Loading...
HomeMy WebLinkAbout13-5396 Supreme Court -of Pennsylvania Coudm Com &on Pleas 1 v "A ' For Prothonotary Use Only: C><v><1:Cov_er, Sheet y y: CUMBERLAND g); County Docket No: The information collected on this forrn is used solely for court administration purposes. This form does not supplement or replace the filing and service of pleadings or other papers as required by law or rules of court. Commencement of Action: S ® Complaint ❑ Writ of Summons ❑ Petition ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking E Lead Plaintiff's Name: Wells Fargo Bank, N.A. Lead Defendant's Name: Jason J. Haring C T Are money damages requested ?: ❑ Yes ® No Dollar Amount Requested: within arbitration limits I (Check one) X outside arbitration limits O N Is this a Class Action Suit? ❑ Yes ® No Is this an MDJ Appeal? ❑ Yes ® No Name of Plaintiff /Appellant's Attorney: Scott A. Dietterick, Esq. c/o Zucker, Goldberg & Ackerman, LLC A ❑ Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other S ❑ Product Liability (does not include mass tort) ❑ Employment Dispute: E ❑ Slander/Libel/Defamation Discrimination ❑ Other: ❑ Employment Dispute: Other C ❑ Zoning Board T ❑ Other: I MASS TORT ❑ Other: O ❑ Asbestos ❑ Tobacco N ❑ Toxic Tort- DES ❑ Toxic Tort- Implant REAL PROPERTY MISCELLANEOUS ❑ Toxic Waste El Other: El Ejectment ❑Common Law /Statutory Arbitration ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment B E] Ground Rent E] Mandamus ❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations ® Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABLITY ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Dental ❑ Partition ❑ Replevin ❑ Legal ❑ Quiet Title ❑ Other: ❑ Medical ❑ Other: ❑ Other Professional: Updated 1/1//2011 Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 062 -PA -V3 r. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A., CIVIL DIVISION Plaintiff, . NO.: > S.S�Co C.�ill vs. TYPE OF PLEADING Jason J. Haring; Michelle L. Haring; CIVIL ACTION - COMPLAINT Defendants. IN MORTGAGE FORECLOSURE TO: DEFENDANTS FILED ON BEHALF OF: YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS Wells Fargo Bank, N.A. FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAYBE ENTERED AGAINST YOU. COUNSEL OF RECORD FOR THIS PARTY: I HEREBY CERTIFY THAT THE ADDRESS OFTHE PLAINTIFF IS: ZUCKER GOLDBERG & ACKERMAP� LLC, c 3476 Stateview Blvd. C= Ft. Mill, SC 29715 a. Scott A. Dietterick, Esquire M M-� AND THE DEFENDANT: Pa. I.D. #55650 CJ t + 257 Susquehanna Street Kimberly A. Bonner, Esquire �;�; Enola, PA 17025 -2425 Pa. I.D. #89705 A { Joel A. Ackerman, Esquire n tic Pa I.D. #202729 r,_J CERTIFICATE OF LOCATION I HEREBY CERTIFY THAT THE LOCATION OF Ashleigh Levy Marin, Esquire THE REAL ESTATE AFFECTED BY THIS LIEN IS Pa I.D. #306799 257 Susquehanna Street, Enola PA 17025 -2425 Ralph M. Salvia, Esquire Munici alit : East Pennsboro Pa I.D. #202946 � Jaime R. Ackerman, Esquire ATTORN 0 R'O LAINTIF Pa I.D. #311032 ATTY FILE NO.: XFP 166161 -R1 200 Sheffield Street, Suite 101 Mountainside, N1 07092 (908) 233 -8500 (908) 233 -1390 FAX office @zuckerpoldberg.com File No.: XFP- 166161- R1 /rbo IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED T0. BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, NO.. VS. Jason J. Haring; Michelle L. Haring; Defendants. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE NOTICE TO DEFEND LAWYER REFERRAL Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990 -9108 Phone (800) 990 -9108 (717) 249 -3166 (717) 249 -3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, NO.. VS. Jason J. Haring; Michelle L. Haring; Defendants. AVISO LISTED HA SIDO DEMANDADO /A EN CORTE. Si usted desea defenderse de la demanda establecida en las siguientes paginas, debe tomar acci6n dentro de los pr6ximos veinte (20) dial despues de la notificaci6n de esta Demanda y Aviso respondiendo personalmente o por medio de un abogado una comparecencia esc rita y radicando en la Corte por escrito sus defensas y objeciones a las demandas establecidas en su contra. Se le advierte de que si usted falla en tomar accion como se describe anteriormente, el caso puede proceder sin usted sin previo aviso y un fallo por cualquier suma de dinero reclamada en la demanda 0 cua Iquier otra reclamaci6n o remedio solicitado por el demandante, puede ser dictado en contra suva por la Corte. Usted puede perder dinero o propiedades u otros derechos importantes para usted. LISTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO 0 NO PUEDE PAGAR LINO, LLAME 0 VAVA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE NOTICE TO DEFEND LAWYER REFERRAL Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street 32 S. Bedford Street Carlisle, PA 17013 Carlisle, PA 17013 Phone (800) 990 -9108 Phone (800) 990 -9108 (717) 249 -3166 (717) 249 -3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, NO.. vs. Jason J. Haring; Michelle L. Haring; Defendants. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE And now comes Wells Fargo Bank, N.A., by its attorneys, Zucker, Goldberg & Ackerman, LLC, and files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Wells Fargo Bank, N.A., (hereinafter "plaintiff ") with its place of business located at 3476 Stateview Blvd., Ft. Mill, SC 29715. 2. The Defendant, Jason J. Haring, is an individual whose last known address is 257 Susquehanna Street, Enola, PA 17025 -2425. 3. The Defendant, Michelle L. Haring, is an individual whose last known address is 257 Susquehanna Street, Enola, PA 17025 -2425. 4. Wells Fargo Bank, N.A., directly or through an agent, has possession of the Promissory Note. Wells Fargo Bank, N.A. is either the original payee of the Promissory Note or the Promissory Note has been duly indorsed. A true and correct copy of said Promissory Note is marked Exhibit A, attached hereto and made a part hereof. 