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HomeMy WebLinkAbout09-27-13 1 1505610140 —J REV-1500 EX (01.10' OFFICIAL USE ONLY Department of Revenue Bu reau of Individual Taxes Coun ty Code Year File Number Bu Po Box 280601 INHERITANCE TAX RETURN 2 1 1 2 1 1 5 7 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW 1 0 1 6 2 0. 1 2 1 0 1 1 1 9 2 7 . Decedent's Last Name Suffix Decedent's First Name MI R E A M J A N I C E M (if Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 0 1. Original Return 2.Supplemental Return 3.Remainder Return(date of death prior to 12-13-82) 4. Limited Estate ❑ 4a.Future Interest Compromise(date of 5. Federal Estate Tax Return Required death after 12-12-82) ❑X 6. Decedent Died Testate 7. Decedent Maintained a Living Trust 8.Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) F] 9. Litigation Proceeds Received 10. Spousal Poverty Credit(date of death 11.Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch.O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number JILL M . WINEKA ESQUIRE 7172344178 EGISTER OF WILLS USE ONLY M _ First line of address ;30 1 7 1 9 NORT H F RONT ST REET ' �' Second line of address City or Post Office State ZIP Code -o DA E FILED. H A R R I S B U R G P A 1 7 1 0 2 Correspondent's e-mail address: iwinekaapkh.com Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SI AT RE OF PE fbI{2ESj'ONSIBLE FOR FILI RETURN a A 11/l \�J-tin-C_-!y � / V ADDRESS �T Mary Jo Pinchorski, 1165 Trail Road Hummelstown PA 17036 T RE 7fiREP RE��OTHE THAN REPRESENTATIVE �� q/ AD ESS Ji M. Wineka, 1719 North Front Street Harrisburg PA 17102 PLEASE USE ORIGINAL FORM ONLY Side 1 L 1505610140 1505610140 �� ��a���� r 1505610240 REV-1500 EX RECAPITULATION t. Real Estate(Schedule A). . . . .. . . . . . . . . .. . . . . . . . .. . .. . .. . .. . .. . .. . . . . 1. 8 0 0 0 0 . 0 0 2. Stocks and Bonds(Schedule B) . .. . . . . . .. . . . . . . . .. . . . . . . . . . . . . . . . . . . . 2. 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) . .. . . 3. 4. Mortgages and Notes Receivable(Schedule D) .. . .. . . ..... . . . . . . . . . . . .. . . 4. 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E). . .. . . . 5. 1 5 8 1 5 . 2 6 - 6. Jointly Owned Property(Schedule F) ❑ Separate.Billing Requested . . . . . . . 6. 1 3 0 . 8 9 7. -Inter-Vivos Transfers&Miscellaneous N -Probate Property' (Schedule G) - b 'Separate Billing Requested . . . . .. . 7. 7 0 0 0 • Q 8. Total Gross Assets(total Lines 1 through 7) . . . . . . . . . . . . . . .. . . . . . . . . .. . 8. 1 0 2 9.4 6 . 1 5 9. Funeral Expenses and Administrative Costs Schedule H 9. 3 1 1 7 4 . 1 3 10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule 1) . . . ... . . . .... . . 10. . 5 1 3 0 7 . 9 6 11. Total Deductions(total Lines 9 and 10) . .. . ... . . . . . . . . . . . . . . . . . . . . . . . . 11. 8 2 4 8 2 . 0 9 12. 'Net Value of Estate(Line 8 minus Line 11) .. . .4. . . . . .. . . . . . . . .. . .. . . . . 12.' �• 2 0 4 6 4 . 0 -6 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J) . . . .. . .. . .. . . . . . . . . . . . 13. 14. Net Value Subject to Tax(Line 12 minus Line 13) . . . . . . . . . . . . . . . .. . . . . . 14. 2 0 4 6 4 . 0 6 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or " transfers under Sec.9116 (a)(1.2)X.0 _ 0 . O 0 15. 0 . 0 0 16. Amount of Line 14 taxable at lineal rate x.045 2 0 4` 6 4 . 0 6 16, 9 2 0 . 8 8 17. Amount of Line 14 taxable -at sibling rate X.12 0 . 0 0 17. 0 . 0 0 18. Amount of Line 14 taxable at collateral rate X.15 0 . 0 0 18. 0 . 0 0 19. TAX DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . .. . . . . . . . . 19. 9 2 0 . 8 '8 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 L 1505610240 1505610240 J REV-1510 EX+(08-09) pennsylvania SCHEDULE G DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER JANICE M. REAM 21 12 1157 This schedule must be completed and fled if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. DESCRIPTION OF PROPERTY ITEM INCLUDETHE NAME OF THE TRANSFEREE,THEIR RElATIONSHIPTO DECEDENTAND DATE OF DEATH % DECO'S EXCLUSION TAXABLE NUMBER THE DATE OF TRANSFER.ATTACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST OFAPEUCAKEI VALUE 1. Decedent gifted $10,000.00 in cash to her son, 10,000.00 100.00 3,000.00 7,000.00 Elmer Charles Ream, Jr. on 9/25/12 TOTAL (Also enter on Line 7,Recapitulation) $ 7,000.00 If more space is needed,use additional sheets of paper of the same size. REV-1511 EX-(10-09) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER JANICE M. REAM 21 12 1157 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERALEXPENSES: 1. Stone& Murray Funeral Home 5,670.22 2. Baughman United Methodist Church 100.00 3. Old Town Florist-flowers 30.00 4. Soloist for funeral 100.00 5. Wig/Hairdresser 220.00 6. Costume Jewelry for burial 20.