HomeMy WebLinkAbout13-6089 'Supreme C ou of Pennsylvania
Cour Hof CQm n Pleas
t ry Y f.,..' . `�� For Prothonotary Use`Only: T.1ME ST'AhIP
Ci,ovelS * f eet Docket No:
CUMB County S11 (P
The information collected on this form is used solely for court administration purposes. This form does not
sup plement or rep lace the :ling and service of pleadings or other papers as required by law or rules of court.
S Commencement of Action:
® Complaint ❑ Writ of Summons ❑ Petition
C ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
Lead Plaintiffs Name: Lead Defendant's Name:
T } PORTFOLIO RECOVERY ASSOCIATES, LLC THERON I GOLDEN
O I Are money damages requested? ® Yes Cl No Dollar Amount Requested: X within arbitration limits
N I (Check one) outside arbitration limits
A Is this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑Yes ®No
Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant)
i
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle 0 Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability -- ❑ Statutory Appeal: Other
S ❑ Product Liability (does not include — _ - - - -- _ -- —
E mass tort) ❑ Employment Dispute: -- —
❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board
C ❑ Other: ❑ Employment Dispute: Other ❑ Other:
T- - - - -- - — -- - --
❑ Other
0 MASS TORT - -- — _
N ❑ Asbestos
• Tobacco REAL PROPERTY MISCELLANEOUS
• Toxic Tort - DES
B ❑Toxic Tort - Implant [I Ejectment E] Common Law /Statutory Arbitration
❑ Toxic Waste
El Eminent Domain /Condemnation ❑ Declaratory Judgment
Cl Other: ❑ Ground Rent E] Mandamus
❑ Landlord /Tenant Dispute ❑ Non- Domestic Relations
--- --' -- ❑ Mortgage Foreclosure: Residential Restraining Order
- -- - -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other: — - - - --
❑ Legal -- -- -- - - --
❑ Medical — - -- —
❑ Other Professional:
- - -- 13 -53222
Robert N. Polas, Jr., Esquire PA Bar # 201259
i t.. D r _ 0,1" ,�
a E
Carrie Brown, Esquire PA Bar # 94055 G F T 6 P R 0 T H 0 fiy O TA R Y
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
20 CrT 1 All f 1 : 4 fj
120 Corporate Blvd
Norfolk, VA 23502 CUMBER r -'M COUNTY
TELE: 1- 866 - 428 -8102 PENNSYLVANIA
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION — LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC ..
120 CORPORATE BLVD/1(/
NORFOLK, VA 23502 No.
Plaintiff,
V.
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
13 -53222 ��•� IU3.7`S�d
en.�-
T,>.. a Of
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
13 -53222
Esta com— unicacion es de un cobrad.or de deudas y es an intent do cobrar urea deuda.
Cual€Iuier infrom.acion sera util.izada para ese p.roposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Defendant.
COMPLAINT
1. Plaintiff, Portfolio.Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, THERON J GOLDEN, is an adult individual with last known address of 3610
GOLFVIEW DR, MECHANICSBURG PA 17050.
3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / CAPITAL ONE
BANK (USA), N.A. / METRIS on August 6, 2006 with account number * * * * * * * * * ** *0766
(hereafter referred to as "Account "). A copy of the account history is attached here to and
collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and /or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
This conamnication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purliose.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 1, 2011.
8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. /
CAPITAL ONE BANK (USA), N.A. / METRIS and Plaintiff is now the holder of the Account. A
true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as
Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of
$797.72.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, THERON J GOLDEN, in the Le
7.72, plus costs of this
action and any other relief as the Court deems just and rea na
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
13 -53222
This communication is from a debt collector and is an attempt to collect a debt.
Any in.forniation obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Minh IADOOM hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his /her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: X1130/2 By: -:Z
MMft 1LaD rnu=
Custodian of Records
13 -53222
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
X IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
Norfolk, VA 23502
Telephone: 1- 866 - 428 -8102
Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * ** *0766
THERON J GOLDEN
Account Holder:
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Consumer Account Product Code: MC
Issuer: HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A. / METRIS
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************0766
Date Account Opened: August 6, 2006
Date of Last Payment: September 1, 2011
Date of Charge Off. April 30, 2012
Balance at Purchase: $797.72
Purchase Date: October 16, 2012
Balance at Charge -Off: $797.72
Less Payments: $.00
Balance Due: $797.72
13 -53222
HSBQ24
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
:... B
AS
.. . -:. SIGNMENT AND ILL OF S., 15
:. '. ::10111/2012: . .. .
e etence is'made to that.certaiii Purchase and;Sale'Agreement as.of 03128(2012
"A - •eemenf for the We - ofArcounts and Account Documents described therein: to
:.. Portfolio Recove ry Associates • (hi ' LLC i'eiriafter ealled `Pur er
chas' � u p oil the terms.arid
7 >
conditions set forth-iii thn t"Agreement.. �..:..
