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Home My WebLink About09-20-13 r IN RE: : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY, PENNSYLVANIA HAZEL A. PRIEST, : ORPHANS' COURT DIVISION A partially incapacitated person : : DOCKET NO. 21-09-0878 PETITION FOR THE PRIVATE SALE OF REAL ESTATE KNOWN AS 922 SUSAN CIRCLE ENOLA PA BY JEWISH FAMILY SERVICE OF GREATER HARRISBURG INC PERMANENT LIMITED GUARDIAN OF THE PERSON AND ESTATE OF HAZEL A.PRIEST AND NOW, comes the Petitioner, Jewish Family Service of Greater Harrisburg, Inc.,by and through its legal counsel to file this Petition seeking court approval to sell certain real property of Hazel A. Priest and in support thereof avers as follows: 1. The Petitioner, Jewish Family Service of Greater Harrisburg, Inc. (hereinafter referred to as the"Petitioner"), is a non-profit agency named permanent limited guardian of the person and estate of Hazel A. Priest by Order of this Court dated January 4, 2010 (In accordance with Local Rule 12.9-2 a copy of the Court's Order dated January 4, 2010 is attached hereto as Exhibit"A"). A surety bond was not required pursuant to the January 4,2010 Order, 2. Ms. Priest was born on October 11, 1926 and is currently 86 years of age. Ms. Priest currently resides at Homeland Nursing Home, located at 1901 N. 51h Street, Harrisburg,Dauphin County,PA, an assisted living facility. 3. Ms. Priest is the sole owner of a certain parcel of land and residence thereon, known as 922 Susan Circle, Enola, Cumberland County, PA 17025 (hereinafter referred to as the"Susan Circle property"). o ,. CJ -* CD w> 03 4. Petitioner has hired a realtor to market the Susan Circle property in an effort to provide for Ms. Priest's continuing care.Almost all of Ms. Priest's other assets have been liquidated and utilized for her care. 5. Petitioner has received a Sales Agreement,proposing to buy the Susan Circle property, a copy of which is attached hereto as Exhibit"B". Said Sales Agreement indicates the following information: Name of proposed purchaser(s): Barbara G. Latz 1 Address of proposed purchaser(s): 70 Queen Ave. Enola,PA 17025 Terms of the proposed Sale: Purchase price of$ 122,000.00 Subject to a mortgage contingency, Buyer to take property in "As Is" condition. b. In support of the Petition to Sell the Susan Circle property Petitioner has attached hereto as Exhibit"C"an appraisal of the property proposed for sale indicating a market value of$ 11.8,000.00. 7. In further support of Petitioner's proposed sale, Affidavits from two competent persons setting forth their background and credentials relative to valuing real estate, and confirming that they have inspected the real property to be sold, that they are acquainted with the value of the real estate in the locality of such property, that they are not personally interested in the proposed sale and that in their opinion the proposed consideration is more than can be obtained at public sale are attached hereto as Exhibits"D". 8. Based upon the appraisal and affidavits of two competent persons it is averred that the proposed sales price is more than be obtained at public sale. 9. Petitioner is not otherwise authorized to sell the Susan Circle property. 10. Ms. Priest has no children and is unmarried. To the best of Petitioner's knowledge the only living relatives of Ms. Priest are her niece and nephew, Ms. Cindy DiFiore and Mr. Roy Sites. 11. A document entitled Last Will and Testament of Hazel A. Priest, dated July 29, 1999 bequeaths $ 20,000.00 to Thelma Billow with the residue to Ms. Priest's aforementioned niece and nephew,per stirnes. (a copy of said Last Will and Testament is attached hereto as Exhibit"E"). Ms. Cindy DiFiore and Mr. Roy John Sites have consented to the proposed sale and their consents are attached hereto as Exhibit"F". Petitioner believes,based on information received from former neighbors of Ms. Billow, that Ms. Billow is now in her late 80's or early 90's and has been in a nursing home since approximately 2010. Petitioner has been unable to determine where Ms. Billow now resides. Accordingly,no notice has been provided to Ms. Billow. 12. Ms. Priest acquired the Susan Circle property, which consists of.26 acres upon which a residence with 884 square feet of gross living space exists,by Deed dated July 7, 1969 for the sum of$ 1,000.00. (A copy of the Deed whereby Mr. &Mrs. Priest acquired the Susan Circle property is attached hereto as Exhibit"G"). Mr. Priest died October 10, 1992 vesting sole ownership in Ms. Hazel Priest. 13. The legal description and improvement for the Susan Circle property are set forth in the aforementioned Deed(See Exhibit"G"). Additional information for the Susan Circle property is set forth below: Occupied by Rental Tax Tax Parcel I Whom Value Assessment Number Per Month i 922 Susan Circle Vacant $ 1,000.00 $ 130,800 08-14-0836-048 15. Ms. Priest has minimal assets and insufficient monthly income to provide for her care. Accordingly, the proceeds from the sale of her residence are needed to provide for her continued care. 16. The value of the property proposed for sale, as shown in the Inventory filed by the Petitioners on July 5, 2011 was$ 130,800.00 based upon the property's assessed value. 17. Ms. Priest's current monthly income is approximately$ 1,600.00, consisting of social security income($ 1,514.00) and a very small pension($ 86.22). 18. Ms. Priest's current monthly expenses are approximately$ 11,600.00, as detailed below: a) Homeland Nursing Home- approximately$ 10,000.00 per month, b) Fees to Petitioner for management services—approximately$ 1,400.00 per month, and c) Utilities and other costs of maintaining the Susan Circle property pending sale—approximately$ 200.00 per month. WHEREFORE,the Petitioner, respectfully requests that this Honorable Court: i) Authorize the sale of the property known as 922 Susan Circle, Enola, Cumberland County, PA for the sum of$ 122,000.00 as set forth in the Sales Agreement attached hereto and marked as Exhibit`B." Such other relief as the Court deems appropriate. Respectfully submitted, Dated Gary-E. Rothschild, Esquire PA. Supreme Court I.D. No. 62041 2215 Forest Hills Drive, Suite 35 Northwood Office Center Harrisburg, PA 17112 Tele. (717) 540-3510 Attorney for Petitioner VERIFICATION I certify that the facts set forth in the foregoing Petition For the Private Sale of Real Estate and are true and correct to the best of my knowledge, information and belief. I understand that any false statements herein are made subject to penalties of 18 Pa. C.S. § 4904 relating to unswom falsification to authorities. Date Helene Cohen, CEO Jewish Family Service of Greater Harrisburg, Inc. 01-00- 11 11:03 rrM-Jr5 01 nifg fif z6lidzod 1-014 rWOWL10003 r`y11a IN RE: IN THE COURT OF COMMON PLEAS OF HAZEL A. PRIEST, , CUMHERLAND. COUNTY, :PENNSYLVANIA An -alleged incapacitated ' ORPHANSI COURT DIVISION person : NO. 21-09-0818' IN RE: FINAL ORDER OF COURT DETERMINING PARTIAL INCAPACITY AND APPOINTING LIMITED PERMANENT GUARDIAN OF PERSON AN N,,?g ESTR�'�u ORDER OF COURT xi`d AND NOW, this nth day of January, 24o r. consideration of the Petition 'of Cumberland County Aj� & 'P.k . Community Services To Adjudicate an Incapacitated Person anlgro Appoint a Plenary Guardian of Person and Estate with .respect to Hazel A, Priest, an allegedly incapacitated person, and following a hearing at which Ms. Priest was present and represented by her court-appointed counsel, 'Melissa F. Miller, Esquire, and without objections, the`Court finds that Hazel A, Priest is a partially incapacitated person, she is consequently 'adjudicated as such, and Jewish Family. Service of Greater Harrisburg, Inc. , 3333 North Front Street, Harrisbuxg, Pen'nsyl'vania, 1711'0, • ia appointed the permanent limited guardian of her person and estate ("the Limited Guardian") . The Limited Guardian shall have full authority to consent to the general care, maintenance, and custody of Hazel Priest, with the stipulation that the Limited'GUardian'will- undertake .its best efforts to ensure that Ms, Priest remains in her home and retains her independence .as long as in the Limited Guardian's judgment she is able to do so safely, The Limited Guardian. understands that Ms. Priest has a strong attachment to her home for personal reason's, and will' .endeavor to respect 'her desire to remain in her home. The Limited Guardian shall enure that Ms, Priest receives appropriate services,,, and shall assist her in V12-t`lU- ii ii,j3 rnut'1-ur,) ui ruig tit 66,46430 1-OIL rYJVJVI)lVu'U'.] r-JY:J maintaining self reliance and independence, including, but not limited. to, ensuring 'that (1) a nonmedical home healthcare agency to be selected by the Limited Guardian provide public and private in-home services, to prepare balanced appropriate' meals, provide laundry services, and to perform grocery shopping; (2) a lock be installed on the basement door to prevent Ms. Priest from accessing the stairs; and . (3). a monitored, alarmed pillbox be used to dispense medication. The Limited Guardian of the Estate shall. have the authority to marshall all of Ms. Priest 's income and assets. No bond is: required of tho Limited Guardian. in lieu of a Surety Bond, the Limited Guardian is directed to maintain in full force and effect its existing professional fiduciary liability insurance. The Limited Guardian shall file on a timely basis with the court all reports and accounts required by statute.. Hazel A. Priest is hereby notified of her right to appeal this order of Court by filing exceptions with the Clerk of the orphans' 'Court Division within 20 days of the date of this Order or to file an appeal to the Prothonotary's Office of the Superior Court of Pennsylvania within 30 days of the date of . this. Order or petition this Court for a hearing to review or terminate adjudication of incapacity and guardianship herein established. By the Court, es 1'er, Anthony L. DeLuca, . Esquire elissa: F. Miller, Esquire 113 Front .Street 950. Walnut Bdttom Road. P,0. ,Box 358 Suite .16-209 Boiling Springs, PA 17407:, Carlisle,. PA 17015 For Petitioner Court-appointed counsel Far: Hazel 'A. Priest :mae STANDARD AGREEMENT I+OR TEIE SALE OF REAL ESTATE ASR XL,s limn rcswn»,aWnt snd.r{,p,a,"d for,inn eor,cunmj m Ibm,n4rw{a Aso oimia,of$WAt:rnas' PARTIEs BUYER(S)raarbera G.Latz SELLER(S):Van L.and Hazel A.Priest BUYER'S MAHANC ADDRESS: SELLER'S MAII,tNC ADDRESS: 70 Queen Avenue 3333 N.Front Street Enola PA 17025 Harrisburg, PA 17110 I PROPERTY PROPERTY ADDRESS 922 Susan C rcle,Enala.PA 17025 Ends,PA 71 P 17025 in the municipality of East Pannsbora County Of Cumberland in the School District 01-East Pennsboro in the Commonwealth of Pennsylvania. Identification(c,6-Tax ID Lf; Parcel If: Lot, Block;Deed Book Page,Recording Date):091408380A8 BUYER'S RELATIONSHIP wrim PA LICENSED BROKER 0 No Business Relationship(Buyer is flat represented Ilya broker) Broker(Cotnlxlny)REWAX Realty Associates Licensee(s)(Naine)Data Siipe Company Address 3425 Market Street,Camp Hill,PA 17011 Direct Phone(s) Cell Phnno(s)I717-608-0034 Company Phone 717-761-6300 Fax Company Fax Email daie.stifetatremax.nat Broker is: Licerisce(s)is: ®Buyer Agent(Broker represents Buyer only) Boyer Agent with Designated Agency ODual Agent(See Dual and/or Designated Agent box below) ❑Buyer Agent without Designated Agency []Dual Agent(Sec Dual and/or Designated Agent box below) []Transaction Licensee(Broker and Licensec(s)provide real estate services bill do not represent Buyer) SELLER'S REt..ATIONSt3IPWIT11 PA IACENSED BROKER 0 No Business%Relationship(Seller is flat represented by a broker) Broker(Company)Kotler Wakams of Central PA East L,icensce(s)('Name)Lean Muroft Company Address 530 Lockwillow Avenue, Harrisburg, PA 17112 Direct Phone(s) Cell Phone(s)717-579-0010 Company Phone 717-657-4700 Fax Company Fax Emuil leahmuroffftkw.com Broker is: Licensees)is: ®Seller Agent(Broker represents Seller only) ®Seller Agent with Designated Agency []Dual Agent(See Dual and/or Designated Agent box below) ©Seller Agent without Designated Agenev, 0 Dual Agent(See Dual and/or Desimuued Agent box below) OTransaction Licensee(Broker and Licensee(s)provide read estate services but do not represent Seller) DUALANDIOR DESIGNATED AGENCY A Broker is a Dual Agent when a Broker represents Goth Buyer and Seller in (tic satne transaction.A Licensee is a Dual Agent when a Licensee represents Buyer and Seller in the same transaction.All of Broker's licensees are also Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for Buycr and Seller,the Licensee is a Dual Agent. By signing this Agreement,Buyer and Seiler each acknowledge having been previously informed of,and consented to,dual agency, if applicable. 8uyartn{198-' L^ N {.Q, A$R PuKe 1 nr 11 ScIler Iaidals: Re-riaetl 1112 1� Pennsylvania Association of REALTORS' COMaloorPts.St-t,eA.xl4ASsorixnox,OF REACTORS'1012 21568 i- 761143-0 own xms9 wd ow airy,rdad!iy 6m7.0 fly tednx stnwiv:maa dvik .av Wary NO L By this Agreementdated wiwn Seller hereby agrees to sell and convey to Buyer,who agrees to purchase,the identified Property. 2. PURCHASE PRICE AND DEPOSrtS(1-10) (A)Purchase Price S 122,000 (One Hundred Twenty Two Thousand and notxx Dollars be paid by Buyer as follows: 1. Deposit at signing of this greenhent: J Y.aOO �0 72-r ac to — ynIV4. -1k11ok0/ 2. Deposit within_days of the Execution Date of this Agreement. S 3. 5 4, Remaining,balance will a paid at scu ement. (B) All funds )raid by Buyer,including deposits,will be paid by check,casider's check onvimd funds.All funds paid by Buyer within 30 DAYS of settlement,including funds paid at settlement,will be by cashier's cheek or wired funds,but not by per- ' sonal check. (C) Deposits, rcgattlless oi'the Rhrm of payment and the person designated as payee, will be paid in U.S.Dollars to Broker for Seller (unless otherwise stated here: who will retain deposits in an escrow account m con ornnly with all applicable laws and regu ations uni consummation or let- initiation of this Agreement.Only real estate brokers are required it)hold deposits in accordance with file rules and(regulations of the Stale Real Estate Commission. Checks tendered as deposit monies may he held uncashed pending the execution of this Agreement. 3. SELLER ASStS'r(If Applicable)(1-10) Seller will pay S o.00 or 0% % of Purchase Price (0 if not specified) toward Bover's costs,as permitted by the mortgage lender, i'any. Seller is on y obligated to pay up to the amountlJ.1.•it'reenn ee which is aplrroved by mortgage tender. T� •:Y) .. 4. SETTli EM ENT'AND P S.SEStil(2t t-1 t)) t U A A"(r F u it� c (A) Settlement Date' ,September 20,2013, ,or before if Buyer and Seiler agree. (B) Settlement will oce h y where [lie doperty is located or in ail adjacent cotmty,during normal business hours,unless Buyerand Seller agree otherwise. (C) At time ol'settlemenl,the following will be pro-rated on it daily basis between Buyer and Seller,rcinhbursing where applicable: current taxes(see Notice Regarding Real Estate Taxes);rents; interest on mortgage assumptions; condominium fees and home- -- owner association tees; water and/or sewer fees,together with any other licnable municipal service fees.All charges will be pro- rated for Ire poriod(s)covered. Seller will pay tilt to and including the date ofsettlemem and Buyer will pay for all days follow- -• ing sealement,unless otherwise stated here: 3 (D) Conveyance lrom Seiler will be by lee simple deed of special warrant y unless of terwlse state here: (E) Payment of transfer taxes will c divided equally between Buyer and Seller er un ess otherwise states ere: (F) Possession is to be delivered by(Iced,existing keysand physical Possession m a vacant Property free of debris,with all structures broom-clean,at day and time of settlement.unless Seller,before signing this Agreemein.has identified in writing that the Property is subject to a lease. (C) If Seller has identified in writing that the Property is subject to a lease,possession is to he delivered by decd,existing keys and assignment drfeaisting leases fertile Properly,together with security deposits anti interest,Wally,at day and time of settlement.Seller will not enter into any new leases, nor extend existing leases, for the Property without the written consent of Buyer. Buyer will acknowledge existing.lease(s)by initialing tike lease($)ill file execution of this Agrecnhcnt,unless otherwise stated in this Agreement. ❑Tenant-Occupied Property Addendum(PAR Form TOP)is attached. -,L- 4) .4 S. DAITSMIME IS OF T.t1E ESSENCE(t-10) ., I (A) Written acccptanec of all parties will be on or bcfgc:gdiuta �7 Jza Y 3 (B) The Settlement Date and ail other dates and limesld#uvtrir Ioi tiie pact ormance ai ally obligations of this Agreement are of Tre - essence and are binding. (C) The Execution Date of this Agreement is file date when Buyer and Seller have indicated fill acceptance of this Agreement by sign- ing and/or initialing it.For purposes of this Agitentcn4 the number ol'days will be counted from the Execution Date.excluding the tiny this Agreement was executed and including the last dray of the lime period.All charges to this Agreement should be fnl- tialedl and dated. (D) 'fire Settlement Date is not extended by any other provision of this Agreement and may only be extended by mutual written agree- - neat of the parties. (E) Certain terms and tittle periods are pre-printed in this Agreement as a convenience to the Buyer and Seller.All pre-printcd terns and time periods arc negotiable and may be changed by striking out the pre-printed text and inserting different terms acceptable .. to ail parties. 6. ZONING(1-10) Failure of this Agreement to contain the zoning classification(axecit in cases where the property land each parcel thereof.ifsubdi- vidable, is zoned solely or primarily to permit sin&-family dwellings)will render this Agreement voidable at Rover's option,and,if = voided.any deposits tendered by the Buyer will be returned to the Buyer without any requirement for court action. Zoning Classification: Residential Baser blitiats: Kw/ ASR page 2 of 11 Sclicr Initials: / 2156906-276'114$-0 Dq ,w tsglwd nlaevunkanY:Mawyk{i W'"Irl0m.malow. ndw.,i,.com My 7. FIX'I'URE$AND PEItSONAI,PROPERTY(I-la) (A) INCLUDED in this sate are all existing items pennanenth• installed in the Property, free of liens, and other items including .