HomeMy WebLinkAbout13-6162 Supreme C,o ;; ..,Pennsylvania
Cour f Cam n Pleas m..
" Fir #fro any t Lie , y
C1 N 11 `et Dc1£t
CLIMB County
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the Cling and service of pleadings or other papers as required by law or rules of court.
`4� Commencement of Action:
® Complaint ❑ Writ of Summons ❑ Petition
❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
Lead Plaintiffs Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES, LLC REBECCA MCCULLOUGH
\ f
Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
`0 u
(Check one) outside arbitration limits
1 Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? []Yes ®No 11
_ 471 11
Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
A.:..o.
❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant)
�
=: Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
' TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
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❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
A lt
❑ Malicious Prosecution ❑ Board of Assessment
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X Debt Collection: Credit Card E] Board of Elections
❑ Nuisance Debt Collection: Other
❑ Dept. of Transportation
\\\ ❑ Premises Liability _ —_ —_ — ❑ Statutory Appeal: Other
❑ Product Liability (does not include
mass tort) - - - - -- ---- - - - - --
E1`01 El Dispute
❑ Slander/Libel /Defamation Discrimination ❑Zoning Board
❑ Other:
❑ Employment Dispute: Other ❑ Other:
\' ❑Other: ----- - - - - --
MASS TORT
El Asbestos
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C] Toxic Tort -DES
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E] Toxic Tort - Implant El Ejectment El Common Law /Statutory Arbitration
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r -- – - - - -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
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E] Replevin
q PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
\\\ ❑ Dental ❑ Other:
❑ Legal ----- - - - - --
'' ❑Medical --------- - - - - -- - -- ---- - - - - --
-- -- - - --
❑ Other Professional:
13 -11809
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686 r L E. C F F i C
Portfolio Recovery Associates, LLC ' �F '_ y . C Ti- ON TAR Y
120 Corporate Blvd
Norfolk, VA 23502 201 C `
TELE: 1- 866 - 428 -8102 'CUMBERLAND COUNTY
FAX: (757) 518 -0860 PENNSYLVANIA
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No.
Plaintiff,
V.
REBECCA MCCULLOUGH
11 RICHLAND LN APT T12
CAMP HILL PA 17011
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH..
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166 S'
13 -11809
3 sy
This communication is from a debt collector and is an attempt to collect a debt4�q 11
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866- 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
REBECCA MCCULLOUGH
I 1 RICHLAND LN APT T 12
CAMP HILL PA 17011
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICI0S LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
13 -11809
Esta coInE):nicacion es de un cobrador de deudas y = es tui Mteat do cobrar una deuda.
Cualquier in.ftoznacion sera utilizada pare ese proposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1 -866- 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
REBECCA MCCULLOUGH
1 I RICHLAND LN APT T12
CAMP HILL PA 17011
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, REBECCA MCCULLOUGH, is an adult individual with last known address of 11
RICHLAND LN APT T12, CAMP HILL PA 17011.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / WAL -MART on
October 10, 2010 with account number * * * * * * * * * ** *3757 (hereafter referred to as "Account "). A
copy of the account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This corninuiiication. is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 11, 2011.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK /
WAL -MART and Plaintiff is now the holder of the Account. A true and correct copy of the
Plaintiffs verification is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$901.51.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, REBECCA MCCULLOUGH , in the amount of $901.51, plus costs of
this action and any other relief as the Court deems just and reason le
Carrie A. brown, Esquire, # 94055.
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
13 -11809
This communication. is from a. debt cotlector and is an. atte ipt to collect a debt.
Any information obtained will be used for That pLu -pose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Crist Patterson hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
OCT 0 3 2013
Date: By
Cristina Patterson
Custodian of Records
13 -11809
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
Norfolk, VA 23502
Telephone: 1- 866 - 428 -8102
Fax: (757) 518 -0860
d
Statement of Account
Account: * * * * * * * * * ** *3757
REBECCA MCCULLOUGH
Account Holder:
REBECCA MCCULLOUGH
11 RICHLAND LN APT T12
CAMP HILL PA 17011
Consumer Account Product Code: PVT
Issuer: GE CAPITAL RETAIL BANK / WAL -MART
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *3757
Date Account Opened: October 10, 2010
Date of Last Payment: September 11, 2011
Date of Charge Off: April 15, 2012
Balance at Purchase: $901.51
Purchase Date: May 31, 2012
Balance at Charge -Off: $901.51
Less Payments: $.00
Balance Due: $901.51
13 -11809
GEC083
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
GE Capital
BILL of SALE
PRA Fresh — May 2012
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated
as of the 20 day of December, 2011 by and between General Electric Capital
Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C.,
RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfolio
Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and
delivers to Buyer, its successors and assigns, without recourse except as set forth in the
Agreement, to the extent of its ownership, the Receivables as set forth in the Notification
Files (as defined in the Agreement), delivered by Seller to Buyer on May 19, 2012, and
as further described in the Agreement.
