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Home My WebLink About13-6262 f. COMMONWEALTH OF PENNSYLVANIA COURT OF COMMON PLEAS NOTICE, OF APPEAL Judicial District, County Of FROM MAGISTERIAL DISTRICT JUDGE JUDGMEN Y J COMMON PLEAS No. CQQ� U L NOTICE OF APPEAL Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the Magisterial District Judge on the date and in the case referenced below. NAME OF APPELLANT —M (30n K. C&S14 N QS 4tC8SA,. MAG. DIST. NO. NAME OF MDJ tv qi m n al 23nrak 0 q -z- 01 4c r Ro e ADDRESS OF APPELLANT CITY ST E ZIP CODE -} Cap / /D DAT JUDGM NT IN THE CASE OF (Plaintiff) Pendant)' 1 l b vs , DOCKfT No. I SIGNA E OF PEL T R ATTORNEY OR AGENT This block will be signed ONLY when this notation is required under f ppX as Claimant (see Pa. R.C.P.D.J. No. 1001(6) in action R.C.P.D.J. No. 10088. This Notice of Appeal, when received by the Magisterial District Judge, III before isterial District Judge,, A COMPLAINT MUST BE FILED operate as a SUPERSEDEAS to the judgment for possession in this case. within twenty' (20) riling the NOTICE of APPEAL. Signature of Prothonotary or Deputy PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE (This section of form to be used ONLY when appellant was DEFENDANT (see Pa.R.C.P.D.J. No. 1001(7) in action before Magisterial District Judge. IF NOT USED, detach from copy of notice of appeal to be served upon appellee. PRAECIPE: To Prothonotary Enter rule upon appellee(s), to file a complaint in this appeal Name of appellee($) (Common Pleas No. ) within twenty (20) days after service of rule or suffer entry of judgment of non pros. Signature of appellant or attorney or agent RULE: To appellee(s) Name of appellees) (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of service of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time, a 'UDG. KA Rqn PION PROS MAY BE ENTERED AGAINST YOU. `dl,��T 1 �- I J2ld(I`? (3) The date of service of this rule if service ww� I�. �tfhe a of the mailing. Date: . 20 �� ' �-�� Signaturq o P roth ono tary , )-?. . or�puy 11 aAkA c � # a9� 333 YOU MIIST INCLUDE A COPY OF THE NOTICE OF JUDGMENT/ TRANSCRIPT FORM AND COPY OF COMPLAINT WITH THIS NOTICE OF "PEAL. t WHITE COPY - PROTHONOTARY GREEN COPY -COURT YELLOW COPY - APPELLANT'S PINK COPY- APPEIJ GOLD COPY - DISTRICT IME J"' 13 - 155-% COMMONWEALTH OF PENNSYLVANIA Notice of Judgment/Transcript Civil COUNTY OF CUMBERLAND Case Mag. Dist. No: MDJ- 09 -2 -01 TD BANK USA NA as Successor in interest to MDJ Name: Honorable Paul M Fegley Target National Bank Address: 2260 Spring Road, Suite 3 V. Carlisle, PA 17013 Debra L. Brownewell Telephone: 717- 218 -5250 Gregg Lawrence Morris, Esq. Docket No: MJ- 09201 -CV- 0000076 -2013 Patenaude & Felix APC Case Filed: 8/5/2013 213 East Main St Carnegie, PA 15106 Disposition Details - Disposition Summary (cc - Cross Complaint) Docket No Plaintiff Defendant Disposition Disposition Date MJ- 09201 -CV- 0000076 -2013 . TD BANK USA NA as Debra L. Brownewell Judgment for Defendant 10/10/2013 Successor in interest to Target National Bank ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE OF APPEAL WITH THE PROTHONOTARY /CLERK OF COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENT /TRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL. EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES, IF THE JUDGMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE. UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MAY FILE A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL, SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT. r Date Magisterial District Judge Paul M Fegley E y t at t is is a true and correct copy of the record of the proceedings containing the judgment. Date Magisterial District Judge + U MDJS 315 Page 1 of 2 Printed: 10/10/2013 12:28:40PM 'r COMMONWEALTH OF PENNSYLVANIA Notice of Judgment/Transcript Civil COUNTY OF CUMBERLAND Case Mag. Dist. No: MDJ- 09 -2 -01 TD BANK USA NA as Successor in interest to MDJ Name: Honorable Paul M Fegley Target National Bank Address: 2260 Spring Road, Suite 3 V Carlisle, PA 17013 Debra L. Brownewell Telephone: 717- 218 -5250 . TD BANK USA NA as Successor in interest to Target Docket No: MJ- 09201 -CV- 0000076 -2013 National Bank Case Filed: 8/5/2013 c/o Gregg Morris, Esquire 213 East Main Street Carnegie, PA 15106 Disposition Details Disposition Summary (cc - cross Cornpiaint) Docket No Plaintiff Defendant Disposition Disposition Date MJ- 09201 -CV- 0000076 -2013 . TD BANK USA NA as Debra L. Brownewell Judgment for Defendant 10/10/2013 Successor in interest to Target National Bank ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE OF APPEAL WITH THE PROTHONOTARY /CLERK OF COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENT /TRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL. EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES, IF THE JUDGMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE. UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MAY FILE A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL, SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT. pti i p Date Magisterial District Judge Paul M Fegley certify that this a true and correct copy of the record of the proceedings containing the judgment. Date Magisterial District Judge MDJS 315 Page 1 of 2 Printed: 10/10/2013 12:28:40PM 0 4 1,, E l,! f uV 1 ,ifl II: 4Q CUMBERLAND Or PENNS YLb'ta t.; . . . . PROOF OF SERVIC Y , APPEAL ataxto'O FILE COMPLAINT (rills proofofservice MUST BE FILED YVl1 l(1O)DAYS AFTER Ping i of Ow notice of appeal. Check idle boxes.) (OMMIEALTH.,t PENNSYLVANIA • Arwnr, I I+ t(om'}(Alram)that + d ' g9aaa :a� ,y olhd N e of`Appbf�f. C , L Jud �th&e 1 on (date ef ) 2p X _ — - _ 'seoeIpt attached hM ,an d ilptsrr.#h.appellsoArienwil ,::,on ,Nz,rb• W ne-s-u.eX\ , ' . bY PedgMAII-ofiic , .,, ' 1.00100111km,)4rigintMe0 road, R1t3EU BEFORE ME T u{yD /yam{., *Sect . r: '.NOTARIAbSEAb __ '7-"'"7-'..4 MELINDA S PERRY - Notery:PybIic CAR 'GIE_BQRE,.1111.1 Ml1ENY COUNTY .,1 r ,. 4,- r.- Expires inn 2,2015 My commission expires on ,yQ k t.: , .1+ ., ;�, - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA,N.A., AS SUCCESSOR IN INTEREST TO ) TARGET NATIONAL BANK ) ) NO. 13-6262 CIVIL Plaintiff ) ) v. ) ) DEBRA L BROWNEWELL ) ) Defendant(s) ) ) CERTIFICATION OF SERVICE I, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and correct copy of NOTICE OF APPEAL was served this date by certified mail upon the following: DEBRA L BROWNEWELL DJ COURT 09-2-01 259 HORSESHOE RD 2260 SPRING ROAD CARLISLE PA 17015-9543 SUITE 3 CARLISLE PA 17013 Date: October 30, 2013 f.gg /. Morrf 'iuire to , A de &Felix, A.P.C. 3 Main Street I .a -_ie, PA 15106 412) 429-7675 PA 103A Cert Service P&F File No. 13-18541 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA,N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: DEBRA L BROWNEWELL DJ COURT 09-2-01 259 HORSESHOE RD 2260 SPRING ROAD CARLISLE PA 17015-9543 SUITE 3 CARLISLE PA 17013 i Date: October 30, 2013 07A Gre..g L. MooM, Esquire P. /naude & Felix, A.P.C. E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 65 Certificate of Service P&F File No 13-18541 U.S. Postal Service, CERTIFIED MAIL . 