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Home My WebLink About13-5000 � I■ ®� eeeeeeeeee�e� ee _ _. _. Supreme Q. " f _ Cour€ f G,9m n Pleas " Fnr�rQl�tary wet ":s 1 , '1 . -11' CI ov et Vocket No* � N "Jiff a� 8 "- cum County The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service of leadin s or other papers as required by law or rules of court. Commencement of Action: ® Complaint ❑ Writ of Summons ❑ Petition 1 i ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: y PORTFOLIO RECOVERY ASSOCIATES, LLC MARTHA G CAMACHO :.. Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits \ F Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? ❑ Yes ®No -` Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies Ak ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle 11 Debt Collection: Credit Card [I Board of Elections \ ? ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability — _ —_ - -_— ❑ Statutory Appeal: Other ❑ Product Liability (does not include __ - ' mass tor V t) ❑ Employment Dispute ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board `\ ❑ Other: ❑ Employment Dispute: Other ❑ Other: ❑ Other: (� MASS TORT — _ - -_ -- p r Asbestos ❑Tobacco F1 Toxic Tort - DES REAL PROPERTY MISCELLANEOUS El E] Tort - Implant E] Ejectment ❑ Common Law /Statutory Arbitration ❑ Toxic Waste E] Eminent Domain /Condemnation [3 Declaratory Judgment " _ r Other: E:] Ground Rent E] Mandamus ❑ Landlord /Tenant Dispute ❑ Non- Domestic Relations :„ . - -- - - -- ❑ Mortgage Foreclosure: Residential Restraining Order _ – - -- — ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ;1 ❑ Le - - - - - -- -- ------- - - - - -- - -- ❑ Medical ❑ Other Professional: 13 -50380 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC �,,; ! , c rt4 ! 01 G I Ak j 120 Corporate Blvd Norfolk, VA 23502 !_ r1UG 22 All 10' TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 CU M B E RL AND CO Attorneys for Plaintiff P E N N SYLVA N I A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. Plaintiff, V. MARTHA G CAMACHO 5260 ALDERSGATE CIR MECHANICSBURG PA 17050 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 n -S (717) 249 -3166 /� p ,� 13 -50380 (.%�•'�'" 6 ) il It C1 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. MARTHA G CAMACHO 5260 ALDERSGATE CIR MECHANICSBURG PA 17050 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 13 -50380 Esta coinunicacion es de u:n cobrador de deudas y es wi intent do cobrar una deud.a. Cualquier infrotnacion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 -428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - -LAW f PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. MARTHA G CAMACHO 5260 ALDERSGATE CIR MECHANICSBURG PA 17050 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, MARTHA G CAMACHO, is an adult individual with last known address of 5260 ALDERSGATE CIR, MECHANICSBURG PA 17050. 3. It is averred that Defendant was indebted to CITIBANK,N.A. / SEARS on January 28, 2007 with account number * * * * * * * * * ** *5400 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. `Mis comniiinication. is from a dent collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on January 26, 2011. 8. Plaintiff is the purchaser, assignee and/or successor in interest CITIBANK,N.A. / SEARS and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $780.92. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, MARTHA G CAMACHO , in the amount of $780.92, plus costs of this action and any other relief as the Court deems just and reasonable. l Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 13 -50380 'This corm minication is .from a debt collector and is an attempt to collect a debt. Any infoituation obtained will be used for that piurpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Larry J. Andrews hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his /her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. AUG 1 2O13 Date: By: Larry J. Andrews Custodian of Records 13 -50380 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 r Fax: (757) 518 -0860 .Statement of Account Account: * * * * * * * * * ** * 5400 MARTHA G CAMACHO Account Holder: MARTHA G CAMACHO 5260 ALDERSGATE CIR MECHANICSBURG PA 17050 Consumer Account Product Code: PVT Issuer: CITIBANK,N.A. / SEARS Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *5400 Date Account Opened: January 28, 2007 Date of Last Payment: January 26, 2011 Date of Charge Off: September 5, 2011 Balance at Purchase: $780.92 Purchase Date: November 18, 2011 Balance at Charge -Off: $780.92 Less Payments: $.00 Balance Due: $780.92 13 -50380 SRSM92 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Larry J. Andrews , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: 1. I am competent to testify to the matters contained herein. 