HomeMy WebLinkAbout10-02-13 (2) _ .,. _ _ __ ._ ____ _._.._
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� 1505610140
REV-1500 � `02_„>`F°
OFFICUL USE ONLY
PA Department of Revenue
Bureau of IrWividual Taxes County Code Yeer Flle Number
ao e0x ze0aoi INHERITANCE TAX RETURN 2 1 1 3 0 � 9 4
Harriaeu PA 77128-0601 RESIDENT DECEDENT
EN ER DECEDENT INFORMATION BELOW
So ial Security Number Date of Death MMDDm'v Date of Birth MMDDYVYv
� 1 1 2 2 0 1 3 � 8 1 3 1 9 4 2
De�edenPS Last Name Suffix DecedanYs First Name MI
I� U F F L A R R Y R
(If pplicable)Entsr Surviving Spouse's Infortnatlon Below
Sp use's Last Name Su�x Spouse's First Name MI
Sp use's Sociel Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FI IN APPROPRIATE OVALS BEIOW
1. Original Return � 2.Supplemental Retum � 3. Ramainder Return(Date of Death
Prior to 72•13-82)
4.Limited Eatate � 4a.Future Interest Compromise(dete of � 5. Faderal Estate Tax Return Required
deeth after 12-72-82)
6. Decadent Died Testate ❑ 7.Decedent Maintained a Living Trust 0 �B.Total Number of Safe Deposit Boxes
(Attech Copy of Wilq (Attech Copy of TrustJ
9.litigetion Proceeds Received � 10.Spousal Poverty CradR(Dete of Doath � 11. Ebclion to Tax under Sec.9113(A)
Belween 12-31-97 and 1-1-95) (Attach Schedub O)
C RRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAl(INFORFMTpN SHOULD 8E DIRECTED T0:
N me Da�me Telephon(�Iumb� m
A V I D H 3 T 0 N E , E S Q U I R E 7��,1� 7 �3 4 �;�7`��,1 3 5
W � � ' U, a�
rnr�eci R OF NALLS . LV
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x,. � �-t:i G x�
Fi st Line of Address � w��- " '�° �-n -r; -�
c:i �, n � -Y�
1 4 B R I D G E S T R E E T �' `�' �`' `�'�� �
,;� c._ �_... - rrs
S cond Line of Address '� �
' r
-v y� c,> �' -�*t
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Ci or POSt Offlce Stete ZIP Code DATE FILED
E W C U M B E R L A N D P A 1 7 0 7 0
c rrssponasnese-maUaddross: DSTONEaSTONELAW •NET
Un r penaltks of perjury,I tleUaro that I�ave e tMa retum,irroluCirp aaompanyinp achedules and itatemenb,and to Me bast o1 my k�owledpe anA Eellef,
it i We, comWete. rstlwi r Mlier tl�an the peraonal reprcsentaUve is besetl on all informatlon o!whlM preparor�as my knovrled0e.
S� � OF PERS 1 FILING RETURN DATE
�eC u /2 �J-1
A RESS
1 3 PL I TERRAGE NEW CUMBERLAND PA 17070
SI E R REPRESENTATIVE DATE
A E
4 4 BRIDGE ST ET NEW CUMBERLAND PA 17070
PLEASE USE ORIti1NAL FORM ONLY
Side 1
1505610140 15U5610140 J \
I �
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� 1505610240
REV-1500 EX(FI) pecedent's Social Security Number
oecedenrs Name: L A R R Y R • R U F F
ECAPITUTATION
. Real Estate(SChedule A 1. 1 1 2 5 � � . 0 0
) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. Stocksand Bonds(Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2. •
. Closey Held Corporetion,Partnership or Sole-Proprietorship(Schedule C) . . . . . 3. •
. Mortgages and Notes Re�ivable(Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . 4. � • 0 �
Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E). . . . . . . 5. 7 8 4 6 . 1 1
. Jointly Owned PropeRy(Schedule F) ❑ Separete Billing Requested . . . . . . . 6. •
. Inter-VNOS Transfers&Miscellaneous N -Probate Property
(Schedule G) � Separale Billing Requested . . . . . . . 7. .
. Total(iross Asseb(total Lines t through 7) . . . . . . . . . . . . . . . . . . . . . . . . . .. 8. L 2 � 3 4 6 , 1 1
. Funeral Expanses end Administrative Costs(Schedule H) . . . . . . . . . . . . . . . . . . 9. 2 6 7 6 8 . 7 �
10. Debts of Decedent,Mortgage liabilities,and Liens(Schedute I) . . . . . . . . . . . . . 10. 1 9 2 0 8 4 . 5 3
17. Total Dsduetions(total Lines 9 and 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 2 1 8 8 5 3 . 2 3
12. Net Value of Estab(Line 8 minus Line 11) . . . . . . . . . . . .. . . . . . . . . . . . . . . . 12. � 9 8 5 0 7 . 1 2
13. Charitabla and Governmental BequestslSec 9113 Trusts for which
an eledion to tax has not been made(Schedule J) . . . . . . . . . . . . . . . . . . . . . . 13. •
74. Net Value SubJeet to Tax(Line 12 minus Line 13) . . . . . . . . .. . . . . . . . . . . . . 14. - 9 8 5 0 7 . 1 2
AX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 74 taxable
at the spousal tax rete,or
trenafers under Sec.9716
(a)(1.2)X.0 _ � . 0 � 15. 0 . � 0
6. Amount of Line 14 taxable
at lineal rete X .0 � . � � 16. � . � �
77. Amount of Line 14 taxable
at sibling rate X.12 0 . � � 17. 0 . 0 0
18. Amount ot Line 14 taxable
at colleteral rate X.15 � • 0 � 18. � . � 0
79. TAl(DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . : 19. 0 . 0 0
0. PILL IN THE OVAL iF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT �
Side 2
1505610240 1505610240 �
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REV-1500 EX(�I) Page 3 Flle Number
Decede t's Complebe Address: 21 13 U094
DECEDENT' NAME
LARRY � • RUFF
STREETAD ESS
432 WA�,fER STREET
CITY STATE ZIP
NEW CU BERLAND PA 17070-
Tax Pay ents and Credits:
1. Tax Due(Page 2,Line 19) (1) 0 •0�
2. Credits/ ayments
A.Prior ayments
B.Disco nt
Total Credits(A+g) (p) 0 • 0 0
3. Interesl
(3) 0 •0 0
4. If Line 2 s greater than Line 1 +Line 3,enter ihe difference.This is the OVERPAYMENT.
FIII in o al on Pege 2,llne 20 to rsquest a retund. (4) 0 •0 0
5. If Line 1 Line 3 is greater than Line 2,enter the difference.This is the TAl(DUE. (5) 0 •0 0
Make check payable to; REGISTER OF WILLS, AGENT
�;,:',t , n� �; h,fi����,� ����;�t,:� , ,;,.t� : �����; :�
LEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain Ne use or income oi the property transferred ...................................................................... ❑ �
b. retain the right to designate who shall use lhe property transferted or Its income ............................... ❑ �
c. retain a reversionary interest ..................................................................................................... ❑ �
d. receive ihe pranise tor life ot either payments,beneflts or care7 ....................................................... ❑ �
2. If death occurred afler December 12,1982,did decedent transfer property within one year of death
without receiving adequate consideration? ....................................................................................... ❑ �
3. Did decedent own an'in trust for"or payaWe-upon-death bank awount or security at his or her death? .....,... ❑ �
4. Did decedent own an individual retirement account,annuity or other non-probate propeRy,which
contains a benefiaary designation?.................................................................................................. ❑ �
IF THE AN R TO ANY OF THE ABOVE QUEST�ONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
. . �. �....;*�';p'.':�.�. . � . � c �:e:�� 3..�r'� k',�`� ., ".:.r�''.. , .:`A", . , ":�;
For dates oi eath on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of iransfers to or for the use of the surviving spouse is
is 3 percent 72 P.S.§9116(a)(1.1)(i)].
