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HomeMy WebLinkAbout13-5527 v Supreme Coo nnsylvania COu]C' 0%1 leas For Prothonotary Use Only: 7 , Docket No: [[��--•�� r'sT� U a County The information collected on this form is used solely for court administration purposes. This form does not _ supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court. Commencement of Action: Ak El Complaint ® Writ of Summons ® Petition ® Transfer from Another Jurisdiction ® Declaration of Taking E , Lead Plaintiff's Name: Lead Defendant's Name: C Orrstown Bank Rodney L. Beam .T " Dollar Amount Requested: ® within arbitration limits I Are money damages requested? IM Yes ® No (check one) ®x outside arbitration limits 0.. N Is this a Class Action Suit? ® Yes 0 No Is this an MDJAppeal? ® Yes 0 No A Name of Plaintiff /Appellant's Attorney: Kathryn L. Mason, Esquire ® Check here if you have no attorney (are a Self - Represented [Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ® Intentional [3 Buyer Plaintiff Administrative Agencies 13 Malicious Prosecution [3 Debt Collection: Credit Card ® Board of Assessment ® Motor Vehicle 13 Debt Collection: Other ® Board of Elections Nuisance E3 Dept. of Transportation ® Premises Liability Statutory Appeal: Other S [3 Product Liability (does not include E mass tort) [3 Employment Dispute: Slander/Libel/ Defamation Discrimination ® ® C ® Other: Employment Dispute: Other ® Zoning Board ®Other: , I ® Other: O MASS TORT ® Asbestos N ® Tobacco ® Toxic Tort - DES © Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS ® Toxic Waste Q Ejectment ® Common Law /Statutory Arbitration B ® Other: Eminent Domain /Condemnation 13 Declaratory Judgment Ground Rent ® Mandamus Landlord/Tenant Dispute ® Non- Domestic Relations ix Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABLITY 0 Mortgage Foreclosure: Commercial ® Quo Warranto ® Dental ® Partition ® Replevin ® Legal 13 Quiet Title © Other: © Medical ® Other: ® Other Professional: Updated 111/2011 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION N o.. Plaintiff, Vs. TYPE OF PLEADING RODNEY L. BEAM, CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Defendant. FILED ON BEHALF OF: Orrstown Bank, Plaintiff TO: DEFENDANT(s) COUNSEL OF RECORD FOR THIS YOU ARE HEREBY NOTIFIED TO PLEAD TO THE PARTY: ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF OR A DEFAULT JUDGMENT Scott A. Dietterick, Esquire MAY BE ENTERED AGAINST YOU - PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 ATTORNEY FOR PLAINTIFF I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: JSDC LAW OFFICES 2695 Philadelphia Avenue fT t Cn I� I Chambersburg, PA 17201 M i7 "L"► "'O 1 i AND THE DEFENDANT(S): P.O. BOX 650 N ".Z'1 ;;"„; 355 York Road Hershey, PA 17033 � " ° - -lc Carlisle, PA 17013 Q -1- —. ATTORNEY FOR PLAINTIFF (717) 533 -3280 CERTIFICATE OF LOCATION I HEREBY CERTIFY THAT THE LOCATION OF THE REAL ESTATE AFFECTED BY THIS LIEN IS ( 3555 York Road, Carlisle, PA 11770113 ATTORNEY FOR PLAINTIFF �� 182D13 aQ sQ IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. RODNEY L. BEAM, Defendant. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFOMRATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249 -3166 (800) 990 -9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: vs. : RODNEY L. BEAM, : Defendant. AVISO USTED HA SIDO DEMONDADO /A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro do los proximos veinte (20) dias despues de la notifacacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comperencencia escrita y redicando en la Courte por escrito sus defensas de, y objecciones a, los demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero O propieded u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO IMMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGARLE A UNO, LLAME A VAYA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249 -3166 (800) 990 -9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. RODNEY L. BEAM, Defendant. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE And now comes Orrstown Bank, by its attorneys, JSDC Law Offices, and files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Orrstown Bank, which has its principal place of business at 2695 Philadelphia Avenue, Chambersburg, Pennsylvania 17201. 2. The Defendant, Rodney L. Beam, is an adult individual whose last known address is 355 York Road, Carlisle, Pennsylvania 17013. 3. On or about August 14, 2009, Defendant executed a Promissory Note ( "Note ") in favor of Plaintiff in the original principal amount of $85,000.00. A true and correct copy of said Note is marked Exhibit "A ", attached hereto and made a part hereof. 4. On or about August 14, 2009, as security for payment of the aforesaid Note, Defendant made, executed and delivered to Plaintiff a Mortgage in the original principal amount of $85,000.00 on the premises hereinafter described, with said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on August 14, 2009 as Instrument Number 200928774. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit `B ", attached hereto and made a part hereof. 5. Defendant is the record and real owner of the aforesaid mortgaged premises. 6. Defendant is in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. 7. On or about May 14, 2013, Defendant was mailed a combined Notice of Homeowners' Emergency Mortgage Assistance Act of 1983 and Notice of Intention to Foreclose Mortgage, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. §101, et seq. A true and correct copy of said Notice is marked Exhibit "C ", attached hereto and made a part hereof. 8. The amount due and owing Plaintiff by Defendant is as follows: Principal $ 81,015.02 Interest through 9/12/2013 $ 1,988.71 Late Charges $ 151.77 Other Charges/Fees $ 55.00 Attorney's Fees $ 1,650.00 Title Costs $ 410.00 TOTAL $ 85,270.50 plus interest on the principal sum ($81,015.02) from September 13, 2013, at the rate of $12.97 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $85,270.50, with interest thereon at the rate of $12.97 per diem from September 13, 2013 plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises JSDC LAW OFFICES Dated: - I`l 1?> BY: how �(", � Scott A. Dietterick, Esquire PA I.D. # 55650 Kathryn L. Mason, Esquire PA I.D. #306779 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533 -3280 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" PROMISSORY NOTE .� - �''�R'7r� :F... . � 'ra• =. .�;.�17�� "�,_ 5 - �.. References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or Item. Any Item above containing has been omitted due to text length limitations. BOrr OWer: Rodney L Basin Lender: ORRSTOWN BANK 355 York Rd SEVEN GABLES OFFICE Carlisle, PA 17013 77 EAST KiNG STREET P O BOX 250 SHIPPENSBURG,PA 17257 Principal Amount: $85,000.00 Date of Note: August 14, 2009 Maturity Date: August 14, 2039 PROMISE TO PAY. 1 ( "Borrower') promise to pay to ORRSTOWN BANK I'Landsr "1. or order, In lawful money of the United States of America, the principal amount of Elghty -five Thousand & 001100 Dollars ($85,000.00), together with interest an the unpaid principal balance from August 14, 2009, until paid In full. PAYMENT. Subject to any payment changes resulting from changes in the Index, 1 WIN pay this loan in accordance with the following payment schedule, which calculates interest on the unpaid principal balances as described in the "INTEREST CALCULATION METHOD" paragraph Using the interest rates described in this paragraph: 60 monthly consecutive principal and interest payments in the initial amount of $509.07 each. beginning September 14, 2009, with Interest calculated on the unpaid principal balances using an initial interest rate of 5.990% per annum based on a year of 360 days; and 299 consecutive principal and Interest payments, beginning September 14, 2014, with Interest calculated on the unpaid principal balances using an interest rate based on the Index described below (currently 0.600%), plus a margin of 2.750 percentage points, the sum rounded to the nearest 0.125, subject to any restrictions an the maxmum Increase or decrease at one time. My final payment will be due on August 14, 2039 and will be for all principal and accrued interest not yet paid, together with any other unpaid amounts under this Note. This estimated final payment is based on the assumption that all payments will be made exactly as scheduled and that the Index does not change; the actual final payment WIN be for all principal and accrued Interest not yet paid, together with any other unpaid amounts under this Note. Unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid interest; then to principal; then to any fate chargas; and then to any unpaid collection costs. 1 will pay Lender at Lender's address shown above at at such other place as Lender may designs% in writing. VARIABLE INTEREST RATE. For the first 60 payments, the interest rate on this loan will be 5.990%. Thereafter, the interest rate on this Note Is subject to change from time to time based on changes in an independent index which is the weekly average yield on US Treasury Securities adjusted to a constant maturity of one year (the "Index "). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute Index after notifying me. Lender will tell me the current index rate upon my request. The interest rate change will not occur more often than each year. I understand that Lender may make loans based on other rates as well. The Index currently Is 0.600% per annum. The interest -rate or rates. to be applied to the unpaid principal balance during this Note will be the rate or rates set forth herein in the "Payment" section. Notwithstanding any other provision of this Note, after the first payment stream, the interest rate for each subsequent payment stream will be effective as of the last payment date of the just - ending payment stream. NOTICE: Under no circumstances will the interest rate on this Note be more then the lesser of 11.990% per annum or the maximum rate allowed by applicable law. Notwithstanding the above provisions, the maximum increase or decrease in the Interest rate at any one time on this loan will not exceed 2.000 percentage points. Unless waived by Lender. any increase in the interest rata will increase the amounts of my payments. INTEREST CALCULATION METHOD. Interest an this Note is computed on a 301360 basis; that Is, with the exception of odd days before tfte first full payment cycle, monthly Interest is calculated by applying the ratio of the interest raft over a year of 360 days, multiplied by the outstanding principal balance, multiplied by a month of 30 days. interest for the odd days before the first full month Is calculated on the basis of the actual days and a 360 -day year. AN Interest payable under this Note is computed using this method. PREPAYMENT. I agree that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be refunded to me upon early payment (whether voluntary or as a result of default), except as otherwise required by law. Except for the foregoing, I may pay without penalty all or a portion of the amount owed earlier than It is due. Early payments will not, unless agreed to by Lender in writing, relieve me of my obligation to continue to make payments under the payment schedule. Rather, early payments will reduce the principal balance due and may result in my making fewer payments. I agree not to send Lender payments marked "paid in full ", "without recourse ", or similar language. If I send such a payment, Lender may accept it without losing any of Lender's rights under this Note, and I will remain obligated to pay any further amount owed to Lender. All written communications concerning disputed amounts, including any check or other payment Instrument that indicates that the payment constitutes "payment In full' of the amount owed or that Is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: ORRSTOWN BANK, 77 EAST KING STREET, P.O. BOX 250 SHIPPENSBURG, PA 17257. LATE CHARGE. If a payment is 16 days or more late, I WIN be charged 5.000% of the regularly scheduled payment or $2.50, whichever Is greater. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity, the total sum due under this Nate will continue to accrue Interest at the interest rate under this Note, with the final interest rate described in this Note applying after maturity, or after maturity would have occurred had there been no default. If judgment is entered In connection with this Note, interest will continue to accrue after the date of judgment at the rate In effect at the time judgment is entered. However, in no event will the interest rate exceed the maximum Interest rate limitations under applicable law. DEFAULT. I will be In default under this Note if any of the following happen: Payment Default. f fail to make any payment when due under this Note. Break Other Promises. I break any promise made to Lender or fall to perform promptly at the time and strictly in the manner provided in this Note or in any agreement related to this Note, or In any other agreement or loan I have with Lender. False Statements. Any representation or statement made or furnished to Lender by me or on my behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished. Death or Insolvency. Any Borrower dies or becomes insolvent, a receiver is appointed for any part of my property; I make an assignment for the benefit of creditors; or any proceeding Is commenced either by me or against me under any bankruptcy or Insolvency laws. Taking of the Property. Any creditor or governmental agency tries to take any of the property or any other of my property in which Lender PROMISSORY NOTE Loan No: 1460006102 (Continued) Page 2 has a lion. This includes taking of, garnishing of or levying on my accounts with Lander. However, if I dispute in good faith whether the claim on which the taking of the property is based is valid or reasonable, and if I give Lender written notice of the claim and furnish Lender with monies or a surety bond satisfactory to Lender to satisfy the claim, then this default provision will not apply. Defective Colleteralization. This Note or any of the related documents ceases to be In full force and effect (including failure of any collateral document to create a valid and perfected security interest or lien) at any time and for any reason. Collateral Damage or Loss. Any collateral securing this Note Is lost, stolen, substantially damaged or destroyed and the loss, theft, substantial damage or destruction is not covered by insurance. Everts Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this Note. Insecurity. Lender in good faith believes itself insecure. Cure Provisions. If any default, other than a default In payment is curable and if I have not been given a notice of a breach of the same provision of this Note within the preceding twelve 112) months, it may be cured If 1, after Lender sends written notice to me demanding cure of such default: it) cure the default within fifteen (15) days; or 121 if the cure requires more than fifteen 0 5 days, Immediately initiate steps which Lander deems in Lender's sole discretion to be sufficient to cure the default and thereafter continue and complete ell reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. Upon default, Lender may, after giving such notices as required by applicable law, declare the entire unpaid principal balance under this Note and all accrued unpaid interest immediately due, and then 1 will pay that amount. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect this Note H I do not pay. I will pay Lender that amount. This includes, subject to any limits under applicable law, Lender's reasonable attorneys' fees and Lender's legal expenses, whether or not there Is a lawsuit, including reasonable attorneys' fees, expenses for bankruptcy proceedings )including efforts to modify or vacate any automatic stay or injunction), and appeals. If not prohibited by applicable law, I also will pay any court costa, in addition to all other sums provided by law. JURY WAIVER. Lender and I hereby waive the right to any jury trial In any action, proceeding, or counterclaim brotght by after Lander or me against the other. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the lows of the Commonwealth of Pennsylvania without regard to its conflicts of low provisions. This Note has been accepted by Lender in the Commonwealth of Pennsylvania. DISHONORED ITEM FEE. I will pay a fee to Lender of $20.00 If I make a payment on my loan and the check or preauthorized charge with which I pay is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all my accounts with Lender (whether checking, savings, or some other account). This Includes all accounts 1 hold jointly with someone else and all accounts i may open in the future. However, this does not Include any IRA or Keogh accounts, or any trust accounts for which setoff would be prohibited by low. I authorize Lender, to the extent permitted by applicable law, to charge or setoff all sums owing on the indebtedness against any and all such accounts, and, at Lender's option, to administratively freeze all such accounts to allow Lander to protect Lender's charge and setoff rights provided In this paragraph. COLLATERAL. 