1-fl (Domestic Mail Only;No Insurance Coverage Provided) U- .11 For delivery information visit our website at www.usps.com, ; r4 1-4 CI Postage $ <1. Certified Fee Postmark in Return Receipt Fee ci (Endorsement Required) ritit t.1•18') Restricted Delivery Fee (Endorsement Required) rz Total Postage&Fees $ „ m SentTo -Wê77A7t10 - - „ N or PO Sox No:43—cl I-40r C2- City,State ZIP+62- PS Form 3800.August 2006 See Reverse for Instructions U.S. Postal Service - m CERTIFIED MAIL, RECEIPT r-4 (Domestic Mail Only;No Insurance Coverage Provided) For delivery information visit our website at www.usps.com-, is ; - f 5 1-1 r-1 (=I Postage $ Certified Fee Postrnaric. C:J Return Receipt Fee (Endorsement Required) t"tgere Restricted Delivery Fee 1-1 (Endorsement Required) Total Postage&Fees $ m Sent To-- 0q- or PO Box No22(s;2 2 5,1 4-e. 3 City,State, IP+4- I Ci PS Form 3800.August 2006 See Reverse for instructions 13 ESLk Supreme Couj*6EVennsyivania 4� Court Oi.; OitlTll�ot leas For Prothonotary Use Only. C1411.16yer Sh" t Docket No: County T/te ittjtn-mation collected on this fn-in is usetl solely four court administration purposes. This.furm sloes not supplement or replace the f ling and service of'pleadirtgs nr other papers its required by Imv or roles uf'courl. Commencement of Action: Complaint D Writ of Summons 0 Petition Transfer from Another Jurisdiction Q Declaration of Taking Lead Plaintiff's Name: Lead Defendant's Name: ` _,ID BANK USA N.A.as su essor in interest to - ' t ow. Dollar Amount Requested: within arbitration limits Are money damages requested'I. Yes 0 No check one} --- � ( Qoutsidearbitratian limits Is this a Chm.v action Suit? Q Yes JKNO Is this an AIDJAppet:l? Yes C3 No f Name of Plaintiff/Appeilant's Attorney: Gr'PCacx once rr% C Check here if you have no attorney(are a Self-Represented (Pro Sel Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY C-ISfs. If you are making more than one type of claim,check the one that you consider most important. TORT Ido not inetudebfass Tort) CONTRACT(do not inctudeJudgments) CIVIL APPEALS Q intentional Buyer Plaintiff Administrative Agencies• Malicious Prosecution Debt Collection:Credit Card (3 Board of Assessment Q Motor Vehicle Debt Collection:Other Q Board of Elections 10 Nuisance Dept.of Transportation Premises Liability [� Statutory Appeal;Other ❑ Product Liability(floes not include Employment Dispute: mass tort) F Slander/Libel/Defamation Discrimination Other: ❑ Employment Dispute:Other C3 Zoning Board C1 Other: ' d Other: itiIASS'rORT - Q Asbestos Tobacco Toxic Tort-DES Q ToxicTort-Implant Toxic Waste REAL,PROPERTY MISCELLANEOUS Q (3 Other: ❑ Ejectment ❑Common Law/Statutory Arbitration HEminent Domain/Condemnation Q Declaratory Judgment IGround Rent Mandamus ❑Landlordfl'enant Dispute Non-Domestic Relations --- Mortgage Foreclosure: Residential- Restraining Order PROFESSIONAL LIABILITY Mortgage foreclosure:Commercial Q Quo Warranto [3 Dental Q Partition ❑Replevin . Q Legal Q Quiet Title 0 Other: Medical [3 Other: ® Other Professional: Updated 1/1/21111 13-- g5gk IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA,N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK NO. 13-6262 CIVIL Plaintiff V. DEBRA L BROWNEWELL Defendant(s) C-) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against Usted ha sido demandado en carte. Si usted desea defenderse the claims set forth in the following pages, you must take de las demandas que se presentan mas adelante en las action within TWENTY(20)DAYS after this Complaint and siguientes paginas,debe tomar accion dentro de los proximos notice are served, by entering a written appearance personally veinte(20)dias despues de la notification de esta Demanda y or by an attorney, and filing in writing with the Court your Aviso radicando personalmente o por media de un abogado defenses or objections to the claims set forth against you. You una comparecencia escrita y radicando en la Corte por escrito are warned that if you fail to do so the case may proceed sus defensas de,y objecciones a,]as demandas presentadas without you and a judgment may be entered against you by the aqui en contra suya. Se le advierte de que si usted fall de court without further notice for any money claimed in the tomar accion como se describe anteriormente,el caso pude Complaint or for any other claim or relief requested by the proceder sin usted y un fallo por cualquier suma de dinero Plaintiff. You may lose money or property or other rights reclamada en la demanda o cualquier reclamation o remedio important to you. solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER USTED DEBE LLEVAR ESTE DOCUMENTO A SU AT ONCE.117 YOU DO NOT HAVE A LAWYER GO TO OR ABOGADO INMEDIATAMENTE. Sl USTED NO TIENE TELEPHONE THE OFFICE SET FORTH BELOW. THIS UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE OFFICE CAN PROVIDE YOU WITH INFORMATION OFICINA. ESTA OFICINA PUEDE PROVEERLE ABOUT HIRING A LAWYER INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS Sl USTED NO PUEDE PAGAR POR LOS SERVICIOS DE OFFICE MAY BE ABLE TO PROVIDE YOU WITH UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE INFORMATION ABOUT AGENCIES THAT MAY OFFER PUEDA PROVEER INFORMACION SOBRE AGENCIES LEGAL SERVICES TO ELIGIBLE PERSONS AT A QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 REDUCED FEE OR NO FEE, BAJO COSO A PERSONAS QUE CALIFICAN. PA-2 I Notice to Defend P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA,N.A.,AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK NO. 13-6262 CIVIL Plaintiff V. DEBRA L BROWNEWELL Defendant(s) COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, TD BANK USA,N.A.,AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK, by and through its attorney, GREGG MORRIS,ESQUIRE and the law offices of PATENAUDE&FELIX,A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TD BANK USA,N.A.,AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK, is a national banking association registered with the Office of the Comptroller of the Currency and for the purpose of this litigation,maintaining a place of business c/o PATENAUDE AND FELIX,A.P.C.,213 EAST MAIN ST., CARNEGIE, PENNSYLVANIA 15106. 2. Defendant is DEBRA L BROWNEWELL, an adult individual,believed to currently reside at 259 HORSESHOE RD CARLISLE,PA 17015-9543. 