For dates of eath on or after Jan. t, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§91 6(a)(1.1)(ii)].7he statute dces not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disdosure of assets and
filing a tax r urn are still applicable even if the surviving spouse is the only beneficiary.
For dates of eath on or after July 1,2000:
• The tax te imposed on the net value of Vansfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive arent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax r te imposed on the net value of Vansfers to or for the use of the decedenCs lineal beneficiaries is 4.5 percent,except as noted in pz P.s.gsiie�a)(�)].
• The tax r te imposed on the net value of hansfers to or for the use of the decedenCs siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,
under Se 6on 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
_ _._
Rev-isoz ex.�iz-iz�
,pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
REAL ESTATE
dNHERITANCE TAX RETURN
-RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
LARRY • RUFF 21 13 0094
All reel p ovmed wbty or as a tenant in common must be roported n hir market value.Fair market value is deflned as the price at which properly
woul be exchanged belween a willing buyer and a willing seller,nelther being compelled fo buy or sell,both having reasonable knowledge of the relevant facts.
Real propeRy that is jotMty�owned with right of wrvivonhip muat be dlacbaod on Sehalule f.
Atlach a copy of the settlement shcet if the property has been sold.
ITEM Include a copy of the deed showing decedenPs interest if owned as tenant in common. VAIUE AT DATE
NUMBER OFDEATH
DESCRIPTION
� Property located at 432 Water 3t New Cumberland 112,500 • 00
Cumberland County, PA at assessed value (4112,500)
times CLR (1 • 0)
TOTAL(Also enter on Line 1,Recapitulation.) S 112,5 0 0 •0�
If more space b needed,use additionel sheels of paper o(the same size.
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REV-1508 EX+(0842)
pennsylvania SCHEDULE E
��EPARTMENT OF REVENUE CASH, BANK DEPOSITS 8 MISC.
INHERITANCE TAX RETURN
a�sioeNroECeoeNr PERSONAL PROPERTY
ESTATE OFi FILE NUA�ER:
LARRY 'R . RUFF 21 13 0094
Include the proceeds of Iftigation and the date the proceeds were received by the estate.
All properly Jolntly owned wlth right of survlvonhlp must bs diselosed on Sehsduls F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
�. 1999 Chevy 310 Truck sold 500•00
2 Personal property sold at various times to 3,840 •15
individual people
3 PNC Bank-Checking Acct •500770796 1,793 • 91
4 PNC Bank-Checking Acct �500770796 - Accrued Int 0 • 01
5 PNC Bank-Savings Acct �5005741863 105•04
6 3ocial security death benefit 1,607•0�
TOTAI(Also enter on une 5,Recapitulation) E 7,8 4 6 •11
If more space is needed, use addRional sheets of paper of the same size.
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REV-1511 Ex+(10-09)
pennsylvania SCHEDULE H
'DEPARTMENT OF REVENUE . FUNEI�ML EXPENSES AND
JNHERITANCETAXRETURN ADMINISTRATIVE COSTS
IRESIDENT DECEOENT
ESTATE OP ' FILE NUI�ER
LARRY • RUFF 21 13 0094
DscedeM's deblt must be reported on Schedub I.
ITEM
NUMBER DESCRIPTION AMOUNT
A, FUNERALEXPENSES:
�. Parthemore Funeral Home-funeral expenses (not paid) 11,1�4 •00
B. ADMINISTR4TIVE COSTS:
1. Personal Representffiive Commissions:
Name(s)of Personal Represenlative(s) T e r r v G a 11 a g h e r 6,017 • 0 0
StreetAddress 103 Pleasant View Terrace
c;ry New Cumberland srere PA zia 17070
vear(s)Commissan Paid: 2�14
y AtlomeyFees: DBVld H Stone, Esquire 6,017 • 00
3, Pamily Exempdon:(If decedenCs address is not the sema as daimanCs,attach explanatbn.)
Claimant
StreelAddress
Ciry s�ate ZiP
Relatbnship of Ckimant M Decedent
a. aron�reF�: See �6 below
5 AaountantFees:
6. Tax Ratum P2pa2r Fees:
� Allstate Insurance-car ins premium 50.63
2 Allstate Insurance-home owners ins premium 46•11
3 Allstate Insurance-homeowners ins premium 96•74
4 Allstate Insurance-homeowners ins premium 85 •22
5 Allstate Insurance-car insurance premium 50 •65
6 Terry Gallagher-Reimb on probate costs 385• 50
7 Ameriprise-check charges 8 • 25
8 Terry Gallagher-Reimb for moving items to storage 112 •93
9 Checks written by decedent but not cleared by bank 978 •18
10 PNC Bank-check printing fee 17•99
11 Terry Gallagher-Reimb for yard clean up 14D•00
12 Harrisbur Stora e-stora e char es 153•00
TOTAL(Also enter on LJne 9,Recapitulalion) t 2 6,768•70
If more space is needed,use addklonal aheefs of paper of tlre same size.
, __ _ __ _
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
�,4RRY R. I�UFF 21 13 0094
DeatlenYS Nlame Page t File Number
Schedulel H -Funeral Expenses 8 Administrative Costs - B7.
ITEM
NUMBER DESCRIPTION AMOUNT
13 Harrisburg Storage-storage charges 51• 00
14 New Cumberland Boro-water and trash at prop 167•03
15 PAWC-water service at property 113•07
16 UGI-gas service at property 39 • 58
17 PPL-electric service at property 63•95
18 UGI-gas service at property 112 •�0
19 PAWC-water service at property 14 •21
2� PPL-electric service at property 54 • 30
21 PAWC-water service at property 15 .22
22 UGI-gas service at property 112 •00
23 PPL-electric service at property 56 •13
24 PAWC-water service at property 14 .28
25 UGI-gas service at property 112 . D0
26 PPL-electric service at property 50 •73
27 Register of Wills-filing Inh tax return and Inv 30 . 00
28 Reserve for filing F&F Acct and closing expenses 500 • 00
Note � The above creditors from �12 to #26 have
not been paid
SUBTOTAL SCHEDULE H•B7 1,505• 50
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REV-1512 EXw(12-12)
'pennsylvania SCHEDULE I
DEPARTMENTOFREVENUE DEBTS OF DECEDENT�
iNHeaiTnNCe rrac RETURN MORTGAGE LIABILITIES&LIENS
�RESIDENTDECEDENT
ESTATE OF' FILE NUMBER
LARRY R • RUFF 21 13 �094
eport debta Incurred by the decedent prior to deeth that rematned unpaid at the date of death,including unrolmbursed medical expenses.