5. On or about April 20, 2007, Jason J. Haring, a married person and Michelle L. Haring, a married person made, executed and delivered to Wells Fargo Bank, N.A. a Mortgage in the original principal amount of $110,888.00 on the premises described in the legal description marked Exhibit B, attached hereto and made a part hereof. Said mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on May 1, 2007, in Mortgage Book \Volume 1990, Page 2705. The mortgage is a matter of public record and is incorporated herein by reference in accordance with Pa.R.C.P. 1019(g), which rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are of public record. 6. Plaintiff is the current mortgagee. Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 062 -PA -V3 7. Michelle L. Haring and Jason J. Haring, husband and wife are the record and real owners of the aforesaid mortgaged premises. 8. Defendants are in default under the terms of the aforesaid Mortgage for, inter alia, failure to pay the monthly installments of principal and interest due February 1, 2013. 9. As of 08/08/2013 the amount due and owing Plaintiff by Defendant(s) is as follows: Principal $105,339.13 Interest through 08/08/2013 $3,252.77 Escrow Advance $723.05 Late Charges $204.69 Total $109,519.64 plus interest and all other additional amounts authorized under the Mortgage and Pennsylvania Law, actually and reasonably incurred by Plaintiff, including but not limited to, costs (including escrow advances) and Plaintiff's attorneys' fees and expenses. Plaintiff reserves the right to file a motion in the above - captioned action to add such additional sums authorized under the Mortgage and Pennsylvania Law to the above amount due and owing when incurred. 10. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in 2008, and /or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s). 11. This action does not come under Act 91 of 1983 because the mortgage is FHA insured. 12. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in a separate legal action if such right exists. If Defendant(s) have received a discharge of personal liability in a bankruptcy proceeding, this action is in no way an attempt to re- establish such liability. Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 062 -PA -V3 WHEREFORE, Plaintiff demands an in rem judgment in mortgage foreclosure for the amount due of $109,519.64 with interest thereon plus additional costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. ZUCKER, GOLDBERG & ACKERMAN, LLC BY: MIR Dated: b rl� Scott A.bietterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Attorneys for Plaintiff XFP- 166161- R1 /rbo 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233 -8500; (908) 233 -1390 FAX Email: Office @zuckergoldberg.com THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 062 -PA -V3 EXHIBIT A Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 062 -PA -V3 Multistate NOTE FHA Lase No. —_ APRIL 20, 2007 [Date] 257 SUSQUEHANNA ST, ENOLA, PA 17025 [Propertp Address] 1. PARTIES "Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means WELLS FARGO BANK, N.A. and its successors and assigns. . 2. BORROWER'S PROMISE TO PAY; INTEREST In return for a loan received from Lender, Borrower promises to pay the principal sum ofOME HUNDRED TEN THOUSAND EIGHT HUNDRED EIGHTY EIGHT AND 00/100 Dollars (U. S. $ * * * * * ** *110,888.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at the rate of SIX AND THREE— EIGHTHS percent ( 6.375 %) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is dated the same date as this Note and called the "Security Instrument." The Security Instrument protects the Lender from losses which might result if 13orroNver defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning on JUNE 01 , 2007 . Any principal and interest remaining on the first day of MAY 2037 will be due on that date, which is called the "Maturity Date." (B) Place Payment shall be made at WELLS FARGO HOME MORTGAGE, P.O. BOX 11701, NEWARK, NJ 071014701 or at such place as Lender may designate in writing by notice to Borrower. (C) Amount Each monthly payment of principal and interest will be in the amount of' U. S. $ * * * * ** *691.80 This amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to principal, interest and other items in the order described in the Security Instrument. (D) Allonge to this Note for payment adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall he incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. (Check applicable box] ❑Graduated I'ayment Allonge ❑Growing Equity Allonge ❑Other Ispecif,] 5. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes if partial prepayment, there will he no changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to those changes. , R (V Ni � (BtQO)52�729`'rtt• - to /95 Page 1 of 2 Initials ��' 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a late charge in the amount of FOUR percent ( 4.000 %) of the overdue amount of each payment. (B) Default if Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this Note, "Secretary" means the &- cretan_• of Housing and Urban Development or his or her designee. (C) Payment of Costs and Expenses It' Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and c\penses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "]'resentment" means the right to require Lender to demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give notice to other persons that amounts due have not been paid. S. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must he given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower ha, given Lender a notice of Borrower's different address. Anv notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. I. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in thi, Note, including the promise to pay the full amount owed, Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, suret\' or endorser of this Note, is also obligated to keep all of' the promises made in this Note. bender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed under this Note. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note. (Seal) - burrower JA50 J I�3G - t3orrowcr (Seal) (Seal) - burrower - burrower (Seal) (Seal) - borrower •1Wrrower (Seal) (Seal) -Borrower -Nn-rower r ® -1 R (960 1) rage 2 or 2 EXHIBIT B Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 062 -PA -V3 _x � r ALL THAT CERTAIN lot of ground situate In East Pennsboro Township; Cumberland.County, Commonwealth of Pennsylvania, bouhded and described as follows; BEGINNING at a.point.I`n the; 46 ttreriy'line. of Susquehanna Avenue, at the distance of one hundred twenty- -five ( 126) feet measured easiwardiy along i id avenue., form the north+sa>gterty extremity of the arc or curve having a radius of 10 feet,: connecting the easterly line of Wyoming Avenue with the southerly line of said Susquehanna Avenue and thence along the southerly line of said Susquehanna East twenty -five (25) feet to a point; thence South along lands now:or late of Farmers Trutt Company one.hundred fifty -two (162) feet to a point;.thance West twenty - five (26) feet to a point; thence North one hundred tiny -two (152) feet to a point in the southerly line of Susquehanna Avenue, the place of BEGINNING. BEING KNOWN AND NUMSERED AS 257 Susquehanna Avenue, .Enols; Pennsylvania 17026. BEING THE SAME PREMISES which Michelle L. Haring and Jason J. Waring, wife-and husband, by deed dated February 10, 2064 and recorded February 12, 2004 In the Cumberland. County, Pennsylvania Recorder'of Deeds.0M,cein heed Book °261, Page 3332, granted and conveyed unto Michelle L. Haring and Jason J. Haring, wife end'husband. I Certify this tO l?o ;COW( . i n Cumberland CoUlAYPt. ecor Def=t: de r of . (07 038.P D10> i0 %'IN 1 '� 9 a P� 2 7 VERIFICATION Leola McCray, hereby states that he she is Vice President Loan Documentation, of WELLS FARGO BANK, N.A., plaintiff in this matter, that he she is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of hisloinformation and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Name: Leola McCray Title: Vice President Loan Documentation Company: Wells Fargo Bank, N.A. Date: 08/12/2013 File# 166161 -R] 086 -PA -V2 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, I SS39 rte VS. lL1 clnl> Jason J. Haring; Michelle L. Haring; r --�-•, �C G -, Defendants. Fs NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. TIDS PROGRAM IS FREE. ZUCKER, GOLDBERG & ACKERMAN, LLC By: X'In d 'Q'O' Dated: September 10, 2013 Scott A. Did e ' , Esquire; PAi.b.055650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Attorneys for Plaintiff XFP- 166161 -R1 /cper 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233 -8500; (908) 233 -1390 FAX Email: Office @zuckergoIdberg.com Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date: Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete• your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: CUSTOM .. Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? C O-BORRO WER Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date you closed your loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes ❑ No ❑ If yes, provide names, location of court, case number & attorney: Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 Assets Amount Owed Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1 : Model: Year: Amount owed: Value: Automobile #2 : Model: Year: Amount owed: Value: Monthly Income Name of Employers: 1. 2. 3. Additional Income Description (not wages): 1. Monthly amount: 2. Monthly amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly Expenses (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2nd Mortgage Utilities Car Payment(s) Condo /Neigh. Fees Auto Insurance Med. (not covered) Auto fuel /repairs Other prop. payment Install. Loan Payment Cable TV Child Support/Alim. Spending Money Day /Child Care /Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: Email: Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No ❑ If yes, please indicate the status of those negotiations: Please provide the following information, if known, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION I /We, , authorize the above named to use /refer this information to my lender / servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I /We understand that I /we am /are under no obligation to use the services provided by the above named Borrower Signature Date Co- Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: V Proof of Income V Past 2 bank statements V Proof of any expected income for the last 45 days V Copy of current utility bill V Letter explaining reason for delinquency and any supporting documentation (hardship letter) V Listing agreement (if property is currently on the market) Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, VS. NO.. Jason J. Haring; Michelle L. Haring; Defendants. REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated February 28, 2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in that Notice to be eligible to participate in a court- supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to the penalties of 18 Pa.C.S. § 4904 relating to unworn falsification to authorities. Signature of Defendant's Counsel /Appointed Date Legal Representative Signature of Defendant Date Signature of Defendant Date Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, VS. NO.. Jason J. Haring; Michelle L. Haring; Defendants. CASE MANAGEMENT ORDER AND NOW, this day of ,20 the defendant /borrower in the above - captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant /borrower has complied with the Administrative Rule requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that: 1. The parties and their counsel are directed to participate in a court- supervised conciliation Conference on at .M. in at the Cumberland County Courthouse, Carlisle, Pennsylvania. 