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s) Mary Jo Pinchorski 4,500.00 Street Address 1165 Trail Road city Hummelstown State PA Zip 17036 Years)Commission Paid: Not Yet Paid z, Attorney Fees: Purcell, Krug & Haller 8,500.00 3. Family Exemption:(If decedent's address is not the same as claimant's,attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4. Probate Fees: Register of Wills of Cumberland County 225.00 6 Accountant Fees: Samuel Thuma, CPA 600.00 6. Tax Return Preparer Fees: 7. Register of Wills-JCS fee, automation fee, Short Certificates 60.50 8. The Sentinel - advertise Estate 210.78 9. Cumberland Law Journal -advertise Estate 75.00 10. Closing costs on HUD-1 Settlement Statement-Sellers' assistance, adjustments 10,594.63 for taxes, realtors' commission, notary fees, wire fee, tax certification fee, transfer taxes, unpaid utilities, rent proration (not including escrow of inheritance taxes). 11. Postage 33.00 12. Register of Wills -fee to file Inheritance Tax Return 15.00 13. Purchase and planting of perennial bed and mulch to market Decedent's real estate 200.00 14. Register of Wills-fee to file Family Settlement Agreement 20.00 TOTAL(Also enter on Line 9,Recapitulation) $ 31 174.13 If more space is needed,use additional sheets of paper of the same size. REV-1512 EX,(12.08) pennsylvania SCHEDULE I DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES, & LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER JANICE M. REAM 21 12 1157 Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. M&T Bank Check No. 3013 -cleared post death 31.75 2. PPL debt-cleared post death 24.03 3. PA American Water debit-cleared post death 89.17 4. New Cumberland FCU - payoff of Mortgage at date of death 31,211.96 5. Bank of America -credit card 1,618.00 6. Visa-credit card balance at time of death 11,092.17 (See attached 10/16/12 Credit Card Statement) 7. CitiBank Mastercard -credit card ending xxxxxxxxxxxx5045 734.10 8. UGI -gas service 124.00 9. PA American Water-water services 103.83 10. New Cumberland Borough - sewer/trash/permit 345.69 11. Ralph Fenstermacher- repairs to property 1,503.00 12. Verizon - phone services 26.16 13. David Leroy- plumbing repairs 192.00 14. Ralph Fenstermacher- install basement railing 126.00 15. New Cumberland Borough - permit for electrical work 25.00 TOTAL(Also enter on Line 10,Recapitulation) $ 51 307.96 If more space is needed,insert additional sheets of the same size. Continuation of REV-1500 Inheritance Tax Return Resident Decedent JANICE M. REAM 21 12 1157 Decedent's Name Page 1 File Number Schedule I - Debts of Decedent, Mortgage Liabilities, & Liens ITEM NUMBER DESCRIPTION AMOUNT 16. AIA Insurance -electrical inspector 65.00 17. Paul Wirrick-electrical services 1,200.00 18. PPL -electric services 108.36 19. PA American Water-water services 108.41 20. Ralph Fenstermacher- repairs to home 50.00 21. PPL-electric services 13.75 22. PA American Water-water services 94.93 23. PA American Water-final water services 20.95 24. UGI -final gas services 153.82 25. Pennoni Associates-electrical inspector hired by New Cumberland Borough 140.00 26. H.B. McClure- repairs to plumbing 621.00 27. New Cumberland FCU - payments on Mortgage made from date of death until 1,477.89 real estate sold at$492.63 per month 28. PPL-final electric services 6.99 SUBTOTAL SCHEDULE 4,061.10 GRAND TOTAL SCHEDULE $ 51,307.96 REV-1513 EX+(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: JANICE M. REAM 21 12 1157 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include out,In spousal distributions and transfers under See.91 8(a)(1.2).] 1. Elmer Charles Ream Lineal 1412 Snowmass Road 100%of residuary Columbus, OH 43235 Estate ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. II. NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART 11 -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ If more space is needed,use additional sheets of paper of the same size. IN RE: IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA ESTATE OF JANICE M. REAM, ORPHANS' COURT DIVISION DECEASED NO. 2112-1157 TABLE OF CONTENTS 1. Last Will and Testament of Janice M. Ream dated August 1, 2011. 2. Deed recorded July 29, 2011 as Instrument No. 201121098 identifying the Decedent as the sole owner of the real estate located at 324 North Third Street, New Cumberland, PA 17070. 3. HUD-1 Settlement Statement regarding January 10, 2013 sale of Decedent's real estate. 4. Letter dated December 5 2012 from New Cumberland Federal Credit Union documenting the Decedent's sole ownership and date of death value on her Account. 5. Letter dated July 31, 2013 from M&T Bank confirming the Decedent's ownership and date of death value on her Account. 