ITEM VALUE AT DATE
NUMBE DESCRIPTION OF DEATH
i. , PNC Bank-loan payment made � • .6913 91• 47
2 PNC Bank-loan payment made acct � • • • 5�60 66 • 31
3 AIS Recovery Solutions-Bank of America claim-Acct • 4,908 . 14
� • • • 4832 filed w/Register of Wills, Cumberland Co • ,
PA
4 AIS Recovery Solutions-Bank of America claim-Acct • 5,345• 37
� • • • 2773 filed w/Register of Wills, Cumberland Co • ,
PA
5 Allstate Ins-Flood insurance 927• 00
6 Andrews 8 Patel Assoc-debt of decedent 19 • 63
7 Ascension Point Recovery Serv-CitiBank NA claim 3,546 . 04
(Sears Charge) a . . . 0330 filed w/Register of Wills,
County, PA
8 Camp Hill Emergency Physicians-debt of decedent 34 •79
9 Center of Kidney Disease 8 Hypertension-debt of dec 53•52
10 Credit Collection Services-PNC Bank claim Acct • 11,200 . 97
# • • • 55700
11 DCM Services-GE Money Bank CitiCorp Trust Bank claim 2,869 . 02
Acct . � . . . 8499
12 DCM Services-Wells Fargo Bank NA claim Acct • 5,635• 67
� • . • 1914
13 DCM Services-Chase Bank U3A claim Acct • �8927155 6,853• 79
14 DCM Services-CitiBank South Dakota claim Acct . 2,493•76
� • • • 9137
15 DCM Services-Discover Card claim Acct• � • • • 2955 5,711• 55
filed w/Register of Wills, Cumberland Co . , PA
TOTAL(Also enter on Line 10,Recapitulaation) S 19 2,0 8 4 • 5 3
If more spece is meded,inaert addkional sheets of the semo size.
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Continuation of REV-1500 Inheritance Tax Return Resident Decedent
LARRY R. �2UFF 21 13 0094
DecedenPs IName Page 2 File Number
Schedulel l - Debts of Decedent, Mortgage Liabilkias,& Liens
ITEM
NUMBER DESCRIPTION AMOUNT
16 DCM 3ervices-GE Money Bank CitiCorp Trust Bank claim 10,998 • 45
filed w/Register of Wills, Cumberland County, PA
17 Edward E Lamarque, MD-debt of decedent 44 •70
18 Geisenger Medical-debt of decedent 2,450 • 59
#2440 • 84 and $9 . 75
19 Holy Spirit Hospital-debt of decedent 1,156 • 00
20 Internal Revenue Service-taxes due for 2010 2,196 • 42
21 JC Christensen & Assoc-Boscov ' s claim Acct � . . 9218 4 ,310 • 43
22 Law Offices of Curtis 0 Barnes-Household Finance 5,825• 15
claim
23 New Cumberland Borough-sewer/trash at property 249 • 57
24 Oakwood Radiation Center-debt of decedent 80.88
25 PNC Bank-Loan Acct . a . . .6913 2,433• 69
26 PNC Bank-Loan Acct • � • • • 5060 4,947 . 18
27 PAWC-water service at property 67 • 51
28 PPL-electric at property 112 • 91
29 Professional Recovery Services-FIA Card Serv claim 5,345 • 37
#11160819
30 Quantum Imaging-debt of decedent 28 .12
SUBTOTAL SCHEDULE I 4 0,2 4 6•9 7
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Continuation of REV-1500 Inheritance Tax Return Resident Decedent
LARRY R. IRUFF 21 13 0094
DacedenYs�Jame Pege 3 File Number
Schedulej I -Dsbb of Decedent, Mortgage Uabilitles, 8 Liens
ITEM
NUMBER DESCRIPTION AMOUNT
31 Robin Gasperetti-taxes on property 775. 04
�764 • 04 and �11 • 00
32 Simm Associates-HSBC Bank Nevada NA claim 2,125• 58
33 Spirit Physician Services-debt of decedent 216 • 50
34 Trust Ambulance Inc-debt of decedent 623 .92
35 UGI-gas services at property 226 • 47
36 Verizon-services at property 7 . 80
37 Wells Fargo Financial-mortgage claim filed w/Rec 84 ,512.20
of Deeds Office, Cumberland Co . , PA
37 West Shore EMS-debt of decedent 179• 00
38 Allstate Insurance-bal due on auto �19 . 45 and home 568 • 26
owners ins balance �548 • 81
39 Terry Gallagher-nate due him 12,845 •76
NOTE : The above creditors from e3 to �39 have not
been paid
SUBTOTAL SCHEDULE I 10 2,o a a •5 3
GRAND TOTAL SCHEDULE I S 192,084.53
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REV-1513 EX+E01-00)
pennsylvania SCHEDULE J
UEPARTMENT OF REVENUE BENEFICIARIES
. INHERITANCE TAX RETURN
. RESIDENT DECEDENT
ESTATE 0 ; FILE NUMBER:
LARRY 'R . RUFF 21 13 0094
REtATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not Liet Trustse(s) OF ESTATE
I TAXABLE DISTRIBUTIONS pndude outrqht apousel dlatributlons and bansfers under
Sec.91 i6(a)(7.2).]
� MARGARET E RUFF Collateral 0 .00
430 WATER STREET
NEW CUMBERLAND PA 17070-
2 SHERRY SUNDBERG Collateral �•00
6940 STATE ROUTE 304
NEW BERLIN PA 17855-
3 MICHAEL SUNDBERG Collateral � • 00
694� STATE ROUTE 304
NEW BERLIN PA 17855-
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-15W COVER SHEET. S
If more space is needed,use addkianal sheets of paper of the same size.
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• STOxx, I..�FaveH & Seiex�er5xi
ATTORNE�S A1 LAW
� aio BPIDGE STREET ;���'
' YF:W OIIMHERI.ApiD PA 17070
l
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'I LAST WILL AND TESTAh�NT
I OF
I, LARRY R. RUFF
I
I , LARRY R. RUFF, of the Borouqh of New Cumberland,
Cumberland County, Pennsylvania, declare this to be my last will
dllG L�_`. GY.2 di!"y' lviii Nic71:JG5i'y' .u.::C�. �J'y' .�,�. .
_.'EM I : I direct that my Executor hereinafter named shall
oay a1 . my just debts and funeral expenses as soon as conveniently
may be done after my decease from the residue of my estate . As of
the d� :e of this will, I owe TERRY GALLAGHER Eleven Thousand
(S11, G�0 . 00) Dollars .
I'iEM IZ : I devise and bequeath all the rest, residue and
remain� ,er of my estate, of every nature and wherever situate, in
equal �hares to MARGARET E . RUFF, SHERRY SUNDBERG and MICHAEL
SL'NDBEi-G, or the survivor of them.
=' EM III : I appoint TERRY GALLAGHER, Executor of this my
135L W:• li .
1"EM IV: "do fiduciary acting hereunder sha11 be required to
post b.�nd or enter security for the faithful performance of his
�uties in any jurisaiction.
Paqe 1 of 9
. . _ _ _
', IN WITNE33 WHEREOF, I , LARRY R. RUFF, have hereunto set my
hand and seal this �c� day of .I�Cxor,.,� ,. , 2012 .
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i� � _ r�..� +� „ ,,� Y.� f
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i LARRY R. RUFF
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i3IGNED, SFJILED, PVSLI38&D and DECL71RaD by LARRY R. RUFF, the
I Testatur above named, as and for his Last Will and Testament, and
' in the oresence of us, who at his request, in his presence and in
Ithe presence of each other, have subscribed our names as
' witnes_es .
I �
�____.-
; _ 414 BRIDGE ST NEW CUMBERLAND PA
I Witn s Address
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914 BRIDGE ST. . NEW CUMBER AND PA I
I� Witness Address !
