HomeMy WebLinkAbout13-5474 Supreme Court of Pennsylvania
Couft,of Common Pleas
t, / For Protlionotarr Else 00w
Givil Cove'I Sheet
. �. � • a 't Docket N6:
Cumerlana f County
6-SV7�
__J
The information collected on this form is used solely for court administration purposes. This form does not
Supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court.
Commencement of Action:
® Complaint ❑ Writ of Summons ❑ Petition
S ❑ Transfer from another Jurisdiction ❑ Declaration of Taking
E Lead Plaintiff Name: Lead Defendant's Name:
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE AMY S. URICH
C FOR MASTR ALTERNATIVE LOAN TRUST 2005 -6
T MORTGAGE PASS - THROUGH CERTIFICATES
I Dollar Amount Requested within arbitration limits
Q Are money Damages requested ?: ❑ Yes ® No (Check one) X outside arbitration limits
IN
Is this a Class Action Suit? ❑ Yes NO Is this an MDJ Appeal? ❑ Yes ® NO
Name of Plaintiff/appellant's Attorney: KML Law Group, P.C.
❑ Check here if you are a Self-Represented (Pr Se Liti gant
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEAL
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections
❑ Nuisance ❑ Dept. of Transportation
S ❑ Premises Liability ❑ Zoning Board
❑ Product Liability (does not include ❑ Statutory Appeal: Other
1E mass tort) ❑Employment dispute:
❑ Slander/Libel Defamation Discrimination
❑ Other
❑ Employment Dispute: Other
T ❑ Other:
I
0 MASS TORT ❑ Other
N ❑ Asbestos
❑ Tobacco
❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory
❑ Toxic Waste
❑Other ❑Eminent Domain/Condemnation Arbitration
❑ Ground Rent ❑ Declaratory Judgment
❑ Landlord/Tenant Dispute ❑ Mandamus
N Mortgage Foreclosure: Residential ❑ Non - Domestic Relations
PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial Restraining Order
❑ Dental ❑ Partition ❑ Quo Warranto
❑ Legal ❑ Quiet title ❑ Replevin
❑ Medical
❑ Other Professional: ❑ Other ❑ Other
Pa.R.C.P. 205.5 Updated 1/1/2011
KML LAW GROUP P.C.
SUITE 5000 - BNY MELLON INDEPENDENCE CENTER
701 MARKET STREET TA y
P HILA DELPHIA, PA 19106 ,
(866) 413 -2311 (l 'to, 411
X"N'XN'.KA1LLAWGR0( .
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE > ��P COMMON PLEAS
FOR MASTR ALTERNATIVE LOAN TRUST 2005 -6 '� +�,/
MORTGAGE PASS - THROUGH CERTIFICATES, OF Cumberland COUNTY
SERIES 2005 -6
c/o 3415 Vision Drive CIVIL ACTION - LAW
Columbus, OH 43219
Plaintiff ACTION OF MORTGAGE FORECLOSURE
vs.
AMY S. URICH
Mortgagor(s) and Record Owner(s) �� AC�IV: OR !//
127 Market Street 11vv � AGE
New Cumberland, PA 17070 FORECLOSURE
Defendant(s)
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after the Complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further notice for any money claim in the Complaint
of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717 - 243 -9400
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las
paginas siguientes, usted tiene veinte (20) dial de plazo al partir de la fecha de la demanda y la notificacion.
Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma
escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se
defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion.
Ademas, la corte puede decider a favor del demandante y requiere que usted cumpla con todas las provisioner
de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O S
SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA O LLAME
ay v.6 11.7SP� Ll
� as S�qb
POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA
AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717 - 243 -9400
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
RESOURCES AVAILABLE FOR HOMEOWNERS IN FORECLOSURE
ACT NOW!
Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you
still may be able to SAVE YOUR HOME FROM FORECLOSURE.
1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-
243 -9400.
2). Call the Consumer Credit Counseling Agency at 1- 800 - 989 -2227 for free counseling.
3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes.
4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners
in default. Please See the PHFA website http: / /www.phfa.or -g/ consumers /homeowners /real.gWx
5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home
Retention options.
6). Foreclosure Resource Center: http: / /www.philadelphiafed.org /foreclosure/
7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage
or request a Loan Workout / Home Retention Package. Call our toll free number at 1- 866 - 413 -2311 or via email
at homeretentionnkmllaw roup.com Call Seth at 215- 825 -6329 or fax 215- 825 -6429. The figure and /or
package you requested will be mailed to the address that you request or faxed if you leave a message with that
information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be
reached at 215- 825 -6318 or Fax: 215- 825 -6418. Please reference our Attorney File Number of 12457417C.
Para informacion en espanol puede communicarse con Loretta al 215- 825 -6344.
This Action of Mortgage Foreclosure will continue unless you take action to stop it.
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ALTERNATIVE
LOAN TRUST 2005 -6 MORTGAGE PASS - THROUGH CERTIFICATES, SERIES 2005 -6, c/o 3415
Vision Drive, Columbus, OH 43219.
2. The name(s) and property address(es) of the Defendant(s) is /are AMY S. URICH, 127 Market Street,
New Cumberland, PA 17070, who is /are the mortgagor(s) and record owner(s) of the mortgaged
premises hereinafter described.
3. On July 29, 2005 mortgagor(s) made, executed and delivered a mortgage upon the Property hereinafter
described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS
A NOMINEE FOR THE WASHINGTON SAVINGS BANK, FSB, which mortgage is recorded in the
Office of the Recorder of Deeds of Cumberland County on August 05, 2005 as Book 1917 Page 4002.
The mortgage has been assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR
MASTR ALTERNATIVE LOAN TRUST 2005 -6 MORTGAGE PASS - THROUGH CERTIFICATES,
SERIES 2005 -6 by assignment of Mortgage recorded on July 29, 2013 as Instrument # 201324827.
Plaintiff is the real party in interest pursuant to an Assignment of Mortgage to Plaintiff attached as
Exhibit C. The Mortgage is a matter of public record and is incorporated by this reference in accordance
with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation
to attach documents to pleadings if those documents are matters of public record.
4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit
"A" ( "Property ").
5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid
for August 01, 2012 and each month thereafter and by the terms of the Mortgage, upon default in such
payments for a period of one month or more, the entire principal balance and all interest due and other
charges are due and collectible.
6. The following amounts are due to Plaintiff on the Mortgage as of August 23, 2013:
PrincipalBalance ...................................... ............................... .....................$73,531.16
Interest from 07/01/2012 through 07/31/2013 ....................... ......................$4,779.58
AccruedLate Charges ................................. ............................... ........................$319.54
EscrowAdvance ........................................ ............................... ......................$5,509.82
BPO /Appraisal .................................................................... ............................... $550.00
Property Preservation .................................. ............................... ........................$710.00
Property Inspection ..................................... ............................... ........................$112.00
Reasonable Attorney's Fee ......................... ............................... ........... ..........$1,650.00
$87,162.10
7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less
than the amount demanded based on work actually performed. Plaintiff reserves the right to request
additional attorney's fees if the complexity of the action results in fees in excess of the amount
demanded. Further, Plaintiff will request recovery of all costs incurred in this action including, but not
limited to, costs of suit, process serving and skip tracing, title searches, recording costs and any other
costs of the action in accordance with the mortgage documents and applicable law.
8. Plaintiff is not seeking a judgment of personal liability (or an " personam judgment) against the
Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such
right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy
proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re- establish the personal
liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property
pursuant to Pennsylvania law.
9. Notice of Intention to Foreclose has been sent to Defendants by certified mail, on the date set forth in the
true and correct copy of the Notice attached and incorporated as Exhibit `B ". The property securing the
mortgage is not the principal residence of the defendant(s) and, therefore, the provisions of Act 91 of
1983 are inapplicable to this action.
WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $87,162.10,
together with interest, costs, fees and charges collectible under the Note and Mortgage including but not limited
to attorney's fees and costs, and for the foreclosure and sale of the mortgage property.
By:
KML LAW GROUPS .
Michael McKe Pa. ID 56129
Jay E. Kivitz Pa. ID 26769
Lisa Lee Pa. ID 78020
Kristina Murtha Pa. ID 61858
David Fein Pa. ID 82628
Thomas Puleo Pa. ID 27615
Joshua 1. Goldman Pa. ID 205047
Jill P. Jenkins Pa. ID 306588
Andrew F. Gornall Pa. ID 92382
Alyk L. Oflazian Pa. ID 312912
Salvatore Filippello Pa. ID 313897
Attorneys for Plaintiff
• S
VERIFICATION OF COMPLAINT
The undersigned, STEPHANIE BLOWN , does hereby certify that he she is
Vice President of JPMorgan Chase Bank, N.A. ( "Chase "), and that Chase has been duly
nominated and appointed by the Plaintiff as its mortgage servicing agent in regard to the
mortgage loan which is the subject of this action (the "Mortgage "). Plaintiff lacks sufficient
information to make this verification because Plaintiff is not the entity that maintains the
business records for the Mortgage. Chase, in its capacity as mortgage servicing agent for
Plaintiff, maintains the business records for the Mortgage, and therefore, as an employee of
Chase, I have sufficient information to make this verification in accordance with Pa.R.C.P.