Ma EAS; HSBC Bank N.A,,.HSBC $an k USA; N.A:; HSBC
Receivables. Acquisition Conipariya; Receivables Acquisition Corporation - (USA).
III,. and HSBC:lteceivables A uisxtion Co oration SA N: collectivel , "HSBC'
sold.the•Accouiats described in Schedule 1 attached hatto :to Capital One, National '
' - Association: ('Seller's) in connection *n ... the transactions. contemplated. under that certain
Purchase.and:Assixinphon Agi�eeinent:amongISBC Corporation, HSBCLISA
Inc. HSBC.Technology and: Services (USA) Iiic. Capital One Financial Corporation,
dated Augu$t 10, 201:1, as amended from tune to .time: :'
NOW. THEREFORE,, for:good:and'valuable consideration,:Seller:hereiiy sells,
near ' s andtransfers - to NTchaser - its successors and assi s all.of Seller''s ii hts title '
g ...
.. � ,
.' lam.
and interest each:and every one oft i e Accounts described in.the Agreeiaient and in =:
:Schedule.I- attachedhereto;.as of the: date•frst:written above..
Purchaser and Seller agree. g _ • that the'Purchase Price shall be- as staid in Section 3 ...:
... � -. .... � ..
: :'ofthe:Agreeri�ent. . ..:... :. ..::.. :...... :' .
Purchaser acknowled es and:agrees that (i) S elle r not.ongmate any.ofthe .
g
.Accbufts :'6id-, prior:to May 1' 2012, did:notaeryice any4t6 Accounts; and (ii) Seller's' -
:internalpolicies and prbcedures:for. servicing accounts including,,liit notlimitedto;.
char e o credit bureau r ortiii fraud and billn di utes hcies. ri�a be different :..::
.... .
g -:. ....... �p . .. ..: g . sp. p Y
than :charge =bff policies and procedures of HSBC.:.. '
• • • • . . • • . Purchaser- acknowledges ;and; agrees that: Seller maydeliver an Affidavit -of Sale
:..
'.. Accounts by Creditor iii lieu.of.an Affidavit cif Sale: of Accpunts Creditor. .
This Assi inert and $ill of Sale iris 'lie executed in two 'or more counteep
� - .... - ...... arts,.:.- .: ':• ....::
each of which shall be deemed ari original;. but all: of which: shall constitute.btxt-one ..
:. Mstrumeirt::
ilk REOF, tlie. parties }iave signed an @ this instrumenton .
:. .:. �VT1'�iT1;SS WHE
:.. :10/2-9/2012 .. •.....
:.:.
:.:. : • One; National Association
... apital � .
.:. :. signed.
• • - � ' • Title: ,;Vice,President, , ..
Portfolio Recovery As : is es
$ignpd B'
Title:
ASSIGNMENT AND BILL OF'SALE' .'' .
. .. • ... ::.� .. ..
..:10/11/2612:
ceis.madetot .. ' tai e
R'fere ' :': :
hat certain Purchase and -Side A Bement as of 03/28/20
n IaT I 2
:..:
( ".Agreement") for the sale of Accounts:and Ac u o
cont Dcuments:described
...
:• ,.:: Portfolio Recovery�AMeiates, LLC; (hereinafter called -' Purchaser'j, the terms:and :.
.conditions set forth'in•that:Agreemeht:.::,
WHEREAS, HSBC Bank Nevada, •N:A. HSBC Bank USA; N:A., HSBC ... :' .
Receivables:A •tuisition Company I, HSBC: Receivables A iiiition,Co oration (USA): .
•'III,.and HSBC Receivables Acquisition Corporation (USA) IV: (coilectivel ;`•`HSBC °') .:
Y
sola'ihe Accounts described :in Schedule. l attached'hereto to Capital
•National:Association:( "Seller")- incontiection with the:transactions contemplated under"... :.: .
:: :• that, remain, P. ut. haseand AssumptionAgreementamongHSBClainanceCorporation
.I4SBC T SA�tnc:, Teclinolo and Services. SA Ina;'arid:Ca ital One Financial
:..'
gY ... (U ) .. P
Corporation, -dated August ID,. 20I I as amended : from dine to time: ::.:.
