE SALE N0.2 COMpARABLE SALE Np.3
630 Devonshire Drlve 628 Devonahire Drive t0U8 Acre Drive 33&Gariand Drive
Address Cartisie Pa 17013 Cariisie Pa 17413 Gariisle Pa 17093 Carli�te Pa'l7413
Prowm' tosub'ect O.OB mlles NNE 0.45 miles SSE p.42 miles SSE
saie adce s s 445 000 8 214 800 ' ° �5 247 S00
S�Pricet�rasstiv.tuea S 4.44 .h. s 81.56 .k. � s 4$.17 .h.; S 19 9 A9 .k.'
Damsources `_ Multi-li¢t Multi-list MultGlist
ve�iec�ian souree s Caurthouse Recards Courthouse Recards Gaurthouse Recards
VALUERD.IUSiM£NTS OESCRlP7lON OESCRtPTICFN .{•sa�wun�a QESCRIP7IQN +-as DESCRIPTlON .(-)s munere
saleorPinancing ' CIsg.Csts.NA None,Cash CIsg.Csts/Com
Concessions -::$fi000/�4M 58 0 DpM 35 f00[W 3 Q
oeteotsatetrime ' 11i2412 3l2412 7120l2
LoceGon Suburban 5uburban Suburban Suburban
�easeno�dtFee si k Fes Sim !e Fee Sim te Fee.Sim 1e F�Stm le
si�e p,38 qcre+!- 4.34 Acre+l- D.52 Acre+!- 0.43 Acre+/.
view Residential Residentiai Residenfial Resldentiat
De"n S e 2 Stq. 2$to 2 St 2 Sto
usli o!Constructlnn Avera e Avera e Avera e Avera e
Actual A e A8 Yrs 48 Yrs 48 Yrs 41 Yrs
cond�a� Avera e Su 'w 5°!� -8 750 Su riar 94°l0 -24 49t! Su rIor 10°10 -24 750
AboveGrade TqY&6 881fR T0181 8 BeIRS TaW.B @ella TDW Bdtt65 Bdl6
Roomcount 8 4 2.5 8 4 7F2H 1500 8 4 2.5 9 A 2:5
t�oss� tu�40.U0 2 344 .i�. 2 341 .tt -3 0 2 96T it. 5 4$0 224 .ri. 3 380
Basementl4Fnished FuII Bsmt/ Full BsmU Full Bsmtl Full Bsmt/
Rooms eeiow craae Unfinished Unfinished 2 Rms Finshd. -15 8d0 Fnshd.Rec Rm -15 000
�onat ' Avera Aver Avera Aver e
Heaun�Coolin EHYVBBICA EBB/None 2 500 EBBINone 2 500 HPlCA
Ener EtfiCieni ttems T iCBI T iCal T tCat T ical.
sar 2 Car Gafa e 2 Gar Gara e 2Car:t#ara 2 Car�iara
Po�chiaauoroeck RorcheslShed! Porah/FP S 000 Ent /Patio/ 2 5p0 Porch/PaHo/FP 2 008
2 FP's FPJShed
AmenEtles Sec.S stem None !000 Nlone 10�0 Su erior -10 OQO
NetA ushneet Tota + X- S S 0 + X- S 2$01Q + X- 5 3�
AdjustedSalePrice <:NeeAdj. -2.7% NetAd}'. -11.$% NelAdj. -17.8%
b�Com erables i Gmss ". 10.9% a 188770 c�ossad�. 22.3% 189890 Gross . 22.3% S 2031t8
summ a seies asnr, oacn AIi cam rarbies are slmilar En st u8li and location to the sub r are vetified
cloeed aales and are the best.currentl �vailable.No closin costs a ustment f.or siles#18 3 since ttie were sold belaw
list.Sale#1 had L -dated baths interlor:re ainted�saies#2�3 hed been.morr�eactensivei ,remodated newer kltchens�
additiasa!amenitees in sale#3 ituclude s�cuNt s em bat�c: raEor and an indoor
Ad usted ran e of value is S188 000 to 5203 000 ea 5195 000.
,:COSl�APRROACt�T�VALU6 " ..`' ..- `:' '" �: � °
,
.. . ... .,� ,:... , ._. .��.�: .._ .,...��,,... .. .�.L... _.+,,:',: „-::.�
� . � .. . .,..
