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Home My WebLink About13-5432 Supreme Court of Pennsylvania Court of Common Pleas For Prothonotary Use Only: Civil Cover Sheet Docket No: Cumberland Count/ 13 -543a 3U1' <Tf The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the ftling and service of leadin s or other papers as required by law or rules of court. Commencement of Action: ® Complaint ❑ Writ of Summons ❑ Petition S 13 Transfer from Another Jurisdiction 1:1 Declaration of Taking E Lead Plaintiff's Name: Lead Defendant's Name: BETTY DIGGS C PORTFOLIO RECOVERY ASSOCIATES LLC Dollar Amount Requested: M within arbitration limits Are money damages requested? X Ej]s NJ O (Check one) El outside arbitration limits N Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? YQ X N[D A Name of Plaintiff /Appellant's Attorney: Morris Scott /SVretta Martin ❑ Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONT CT (do not include Judgments) CIVIL APPEALS E3 Intentional ❑ er Plaintiff Administrative Agencies El Malicious Prosecution Debt Collection: Credit Card Blakd of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other BUrd of Elections ❑ Nuisance Dqt. of Transportation S ❑ Premises Liability SElit tory Appeal: Other E ❑ Product Liability (does not include mass tort) El Employment Dispute: C ❑ Slander /Libel /Defamation Discrimination T ❑ Other: ❑ Employment Dispute: Other Zing Board I Oar: 0 N El Other: MASS TORT ❑ Asbestos ❑ Tobacco B ❑ Toxic Tort - DES ❑ Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS ❑ Toxic Waste ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑ Other: ❑ Eminent Domain /Condemnation DBaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Dental ❑ Partion ❑ Replevin ❑ Legal ❑ Quiet Title ❑ Other: ❑ Medical ❑ Other: ❑ Other Professional: Updated 111120 2837334 PPTXSCPI Blatt, Hasenmiller, Leibsker & Moore, LLC Attorney for Plaintiff, Morris Scott Attorney I.D. #83587 PORTFOLIO RECOVERY ASSOCIATES LLC Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 800 - 850 -1079 PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC IN THE COURT OF COMMON PLEAS 1835 Market Street, Suite 501 Philadelphia, PA 19103 CUMBERLAND COUNTY, PA Plaintiff, CIVIL ACTION vs. No. I3 yJ�{3at 1Vl��efdl BETTY DIGGS° 75 W NORTH ST.' CARLISLE PA 17013 s — 0 - t Defendant. NOTICE TO DEFEN You have been sued in court. If you wish to defend against the claims set forth in the 640wa g ps"gas, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 C 03.ls P p P �# A 8a5 �# aQs7o9 2837334 PPTCPADI AVISO Le han demandado a usted en la corte. Si usted quiere defen derse de estas demandas expuestas en las paginas siguientes, usted tiene veinte dias de plazo al partir de la fecha de la demanda y la notificacion. Hase falta ascentar una comparencia escrita o en persona o con un aboga do y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisa do que si usted no se de fiende la corte tomara medidas y puede continuar la demanda en contra suva sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propieda des u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAIL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 267 -2032 Blatt, Hasenmiller, Leibsker & Moore, LLC Attorney for Plaintiff, Morris Scott Attorney I.D. #83587 Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 800 - 850 -1079 PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA Plaintiff, CIVIL ACTION vs. No. BETTY DIGGS 75 W NORTH ST CARLISLE PA 17013 Defendant(s). COMPLAINT Plaintiff PORTFOLIO RECOVERY ASSOCIATES LLC, claims as follows: 1 . The Defendant(s), BETTY DIGGS , is a resident of Cumberland County, Pennsylvania. 