2. At least twenty -one (21) days prior to the date of the Conciliation Conference, the defendant /borrower must serve upon the plaintiff /lender and its counsel a copy of the "Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet" (Form 2) which has been completed by the defendant /borrower. Upon agreement of the parties in writing or at the discretion of the Court, the Conciliation Conference ordered may be rescheduled to a later date and /or the date upon which service of the completed Form 2 is to be made may be extended. Upon notice to the Court of the defendant /borrower's failure to serve the completed Form 2 within the time frame set forth herein or such other date as agreed upon by the parties in writing or ordered by the Court, the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceedings shall be terminated. 3. The defendant /borrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff /lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff /lender who participates in the Conciliation Conference must possess the actual authority to reach a mutually acceptable Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 i 1 resolution, and counsel for the plaintiff /lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of the plaintiff /lender is not available by telephone during the Conciliation Conference, the Court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff /lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing the mortgage current through a reinstatement; paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchange for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or a reverse mortgage; paying the mortgage default over sixty months; and the institution of bankruptcy proceedings. 5. All proceedings in this matter are stayed pending the completion of the scheduled conciliation conference. BY THE COURT, J. Zucker, Goldberg & Ackerman, LLC XFP- 166161 -R1 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff u� ar�„�� &,0,0 r rF,t. r.:h r'Ls fi:4 ! s Jody S Smith Chief Deputy ' V SEP 27 ATI le: 2 Richard W Stewart Solicitor ~,r , '`°`:.=,',.. 'h " CUMBERLAND PENNSYLVANIA Wells Fargo Bank, N.A. Case Number vs. 2013-5396 Jason J. Haring (et al.) SHERIFF'S RETURN OF SERVICE 09/20/2013 01:30 PM - Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Michelle Haring, Wife,who accepted as"Adult Person in Charge"for Jason J. Haring at 157 N. Enola Drive, East Pennsboro To nship, Enola, PA 17025. • 'C INE, DEPUTY > //,(71 .,__:____ 09/20/2013 01:30 PM- Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Michelle Lynn Haring at 157 North Enola Road, East Pennsboro Township, E , P 025. ---7,:/i: '' ile"--------" ' WILLIAM CLINE, DEPUTY SHERIFF COST: $77.90 SO ANSWERS, ....... ., X..4:7: September 23, 2013 RONR ANDERSON, SHERIFF ;cu^} u,e hc,,f ic'.'. SC, The Keisling Law Offices P.C. Bret Keisling, Esquire Attorney ID #201352 17 S. Second St., Suite 301 Harrisburg, PA 17101 (717) 303-3446 (fax) (717) 801-1786 BretKeislingLaw.com Wells Fargo Bank, N.A. Plaintiff v. JASON J. HARING and MICHELLE L. HARING Defendants To The Prothonotary: I - A)R 15 All iG: 21-f CUMBERLAND COUNTY PENNSYLVANIA : IN THE COURT OF COMMON PLEAS : FOR CUMBERLAND COUNTY, PA : NO. 2013-05396 PRAECIPE FOR ENTRY OF APPEARANCE Please enter the appearance of Bret Keisling, Esquire of The Keisling Law Offices, P.C., as counsel for Defendants Jason J. Haring and Michelle L. Haring. Date: Ai LC ) 2.OIt -1 Respectfully submitted, The Keisling Law Offices Bret Kets mg, Esquire Attorney ID #201352 17 S. Second Street, Suite 301 Harrisburg, PA 17101 (717) 303-3446 (717) 801-1786 (fax) BretRKeislingLaw.com CERTIFICATE OF SERVICE I hereby certify that a copy of the foregoing has been duly served upon the following, by depositing a copy of the same in the United States Mail, first - class, postage prepaid, at Harrisburg, Pennsylvania, as follows: Scott A. Dietterick, Esq. 200 Sheffield Street, Suite 301 PO Box 1024 Mountainside, NJ 07092 -0024 Date: Pc-qv, � 1 S) 2c I LI IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A.; Plaintiff vs. Jason J. Haring; Michelle L. Haring; Defendant(s). Mortgaged Premises: 257 Susquehanna Street, Enola, PA 17025-2425 CIVIL DIVISION No.: 2013-05396 ISSUE NUMBER: -T.� TYPE OF PLEADING: .,) PRAECIPE FOR ENTRY OF JUDGMEiTCBY — DEFAULT (MORTGAGE FORECLOSU, FILED ON BEHALF OF: Wells Fargo Bank, N.A. Plaintiff COUNSEL OF RECORD FOR THIS PARTY: ZUCKER, GOLDBERG & ACKERMAN, LLC Scott A. Dietterick, Esquire- Pa I.D.# 55650 Kimberly A. Bonner, Esquire- Pa I.D. #89705 Joel A. Ackerman, Esquire- Pa I.D. #202729 Ashleigh L. Marin, Esquire -Pa I.D. #306799 Ralph M. Salvia, Esquire- Pa I.D. #202946 Jaime R. Ackerman, Esquire- Pa I.D. #311032 Jana Fridfinnsdottir, Esquire- Pa I.D. #315944 Brian Nicholas, Esquire- Pa I.D. #317240 Denise Carlon, Esquire- Pa I.D. #317226 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500 Atty File No.: XFP-166161-R1 aw..