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ICOMMONWEALTH OF PENNSYLVANIA:
. SS:
COUNTY OF CUMBERLAND .
i
j I , LARRY R. RUFF, the Testator whose name is signed to the
�
Iattached or foregoing instrument, having been duly qualified
according to law do hereby acknowledge that I signed and executed
this ir�strument as my last will; that I signed it willingly and
� that I signed it as my free and voluntary act for the purposes
therein contained. �
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� �'' i'��r; s��� ''Y �yc�
LARRY R. RUFF
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Si.orn to or affirmed to and acknowledged before me by LARRY
,n f�� -, I
� R. RUFE', the Testator, this � `� day of ����P��I�.t'/ , 2012 .
'. � �
_ -- �--., _ ..- �
_—�'�� — �
I Notary Public �
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I CoMMONwlALTNOFPtNN�Y VANIA I
i� JENNIFER A. MEARKLE,Notary Public �
! New Cumberland Boro.Cwnbe�land Co. �
� My Commissan Exproa July 7, 2016
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COMMONWEALTH OF PENNSYLVANTA :
. SS:
iCOUNTY QE' CUMBERLAND .
� We, � -� and �1.=��.11 ,
1 the witnesses whose names are siqned to the attached or foregoing
instrument, being duly qualified accardinq to law, depase and say
( that we were present and saw Testator sign and execute the
� instrument as his last will; that Testator signed willingly and
�
( � that he executed it as his free and voluntary act for the purppses
� therein expressed; that each of us in the hearing and szght of the
; Testator signed the will as witnesses; that to the best of our
I knowle.ge, the Testator was at that time eighteen or more years of '
age, of sound mind and under np constraint or und ' £luence .
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I ..,...���..�.,�..o. 171p°� �'��ai...Qti2i-A4— 08't3 •OSt
I seara;r. z�E3tER
I RECOROEft OF OEEDS
CUNBEfl(,�ND COUNiY-pq .
'QO OCi 6 PI7 3 58 rx:s cac
�qpz � .2.r�!✓ day of�. in ehe yaar o! our Lord two �
Chou�aM (7000) . � �
' p�7'Nip 1,ARRY A. RUFF and MARa11REP 6. RUPP, huebsnd and wife,
Orsntor�,
end
LAARY R. RVFP,
arantae.
MITM8YtS8, tlut in consideration of ONS a[iD NO/100------------------�
"""""""""'"_"'""""'(53.001""_"""""""_"""'D011as�,
� Sn h�rW paid, tM rae�ipt wMSwf i� h�r�Dy �clmowl�dg�d. CM �aid
Gr�ntors do h�aby 9z�nt snd eenvay eo tM ��Sd 6tanta�, hsr heir� �nd
auign�,
Lt,y T1uT Cpli�nt piec� or p�n�l of lend 1xatW on ttu xeet �id� ot
N�ter 9[r�K Sn th� Borovqh o[ Nav CumMrlsnd, County of CumWrland,
end Comronwaalth of Mnn�ylvanin, mor� particularly bounded and
demerlbed as follove, to wit:
On eh� eouth by G� 6utton, on eh� N��t by �n alley, on tha Noreh by
Mt�. Lydia Perthamor�, atld en Cha Ba�t by MNK 9tsaat.
CONTAINalO fltty (50) te�t in front snd axt�nding on� hundrW litty
(150) feet 1n dsp[h to tha said �llay in the rear, boeh mora or le�e.
g7�Vt%p T�RWtt WCTtD e singla lram� dwsllin9 hou�e knovm and
numbesed s� No. 472 Na[er 9tseat, Nea NmWrlsnd, Penn�Ylv�nia.
DsI110 ehs �ams pz�mi�es which Chm Deezea oE Conflrmation oE Ti[la to
Rael Ettata Sn th� 6�C�te of Rus�all 9wigast dated Jsnuary 21, 1987,
and recor8ed February 33, 1987, 1n tku Ottica ot th� R�eosdar oC Deed�
in and fot CumWrland County SA Deed eook M-33, Pag� 591, award�d unto
Larry R. Ruff s� MargarsC 8. RuEf, hu�band and rita, 9rantor� herein.
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_ _ _ _ _
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Thi� i� � conwyanw Wtw�n hu�band enfl wile and ia exempt lrom ell
r�alty ezan�fer texes.
IJm th� �sifl Oxantor� hereby cwen�nt snd egrea th�t they will
varranC �peeially thr pzop�rty h�r�by eonwy�d.
itl'e
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����I��, • 211 IIITNilD Niml=07, rsld �ran[or� hsw heremto set Chair hand�
i
a� �eale [he dey enA year [iret sbova ari[tan.
asqaW, S�a1W, �nd wlsv�r�a .
in th� Dre� of .
Q�' : ��� ��� �5�,�
� : LARRY R. RUFP
� \��
� N�./i (SSAL)
(t� . RUPF �—
COM10NN671I.TH OP PRMBYLVNi2As
: 98:
COVNTY OF CUMBBRLMI� .
' On thi�, Chs �� dey Of � 2000� baloze me
��—,
� th� undwreign�d oltioer, a Notery Public, parwnelly appa�red, IJIRRY
R. RUPP and IMROMST @. RUPP, known Co ma (os �sei�LCeorily pzovanl
to be [h� per�on� whoe� mmea aza eub�crlbed to the wiGhin in�trum�nt,
aM acknowl�dgW that th�y �xeeuted th� �ame Coz ttu purpo��� Ch�rein
coneain�d.
IN WITNE86 NH6RBOP, I heva h�seunto set my hand and oLficial eeal
the day and yesr Cirst nbove writtsn.
I�IdL.�. o[riA6py/
�uY[p,��MIM1.8Gt tary lic ,�,:;;�W�
WCKlY,1�
�r•u�Mqlse. :'i^fiY'. . l.`
Lh�ME4iw MIM1'h77.�i �. ..:...�.yi p..
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I h�srby cestify eh�t Ch� preciu re�idanc� azid caryleCe po�t
olEice addre�� ot th� within n�msd,Ormt�� !�� -¢(fA kGler .�{�
Nea✓ Cw�n6e�/and, �A i�a�a
uarso:9h��
At rnay z
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Aug, 26, 2013 11 ; 12AM FNC Bank No, ZUUb r, I
�a�P�C
' �.caowo n i�:wav
' A��uyl26,2013
' Uavid II Stone�sq.