1 acknowledge this Note is secured by the following collateral described in the security instrument listed herein: a Mortgage dated August 14, 2009, to Lender on real property located in Cumberland County, Commonwealth of Pennsylvania. PROPERTY INSURANCE. I understand that I am required to obtain insurance for the collateral securing this Note. Further Information concerning this requirement is set forth In the Mortgage and In the Agreement to Provide Insurance, all the terms and conditions of which are hereby incorporated and made a part of this Note. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon me, and upon my heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Please notify us if we report any inaccurate Information about your account(s) to a consumer reporting agency. Your written notice describing the specific )naccuracy(les) should be sent to us at the following address: ORRSTOWN BANK 77 EAST KING STREET P.O. BOX 250 SHIPPENSBURG, PA 17257. GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. I and any other person who signs, guarantees or endorses this Note, to the extent allowed by low, waive presentment, demand for payment, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such parties agree that Lander may renew or extend (repeatedly and for any length of time) this loan or release any party or guarantor or collateral; or impair, fall to realize upon or perfect Lender's security interest In the collateral. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other then the party with whom the modification Is made. The obligations under this Note are joint and several. This means that the words 0 1 1 , 'me ", and "my" mean each and all of the persons signing below. PRIOR TO SIGNING THIS NOTE, I READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. I AGREE TO THE TERMS OF THE NOTE. 1 ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. THIS NOTE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS NOTE iS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. BORRO X �I Seal) Radneq L Bea '' - EXHIBIT "B" JON te r, t - Parcel identification \ Number: 40.23. 0592.023 RECORDATION REQUESTED IJ� ORRSTOWN BAN J� SEVEN CA KING OFFICE 001 1A0 77 FAST STREET P 0 SOX 250 SHIPPENSBURG. PA 17267 WHEN RECORDED MAiL TO: ORRSTOWN BANK 2898 PHILADELPHIA AVENUE CHAMBERSBURG,PA 17201 R R •9 E MORTGAGE THIS IS A PURCHASE MONEY MORTGAGE Amount Secured Hereby: $85,000.00 THIS MORTGAGE dated August 14, 2009, is made and executed between Rodney L Beam, whose address is 355 York Rd, Carlisle, PA 17013 Irefetrad to below es 'Grantor') and ORRSTOWN BANK, whose address is 77 EAST KING STREET, P O BOX 250, SHIPPENSBURG, PA 17257 (referred to below as 'Lender'), GRANT OF MORTGAGE, For valuable comik aradon, Grantor grants, bargains, voila, conveys, easipna, transfers, releesaa. eonfvrna and mortgages to Lander all of Gramr' right, tide, and interest in and to the toltowing described reef property, together with all 106/111119 or subsequently erected or affixed buildings, imprOMMOrlta and fixtures: an streets, lanes, alleys, Posts"@, and ways: all aaeentents, rights of way. ell Gbertias, privibMs. tenements, he�tarrlante, and epphetanarlcee theaun fto belonging or anywise made Oppurcenent hereelter, end'lhe and w remainders with respect thereto: tag water, water rights, watercourses and ditch ri h reafte a d,thi (n utilities reversions and ditch Irrigation rights); and all other rights, royalties, end profits relatin to the real pro perty. Inokd'uhg without limitation all minarets, all. g as, geothermal and similar meagre, Ithe "Real property') located in Cumberland County, Commonwealth of Pennsylvania: -. ... See attached The Real Property or its address is commonly known as 355 York Road, Carlisle, PA 17013. The Real Property parcel identification number is 4 0- 23-0592 -023. Grantor praeentry 1111619119 to Lender all of GrantoYa right, tide, and interest in and to all present and future leaves at the Property and aq Renta from the Property. In additlen, Grantor grants to Lender a Uniform Commercial Code security Weisel in the Personal Property and Rsnts. THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY WITHEST IN THE RENTS AND PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (S) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE IN THE ORIGINAL PRINCIPAL AMOUNT OF 085.000.00, THE RELATED DOCUMENTS. AND THIS MORTGAGE. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PURCHASE NEMMMORTGAGE. if any of the debt secured by this Mor(gsgs is lent to Grantor to acquire tide to the gage shag be a purchase money mortgage under 42 P.S. Section 9141. PAYMENT AND PERFORMANCE. Except tae otherwise provided In this Mortgage, Grantor shall pay to Lender all amounts secured by title Mortgage to they become due end shall strictly Y perform all of Grantor's obligations tattler this POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Grantor's passaselon and wa of the Property shag he governed by the followhg provisions. Possession and Use. Until the occurrence of an Event of Default. Grantor may (1I remain in possession and control Of the Property: (2) use, operate or manage the Property; and (3) coped the Renu from the Property. Duty to Malt ttab t. Grantor shall maintain the Property in good condition and promptly perform ell repsM9, replacements, and maintenance necessary to pree9rva Its v alue. C=Wftrms With EwAmnrnentsl Laws. Grantor represents and warrants to Lender that: (l l Dump eha period of Grantor's ownership of the ProPerty, there has been no hue. generation, memrtecthre, storage, ere ng the oria al, release or tMaetsned release of arty Hazardous Substance fry any person on, udder, about or from the Property (2) Grantor has no knowledge at, or Leeson to b in" that there has been, except es previously disclosed to and acknowledged by Lender in writing, W any breach or violation of any Environmental Laws.' Ib) arty use, generation, manufacture, storage, treatment, disposal, release or threatened misses Of any Hazardous Substance on, under, about w from the Property by any prior owners w occupants of the Property, or (a) any actual or threatened 110gatbn or claims of any kind by any person relating to such matters: and 43) Except all previously disclosed to and acknowledged by Lo Wer In writing, (a) neither Grantor nor any tenant, contractor, agent or other eudhOdzed user of the Property shall use, genefale, manufacture, store, treat, dispose of or release any Hazardous Substance on, under, about or from the Property; ant (b) any such activity shall be conducted in compliance with oil apptkaiile federal, state, and local lows, regulations and ordinances, including without limitation all Environmental Laws. Grantor authorizes Lender and Its agents to enter upon the Property te make auch inspections and tests, at Grantor's aWena% es pri Lender may deem appropriate fly determine ly to ntro of the Property with this section of the Mortgage. Any Inspections Or testa made by Lender shag be for Lendar's Purposes only and shell not be construed to create any rosporuhbiffty or liability On the pan of tender to Grantor or MORTGAGE (Continued) Page Z to any other person. The representation& and warranties contained herein are based on Grenlars due diligence in investigating the Property for Hezardas Substanaaa. Grantor hereby 111 releases and wsivas any future claims against Lender for lnd81nnitir or contribution in the *vent Grantor becomes liable for cleanup or other costs under any such laws; and (2) agrees to Indsmnity, defend, acid hold harmless, lender against any and all c(skns, losses, liabilities, damages, penalties, and expenses which Lender may directly or indirectly sustetn or suffer resulting from a breach of two section of the Mortgage or as a consequence of any use, generation, manufacture, store". disposal, release Of Threatened release occurring prior to Grantor's ownership of interest in the Property, whether Of net the same was Or should have been known to Grantor. The provisions of this seeden of the Mortgage, including the obligation to indemnify and defend, shall survive the payment of the indebtedness and the satisfaction and reconveyance of the den of this Mortgage and shall not be affected by Lender's acquisition of any Interest in the Prop", whether by foreclosure or otherwise. ftubsnca. Waste. Grantor shall not cause, conduct or permit any nuisance nor commit. p or suffer any stripping of or waste on or to the Property or any portion of the Property. VA(hout IitrdUrng the generality of the foregoing, Grant" will not remove, or grant to any other party the right to remove, any timber, minerals (Including 08 and goal, coal, clay, scoria, soil, gravel or rock products without Lenders prior written consent. Removal of Improvements. Grantor strap not demolish or remetre any Improvements from the Red property without Lender's prior written consent. An a condition to the removal of any Improvements, Lander may require Grant" to make arrangements satisfactory to Lender to rash&& such improvements with Improvements or at leant equal value - Landsr's Right to Enter• lender and Lenders agents and representatives may enter upon the Red Property et all reasonable times to attend to Lenders Interests and to inspect the Real Property f" purposes of Grentor's compliance with the terms and conditions of this Medgega. C Comp6nes with Govnnnattd Rs*dmments. Grantor shall promptly comply with as laws, ordinances, and now or hereafter in effect, of dl govammantel authorities applicable to the use or occupancy of the Property. Grantor may contest In good faith any such law, ordinance. or regulation and withhold compliance durfng any proceeding, including appropriate appeals, so long as Grantor has notified Lander in writ prior to doing so and to long as, In Lender's acts opinion, Lender's interests in the Property ere not ieopafdimd. Lender may require Grant" to post adequate security or a suraty bond, raasaftebiy satisfactory to Lander, to protect Lenders interest. Duty to Protect Grantor egress neither to abandon or leave unattended the Property. Grantor shall do all other acts. In addition to those acts set torth above in this section, which from the dereeter and use of the Property are reasonably necessary to protect and preserve the Property. DUE ON SALE • CONSENT BY LEADER. Lander may, at Lender'& option, declare +mmediateiy due and payable as auras secured by this Mortgage upon tine 5910 Or transfer, without Lender's prior written coreent, of ea "any pelt of this Red Property, or any interest in the Reel Property. A 'seta "transfer' means the conveyance of Red Props or any right, tide or interest in the Reel Propany; whether legal, benef old or aquitahla; whether voluntary or Irvokatt f any fI r by than sale, dead, l ease rat safe contract, tend contract, contract for deed, Ieseeltold interest with a term greater then three (3) yesra, lease contract. Of by sate, assignment, or transfer of any beneficial interest In or to arty lard trust hiding tide to the Real Property, or by any other method of conveyance of an interest In the Red Property, However, this option Shea not be exercised by Lander if such dxerdse is prohibited by federal low or by Pennsylvania low. TAXES AND LIENS. The following provisions retailing to the taxes and liens on the property are pan of this Mortgage; Payment. Grant" shell pay when due (and in all events prior to delinquency) all taxes, payroll taxes, special taxes, assessment$, water charges and sewer service charges leriad sgdnst Of on account of the Property, end shag pay when due all dskns I" work done on "for services rerderad or msterW famished to dis property. G cantor a I hat maintain the Property free of any Nona having P rionty over or equal to the interest W Lender under tins M tor hat except f" those pens specifically agreed to in writing by lender, and except for the Don of talon and oft t gage. not due as further specified in the Right to Contest paragraph, Right to Contact Gfanhr may withhold Payment of any tax, asseeament or claim in cofvecthm with a good fsith dispute over the obligation to pay, aG long as Lander's interest in the Property is not jeopardized. it s lien arises" Is filed as a result of nonpayment. Grantor shall within fifteen 116) days after the lien arises or, u a Man Is filed, within fifteen (16) days after Grant" has notice of the (Ming, sears the discharge of the nary or if requested by Lander, deposit with Larder cash or a sufficient corporate surety bond or other security satisfactory to )&ruder lo en amount sufficient ro discharge the lien plus any costs and reasonable attorneys' teas, or other O t that could &&antra as a result of a foreclosure "sate undo the Nen. In arty oentsst. Grantor shall dOlOnd itself and Lander and Ihdl satisfy any adverse Jwlgment before enforesment against the additlond obligee under any surety bond furnished In the contest proceedings. Grantor shall REM tender a an Evidence of Payment. Grantor shag upon damend furnish to Lender satisfactory evidence of payment of the taxes of °esessments and shall authorize the appropriate governmental of[idat m deliver to lender at any tine a written statement of the taxes and armaments against the picPany. Notice of Comtructimh Grant" arid) notify lender at least fifteen (16) days before any wort Is commenced, arty services are furnished. or any materials are supplied to the Property. if any mechanic's lien, mstedsimen'* lien. or Other roan could be asserted on account of the work, services. or materiels. Grantor win upon f ftrrdah to Lender advance assurances satisfactory to Larder that Grantor can and st of Lend pay the soar of such improvements, whet egtre or PROPERTin DAMAGE INSURANCE. The following provisions raiating to insuring the Property are a part of lists Mortgage; Ms6Kaema of Insurance. Grantor shwa procure and maintain parades of fire insurance with stndard extended cPoverage I endo sit a ts on fi o repfseent basis for the full insuralMa value coverin M g Improvements an the Red clause i f euf polic ma avoid application of any eoinsurenee douse. and with a standard mortgagee douse n favor of Lender. PoNcies shall be written by such insurance companies and in such farm as may be rssennably seceprab10 to lender. Grantor shell deliver to Lender certificates of etrn" from each insurer conta ring a stipu*ation that coverage will not be cancelled or diminished without a minimum of tan 1101 days' prior written notice to Lander and not containing any disclaimer of the Inners (lability for fatltre o ouch nodca. Each insurance policy also shut Include an endorsement providing that coverage in favor of, give )snider will not be nul knPsi►ad in she way by wry act, omission or default of Grantor or any other penes, S located in an area designated by the Dhactsr of the Federal Emergency hould the Rod Property be Mana hazard area. Grant" agrees to obtain and maintain Federal Rood Irstrenc is given by Lender that the Property to located in a s e, if *ge n within 46 days after ABencY ee a specia cis notice l flood Pedal flood hezefd arms, for the full unpaid principal balance of the loan and any prior None on the property securing the loan, trp to the maximum policy limits Get under the MORTGAGE (Continued) page 3 at the loan. t Flood katrrenoa Program, or as otherwise requlfod by Lender, and to maintain such insurance for The term of ro APPlicatioxn of Proceeds. Grantor shell promptly notify Lender of any loss or damage to the Property, Lender nosy make proof of bap if Grantor leih to do so within fifteen y5) days of the casualty. Who. m not Lend may security is impaired. Lander may, at Lenders election, reeeivs and retain the proceeds of any insuran end aPPIY the proceeds to The reduction of the Indebtedness, payment of any Ben aff the property, u the restoration and repels of the Property. It Larder Im pts to aPPIY the proceeds to restoration and r replace the damaged or dettroyetl ImProwition tin a manner aetiefpcto a tender, Gr antor ah pair or t o o tapir proof of such expenditure, spy or reimburse Grantor from the ry to Pr oc e eds for the ressoMbhe coat n repair or restoration It Grants is not in default under this Mortgage, Any proceeds which have not been a cost of w1Udn ISO days after their receipt asp which Lerder has not committed to the rep fr or restoration of the property Shall be used first to pay any amount owing to Lender under this Mortgage, then to pay accrued interest, and the remainder, if any, shelf ire Applied to the principal balance of Ifs Indebtedness. If Lender holds any proceeds after Payment in full of the Indebtedness, such proceeds shelf be paid to Grantor as Grantor's Interests mny appear. LENDER'S EXPENDITURES. If Grantor falls UM t keep the _ encumbrances, and other claims. (0) to provide any requlrod T P isms t h e Prop o taxes ,Cb to . o ne ry interests, Property then Lender they do so. If any action or Proceeding h t repairs to the interest° In the pro P 9 commenced not that t oted mat ac on th at Lander Lender's