� plumbing;heating;radiator covers; lighting fixtures(including chandeliers and ceiling firms);pool and spa equipment(including - covers and cleaning equipment);electric animal fencing sysicnns(excluding collars);garage door openers and transmitters;tele- vision antennas; unpotted shrubbery,plantings and trees:any remaining healing and cooking fuels stored of the Propeny at the time of settlement;smoke detectors and carbon monoxide detectors:sump pumps:storage sheds; fences;mailboxes;wall to wall empeting; existing window screens, storm windows and screcu/storm doors; window covering hardware, shades and blinds: awnings;built-in airconditioners;built-in appliances;the range/oven,unless otherwise stated;and,frowned,water treatment sys- tems,propane tanks,&uctiite dishes and security systems.Also included:Refrigerator (B) The following drams are LEASED(not owned by Seller).Contact the provi crlvene or for more mtannatron(c.g.,water treatment systems,propane hanks,satellite dishes and security systems): (C) EXCLUDED fixtures and items:Wasrwr&Dryer R. MORfGAGECONTINGENCY(i-i0) WAIVED. This sale is NOT contingent on montage financing.although Buyer may obtain mongagc financing and/or the par- ries may include rah appraisal contingency. ® ELECTED. (A) This sale is contingent upon Boyerobtaining mortgage 6notcing according to the following tcnns: First Mortgage on the property Second 19ortgage own the Property Loan Amount S io9.soo Loan Amount S nla Miniooml'emh3o Years Millinnun'I'cnn Yeats 'fYpc of mortgagcConvenflonal 'Type of mongagc Loan-To-Value(LfV)mug: Lunn=1'o-Valtnc Qa' )ratio: For non-FI9AfVA loans 17V ratio not to exceed For nor-FHAIVA foans]-TV ratio not to exceed Yc Mortgage lender Bentz Mort Mom,tge lender 717-761-6686 .,, IntcrCSt MIC4.625% %; however. Suyer agrees to accept the luere.el rate °o; however, Buyer agrees to accept the ,- interest rate as may be committed by the mortgage lender,not interest ratC as may a committed by the mortgage lender;not to to exceed a maeimum interest rape of 5.25% %, exceed a maximum interest rate of %. Discount points, loan origination, loan p icemen and other fees Discount points, loan arighunion, tlanTiplaa`emtent and Other fees charged by the Iendcr-,sn pcicentage ordhe momgag'e lour(exclud- charged by the lender as a percentage of the mortgage loan(exclud- ing any m_ong:hge insurance premiums or VA hmdiag ree)not to in,, any mortgage insumace premiums or VA funding ice) not to exceed °l0(0'0/o if not specified)of Ole mongage loan. exceed 4 %P/o if not specified)orthe nmrtgage loan. (B) The interest rate(s)and fce(s)provisions in Paragraph 8(A)are satisfied if the nongage lender(s)gives Buyer die right to guar- r. antes the interest rate(s)and fec(s)at or below the maximum levels stated.i f lender(s)gives Buyer the right to lock in the inter- est rate(s),Buyer will do so at least 15 days before Settlement Datc.Buyer gives Seller the right,at Seller's sole option and as pcmtiued by law and the mortgage lenders),to contribute financially,without promise of mimbusemcm.to the Buyer and/or the mongagc lende (s)to make the above mongagc ten(s)available to Buyer, (C) Within days(7 if not specified)from the Execution Date of this Agreement.Boyce will make a Completed,written man- . gage upp`Ticailnn (including payment for and ordering of appraisal and credit reports without delay, of the time required by lender(s))for the mortgage terms and to the mortgage lender(s) identified in paragraph R(A), if any,othervisc to a responsible mortgage lender(s)of Buyer's choice.Broker for Buyer. If any,otherwise Broker for Seller,is authorized to communicate with the mortgage icnder(s)to assist in the mortgage loan process. (D) Buyer will be in default of this Agreement if Buyer furnishes false information to anyone concerning BUycr$ fnnaneiat a, and/orcroployment status,fails to cooperate is good faith with processing the mortgage loan applirntion(including delay u' of the appraisal),fails to lock in interest rate(s)ns stated in paragraph R(B),or otherwise causes tine lenderto reject,refuse h to approve or issue a mortgage loan con mitment, (E) 1. Mortgage Commitment DatC:2 Weeks Prior to Settlement Upon receiving a mortgage commitment. Buyer will promptly deliver a copy of the Comnuauent to Seiler. ., 2. if Seller does not receive a copy of tlhe mongagc conuniuncut(s)by the Mortgage Commitment Date,Seiler may terminate ,. this Agreement by written notice to Buyer.Seller's right to temtinate continues until Buyer delivers a mortgage commitment to Seller.Until Seller terminates this Agreement,Buyer is obligated to make a good-faith effort to obtain mongagc financing. h 3. Seller may temhinme ihisAgreement by written notice in Buyer after the Mortgage Commitment Date if the mortgage commifinene a. Does not satisfy the temps of paragraph 8(A),OR b. Contains any condition not specified in this Agreenncot(c.g..!the Buyer Must settle on mother property,her appraisal most .i be received by(lie lender,or the mortgage commitment is not valid through the Settlement Date)that is not satisfied a ud/or removed in writing by the Mortgage lender(s) within_7 DAYS alter the Mortgage Commitment Date in Paragraph 8(13)(1).or any extension thereof. other than those conditions that are cuslo iarily satisfied nt or near settlement (e.g_ obtaining insurance,confining employment). 4. If this Agreement is Ienninated pursuant to I'nr graphs R(E)(2)or(3),or ilia mortgage loans)is not obtained for settlement, all deposit monies will be returned to Buyer neeording to the!eons or I'aramph 23 and this Agrecmcm will he VOID.Buyer will be responsible for tiny costs incurred by Buyer for any inspections or certifications obtained according to the worts of this Agreement,and any costs incurred by))liver for:(1)Title search.tide insurance and/or mechanics'licit insurance,or any fee for cancellation;(2)Flood insurance,fire insurance,hazard insurance,mine subsidence insurance,or any fee for cancel- kniio�nn;(333 App1tp'rai�sal fees and charges paid in advance to mortgage Ieudcri(s). -• !Sager loilials: tY41 f t�7 ASR Page 3 of II Seller lnil(alcc� /�_ M6906-i761143-0n Da .m wam4 erou Ny,"my 4CFt rktaF9Yl su vw:n rtawla p.mJ adr (F) If the mortgage lender(s), or a property and casualty insurer providing insurance required by tine mortgage lender(s), requires repairs to the Property,Buyer will.upon receiving the requirements,deliver a copy of the requirements to Seller.Within.,5 DAYS of receiving the copy of the mquirennents,Seller will notify Buyer whether Seller will nuke the required repairs at Scllcrs expense. .. 1. If Seller makes the required repairs to the sniisfaction of the nrungage lender and/or insurer,Driver accepts the Property and agrees ro the RELEASE in Paragraph 25 ol'thisAgreenent. 2. If Seiler will not make the requires(repairs,or if Seiler fails to respond within the stated time,Buyer will.within ,,_, DAYS.notify Seller of Boycr's choice to: „ a, duke the repairs/imlmovenscuts at Buyer's expense,with permission and access to the Property given by Seller. which will not be unreasonably withheld,OR Is. Terminate this Agreement by written notice to Seller,with all deposit ninnies returned to Buyer according to the terns of Paragraph 23 of this Agreement. If Buver faits to respond within the time stated in Paragraph 8(1)(2)or fails to terminate thisAgreement by written notice , r to Seller within than tittle,Buyer will areept the Property and agree to the RELr.ASF,in Paragraph 25 of this Agreement. FHA/VA,fir APPLICABLE (G) It is expressly agreed that notwithstanding any other provisions of this contract.Buyer will not be obligated to complete the pur- chase of the Property described herein or to incur any penalty by forfeiture of earnest stoney deposits or otherwise unless Buyer has been given,in accordance with HUDI17I4A or VA requirements,a written statement by(lie Federal Housing Commissioner, Veterans Administration, or a Direct Endorsement Lender setting forth the appraised vnhuc of the Property of not less than a: S (the Purchase Price as staled in this Agreement). Buyer will have the privilege and option of proccedin,,with consummation of this contract without regard to the mucous of the appraised valuation•'172e:tppnised valuation is arrived at to detemsine the maximum mortgage the Department of Housing and Urban Development will insure. HUD does not warrant the value nor the condition of file Property.Buyer should satisfy hinnsetfAmerse(f that the price and condition of the Property are acceptable. 'warning: Section 1010 of lisle 18, U.S.C.. Department of Ilousing and Urban Development and Federal Housing Administration Transactions,provides,"Whoever for the purpose of. . .influencing in any way to action of such Department, makes,passes,titters or publishes env statement.knowing the same to be false shall be fined under this title or imprisoned tint more than two yeas.or bout." (H) U.S,Department of Housing and Urban Development(HUD)NO'1'ICETO PURCHASERS: Buyer's Acknowledgement .,,, ❑ Buyer has received the HUD Notice"For Your Protection: Get a Hone Inspection:'Buyer understands the importance of getting nn independent house inspection and has thought about this before Signing this Agreement. Buyer understands that F14A will not perform a home inspection nor guarantee the price or condition of the Property. (1) Certification We the undersigned, Scllcr(s)and Buycrjs)parry to this transaction each certify that the terns of this contract .. for purchase are true to the best of our knowledge and belief,and that any other agreement entered into by any of these parties in connection with this transaction is attached to this Agreement. 9. CHANGE IN BUYER'S FINANCIAL STATUS(3-if) In the event of a change in Buyer's financial status aBecting Buyer's ability to purchase, Buyer shall promptly notify Seller and lender(s)to whom the Buyer submitted mortgage application, if any.A change in financial status includes,but is not limited to.loss or it change in employment, failure or loss of sale of Buyer's home:Buyer's having incurred a new financial obligation;entry of n -, judgment against Buyer. Buyer understands that applying for and/or incurring; in additional financial obligation may affect Buvcr's ability to purchase. 10.SBLI,CR REI'RESEN'I'ATIONS(1-10) (A) Radon Testing and Remedi:nian(See Notice Regarding Rados) • Seiler has no knowledge about the presence or absence of laden sinless checked below: • ❑ 1, Seiler has knowledge that the Property was tested ors the dates and by the methods(c.g. charcoal register,ntpira trnck, cte.),which produced tine results indicated below: . . Date Typc Of'i'Lm Results(picoCurics/liter or working levels) Name of'testing Service ❑ 2, Seller has knowledge that the Property had radon removal system(s)installed as indicated below: Date Installed Type orsysicm Provider Copies of ail available test reports will be delivered to Buyer with thisAgreement.Seller does not warrant the meth- , ads or the results of radon tests. (B) Status of Water Seiler represents that the Property is served bv: ®Public Water ❑Communitylfater 00n-siteWatcr ❑Nonc ❑ (C) Status of Sewer Seller represents that the Properl is served by: ® Public Sewer Community Sewage Disposal Sysicnm ❑')'eat-Acre Pemui Exemption(see Sewage Notice 2) ❑ Individual On-lot Sewage Disposal Systenm(5cc Sewage Notice 1) ❑Holding Tank(see Sewage Notice 3) ❑ Individual On-lot Sewage Disposal System:in Pmxfutity,to Well(sec Smvago Notice t;see Sewage Notice 4,irapplicable) ❑ None(see Sewage Notice 1)[None Available/Permit Limitations in EiTect(see Sewage Notice 5) Rawer lui❑fntls: Fl / ASR I'sner 4 A,(it Seller initints:711`x/, /. 1 1— 2156906-2761143-0 oowmom vpw4 dceUeMUb:Nr9r 'w51 ( ao�r:NVnawronmm�wn,q t�y.Yf- —L_J 01 (d3) Historic Preservation 'Y' Setter is not aware of historic preservation restrictions regrading the Property unless otherwise stated here: :n+ +r (L) 0 Property,ora portion of it,is preferentially assessed for tax purposes under the following Act(s)(see Notices Regarding Land Use Restrictions): ❑Farmland and Forest Land Assessment Act(Clean and Green Proems;Act 319 of 1974;72 P.S.§5490.1 ct seq.) ❑Open Space Act(Act 442 of 1967;32 P.S. §5001 cl scq.) •_ []Agricultural Area Security Low(Act 43 of i9Si;3 RS.§901 et'seq.) a ❑Other •r (F) Seller represents drat,as of the date Seller signed this Agreentemt,ua public improvement,condominium or homeowner assaeia- .:•, lion assessments have been made against the Property which remain unpaid, turd that no notice by any gommuenl or liublic authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning,housing, building,safety or fire ordinances that remain uncorrected,mud thin Seller knows of no condition that would constitute a viola- tion of any such ordinances that remain uncorrected,unless otherwise specified here: (G) Seller knows of no other potential entices(including violations)and/or assessments except as follows: (H)Access to a public road may require issuance at a highway occupancy peramt from the Department of Transportation. 11,\VAIVER OF CONTINGENCIES(9-05) + If this Agreement is contingent an Buyer's right to inspect anti/or repair the Property,or to verify bstirability,environmental •+ conditions, boundaries; certifications, zoning classification or use, or now other information regarding the I'rnpciiy, Buyer's :1^ failure to exercise any*of Buyer's options within the times set forth in this Agreement is it NVAIVER of that contingency and "11 Buyer accepts the Property and agrees to the RELEASE in Paragraph 25 of this AgrecincoL 12.INSPIXTIONS(1-10)(See Notices Regarding Property and Environmental Inspections) --- (A) ]lights and Responsibilities 1. Seller will provide access to insurers'representatives and,as may be required by this Agreement or by mortgage lender(s),to surveyors.Municipal officials,appraisers and inspectors,All panics and their real estate licensec(s)may attend any inspections. It 2. Buyer may make a pre-settlement walk-through inspection of the Property.Buyer's right to this inspection is not waived by =:+ any other provision of this Agreement. _- 3. Seller will have beating and till utilities(including fuel(s))on for all inspectimnslapproisats. 4. All inspectors,including home inspectors,are nuthorimel by Buyer to provide a copy 6f any inspection Report to Broker forBuycc 5. Seller has the right,upon request,to receive a free copy ofany inspection Report from the party for whom it was prepared. (B) Buyer moves or elects at Buyer's expense to have the following inspections, certifications,and investigations (referred to as "Inspection"or"Inspections")perfanned by professional contractors, hone inspectors,engineers,architects and other properly t. licensed or otherwise qualified professionals. If the sine inspector is inspecting more than one system,file inspector inust coin- ply with the!'ionic Inspection Laty.(See Notice Regarding the]tome Inspection Law) _ (C) For elected Inspection(s).Buyer will;within the Contingency Pcviod(s)stated in Paragraph 13(A),complete Inspections,obtain any Inspection Reports or results (referred to as"Repon"or"Reports"),and accept the Property,terminate this Agreement,or submit a *= Written Corrective Proposals)to Seller,according to the tents of Pan graph 13(13). Horate/Property Inspections and Environmental Hazards(mild,etc.) _Elected Buyer may conduct an inspection of the Property's structural components: roof; exterior windows and exterior \y iv 1 ®((d�doors:exterior siding.Fmcrior Insulation and Finish Systems,fascia,gutters and downspouts:sw•inuning pools,hot t—.hmbs and spas:appliances;electrical systems:ineriormd exterior plumbing:public sewer systems;heating and cool-Li" .:j ine systems; water penetration; electromagnetic fields; wetlands and flood plain delineation; structure square . . footage;mold and other cnviroumental hrratrds(c.g..fungi,indoor air quality;asbestos:underground storage tanks. etc.);and any other items Buyer may select. I f Buyer elects to have a!tame inspection critic Propcny,ns defined in the Home Inspection Law,rite homc inspection most be performed by a fall member in good standing of a national r home inspection association,or a person supervised by it full member ofa national home inspection association,in accordance will)the ethical standards and code of conductor practice of that association,or by a property licensed r+' or registered engineer or architect.(See Notice Regarding the Home Inspection how) .= Wood infestation Elected Buyer nay obtain it written"Wood-Desiroying insect Infestation Inspection Report" from an inspector certified as \Vaived +, wood-destroying pests pesticide applicator and will deliver it and all supporting documents and drawings provid-�� d by the inspector to Seller.The Report is to be made smishtctory to and in compliance wild applicahle laws,coon- ' gage lender requirements,and/or Federal Insuring and Guaranteeing Agency requirements.lbe Inspection is to be limited to all readily-visible and accessible areas of all structures out the Property.except fences. trifle Inspection reveals active infestation(s), Buyer,at Buyer's Expense.may obtain a Proposal from a wood-destroying pests M.- ticide applicator to treat the Property.if the Inspection reveals damage front active or previous infcstation(s).Buycr -+� may obtain a written Report from a pmfessioal contractor,home inspector or structural engineer that is limited to structural daatage to tie Property caused by wood-destroying organfsnts and a Proposal to repair the Property. Water Service Elected Buyer may obtain no inspections of the quality and quantity of the water system ohm a property licensed or otherwise \Vaived {qualified water/well testing company.If and as required by the inspection company. Seller,at Seller's expense, will "+i�fl mite and provide access to the on-site(or individuaq w ter system.Seller will restore the Property to its previous can-�lI dition,at Seller's expense.prior to settlement. ��-t� +: Borer lnidals:-1GI�1J.._!—i_J_ ASR Pa"S of I Setter lnhini8:1v�-t' I= 2156906-2761143-0 o«u�nu ae w Mr:woanu*$SSA/J,;.�.imuwmna�wlv Radon .h Elected Buyer may obtain a radon test of the Property front a certified inspector. The U.S. Environmental Protection lvaived _ Agency (EPA)advises corrective action if the average annual exposure to radon is equal to or higher than 0.02 - •I Y working levels or 4 piaoCuries/Ifter(41)Ci/L). Oil-lot Sewage(If Applicable) • Elected Bayer may obtain nu inspection of the individual on-lot sewage disposal system from a qualified, professional Waived . 0 inspector. If and as required by the inspection comgxruv,Seller,at Seller's expense,will locate,provide access to, and empty the individual on-lot sewage disposal system. Seller will restore the Property to its previous condition, va at Seller's expense,prior to settlement.See paragraph 13(C)for more information regarding lire Individual On-lot Sewage Inspection Contingency, Properly Insurance Elected Buyer may determine the insurability of the Properly by making application for property and casualty insurance for Waived he Property to a responsible insurer. Broker for Buyer, if any,otherwise Broker for Seller.may communicate with i� 1 3o he insurer to assist in the insurance process, If the Property is located in a flood plain. Buyer may be required to I carry flood insurance at Buyer's expense,which may need to be ordered 14 days or more prior to Settlemem Date. Property Boundaries - Etecteri Buyer may engaee the services of a surveyor, title abstractor,or other qualified professional to assess the legal Waived =description,certainty and location of'boundaries and/or quantum of-Innct. Most Sellers have not had the Property -. - surveyed as it is not a requirement of property transf¢r in Pennsylvania.Any fences,hedges,walls and other natural or constructed barriers may or may not represent the true boundary lines of the Property.Any numerical represen- tations of size of property are approximations only tend may be inaccurate. Deeds,Restrictions and Zoning Elected Buver may investigate easements.decd and use restrictions(including any historic preservation restrictions or ordi "',lived •�mnces)that apply to the Property and review local zonhng ordinances.Buyer may verify that the present use of tine rope-tv (such is in-law quarters, apartments, home office, day care) is permitted and may elect to make the ROL Agreement contingent upon an anticipated use.Present use: -, Lead-Based Pilot Hazards(For Properties prior to 1978 only) "I Elected Before Bayer is obligated to purchase a residential dwelling built prior to 1975,Buyer has the option to conduct a Waived• =risk assessment and/or inspection of tine Property for the presence of Iced-based paint and/or lead-based paint haz-� ¢gds unless Buver waives that right, Regardless of whether this inspection is elected or waiveal,the Residential Lead-Rased Print Hazard Reduction Act requires a Seller of property built prior to 1978 to provide the Buyer with air EPA-approved least hara oils information pamphlet titled Protect Your Family from Lead in Your Home, along with n separate rorm,attached to this Agreement,disclosing Seller's knowledge of lead- . based paint hazards and any lead-based paint records regart ing the Property. (See Notices Regarding Residential Lead-Based Paint llazard.Reduction Act) Other f�^Elected t, Waived • The Inspections elected above do not apply to the following existing conditions and/or items: ,. 