HomeMy WebLinkAbout13-5617 ` For Prothonotary Use Only,
' ... prem a Co u
cod rJ "r.. !Pleas
c y,+ Docket No.
pn ;end
t County.
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other papers as required by law or rules o court.
Commencement of Action:
N Complaint ❑ Writ of Summons ❑ Petition
S ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
E Lead Plaintiffs Name: JPMorgan Chase Bank, National Association s/b /m Lead Defendant's Name: Glen L. Smith
C to Chase Home Finance LLC s/b /m to Chase Manhattan Mortgage
T Corporation
I Are there money damages requested? ❑ Yes ® No Dollar Amount Requested: ❑ within arbitration limits
0 (check one) ❑ outside arbitration limits
N
Is this a Class Action Suit? ❑ Yes 19 No Is this an MDJAppeal? ❑ Yes ® No
A Name of Plaintiff /Appellant's Attorney: McCabe, Weisberg & Conway, P.C.
Check here if you have no attorney (a Self - Represented [Pro Se] Litigant)
Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
• Intentional ❑ Buyer Plaintiff Administrative Agencies
• Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment
• Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections
• Nuisance ❑ Department of Transportation
❑ Premises Liability (does not include ❑ Statutory Appeal: Other
S mass tort)
E ❑ Slander/Libel/ Defamation ❑ Employment Dispute:
❑ Other: Discrimination
C ❑ Employment Dispute: Other ❑ Zoning Board
T ❑ Other
I
O ❑ Other
N MASS TORT
❑ Asbestos
❑ Tobacco
❑ Toxic Tort - DES
❑ Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS
$ ❑ Toxic Waste
❑ Ejectment ❑Common Law /Statutory Arbitration
❑ Other: ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment
❑ Ground Rent ❑ Mandamus
❑ Landlord/Tenant Disput ❑ Non - Domestic Relations
® Mortgage Foreclosure: Residential Restraining Order
PROFESSIONAL LIABILITY g
❑ Mortgage e Foreclosure: Commercial 13 Quo Warranto
y ❑ Dental ❑ Partition ❑ Replevin
+ ❑ Legal E3 Quiet Title ❑ Other:
r
❑ Medical ❑ Other:
❑ Other Professional:
Updated 1 /1/2011
%ti e F. 41 C.
A IL RROTHOfdO1R,
"13 SEP 26 AH 10:41
CUMBERLAND COUNTY
PEN NSYLVANIA
McCABE, WEISBERG & CONWAY, P.C. Attorneys for Plaintiff
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID # 74770
MARISA J. COHEN, ESQUIRE - ID # 87830
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LAMANNA, ESQUIRE - ID # 310321
ANN E. SWARTZ, ESQUIRE - ID # 201926
JOSEPH F. RIGA, ESQUIRE - ID # 57716
JOSEPH I. FOLEY, ESQUIRE - ID # 314675
CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673
123 South Broad Street, Suite 1400
Philadelphia, Pennsylvania 19109
215 790 -1010
JPMorgan Chase Bank, National Association Cumberland County
s/b /m to Chase Home Finance LLC s/b /m to Court of Common Pleas
Chase Manhattan Mortgage Corporation
10790 Rancho Bernardo Road Number ,3 _ S (�L� 7 ( ?, 1/, /
San Diego, CA 92127
V.
Glen L. Smith
5266 Terrace Road
Mechanicsburg, PA 17050
and
Elizabeth M. Smith
5266 Terrace Road
Mechanicsburg, PA 17050
and
United States of America, c/o United States
Attorney for the Middle District of
Pennsylvania
Federal Building
228 Walnut Street, P.O. Box 11754 1
Harrisburg, PA 17108 f��� -� �► `��•1S
File # 7339 (,1 U U/
Page 1 W
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE AVISO
You have been sued in court. If you wish to Le han demandado a usted en la corte. Si
defend against the claims set forth in the usted quiere defenderse de estas demandas
following pages, you must take action within ex- puestas en ]as paginas siguientes, usted
twenty (20) days after this complaint and tiene veinte (20) dias de plazo al partir de la
notice are served, by entering a written fecha de ]a demanda y la notificacion. Hace
appearance personally or by attorney and falta asentar una comparencia escrita o en
filing in writing with the court your defenses persona o con un abogado y entregar a la corte
or objections to the claims set forth against en forma escrita sus defensas o sus objeciones
you. You are warned that if you fail to do so a las demandas en contra de su persona. Sea
the case may proceed without you . and a avisado que si usted no se defiende, la corte
judgment may be entered against you by the tomara medidas y puede continuar la demanda
court without further notice for any money en contra suya sin previo aviso o notificacion.
claimed in the complaint or for any other Ademas, la Corte puede decidir a favor del
claim or relief requested by the plaintiff. You demandante y requiere que usted cumpla con
may lose money or property or other rights todas las provisioner de esta demanda. Usted
important to you. puede perder dinero o sus propiedades u otros
derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER
TO YOUR LAWYER AT ONCE. IF YOU USTED LE DEBE TOMAR ESTE
DO NOT HAVE A LAWYER, GO TO OR PAPEL A SU ABOGADO
TELEPHONE THE OFFICE SET FORTH INMEDIATAMENTE. SI USTED NO
BELOW. THIS OFFICE CAN PROVIDE TIENE A UN ABOGADO, VA A O
YOU WITH INFORMATION ABOUT TELEFONEA LA OFICINA EXPUSO
HIRING A LAWYER. ABAJO. ESTA OFICINA LO PUEDE
IF YOU CANNOT AFFORD TO PROPORCIONAR CON INFORMATION
HIRE A LAWYER, THIS OFFICE MAY BE ACERCA DE EMPLEAR A UN ABOGADO.