1024(c)(1).
I am authorized to make this Verification on Plaintiffs behalf and do hereby verify that
the facts as set forth in the foregoing Complaint are true and correct to the best of my
information and belief. I have access to and have reviewed the business records of Chase for and
relating to the - Mortgage, and I make this Verification based on my review of those records,
which are maintained by Chase in the course of its regularly conducted business activities and
are made at or near the time of the event, by or from information transmitted by a person with
knowledge.
I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.
§4904 relating to unsworn falsification to authorities.
Dated: O By
Name: STEP ANIE BLOUIN
Vice President, JPMorgan Chase Bank, N.A.
Loan No. XXX - 15i2
E�hibitA
ALL THAT CERTAIN piece or parcel of land with the improvements thereon
erected, situate in the Borough of New Cumberland, Cumberland County,
Pennsylvania, being bounded and described according to a survey made by R. S.
Raffensperger, R. S., dated December 8,1986, as follows, to wit:
BEGINNING at an iron pin on the easterly side of Market Street (66 feet wide) at
the dividing line between Lots nos. 50 and 51 on the hereinafter mentioned Plan of
Lots, said point being measured 100 feet to Wilson Alley; thence extending from
said point of beginning and along the said side of Market Street North 40 degrees 00
minutes West 25 feet to a point; thence through the center line of a partition wall
dividing Lot No. 51 North 50 degrees 00 minutes East 150 feet to an iron pin on the
westerly side of an alley (16 feet wide); thence along said alley South 40 degrees 00
minutes 00 seconds East 25 feet to an iron pin at the dividing line between Lots Nos.
50 and 51 on said Plan; thence along said dividing line South 50 degrees 00 minutes
West 150 feet to a point, the place of BEGINNING.
BEING the southerly 1/2 of Lot No. 51 on the General Plan of Borough of New
Cumberland.
BEING known as 127 Market Street.
UNDER AND SUBJECT to Acts of Assembly, county and township ordinances,
rights of public utility and public service companies, existing restrictions and
easements, visible or of record, to the extent that any persons or entities have
acquired legal rights thereto.
BEING THE SAME PREMISES which ROGER P. SMITH and JEANNINE L. SMITH, HUSBAND
AND WIFE by Deed dated 7/29105 and intended for immediate recording in the Office of the
Recorder of Deeds in and for CUMBERLAND, Pennsylvania, granted and. - conveyed unto
AMY S. URICH, AN ADULT INDIVIDUAL, Mortgagor(s) herein.
E Y,
h ibit �B
*Exhibit has been redacted to remove all personally identifiable information or non-public information
Chase (FL5 -7734) CHASE
P.O. Box 44090 UP
Jacksonville, FL 32231 -4090
March 11, 2013
I�IIIIIII�II�III�II�IIIIIIIII�II
00011119 HDLO ZB 7013 -BR840
AMY S URICH
2523 SHENCK RD
MANHEIM, PA 17545
Acceleration Warning (Notice of Intent to Foreclose)
Account: 7598 (the "Loan ")
Property WAess: 127 MARKET ST
NEW CUMBERLAND, PA 17070 (the "Property")
Dear AMY S URICH:
Under the terms of the Mortgage or Deed of Trust ( "Security Instrument ") securing your Loan, JPMorgan
Chase Bank, N.A. ( "Chase ") hereby notifies you of the following:
1. You are in default because you have failed to pay the required monthly installments commencing with
the payment due August 1, 2012.
2. As of March 11, 2013, total monthly payments (including principal, interest, and escrow if
applicable), late fees, insufficient funds (NSF) fees, and other fees and advances due under the terms
of your loan documents in the total amount of $7,460.22 are past due. This past -due amount is
itemized below. If applicable, your account may have additional escrow amounts that have been paid
out and are due on the Loan.
3. If you have any questions about the amounts detailed below, please contact us as soon as possible at
(800) 848 -9380.
Total Monthly Payments $6,674.16
Late Fees $172.06
NSF Fees $0.00
Other Fees* $0.00
Advances* $614.00
Amount Held in Suspense $0.00
*Other Fees and Advances include those amounts assessed in accordance with your loan
documents, and /or permitted by applicable law, or that were authorized for services
rendered. If you need additional information regarding any of these amounts, please
contact us at the number provided below.
You are also responsible for paying any amounts that become due from the date of this letter through
the expiration date of April 13, 2013 set forth in Paragraph 4 below. These amounts may include, but
are not limited to, taxes, insurance, inspection fees and other fees, as permitted by applicable law.
Chase (FL5 -7734) CHASE MkL
P.O. Box 44090 61
Jacksonville, FL 32231 -4090
March 11, 2013
I�IIIIII�IIII�II„IIIIIIIIIIIII
00011120 HDLO ZB 7013 -BR840
AMY S URICH
127 MARKET ST
NEW CUMBERLAND, PA 17070
Acceleration Warning (Notice of Intent to Foreclose)
Account: 7598 (the "Loan ")
Property A Fes . 127 MARKET ST
NEW CUMBERLAND, PA 17070 (the "Property")
Dear AMY S URICH:
Under the terms of the Mortgage or Deed of Trust ( "Security Instrument ") securing your Loan, JPMorgan
Chase Bank, N.A. ( "Chase ") hereby notifies you of the following:
1. You are in default because you have failed to pay the required monthly installments commencing with
the payment due August 1, 2012.
2. As of March 11, 2013, total monthly payments (including principal, interest, and escrow if
applicable), late fees, insufficient funds (NSF) fees, and other fees and advances due under the terms
of your loan documents in the total amount of $7,460.22 are past due. This past -due amount is
itemized below. If applicable, your account may have additional escrow amounts that have been paid
out and are due on the Loan.
3. If you have any questions about the amounts detailed below, please contact us as soon as possible at
(800) 848 -9380.
Total Monthly Payments $6,674.16
Late Fees $172.06
NSF Fees $0.00
Other Fees* $0.00
Advances* $614.00
Amount Held in Suspense $0.00
*Other Fees and Advances include those amounts assessed in accordance with your loan
documents, and /or permitted by applicable law, or that were authorized for services
rendered. If you need additional information regarding any of these amounts, please
contact us at the number provided below.
You are also responsible for paying any amounts that become due from the date of this letter through
the expiration date of April 13, 2013 set forth in Paragraph 4 below. These amounts may include, but
are not limited to, taxes, insurance, inspection fees and other fees, as permitted by applicable law.
If you have any reason to dispute the past -due amount listed above, or if you believe your Loan is
current, please contact us at the number provided below.
4. If you are unable to pay your account current within 33 days, we intend to exercise our right to
accelerate the mortgage payments. This means that whatever is owed on the original amount borrowed
will be considered due immediately. If full payment of the amount of default is not made within 33
days, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property.
If the mortgage is foreclosed, your mortgaged property will be sold by the sheriff to pay off the
mortgage debt.
We may also sue you personally for the unpaid principal balance and all other sums due under the
mortgage.
5. You have the right to cure the default, or anyone acting on your behalf, and pay your account current
anytime at least one hour prior to the commencement of bidding at a sheriff's sale or other judicial
sale, not more than three times in any calendar year. To do so, you must:
a) Pay or tender in the form of cash, cashier's check or certified check all sums that would
have been due at the time of payment or tender in the absence of default and the exercise
of acceleration;
b) Perform any other obligation which you would have been bound to perform in the absence
of default or the exercise of acceleration;
c) Pay or tender any reasonable attorney's fees the reasonable costs of proceeding to
foreclosure that were actually incurred up to and including the date the debtor cures the
default, as specified in writing by the mortgagee
d) Pay any reasonable late penalty, if outlined in the mortgage
Action required to cure the default: You must pay the Total Monthly Payments listed in Paragraph 2
within 33 days from the date of this notice in order to cure this default. All late fees, NSF fees, and
other fees and advances are still valid and will need to be repaid under the terms of your loan
documents.
6. If you fail to cure the default on or before April 13, 2013, Chase will accelerate the maturity of the
Loan, terminate your credit line if the Loan provides for revolving advances, declare all sums secured
by the Security Instrument immediately due and payable and commence foreclosure proceedings, all
without further notice to you. If this happens, Chase will be entitled to collect its expenses incurred in
pursuing the remedies provided in the Security Instrument, which may include, but not be limited to,
allowable foreclosure /attorney fees and other expenses permitted by your loan documents or
applicable law.
7. If permitted by your loan documents or applicable law, you have the right to reinstate after
acceleration of the Loan and the right to bring a court action to assert the nonexistence of a default or
any other defense to acceleration, foreclosure, and sale. However, the amount required to reinstate
may be higher than what is owed under Paragraph 2 above due to additional fees and charges that we
are entitled to collect under the Loan, including attorney fees related to any foreclosure action we
initiate.