13,INSPECTION CONTINGENCY(1-10) (A) The Contingency Period is_days(10 if not specified)from the Execution Date of this Agreement for each inspection elect- ell in Paragraph 12(C),except the following: hnspeetion(s) Contingency Period days days days days (B) Es=pt as stated in Paragraph 13(C), it the result or any inspection elected in Paragraph 12(C)is unsatisfacton=to Buyer,Buyer will,within the stated Contingency Period: I. Accept the Property with tine information stated in the Reports)and ogrce,to the RELEASE in Pmagmph 25 of this Agreement,OR - 2. Terminate this Agreement by written notice to Seller,with all deposit loonies returned to Buyer according to the terms of Paragraph 23 of this Agreement,OR 3. Present file Repot(s)to Sellerwith a Written Corrective Propnsnl("Proposal")listing corrections and/or cradits desired by Buycc • The Proposal may.bin is not required to,include the name(s)ofa Properly licensed or qualified professional(s)to perform doe cor- rections requested in tine Proposal, provisions for payment. including retests,and a prgImted date for completion of the corree- twns. Buser a grces that Seller will not be held liable for corrections that do not comply with mortgage lender or governmental requirements if porfornned in a workmanlike manner according to the terns ol'Buyer's Proposal. o. No later dual—days(:S ifnut specified)from the end of tie Contingency Period(s),Seller will inform Buyer in writ- ing that Seller will: (1) Satisfy ad Ate terms of Buyer's Proposal(s),OR (2) Not satisfy all the terms of Buyer's Proposai(s) b. If Seller agrees to satisfy the terms of Buyer's Proposal, Buyer accepts the Property and agrees to the RELEASE in Paragraph 23 of this Agreement. � �—}-� BuytrlaiHals: iHL nt ...r ASR Paget fill Serer lahiats:.,-Wlr-,_]. = 2156906-2761143-0 comment s�9�od elacwnitany;Wg,my emdE544`AMt( ts:ma dmaancamr gory I C. Within•"_days(2 if not specified)critic receipt orwritten notification that Seller will not satisfy all terns of Buyer's .r. Proposal,or the time stated in paragraph 13(13)(3)(a) if Seiler fails to choose either option in writing, whichever occurs re first.Buyer will: (1)Accept the Property with the information stated in lite Repon(s)amt agree to the RELEASE in Paragraph 25 of this • Agreement,432 (2)Tenninate this Agrcenent by written notice to Seller,+with s0 deposit nnanics returned to Buyer according to the scums or Paragraph 23 of this Agreement,OR + - (3)Enter into a mutually acceptable written agreement with Seiler, providing for any repairs or improvements to the b Property andlor any credit to Buyer in settlement,as acceptable to the mortgage lender, if any. If Buyer fails to respond within the time stated in Paragraph 13(B)(3)(c)or falls to terminate this Agreement ley written notice to Seller within that time,Buyer will accept the Property and agree to the RELEASE in Poragoph 25 of this Agreement,. (C) If a Report reveals the need to expand or replace the existing individual on-lot sewage disposal system.Seller may,within_ days(25 if not specified)of receiving the Report,submit a Proposal to Buyer.The Proposal will include,but not be limited to,the name or the company to perform tine expansion or replacement;provisions for payment,including retests;and a projected coal• pleton date for corrective measures.Within 5 DAYS of receiving Seller's Proposal,or if no Proposal is provided within tile stated time.Buyer will notify Seller in writing of Buyer's choice to; 1. Agree to the terms of lite Proposal,accept the Property and agree to the RELEASE in Paragraph 25 of this Agreement,OR 2. leotnmc this Agreement by writtat notice to Seller,with all deposit monies reamed to Buyer according to the tears of Paragraph 23 of this Agreement,OR +r i 3. Accept the Property and the existing system and agree to the RELEASE in Paragraph 25 of this Agreement, If required by any mortgage lender and/or tiny governmental authority, Buyer will correct the defects before settlement or within(lie time required • by lite mortgage tender andlor govemmoaaal authority,at Buycr's sole expense,with pemmissian and access to the Property given by Seller, which may not be unreasonably+ithheld. If Seller denies Buyer pertission and/or access to correct the defects,Buyer may,within_ 5 DAPS of Seller's denial,terminate this Agreement by written notice to Seiler.with all del)nsit monies returned to Buyer acrnrdiahg io the terms of Pnmgmpim 23 of this Agreement. !f Buyer tai{s to respanri yyfthfn tit¢time ttatrd in Paragraph T3(C)mr rails to terminate this Agreement by wriiten native -w- to Seiler within drat time,Buyer will accept the Property and agree to lite RELEASE in Paragraph 25 of this Agreement. :. 14,NOTICES,ASSESSMENTS AND MUNICIPAL RRQUIREh1ENTS(1-10) (A) In the event any notices, including violations.andlor assessments are received after Seller has signed this Agreement and before w, settlement,Seller will within DAYS of receiviog the notices andlor assessments provide a copy of the notices and/or assets- .: menu to Buyer and will notify Buver in writing that Seller wilt, ++•. 1. Fully comply with the notices and/or assessments,at Seller's expense, before settlement. if Seller fully complies with the -.. notices and/or assessments, Buyer accepts the Property and agrees to the RELEASE in Paragraph 25 of this Agreement,OR 2. Not comply with the notices and/or assessments.f f Sciler chooses not to comply with the notices and/or assessments,or fails ,within the stated time to notify Buyer whether,Seller will congnh•,Buyer will notify Seller in writing within 5 DAYS that Buyer will: a. Comply with the notices and/or assessments at Buyer's expense. accept the Property, and agree to the RELEASE in Paragraph 25 of this Agreement,OR it. Terminate this Agreement by written notice to Seiler.with all deposit monies returned to Buyer according to the(cots of -w Paragraph 23 orthis Agreement, f Buyer fails to respond within the time stated lit paragraph 14(A)(2)or fails to tot ite this Agreement by written notice ^ to Seller within that lime,Buyer will accept the Property mud nizm,to Cite RELEASE in Paragraph 25 of this Agreement. (B) Irrequired by law,within 30 DAPS front the Execution Date of this Agrcentent,but in no case later than�.DAYS prior to Settlement Date,Seller will order at Scoter's expense a certification from lire appropriate municipal department(s)disclosing notice I of any uncorrected violations orzoning,housing,building,safety or fire ordinances tad/or a certificate penmining occupancy of the Property, If Buycr rceeives a notice of nay required relmhirs/inhprovenents.Buycr will promptly deliver copy of the notice to Seller. 1. Within,5,�DAPS of receiving notice from the municipality that repairs/improvemems arc required, Sclier++•fit deliver a copy of the notice to Buyer and notify Buyer in writing that Seller will: a. Make de required repaUstimprovenicnis to the satisfaction or the municipality. If Seller makes lite required rcpnirstfmprovrements,Buyer accepts the Property and arcs to t fit' Para ragraph 25 of this Agreement,OR b. Not ntnke tine required repairs/improvements.If Seller chooses not to make tile required repairslimpnevcments,Buyer will + notify Seller in writing within_5 DAYS(bat Buyer will: (1) Make the repairs/improvemenis at Buyer's expense.with permission and access to the Property given by Seller,which will not be unreasonably withheld,OR (2) 9eoninaic this Agreement by written notice to Scllcr,+vith all deposit monies returned to Buyer according to the Icons of Paragraph 23 or this Agreement, If Buyer fails to respond within the tittle stated in Paragraph 14(B)(1)(1))or fails to terminate this Agreement b) « written notice to Seller within that little,Buyer will accept the Property and agree to fine RELEASE in Pangraph �+ 25 of this Agreement,and Buyer accepts tine responsibility to perform the repairshruprovemens according to to terms of tie notice Provided by the municipality. 2. If Seiler denies Buyer permission to make the required rcpairsfimpunyenzents, or does not provide Buyer access before + Settlement Date to make the required repaitxlimpmvemerts, Buyer may,within_,5 DAYS,terminate this Agreement by written notice to Seller,with all deposit monies returned to Buyer according to the terms of Paragraph 23 of this Agreement. 3. If repair%hi nprovenents are required and Seiler fails to provide a copy of the notice to Buyer as required in this Paragraph,Seller will p i all re it improvements as required by the notice at Sellers expense,Paragraph 14(B)(3)will survive settlement. Bm'er hdmnli: _/ ASR Inge 7 of 11 Seiler Iniiittr 1�_ 2156906-2761143-0 LLL�JJJ oaumwv spree aleemYary:"ahb edjoy seJdElZrte:me dmroaa, avMly 15.CONDOMINIUM/PLANNED COMMUNITY(HOMEOWNER ASSOCiATIONS)RESALE NOTICE(1-10) Propeny is NOT a Condominium or pan of a Planned Community unless checked below. ❑ CONDOMINIUM.The Property is a unit ora condominium don is primarily run by a unit owners'nssocintion.Section 3407 of file Uniform Condominium Act of Pennsylvania(sce Notice Regarding Condominiums and Planned Communities)requires Seller to furnish Buyer with a Certificate of Resale and copies of the condominium declaration(other than plats and plans),the bylaws and the rules and regulations of the association. r ❑ PLANNED COMMUNITY(HomrowN[R ASSOCIATION)."ic property is part of a planned community as defined by the Uniform Planned Community Act(see Notice Regarding Cotdontiniuuis and Planned Communities),Section 5407(x)oribc Act requires Seller to rimnish Buyer with a copy of the Declaration(other than pints and plans),the bylaws,the rules and regulations of the association,and a Certificate containing the provisions set forth in section 5407(a)or the Act. x THE FOLLOWING APPLIE$TO PROPEIMESTHATARF.PARrOFA CONDOMINIUM ORA PLANNED CONIMUNITY. . . (A) Within_15 DAYS from the Execution Date of this Agreement.Seller,at Scllcrs espense,will request rani the association a Certificate of Rcsaic and any other documents necessary to enable Seller to comply with the relevant Act.The Act provides that i the association is required to provide these documents within 10 days of Seller's request. (B) Seller will promptly deliver to Buyer all documents received front the association. Under ilia Act.Seller is not liable to Buyer for P (lie failure of the association to provide ilia Certificate in a timaty manner or for any incorrect information provided fly the asso- 1 ciation in the Certificate. s (C) The Act provides that Buyer may declare this Agreement VOID at am'tittle before Buyer receives the association documents and a ror 5 days after mccipl, OR until sculcincm, whichever occurs first. Buyer's notice to Seller must be in writing: upon Buyer t. declaring this Agreement void, alt deposit monies will be returned to Buyer according to ilia tariffs of Paragraph 23 of this Agreement. (D) if the association has ilia right to buy the Property(right or first refusal),and Cite association exercises that right,Seller will rcim- burse Buyer for any costs incurred by Buyer for any inspections or certifications obtained according to the temps orthe Agreement, .r+ and any costs incurred by Buyer nor:(1)Title search,title insurance andtor mechanics'lien insurance.or any Ice for cancellation; (2) Flood insurance, fire insurance,limird insurance,mine subsidence insurance,or any fee far cancellation;(3)Appraisal fees and charges paid in advance to mortgage lender. ..+ 16.1ITLES.SURVEYS AND COSTS(1-12) ar (A) The Property will be conveyed with good and marketable title that is insurable by a reputable title insurance company at ilia tog- a.,, ular rates,free and clear of all licros,encumbrances.and easements,excepting however the following:existing deed restrictions: x- historic preservation restrictions or ordinances:building restricicam ordinances:casements of roads;casements visible upon the .� ground;casements of record:and privileges or rights of public service companies, if any ry (B) Buyer will pay for the following: (1)Title search,title insurance and(or mechanics' lien insurance,or any fee for cancellation; + (2)Flood insurance, fire insurance.hazard insurance,mine subsidence insurance,or any fee for cancellation;(3)Appraisal fees and charges paid in advance to mortgage tender;(4)Buyer's cuslomnry seiticntent costs Ind aceroals. (C) Any survey or surveys required by the title insunnec company or ilia abstracting company for preparing an adequate legal a= description of ilia Property(or the correction ibereol) will be obtained and paid ror by Seller.Any survey or surveys desired by + s Buyer or required by ilia mortgage lender will be obtained and paid for by Buyer. (D) If Seller is unable to give good and marketable title that is insurable by a reputable title insurance company at ilia regular rates,is specified in Paragraph 16(A),Buyer may temiin to this Agreement by written notice to Seller, with all deposit monies rcmm�ed to Buyer according to the tcnms of Paragraph 23 of this Agrecmeo. Upon termination, Seller will reimburse Buyer for any costs incurred by Buyer for any inspections or certifications obtained according to the teals orihis Agreement,mid for those items spec- ified in Paragraph 16(B)items(1),(2),(3)and in Paragraph 16(C). (E) Oil,gas,mineral,or other rights of this Property may have been previously conveyed or teased,and Sellers make no represenut- .,� tion about tine status of those rights unless indicated elsewhere in this Agreement. .- ❑ Oil,Cos and Mineral Rights Addendum (PAR Form OCA1)is attached. (F) COAL NOTICE(%VbereApplicnble) '11115 DOCUMENT MAY NOT ST:I.L,CONVIiY.TRANSIT(t.INCIAMU.Oft INSURE 1 M::111t.ti 11)1'HE C'OAI,AND RIGHTS OF SUPPORT UNDERNEATH ., THE SURFACE LAND 1)M- RIBM OR REFERRED 1'O IIERVI 1,AND 111E OWNliit OR OWNERS Oil SM-11 COAL MAY I IAVF:TLF COMPLETE LEGAL .,.. Rimi r TO REMOVL•Aid.SUCII COAI.AND IN THAT CONNIir.170N,DAMAGE.MAY RFM o:r 1'O'rin:SORFACIi 01:111F.LAND AND ANY HOUSE. IIUILDING OR OTHER STRUCTURE ON OR IN SUCii LAND. (finis notice is sat forth in the manner provided in Section I of ilia Act Of x lily 17. 1957, P.L. 984.)"Buyer acknowledges that fie may not be obtaining the right of protection against subsidence resulting. .,. front coal miuing operations,and Una ilia property described herein may be protected from damage due to mine subsidence by it ..n private contract with lite owners of Bit economic interests in the coal.'his ncknowledgement is made for the purpose orcom- plying with the provisions of Section 14 of ilia Bituminous Mine Subsidence and the Land Conservation Act of April 27, 1966." ]Inner ngrces to sign the decd front Seller which deed will contain the aforesaid provision. a (G) The Property is not a"recreational cabin'as defined in the Pennsylvania Construction Code Act unless otherwise stated here(sea Notice Regarding Recreational Cabins); .• (H) This property is not subject to a Privoa Transfer Fee Obligation unless otherwise stated here(sec Notice Regarding Private Transfer Fees): .� ❑Privatc Transfer Fee Addendum (PAR Form 1'77)is attached. 17.MAINTENANCE AND RISK OF LOSS(1-10) (A) Seller will maintain the Propeny,grounds,fixtures and personal property specifically listed in this Agreement in its present con- ,.- dition,nom)ai wear and tear excepted. (B) if any system or appliance included in the sale orproperty fails before selt(enicnt,Seller will; 1. Repair or replace ilia railed system or appliance before scalenictil,OR Hater Initials: F 8 _r AS��i;�i Page Rni it Seller Liiuials;J�i� 2156906-2761143-0 omen m lwW mW,maranr:iePNY t"^��t+r419MV.ft:wvi doaw ,.Vvanyy .» 2. Provide prompt written notice to Buyer of Seiler's decision to: + a. Credit Buverat settlement fn-the fair market value ofthe failed system or Appliance,as acceptable to the mongagc lender, if any.OR �.' b. Not repair or replace the failed system or appliance.and not credit Buyer at seuicnient for the fair madcct value of lire +. failed system or Appliance. v 3. If Seller does not repairer replace the failed system or appliance or Agree to credit Buyer for its fair market value.or if Seller fails to notify Buyer of Seiler s choice, Buyer will notify Seller in writing within_5 DAPS or before Settlement Date, V, whichever is earlier,that Buyer will: r� I. Accept the Property and agree to the RELEASE in Paragraph 25 of this Agreement,OR It, Terminate this Agreement by written notice to Seiler,with all deposit monies returned to Buyer According to the tents of - Paragraph 23 of this Agreement. + If Buyer faits to respond within the time stated in Paragraph 17(8)(3)or fails to terminate this Agreement by written t. notice to Seiler within that time,Buyer will accept the Property and agree to the RELEASE in Paragnath 25 of this Agreement. (C) Seller bears lite risk of loss front Sire or other cASUaities until settlement. Irally property included in this sale is destroyed and not replaced prior to settlement,Buyer will: .. 1. Accept the Property in its then current condition together with(lie proceeds of anv insumnee recovery obtainable by Seller.OR i .. 2. Terminate this Agreement by written notice to Seller, with all deposit monies reamed to Buycr according to the terns or Paragraph 23 or this Agreement. s 18.11011E WARRANTIrS(1-10) At or before settlement,either pony may purchase a home worminy for the Properly front a third-parry vendor.Buyer and Seller under- .• stand that a hone warranty for the Property does not alter any disclosure requirements of Seller,will not cover or warrant any pre- w. existine defects of the Property,and will tint alter,waive or extend any provisions of this Agreement regarding inspections or certifi. At cations that Buyer has elected or waived as part of this Agreement.Buyer and Seller understand that A broker who recommends a home ht warranty nay have a business relationship with the home warranty company that provides A financial benefit to the broker. 4.4 19.111ZCORDING(9-05) -• 11tis Agreement will not be recorded in tine Office of the Recorder of Deeds or in any other office or place of-public record.If Buyer i l causes or permits this Agreement to be recorded,Seller may elect to treat such act as a default of this Agreement. r . 20.ASSIGNMENT(1-10) re •rhis Agreement is binding upon the panics.their heirs,personal mpresenatives,guardians and successors,And to the extent assigno- r. ble,on the assigns of the panics hereto. Buyer will not transfer or assign this Agreement without the written consent of Seiler unless ,l* otherwise stated in this Agreement.Assignment of this Agreement may result in additional transfer taxes. 21.GOVERNING LAW.VENUE AND PERSONAL 3 URISDICTION(9-05) + • (A) The validity and construction of this Agreement,and the rights and duties or lite pnnics,will be govented in accordance with the laws of the Commmtwenith of Pennsylvania. .» (8) 11le panics agree that any dispute,controversy or claim arising under or fit connection with this Agreement or its perfomancc by either pany submitted to a court shalt be filed exclusively by and in the sate or federal courts sitting in the Commomveatth of d Pemtsvlvaltia. 