. ...._ . . ... ..._ .>
sireva�eCommen�s Si#e.vaiue frartt current assessmetrt data and recetrt.locai land saies.
ESTIMATED REPRqpUCTION OR REPLACBMENT COST NEW OPINION pF SITE VA4UE.............. .. ......... ......_$ �O OOO
. Source of mst dam DweBi S:Fl.�S ............=S
raE frameostsen�ce Ef[ecaredeteatcaetdasa S Ft�?S ...........=5
� Comments on Gast A rosch ross Ihrin area celoulauons,de reciadon e�c.
_ .. .
Cost roacfi irom MarshaltlSwift Valuatian Service csra eica� rt s.a.�s ............=s
ha�t�opk and lar.at cast anal sia'was caisldered.but �rwai�semaieolCou•tJew ...........=s
deemed not credible du�fodhe a e of tFie im rovements. �ess ph sicei Funadone� Externel
Sfite nalue trom Market DBfa.pe reciation based an a etfife recieoon =g
obssrved condltion and Market Dafa Anal 518.Estimeted De reciatedCOSlalim tovemenis................................=S
remain(n Economic Life is 35-40 eaes. as-is°va�uearsire im rovemen�s................................=s
INDICATEp VAI.UE BY COST APPROACH...................... _$ Q
,iNCO1dE�APFROACHTONAI.UE.�"
Esemeted FAonU� tdaricet iient S 4.00 X 6cass RenC tdu' ier Q.00 =8 `4 in�cased-vatue 6 IncomeA roach
Summa��otlncome Approach pnGuuing suppon Ior mar�ce�rem nnn 6�m)
IntlleptetlValueb: Salescam arisanq roachs195 000 costa roacn�tdevelo ed s 0 incomea roech tttlevuo ed s 0
Market Anat sis consistenti su orts m o inian of ma�ketvalue.Ccs#A ro8ch and GR�I were found ina `ate for this
anai sis.Greatest we! ht is a lfed to the Market Data Ma! sis.Su oriln file infarmation substantlates these estimates. -
.
This appraisal is made X"as is;' suGjeu to compfe�io�per plans and speci6caiio�s on the basis ol e hypoiheuc.�l conditlon that the impiavements have been completed,
❑subject Ia the foilpwing repairs or atleralions an ihe hasis ot a hypotheUCal condiuon tbat the repairs or alteretions have been compleled ❑subject ro the Inllowing:
Based on the scape of work,assumpticns,limiting contlitians antl appraiser�s certi(ipation,my(aur)opinian of the defined vatue oftbe real property
that is ihe suhject af this report is 5 1$5,000 as of 02105l209 3 ,which is the eHeetive date of this apprafsai.
r_� wenacecwnoarsortm«aao.7u.an;.axraow�n�wn r�tter.e�nqRiel�es.mwaaGmmaa�sopmaaSeMSes.�e.ADt�namsanaa
i; �.
���M Pepe 2 nl c (QPAF'�')Gen!!W PurppSP ApprL53�R2pfN1 092010
._._,.� GPMl00��70057651110
��_' ��. �•���•".;,• • . S.W.Barrett Reai Estate&Appraisat Services �
� , Summary
" . Residential Appraisal Report Pi�e No. 13•0033
Scope ot Work,Assumptions and Limiting Canditions
Scope otwork is definedin the Uniform 5tandards of Protessional Appraisal Practfae as"the type and eMent of reeearch and analyses in an
assignment"in shart,seope of wwk is simpty what ihe appraiser tlid antl did not do during flie course uf tht assignmenc tt inciudes,but is not
limitedto:theextenttowhiehthepropettyisitlentifiedandinspected,therypeandex[entofdataresearched,thetypeandeMentqfanalysesapplied
to arri�e atopinions or canclusforss.
The scc�e of tl�is appraisai and enwing discussian 3n ihis repaRare spesit�W ihe needs o!the client,other idenNtied intended users and to the
intendeduseofthereport.Thisreportwaspreparetlforiheaaleantlexclusiveuse6ftheetientandotheridentiliepintendedusersiortheidentif'�ed
irrterrded nse and its use by any o2her par2ies is prohibited.The appratser is nat responstbte for unauthorized use W the repart.
'fhe appraiser's certftication appeari�g i�lhis appraisal repon is subject to the follow3ng conditions and to sueh ather specifla eonditions as are
setiorthbytheappraiserinthereport.AiiextraordinaryassumptionsantlhypotheticaicondiiionsarestatedintherepoKandmighthavesifectedthe
assignment resnits.
