HomeMy WebLinkAbout13-5048 Supreme C, : ,Pennsylvania
Cour f C9 m n Pleas
y `et
CUMB s County, `
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service of pleadings or other papers as required by law or rules of court.
Commencement of Action:
® Complaint ❑ Writ of Summons
[I Petition
❑ Transfer from Another Jurisdiction
[I Declaration of Taking
Lead Plaintiff s Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES, LLC MICHAEL R ATKINSON
Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
Check one) ) outside arbitration limits
Is this a Class Action Suit? ❑ Yes ®No T Is this an MDJAppeal? ❑ Yes ®No
{ Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R Garvey
❑ Check here if you have no attorney (are a Self - Represented [Pro Se] Litigant)
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
a PRIMARY CASE. If you are making more than one type of claim; check the one that
'\ you consider most important.
a TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional
E] Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card
l El Board of Elections
❑ Nuisance ® Debt Collection: Other
E] Premises Liability El Dept. of Transportation
❑Statutory Appeal: Other
❑ Product Liability (does not include
` mass tort) ❑ Employment Dispute:
❑ Slander/Libel /Defamation Discrimination ❑ Zoning Board
❑ Other: ❑ Employment Dis ute: Other
P ❑Other:
❑ Other:
MASS TORT
��� ❑ Asbestos
❑ Tobacco
REAL PROPERTY MISCELLANEOUS
[I Toxic Tort - DES
E
E] Toxic Tort - Implant El Ejectment E] Common Law /Statutory Arbitration
❑ Eminent Domain /Condemnation
E] Toxic Waste ❑ Declaratory Judgment
❑ Ground Rent
�
E] Other: ❑ Mandamus
❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations
-- - - - - -- ❑ Mortgage Foreclosure: Residential Restraining Order
- -- -- ❑ Mortgage Foreclosure: Commercial
[I Quo W arranto
❑ Partition
� • ❑ Replevin
\\ PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
sa" ❑ Dental ❑ Other:
❑ Legal - - - -- - -- -------- - - - - --
�� �
E] Medical -- - - - - --
�,
E] Other Professional:
------------------
13 -50208
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates LLC
120 Corporate Blvd
Norfolk VA 23502 ALL'S
2 6
TELE: 1- 866 - 428 -8102 r r
FAX: (757) 518 -0860 %LAND CO i` Y
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No.
Plaintiff,
V.
MICHAEL R ATKINSON
378 CORTLAND CIR
SHIPPENSBURG PA 17257
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or. by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013 S
(717) 249 -3166
13 -50208 Q UTA J
Cy ff 36131
�k O mE6
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 ;
Demandante, No.
V.
MICHAEL R ATKINSON
378 CORTLAND CIR
SHIPPENSBURG PA 17257
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
13 -50208
Esta coMnicacion es de un cobrador de deudas y es un intent do cobrar una deuda.
Cualquier inf7romacion sera utilizada para ese proposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
MICHAEL R ATKINSON
378 CORTLAND CIR
SHIPPENSBURG PA 17257
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, MICHAEL R ATKINSON, is an adult individual with last known address of 378
CORTLAND CIR, SHIPPENSBURG PA 17257.
3. It is averred that Defendant was indebted to CITIBANK,N.A. / SEARS on June 10, 2007 with
account number * * * * * * * * * ** *0136 (hereafter referred to as "Account "). A copy of the account
history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and /or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
` communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose,
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 15, 2010.
8. Plaintiff is the purchaser, assignee and/or successor in interest CITIBANK,N.A. / SEARS and
Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is
attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of
$1,282.67.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, MICHAEL R ATKINSON , in the amount of $1,282.67, pl s costs of
this action and any other relief as the Court deems just and reasonable.
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
13 -50208
'I'his corninLui.ication is fi•orn a debt collector and is an attempt to collect a debt.