22.REPRESENTATIONS(1-10) (A) All representations, claims. Advertising. promotional activities, brochures or plans or may kind made by Seller, Brokers. their licensees, cuiployecs, officers or partners Are not u part of this Agreement unless expressly incorporated or stated in this Agreement.This Agreement contains the whole agreemet between Seller anal Buyer.and there are no other terms,obligations. covenants, representations. statements or conditions, oral or otherwise, of any kind whatsoever concerning this sale. 113is Agreement will not he Altered,Amended,changed or modified except in writing executed by the parties. (B) Uniess otherwise sinted fn this Agreement, Buyer fans inspected the Property(including fixtures and Any personal prof- •-. erty specifically listed herein)before signing this Agreement or has waited lite right to do so,And agrees to purchase the . Property IN ITS PRESENT CONDITION,subject to fnsirection contingencies elected in this Agreement.Buyer acknowl- edges(lint Brokers,their licensees,employees,Offices or partners have not made An independent examination or deter- mination of the structural soundness of the Properly,the Age or condition of the camponemts,environmental conditions, the permitted uses,nor of conditions existing in the lmcnle where the Property is situated:nor have they mate a mechan- ical inspection or any of(he systems curtained thex:in. (C) Any rcpnirs required by this Agreement will be completed in a workmanlike manner: (D) Broker(s)have provided or may provide services to Assist nimlimscnted parties in complying with this Agreement. 23.M AU X,TERiitINATION AND RETURN Or DEPOSITS(1-10) (A) Where Buyer terminates this Agreement pursuant to any right granted by this Agreement,Bever will be entitled to a return of all •+ deposit monies paid on account of Purchase Price pumumu to the temps of Paragraph 23(8),and this Agreement will he VOID. Termination of(his Agreement may occur for other reasons giving rise to claims by Buyer and/or Seller for the deposit monies. ;+ (B) Regardless of the apparent entiticnhent to deposit monies,Pennsylvania late does not allow a Broker holding deposit monies to detenninc who is entitled to the deposit monies when settlement does not occur, Broker can only release the deposit monies: 1. If this Agreement is terminated prior to settlement and there is no dispute over entitlement to the deposit monies.A written agreement signed by both parties is evidence that there is no dispute regarding deposit monies. 2, if.after Broker has received deposit monies.Broker receives it written agmeumcnt that is signed by Buyer and Seller.direct- . ing Broker how to distribute some or All or the deposit monies. 3. According to time terns of a final order of court. 4. According to the terms of a prior written agreement between Buyer anti Seller that directs the Broker how to distribute the • deposit mm-o�fnies if there is a dispute between the parties that is 1101 resolved. (See 13nmeraph 23(C)) mnyrr tnitrsis:_(Stt�r'�'!,!-•t�— ASR Pngr 9 or it NOW initkwsd�L= 2156906.2761143-0 oowmvs synee eKw,x„mprrossei ardzpxistxfciAtSmUm:vnn arwapan,nanty A (C) Buyer and Seller agree that if there is it dispute over ttre entitlement to deposit monies that is unresolved 365 days after the Settlement Date stated in Paragraph 4(A),or any written extensions thereof,the Broker holding the deposit monies twill,with. in 30 days of receipt of Buyer's written request,distribute the deposit monies to Buyer unless the Broker is in receipt of verifi- able written notice that the dispute is the subject of litigation. if Broker has received verifiable written notice of litigation prior to the receipt of Buyer's request for distribution,Broker will continue to hold the deposit monies until receipt or n written distri- bution agreement between Buyer and Seller or a final corm order. Buyer and Selicr nre advised to initime litigation (or any por- tion of the deposit nnonics prior to any distribution made by Broker pursuant to this paragnpih. Buyer and Seiler agree that the distribution of deposit monies based upon the passage of time does not legally determine entitlement to deposit ninnies,and that - • the parties maintain their legal rights to pursue litigation even alier a distribution is made. (D) Buyer and Seller agree that Broker who holds or distributes deposit monies pursumn to rite terms of Partgrtph 23 or Pennsylvania •1 law will not be liable. Buyer and Seller agree that if any Broker or afliahcd licemcc is named in litigation regarding deposit monies,the anomeys'fees and costs or the Brmker(s)mud licensec(s)will be paid by tine party naming them in litigation. (L') Seller has the option of retaining all sums paid by Buyer,including the deposit manics,should Buyer: 1. Fail to make any additional payments as specified in paragraph 2,OR 2. Furnish false or incomplete information to Scllcr, thoker(s), or any other party identified in this Agreement concerning -� Buycr's legal or financial status,OR 1 Violate or fail to fuffill and peronn any other teens or conditions orthis Agreement. (F) Uniess otherwise checked in Paragraph 23(G),Seller may elect to retain those suns paid by Buyer,including deposit monies: _•+ 1. On account orpurchase price.OR 2. As monies it)be applied to Seller's damages,OR � 3. As liquidated damages for such default. (0)® SELLER iS LIMITED TO RETAINING SUMS PAID BY BUYER,INCLUDING DEPOSIT MONIES,AS LIQUIDATED DAMAGES. (H) If Seller retains all sums paid by Boyer, including deposit monies. as liquidated damages pursuant to Paragraph 23(F)or(0), Buyer and Seller are released from further liability or obligation and this Agreement is VOID. •... (1) Brokers and licensees are not responsible for unpaid deposits. 24.MEDIA'T'ION(1-10) Buyer and Seller will submit all disputes or claims drat arise from this Agreement,including disputes and claims over deposit monies. to mediation. Mediation will be conducted in accordance with the Rules and Procedures or the Notre Sellers/lio is Buyers Dispute .•• Resolution System,unless it is not nvniiabie,in which case Buyer and Seller will mediate according to the tents of lite mediation sys- ,+ tern offered or endorsed by the local Association of REALTORS'' mediation fees,contained in the mediator's fee schedule,will be divided equally among the parties and will he paid before the ntcdintion conference."this mediation process must be concluded before `• any party to the dispute may initiate legal proceedings in any courtroom. with the exception of filing a summons if it is necessary to • Step any statute of(imitations from expiring.Any agreement reached through mediation and signed by the panics will be binding(see • .notice Regarding Mediation).Any agreemem to mediate disputes or claims arising from this Agreement will survive settlement. 25. RELEASE(9-05) Buyer releases, quit claims and forever discharges SELLER,ALT,BROKERS, their LiCENSEES, EiMPLOYEES and any OFFICER or PARTNER of on• one of them and any other PERSON, 171 11M or CORPORATION who may be liable by nr through them,fume any and till claims,losses or demands,including,bill not limited to,personal injury and property dmn- .., age and ail of the consequences thereof,whether known or not,which Wray arise front the presence of termites or other wood- . baring insects, radon,Icad-based paint hazards,mold,fungi or indoor air quality,environmental hazards,any defects in the individual on-lat sewage disposal system or deficiencies in the on-site water service system,orally defects or conditions on the Property.Should Seller be in default under the terms of this Agreemenl or it,violation orally Seller disclosure law or regain- , tion,this release does not deprive Buyer of any right to pursue any remedies that may be available under law or equity.This release will survive settlement. 26.REAL ESTATE RECOVERY FUND(9-05) -- A Real Estate Recovery fund exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania real �- estate licensee(or a licensee's affiliates)owing to feud,misrepmsemation,or deceit in a rent estate transaction and who have been •r unable to collect the judgment after exhausting all legal and equitable remedies.ror complete details about the fund,call(717)783- n 3658 or(800)822-2113(,within Pennsylvania)amt(717)783-4854(outside Pennsylvania). 27.COiMMUNICATIONS WJTH BLIVER AND/OR SELLER(1-10) 1Vhcrcver this Agreement contains a provision that requires or allows conmmunicationldelivery•ton Buyer,that provision shall be saris. red by commuuicmionldclivcny to the Broker for 'Buyer. if any, except for documents required to be delivered pursued to Paragraph 15. If there is no Broker for Buycr,those provisions may be satisfied only by communicationidelivcry being made direct. ly to the Buyer,unless o0ienvise agreed to by tine panics. 1Vhcrcvcr this Agreement contains a provision that requires or allows coal- w municationldelivery to it Seller,that provision shall be satisfied by comnmmieationtdelivery to the Broker for Seller,if any. If there is no Broker for Seller,those provisions may he satisfied only by conummicatinnfdciivery bein,matte directly to ttte Seller,unless other- wise agreed to by the panics. - 28.SPECIAL CLAUSES(1-10) (A) The foliowhhg are purl orlhisAgrecment irchecked: 0 Sale&Scttentent of Other Property Contingency Addendum(PAR Form SSP) 0 Sate& Settlement of Other Property Contingency with Right to Continue\gmketing Addendum(PAR Fort SSP-CM) • Settlement of Otter Property Contingency Addendum(PAR Form SOP) Q Short Sale Addendum to Agreement of Sale(PAR Fonn SIIS) [] Appraisal Contingency Addendum (PAR For i ACA) 25SB9i ^ S oaumo vyweewae aertsgatASR tu r 10 1)f II I Srllcr 1 } -n laitinls: / u (B)Additional'lernts: ,t Setter to provide a One Year Standard Home Warranty to Buyer,Effective at Date of Settlement. V1' } ^� Buyerand Seller acknowledge receipt of a copy of this Agreement-at.the time of signheg. k This Agreement may be executed in one or more counterforts,each of which shaft bedeonred to be an original and which eoun- ^a* terparts together shall constitute one and the same Agreement or the Parties. NOTICE TO PARTIES: WHEN SIGNED,THIS AGREEMENT 1S A BINDING CONTRACT. Parties to this transaction are �t advised to consult a Pennsylvania real estate attorney beforesigniug if they desire legal advice. ^ n Return of thisAgreernent,and any addenda and amendments,including return by electronic transmission,bearingibe signatures of aft parties,constitutes acceptance by the parties. ^^xt LAghvjL___j Buyer has received the Cousumer-Notice as adopted by the State Real Estate-Commission at 49 Pa.Code §35.336. Brayer has received it statement of Buyer's estimnted closing costs before signing this Agreement. Buyer has read and understands the notices and explanatory infornatimr is this Agreement. " �L ..j Buyer has-reeeived At Seiler's Property Disclosure Statement before signing this Agreement;if rewired by law x- (see Information Regarding the Real Estate Seller Disclosure Law), �!__.t Buyer has received the Deposit Money Notice(for cooperative gates when Broker for Seller is holding deposit .w, atone.)before signing this Agreement. Buyer has received the Lead-Based Paint Haza rds Disclosure,which is attached to this Agreement of Sale,and the pamphlet Protect Your'Munily from Lead in Your House(for properties built prior to 1978) ,�+a BtlYl?I2 '—�1'�' 07115MI3 eSigned MORF-7C a@ 1:46 PM EDT BUYER �= BUYER Seller has received the Consumer Notice as adopted by the State Reif Estate Commission sit 49 Pa,Code§33~136. r• Seller has received it statement of Seller's estinr:rted et using costs before signing this Agreement. Seller has read and understands the notices and explannlor.ti-nnformation in this Agreement. SELLER "'1 ._ .��:kR1 S, S**(rrt S4tdVs. " r'Cli QYl SELLER ASR Pe:no It or It Revised 1112 2156906-2761143-4 onantwg�,weex:vnewy:msrtw,e�!sa+rtm�na*auow:w:.tnmoa+ +ry NOTICE REGARDING CONVICTED SEX OFFENDERS(MEGAN'S LAW) The Pennsylvania General Assembly has passed legislation(often referred to as"Megan's Law,"42 Pa.0-S_,,v`9791 et seq.)provid- ing for community notification of the presence of certain convicted sex offenders. Buyers are encouraged to contact the numici- pat police department or the Pennsylvania State Police for information refitting to the presence of sex offenders near a For- ticular jnroperty,or to check the iaror:nation on the Peruasylvania State Police Web site at avavntpamegansla.vstatepn.us. FOREIGN INVESTMENT IN REAL.PROPERTX TAX ACT OF 1980(FIRP"CA) The disposition of a U.S. real property interest by a foreign person (the transferor) is subject to the Foreign investment is Real Property Tax Act of 1980(FIRPTA)income tax withholding.PIRPT"A authorized the United States to tax foreign persons oil dispo- sitions of U.S. real property interests. 'this includes but is not limited ton site or exchange,liquidation,redemption,gift,transfers, eta Persons purchasing U.S.real property interests(transferee)fican foreign persons,certain purchasers'agetas,and settlement off- ccrs are required to withhold 10 percent of the amount realized(specinl rules for foreign corporations). Withholding is intended to ensure U.S.taxation or gains realized on disposition of such interests.The transferee/Buyer is Cite withholding again.If you are the transtcree/Buyer you must find out if the ti-ansferor is a foreign person. if the imnsreror is a foreign person and you fait to withhold, you may be nett) liable for the tax, NOTICE. REGARDING REAL ESTATE TAXES(Paragraph 2. Purchase Price and Deposits) Real Estate Tax Proration: Por purposes of prorating real estate taxes,the"periods covered"by the tai bills are as follows,, Municipal Taxes:For all counties and municipalities in Pennsylvania,tax bills are for the period January I to December 31. School Taxes. For all school districts,other than the Philadelphia, Pittsburgh and Scranton school districts,the period covered by the tax bill is July I to June 30. For the Philadelphia,Pittsburgh and Scranton school districts.tax bills are for the period January i to December 31. Real Estate Assessment: in Pennsylvania,taxing authorities(school districts and municipalities)and propertyownersmay appeal the assessed value of a property at the time of sale,or at any time thereafter.A successful appeal by a taxing authority may result in a higher assessed value for the property and nn increase in property taxes.Also,periodic county-wide property reasse35mcnts may change:the assessed value of the property and result in a change in property tax. NOTICE TO BUYERS SEEKING MORTGAGE FINANCING(Paragraph 8: Mortgage Contingency) The appraised value of rite Property is used by lenders to determine the maximum amount ora mortgage loan.The appraised value is determined by an independent appraiser,subject to tine mortgage lender's underwriter review, and may be higher or lower than the Purchase Price and/or market price of the property. T'he Loan-To-Value Ratio(LTV)is used by lenders as one tool to help assess lite potential risk of a mongnge loan. Utz+is deter- mined by dividing the requested loan amount by either the Purchase price or the appraised value of the property,whichever is lower. A particuiar LTV may be necessary to qualify for certain loans,or Buyers might be required to pay additional fees if the LTV exceeds I specific level. NOTICE REGARDING TRUTH IN LENDING(Paragraph 8:Mortgage Contingency) The Mortgage Disclosure Improvement Act requires mortgage lenders to provide Buyer with a Truth in Leading(Til.)statement at the time ofmargage application(early disclosure)and anytime thereafter(re-disclosure)if the annual percentage rate(APR)changes by more than .125 percent.Settlement cannot occur within 7 days of the only disclosure or within 3 days of re-disclosure.If a rc-disclosure of a111.state- ment is made within 3 daps of the Settlement Date in the Agreement,settlement for the Properly would have to occur after the Settlement Date stated.Buyer and Seller are advised that the APR may change by more than.125 percent based on fiactors including,but not limited to,Seiler credits,changes in loan amount or duration,and Settlement Date chatge.If kite Buyer and Seller agree to modify the Settlement Date in response to lite TIL statement waiting period,or for any other rea lon,it should be done by mutual written agreement of tine panics. PIPDnrtr tnitiels: —= ASR itirnirrs i'a2e t oft# Bolter IuP[iale; E I ,,,-, 2156906-2761143-0 om,melet9rwa e�¢etmnicniir:k'90Y nmmna by reanmt ntlrwx:.Wi am"=c Vefiry SENYAGE NO'T'ICES(Paragraph 10:Setter Representations) NOTICES PURSUANT"i'O THE PENNSYLVANIA SEWAGE FACILITIES ACT NOTICE I: T BERE IS NO CIIRRENTLY EXISTING COMM UNI`T`Y SEWACE SYSTEM AVAILABLE FOR THE SUBJECT PROPERTY. Section 7 of the Pennsylvania Sewage Facilities Act provides that no person shat] install,construct, request bid pro- posals for construction,alter,repair or occupy any building or structure for which all individual sewage system is to be installed, without Gast obtaining a Permit. Buyer is advised by this notice that, before signing, this Agreement, Buyer should contact the-local agency charged with administering the Act to determine the procedure and require- ments,for obtaining it permit for an individual sewage system."tire local agency charged with administering.the Act will be the municipality,where the Property is located or that municipality working cooperatively with others. I NOTICE 2: THIS PROPER'T'Y IS SERVICED BY AN INDIVIDUAL SEWAGE SYSTEM INSTALLED UNDER THE TEN-ACRE PERMIT EAEMPTION PROVISIONS OF SECTION 7 OF THE PENNSYLVANIA SENYAGE FACILITIES ACT. (Section 7 provides that a permit may not be required before installing, constructine,awarding a contract ibr con- struction,altering,repairing or connecting to air individual sewage system where a ten-acre parcel or lot is subdivid. ed from a parent tract crier launuary 10, 19 87). Buyer is advised that soils and site testing were not conducted and that, should the system malfluretion,the owner of the Property or properties serviced by the system at the time of a malfunction may be held liable for any contamination,pollution,public health hazard or nuisance which occurs as a result. NOTICE 3: THISPROPER'T'VISSERVICEDB YAHOLDINGTANK(PERMANENTORTEMPORARY)TOWHICH SENYAGE IS CONVEYED BY A WATER CARRYING SYSTEM AND WHICH IS DESIGNED AND CON- STRUCTED TO FACILITATE ULTIMATE DISPOSAL OF THE SENYAGE AT ANOTHER SITE. Pursuant to tine Pennsylvania Sewage Facilities Act,Seller must provide a history of the annual cost of maintaining the tank from the date of its installation or December 14, 1995,whichever is hater. NOTICE 4: AN INDIVIDUAL.SEWAGE SYSTEM HAS BEEN TNSTAL:LED AT AN ISOL.A711ON DISTANCE FROM A NYELLTHAT IS LESS THAN THE DISTANCE SPECIFIED BY REGULATION. The rep ,aiations at 25 Pa. Code §73.13 pertaining to minimum horiumunl isolation distances provide guidance. Subsection(b)of§73.13 states that the minimum horizontal isolation distance between an individual water supply or water supply system suction line and treatment w4s shall be 50 feet'. Subsection (e)of§73.13 states that the hori- zontal isolation distance between the individual water supply or water supply system suction line and the perimeter of the absorption area shall be tot) feet. NOTICE 5: THIS LOT IS WITHIN AN AREA IN WHICH PERMIT LIMITATIONS ARE IN EFFECTAND IS SUBJECT TO THOSE LIMITATIONS.SEWAGE FACILITIES ARE NOT AVAILABLE FOR THIS LOT AND CON- STRUCTION OF A STRucTURE'rO BE SERVED BY SENYAGE FACILITIES MAY NO'T BEGIN UNTIL THE MUNICIPALITY COMPLETES A MAJOR PLANNING REQUIREMENT PURSUANT TO THE PENNSYLVANIA SENN'AGE FACILITIES ACT AND REGULATIONS PRO[NIULGATED THEREUNDER. Traver tni(ials: N N —� ASICNOtites Page 2 oft tiellerinit3als:.—l` •,J�. '2156906-2761143-4 naa:munztgrmn otoaan:cnuy wp,�NaasavrE,:e,m saatnx:vnteodoaDmmNmSN NOTICES REGARDING LAND USE RESTRICTIONS (Paragraph 10: Seller Representations-) NOTICE lURSL;ANTTO'I*HF PENNSYLVANIA RIGHT-TO-FARM LAN`(3. PS,§951-957) The property you are buying may be located in all area where agricultural operations take place.Pennsylvania protects agrictdtural resources for ilia production of food and agricultural products.1lic law limits circumstances where normal agricultural operations may be subject to nuisance lawsuits or restrictive ordinances. FARMLAND AND FOREST LAND ASSESSMENT ACT(CLEAN AND GREEN PROGRAM)(72 P.S.