2. The Defendant(s) obtained extensions of credit with GE CAPITAL RETAIL BANK - WALMART, (Original Credit Grantor) agreeing to make monthly payments as required by the terms of the account, for purchases charged to the account. 3. The Defendants) did make purchases and charged same to the account but failed to make the monthly payments called for on the account. There is a balance due and owing of $2321.34. 4. Plaintiff is the successor in interest of said account having purchased the account in the regular course of business in good faith and value. 5. Plaintiff declared Defendant(s) to be in default and demands payment of the balance. 2837334 PPTCDBCI WHEREFORE, the Plaintiff, PORTFOLIO RECOVERY ASSOCIATES LLC, prays for judgment in its favor and against Defendant(s), BETTY DIGGS in the amount of $2321.34, plus costs. Respectfully submitted, PORTFOLIO RECOVERY ASSOCIATES LLC One of its Atto eys Morris Scott Attorney I.D. #83587 Syretta Martin Attorney I.D. #309370 Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 (800) 850 -1079 Dated: August 7, 2013 Blatt, Hasenmiller, Leibsker & Moore, LLC Attorney for Plaintiff, Morris Scott Attorney I.D. #83587 PORTFOLIO RECOVERY ASSOCIATES LLC Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 800 - 850 -1079 PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC IN THE COURT OF COMMON PLEAS 1835 Market Street, Suite 501 Philadelphia, PA 19103 CUMBERLAND COUNTY, PA Plaintiff, CIVIL ACTION vs. No. BETTY DIGGS 75 W NORTH ST CARLISLE PA 17013 Defendant(s). AFFIDAVIT OF NON - MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: County of Cumberland: I, Morris Scott /Syretta Martin, being duly sworn according to law, depose and say I am the attorney for Plaintiff and I am authorized to make this affidavit on Plaintiff's behalf. I hereby certify that the Defendant(s) is at least 18 years of age and not in the Military Service of the United States, nor any State or Territory thereof or its allies as defined in the Servicemembers' Civil Relief Act of 2004 and any amendments thereto. See Defendant(s) Military Status Report pursuant to 50 U.S.C. App. Section 521, 525 which was obtained from the Department of Defense Manpower Data Center ( https: / /www.dmdc.osd.mil /appj /scra /). I also herby certify that the statements made in the foregoing Affidavit of Non - Military Service are true and correct to the best of my information, knowledge, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. BLATT, HASENMILLER, LEIBSKER & MOORE, LLC Dated: August 7, 2013 By: Morri Cott Syretta Martin 2837334 PPTJCAMI (06/28/2013) 11111111 VIII 1111111111 III 111111 VIII 11111 VIII VIII VIII VIII VIII IIII IIII Verification 1 ' Anita Bray am an authorized agent and /or employee of Plaintiff. I am authorized to make this verification on behalf of Plaintiff. The statements of facts set forth in the complaint are true and correct based upon my information and belief and are made subject to the penalities of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Signature Anita Bray C todian of Records 2837334 PPTXVR11 111111111111111111111111111111111111111111111111111111111111 Exhibit "A" PPTXEXAI WaImart Save money. Live better. Wal m art® BETTY L DIGGS Visit us at walmart.com /credit Discove Ca rd Account Nun 1270 Customer Service: 1 314 - 9507 Payment Summary of Account Activity Information $2,321.34. New Balance $0.00 Previous Balance $232 $0.00 - Other Credit , .34 Amount Past Due $000 Total Minimum Payment Due $569.00 . New Balance 07/17/2012 Payment Due Date Credit Limit $2,000 Late Payment Warning:lf we do not receive your minimum Available Credit $0.00 payment by the date listed above, you may have to pay a