1.The appraiser assumes no respqnsi6iliry for maqers nf a legal nature aflec6ng ihe property appraised ar 60e Ihereio,nor does the app�eiser rentler any opinion as to the uJe,which is
assumed to 6e good a�d marketaMe.The pmperry is appraised as ihouph under res{�ns�le amership.
2.Any�t�t�t�is repon may show apprwdmate Giraensrons arid is induded oniy to a5sist the teader in visua&zing the praperty.The apptaiser has made no survey of the properry.
3.7he a�uaiset is nat required to give tesUmony or appear in court becauae of havmg made the appraisel wiih relerence to ihe property in questlon,unless airangements have been
previousiy made mereta.
c.Nenher a8,rsar airy+pan of the corNent ot this tepon,sopy ot ahet media iheieat(�nchading condusurns as m the praperry vah�e,ihe ide�tyai Uie�pcaiser,prWessiana!designeticns,
or Ihe firm wilb which ihe appreiser is connected),shall be usetl br any purposes by anyane bm Ihe�lient and olher intended users as iden6Aed in ihis repon,nar shalt it 6e conveyed by
anyone ta the pubFc thrm�gh advetdsing,public relatrons,new5,�tes,or other media,without it�e wtiden caisent ot ihe eppraiser.
5.The appreiser wi�npt�se�he conterKS of this eppraisai teport uniess requited bya�tica�e law m as specified in the Unilorm S�anderds ol Prolessio�al Appraisel pracuce.
6.lnlormalion,esamates,and apinions Wrnished to�he appraiser,and contained in the�epotl,were pbiained hom sources considered reliable and believed ta be uue and correct.
However,no responsibitiry tor accuraq ot such items furnished to�he appraiser is assumed 6y ihe appreiser.
7.7he eppraiser aswmes Urat tt�re are na hidden a unspparent condi8ons af ti�proper[y,s�+sai,or saugNres,wh�h woWd render i�mwe m less valusGle.The appreiser assumes
no responsibiliry fur such candifions,or for engineering or iesiing,which might 6e required Io discover such fecwrs.7his appreisal is not an envi�onmenial assessment ot ihe properry and
strouW imt be etmsiderad as such.
&The appraiser�Ciakzes tn the vaiva6on ot real properry and is nota home i�spector,Du�ding eonuecla,srtucturai engineer,.ar 5imilar exper4 unless otherwise noted.The appreiser
did not conduct the imensive rype of fietd observa6ans of ihe knd intended W seek end discover properry detecis,The viewi�of Ihe praperryand arry impmvements is iw pwposes of
de+m�ping an apfnian of tf�e defined uaWe oi the prapetry,�ven Ehe intendeG use nf this assignmem.Slatement�regarding condi6on a�e based an surlace observatlons only.The
appreiser c�aims no speciai expenise reparding issues includinp,hui noi limi�ed to:loundarion seNemem,besement moisNre proMems,xrood dasvoying{ar othei)insee�,pes�intesr�uon.
radon gas,lead based paint.�mtd w emr"uaunentai issues.uNess oth�wise indica�d,mechardcak sy�ems were aot ac¢vated oi�ued.
TNS appraisal repo[t should npt 6e used to disclose!he condi4on of Ihe pruperty as it reletes to Ihe presencelabsence ql de(ecls.The client is invited and encouraged to empioy qualified
e�ens ro inspeet and address areas of corrcern.If nepa6ve eon�iGons are discavered,ihe opinion ptva�e may 6e aiieoted
Unless pthervuise noted,ihe appraiserassumes the comparems that ca�stkute the subJect property tmpravement{s)arefundamentalty soand and in
working order.
Any viewing of�he properry by Ihe appraiser was limited to readly obsenadle areas.Uniess ottierwise notetl,aNCS and,crawl space areas wera not accessed.The appreiset did nm move
NtN�uue,Goor co�ri�gs ar ai�er ikms ihat inay restria the�ewing of the prnperty.
9.Appraisals involving hypnlheucal conditlurzs related�o wmpleuon of new consuuctlon,repairs or alterabnn are based on the assump0on that such compleupn,alteraoon or repairs will
be campeten�y pertormed.
