HomeMy WebLinkAbout13-6085 'Supreme C
Cour���of COO n Pleas
t ' ? For Prothonotary Use Only: TIME STAMP
Ci et Docket No:
k ti
CUM�R� County
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other papers as required by law or rules o court.
Commencement of Action:
S ® Complaint ❑ Writ of Summons ❑Petition
E ❑ Transfer from Another Jurisdiction [:]Declaration of Taking
C Lead Plaintiffs Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES, LLC DARLENE C LYNCH
T
I Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
O (Check one) outside arbitration limits
NI
Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? ❑ Yes ® No
A I Name of Plaintiff/Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
❑ Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant)
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability ❑ Statutory Appeal: Other
❑ Product Liability (does not include
S mass tort) ❑ Employment Dispute:
E ❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board
C F1 Other: El Employment Dispute: Other E] Other:
T
El Other:
I MASS TORT
Q ❑ Asbestos
F1 Tobacco N REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort - DES ❑ Ejectment
❑ Toxic Tort - Implant E] Common Law /Statutory Arbitration
B E] Toxic Waste ❑ Eminent Domain/Condemnation El Declaratory Judgment
F1 Other: E] Ground Rent E] Mandamus
❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations
❑ Mortgage Foreclosure: Residential Restraining Order
El Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other:
❑ Legal
❑ Medical
❑ Other Professional:
14 -02648
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055. F EC 'O FIt -� ,
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC 1 -�
120 Corporate Blvd 2013 OCT
Norfolk, VA 23502 "CU MBERLAND COUNTY
TELE: 1- 866 - 428 -8102 PENNSYLVANIA
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No..
Plaintiff,
V.
DARLENE C LYNCH
284 STUMPSTOWN RD
MECHANICSBURG PA 17055
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
14 -02648 ,` `� 6\�3,�`'►
C
2aQU���
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
4
DARLENE C LYNCH
284 STUMPSTOWN RD
MECHANICSBURG PA 17055
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
14 -02648
Esta coniunicacio €€ es de un cobrador de deudas y es un intent do cobrar una deud.a.
Cualquier i.nfrornacion sera utilizada Para ese proposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
DARLENE C LYNCH
284 STUMPSTOWN RD
MECHANICSBURG PA 17055
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, DARLENE C LYNCH, is an adult individual with last known address of 284
STUMPSTOWN RD, MECHANICSBURG PA 17055.
3. It is averred that Defendant was indebted to U.S. BANK NATIONAL ASSOCIATION on June 1,
2005 with account number ************2758 (hereafter referred to as "Account "). A copy of the
account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on June 22, 2012.
8. Plaintiff is the purchaser, assignee and/or successor in interest U.S. BANK NATIONAL
ASSOCIATION and Plaintiff is now the holder of the Account. A true and correct copy of the
Plaintiffs verification is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of
$9,721.05.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, DARLENE C LYNCH, in the amo t of $9,721.05, plus costs of this
action and any other relief as the Court deems just and reas abl .
Ca e A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
14 -02648
This communication is from a debt collector and is an atteMpt to collect a debt.
Any information obtained wil.1 be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Donna Dangerfield
hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his /her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
SEP 25 2 013
Date: By:
Donna Dm4field
Custodian of Records
14 -02648
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
X IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
Norfolk, VA 23502
Telephone: 1- 866 - 428 -8102
.f
Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * ** *2758
DARLENE C LYNCH
Account Holder:
DARLENE C LYNCH
284 STUMPSTOWN RD
MECHANICSBURG PA 17055
Consumer Account Product Code: VISA
Issuer: U.S. BANK NATIONAL ASSOCIATION
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *2758
Date Account Opened: June 1, 2005
Date of Last Payment: June 22, 2012
Date of Charge Off: February 28, 2013
Balance at Purchase: $9,721.05
Purchase Date: March 18, 2013
Balance at Charge -Off: $9,721.05
Less Payments: $.00
Balance Due: $9,721.05
14 -02648
USBR74
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT B
BILL OF SALE AND ASSIGNMENT OF ASSETS
The undersigned Assignor ( " Assignor ') hereby absolutely sells, transfers, assigns, sets -over,
quitclaims and conveys to Portfolio Recovery Associates, LLC, a limited liability company
organized under the laws of Delaware ("Assi ee') on an "AS IS" and "WITH ALL FAULTS"
basis, without recourse and without representations or warranties of any type, kind, character or
nature, express or implied, all of Assignor's right, title and interest in and to each of the assets
identified in the Asset Schedule ("Asset Schedule ") attached hereto as Exhibit A (the " Assets "),
together with the right to collect all principal, interest or other proceeds of any kind with respect to
the Assets remaining due and owing as of the date hereof (including but not limited to proceeds
derived from the conversion, voluntary or involuntary, of any of the Assets into cash or other
liquidated property, including, without limitation, insurance proceeds and condemnation awards),
from and after the date of this Bill of Sale and Assignment of Assets.
DATED: March 18, 2013
ASSIGNOR: U.S. National Association ND
By:
Name (p oel . Rebmann
Title: Sr. tdPresiderj
e
By:
Name (print): Steven Stamper
Title: VP of Recovery
National Loan Exchange Inc./NLEX
USBNKASA.DOC
03/14/2013
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson ;`,
Sheriff
Jody S smith ` T 2 , `
Chief Deputy
Richard W Stewart P'YEu
a
Solicitor ;,r-� E , = Ij F �N!S Y L WM`1 it'd
Portfolio Recorvery Associates, LLC Case Number
vs.
Darlene C Lynch 2013-6085
SHERIFF'S RETURN OF SERVICE
10/18/2013 02:42 PM-Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint&
Notice by"personally"handing a true copy to a person representing themselves to be the Defendant,to
wit: Darlene C Lynch at 284 Stumpstown Road, Monroe Township, Mechanicsburg, PA 17055.
RYAN BURGETT, DEPII
SHERIFF COST: $39.30 SO ANSWERS,
October 21,2013 RON R ANDERSON, SHERIFF
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
'Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiffo�`� �t,y�,�
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
DARLENE C LYNCH
284 STUMPSTOWN RD
MECHANICSBURG PA 17055
Defendant
No. 13-6085 Civil
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above -entitled case as discontinued without prejudice.
p
tfully Submit
14-02648
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
'Mar'k R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
V.
DARLENE C LYNCH
284 STUMPSTOWN RD.
MECHANICSBURG PA 17055
Defendant
: No. 13-6085 Civil
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue
upon DARLENE C LYNCH, by First Class Mail, Postage Pre -Paid, a copy thereof on tpfs. day of
, 2014, to:
DARLENE C LYNCH, 284 STUMPSTOWN CHANICSBURG 17055
14-02648
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.