8. Kindly remit the total amount due, shown in Paragraph 2 above, to the remittance address listed
below. Please note that Chase policy requires certified funds if two insufficient funds (NSF) payments
have been received in the last six months. In this event, Chase will not accept a Direct Check, FastPay
or SpeedPay payment. Payments cannot be made at Chase retail bank branches. Please refer to the
addresses below for payment information or contact us if you have any questions.
Regular Mail: CHASE
PO BOX 78420
PHOENIX AZ 85062 -8420
Overnight Mail: CHASE
PO BOX 78420
1820 EAST SKY HARBOR CIRCLE
SOUTH PHOENIX, AZ 85034 -9700
Except as required by law, we are under no obligation to accept less than the full amount owed. If
you send us less than the full amount owed, we may in our sole discretion apply such partial payment
to your Loan without waiving any default or waiving our right to accelerate the Loan and continue
with foreclosure proceedings in accordance with Paragraph 4 above.
9. If you are unable to pay the amount past due, Chase has a variety of homeowners' assistance
programs that might help you resolve your default and keep your home; however, we need to talk with
you to discuss these options and determine which of them might be appropriate for your
circumstances. Please call us as soon as possible at (800) 848 -9380.
10. While the Loan remains in default, we will perform certain tasks to protect our interest in the
Property, including visits to your Property at regular intervals during the default. This will be done to
determine, as of the date of the inspection the property condition, occupancy status, and, possibly,
your plans for curing the default and paying this Loan on time. You should anticipatethat any costs
incurred by Chase will be added to the amount you now owe if permitted by your loan documents or
applicable law.
11. You have additional rights to help protect your interest in the property. You have the right to sell the
property to obtain money to pay off the mortgage debt or to borrow money from another lending
institution to pay off this debt. You may have the right to sell or transfer the property subject to the
mortgage to a buyer or transferee who will assume the mortgage debt, provided that all the
outstanding payments, charges and attorney fees and costs are paid prior to or at the sale (and that the
other requirements under the mortgage are satisfied). Contact us to determine under what
circumstances this right may exist. You have the right to have this default cured by any third parry
acting on your behalf.
Chase offers homeownership counseling services to borrowers in some areas. Counseling is also available
through a variety of nonprofit organizations experienced in homeownership counseling and approved by the
Secretary of Housing and Urban Development (HUD). A listing of such organizations may be obtained by
calling HUD toll -free at (800) 569 -4287 or at www.hud.gov.
Sincerely,
Chase
(800) 848 -9380
(800) 582 -0542 TDD / Text Telephone
www.chase.com
Enclosure
- Federal Trade Commission Pamphlet
IMPORTANT NOTICE TO SERVICEMEMBERS AND THEIR DEPENDENTS
If you are or recently were on active duty or active service, you may be eligible for benefits and protections
under the federal Servicemembers Civil Relief Act (SCRA). This includes protection from foreclosure or
eviction. You may also be eligible for benefits and protections under state law. SCRA and state military
benefits and protections also may be available if you are the dependent of an eligible servicemember.
Eligible service may include:
Active duty with the Army, Navy, Air Force, Marine Corps, or Coast Guard, or
Active service as a commissioned officer of the National Oceanic and Atmospheric Administration, or
Active service as a commissioned officer of the Public Health Service, or
Service with the forces of a nation with which the United States is allied in a war or military action, or
Service with the National Guard of a state militia under a state call of duty, or
Any period when you are absent from duty because of sickness, wounds, leave, or other lawful cause.
For more information, please call Chase Military Services at 866 - 840 -5826.
An important reminder for all our customers: As stated in the "Questions and Answers for Borrowers
about the Homeowner Affordability and Stability Plan' distributed by the Obama Administration,
"Borrowers should beware of any organization that attempts to charge a fee for housing counseling or
modification of a delinquent loan, especially if they require a fee in advance." Loan modification scams
should be reported to PreventLoanScams.org or by calling 888 - 995 -HOPE; 888 - 995 -4673. We offer
loan modification assistance free of charge (i.e., no modification fee required). Please call us immediately
at 866 -550 -5705 to discuss your options. The longer you delay, the fewer options you may have.
We are attempting to collect a debt, and any information obtained will be used for that purpose.
If you are represented by an attorney, please refer this letter to your attorney and provide us with the
attorney's name, address and telephone number.
To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy
under Title 11 of the United States Code, this notice is for compliance and/or informational purposes
only and does not constitute an attempt to collect a debt or to impose personal liability for such
obligation. However, a secured party retains rights under its security instrument, including the right to
foreclose its lien.
BR840
An important message from the Federal Trade Commission
Ano
t e is �
H
i
Facing foreclosure? Scammers are targeting people having trouble paying their mortgages. Some claim to be
able to "rescue" homeowners from foreclosures, while others promise loan modifications — for a fee. The
Federal Trade Commission, the nation's consumer protection agency, wants you to know how to avoid
scams that could make your housing situation go from bad to worse.
Don't Get Hit by a Pitch. Imitations = Frustrations.
"We can stop your foreclosure!" Some con artists use names, phone numbers, and
"97% success rate!" websites to make it look like they're part of the
"Guaranteed to save your home!" government. If you want to contact a government
These kinds of claims are the tell -tale signs of a agency, type the web address directly into
foreclosure rip -off. Steer clear of anyone who offers your browser and look up any address you aren't
an easy out. sure about. Use phone numbers listed on agency
websites or in other reliable sources, like the Blue
Don't Pay for a Promise. Pages in your phone directory. Don't click on links
Don't pay any business, organization, or person or open any attachments in unexpected emails.
who promises to prevent foreclosure or get you a
new mortgage. These so -called "foreclosure rescue Talk to a HUD - Certified
companies" claim they can help save your home, Counseling Agency — For Free
but they're out to make a quick buck. Some may If you're having trouble paying your mortgage or
request hefty fees in advance — and then stop you've already gotten a delinquency notice, free
returning your calls. Others may string you along help is a phone call away. Call 1- 888 - 995 -HOPE
before disclosing their charges. Cut off all dealings for free personalized advice from housing counseling
if someone insists on a fee. agencies certified by the U.S. Department
of Housing and Urban Development (HUD).
Send Payments Directly. This national hotline — open 24/7 — is operated
Some scammers offer to handle financial by the Homeownership Preservation Foundation,
arrangements for you, but then just pocket your a nonprofit member of the HOPE NOW
payment. Send your mortgage payments ONLY to Alliance of mortgage industry members and
your mortgage servicer. HUD- certified counseling agencies. For free
guidance online, visit www.hopenow.com. For
Don't Pay for a Second Opinion free information on the President's plan to help
Have you applied for a loan modification and been homeowners, visit
turned down? Never pay for a "second opinion." www.makinghomeaffordable.gov.
may. Federal Trade Commission
ftc.gov/MoneyMatters
Call
1-888-995-HOPE
for free personalized guidance from housing counseling agencies certified
by the U.S. Department of Housing and Urban Development. The
Homeowner's HOPETM Hotline — open 24/7 — is operated by the
Homeownership Preservation Foundation, a nonprofit member of the
HOPE NOW Alliance of mortgage industry members and
HUD- certified counseling agencies. Or visit
www.hopenow.com
For free information on the President's plan to help homeowners, visit
www.makinghomeaffordable.gov
nnn HOPENOW
Support -& Guidance: For Homeowners
■ �� SM
MAKING HOME AFFORDABLE.GOV
Ey,hibit
*Exhibit has been redacted to remove all personally identifiable information or non-public information
Inst. # 201324827 - Page 3 of 3
ROBERT P. ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE
CARLISLE, PA 17013 -
717 -240 -6370
..... �.<,
Instrument Number - 201324827
Recorded On 7/29/2013 At 8:51:24 AM * Total Pages - 3
• Instrument Type - ASSIGNMENT OF MORTGAGE
Invoice Number - 143084 User ID - KW
• Mortgagor - URIC T, AMY S
• Mortgagee - U S BANK N A
• Customer - SIMPLIFILE LC &RECORDING
* FEES
STATE WRIT TAX $0.50 Certification Page
STATE JCS /ACCESS TO $23.50
JUSTICE DO NOT DETACH
RECORDING FEES — $11.50
RECORDER OF DEEDS
PARCEL CERTIFICATION $15.00 This page is now part
FEES of this legal document.
COUNTY ARCHIVES FEE $2.00
ROD ARCHIVES FEE $3.00
TOTAL PAID $55.50
I Certify this to be recorded
in Cumberland County PA
) " 1 4—
RECORDER OF DEEDS
" - Information denoted by an asterisk may change during
the verification process and may not be reflected on this page.
- - —..._. _... — .:................_ - ...._.._....._ .... -... _. _.._.. - ._........... ............ .... ....... .__ ........