3. Defendant(s) obtained extensions of credit,purchases or cash advances on the following opened ended credit card account number XXXXXXXXXXXX1445 issued by Target National Bank. PA 05D Civil Cmplt Crdt Crd P&F File No.13-18541 4. The Defendant(s)made payments on the account with the last payment posting on November 16,2012,but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of$10,275.66 plus interest and costs. 5. Plaintiff,TD BANK USA,N.A.,purchased the debt and now owns the aforesaid account. A copy of the bill of sale and assignment is attached here as Exhibit "A" and incorporated herein by reference. 6. The Defendant(s)has/have made or authorized a number of purchases and as of 6/6/2013 12:00:00 AM,Defendant(s)owes $10,275.66 on said account plus interest. 7. Plaintiff maintains accurate books of account recording all credits and debits for this account. 8. Despite repeated demands,Defendant(s)have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. 9. A copy of the Account Statement is attached hereto as Plaintiffs Exhibit "B" and incorporated herein by reference. PA—051)Civil Cmpit Crdt Crd P&F File No. 13-18541 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of$10,275.66,plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully s itted: Patena de elix,A.P.C. Date: November 05, 2013 g L. Mo is, Esquire E. Main treet arnegie, PA (412) 429-7675 PA 05D Civil Cmplt Crdt Crd P&F File No. 13-18541 Y-ERWWAU_QN 1-he undersigned,,Adan!Grim,does hereby verify sub det IoAhc pefialtimof 18 pa. C.S.. Section 4904 relating to unsworn falsification to i n alith0titiCS, that lie is a Custodian of Records for Target Coaporate Services Inc. the servicer and-the Authorized Representat' ive of I'D BANK. USA, N.A.4.AS SUCCESSOR JN INTEREST TO TARGET NATIONAL BANK,Plaintiff herein, and that he is duly authorized tOmAke this'Declaration,and that the gets set forth in,,the foregoing docunitnt are true and correct to the b est of1his knowledge information and be'l'iel'I Main GrinvAuthorized Representative TD BANK USA. N.A.,-AS SUCCESSOR IN INTERESJ�TO TARGET NATIONAL BANK 4352371708231445 4352371708231443 11,1,017-1'xprt VtTillcatioil V&F 1411 NOA 3-1854 t TAR9ET. 100000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date:June 4,2013 DEBRA L BROWNEWELL Page I of 2 Summary of Account Activity Payment Information Previous Balance $10,240.66 New Balance $10,275.66 Payments and Other Credits -$0.00 Minimum Payment Due $10,275.66 Purchases and Other Debits +$0.00 Cash Advances +$0.00 Payment Due Date 7/11/2013 Past Due Amount $2,160.00 If you would like information about credit counseling services, Fees Charged +$36.00 call 1-800-991-8433. Interest Charged +$0,00 New Balance $10,275.66 For questions,an address change or to report a Total Credit Limit $0.00 lost or stolen card, go online or call us: Cash Limit $0.00 Manage My REDcard Target.com/redcard Available Credit $0.00 Target Card Services 1-888-755-5856 Portion Available for Cash $0.00 TDD/TDY I-800-347-5842 The Cash Limit is a portion of the Total Credit Limit Outside the U.S. 1.612-307-8622(Call Collect) Statement Closing Date 61412013 Calling will not preserve your billing-error rights Days in Billing Cycle 31 Important Messages Your account has been charged off. This is your final statement, Transactions Trans Date Description of Transaction or Credit Location mount .............. Ow 41, No payments or credits were received last month. Jun.' I LATE PAYMENT FEE $35.00 TOTAL FEES FOR THIS PERIOD $35.00 (transactions continued on next page) NOTICE!SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 TAROEV. New Balance $10,275.66 Minimum Payment Due $10,275.66 NEW PHONE,HOME OR Payment Due Date July 1,2013 E-MAIL ADDRESS? Amount — PLEASE UPDATE ON TARGET CARD SERVICES Enclosed $ REVERSE SIDE. P.O. BOX 660170 OFFICE COPY DALLAS TX 75266-0170 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 70015910275661CF756690777700025902216471 TARgET• ' "00000" Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date:June 4,2013 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) ?�.?{I i , Total fees charged in 2013 $210.00 r Total interest charged in 2013 $915.98 Interest Charge Calculation Your Annual Percentage Rate(APR)is the annual interest rate on your account. ..:.....•, ...u.,vu.,.,.....1:-._.. ......:.................. .f.:..,. .,.rr........ ..,,..........._....,.,,.•, ,.,_:......5...:. ... ::,..::., `%1'i� ::�,r,tia:_ ;.:,f• :��:, .....�.........,:_..,.,•,:.... .,..k.,.u.,,.,.t.............. ..+,._...:.,,f.. ....:::...,...,....:.4..,,.,...;.. :,:...-.....,_.,, •:...alan�e'S'tk�I :..�i'�U{-'�},.. :,�t,.. .l-,... „ ,`s,.:,:.et.. .. ... :.................. .:.........t,.:....:...,_,., ,.:.. :..... ....s .S.•.. ......::... :,,...,.....,... .;t:• !. •tu•:aJi.,.,ff:.,.:,.,,rl:.t. ;.:r'.t:,a;.�<:1;':� :...tt�afi�3�Ear��,... .,....... •:..•.�nnuat i��c�ftttswc� ��#'±�)_ r,>i itYE�r�st Rath a s 3 € �i�i'r�ar� 't'�itai•g� Purchases 0.00% $10,245.17 $0.00 Cash Advances 0.00% $0.00 $0.00 There is a Minimum Charge of$1.00 for any billing period in which an interest charge is imposed. t sr I I t I f S 25WM 16 PA AMDAVrT DEBRA L BROWNEWELL State of Minnesota ) )SS. County of Hennepin ) I,David Wilson,being first duly sworn,depose and say: 1. My name is David Wilson.I serve as a custodian of records for Target Corporate Services,Inc. ("TCSI")and am duly authorized by Plaintiff TD Bank USA,N.A.{"TD Bank USA")to make the following representations. 2. DEBRA L BROWNEWELL's credit-card account was originated by Target National Bank. Plaintiff TD Bank USA has acquired all rights to the credit-card account and all obligations owing on the account. A true and correct copy of the Assignment and Assumption Agreement by and between Target National Bank,Target Receivables LLC, and TD Bank USA,N.A.,dated as of March 13,2013, is attached to this affidavit as Exhibit A. Plaintiff TD Bank USA has not sold,assigned,or otherwise transferred the account, and is the only entity with a right to collect the balance due on the account. TCSI serviced and maintained the business records including the account information for Target National Bank and continues to service and maintain the business records, including the account information on behalf of Plaintiff TD Bank USA. 3. I make this affidavit in support of Plaintiff TD Bank USA's claim in this matter.I am an adult (having reached the age of majority)and competent to testify to the matters in this affidavit,which I make upon personal knowledge. 4. I am familiar with the manner and method by which TCSI maintains business records for the credit- card accounts. My responsibilities include researching business records,including electronically stored information relating to credit-card accounts, in connection witli collections and collection-related litigation.My testimony in this affidavit is based on that research,which may include a computerized analysis or comparison of electronically stored information by means of a system with which I am familiar. 5. 