6. Letter dated August 7, 2013 from Members 1st documenting the joint ownership and date of death values on Decedent's Accounts, co-owned with her son, Elmer Charles Ream, Jr. 7. Statement dated October 16, 2012 from NCFCU Visa Credit Card regarding balance owed on date of death. LAST WILL AND TESTAMENT OF JANICE M. REAM 1, JANICE M. REAM, of New Cumberland, Cumberland County, Pennsylvania, declare this to be my Last Will and Testament, and revoke any and all Wills and Codicils previously made by me. ITEM I: 1 direct that all my just debts and funeral expenses, including my grave marker and all expenses of my last illness, shall be paid from my residuary estate as soon as practicable after my decease, as a part of the expense of the administration of my estate. ITEM II: All federal, state and other death taxes payable because of my death with respect to the property forming my gross estate for tax purposes, whether or not passing under this Will, including any interest or penalty imposed in connection with such tax, shall be considered a part of the expense of the administration of my estate and shall be paid out of the residue of my estate, without apportionment or right of reimbursement. ITEM III: I give, devise and bequeath all the rest, residue and remainder of my Estate of every nature and wheresoever situate to my son, ELMER CHARLES REAM, of t Columbus, Ohio, provided he survives me by thirty days. ITEM IV: In the event my son, ELMER CHARLES REAM, fails to survive me by thirty days, then I give, devise and bequeath all the rest, residue and remainder of my Estate of every nature and wheresoever situate to be divided equally among my daughter-in- law, LINDA REAM of Columbus, Ohio and my grandchildren, LISA DAGENHART of West Chester, Ohio and JESSICA REAM of Columbus, Ohio, or their issue, per stirpes. If any beneficiary should die without issue, then her one-third share shall be divided equally among the surviving beneficiaries or their issue, per stirpes. ITEM V: I appoint my niece, MARY JO PINCHORSKI of Hummelstown, Pennsylvania as Executrix of this my Last Will and Testament. In the event my niece, MARY JO PINCHORSKI should predecease me, fail to qualify or cease to act as Executrix, I then appoint my niece, BETSY HUGHES of Dauphin, Pennsylvania to serve as Executrix of my Last Will and Testament. ITEM VI: I direct that no Executrix be required to post bond or enter security in anyjurisdiction. IN WITNESS ,/W� HEREOF, I have hereunto set my hand and seal this <r day of /fUG. 037- 2011. (SEAL) JANICE M. REAM The preceding instrument, consisting of this and two other typewritten pages, was, on Tthe date thereof signed, published and declared by JANICE M. REAM, the Testatrix therein named, as and for her Last Will, in the presence of us, who, at her request, in her presence, and in the presence of each other, have subscribed our names as witnesses hereto. STEWNG DMLAP residing at LEWISQ LTRY PA &N&Y,414 residing at 2 I COMMONWEALTH OF PENNSYLVANIA ss: COUNTY OF DAUPHIN n _ WE, Janice M. Ream, STE1-LIfJG P(4NLAP and the Testatrix and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her Last Will, and that she had signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the Will as witnesses and that to the best of their knowledge, the Testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. JAWCE M. REAM��°°��--- Witness w Witness Subscribed, sworn to and acknowledged before me by Janice M. Ream, the Testatrix, and subscribed and sworn to before me by STERLING Nt)LAP and T((2c tS lltS{ t✓� witnesses, this /ST day of AZ 0,5 2011. 1, / Notary Public NW Y NOTAMAL8EAL City of A A.SHADEL,Notary'Put4c City or Hanis6urg,pgrprya C`i0ipih, MY AprY 4,2015 �' IIIIIIIIIIIIIIIIIIIIIIIIIIII a\ �^ 002CDS � 0 Parcel No.: 25-25-0006-249 DEED THIS _ INDENTURE, made this . _ day of It 2011, between. JANICE M. REAM, Single Woman, of New Cumberland, Cumberland County, Pennsylvania and ELMER CHARLES REAM, Married Man of Columbus, Ohio, as Joint Tenants with Right of Survivorship, Grantors, Parties of the First Part A N D JANICE M. REAM, Single Woman of New Cumberland, Cumberland County, Pennsylvania, Grantee, Party of the Second Part. WITNESSETH: That said Grantors, for and in consideration of the sum of ONE ($1.00) DOLLAR, lawful money of the United States of America, well and truly paid by the Grantee, at and before the sealing and delivery of these presents, the receipt whereof is hereby acknowledged, have granted, bargained, sold, conveyed and confirmed unto the Grantee, her heirs and assigns: ALL that certain lot or piece of land situated in the Borough of New Cumberland, County of Cumberland and State of Pennsylvania, being Lot No. Five (5), Block "A" in the general Plan of George W. Buttorffs Addition to.the Borough of New Cumberland, as recorded in the Offices of the Recorder of Deeds in and for the County of Cumberland in Deed Book N, Vol. 5, Page 498, more particularly bounded and described as follows, to wit: BEGINNING at a point on the South side of Third Street, one hundred (100) feet west of the westerly line of Locust Avenue; thence Westwardly by the Southerly line of Third Street, twenty-five (25) feet to a point or post; thence Souhwardly one hundred forty (140) feet to the line of Taylor Avenue; thence Eastwardly by the line of Taylor Avenue twenty-five (25) feet to a point or post; thence Northwardly one hundred forty (140) feet along and through the center of the partition wall