Stonc Lafavcr& Shcklctski
414 k3ridgc 5t
P (.) RoxR
New Cumberlunci, PA 17070
KL: Larry It Ruff
SSN: 195-32-1814
DOD; 01-12-2G13
Detu Iv[r, Slone.
ln responsc to your rcqucst for llntc of Uenth (U(7U) balancc.v for thc cusiomcr notcd nl,ovq our
records show thc following; '
Checklu�Accounf
Account# 5000770796 �stablished: 03-OS-1999
LA1tTtY R 1tU1�1�
l1011 belnncc: $ 1793.91 +0.01 accrucd intcrest
Intarcstpaid 01-01-2012 thru 01-12-2012 $ O.QO Y"fD
5AVingn Account
Account# 50057418G3 � �steblished: 04-2G-2010
LA2Z1tY R 1ZU1�1�
llUU balancc: $ 105.04 +0.00 accnicd intcrest
interestpaid OI-01-2012 thru 01-12-2012 $ 0.(!0 YTD
Loan Account
The decedent msintained Lonn Accaunt fi 400304811233G913 &c 40030432123450G0. ror fuither
infonnation and assistancc,plcesc contact t-888-762-2265. Scicct option 1, thcn option 3 ancl thcn 0
(zem). Aftcr pressing zem,plcase remain on the tino to speak with a LoAn Financial Servicu
Consullnnt,
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Pagc I of 2
i _ _
Aug. 26. 2013 11 ; 12RM FNC Bank No. 2UU6 P. 1
Piease notc that this office pmvides date ofdeath balnnces fur daper�it f�ccounts(IRAs, Clls,Cl�eckic�s and
', Snvings). We da not proccs� any rinanciid tranauctions or provicie statementa. IPyou nccd assiatance with
' :�t►y of Iltcsc ilcros, plcasc cell 1-888•PNC•�3ANK (I-R8A-7Ci2-22G5)or stop by your locid CNC Bnnk britnch
' ofticc.
' Sincurely,
' Nalio�aul Finunciul Services Canler
I PNC B�nk,N.A.
Mcmber PDIC
This me.rSpgC i,s inlended fnr lhe ��,re of the !ndlv/dua!or�nttty to whtch t�is addresstsd and muy
cunlain fnfunnalian[hu!is privilege�� conJldenllal nnd e.rempt fi�an dtsclosi�re zrnder appltcable lcnv.
1�'t}re raader vf thrs message is nv!!h� inlrnded recipien!nr the empinyee or aRent responstble f'or
de!lverfng thls message to the rntended recrp�en�, you are herehy nn��¢d Ihal any d/,s,ceminatlon,
distribution or copyln�of thls comrmmicntions/s strfclly prvhibtlecl. Jf yt�a huve recerved[hLs
cnmim�nicatJnn /n error,plea,se xotlfy me bnmedlntely by reply ur by telephane uJ 800-762-1775 and
rnrmecticrlely desU•oy lhi,s faxed clne�mrexl.
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Parthemore Funeral Home & Crematian Services, Inc.
P.O. Bax 431
1303 Bridge Street
New Cumberland, PA 17070-0431
{7 t'T) '774-772I
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r.Tarrence M.Gallagher St+a!����nt
1 3 Pleawant View Terraco
ew Curnberland,PA 174?0
�
F�pr the Services of Lazry R.Ruff
IOATE
6/7/2013
AMOUNT DUE AMOUNT ENC.
$I1,631.84
DA7E TRAN$ACTION AMOUNT BALANCE
5/31/2013 Batance fonvard i 1,513.64
47/2013 [NV#FCSb6.Due06107I20i3. FiosnceCharge 11$.24 I1,63i.$9
(
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�
�
� R��� 1-36 DAYS AAST 31-60 L1AY5 PAST 81-�DAYS PAST G1VER 90 DAYS qMOUNT DUE
DUE CiUE �UE PAST DUE
4.00 ll8.29 154.Ob 255.54 f],I44.W $11,631.$4
� Ptease don't hesitate to eall our offiee if we may be of assistance. Thank you.
�
STATE OF Pennsvlvania
IN R�: C ST,4TE OF IN '1'HE RFCis'rers oF wn,t,s
'��, LAHRYRRUfF CU��IBF.RLAND CUUN�I�Y
I CASE#: _211301)94
II STATF.MENT OF CL,�I,VI
�� .\ItiNrcovery5olulions,LLC,servicttonbehul(ofNankaf.lmerlca
� �resents for tiling against the above
estate this statement ofclaim in the amount ot$ $4,9 8.14 '
�-- —
._ l�he h,�si, ti�r Hie claiin i; acrnunl numher � Sa9035799925Jg3 �chich ��as �,p�n un
I 1/11/2002 .
3. l�he name and address ot'the claiman[ is.�is e«o.e��somno�.,t.�c,.e..-i�e�o�een,irorm�tor:�m«<<,
P.O.13nc 2a%R52.Oklahomu Cilr.06 731?J
1. This claim lS NOT contingent
5. This claim IS NOT secured
6. I'he last payment made on the account was $ $125.00 on 2/IS/2011
i. Please send payments to:us e�co�en soiucions,LLC,seivicer on Aehalf of Bank oC�merica
P.O.Box 2A8852
OklaMoma City,OK 7J 12J
1-888-22t-4299 �
Ptease write the above account number on your check.
Under penalties of perj ury, 1 declare that 1 have read the foregoing,and the facu al leged are true,to the
best of my knowledge and belief.
Executed this 27 day of March , 2013
AIS Recovery Solutions,LLC,servicer on behalf of Bank of America
Claimant Name: Crai� Smith
j�' �
i I:�im:int �iunuturr: �_/'� � .._�. ��� -
_ . _
_ . _ . __
STATF, OF PennsY�vania
IN RI?: I'tiT-1 ff OI IN l f lli HecisrFR or wn.�s
�'�. LARRVRRUFF � CUiti113ERLAIVU ('Q�IVI�t�
('ASF.#: _--- -- �ll�11)y�— —__.
', ST:�TF.�IENT OF CLAIi�I
�I AIS Rernven��olu�ions.I.Lf.rrrvicer nn M1ohnlfof flxnk nf:\mrricx
I. � iere ,- 'esents for tiling against[he above
estate this stateinent of claim in the ainount o�f$ 45�.37-�
2. "Thc hnsiti lix the claim i� .ircuunt nwnhrr i �3i302799�5Z2��3 �<hich ��.�s o�icn rn�
10/l2/2005 . '
3. 'T'he name and address of the claimant is ��s H«�.-��y s��w�c���,i.�c..r��.�����m•n�uern���k��r����«�cx
P.O. Rox?JHRS2,Oklahnma('ih�,06 731?J
-l. This claim IS NOT contingent
5. This claim IS NOT secured
6. The last pavment made on the account was �� $140.00 on t/5/2011
�. P�03S0 50f1(� pHy1T1Cn[S [O Alti Recorery tiolulinns,I,L(�,servicer on behalf o(ftank of Amcrica
P.O.Box 2d8852
Oklahoma City,OK 73124
1-8N8-221-i299
Please write the above account number on yovr check.
Under penalties of perjury, I declare tha[ I have read the foregoing,and the facts alleged are true,to the
best of my knowledge and belief.
Executed this 2 day of Aoril , 2013
AIS Recovery Solutions, LLC,servicer on behaif of Bank of America
Claimant Name: Craig Smith �
Claimant Sign�ture:
C� _ �. � �—
_ __ _ _
��'
' NOTICE OF CLAIM
(Filed Pursuant to 20 Pa.C.S. § 3532)
, COURT OF COMMON PLEAS OF
', CUMBERLAND COUNTY, PENNSYLVANIA
�, ORPHANS' COURT DIVISION
Ii ESTATE OF LARRY R RUFF , DECEASED
I
' No. 2013-00094
To the Clerk of the Orphans' Court Division:
Enter the claim of AscensionPoint Recoy�Services LLC on behalf of Citibank N.A. - SE.4RS CHARGE PLUS
XXXXXXXXXXXX0330
lClaimantJ
in the amount of$ $3.546.04 , against the above entitled Estate.
The Decedent,who resided at 103 PLEASANTVIEW TER NEW CUMBERLAND PA
(Sd•eet Addre,rs)
17070-8440 died on Ol/12/2013. Written notice of said claim was given to
(Date ofDeath)
T�R Y GALLAGHER
(Personal Representative or hrs/her counse!)
at ]03 PLEASANT VIEW TERRACE NEW CUMBERLAND PA 17070
' (Address)
on 3/19/2013.