- �- • NOW-THEREFORE t'or � cod and vatualsle�consicieration� Seller -hereb sells;.�•� •� ' �- '
.asst s ' and transfers to: Purchaser; • it successors: aril assigns, all. of Seller. s rights, :#tle,::
:.: gn i
• : and'interest in; each: and one of the Accaunf s' described; in the: Agreemerit and in' • • • .
Scliedule of the date: first. written above:; .' ':.':. .
:.'..'
Purchaser:and.Seller:agrte that the Purchase Price. shall be as'stated in Section
of the-Agreement.,":.' :. .
.... . ... ...... ....
::. ...'... '... Purchaser acknowledges and'agrees'th' at originate.anyafthe ,
Accountis and; prior to May. 1` 2012, did not service any of the Accounts; and (ii) Seller's
:. .:...
:intermal olicids-and 'rocedures;for:serviain :accounts.includip ; but.tiot'liiinited to
:. charge -oil credit bureau:reporting, fraud, and.biliing dispWeipolld dsmay. different-
" - than the:chargd -:dff polikies. and prod edures.of HSBC.
Purchaser aalmowledges and agrees that Seller may deliv r -an A davit :ofgale of:
' Accounts:by. Creditor'in'lieu of an:Afladaviti of:Sale, ofAccounts by Orxginal:Creditor... .-
".: ' This:Assignment and- Bill. of Sale, *ay executed -in -two -'more counterparts;
each of.vvhich shall lie deemed an originaI,; but all. of which: sIi811:coristitute but one :'
inMetunent.:.: :. :.
:., .....
,..
WITNESS OF;-the: arties have sign . .an deliv�i�ed this iristniment
IN S t�47HERE
:...:.. ..
:0n '100120I2:
:.. ..: SA3; National
:......: capital One :Bank (U_
... .. ... .... ... .. : • . � : .::. ...... Association .. - .. . .
.. . .
S'i ed:B
..
B .. .Yoh
.. .. .. . • • . - y: aurgr. .
:. ..... '..: : ' ...
'•• ' �' � ...:Title: Vice,President - '�:�.:��•�
:.: .
..
. • � ..
Portfolio Recaveiy. Ass
I� • is � s, l:, • .
::.' • Signed By:
By: ' r�
.' .
Title: .v�;+`
• RPSM. C.T.BD
Schedule, I Bill Q Sale
:..:. A
. - �CCOUNTSi]fTYIMARY• .• .. ...
. • .•..• .. . -- � . :::...: � ane; � .. .. • .. .
•. • •�• ::• ..:�� �• :� ��Pursuaritto. the BillofSaletowhich .thisSchedule�l is attached ,.there.are�3,Q3 ::• :::.�: �.., •
and associated: Receivables being. '$gUer with an: aggregate
unpaid principal lisilarice; of :.These Accounts and unpaid balances are
- -hidividuall • listed. on the. " - f sale:file
'delivered: by Seller to Purchaser /2012..
.. ... .t :. •• .. .. .. .. :. :.. ..
�.R1rST 12YCTED .:...:.' ..:.. • ... - ..
. - . .:. .. .. . ..
• • ::..........:: :ACC MMAR
apital One Bank.(USA),.National Association ." '
Pursuant.to the 13-which this Schedule 1_ s.attached, there are:1:1,7.15
.: Accounis acid associated Receivables being transferred by Seller W .Purchasei:with 9n. '
..
Aggregate .unpaid balance. o €` ,_ _... These: A*
cc
of nts:and:iicipaicl .
balances are individ i i Il listed: bh jfie .. :. .
_ .....
sale: file delivered bySell&.to_Puichaser on 1011.1/2012:: .: .
. RESTRiCTED - -
CLOSING STATEMENT
Capital One, National Association
Receivable Amount:
Purchase Rate
Purchase Price:
Sale File Date: 10/11/2012
Funding Date: 10/16/2012
A. On the Funding Date, Purchaser shall pay to Seller, by wire transfer or otherwise
immediately available funds, the amount of
B. Seller agrees to transfer the entire accounts in amount of Receivables
totaling 'to Purchaser on the Sale File Date.
Funds must be wired as follows:
HSBC Bank Nevada HSBC Bank USA
ABA Routing Number
Credit Bank Account Name HCS Main Depository
Or HCS Custodian - IL
Credit Bank Account Number
All funds must be wire transferred.