ABLE TO PROVIDE YOU WITH SI USTED NO PUEDE
INFORMATION ABOUT AGENCIES PROPORCIONAR PARA EMPLEAR UN
THAT MAY OFFER LEGAL SERVICES TO ABOGADO, ESTA OFICINA PUEDE SER
ELIGIBLE PERSONS AT A REDUCED FEE CAPAZ DE PROPORCIONARLO CON
OR NO FEE. INFORMACION ACERCA DE LAS
AGENCIAS QUE PUEDEN OFRECER LOS
Cumberland County Bar Association SERVICIOS LEGALES A PERSONAS
32 South Bedford Street ELEGIBLES EN UN HONORARIO
Carlisle, PA 17013 REDUCIDO NI NINGUN HONORARIO.
(800) 990 -9108
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800) 990 -9108
File # 73395
Page 2
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is JPMorgan Chase Bank, National Association s/b /m to Chase Home Finance LLC
s/b /m to Chase Manhattan Mortgage Corporation, duly organized and doing business at the above - captioned
address.
2. The Defendant is Glen L. Smith, who is a mortgagor and real owner of the mortgaged
property hereinafter described, whose last -known address is 5266 Terrace Road, Mechanicsburg, PA 17050.
3. The Defendant is Elizabeth M. Smith, who is a mortgagor and real owner of the mortgaged
property hereinafter described, whose last -known address is 5266 Terrace Road, Mechanicsburg, PA 17050.
4. On February 28, 2003, Glen L. Smith and Elizabeth M. Smith, mortgagors, made, executed
and delivered a mortgage upon the premises hereinafter described to The Washington Savings Bank, FSB
which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1798,
Page 1851 (the "Mortgage "), such Mortgage being incorporated herein by reference pursuant to Rule 1019(g)
Pa. R. C. P.
5. On February 28, 2003, borrowers also executed a promissory note secured by the
aforementioned mortgage. Plaintiff, directly or through an agent, is in possession ofthe note and is the holder
of the note with the right to enforce it; the note is either made payable to plaintiff or has been duly endorsed.
6. The aforesaid mortgage was thereafter assigned by The Washington Savings Bank, FSB to
Chase Manhattan Mortgage Corporation, by Assignment of Mortgage, executed on March 4, 2003 and
recorded on October 2, 2003 in the Office of the Recorder of Cumberland County in Mortgage Book 702,
Page 2083, such Assignment of Mortgage being incorporated herein by reference pursuant to Rule 1019(g)
Pa. R. C. P.
7. JPMorgan Chase Bank, National Association s/b /m to Chase Home Finance LLC s/b /m to
Chase Manhattan Mortgage Corporation is Plaintiff herein, through chain of succession as stated.
File # 73395
Page 3
8. On March 9, 2012, the Defendant, United States of America, acquired a lien against the
premises hereinafter described in the sum of $18,411.09, subordinate to the mortgagee hereinafter referred
to, by reason of Federal Tax Lien, Docket Number: 12 -1703 FTL, in favor of the United States of America
against Elizabeth M. Smith, and which is recorded in the Office of Prothonotary of Cumberland County,
Pennsylvania.
9. Notice of this lien was filed on March 16, 2012, at the Office of the Prothonotary of
Cumberland County, by the United States Department ofthe Treasury, Internal Revenue Service, Harrisburg,
Pennsylvania. A true and correct copy of Notice of Federal Tax Lien is attached hereto and marked as Exhibit
« „
10. By the filing of this action, Plaintiff seeks a judicial sale of the premises hereinafter
described.
11. The premises subject to said mortgage is described in the legal description attached as Exhibit
"B" and is known as 5266 Terrace Road, Mechanicsburg, Pennsylvania 17050.
12. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due April 1, 2013 and each month thereafter are due and unpaid, and by the terms of said mortgage,
upon default in such payments for a period of one month, the entire principal balance and all interest due
thereon are collectible forthwith.
13. The following amounts are due on the mortgage as of 08/26/13:
Principal Balance $ 103,417.23
Interest from March 1, 2013 through July 31, 2013 $ 2,585.45
(Plus $517.09 per month thereafter)
Late Charges $ 236.11
Attorney's Fee $ 1,300.00
Escrow Advance $ 947.15
Property Inspections $ 70.00
Suspense Balance $ (644.43)
GRAND TOTAL $ 107,911.51
The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania law,
and will be collected in the event of a third party purchaser at Sheriff's sale. Ifthe mortgage is reinstated prior
to sale, reasonable and actually incurred attorney's fees will be charged in accordance with the reduction
provisions of Act 6, if applicable.