late Cash AdvancelQuick Cash Limit $400 fee up to $35.00. Available Cash $0.00 Statement Closing Date 07/1512012 Days in Billing Cycle 30 Cash News Cash Earned Summy ar Previous Balance $0.00 Earning cash back with the Walmart® Discover® ( +) Earned This Period $0.00 is easyl Simply use your card everywhere $0.00 Discover9 is accepted. Remember every = Balance time you earn just $10, you will receive a check in your billing statement - it's automatic. Transaction Summary ' Tran Post Amount Date Date Reference Number Desr.ription of Transaction or Credit 07!15 07/15 1`621000JMD0999990 CHARGE OFF ACCOUNT - PRINCIPALS ($1,696.27) CHARGE 07115 07/15 F621000JM00999990 CHARGES* FF ACCOUNT -FINANCE ($625.07) FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 07115 07/15 INTEREST CHARGE ON PURCHASES $0.00 07115 07 /15 INTEREST CHARGE ON CASH ADVANCES $0.0 TOTAL INTEREST FOR THIS PERIOD $0.00 2012 Totals Year -To -Data Total Fees Charged in 2012 $240.44 Total interest Charged in 2012 $242.49 $16.75 Total Interest Paid in 2012 FRegular Charge Calculation nual Percentage Rate (APR)s the annual interest rate on your account. Balance Expiration Date ,Annual Percentage Balance Subject 10 Interest Charge Rate Interest Rate Purchases NA 22.90 %(v) $0.00 $0.00 vances NA 25.90 %(v) $0.00 $0.00 Quick Cash NA 0.00% $0.00 $0.00 Transactions on or before 12/02/2010 N/A 22.90% $0.00 $0.00 Regular Purchases (v) = Variable rate PAYMENT DUE BY 5 P M (ET) ON THE DUE DATE NOTICE: We may convert your payment into an electronic debit. See reverse for details, Billing Rights and other important information. Detach and mail this portion with your check. Do not Include any correspondence with your check. —I '. Account Numb 1 W� � � ance Total Minimum Amount I Payment Due Overl6rr r nnw nai Sere money. Uvelxitcr. Payment Due J 'Past Due Date Amount $569 00 - $0 00 07/17/2012 $0.00 $0.00 Payment Enclosed: ❑ a ❑ F1 a . F1 11 pp� g Please use blue or black ink. IIIIIIIIIIIIIIIIIuIII�IIIIIIIIIIII �IIIIIIIII��III�I� IIIII��III�III�III IIQ New address or email? Print changes on back. BETTY L DIGGS ` 75 W NORTH ST CARLISLE PA 17013 -2320 Make Payment To: WALMART DISCOVER /GECRB PO BOX 960024 ORLANDO, FL 32696 -0024 Blatt, Hasenmiller, Leibsker & Moore, LLC Attorney for Plaintiff, Morris Scott Attorney I.D. #83587 PORTFOLIO RECOVERY ASSOCIATES LLC Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 215- 564 -1567 PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC IN THE COURT OF COMMON PLEAS 1835 Market Street, Suite 501 Philadelphia, PA 19103 CUMBERLAND COUNTY, PA Plaintiff, CIVIL ACTION VS. No. 13 - 5�3� t Vi G'fifh BETTY DIGGS 75 W NORTH ST CARLISLE PA 17013 - ?= Defendant(s). rn r) .. cn r PRAECIPE TO ENTER APPEARANCE r --sue C C7 TO THE PROTHONOTARY: C r ', Kindly ENTER my appearance in the above - captioned matter on behalf of PLAINTI PORTFOLIO RECOVERY ASSOCIATES LLC. Papers may be served at the address set forth below: Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Telephone Number: 1- 215 - 564 -1567 BLATT, HASENMILLER, LEIBSKER & MOORE, LLC Dated: August 7, 2013 By: Mors Scott Attorney Syretta Martin Attorney 2837334 PPTXPEAI 1 11111111 IIII 111111111111111111111111111111111111111111111111 IIII Michael J. Pykosh, Esquire f ID#58851 �. a 1i1`^1✓` vvr�„i Dethlefs-Pykosh Law Group, LLC .,t1 t,�, A 2132 Market Street 2 3 C ' 3 0 A N 0; (j G Camp Hill, Pennsylvania 17011 V Telephone—(717)975-9446 -1JI1BERLH D COUtrry Fax—(717)975-2309 PEN NS S YL V mpvkosh(a�dpiglaw,com ' "'M Attorney for Defendant PORTFOLIO RECOVERY : COURT OF COMMON PLEAS ASSOCIATES, LLC, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. No: 13-5432 — Civil Term