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HomeMy WebLinkAbout13-5367 Supreme Court of Pennsylvania Cous, .l'a m Comon Pleas 0 CoVe Sheet For Pautlranvtart' USE 01111 Comberland,! �,/ CouutJ7 Docket No: 1 The information collected on this form is used solely for court administration purposes. This form does not Supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court. Commencement of Action: ® Complaint ❑ Writ of Summons ❑ Petition S ❑ Transfer from another Jurisdiction ❑ Declaration of Takin E Lead Plaintiff Name: Lead Defendant's Name: C JPMORGAN CHASE BANK, NA MARY JO FABIANKOVITZ T I Dollar Amount Requested within arbitration limits p Are money Damages requested ?: ❑ Yes ® No (Check one) X outside arbitration limits Is this a Class Action Suit? ❑ Yes ® NO Is this an MDJ Appeal? ❑ Yes ® NO A Name of Plaintiff/appellant's Attorney: KML Law Group, P.C. ❑ Check here if you are a Self-Represented Pro Se Litigant Nature of the Case Place an "X" to. the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEAL ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Dept. of Transportation S ❑ Premises Liability ❑ Zoning Board ❑ Product Liability (does not include ❑ Statutory Appeal: Other E mass tort) ❑Employment dispute: ❑ Slander/Libel Defamation Discrimination ❑ Other ❑Employment Dispute: Other T ❑ Other: 0 MASS TORT ❑ Other ❑ Asbestos 1 ❑ Tobacco ❑ Toxic Tort -DES REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory ❑ Toxic Waste B ❑Other ❑Eminent Domain/Condemnation Arbitration ❑ Ground Rent ❑ Declaratory Judgment ❑ Landlord/Tenant Dispute ❑ Mandamus ® Mortgage Foreclosure: Residential ❑ Non - Domestic Relations PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial Restraining Order • Dental ❑ Partition ❑ Quo Warranto • Legal ❑ Quiet title ❑ Replevin ❑ Medical ❑ Other Professional: ❑ Other ❑ Other Pa.R.C.P. 205.5 Updated 1/1/2011 KML LAW GROUP, P.C. SUrrE 5000 - BNY MELLON INDEPENDENCE CENTER FILED-OFFICE 701 MARKET STREET OF THE C R O T H O N O T{ R Y PHILADELPHIA, PA 19106 (866) 413 -2311 2013 SEP ! i IM", 11. G 7 wWW.KMLLAWGROUP.COM JPMORGAN CHASE BANK, NA C Ll 11 B E R L " C 0. E_1 t4 7 THE COURT OF COMMON PLEAS C/O 3415 Vision Drive PENNSYL NIA Columbus, OH 43219 OF Cumberland COUNTY Plaintiff vs. CIVIL ACTION - LAW MARY JO FABIANKOVITZ Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 50 South Enola Drive Enola, PA 17025 No. THE UNITED STATES OF AMERICA Harrisburg Federal Building & Courthouse 228 walnut street, suite 220 ;I'VIL, ACTION: MORJGAGF Harrisburg, PA 17108 Defendant(s) NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717- 243 -9400 AVISO Le ban demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decider a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL D1NERO SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717 - 243 -9400 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. RESOURCES AVAILABLE FOR HOMEOWNERS IN FORECLOSURE ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717- 243 -9400. 2). Call the Consumer Credit Counseling Agency at 1- 800 - 989 -2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http:// www. phfa. orz /consumers/homeowners /real.a x 5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Foreclosure Resource Center: http: / /www_philadelphiafed.org /foreclosure/ 7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1- 866 - 413 -2311 or via email at homeretention(a�kmllaw r�oup.com Call Seth at 215- 825 -6329 or fax 215- 825 -6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215- 825 -6318 or Fax: 215- 825 -6418. Please reference our Attorney File Number of 1243261 Para informacion en espanol puede communicarse con Loretta al 215- 825 -6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is JPMORGAN CHASE BANK, NA, C/O 3415 Vision Drive, Columbus, OH 43219. 2. The name(s) and property address(es) of the Defendant(s) is /are MARY JO FABIANKOVITZ, 50 South Enola Drive, Enola, PA 17025, who is /are the mortgagor(s) and record owner(s) of the mortgaged premises hereinafter described. 3. Defendant, THE UNITED STATES OF AMERICA, is named a Defendant pursuant to 28 U.S.C. Section 2410, and Plaintiff requests that a judicial sale be held of the Property. 