File 4 73395
Page 4
14. Notice of Intention to Foreclose under Act 6 of 1974 (41 P.S. §403) was sent to Defendants
by certified mail, return receipt requested as required by that Act. Notice under the Homeowner's Emergency
Mortgage Assistance Act (Act 91) was not provided as the provisions of such Act are not applicable.
WHEREFORE, Plaintiff demands in rem Judgment against the Defendants in the sum of
$107,911.51, together with interest at the rate of $517.09 per month and other costs and charges collectible
under the mortgage and for the foreclosure and sale of the mortgaged property, and that the lien of the United
States of America be discharged.
McCABE, WEIS RG & CONW Y, P.C.
BY:
[ ] Terrence J. McCabe, Esquire [ Marc S. Wei erg, Esquire
[ ] Edward D. Conway, Esquire [ ] Margaret Gairo, Esquire
[ ] Andrew L. Markowitz, Esquire [ ] Heidi R. Spivak, Esquire
[ ] Marisa J. Cohen, Esquire [ ] Christine L. Graham, Esquire
[ ] Brian T. LaManna, Esquire [ ] Ann E. Swartz, Esquire
[ ] Joseph F. Riga, Esquire [ ] Joseph I. Foley, Esquire
[ ] Celine P. DerKrikorian, Esquire
Attorneys for Plaintiff
File # 73395
Page 5
VERIFICATION
• �U,1J�. , hereby states that he /she is Vice President of JPMorgan
Chase Bank, National Association, Plaintiff in this matter, and is authorized to make this Verification.
The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and
correct to the best of my information and belief. I understand that this statement is made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsifications to authorities.
o
Vice President
Date:
JPMorgan Chase Bank, National Association, Plaintiff
Borrowers: Glen L. Smith and Elizabeth M. Smith
Property Address: 5266 Terrace Road, Mechanicsburg, Pennsylvania 17050
County: Cumberland
Last Four Digits of Loan Number: 7744
File # 73395
Page 6
-� Exhibit A -
3756 _
Department of the Treasury - Internal Revenue Service
Form 66e mc�3 .
(Rev. February 2004) Notice of Federal Tax Lien
Area Serial N u mber For 0 ttonal Use Recording Office
WAGE & INVESTMENT AREA #1
Uen Unit Phone: (800) 829 -7650 854286512
As provided by section 6321, 6322, and 6323 of the Internal Revenue
Code, we are Riving a notice that taxes (including Interest and penalties)
i have been assessed against the following -named taxpayer. We have made c
a demand for payment of this liability, but It remains unpaid. Therefore, n� -a
there Is a lien In favor of the United States on alt property and rights to rn nt s•.,�
i property betongMg to this taxpayer for the amount of these taxes, and s ror-
additional penalties, Interest, and costs that may accrue.
3} o
Name of Taxpayer ELIZABETH M SMITH Cari
CD -n
Residence bCZ N 4C")
5266 TERRACE RD y
MECHANICSBURG, PA 17050 -6814 -< co �?
IMPORTANT RELEASE INFORMATION For each assessment listed below,
unless notice of the lien is reflled by the date given In column (e), this notice shall, al.
57��•
on the day following such date, operate as a certificate of release as defined
In IRC 6325(a). 7a ✓t��'
Tax Period Date of Last Daryr for Unpaid Balance
Kind of Tax Ending Idendfyling Number Assessment Reflang of Assessment
a b c d e f
1040 12/31/2006 XXX -XX -4621 12/06/2010 01/05/2021 10042.01
1040 12/31/2007 XXX -XX -4621 12/06/2010 01/05/2021 8369.08
i
1
Place of Filing
Prothonotary
Cumberland County Total $ 18411.09
i
Carlisle, PA 17013
This notice was prepared and signed at DETROIT, MI , on this,
the 09th day of March 2012
i
I .. Signature . Title
ACS W &I 11 -00 -0000
for DEBRA K. HURST (800) 829 -7650
(NOTE: Certificate of officer authorized by law to take acknowledgment is not essential to the validity of Notice of Federal Tax lien
Rev. Rut. 71 -466, 1971 - 2 C.B. 409) Form 66B(n(c) (Rev. 2 -20041
'art 1 - Kept By Recording Office Form NO 60025X
i
s
J --
♦ - r
Exhibit 6
The land referred to in this Commitment is described as follows:
ALL those certain two tracts or parcels of land situate in Hampden Township, Cumberland County, Pennsylvania,
more particularly bounded and described as follows, to wit:
Tract No. 1:
BEGINNING at a point on the north side of Terrace Road (33 feet wide) as shown In the hereinafter mentioned
Plan of Lots at the dividing line of Lots Nos. 98 and 99 on said Plan; thence wetswardly along said dividing line a
distance of one hundred and fifty (150) feet; thence northwardly at right angles to said dividing line, a distance of
one hundred (100) feet to Lot No. 97 on said Plan; thence eastwardly along said lot No. 97, a distance of one
hundred fifty -six and seventy -one one - hundredths (156.71) feet to the westerly line of Terrace Road; thence
southwardly along Terrace Road, along a curve to the left having a radius of six hundred six and nineteen
one - hundredths (606.19) feet, an arc distance of ninety and thirty-four one - hundredths (90.34) feet to a point;
thence by same a distance of ten (10) feet to lot No. 99, the point of BEGINNING.