§5490.1 et seq.) Properties enrolled in the Clean and Green Program receive preferential tax assn uncut. Notices Required by Seller: A Seiler of Property enrolled in ilia Clean and Green Program must submit notice of the sale and any proposed changes in the use of Seller's remaining enrolled Property to the Comity Assessor 30 days before tiie transfer of title to Braver. Notices Required by Buyer: A Buyer of Property enrolled in tie Clean and Green Program must submit notice of any proposed changes Buyer intends to make in the use of ilia Property being purchased to the County Assessor at least 30 days prior to under- taking any changes. Loss of Preferential Tax Assessment: 'file sale of Property enrolled in the Clean and Green Program may result in ilia loss of pro- gram enrollment and the loss of preferential tax assessment for ilia Property and/or the land of which it is a pan and front which it is being separated.Removal Dorn enrollment in the Clean and Green Program may result in ilia charge of roil-back tuxes and inter- est.A roll-back tax is the difference in the amonnt of taxes paid tinder tine program and the taxes that would have been paid in the absence of Clean and Green enrollment.The roll-back faxes are charged for each year that the Property was enrolled in the program, limited to ilia past 7 years, Buycraod Seller have been advised of the need to determine the tax implications that will or may result front the sale of the Property to Buyer or that may result in the Mature as n result in any change ill use of the Property or the hand from which it is being separated by contacting the County Tax Assessmeat Office before the execution of this Agreement of Side. OPEN SPACE ACT 32 P.S.§5001 at seq. This Act enables counties to outer into covenant&with owners of land designated as farm, forest,water supply,or open space land on an adopted municipal, county or regional plan for ilia purpose of preserving the land as oplin space.A covenant between the owner and county is binding upon any Buyer of the Property during the period oftinte that ilia covenant is in affect(S or 10 years). Covenants automatically renew at the end ofthe covenant In^.riod unless specific termination notice procedures are followed: Buyer acknowledges that the purchase of Property for which there is a covenant will not extinguish the covenant and that a change in the use of the land to any other use other than that designated in the covenant will constitute a breach. When a breach of the covenant Occurs, the then-owner is required to pay roll-back taxes and interest. A mll-back tax is the difference in the amount of taxes paid and the taxes that would have been paid in the absence of ilia covenant.The roil-back taxes arc charged for each year that the Property was subject to the covenant,Anihed to the past 5 years, Rover has been advised of the need to determine the restrictions that will apply from file sale of the Property to Buyer and the tax implications that will or may result front a change in use of the Property,orany portion of it,Buyer is further advised to determine the term of any covenant now is eflao, Inner hatials: Ui t ASH Notices Paged ortt Seiler)nlhds: `" �r�_ 2156906-2761143-0 oowmont s:,"ow"if xol,1eg00y Wdog ay ruwmw statute:mst wtbap.cmwmdy NOTICES REGARDING PROPERTY&ENVIRONMENTAL INSPECTIONS (Paragraph 12:inspections) Exterior Insulation and Finish Systems (EIFS): Exterior Insulation and Finish Systems—•sometimes referred to as synthetic stucco---are multi-htycred wall systems applied to the exterior of some homes.Poor or improper installation of EIFS may result in moisture penetrating the surface of a su•ucturc where it may cause damage to the building's franne. Leakage most frequently occurs near doors and windows, gutters,the roof connection and at the lowermost edge of the exterior surface. Vulnerability to leakage depends on structure design as well as the expertise and application skills of the contractor.Damage caused by water intrusion may be both extensive and expensive to repair but may go undetected in the absence of all adequate inspection.Buyers purchasing homes with EiFS construction may seek to engage an inspector experienced in testing fix EIFS-related problems who can determine the moisture content of the building`s frame. Asbestos: The Beat-resislaut ant[ durable nature of asbestos makes it useful in construction. '€he physical properties that give asbestos its resistance to heat and decay are linked with several adverse health chests.Asbestos can easily break into microscopic fibers that remain suspended in tine air for long periods of time.when inhaled,these fibers cosily penetrate body tissue.Asbestos is known to cause Asbestosis and various forms of saucer, Inquiries or requests for more information abut asbestos can be directed to the U.S. Environmental Protection Agcncy,Ariel Rios Building, 1200 Pennsylvania Ave„N.w Washington,D.C-20460,and/or the Department of Health.Commonwealth of Pennsylvania,Division of Environmental Health,Harrisburg,PA 17120, Electromagnetic Fields: Electromagnetic Fields(EMI s)occur around all electrical appliances and power lines.Conclusive evi- dence that EMFs pose health risks does not exist at present,and Pennsylvania has no laws regarding this issue. Environmental Hazards: The tE&Environmental Protection Agcncy has a list or hazardous substances,the use and disposal of which are restricted by Inv.Generally, if hazardous substances are found out a property,it is the property owner's responsibility to dispose of them properly. For more information and It list of hazardous substances,contact the U.S. Environmental Protection Agency,Ariel Rios Building, 1200 Pennsylvania Ave.,NIX,Washington,D.C.20460,(202)260-2090. Wetlands: %Vcilands are protected by the federal and state goveramcnts. Buyer nt'ay wish to (tire an environmental enngineer to investigate whether the Property is located in a wetlands area to determine if permits for plans to build,improve or develop the prop- erty would be affected or denied because of its location in a wetlands area. Mold,Fungi find Indoor Air Quality: Indoor mold contamination and tine inhalation of bioacrosots(bacteria,mold spores,pollen and viruses)have been associated with allergic responses including upper respiratory congestion,cough,mucous membrane irrita- tion,fever;chills,muscle ache or other transient Inflammation or allergy.Claims have been asserted that exposure to mold comam- inatfon and bioacrosols has led to serious infection,imn}mtosuppression and illnesses of ocuro or systemic toxicity. Sampling of indoor air quality and other methods exist to determine the presence and scope of indoor contamination.Because individuals may he aflected differently,or not affected at all,by tire presence of mold or other bioacrosols,Buyer may wish to engage the services of a qualified professional to undenake an assessment andfor sampling of the Property.Assessments and samplings for ibe presence of mold and bioacrosols can be performed by qualified industrial hygienists,engineers, laboratories mid home inspection compa- nies that ofTer these services. information about indoor air quality issues is available through the U,S. Environmental Protection Agency and may be obtained by contacting iAQ INFO,P.O. Box 37133.Washington.D.C. 20013-7133, 1-8004384319. Radon: Radon is it natural,radioactive gas that is produced in the ground by the normal decay of uranium and radium.Studies indi- cate that extended exposure to high levels of radon gas can increase the risk of lung cancer Radon can find its way into any air-space and can permeate a structure. f fa borne lias a radon problem,it tisnally can be ctntd by inereased ventilation and/or by preventing radon entry.Any person who tests,mitigates or safeguardsa building for radon in Pennsylvania must be certified by the Department of F-.nvimnmental Protection, lnforination about radon and about cenilied testing or mitigation firms is available through Department ofEnvironmentel Protection.Bureau of Radiation Protection,13111 Floor,Rachel Corson State Office(building,P.O.Box 8469,Harrisburg,PA 17105-8469,(800)23RADON or(717)783-3594.www.cpa.gov NOTICES REGARDING RESIDENTIAL'LEAD-BASED PAINT HAZARD REDUCTION ACT (Paragraph 12:Inspections) Lead-Based Paint Hazards Disclosure Requirements (for pruperties built before 1978): The Residential Lead-Based Paint Hazzard Reduction Act requires any Seller of properly built before 1978 to provide the Buyer with an EPA-approved lead hazards information pamphlet titled Pivrert (bur Fantfty front Lead in Your 11ti and to disclose to rite Buyerand the broker(s)the known presence of lead-based paint andfor lead-based paint hazards in or on the property being sold,along with the basis used for deter- mining that the hazards exist,the location of the hazards,and lire condition of flamed surfaces.Any Seller of a pre-1978 structure must also provide tine Buyer with:any records art reports available to the Seller regarding lead-based paint and/or Iced-based paint harsrds in or about the property being sold, rile common areas,or other residential dwellings in multi-ramify housing. Beforc a Buyer is obligated to purchase rev housing constructed prior to 1978,the Act requires tine Seller to give the,Buyer 10 days(unless Buyer and Seller agree in writing to another time period) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint harnrds.The opportunity to conduct a risk assessment or inspection may be waived by the Buyer,in writing.Neither testing not abatement is required of the Seller.Housing built in 1978 or later is not subject to the Act. a �rl Bayrr lailada: W J=__ A812,\okra l'nur4 nl'a Sutler toftinb:� 2156906-2761143-0 oocumnni signed aienrdmcnvy;nanny ending W tedium sutra:rasa awam.cmrvenry LEAD WARNING STATEu1'IENT (FOR PROPERTIES BUti T BEFORE }478) Every purchaser or any interest in residential real property on which a residential dwelling was built prior to 1978 is notified that such property may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning.Lead poisoning in voting children may produce pennanent ncurolottical damnge, including learning disabilities.reduced intelligence quotient. behavioral problems. and impaired memory. Lead poisoning also poses a particular risk to pregnant women.The Seiler of any interest in residential real properly is required to provide ilia Buyer with any inlbnnation on lead-based paint hazards from risk assessments or inspections in the Seller's possession and notify the Buycr ofany known lead-based paint hararls.A risk assessment or inspection for possible lead-based paint hazards is recommended prior to purchase. NOTICE REGARDING THE HOME INSPEC'PION LAW(68 l'a.C.S.A.§7501,at seq.) (Paragraph 12: Inspections) Applicability: The Home Inspection Law applies m'rcsideniiai real estate transfers,"defused as a sale,exchange,installment sales contract, tease with an option to buy, grain or other transfer or an interest in real popery where NOT LESS THAN ONE AND NOT MORE THAN FOUR RESIDENT'iA1,DWELLING UNITS arc involved.(See NImiceRegarding ilia Real Estate Seller Disclosure Law(exceptions 1-8)for a list orcxceptions to this general rule.) The following definitions are taken from lite test of the Nome Jrtspection Law Home Inspection: A non-invasive,visual examination orsome combination of the mechanical.electrical or plumbing systems or the structural and essential components of residential dwelling designed to identify material defects in those systems rand compo- items,and performed for a fee in connection with or preparation for a proposed or possible residential real estate tmnsfcr The term also includes any consultation regarding the property=that is represented to be a home inspection or ilia( is described by mw con- fusingly similar term."Ilia term does not include nn examination of a single system or component ofa residential dwelling such as, for example,its electrical or plumbing system or its roof.The tern also does not include on examination that is limited to inspec- tion for,or of,one or more of the following:wood-destroying insects,underground looks and wells,septic systems,swimming pools and spas,alarm systems,air and (tinter quality, tennis courts and playground equipmau, pollutants, toxic chemicals and cnviron- mental hazards. The scope of a home inspection,the services to be perforated and the systems and conditions to be inspected or excluded front inspection may be deAned by a contract between ilia home inspector and the client. Home inspection Report: A written report on ilia results ora Iomc inspection. •home inspection report shalt include, (1) A description of the scope of the inspection, including without limitation an identification of ilia structural elements,sys- tems and subsystems covered by the report. (2) A description of any material defects noted during due inspection,along with any recommendation that certain experts be retained to detemtinc the extent of the defects and any corrective action that should be taken.A"material defect'that poses an unreasonable risk to people on the property shall be conspicuously identified as such. •home inspector shall not express cilhcrorally or in writing an estimate of the cost to repair any defect found during a home inspec- tion,except that such tin estimate may be included in a home inspection report if: (1) the report identifies the source of ilia estimate; (2) the estimate is stated as a range of costs;and (3) the report states that the parties should consider obtaining an estimate from if contractor who performs the type or repair involved. Seller shall have ilia right,upon request,,to receive without charge a copy of any inspection report fmnn the party for whom it was prepared. Home inspector: An individual who perromrs n home inspection. National home inspectors association: Anyoatioual association oi'booe inspectors that: (1) Is operated on a nm-lbr-profit basis and is not operated as a franchise. (2) Has members in more than ten holes. (3) Requires[flat a person may 1101 become a fldl member unless ilia person has perrorned or participated in more than 100 home inspections and has passed a recognized or accredited examination testing knowledge of the proper procedures for conducting a hone inspection. (4) Requires that its members comply widi a code orconduct and attend continuing professional education classes as in ongo- ing condition of mcanbersbip, A Buyer shall be entitled to rely in good faith, without independent investigation,on if wrinen representation bya home inspector that the home inspector is a full member in good standing of a nation l home inspection association. T'laterial defect: A prohlmn with n msidentia!real properip nr nor}wtaion or it the[w=maid have a significant adverse impact nn the value of the property or that involves an unreasonable risk to people oil the properly.'Ilia fact that a structural clement.system or subsystem is near,at or beyond Use end of the normal useful life of such a structural element,system or subsystems is not by itself a material defect. Bmror loitinls: F5109 _l= ASIL Notices Pagr 5(if8 Scncr tedriatvay�.:T J 2156906.2761143-0 onwrrwia apmc arocvaarnvy;icp;uy tdodhp�r tmaa+xmy as�tr taocwpmm»rdy NOTICES REGARDING CONDOMINIUMS AND PLANNEi)COMMUNITIES (Paragraph I5: Condominittmlillanned Community(Ilomeow'ner Association)Resale Notice) Definition of n Condominium 'file Uniform Condominium Act defines n "condominium as real estate, portions of which fire designated fur separate ownership and the remainder of which is desimaitcd for common ownership solely by the owners of those portions. Real estate is not a condominium unless Cite undivided interests in the common elements arc vested in the unit owners. Definition of Planned Community Ilia Uniform Phauued Community Act defines a"planned conitnunity"as real estate with respect to which n person,by virfue ofownership Of an interest in any portion of ibc real estate,is or may become obligated by covenant,casement or agreement imposed on the Owner's interest to pay any amount for seat property taxes,insurance,maintenance,repair,improvement,management,adminisuntion or regulation orally pan of the real estate other than the portion or interest owned solely by lite person.Tile term excludes a cooperative and a condominium,but a coop- cmtive or condominium may be pan of a planned community. For the purposes of this definition,"owncrshiti' includes holding a leaschoid interest of more than 20 years, including renewal options,in real estate.The tern includes non-residential campground communities. Exemptions froth the Uniform Planned Community Act and lite Uniform Condominium Act: When it Certificate of Resole Is Not Required 'Ilia owner of a property located within a planned community is not required to furnish the Buyer with a certificate of resale under the.foliow- ing circurnsinnces: ' (1) 'file Planned Community contains no more than 12 units,provided there is no possibility of adding real estate or subdividing,units to increase the size of the Planned Conmiumim (2) The Planned Community/Condominium is one in which all ofthe units are restricted exclusively to non-residential use,unless ilia dec- laration provides that the resale provisions are nevertheless to be followed, (3) Ilia Planned Community/Condominium or units arc located outside the Commonwealth of Pennsylvania. (4) The transfer of ilia unit is a gratuitous transfer. (5) 'Ilia transfer of the unit is required by court order. (6) Ilia transfer of the unit is by ilia government or a governmental agency. (7) Ilia transfer of the unit is the result or foreclosure or in licit of foreclosure. Notices Regarding Public Offering Statements and Right to iteseission If Seller is a Declarant of the condominium or planned community, Seller is required to Finnish Buyer with a copy of the Public Offering, Statement and its amendments. For condominiums,the delivery of the public Otlaring Statement must be Modena,later than the date the Buyer executes this Agreement.Buyer may cancel this Agreement within 15 days after receiving the Public OfTering Statement and any amendments that materially and adversely affect Buyer.For planned communities,the Deciamnt must provide the Buyer with a cop),of the Public Offering Statement and its amendments no later than the date the Buyer aeecutes this Agreement.Buyer may cancel this Agreement within 7 days after receiving the Public Offering Statement and any amendments that materially aid adversely afect Buyer. NOTICES REGARDING RECREATIONAL CARINS(Paragraph 16:Title,Surveys&Costs) -file following definitions and requirements ore taken from the Pennsylvania Construction Code Act(35 PS.§7210,101 et.seq.) A Recreational Cnbin is a structure which is: (1) Utilized principally for recreational activity; (2) Not utilized as a domicile or residence for any individual for any time period; (3) Not utilized for commercial purposes: (4) Not greater than two stories in height.excluding basemen : (5) Not utilized by the owner or any other person as a place of employment; (6) No a mailing address for bills and correspondence;and (7) Not listed as an individual's place or residence oil a tax return,driver's license,car registration or voter registration. A recreational cabin may be exempt from the provisions of cite Pennsylvania Constriction Code Act M. (1) The cabin is equipped tvith at least one smoke detector,one fire extinguisher and one carbon monoxide detector in both the kitchen and sleeping quarters;and (2) Ilia owner of the cabin files with ilia municipality either: (a) An affidavit on a form prescribed by fie Pennsylvania Department of Labor and Industry,attesting to ilia that thin llte cabin meets the definition of "recreational cabin' in Section 103 orthe Act;or (b) A valid proof or insumoce for ilia recreational cabin,written and issued by an insurer authorized to do business in this Commonwealth,stating that the simcture meets lite definition ore"recreational cabin'as defined in Section 103 of the Act. Ifa recreational cabin is subject to exclusion from the Pennsylvania Construction Cade Act,upon transfer of ownership of the recre- ational cribin,written notice must be provided to the safes agreement and the decd that ilia recreational cahiu: (1) Is exempt from this Act; (2) May not be in conl'ornmnee with the uniform construction elide;and (3) Is not subject to municipal regulation. Failure to comply with this this notice requirement shall render the sale void m ilia option of One purchaser. Royer Initials:—EW—P —I= ASH\Wiles f91ec 6 ors timer taitiats: j�_. 