4. On March 01, 2007 mortgagor(s) made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR FREMONT INVESTMENT & LOAN, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County on March 13, 2007 as Book 1984 page 4759. The mortgage has been assigned to: JPMORGAN CHASE BANK, NA by assignment of Mortgage recorded on July 03, 2013 as Instrument #201322118. Plaintiff is the real party in interest pursuant to an Assignment of Mortgage to Plaintiff attached as Exhibit C. The Mortgage is a matter of public record and is incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 5. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ( "Property "). 6. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for April 01, 2013 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 7. The following amounts are due to Plaintiff on the Mortgage as of August 13, 2013: PrincipalBalance ...................................... ............................... .....................$73,316.70 Variable Interest from 03/01/2013 through 07/31/2013 ......... ......................$3,357.30 AccruedLate Charges ................................. ............................... ........................$707.71 EscrowAdvance ........................................ ............................... ......................$1,275.15 Appraisals................................................... ............................... ........................$202.62 PropertyInspections ..................................... ............................... .........................$28.00 SuspenseBalance .............................................................. ............................... ($243.19) Reasonable Attorney's Fee ........................ ............................... ............ ..........$1,650.00 $80,294.29 8. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. Plaintiff reserves the right to request additional attorney's fees if the complexity of the action results in fees in excess of the amount demanded. Further, Plaintiff will request recovery of all costs incurred in this action including, but not limited to, costs of suit, process serving and skip tracing, title searches, recording costs and any other costs of the action in accordance with the mortgage documents and applicable law. 9. Plaintiff is not seeking a judgment of personal liability (or an " persona m " judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re- establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 10. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B ". The Defendants have not had the required face -to -face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. 11. THE UNITED STATES OF AMERICA, the above named Defendant, has a lien filed of record, set forth in Exhibit `D' which is attached and made part of this Complaint.. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $80,294.29, together with interest, costs, fees and charges collectible under the Note and Mortgage including but not limited to attorney's fees and costs, and for the foreclosure and sale of the mortgage property. B 2d l I Y• KML LAW G P, P.C. Michael c eever Pa. ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. ID 205047 Jill P. Jenkins Pa. ID 306588 Andrew F. Gornall Pa. ID 92382 Alyk L. Oflazian Pa. ID 312912 Salvatore Filippello Pa. ID 313897 Attorneys for Plaintiff Pennsylvania Verification SHANTERIA D. DAVIS , hereby states that he /she is Vice President of JPMorp_an Chase Bank, N.A. the Plaintiff in this matter, and is authorized to make this Verification. The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of my information, and belief. I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec 4904 relating to unsworn falsification to authorities. SHANTERIA D. DAVIS Vice President Date: I - �A' t3 JPMorRan Chase Bank, N.A Borrower: VA- 1`) D' 5 Property Address: S = County: C Last Four of Loan Number: \—1 EythibitA i I i I i i ALL THAT CERTAIN lot of ground situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the east side of a public road, formerly the Brick Church Road, now known as the Enola Drive, at the southwest corner of lot now or formerly of George D. Wallace; thence eastwardly and through the center of a partition wall between house on lot hereby conveyed and house on lot adjoining on the