Party, then Pro L on Grantor's behalf may. bur not returned y take arty action t hat beaevea to be approprlere to protect Lender s interest*. All expenses incurred or paid by Lender for such purposes will then tear interest at the ram charged te+der the Note from The dam incurred or paid by tender to the date of repayment by Grantor. AN such expenses will bacon* a part of the Indebtedness end, at Lender's option, will (A) be payable an demand; (0) be added to the balance of the Note and be apportioned among eta be payable with any i ntelbnant PS Note; or i�bA d etad du ring s ti (if the term Of MY appgcabk insurance pukir pr 12} the remaining form of Mao Will aacuro payment of these emouttaThp wh it eh1 6° due °tp Payable ° t lie Npte'a maturhy. The Mortgage rigtm or env remedies to which Larder ter I this paragraph shell be in It to any ot be construed as cuf tg the default so a, ro bar Lander from account of arty default Arty such endon by Lander shall not obligation to Larder (oral such axpensea *half survive the entry o f any myortgage foreclosure, would have had. Granmr'a WARRANTY; DEFENSE OF TITLE. The folfowi tdpment Mortgage: I>p P+oVlalOne rel ating to ownership of the property are a part of two Title. Grantor warrants that: (a) Grantor holds good and marketable title of record to the Property in fee aifrtple, ties and chap of oil liens find anc,,dmaneon other Than rhos° gat forth in the Reel Property description or in any title insurance policy, tide report, or final title opinion issued In favor of, and accepted by, Lender in connection with this Mortgage, and 1b) Grantor has the full right power, and authority to execute and deliver this Mortgage to Lander. Defame of This. Subject to the exception N the paragraph above, Grantor warrants will will forever defend the a ide to the Property against against The lawful claims of all persons. M the event arty pcdon or questions Grantor title or the Int e rest i. commenced st of Larder under this Mortgage, Grantor shall defend the action at Grantor's expense, Grantor may be the nominal parry in such proceeding, but Lender shall be entitled to Participate in the proceeding and to be represented M the proceeding by counsel of Larder's own choke, And Grantor will deliver, Of Csuas to be delivered, to Landes such instruments an Lender may request from time to tin° to pemet such participation. Compliance With Lawn, Grantor warrants that the property and Grantees use of the Property complies with all existing ,pplicable laws, orditerice°, end fif"dWIS of goynmrtsnt°I ainhorides. SILOO M of P►embas. AN promises, agreements, and ststemento Grantor has made in this Mortgage °half survive ON execution and delivery of this Mortgage, @hall be continuing in nature find shell remain in full force end offset until such ring as Grantor's indebtedness is paid in full, CONDEMNATION. The foflowing Provi°ipnp foisting to condemnation Proceedings are a part of this Mortgage: Procoadnills. If any proceeding In condemnation is rrW. Granter shall promptly notify Lander In venting, and Grantor shall promptly tSkO such step as may be necessary to defend the action end obtain the award, Grantor may be the nominal party In such proceeding, but Lapp shall be entitled to participate in the proceeding end to be represented in the proceeding by eoutmel of he own choice, and Grantor will deliver or c Lander Such instruments and documentation as may be requested by Lender from time a a temp use to be del rvave ned e deI auto Participation. Application of hest Proceeds. 11 all of arty part of the property is condemred by eminent domain proeeadiga or by @11Y Proceeding a purchase In lieu of condemnation, LaMar ropy et in eleadon require that all or any portion of the not proceeds of the pwerd he eppited to The Indebtedness or the repair or restoration of The Pro rty, rapt The proceeds of the award shelf mean the award after payment of all actual co Incurred by Lender In commotion with the condemnation. st°, lion expe nses. e Pr atfl Th (ass IMPOSITION OF TAXES, FEES AND CHARGES By GOVERNMENTAL AUTHORITIES. The leflowing Provisions relating to govemmamid taxes, fees and charges ate a part of this Mortgage: Currant Taxes, Faso ad Charges. Upon request by Lender, Gramm Shell execute such documents In addition to this Mortgage end tape whatever other action Is requested by Lender to perfect end continue Lendeen lien on the !lead Property. Grantor phew reittbun@ Lander for ell taxes, e, described below, together with a, expe incurred M recording, perfecting or continuing Utter Mortgage, Including without limitation all taxes, fe documentary Stomps, and Other charges for recording or registering lh im Mortgage. es, Texan. The following Shall constitute tax°° to which tine section applies: IT) a specific hex upon two type at Mortgage Of upon all or any part of the kdebtedn°ss secured by this Mortgage: 121 a spanise tax on Grantor which Grantor Is authorized or required to deduct from payments on the indebtedness secured by this type at Mortgage; (3) a tax an this typo of Mortgage chargeable against the Lender or the holder of the Note: and (4) a apaculc tax on ail or any portion of the Indebtednesa or on peymenn Of Ptincfpan and interest mode by Grantor. Subtsgnsnt Taxes. U any tax to which this section applies is enacted subsequent to the date of This Mortgage, This event shop have the $amp effect ea an Event of Default, and Lender may exercise any or ail at its available rsrnedias for an Event of Doloult as provided below unless Grantor alther ail pays The tax before h becomes delinquent, or 121 COMOSts rte tax as provided above N Us Texas and Lions section and deposits with Lander Cash or a ,ufBckfif Corperete Surety bond Of other security satlsfectury to Lender. SECURITY AGREEMENT: FINANCING STATEMENTS. The following provisions relating to MR MohTgaga as a sacmiry agreement 81 's • pat of finis Mortgage: Socially Agrearnam. This instrument shall eonntltute a Security Agreement to the extent any of the Property MORTGAGE (Continued) Page 4 constitutes fixtures. and Lander shell hove all of the rights of a secured party under the Uniform Commercial Code as amended from time to time, Security (ntarpt. Upon request by Lender. Grantor shall take whatever action is requested by lender to perfect and Continue Lender's security Interest in the Fontaine! Property. In addition to recording this Mortgage to the real property records, Lander may, at any time and without further authorization from Grantor, file executed counterparts, copias or reproductiMM of this Mortgage es a financing Statement. Grantor shall reimburse lender for all expenses incurred in perfecting or continuing this security interest. Upon default. Grantor shelf not remove. sever at detach the Personal Property from the Property. Upon delaulL Grantor shell saiemhle any Personal Property not afibted to the Property M a manner and at a piece reasonably cOrMnient to Grantor and lender and make it available to tender within three (3) days after recalpt of written demand from Lender to the extent permitted by applicable law. Addresses. The malting addresses of Grantor (debtor) and Lender {secured parry) from which information concerning the security interest granted by this Mortgage may be obtained (each as required by the Uniform Commercial Code) are as stated on the first page of this Mortgage. FURTHER ASSURANCES: ADDITIONAL AUTHORIZATIONS. The following provisions reteting to further assurances and additional authorizations era a part of We Mortgage: Further Aeswances. At any time, and from dne to time, upon request of Lender. Grantor will make, execute end deliver, or will cause to be made, executed or delivered, to Lender of to Lander's designee, and when requested by lender, cause to be filed, recorded, refflW, or rerecorded, so the case may be, at such times and M such offices and places as Lender may deem epproprhre. any and all such mortgages, deeds of trust, security deeds, security agreements, fiffli hg statements, continuation statements, instruments of further assurance, certificates, and Other documents all may, in the sole opinion of Larder, be necessary or desirable In order to effectuate, complete, perfect, continue, or preserve (t) Grantor's obligations under the Note, this Mortgage, and the Related Documents, and (2) the Yens and saaurftY interests crested by this Mortgage as first and prior Ilona on the Property, whether now owned or hereafter acquired by Grantor. Unless prohibited by law or Lander agrees w the contrary in writing. Grmnor shell reimburse Lender for all costs and expenses Incurred In connotation with the matters referred to M this paragraph. AddhMnal Autoorizatans. It Grantor We to do any of the things nsfared to In the preceding paragraph, Lender may do so for and in the name of Grantor end at Grantor'& expense, for such purposes, Grantor hereby irrevocably udhertzes lender to make, execute, deliver, file, record end do all other things an may be necessary or desirable, in Liner's sob opinion, to aeranhpish the matters referred to in the preceding paragraph. It is understood that nothing set forth herein shell require Larder to take any such actions. FULL PERFORMANCE. If Grantor pays ea to Indebtedness when due, and otherwise performs all the obligations Imposed upon Grantor under this Mortgage. Lander shell execute and deliver to Grantor a suitable sstfsfactbn of this Mortgage and suitable statements of termination of any financing statement on file widening Larder's security Interest in the Rents and the Personal Property, Grantor will pay. If permitted by epplleable low, any reasonable termination lee as determined by Lander from time to tire. EVENTS OF DEFAULT. At Lender's optlttn, Grantor will be In default under this Mortgage if any of the following happen: Payment Default. Grantor fags to make any payment when due under the Indebtedness. Default on Other Payments. Failure of Grantor within the time required by this Mortgage to make any payment fo taxes or insurance, or any other payment necessary to prevent fiing of or to effect discharge of any lien. Break Other Prarntses. Grantor breaks any promise made to Lander or falls to perform promptly at qtr time pfd strictly in the roamer provided In this Mortgage or in any agreement related to this Mortgage. False Stabmems, Any representation or stetamant made or famished to Lander by Granter or on Grantor's behalf under this Mortgage or the Related Documents is false or misleading in any material respect, either now or at the time.. or iumished. Defective CaDatsrenitadon. This Mortgage or any of the Related Documents cesess to W In ho force anti effect (Including failure Of any Collateral document to create a valid and perfected security interest or Meth) et arty time end rot any reasan Death o Insolvency. The death of Grantor, the Insolvency of Grantor, the appointment of a receiver for any pert of Property. any assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any bankruptcy or Insolvency laws by or against Grantor. Yelling of the Property. Any credits or govenrnental agency tries to take any of the Property at any other of GrentoPs property In which Lender has a lien. This includes taking of, garnishing of or levying an Grentoes accounts with Lender. However, If Grants disputes in good faith whether the claim on which the taking of the Property in based Is veld or reasonable, and if Grantor gives Lender written notice of the claim and furnishes Lender with morales or a ewe[y bond satisfactory t apply. o Larder to satisfy the claim, then this default provision will not grsech of Other Agreement. Any breach by Grantor under the terms of any other agreement between Grantor and . Lander that is not indebtedness or other any grace period provided therein, Including whhout limitation any agreement concerting any indebtedness or other obiigaton of Grantor to Ladder, whether existing now or later. E not Affect odi Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser. suety, Party of any of the Indebtedness or any guarantor, antiwar, surety, or accommodation party dies or becomes i compst rrL or revokes Or disputes the validity of, or liability under, any Guaranty of the Indebtedness. IMecu*Y• Lender in good faith beYaves !Loan haaeute. Right to Ctw. it any dehnit, other than a data,* in payment Is curable and It Gremor has not been given a notice of a breach of the some provision of this Mortgage within the preceding twelve (12) month», It may be cased It Grantor. shsr Under sends written notice to Grantor demanding ewe of such default: (I h masts the default within fifteen 051 days; or (2) if the cute requires more than fifteen 05) days, Immediately initiates saps which Lender deems in Lander's sole discretion to be sufficient to curs the default end thereafter continues and completes all reasonable and necessary steps sufficient to produce eamp"enee as aeon as reasonably practical. RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of an Event of Default and at any time thereafter. Lender, at Lender's optic, may exercise any one or more of the following fights arid rerrcdies, in addition to any other fights or remedies Provided by low: Accelerate indebtedness. Lander shall have the right at !a option, afar giving such notices as required by MORTGAGE (Continued) Page b dpPNcabls law, to declare the entire Indebtedness Immediately due sad payable, UCC R eceotdiseseeurtwith respect to alt or any Pert of the Personal Property, Lender shalt have all the rights and Pent under the Uniform Commercial Coda. Collect Rants. Lender shell have the right, without notice to Grantor, to take posmasiorn of the Property and collect the Rents, including amounts past due and unpaid, and apply the net proceeds. over and above Lender's costs, against the Indebtedness. In furtherance of this right, Lander may require any tenant or other user of the Property to make payments of rent or use fees directly to Lender. it the Rents ara cONectsd by Lender, then Grantor irrevocably aut arlm Lender to Worse instruments received In h eyment thereof in the name of Grantor and demand m the sae and collect the P roceeds . Payments by tenants or other usere to Lander In response to for the La n d e r s d dem recei ver. entered. Le nder may exarelae its and shag satisfy the obligations faor which the payments are made, whetter or not any proper grounds through a receiver. for t Le fights under this subparagraph either in person, by agent, or Appoint Receiver, Lender shall have the right to haw a receiver appointed to take poseeaslon at all or any pan of the PrOPemty, with the power to protect and preserve the PrOPeny, to operate the Property Preceding foreclosure or sek, and to collect the Rente from the Property and apply the proceeds, over and above the CM of the nwAMrstip against the Indebtedness. The receiver may genera wilhout bond if permitted by law. Lender's right to the appointment of a neehror shat eerier whetter or not the apparent value Of the Property exceeds the Indebtedness by a substantial amount. Employment by Lender shall not disqualify a person from serving as e receiver. Judklal Foreetmwe Lender may obtain a tidal decree foreclosing Grantor's interest in all or any pen of the Property. Nenf dielal Sale. If permitted by applicable law, Larder may foreclose Grantor's interest in an or In any pan of the Persorhai Pnopeny or the Real Property by noti.ludield eats. Deficiency JUdgment. Lender may obtain a judgment her any deficiency remaining in the Indebtedness due to Lender after application Of dill amounts received from the exercise of the rights provided in this section. Terhsray at Suff narca. It Grantor remains in possession Of the Property after the Property is sold as provided above or Lander Otherwise become entitled to possession of the become a tenant at sufferance of Lander or the Purohaear of the Property and shag, at Lender•anopti Grantor (I) eY s reasonable rental for the use of the Pfoparty, or l2j Lender. vacate the Property immediately upon the demand of l, Oder Rartedes, lender shag have ail other right@ and re iedies provided in this Mortgage or the Note or available at low or in equity. Sete of the Plops it" To the extant permitted by applicable law, Grantor hereby wt - Was any and all right to have the Property merahelled. In exercising Its rights and remedies, Lender shall be Iran 10 sell ON or any pert Of the Property together or aeparately, In one Role or by separate salsa. Lender shalt be entitled to bid et any pubis sale an all or any Portion of the Property. Notes of Sale. Lender will give Grantor reasonable notice al the time and place Of any public ante of the Personal Property or of the time after which any privets 8818 or other Intended disposinon of the Personal Property i to be made. Unless otherwise required by applicable law, reasonable notice shall moan none given at beet ten 1101 days before the lima of the oak a disposition. Any sale of the Personal Property may be made in conjunction with arty sale of the Rea Property. Bee 'go n of Remedies. All of lender's rights will remedlea win be cumulative and may be exereleed alone or together. An election by Lander to choose any one remedy win not bar Lender from using any other remedy. 