2156906-2761143-0 oeamwnc"W Wotuffft0•waaN`Wdwe by lode's ciamm:vote dtuoao.cem+rtvirr NOTICES REGARDING PRIVATE TRANSFER FEES(Paragraph 16:Title,Surveys&Costs) In Pennsylvania,Private Transfer Fees are defined and regulated in the Private Transfer Fee Obligation Act(Act I of 2011:68 Pa.C.S.~s 8101,ct,seq.).which defines a Private Transfer Fee as"a fee that is payable upon the transfer of an interest in real property,or payable for the right to make or accept the transfer,if the obligation to pay the fee or charge runs with title to file properly or otherwise binds subsequent owners of property,regardless of whether the rice or charge is a fixed amount or is determined as a percentage of the value of the properly,the purchase price or other consideration given for the transfer.'A Private Transfer Fee must be properly recorded to be binding,and sellers must disclose the existence of the fees to prospective buyers. Where a Private Transfer Fee is not properly recorded or disclosed,the Act gives cer- tain rights and protections to buyers. NOTICES REGARDING MFD'IATION(Paragraph 24: Mediation) HOME SELLERS/1-10d7E BUYERS DISPUTE RFSOIXTION SYSTEM RULES AND PROCEDURES 1. Agreement of Parties: Tile Rules and Prnccdures of tine Dispute Resolufi(ln System(DRS)apply when the parties have agreed in writing to mediate under DRS.The written agreement cat be achieved by a standard clause in tan agreement of safe,an addendum to an agreement orsalc,or through a separate written agreement. 2. Initiation of Mediation: If It dispute exists, any party may stun the mediation proccss It submining a completed Request to Initiate Mediation DRS Transmittal Form(Transmittal Foon)to the local Association ofREAi TORS- (hereafter"Administra(or').The Transmittal Fomn should be available through the Adnnioistrator's office.Tile initiating party,should By to include the following infannation when send- ing the completed Transmittal Fonn to the Administrator: it a. A copy of the written agreement to mediate if them is one,OR a request by tine initialing party to have the Adnunistrotor contact the other parties to the dispute to invite them to join die mediation process. b. The mmnics,addresses and telephone numbers of the parties involved in the dispute,including the name of every insurance conl- pany known to have received notice of the dispute or claim and the corresponding file or claim number, c. A brief staftanent of the racts or the dispute and the damages or relief sought. 3. Selection or 1%icdintor: Within rive days of receiving die completed Transmittal Fotni,the Administrator will send elicit party to the dis- pute n copy of the Transmittal Fonn and a list of qualified medintors and their fix schedules.Each party then has ten days to review the list of medintors,cross orrthe name ornny mediator to whom die party objects,and return the list to the Administrator.Tile Administrator will appoint the first available mediator who is acceptable to all parties involved. A mediator who tins any financial or personal interest in the dispute or the results of the mediation cannot serve as mediator to that dispute. unless all parties are informed and give their written consent. 4. Mediation Fees: Mediation fees will be divided equally among the panics and will be paid hethm the mediation conference.The parties w9fl follow the payment terns contained in the mediator's fee schedule. S. Time and)'face or Mediation Conference: Within ten days ofb Bing appointed,to the dispute,the medimor will contact the parties and set the date,tittle and place of the mediation ctnifercnce,The mediator must give at least twenty days'advance notice to all panics.The oledi- ation conference should not be more than sixty days from the niediamr's appointment to tine dispute, 6. Conduct of Mediation Conference: The parties attending the mediation conference will be expected to: n. Have the authority to enter into and sign it binding settlement to the dispute. It. Produce all info roation required for the mediator to understood the issues of the dispute.The information only include relevant written materials,descriptions orw9utesses and the content of their testimony.The medimor can require the panics to deliver writ- ten materials and infatmation betnre the date orthe mediation conference. The mediator presiding over the conference: a, Will impartially conduct all orderly sculcnnent negotiation. b, Will help the panics define the matters in dispute and reach a mutualiv agrcmbic solution. c. Will have no authority to render all opinion,to bind the panics to his or her decision,or to force the parties to reach a settlement. Formal antes of evidence will not nppfy to file mediation conference. 7. Representation by Counsel Any party who intends to be accompanied to tiro mediation conference by legal counsel will artily tine nnedi- mor and the oilier parties of the intent at least cell days before the conference. S. Confidentiality: No aspect of the mediation can be relied upon or introduced as evidence in any arbitration,judicial or other pnneceding. This includes,but is not limited to, any opinions or sugggesfions made by any party regarding it possible settlement;any admissions made during the course of the mediation;any proposals or opinions expressed by the medintor;and any responses given by any party to opinions, suggestions,or proposals. No privilege will be affected by disclosures made in the course orthe mediation. Transcripts or recordings of the mediation will not be allowed without the prior,written consent of all panics and the mediator. Records,reports,and other documents received or prepnrcd by the mediator or Administrator cannot be compelled by an arbitration,judi- cial.or other proceeding,with the exception or an agreement that was reached in the course of mediation and signed by all the parties. Neither the mediator nor the Administrator can be compelled to testify in any proceeding regarding infomtation given or represculations made either in the course of the nudiation or in any confidential communication. 4. 141ediated Settlement: When a dispute is resolved through nledimion,the mediator will put the complete agreement its writing and all par- ties will sign the written agreement within ten days of the conclusion or the mediation conference. Every reasonable effort will be made to sign the written agreement at tine end of the conference. 10. .Iutticiallyroceediugsantllnxnunih•: NGintER'IVGAurIINis7ltA TOR,l't18NiGpIAio R,7-MENATIONALASSOCIATIONOFRI:ACfORS @), TNti PENNS1T.wANfA ASSOClATtON OF REACfORSO, NOR ANY OF ITs MI.°MDliit HOARDS,WILL all DE"48t)NUMMARY OR INDISPENSARItt PARTIES IN ANY AMICiAi.PROCIT11DINOS REI.ATiNO TO MEDIATION UNDER nil:sl:Rl1Li!S AND PROCEDURES, NOR lwILL ANY OP 111rU SI:RVINO UNDER TIISii PROCEDURF_S BE LIADLE'm7 ANY PARTY FOR ANY M.-r, ERROR OR OMISSION IN(I)NNRCI'ICBN Wait ANN'SERVICE Olt THE OPERATION OF THE HOmE $Et.LERSfIMomE[3 YrRS DlsPinTt Resourrim,SYsTIim. T5fi9gRpty�InI 1N !_Q_ ASICNOOM Page T Of Seiler lnitinix: 'Y�_ b•L! 7143 D=ftm111pvtl MUCnt ACft ItlgHy Mmanp by tWoOt!SWIWe:NeM1JOtbop. nty NOTICES REGARDING THE REAL ESTATE SELLER DISCLOSURE LAW r Wage 11:Signature page) The Real Lstate Seller Disclosure Law requires (hat before an agrecment of sale is signed, the Seller in it residential real estate transfer must make certain disclosures regarding the property to potential Buyers in a form defined by the Iaw..A residential real estate transfer is defined as a sale,exchange,insuallntem sales contract,lease with an option to buy,grant or other transfer ofmt interest in real property where NOT LESS THAN ONE AND NOT MORE TILAN FOUR RESIDENTIAL bWELLING UNIT'S are involved. The Law defines it number of exceptions where the disclosures do not have to he made: I. Transfers that are the result of a court order. 2. Transfers ton mortgage lender that result front Buyer's default and subsequent 3. Transfers front a co-owner to one or more other co-owners, foreclosure sales'that result.from default. 4. Transfers made to a spouse or direct descendant. S. Transfers between spouses that result 1'rohn divorce, legal separation or property settlement. 6. Transfers by a corporation, partnership or other association to its shareholders, partners or other equity,owners as part of a plan of liquidation. 7. Transter of a property to be demolished 01'convened to non-residential use, R. Transfer of unimproved real property, 9. Transfers by a fiduciary during file administration of decedent estate,guardians hip,conservatorship or trust, 10. Transfers of new constraction that has never been occupied when: a. The Buver It's received a one-year Warranty covering the construction; h, 'file building has been inspected for compliance with t ing code;and luc applicable building code or,if none,a nationally recognized model build- c.. A certificate of occupancy or a certificate of code compliance has been issued for the dwelling. In addition to these exceptions,disclosures Tor condominiums and cooperatives are limited to the Seller's particular unit{s).Disclosures regard- ing common areas-orfscilities are not required,as those clenrenls are already addressed in file laws that govern the resale of condominium and cooperative interests. Ain'm•Inlrials: AX r= AStt Notices Pagc R nrit 2156906-2761143-0 Seller Inhiais. nmvmem sgrpd eteCVpptcnlly,legaityb5y1n9 by fod.,M e�aMe;wsN ao0wy eoeNVenfy Leah S.Muroff CDPE,GRI ASR,SRES,Realtor"" Keller Williams Realty of Central PA East 530 N.Lockwillow Ave - Harrisburg PA 17112 KELLER MILLIAM. Phone! (717)657-4700 - Office Fax:(717)724-3799 OF VFNTRAL VA rAiT Mobile: (717)579-0010 • Direct Fax:(888)600-7712 Email: L9b_MU_Mf_f@kW_CAM Web:www.lMnqjncentmlaa.COM Web:www.papropertyassistancecom SUPPLEMENTAL ADDENDUM TO AGREEMENT OF SALE 0 Property Address:..........................................'.........I....... ...........I..................__... ...» ...w ._..._........_._»._....._...,._......._ i922 Susan Circle,Enota � . . i- � ..�... ......... ......*"*'*'**..........*........... .............................*"***.............'........... Sellers: ................................................................................................,........,....._,._._.,........._..»..i ............. Buyers: Barbara G. Latz .................................................. ._...........»........ .......... .fi ................... .._.».........,......__,.....___.............. ......... ...... --------------i iDate: ........................ ................... ...............................1................. ................................... ...... ..............................................................I.-............ ...................................................I.,..........I.,................... Please infliat each section below to indicate that you have read and understood the terrns of this S femental Addendum to the Agreement of Sale. Buyer acknowledges that this property is under Guardianship. Buyer understands that after the seller signs the Agreement of Sale,documentation Will be sent to the Orphans Court of Cumberland County �AUQ for approval of the safe as per the time frames indicated below. Buyer understands that they may have to wait a minimum of four-eight weeks for a response from the F AP Court. 11 N. Buyer agrees to a minimum good faith deposit ot!200DOr 3%of purchase price whichever is Buyer understands that once this offer is accepted by the seller,the seller Will not be accepting any other offers for the property and the Sellers agent will indicate the status of the property as pending in the P8 5 q0 MLS while awaiting Approval from the Court..Should the court not approve the purchase of the property the Sellers Real Estate Agent may remarket the property. Buyer commits to waiting urftl(��-" Vnsert date-eight weeks from acceptance by Seller) from the day the Agreement of Sale is executed by the seller for a response from the Court. Should buyer withdrew their offer prior to the date indicated above or prior to when a response is received from the court,whichever comes first,buyer forfeits the good faith deposit.By signing this addendum, buyer agrees to this condition and their signature on this form serves as a signature on the PAR form.-Release of Good Faith Deposit and allows the listing broker to release the good QNP faith deposit. This document is protected by copyright.No pail of this document may be reproduced,adapted,transmitted.or stored in any form by any process(electronic or offiermse)vitilhout the specific Millen consent of Leah Muroff.All rights are reserved I 10965049-221 B Distuimitt sigma eivdtmre,laSaRy baxmgby(Wwol VaWW,Vssftdolmo ixatvoisoy SUPPLEMENTAL:ADDENDUM TO AGREEMENT OF SALE O Inspections: �� Buyer understands that the property is being sold AS-IS. Buyer understands that after the Petition has been submitted to the Court at the price specified in the Agreement of Sale,there will be no opportunity to renegotiate the price based on Inspections or for corrective action to be taken based on the inspections. Therefore the buyer may choose one of the following options regarding inspections: Buyer has the opportunity to: Waive Inspections Accept the Inspection Performed on Perform inspections o ,prior to submission of an offer,through coordination with the Sellers Agent or o after submission of an offer and execution by the Seller and prior to submittal of the Petition to the Court or o after approval by the Court and indicates their preference below:(Choose one of the following four choices) Buyer waives the right to any inspections and has waived this contingency in the t Agreement of Sale. Buyer accepts the Inspection conducted on by Buyer has completed inspections prior to the submission of this offer to the Setter and to the Court and their offer is not contingent on the inspections. X Buyer requests the right to have inspections as indicated in the Agreement of Sale after execution of the Agreement by the Seller and prior to submission of the offer to the Court.. Buyer must complete the inspections as per the time frame outlined in the Agreement of Sale. Buyer has the options as outlined in the Agreement of Sale.Buyer may renegotiate the terms of the Agreement of Sale with the Seller prior to submission of the Offer to the Court. The offer will not be submitted to the Court until after the Inspection Period has concluded.The offer documents will be submitted within 7 daysof completion of the final Inspections time frames as , specified in the Agreement of Sale.Buyer understands that once the Inspections period has concluded,and the documents have been submitted,there will be no adjustment to the sale 4 f amount submitted to the Court or corrective action taken,based on the results of the n Inspection(s). This document is protected by copyright.No part of this document may be reproduced,adapted,transmitted,or Pa Y of3 stored in any to"by any process(e(ectronic or otherwise)without rho specific twitten consent or Leah Muroff,Air 9e rights are reserved 1096504$-2Z1B ittrefhv'dmgc;fee staves 10..0n 0=Vwgv SUPPLEMENTAL ADDENDUM TO AGREEMENT OF SALE Buyer requests the right to have inspections as indicated in the Agreement of Sate after approval by the Court,and understands that Inspections are for information purposes only. Buyer will not have the options as outlined in the Agreement of Sate to withdraw from the contract,or renegotiate the terms of the Agreement. There will be no adjustment to the approved sale amount by the Court or corrective action taken based on the results of the Inspection(s). The time frame referenced for the Inspection Contingency in the Agreement of Sale—Section 13A Line 307 will begin as in indicated below; X We agree to begin the time period for inspections as of the date the seller has executed the Agreement of Sale, We agree to begin the time period for inspections as of the date the Court has approved KE the Agreement of Sale.(informational Purposes only) i Barbara G.Lafz 3 bftaPsRnet.1�. .,�t7�y 07115/2013 t t.... .«.( ».....«...»...,«............__.............».».».........».........»...r.,...». L..,........eSlgrred GOA 23.4 i,?4 PM EpT_....___...at # « ......_.,.._._»..».»...........» Buyer Name Buyer Signature pate tt r... ' t t = f ,«».,.«Y...n,r,.......»_..:....................».»........r................r.....r.. .»..........«.............._.....«..»....n�...«_.»....r«._,«..m.«.....ne»»u L.....n.».......»«..».».........».w:....,._+ Buyer Name Buyer Signature Date »._..r......_.... ............................................ .., ._................_............ yy�........._... ... ACLV. ..`.TFS..« _.1 f......_.,... j. U` o� Ili;0�y1 .._.«..._.........._....»......».........._................_............»....» ...........».......9».._ ... ......«........._....» ._....._..... :...._ ...._... .__... Seller Name Seller Signature Date ............ ......_..,....., ...__. .......... ........ ....._...__......., .. ........_....»......._«,._...._...._..._, t , 1 1 ; 1 3 t t ...v.....»...............»..,.............I..............«....r............v......»i i..r...va,«r.,r........»...u.....r..»,,.....,....nn...«.nr...........r..........».... 4.._..»..n.....»n.....,.wu....r....w... «..:i Seller Name Seller.Signature Date This document is protected by copyright.No part of this document may be reproduced,adapted.transmitted,or Page 3 Of 3 stored in any tome by any process(elect(onic or athenmise)vinhout the specific%vilhen consent of Leah Muroff.All g rights are reserved 10965049-2Z1B Dx M msignod etavrm Iy:to6a,y bGmmo by fedwt sutnin:vlsis dm+oop mW0 nfy '� ■ It �� •. '��G G6G .3. v 3i Jt' •yi., r I ti . I xi l : R Y} fi".fir .p M• �_, � ~ 1 � CM �1 7� jPV r: v APPRAISAL OF REAL PROPERTY rF I I I [ I I i i LOCATED AT 022 Susan Cb Ends,PA 17025 Deed SookG023h page 00477 FOR PMale OPINION OF VALUE 110,000 i AS OF 03222013 I I B Robert K.Ban71n11 Central Perm Appraisals 24 W.Ma61 Street Shkemsnstow ,PA 17011 (717)7374000 bonnle®peeppralsers.com Fpm GA2V—'VAnTOTAL•appraisal sOl xM b7 a b wrote,IW.—140PALAMME lMain File No.SUSANCIR9221 Pass#21 SUMMARY OF SALIENT FEATURES Subject Address 922 Susan Cir Legal Description Deed Book0023h page 00477 City Enola County Cumberland State PA Lp Code 17025 Census Tract 0102.01 Map Reference metro 2741 f-5 Sale Price 8 Date of Sale Borrower N/A Lender/Chaur Private Size(Square Feel) 884 Price per Square FOOL 3 Lotabon average Age 44 Condition average Total Rooms 4 Bedrooms 2 Baths 1 Appraiser Robert K.Barvhoff Date at Appraised Value 03122/2013 Dpinlon of Value $ 118,000 Farm SSD3—WnTOTAL"appraisal safhvare by a to made,ioo.—1-80QAtAMODE Corona Flom Appraisals,Nic.