\ �` 1L4A U(06-(40 e (Ipraecipe for Entryof Judgmentment Zucker, • Goldberg & Ackerman, LLC XFP-166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendants. NO.: 2013-05396 PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT (MORTGAGE FORECLOSURE) TO: PROTHONOTARY Please enter judgment, in mortgage foreclosure (in rem only), in the above -captioned case in favor of Plaintiff and against Defendant(s), for failure to file a response to Plaintiff's Complaint within the appropriate time limits from service thereof, and assess Plaintiffs damages as set forth in Complaint: Amount as set forth in Complaint $109,519.64 plus interest on the judgment amount ($109,519.64) from August 9, 2013, at the statutory rate and for foreclosure and sale of the mortgaged premises. I hereby certify that the'defendant's last known address is: B 257 Susquehanna Street East Pennsboro Township Enola, PA 17025-2425 ZUCKER, GOLBERG & ACKERMAN, LLC Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Jaime R. Ackerman, Esquire; PA I.D. #311032 Denise Carlon, Esquire; PA I.D. #317226 Attorneys for Plaintiff XFP-166161-R1 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com DAMAGES ARE HEREBY ASSESSED AS INDICATED 5k511tf Date Prothonotary IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendants. NO.: 2013-05396 AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT STATE OF NEW JERSEY SS: COUNTY OF UNION I, the undersigned attorney for the plaintiff in the above action, being duly sworn according to law, do hereby depose and say that the statements made herein are true in and correct to the best of my knowledge, information, and that: 1) The Defendant is not in the military service of the United States of America to the best of my knowledge, information and belief as evidenced by the attached copies; 2) The Notice of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. 237.1 and that the time limits provided for that notice have expired. Dated: Sworn to and subscribed before me This as day of ?)4fi , 20 14/ Notdy Public My Commission Expires: 1 Deb Cheneadto Notary Pubic My Com Expires Oct. 16, 2016 My Comm. 2280276 State of New Jersey ZUCKER, GOLBERG & ACKERMAAN,LLC BY .,J ,R .t _AA -4 -----� ▪ Joel A. Ackerman, Esquire; PA I.D. #202729 ❑ Ashleigh L. Marin, Esquire; PA I.D. #306799 • Jaime R. Ackerman, Esquire; PA I.D. #311032 • Denise Carlon, Esquire; PA I.D. #317226 Attorneys for Plaintiff XFP-166161-R1 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 Department of Defense Manpower Data Center Results as of : May -21-2014 07:55:25 AM SCRA 3.0 Status Report Pursuant to Service -members Civil Relief Act Last Name: HARING First Name: MICHELLE Middle Name: L Active Duty Status As Of: May -21-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date • Statue Service Component NA NA - • No . NA This response reflects the individuals' active duty status based on the Active Duty Status Date - Left Active Duty Within 367 Da of Active Duty Status Date Active Duty Start Date Active Duty End Date • Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Statue Date . Order Notification Start Date Order Notification End Date Status . Service Component NA NA : No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOM, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 Etiaq, The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOM Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: F9E5XD7FSOB7Z20 Department of Defense Manpower Data Center Results as of : May -21-2014 07:52:04 AM SCRA 3.0 Status Report Pursuant to Servicerneers Civil Relief Act Last Name: HARING First Name: JASON Middle Name: J Active Duty Status As Of: May -21-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duly End Date Status Service Component NA NA No NA This response reflects the Individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date - Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. A. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: J93CZD3FT0A0O10 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. vs. Jason J. Haring; Michelle L. Haring Defendant. Plaintiff, TO: Jason J. Haring 157 N. Enola Dr East Pennsboro Township Enola, PA 17025 DATE OF NOTICE: 4/3/2014 CIVIL DIVISION NO.: 2013-05396 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth again you. Unless you act within Ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal Help. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. vs. Jason J. Haring; Michelle L. Haring Defendant. Plaintiff, TO: Jason J. Haring 157 N. Enola Dr East Pennsboro Township Enola, PA 17025 CIVIL DIVISION NO.: 2013-05396 AVISO IMPORTANTE FECHA DEL AVISO:4/3/2014 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIIMIOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CAB O UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS 1MPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND &LAWYERREFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 ZUCKER GOLDBERG & ACKERMAN BY: Scoff A. Die�Herick, Scott A. Dietterick, Esquire Attorneys for Plaintiff PAID. # 55650 200 Sheffield Street, Suite 301 P.O. Box 1024 Mountainside, NJ 07092-0024 (717) 533-3560 FIRST CLASS U.S. MAIL, POSTAGE PREPAID 166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. vs. Plaintiff, Jason J. Haring; Michelle L. Haring Defendant. TO: Michelle L. Haring 157 N. Enola Dr East Pennsboro Township Enola, PA 17025 DATE OF NOTICE: 4/3/2014 CIVIL DIVISION NO.: 2013-05396 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth again you. Unless you act within Ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal Help. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. vs. Plaintiff, Jason J. Haring; Michelle L. Haring Defendant. TO: Michelle L. Haring 157 N. Enola Dr East Pennsboro Township Enola, PA 17025 CIVIL DIVISION NO.: 2013-05396 AVISO IMPORTANTE FECHA DEL AVISO:4/3/2014 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DLEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAIVIE LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND &LAWYERREFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 ZUCKER GOLDBERG & ACKERMAN BY: Scall- A. DWte ri.c k. Scott A. Dietterick, Esquire Attorneys for Plaintiff PAID. # 55650 200 Sheffield Street, Suite 301 P.O. Box 1024 Mountainside, NJ 07092-0024 (717) 533-3560 FIRST CLASS U.S. MAIL, POSTAGE PREPAID 166161-R1 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OFFICE OF THE SHERIFF Wells Fargo Bank, NA. vs. Jason J. Haring (et al.) Case Number 2013-5396 SHERIFF'S RETURN OF SERVICE 09/20/2013 