10.UMessihe inter�ded use plfhis appra(sat specificaily incWdes issues aCpr�riy insurance coverage,ihis appraisai shoukt nat Gc used fiu such purposes.Reproducrian w
Replacement cos�figwes used in Ne ws[epproach are lor valua6on puryoses only,given Ihe intended use ol�he assignmenL The pefinipnn oi Value used in this assignmem is unlikeiy
' to he consistent wiih�lfe defi�or�oflnwrable Vaiue fa Properry insurarue mverageNise.
Si.TheRCiGenera4PutpeseRppraiSaiReport{GPAR""j�natintentledtoruseirrtransactionsthatrequireaFannieMae100MFreddieMac70form,
also known as the UnHorm Residential Appratsal Repart(URAR).
Additionei Comments Ralared To Scope Ot Work,Assumptions and Limlting Conditians
TM FppvttCUpaqACimAMtE.E0D.7lcR2'+mwe.itare6Wm Ttn_fwmGap}tyM1!S7G034�1UAG0ia90AUf56CfYRSSlMtti.lne.ACPpAt4qeStMN
���� Pape]Ot a (yPAR`"j Gen2rat PuA05e FppetkqN R[pOn�0Y101�8 .
�i
.. . �•:�.. .���.: „ ,.�..��.
��� � :. � �� � ����,� �,
.��.��,-� ,M.��3:w .__ .,.,�.,-..-�..�,z.,�.�.,�
� Summary.
' � Residential Appra�sal Report F���NQ. f3-ao33
Appraiser's Certification
The appreiser(sj certiites thac,to the best of the appratser's knowMdge and hetief:
i.The statemenisoltaacomained in this reportare true and correct.
2.7tie cepntted anatyses,apinions,a�conciusions are Iimired anly by the reparted essumplmns a�d NmiGag com3ipo�s and are the appraiser's Persnnai,tmp�rtiai,and unbiased
professional analy&es,opinians,and conclusions.
3.Unless othetwise stated,the appraiser has nn present or pmspecuve imerest in the prnperry Ihai is ihe subject al fhis�epon antl has no peisonel interesi with respect w Ihe paNes
invWYed.
4.The app�aiser has no bias wilh respecl to the p�opetty that is the subject al lhis report or�o Ihe paNes invql�ed wilh Ihis assignmenl.
5.?he appralseYS engagement in thie assignment was not wntuigent upan devHOping ar reporungpredetermined results.
6.The appreiser�s comp¢nsaGnn far compieSng this assignment is no1 coniingenl upon ihe development or reporung ai a ptedetermirred vaiue a diteection in valne that favors the eause of
the cliem,the amoum of the value opinian,the anainment ol a supulated result,or the accmrence of e subsequent event direcUy relaied ta the imended use oi�his appiaisal.
7.fihe a�rreiser's analy5es,opinians,and concWsions ware deueloped,and lhis report has been prepared,in conlormit��with the Undorm Standa�ds ot Paofessional Apprafsal Prac6ce.
e.Unless olAerwise noted,ihe appraisei has made a personei inspec6nn ot Ihe properry ihat is ihe subject ot this reppn.
9.Unless noied below,nn one provided significant real property appraisal assislance to Ihe appraiser signing�his cerofica6on.Significant real propetry appraisal assistance p�ovided by:
Addilional Certific0tions:
DefinitionnfVaiue: QMsrketYaiue QOtheEValue:
Source of Defini�ion:
` ADDRESSOFTHEPROPERTYAPPRAISED:
630 Devonshire Drixe
Carlisia FA 17013-3604
�EFFECTIVE DATE OF THE APPRAISAL:QZ/O5I2O'I�
� APPRAISED YAIUE QF�THE SU6IECS PROPERTY S 995,QOD
� APPRAISER SUPERVISdRYAPPitAISER
f� / �� �'}�—