1 have reviewed the records relating to.DEBRA L BROWNEWELL's account and,based on that review the business records reflect that— (a) DEBRA L BROWNEWELL is an adult(having reached the age of majority)and neither Plaintiff TD Bank USA nor TCSI has been notified that DEBRA L BROWNEWELL is not competent to enter into a binding contract. (b) On 03/26/2006,DEBRA L BROWNEWELL opened a credit-card account with Target National Bank,predecessor-in-interest to Plaintiff TD Bank USA and has an account number 1001591000661445; (c) DEBRA L BROWNEWELL chargd purchases and/or cash advances to that account; (d) A payment on DEBRA L BROWNEWELUs credit-card account was last received in the amount of$ LS OD on /XZ I- ; (e) DEBRA L BROWNEWELL has breached its contract and the credit-card account is in default. On 06/04/2013 the credit-card account was changed-off. On the date the credit-card account was charged-off,the account balance was$10,275.66;and (f) As of the date of this affidavit,DEBRA L BROWNEWELL is indebted to Plaintiff TD Bank.USA owing a balance of$10,275.66 in yconnection with the credit-card account,which balance is overdue and unpaid. This balance does not consist of any late fees applied after the date the account was charged-off and Plaintiff TD Bank USA is not seeking any attorney's fees. Plaintiff TD Bank USA is the successor-in-interest to the originator and is the current owner of the credit-card account and has not re-assigned,extinguished,or released the debt. There has been no accord and satisfaction,and there are no credits for unapplied payments or any set-offs which would reduce the balance owed by DEBRA L BROWNEWELL. This claim is not based, directly or indirectly,upon the sale of a chattel which has been repossessed peaceably or by legal process. I solemnly affirm,under penalty of perjury under applicable law and upon my personal knowledge based on my review of the business records of TCSI as servicer for Plaintiff TD Bank USA,that the contents of the foregoing affidavit are true. David Wilson Custodian of Records Target Corporate Services,Inc. L/d L>7 L/Z7 Date The foregoing was sworn to before me and subscribed in my presence this day of 20 LS SALLYALLEN vi STATE OF Krl(4�1r,�i0TA "`'{ti<1oelYC0�,1h!clr7t;i=;; lRFSOtC�112'Jf7 Seal Notary Public My commission expires on [ ' 3 The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities,that he/she is,David Wilson,a Custodian of Records for Target Corporate Services, Inc.,Plaintiff herein,that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge,information and belief. David Wilson Custodian of Records Target Corporate Services, Inc. 1001591000661445 LNOC EXECUTION COPY ASSIGNMENT AND ASSUMPTION ACREEMENT This Assignment and Assumption Agreement, dated as of March 13, 2013 (the "Assigme t and Assumption") is entered into by()Target National Bank,a national banking association, Target Receivables LLC, a Minnesota limited liability company C MLLE"_' and together with Target National Bank,the`,a 1_e ," and each a e11ee), as the Sellers, and ID Bank LISA,N.A.,a national banking association(the"Purchaser"),as the Purchaser,pursuant to subsection 3.1(b)of the Purchase and Sate Agreement,dated as of October 22,2012,as amended by the First Amendment thereto, dated as of March 13, 2013 (as amended, the"Purchase and Sale Aarmgnt"},by and among the Sellers,Target Corporation,a Minnesota corporation (the °`Parent") and the Purchaser, and(ii)Target National Bank, as the depositee (in such capacity, the` ositee"}and the Parent,as the depositor(in such capacity,the`op i or")as parties to the Deposit Account Agreement#1 and Deposit Account Agreement#2,each dated as of April 28, 2009 (collectively,the"Deposit Account Agreement"), pursuant to subsection 3.1(d)of the Purchase and Sale Agreement. Section 1. DrAftnitions. Capitalized terms used but not defined in this Assignment and Assumption have the same meaning as set forth in the Purchase and Sale Agreement,or if such term is not defined therein, the Credit Card Program Agreement(the"Credit Card Pro=Agrrement'), dated as of October 22,2012,by and among the Parent,Target Enterprise,Inc., a Minnesota corporation and the Purchaser. Section 2. AssigLment. (a) Purchase Agreement. (i) The Sellers hereby sell, convey and assign to the Purchaser, fi= and clear of all Liens, the Acquired Assets, including, without limitation,each Private Label Account and Co-Branded Account owned by Target National Bank as of the Cut-Off Time acid existing as of the Closing Date, including Closed Accounts and Written-Off Accounts as of the Closing Date(the " ccounts"). (ii) All purchases and cash advances in connection with the Accounts and the Cardholder Indebtedness related to such Accounts outstanding as of the Closing Date or thereafter effected shall create the relationship of debtor and creditor between the Cardholder and the Purchaser, respectively. (iii) The Sellers acknowledge and agree that, following the Closing Date,(x)they shall have no right,title or interest in or to,any of the Accounts or the Account Documentation related to such Accounts or any .,5 L 4 proceeds of the foregoing, and (y) the Purchaser shall extend credit directly to Cardholders. (b) Deposit A&otw Agr, end (t') The Depositee hereby transfers and assigns to the Purchaser all of its rights and obligations under the Deposit Account Agreement, including all deposit Liabilities currently outstanding. (ii) On the Closing Date, the Depositee hereby pays to the Purchaser an amount equal to the Deposit Liabilities held by the Dcpositee for the Depositor, as estimated per subsection 3.1(d)(i) of the Purchase and Sale Agreement(which payment shall be made by a deduction from the Purchase Price and is subject to final adjustment as provided in subsection 3.1(d)of the Purchase and Sale Agreement). (iii) The Depositor and Depositee agree to terminate those two certain. Pledge and Security Agreements, each dated as of April 28, 2009,and the pledges therein. (iv) The Depositor and Depositee agree that notwithstanding any other provision of the Deposit Account Agreement, no interest shall accrue thereunder on or after the Closing Date. Section 3. ,AssgMpfma (a) R=h=Ambement. (i) The Purchaser hereby assumes and shall pay,defend, discharge and perform as and when due the Assumed Liabilities upon the terms and conditions set forth in the Purchase and Sale Agreement.For greater certainty, the Purchaser will not be assuming or agreeing to pay, defend, discharge and perform the Excluded Liabilities. (ii) The Purchaser hereby agrees to purchase all the Acquired Assets and on and after the Closing Date,the Purchaser shall be the sole and exclusive owner of the Accounts and other Acquired Assets, and shall have all rights,powers,and privileges with respect thereto as such owner. (iii) Except as expressly provided in the Credit Card Program Agreement, the Purchaser shall be entitled to (x) receive all payments made by Cardholders on Accounts, and(y) retain for its account all Cardholder Indebtedness related to Accounts and such other fees and income authorized by the Credit Card, Agreements and collected by the Purchaser with respect to the Accounts and the Cardholder Indebtedness related to such Accounts. (b) Deposit Account Ageement. 