separating the property herein described and the easterly half of a double two and one-half story frame dwelling house, to the line of Third Street, the point or place of Beginning. HAVING thereon erected the westerly half of a two and one-half story frame dwelling house known as No. 324 Third Street, New Cumberland, PA. BEING the same premises which Janice M. Ream, by her Deed dated December 2, 2009 and recorded December 3, 2009 as Instrument No. 200940334, granted and conveyed unto Janice M. Ream and Elmer Charles Ream, Grantors herein. THIS conveyance is being made between mother and son and mother and is therefore transfer tax exempt. TOGETHER with all and singular the tenements, hereditament and appurtenances to the same belonging, or in anywise appertaining, and the reversion and reversions, remainder and remainders, rents, issues and profits thereof: AND ALSO all the estate, right, title, interest, property, claim and demand whatsoever, both in law and equity, of the said Grantors, of, in, to or out of the said premises, and every part and parcel thereof. TO HAVE AND TO HOLD the said premises, with all and singular the appurtenances, unto the Grantee, her heirs and assigns, to and for the only proper use of Grantee, her heirs and assigns forever. AND the Grantors, their successors and assigns, covenant that, except as may be herein set forth, they do and will forever specially warrant and defend the lands and premises, hereditaments and appurtenances hereby conveyed against the Grantors and all other persons lawfully claiming the same. COMMONWEALTH OF PENNSYLVANIA ) ss: COUNTY OF DAUPHIN ) On this, the a G day of J U L u 2011, before me, the undersigned officer, personally appeared Janice M. keam, known to me, (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. Notary Public M IVW OF My commission expires: NOTARIAL SEAL BARBARA A.SHADEL,Notary PuhYc City of Harrisburg,DaL Mn County STATE OF OHIO ) My Comrn"on Expires AprM a,2015 ss: COUNTY OF ) On this, the 11 k(I day of 2011, before me, the undersigned officer, personally appeared Elmer Charles Ream, known to me, (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official`seal . �7 `Y, • :(SEAL) NotaryPublic My commission expires CERTIFICATE OF RESIDENCE;`0-\ j y J MFS SC PUBLIC I hereby certify that the precise residence of the Grantee er := STATE OF OHIO Recorded in N�. \p Franklin County Janice M. Ream 9T O�` My Commission Expires 324 Third Street F.. F a January 2016 New Cumberland, PA 17070 1""Mit ,,,% Attorney or Agent for IN WITNESS WHEREOF, the Grantors hereunto have set their hands and seals, the day and year first written above. SIGNED, SEALED AND DELIVERED IN THE PRESENCE OF WITNESS: �M '`J U Janice M. Ream n Elmer Charles Ream ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 s 717-240-6370 F. Instrument Number-201121098 Recorded On 7/29/2011 At 12:27:31 PM *Total Pages- 5 •Instrument Type-DEED Invoice Number-90812 User ID-SW •Grantor-REAM,JANICE M •Grantee-REAM,JANCIE M •Customer-JANICE M REAM *FEES STATE WRIT TAX $0.50 Certification Page STATE JCS/ACCESS TO $23.50 JUSTICE DO NOT DETACH RECORDING FEES — $12.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 This page is now part FEES of this legal document. AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 WEST SHORE SCHOOL $0. 00 DISTRICT NEW CUMBERLAND BOROUGH $0.00 TOTAL PAID $63.00 I Certify this to be recorded in Cumberland County PA 4y CF CUAreF 0 LE RECORDER O D DS 1750 *-Information denoted by an asterisk may change during the verification process and may not be reflected on this page. I 002CDB IIIIIII r Exry OMB Approval No.2502-0265 I11II11I�' A. Settlement Statement (HUD-1) 1. Type of Loan .QX FHA 2.Q RHS 3.QCon¢Umns. B. File Number: ]. Loan Number: - 8. Mortgage Insurance Case Number: Q VA 5.Q Conv.Ins. P.12-366 ]]00384152 446155424]-2038 ]. Note: Thk iortn slumishetl fo[pe JOUa Safemenf of adual settlement mss Amountspadto and bythe saffkmerd agent are shown. Items marked'(p.oc'J'were paH oufsde the cbsrrg;(heyare shown here/or inlormatipnalpurpeses and are not indvdedm the totals Jason Na B. end Address of Bortower: E. Name and Address of Seller F. Names dAddremof Lender k08 B.Zeigler MORTGAGE NETWORK,INC. .08 Fshbum 51ree1 Mary la Pinrhors4,Exeandx D/6/AMNET MCRTG GE CORP. iarrisburg,PA 17109 of the Estate of James M.Ream 300 ROSEWOOD DRIVE 324 Third Street DANVERS,MA 01923 New Cumberland,PA 17070 D. ROpcmy Location: H. Sedlement Agemt I. Settbmerf Date: 124 Thml Sheet PURITYABSTRACT COMPANY Jew Cumberland,RA 17070 3329 MARKET STREET :umpedantl Coun ,Penn January 10,2013 ry s)4xanix CAMP HILL PA 17011 Ph. (717)737/1359 Plate of Settlement: Century21 Realty Ser s 3315 Market St,Camp Hill,PA Summary of Bortowefs trdnsaction K. Summary of Sellefs Sransadion )0. doss Amount Pte hom Borrower: 400. cQOSSAmount Ore to�Ibo 11. Contmd 531es das 80,000.00 401. Conhad Sales rirz 80,00000 12. Personal rc ert 402. 2rsonal Poverty )3. �ttkment Char es to Eortovver Line 1400 ],180.92 15. 