(71A 737-46'00 (-Man Fee No.SUOKRW2 aa0e xal RESIDENTIAL APPRAISAL SUMMARY REPORT RbNO.: SUSANCIR922 ' Property Address: 922 Susan Car C :Emote State:PA Zip Cade:17025 GO LM: Cumbedand Legal Desad tuns: Deed Scok0023h page 00477 Assess0fs Parcel#: 08-14-0836-048 'Tax Year.2012 R.E.Texas:$1,788 SDecial ASSassmems:EO Borrower I allilliCaget N/A Current Owner of Record: Prelst Hazel A/Van L OccuarR D Owner Tenant M Vacant I El Manufactured Housing k PrcedType: PUO Condominium D Coo erative Z Other(deachilbel fee strife, HOA: Elperyear Flperffarah i Market Arco Name: EWa East Pernnsboro Towstar, tro 2741 f-5 Census Tract 0102.01 5 The Eurpose of big approsal is to perception c tpetet: N Markel value as dsBn ar other 0ivalue desalae This ropi reflects the followin value if not Current see commards: L jUmend_ah Ins scoop Date Is the Effective Date Retros ecove Pros ective Approaches developed for this appraisal: N Sales Comparison Approach Cast Approach F1 Income Approach See Reconciliation Comments and Scope of Work Propn Ai Ms raised: R Fee Sam la Ll Leasehold rl Leased Fee L2 Other describe manco d Usi: This appraisal is fw private use and trot for binding pumoases Irrtmtletl Users name or e: Ma ode Koch Client: Private Address: A raiser. Robert B.I.tweas nzhoff Address: 24 W.Main Street Shiremanstown PA 17011 Suburban Rural Pradomblant Ona UAthfouskg Present LaW Beat t25Mtga M land Else Bum up: ® % ❑25-75% ❑Under 25% Oewpaney PRICE AGE Ona-Unp 65%❑Not Likely Growth rate: ❑ ®Stable ❑Slaw ®Owner 5(000) WS) 2 UUntt 5% ❑Likely* ®In Process Property values: ❑ ing ®Stable ❑Declining ❑Tonard 70 Law 0 Muth-Unit 5% *T0: singl family pply: ❑ e ®n Balance ❑Cvex Supply ®gestic(DS%} 450 W 70 Comsat 5% M s a Mas. 3-B Mas. OeerB MOS. NaCaM >5% 150 Fred 30 vacant 20% Market Area Boundariription,and Market Condidons(ndutlang support for dm above clearadedsocs and herds): The home k located South of VaRoad North of thodagu net Creak East f Oms BNdp R ad and W s[ f East P Drive In E t P nsbore T hho Thl burban neighbor hood hatwN easy aasss to erin k, em and services and u cram etrcNe with ether wi hborbwds in the eneral area. Most have s'vnilar amenities. NO untavorebio faptors were observed avhich wa>k adversely effect markatabgiN- 9anosli see plot Van Site Area: .26 20ning Classfication: if residential Description: Single Family homes templed Zoning Co ante: L al - al noncnMOrmi randfathered Illegal No somirgi itr fve CC&Rsa hcahle? Yes No Unknown Have lho documents peso reviewed? Yas No Ground Rent don dcahle $ f 21,Highest&Best Use as Amoved: ®Pressure use,or ❑Ober ass(evpP4n) Actual Use a5 of EReNVe Date: single family home Use as appraised in this report residential Summary of Highest&Best Use: Highest and best use is for a sin le—family home. ` T!Utilities Public Other Prorroer/Desaipdon Off-sheimprovements Type Public Private Topography Iavei Electnchy ® ❑ Street aspharc _ ® ❑ Size twical for area ~<?;Gas ❑ ❑ _ Curb/Gudv concrete ® ❑ Shape Irregular Water ® woii Sidewalk none ❑ ❑ Orange appears oi.d SandaMSewn ❑ sheughts pate Z ❑ view avers " Storm Sewer X Alley none F] 171 Wil Other site elements: Inside Lot Corner Lot Cul de Sac Under mood Ufilities Other desaihe FEMA S ecl Rood Hazard Area Yes No FEMA FlO.6 ZOm X FEMA Map#42041 C01 15E I Map Date 03116/2009 Site COMMAS: Site hone average site Improvaments averaga landsCap6w,and tvolcei martenance. There are no 6oparent adverse easement encroachments or other adverse condMons on this site. General Description Exterler0eacdpdon FeuntleBon BasameN None Heating #at Unds i ❑Acc.Una Foundation concrete Weds SM Met Sq.Ft 884 Type baseboard ea at Stories 1 EAR-10-Walis brWafuminum Crawl Space %finished 0 Fuel elecat Type®Oet. Aft ❑ Rool Surface shin la Basement full Coding urrgnishad Design(Style) ranch Gufters&Dwnspis.aluminum Sump Pump® Wags wncrete bloc Catalog ®Existing Proposed Und,Cans.Window Type double hun Dampness ❑ Floor wncrete Central none Achad Age(rs.) 44 SmnN5aaens msubamed8mn Soonest Cloaks Erdry,re Oho EttstiveA 24 infestation Interim Description Appliances Aft Lj None AmeNtlea Car Sto age ❑None -)Floors wwaMn Rad igemta ❑Stairs ❑ 9replaee(s)# Woodstave(s)#� Garage #of cam( 4 Tit.) 'Walls dpevwalt RangNOvea ®Drop Stair Z Patio Attach. 2 TfeNedsh wood Commits ❑Smells ❑Belot Detesh._ ^:Bath Floor vial Dishwasher ❑Doorway ❑Pinch 81L-in _ Bath Wainscot caremic FaNNOOd El Flom ®Fence W Carbon Doors hollow Microwave ❑ Heated ❑Pool Driveway 2 Wasale/D er El FiMshed Surface amphadit Finittad use above wade cdRains: 4 Romps 2 Bedroom, 1 Beans Elm Square Feel of Gross Lwfinc Area Above Grads Addidonaifeation nefolacanneant 'ndows Describe the condition of the property(including physical,himb el and ademal obsolescence): The kitchen and baths are somewhat dated but the home is in overap avereoe wndkwn.The roof wig named to be rapeseed in Ure nesrfult re W(lES'VEIV 1 I/'f,t midi 4 xhnpee,III Tnh forambemprod sue ururoelRetl whhw mm Mrmissbn.fix ..Amode, mastim 8Wwwleept4 and nvideAed. Farm GPRES2—"NnTOTAL"appraisal sorcwme by a Is mode,mc.—1-000-ALAMODE 3/2007 RESIDENTIAL APPRAISAL SUMMARY REPORT File Na.: SUSANCIR922 My research 0 did did not reveal any Past sales or transfers of the subject properly for the throe years prior to the detective date of Vas appraisal. 3a1a Source s f.S let Prior Subject SalelTransier Analysis of saiertranster history augla arty cerrela agreement of saefiishlq: Date: Price: _ Sources: Tan SALES rcenCOMPARISON APPR rs�a Price: Sou ): rces OACHTOVALUE If devela TheSalm Compardson A oroach was not developed par ban a ourSel. TEAit7iE SUBJECT COMPARARCf SALE is 1 COMPARABLE SALE#2 COMPARABLE SALE if 3 Address 922 Susan Cb 926 Susan Clr 15 Circle Dr 112 Miller St Enola PA 17025 Endo PA 17025 Camp Hill PA 17011 Summerdale PA 17093 Instant to subject `- Jfn `.0.04 miles SW 3.24 rn as SE 2.08 miles NE Sale Pace $ - $ 181 000 - S 142 500 Sane Aicelt�Y.A -$ .fl 1 $ 14&92 .R b 1233at .tt ,` :S t06.28t d4 +4! -52-Sources mis/a ent m1don ent mis/a em Verification Sources tax records tax records tax records VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +- $Adjust DESCRIPTION +- $Adjust. DESCRIPTION +- $Adjust _ Sales ar Korean¢ wnvenironei fie Ina t concessions none known noes knovm seder Frei 560 Data of SalaVThre 06/24/2012 06/29=12 03115/2013 RI Ms ral5otl Fee Sim le Fee Sim le Fee Sim le Fee Sim le Location avera a avera a evem a avera e Site .26 .31 A4 .26 View a avera a avera a avera e Deal a S le reach ranch ranch reach Octal of Con traction swop a avera a avera a avera e A a 44 40 53 64 Corm aver a better than a -10 000 better than t -10 000 avera e Above Grade TOtar Btlnns Baths Tara Berms Dohs Tate Booms Baths Total admcs Baths j Room Court 4 2 1 6 3 2 d 000 4 2 1 4 2 1 Grass LM Area 884 S h. 1 232 s.N. -16 400 1 155 S tl. -8 100 988 sit. -3 100 I Basement&Plashed full basement full basement ax -5,000 full basement fug basement ` Rooms Below Grade undinshed Too nnl er an -fi 000 uMinvoned unfeaishe l Wnctionai troll avera a avera a enra a avara9e _ Hestia/Couln ebb/no ca ebb/h /ca -0 000 fe/ca <00D hw/no oa Ener Efficient bens ical for area ical for area ical for area ical for area Gars e/Camod 2 car are e 1 car are a +5 000 none +10 000 none +10 000 FacNPagcuDacN a atio -1 OOD deck -1.000 mane "M none i fire lace -3500 1 fire lacy -3500 f fire lace -3500 'W none none none none -_ none none none none crone none none nova none cane none aorta -16600 + - $ 3400 ..Adiusled Sala Price NBC ,6% of Gam ara61e6 l: S 142 100 „.S 125 900 - $ 108 400 Summary of Sales Comparison Approach AJi tome sales are considered to Ire refladtNe of vakae,and are weighted strnbdy in the final recombiation, All tte na comparable sales are located In the same market area as the subiect property and word be considered by(he same era ectiva urchaser K all ware on the market at the same time as the sub'ea. Coro arebles sales used are all closed sales. r Indicated Va6re SalesC rlson road+$ 118000 ®a ca9ydelut NW7 eyala adds, Mabnn(Rf be nPmau[e6unmvttifleY Va;hout vaMn peannm,however.ale merle,No must W anaveni andaeeive, RESIDENTIAL Form GPRES2—'WinTOTAL,appraisal software by a la made,Inc.-1-800ALAMODE 3/407 tM I fti N S SAN IR9�k5� RESIDENTIAL APPRAISAL SUMMARY REPORT Phalle.; SUSANCIR922 COST APPROACHTO VALUE iff.davislooned) LQ The Cost mach was sal new ed tar iNsa ruse. Provide adequate kdommlcinfa MLCOIM of 4e t*Mng cas"(Pres and takUabMS. Suppod far the opinion at site value{summary of comparable land sales or othermo9gds for estimating she value): -- ESTIMATED REPRODUCTIONOR REPLACEMENT COST NEW OPINION OF SITE VALUE.......................__....._...__............_........_§ Source of cost data: DWELLING S,Ft. aid! rat Imo cost sasvice: Etendw data wstft data: .Ft Conxrents an Coal Approach(grass living]area eakmors,deg aadaban,atc.): SqR.@ .._$ _ s.Ft a a....._ _§ sa.R @a. -a DaragenCannot S0.R@$ _$ Total Estimate of Cost-New „_$ Less Ph sical Funcoonal External 0 reciatiop .s r Depreciated Cast at Im moment "AS-IS'yaks at Sala imIXOVertpr&s_._...._......_____._........__. _$ _$ Estimated Remalanindi Economic Life retired; Years INDICATED VALUE BY COST APPROACH.___..._...___........_.,, >eS INCOME APPROACH TO VALUE tdevefo ad The Indiana mach was sal On' dtor miss rdsai. Estimated At Malket Rena$ X Gross Rae Musibler m be Income Approomb Summary of income Approach Qncluding support for market rent and SRM): rPRDJECT NFORMATION FOR PUDs He Ilaa bla The Subectls of pro ea nmon e�mts and raersabona'fachdies: `z Indicated Value .SalesC mach$118coo Cost ddead $ income (Hdevel $ "�-Eual Rod onailidian This appraisal assumes a reasonable marketing period for the subloa property or three months. The Market Approach _ mDects recent actiNiv'n the market place. The Income Approach is inappropriate because few sinme family houses are rented in this market. ,. In vievv of the age of these Improvements,the Cost Approach cannot be considered an accurate Indicator of value. .Ibis appraisal is made®"as Is', ❑ su6jeet t0 completion per plans and spaitications on the basis of a FrypaNetical Condition that the Improvements have been ' completed, ❑subject to the following repairs or attentions an the basis of a Hypothetical CondNOn that the repairs or atteradons have base completed, ❑subject to the following required inspection based on the Extraordinary Assumption that the cautious or deficiency does not require alteration or repair: fits r off is a&a subject to oNe H athedwl Canditlons antl)or Edraartli,a Assure 'ons as s asilie0 in the attached addenda. Based on the degree of Inspection of the sublet property,as Indicated below,defined Scope of Work,Statement of Assumptions and Limiting conditions, Oand Appralser's certifications,my(our)Opinion of the Market Value(or other specified value type),as defined hareln,of the real property that is the subject of this report Is: $ 116,000 not: 03122/2013 ,which is the effective date of this epperaisef. R indicated above,this Opines of Value is subject to Hypometkal andlar Extraordkwy Assumptions Produced in this raporL See atachad addands- A we and complete copy of this repot contains 15 pages,banding eMlblta which are considered an integral part Of the report This appraisal report may not be property understand without reference to the information contained in the complehe report Attached Exhlbkst Eel ®Scope of Work LimGhig calarY;aNSoa§ens ®Hercule addendum X Pressmen Addenda IR Skah Addend= ®Map Addenda ❑Additional Sales ❑Cost Aditedum ❑Road Ande so n El Marcos.House Addendum filmothistical CandBions Extraordinary Assure pons w V Client Contact Client Name: Private E-Mail: Address: APPRAISER SUPERVISORY APPRAISER(ff required) /�/ or CO-APPRAISER pt applicable) I Stpewsay ar ApPay: C.n abe , arlxhoff i Co-Appraiser Name: Co Pe sisals Campany: Phone: (717)7374600 Fax(717)737-9123 Phone: Fax: E-Mail: bonnWQpaappraLSOrs.com EMdl: Date of Report{$fah a}: 03252013 Date of Repoi(gV'tduish Licensear Certificatlon#: RL0012311- State: PA License or Cedthcabon#: State: _ Designator. Designation: Expiration Date of License or Gathered: 06130/2013 Exedradon Date of License or Certif iati : inspection of Subject: ®interior&Exterior ❑Ewsmor Only ❑does inspection of Sublect ❑k88rWr$Eboior ❑Ecoio" i]Nam Daleminri eetian: 0312212013 Data arks Lean: mRESIDENTIAL voavwwagm and chose, Fonn OPREs2—�M1MTOTAL`appraisal software by a la made,Inc.—1-800-ALAMODE W2007 jMmn Fd Na Sill 29 IF�77 Pane%f8'� DEFINITION OF MARKET VAII The most probable price which a properly should bring In a competitive and open market most all conditions mailers to a fair see,the buyer and sutler, each steel prude*, Imowledgeabfy and assuming the price is not affected by undeo stimulus. Implicit In this defol Is the consummation of a sale as of a specified date and the passing at title from seller to buyer under c neditions whereby:(t)buyer and seller are typically mustivdied;)c)bpi patties are wait kdormwd or wee advised.aid each acorg to what he mothers has own bast mcconsC(3)a rscorabb trtw is alo wet her exposom in the open marks;(4)payment is made In Wn of cash M U.S.offers or In terms of financial amangwrems comparable therew;and(5)a the price represents the social consideration for the property sold unaffected by specie)or creative financing or sales concessions-granted by anyone tricolored with the see. -Adjustment; to bas cmrgrbahks most be marder for cream or asawa housing or sales concessions. No ac ushrevss are mocassary, for those costs which are normally paid by sign as a resu8 of tradition or law in a market area; these costs are readily adertdiable since the seller pays these costs In virtually all sales transactions. Special or creative financing adjustments can be made to the comparable prop94y by comparisons to financing toms offered by a third parry Institutional lender that Is net amady Involved in the propany or, recession, Any adjustment should not be tactual on a mechanism dater fur debt cost of mo iN'areckg or seasonal bit Ire tdar ~ of arty anywhere shared emotional to natxePS reaodco to to financing or concessimhs based on ice appraiser's judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following colnePoons: 1. The appraiser will not be responsible far media of a 19991 nature that affect either the property being appraised or the title to it. The appraiser assumes that the its is good and marketable and,therefore,will not render any spiNate about the title. The property Is appraised on the basis of it being under responsible ownership. 2. The appraiser has prodded a sketch In tit.upportsial report to stow approdm fla rArtasions of Ire imDro49merds ant the sketch is Included only to assist the reader at the report in visualizing the property and understanding the appraiser's determination of gs size. 3. The appraiser has reamlmd the available flood maps that are provided by ice federal Eme dead Management coal{or or*data sources)and has rented in the appraisal report whetter the Noti sms a lecated in an hundred Special Fkwd Hazard Al. Because to appeaser is rent a surveyor,is is she makes no guarantees,express orkrifived,regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in duties,unless specific arrangements tp do an have been made butorelont. 5. The appraiser has estimated the value of the land in the cost approach at be highest and best use and the improvements at their contributory value.These separate valuations of the land and improvements must not be used In conjunction wit any other appraisal and are Invalid if they are so used. fi. The appraiser has noted In the appraisal most any adverse condNOns (such as, needed repairs, conscience,the presence of hazardous wastes, funds substances, etc.)observed during the inspection of the subject property or that he or she became aware of during the normal research involved in refitting the appraisal. Unless otherwise stated In the appraisal reporL the appraiser has no knowledge of any hidden or unapparet conditions of the property or adverse awironmenlal conditions firmer ing the presence of hazardous wastes,coos substances,etc.)that would males to property mare or less vaktabie,sit has assumed that fines are run such screff ons and makes run gueanees or wromm es, egarees or krgged, regarding the corMnon of the property.The appraiser will not be responsible for any such conditions that do exist or for arty engineering or testing that might be required to discover whether such corMNons with. Because the appraiser is not an expert In the field of erwironmental hazards, the appraisal report most not be conemosl as an emironmenal association A the property. 7. The appraiser obtained the inomanon,mcbmates,and council that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser dos not assume resppnsiblgty for the accuracy of such beets that were fumislad by other parges. 8. The appraise,wig not disclose fie contents of the zimmemm roared except as provided for in she Underm Standards of Prnesckmai Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation cbtgNSlon for an appraisal that is subject 0 satisfactory completion,repairs, or thoughts an H;r restricted that cmWm of the forprovgeacnts We be periomod he a wmormul marine. 10. The appraiser most provide his or her poor written consent before the landfuldlet specified In the appraisal report can i lstfihute the appraisal report (Including conclusions about the property vies, the appraiser's Identify and prnessioral designaAOns, and referents to any professional appraisal orgarizabons or the fin with which Ue appraiser Is associated)to anyone aft than the borrower.Her mortgagee or Its successors and assigns;Set mortgage Nsurer; consuaems; professional appeall orgwdianons; arty state or finfirecally approved freamtial hs�co; or a+%depaMree, agency, of Immumadifity of the Urfred Stores or any state or the Doubled of Canonical except that the lerederyniord may(lisM6Ne the property description section of the report only to data endurance or reporting serviculs) without laving to obtain the miabours poor writs consent. The appraiser's written consent and approval must also he obtained before the appraisal can be conveyed by anyone to the public tmough advertising, public rmatlos, flews, sales, or otter note. Freddie Mac Fat 439 G&+ Paget of 2 Fatale the From 10048 6-53 Central Penn Appremals,Inc.(7171737.4800 Form ACA—'Ve nTOTAP appraisal software by a la mode,fro.—1-000-ALAM00E WIMId 111.pa Nte susAN APPRAISER'S CERTIFICATION: The Appraiser rights and agrees that T I have resaarchad Ito subject moved:area add have selected a midam of Moran rot bands of PMPKUm most spear and prop mate In she subject prapaty for consideration in the sales compxrism atnitems and have made a dollar adjustment when appmpriate to reflect the market reaction to those items of significant variation. K a significant Ram in a comparable property is superior to,or more favorable Nan,the subject property,I have made a negative adjustment to reduce the adjusted Bales price of the containable and,n a significant no In a comparable property Is IMerlor to,or less favorable than the subject property,I have made a positive Saleshrcedto Naoase ft adjusted saes price of Ix comparable 2. 1 have taken Info consitleadon the before brat have an Impact on valve in my development of the estimate of market value in the appraisal report I have not knowingly withheld any slgNlioant Information from the appraisal report and I believe,to the best of my knowledge,that all statements and information in the ' appraisal report are true and colonel. 3. 1 stated In the apprasd report only mry mvn pnrsorrdl,offensive,and permanent analysis,realm bse,and coneWSiors,which are subject Moat,to ped confingertl and limiting conditions steamed In ties berm 4. 1 baud no present or prospective internal In the property that Is the subject to this report,and 1 have no present or prospective personal imnrest a bias with Impact m the Participants In the tea m0mt.I did rice base,ether parmly a G ,say analysis ardfa the banaetr of nsfxat valor In the appraisal tai me the ace,merr,negglon,sex,handicap,f roplai status,or national Mon of either IN Prospective owners or Manquares at the subject property or of the present Owners or occupants of the properties in Iher w almlly of the subject property. 5. t have no present or conamplated future Interest In the subject prof ery,and neither my currant or future ercgyoyment am my compensation for morformmng this appraisal is contingent on the apprmsed va k,of Ice pm Wty. 6. 