__._...- .__...
Inst. # 201324827 - Page 1 of 3
CERTIFIED PROPERTY IDENTIFICATION NUMBERS
25 -25- 0006 -331 - NEW cU!ffi
CCGIS REGISTRY 07/29/2013 BY DC
Prepared By ! Return To:
E.Lanc&WrC, 2100 AIL 19 North,
Palm Harbor, FL 34683
(800)346-9152
Loan #: M593
Tax Code/PIN/UPI #: 25250006331
1111111 Illil 111111111111111 gill VIII IN III III IN III
ASSIGNMENT OF MORTGAGE
Contact JPMORGAN CHASE BANK, N.A. for this instrument 780 Kansas Lane, Suite A, Monroe, LA
71203, telephone # (866) 756 -8747, which is responsible for receiving payments.
FOR GOOD AND VALUABLE CONSIDERATION, the sufficiency of which is hereby acknowledged, the
undersigned, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC_ AS NOMINEE FOR THE
WASHINGTON SAVINGS BANK, FSB ITS SUCCESSORS AND ASSIGNS, WHOSE ADDRESS IS PO
BOX 2026, FLINT, MI, 48501, (ASSIGNOR), (MERS Address: 1901 E Voorhees Street, Suite C, Danville,
IL 61834) by these presents does convey, grant, assign, transfer and set over the described Mort therein
together with all interest secured thereby. al IC gage iens, and any rights due or to become due thereon to U.S. BANK
NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST 2005 -6
MORTGAGE PASS - THROUGH CERTIFICATES, SERIES 2005 -6, WHOSE ADDRESS IS 700 KANSAS
LANE, MC 8000, MONROE, LA 71203 (866)756 -8747, ITS SUCCESSORS OR ASSIGNS, (ASSIGNEE).
Said Mortgage is dated 07/292005, in the amount of $82,000.00, made by AMY S. URICH to MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR THE WASHINGTON SAVINGS
BANK, FSB, recorded on 081052005, in the Office of the Recorder of Deeds of CUMBERLAND County,
Pennsylvania, in Book 1917, Page 4002, and/or Document # n/a. _
Property is commonly known as: 127 MARKET STREET BORO.OF NEW CUMBERLAND, NEW
CUMBERLAND, PA 17070.
Dated on L)rl /, l3 (MM1DDNYY )
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR THE
WASHINGTON SAVINGS BANK, FSB, ITS SUCCESSORS AND ASSIGNS
By. S
ASST. S TARY
PAGE]
JPCAS 20050944 -@ CHASE BPOS258445 NI MIN 100097900095036326 MERS PHONE 1- 888-679 -6377
72313` 011751'6091I1I''1 [C] FRMPA 1
•DOW2547485'
_.. - - -- _..._...- _..__..........__... - - -.... .....
j Inst. 201324827 - Page 2 of 3
Loan A:�598
11111111110111111111111111111111111 I[Ill ICI Illl
S'T'ATE F LtS A PARISH OF OUACHITA ,,
On — I /2013 (MM/DD/YYYY), before me appeared ZMQ(q A lV,� IkI 9 J.t Ate'
to me personally known, who did say that he/she/they isiare the ASST. §ECRETARY of MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR THE WASHINGTON SAVINGS
BANK, FSB, ITS SUCCESSORS AND ASSIGNS and that the instrument was signed on behalf of the corporation
(or association), by authority from its board of directors, and that he/shehhey acknowledged the instrument to be
the free act and deed of the corporation (or association).
ANGELA RUTH PAYNE
A, A&C OIiACHITA PARISH, LOUISIANA
LIFETIME COMMISSION
Notafy Public - State of LOUISIANA NOTARY 100 6 0422
Commission expires: Upon My Death
Assignment of Mortgage from:
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR THE
WASHINGTON SAVINGS BANK, FSB, ITS SUCCESSORS AND ASSIGNS, WHOSE ADDRESS IS PO
BOX 2026, FLINT, MI, 48501, (ASSIGNOR), (MERS Address: 1901 E Voorhees Street, Suite C, Danville,
IL 61834)
to:
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST
20OS -6 MORTGAGE PASS - THROUGH CERTIFICATES, SERIFS 2005 -6, WHOSE ADDRESS IS 700
KANSAS LANE, MC 8000, MONROE, LA 71203 (866)756 -8747, ITS SUCCESSORS OR ASSIGNS,
(ASSIGNEE)
Mortgagor. ANY S. URICH
When Recorded Return To:
JPMorgan Chase Bank, NA
CIO NTC 2100 Alt. 19 North
Palm Harbor, FL 34683
All that certain lot ' pp iece of ground situated in
Mortgage Premise: 127 MARKET STREET B0RO. OF NEW CUMBERLAND
NEW CUMBERLAND, PA 17070
CUMBERLAND
(Borough or Township, if stated), Commonwealth of Pennsylvania.
Being more particularly desc , in said Mortgage.
I, lyt oxcti 1 i _ Aj t�MC . , hereby certify that the below information and address for the
assig re r nee a kt:
U S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST
2005 -6 MORTGAGE PASS - THROUGH CERTIFICATES, SERIFS 2005 -6, WHOSE ADDRESS IS 700
KANSAS LANE, MC 8000, MONROE, LA 71203 (866)756 -8747, ITS SUCCESSORS OR ASSIGNS,
(ASSIGNEE)
By:
!. ASST. SECRETARY
PAGE 2
#20050944« JPCAS 20050944 -@ CHASE BPOS258445 N l MEN 100097900095036326 MERS PHONE
t - 888-679 -6377 72313075609 [C] IRMPAI
1111111111111 ME III 1111 111 Milli 111111111
•130002547a85=
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTRCV
Fri
ALTERNATIVE LOAN TRUST 2005 -6 MORTGAGE PASS- . C"
THROUGH CERTIFICATES, SERIES 2005 -6 L9, ,-
Case No. ,� 7 u' D
Plaintiff 1 rte co " � c--{ �
vs. Civ /� C7 - -C --n
.�
AMY S. URICH CD Cl
Defendant(s)"
--{ C'.)
I..S
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you may be able
to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation
conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services
at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal
representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet
with that legal representative within twenty (20) days of the appointment date. During that meeting, you must
provide the legal representative with all requested financial information so that a loan resolution proposal can be
prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached
hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which
must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so
and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender
in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds
forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for
a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a
legal representative. However, you must provide your lawyer with all requested financial information so that a loan
resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the
format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court,
which must be filed within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a
conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an
attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS
REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE.
Respect lly submitted
(Signature of Counsel f laintiff)
Date
I
a
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date
Cumberland County Court of Common Pleas Docket
BORROWER REQUEST FOR HARDS141P ASSISTANCE .
To complete-your request for hardship assistance, your lender must consider your
circumstances to determine possible options while working with.. your
Please provide the following information to the best of your knowledge:
Borrower name(s):
Property Address:
City: State: Zip:
Is the property for sale? Yes El No Q Listing date; ..._ .. Price: S
Realtor Name: Realtor Phone:
Borrower Occupied? Yes ' No �] ��—
Mailing Address (if different);
City: State: Zip:
Phone Numbers: Hone; Office:
Cell: Other:
Email:
# of people in household: How Iong?
Mailing Address;
City: State: Zip:
Phone Numbers: Home: Off
Cell: Other:
Email:
# ofpeople in household: How long?
First Mortgage Lender:
Type of Loan:
Loan Number: Date You Closed Your Loan:
Second Mortgage Lender:
Type of Loan:
Loan: Number:
Total Mortgage Payments Amount: $ Included Taxes & Insurance;
Date of Last Payment:
Prim M Reaso :t for TJefault:
Is the loan in Bankruptcy? Yes [] No E]
If yes, provide names, location of court, cage numb - cr & attorney:
Assets Amount Owed: Value:.
140me:
Other Real Estate: $
Retirement Funds;
Investments: $
Checking: $ S
Savings. $� $
Other: $�
Automobile #1: Model: Year:
Amount owed: Value:
Automobile ##2 Model: Year:
Amount owed: Value:
Other transportation (automobiles, boats, motorcycles } Model:.
Year; Amount owed: Value
Monthly Income
Name of Employers:
I .
2.
3.
Additional Income Description (not wages):
1. monthly amount:
2. monthly amount:
Borrower Pay pays: Co- Borrower Pay Days:
/Monthly Expense - s (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE Aiv40UNT
M0,18age hood
2` Mortgage Utilities
Car Pa ens Condo/Neig Pees
Auto Insurance Mod. not covered
Auto fuel/repairs Other p rop. p Mment
Install. Loam Pa yrneittt Cable TV
_� qhild _ Su Ppo rt/Alimx Spending Mote
Da /Child CawTuit. Other Expenses
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been. working with a Housing Counseling Agency?
Yes D No ❑
If yes, please provide the following information:
Counseling Agency:
Counselor:
Phone.(Officc) Fax:_
En7ail:
Have you trade application for Homeowners Emergency Mortgage Assistance Program
, (I-l'EMAP) assistance?