404. I-d'ustmentr for items paid by Seller in advance Adjustments for Rems pass b Sellerm advance 16. GO/BORO TAX to 406.COIBORO TAX to )]. CITYTAX - to 407.CITY TAX to lA. SCHOOL TA% 01/10/13 to 07/01/13 746.84 408.SCHCOLTAX 01/10113 to 07101/13 746.84 9. 409. 0. 410. 411. 412. !0. Gross Amount Due from Bortower 87,927676 420.Gross Amount Due to Seller 80.746.84 J0. Amounts Paidb or in Behal(of Bortower 500, Reductions in Amount Due Seller. 11. De asst or eamee mbne 1,000.00 501. Excess do at see reductions 12 Prim, at amount of nmv an(a 78.551D0 502. SeMemcm dra es to Sher Line 1400 5,60324 13. Este be s tale;n slb'e t to 503. E stm bans taken sub' a to 14. APPLICAH FEE POC 650.00 5046 Payoff Frsl Mortgage to PEW CUMBERLAND FCU 31.211.96 I5. EMPLOYER GIFT/GRANT - 2,00000 505.Pa a Semnd Mod a e 18' 506. q. 507. Depostdiab.as ..ads B' 508. 19.SELLER-SASSISTANCE 4,800.00 509.SELLER'SASSISTANCE 4,80000 f'us[mentr for items un altl b' Seller Ad ustments for it sun aid by Seller U. CO/BORO TAX 01/01/13 to 01110113 2624 510.CO/BORO TAX 01/01/13 to 01/10/13 26.24 L CITY TAX l0 511. CITY TAX to 2. SCHOOL TAX to 512,SCHOOL TAX to 3. RENT PRORATION 01/10/13 to OT16/13 140.00 513.RENT PRORATION 01/10/131001/16/13 140.00 4. Si OTRSEVJER E 01/01/I3to011t0113 25.15 514. 15T0TRSEWER E Dt/01/131001/10/13 25.15 s. 6. 515. 516. 517,JNHERITANCETMto PURITYABSTRACT/ESCROW( 2.34482 B. 96 / t� 518. 1 0. Total Paitl b ttor Borrower 8],182.39 520. Total Reduction Amount Due Seller 44,151.41 0. Cash at Settlement fmmltolBOrruwer 600. Cash at settlemen[[olfrom Seller T. Ooss amount due tom Borrbwer In.120 8],927]6 601. Qoss amount tlue to 62Xer line 420 80,]46.84 2. Lea amount pad by+TOr eondwer fine 220) ( 8],192.39) 602. Lea redudbns tlue Serer tons 520) 44,151.41; 3. GsM1 X�From _j To Bortower 735.37 603. Gah LXJ To From Seller 36,595,43 c.auas�x loourv*mrw.(a)..evfsl,i-(y,w n.arvmtrl 'he unde'sgned he k admoWed a reeipl of a completed copy of the statement&any attadtments referred to herein Bortowe Serer B ate�'f.9nice M.Ream Ja n B Z ..er7/ - Mary JO Rntlt eoNix x nun.arcw,ysees,ww.mi.1a uIMOa iseemseesisml,.wr arervaewmIeuro.nwreni,ramXrea<aa..m..Xa.y mymml.an.isomsm.arae=mrmlrDmwmgae mD�e+m Xe.py..mrra4v veie oueorss..mm.uomnmeain i•exfm.n;.ema,x.i,n,.m..y rn.I.amymmPma.uxp.a.m.assrw w.er..,am WniwmAme,iyu,. Page 1 of 3 HUD-1 fZEIGLER,324.PPD/P.12-366/28) -, O0,TaEai Real Estate Broker FeeO----_�_ OMSn�n o,'mn , n fF'n's>ppl ss $4,512.00 -- to Ot 8 2,256.00 OZ g 2,256.00 Lam'ston&Ma Ilfinn fteaMOOS" t� _ 03Cm-m o¢s aHt�n1W 21 R¢sm,Services '-"-- Pod Fran PaiC FmT O4. "_iflemCnl' -- `---.- wu.,ars SO VI of 6ei9emem Sw'!-°mme OO.ttemg PSyable fp COnnectfon With :�ENTURY21 12..Cbu orginsign oho,e J2.Yo -I-do o-oter---2(0_� ,is /or the ri(�s nterey{rate tlrosan ,�0 23'Y.,sd' odo'inafio dt -�- -`5.'SOOp fro _ 1 t_ce from GEE#2 �- l5.Getls Re ko JEFF CARP `'-'-�--- la BIRCHW ENTER APPRAISALS �� E#1V- J5 Fbod je, ko WD CREIJIT SERrOCES ANC"- -'Lom GFE#31� 550.00 IT t_ eerfdxatbn from taE#3#3 59000 38'f--NMALQ1 ate-.. lo- LP�0N?AL qM- lrom GFE#3 60.00 tlo- -1➢o HIRC' t;�R RSERVIR Rom G,E#3 fl am GFEGFE#3# 10.60 ." GcE#3) 25.00 l0.Ite Requlred`y Lmder t6 8e G_;C`n Ad_yanc---" fmm LFE 13 :. 1?,�W mforesf War _ from -- -.--._.Rrom C;E#3) -W'-IN�4m fi3 months ------" _eavneFS lneJPI` fnt. "*"- hpm IaYE#_1p�_ - M 1,-_6yaamto STA�-`l_. {hom(F -' _~10.82 '' ^ARM INSURANCECO �- cFE#3) UPt RONT MIP �-_. /rom(}E#11) TaSTO, I1, oxi[efl.with L'erSder --�- lO1,inAiaidp Thom CfiE#11)V'-"-�- 81]Op - )02 HaOt -"ta youresaoe ponunt ---. (b�[0E#11) insurance 003.Moa ,-.,�3 Duo rrroni---' _ ---ae.hmr_.!,_an� ��$ 51.4 mm`s-(from GEfi#e}' 100,Pro tams "- 0.00 COUN ---,-monMS` $ 09.81 or_m---�_'$ 159.28�_ . .1.251.12 anm $ D-i1 TAX months g".�,--- $ ! Sc H�O%.i�-------er.nin Grp g er month ro - months @t n--.e lh l` -._. C0lf30R0 month SCHOOL "n' � t$PLC-`ROTA maMh g - l' Irzinth 10T.SC,4�LT- 12.000 mpning �-S month 108. 1.000 80,65 per monfe 119,AGC92EGAT --__ mOnEh"� 129.433 po, month N22 00.Tile Cliargos ACJUSTMENT -� 906.01 02 S-01. Tdle serVCes aM br -'y_ ��-'845.83"-^- Lets itk insurance pnl or tloRO frre D4.Lpryy�`s"- STAMERICAN TITLE INS.CO P12-366 ^ar2noe to RRSTAh1 $ _ t.?�r95`!i= 03. Lender s Mle pol 5m ERICAN T! q e --�TLE INS�Cp. (GOm(FE#5�H 06.._.iO+„r�ers ttb p°kY hrtd $ T8,551.OJ SALE -- OJ, PgeM's� $ Sewn -�$ 1-'_062.95 �HSALE 6OS Pottbn of the tota,k i7surance r .On 5021442 08, Untlerwrlte, P amum -0001805a 09_lt4plary�Fpe�O--n,_of -lnIeltiin hsurano, to PURITY ABSTRACT COMPANY 50z�008069e 1-'�em4-m iD FIRST'AMERICANTIT WWoutgong xse tee to Nota7 Clerk`' 1N5.CO, 9]8.65 11 L Tax Ce _ to PURITY ^---I $ $ 160.35 tTRACi COMPANY '- ------,10 PUR1TYAg57RACTC i-�'-"` 10� tie.GovernmanfRacomin and T - ��" 1200 Oi.Cv1er !rt erttn-remrtl' Crar E�tir,ha'9es 02.lhed$ _3.00 to R'-ECORDERt 03.Trsnsier taxes Mort a-g -B=EDS 04.OO C~-- In ]9.00 Re1ea��'- --.L G E#]) . 