(DareJ ""'i �
����� -�� �'��'�f�% APRS Reoresentative
(Claimant) ��i��,��,r�(,1..-
200 Coon Raoids Blvd Suite 200
(S[ree[AddressJ
Coon Raoids MN 55433-5876
/City,State,zipJ
Robin LeDonne-IL Bar#6294763
(Claimant's Counsel)
200 Coon Raoids Blvd Suite 200
(AddressJ
Coon Raoids MN 55433-5876
888-420-2510
(TelephoneJ
IICLMFRMPA_vl.l_20121120
.. _._ � ....._. .. _ ... . .._..__. .
_ _ _ ___ _ . _ _ _
NOTICE OF CLAIM
I (Filed Pursuant to 20 Pa.C.S. § 3532)
;,
II COURT OF COMMON PLEAS OF
� CIJMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
ES ATE OF LARRY R RUFF DECEASED
No. 2013-00094
To he Clerk of the Orphans' Court Division:
Enter the claim of
(cict'wnr)
in e amount of$ 5,711.55 , against the above entitled Estate.
The Decedent, who resided at
-- ..__,.,�....___..�.m__--
(srrserAdd.rx.) . �
died on 1/12/2013 . Written notice of
(vwe oJDeaNi)
sai claim was given to DAVID HEAN STONE
(Persom!ReprraentoNvc or hia/her caunse!)
St
W CLJMBERLAND PA 17070-1927
on MAY 31 2013 (�d��� �e�ey H'�°hn�
AMAodzed R�"�
(Darc)
DISCOVER BANK
/A N/A C/O DCM SERVICES 7601 PENN AVE S SLTITE
(Clai �'s Counrd) (Supreme Court LD.No.) A600
(Sneef Addn.uJ
/A MIIVNEAPOLIS,MN 55423-5004
(Addr ) (Ciry.Sfote.Zip)
/A
/A
(Tele one) .
Fosm C-07 rev.10.l3.06
P.�0. 1 11301I1019
_� _ _ _ _ __
NOTICE OF CLAIM
', (Filed Pursuant to 20 Pa.C.S. § 3532)
�
II COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY,PENNSYLVANIA
ORPHANS' COURT DIVISION
EST TE OF LARRY R RUFF , DECEASED
No. 2013-00094
To e Clerk of the Orphans' Court Division:
Enter the claim of
(clailnaRt)
in th amount of S 10,998.45 , against the above entitled Estate.
The TJecedent,w!:o resided at
�s��r�dd.�..�
,died on 1/12/2013 . Written notice of
/oua oJ�)
said laim was given to DAVID HEAN STONE
(Pamnol RtpnsenfaNvc w MtdMn counre!)
at
EW ERLAND PA 17070-1927
./Ay (AddreuJ� � ��101MM01�
OII �MI/ � AQ�ZCd AE�'OtBtIVC
(nate)
�7
CACH,LLC ORIGINAL CREDITOR:GE MONEY BANK
CITICORP TRUST BANK
�al.
/A N/A C/O DCM SERVICES 7601 PENN AVE S SU11'E
(C[aim Y.r Caunsep �Supreme Cour�LD.No.) A600
(Street Addreu)
/A MINNEAPOLIS,MN 55423-5004
(Addi s) (Ciry,Srata,Z(p)
/A
/A
(Tekp oneJ
Form -07 rev.l0.13.06
en waw�uo�z�ois
- . _ _ .
� ���� ��������
wi
�� Department of the Treasury Notice CP523
internal Revenue Service Tax Year 2010
I Andover, MA 01810•9041 Notice date _ lune 17, 2013
Social Securrty number 195-32-1814
7161 7618 3635 9�41 4567 Tocontactus Phonel-800�829-0922
' Your Cal�er ID 771203
���, 071876.334917.0395.010 ] AT 0.38f 1140 Page 1 of4
"II�II����I�'IiII�L�IJI�����1����lll��d������ly��������'�I��
� '
LARRY R RUFF I������������
103 PLEASANNIEW TER
anew NEW CUMBERLND PA 17070-2844034 '195321814101'
No ice of intent to levy
1 ent to terminate your Installment Agreement
A ount due immediately: $2,085.96
The manthly payment for your installment
agr ement is overdue. Since we did not receive Billing $ummary
one or more payments from you as aqreed to in
you installment agreement,your installment Amount you owed $1 882 65
agr ement will be terminated on luly 11, 2013. Failure-to-pay penalry y6 y6
In a dition,the IRS may seize("levy")any state Inte�es6 charges 106 35
tax fund to which you're entitled and apply it pmount due immediately
to y f2,085.96 in overdue taxes on or after f2,085.96
Sep ber 15, 2013.
Continued on back...
_...,_...--......................................__................. .................. -- -.................._.........._....
WiNYARUFF NOt�C! CP523
103PLEASANiVIEWiEN Notltedat! June 17,2013
INEWNMBERLNDYA17070-2lM03/ SoaelSecuriqnumber 195d2-1814
• Make your check or money order payable to the United States Treasury.
• Write your Social Securiry number(195-32•1814),the tax year(2010), and the form
Pa ent number(1040)on your payment and any correspondence.
INTERNAL REVENUE SERVICE
P.O. BOX 37004 Amount due immediately $2,085.96
HARTFORD, CT 06176-0004
.,�wqbirhyn�.���qua�p��q.y.�mi•Irinhid��q��.
195321814 FZ RUFF 30 0 203012 670 00000000000
Line afCredit Account Statement ��!PNCBANK
Pnge 1 of�^
Fortho peeiod et�ded Qil2St33
Account 1Wumber 40-03-64$112336913
i I,ARRY R [tUFF New B8lanoe $ 2,386.44
, 432 WATER 9T �pg303 Takal Payn�ent Naw Due$ 59.6fi
i NBW CUM$ERLANI7, PA 2?070-1463 Payalent Due Date 02120t13
Amount Enclosed $
, 4003t}48112336913600[100596600Q238644a5
TH1915 N�T A RILL. Yuur cuaent payment amouut will Ne autometicslly dedpcttd fiom your deposit sccoant on tl�e peymeat due date. � -
Accoant umber 40 -03-0481123369t3 12/27/12 -01/25/13
S�cn2tnar of Accot�a�t Aettvity P�ymectt Informafion
._,.----._ .._ ._ N�w Balsnce rr� $ —' 2,386.44
Previous alance $ 2,459.18 'I"nkal Pay►nent Now Due $ 59.66
Paymen S 9I.47 Payment Due Date 02t201l3
Othee C dita $ 0.00
Advance aud Other Debita $ 0.00
Fec� Cli rged S 0.�
Interest :i�ar ed $ 18.73
New ' al nce �'�� 2,386.44
Past Due mount- Due Now $ 4.00 f1UESTIONS?