01:30 PM - Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Michelle Haring, Wife, who accepted as "Adult Person in Charge" for Jason J. Haring at 157 N. Enola Drive, East Pennsboro To nship, Enola, PA 17025. INE, DEPUTY 09/20/2013 01:30 PM - Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Michelle Lynn Haring at 157 North Enola Road, East Pennsboro Township, Erie, P``1025. WILLIAM CLINE, DEPUTY SHERIFF COST: $77.90 SO ANSWERS, September 23, 2013 (c) CounlySulle Sheriff, Toloosofl loc. RONNY R ANDERSON, SHERIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendants. NO.: 2013-05396 NOTICE OF ORDER, DECREE OR JUDGMENT TO: Jason J. Haring 257 Susquehanna Street East Pennsboro Township Enola, PA 17025-2425 [ ] Plaintiff [V] Defendant [ ] Additional Defendant You are hereby notified, that an Order, Decree or Judgment was entered in the above captioned proceeding on [ ] A copy of the Order or Decree is enclosed, or [V] The judgment is as follows: $109,519.64 plus costs. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. CIVIL DIVISION Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendants. NO.: 2013-05396 NOTICE OF ORDER, DECREE OR JUDGMENT TO: Michelle L. Haring 257 Susquehanna Street East Pennsboro Township Enola, PA 17025-2425 [ ] Plaintiff [V] Defendant [ ] Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on k . [ I A copy of the Order or Decree is enclosed, or [V] The judgment is as follows: $109,519.64 \plus ftrsis. ovir.fjfirj Prothonotary Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Wells Fargo Bank, N.A., Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendant. TO THE PROTHONOTARY OF THE SAID COURT: File No. 2013-05396 Amount Due $109,519.64 Interest from 8/10/2013 to date of sale at the Statutory Rate $10,291.01 Costs The undersigned hereby certifies that the below does not arise out of a retail install;rmnt-dale,=-J contract of account based on a confession of judgment, but if it does, it is based on the appr-oprit original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue Writ of Execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s): See Exhibit "A" attached g A, nitt,A.ig50,,b-pc, , I03, %S l( /1 f` � a� La.kgiolLp.tio $a ash et(i I/D/ 2-# .3/3 0?/1 duc ker, Goldberg & Ackerman, LLC AXFP-16616i t) � � �1 SSueai PRAECIPE FOR ATTACHMENT EXECUTION Issue Writ of Attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personality list): and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: f- d /" r / Signature: Print Name: Scot . Dietterick, squire Ki berly A. Bonner, Esquire Joel Ackerman, Esquire Ashleigh Levy Marin, Esquire Ralph M. Salvia, Esquire Jaime R. Ackerman, Esquire Jana Fridfinnsdottir, Esquire Brian Nicholas, Esquire Denise Carlon, Esquire Roger Fay, Esquire Address: Zucker, Goldberg & Ackerman, LLC 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 Attorney for: Plaintiff Telephone: 908-233-8500 Supreme Court ID No.: 55650 89705 202567 201493 202946 315987 Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the southerly line of Susquehanna Avenue, at the distance of one hundred twenty-five (125) feet measured eastwardly along said avenue, from the northeasterly extremity of the arc or curve having a radius of ten(10)(connecting easterly line of Wyoming Avenue with the southerly line of said Susquehanna Avenue and extending thence along the southerly line of said Susquehanna Avenue, east twenty-five (25) feet to a point, thence southalong lands now or late of Farmers Trust Company one hundred fifty-two (152) feet to a point; thence west twenty- five (25) feet to a point; thence north one hundred fifty-two (152) feet to a point in the southerly line of Susquehanna Avenue, the Place of BEGINNING. HAVING thereon erected a two and one-half story frame dwelling house known as No. 257 Susquehanna Avenue, Enola, Pennsylvania BEING the same premises which Michelle L. Haring and Jason J. Haring, husband and wife„ by Deed dated February 10, 2004 and recorded February 12, 2004 in and for Cumberland County, Pennsylvania, in Deed Book Volume 261, Page 3332, granted and conveyed unto Michelle L. Haring and Jason J. Haring, husband and wife. Tax Map No.: 09-14-0832-090. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A., Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendant(s). : CIVIL DIVISION : NO.: 2013-05396 : Execution No.: AFFIDAVIT PURSUANT TO RULE 3129.1 c -so ,j:.: :171 •-•-• I • • Wells Fargo Bank, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 257 Susquehanna Street, Enola, PA 17025-2425. 1. Name and Address of Owner(s) or Reputed Owner(s): MICHELLE L. HARING AND JASON J. HARING, HUSBAND AND WIFE 257 Susquehanna Street Enola, PA 17025-2425 2. Name and Address of Defendant(s) in the Judgment: JASON J. HARING 257 Susquehanna Street Enola, PA 17025-2425 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff Zucker, Goldberg & Ackerman, LLC XFP-166 I 61 -RI -•••• •••• PORTFOLIO RECOVERY ASSOCIATES LLC 140 Corporate Blvd, Norfolk VA, 23502 AND C/O ROBERT N. POLAS JR., ESQUIRE 301 Grant St Ste 4300 Pittsburgh, PA 15219 CAPITAL ONE BANK 1680 Capital One Dr, McLean, VA 22102 AND C/O ARTHUR LASHIN, ESQUIRE 123 S Broad St Ste 1660 Philadelphia, PA 19109-1003 LVNV FUNDING LLC AND C/O MICHAEL F. RATCHFORD, ESQUIRE 120 N Keyser Ave, Scranton, PA 18504 DISCOVER BANK 12 Reads Way New Castle, DE 19720 AND C/O WILLIAM T. MOLCZAN, ESQUIRE. 