GE Capital Retail Bank Monogram Credit Services, L.L.C.
y .
By:
Glenn Marino Glenn Marino
Title: EVP Title: _President
Date: 2,S — J-3 Date: )
General Electric Capital Corporation RFS Holding, L.L.0
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By: _.. _ By:
Glenn Marino Joseph Ressa
Title: Vice resident Title: _CFO
Date: Date:
GEMB Lending, Inc. GEM Holding, L.L.0
By: By:
Stephen Motta Joseph Ressa
Title: Director . Title: _CFO
Date: Date:
rr
s GE Capita!
BILL of SALE
PRA. Fresh — May 2012
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement "), dated
as of the 20' day of December, 2011 by and between General Electric Capital
Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C.,
RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfolio
Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and
delivers to Buyer, its successors and assigns, without recourse except as set forth in the
Agreement, to the extent of its ownership, the Receivables as set forth in the Notification
Files (as defined in the Agreement), delivered by Seller to Buyer on May 19, 2012, and
as further described in the Agreement.
GE Capital Retail Bank Monogram Credit Services, L.L.C.
By: By:
Glenn Marino Glenn Marino
Title: EVP Title: President
Date: Date:
General Electric Capital Corporation RFS Holding, L.L.0
By: By:
Glenn Marino Joseph Ressa
Title: Vice President Title: CFO
Date: Date:
GEMB Lending, Inc. GEM Bolding, L.L.0
By: - ' �� By:
Stephen M ' Joseph Ressa
Title: Director Title: — CI-0
Date: tF �'tai�I Date:
rr
r
GE Capital
BILL of SALE
PRA Fresh — May 2012
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement "), dated
as of the 20'' day of December, 2011 by and between General Electric Capital
Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C.,
RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfolio
Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and
delivers to Buyer, its successors and assigns, without recourse except as set forth in the
Agreement, to the extent of its ownership, the Receivables as set forth in the Notification
Files (as defined in the Agreement), delivered by Seller to Buyer on May 19, 2012, and
as further described in the Agreement.
GE Capital Retail Bank Monogram Credit Services, L.L.C.
By. By: _
Glenn Marino Glenn Marino
Title: EVP Title: President
Date: Date:
General Electric Capital Corporation RFS 'n, L.L.0
By: By
Glenn. Marino Joseph Re&la
Title: Vice President Title: CF
Date: Date: � -21
-(
J
GEMB Lending, Inc. GEM Holding, L.L.C.
By: By:
Stephen Motta Joseph Rer
Title: Director Title: CFO
Date: Date:
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff +'
of clrarjhp,41d I' Pr![s n5
Jody S Smith psi ;
Chief Deputy
C UMSEt lAFrrD COJ�iI
Richard W Stewart 1: � �YLVAtr'Is►
Solicitor �'� " 'rr
Portfolio Recorvery Associates, LLC
Case Number
vs.
Rebecca McCullough 2013-6162
SHERIFF'S RETURN OF SERVICE
10/22/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry
for the within named Defendant to wit: Rebecca McCullough, but was unable to locate the Defendant in
his bailiwick. The Sheriff therefore returns the within requested Complaint& Notice as"Not Found" at 11
Richland Ln Apt T12, East Pennsboro Township, Camp Hill, PA 17011. Per current resident the
defendant does not reside here and to the date the Camp Hill Postmaster has not provided a good
forwarding address and the Cmopalint has since expired.
SHERIFF COST: $49.95 SO ANSWERS,
November 21, 2013 RON ~ R ANDERSON, SHERIFF
ty S
�ullo 5h1-,!','. -osoft. no,
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID #94055/201259/312686 :,; ; , , fu,
Portfolio Recovery Associates, LLC I l r R T NCNC TAh
120 Corporate Blvd 2014 JAN _2 ID
Norfolk, VA 23502
Attorneys for Plaintiff UMBER! C011NTY
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 13-6162 CIVIL
v.
REBECCA MCCULLOUGH
11 RICHLAND LN APT T12
CAMP HILL PA 17011
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued w. hout prejudice.
Res c 11 bmitted,z
1
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
13-11809
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC .
120 CORPORATE BLVD .
NORFOLK, VA 23502 :
Plaintiff : No. 13-6162 CIVIL
v. .
•
REBECCA MCCULLOUGH :
11 RICHLAND LN APT T12 .
CAMP HILL PA 17011 .
Defendant .
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue
upon REBECCA MCCULLOUGH,by First Class Mail, Postage Pre-Paid, a copy thereof on thi
day of (j , 20 to:
REBECCA MCCULLOUGH, 11 RICHLAND LN APT T12 P HILL PA 17
1,2/ I
13-11809 Ro. - N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.