north, and beyond a distance of 125 feet to a point; thence southwardly a distance of 25 feet to a stake; thence westwardly a distance of 125 feet to a stake, the eastern side of said Enola Drive; thence northwardly along the eastern line of said Enola Drive a distance of 25 feet to a point, the Place of BEGINNING. i HAVING thereon erected a two story brick and frame dwelling known as No. 50 South Enola Drive, Enola, Pennsylvania. UNDER AND SUBJECT to restrictions, conditions and easements of prior record pertaining to said premises. BEING THE SAME premises which Amy L. Durham, an adult individual, by her deed dated the V day of March, 2007 and to be recorded simultaneously herewith, granted and j conveyed unto Mary Jo Fabiankovitz, a single person, MORTGAGOR herein. E *Exhibit has been redacted to remove all personally identifiable information or non-public information Chase (FL5 -7734) CHASE P.O. Box 44090 UP Jacksonville, FL 32231 -4090 May 31, 2013 CERTIFIED MAIL: Return Receipt Requested and First Class Mail I�IIIIII„ „ III�IIIIIII�I�IIIIII�II 00037343 HDLO ZB 15113 -BW860 MARY J FABIANKOVITZ 50S ENOLA DR ENOLA, PA 17025 Act 91 Notice Account: � 785 (the "Loan ") Property Address: 50S ENOLA DR ENOLA, PA 17025 (the "Property") Dear MARY J FABIANKOVITZ: On the following page, you will find a notice regarding your home as required by Pennsylvania law. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official Notice that the mortgage on your home is in default, and the lender intends to foreclose Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM ( HEMAP) may be able to help to save your home. This Notice explains how the program works To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN THIRTY -THREE (33) DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address, and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll -free at 800 - 342 -2397. (Persons with impaired hearing can call 717- 780 - 1869.1 This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCI6N INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): MARY J FABIANKOVITZ PROPERTY ADDRESS: 50S ENOLA DR ENOLA, PA 17025 LOAN ACCOUNT NUMBER: _1785 ORIGINAL LENDER: FREMONT INVESTMENT & LOAN CURRENT LENDER/SERVICER: JPMorgan Chase Bank, N.A. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT "), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time, you must arrange and attend a "face -to- face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY -THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT ", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice It is only necessary to schedule one face -to -face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign, and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face -to -face meeting with the counseling agency. YOU SHO ULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE IF YO U HA VE A MEETING WITH CO UNSELING A GENC Y WITHIN THIRTY -THREE (33) DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE ANAPPLICATION WITH THE PHFA WITHIN THIRTY (30) DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROMSTARTINGA FORECLOSURE ACTIONAGAINST YOUR PROPERTY, AS EXPLAINED ABOVE IN THE SECTION CALLED "TEMPORARYSTAY OF FORECLOSURE. " YOU HA VE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATIONIS EVENTUALLYAPPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have riled bankruptcy, you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT -- The mortgage debt held by the above lender on your property located at: 50S ENOLA DR, ENOLA, PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 04/01/2013 $923.65 05/01/2013 $923.65 Other charges: Late Charges: $621.33 Insufficient Funds (NSF) Fees: $0.00 Other Fees: $0.00 Advances: $230.62 Amount Held in Suspense: $243.19 TOTAL AMOUNT PAST DUE: $2,456.06 HOW TO CURE THE DEFAULT -- You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,456.06, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) -DAY PERIOD. Payments must be made by cash, cashier's check, certified check or money order made payable and sent to Overnight/Regular Mail: Chase Mail Code: OH4 -7133 3415 Vision Drive Columbus, OH 43219 -6009 IF YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) -DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not