Yes ° [ No
If yes, please indicate the status of the application:_
Have you had any prior negotiations with your Lender or lender's loan servicing company
to resolve your delinquency?
Yes [I No El
If yes, please indicate the status of those negotiations-
Please provide the following information, if know, regarding your lender or lender's loam
servicing company:
Lender's Contact (Name ): Phone:
Servicing Company (Name): _
Contact: Phone:
AU RIZATIONL
authorize the above
named to uselrefer this information to my lender /servicer for the sole
purpose of evaluating tray f=inancial situation for possible mortgage captions. I/Ve
understand that Uwe am/are under no obligation to use the services provided by the above.
named
Borrower Signature Lute
Co- Borrower Signartate Date
Please forward this document along with the following information to lender and
lender's counsel:
Proof of income
Past 2 bank statements
Proof of any expected income for the last 45 days
Y Copy of a current utility bill
Letter explaining reason for delinquency and any supporting documentation
(hardship letter)
Listing agreement (if property is currently on the market)
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff M
Jody S Smith
w�
f
Chief Deputy r.)I OC — �,�4.
3 a'a 3: S
Richard W Stewart
Solicitor fPENNSYLVAMA t
U.S. Bank National Association
Case Number
vs.
Amy S. Urich 2013-5474
SHERIFF'S RETURN OF SERVICE
09118/2013 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry
for the within named Defendant to wit:Amy S. Urich, but was unable to locate the Defendant in the
Sheriffs bailiwick.The Sheriff therefore deputizes the Sheriff of Lancaster, Pennsylvania to serve the
within Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage
Foreclosure according to law.
09/23/2013 03:58 PM-Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search
and inquiry for the within named Defendant to wit:Amy S. Urich, but was unable to locate the Defendant
in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage
Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 127 Market
Street, Borough of New Cumberland, New Cumberland, PA 17070.
09/27/2013 11:15 AM-The requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint
in Mortgage Foreclosure served by the Sheriff of Lancaster County upon Amy S. Urich, personally, at
2523 Shenk Road, Manheim, PA 17545. Mark Reese, Sheriff, Return of Service attached to and made
part of the within record.
SHERIFF COST: $58.00 SO ANSWERS, r
October 02, 2013 RONW R ANDERSON, SHERIFF
SHERIFF'S OFFICE OF LANCASTER COUNTY
Mark S. Reese �,�R„� . Brad Harris
Sheriff , '�""h ”` Solicitor
Marc Lancaster Charles Hamilton
Chief Deputy Lieutenant
US BANK NATIONAL ASOCIATION Case Number
vs.
2013-5474
AMY S URICH
SHERIFF'S RETURN OF SERVICE
09/27/2013 11:15 AM -SERVED THE COMPLAINT IN MORTGAGE FORECLOSURE (CIMF) BY PERSONAL
SERVICE UPON AMY S URICH AT 2523 SHENCK ROAD, MANHEIM, PA 17545. SO ANSWERS:
DEPUTY MELISSA HEIM, DEPUTY SHERIFF OF LANCASTER COUNTY, PA.
MELISSA HEIM, DEPUTY
SHERIFF COST: $59.10 SO ANSWERS,
September 30, 2013 MARK S. REESE, SHERIFF
COSTS
DATE CATEGORY MEMO CHK# DEBIT CREDIT
09/23/2013 Advance Fee Advance Fee 747972 $0.00 $150.00
09/23/2013 Receiving,Docketing&Return $9.00 $0.00
09/23/2013 Service $9.00 $0.00
09/23/2013 Affidavit $2.50 $0.00
09/23/2013 Deputy Time $10.00 $0.00
09/23/2013 Copies $6.00 $0.00
09/26/2013 Service Mileage $11.30 $0.00
09/27/2013 Service Mileage $11.30 $0.00
09/30/2013 Refund $90.90 $0.00
$150.00 $150.00
BALANCE:
PlaintiffAttorney. KML LAW GROUP, PC.,701 MARKET STREET SUITE 5000, PHILADELPHIA, PA 19106
In the Court of Common Pleas of Cumberland County
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR
MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE
PASS-THROUGH CERTIFICATES,SERIES 2005-6
c/o 3415 Vision Drive No. 13-5474
Columbus,OH 43219
Plaintiff
vs. J=
AMY S.URICH
rTi
(Mortgagor(s)and Record Owner(s))
-T
127 Market Street
in
New Cumberland,PA 17070 cri
Defendant(s) <
;4'
PRAECIPE FOR JUDGMENT
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECTA 6iBT-
OWED TO OUR CLIENT.ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE
OF COLLECTING THE DEBT.
Enter the Judgment in favor of Plaintiff and against AMY S.URICH by default for want of an Answer.
Assess damages as follows:
$87,162.10
Debt
Interest from 8/1/2013 to
Date of Sale per them at$12.09
Total
(Assessment of Damages attached)
I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO
BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT.
I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment
is to be entered and to his attorney of record,if any,after the default occurred and at least ten days prior to the date of the
filing of this praecipe.A copy of the notice is attached.R.C.P.
By:
KML LAW GROUP,
Michael McKeever Pa.P.
____Jay E.Kivitz Pa.ID 26769
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.11)82628
Thomas Puleo Pa.ID 27615
Joshua 1.Goldman Pa.205047
Jill P.Jenkins Pa.ID 306588
Andrew F.Gomall Pa-ID 92382
Afforricys for Plaintiff
513"1
AND NOW Judgment is entered in favor of U.S.
BANK NATIONAL ASSOC4ATIO ,AS TRUSTEE FOR MASTR ALTERNATI OAN TRUST 2005-6 MORTGAG^
PASS-THROUGH CERTIFICATES,SERIES 2005-6 and against AMY S.URICflVby efault o wan o Answer and.1
damages assessed in the sum of$87,162.10 as per the above certification.
Protho
LJ
kcL
Rule of Civil Procedure No.236—Revised
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY,PENNSYLVANIA
CIVIL ACTION-LAW
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST 2005-6
MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2005-6
c/o 3415 Vision Drive
Columbus,OH 43219
Plaintiff
No. 13-5474
vs.
AMY S.URICH
(Mortgagors and Record Owner(s))
127 Market Street
New Cumberland,PA 17070
Defendant(s)
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT.ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE
PURPOSE OF COLLECTING THE DEBT.
NOTICE
Notice is given that a judgment in the above-captioned matter has been entered against you.
David D.Buell
Prothonotary of Cumberland County
I Courthouse Square
Carlisle,PAJ7013
Prothonotary
By.
u
If you have any questions concerning the above,please contact:
KML Law Group,P.C.
Suite 5000—BNY Independence Center
701 Market Street
Philadelphia, PA 19106
215-627-1322
124574FC
r
THIS LAW FIRM 1S A DEBT COLLECTOR.AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT.ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE
PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: December 10,2013
TO:
AMY S.URICH
URICH,AMY S.
127 Market Street
New Cumberland,PA 17070 i
In the Court of {
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR Common Pleas
MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE of Cumberland County
PASS THROUGH CERTIFICATES,SERIES 2005-6
c/o 3415 Vision Drive CIVIL ACTION-LAW
Columbus,OH 43219 Plaintiff
vs. Action of
AMY S.URICH Mortgage Foreclosure
(Mortgagor(s)and Record Owner(s))
127 Market Street No. 13-5474
New Cumberland,PA 17070
i
Defendants)
TO: AMY S.URICH
127 Market Street
New CumberlanA,PA 17070
EW PORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY ,
OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAWS
SET FORTH AGAINST YOU. UNLESS YOU ACT WITIIIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIIUNG A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
MVIDERL&M COUNTY BAR ASSOCIATION
2 Libety Avenue
Carlisle,PA 17013
LEGAL SERVICES INC
8&vine Row
Carlisle„PA 17013
717-243-9400
By=
KML LA GROUP,P.C.
Michael McKeever Pa,ID 56129
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa.ID 27615
Jill P.Jenkins Pa.ID 306588
�Alyk L.Oflazian Pa.ID 312912 i
Salvatore F'ilippello Pa.ID 313897
Michael J.Coskey Pa ID 311835
215-627-1322
Attorneys for Plaintiff
124574FC
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT.ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE
PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: December 10,2413 !
TO:
AMY S.URICH
URICH,AMY S:
2523 Shenck Road
Manheim,PA 17545
In the Court of
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR Common Pleas
MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE of Cumberland County
PASS-THROUGH CERTIFICATES,SERIES 2005-6
c/o 3415 Vision Drive, CIVIL ACTION-LAW
Columbus,OH 43219 .Plaintiff
vs. Action of
AMY S.URICH Mortgage Foreclosure
(Mortgagor(s)and Record Owner(s))
127 Market Street No. 13-5474
New Cumberland,PA 17070
Defendant(s)
TO: AMY S.URICH
2523 Shenck Road
Manheim,PA 17545
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FARED TO ENTER A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS
SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIlt M A LAWYER- IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUwn3 r.AN1a COUnrrY 13AR ASSOC:rATION
2 Liberty Avenue
Carlisle,PA 170t3
LEGAL SERVICES INC
8 ovine Row
Carlisle,PA 17013
717-243-9400
By l
KML W 'ROUP,P.C.