BETTY DIGGS, • Defendant NOTICE TO PLEAD To: Portfolio Recovery Associates, LLC c/o Morris Scott, Esquire Syretta Martin, Esquire Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 You are hereby notified to plead to the enclosed Preliminary Objections within twenty (20) days from the date of service hereof or a default judgment may be entered against you. 113 Respecttfully S itted, Date: q ;Ti /d�/�G�'.' Michael J. kosh, Esquire I.D. # 58851 Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, Pennsylvania 17011 (717) 975-9446 Attorney for Defendant Michael J. Pykosh, Esquire ID#58851 Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, Pennsylvania 17011 Telephone—(717)975-9446 Fax—(717)975-2309 mpykosh(a�dplglaw,com Attorney for Defendant PORTFOLIO RECOVERY : COURT OF COMMON PLEAS ASSOCIATES, LLC, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. No: 13-5432 — Civil Term BETTY DIGGS, : • Defendant . DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT AND NOW, comes the Defendant, Betty Diggs, by and through her attorneys Dethlefs-Pykosh Law Group, LLC, by Michael J. Pykosh, Esquire, who files his Preliminary Objections to the Plaintiff's Complaint, and avers as follows: 1. Plaintiff filed suit against Defendant alleging that Defendant owes money to Plaintiff arising out of an account issued by GE CAPITAL RETAIL BANK - WALMART. Comp. ¶ 2. 2. The Complaint was filed on September 16, 2013. First Preliminary Objection - Pa. R.C.P. 1028(a)(2) Failure to Conform to Law or Rule of Court 3. Pursuant to Pa. R.C.P. 1028(a)(2), a party may file a Preliminary Objection based upon the failure of a pleading to conform to law or rule of court or inclusion of scandalous or impertinent matter. 4. Plaintiff's Complaint is based upon a contract. 5. Plaintiff asserts a cause of action based upon an account stated theory of recovery. 6. An account stated theory of recovery is not applicable in credit card cases. Capital One Bank (USA) NA v Cleverstine, 7 Pa. D&C 5th (Ct. Corn. PI. Centre County 2009). JMMM PC Company v Patricia Stillwagon 2011 Pa. D&C Dec. Lexis 24 (Luzerne County). 7. Plaintiff in pleading account stated cause of action is not permitted to escape pleading requirements otherwise applicable. CitiBank (South Dakota, N.A.) vXenofon Skaboulos, No. 09-8676 (Cumberland County). Second Preliminary Objection - Pa. R.C.P. No. 1028(a)(2) Failure to Conform to Law or Rule of Court 8. Plaintiff is not the original creditor, but rather assignee of the original creditor. Comp. ¶2. Since the Plaintiff's right to maintain an action as an assignee is predicted upon written assignment or agency agreement, that writing must be attached to the Complaint, pursuant to Pa. R.C.P. 1019(i). 9. By failing to attach a complete copy of the assignment and bill of sale of the debt to the Plaintiff, the Complaint does not comply with an express rule of court, in violation of Pa. R.C.P. 1028(a)(2). Remit Corporation v Miller 5 Pa. D&C 5th 43 and Capital One Bank v. Clevenstine, 7 Pa. D&C 5th 153. Third Preliminary Objection- Pa. R.C.P. 1028(a)(2) Failure to Conform to Law or Rule of Court 10.The Complaint avers the existence of some type of contract pertaining to a credit card between the parties. 11.Pursuant to Pa. R.C.P. 1019(h), where a claim asserted is based upon an agreement, the pleading must state whether the agreement is oral or written. 12.Pursuant to Pa. R.C.P. 1019(i), if the agreement is written, it must be attached to the pleading or, if not, the pleader must explain its absence and set forth the substance of the agreement. More specifically, Plaintiff has failed to attach the original Loan/Credit Agreement, including both original and amended terms and conditions applicable to the credit card agreement. Asset Acceptance, LLC v Margaret Madden dated March 18, 2009, No. 2912 of 2008 GD (Fayette County 2009) citing Atlantic Credit& Finance, Inc. v Guiliana, 829 A.2d 340 (Pa. Super. 