cured the default within the THIRTY (30) -DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due plus any late or other charges then due reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender, and by performing any other requirements under the mortgage Curing your default in the manner set forth in this Notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately five to six (5 to 6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER Name of Lender: Chase Address: Mail Code: 0114 -7384 3415 Vision Drive Columbus, 01143219 Telephone Number: 800 - 848 -9380 Fax Number: 614 -500 -4605 Contact Person: Bruno Mejia E -mail Address: state.programs.intake @jpmchase.com EFFECT OF SHERIFF'S SALE -- You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -- You X may or may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CUMBERLAND COUNTY Advantage Credit Counseling Service /CCCS of 888 -511 -2227 2000 Linglestown Road Harrisburg 17102 Western PA Community Action Commission of Capital 717 - 232 -9757 1514 Derry Street Harrisburg 17104 Region Housing Alliance of York/Y Housing Resources 717 - 855 -2752 290 West Market Street York 17401 Maranatha 717 - 762 -3285 43 Philadelphia Avenue Waynesboro 17268 Pennsylvania Interfaith Community Programs, 717 - 3341518 40 E. High Street Gettysburg 17325 Inc. PHFA 717 - 780 -3940 211 North Front Street Harrisburg 17110 800 -342 -2397 Rev. 10/12 FM646 We are attempting to collect a debt, and any information obtained will be used for that purpose. If you are represented by an attorney, please refer this letter to your attorney and provide us with the attorney's name, address, and telephone number. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. IMPORTANT NOTICE TO SERVICEMEMBERS AND THEIR DEPENDENTS If you are or recently were on active duty or active service, you may be eligible for benefits and protections under the federal Servicemembers Civil Relief Act (SCRA). This includes protection from foreclosure or eviction. You may also be eligible for benefits and protections under state law. SCRA and state Military benefits and protections also may be available if you are the dependent of an eligible Servicemember. Eligible service may include: Active duty with the Army, Navy, Air Force, Marine Corps, or Coast Guard, or Active service as a commissioned officer of the National Oceanic and Atmospheric Administration, or Active service as a commissioned officer of the Public Health Service, or Service with the forces of a nation with which the United States is allied in a war or Military action, or Service with the National Guard of a state militia under a state call of duty, or Any period when you are absent from duty because of sickness, wounds, leave, or other lawful cause. For more information, please call Chase Military Services at 877 -469 -0110. AN IMPORTANT REMINDER FOR ALL OUR CUSTOMERS As stated in the "Questions and Answers for Borrowers about the Homeowner Affordability and Stability Plan" distributed by the Obama Administration, "Borrowers should beware of any organization that attempts to charge a fee for housing counseling or modification of a delinquent loan, especially if they require a fee in advance." Loan modification scams should be reported to PreventLoanScams.org, or by calling 888 - 995 -HOPE; 888 - 995 -4673. We offer loan modification assistance free of charge (i.e., no modification fee required). Please call us immediately at 866 -550 -5705 to discuss your options. The longer you delay, the fewer options you may have. BW860 E ibit *Exhibit has been redacted to remove all personally identifiable information or non-public information inst. # 201322118 - Page 1 of 3 CERTIFIED PROPERTY IDENTIFICATION NUNIDERS 09 -15- 1291 -065 - EAST PENNSBORO } CCGIS REGISTRY 07/03/2013 BY TB r � , Prepared By / Return To: E.Lance]NTC, 2100 Alt, 19 North, Palm Harbor, FL 34683 (800)346 - 9152 Loan #: 785 I i Tax Code/PIN/UPI #: 09151291065 j 1111111 VIII 11111 IN 111111111111111111111111111111111101 ASSIGNMENT OF MORTGAGE Contact JPMORGAN CHASE BANK, N.A. for this instrument 780 Kansas Lane, Suite A, Monroe, LA 71203, telephone # (866) 756 -8747, which is responsible for receiving payments. FOR GOOD AND VALUABLE CONSIDERATION, the sufficiency of