BEING Lot No. 98, Plan No. 2, Good Hope Terrace, recorded in Plan Book 7, Page 6.
HAVING THEREON ERECTED a one -story brick dwelling house known and numbered as 5266 Terrace Road,
Mechanicsburg, Pa.
Tract No. 2:
BEGINNING at a point on the west side of Terrace Road, said point being the dividing line betweenlots Nos. 98
and 99, In the hereinafter mentioned Plan of Lots; thence along said dividing line, south 88 degrees, 30 minutes
west, a distance of one hundred fifty (150) feet to land of Ray E. Steward; thence along said Steward Land, south
1 degree, 30 minutes east a distance of fifty (50) feet to a point; thence north 88 degrees 30 minutes east, a
distance of one hundred fifty (150) feet to Terrace Road; thence north 1 degree, 30 minutes west, a distance of
fifty (50) feet to Lot No. 198, the place of BEGINNING.
r
BEING the northerly one -half of Lot No. 99 in the Plan of Good Hope Terrace, as recorded in the Cumberland
County Recorder's Office in Plan Book 7, Page 6.
UNDER AND SUBJECT, NEVERTHELESS, to building and use restrictions applicable to said premises under
instruments of prior record, excepting those, if any, imposing restrictions upon sale or occupancy on the basis of
race, creed, or color, which it is expressly intended shall not be imposed or re- imposed hereby.
BEING the same premises which Delma E. Layne, by Deed dated April 18, 1986 and recorded April 22, 1986 In
the Office of the Recorder of Deeds in and for Cumberland County in Deed Book V -31, page 489, granted and
conveyed unto Delma E. Layne and Patricia J. Layne, his wife. The said Delma E. Layne died April 4, 2001
thereby vesting sole title unto Patricia J. Layne.
I Certify this to be recorde(l
,..i. ll County I '
Ill cul lu - o•' a
ALTA Commitment (03036103036115}
Schedule C
ReCUYdC "f of Deeds
7
FORM l
JPMorgan Chase Bank, National Association s /b /m to IN THE COURT OF COMMON PLEAS OF
Chase Home Finance LLC s /b /m to Chase Manhattan CUMBERLAND COUNTY, PENNSYLVANIA.
Mortgage Corporation
Plaintiff
ZZ
vs. 1 9 , Civil M rn -1--�
Glen L. Smith, Elizabeth M. Smith and United States � CD
of America, c/o United States Attorney for the Middle <C� �,,,
District of Pennsylvania C: - °y
Defendants? °
--4 r_- 2�
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you may
be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your
lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation
conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal
Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a
legal representative at no charge to you. Once you have been appointed a legal representative, you must
promptly meet with that legal representative within twenty (20) days of the appointment date. During that
meeting, you must provide the legal representative with all requested financial information so that a loan
resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial
worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation
Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of
the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an
opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements
with your lender before the mortgage foreclosure suit proceeds forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to be
eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the
appointment of a legal representative. However, you must provide your lawyer with all requested financial
information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete
a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation
Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of
the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an
opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements
with your lender before the mortgage foreclosure suit proceeds forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE
STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE.
Respectfully submitted:
q43-0
Date Signature of ounsel f Plaintiff)
73395
Page 1
' FORM 2
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date:
Cumberland County Court of Common Pleas Docket #
BORROWER REQUEST FOR HARDSHIP ASSISTANCE
To complete your request for hardship assistance, your lender must consider your circumstances to determine possible
options while working with your
Please provide the following information to the best of your knowledge:
CUSTOM ER/PRIMARY APPLICANT
Borrower name(s):
Property Address:
City: State: Zip:
Is the property for sale? Yes ❑ No ❑ Listing date: Price $
Realtor Name: Realtor Phone:
Borrower Occupied? .Yes ❑ No ❑
Mailing Address (if different):
City: State: Zip:
Phone Numbers: Home: Office:
Cell: Other:
Email:
# of people on household: How long?
Mailing Address (if different):
City: State: Zip:
Phone Numbers: Home: Office:
Cell: Other:
Email:
# of people on household: How long?
FINANCIAL INFORMATION
First Mortgage Lender:
Type of Loan:
Loan Number: Date You Closed Your Loan:
Second Mortgage Lender:
Type of Loan:
Loan Number:
Total Mortgage Payment Amount $ Included Taxes & Insurance:
Date of Last Payment:
Primary Reason for Default:
Is the loan in Bankruptcy? Yes ❑ No ❑
If yes, provide names, location of court, case number & attorney:
Assets Amount Owed: Value
Home: $ $
Other Real Estate: $ $
Retirement Funds: $ $
Investments: $ $
Checking: $ $
Savings: $ $
Other: $ $
Automobile #1: Model: Year:
Amount owed: Value:
Automobile #2: Model: Year:
Amount owed: Value:
Other transportation (automobiles, boats, motorcycles): Model
Year: Amount owed: Value:
Monthly Income
Name of Employers:
1.