Signatwe: L�'�.;,/,�(q.,,s�";�s/.s�.+ � ��m ; ,_,_ Signawre: � ' 1
Name: Cassandra J.Crookett Name: 8teven W.Barrett SRPA SRA ASA
state Cersficatron s RL001348L State Gert�6cadon a CiiA000298L
�� or License a or License p
or Olher(describe}: State s: Siate: PA
State:PA ExpiraCron oate o(Cer96caGon a ticense: 0613Ql2�13
Expirauon Date of Cer6ficaGon or�icense: 06/3012013 Daie oFSignalure: 0210212p13
Dale ol5ignature and.Reporr. 0 212 0/2 0 1 3 Date ol Prope�ry Viewing:
Dare oi Properry viewi�: 0 210 5120 1 3 oe9ree ot properry viewing:
Degree of properry viewing� Qimerior and Exteriai ❑E�tterior Oniy XQDid not personaNyview
XQlnteriprandExleripr �❑Ex�erioi0nly Q�idnotpersonellyview
PiWucKVCngAC�wknuE.idD.fY.67}iwaw.iWtlOxmn F6nbtmCOPPWMCIWS•$470M1ikG'n4MPi56GW59eMUt.pK..+{tlWy1MIR6terclE
Pepe a at 4 (pPAF°)GGmetat P�rppsPAp�piyt Pii�t OSt243
�� �TM CPMIUOi]0 05 7 67 010
t.:��.p�-,••. ��., ��,;;.,� S.W.Barrett Real Estate 8 Appraisal Services
USPAP ADDEIVDUM Fi1e Na. 19-0033
Sorrower.Velma B GEBHARD
PropertyAddress:630 Devonshire Drive
Cify: Carlisle Cou�ty: Cumberiand State: PA Zip Code: 17013-3604
Lender. Baria 8 Seherer,Attornevs At Law
Reasonabie Exposure Time
My ap{nian of a reasonahle expasure time fot the sn6ject ptpperty at the marlceE value stazed in this report is.9Q�'�$p
Additional Certifications
Q I have performed NO services,as an appraiser or in any other capaciry,regarding the properry that is the subject of this report within the three-year
periad itnmediately preceding accepTance af this assignment.
[]I HAVE pertqrmed services,as an appraiser or in another capaciry,regarding lhe property that is the subject of this report within the ihree•year
period immediately precedi�g acceptance ai fhis assignmeni.Those services are described in ihe commerrt&bebw_
Additionat Comments
AppRAiSER: SUPERVl50RY APPRAISER(onty if required):
Signature: ���r��y„Q.,(�-��36�� SI�flBtUf@:
��Q: Gassartdra J.Grockett N&me: Steven W.Barrett SRPA SRA ASA
Date Signed: 02/20/2013 Date Signed: 02/71�a'��
5taie Cert'�ficafion�:��-fl�'���G State CeRificatian#:�A�002981
or State License tt: or State L+cense#:
or Other(describe): State�: State: PA
State: �'A �pira6on Date af Cet?ificatia�ar t�icense: ����►t2413
ExpiraGOn Date of Certification or License: 46/30I2013 Supervisory Appraiser inspection of Subject Property:
EffecGve Date of Appraisai:az/05/2D13 ❑Did Not ❑Exterior-aniy irom street ❑inrerior and Exteriu�
q�owcetluvng�C�wlnrwt,100.J7t.fi]3'�r+W�.au�rodcan US>��1tM0511E01:
. FLOORPLAN SKETGH
Client: Baric 8 Soherer,Attorneys At Law File No.� 13-0033
Aropertv Rddress:630 Devanshire Drive Case No,•
Ci :Cartisle State:PA Zi :17093-3604
36'
1
�1 eacn
Bctlroom I� � BMraom
� _._.�
I
� Cist. � fiist.�
�� Clst. Gst. o
Mstr. n
8e�lroom eetlroem
Mstr. �
9ath �
�
10'
2`W Ftoor �
.�y.�'
l
0
38
_ 24' � �
y0
- �. � Kitchen �
. . ; i
. ... Garage_�:' . � �Gst. \/
- Sun RoDm ��
'r: . � � � ❑ � Uving Room H
� .. - o'`��oO'-0
� �' ' '
N� ��� f / J
Mt.�/.L�.iw/n �'. �� ! wL.�/
SkalcM16yppmRMadw"'
Commenfs:
AREA CALCUL•ATIONS SUMMARY UViNG :AREi4=BREAKDOWN .
. .