Michael McKeever Pa.ID 56129
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa.ID 27615
Jill P.Jenkins Pa.ID 306588
%Alyk L.011azian Pa.1D 312912
Salvatore Filippello.Pa.Ill 313897
Michael J.Coskey Pa ID 311835
215-627-1322
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR
MASTR ALTERNATIVE LOAN TRUST 2005-6
MORTGAGE PASS-THROUGH CERTIFICATES,SERIES
2005-6
Plaintiff NO.I3-5474
vs.
AMY S.URICH
Defendant(s)
VERIFICATION OF NON-MILITARY SERVICE UNDER THE SERVICEMEMBERS CIVIL
RELIEF ACT AS AMENDED
1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plaintiff in
the above entitled matter, does hereby state to the best of his/her information and belief,as follows:
2. That an inquiry has been made with the Defense Manpower Data Center ("DMDC") website
operated by the United States Department of Defense(https://www.dmde.osd.mil/appj/scra/scraHome.do)
for the fallowing individual(s): AMY S. URICH, has a last known residence of 2523 Shenck Road,
Manheim,PA 17545. The following information was used to search the DMDC(check all that apply):
• Last Name
• First Name
• Social Security Number
3. The DMDC search results, a copy of which is attached, states that based on the information
provided, the DMDC does not possess any information indicating that the individual is on active duty or
has been on active duty within the last 367 days.
The undersigned understands that the statements herein are made subject to penalties of 18 Pa.
C.S.A.4904 relating to unsworn falsification to authorities.
Date � i 3 By:
KML LAW GROUP,P.C.
Michael McKeever Pa. 56129
Lisa Lee Pa. ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa. ID 82628
Thomas Puleo Pa.ID 27615
Jay Kivitz Pa. ID 26769
Andrew Gornall Pa.ID 92382
Joshua I. Goldman Pa. ID 205047
__Z_.Salvatore Filippello Pa.ID 313897
Jill P.Jenkins Pa. ID 306588
Alyk L.Oflazian Pa.ID 312912
Attorneys for Plaintiff
Department of Defense Manpower Data Results as of:Dec-23-201308AI:15
Center
SCRA 3.0
stanis P'Cpolt
Pulsuant to Seer cememben Civil Relief,Act
Last Name: URICH
First Name:AMY
Middle Name: S.
Active Duty Status As Of: Dec-23-2013
On Active Duty On Active.Duty Status Date
Active Duty Start Dam Active Duty End Date .status Seroce Corrponent
NA NA No NA
This response reflects the individuals'active duty status based on the Active Duty Status Date
Left Active Duty Whin 367 Da of Active Du Status Dade
Active Duty Start Date Active Duty End Date Std Service CoaWwd
NA NA No NA
This response reflects where the individual left active duty status within 367 days gLecedkq2 the Acff"Duty Status Date
The Member or HWHer Unit was Notified of a Future Cafl-Up to Active Duty"an Ac&e Duty Status Date
Order Notification Start Date Order Notifi tion End Data status Service cornponent
NA NA No NA
This response reflects whether the indviduat or ttWher urA has recetvad early'notification to report for active duty
Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
)f)jtjj IA
Mary M.Snavely-Dixon,Director
Department of Defense-Manpower Data Center
4800 Mark Center Drive,Suite 04E25
Arlington,VA 22350
The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility
Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as
the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the
individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family
member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the
protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status
date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c).
This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active
Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less
than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service
authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the
President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the
unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve
Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S.
Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.
Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1).
Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website
certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not
actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA
extend beyond the last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA
are protected
WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing
erroneous information will cause an erroneous certificate to be provided.
Certificate ID: V6P917D43054370
KML Law Group,P.C.
Suite 5000–BNY Independence Center
701 Market Street
Philadelphia,PA 19106
215-627-1322
Attorney for Plaintiff
U.S.BANK NATIONAL ASSOCIATION,AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN IN THE COURT OF COMMON PLEAS
TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES,SERIES 2005-6 of Cumberland County
c/o 3415 Vision Drive
Columbus,OH 43219
Plaintiff CIVIL ACTION LAW
vs.
AMY S.URICH ACTION OF MORTGAGE FORECLOSURE
(Mortgagor(s)and Record owner(s))
127 Market Street
New Cumberland,PA 17070 No. 13-5474
Defendant(s)
ORDER FOR JUDGMENT
Please enter Judgment in favor of U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR MASTR
ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2005-6,and against
AMY S.URICH for failure to file an Answer in the above action within(20)days from the date of service of the Complaint,
in the sum of$87,162.10.
By:
L LAW GROUP,11129 Michael McKeever Pa.
Jay E.Kivitz Pa.ID 26769
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa.ID 27615
Joshua 1.Goldman Pa.205047
Jill P.Jenkins Pa.ID 306588
Andrew F.Gornall Pa.ID 92382
Atta neys far Plaints �Q 3
1 hereby certify that the above names are correct and that the precise residen address of the judgment creditor is
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST 2005-6
MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-6 c/o 3415 Vision Drive Columbus,OH 43219 and that
the name(s)and last known address(es)of the Defendant(s)islare Y S.URICH,25'23 Shenck Road Manheim,PA 17545;
By:
KML LAW GROUP,
___Michael McKeever Pa.qD 56129
Jay E.Kivitz Pa. ID 26769
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa.ID 27615
Joshua I.Goldman Pa.205047
_Jill P.Jenkins Pa.ID 306588
Andrew F.Gornall Pa.ID 92382
Attorneys for Plaintiff�j��'t .�� s mig
Stti I V401,1— j�
ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly assess the damages in this case to be as follows:
Principal Balance $73,531.16
Interest from 07/01/2012 through $4,779.58
07/31/2013
Reasonable Attorney's Fee $1,650.00
Accrued Late Charges $319.54
Escrow Advance $5,509.82
BPO/Appraisal $550.00
Property Preservation $710.00
Property Inspection $112.00
$87,162.10
By:
KML LAW GROUP
Michael McKeever Pa. 56129
Jay E.Kivitz Pa.ID 26769
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa. ID 27615
Joshua 1.Goldman Pa.205047
Jill P.Jenkins Pa.ID 306588
Andrew F.Gornall Pa. ID 92382
Attorneys for Plaintiff
"'k ' alv tdr(- r�l 11 24110 31307
AND NOW,this day of ,2013 damages are assessed as above.
Pro Prothy
13-5474/124574FC
PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE)
P.R.C.P 3180-3183
KML Law Group,P.C.
Suite 5000-BNY Independence Center
701 Market Street
Philadelphia,PA 19106
215-627-1.322
Attorney for Plaintiff
U.S.BANK NATIONAL ASSOCIATION,AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN
TRUST 2005-6 MORTGAGE PASS-THROUGH IN THE COURT OF COMMON PLEAS
CERTIFICATES, SERIES 2005-6
c/o 3415 Vision Drive of Cumberland County
Columbus,OH 4321.9
Plaintiff CIVIL ACTION—LAW
VS.
ACTION OF MORTGAGE FORECLOSURE
AMY S.URICH
Mortgagor(s)and Record Owner(s)
127 Market Street No. 13-5474
New Cumberland,PA t7070
Defendant(s) -
rTj Q
T;
cn w...;
PRAECIPE FOR WRIT OF EXECUTION
TO THE PROTHONOTARY:
j:. c,.)
Issue Writ of Execution in the above matter: - -
Amount Due
$87,162.10
Interest from 8/1/2013
to Date of Sale per
diem at$12.09
Cam„.'' (Costs to be added)
7-0%4= ►
cot
[[ tL By:
- KML LAW GROUP,
Michael McKeever Pa. 56129
Jay E.Kivitz Pa.ID 26769
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa.ID 27615
Joshua I.Goldman Pa.205047
Jill P.Jenkins Pa.ID 306588
,
v
Andrew F.Gornall Pa.ID 92382
Attorneys for Plaintiff
2 Se,j v-e, yr - 3[38�^7
c 7s�'g3y�
-29W ��
KMI,Law Group,P.C.
Suite 5000—BNY Independence Center
701 Market Street
Philadelphia,PA 19106
215-627-1322
Attorney for Plaintiff
U.S.BANK NATIONAL ASSOCIATION,AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN IN THE COURT OF COMMON PLEAS
TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-6 of Cumberland County
c/o 3415 Vision Drive
Columbus,OH 43219
Plaintiff CIVIL ACTION-LAW
vs.