2.
3.
Additional Income Description (not wages):
1. monthly amount:
2. monthly amount:
Borrower Pay Days: Co- Borrower Pay Days:
Monthly Expenses: (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE AMOUNT
Mortgage Food
2 " Mortgage Utilities
Car Payment(s) Condo/Neigh. Fees
Auto Insurance Med. (not covered)
Auto fuel/repairs Other prop. payment
Install. Loan Payment Cable TV
Child Support/Alim. Spending Money
Da /Child Care /Tuft. I Other Expenses
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been working with a Housing Counseling Agency?
Yes ❑No❑
If yes, please provide the following information:
Counseling Agency:
Counselor:
Phone (Office): Fax:
2
Email:
Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance?
Yes ❑ No ❑
If yes, please indicate the status of the application:
Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your deliquency?
Yes ❑ No ❑
If yes, please indicate the status of those negotiations:
Please provide the following information, if known, regarding your lender or lender's loan servicing company:
Lender's Contact (Name): Phone:
Servicing Company (Name):
Contact: Phone:
I/We, , authorize the above
named to use /refer this information to my lender /servicer for the sole purpose of
evaluating my financial situation for possible mortgage options. I /We understand that I /we am/are under no obiligation
to use the services provided by the above named
Borrower Signature Date
Co- Borrower Signature Date
Please forward this document along with the following information to lender and lender's counsel:
Proof of income
Past 2 bank statements
r Proof of any expected income for the last 45 days
Copy of a current utility bill
Letter explaining reason for delinquency and any supporting documentation (hardship letter)
Listing agreement (if property is currently on the market)
3
McCABE,WEISBERG& CONWAY,P.C. Attorneys for Plaintiff
BY: TERRENCE J. McCABE,ESQUIRE-ID# 16496
MARC S. WEISBERG,ESQUIRE-ID#17616 1.4 E i U•
EDWARD D. CONWAY,ESQUIRE -ID#34687 .,i P itOTHUNO TJ.t:
MARGARET GAIRO,ESQUIRE-ID#34419
ANDREW L.MARKOWITZ,ESQUIRE-ID#28009 2)13 OCT -9 AM I I: 29
HEIDI R. SPIVAK,ESQUIRE-ID#74770t �9BERL��jj� COUNTY
MARISA J. COHEN,ESQUIRE-ID#87830 PEhRL t"
CHRISTINE L. GRAHAM,ESQUIRE-ID#309480
BRIAN T.LAMANNA,ESQUIRE-ID#310321
ANN E. SWARTZ,ESQUIRE-ID#201926
JOSEPH F.RIGA,ESQUIRE-ID#57716
JOSEPH I.FOLEY,ESQUIRE-ID#314675
CELINE P.DERKRIKORIAN,ESQUIRE-ID#313673
123 South Broad Street,Suite 1400
Philadelphia,Pennsylvania 19109
(215) 790-1010
JPMorgan Chase Bank,National Association Cumberland County
s/b/m to Chase Home Finance LLC s/b/m to Court of Common Pleas
Chase Manhattan Mortgage Corporation
Plaintiff
Number 13-5617
v.
Glen L. Smith,Elizabeth M. Smith and United
States of America, c/o United States Attorney for
the Middle District of Pennsylvania
Defendants
PRAECIPE TO REINSTATE COMPLAINT
TO THE PROTHONOTARY:
Kindly reinstate the Complaint in Mortga - .rectos re in th- . .ov- . .tinned matter.
MICA I ',WEISBER ► i44 pO AY,P
BY:
[ ]Terrence J. ► /abe, „g ' [ ]Marc :. Weisberg,Esq.
[ ]Edward P.Conwa , sq. [ ] . garet Gairo,Esq.
[ ]Andrew L.Markowitz,Esq. [ ]Heidi R. Spivak,Esq.
[ ]Marisa J.Cohen, Esq. [ ]Christine L.Graham,Esq.
[ ] Brian T.LaManna,Esq. [ ]Ann E. Swartz,Esq.
Joseph F.Riga,Esq. [ ] Joseph I.Foley,Esq.
]Celine P.DerKrikorian,Esq.
Attorneys for Plaintiff
ti11,7 9d Ili/
(� a
Ck4 "x'99
Rib aqub,
P-RO1 ONO lfpil�..i.