Capital One, National Association Portfolio Recovery Associates, LLC
Signed By Signed By:
By: Jo H Maurer By:
Title: Vice President Title: a'
RESTRICTED
:.. ..................... ...............................
............... ...............................
.... CLOSING STATEMENT:. :.
:: .: • S:A), Nati�hal R,ssociation: :
'Capifal Bank (U
Reaei�able,Arnoiint:
purchase Rate - -
. .. ..
Purchase Pace: -.. :. .... •. •
Sate: Rile Date:
- Funding Date: : 10/. k 6/2012.
... 'M :On. the Ftiriding pay.to 5ellet, by wire- tiansfer:or• otherwise.. - -
nds, fu the ati�aunf of
:.
.. �ediately.sivailabie .. -
B." :Seller, agrees fo transfer the entire. accounts:in ar hount.of-Receivables. .:
totaling vto.Purchaser onthe Sale File Date:
Funds.must be;wired as:folldws::
:.HSBC Mink. .Nevada ::. - HSBC.Bank - USA .".
ABA'Routiisg Niunbef :: .
. .. .:
. .. • .. :' • : �' :Credit Bar►k�Account.Name • _ � � � : � : � : �I�CS: fi�Isiri l�epdsitor�y
rTCS. Gustatliarr =.1 -
Credit Bank-Aceouint- Number
All: funds must be. wire :transferred::::.:
"'...Capital One'Bank,( USA); NaionalAssociatiort .:..' Poitfolio Recovery: Associates; LLC•. '
:.:..... :. :. ....
Signed By: :. ... Sighed 13p:::
By:: * :Jo �- Maurer:...... ::' :. :... .... By:: C is rU
:... :. Title:'Vice President Title:::: . ..
:... :. RESTRICTED::
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy .. 5 ;<, i
Richard W Stewart
Solicitor
t 6'Ftt
Portfolio Recorvery Associates, LLC
vs. Case Number
Theron Jeff Golden 2013-6089
SHERIFF'S RETURN OF SERVICE
10118/2013 02:10 PM-Deputy Brian Grzyboski, being duly sworn according to law, served the requested Complaint
&Notice by handing a true copy to a person representing themselves to be Melissa Golden -Wife, who
accepted as"Adult Person in Charge"for Theron Jeff Golden at 3610 Go iew Drive, Hampden
Township, Mechanicsburg, PA 17050.
B IAN GRZYBO84, DtPUW
SHERIFF COST: $39.30 SO ANSWERS,
October 21, 2013 RONW R ANDERSON, SHERIFF
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES,LLC
120 CORPORATE BLVD :
NORFOLK, VA 23502
Plaintiff No. 13-6089 Civil
V.
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050 PRAECIPE FOR DEFAULT
Defendant JUDGMENT
mej
C-) -'Ij
<CD
C: f R
r
Filed on"elf of Plaintiff �=
Zrt0N. of r cord for this Party
Date:
v;4 as,Jr., Esquire,#201259
Carrie A. Brown,Esquire,#94055
Mark R. Garvey,Esquire,# 312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
13-53222
$110,!5C) P p PLFi=
Gf 4b!5q o2
&Q993i7
Wei
This communication is from a debt collector is an attempt to collect a debt.
Any information obtained Will be used for (fiat purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES,LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 13-6089 Civil
V.
THERON J GOLDEN :
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
Please enter Judgment in Favor of Plaintiff and against Defendant,THERON J GOLDEN , for failure to
answer the Complaint.
(X) Amount Due $797.72
Less Credits $.00
TOTAL $797.72
(X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the
complaint and is calculable as a sum certain from the complaint.
(X) Pursuant to PA.R.C.P.237 (Notice for Final Judgment or Decree), I certify that a copy of this
praecipe has been mailed to each other party who appeared in the action or to his/her Attorney of
Record.
(X) Pursuant to Pa.R.C.P.231.1,I certify that a written notice of intention to file this praecipe was
mailed or delivered to the party against whom jud .s to be entered and to his/her Attorney of
record, if any,after the default occurred and a ast days prior to the date of the filing of this
praecipe and a copy of the notice is attach
Robert N. Polas, Jr., Esquire,#201259
Carrie A. Brown,Esquire,#94055
Mark R. Garvey,Esquire,#312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk,VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
13-53222
This communication is from a debt collector is an attempt to collect a debt.