11 Lender decides to spend money o r to perform any of Grantor's obligations under this Mortgage, after Grantor's failure to do so, that decision by Lander will not offset Lender's right to declare Grantor in default and to exercise Lander *@ remedies. Attorneys' Fees: Expenses. It Lender institutes any suit or action to enforce any of the terms of this Mortgage, Lender shell be entitled to nrxrvar such sum as the court may adjudge reasonable as attorneys' fees at trial end upon any appeal. Whethm or not any cast action b Involved, and to the Octant not prohibited by law, ail reasonable expanses Lander incurs got in Lender's opinion ere necessary at my time tot the protection of its interest of the enforcement of its rights shell become it part of to indebtedness payable on demand and shell bear Interest at the Note rate from the date of the expenditure lentil repaid. Experi as covered by this paregreph include, without limitaton, however 81101513 to any limits under applicable law. Larder's reasonable attorneys' tees and Larder's legs expenses. whether or not there Is e lawsuit, Including reasonable ■ or nsy8• feel and expenses for bankruptcy Proca wings [Including efforts re modify or vacate any automate stay or injunction!, appeals, and any anticipated post-judgment collection services, the cost of Saarching records, obta ning dtk reporo r uding foreclosure reports), surveyors' report, and appreiea fees and title insurance, to the extent Permitted by applicable law. Grantor also will pay any court coats, in addition to all other Bums provided by law. NOTICES. Unless otherwise pravi led by applicable law env notice required to be given under Ode Mortgage shell be given in writing, era shall be effective when actually delivered, when actually rsoe'nied by telelaakngs (unless otherwia5 required by liw). when deposited with a nationally recognized ovareight courier. or, it maned, when deposited in the United States mai, me first class, certified or registered mail postage prepaid, directed to the addresses shown near the beginning of this Mortgage. All copies of notices of foreclesure from the holder of any Ilan which has priority Over this Mortgage shag be sent to Lander's address, as shown ewer the beginning of this Mortgage. Any person may change No or her address for mattes under this Mortgage by giving formal written notice to the other person or parsons, epeolfyhng that the PtaPese of the notice is to change the Person's address. For notice purposes, Grantor agreas to keep Larder informed at alt times of Grantees current address. Urdese otherwise Provided by applicable kw, tf there is more than one Grantor, any notes given by Lander to any Grantor is deemed to be notice given to all Grantors. It win be Grantor's responsibility to tell the others of the notice from Lender. ADJUSTABLE RATE RIDER. An exhibit, tided 'ADJUSTABLE RATE RIDER,* is attached to Im, Mortgage and try this reference is made a pan Of this Mortil"e just to it all the provisions, terms and conditions of the Exhibit had been fully set forth in this Mortgage. MISCELLANEOUS PROVISIONS. The following miscellaneous provisions era a pan of this Mortgage: Anhendmenes. Whet is written in this Mortgage end In the Related Documents Is Grantor's entire agreement with Lander concerning the matters covered by this Mortgage. To be effective, any change or amendment to this Mortgage mast be in writing and must be signed by whoever will be bound or obligated by the change or amendment. Caption Nas6egs. Caption headings in this Mortgage are for convenience purposes onty and are not to be used to MORTGAGE (Continued) Page 6 interpret of define the provnslOS of this Mortgage. Goveming Law. This Mortgage wig be govamed by federal law applicable to Lender and, to the extent ent e rrorhflktconflicts al law gre to h Preempted by federal law, the laws of IM CanerpnweaW not n. t o1 Pennsylvania wiahout re Prcvhis This Mortgage has been accepted by tender hi ffte Commenweddn of Pe gard k. No Waiver by L♦nder• Grantor understands Larder will not give up any of Lender's rights ender this H that Granter also wts Mortgage u rheas Lender does 90 In writing. The feet that Lender delays or omits to exercise any right wgl not mean that Lender has given up that right. If Lander dams agree in writing to give up are of ten+der's rlclnt$, hat dos$ not t t mean Granter wig not have to comply with the other provlaiona of this Mortgage, G ands Lander does consent to a request, that does not meant that Grantor wdl not ages G get lender's e armt ° it that the aitustion happens again. Granter further tmderstands that luat because to comma to one w more of Grenta'a requests, that does not mean Lender will be required to cirnsent to any of Grantor's future request$. Grantor waives p demand for payment, Protest, and notice of dishonor. Soverab@Ry, if s court finds that any provision of this Mortgage is not vapd or should inset be enforced. that fact by Itself will not mean that tiro rest of this Mortgage will rcpt be valid or enforced, Therefore, a court will enforce the unenforceable. rest the Provisions of this Mortgage even It a pfovtKlon of No Mortgage may be found to be invalid or Merger. Thera shag be no merger of the Interest or estate created by this Mortgage with any other in or estate in the pro ender in any c property at any time held by or for the benefit of Lepaeiry, without the written ore of Lender. consent Successor Interests. The terms of this Mortgage shag be binding upon Grantor, and upon Grantor's Fairs, personal representatives, successors, and assigns, and shell be enforceable by Lander end Its successors and assigns. Time Is of the Essence. Time is of the essence in the performance of this Mortgage, DEFINITIONS. The following words shall have the followinrg maenings when used in this Mrrrtgaget Borrower. The word * Borrower* means Rodney L Beam and Inctudee a9 c Note and ag their sueoesscre and assigns, o almrrore and eo• makers signing the Environmental Laws. The words *Environmental Laws' mean any and $11 Kate, federal and local statutes, regtdatnom and ordinances relating to the protection of human health Or the environment, including without limitation the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, at seq. I the Superfund Amendments and Reauthorization Act of lima, Pub. L. No. 99.499 VSARA'); the Hazardous Materials Transportation Act. 49 U.S.C. Section 1 Sol, at oaq., the Resource Conservation and Recovery Act, 42 U.S.G. Section 6901, at seq,, or other applicable state or federal laws, rude$. or regulations adopted pursuant theato. Evens of Defoull. The words 'Event of Default' mean any of the events of dofeuft set forth in this Mortgage in the event$ of dah"i section of this Mortgage. Grantor. The word - Grantor' means Rodney L Beam. Guaranty. The ward *Guaranty" mews the guaranty from guarantor, andoreer, surly, or accamnmodatlon party to Lender. Including without limitation a guaranty of all or part at the Note. Ha2°dous Substanees. The words "Hazardous Substances mean motorists that, because of their quenttty, concentration a Physical, chOt"icd or Infectious ehersetertaHes, may cause or Pose a Present or Potential hazard to human health or the environment when improperly used, treated, eared, disposed of• generated. manufactured, trasvontee or otherwise handfed. The words 'Hazardous Substances' are used in their very broadest sense end under the Environmental lim a la ws and The 6 t hazardous or toile substances, materiels or weed as defined by or fisted er te Emriroenel ws arm • Hazardous Substances' also includes, without mmiatiom petrolswn and Petroleum by-products of any fraction thereof and asbestos• improvements. lime word 'Improvements' means all existing and future imProvamonte, buildings structures. mobile homes affixed on the Real Property, facilities, additions, roplacemants and other construction on the Real PMPerty. Indebtedness. The word 'Indebtedness' means all principal. Interest, and other amounts. costs and expenses Payable under fie Note or Related Documents, together with all renewals of, exlasbre of, modifications of, consolidations of end subationios for the Note or Related Oocurnento and any or is axPSrded or advencad by Lender to discharge Grantees obligation or expenses Incurred by Lando this Mortgage, together with interest on such amounts as provM M this f to enforce Grantor's obligetlom under Lender. The word *Lander' moons ORRSTOWN BANK, its succeeaea u a s age. assign' mean any person or company that acquires any Interest In the No. algns, The words 'succaeees or Mortgage' The wad 'Mortgage' means this Mortgage between Grantor end Lender, Note. The word 'Note' means the promissory note dated August 14, 2009, in the original Principal amount Of $85,000.00 from Grantor to lender, together with all renewals of, extenalona of, mOdir atiOns of, refinancings o1, canaolidations o►, and eubedtudgm for the promissory e maturity data of the Note's August 14, 2039. NOTICE TO note a agreement. The . GRANTOR; THE NOTE CONTAINS A VARIABLE Ih1TE a me RATE Pasermal Property. The words 'Personal Property' mean dl equipment, frxturse, end Other erticlaa of personal Property now or hereafter owned by Grantor, and now or hereafter attached or an ubsOtutiore for, any of such to the Real Property; togathar wlth all scenslom, Parts, and additions to, all ropleeamenb of, and all s prrty; d together with all Proceeds (including without iknit$tton all nsunnee proceeds and any of s of ope pmmh ws) from any ask Of other disposition of the Property. Property. The word 'Property' means col"In'sly the Real ReM R Property and am Portend property. PON hae�y. The words 'Rest Property' mean the real Property. Intorest$ $red rights, as further described in this Rotated 00 xnems. The words 'Related Documents' mean an agreements, environnenut e9reemKnte, @d Documents. security Promissory notes, credit agreements, loan deeds, collateral mortgages, end ems other aranties. e s ty agreement$, "W"91119111%. deeds of trust, security existing, executed in connection with the Indebtedness. agreements and documents, whether now or hereafter Rents. The word 'Rents' mum all present and future rents, income, isshros, royalties, Profits, and other benefits derived from One Property. revenues, i MORTGAGE (Continued) Page 7 GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MORTGAGE. AND GRANTOR AGREES TO ITS TERMS. THIS MORTGAGE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS MORTGAGE IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. GRANT ad ey L Beat war I SsN1 Sig t knowis gad anr{�a�ed In she / �ssin�ce of: X mass ( /�,j � y i ' x Wicnns CERTIFICATE OF RESIDENCE I hereby certify, that the precise address of the mortgagee, ORRSTOWN SINK, heroin is as follows: SEVEN GABLES OFFICE, 77 EAST KING STREET, P 0 BOX 250, SHIPPEN B G, PA 17257 Attor or Agent for Mortgagee INDIVIDUAL ACKNOWLEDGMENT COMMONWEALTH OF PENNSYLVANIA I - COUNTY OF { j (M#(A gt-f r-t0 i SS 1 _. On � &p this. the y day of �lt d r 20 '' `� " the undersigned Notary Public. personal) a L B ea . I me (Or Satisfac orily proven) o be the Y appeared Ins Rodney L Beam, acknowledged ro that he or she executed the same for thsroon whoea name subscribed to the within instrument. and acknowledged purposes therein contained. tained. M whness wheN01. 1 heretlttto set my Wend and ofllciel se NDTMRAL Oft , UMEM M IUCKLEY No" Nblk Notary "Ic in and for the rate of WODLETDN TWP. DUMSOILAND CNTY Eltpf�s JIIO 2% 2017 LASER PRO Lending, Very 6.46.00.004 Copr. Harland Financial Sotuttons, tnc. 1 it 2009. Al Rights Reserved. PA c:1CFNU.PLIGO3.FC TH -22935 PR-27 I ....._ ....._......_..,�..,._. _.. • ... :.� � ,.... v-.r �...,w..ar�wr� ADJUSTABLE RATE RIDER This ADJUSTABLE RATE RIDER H attached to end by d& ralwance to muds apart of the Mortgage, dated August 14, 2009. and executed In connection with a loan or other R a miel act:onanofe ietw ORRSTOWN BANK end Rodney L Beam, This adjustable rate nder will secure Borrowers Adjustable tote Note (tits 'Note') to ORRSTOVYN BANK (the 'lender ") of the some dots and covering the property deacnbed at this Security Instrument and located at: HE INIHI THE Man NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN T EST RATE AND Y PAYMENT. THE NOTE LIMITS THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAIOMUM RATE THE BORROWER MUST PAY. ADDITIONAL COVENANTS. In addition to the covenants and "mmmt, Borrower and Lender further conron t and agree as fobws: made in the Security Instrument A. INTEREST RATE AND MONTHLY PAYMENT CHANGES The Note provides for an kitid rate of 5.9996. The Na'@ Provides for charges in tit Interest rate and the monthly Payments. as follows: IA) Change Dates The hrierest rap 1 wM pay may CBs on the 14th day of August 2014, and on that thereafter. Each dap on which my interest rate could day curry twelve month(el (a) The Index y eelicd Change pets' Beginning with the Met Change Dap, my interest rap will be based on an Index. The ' indax' Is the weekly enrogs yield an United Steps Treasury securities adjusted to a coretarnt maturity of 1 year(sl, a made uvagabk by t Federal Reserve Board. The most recent index figure avelbWe as of the data 45 days before each Change Oats is caged the 'Current Index.' if the index Is no longer available. the Lender vAl choose a new index which is based upon aemporabb Information. The Lender will jive me notice of this choice. (Ci Calculation of Changes Before each Chug* Date. the Lender wig ealeulsla my M unrest rate by adding 2.76 Current Index. The Lender wig than round to result of thin ore Percentage per n the point (0.125%). SUOInt to the Wins stated to Section (01 tetow Ittis *ars@t eig hth of one percentage would be ouffbl*rnt to repay ti npald e w Pr)ncTPot that 1 am a ts oars amount of the monthly payment that date at my new Ihtsrs@t rats in substantially �� payments. The e result of this e ti Data In fug an the nptwhy my monthly payment. calculstlOn will be t now amount of ( L imits on Interest Rep Ch The (2 00096 Mover tits that I am required to pay at the first Cha Data will not be greater than two psreentega polms anigirohd I rate. Thereafter, my interest rap will t"r be increased of decreased an any single Charge Oats by more than two percentage points (2. 000 %) from the rap of Intermit 1 have been i Met" momMs). My interact rats will never be groutehan pecautege pofmc {8.00096) over t r t dx P & the preceding rats. he original brio n (El Effective Data of Changes My new interest rots will becone effective on each Change Date. 1 will pay the amount of my now mouthy Payment beginning on the first nwntiy payment dote of w the Change Data until the amount of my cluinges again. montiiy Payment IF) Notice of Changes The Lender wW deliver of mall me a rod" of any changes In my interest rate end the amount of my monthly payment before the effective date of cry charge. The notice will include lnkmwticn required by law to be given to me and oleo the ddO end tdkPhOns number of • person who will answer say gwedon 1 may have regarding the notice. B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Cfty w,t 17 of the Security instru Is aid to read as follow s: Transfer of to property or a Beneficial Interest in Borrower. It ad a any part of eft PMPOnY or any Interact in h is NOW Or transferred (or If a banefbid ol Interest in BwOww Is d or Vwferred and Borrower is not s natural person) without lender's prior wrinen consent. Lender may. at its apdon. require immediate payment in full of ell sums snared by this Security Instmaa@nt. Howew. thlc option shelf not be exambed by Lender N exercise Is by federal law n of the data of this Security Mevumawt. Lefler aYo dha not sxwoka this option H: {el Ilarroaer causes to a submitted to Lender Information required U by Lander to evaluate the Interhded transferee es H a new kr was berg made to the am and I61 Lender resoruably determines thou lande'a security will not be Impaired by the ban Lade and that i N &b of a breach of on cowman or agracmant In this Security butner st t@ seceptebb to To ti ne *:tent permitted by oppBnbb taw. Leader may dwp a resonuble fors as a twndhion to Lenders Comsat of the low untie end that tiara. Lade► may alga relelbe the tnasteres to &%A an asewnption agreement that b acceptable to obligates the traefwm to keep ON the promises and agreements made In the Note and In 0& Security b0trurrne9t. Bomrower will continue to be obligated under to Note and this Security fastnancnt uriees Lender releases uniting. if Lander exa►ebee de option to repuiro kmnedk is payment In nil. Lender @hall give Borrower notice of ecceferedon. The rh0 k shell Provide a period of not bee than 30 days from the date the natica is de livere d or milled within wish Burrower must pay ON owe ascursd by Otis Security Irotnanont. ff SOrrawar telb to to the expiration of 1 11" period. Lender may invoke any remadies Poo..dt@d by this Security ketrument witlwut hrrtuof nod m es or demand an Borrower. INDIVIDUAL ACKHaWLEDOMENT Cemaaonwsnhh of Pdnmyhmft } County of } SS Oq, tl+is, the ly day of uaf 2or3, before ms 11-1 K l wcx �4� the uudareillmd Notary Publk6 personally appeared known to me nor oatb/sctoiy proven) to be the person whose nor a b subscribed to the within instrument" and acknowledged that he o she executed the same for the purposes in contained. In witness whereof. i hereunto met my had and Official a q l' & M; J L " R� CNTy by R ?J, 20)3 ADJUSTABLE RATE RIDER (Continued) Page 2 THIS ADJUSTABLE RATE RIDER IS EXECUTED ON AUGUST 14. 