2 I 3 OCT 25 AM I I: 00
°OBERLANO COUNTY
PENNSYLVANIA
McCABE, WEISBERG AND CONWAY,P.C. Attorneys for Plaintiff
BY: TERRENCE J. McCABE, ESQUIRE - ID# 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID #28009
HEIDI R. SPIVAK, ESQUIRE - ID # 74770
MARISA J. COHEN, ESQUIRE - ID # 87830
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LAMANNA, ESQUIRE - ID # 310321
ANN E. SWARTZ, ESQUIRE - ID # 201926
JOSEPH F. RIGA, ESQUIRE - ID # 57716
JOSEPH I. FOLEY, ESQUIRE - ID # 314675
CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673
123 South Broad Street, Suite 1400
Philadelphia, Pennsylvania 19109
(215) 790-1010
JPMorgan Chase Bank,National Association s/b/m to Cumberland County
Chase Home Finance LLC s/b/m to Chase Manhattan Court of Common Pleas
Mortgage Corporation
Plaintiff
Number 13-5617
v.
United States of America,c/o United States Attorney
for the Middle District of Pennsylvania,Glen L. Smith
and Elizabeth M. Smith
Defendants
AFFIDAVIT OF SERVICE
The undersigned attorney for the Plaintiff in the within action,being duly sworn according
to law, deposes and says that on October 15, 2013, a true and correct copy of the Complaint in
Mortgage Foreclosure was served by United States certified mail,return receipt requested,upon the
following:
The United States of America
The Honorable Eric H. Holder
Attorney General of the United States
United States Department of Justice
10th and Constitution Avenues Northwest, Room 4400
Washington, DC 20530
A true and correct copy of the letter and signed green card, article number 7013 0600 0002
2969 5770, is attached hereto, made a part hereof, and marked Exhibit "A".
McCABE,WEISBERGGAND CONWAY,P.C.
SWORN AND SUBSCRIBED BY: , il " `-'"/(
[ ] Terrence J.McCabe,Esq. Iarc S.Weisberg,Esq.
BEFORE ME THIS M DAY [ ]Edward D.Conway,Esq. [ ] Margaret Gairo,Esq.
[ ]Andrew L.Markowitz,Esq. [ ]Heidi R. Spivak,Esq.
OF , 2013 [ ]Marisa J.Cohen,Esq. [ ] Christine L.Graham,Esq.
[ ]Brian T.LaManna,Esq. [ ]Ann E. Swartz,Esq.
et [ ]Joseph F.Riga,Esq. [ ] Joseph I.Foley,Esq.
[ ]Celine P.DerKrikorian,Esq.
NOTARY PUBLIC Attorneys for Plaintiff
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
ELIZABETH PHILLIPS,Notary Public
City of Philadelphia,Phila.County
My Commission Expires June 18,2017
•,a O O,
IH
3H1 W.3d 013AN3 j0 � CAM` V3ck 5..
SENDER: COMPLETE:THIE SE::TION
■ Complete items 1,2,and 3.Also complete A. Signature
item 4 if Restricted Delivery is desired. X ❑Agent
• Print your name and address on the reverse ❑Addressee
so that we can return the card to you. . Received by(Printed Name) C. Date of Delivery
• Attach this card to the back of the mailpiece,
or on the front if space permits.
s v address different from item 1? ❑Yes
1. Article Addressed to: If Y en a elivery address below: ❑No
The United States of America XT 1 5 2013
Attorney General of The United States
United States Department of Justice
10°i and Constitution Avenues Northwest,RM.4400
Washington,D.C.20530 3. Service Type
❑Certified Mail ❑Express Mail
❑Registered ❑Return Receipt for Merchandise
❑Insured Mail ❑C.O.D.
4. Restricted Delivery?(Extra Fee) ❑Yes
2. Article Numbly. ; ;; :; 7 Q 1 Q 6 QP Ei p3Q 4 i9 b 9 i .770
(Transfer fibrri aareliti rabei)
PS Form 3811,.,February 2004 Domestic Return Receipt 102595-02-M-1540
EXHIBIT A
LAW OFFICES
McCABE,WEISBERG& CONWAY,P.C.
8t1ITE 210 SUITE 1400 SUITE 303
145 HUGUENOT STREET 216 HADDON AVENUE
NEW ROCHELLE,NY 10801 123 SOUTH BROAD STREET WESTMONT,NJ 08108
(914)-636-8900 PHILADELPHIA,PA 19109 (856)858-7080
FAX(914)636-8901 (215)790-1010 FAX(856)858-7020
FAX(215)790-1274
SUITE 202 SUITE 100
4021 UNIVERSITY DRIVE 30 BUXTON FARMS ROAD
FAIRFAX,VA 22030 STAMFORD,CT 06905
(866)656-0379 (203)992-8200
FAX(301)490-1568 FAX(855)425-1979
SUITE 800 October 8,2013 SUITE 130
312 MARSHALL AVENUE DELAWARE CORPORATE CENTER I
LAUREL,MD 20707 ONE RIGHTER PARKWAY
(301)490-3361 WILMINGTON,DELAWARE 19803
FAX(301)490-1568 (302)409-3520
Also servicing the District of Columbia FAX 855-425-1980
The United States of America
Attorney General of The United States
United States Department of Justice
10th and Constitution Avenues Northwest,RM.4400
Washington,D.C.20530
RE: JPMorgan Chase Bank,National Association s/b/m to Chase Home Finance LLC s/b/m to Chase
Manhattan Mortgage Corporation v.Glen L. Smith,Elizabeth M. Smith and United States of
America,c/o United States Attorney for the Middle District of Pennsylvania
Premises: 5266 Terrace Road,Mechanicsburg,Pennsylvania 17050
Dear Eric H. Holder,Attorney General of the United States:
Enclosed please find a true and correct copy of Complaint in Mortgage Foreclosure,the original of which
has been filed against you in regard to the above-captioned matter.