.Code Gescrip�Mi;__. i"NeESke HetTabts 8reakeldafi; , Siditt�'s -
ora�. sissn rsooz s224.0 1224,,4 Fiset F1OOi
tiLA2 Secand Sloat 168p.0 1080,0 48.q x 2i.0 1152.6
Kisit Gasage � � -576:0 576.0- � ;2:0� s 96.0 72.0
87P poioh 1i8.0 BeCOaQ.F3oor
Covezea Patio SOp.O 86.4 x 30.0 lOB0.0
8atio 72.6 3i6.0
Net LNABLE Area {rounded} 2304 3 tiems (toundet!} 2304
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, • SUBJECT PROPERTYPHOTO ADDENDUM
• ` �Ciient: $aric 8 Scherer.Attornevs At Law fi{e No.: 13-0433
� Property AddreSS:B30 Oevonshlre Drive CRSe No.:
Ci : artisie State:PA Zi :17013-3804
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Mi APpraised Date:Februsry 5.20i 8
- :r. ` APPraised Value:$195,004
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� Client: Baric 8 Scherer Attorne s At Law File NO.: 13-Q033
Pfo er AddreS5:630 Devonshire Drive Case No.:
Cit :Carlisle State:PA Zi :17013-36D4
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, ` COMPAR14BLE PROPERTY PHOTO ADDENDUM
. .Cii2nC Saric&Scherer�Attomevs At Law File No.: 13•0033
• PrOpeRY AddteS5'630 DevonsM'sre Drive CBSe N0.'
Ci :Carlisle Stat2:PA Zi :170f3-3604
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�`�`- �..< :: Sale Date:1172012
Sale Price:$195,000
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1008 Acre Drive
Garlisle,Pa t7013
Sale Date:S72oa2
Sale Price:$214,900
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,':+:'-� 338 Gariand Drive
- Cadisle,Pa 17Q93
Sale Date:7/2ot2
Sale PriCe:$247,580
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ClienF: 6aric$5cherer A#tome s At i,ayv tOCqTIQN MAP
P►Q Address:830 pavonshire Drive File No.: 13.0033
Ci :Cadisie Case No.:
Siate:RA Zi :97093-3604
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Ciient: Bari�g g���r Attorne s At Law
Pr0 e Addtess:830 Devonshire Drive
Ci :Cariisle Fi�e Na•. 13•Od33
Case No.:
State:Pq Zi :17013-3604
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FT�JOdZOnes Comniunfiy:92g38g_CARLISLE.BORUUGH pF
Pra�erty is noE in a FEfa9Aspr,ch�!flood h�zard area.
+0►easlnwMated6Y5D0�year!loor(inB Pvtap fVuttibet'42G47CQ2'1�3E
��Q+astde oi iht 100•and SOO.yearPcourtpta.m �'anel:{t�.2gE �aP LTate:03l5Gf200�J
Znne k FIP5:42047
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' ���t��a��Y PubSiShktl PIR)q fle3tl repon sqgfl hsve�i�r i ep�u�N6iiAr.t TFNC tior kC!nur[11e nn1{ei 4t titES I
Y w eny�h�re�any tor sny use or misu>N o1 �
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r Fife Np.13•0033
�*****""'*QUAL3FICATldNS*'�'�*
The following ahecked items are SPECIFIC SPECIAL CONDITIONS that were identltled by this appraiser during the
inspection of the subject property,the comparables saies,a�d their neighborhoods and Iocafions. Uniess othetwise
noted,fhe condit+ars that appEY ta the subject proper#y or the comparable sales used t?Q N4T AFFECT 7HE MA#2KET
VALUE QR THE FU7URE MARKETABILITY OF THE SUBJECT PRdPERTY BEING APPRAISED. This is not a hame
inspection service. This is an aqpraisai to estimate market value.
�1. The subject is located'en a rural area and is less than 25%bulit-up,
x 2. Carnmerciatiindustriat uses are iacafed within th�subjeck's neighborhoo8. These uses aze typica!of similar
neighbonc�ods.
x 3. Vacani and undeveloped land uses are Socated within the subject's nefghbarhood. These uses are kypical for
the area.
_,,,_4. The predominant value!n the neighborhaod is less th�n that af the market value of the subject propeRy. This
is due to the very wide range of value of properties in the area and supeNor quality of the subject property.
,_5. The subject property is located in a F.E.M.A.Identifted Plaod Zane. F{rwd Insurance coverage is required and
suggested.
,_B. Dampness is noted In the 6asement of the subject. Standing or running water was not present on basement
floor. This eondition is considered typical in dwellings of this style.