Minima Payment Naw Due $ 59.66 Ca(1 CusWmer Service 888-?62-2265
Aasessefl Labe C6a e $ 0.00
Total Pay ent Now Dne �^ 59.66
Credit Li it $ 2,Sd0.04
Avsilsble Credit S 13229
Statemen Cloaing Dete $ Ol/25/13
Qays en ilting Cycte 3Q
���t'illl38C 4SI9
Transac on Date Post Daue Ref# Deacription of Transaction or Credit Amount
Payments and Qther Credits
4tl2 !13 dU22t13 PAYMENT RECD-THANK YOU $ 9 i.4?-
Interest Charged
0112113 41t25t13 INTERESTCFIARGE S i8.73+
TQTAL IIVTERE3'C FOR THIS PERIOD � 18.73
I �
( E4U�R
Line af Credit Accaunt Statement ��PRICBANK
Page 2 af 2
For tht period emled Q 1125113
Arcount Number 40-03-i}4$11233b913
2013 Totals Year•taDate
Total Fee Charged In 2013 $ 0.00
Total Int�rest Charged In 2013 $ ]$.73
i
Iuteresk ;I�arge Cafctdatton
Your An ival Percetttage Rate(APR}is the aunual rate an yaur accouat. V=vaciabie
Type f Balance Annual Peroentage RaGe (APR) Balance Subject to Interest Rabe Lutereet Charge -
F ncipat 9.500°Is{V) $2,4QO.14 $28.13
Interest �tiargc Acerual Method ia Average llaily Balance.
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Line af Credit Account 5tatement �PNCBANK
Page i ot 2
For the periad ending o1lZ5Jt8 p y�� ow P.y��,.nrn ci,a ge
AccouM Numbet 44 03 a482t2345fJ80 ow nmou� oU.
34.78 0.00 34.78 0.00
�RRY R RUFF v�vmsm nmaunt
2 WATER ST b�» Enclasw
EW CUMBERLAND PA 77070-1983 �� �-�
02/20/19 �
(
I 4043U4!l2123450bp3�0U0D3478Q1]0494?18?8
Thb b n�rt�Diq. Your curr�nt peym�M amouM will M sutem�ticelh/dWUCtad hom your Mpwit eccount on the psymant dus d�t�.
L�IN 6� hi '!� �f0� �
t,A R RUFF Aeeount Numbe€ 4Q 03 0482I2345060
'II` Fw Informati€rncal! S8�'762-2265
awd�a�n�wt N�M�atlow
Sntwment Muimum CrMk Still PsymMOt
DN� Ged'R Avaibbis Dur{�b
I DI/25J19 5,OOQ.00 67.05 02/20/13
Currsrrt PM Minimum LeM
PsymoM Du+ Payrtwnt Clwrq�
Ow ArtwuM D�e
94,78 0.00 94,78 0.00
if a L�4 hNp�tw bw�n uw�w�d,tM iwb cMrpw and minimum p�ymrnt an doth dw on eha pMym�nt Dw W4.
TM r o b � a inel in t minimum m�nt
OI�►q��wi Milt i�IN Ias�a��1aNr�YeM The AIIwflAL►NMC�MlN1�IIA'1�for the Aawunt is: 9.498%a
M7Nf
c«nsporwinp
� 6aily Avsng� O�ys in Credit lifs
�� Perialie DsNY BHIi� inswancs
P8n ��{� R`N SMma� CycIM IntsnsVfnMfirfNl Premium
VAR BLE 4�.5409b d0.0095&9�%{a} 4,949.45 3Q 14.23 4.04 d.00 (c}
{��Thiy r�miy vary, {b)This rab wi11 not v�ry, k)i�sunrwe pnmium ior sil ounqndi�Iosn Wlantae Ivariebk 6 fixed),
Fi�tIM Pbl in�ern�lb�ad reG prinwipal!�iMerqt pM, FixW 10 msans a fitsd nb i�bmt aMy pert.
�M�M f��r�Y y'Or1'.��h �i
If yau tnnsbrrad NI or�rt of tM principsl Wlaroc�in tM Vsra4N Rs»wrt ot the aacourt to a�otMr put duri�+g tM bfllhg cycle, the fdiowing rstes woWd hmrs
appliW:
Part Cevr�sppndkq A�AL Daik P�riadk VariabN Ri4►�InforGeutian: .
lNN�►Aq�IIM� (AMIq flsb
FiuM PBI I ;5.786� 0.01 OS72� Tn;,rae.m.y v.fy,c�c«K.cn...�s�...eaw�.nea ror a r�
� iixed Ran Pri�xipel 91nMrost Pert.k will not v�ry.
FO��� ( �✓,'o��i�o OAd9687%a Thie rate may vary,bu[once tM rete ie eetpblbhed tor g rtaw
I FucW R�ts IMgraet qnly Pert,it will nOt v�ry.
i
�M� N� �OQMN�'�0�11�1r MI 1�1� �Y 1�� �
�fN i+N!'!YN'�f � f0►�!�i�f�0i �iM!YOYf iOCOYMl. � >
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FOULLNOUHINGtEpqFH �
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t��-.PNCBANK
Page .2 0! 2
Far th1 period ending 01/25/13
Accouht Number 40 03 p48212345080
��
� ' � Pnrvious Adv�nCnJ Psym�nh/ Nsw Current
Part Bal+no� Charpq Cndiq BWnca Prym�ntDw
VAR BLE 4,999.2& 14.28 6$.SI 4,947.18 34.78
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EHsctNs DMeriO�� DaW at
OntM Trens�ction pNyLOeNtb� Amount Prl�clpsl BU�ncs Thia Bdarrc�
12/26/ 2 PREVIOUSA At.t1NCE 4,999.26+ 4,955.58 24
O1/2Q/ 8 PAYMEN"T REC'D - THANK YbIJ 66.91- 4,982.95 6
41f28j 8 *F3NAIHCE CEIARGE> INFEItEST +
Olf25j S NEW BA[,ANCE 4,94'T 18
INTEREST PAID LAST YEAR 173,85
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fqU�lwOU81M4LEwDeq
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Prepared 6y:
PNC Bnk•Consumer Loan Center
', Matps�eServicinp
, ' M�ihloPPfrPCLC•Oi�l
` ' 27301iixty Avenw
• Pittsburyh,PA 162Y2
Tebphm�412•782•8728
' Return ro: PNC Benk•Consumer Loan Cun�
MonAeAi SxvicinA
Me9stopPS•PCLGOt�I � 1'� ��
2730 Lfliaty Rvawe I�'
Pinsbucph PA 16222 �U�
Tebphone 412�782•8728
U%M:25•t40B13•0¢t OLYACiN 123459i8
Open-End Mortgage �FfVCBANK
(Th s Open-End Mortgage Sxuree Obllgatory Future Advancea)
THIS MOHTGAGE is rmdo an 12�96�2007 .
The Matpapa b L1MII11 R IIYFF.
If there b�ro tlmn une,the word'Nbrtqepor'Mrein nfers to eaeh and aN of tAem.
TM Matp�ae is PMC l�nk,NNhml�aoeMria.
Tla wad•BOrrow�r"mema unnr n nur�.
I(there is mon thn an,the word"Bonowa'herein refxs ta e�ch and aA of tham.
Mxtpapn het pronted tn 8orrorver e homo eQuit�11ne of amd'it provid'eg far a Ma»imum Credit Limit(that is, e nuximum
�nount ot ind�ndnepl of Fiw Tk�waM GIMin And Lr0 Cma
w.s.a s,�.r �,
und�r tM terms af 8arrowa's written apremrat infxred ta heren a tM"Apr�nYL d�t�d 12NfR907 .
Mort4�ge�ii oh�ted,undor tums ut forth i�tM Apnemmt,to mdce furon adumea duriq tM Draw Peiod o(tM Account,wltich
ands on tl� last diy of tln monthlr bilCaq cycN in wlech the day Un y�ero trom the opwYg of the Aceount oceurs.