which is hereby acknowledged, the undersiggned, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREMONT INVESTMENT &LOAN ITS SUCCESSORS AND ASSIGNS, WHOSE ADDRESS IS PO BOX 2026, FLINT, MI, 48501, (ASSIGNOR), (HERS Address: 1901 E Voorhees Street, Suite C, Danville, EL 61834) by these presents does convey, grant, assign, transfer and set over the described Mortgagge therein together with all interest secured thereby, all liens, and any rights due or to become due thereon to 3PMORGAN CHASE BANK, NATIONAL ASSOCIATION, WHOSE ADDRESS IS 700 Kansas Lane, MC 8000, MONROE, LA 71203 (866)756 -8747, ITS SUCCESSORS OR ASSIGNS, (ASSIGNEE). Said Mortgage is dated 03/012007, in the amount of $75,750,00, made by MARY JO FABIANKOVITZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREMONT INVESTMENT & LOAN, recorded on 03113/2007, in the Office of the Recorder of Deeds of CUMBERLAND County, Pennsylvania, in Book 1984, Page 4759, and/or Document # n/a.. Property is com onI known as: 50 S ENOLA DR TWP. OF EAST PENNSBORO, ENOLA, PA 17025. Dated on 3/ 1 2013 (MM/DDIMY) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREMONT INVESTMENT & LOAN, ITS SUCCESSORS AND ASSIGNS By: ASST. SECRETARY PAGE 1 JPCAS 20715173 — WAMU CJ5156761 N1 MIN 100194430013572527 MERS PHONE 1- 888 - 679 -6377 72713062412 [C] FRMPAI 11111 loll 11111111 illllll {IIII[Illl{IlIIIIE{ 111111 {fllll {Illllllllllflllllll�llll •D0002058757 is Inst. # 201322118 - Page 2 of 3 ' I I t i Loan #: 785 111111111111 IIIII IIIII ill!) 11111111i1 1111111111 IIIII IIII IIII 120 3 (MM/D STATE 9F LO ISIANA PARISH OF OUACHITA On ��} Q CO t D/YYYY), before me appeared .,� L �/�/ / �—s�lT / to me personally known, who did say that helshelthey islare the ASST. SECRETARY of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMWEE FOR FREMONT INVESTMENT & LOAN- ITS SUCCESSORS AND ASSIGNS and that the instrument was signed on behalf of the corporation (or association), by authority from its board of directors, and that he/she/they acknowledged the instrument to be the free act and deed of the corporation (or association). HELEN P. TUBBS OU LIFETIME PARISH. CAMNUSSSION A NOTARY 134 40392 Notary Public - State of LOUISIANA j Commission expires: Upon My Death Assignment of Mortgage from: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREMONT INVESTMENT & LOAN ITS SUCCESSORS AND ASSIGNS, WHOSE ADDRESS IS PO BOX 2026, FLINT, MI, 48501, (ASSIGNOR), (MERS Address: 1901 E Voorhees Street, Suite C, Danville, IL 61834) to: _ 8 00, MONRO , LE A 7$203 (866)756-8747, TS SUCCESSORS OR ASSIGNS, (ASSIGNEE) Lane, MC I Mortgagor. MARY JO FABIANKOV[TZ When Recorded Return To: 7PMorgan Chase Bank, NA C/O NTC 2100 Alt. 19 North Palm Harbor, FL 34683 All that certain lot or piece of ground situated in Mortgage Premise: 50 S ENO.A DR TWP. OF EAST PENNSBORO ENOLA, PA 17025 CUMBERLAND (Borough or Townshi if stated), Commonwealth of Pennsylvania. Being more articularly described in said Mort age. 1 , hereby certify that the below information and address for the assignee are correct: JPMORGAN CHASE 000, MONROE, LA 7103 866)756 8747 ITS SUCCESSORS WHOSE OR ASSIGNS, (ASSIGNEE) nsas Lane, MC By: - 'r ASST. SECRETARY PAGE 2 *20715173* JPCAS 20715173 — WAMU CJ5156761 NI MIN 100194430013572527 MERS PHONE 1- 888 - 679 -6377 12713062412 [C] FRMPA 1 IN IN 111111111111011111111 IIIIIIIII11111aIII111111111111N111111IIIIllllllillllllllllllll D0002058757* Inst_ # 201322118 - Page 3 of 3 I ROBERT P. Z1IEGLER AM RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717 -240- 6370�t = ' j I Instrument Number - 201322118 Recorded On 7/3/2013 At 10:39:32 AM * Total Pages - 3 • Instrument Type - ASSIGNMENT OF MORTGAGE Invoice Number - 141133 User ID - MBL • Mortgagor - FABIANKOVITZ, MARY JO * Mortgagee - JPMORGAN CHASE BANK N A 1 • Customer - SIMPLIFILE LC &RECORDING I • FEES STATE WRIT TAX $0.50 Certification Page STATE JCS /ACCESS TO $23.50 JUSTICE DO NOT DETACH RECORDING FEES — $11.50 RECORDER OF DEEDS This a e is now art PARCEL CERTIFICATION $15.00 P g P FEES of this legal document. COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $55.50 i I Certify this to be recorded in Cumberland County PA i c cur . RECORDER OF DEEDS nso * - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. E (D *Exhibit has been redacted to remove all personally identifiable information or non-public information 07445008152013 Cumberland County Prothonotary's Office Page 1 Civil Case Inquiry 2012-02362 U S TREASURY DEPARTMENT (vs) FABIANKOVITZ MARY JO I Reference No... Filed......... 