^7. the su6ject praperty is serviaed by private well andlor septic systems which is common for the area.
x 8. 7he sub}ect is oider than five(5)years. AtI mechanicai sys#ems inciuding the heating,electricai and�wnbir�g
systems appear upon a visuaf exterior inspection to be in working order. No warranties are Emplied in this statement.
x S. 12epair items were noted in the comments sectiort af the report. Thes�commeMs on repair items are for
descriptive parpases oniy ar�d are not required rapairs. The Items listed are cosmetic in nature.
10. The basement floar is a dirt ftoor. This condi#ian is common and#ypicat for the area.and does noi pase a
health ar sa#ety hazard.
91. 7he subject property does contain funetional obsolescence as noted in the report. Thls condition is
censidered typlcaE and commort far the area and this style dwe!ling.
x 92. The tand value exceeds 309�o af totat va#ue du�#o the high demand for vacanc land in this ne4ghb�whood. This
aondiGon is considered common and typical for the nelgh6orhood.
„_i3. The Iand vaiue exceeds 3.8%of tatat value. Thts is due to the large size of tfie slte. 7his conditian is
cansidered to be typica!and comman.
1�. lndividua!ad,justmet�ts were required that exceed'159'a. These adjustments were required due to iack of more
simitar comparabtes on that lndividual rating. All comparables used are the best available.
45, Tatai adjustments exceed 28°la. This is due ta the lack of aomparable sales that were more sEmilar fn the
sutyect`s m�rket area. All campnrables used are the best available.
x 18. One or mote camparahle sales are oider than six{6}manths. Althaugh thor+a are ccmparable propeRfes!n the
subject's area,none have sold recentiy; tberefore,sales in excess of six(6)manths have to be used. All comparables
used are the best availabie.
�17. One or more comparables used were in excess of one(1)mile from the subject property. Atthough there are
comparabis properties in the immediate area,none have soid recenNy. Therefore,it was necessary to use comparabEe
saiss outside o#the immad'sate area. Ai!eomparables used aze iocaked in siroilar neighborhoods and wlthin the same
marketi�g area. All comparables used are the best available.
,,,,_18. 'Che electricai system was rwt connected during inspeCtion.
,.,_19. The water service was not connected during inspection,
_20. The heating system was shut down during inspection.
,,,_21. F2oafing„_plumbing,_,,,.Electriaal,Heating�aertiflcation(s)islere suggested,
E2. Inground swimming poat____,aut buiidings are inelu8ed ,nat inciuded_aacording#o lender's
guidetines.
�23. Aecording to Iender's guideiines a maximum of acres were cansidered for thas valuation, Remaiai�g
acreage was given no value.
. p : �
Fi�e No.13-0033
� "'�`*""*'`�*QUALIHCATlQN�"**"**'k**
_,_,24. The subject proqerty is located on a private road.
�25. Wood infestation inspection is suggested.
^ 26. Last recorded deed transfer, Date�NlA ,Considerations$_„_N/A
_27. Proposed oonstruation/renavation in accardance#o pians and specFflcations ta be complefed In a workman•like
manner.
�28. Sefler is paying part ar aii af atasing aosts.
.
_x 29. All comparabie sales are verified clased sales.
x 38. Thete are na special conditions or other requiremeryts fhat would afFect market value or future marketability in
the Appraisal Report.
_,_31. AMC fee was required in order ta accept this appraisa!request.
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� _ � ..: � �, �._ :.,� .w�, ���-a
� File No 13-0033
*""***""*QUALIFICATICINS"'******"*
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We restrict accass to personai informatian to autharized individuais wha need to knpw this informatian to sompiy with
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Educafiay
As of the date of this repart,1 andlor Steven W.Barrett,SRPA,SRA,ASA have completed the requirements under the
caritinuing educatian program aE t#�e Appraisai lnstitute and the American$ociety of Appraisers.
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�n249•1844 Phone: 717-249-1844 Fax: '7I7•249-I822
David W. Hooke
9T7 Walnut Bottam Rd
Carlisle,PA. 1?O 1 S
June 1, 2013
Attorney Dave Baric
Baric Scherer,LLC
19 W. Sauth St.
Carlisle, PA. 17Q I 3
Dear Attarney $aric:
Per yowr request, I've completed a market analysis on 630 Devonshire Dr. Cariisle,PA.
17013, I've enclased a sur;runary of comparable sales and notes�rtaining tc�each
property.
The subject property is in an excellent locatian, with a functional 2 story floor plan,and a
�sable flat rear yard. Aithough it is fairly well maintained, it is alsa very dated,and in
need of cosmetic updates throughout.