436 7th Ave Ste 2400 Pittsburgh, PA 15219-1827 BUREAU OF COMPLIANCE Dept 280948, Harrisburg PA, 17128 SUSQUEHANNA BANK LOAN CENTER PO Box 639 Maugansville, MD 21767 Zucker, Goldberg & Ackerman, LLC XFP-166161-R 1 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 THE TOWNSHIP OF EAST PENNSBORO 98 S. Enola Drive, Enola PA, 17025 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 257 Susquehanna Street Enola, PA 17025-2425 UNKNOWN SPOUSE 257 Susquehanna Street Enola, PA 17025-2425 Zucker, Goldberg & Ackennan, LLC XFP-166161-RI PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Dated: dj I ZUCKER, GOLDBERG & ACKERMAN, LLC /Lif Scott/, ' ietterick, Esquire; PA I.D. #55650 Kim • erly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Jana Fridfinnsdottir, Esquire; PA I.D. #315944 Brian Nicholas, Esquire; PA I.D. #317240 Denise Carlon, Esquire; PA I.D. #317226 Roger Fay, Esquire; PA I.D. #315987 Attorneys for Plaintiff XFP-166161-R1/sde 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com BY: Zucker, Goldberg & Ackerman, LLC XFP-166161-R l Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the southerly line of Susquehanna Avenue, at the distance of one hundred twenty-five (125) feet measured eastwardly along said avenue, from the northeasterly extremity of the arc or curve having a radius of ten(10)(connecting easterly line of Wyoming Avenue with the southerly line of said Susquehanna Avenue and extending thence along the southerly line of said Susquehanna Avenue, east twenty-five (25) feet to a point, thence south• along lands now or late of Farmers Trust Company one hundred fifty-two (152) feet to a point; thence west twenty- five (25) feet to a point; thence north one hundred fifty-two (152) feet to a point in the southerly line of Susquehanna Avenue, the Place of BEGINNING. HAVING thereon erected a two and one-half story frame dwelling house known as No. 257 Susquehanna Avenue, Enola, Pennsylvania BEING the same premises which Michelle L. Haring and Jason J. Haring, husband and wife„ by Deed dated February 10, 2004 and recorded February 12, 2004 in and for Cumberland County, Pennsylvania, in Deed Book Volume 261, Page 3332, granted and conveyed unto Michelle L. Haring and Jason J. Haring, husband and wife. Tax Map No.: 09-14-0832-090. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendants. CIVIL DIVISION NO.: 2013-05396 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Jason J. Haring 257 Susquehanna Street Enola, PA 17025-2425 AND 157 N Enola Rd Enola PA 17025-2410 TAKE NOTICE: (77i ---,•;"1 (-) - 177.1 *4-4. C.1) 4 • CD That the Sheriff's Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on March 4, 2015 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 257 Susquehanna Street, Enola, PA, 17025-2425 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 2013-05396 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Michelle L. Haring and Jason J. Haring, husband and wife Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriff's Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. Dated: ZUCKER, GOLDBERG & ACKERMAN, LLC BY: Scott A.etterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D.'#202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Jana Fridfinnsdottir, Esquire; PA I.D. #315944 Brian Nicholas, Esquire; PA I.D. #317240 Denise Carlon, Esquire; PA I.D. #317226 Roger Fay, Esquire; PA I.D. #315987 Attorneys for Plaintiff XFP-166161-R1/sde 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the southerly line of Susquehanna Avenue, at the distance of one hundred twenty-five (125) feet measured eastwardly along said avenue, from the northeasterly extremity of the arc or curve having a radius of ten(10)(connecting easterly line of Wyoming Avenue with the southerly line of said Susquehanna Avenue and extending thence along the southerly line of said Susquehanna Avenue, east twenty-five (25) feet to a point, thence south- along lands now or late of Farmers Trust Company one hundred fifty-two (152) feet to a point; thence west twenty- five (25) feet to a point; thence north one hundred fifty-two (152) feet to a point in the southerly line of Susquehanna Avenue, the Place of BEGINNING. HAVING thereon erected a two and one-half story frame dwelling house known as No. 257 Susquehanna Avenue, Enola, Pennsylvania BEING the same premises which Michelle L. Haring and Jason J. Haring, husband and wife„ by Deed dated February 10, 2004 and recorded February 12, 2004 in and for Cumberland County, Pennsylvania, in Deed Book Volume 261, Page 3332, granted and conveyed unto Michelle L. Haring and Jason J. Haring, husband and wife. Tax Map No.: 09-14-0832-090. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A. Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendants. CIVIL DIVISION NO.: 2013-05396 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Michelle L. Haring 257 Susquehanna Street Enola, PA 17025-2425 AND 157 N Enola Rd Enola PA 17025-2410 TAKE NOTICE: That the Sheriff's Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013 on March 4, 2015 at 10:00am prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 257 Susquehanna Street, Enola, PA, 17025-2425 The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 2013-05396 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 Michelle L. Haring and Jason J. Haring, husband and wife A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse Square, Carlisle, PA 17013-3387. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Lawyer Referral Service of the Cumberland County Bar Association Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (800) 990-9108 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriff's Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition to the Court. Dated: 9 d y-1 y ZUCKER, GOLDBERG & ACKERMAN, LLC BY: Scott A/%ietterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PALE/ #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Jana Fridfinnsdottir, Esquire; PA I.D. #315944 Brian Nicholas, Esquire; PA I.D. #317240 Denise Carlon, Esquire; PA I.D. #317226 Roger Fay, Esquire; PA I.D. #315987 Attorneys for Plaintiff XFP-166161-R1/sde 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the southerly line of Susquehanna Avenue, at the distance of one hundred twenty-five (125) feet measured eastwardly along said avenue, from the northeasterly extremity of the arc or curve having a radius of ten(10)(connecting easterly line of Wyoming Avenue with the southerly line of said Susquehanna Avenue and extending thence along the southerly line of said Susquehanna Avenue, east twenty-five (25) feet to a point, thence south- along lands now or late of Farmers Trust Company one hundred fifty-two (152) feet to a point; thence west twenty- five (25) feet to a point; thence north one hundred fifty-two (152) feet to a point in the southerly line of Susquehanna Avenue, the Place of BEGINNING. HAVING thereon erected a two and one-half story frame dwelling house known as No. 257 Susquehanna Avenue, Enola, Pennsylvania BEING the same premises which Michelle L. Haring and Jason J. Haring, husband and wife„ by Deed dated February 10, 2004 and recorded February 12, 2004 in and for Cumberland County, Pennsylvania, in Deed Book Volume 261, Page 3332, granted and conveyed unto Michelle L. Haring and Jason J. Haring, husband and wife. Tax Map No.: 09-14-0832-090. Zucker, Goldberg & Ackerman, LLC XFP-166161-R1 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717)240-6195 www.ccpa.net WELLS FARGO BANK, N.A. Vs. NO 13-5396 Civil Term CIVIL ACTION — LAW JASON J. HARING; MICHELLE L. HARING WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $109,519.64 L.L.: $.50 Interest FROM 8/10/2013 TO DATE OF SALE AT THE STATUTORY RATE $10,291.01 Atty's Comm: Due Prothy: $2.25 Atty Paid: $226.65 Other Costs: Plaintiff Paid: Date: 11/24/14 David D. Buell, Prothonotary (Seal) By: Deputy REQUESTING PARTY: Name: ROGER FAY, ESQUIRE Address: ZUCKER, GOLDBERG & ACKERMAN, LLC 200 SHEFFIELD STREET, SUITE 101 MOUNTAINSIDE, NJ 07092 Attorney for: PLAINTIFF Telephone: 908-233-8500 • Supreme Court ID No. 315987 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A., Plaintiff, vs. Jason J. Haring; Michelle L. Haring; Defendant(s). : CIVIL DIVISION : NO.: 2013-05396 Execution No.: AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 257 Susquehanna Street, Enola, PA 17025-2425. 1. Name and Address of Owner(s) or Reputed Owner(s): MICHELLE L. HARING AND JASON J. HARING, HUSBAND AND WIFE 257 Susquehanna Street Enola, PA 17025-2425 2. Name and Address of Defendant(s) in the Judgment: JASON J. HARING 257 Susquehanna Street Enola, PA 17025-2425 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: WELLS FARGO BANK, N.A. Plaintiff PORTFOLIO RECOVERY ASSOCIATES LLC 140 Corporate Blvd, Norfolk VA, 23502 AND C/O ROBERT N. POLAS JR., ESQUIRE 301 Grant St Ste 4300 Pittsburgh, PA 15219 CAPITAL ONE BANK 1680 Capital One Dr, McLean, VA 22102 AND C/O ARTHUR LASHIN, ESQUIRE 123 S Broad St Ste 1660 Philadelphia, PA 19109-1003 LVNV FUNDING LLC C/O MICHAEL F. RATCHFORD, ESQUIRE 120 N Keyser Ave, Scranton, PA 18504 DISCOVER BANK 12 Reads Way New Castle, DE 19720 AND C/O WILLIAM T. MOLCZAN, ESQUIRE. 436 7th Ave Ste 2400 Pittsburgh, PA 15219-1827 BUREAU OF COMPLIANCE Dept 280948, Harrisburg PA, 17128 SUSQUEHANNA BANK LOAN CENTER PO Box 639 Maugansville, MD 21767 MIDLAND FUNDING INC 8875 Aero Drive Suite 200 San Diego CA 92123 AND C/0 SARKER NEIL, ESQUIRE 1060 Andrew Dr., Suite 170 West Chester, PA 19380 4. Name and Address of the last record holder of every mortgage of record: WELLS FARGO BANK, N.A. Plaintiff 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 THE TOWNSHIP OF EAST PENNSBORO 98 S. Enola Drive, Room 103 Enola PA, 17025 AND C/O KATHRYN L. MASON, ESQUIRE 17 N 2nd St, Harrisburg, PA 17101 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Domestic Relations Section 13 N. Hanover Street PO Box 320 Carlisle, PA 17013 UNKNOWN TENANT OR TENANTS 257 Susquehanna Street Enola, PA 17025-2425 UNKNOWN SPOUSE 257 Susquehanna Street Enola, PA 17025-2425 PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION Dept. 280601 Harrisburg, PA 17128-0601 I verify that the statements made in this Amended Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. ZUCKER, GOLDBER , ACK A a t BY: Scott A. 1 etterick, Esquire; PA I.D. #55650 Kimberly A. Bonner, Esquire; PA I.D. #89705 Joel A. Ackerman, Esquire; PA I.D. #202729 Ashleigh L. Marin, Esquire; PA I.D. #306799 Ralph M. Salvia, Esquire; PA I.D. #202946 Jaime R. Ackerman, Esquire; PA I.D. #311032 Jana Fridfinnsdottir, Esquire; PA I.D. #315944 Brian Nicholas, Esquire; PA I.D. #317240 Denise Carlon, Esquire; PA I.D. #317226 Roger Fay, Esquire; PA I.D. #315987 Attorneys for Plaintiff XFP-166161-R1/sde 200 Sheffield Street, Suite 101 Mountainside, NJ 07092 (908) 233-8500; (908) 233-1390 FAX Email: Office@zuckergoldberg.com Exhibit "A" LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the southerly line of Susquehanna Avenue, at the distance of one hundred twenty-five (125) feet measured eastwardly along said avenue, from the northeasterly extremity of the arc or curve having a radius of ten(10)(connecting easterly line of Wyoming Avenue with the southerly line of said Susquehanna Avenue and extending thence along the southerly line of said Susquehanna Avenue, east twenty-five (25) feet to a point, thence south• along lands now or late of Farmers Trust Company one hundred fifty-two (152) feet to a point; thence west twenty-five (25) feet to a point; thence north one hundred fifty-two (152) feet to a point in the southerly line of Susquehanna Avenue, the Place of BEGINNING. HAVING thereon erected a two and one-half story frame dwelling house known as No. 257 Susquehanna Avenue, Enola, Pennsylvania BEING the same premises which Michelle L. Haring and Jason J. Haring, husband and wife„ by Deed dated February 10, 2004 and recorded February 12, 2004 in and for Cumberland County, Pennsylvania, in Deed Book Volume 261, Page 3332, granted and conveyed unto Michelle L. Haring and Jason J. Haring, husband and wife. Tax Map No.: 09-14-0832-090.