05 State tih ate_ RECORDER OF DEEDS Ot_ her g-'-"- --?30_00 06---gym s� S-83(1,0.3 (ho ECFm-#8) --- ----1Es?OF MTO I 500.00 8_00.00 OJ. in RecnroeYS� or 60.ACtlitionai9e e00.0O n=n1 Charges 02.ROSufr ��that PO oon shop tot 50'w 03.4TH OT 82012 SExJF,R(E) -. Lrom(FE#6) . 04.1ST 478 REFUSE S£] to BOROUpt O� p EW� $ 03.OOMFjpEST _:2i0 $ 00.Total Settlement Cha 10 NEW CUMBERED COMPLETE INSPECT tv-q.}q.) �ND _ v«eawaeem+roMeo-,w.e rges(entereh fines 103;Section J and 5p ACENi Y �'-'----t_, 251.52 ae+romararn rwennsaal•rM•��.�°"ee.tLLvm xSecN-1K 400 POC,,B 69.48 Jig "t'b"i4unana.�a,naaoa.xesadwsmmT 180.92 mg.:mm,n 5,603.24' =rti(u-'d to he a true cppy PU T COMPANY,SetlkmenlAgpn��. Rage 2 of 3 (ZEIGLER.324 HUD-1 .PFW1,12-366f28) cmparison of Good Faith Estimate(GFE)and HUD-1 Charges Good Faith Estimate HUD-1 harges That Cannot Increase HUD-1 Line Number uF Origination charge 4801 550.00 550.00 our acpsted odgmalbo charges - a 803 ranster taxes 550.00 550.OD 41203 800.00 800.00 har xis That in Total Cannot Inprease Mope than 1D% Good Faith Estimate HUD-1 wernment remrtlbg drarges #1201 150.00 137.00 ppra isal lee - # 604 refill report 650.00 59100 #605 7].50 60.O0 botl m1lRmibn - # 807 NMA LC Uptlale 21.00 10.00 bdgage Irwranm Prembm # 808 25.00 se file # 902 1,351.00 1,351.00 rums and butler's Mae Hsurenm #1101 wnefs iNe insrranm to FIRST AMERICAN TITLE INS.CO. #1103 1,150.00 1,234.95 100.00 s.as Total 3 ago 5D 341400 Inmease between(FE and HUD-1 Charges F -85.50 or -2.64% ham..That Can Change hal deposit for Good Faith Estimate HUD-1 p your esaowa�unt #1001 any interest charges 2,780.01 1,257.12 # 901 $ 5.8100011IdaY 69.]2 12].82 omeovmer's,sumuce # 903 OME/PEST INSPS 800.00 617.00 #1305 295,D0 400.00 ,an Terms r initial loan amount is $78,551.00 ,or loan tens is 30.00 years ,or initial interest rate is 2]000% mr initial monthly amount owed for principal,Irrteast and $398.21 ndures ry mortgage insurance is ❑X Principal O Interest QX Mortgage Insurance In your interest ate rise? ❑X No Yes,it can rise to a maximum of %, The first orange wit be on_and an change agar every_mrnmsafter F-`y change dale,pur Merest ate an nomase or decrease by %. O.zr the Its of the ban,pur interest rate's guaranteed to never be bwer than %or higher than ,en if you make payments on time,can your loan balance rise? ❑X No ❑ Yes,A mn rke to a maximum of$ an if you make payments on time,can yourmonthly ❑R No Yes,the first increase can bs on round owed for principal,Interest,and mortgage _and the monthly g ge insuanpe rise? amount owed can rise to$ The maimum it mn ever rise to b$ res your loan have a Prepayment penalty? X ur ma um re a No Yes, xim ❑ ❑ YO p P yment penalty's$ ws your loan have a balloon payment? �X No ❑ Yes,you have a baboon payment of$ due n_Wars on tal monthly amount owed including escrow account payments ❑ Vou tlo rot hale a mouthy escrow payment frn item;such as property taxes and homeowner's insurance You must pay Nero items readily purse#. X❑ You Gabe an ac iional mouthy escrow payment of$267.741habeshlts in a totalinAat montthy amount owed of$%5.95. Thus Induces pr'mepal interest,any mortgage hwranm and anydems ched<etl below. X❑ Property taxes �X Homeowners nmranm ❑ Flood insurance e: If Wu have any questions about the Sedlement Merges and Loan Teuvs Ned On this firma, leasec contact pur ender❑ Page 3 of 3 HUD-1 (ZE(aER.324,PFD/P.12-366/28) HUD-1 Attachment Borrower(s):Jason B.Zeigler Selle(s): Mary Jo Pinchorski,Executrix 208 Fishburn Street Harrisburg,PA 17109 Lender:MORTGAGE NETWORK,INC.D/B/A MNET MORTGAGE CORP. Settlement Agent:PURITY ABSTRACT COMPANY (717)737-8359 Place Of Settlement Century 21 Realty Services 331$Market St,Camp Hill,PA Settlement Date:January 10,2013 Prop,rty Location:324 Third Street Newtumberland, PA 17070 Cumberland County,Pennsylvania Adjustments For Items Unpaid By Seller(Seller Debit) Description Amount From/Through Pro t d Amount RENT PRORATION 350.00 01/01/13 through0l/15/13 140.00 Total Line 2131513 140.00 1 ST QTR SEWER(E) 251.52 01/01/13 through03/31/13 25.15 Total Line 214/514 25.15 Seller Loan Payoff Details Payoff First Mortgage to NEW CUMBERLAND FCU Loan Payoff 31,205.18 As of 01/10/13 Total Additional Interest, 6.78 2days@ 3.390000 Per Diem Total Loan Payoff 31,211.96 Adjusted Origination'Charge Details Origination Charge ORIGINATION CHARGE to MORTGAGE NETWORK,INC. 550.00 Total $ 550.00 Origination Credit/Charge(points)for the specific interest rate chosen Total $ Adjusted Origination Charges $ 550.00 Reserves Deposited with Lender Homeowner's Insurance CO/BORO TAX 154.26 3.000 at 51.42 per month SCHOOL TAX 12.000 at 86.89 per month 1,042.68 7.000 at 129.43 per month 906.01 AGGREGATE ADJUSTMENT -845.83 Total $ 1,257.12 Title Services and Lender's Title Insurance Details BORROWER SELLER WARNING: It Is a ctlme to knowingly make false statements to the United States on this or any similar form. Penalties upon conviction can Include a fine and imprisonment. For details see:Title 18 U.S.Code Section 1001 and Section 1010. (MaER.324.PP0/P.12-366/28) HUD-1 Attachment- Continued CPL Fee 75.00 