2 Y « (i) The Purchaser hereby assumes all rights: and obligations of the Depositee under the Deposit Account Agreement, including all deposit Liabilities thereunder to the extent outstanding as of the Closing Date, as set forth in the Purchase and Sale Agreement. (ii) On the Business Day following the Closing Date,the Purchaser hereby agrees to pay the amount of such deposit Liabilities assumed,as estimated per subsection-3.1(d) of the Purchase and Sale Agreement, to the Depositor. Section 4. Credit Card PLo-MmAgremnent. fine terms ofthe operation of the Program with respect to the Acquired Assets and Assumed Liabilities will be subject to the terms and conditions of the Credit Card Program Agreement. The Parent and/or its Affiliate(s)and the Purchaser shall have the rights set forth in the Credit Card Program Agreement in accordance with the terms thereof. Section 5. QounteMwts. This Assignment and Assumption may be executed in two or more counterparts (and by different parties on separate counterparts),each of which shall be an original, but all of which together shall constitute one and the same instrument. Section 6. RffectAHcatdings. The Section headings herein are for convenience only and shall not affect the construction hereof Section 7. Severabilitx. In case any provision in this Assignment and Assumption shall be invalid,illegal or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired thereby. Section 8. Goveminng- THIS ASSIGNMENT AND ASSUMPTION SHALL. BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS (OTHER THAN SECTTON 53401 OF THE GENERAL OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 3 Section 9. Effective Date. This Assignment and Assumption shall become effective as of the day and year first above written. (REMAINDER OF THE PAGE BLANK] 4 IN WITNESS WHEREOF, the parties hereto have caused this Assignment and Assumption to be duly executed by their respective officers as of the day and year first above written. TARGET CORPORATION, as the Parent and as the Depositor By: 1-z- Name: Sara J. Ross --- Title: Assistant Treasurer TARGET RECEIVABLES LLC,as a Seller By:-A(L Name: Sara J. Ross Title: Vice President and Assistant Treasurer TARGET NATIONAL BANK, as a Seller and the Depositee By: Name: Spencer ohnson Title: Vice President TD BANK USA,N.A.,as the Purchaser By:�lu, Name: IvlichaeI Collins Title: President and CEO ASSIGNMENT AND ASSUMPTION 2,j pj A ND c '-�ENNSytv oljwy NIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA,N.A.,AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK NO. 13-6262 CIVIL Plaintiff V. DEBRA L BROWNEWELL Defendant(s) CERTIFICATION OF SERVICE OF COMPLAINT Filed on behalf of-. TD BANK USA,N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude &Felix,A.P.C. 213 E. Main Street Carnegie,PA 15106 (412) 429-7675 PA 103A Cert Service P&F File No.13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA,N.A.,AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK NO. 13-6262 CIVIL Plaintiff V. DEBRA L BROWNEWELL Defendant(s) CERTIFICATION OF SERVICE 1, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and correct copy of COMPLAINT was served this date by ordinary m upon the following: DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Date:November 11, 2013 regoL.-Morris, Esquire Patenaude&Felix,A.P.C. 213 E. Main Street Carnegie,PA 15106 (412) 429-7675 PA-1 03A Cert Service P&F File No.13-18541 1, GREGG MORRIS, attorney for Plaintiff, TD,BANK USA,N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Debra L Brownewell 259 Horseshoe Rd Carlisle PA 17015-9543 Date:November 11, 2013 L. rris,Esquire ena e& Felix,A.P.C. I E. Main Street Carnegie, PA 15106 (412)429-7675 PA 65 Certificate of Service P&F File No 13-18541 PL7D-CTIT;C: CF THE PROTHONOTAn riAY 30 11: 4 5 CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: TD BANK USA, NA., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 $10,275.66 PA_119 Prcp Def Jg Both P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiff's complaint. Amount claimed in Complaint Interest from June 04, 2013 Less payments received Attorney's fees TOTAL $10,275.66 $0.00 $0.00 $0.00 $10,275.66 With continuing interest on the principal amount of $10,275.66, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. Date: May 23, 2014 PA_119 Prcp Def Jg Both Respect lly submitte Patena/de & Feh..'A.P.C. 040/ Kik Yr3g1 Morris, Esquire ain Street rnegie, PA 15106 (412) 429-7675 P&F File No. 13-18541 416.56 p o A -r71/ 0/30181 m03 O,4 mail/ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA.R.C.P. 1037(b) COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), DEBRA L BROWNEWELL, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Date: May 23, 2014 Sworn to and subscribed before me thi day of 1t}. ,20 y Public PA 120 Aff of Non Mil s emitted: elix, A.P.C. , squire E. Main Street rnegie, PA 15106 412) 429-7675 NOTARIAL SEAL JAIME A REMARK Notary Public CARNEGIE BOROUGH, ALLEGHENY COUNTY My Commission Expires Jan 20, 2015 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL IMPORTANT NOTICE Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_113 10 Day Dl D2 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK NO. 13-6262 CIVIL v. DEBRA L BROWNEWELL To: Plaintiff Defendant(s) Debra L Brownewell 259 Horseshoe Rd Carlisle PA 17015-9543 Date of Notice: December 10, 2013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. • YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Date: December 10, 2013 PA_113 10 Day D1 D2 Cumberland County Bar Association 32 S. Bedford Street Carlisle, Pa 17013 717-249-3166 Respectfully ubmitte Patenaud=�& Fel.i A.P.C. Gre . Morris, Esquire /1 E. Main Street Learnegie, PA 15106 (412) 429-7675 P&F File No. 13-18541 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Debra L Brownewell 259 Horseshoe Rd Carlisle PA 17015-9543 Date: December 10, 2013 Greg orris," ire 213 . ' . in Street C _le, PA 15106 (4 , 429-7675 PA_113 10 Day Dl D2 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, NA., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_123 Ntc Jgmt Both P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL NOTICE OF ORDER, DECREE OR .JUDGMENT AGAINST DEBRA L BROWNEWELL ONLY TO: ( )Plaintiff (x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on 5 3 / ( ) Decree Nisi in Equity ( ) Final Decree in Equity (X) Judgment of ( ) Confession ( ) Verdict ( ) Court Order (X) Default ( ) Non -suit ( ) Non -Pros ( ) Arbitration Award (X) Judgment in the amount of $10,275.66, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transportation. '\ Prothonotary By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_123 Ntc lgmt Both P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, -� PENNSYLVANIA % CIVIL DIVISION in TD BANK, ' ✓r' Plaintiff(s) c� , Docket No.: 13-6262 v. DEBRA L. BROWNELL, MOTION TO STRIKE DEFAULT JUDGMENT Defendant(s) Filed on Behalf of: DEFENDANT Counsel for this Party: Joseph P. Murphy 83120 THE J. MURPHY FIRM THE GRANT BUILDING, 33RD FLOOR 310 GRANT STREET, SUITE 3309 PITTSBURGH, PA 15219 (412)5212000 ',pGIGI�!AL IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) Docket No.: 13-6262 V. DEBRA L. BROWNELL Defendant(s) Notice of Presentation Kindly take notice that the within MOTION TO STRIKE DEFAULT JUDGMENT AND BRIEF are being filed 4th the prothontary by mailing of even date herewith. Joseph P. rphy 6/4/2014.. Certificate of Service I do solemnly swear that a true and correct copy of the MOTION TO STRIKE DEFAULT JUDGMENT and BRIEF were delivered to the below party or counsel therefore as follows: Gregg L. Morris, Esq. Patenaude & Felix 213 E. Maint Street Carnegie, Pa. 15106 [x ] Via First Class U.S. Mail, [ ] Via Facsimile: Posta a Pre-Paid [ ] Via Certified U.S. Mail, Postage [ ] Via Express Mail Pre-Paid Carrier: Article Number [ ] Via Certified U.S. Mail, Postage [ ] Other Method as follows: Pre-Paid, Return Receipt Re u d. Joseph P. Mur `y 6/4/2014 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) Docket No.: 13-6262 V. DEBRA L. BROWNELL Defendant(s) MOTION TO STRIKE DEFAULT JUDGMENT AND NOW, come(s) DEFENDANT, by and through counsel, the J. Murphy Firm, and Joseph P. Murphy, and bring(s) and files the within MOTION TO STRIKE DEFAULT JUDGMENT, averring in support thereof as follows: 1. This motion concerns a Praecipe for Default Judgment filed by the Plaintiff, and entered by the Prothontary, on 5/30/2014. 2. Rule 237.1(a)(2)(ii) requires that the ten day notice be sent to, "[T]he party against whom judgment is to be entered and to the party's attorney of record, if any." 1. This case involves a Plaintiff's appeal from a Defense Judgment before M.D.J Fegley. I am the Defendant's attorney if record. See Exhibit "l." 2. Rule 237.1(a)(3) requires that a Praecipe for Entry of Default shall have attached thereto a copy of the preceding ten day notice. 3. The copy of the ten day notice attached to the Praecipe for Default in this case shows that Defendant only was served. See Exhibit „2„ 4. There is no copy of a ten day notice that was allegedly sent to me. 5. In fact, I did not receive a ten day notice. 6. This means that the rules governing the entry of judgment by default were not followed. WHEREFORE, Defendant respectfully prays that the court strike off the Default Judgment entered against her and grant twenty days' leave to file a responsive pleading. Respectfully Submitted, o ph P rurphy 6/4/20 (Co , ` el for DEFENDANT) - • �.: . Magisterial District Judge 09-2-01 E - - —-- ---- -— DOCKET ---- -- Docket Number: MJ-09201-CV-0000076-2013 Civil Docket y TD BANK USA NA as Successor in interest to Target National Bank V. Debra L_ Brownewell Page 1 of 2 -- --`� — CASE INFORMATION i Judqe Assiqned: Magisterial District Judge Paul M Fegley File Date: 08/05/2013 Claim Amount: $10,275.66 Case Status: Inactive Judgment Amount: CALENDAR EVENTS Case Calendar Schedule Schedule Event Type Start Date Start Time Room Judge Name Status Civil Action Hearing 10/01/2013 9:00 am Magisterial District Judge Paul Continued M Fegley Civil Action Hearing 10/10/2013 10:30 am Magisterial District Judge Paul Scheduled M Fegley CASE PARTICIPANTS Participant Type Participant Name Address Defendant Brownewell,Debra L. Carlisle,PA 17015 Plaintiff TD BANK USA NA as Successor in interes Carnegie,PA 15106 Remitter Morris,Gregg Lawrence Carnegie,PA 151062701 -i - - DISPOSITION SUMMARY Docket Number Plaintiff Defendant Disposition Disposition Date MJ-09201-CV-0000076-2013 . TD BANK USA NA as Debra L. Brownewell Judgment for Defendant 10/10/2013 Successor in interest to Target National Bank ATTORNEY INFORMATION Complainant's Attorney Private�y--- �r Name: Gregg Lawrence Morris, Esq. Name: Joseph P.Murphy,Esq. Representing: TD BANK USA NA as Successor in interest to Tar Representing: Brownewell,Debra L. Counsel Status: Active-Entry of Appearance Counsel Status: Active-Entry of Appearance Supreme Court No.: 069006 Supreme Court No.: 083120 Phone No.: 412-429-7675 Phone No.: 412-521-2000 Address: Patenaude& Felix Apc Address: J. MURPHY FIRM 213 E Main St 310 Grant Street-Suite 3309 Carnegie,PA 15106-2701 Pittsburgh,PA 15219 Entry of Appearance Filed Dt: 08/05/2013 Entry of Appearance Filed Dt: 09/10/2013 Withdrawal of Entry of Appearance Filed Dt: Withdrawal of Entry of Appearance Filed Dt: MDJS 1200 Printed:06/04/2014 3:54 pm Recent entries made in the court filing offices may not be immediately reflected on these docket sheets.Neither the courts of the Unified Judicial System of the Commonwealth of Pennsylvania nor the Administrative Office of Pennsylvania Courts assumes any liability for inaccurate or delayed data,errors or omissions on these docket sheets. You should verify that the information is accurate and current by personalty consulting the official record reposing in the court wherein the record is maintained. - HIB eT 02 14 05:17P LIVING WATERS TABERNACLE 717-243-1134 P.5 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA,N.A.,AS SUCCESSOR IN INTEREST TO. ) TARGET NATIONAL BANK ) Plaintiff ) NO. 13-6262 CIVIL } V. ) DEBRA L BRO WNEWELL ) } Defendant(s) To: Debra L Brownewell 259 Horseshoe Rd Carlisle PA 17015-9543 Date of Notice: December 10, 2013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY-OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE. YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S.Bedford Street Carlisle,Pa 17013 717-249-3166 Respectfully submitted Patenaude& Felix, A.P.C. Date:December 10,2013 /S/ Gregg L. Morris, Esquire 213 E. Main Street Carnegie, PA 151.06 (412)429-7675 PA-113 10 Day D1 D2 P&F File No.13-18541 a' 1,f, C1-816.67/!fin, A rE r'yll,r D CCU! r • .