2009. (i TRadn : X 4 Be e UWI lj •7 M. IMM hw.1MMr�Y• 100• MOM.,,,.�y M�.C:IIIR�I.f RGf11F1 70 . } LEGAL DESCRIPTION 355 YORK ROAD SOUTH MIDDLETON TOWNSHIP CUMBERLAND COUNTY, PENNSYLVANIA ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1 : BEING Lots Nos. 25 and 26 of Block "H ", in that certain Plan of Lots known as "FAIRFIELD ", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty -five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO, 2 : BEING Lot No. 27 in block "H" of that certain Plan of Lots known as "FAIRFIELD'% fronting twenty- five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in plan Book 2 at page 80. BEING THE SAME PREMISES which Ray E. Beam and Mary R. Beam, husband and wife, by Deed dated October 23, 2003, and recorded October 24, 2003, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Book 260, Page 122, granted and conveyed to Edgar L. Beam and Gladys L. Beam, husband and wife, who, in turn, granted and conveyed the same to their son Rodney L. Beam. BEING known and numbered as 355 York Road, Carlisle, PA 17013. EXHIBIT A ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 a , 717 - 240 -6370 ' s Instrument Number - 200928774 Recorded On 8/14/2009 At 2:23 :15 PM * Total Pages - 11 * Instrument Type - MORTGAGE Invoice Number - 50490 User ID - AF * Mortgagor - BEAM, RODNEY L * Mortgagee - ORRSTOWN BANK * Customer - BUCKLEY * FEES STATE WRIT TAX $0.50 Certification Page STATE JCS /ACCESS TO $10.00 JUSTICE DO NOT DETACH RECORDING FEES — $23.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 This page is now part FEES of this legal document. AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE n. $2.00 ROD ARCHIVES FEE $3.00 TOTAL PAID $60.50 I Certify this to be recorded in Cumberland County PA oa c B RECORDER O D EDS - Information denoted by an asterisk may change during the verification process and may not be reflected on this page. 0011A0 1111111 liiflll 1111111 111 EXHIBIT "C" ORRSTOwNBANK May 14, 2013 A Tradition of Excellmwe Rodney L. Beam 355 York Rd. 9171 9690.0935 0010 213435 Carlisle, PA 17013 -_ - - - - --- - ACT 91 NOTICE TAKE ACTION TO SAVE YOUR. HOME FROM FORECLOSURE This is an official notice that the mortclage on your home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTAGE ASSISTANCE PROGRAM HEMAP ma be able to help to save Your home. This Notice ex lains how the ro ram works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with ou when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1- 800- 342 -2397. Persons with impaired hearing can call (717) 780- 1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Rodney L. Beam PROPERTY ADDRESS: 355 York Road, Carlisle, PA 17013 LOAN ACCT. NO.: 1460006102 ORIGINAL LENDER: ORRSTOWN BANK CURRENT LEN DER/SERVICER: BANK HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE — Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice ( plus three (3) days for mailing). During that time you must arrange and attend a "face -to -face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES — If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face -to -face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE — Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE YOUR APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARILY STAY OF FORECLOSURE ". YOU HAVE THE RIGHT TO FILE A HEMAP ALLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION — Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date) NATURE OF THE DEFAULT — The MORTGAGE debt held by the above lender on your property located at: 355 York Road, Carlisle, PA 17013 IS IN SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: March 14th payment of $509.07, April 14th payment of $509.07 and May 14, 2013 payment of $509.07 totaling $1,527.21. Other charges (explain /itemize): LATE CHARGES - 476.35 TOTAL AMOUNT PAST DUE: $1,603.56 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: N/A HOW TO CURE THE DEFAULT — You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH 1S $ 1,603.56 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash cashier's check certified check or money order made payable and sent to: ORRSTOWN BANK ATTN: LINDA MOWEN 2695 Philadelphia Avenue Chambersburg, PA 17201 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: N/A IF YOU DO NOT CURE THE DEFAULT — If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgage property. IF THE MORTGAGE IS FORECLOSED UPON — The mortgaged property will be sold by the Sheriff' to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If You cure the default within_ the THIRTY 30 DAY period, you will not be re uired to pay attorney's fees. OTHER LENDER REMEDIES — The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE — If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and revent the sale at an time u to one hour before the Sheriff's Sale. You ma do so by paying the total amount then oast due plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by erformin any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE — It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately 5 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Orrstown Bank Address: 2695 Philadelphia Avenue _ Chambersburn, PA 17201 Phone Number: 717 709 -3033 Fax Number: 717 264.3154 Contact Person: Linda Mowen E -Mail Address: Im owe n orrstown.com. EFFECT OF SHERIFF'S SALE — You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE — You may or X may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied: YOU MAY ALSO HAVE THE RIGHT; • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENCE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Sincerely, ORRSTOWN BANK Linda K. Mowen Assistant Vice President Sr. Consumer Collector SENT VIA REGULAR AND CERTIFIED MAIL Cc: PHFA 211 N Front St Harrisburg PA 17101 CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CCCS of Western Pennsylvania, Inc. PHFA 2000 Linglestown Road 211 North Front Street Harrisburg, PA 17102 Harrisburg, Pa. 17110 (888) 511 -2227 (717) 780 -3940 or 800 -342 -2397 Urban League of Metropolitan Harrisburg Adams County Interfaith Housing Authority North 6th Street 40 E. High Street Harrisburg, PA 17101 Gettysburg, PA 17325 (717) 234 -5925 (717) 334 -1518 Fax (717) 234 -9459 Community Action Comm. of Capital Region CCCS of Western Pa. 1514 Derry Street Colonial Shopping Center Harrisburg, PA 17104 970 S. George Street (717) 232 -9757 York, Pa. 17403 (888) - 511 -2227 Loveship, Inc. American Red Cross - Hanover Chapter 2320 North 5 th Street 529 Carlisle Street Harrisburg, Pa. 17110 Hanover, Pa. 17331 717- 232 -2207 (717) 637 -3768 Marantha CCCS of Northeastern Pa. 31 West 3` Street 202 W. Hamilton Avenue Waynesboro, PA 17268 State College, Pa. 16801 (717) 762 -3285 (814) 238 -3668 or 800- 922 -9537 Base, Inc. Housing Alliance of York 447 South Prince Street 35 South Duke Street Lancaster, Pa. 17603 York, Pa. 17401 (717)- 392 -5467 (717) -854 -1541 Opportunity Inc. 301 East Market Street York, Pa. 17403 (717)- 424 -3645 �.• � tNUrrWsrAM COLLEMON DE , N P Th Certificate Of Mai K Ce�,rrala nr Ayn,R7 orov,A tex myr n;7s Da, ThR r[am m� be u•.ca rq. tlomnc� M. • - n r'ms -W 10 t#Sby�R;7r s Foom r hi.a Ave. Chambersbur PA 1720-1 o N O r , 11 •gam l pA- Loj— PS form 3817,APrd 2007 PSN 7530. 02.000 -9065 t a �smin COLLECTION DES ; A0�7nLSllCE� Certificate Of Mal T5 T m- s Cn•I�RCa7.Or MdM^7 -c-es oV�A@nCL RIaI:nii� •. loirn "I be ea;!w M• Aam el he avtl �tsrnalpr.y nid Dear Dre ;?MqA lu USPS"'rr , . Fl.. '.`W P a ve. N Th fyz o .. J ao. M S — f7 7�12 PS Porrm 38 17,"2007 PSN 7530.02.000.9065 Page 1 of 1 USPS Shipment Info for 9171969009350010213435 US_Postal to: lmowen 05/22/2013- 11:3 6 AM Show Details This is a post -only message. Please do not respond. linda mowen has requested that you receive the current Track & Confirm information, as shown below. Current Track & Confirm e-mail information provided by the U.S. Postal Service. Label Number: 9171969009350010213435 Service Type: Certified Mail'" Shipment Activity Location Dale & Time ---------------------------------------------------- Delivered CARLISLE, PA 17013 May 15, 2013 12:49 pm Arrival at Unit CARLISLE, PA 17013 May 15, 2013 8:18 am Depart USPS Sort Facility HARRISBURG, PA 17107 May 15, 2013 Processed through USPS Sort Facility HARRISBURG, PA 17107 May 15, 20131:05 am Processed through LISPS Sort Facility HARRISBURG, PA 17107 May 14, 2013 7:57 pm USPS has not verified the validity of any email addresses submitted via its online Track & Confirm tool: For more information, or If you have additional questions on Track & Confirm services and features, please visit the Frequently Asked Questions (FAQs) section of our Track & Confirm site at ht tp: / /www.usps.com /shipping /trackandconfirmfags.htm CERTIFIED MAIL USPS-Gov Date: � 13 9171 9690 0935 0010 210-4 36 To: �� �,5�•rs't� o,r Yh 1 b V A — t� � Sender: Linda Mowen Department: Collections file: / /C:1Documents and Settings \lkmow \Local Settings \Temp \notesFCBCEE \ - web7752.htm 7/8/2013 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. RODNEY L. BEAM, Defendant. -�-- VERIFICATION I, E , on behalf of Orrstown Bank, depose and say subject to the penalties of 18 Pa.C.S.A., sec.4904 relating to unworn falsification to authorities that the facts set forth in the foregoing pleading are true and correct to the best of my information, lmowledge and belief. Dated: � , � , a G 63 J �---- QV P (lit 5 +ltJ at-*- S'P6C A'L A &K-rc aaglp IN THE COURT OF COMMON PLEAS Off'' CUMBERLAND COUNTY, PENNSYLVANIA 13 SEP 2 D AN 11 13 ORRSTOWN BANK, CIVIL DW18MLAND COUNT Y PENNSYLVANI Plaintiff, — NO.:/ 3 — SS [U L ie;� - VS. RODNEY L. BEAM, Defendant. NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact Mid Penn Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request an appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all the requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for the conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: Date Scott A. Dietterick, Esquire PA I.D. # 55650 Kathryn L. Mason, Esquire PA I.D. #306779 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533 -3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. RODNEY L. BEAM, Defendant. REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated , 2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the property which is the subject of the mortgage foreclosure action; 2. Defendant lives in the subject real property, which is the Defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in the Notice to be eligible to participate in a court- supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel/Appointed Date Legal Representative Signature of Defendant Date Signature of Defendant Date IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. RODNEY L. BEAM, Defendant. CASE MANAGEMENT ORDER AND NOW, this day of , 2012, the defendant/borrower in the above - captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant/borrower has complied with the Administrative Rule requirements for scheduling a Conciliation Conference, it is hereby ORDERED and DECREED that: 1. The parties and their counsel are directed to participate in a court- supervised Conciliation Conference on at .M. in at the Cumberland County Court House, Carlisle, Pennsylvania. 2. At least twenty -one (21) days prior to the date of the Conciliation Conference, the defendant/borrower must serve upon the plaintiff /lender and its counsel a copy of the "Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties in writing or at the discretion of the Court, the Conciliation Conference ordered may be rescheduled to a later date and/or the date upon which the service of the completed Form 2 is to be made may be expected. Upon notice to the Court of the defendant/borrower's failure to serve the completed Form 2 within the timeframe set forth herein or such other date as agreed upon by parties in writing or ordered by the Court, the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceeding shall be terminated. 3. The defendantiborrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff /lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff /lender who participates in the Conciliation Conference must possess the actual authority to reach a mutually acceptable resolution, and counsel for the plaintiff /lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of the plaintiff /lender is not available by telephone during the Conciliation Conference, the Court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff /lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing the mortgage current through a reinstatement; paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchange for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or a reverse mortgage; paying the mortgage default over sixty moths; and the institution of bankruptcy proceedings. 5. All proceedings in this matter are stayed pending the completion of the scheduled Conciliation Conference. BY THE COURT. J. FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete-your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please - provide the following information to the best of your knowledge: CUSTOMER/PRIMA11V APPLICANT Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing .date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip: Phone Numbers: Horne: Office: Cell: Other: Email: # of people in household: How long? Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? FINANCIAL INIT011MATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes ❑ No ❑ If yes, provide names, location of court, case number & attorney: Assets Amount Owed Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile #2 : Model: Year: Amount owed: Value: Other transportation (automobiles, boats, motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: 1. 2. 3. Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2 nd Mortgage Utilities Car Payment(s) Condo/Neigh. Fees Auto Insurance Med. not covered Auto fuel/repairs Other prop. payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending Mone Da /Child Care/Tuit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: 2 Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes E] No ❑ If yes, please indicate the status of those negotiations: Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: I/We, , authorize the above named to use /refer this information to my lender /servicer for the sole purpose of evaluating my financial :situation for possible mortgage options. I/We understand that I/we am/are under no obligation to use the services provided by the above named Borrower Signature Date Co- Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: V .Proof of income Past 2 bank statements Proof of any expected income for the last 45 days V Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation 1 (hardship letter) V Listing agreement (if property is currently on the market) 3 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson r} f,;_ �....�.iJ "'t' F i t,:,... Sheriff 0 Ii0� U iAt. Jody S Smith Chief Deputy he- ?Q����� —� � 2: Richard W Stewart Solicitor OMCL OF THE$YERIFr PENNSYLVANIA Orrstown Bank Case Number vs. Rodney Beam 2013-5527 SHERIFF'S RETURN OF SERVICE 09/25/2013 01:18 PM- Deputy Dennis Fry, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Kimberly Blanchard, Roommate , who accepted as "Adult Person in Charge"for Rodney Beam at 355 York Road, South Middleton, Carlisle, PA 1701-3. DENNI FRY, DEfP U SHERIFF COST: $34.78 SO ANSWERS, September 26, 2013 RbNPn R ANDERSON, SHERIFF (c)CountySuite Sheriff,Teleosoft,Inc. F$`1--ED-OFFICE IN THE COURT OF COMMON PLEAS OF r THE rc01I.40NJTAf?Y CUMBERLAND COUNTY, PENNSYLVANIA 2013 DEC 13 PI# 2: 38 ORRSTOWN BANK, CIVIL DIVISION CUMBERLAND COUNTY PENNSYLVANIA No.: 13-5527 Plaintiff, ISSUE NUMBER: TYPE OF PLEADING: vs. PRAECIPE FOR DEFAULT JUDGMENT RODNEY L. BEAM, (Mortgage Foreclosure) Defendant. FILED ON BEHALF OF: Orrstown Bank, Plaintiff I Hereby certify that the last known address COUNSEL OF RECORD FOR THIS of Defend t(s)i . e: PARTY: 355 York ' d ` Carl'1e, 0 f \ Scott A.Dietterick,Esquire IF or / Pa.I.D. #55650 J` S<o A.D 1111117squire Attorney for Plaintiff JSDC LAW OFFICES P.O. Box 650 Hershey,PA 17033 (717)533-3280 a.