4/16/2012 Case Type.....: FEDERAL TAX LIEN Time.........: 11:00 Judgment...... 142823.18 Execution Date 0 /00 /0000 j Judge Assigned: Jury Trial.... Disposed Desc.• Disposed Date. 0 /00 /0000 ------ - - - - -- Case Comments --- -- -- ------ Higher Crt 1.: Higher Crt 2.. I ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** I General Index Attorney Info U S TREASURY DEPARTMENT PLAINTIFF PITTSBURGH OFFICE ROOM 808 1000 LIBERTY AVE f PITTSBURGH, PA 15222 -9974 I FABIANKOVITZ MARY JO DEFENDANT 50 S ENOLA DR ENOLA, PA 17025 - 2704 ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Judgment Index Amount Date Desc ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** FABIANKOVITZ MARY JO 142,823.18 4/16/2012 TAX LIEN * * Date Entries - - - - - - - - - - - - - FIRST ENTRY - - - - - - - - - - - - - - 4/16/2012 FEDERAL TAX.LIEN IN THE AMOUNT OF $ 142823.18 - - - - - - - - - - - - - - LAST ENTRY - - - - - - - - - - - - - - * Escrow Information * �. * Fees & Debits Beg Bal Pymts /Adj End Bal FED TAX LIENN 16.50 16.50 .00 AUTOMATION FEE 5.00 5.00 .00 21.50 21.50 .00 i ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** I End of Case Information ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** i 07451408152013 Cumberland County Prothonotary's Office Page 1 Civil Case Inquiry 2012 -03096 U S TREASURY DEPARTMENT (vs) FABIANKOVITZ MARY JO Reference No... Filed......... 5/17/2012 Case Type.....: FEDERAL TAX LIEN Time.........: 11:31 Judgment...... 19523.34 Execution Date 0 /00 /0000 Judge Assigned: Jury Trial.... Disposed Deed Disposed Date. 0 /00 /0000 ------ - - - - -- Case Comments ---- -- Higher Crt 1.: Higher Crt 2.. General Index Attorney Info U S TREASURY DEPARTMENT PLAINTIFF PITTSBURGH OFFICE ROOM 808 1000 LIBERTY AVE PITTSBURGH, PA 15222 -9974 FABIANKOVITZ MARY JO DEFENDANT 50 S ENOLA DR ENOLA, PA 17025-2704 f ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Judgment Index Amount Date Desc FABIANKOVITZ MARY. JO 19,523.34 5/17/2012 TAX LIEN ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** * * Date Entries _ _ - - - - - FIRST ENTRY - - - - - - - - - - - - - - 5/17/2012 FEDERAL TAX LIEN IN THE AMOUNT OF $ 19523.34 - - - - - - - - - - - - - - LAST ENTRY - - - - - - - - - - - - - - * Escrow Information * Fees & Debits Beg Bal Pymts /Adj End Bat ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** i FED TAX LIEN 16.50 16.50 .00 AUTOMATION FEE 5.00 5.00 .00 - - - - -- - -- 21.50 21.50 .00 i * * End of Case Information ************************************************* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** I I I I I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVAIPA JPMORGAN CHASE BANK, NA -0 Plaintiff' VS. Case No. 0 ' =2' �� MARY JO FABIANKOVITZ � _ Defendant(s) __4 -" NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectful ly subm'tted: (Signature of Counse Plaintiff) Dat Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete-your request for hardship assistance, your lender must consider your circumstances to determine, possible options while working with your Please provide the following information. to the best of your knowledge: VMjL4jy#jj3l MIJIMM H ILKV Borrower name(s): Property Address: City. State:_ Zip: Is the property for salt? Yes El No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes 11 No Mailing Address (if different), City: State: Zip: Phone Numbers: Office: Cell: Other: of people in household How long? Mailing Address; City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email; # of people in household: How long? FINANCIAL lNrolZrV1A'ri0N First Mortgage Lender: Type of Loan: Loan Number Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment, Primary Reason ,for Default: Is the loan in Bankruptcy? Yes [] NoED If yes, provide nannies, location of court, case number & attorney: Assets Amount Owed Value; Home: S $ Other heal Estate: $_ Retirement Funds: $ , $ _- Investments: $ Checking: $ Savings: $ $ Other: $ S Automobile ril: Model: Year: Amount owed: Value- Automobile #2 : Model: 'dear: Amount owed: Value: Other traits ortation automobiles boats m torc IlesModel: year: Amount owed: Value Monthly Income Name of .Employers: l . 