Any information. obtained will be used E()r that pul-l)ose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
Litigation Department
120 Corporate Blvd Norfolk, VA 23502
Telephone: 1-866-428-8102 Fax: (757) 518-0860
Hours of Operation: Monday through Thursday 8 AM to 11 PM, Friday 8 AM to 9 PM,
Saturday 8 AM to 5 PM, Sunday 12 PM to 11 PM (EST)
November 13, 2013
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
RE: PORTFOLIO RECOVERY ASSOCIATES,LLC
VS. THERON J GOLDEN
13-6089 Civil
Dear THERON J GOLDEN:
Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania
Rules of Civil Procedure.
Sincerely,
Robert N. Polas, Jr., Esquire
Came A. Brown, Esquire
Mark R. Garvey, Esquire
Attorney ID#201259/94055/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk,VA 23502
Attorneys for Plaintiff
13-53222
W Mwait
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA
CIVIL ACTION—LAW
PORTFOLIO RECOVERY ASSOCIATES,LLC
120 CORPORATE BLVD
NORFOLK,VA 23502
Plaintiff No. 13-6089 Civil
V. :
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Defendant :
TO: THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
DATE OF NOTICE: November 13,2013
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service-CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford.Street
Carlisle,PA 17013
(717)249-3166
Robert N.Polas,Jr.,Esquire
Carrie A.Brown, Esquire
Mark R.Garvey, Esquire
Attorney ID#201259/94055/312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk,VA 23502
13-53222 Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK,VA 23502
Plaintiff No. 13-6089 Civil
V.
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Defendant
AFFIRMATION OF NON-MILITARY SERVICE
The undersigned counsel, as attorney for plaintiff,herein affirms under the penalties of perjury
that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my
knowledge, information and belief,the above named Defendant, is over 21 years of age; is last known to
reside at
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
and is not in the military service of the United States or its Allies, o erwise within the provisions of
the Service Members Civil Relief Act and its Amendments.
Robert N. Polas, Jr., Esquire,#201259
Carrie A. Brown,Esquire, #94055
Mark R. Garvey, Esquire,#312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk,VA 23502
(T) (866)428-8102
(F) (757) 518-0860
13-53222 Attorneys for Plaintiff
':l'his communication is a debt collector and is an attempt to collect a debt.
.And information obtained will.be used for that purpose.
Results as of:Nov-27-2013 03:56:49
SCRA 3.0
Statm Repo
Nmumt to Servicememben Civil Relief Act
Last Name: GOLDEN
First Name: THERON J
Middle Name:
Active Duty Status As Of: Nov-27-2013
On Active Duty On Active Duty Status Date
Active Duty Start Date Active Duty End Date Status Service Component
NA NA No NA
This response reflects the:individuaW active duty status based on the Active:Duty Status Date
Left Active Duty Within 367 Days of Active Duty Status Date
Active Duty Start Date Active Duty End Date Status Service Component
NA -NA No NA
This response reflects where the individual left active duty status within 367 days preceding the Active:Duty Status Date
The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date
Order Notification Start Date Order Notification End Date Status Service Component
NA NA No NA
This response reflects whether the individual:or his/her unit has received early notification to report for active duty
Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAH,Public Health,and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY
ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY
IDENTIFY AN INDIVIDUAL.
.+ r
Mary M.Snavely-Dixon,Director
Department of Defense-Manpower Data Center
4800 Mark Center Drive,Suite 04E25
Arlington,VA 22350
13-53222
The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility
Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as
the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the
individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family
member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the
protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status
date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c).
This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active
Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less
than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service
authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the
President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the
unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve
Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S.
Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.
Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1).
Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website
certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not
actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA
extend beyond the last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA
are protected
WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing
erroneous information will cause an erroneous certificate to be provided.
Certificate ID: F5V4N64ECOB2N40
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES,LLC
120 CORPORATE BLVD :
NORFOLK,VA 23502
Plaintiff No. 13-6089 Civil
V.
THERON J GOLDEN
3610 GOLFVIEW DR
MECHANICSBURG PA 17050
Defendant
NOTICE OF JUDGMENT
(X)Notice is hereby given that a judg e t in the above-captioned matter has been entered against you in
the amount of$797.72, on / ll
(X)A copy of all documents filed with the Prothonotary in suppo f the wiLhin j t is/are attac d
By'---
If you have any questions regarding this Notice,please
obert N. Polas, Jr., Esquire,#201259
Carrie A. Brown,Esquire,#94055
Mark R. Garvey,Esquire,# 312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk,VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
13-53222
This communication is froth a debt collector is an attempt to collect a debt.
Any information obtained will be used for that purpose.