„,„\ 041 c - - 4.. X9119 Ntsk)Lk acukci IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, • CIVIL DIVISION • Plaintiff, • NO.: 13-5527 vs. • RODNEY L. BEAM, Defendant. PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY SIR/MADAM: Please enter a default judgment in the above-captioned case in favor of Plaintiff and against Defendant, Rodney L. Beam, in the amount of$86,514.15 which is itemized as follows: Principal $ 81,015.02 Interest through 12/11/2013 $ 3,156.01 Late Charges $ 228.12 Other Charges/Fees $ 55.00 Attorney's Fees $ 1,650.00 Title Costs $ 410.00 TOTAL $ 86,514.15 plus interest on the principal sum ($81,015.02) from ecember 12, 2013, at the rate of$12.97 per diem,plus additional late charges, and costs (includi : a ..itional escrow advances), additional attorneys' fees and costs and for foreclosure and . ; �I�- i ortgaged premises. JSDC L W •i "110K Date: (�. ' I By: Scott iet*� , quire PA I.D. #55650 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorney for Plaintiff AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIN Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth,personally appeared Scott A. Dietterick, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendant is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that the Notices of Intent to take Default Judgment were mailed in accordance with Pa. R.C.P. 237.1, as evide ed • ,e attached copies. II Jar Sco► 171 r , Esquire Sworn to and subscribed before me this 11th day of December, 2013. 0,)AA )-11 f\--E- L .op/A10 - , - Notary Public My Commission Expires: NOTARIAL SEAL CHRISTINE L SPURLOCK Notary Public HUMMELSTOWN B0R0,DAUPHIN COUNTY My Commission Expires Feb 2,2017 • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, • CIVIL DIVISION • Plaintiff, NO.: 13-5527 vs. . • RODNEY L. BEAM, . • Defendant. . NOTICE OF ORDER, DECREE OR JUDGMENT TO: Rodney L. Beam ( ) Plaintiff ()OX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on Ia\13113 . ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgment is as follows: $86,514.15 plus interest on the principal sum ($81,015.02) from December 12, 2013, at the rate of$12.97 per diem,plus additional late charges, and costs (including additional escrow advances), op additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. ,. !„,totri Deputy • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION • Plaintiff, NO.: 13-5527 • vs. • • RODNEY L. BEAM, • • Defendant. IMPORTANT NOTICE TO: Rodney L. Beam 355 York Road Carlisle,PA 17013 DATE OF NOTICE: October 16,2013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN(10)DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING,AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND&LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S.Bedford Street Carlisle,PA 17013 Phone(717)249-3166 (800)990-9108 • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA ORRSTOWN BANK, • CIVIL DIVISION • Plaintiff, • NO.: 13-5527 vs. RODNEY L. BEAM, • Defendant. AVISO IMPORTANTE A. Rodney L. Beam FECHA DEL AVISO: October 16,2013 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ(10)DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO,VAYA 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND&LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S.Bedford Street Carlisle,PA 17013 Phone(717)249-3166 (800)990-910 JSDC LA •FFI• DATE: I D - 13 BY: Al' , Scott A. Dietterick,Muire PA I.D. #55650 P.O. Box 650 Hershey, PA 17033 FIRST CLASS U.S. MAIL, POSTAGE PREPAID (717) 533-3280 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff at Mitibc Jody S Smith Chief Deputy Richard W Stewart Solicitor mice of THE fi4ERirr Orrstown Bank Case Number vs. 2013-5527 Rodney Beam SHERIFF'S RETURN OF SERVICE 09/25/2013 01:18 PM-Deputy Dennis Fry, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Kimberly Blanchard, Roommate,who accepted as "Adult Person in Charge"for Rodney Beam at 355 York Road,South Middleton, Carlisle, PA 13. DENNI FRY, D PU SHERIFF COST: $34.78 SO ANSWERS, September 26, 2013 RONR ANDERSON, SHERIFF (C)CountySulte Sheriff,Teleosoft.Iccc. IN THE COURT OF CaMMJN PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Orrstown Bank CAL DIVISION : File No. 13-5527 (Plaintiff) : Amount Due yS 86,514.15 v Interest from 12-12-13 to $ 2,256.78 date of sate Rodney L. Beam : Atty's Comm . Costs (Defendant(s) TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it-is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR .EXECUTION Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) See Exhibit "A" attached. C) -,, - _,.., co 5R r c vo C", Oc PRAECIPE FOR ATTACHE EXECUTION c CD 4 C7 "t7 -r1 Issue writ of attachment to the Sheriff of Cout y� fcz�de t q interest and costs, as above, directing attachment against the above-named g s1- (s for the following property (if real estate, supply six copies of the descriptionl's9pply fc r copies of lengthy personalty list) -( — ' and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishees as.- pendens against real estate of the defendant(s) described in the attached e ' sit DATE: December 11, 2013 Signature: 411111111," (;` i Print Name: Scott A. Dietterick, Esquire DAv ` rag `57 Address: James Smith Dietterick & Connelly LLP 3u .- % C3r I O 3.-1 5 (t it P 0 Box 650, Hershey PA 17033 i i " Attorney for: Plaintiff S ' $ ,SS Telephone: (717) 533-3280 Tel Supreme Court ID No.: 55650 . lj . SO GC. 1qiQZ) Diggyas ,Ii.-.t /76 p T5w LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania,bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block"H",in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet,being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block"H"of that certain Plan of Lots known as "Fairfield", fronting twenty-five(25) feet on the York Road and extending at an even width,three hundred feet(300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam,husband and wife,by their Deed dated August 14, 2009 and recorded on August 14,2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel#40-23-0592-023 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, • CIVIL DIVISION • Plaintiff, • NO.: 13-5527 • vs. • • • • RODNEY L. BEAM, vim 4 co • Zcr' _ Defendant. : ' . nt AFFIDAVIT PURSUANT TO RULE 3129.1a N ;~ Orrstown Bank, Plaintiff in the above action, sets forth as of the date the Praeci} for Writ of Execution was filed the following information concerning the real property located at 355 York Road, Carlisle, Pennsylvania 17013: 1. Name and Address of Owner(s) or Reputed Owner(s): RODNEY L. BEAM 355 York Road Carlisle, PA 17013 2. Name and Address of Defendant(s)in the Judgment: RODNEY L. BEAM 355 York Road Carlisle,PA 17013 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: ORRSTOWN BANK Plaintiff 4. Name and Address of the last record holder of every mortgage of record: ORRSTOWN BANK Plaintiff 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX Cumberland County Courthouse CLAIM BUREAU One Courthouse Square Carlisle, PA 17013 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN SPOUSE OF 355 York Road RODNEY L. BEAM Carlisle, PA 17013 DEPARTMENT OF REVENUE PA Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 COMMONWEALTH OF PA Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY Cumberland County Courthouse DOMESTIC RELATIONS One Courthouse Square OFFICE Carlisle, PA 17013 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §494 relating to unsworn falsification to authorities. JSDC L•till' 1 FF / ' - /I- / 3 BY: � DATED: Scott i. Diett: 'ck, Esquire Pa. I.D. #55651 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA ORRSTOWN BANK, • CIVIL DIVISION • Plaintiff, NO.: 13-5527 • vs. c� r RODNEY L. BEAM, c , • -0 • rnrr 1-11 --a on Defendant. x NOTICE OF SHERIFF'S SALE <Q OF REAL PROPERTY PURSUANT TO ?c r`? ° " PENNSYLVANIA RULE OF CIVIL PROCEDURE 312V- Rodney L. Beam 355 York Road Carlisle, PA 17013 TAKE NOTICE: That the Sheriffs Sale of Real Property(Real Estate)will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday,June 4,2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property,together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 13-5527 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Rodney L. Beam A SCHEDULE OF DISTRIBUTION,being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff(for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten(10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held,to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights,you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 , THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square,4th Floor, Carlisle, Pennsylvania 17013,before presentation of the petition to the Court. JSDC LAW 0 FIC S DATED: 13_ U-/3 BY: IMO Scott? ') ry r, Esquire Pa. I.D. #55650 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533-3280 VIA CERTFIED MAIL,RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania,bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block"H",in that certain Plan of Lots known as"Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2,at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet,being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block"H"of that certain Plan of Lots known as"Fairfield", fronting twenty-five(25)feet on the York Road and extending at an even width,three hundred feet(300)feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L.Beam and Gladys L. Beam,husband and wife,by their Deed dated August 14, 2009 and recorded on August 14,2009 in and for Cumberland County, as Instrument Number 200928773,granted and conveyed unto Rodney L. Beam, Single Adult. Parcel#40-23-0592-023 Exhibit"A" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 13-5527 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due ORRSTOWN BANK Plaintiff(s) From RODNEY L. BEAM (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $86,514.15 L.L.: $.50 Interest FROM 12/12/2013 TO DATE OF SALE-$2,256.78 Atty's Comm: Due Prothy: $2.25 Atty Paid: $183.53 Other Costs: Plaintiff Paid: Date: 12/13/2013 (� David D. Buell,Prothono .6 (Seal) : � � Ail Deputy REQUESTING PARTY: Name: SCOTT A. DIETTERICK,ESQUIRE Address:JAMES SMITH DIETTERICK&CONNELLY LLP P.O.BOX 650 HERSHEY,PA 17033 Attorney for: PLAINTIFF Telephone: 717-533-3280 Supreme Court ID No. 55650 ORRSTOWN BANK, vs. RODNEY L. BEAM, IN THE COURT OF COMMON PLEAS OF ii •s `'sem CUMBERLAND COUNTY, PENNSYLVANIA „_ j: CIVIL DIVISION Plaintiff, NO.: 13-5527 Defendant. TYPE OF PLEADING: MOTION FOR SPECIAL SERVICE OF NOTICE OF SHERIFF SALE UPON DEFENDANT PURSUANT TO Pa.R.C.P. 3129.2 & 430 FILE ON BEHALF OF: Orrstown Bank, Plaintiff COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 Attorneys for Plaintiff JSDC LAW OFFICES P.O. Box 650 Hershey, PA 17033 (717) 533-3280 ORRSTOWN BANK, Plaintiff, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 vs. RODNEY L. BEAM, Defendant. MOTION FOR SPECIAL SERVICE OF NOTICE OF SHERIFF SALE UPON DEFENDANT PURSUANT TO Pa.R.C.P. 3129.2 and 430 AND NOW, comes the Plaintiff, Orrstown Bank, by and through its attorneys, JSDC Law Offices, and files the within Motion for Special Service of Notice of Sheriff Sale Upon Defendant(s) pursuant to Pa.R.C.P. 3129.2 and 430 as follows: 1. No other motion has been decided in this case. 2. Plaintiff attempted to obtain concurrence of Defendant with the Motion, but Defendant cannot be located, therefore, no concurrence was obtained. 3. On or about September 20, 2013, Plaintiff filed its original Complaint in Mortgage Foreclosure ("Complaint") against the Defendant, Rodney L. Beam ("Defendant"), at the above -captioned number and term. 4. On or about September 25, 2013, the Cumberland County Sheriff served the Defendant with the Complaint at the address of the mortgaged premises, being 355 York Road, Carlisle, Pennsylvania 17013 ("Mortgaged Premises"). A true and correct copy of the Sheriff's Return of Service is marked Exhibit "A", attached hereto and made a part hereof. 5. On or about December 13, 2013, Plaintiff entered a Judgment in Mortgage Foreclosure against Defendant. 6. On or about December 13, 2013, Plaintiff filed its original Praecipe for Writ of Execution ("Writ") against the Defendant at the above -captioned number and term, scheduling the Mortgaged Premises for Sheriffs Sale on June 4, 2014. 7. Plaintiff directed the Cumberland County Sheriff to serve the Defendant with the Notice of Sheriff's Sale at his last known address, being the Mortgaged Premises, but service was returned "Not Found". A true and correct copy of the Sheriffs Return of Service is marked Exhibit "B", attached hereto and made a part hereof. 8. Also, Plaintiff attempted service of the Defendant via certified mail, return receipt requested at the address of the Mortgaged Premises, but said mail was returned "Unclaimed". A true and correct copy of said returned mail and mailing receipt are marked Exhibit "C", attached hereto and made a part hereof. 9. An internet person locator search provided no alternative address for Defendant. 10. Plaintiff conducted an investigation to determine the whereabouts of Defendant, but all sources indicated no alternative address other than that of the Mortgaged Premises. An Affidavit of Plaintiffs counsel regarding the investigation taken to determine the whereabouts of Defendant is marked Exhibit "D", attached hereto and made a part hereof. 11. Consequently, Plaintiff has continued the Sheriff Sale scheduled for June 4, 2014 to August 6, 2014, in order to provide sufficient time to obtain alternate service of Defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court permit Plaintiff to serve Defendant, Rodney L. Beam, with the Notice of Sheriff Sale, by instructing the Cumberland County Sheriff to POST a copy of same on the Mortgaged Premises, being 355 York Road, Carlisle, Pennsylvania 17013, and by mailing a copy to the Mortgaged Premises, via Certified Mail, Return Receipt Requested and First Class U.S. Mail, Postage Prepaid, with said service being valid and complete upon such posting and mailing in accordance with Pa.R.C.P. 3192.2 and 430 and that the Sheriff Sale may be held as re -scheduled on August 6, 2014. Respectfu y Submitted: JSDC Date: June 2, 2014 By: AMP" S ott R I!.` - squire Atto I.D. #55650 Kathryn L. Mason, Esquire Attorney I.D. #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff EXHIBIT "A" Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY 0,1, of climb, '44:4 oFf.cE OF THE sHERFr-- Orrstown Bank vs. Rodney Beam Case Number 2013-5527 SHERIFF'S RETURN OF SERVICE 09/25/2013 01:18 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Kimberly Blanchard, Roommate , who accepted as "Adult Person in Charge" for Rodney Beam at 355 York Road, South Middleton, Carlisle, PA 17013. SHERIFF COST: $34.78 SO ANSWERS, September 26, 2013 RON R ANDERSON, SHERIFF (e) CountySulle Sheriff, Teleosort. Inc. EXHIBIT "B" Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY Orrstown Bank vs. Rodney Beam Case Number 2013-5527 SHERIFF'S RETURN OF SERVICE 03/21/2014 09:21 PM - Deputy Jeff Kolodzi, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 355 York Road, South Middleton Township, Carlisle, PA 17013, Cumberland County. 04/11/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Rodney Beam, but was unable to locate the Defendant in his bailiwick. He therefore returns the within Real Estate Writ, Notice and Description, in the above titled action, as "Not Found" at 355 York Road, Carlisle, PA 17013, house is vacant, mail is still delivered to address per postal carrier: cab. SHERIFF COST: $1,009.24 SO ANSWERS, April 11, 2014 c) CouritvSude Sheriff. Teleoseft, Inc. RONR ANDERSON, SHERIFF EXHIBIT "C" P.O. 8OX 650, HERSHEY, PA 17033 1.7013$ Hasler 2126,2 7013 0600 0001 2855 7520 Rodney L. Beam 355 Yuri: Road Carlisle, PA 170 RETURN ,r r a - s -r.. N Cl 1v Ct.AIMED • UN AE. E - O- F OR<WAI D i3f .= re axII : I II { 0.65. *6363-01 445 $06.11 ZIP 17036 011D11627842 _47 EXHIBIT "D" ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIN Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Scott A. Dietterick, Esquire, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and says that Plaintiff, or counsel for Plaintiff, conducted an investigation to determine the whereabouts of Defendant(s), which included, but was not limited to searches of the following records: ( ) Records of the U.S. Postmaster with results of same attached to the foregoing Motion. Internet Person Locator Records, with results of same attached hereto. Voter Registration Records, with results of same attached hereto. Records of the County Recorder of Deeds and Prothonotary, with results of same attached hereto. 