2003). Plaintiff has also failed to attach "other periodic mailings detailing changes to the terms of the contract Remit Corporation v Miller, 5 Pa. D&C 5th 43, 45 (Centre Cty., 2008). Plaintiff has failed to explain the absence of the written agreement and has failed to set forth the substance of the agreement. Fourth Preliminary Objection - Pa. R.C.P. No. 1028(a)(3) Insufficient Specificity in a Pleading 13.The Complaint contains only a general assertion of the amount the Plaintiff claims is owed by the Defendant. It provided no detail as to the date(s) on which the debts were incurred, the amounts incurred on each date, the dates or amounts of payments, nor dates of accrual and amounts of interest charges and other fees. 14.Pa. R.C.P. No. 1019 and Pa. R.C.P. 1028(a)(3) require that the above detail be included in a Complaint of this type. 15.By not including the requisite detail of the account, the Complaint fails to conform to an express rule of Court. Fifth Preliminary Objection - Pa. R.C.P. 1028(a)(5) Lack of Capacity to Sue 16.Pa. R.C.P. 2002(a) required that an action be brought by the real party in interest. 17.By failing to attach a copy of the necessary writing by which the Plaintiff would become the assignee of the account and thus the real party in interest or an agency agreement, the Plaintiff has failed to conform with the requirements of the aforesaid rule. 18.Plaintiff has not shown standing or capacity to sue Defendant. 19.Since this matter was not brought by the real party in interest it must be dismissed. WHEREFORE, the Defendant respectfully requests that her Preliminary Objections be sustained, and that Plaintiff's Complaint be dismissed with prejudice. Respectfully Submi ed, Date: g a7 1 1 j -%i/Amt/ Michael J. Pylko h, squire I.D. # 58851 Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, Pennsylvania 17011 (717)975-9446 Attorney for Defendant Michael J. Pykosh, Esquire ID#58851 Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, Pennsylvania 17011 Telephone—(717)975-9446 Fax—(717)975-2309 mpykoshAdpIglaw,com Attorney for Defendant PORTFOLIO RECOVERY : COURT OF COMMON PLEAS ASSOCIATES, LLC, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff • v. No: 13-5432 — Civil Term BETTY DIGGS, Defendant • CERTIFICATE OF SERVICE I hereby certify that a copy of the foregoing Defendant's Preliminary Objections to Plaintiff's Complaint, was hereby served by depositing the same within the custody of the United States Postal Service, First Class, postage prepaid, addressed as follows: Portfolio Recovery Associates, LLC c/o Morris Scott, Esquire Syretta Martin, Esquire Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Respectfull(y�Sub itt d, Date: c a1 )(3 ! �� k` 1 Michael J. P sh, squire I.D. # 58851 Dethlefs-Pykosh Law Group, LLC 2132 Market Street Camp Hill, Pennsylvania 17011 (717) 975-9446 Attorney for Defendant SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff or d _. Jody S Smith . 1i J : . Chief Deputy Richard WStewart /N OCT I A I : Solicitor . ; Tt�,tISERLAN PENNSYLVANIA Portfolio Recorvery Associates, LLC vs. Case Number Betty Diggs 2013-5432 SHERIFF'S RETURN OF SERVICE 09/17/2013 07:45 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Betty Diggs at 75 W. North Street, Carlisle, PA 17013. ' TSHALL, ; '_ SHERIFF COST: $34.78 SO ANSWERS, September 20, 2013 RONR ANDERSON, SHERIFF .:cu^trSuR e Shenf=Te:eosoffr..,.