to FIRST AMERICAN TITLE INSURANCE CO. Email Document Retrieval 50.00 to PURITYABSTRACT COMPANY Notary Fee 30.00 to Notary Clerk Overnight Fee/Package 17.00 to PURITY ABSTRACT COMPANY Lender's title insurance, ENH SALE 1,062.95 to FIRST AMERICAN TITLE INS,CO. Total $ 1,234.95 $ 0.00 Owner's Title Insurance BORROWER SELLER Owner's Policy Premium 6.05 to FIRST AMERICAN TITLE INS.CO. Total $ 6.05 $ 0.00 Lender's Title Insurance •fees also shown above in Title services and Lendoes Title Insurance De tails BORROWER SELLER Lender's Policy Premium 862.95 to FIRSTAMERICAN TITLE INS,CO. Lender's Endorsement Charges 200.00 Endorsement Endorsement Charge ENHANCED POLICY ENDORSEMENTS 200.00 Total $ 1,062.95 $ 0.00 W NING: It is a crime to knpwingly make false statements to the United States on this or any similar form. Penalties upon conviction can include a fine and imprisonment Fordetails see:Title 18 U.S.Code Section 1001 and section 1010. (ZEIG-M.324.PFD/P.12-356128) 1L-U'J` 1L 1J:JU' CISVI'1- 1-1J1 rerel/ unuu r-ciY IYew uumvenana.reaerar (.realt union P.O.Rox 658 New Camberland,PA 17070-0658 TeL (717)774-4633 or 1-800-716-2328 Pax(717) 774-7997 New Cumberland Federal Credit Union FAX COVER SHEET To: Attomey Howell Fax: 717-770-1278 From: Dee Jones Date: December 5, 2012 Re: Ream Pages: C: ❑ Urgent 0 For Review 0 Thank You ❑Please Reply 21 Please Recycle Attorney Howell, Balances as of date of death 10/16112 for Janice Ream: 51 - $11,050.86 I-5 - $31,793.95. Payoff good through Dec 31, 2012 is $31,121.27 Visa - $11,092.17. Payoff good through Dec 31, 2012 is $10,742.17 Please contact me if you need any additional information or payment history, etc. I can be reached at 717-774-4633, ext 215, Monday thru Friday 7:30am — 4:00pm. Dee Jones NCFClJ kl �7-e k'4 5S u / / Collection Dept. / U 7 djones @ncfcuonline.org 717-774-4633 ext. 215 / . . . . . . . . . . . . . . . . . . . . . . . . . . . . i e �© MBTBank 499 Mitchell Road,Millsboro,DE 19966 Adjustment services Phone 888-502-4349 Fax (302)934-2955 July 31,2013 Law Offices Purcell,Krug& Haller 1719 North Front Street Harrisburg, PA 17102-2392 Re: Estate of Janice M.Ream Social Security: 174-20-7349 Date of Death: October 16, 2012 Dear Sir or Madam: Per your inquiry on July 24,2013,please be advised that at the time of death,the above-named decedent had on deposit with this bank the following: 1. Type of Account Checking Account Account Number 70585628 Ownership(Names oj) Janice M Ream Elizabeth A Huges(POA) Mary Jo Pinchorski(POA) Opening Date 0812811964 Balance on Date of Death $2,613.59 Accruedlnterest $ .00 Total $2,613.59 For any additional information on the above accounts,including ownership and any changes,closures and/or reimbursement of funds, please call the Highland Park at 717-737-3322. r. We were unable to locate any safe deposit box for the above-mentioned decedent. This letter does not include any amounts in which the deceased may have been listed as Power of Attorney,Custodian of Uniform Transfers, Representative Payee,or Trustee under a Written Agreement Sincerely, Valarie Mercer Adjustment Services St MEMBERS 1st FEDERAL CREDIT UNION PRIMARY OWNER: E Charles Ream Jr. REGULAR SAVINGS ACCOUNT: Account Number/Suffix 11607-00 Date Account Established 07/07/1970 Principal Balance at Date of Death $126.45 Accrued Interest to Date of Death $0.01 Total Principal and Accrued Interest $126.46 Name of Joint Owner Janice Ream Date Joint Added 11116/2002 CHECKING ACCOUNT: Account Number/Suffix 11607-11 Date Account Established 11/15/2002 Principal Balance at Date of Death $135.32 Accrued Interest to Date of Death $0.00 Total Principal and Accrued Interest $135.32 Name of Joint Owner Janice Ream Date Joint Added 11/16/2002 MEMBERS 1ST FEDERAL CREDIT UNION Tessa L Klugh Lending Insurance Support Specialist August 7, 2013 Estate of: JANICE M REAM Date of Death: 10/1612012 Social Security Number: 174-20-7349 5000 Louise Drive • P.O. Box 40 • Mechanicsburg,Pennsylvania 17055 • (800) 283-2328 • www.memberslst.org i NEW CUMBERLAND FEDERAL CREDIT UNION �1SA JANICE M REAM Account Number:#####N##### Statem #7745 a v deu{� October 16,-20a12 dEe Summary of Account Activity Payment Information Previous Balance $11,06725 New Balance $11,092.17 Payments - 57200 Other Credits 000 Total Minimum Payment Due $222.00 Other Debits + 000 Payment Due Date 11/10/12 Purchases + 534.27 Cash Advances + 000 Late Payment Warning: IF WE DO NOT RECEIVE YOUR Fees Charged + 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE,YOU MAY Interest Char ed + 62.65 HAVE TO PAY A LATE FEE UP TO$15. NEW BALANCE $11,092.17 Minimum Payment Warning:If you make only the minimum payment Credit Limit $15,000.00 each period,you will pay more in interest and it will take you longer to Available Credit 3,907.00 pay off your balance.For example_- Available Cash 3907.00 If you make no You will pay off the And you will end up Amount Disputed 0.00 additional charges balance shown on this paying an estimated Statement Closing Date 10/16/12 using this card and statement in about... total Of_ Days in Billing Cycle 30 each Monte th you pay.._ Only the minimum 19 year(s) $15,347.00 payment Contact Information - - 342.00 3 years $12,311.00 - .