2. 1 am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from CITIBANK,N.A. / SEARS ( "Account Seller "), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on November 18, 2011. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from MARTHA G CAMACHO ( "Debtor ") to the Account Seller the sum of $780.92 with the respect to account number ending in * * * * * * * * * ** *5400, as of September 5, 2011 with there being no known un- credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $780.92 as due and owing as of the date of this affidavit. 6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant is not on active military service of the United States. Por io Recovery Asso ' tes L B Larry J. Andrews , Custodian of Records ,AUG S c bed and sworn t be ore me n of , 2013 Notary Public 1 4 _ R Tt1van', G. Uzzle 13 -50380 OOMMOMW®9Itlj of Virginia v Notary Public OgMml®sion No, 302460 t - My C®filfTIllion Expires 1/31/2017 This communication is #rom a debt collector and i.s an. attempt to collect a debt. Any in. formation obtained will. be cased for that purpose. -- _ (VI ° t " Contract 1D: PR 1 SP 1 EM1 082511 Document 1D: 111 U 11 PR 1 SP 1 EMB 1 BILL OF SALE AND ASSIGNMENT THIS BILL OF SALE AND ASSIGNMENT, dated November 18, 2011, is by Citibank, N.A., a national banking association organized under the laws of the United States, located at 701 East 60th Street North, Sioux Falls, SD 57117 (the "Bank ") to Portfolio Recovery Associates, LLC, organized under the laws of the Delaware, with its headquarters /principal place of business at 130 Corporate Boulevard, Norfolk, VA 23502 ( "Buyer "). For value received and subject to the terms and conditions of the Purchase and Sale Agreement dated August 25, 2011, between Buyer and the Bank (the "Agreement "), the Bank does hereby transfer, sell, assign, convey, grant, bargain, set over and deliver to Buyer, and to Buyer's successors and assigns, the Accounts described in Exhibit 1 and the final electronic file. Citibank, N.A. By: G� (Signature) Name: Patricia Hall Title: Financial Account Manager PRA 09251 I.doc SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smithaivati�,atafantrr��n� Jf f t�t�0 1 iiOP�t� fr'Lf��r Chief Deputy N- 2 ?013 SEA' 2J AM It: 42 *6 Richard W Stewart ; �� a � A � COUNTY SOIICItOr pFFl EOFTliw£#*tRIFF PENNSYLVANIA Portfolio Recorvery Associates, LLC vs. Case Number Martha G Camacho 2013-5000 SHERIFF'S RETURN OF SERVICE- 09/20/2013 08:20 AM-Sergeant Jason Vioral, served the requested Complaint&Notice by"personally"handing a true copy to a person representing themselves to be the Defendant, to wit: Martha G Camacho at the Cumberland County Sheriffs Office, One Courthouse Square, Carlisle, PA 17013: JASO IORA , DEPUTY SHERIFF COST: $39.30 SWERS, September 20, 2013 RON R ANDERSON, SHERIFF (c)CountySuite Sheriff,Toleosoft,Inc. IHE PROTHONO TAR 20130C1 I I AM 9: I pcsarmw 0 i2 -c046-74../ sscc-f41-W-S CtIma.RLANO COUNTY lz,o 0247.949re AWL> PENNSYLVANIA Vfir Z.3st>• .- V. 4# 1 3—5o0c) fri+In* 6 69-/-74614, 526.0 oel-txvps oc. ntiAm 154/R.4 4.9. 7o-so / -ra ja7 "17.err-ckao 4-ssectrtr-&;s iva7- /ragev. / PW 77-fr .577?-7-renc, -7P PCWPE) 0 F?-.. c-O 14-Q,Sv C4 I oN teepot, es2eirs /■014411- Avocg-, Ocroaer2- /0, o-1444.9,rt N. Polas, Jr.,Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 • Mark R. Garvey,Esquire PA Bar#312686 Portfolio Recovery Associates,LLC 120 Corporate Blvd { " '.t Norfolk,VA 23502 ; I p RR TELE: 1-866-428-8102 • FAX: (757) 518-0860 ��''[, f Attorneys for Plaintiff ' EH; SYL 'AN1 IN THE COURT OF.COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC . 120 CORPORATE BLVD No. 2� 6D eV/ NORFOLK,VA 23502 / 5O✓ Plaintiff, • v. • MARTHA G CAMACHO 5260 ALDERSGATE CIR MECHANICSBURG PA 17050 • Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20)days after this Complaint and Notice are served,by entering a written appearance,personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so,the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South'Bedford Street Carlisle,PA 17013 (717)249-3166 TRUE COPY FROM RECORD 13-50380 In Testimony whereof,I here unto set my hand and thee the_slek of said Co at Carlisle, Pa. This Q day of 20 , Prothonotary This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.