6() Credit Report Agency. Telephone Directory. Finally, Affidavit deposes and says that if Defendant(s) is/are not located at the address uncovered by this investigation, the whereabouts of Defendant(s) Sworn to and subscribed before me this 2nd day of June, 2014 s4Mi- 3)K_ Notary Public My Commission Expires: NOTARIAL SEAL CHRISTINE L SPURLOCK Notary Public HUMMELSTOWN BORO, DAUPHIN COUNTY My Commission Expires Feb 2, 2017 oc own to Plaintiff. Sco ` . Dietterick, Esquire Page 1 1 OF 1 RECORD(S) FOR INFORMATIONAL PURPOSES ONLY Copyright 2014 LexisNexis a division of Reed Elsevier Inc. All Rights Reserved. Date:5/30/2014 Report processed by: JAMES SMITH DIETTERICK & CONNELLY LLP (111 NGZ) Full Name Address County Phone BEAM, RODNEY LEROY 355 YORK RD 2 CARLISLE, PA 17013-3165 CUMBERLAND COUNTY ADDITIONAL PERSONAL INFORMATION SSN DOB 193-64-XXXX 1/1968 (Age:46) SSN linked to multiple people Subject Summary Name Variations 1 BEAM, REDNEY L 2: BEAM, RODNEY L 3: BEAM, RODNEY LEROY CUMBERLAND (717) 241-3010 Gender LexID(sm) 000160577880 SSNs Summary No. SSN State Iss. Date Iss. Warnings Most frequent SSN attributed to subject: 1: 193-64-XXXX Pennsylvania 1984-1987 q SSN linked to multiple people DOBs Reported DOBs: 1/1968 Possible E -Mail Addresses RODNEYBEAM@EMBARQMAIL.COM Others Using SSN -1 records found # Full Name SSN DOB 1: WARGO, ROBERT V 193-64-XXXX 1956 Address Summary - 13 records found No. Address 1: 355 YORK RD 2 CARLISLE, PA 17013-3165 CUMBERLAND COUNTY 2: 54 S PITT ST CARLISLE, PA 17013-3220 CUMBERLAND COUNTY 3: 72 RINGNECK DR HARRISBURG, PA 17112-1425 DAUPHIN COUNTY 4: 1312 PORTER AVE CARLISLE, PA 17013 CUMBERLAND COUNTY 5: 131 PORTER AVE CARLISLE, PA 17013-2547 CUMBERLAND COUNTY 6: 120 E LOUTHER ST APT D CARLISLE, PA 17013-3051 CUMBERLAND COUNTY 7: 23 E NORTH AVE ENOLA PA 17025-2705 CUMBERLAND COUNTY 8: 52 SCARSDALE DR CAMP HILL, PA 17011-7938 CUMBERLAND COUNTY 9: 1904 MARY LN CARLISLE, PA 17013-1043 CUMBERLAND COUNTY 10: 1 AD APT F CARLISLE, PA 17013 CUMBERLAND COUNTY 11: 1900 MARY LN CARLISLE, PA 17013-1043 CUMBERLAND COUNTY 12: 31 PORTER AVE CARLISLE, PA 17013 CUMBERLAND COUNTY 13: 335 YORK RD CARLISLE, PA 17013-3160 CUMBERLAND COUNTY Address Details 1: 355 YORK RD 2 CARLISLE, PA 17013-3165 Address Dates Phone 355 YORK RD 2 2003 - 5/2014 (717) 241-3010 CARLISLE, PA 17013-3165 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 40 Median Income: $62,719 Median Home Value: $168,182 Median Education: 12 years Household Members None Listed Other Associates None Listed 2: 54 S PITT ST CARLISLE, PA 17013-3220 Address Dates Phone Page 2 Other Associates None Listed 6: 120 E LOUTHER ST APT D CARLISLE, PA 17013-3051 Address Dates Phone 120 E LOUTHER ST APT D 12/1986 - (717) 249-6157 CARLISLE, PA 17013-3051 4/1997 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 32 Median Income: $44,844 Median Home Value: $106,071 Median Education: 14 years Household Members None Listed Other Associates None Listed 7: 23 E NORTH AVE ENOLA, PA 17025-2705 Address Dates Phone 23 E NORTH AVE 3/1992 - (717) CUMBER AND COUNTY PA 17025-2705 12/1995 4- 732-7025249-75 Census Data for Geographical Region Median Head of Household Age: 35 Median Income: $47,656 Median Home Value: $91,563 Median Education: 12 years Household Members None Listed Other Associates None Listed 8: 52 SCARSDALE DR CAMP HILL, PA 17011-7938 Address Dates Phone 52 SCARSDALE DR 6/1993 - 4/1994 249-7541 CAMP HILL, PA 17011-7938 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 48 Median Income: $71,208 Median Home Value: $148,281 Median Education: 14 years Household Members None Listed Other Associates None Listed 9: 1904 MARY LN CARLISLE, PA 17013-1043 Address 1904 MARY LN CARLISLE, PA 17013-1043 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 40 Dates 1/1987 - 12/1992 Phone (717) 249-4412 Page 4 Page 5 Median Income: $62,857 Median Home Value: $138,876 Median Education: 13 years Household Members None Listed Other Associates None Listed 10: 1 AD APT F CARLISLE, PA 17013 Address Dates 1 AD APT F 12/1986 - CARLISLE, PA 17013 12/1986 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 22 Median Income: $50,385 Median Home Value: $134,958 Median Education: 13 years Household Members None Listed Other Associates None Listed 11: 1900 MARY LN CARLISLE, PA 17013-1043 Address Dates 1900 MARY LN 12/1986 - CARLISLE, PA 17013-1043 12/1986 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 40 Median Income: $62,857 Median Home Value: $138,876 Median Education: 13 years Household Members BEAM, EDGAR L BEAM, EDGAR L BEAM, GLADYS L BEAM, MARY R BEAM, RAY EDGAR Other Associates None Listed Phone Phone (717) 249-0159(717) 249-7541 12: 31 PORTER AVE CARLISLE, PA 17013 Address Dates Phone 31 PORTER AVE 12/1986 - (717) 249-6157 CARLISLE, PA 17013 12/1986 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 22 Median Income: $50,385 Median Home Value: $134,958 Median Education: 13 years Household Members None Listed Other Associates None Listed 13: 335 YORK RD CARLISLE, PA 17013-3160 Address 335 YORK RD CARLISLE, PA 17013-3160 CUMBERLAND COUNTY Census Data for Geographical Region Median Head of Household Age: 40 Median Income: $62,719 Median Home Value: $168,182 Median Education: 12 years Household Members None Listed Other Associates None Listed Driver Licenses -1 records found 1: Pennsylvania Driver License Driver Information Name: BEAM, RODNEY L Address: 131 PORTER AVE CARLISLE, PA 17013-2547 CUMBERLAND COUNTY Data source: Non -Governmental: PA Personal Information SSN: 193-64400X Additional Driver Information Real Property - 5 records found 1: Deed Record for CUMBERLAND County Buyer Information Name: BEAM, RODNEY Property Information 355 YORK RD CARLISLE, PA 17013-3165 CUMBERLAND A Address: County/FIPS: Data Source: Name: Assessor's Parcel Number: Recording Date: Document Type: Lender Information ORRSTOWN BK Legal Information 40-23-0592-023 04/07/2014 NOTICE OF DEFAULT 2: Assessment Record for CUMBERLAND County, PA Owner Information Name: BEAM, RODNEY L Address: 355 YORK RD CARLISLE, PA 17013-3165 County/FIPS: CUMBERLAND Property Information Dates Phone (717) 241-5518 Page 6 Page 7 Address: 355 YORK RD CARLISLE, PA 17013-3165 County/FIPS: CUMBERLAND Data Source: B Legal Information Assessor's Parcel Number: 40-23-0592-023 Book/Page: 20092/8773 Assessment Information Assessed Value: $128900 3: Assessment Record for CUMBERLAND County, PA Owner Information Name: BEAM RODNEY L Address: 355 YORK RD CARLISLE, PA 17013-3165 County/FIPS: CUMBERLAND Property Information Address: 355 YORK RD CARLISLE, PA 17013-3165 County/FIPS: CUMBERLAND Data Source: A Assessor's Parcel Number: Book/Page: Assessed Value: Market Land Value: Market Improvement Value: Total Market Value: Legal Information 23-0592-0023-0000000-40 260/122 Assessment Information $128900 $45800 $83100 $128900 4: Assessment Record for CUMBERLAND County, PA Owner Information Name: BEAM, RODNEY L Address: 131 PORTER AVE CARLISLE, PA 17013-2547 County/FIPS: CUMBERLAND Property Information Address: 131 PORTER AVE CARLISLE, PA 17013-2547 County/FIPS: CUMBERLAND Data Source: B Legal Information Assessor's Parcel Number: 02-21-0318-102 Recording Date: 03/13/1998 Book/Page: 173/511 Sale Information Sale Price: $67000 Assessment Information Assessed Value: $69140 5: Assessment Record for CUMBERLAND County, PA Owner Information Name: BEAM RODNEY L Address: 131 PORTER AVE CARLISLE, PA 17013-2547 County/FIPS: CUMBERLAND Property Information Address: 131 PORTER AVE CARLISLE, PA 17013-2547 County/FIPS: Data Source: Assessor's Parcel Number: Book/Page: Market Land Value: Market Improvement Value: Total Market Value: CUMBERLAND A Legal Information 21-0318-102 173/511 Assessment Information $10960 $58180 $69140 Notice Of Defaults -1 records found 1: Notice Of Defaults Default Information Site Address: 355 YORK RD CARLISLE, PA 17013-3165 Site Address 2: 355 YORK RD CARLISLE, PA 17013-3165 Recording Date: 04/07/2014 Document Type: NOTICE OF SHERIFF SALE Defendants SSN: 193-64-XXXX Name: BEAM, RODNEY Potential Relatives -10 records found 1st Degree: 8, 2nd Degree: 2 No. Full Name 1. 2. 3. BEAM, GLADYS L • AKA BEAN, GLADYS L • AKA BEAM GLAYS L SSN:183-344XXX DOB:3/1944 (Age: 70) BEAM, MARY R SSN:204-03-XXXX DOB:8/1950 (Age: 63) BEAM, RAY EDGAR Deceased • AKA BEAN, RAY E SSN:174-05-XXXX DOB:3/1915 (Age: 99) Address/Phone 1900 MARY LN CARLISLE PA 17013-1043 (717)249-0159 (717) 249-7541 1464 TRINDLE RD CARLISLE, PA 17015-9741 221 KENT RD CARLISLE, PA 17013 1424 W TRINDLE RD CARLISLE PA 17015-9743 (717)249-6z 111 717 249-7541 716 N WEST ST APT CARLISLE PA 17013-1924 (717) 249-7541 1900 MARY LN CARLISLE, PA 17013-1043 (717) 59 (7) 249-7541 355 YORK RD CARLISLE PA 17013-3165 (717) 241-3010 (717) 243-2678 1900 MARY LN CARLISLE PA 17013-1043 (717) 249-0159 (717) 249-7541 355 YORK RD APT 2 CARLISLE, PA 17013-3165 (717) 243-2678 Page 8 4. BEAM, TERRY ALLEN • AKA BEAN TERRY SSN:193-64-)LXXX DOB:1 /1969 (Age: 45) 4.A. BEAM, SARAH MARIE • AKA THOMAS SARAH M • AKA BEAM, SARA SSN:177-68-XXXX DOB:1975 (Age: 39) 5. 6. 7. BEAM, MARY R A Deceased • AKA BEAN MARY R SSN:204-03-).XXX DOB:8/1921 (Age: 92) BEAM, EDGAR L BEAM, EDGAR L •• AKKAA EDGAR, _ENL GER SSN:206-32-XXXX DOB:5/1941 (Age: 73) 648 N RIDGEWOOD DR LOT 47 SEBRING, FL 33870-7246 386 LIMESTONE RD CARLISLE PA 17015-4360 (717) 258-3729 137 ANDREW CT CARLISLE PA 17015-4375 (717) 218-62989 1 LIBERTY DR MOUNT HOLLY SPRINGS, PA 17065-1023 (717) 486-3702 34 BURGNERS MILL RD CARLISLE PA 17015-8906 (717) 701-8630 139 S PITT ST APT 1 CARLISLE, PA 17013-3422 (717) 486-3702 386 LIMESTONE RD CARLISLEIISLLE 72A 17015-4360 (7179 123 E LOUTHER ST CARLISLE PA 17013-3028 (717)701-8515 ((717)) 254-6991 717 258-3729 401 N BEDFORD ST CARLISLE PA 17013-1912 (717) 258-3729 PO BOX 800 GRANTHAM, PA 17027-0800 329 FAIRVIEW ST CARLISLE PA 17015-4359 (717)249-5520 355 YORK RD CARLISLE PA 17013-3165 (717)241-0010 (717) 243-2678 648 N RIDGEWOOD DR APT SEBRING, FL 33870-7243 1900 MARY LN CARLISLE PA 17013-1043 (717)249-0159 (717) 249-7541 1900 MARY LN CARLISLE PA 17013-1043 (717)249-0159 7172497541 PO BOX 697 CARLISLE, PA 17013-0697 1464 TRINDLE RD CARLISLE, PA 17015-9741 1424 W TRINDLE RD CARLISLE, PA 17015-9743 (717) 249-6111 (717) 249-7541 Page 9 8. DELP, CATHERINE MARIE • AKA BEAM, CATHER- INE MARIE • AKA CHARRON, CATHERIN • AKA CHARRON, CATHER- INE M SSN:212-94-X0X DOB:12/1970 (Age: 43) 8.A. DELP, TY EUGENE • AKA DELP, T E • AKA DELP, T W SR SSN:209-46-XXXX DOB:10/1958 (Age: 55) Business Associates -1 records 1: BEAM'S CARPET HOUSE, INC. Name: Address: Status: State: Descriptive Status: Title: Record Type: Record Date: Filing Date: found M DICKINSON COLLEGE BO CARLISLE, PA 17013 1323 SPRING RD CARLISLE, PA 17013-1556 (717) 243-2293 4719 BALLENGER CREEK PIKE 2 FREDERICK, MD 21703-7559 243-0610 582 GREASON RD CARLISLE, PA 17015-9477 (717) 960-0022 (717) 258-1053 386 LIMESTONE RD CARLISLE, PA 17015-4360 1 LIBERTY DR MOUNT HOLLY SPRINGS, PA 17065-1023 (717) 486-3702 1323 SPRING RD CARLISLE, PA 17013-1556 (717) 243-2293 582 GREASON RD CARLISLE PA 17015-9477 (717) 960-0022 (717) 258-1053 34 BURGNERS MILL RD T-457 CARLISLE, PA 17015-8906 RR 1 BOX 61 EAST WATERFORD, PA 17021-9801 17013 CARLISLE, PA 17013 BEAM, RODNEY L 716 N WEST ST CARLISLE, PA 17013-1924 ACTIVE PA ACTIVE VICE PRESIDENT HISTORICAL 4/8/2014 3/15/1991 Neighbors -10 records found 355 YORK RD 2 CARLISLE, PA 17013-3165 Name CALLAHAN SHAWN J II CONFER, TRACEY A CONFER, TRACY LEE, DANIEVIRGINIA GARMAN, CHERYL STEINER, AMANDA M STONE, LYNN H Address 345 YORK RD CARLISLE, PA 17013-3165 346 YORK RD CARLISLE, PA 17013-3180 347 YORK RD CARLISLE, PA 17013-3165 Phone (660) 351-4546 (717) 218-3400 (717) 218-1042 (717) 249-4706 Page 10 WHITMAN, CARA L WHITMAN, TERRY LEE KENNEDY, DENNIS KENNEDY WILLIAM R R THOMAS KENSCHWANRNEDY JEFFRDENSE WINDMASSINGER, ERIN M ANSLEY, CRAIG EUGENE BLACK, JAMIE CRAIG ANSLEY WAUGH, KAREN BEAM, MARY R METZGER, SHELBY L REIFSTECK, JEFFERY V REIFSTECK, MELANIE C GREEN, ROBERT LEROY GREEN, ROSALIE ANN MCCOMMONS, NANCY L WILSON, THOMAS R Employment - 5 records found 1: 2: 3: 4: 5: Company Name: Name: Title: SSN: Phone: Confidence: Company Name: Name: Title: SSN: Phone: Confidence: Company Name: Name: Title: SSN: Phone: Confidence: Company Name: Name: Title: SSN: Phone: Confidence: Company Name: Name: SSN: Confidence: 349 YORK RD CARLISLE, PA 17013-3165 351 YORK RD CARLISLE, PA 17013-3165 353 YORK RD CARLISLE, PA 17013-3165 355 YORK RD CARLISLE, PA 17013-3165 357 YORK RD CARLISLE, PA 17013-3165 361 YORK RD CARLISLE, PA 17013-3165 365 YORK RD CARLISLE, PA 17013-3165 BEAM'S CARPET HOUSE, INC. BEAM, RODNEY L SECRETARY 193-64-XXXX (717) 243-2836 Medium BEAM'S CARPET HOUSE, INC. BEAM, RODNEY L VICE PRESIDENT 193-64-XXXX (717) 243-2836 Medium BEAM'S CARPET HOUSE, INC. BEAM, RODNEY SECRETARY 193-64-XXXX (717) 243-2836 Medium BEAM'S CARPET HOUSE, INC. BEAM, RODNEY SECRETARY 193-64-XXXX (717) 243-2836 Medium BEAMS CARPET BEAM, RODNEY LEROY 193-64-XXXX Medium (717) 241-5720 717 422-5558 717 249-7004 (717) 218-8137 (717)241-3010 (717) 243-2678 (717) 243-5241 (717) 243-0090 (717)258-0509 (717) 486-3022 Page 11 Criminal Filings - 6 records found 1: Pennsylvania Court Report Offender information Name: BEAM, RODNEY L Address: CAMP HILL, PA 17011 CUMBERLAND COUNTY Case Number: MJ -09103 -TR -0000496-2014 Case Filing Date: 03/10/2014 Case Type: TRAFFIC DOB: 01/1968 SSN: 193-64-XXXX Sex: Male Case Filing Date: Offense Date: Court Case Number: Court Offense: Court Statute: Court Disposition: Court Disposition Date: Court Level/Degree: [NONE FOUND] 2: Pennsylvania Court Report Name: Address: Case Number: Case Filing Date: Case Type: DOB: SSN: Sex: Case Filing Date: Offense Date: Court Case Number: Court Offense: Court Statute: Court Disposition: Court Disposition Date: Court Level/Degree: [NONE FOUND] 3: Pennsylvania Court Report Offenses 03/10/2014 03/09/2014 MJ -09103 -TR -0000496-2014 OPER VEH W/O REQ'D FINANC RESP 75.1786.F GUILTY PLEA 04/03/2014 TRAFFIC Court Activity Offender information BEAM, RODNEY L CAMP HILL, PA 17011 CUMBERLAND COUNTY MJ -09103 -TR -0000497-2014 03/10/2014 TRAFFIC 01/1968 193-64-XXXX Male Offenses 03/10/2014 03/09/2014 MJ -09103 -TR -0000497-2014 DR UNREGIST VEH 75.1301.A GUILTY PLEA 04/03/2014 TRAFFIC Court Activity Page 12 Name: Address: Case Number: Case Filing Date: Case Type: SSN: Offender information BEAM, RODNEY L CARLISLE, PA 17013 CUMBERLAND COUNTY MJ -12104 -TR -0003876-2009 12/04/2009 TRAFFIC 193-64-XXXX Offenses Case Filing Date: 12/04/2009 Offense Date: 10/21/2009 Court Case Number: MJ -12104 -TR -0003876-2009 Court Offense: NO PARKNG ALLOWED ON SIDE OF STREET BEING CLEANED Court Statute: LO.3-131.3D Court Level/Degree: TRAFFIC [NONE FOUND] 4: Pennsylvania Court Report Name: Address: Case Number: Case Filing Date: Case Type: SSN: Case Filing Date: Offense Date: Court Case Number: Court Offense: Court Statute: Court Disposition: Court Disposition Date: Court Level/Degree: [NONE FOUND] 5: Pennsylvania Court Report Name: Address: Case Number: Case Filing Date: SSN: Court Activity Offender information BEAM, RODNEY L CARLISLE, PA 17013 CUMBERLAND COUNTY MJ -12102 -TR -0032840-2011 11/16/2009 TRAFFIC 193-64-XXXX Offenses 11/16/2009 09/25/2009 MJ -12102 -TR -0032840-2011 NO PARKNG ALLOWED ON SIDE OF STREET BEING CLEANED LO.3-131.3D GUILTY PLEA 02/01/2010 TRAFFIC Court Activity Offender information BEAM, RODNEY L CARLISLE, PA 17013 CUMBERLAND COUNTY TR -0009231-09 11/16/2009 193-64-XXXX Offenses Page 13 Page 14 Case Filing Date: 11/16/2009 Offense Date: 09/25/2009 Court Case Number: TR -0009231-09 Court Offense: NO PARKNG ALLOWED ON SIDE OF STREET BEING CLEANED Court Disposition: GUILTY PLEA Court Disposition Date: 02/01/2010 Court Level/Degree: TRAFFIC Court Activity [NONE FOUND] 6: Pennsylvania Court Report Offender information Name: BEAM, RODNEY Address: HARRISBURG, PA 17112 DAUPHIN COUNTY Case Number: CR -0000040-05 DOB: 01/1968 SSN: 193-64-XXXX Offenses Offense #1 Offense Date: 01/18/2005 Court Case Number: CR -0000040-05 Court Offense: DRIVING AT SAFE SPEED Court Disposition: WAIVE OF PRELIM HEAR Court Disposition Date: 03/22/2005 Offense #2 Offense Date: 01/14/2005 Court Case Number: CR -0000040-05 Court Offense: DUI: GEN IMP/INC OF DRIVING SAFELY - 1ST OFF Court Disposition: WAIVE OF PRELIM HEAR Court Disposition Date: 03/22/2005 Offense #3 Offense Date: 01/14/2005 Court Case Number: CR -0000040-05 Court Offense: DUI: HIGHEST RTE OF ALC (BAC .16+) 1ST OFF Court Disposition: WAIVE OF PRELIM HEAR Court Disposition Date: 03/22/2005 Court Activity [NONE FOUND] Cellular & Alternate Phones - 2 records found 1: Personal Information Name: BEAM, RODNEY Address: 306 ERFORD RD CAMP HILL, PA 17011-1115 Phone Number: (717) 608-5085 Page 15 2: Phone Type: Mobile Carrier Information Carrier: PCS ONE Carrier City: HARRISBURG Carrier State: PA Personal Information Name: BEAM, RODNEY Address: 355 YORK RD CARLISLE, PA 17013-3165 Phone Number: (717) 608-5085 Phone Type: Mobile Carrier Information Carrier: PCS ONE Carrier City: HARRISBURG Carrier State: PA Sources - 86 records found All Sources 86 Source Document(s) Corporate Affiliations 1 Source Document(s) Criminal 6 Source Document(s) Deed Transfers 2 Source Document(s) Driver Licenses 1 Source Document(s) Email addresses 1 Source Document(s) Historical Person Locator 14 Source Document(s) Person Locator 1 5 Source Document(s) Person Locator 2 9 Source Document(s) Person Locator 4 2 Source Document(s) Person Locator 5 15 Source Document(s) Person Locator 6 8 Source Document(s) Phone 4 Source Document(s) PhonesPlus Records 2 Source Document(s) Tax Assessor Records 16 Source Document(s) Important: The Public Records and commercially available data sources used on reports have errors. Data is sometimes entered poorly, processed incorrectly and is generally not free from defect. This system should not be relied upon as definitively accurate. Before relying on any data this system supplies, it should be independently verified. For Secretary of State documents, the following data is for information purposes only and is not an official record. Certified copies may be obtained from that individual state's Department of State. Your DPPA Permissible Use is: Debt Recovery/Fraud Your GLBA Permissible Use is: Legal Compliance Copyright© 2014 LexisNexis, a division of Reed Elsevier Inc. All rights reserved. ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 ORDER OF COURT L AND NOW, this p day of , 2014, upon consideration of Plaintiff's Motion for Special Service, it is hereby ORDERED, ADJUDGED AND DECREED that Plaintiff shall serve its Notice of Sheriff Sale on Defendant, Rodney L. Beam, by instructing the Cumberland County Sheriff to POST a copy of same on the Mortgaged Premises, being 355 York Road, Carlisle, Pennsylvania 17013, and by mailing a copy to the Mortgaged Premises, via Certified Mail, Return Receipt Requested and First Class U.S. Mail, Postage Prepaid, with said service being valid and complete upon such posting and mailing in accordance with Pa.R.C.P. 3129.2 and 430 and with the Sheriff Sale of the Mortgaged Premises to be held as re -scheduled on August 6, 2014. BY THE COURT: &-t11-6- xi&eX Copus ittL, I azo1 pc:0y J. ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 NOTICE OF THE DATE OF CONTINUED SHERIFF'S SALE The Sheriff's Sale scheduled for August 6, 2014 at 10:00 a.m. in the above -captioned matter has been continued until September 3, 2014 at 10:00 a.m. Date: August 7, 2014 By: JSDC Law Offices athLutivk Scott A. Dietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff c ro rrl 2131. • <a zc: CD _..I {N) ORRSTOWN BANK, vs. RODNEY L. BEAM, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff, Defendant. CIVIL DIVISION NO.: 13-5527 ISSUE NO.: TYPE OF PLEADING: Pa.R.C.P. RULE 3129.2(C) AFFIDAVIT OF SERVICE OF DEFENDANT/OWNER AND OTHER PARTIES OF INTEREST CODE: FILED ON BEHALF OF: Orrstown Bank, Plaintiff COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire Pa. I.D. #55650 Kathryn L. Mason, Esquire Pa. I.D. #306779 JSDC Law Offices P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff G:? Gi zap ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 Pa.R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE OF DEFENDANT/OWNER AND OTHER PARTIES OF INTEREST I, Kathryn L. Mason, Esquire, attorney for Orrstown Bank, Plaintiff, being duly sworn according to law depose and make the following Affidavit regarding service of Plaintiffs Notice of Sheriffs Sale of Real Property in this matter on Defendant/Owner and Other Parties of Interest as follows: 1. Defendant, Rodney L. Beam ("Defendant"), is the record and real owner of the real property. 2. Pursuant to Order of Court, dated June 9, 2014, on or about June 13, 2014, Defendant was served with Plaintiff's Amended Notice of Sheriff's Sale of Real Property Pursuant to Pa.R.C.P. 3129 ("Notice of Sale"), via certified mail, return receipt requested and first class U.S. mail, postage prepaid to the address of 355 York Road, Carlisle, Pennsylvania 17013. True and correct copies of said Order, Notice and mailing receipts are marked Exhibit "A", attached hereto and made a part hereof. 3. Pursuant to said Order, on or about June 24, 2014, Defendant was served with the Notice of Sale, via the Cumberland County Sheriff posting a copy on the mortgaged premises, located at 355 York Road, Carlisle, Pennsylvania 17013. 4. On or about January 16, 2014, Plaintiffs counsel served all other parties in interest with Plaintiff s Notice of Sheriffs Sale according to Plaintiff's Affidavit Pursuant to Rule 3129.1, via First Class U.S. Mail, Postage Pre -Paid, with a Certificate of Mailing. True and correct copies of said Notices and Certificates of Mailing are marked Exhibit "B", attached hereto and made a part hereof Finally, the undersigned deposes and says that Defendant/Owner and all Other Parties of Interest were served with Plaintiffs Notice of Sheriffs Sale of Real Property in accordance with Pa. R.C.P. 3129.2. Dated: August 7, 2014 Sworn to and subscribed before me this 7th day of August, 2014 L. Notary Public MY COMMISSION EXPIRES: NOTARIAL SEAL CHRISTINE L SPURLOCK Notary Public HUMMELSTOWN BORO, DAUPHIN COUNTY My Commission Expires Feb 2, 2017 JSDC LAW OFFICES BY: i i Y e) .)LAI Scott A. Dietterick, Esquire Pa. I.D. #55650 Kathryn L. Mason, Esquire Pa. I.D. #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 13-5527 vs. RODNEY L. BEAM, Defendant. • ORDER OF COURT AND NOW, this 94k.4ay of , 2014; upon consideration of Plaintiff's Motion for Special Service, it is hereby ORDERED, ADJUDGED AND DECREED that Plaintiff shall serve its Notice of Sheriff Sale, on Defendant, Rodney L. Beam, by instructing the Cumberland County Sheriff to POST a copy of same on the Mortgaged Premises, being 355. York Road, Carlisle, Pennsylvania 17013, and by mailing a copy to the Mortgaged Premises, via Certified Mail, Return Receipt Requested and First Class U.S. Mail, Postage Prepaid, with said service being valid and complete upon such posting and mailing in accordance with Pa.R.C.P. 3129.2 and 430 and with the Sheriff Sale of the Mortgaged Premises to be held as re -scheduled on August 6, 2014. BY THE COURT: "70 77r ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 AMENDED NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Rodney L. Beam 355 York Road Carlisle, PA 17013 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, August 6, 2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 13-5527 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: Rodney L. Beam A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before presentation of the petition to the Court. DATED: June 12, 2014 VIA ORDER OF COURT JSD 11 AW o BY: k_ ��'I S ott w.�;i Mnck, Esq' ire .D.#55650 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533-3280 LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block "H", in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block "H" of that certain Plan of Lots known as "Fairfield", fronting twenty-five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam, husband and wife, by their Deed dated August 14, 2009 and recorded on August 14, 2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel It10-23-0592-023 Exhibit "A" U.S. Postal Service T. CERTIFIED MAILTM RECEIPT (Domestic Mail Only; No insurance Coverage Provided) For delivery information visit our website at www.usps.como Postage Certified Fee Return Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage & Fees UNITED STATES WEN POSTAL SERVICE® To See Reverse for Instructions P.n'4iro#o r1f Mailint for mailim JSDC LAW OFFICES ATTN: CHRISTINE SPURLOCK P.O. BOX 650 HERSHEY, PA 17033 PS Form 3817, April 2007 PSN 7530-02-000-8065 Z179LZ91. 9£OL t d! 60Z.1.0$ 3$ t1SOd;Sfl I- OZ/9 L -R O JaisaH UNITED STATES Moil POSTAI SFRVKF. loll TF -)r rot -- Fr JSDC LAW OFFICESr $ i �2 ATTN: CHRISTINE SPUR P.O. BOX 650 HERSHEY, PA 1;tb3 Cn 0 co rn a Y To: ./-tom .6 A9- i. /3 �. Ir PS Farm 3817, April 2007 PSN 7530-02-000-9065 e a irkt-, UNITED STATES MIN POSTAL SERVICE Certificate Of Maili for ma JSDC LAW OFFICES_.' ATTN: CHRISTINE SPUR P.O. BOX 650 4, HERSHEY, PA 1f11183 To: PS Form 3817, April 2007 PSN 7530-02-000-9065 UNITED STATES anerA, 7 To: JSDC LAW OFFICES ATTN: CHRISTINE SPURLOC P.O. BOX 650 HERSHEY, PA 1703 / 1;..; iC" for-rr----. b91 1.4. 1422 7 1-1-(29::: 020) PS Form 3817, April 2007 PSN 7530-02-000-9065 10 ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA • CIVIL DIVISION NO.: 13-5527 NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on June 4, 2014 at 10:00 a.m., the following described real estate which Rodney L. Beam is the owner or reputed owner and on which you may hold a lien or have an interest which could be affected by the sale of: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, vs. Rodney L. Beam, Defendant. at EX. NO. 13-5527 in the amount of $86,514.15, plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. Dated: 1-16-2014 JSDC LAW IF A IIBy: AUS I Scott A. P ietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block "H", in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block "H" of that certain Plan of Lots known as "Fairfield", fronting twenty-five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam, husband and wife, by their Deed dated August 14, 2009 and recorded on August 14, 2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel #40-23-0592-023 Exhibit "A" ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DIVISION NO.: 13-5527 NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Unknown Spouse of Rodney L. Beam 355 York Road Carlisle, PA 17013 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on June 4, 2014 at 10:00 a.m., the following described real estate which Rodney L. Beam is the owner or reputed owner and on which you may hold a lien or have an interest which could be affected by the sale of: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, vs. Rodney L. Beam, Defendant. at EX. NO. 13-5527 in the amount of $86,514.15, plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. Dated: 1-16-2014 JSDC LA By: Scosquire PA #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block "H", in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block "H" of that certain Plan of Lots known as "Fairfield", fronting twenty-five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam, husband and wife, by their Deed dated August 14, 2009 and recorded on August 14, 2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel #40-23-0592-023 Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 13-5527 vs. RODNEY L. BEAM, Defendant. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Department of Revenue PA Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on June 4, 2014 at 10:00 a.m., the following described real estate which Rodney L. Beam is the owner or reputed owner and on which you may hold a lien or have an interest which could be affected by the sale of: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, vs. Rodney L. Beam, Defendant. at EX. NO. 13-5527 in the amount of $86,514.15, plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. Dated: 1-16-2014 JSDC LA By: Scott ie erick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneysfor Plaintiff LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block "H", in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block "H" of that certain Plan of Lots known as "Fairfield", fronting twenty-five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam, husband and wife, by their Deed dated August 14, 2009 and recorded on August 14, 2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel #40-23-0592-023 Exhibit "A" ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Commonwealth of PA Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on June 4, 2014 at 10:00 a.m., the following described real estate which Rodney L. Beam is the owner or reputed owner and on which you may hold a lien or have an interest which could be affected by the sale of: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, vs. Rodney L. Beam, Defendant. at EX. NO. 13-5527 in the amount of $86,514.15, plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule ofDistribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. Dated: 1-16-2014 JSDC LA .„„11By: Am.: Scott Aryiette ck, Esqu PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block "H", in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block "H" of that certain Plan of Lots known as "Fairfield", fronting twenty-five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam, husband and wife, by their Deed dated August 14, 2009 and recorded on August 14, 2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel #40-23-0592-023 Exhibit "A" ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NO.: 13-5527 NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Cumberland County Domestic Relations Office Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on June 4, 2014 at 10:00 a.m., the following described real estate which Rodney L. Beam is the owner or reputed owner and on which you may hold a lien or have an interest which could be affected by the sale of: 355 York Road Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, vs. Rodney L. Beam, Defendant. at EX. NO. 13-5527 in the amount of $86,514.15, plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. Dated: 1-16-2014 JSDCLAW IFFJCE By: Scott Die -'Tire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THOSE CERTAIN tracts of land with the improvements thereon erected situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: BEING Lots Nos. 25 and 26 of Block "H", in that certain Plan of Lots known as "Fairfield", said Plan being recorded in the office of the Recorder of Deeds in and for Cumberland County in Plan Book 2, at page 80; each lot fronting twenty-five feet on the York Road and extending in depth for an equal width a distance of three hundred feet, being improved with a frame bungalow. TRACT NO. 2: BEING Lot No. 27 in block "II" of that certain Plan of Lots known as "Fairfield", fronting twenty-five (25) feet on the York Road and extending at an even width, three hundred feet (300) feet in depth. Said Plan of Lots being recorded in the Recorder's Office, in and for Cumberland County in Plan Book 2 at page 80. HAVING thereon erected a dwelling house being known and numbered as 355 York Road, Carlisle, Pennsylvania 17013. BEING the same premises which Edgar L. Beam and Gladys L. Beam, husband and wife, by their Deed dated August 14, 2009 and recorded on August 14, 2009 in and for Cumberland County, as Instrument Number 200928773, granted and conveyed unto Rodney L. Beam, Single Adult. Parcel #40-23-0592-023 Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 13-5527 VS. RODNEY L. BEAM, Defendant. AND NOW, MOTION TO CONTINUE SHERIFF'S SALE e --e —ca crt= l Y the Movant Orrstown Bank, by and through its attorneys, JSDC Law Offices, and files this Motion to Continue Sheriff's Sale as follows: 1. Plaintiff obtained a default judgment in mortgage foreclosure against the Defendant, Rodney L. Beam ("Defendant") at the above -captioned term and number ("Judgment"). 2. Pursuant to said Judgment, the Plaintiff caused the Defendant's property subject to the Judgment, which property is more specifically described in the Mortgage attached to Plaintiffs Complaint ("Premises"), to be scheduled for sale by the Sheriff on June 4, 2014. 3. Plaintiff thereafter continued the Sheriffs Sale from June 4, 2014 to August 6, 2014 and then again to September 3, 2014. 4. Plaintiff wishes to continue the sale again to December 3, 2014, due to a signed sales contract on the Premises and the anticipation of settlement scheduled for November 30, 2014. However, as the continuance would exceed 130 days from the original sale date, Plaintiff requires an Order of Court pursuant to Pa.R.C.P. 3129.3(a). 6. Pa.R.C.P. 3129.3(a), states that new notice must be given as required by Pa.R.C.P. 3129.2(a), if the sale of real property is stayed, continued, postponed or adjourned, "except as provided in subdivision (b) or by special Order of the Court." 7. No parties -in -interest will be prejudiced by this continuance, as the Sheriff will announce the continued sheriff sale at the September 3, 2014 Sheriff's Sale. 8. Consequently, Plaintiff requests the sheriff sale scheduled for September 3, 2014 be continued pursuant to Pa.R.C.P. 3129.3(a) to December 3, 2014, and the requirement that advertisement be made and new notice be provided to Defendant, lienholders and other parties of interest be waived. WHEREFORE, Plaintiff requests this Honorable Court to enter a special Order of Court pursuant to Pa.R.C.P. 3129.3(a) continuing the sheriff sale for September 3, 2014 to December 3, 2014, and dispense with the requirement that advertisement be made and a new notice be provided to Defendant, lienholders or other parties of interest. Dated: August 25, 2014 By: Sco . A: ietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF . CUMBERLAND COUNTY PENNSYLVANIA ORRSTOWN BANK, Plaintiff, vs. RODNEY L. BEAM, Defendant. CIVIL DIVISION NO.: 13-5527 CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of the foregoing Motion to Continue Sheriff's Sale was served on the following this 25th day of August, 2014 via First Class U. S. Mail, Postage Pre -paid and via email: Cumberland County Sheriff Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Rodney L. Beam 355 York Road Carlisle, PA 17013 Dated: August 25, 2014 JSDC LAW OFFICES By: U4vL Christine Spurlock Paralegal IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 13-5527 vs. RODNEY L. BEAM, Defendant. ORDER OF COURT AND NOW, this ,�1/f day of , 2014, in consideration of the Motion to Continue Sheriff Sale filed by Orrstown Bank, it is hereby ORDERED, ADJUDGED and DECREED that the sheriff sale scheduled for September 3, 2014, is continued to December 3, 2014, and the requirement that advertisement be made and new notice be provided to Defendant, lienholders or other parties in interest under Pa.R.C.P. 3129.2 is hereby waived. BY THE COURT: dee-) C-6 i er /►2�t l��l. lq 12. 912/ iy eery -pbca_,P,JS1.2-1.41s J. (TICE) cn _," ,.. r rri ra -- Cn r`- _ - r-?