< SYL i'' MAI IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,( PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) You are hereby notified to file a writtresponse within the time prov . ed by the Rules of Civil Procedure or a j , . _ a ent may be entered against you. ,, IIri „itwi quire NO. 13-6262 CIVIL PLAINTIFF'S ANSWER TO DEFENDANT'S MOTION TO STRIKE DEFAULT JUDGMENT Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL ORDER OF COURT AND NOW, this day of , 20, upon consideration of the Defendant's Motion and Plaintiffs Answer thereto, the Motion is hereby DENIED. By the Court: J. PA_186E TD Order Change Captn P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Plaintiff v. DEBRA L BROWNEWELL ) Defendant(s) ) ) ) NO. 13-6262 CIVIL PLAINTIFF'S ANSWER TO DEFENDANT'S MOTION TO STRIKE DEFAULT JUDGMENT AND NOW, comes Plaintiff, above named, by and through the undersigned counsel, and files the following Plaintiff's Answer to Defendant's Motion to Strike Default Judgment, and incorporates herein by reference the averments set forth in Plaintiff's Complaint in Civil Action filed at the above number and term, and further avers as follows: 1) Plaintiff admits that a default judgment was filed at the above number and term on May 30, 2014. 2) The Paragraph fails to make a factual averment. The paragraph states a conclusion of law to which no response is required. To the extent a response is ever required, Plaintiff denies that Joseph P. Murphy was an attorney of record at the case number filed at the docket number and term captioned above as of December 13, 2013. Strict proof thereof is demanded at trial. 3) Is incorrectly identified as Paragraph 1. Denied as stated. Plaintiff admits that this is an appeal from a decision before Magisterial District Judge Paul M. Fegley and that Joseph P. Murphy was the attorney of record at Docket Number MJ -09201 -CV -00000076-2013. 4) The Paragraph is misnumbered as Paragraph 2. The Paragraph fails to make a factual averment. The paragraph states a conclusion of law to which no response is required. To the extent a response is ever required a copy of the Important Notice is attached to the Praecipe for Default Judgment filed at the above number and term. A copy of the Default Judgment is attached hereto for the convenience of the Court as Exhibit "A". 5) The Paragraph is misnumbered as Paragraph 3. Admitted. 6) The Paragraph is misnumbered as Paragraph 4. Admitted. By way of further response, Plaintiff denies that Joseph P. Murphy was an attorney of record at the case number filed at the docket number and term captioned above as of December 13, 2013. 7) The Paragraph is misnumbered as Paragraph 5. Plaintiff lacks sufficient information to form a belief as to truth of averment set forth by Defendant, and accordingly the same is denied. Strict proof thereof is demanded at trial. 8) The Paragraph is misnumbered as Paragraph 6. The Paragraph fails to make a factual averment. The paragraph states a conclusion of law to which no response is required. NEW MATTER 1. Plaintiff incorporates by reference Paragraphs 1 to 8 set forth above as though fully set forth herein at length. 2. Defendant has failed to comply with C.C.R.P. 206.1(a) and 206.4(c). 3. Defendant's Petition is not verified in violation of Pa.R.C.P. 1024. 4. Plaintiff has a valid claim against Defendant. See Plaintiffs Complaint in Civil Action filed at the above number and term. 5. Defendant does not dispute the validity of the debt, but the Defendant does not have the money to pay the debt at this time. 6. Defendant has not attached to the Petition a verified Answer which Petition seeks leave to file with the Court. Pa.R.C.P. 237.3(a). 7. Defendant received a copy of the Important Notice filed at the above number and term caused to be served by Plaintiff's counsel. 8. Attorney Joseph Murphy did not enter an appearance in the case until the Motion to Strike Default Judgment was filed at the above number and term. WHEREFORE, Plaintiff requests the Court enter the attached Order along with any additional relief the Court deems appropriate under the circumstances. Date: June 12, 2014 tfully submitted: de & Felix, A.P.C. orfs, Esquire ee 1 9-7675 VERIFICATION I,LC4regg L. Morris, verify that the statements made herein are true and correct based upon my knowledge, inforMation and belief. Counsel has verified this pleading as the facts set forth herein are11,nore within his personal knowledge than that of his client. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. I am an authorized representative of Plaintiff in the above matter. The pleading is submitted by counsel having sufficient knowledge; information and belief based upon the informatidn provided to him by the Plaintiff and based upon his own personal knowledge. Date: June 12, 2014 PA_01 Atty Fats Verification r am Street arngie, PA 15106 (412) 429-7675 P&F File No. 13-18541 CrTHE PROTHONOTARY :3;'iMAY 30 (1I1: 45 CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO ) TARGET NATIONAL BANK . ) ) NO. 13-6262 CIVIL Plaintiff ) ) v. ) ) DEBRA L BROWNEWELL ) ) Defendant(s) ) ) PA 119 Prep Def Jg Both PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 t EXHIBIT P&F File No. 13-18541 $10,275.66 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL FLAINTIFF'S_PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint $10,275.66 Interest from June 04, 2013 $0.00 Less payments received $0.00 Attorney's fees $0.00 TOTAL $10,275.66 With continuing interest on the principal amount of $10,275.66, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. • Date: May 23, 2014 PA_119 Prcp Det Jg Both Respect I ily submitte Paten. /de & Feli. , A.P.C. 4 /Of iMorris, Esquire . Main Street gie, PA 15106 (412) 429-7675 P&F File No. 13-18541 411„,5,5 pc. A-rty 61'7387 -#.3aie. 603 I4ice mai-l81 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK DEBRA L BROWNEWELL Plaintiff Defendant(s) ) NO. 13-6262 CIVIL PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTLCE PURSUANT TO PA.R.C.P. 1037(b) COMMONWEALTH OF PENNSYLVANIA ) ) SS. COUNTY OF CUMBERLAND Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), DEBRA L BROWNEWELL, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Date: May 23, 2014 Sworn to and subscribed before me thi day of , j�., ; , 20 / iiiiart ry Public E PA 1'20 Aff of Non Mi Respe tfully s emitted: Pate laude I 7. • L.•'7 '', squire ►/ E. Main Street � rnegie, PA 15106 412) 429-7675 elix, A.P.C. NOTARIAL SEAL JAIME A REMARK Notary Public CARNEGIE BOROUGH. ALLEGHENY COUNTY My Commission Expires Jan 20. 2015 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL IMPORTANT NOTICE Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_113 10 Day D1 D2 P&F File No. 13-18541 • r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK NO. 13-6262 CIVIL v. DEBRA L BROWNEWELL To: Plaintiff Defendant(s) Debra L Brownewell 259 Horseshoe Rd Carlisle PA 17015-9543 Date of Notice: December 10, 2013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Date: December 10, 2013 PA_113 10 Day D1 D2 Cumberland County Bar Association 32 S. Bedford Street Carlisle, Pa 17013 717-249-3166 Respectfully .ubmitte Patenaudf& Fe ' .P.C. Gfe . Morris, Esquire CE. Main Street arnegie, PA 15106 (412) 429-7675 P&F File No. 13-18541 4 w 4 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Debra L Brownewell 259 Horseshoe Rd Carlisle PA 17015-9543 Date: December 10, 2013 Greg ! is, re 213 ' . in Street C. te, PA 15106 (4, 429-7675 PA_113 10 Day Dl D2 P&F File No. 13-18541 --t. t 4. y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_123 Ntc Jgmt Both P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT AGAINST DEBRA L BROWNEWELL ONLY TO: ( )Plaintiff (x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on 5/34 V ( ) Decree Nisi in Equity ( ) Final Decree in Equity (X) Judgment of ( ) Confession ( ) Verdict ( ) Court Order (X) Default ( ) Non -suit ( ) Non -Pros ( ) Arbitration Award (X) Judgment in the amount of $10,275.66, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be •0� suspended by the Department of Transportation. 