- (Savings-$3,036.00) Customer Service:(800)299-9842 twl Report Lost or Stolen Card:(727)570-4881 If you would like information about credit counseling services, After Hours:(866)604-0381 call(800)716-2328. ,A Please send Billing Inquiries and Correspondence to: CUSTOMER SERVICE PO BOX 30495 TAMPA,FL 33630 Cyr Visit us on the web at: ' v www.ncfcuonline.org Please Mail Your Payments to: $ VISA PO BOX 4521 CAROL STREAM IL 60197-4521 Transactions Trans Date Post Date MCC Code Reference Number Description Amount 09118 0920 5912 24445002263100318678223 CVS PHARMACY#6916 $ 1053 NEW CUMBERLAN PA 09/19 0921 8651 24301332264110772262235 DEM SEN CMPGN COMM-SUS 1000 202-2242447 MD NOTICE:CONTINUED ON PAGE 3 Page 1 of 6 PLEASE DETACH COUPONAND RETURN PAYMENT USING THE ENCLOSED ENVELOPE-ALLOWS DAYS FOR MAIL DELIVERY 09N NEW CUMBERLAND FEDERAL CREDIT UN �� Account Number PO Box 656 N WCVMe �rtouwcuurrr ######## 7745 NEW CUMBERLND PA 17070-0658 Check box to indicate ❑ name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closing Date New Balance Total Minimum Payment Due Date - - - - - _ Payment Due -_. , _ _ 10/16/12 $11,09217 $222.00 11/10/12 $ . , JANICE M REAM MAKE CHECK PAYABLE TO: 324 3RD ST NEW CUMBERLAND PA 17070-2113 t Itll, IlrttOtllltLJrrtIIL.IrIrl rdJttrIIDI IrIIILrLII rn — VISA PO BOX 4521 Lr IIIIIIIIIDtL..IIL.,trldrr IIIrrIIrlllrr I LhrIIJJI CAROL STREAM IL 60197-4521 21 4331 6755 0100 7745 00022200 01109217 3 NEWCUMBEI DFEDERALC�ITUNION VISA r a m m JANICE M REAM Account Number:#q###N###tk#tt 7745 Statement Closing Date: October 16, 2012 Transactions... Continued Trans Date Post Date MCC Code Reference Number Description Amount 10105 10/07 0742 24493982280200079300224 VCA WEST SHORE#469 4223 NEW CUMBERLAN PA 10/08 10/09 5411 24692162283000203751051 GIANT 6253 339 NEW CUMBERLAN PA 10/08 10110 0742 24493982282200079500151 VCA WEST SHORE#469 9.88 NEW CUMBERLAN PA 10109 10111 5542 24316052284548871056078 SHELL OIL 57544268600 25.01 NEW CUMBERLAN PA 10109 10/11 5541 24316052284548872056077 SHELL OIL 57544268600 100.00 NEW CUMBERLAN PA 10/09 10/11 5541 24316052284548873056076 SHELL OIL 57544268600 100.00 NEW CUMBERLAN PA 10109 10111 5912 24445002284100315145494 CVS PHARMACY#1630 Q03 879 CAMP HILL PA 10110 10112 5912 24445002285100318896696 CAREMARK MAIL 7000 888-892-72271L 10112 10/14 5912 24445002287100386215868 CVS PHARMACY#1630 Q03 74.31 CAMP HILL PA 10/12 10114 4899 24692162286000199546355 DTV'DIRECTV SERVICE 80.13 800-347-3288 CA Payments,Adjustments and Others 10/01 10/01 6010 - 74331672275001 K50001100 PAYMENT-THANK YOU - 350,00- 10108 10108 0000 74331672282001510011974 PAYMENT-THANK YOU 222.00- TOTAL PAYMENTS OR ADJUSTMENTS $ 57200- Interest Charge 10/16 10116 74331672290882290064006 INTEREST CHARGE-PURCHASE 49.86 10116 10/16 74331672290287290064206 INTEREST CHARGE-CASH 12.79 TOTAL INTEREST FOR THIS PERIOD $ 6265 2012 Totals Year To Date Total Fees Charged in 2012 $0.00 Total Interest Charged in 2012 $57032 Interest Charge Calculation/Plan Level Information — ---- --- --- -_ --- ---= - - -- --°— -- -- -_ --- - ----- - Plan Description ICM' Balance Subject Periodic Annual Percentage Interest Ending Balance to Interest Rate Rate Rate(APR) Charge CURRENT PURCHASES G $8670.62 0.5750% 6.90% $ 49.86 CASH F $2224.75 0.5750% 6.90% $ 12.79 FEES/INTEREST CHARGE $ 0.00 TOTAL 6.90% $ 62.65 $ 11,092.17 'ICM Interest Charge Method:See reverse side of Page 1 for explanation. 2 Your Annual Percentage Rate(APR)is the annual interest rate on your account. (V)=Variable Rate.If you have a variable rate account the periodic rate and Annual Percentage Rate(APR)may vary. rA . +ti Y • i y. • a O � ' o o o m d 7 C CD � CD 3u3 - b N C76 » - V (D O -0 0 O O C > m n < V CD W - CA CD C v H U n /y� u N M CD N CD Y~� r f ' r FMorIty MaD - _ r ComB"Prlc 4 yi'11'.�'•' � ' D o N uN�FOs 3 � N � I C -040 el� m m�71 ; NW � °N 0 0 iy ..ck s.' a• 4 M 1 .y Al - A 1Q� LAW OFFICES Purcell, Krug & Haller HOWARD B.KRUG 1719 NORTH FRONT STREET LEON P.HALLER HARRISBURG, PENNSYLVANIA 17102-2392 HERSHEY 533-3 JOHN W.PURCELL JR. TELEPHONE (717) 234_4178 (JI)) J3-3836 JILL M. WINEKA FAX (717) 783-4939 LISA A.RYNARD JOHN W. PURCELL(1924-2009) JOSEPH NISSLEY (1910-1982) September 26, 2013 Register of Wills Cumberland County Court House One Courthouse Square Carlisle, PA 17013 Re: Estate of Janice M. Ream Dear Register of Wills: Enclosed for filing, please find two originals and two copies of the Inheritance Tax Return in the above-captioned matter. Also enclosed is a check payable to the Register of Wills for $15.00 for the filing fee. Please return two date-stamped copies of the document to me in the enclosed stamped, self-addressed envelope. Thank you. Sincerely, JiIhM. Wineka JMW/bas Enclosures cc: Mary Jo Pinchorski, Exec. w/o enc. c © cs rn ry Cl.' co n