Very truly yours,
Nolan Serowatka
Legal Assistant for
McCabe,Weisberg and Conway,P.C.
SENT VIA REGULAR MAIL AND
CERTIFIED MAIL NUMBER 7013 0600 0002 2969 5770
RETURN RECEIPT REQUESTED
This is a communication from a debt collector.
This letter may be an attempt to collect a debt and any information obtained will be used for that purpose.
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith ->
Chief Deputy
Richard W Stewart
Solicitor
OPFCEOPTHE p� �y
y,, .,I'I�w'4
JPMorgan Chase Bank, N.A. Case Number
vs.
2013-5617
Glen Leroy Smith, Jr(et al.)
SHERIFF'S RETURN OF SERVICE
09/30/2013 05:38 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Notice of
Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by
"personally" handing a true copy to a person representing themselves to be the Defendant, to wit:
Elizabeth M Smith at 5266 Terrace Road, Hampden Township, Mechanicsb g PA 17050.
AWN GUTSHALL, DEPUTY
10/10/2013 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry
for the within named Defendant to wit: United States of America, but was unable to locate the Defendant
in the Sheriffs bailiwick. The Sheriff therefore deputizes the Sheriff of Dauphin, Pennsylvania to serve the
within Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage
Foreclosure according to law.
10/10/2013 04:19 PM- Deputy Brian Grzyboski, being duly sworn according to law, served the requested Notice of
Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing
a true copy to a person representing themselves to be Melinda Krahulec- Fiance ,who accepted as
"Adult Person in Charge"for Glen Leroy Smith, Jr at 320 S Fredrick St, Apt 2 Rear, Mechanicsburg, PA
17055.
BRIAN GRZYB K , TY
10/16/2013 08:28 AM-The requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint
in Mortgage Foreclosure served by the Sheriff of Dauphin County upon Laurie Reiley,Victim Witness
Specialist,who accepted for United States of America, at 228 Walnut Street, Suite 220, Federal Building,
Harrisburg, PA 17108. Jack Lotwick, Sheriff, Return of Service attached to and made part of the within
record.
SHERIFF COST: $102.90 SO ANSWERS,
6� ~7
October 18, 2013 RON R ANDERSON, SHERIFF
flcn.Coun!ySu!.:e Sheriff,Te'.eoW: ,....
Shelley Ruhl Jack Duignan
Real Esta e Deputy Chief Deputy
Matthew L. Owens Michael W. Rinehart
Solicitor Assistant Chief Deputy
Dauphin County
101 Market Street
Harrisburg,Pennsylvania 17101-2079
ph:(717)780-6590 fax:(717)255-2889
Jack Lotwick
Sheriff
JPMORGAN CHASE BANK,NATIONAL
Commonwealth of Pennsylvania ASSOCIATION S/B/M TO CHASE HOME
FINANCE LLC, ET AL
VS
County of Dauphin UNITED STATES OF AMERICA
Sheriffs Return
No. 2013-T-2754
OTHER COUNTY NO. 2013-5617
And now: OCTOBER 16, 2013 at 8:28:00 AM served the within REINSTATED COMPLAINT IN
MORTGAGE FORECLOSURE upon UNITED STATES OF AMERICA by personally handing to
LAURIE REILEY * 1 true attested copy of the original REINSTATED COMPLAINT IN
MORTGAGE FORECLOSURE and making known to him/her the contents thereof at FEDERAL
BLDG, 228 WALNUT STREET, SUITE 220 HARRISBURG PA 17108
* VICTIM WITNESS SPECIALIST
Sworn and subscribed to So Answers,
before me this 17TH day of October, 2013eAlc—
Sheriff auphin County, Pa.
By
COMMONWEALTH OF PENNSYLVANIA Depu Sheriff
NOTARIAL SEAL Depu JEREMY KABLE
Karen M.Hoffman,NotL blic
City of Harrisburg,Daupunty Sheriffs Costs: $41.25 10/15/2013
M Commission Expires Au 7,2014
NO- C-
McCABE,WEISBERG AND CONWAY,P.C.
BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff
MARC S.WEISBERG,ESQUIRE-ID#17616
EDWARD D.CONWAY,ESQUIRE -ID#34687
MARGARET GAIRO,ESQUIRE-ID# 34419
ANDREW L.MARKOWITZ,ESQUIRE-ID#28009
HEIDI R.SPIVAK,ESQUIRE-ID#74770
MARISA J.COHEN,ESQUIRE-ID#87830
KEVIN T.MCQUAIL,ESQUIRE-ID#307169
CHRISTINE L.GRAHAM,ESQUIRE-ID#309480
BRIAN T.LAMANNA,ESQUIRE-ID#310321
ANN E.SWARTZ,ESQUIRE-ID#201926
JOSEPH F.RIGA,ESQUIRE-ID#57716
JOSEPH I.FOLEY,ESQUIRE-ID#314675
CELINE P.DERKRIKORIAN,ESQUIRE-ID#313673
123 South Broad Street,Suite 1400
Philadelphia,Pennsylvania 19109
(215)790-1010
JPMorgan Chase Bank,National Association s/b/m CUMBERLAND COUNTY
to Chase Horne Finance LLC s/b/m to Chase COURT OF COMMON PLEAS F
Manhattan Mortgage Corporation `o
Plaintiff No. 2013-05617
V/�. Wyryr
v. c 1 +,
7
United States of America, c/o United States -M '_-
Attorney for the Middle District of Pennsylvania,
Glen L. Smith and Elizabeth M. Smith
Defendants
PRAECIPE
TO THE PROTHONOTARY:
❑ Please mark the action Discontinued and Ended without prejudice.
❑ Please mark the above referenced case Settled,Discontinued and Ended.
❑ Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice.
❑ Please mark the in rem judgment Satisfied and the action Discontinued and Ended.
❑ Please Vacate the Judgment entered.
DATE: ) !c /f ( McCABE,WEISBERG AND CONWAY,P.C.
BY: 2/1/f e (-C.,- �[ ] Terrence McCabe,Esquire [,..-11Iarc S.Wittsberg,Esquire
[ ]Edward D.Conway,Esquire [ ]Margaret Gairo,Esquire
[ ]Andrew L.Markowitz,Esquire [ ]Heidi R. Spivak,Esquire
[ ]Marisa J.Cohen,Esquire [ ]Kevin T.McQuail,Esquire
[ ]Christine L. Graham,Esquire [ ]Brian T.LaManna,Esquire
[ ]Ann E. Swartz,Esquire [ ]Joseph F.Riga,Esquire
[ ]Joseph I.Foley,Esquire [ ] Celine P.DerKrikorian,Esquire
Attorneys for Plaintiff
McCABE,WEISBERG AND CONWAY,P.C.
BY: TERRENCE J.McCABE,ESQUIRE-ID# 16496 Attorneys for Plaintiff
MARC S.WEISBERG,ESQUIRE-ID#17616
EDWARD D.CONWAY,ESQUIRE -ID#34687
MARGARET GAIRO,ESQUIRE-ID# 34419
ANDREW L.MARKOWITZ,ESQUIRE-ID#28009
HEIDI R. SPIVAK,ESQUIRE-ID#74770
MARISA J.COHEN,ESQUIRE-ID#87830
KEVIN T.MCQUAIL,ESQUIRE-ID#307169
CHRISTINE L.GRAHAM,ESQUIRE-ID#309480
BRIAN T.LAMANNA,ESQUIRE-ID#310321
ANN E.SWARTZ,ESQUIRE-ID#201926
JOSEPH F.RIGA,ESQUIRE-ID#57716
JOSEPH I.FOLEY,ESQUIRE-ID#314675
CELINE P.DERKRIKORIAN,ESQUIRE-ID#313673
123 South Broad Street,Suite 1400
Philadelphia,Pennsylvania 19109
(215)790-1010
JPMorgan Chase Bank,National Association s/b/m to CUMBERLAND COUNTY
Chase Home Finance LLC s/b/m to Chase Manhattan COURT OF COMMON PLEAS
Mortgage Corporation
Plaintiff No.2013-05617
v.
United States of America,do United States Attorney for
the Middle District of Pennsylvania,Glen L. Smith and
Elizabeth M. Smith
Defendants
CERTIFICATE OF SERVICE
The undersigned Attorney for Plaintiff,hereby certifies that a true and correct copy of the within Praecipe was
served on the below persons by regular first class mail,postage prepaid,on the day of December,2013.
United States of America,c/o United States Attorney Elizabeth M. Smith
for the Middle District of Pennsylvania 5266 Terrace Road
Federal Building Mechanicsburg,Pennsylvania 17050
228 Walnut Street,P.O. Box 11754
Harrisburg,Pennsylvania 17108 Glen L. Smith
5266 Terrace Road
Mechanicsburg,Pennsylvania 17050
t1-16- McCABE,DATE:
WEISBERG AND CONWAY,P.C.
/ 3
BY: %ef�L._C,Y
[ ] Terrence J. cCabe,Esquire [- arc S.Weisberg,Esquire
[ ]Edward D. Conway,Esquire [ ]Margaret Gairo,Esquire
[ ]Andrew L.Markowitz,Esquire [ ] Heidi R. Spivak,Esquire
[ ]Marisa J. Cohen,Esquire [ ]Kevin T.McQuail,Esquire
[ ]Christine L.Graham,Esquire [ ]Brian T.LaManna,Esquire
[ ]Ann E. Swartz,Esquire [ ]Joseph F.Riga,Esquire
[ ]Joseph I.Foley,Esquire [ ] Celine P.DerKrikorian,Esquire
Attorneys for Plaintiff