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Home My WebLink About13-4886 Supreme C Pennsylvania Cour f Gom n Pleas CH CUMB County The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service of leadings or other a ers as required by law or rules of court. \ \ Commencement of Action: ® Complaint ❑ Writ of Summons ❑ Petition ❑ Transfer from Another Jurisdiction []Declaration of Taking \\ a\\ \ Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES, LLC NANCY STETLER Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits \ (Check one) outside arbitration limits Is this a Class Action Suit? 11 Yes ® No Is this an MDJAppeal? El Yes ® No Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey >\ ❑ Check here if you have no attorney (are a S elf-Rep resented [Pro Se] Litigant) Z Nature of the Case Place an X to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that \ you consider most important. \ V TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment \ ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections � ` ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation \\ \\� ❑ Premises Liability El Statutory Appeal: Other \y -- \ o\ \ � \ \\ ❑ Product Liability (does not include ❑ mass tort) - - - -- --- - - - - -- - -- --- - - - - -- \; Employment Dispute: \� ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board \� ❑ Other: ❑ Employment Dispute: Other ❑ Other: ❑ Other MASS TORT --- ---- - - - - - \; ❑ Asbestos ❑ Tobacco REAL PROPERTY MISCELLANEOUS \ ❑ Toxic Tort - DES \ \ \\ ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑ Toxic Tort - Implant t ❑ Toxic Waste [] Eminent Domain /Condemnation [I Declaratory Judgment r Other: E] Ground Rent E) Mandamus � ❑ Landlord /Tenant Dispute El Non-Domestic Relations -- ------ --- - - - - -- ❑ Mortgage Foreclosure: Residential Restraining Order - -- - - - -- - -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: —_ - -_— —_ ❑ Legal - - -- ----- - - - - -- ❑ Medical �v ❑ Other Professional: 13 -50661 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. 13 Plaintiff, l V. NANCY STETLER -� 2395 MILL RD M OD 7 MECHANICSBURG PA 17055 Defendant. cs'� iCl NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 13 -50661 C1p 9 12 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. NANCY STETLER 2395 MILL RD MECHANICSBURG PA 17055 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 13 -50661 Esta cmnunicacion es de u:11 cobrador de deudas y es im inteiit do cobrar una deu a. Cualquier i.nfroinacion sera uti.lizada Para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866- 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. NANCY STETLER 2395 MILL RD MECHANICSBURG PA 17055 Defendant. COMPLAINT I. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, NANCY STETLER, is an adult individual with last known address of 2395 MILL RD, MECHANICSBURG PA 17055. 3. It is averred that Defendant was indebted to CITIBANK, N.A. / SEARS on December 11, 2011 with account number * * * * * * * * * ** *3441 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This comtnunicatimi is from a debt collect€ r and is an atteii - . pt to collect a debt. Any in:lormation obtained will be used for that: purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. 8. Plaintiff is the purchaser, assignee and/or successor in interest CITIBANK, N.A. / SEARS and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $1,234.43. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, NANCY STETLER , in the amount of $1,234.43, plus costs of this action and any other relief as the Court deems just and reasonable. Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 13 -50661 This corninum.cati.on is from a dent coLlector and is an atte.n pt to collect a cleft. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Larry J. Andrews hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his /her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. JUL 2 4 2013 Date: ar . Andrews Custodian of Records 13 -50661 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 f' Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** * 3441 NANCY STETLER Account Holder: NANCY STETLER 2395 MILL RD MECHANICSBURG PA 17055 Consumer Account Product Code: PVT Issuer: CITIBANK, N.A. / SEARS Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *3441 Date Account Opened: December 11, 2011 Date of Last Payment: Date of Charge Off: July 17, 2012 Balance at Purchase: $1,234.43 Purchase Date: December 20, 2012 Balance at Charge -Off: $1,234.43 Less Payments: $.00 Balance Due: $1,234.43 13 -50661 SRSQ93 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned Larry J. Andrews , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: 1. I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from CITIBANK, N.A. / SEARS ( "Account Seller "), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on December 20, 2012. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from NANCY STETLER ( "Debtor ") to the Account Seller the sum of $1,234.43 with the respect to account number ending in * * * * * * * * * ** *3441, as of July 17, 2012 with there being no known un- credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $1,234.43 as due and owing as of the date of this affidavit. 6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant is not o active military service of the United States. Portfoli Recovery Associates, L By: arty J . A n" , Custodian of Records JUL 2 4 2013 Subscribed and sworn to before me on of 22013 SA NDR Y P WHIT REGISTRATION # 7242619 �1 COMMONWEALTH OF VIRGINIA My COMMISSION EXPIRES Notary Public SEPTEMBER 30, 2013 13 -50661 This conirrlunication is from a debt collecto • and is an. attempt to collect a debt. Anv inforlT.iation obtained will be used . or that purpose. ContractlD: PRISPIBM110712 Document 1D: 121312PRISPIEMB1 BILL OF SALE AND ASSIGNMENT THIS BILL OF SALE AND ASSIGNMENT, dated December 20, 2012, is by Citibank, N.A., a national banking association organized under the laws of the United States, located at 701. East 60th Street North, Sioux Falls, SD 57117 (the "Bank ") to Portfolio Recovery Associates, LLC, organized under the laws of the United States, with its headquarters /principal place of business at 130 Corporate Boulevard, Norfolk, VA 23502 ('Buyer "). For value received and subject to the terms and conditions of the Purchase and Sale Agreement dated November 7, 2012, between Buyer and the Bank (the "Agreement "), the Bank does hereby transfer, sell, assign., convey, grant, bargain, set over and deliver to Buyer, and to Buyer's successors and assigns, the Accounts described in Exhibit I and the final electronic file. Citibank, N.A. B (Signature Name: Patricia Hall Title: Financial Account Manager PRA 110712 SHERIFF'S OFFICE OF CUMBERLAND COUNTY 1,LE0-OFF ICL Ronny RAnderson OF THE PROTHONOTARY Sheriff �� ,p �t� Jody S Smith �ak�v.+ r' 5114 AUG 26 AM ,: 1 Chief Deputy ��4 Richard W Stewart. CUMBERLAND COUNTY Solicitor PENNSYLVANIA Portfolio Recovery Associates, LLC Case Number vs. 2013-4886 Nancy Stetler SHERIFF'S RETURN OF SERVICE 08119/2013 04:28 PM - Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint& Notice by"personally"handing a true copy to a person representing themselves to be the Defendant, to wit: Nancy Stetler at 2395 Mill Road, Upper Allen, Mechanicsburg, PA 17055. AN BURGETT, D SHERIFF COST: $39.30 SO ANSWERS, August 20, 2013 RbNPrY R ANDERSON, SHERIFF tq Ceunty5uito 6henN,Tb!eosott Inc. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire ,E Attorney ID#94055/201259/312686 ' '�" Portfolio Recovery Associates, LLC 120 Corporate Blvd 29 Norfolk, VA 23502 CCSCEr��n� � Attorneys for Plaintiff r �,Y 1 CQ(J4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC `•. 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 13-4886 V. NANCY STETLER 2395 MILL RD MECHANICSBURG PA 17055 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled caselo 5ertN. without prejudice. Submitt d, Polas, Jr., Esquire PLBar# 59 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 13-50661 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire -Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID#94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 13-4886 V. NANCY STETLER 2395 MILL RD MECHANICSBURG PA 17055 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon VANCY STETLER, by First Class Mail, Postage Pre-Paid, a copy thereof on t_day of 9V 2014, to: NANCY STETLER, 2395 MILL V, M HANICSBUR A 5 Obert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 13-50661 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.