Any information obtall ed will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Yvette M. Stephen hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his /her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: 1t1L 312013 By: Ue'a jn ,
Yvette M. Stephen
Custodian of Records
13 -50208
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
X IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
Norfolk, VA 23502
i \ Telephone: 1- 866 - 428 -8102
Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * ** *0136
MICHAEL R ATKINSON
Account Holder:
MICHAEL R ATKINSON
378 CORTLAND CIR
SHIPPENSBURG PA 17257
Consumer Account Product Code: PVT
Issuer: CITIBANK,N.A. / SEARS
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *0136
Date Account Opened: June 10, 2007
Date of Last Payment: September 15, 2010
Date of Charge Off: May 15, 2011
Balance at Purchase: $1,282.67
Purchase Date: August 30, 2011
Balance at Charge -Off: $1,282.67
Less Payments: $.00
Balance Due: $1,282.67
13 -50208
SRSM21
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned Yvette M. Stephen , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as follows:
1. I am competent to testify to the matters contained herein.
2. 1 am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing
business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit
is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account
Assignee's records, including a review of the business records transferred to Account Assignee from CITIBANK,N.A. /
SEARS ( "Account Seller "), which'have become a part of and have integrated into Account Assignee's business records,
in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on August 30, 2011. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from MICHAEL R ATKINSON
( "Debtor ") to the Account Seller the sum of $1,282.67 with the respect to account number ending in * * * * * * * * * ** *0136,
as of May 15, 2011 with there being no known un- credited payments, counterclaims or offsets against the said debt as of
the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $1,282.67 as due and owing as of the date
of this affidavit.
6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant
is not on active military service of the United States.
Portfolio Recovery Associates, LLC
By: Yvette M . Stephen Custodian of Records
S ribed and sworn t be re me )UL 312013 2013
ublic " "`� � �� ' uZzle
Notary ' Commonwapi of Virginia
Notary Public
13 - 50208 j, Commission No, 302460
My Commission Expires 113112017
This con'i.munication is from a debt collector and is an. attempt to collect a debt.
Any inlori obtained will be used for that puiliose.
Contract ID: PRISP t FMO82511
Document ID: 081011 PRISPIEMBI
BILL OF SALE AND ASSIGNMENT
THIS BILL OF SALE AND ASSIGNMENT, dated August 30, 2011, is by Citibank, N.A., a
national banking association organized under the laws of the United States, located at 701 East
60th Street North, Sioux Falls, SD 57117 (the "Bank ") to Portfolio Recovery Associates, LLC,
organized under the laws of the Delaware, with its headquarters /principal place of business at
130 Corporate Boulevard, Norfolk, VA 23502 ( "Buyer ").
For value received and subject to the terms and conditions of the Purchase and Sale Agreement
dated August 25, 2011, between Buyer and the Bank (the "Agreement "), the Bank does hereby
transfer, sell, assign, convey, grant, bargain, set over and deliver to Buyer, and to Buyer's
successors. and assigns, the Accounts described in Exhibit 1 and the final electronic file.
Citibank, N.A.
By:"
(Signature)
Name: Patricia Hall
Title: Financial Account Manager
PRA082511.dw �� loft
Contract ID: PR I SP I EM082511
Document ID: 081011PRISP1 EMAI
ASSET SCHEDULE
The individual accounts transferred are described in the final electronic file and delivered by the
Bank to Buyer, the same deemed attached hereto by this reference.
# of Cut-Off
Lot Sale ID Accounts Sale Balance Date
Sears Early
Out Private 08 /10 /11
Label
t ��
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID #94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff ,',i11-43 PL
f l�1
PENNS Y VAN U
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK,VA 23502
Plaintiff No. 13-5048 Civil
v.
MICHAEL R ATKINSON
378 CORTLAND CIR
SHIPPENSBURG PA 17257
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
' : tfully Submitt-:,
'obert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
13-50208
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC •
120 CORPORATE BLVD •
NORFOLK, VA 23502 •
Plaintiff : No. 13-5048 Civil
v.
MICHAEL R ATKINSON •
378 CORTLAND CIR •
SHIPPENSBURG PA 17257 •
Defendant •
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue
upon CHAEL R ATKINSON, by First Class Mail, Postage Pre-Paid, a copy thereof on this day
of , 2 , to:
MICHAEL R ATKINSON, 378 CORTLAND CIR, SHIPPE 0. PA 17257
13-50208 Ro.ert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.