AMY S.URICH ACTION OF MORTGAGE FORECLOSURE
(Mortgagor(s)and Record Owner(s))
127 Market Street
New Cumberland,PA 17070
Defendant(s) No. 13-5474
AFFIDAVIT PURSUANT TO RULE 3129
U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST 2005-6
MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2005-6,Plaintiff in the above action,by counsel,KML Law
Group,P.G.,sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the
real property located at:
127 Market Street
New Cumberland,PA 17070
1.Name and address of Owner(s)or Reputed Owner(s):
AMY S.URICH
2523 Shenck Road `' ' °
Manheim,PA 17545
0"s
2.Name and address of Defendant(s)in the judgment:
C7;
CD
AMY S.URICH cap
2523 Shenck Road
Manheim,PA 17545
3.Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold:
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320
Carlisle,PA 17013
PA DEPARTMENT OF PUBLIC WELFARE-Bureau of Child Support Enforcement
Health and Welfare Bldg.-Room 432
P.O.Box 2675
Harrisburg,PA 17105-2675
4.Name and address of the last recorded holder of every mortgage of record:
5.Name and address of every other person who has any record interest in or record lien on the property and whose interest
may be affected by the sale:
6.Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property
which may be affected by the sale.
7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
TENANTS/OCCUPANTS
127 Market Street
New Cumberland,PA 17070
I verify that the statements made in this affidavit are true and correct to the best of my information and belief.I
understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
DATED: 3 4 ,
By:
KML LAW GROUP,P.
Michael McKeever Pa.ID 5 129
Jay E.Kivitz Pa.ID 26769
Lisa Lee Pa.ID 78020
Kristina Murtha Pa.ID 61858
David Fein Pa.ID 82628
Thomas Puleo Pa.ID 27615
__Joshua 1.Goldman Pa.205047
Jill P.Jenkins Pa.ID 306588
Andrew F.Gornall Pa.ID 92382
Attorneys for Plaintiff
13-5474
KML Law Group,P.C. -
Suite 5000-BNY Independence Center
701 Market Street Z. 3 017r. 26 PH 3:
Philadelphia,PA 19106
(215)627-1322 !P�� uR L I, c,, Y
Attorney for Plaintiff PEnusyl V4�,41A
U.S. BANK NATIONAL ASSOCIATION,AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN IN THE COURT OF COMMON PLEAS
TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-6 of Cumberland County
c/o 3415 Vision Drive
Columbus, OH 43219
CIVIL ACTION-LAW
Plaintiff
vs. ACTION OF MORTGAGE
FORECLOSURE
AMY S.URICH
Mortgagor(s)and Record Owner(s)
127 Market Street
New Cumberland,PA 17070 Docket No. 13-5474
Defendant(s
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT.THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: URICH,AMY S.
AMY S. URICH
2523 Shenck Road
Manheim,PA 17545
Your house at 127 Market Street,New Cumberland,PA 17070 is scheduled to be sold at Sheriffs
Sale on Wednesday,June 04,2014,at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to
enforce the court judgment of$87,162.10 obtained by U.S.BANK NATIONAL ASSOCIATION,AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES,SERIES 2005-6 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
13-5474
1. The sale will be cancelled if you pay to U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE
FOR MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-6,the back payments,late charges,costs and reasonable attorney's fees
due.To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment,if
the judgment was improperly entered.You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
4. You may need an attorney to assert your rights.The sooner you contact one,the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder.You may find
out the price bid price by calling the Sheriff of 717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened,you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer.At that time,the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.A schedule of
distribution of the money bid for your house will be filed by the Sheriff within thirty(30)days from the
date of the Sheriffs Sale.This schedule will state who will be receiving that money.The money will be
paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is
wrong)are filed with the Sheriff within ten(10)days after the schedule of distribution is filed.
7. You may also have other rights and defenses,or ways of getting your house back,if you act immediately
after the sale.
8. You may contact the Foreclosure Resource Center: http://www.philadelphiafed.org/foreclosure/
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle,PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle,PA 17013
717-243-9400
13-5474
Resources available for Homeowners in Foreclosure
ACT NOW!
Even though your lender(and our client)has filed an Action of Mortgage
Foreclosure against you, you still may be able to SAVE YOUR HOME FROM
FORECLOSURE.
1). Call an attorney. For referrals to a qualified attorney call either of the
following numbers: or 717-243-9400.
2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free
counseling.
3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the
Loss of Their Homes.
4). Pennsylvania Housing Finance Agency also offers other loan programs that
may assist homeowners in default. Please See the PHFA website
http://www.phfa.org/consumers/homeowners/real.aspx.
5). Call the Plaintiff(your lender) at and ask to speak to someone about Loss
Mitigation or Home Retention options.
6). Call or contact our office to request the amount to bring the account current,
or payoff the mortgage or request a Loan Workout/Home Retention Package. Call our
toll free number at 1-866-413-2311 or via email at
homeretention(cr,kmllawgroup.com.com. Call Seth at 215-825-6329 or fax 215-825-
6429. The figure and/or package you requested will be mailed to the address that you
request or faxed if you leave a message with that information. The attorney in charge of
our firm's Homeowner Retention Department is David Fein who can be reached at 215-
825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of
124574FC.
Para informacion en espanol puede communicarse con Loretta al 215-825-6344.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO. 13-5474 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION—LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE
FOR MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES,SERIES 2005-6 Plaintiff(s)
From AMY S. URICH
(1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s)not levied upon in the possession
of
GARNISHEE(S)as follows:
and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant
(s)or otherwise disposing thereof,
(3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due: $87,162.10 L.L.: $.50
Interest FROM 8/1/2013 TO DATE OF SALE PER DIEM AT$12.09
Atty's Comm: Due Prothy: $2.25
Atty Paid: $206.75 Other Costs:
Plaintiff Paid:
Date: 12/26/13
David D. Bu 11,Prot honot
(Sea.!)
Deputy
REQUESTING PARTY:
Name: SALVATORE FILIPPELLO,ESQUIRE
Address: KML LAW GROUP,P.C.
SUITE 5000-BNY INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA,PA 19106
Attorney for: PLAINTIFF
Telephone: 215-627-1322
Supreme Court ID No. 313897
KML LAW GROUP, P.C.
Suite 5000
13NY Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
Attorne for Plaintiff
U.S. BANK NATIONAL ASSOCIATION, AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN
TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-6
c/o 3415 Vision Drive
Columbus, OH 43219
vs.
AMY S. URICH
Mortgagor(s) and
Record Owner(s)
127 Market Street
New Cumberland, PA 17070
Plaintiff
Defendant(s)
2014 bi7,77 23 IhIi
NS 1 L
124574FC
CF: 09/18/2013
SD: 06/04/2014
$87,162.10
LI -COURT OF COMMON PLEAS
+moi
of Cumberland County
CIVIL ACTION — LAW
ACTION OF MORTGAGE FORECLOSURE
CERTIFICATE OF SERVICE
PURSUANT TO Pa.R.C.P. 3129.2 (c) (2)
Term
No. 13-5474
Veronica Cosine, an employee of KML Law Group, P.C., counsel of Plaintiff, hereby certifies that
service on the Defendants of the Notice of Sheriff Sale was made by:
Personal Service by the Sheriffs Office/competent adult (copy of return attached).
Certified mail by KML Law Group, P.C. (copy of green Postal return receipt attached).
Certified mail by Sheriffs Office.
Ordinary mail by KML Law Group, P.C. to Attorney for Defendant(s) of record (proof of mailing
attached).
Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached).
Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record.
IF SERVICE WAS ACCOMPLISHED BY COURT ORDER.
( )
( )
( )
( )
Premises was posted by Sheriffs Office/competent adult (copy of return attached).
Certified Mail & ordinary mail by Sheriffs Office (copy of return attached).
Certified Mail & ordinary mail by KML Law Group, P.C. (copy of receipt(s) for Certified Mail
attached).
Published in accordance with court order (copy of publication attached).
Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by
ordinary mail KML Law Group, P.C. (copies of proofs of mailing attached).
The undersigned understands that the statements herein are subject to the penalties provided by 18 Pa. C.S.A.
Section 4904.
Respectfully submitted,
BY: Veronica Cosme
Legal Assistant
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR
MASTR ALTERNATIVE LOAN TRUST 2005-6 MORTGAGE
PASS-THROUGH CERTIFICATES, SERIES 2005-6; et seq.
Plaintiff (Petitioner)
V.
AMY S. URICH; et al.