1 was not required to report a padetermKred value or direction In value that favors the cause of the Sped or any related paM,the amount of the value estlmate, the attainment of a specific resat,or the occurrence of a subsequent event in order to receive my compensation and/or employment for parenting the appraisal.I did net base IN apprasal eastern an a requested minimum valuation,a wecfm vah abort or the need to approve a Specific mortgage Wan. 7. 1 performed gds appalml to commonly with the Unit=Standards of Pratesslonal Appraisal Pai that were adopted and ptommgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the anecove date of this appraisal,war the description of the departure Provision of those Standards,which does not apply.I acknowledge that an estimate of a reasonable time for Exposure in the open market Is a condition In the debinidun at market value W aria estimate I oavboped is consistent with the modling rime tided In the*hbgdrood mccan of lots report,unitesn I have otherwise, stated in ft inCAnctial section. B. I have personally Inspected the Interior and exterior areas of the subject property and the Cldeflor of all properties listed as comparable&In the appraisal report I further certify that I have noted any apparent or(mown adverse conditions In the subject Improvements,on the subject site,or on any site within the Immediate vicinity of the subject property of which I am aware add lava made atyusa a fa these some cam morn in my malyss of the property value to IN e>3wa ilea I had market evidence to support them. I have eke commended abtmt the effect of the adverse conditions on the marketability of the subject property. 9.. 1 personally prepared all conclusions and opinions about the real estate that were sit forth in the appraisal report. If I relied on significant professional assistance from any Individual or Individuals in the performance of the appraisal a the preparation of the appraisal repod,1 have named such iNIVIdaalis)and absorbed IN specific tasks performed by Went In the recameNatlon sodium of Nis appraisal repod. i Garrey that any NdwNual so named is modules to Won the asks.i have not allMofized anyone to crake a change to arty item in tie report Neretore,If an unauthorized change Is made to the appraisal report,I will take no responsithlily far R. SUPERVISORY APPRAISER'S CERTIFICATION: n a supennay am atser Stated!had ameafsnt report,he or she attics and agrees let: I dhxty sed ise no appaiser who prepared the appraisal repat have reviewed In ampralsal report agree with/s statanaes and cor"mrs of fie appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above,and am taking tug responsibility for the apprasal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 922 Susan Car Enola PA 17025 APPRAISE ' SUPERVISORY APPRAISER (only if regogredi: Signature: Signature: Name: Ro K.Bannon._ New,_ Date Sign 9312512013 Data Sergio: State CerN"at"0 RL00123 L State Certlfloal on#: err Sate License#: _ or State Liarrsa A State: PA State: j Eor&n Date of CergfWthern or Lease:0 613 012 01 3 ErparaGon Date of Condensation a Lkwse:_„ i ❑Did ❑ Did Nut Inspect Property Freddie Mac Form 4396-93 Page 2 of 2 Fanhe Mae Farm 10048693 Fan AGB—NlinTOTAV appraisal software by a Is mode,Inc.—1-80OALAMODE Nth Fle He.SUSANCIR9221 boa#81 Supplemental Addendum RIEN0.SUS/WCIR922 8onower N/A Rp Address 922 Susan C r Cily Enola COM Cumberland State PA LPCDde 17025 laMvlCfem Private This appraisal assumes a reasonable marketing period for the subject property of three months. The Market Approach reflects recent activity In the market place. The Income Approach is inappropriate because few single family houses are rented In this market. In view of the age of these Improvements,the Cost Approach cannot be considered an accurate Indicator of value. THIS IS A SUMMARY REPORT OF A COMPLETE APPRAISAL. APPRAISER ACKNOWLEDGEMENT:APPRAISER ACKNOWLEDGES AND AGREES,IN CONNECTION WITH ELECTRONIC SUBMISSION OF APPRAISALS,AS FOLLOWS:THE SOFTWARE UTILIZED BY THE APPRAISER TO GENERATE THE APPRAISAL PROTECTS SIGNATURE SECURITY BY MEANS OF DIGITAL SIGNATURE SECURITY FEATURE WHICH LOCKS THE REPORT WITHIN OUR OFFICE AND CAN NOT BE ALTERED BY ANYONE OTHER THAN OUR OFFICE. APPRAISER CERTIFICATION: APPRAISER STANDARDS: I acknowledge and certify that(1)my appraisal of the above referenced property may be used In a federally related financial transaction subject to requirements of Title XI of the Financial Institudon Reform,Recovery and Enforcement Act of 1989(FIRREA');01)the appraisal must comply with FIRREA and the applicable regulations Implementing Title IX of Firtea;and(Iii)the appraisal was completed In accordance with USPAP. APPRAISER COMPETENCY: I certify that I am fully qualified and competent by training,knowledge,and experience to perform this appraisal. APPRAISER INDEPENDENCE: I represent and certify that(1)the appraisal assignment was not based on a requested minimum valuation,a specific valuation,or the approval of a loan;0i)my employment was not conditioned upon the appraisal producing a specific value or value within a given range;0ii)my future employment is not dependent upon an appraisal producing a spedfic value;(Iv)my employment,compensation,and future employment are not based upon whether a loan application was approved;(v)neither me nor any person with an ownership Interest In the company employing me, Is related to or has any ownership or other financial interest in,either the bullder/developer,seller,buyer,mortgage broker,or real estate broker/salesperson(or any person related to any of them)involved in the transaction for which this appraisal was requested,or with the most recent sale or refinancing of any property used as a comparable property in this appraisal,and(vi)I am not aware of any facts which would disqualify me from being considered an independent appraiser. Form TADD—"MnTOTAL•appraisal sattware by a la modF In.—1-800-AlAMODE a � y . i F.ti�F s r �.ti - •�,.• ! - ,_:•� Ceti; Subject Photo Page Boff NIA Lesviffoero Private Subject Front "W Sales NO Gram Uft kea 884 Total Room 4 Location average Vim Mrago site .26 Quo owage Age 44 Subject Rear Subject Street r >„ Interior Photos Bortower N/A Pro Address 922 Susan Cir Citf Enola CourdY Cumberland State PA bp Code 17025 Lender/Chem Private 9 Forth MCINTO—'MnTOTAL'appraisal software by a la mode,Inc.—1-800-ALAMODE Interior Photos ro NIA oS Mdw 9 22 S. CY _ MY Enola COM Cumberland State PA ➢ Ude 17025 lender kart Pmate r1_ t � P ka M r. Porm PONT6—VmTUAV appWul w true by a la mode.Inc.—1-806AlAMODE [Main File No.SUSANQIB9221 Eggs#01 Comparable Photo Page B N/A Pro ortow ar Address 922 Susan Or city Enola ConlY Cumberland State PA ZI COde 17025 Lender/Client Private Comparable 1 926 Susan Cir t " !,i Prsx to Subject 0.04 miles SW Sales Rice 181,000 y Gross UAng Area 1,232 Total Boma 6 Total Bedogms 3 Total Bathrooms 2 Location average Mew average Site .31 Quality average Aga 40 jl !,ISK, Comparable 2 15 Circle Dr Prot t0 Subject 3.24 miles SE Sales Price 142,500 Gross LlAng Area 1,155 Total Booms 4 Total Bedrooms 2 a Total Bathrooms 1 ¢ - Location average Mew average Site .14 Quality average Age 53 Comparable 3 112 Miller St Proz to Subject 2.08 miles NE Sales Price 105,000 Gross LMng Area 988 Total Booms 4 Total Bedrooms 2 Total Bathrooms 1 Location average Mew average site .26 Oualib average Age 54 Farm PICUHR—'WinTOTW appraisal software by a Is mode,Inc.—1-800 ALAMODE Building Sketch Bartowa N/A Mdess 922 Susen Ck Enota CoUrRY Cumberland State PA 21 Code 17025 Lmdu W Private 26' 26' 22' 34' awr Fhapartrs�• CATMb: AREA CALCULATIONS SUMMARY LIVING AREA BREAKDOWN Coy puulpOm rM05� tIRToIJH Bn�wwr BuEttlW GIAS Ti��t F1ox 0".00 884.00 Pir[ M. 'p,A 0vay� 672.00 572.00 26.0 s 34.0 884.00 f Net LIVABLE Area (Hoarded) W" .1 Item (rounded) BU Porte SKT.BIOSjd—'WnTOTAL'lWalsal sortwm by a la mode.Im.—140DALAMOOE Location Map 90rtaWG NIA Address 922 Susan Clr G Ends G Cumberland State PA D Code 17025 LesdVIClerd Pmate a la mode Inc .. j �s� IVi2f•YS„tt.�`:�\`y�\� 1 . a sd` le I s JAI', try � td� "P � Lsd:i r• IF' la w 'd Q y X0,1 tS �.f<yO�PtIT +�F W Al. 1 ra Y. Al. � �r• ��t6 �, r • � ' .�,E .. V;!'�Y�' w...,y..;:err e ` � �.%�d'r ice. Fmm MAP10C—WMTOTAL'aPMaU sonmm M'a ta mode.im.-1-MA AMDDE Plat Map Burrower NtA 1 Lender/Client Private n 4'14 1 Oro g t y :II 11 IN RE: : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY, PENNSYLVANIA HAZEL A. PRIEST, : ORPHANS' COURT DIVISION A partially incapacitated person : DOCKET NO. 21-09-0878 AFFIDAVIT I, Vincent Minnici, being first duly sworn, say of my own personal knowledge that: 1. I am a Pennsylvania licensed appraiser, holding the following designations: R.L. (Certified Residential Appraiser) since 1994. 2. I have been in the business of appraising real estate since 1994 and currently operate "Minnici Appraisal Services." 3. 1 have recently inspected the real property located at 922 Susan Circle, Enola, Cumberland County, PA 17025 and am acquainted with the value of the real estate in the locality of such property. 4. I am not personally interested in the proposed sale and in my opinion the proposed consideration of$ 122,000.00 is more that can be obtained at public sale. Date: -/7'1 a/-3 Vincent Minnici SWORN TO AND SUBSCgIBED BEFORE ME THIS / 717—" DAY OF SEPTEMBER, 2013 Notary Public (Seal) My Commission Expires: rwtas<ooeoi�w ■d"Pak . WW Am ni►.owner cKw or COMWANk a Eek"on Is.W? IHIM�OFJ 8 YQNH! 7NOu�t VditV "Pao mf%w,C Wt*DYXAq Mo i StW;.f S NM mip�3 miit�imau�YM IN RE: : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA HAZEL A. PRIEST, ORPHANS' COURT DIVISION A partially incapacitated person DOCKET NO. 21-09-0878 AFFIDAVIT 1, Robert K. Banzhoff, being first duly sworn, say of my own personal knowledge that: 1. I am a Pennsylvania licensed appraiser, holding the following designations: R.L. (Certified Residential Appraiser) since 1992. 2. I have been in the business of appraising real estate since 1994 and currently operate "Central Penn Appraisals." 3. I have recently inspected the real property located at 922 Susan Circle, Enola, Cumberland County, PA 17025and am acquainted with the value of the real estate in the locality of such property. 4. I am not personally interested in the proposed sale and in my opinion the proposed / consideration of$ 122,000.00 is more that canbe obtained at public sale. Date:_%F///3 Robert K. Banzhoff SWORN TO AND SUBSWRIBED BEFORE ME THIS — COMMONWEALTH OF PENNSYLVANIA DAY OF AUGUST, 2013 Notarial Seal Brenda E.Trump, Notary Public Mechanicsburg Rom, Cumberland County L My Commissbn Expires Sept. 26, 2013 !o- j Mena vrHxsnv,uru.xswannaxoF uuEs Notary Public (Seal) 2LS/�ic �� My Commission Expires.,26, o��✓ ITEM IV: I appoint THELMA BILLOW Executrix of this my last will . Should THELMA BILLOW fail to qualify or cease to act as Executrix, I appoint DAVID H. STONE Executor of this my last will . ITEM V: No fiduciary acting hereunder shall be required to post bond or enter security for the faithful performance of his/her duties in any jurisdiction. IN W.i'I'iVESS WHEREOF, I, HAZEL A. PRIEST, have hereunto set my hand and seal this 13c( day of 1999 , 00 i� HAZEL A. PRIEST SIGNED, SEALED, PUBLISHED and DECLARED by HAZEL A. PRIEST, the Testatrix above named, as and for her Last Will and Testament , and in the presence of us, who at her request , in her presence and in the presence of each other, have subscribed our names as witnesses . Witness Address .c i�a-a•t.�l_w )7 � •��c�-E?i.L' /'�C-�• ? 7 i �._� i<.n.i.ix.,_.t. %c-yt�� `" } Witness Address Page 2 of 4 6 ;o T abed •alsgsa Aw go uotgsa;stutwps aqq uz pt2 oa TNS;; )INGT4S 13 3anp32g auogS ;o wzt; M2T aqq utp�az xizgnoaxg Aw gpgq gD@.ztp I : III WH,LI • sadzz;s zad 'ansst sTq oq zo 'SSZIS NHOr 7,od 'Magdau Aw of ;oazagq ;Tpq-auo buTuTpwaa aqy g sadzz�s zad 'anssT zaq Oq zo '01122iS.Sd AQNIJ 'aoatu Aw o; ;0azag4 ;Tsq-auO -V : sMOTTo3 s2 'a:jpn;ts .zanazagM pup azn;2u Azana ;o 'a;pgsa Aw ;o zapUTuwaa Pus anptsaa ';saa aqa TTp ggpanbaq pup asZnap I : III WEII aw sanznans aqs paprnozd 'MO` qIg VIZuH.I, o; szsTTOQ (00 ' 000 ' oZ$) pupsnogy A3uaMy q;panbaq I : II W311 . as2aOap Aw zaq;p auop aq Apw ATjuaruanuoO sp uoos s2 sasuadxa Tpzaun; pus sjgap gsnC Aw TT2 Apd TTpgs pawsu zad;purazaq xtagnoaxg Aw ;pqq goa.ztp I : I WSSl • aw Aq ap2w ATsnotnazd TTTM Aus axonaa pus TTTM gs2T Aw aq of srq; azpTOap 'srupnTAsuuad 'AlurLOD pusTzagwnO 'drgsuMOI ozogsuuad gspg ;o 'ISSIUd 'V ` 2ZVH ' I ssslud •v zazvH ao XNERVISal axv 'I'IIM lsvq �i1 ��4r3�t16 V 111-41 � 66-9/ey']said\stj:m\da COMMONWEALTH OF PENNSYLVANIA: : SS : COUNTY OF CUMBERLAND I, HAZEL A. PRIEST, the Testatrix whose name is signed to the at- tached or foregoing instrument, having been duly qualified according to law do hereby acknowledge that I signed and executed this instru- ment as my last will ; that I signed it willingly and that I signed it as my free and voluntary act for the purposes therein contained. HAZEL A. PRIEST Sworn to or affirmed to and acknowledged before me by HAZEL A. PRIEST, the Testatrix, this day of .�r 1999 . Nr;TAt�IALSEAL CCNST°,,!XE L KARLI, Notary Public Notary Public New Cumberlannd. PA Cumberland Co. My Commission Expires April 13,2003 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS : We, .%�7. ! // 1 �I. and1,r� t the witnesses whose names are signed to the attached or foregoing instrument , being duly qualified according to law, depose and say that we were present and saw Testatrix sign and execute the instrument as Page 3 of 4 her last will ; that Testatrix signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; that to the best of our knowledge, the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence . Witness Witness Sworn to or affirmed to and acknowledged before me by and witnesses, this d day of 1999 . Notary Public NOTARIAL SEAL CONS7.NCE L I1,A.fil_i, Notary Public lbvi Cumbsriand,PR. C UMOPrlanCl CO. . My Commission Expires April 13,2003 Page 4 of 4 IN RE: : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA HAZEL A. PRIEST, ORPHANS' COURT DIVISION A partially incapacitated person : : DOCKET NO. 21-09-0878 On the Petition of JEWISH FAMILY SERVICE OF GREATER HARRISBURG,INC. CONSENT TO THE SALE OF REAL PROPERTY KNOWN AS 922 SUSAN CIRCLE ENOLA PA 1. 1 am Cindy DiFiore, the niece of Hazel A.-Priest. I reside at 1636 Fallbrook Ave., San Jose, CA 95130. 2. I have reviewed the Petition For the Private Sale of Real Estate,to be filed by Jewish Family Service of Greater Harrisburg,Inc.,the Guardian of my aunt's person and estate. 3. I understand that Jewish Family Service of Greater Harrisburg, Inc. is proposing to sell the property known as 922 Susan Circle,Enola,PA for the sum of$ 122,000.00 as detailed in the Petition. 4. l hereby-consentto-theproposed sale as set-forth-above and-in-the Petition-to-be-filed by Jewish Family Service of Greater Harrisburg, Inc. Dated: �• Ms. Cindy DiFb •e • v i� ', � ', � � . . , t. IN RE: : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA HAZEL A. PRIEST, ORPHANS' COURT DIVISION A partially incapacitated person DOCKET NO. 21-09-0878 On the Petition of JEWISH FAMILY SERVICE OF GREATER HARRISBURG, INC. CONSENT TO THE SALE OF REAL PROPERTY KNOWN AS 922 SUSAN CIRCLEt ENOLA PA I. I am'Roy Sites,the nephew of Hazel A. Priest. I reside at2812 New Jersey Ave., San Jose, CA 95124. 2. 1 have reviewed the Petition For the Private Sale of Real Estate,to be filed by Jewish Family Service of Greater Harrisburg, Inc., the Guardian of my aunt's person and estate. 3. I understand that Jewish Family Service of Greater Harrisburg, Inc. is proposing to sell the property known as 922 Susan Circle,Enola,PA for the sum of$ 122,000.00 as detailed in the Petition. A. 1-hereby-consent-to-the-proposed-sale-as-set-forth above-and-in-the Petitionto-be-filed by Jewish Family Service of Greater Harrisburg, Inc. Dated: 47— ) , Mr. R y ites P - � 1 � � _, � L ' .e,' . � J - � .v Y I: r .. � .. .. .. y '+ ' ii I 1D1 A DEED -Short Form E...u1N.Selo Co.,Phibd.lphio,Pe. j .Made the � 7�1' ` day of �c.� in the year H Nineteen hundred and sixty-nine (1969)-. ,� I �I 'RthVttn MAYNARD L. SHEAFFER and RUTH W. SHEAFFER, his wife, of East Pennsboro Township, Cumberland County,Pennsylvania, f A N D Grantors '{ VAN L. PRIEST and HAZEL A. PRIEST, his wife, of Enola, Pennsylvania, Grantee s .1 Pffneaatf�, that in consideration of One Thousand and No/100 --------------------- q ------------------------------------ ($1,000.00) ----------------------Dollars, i' in hand paid, the receipt whereof is hereby acknowledged, the said Grantor s do I' hereby grant and convey to the said Grantees their heirs and assigns, !� ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumber- - '�� land County, Pennsylvania, more particularly bounded and described as follows, to wit:- BEGINNING at a concrete monument at the intersection of the southern line of Susan Circle with the western line of- Cindy Circle; thence along the western line of Cindy jj Circle South 13 degrees 50 minutes East, a distance of ninety-four and eighteen jj hundredths (94.18) feet to a point; thence South 76 degrees 10 minutes West, a distance of one hundred twenty (120) feet to the dividing line between Lots Nos. 32 and 33 on the hereinafter mentioned Plan of Lots; thence along said dividing line j' North 13 degrees 50 minutes West, a distance of ninety and eighty-one hundredths ! (90.81) feet to the southern line of Susan Circle; thence along the southern line of Ii Susan Circle North 84 degrees 46 minutes East, a distance of twenty-six and thirty 3� hundredths (26.30) feet to a point; thence along a curve to the left having a radius f of two hundred (200) feet, an arc distance of seventy-five and sixty-three hundredths (75.63) feet to a point; thence North 63 degrees 06 minutes East, a distance of fi nineteen and thirty-eight hundredths (19.38) feet to a concrete monument at the CI western line of Cindy, Circle, the point or place of BEGINNING. i� f� BEING Lot No. 32 on Plan No. 3; Section "C" of Penn Heights as recorded in the i Cumberland County Recorder's Office in Plan Book 20, Page 48. F' BEING part of the same premises which Harold E. Orris and Carrie E. Orris, his wife, .y by Deed dated July 26, 1960 and recorded in the Cumberland County Recorder's Office in Deed Book "Y", Volume 19, Page 606, granted and conveyed unto Maynard L. Shaeffer and Ruth W. Sheaffer, his wife, GRANTORS herein. � Tawuhip of Y l�••�K✓LK S. G:rv' Pa CO--b Cum . ._ „f it 1% R..I EFf.l.T,.od.r Tex G h � ,,,, .Co.o3.i.CoL'Ae1. i rr d 1 i n. i F?*- I'. BOOK f/23PAOP 477 is I !; na the said Grantors Will Warrant generally the property hereby conveyed. I! In Mitntse Uhtreof, the said Grantors ha ve hereunto set their hands !� and seals the day and year first above Written. {! Signed, Sealed and Delivered 7 ;�, f! in the presence of kfa ,� .d Shearler i{ IRuth W Sheaffer i b 'f f � 6Ca4n4nantaeaa4ltk� of�¢nns�dtvaanice uKb � �,r� ss. a4AIIAE1}9 of CUMBERLAND On this,the 2d day of 1569, before me a Notary Public the undersigned officer, personally appeared MAYNARD L. SHEAFFER and RUTH W. SHEAFFER, his wife, .� known to me(or satisfactorily proven)to be the person s whose name s aresubscribed to the witAia ,v,., instrument, and acknowledged that they executed the same for the purpose therein contp'Zr4 d f 4 { IN I7lTNESS WHEREOF, /have hereto set at hand }//1fffrzdi notprial s � �J^'r c'+y r U c d i� N )TATTY FU31 fc ^'t iNew umbe L=_uG,Pa V i r - -� O �j 'Rartbin TerfirlR that the precise address of the eran.tee s herein IS 313 Shady Lane, Enola, ,Pennsylvania. t't Atto bey for (L, •L-- v m m o M WF HL [y y s n C C y m 3 ^✓ N I1 ; . 0 z �aan4nanmm.sn$fl� of Venna};$uv�ania: y j ate. �aIlIln�� a��LL�71��`,-'_ � XttarOtb in the Office for Recording of Deeds in and for / �,ii�G in Deed Book y No.�� age�ZT7 Etc. Dilutes my hand and seal of Of ee this r day of ,z .Hn o Orin 19 BOOKy23PACE 478 fit:.