2. 3. Additional Income Description (not. wages): 1. - monthly amount: 2. monthly amount: Borrower Pay Days: _ ___--- - - - -_. _... _ Co- borrower Pay nays: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT 1Mo a e Food 2 Mortgage Utilities Car Pa ent s Condo/N66. Fees Auto Insurance Med. not covered Auto fuel/repairs Other prop. payment Install. loan Payment Cable, TV Child Su rt/Alirn. Spending Mone Da /Child Cam/T'uit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes [] No Ej If yes, please provide the following information; Counseling Agency: Couriselor: Phone, (Office) Fax: 1✓n�eil; Have you made application for Homeowners Emergency Mortgage Assistance program (HEMAP) assistance? yes n No eyes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes M No D If yes, please indicate the status of these negotiations: Please provide the folloAbg information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone; Servicing Company (Name): Contact: Phone. TIWe, , authorize the above named to use /refer this information to my londerlservicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/We understand that Itwe am/are under no obligation to use the services provided by the above named Borrower Signature Date Co- Borrower Signature Bate Please forward this document along with the following information to leader and leader's counsel: �f Proof of income Past 2 bank statements Y Proof of any expected income for the last 45 days Cope of a current utility bill Letter explaining reason for delinquency and any supporting documentation . r (bardship letter) V Listing agreement (if property is currently on the market) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson to`Sheriff Jody S SmithQti�x �yF� Chief Deputy sy 13 Richard W Stewart Solicitor OFFCEOFTK ERI€= JPMorgan Chase Bank, N.A. vs. Case Number Mary Jo Fabiankovitz 2013-5367 SHERIFF'S RETURN OF SERVICE 09/14/2013 11:31 AM- Deputy Shawn Harrison, being duly sworn according to law, serve 9hrequested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint i oreclosure by handing a true copy to a person representing themselves to be Sandra Smith, h a as"Adult Person in Charge"for Mary Jo Fabiankovitz at 50 S. Enola Drive, East Pennsbo la17025. SH WN HAREISEK, DEPUTY SHERIFF COST: $44.95 SO ANSWERS, September 24, 2013 RbNW R ANDERSON, SHERIFF fcj Countyguite Sheriff,Teleosot,Inc. KML LAW GROUP, P.C. Suite 5000 — BNY Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 JPMORGAN CHASE BANK, NA C/O 3415 Vision Drive Columbus, OH 43219 VS. iE I? 0 THONO TA 2014HAR 7 111111:32 si OUN y ,N1A IN THE COURT OF COMMON PLEAS Plaintiff OF CUMBERLAND COUNTY MARY JO FABIANKOVITZ (Mortgagor(s) and Record owner(s)) 50 South Eno la Drive Eno la, PA 17025 Defendant(s) THE UNITED STATES OF AMERICA PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended without prejudice upon payment of your costs only. No. 13-5367 KML LAW GROUP, P.C. F/K/ GOLDBECK McCAFFERTY & McKEEVER By: chael McKeever Pa, ID 56129 ay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Thomas Puleo Pa. ID 27615 David Fein Pa, ID 82628 Jill P. Jenkins Pa. ID 306588 Alyk L. Oflazian Pa. ID 312912 Salvatore Filippello, Attorney ID 313897 Attorneys for Plaintiff KML LAW GROUP, P.C. Suite 5000 — BNY Mellon Independence Center 701 Market Street Philadelphia, PA 19106 (215) 627-1322 Attorney for Plaintiff JPMORGAN CHASE BANK, NA Plaintiff VS. MARY JO FABIANKOVITZ (Mortgagor(s) and Record Owner(s)) Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE. No. 13-5367 THE UNITED STATES OF AMERICA CERTIFICATE OF SERVICE Angela M. Smith , hereby certifies that he/she did serve true and correct copies of Praecipe to Discontinue and End and all supporting papers attached hereto upon Defendant, by first class mail, postage pre-paid, on & / MARY JO FABIANKOVITZ 50 South Enola Drive Enola, PA 17025 THE UNITED STATES OF AMERICA Harrisburg Federal Building & Courthouse 228 Walnut Street, Suite 220 Harrisburg, KML LAW GROUP, P.C. F/K/A GOLDBECK McCAFFERTY By: Angela M. Smith , Legal Assistant asmith@kmllawgroup.com 215-825-6325 (Direct Phone) VER