Defendant (Respondent)
CASE and/or DOCKET No.: 13-5474
Sheriffs Sale Date: 6/4/2014
AFFIDAVIT OF SERVICE
Complaint ❑Summons r] Other: NOTICE OF SALE
1, KEVEN CHASE, certify that 1 am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party , and that I
served AMY S. URICI I the above process on the 11 day of January, 2014, at 10:51 o'clock, AM, at 2523 Shcnck Road Manheim, PA 17545 , County of
Cumberland, Commonwealth of Pennsylvania:
Manner of Service:
'] By handing a copy to the Defendant(s)
Description: Approximate Age 41-45 Height 5'6 Weight 130 Race WfIVJ'E Sex FEMALE Mair BROWN
Military Status: 0 No ❑ Yes Branch:
Coinmonwealth/State of e. )
) SS:
County of
Before me, the undersigned notary public, this day, personally, appeared
duly sworn according to law, deposes the following:
1 hereby swear or affirm that the facts set forth in the foregoing Affidavit of Service arc true and correct.
s�-
gnature of Affiant)
File Number: I24574FC
Case II) 4:3856717
Subscribed and sworn
this /V day o
to me known, who being
0 I4f
co
ONWEALTN OF PENNSYLVANIA
NOTARIAL SEAL
Eric M. AffIerbech, Notary Pu
c
Washington Township, Barks County
My Commission Expires November 18. 2017
Notary Public
Name and Address of Sender
;OLDBECK
QUITE 5000
01 MARKET STREET
'HILADELPHIA, PA
9106-1532
Check type of mail or service:
E Certified ❑ Recorded Delivery (International)
❑ COD ❑ Registered
E Delivery Confirmation ❑ Return Receipt for Merchandise
❑ Express Mail ❑ Signature Confirmation
❑ Insured
Affix Stamp Here
(If issued as a
certificate of mailing, ,
or for additional copies
of this bit)
Postmark and
Date of Receipt ,
Article Number
Addressee (Name, Street, City, State, & ZIP Code)
Postage
Fee
Handling
Charge
Actual Value
if Registered
Insured
Value
Due Sender
if COD
DC
Fee
SC
Fee
SH
Fee
RD
Fee
RR
Fee
1.
DOMESTIC RELATIONS OF CUMBERLAND
COUNTY
PO Box 320
Carlisle, PA 17013
TENANTS/OCCUPANTS
127 Mar<et
New Cumberland,
Street
PA 17070
i' • •:•4:."••••l02
�
'
,`
7-5
5'
`
4.1•S
z 047,,,,,,,,„,..,,,
V ate
1M
0004285957
MAILED FROM
$
ZIP
�
PITNEY BOWES
01.38°
FEB04
CODE
2014
1 91
m
0 6
2. l -'```..-
;`��'
ofHealth
f%' t
PA DEPARTMENT OF PUBLIC WELFARE -
Bureau of Child Support Enforcement
and Welfare Bldg. - Room 4321.51.,:!...5tee.
P.O Box 2675•
3. i ~i " :' i : ,
)\:,'' ,5 0, ;�
\
Harrisburg, PA 17105-2675
4. N.. .' -
5.
6.
7.
8.
Total Number of Piece
Listed by Sender
Total Number of Pieces_
Received at Post Office J
Postmas , Pyr (3lame of receiving employee)
)/
See Privacy Act Statement on Reverse
PS Form 3877, February 2002 (Page 1 of 2)
124574FC Cumberland County Sale Date: 06/04/2014
AMY S. URICH
Complete by Typewriter, Ink, or Ball Point Pen
KML LAW GROUP, P.C.
Suite 5000 — BNY Mellon Independence Center
701 Market Street
Philadelphia, PA 19106
215-825-6320
Attorney for Plaintiff
U.S. BANK NATIONAL ASSOCIATION, AS
TRUSTEE FOR MASTR ALTERNATIVE LOAN
TRUST 2005-6 MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-6
c/o 3415 Vision Drive
Columbus, OH 43219
vs.
AMY S. URICH
Mortgagor(s) and Record Owner(s)
127 Market Street
New Cumberland, PA 17070
Defendant(s)
Plaintiff
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 13-5474
AFFIDAVIT PURSUANT TO RULE 3129
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ALTERNATIVE LOAN
TRUST 2005-6 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-6, Plaintiff in the above
action, by and through an authorized employee of its attorneys, KML Law Group, P.C., sets forth as of the date
the praecipe for the writ of execution was filed the following information concerning the real property located at:
127 Market Street
New Cumberland, PA 17070
1.Name and address of Owner(s) or Reputed Owner(s):
AMY S. URICH
2523 Shenck Road
Manheim, PA 17545
2. Name and address of Defendant(s) in the judgment:
AMY S. URICH
2523 Shenck Road
Manheim, PA 17545
3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be
sold:
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320
Carlisle, PA 17013
PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
P.O. Box 2675
Harrisburg, PA 17105-2675
4. Name and address of the last recorded holder of every mortgage of record:
5. Name and address of every other person who has any record interest in or record lien on the property and
whose interest may be affected by the sale:
6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in
the property which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the
property which may be affected by the sale.
TENANTS/OCCUPANTS
127 Market Street
New Cumberland, PA 17070
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the penalties of
18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities.
DATED: May 20, 2014
KML Law Group, P.C.
BY: Veronica Cosme
Legal Assistant
. .
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
ut
Jody S Smith � `~
Chief Deputy
Richard W Stewart /\��
Solicitor C=:;=," pENNSyyVA|;1|,,
U.S. BankNndon�|Am000�tion
Case Number
,". 2013-5474
Amy S. Uhch
SHERIFF'S RETURN OF SERVICE
O3/27/2O14 03:05 PM - Deputy Stephen Bender, being duly sworn according to law, states service was performed by
posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the
above titled action, upon the property located at 127 Market Street, New Cumberland -Borough, New
Cumberland, PA 17070, Cumberland County.
08/04/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had
been given according to law, he exposed the within described premises at public venue or outcry at the
Cumberland County Courthouse 1 Courthouse Square Carlisle Pa, 17013 at 1000 am on June 4, 2014.
He sold the same for the sum of$1.00 to Attorney Michael McKeever, on behalf of U.S. Bank National
Associatin, As Trustee for Mastr Alternative Loan Trust 2005-6 Mortgage Pass-Through Certificates,
Series 2005-6, being the buyer in this execution, paid to the Sheriff the sum of
SHERIFF COST: $774.51 SO ANSWERS,
>l
41
v".
June 20, 2014 RONK[/RANDERSON, SHERIFF
' �~�]�^�l �
r r^ ��a« ' �«� �-'
v
Co
�o^
��^�
�� '' 3i5g 73��
On March 3, 2014 the Sheriff levied upon the
defendant's interest in the real property situated in
New Cumberland Borouth, Cumberland County, PA,
Known and numbered as 127 Market Street, New
Cumberland, as Exhibit "A" filed with
this Writ and by this Reference incorporated herein.
Date: March 3, 2014
_ re\
By:
(-)
0_10-tt
Real Estate Coordinator
LXIII 16 CUMBERLAND LAW JOURNAL 04/18/14
Writ No. 2013-5474 Civil Term
U.S. Bank National Association
vs.
Amy S. Urich
Atty.: Michael McKeever
IMPROVEMENTS consist of a
residential dwelling.
BEING PREMISES: 127 Market
Street,New Cumberland,PA 17070.
SOLD as the property of AMY S.
URICH.
TAX PARCEL#25-25-0006-331.
115
. .-
. ,
. .
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA :
: ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
April 18, April 25 and May 2, 2014
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
..."\d\i„....„,
A"--
Lisa Marie Coyne, ditor
SWORN TO AND SUBSCRIBED before me this
2 day of May, 2014
Notary
COMMONWEALTH OF PENNSYLVANIA
INOTARIAL SEAL
DEBORAH A COLLINS
Notary Public
CAR!ISLE BORO.,CUMBERLAND CNTY
r Commission Expires Apr 28,2018
The Patriot-News Co.
2020 Technology Pkwy he atriotNews
Suite 300
Mechanicsburg, PA 17050 Now you know
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE PA 17013
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Marianne Miller, being duly sworn according to law, deposes and says:
That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the
Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday
Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949,
respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said
Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as
to the time, place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317.
PUBLICATION COPY This ad ran on the date(s)shown below:
04/13/14
•
04/20/14
04/27/14
2013-5474 CMI Term r."
U.S.Bank National
Association
Vs
Amy S.thick Sworn • a • s bscribed beforeme this 02 day of May, 2014 A.D.
Attya Michael McKeever : 1
IMPROVEMENTS consist of -a , ,
residential dwelling. - �
BEING PREMISES: 127 Market Not-u
Street
New Cumberland,PA 17070
SOLD as the property of AMY S.
URICH
TAXPARCEL#25-25-0006-331 Cn`""" °'_t OF a v�
x 1�1
i,. - ,ec.
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
}SS:
I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the
Sheriff's Deed in which US Bank National Assoc as Trustee for the Mastr Alternative Loan Trust 2005-
6 Mortgage Pass-Through Certificates Series 2005-6 is the grantee the same having been sold to said
grantee on the 4th day of June A.D., 2014, under and by virtue of a writ Execution issued on the 26th
day of December, A.D., 2013, out of the Court of Common Pleas of said County as of Civil Term, 2013
Number 5474, at the suit of US Bank National Assoc As Trustee for Mastr Alternative Loan Trust 2005-
6 Mortgage Pass Through Certificate Series 2005-6 against Amy S. Urich is duly recorded as Instrument
Number 201415518.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this r day of
fA4 , A.D. O/Y
h 4)
e ,r Recorder of Deeds
-. der of eeds,Cumberland County,Carlisle,PA
My Commiss on Expires the First Monday of Jan.2018