The comparable sales aze aIl located in the Mooreiand area and are similar in size and
stature to the subject property. The�anditian and features of each properEy vary. The
respective sales prices(after any seller assistance is factored in) ace: $189,000.00,
$205,�00.00,$2I7,000.00,and$2�2,004.QQ.
I have been inside three of the faur comparables, and our brokerage was involved in two
of the transactians. In sumrnary, the lowest priced comparable (623 Devonshire Dr.) did
not have a private master bath and had no central air. The property on Hillside also had a
functional issue (sale price of$205,Q00}. The Wilson St. comparable was in relatively
goodlcha�ming condition, and had a finished basement; although it is smaller than the
subject. Lastly, althaugh the Belvedere St, property is on a busier road, it is lazger than
the subject,and less `dated' casmetically.
In summary, based an my review of each of the cornpazable sales, it is my opinian that
the value of the subject property is higher than comparable 1 ($159,000},higher than
comparable 2{$245,OQ4), similar to ar possibiy slightly higher tha,z�comparable 3
($217,000), and lower than comparable 4 ($242,000}. It is my opinion that the range of
value of the subject properiy is between$215,040.00 and$23Q,444.OQ, depending on
variables such as: clean up/touch up, current interest rates/market canditions as they
EXHTBIT "C"
.. , ..
Attorney Dave Baric
June l, 2013
Page 2
relate to `time of year'. It would be my recommendation that a fair and reasonable listing
price be $229,900 -$239,900, depending on the motivation of the owner.
It is important to note that there are currently two other properties for sale on Devonshire
Dr. 627 Devonshire is a ranch home with 2430 sq. ft. (larger)and .63 Acre(lazger). It is
listed at$299,900 and has been on the market for 226 days. 613 Devonshire is a Cape
Cod home with 2557 sq.ft. (larger)and .35 of an acre(similar). It is listed at$279,900
and has been on the market 188 days. Lastly, 620 Devonshire sold in 2011 and was 2704
sq/ft(much larger)with various updates including a kitchen with granite countertops and
stainless steel appliances. This property sold for$252,500.00. The market history, list
and sold prices of these three properties further solidify my abovementioned opinions in
the value and suggested list price of the subject property.
This is not an appraisal and should not be presented as one. It is to be represented as a
comparative market analysis for the purposes of giving direction on value and potential
listing price for 630 Devonshire Dr. Carlisle, PA. 17013. Please don't hesitate to contact
me with any questions or concerns.
Sincerely,
David W. Hooke
Realtor/Partner
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tatus Sold Safd Sold Sold
d'dress 623 Devonshire Oiri�e i0U1 Iiilfside Drive 380 Wison Street 624 Belvedere St
tatus Date 11/13/2012 5/25/2q11 4/9/2012 $I15/2012
Be draom s 4 4 q ,¢
of FuI1 Baths 1 2 2 2
of.liaif•Baths 2 2 0 1 .
�uare Feet Above Grade 2,391 2,434 1,741 2,438
nlshd�Sq�Ft Befnw Grade. 50.0
�res 0.3400 O.Q400 0.4900 0.3800
st�Price $219;900 $239;900 $225,qOp $259;00.0
�Id Price $195,000 $215,Q00 $217,000 $246,000
s11e�r We)p CiosSng Gost 6,000.00 10,000:00 O.Op 4;0OO:OU
rys On MI.S 56 228 168 14
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97�Walnut Bottom Rd
Cau�lisle,PA. 17415
Jane 1�,�O l 3
Attorney llave�aric
I3aric Scherer LLC.
19 W. South St.
Carlisle,PA. 17�13
Dear Attv�ney Baric:
Upozi request, Hoake,Hoaka&Eckman Ftealtars�,LC,,will provide a Standard PAR
listing con;tract and associated docurnents for tl�e purpr�ses of'listing 634 Devonshire Dx.
Carlisle,PA. 170I3.
The terms of th�listing a�reement would be a listing p��ice to be agz•eec�upon by the
owxier and myself;that rnay be in the range of value of$215,000-$230,000(as referenced
in fhe market analysis letter}. The L'zsting Agreement shalt be for a periad of G inonths,
and at a caminission rate of 6%.
� We Iook forward ta the opportunity ta work on the sale af this property.
Sincerely,
. . R.�
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navid W. Hooke
RealtorlPa��tner
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EXHIBIT "D"