Mmq�pe� ia not o6Yq�ted to meke adre�es wNch wauW ewa�tde princip�l behnc�autrta�A'mp ta nerM tbe Mndmum Cr�it
Limi4 and is not obGgneA m mrke�aneet eftx the Attouqt h taminat�d m�mr puiod wl�turthr nUraiau et wedk ar�
proh�ited a suswgMd ea prorided in the A�roemun. By the �1yeement, Bortown hu pr�ed to np� tM adrwe�t in montNY
inaainen[x with iqtueat.Tfre tsran of the ApreemxK albw fa chanpn in the intarpt nte end tM monthW p�nem.9ortmv�meY
transfa ell or a portjon ot tM�incip�i belmce te a fixed tn�prt,to M paid owr�term ia eqial k�ttdYnems.The rero on new fixed
pana will chmge 6wd on e fomp�b but the rate on a fix�d rete prt vri not chmp�attx k b ese�bhMd.
TNa Matpag��uurea to Matpepee:(el tM rep��imm�rt of tM d�bt erldencedyy the Apte�m,u+�d.suDd�ted,or
�difiad, fran tUn to tim�, wkh intaut and ether cl�rpa�aoridld tMnin; Ib!th�p�ymnt af aN odir sumt, with fnterest
thKeon,advanced Aaowider tar tM pe�nt of texa,wq�mentt,m�imannu clar mar+ncs preniuiro md coits incard to
a
protcet tM searcity.�f tNa Mortgape:lcl tM popneat o(aN aF Abrtp�a's coati o1 col ion,tndudin0 ust:of wit md.'rf penrittM
hy lew, reasaneble ottomeys' feu and expeiaa,if euit ia illed m athw sctioo is ttlnn to cdbct the s�ws ewuq w te protect the
socurity of thic Monpp� ld� paymau of an rofl�n� �thutiak artenpan, mo4Tieefien, andlor r�w�l ef en ot tM
i�ebtedaeas and other amound mmtiaNd M t�pr�pinla�(bl a(cl a(thu per�epk Ul the per}miw¢�of Mat�s andla
Banower's cownmt; and sgramems unde�thii Matpap�nd the Apre��n�a�M fl tM�rep�y�mmt of th�Mh by ary
p�upoa�i,�Morppa dae�s�her�ib�y mwt���qiei�rd canv�ey t�a Ma�rtp��the�k�m dKaPoM pro�parry,�MdNn«A�
YYYIp
impravmrcnta now ar heruke�xeeted,md�6 utxnaiW,rightt and;]a,�pqihanmcee tMreon,buted at+nd known u:
43Y WATER ST �.. IiEW CU�AlHIkAIN w� PA 17B7M1B17 CUMtHIIANi
. O�ullNkNum6r'. 270 ►pr�uni�r 713
T�x hrnl Nun�Yr� 2�Th0113-06!
ln uid lled Nnmiu N�A NIA
The wad'Praperty'harek�ahell mean aN of tho torepainp martpeped property.
PA
EFONM122735�0505 Pope i ot_ •
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I +�AIG/IIC/r/ �/r/��LVUN� PleaseieNrnNYepor(ionwith
� Y��paymmf
'. � 800 WALNUT ST N0005-083
DES MOINES,IA 50309-3605 z403
37 ��
NnSenOku��To:
StotementDate OJJlJf7j P a�NoiizMpaymentor�����m�by
re O��auNw/IZedcherkJ
�� 65039 �
NeMPaymentDueDate 03/OS/13 d 1 11 I nu � � �� I � � �� 1 1�� � d i � �� �II�L
TotalPoyment�ue 2779.44 I � �� 1 1 I �� I IIH � 1 � � � � � �� � � �II�
I� WELLS FARGO FINANCIAL '��
.fltcountNumber 23129239 PO BOX 66pqq9
. DALLAS,TX 75266-0449 ��
001626 ��
�i611'�I��I�hlu�uii�q�i��n�i�,ii��l���llllu�llll"�I�JJ
1 9 PLEASANNIEW TER 001 ��
,EWCUMBERLAND,PA 17070
231292390U00070000050107000027�944231292399
WELLS FA GO FINANCIAL
800WAL UT$TNppp5.083 2403 SmrementDare 02/12/13
DESMO! E5,!A 503033605 RegulnrPaymentqmount 65039
va mtrra P�"°usd°�°^�e 64512.?0
°��°��'rm�e"�"�wiqbr�hownanrcnsmtement AccounfNumber 23129239
Trcm.Cade' Dotr
.lmaunt ChargeswMteresf
Ot 01/75/13 700.00 vrmnpo� unpaideabrce
. 7�.� .� 84512.20
� Interest short 680.65 as of Ol/15/13
'Sreolherside NRO/Tra�uxtlonCOdec. �:
UnpnidAmwnt
NextPaymmf o/piy�ypr ��� Odermmtord/or ToMlAmount
DueOah Vaymem p� ����W�Y DuronNrxt
cnayea�r vom�ron.oare
Islrui nnMrm www.wM�larqnNrp�x'atrwn•
8822H09 �r:���'��r�+7�krimportuntin/ormation. ar^odonolrolFhacusromm}emcenumbnis�.pl�
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, Propared by: W.elle Fargo Finaacial,Inc.
soow.t��tsaeac 100'! !�!ay 1p f�,� 1Q Q7
� Das Mait�a,towe 503{i9
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% Repirn to: WELLS FARf30 FiNANCiAL P6NNSYLVAIVIA,INC.
4830 CARLISLE PIKE,B3
MECFIANICSBURG,PA t7454
{717)Tbi-7048
Paecel IDlCP'N#:�S-Z4-Q823-0�8
I
i MO�RTGAGE
DEFIMTIONS `
Words ueed in muhipk aecttans af thie doau�na+t aro daFmed belaw and otMr wwda aro detinad in
Sections 4, i l, 16, 18 and 19. Certein roles regwding dro uewge of woa�d�wed in this decument Nro elao
provided�3ect en 14.
(A) "5bcarlty I��lra�N' meaea thia ducuma�t, which is datal S/01/07 , rogethw
with ail Ritk�to thia docwnent.
I (B} "Bsrr�rer" is I.�$SY R RUFF UNM��BIEi? .
� Boe+awu it dro mortg�gor under this 5oa�rky Ina�t .
(C} "I�"' is Weiia Ptuga Fineneid Ptl�n�nyivania, Inc. Lantkr is a corportiiqn or�niusd and
a7ciatiag under di0 lawe of Pamtieylveni�, Landm�s+ddreae is 0 RX rai.R mrr�..�
$��A��$H11${}�PA 1?(�0 . l.�ende[ i6 tht fiOR�OC t7ffdtf'tbi8 50Ciuity
Imtruensnt
(1)) "Noh" mant the pranissory note aip�nad by Borrawer and dsted OSI�1�/07 . The
Note st�that Borrower owea Ladm 594049.44 (Cf.S. Dollus)plua ineetidk.Borrow�haa
( promis� to pay th�s detrt in ragulu Periadk Psynsantt a� to pay t}�e tbbt in full �rot lu�r than
85JO�j�2
(E1 ��Preperty" mana the property d�et i�deacribed betow unda the herding "Trwfar of Rights
( i»the Froperty.,,
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I (Mw 1 n/t� p��70Rit006 �
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