1, // '..t: Prothonotary 1010A''' By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire • 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_123 Ntc Jgmt Both P&F File No. 13-18541 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, NA., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Joseph P. Murphy, Esq. 310 Grant Street, Suite 3309 The Grant Building, 33Rd Floor Pittsburgh PA 15219 Date: June 12, 2014 s, Esquire .P.C. in St eet egie, PA 15106 (412) 429-7675 PA_65 Certificate of Service P&F File No 13-18541 j. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) Docket No.: 13-6262 v. DEBRA L. BROWNELL Defendant(s) ORDER OF COURT AND NOW, this 18TH day of JUNE, 2014, a Rule is issued upon Plaintiff to Show Cause why Defendant's Motion to Strike Default Judgment should not be granted. Rule returnable FRIDAY, JULY 11, 2014, at 2:00 p.m. in Courtroom # 3. By the Court, Edward E. Guido, J. ✓ Gregg L. Morris, Esquire Patenaude & Felix 213 E. Main Street Carnegie, Pa. 15106 'seph P. Murphy, Esquire 310 Grant Street, Suite 3309 Pittsburgh, Pa. 15219 :SIa .b leS 'LEL Itsvir9// TD BANK, IN THE COURT OF COMMON PLEAS OF Plaintiff v. DEBRA L. BROWNELL, Defendant NO. 13-6262 CIVIL TERM . CUMBERLAND COUNTY, PENNSYLVANIA ORDER OF COURT AND NOW, this 11th day of July, 2014, it appearing to the Court that the 10 -day notice was not sent to counsel of record, the default judgment is stricken. The Defendant shall file an answer within 20 days of today's date. By the Court, Edward E. Guido, J. ✓Gregg L. Morris, Esquire Patenaude & Felix 213 East Main Street Ca negie, PA 15106 ui Joseph P. Murphy, Esquire 310 Grant Street, Suite 3309 Pittsburgh, PA 15219 srs Act, Visfri F CD • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL, Defendant(s) Docket No.: 13-6262 Civil m 0,3 r_ ANSWER TO COMPLAINT=rn ;N) =<x' b r-� Filed on Behalf of: DEFENDANT c) Counsel for this Party: Joseph P. Murphy 83120 IN) THE J. MURPHY FIRM THE GRANT BUILDING, 33RD FLOOR 310 GRANT STREET, SUITE 3309 PITTSBURGH, PA 15219 (412)521-2000 0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL Defendant(s) Docket No.: 13-6262 Civil Certificate of Service I do solemnly swear that a true and correct copy of the within ANSWER TO COMPLAINT was delivered to the below party or counsel therefore as follows: Gregg Morris, Esq Patenaude & Felix 213 E. Main Street Carnegie, Pa. 15106 [x ] Via First Class U.S. Mail, Postage Pre -Paid [ ] Via Facsimile: [ ] Via Certified U.S. Mail, Postage Pre -Paid [ ] Via Express Mail Carrier: Article Number [ ] Via Certified U.S. Mail, Postage Pre -Paid, Return Receipt Requested,,,,', [ ] Other Method as follows: , Joseph P. Mu 7/21/2014 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL Defendant(s) Docket No.: 13-6262 Civil ANSWER TO COMPLAINT AND NOW, come(s) DEFENDANT, by and through counsel, the J. Murphy Firm, and Joseph P. Murphy, and bring(s) and files the within ANSWER TO COMPLAINT, averring in support thereof as follows: 1. After reasonable and diligent investigation, answering Defendant is unable to admit or deny the Plainitff's successor status, national bank status, place of business, or other internal business affairs of the Plaintiff. 2. Admitted. 3. Admitted that the Defendant has had and used credit cards. After reasonable and diligent investigation, unable to admit or deny applying for, receiving, using, or making payment upon the credit account described in the complaint. 4. See #3. 5. See #1. 6. See #3. 7. See #1. 8. Admitted that payment has not been made in some time, if ever. After reasonable and diligent investigation, unable to admit or deny that payment was ever made, or ever due. 9. Unable to admit or deny that this is a copy of identified document. By way of further answer, and after reasonable and diligent investigation, Defendant asserts that this looks authentic but that she does not have a copy of her own to compare this to. Respectfully Submitted, Joseph P. Murp 7/21/2014 (Counsel ©'r DEFENDANT) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL Defendant(s) Docket No.: 13-6262 Civil VERIFICATION I do solemnly swear that the averments in the foregoing answer to complaint are true and correct to the best of my knowledge, information and belief. I make this verification subject to the penalties set forth in 18 Pa. C.S. 4904, relating to unsworn falsification to authorities. Name Printed: Date THE Pi-30THONOTI 2014 AUG -8 AMID: 33 CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) You are hereby notified to plead to the encl sed Request for Admissions within 1 days from service hereof or a defaul ent may be entered against you. PA_70A Req Adm TARGET NO. 13-6262 CIVIL REQUEST FOR ADMISSIONS ADDRESSED TO DEFENDANT, DEBRA L BROWNEWELL Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , Plaintiff Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INIEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL PLAINTIFF'S REQUEST FOR ADMISSIONS ADDRESSED TO DEFENDANT, DEBRA L BROWNEWELL Pursuant to the Rules of Civil Procedure, plaintiff, by its undersigned counsel, hereby demands that defendant(s) answer the following requests for admission within the time provided by the Rules of Civil Procedure. I. DEFINITIONS 1. Unless otherwise specified in the request, as used herein, "you," "your" and "defendant" refers, individually and collectively, to the defendant(s) in this lawsuit as identified in the above caption, as well as his, her or their agents, servants, employees, attorneys, brokers or any other person acting or purporting to act on his, her or their behalf. 2. As used herein, "Plaintiff" refers to Target National Bank as well as its predecessors and successors, if any, and its present and past officers, trustees, directors, agents, servants, employees, attorneys and any other person acting or purporting to act on its behalf. PA_70A Req Adm TARGET P&F File No. 13-18541 3. As used herein, "person" means any legally cognizable entity, including, but not limited to, individuals, corporations, partnerships, proprietorships, associations, organizations and societies. 4. As used herein, "the Complaint" means the complaint or amended complaint filed by against you in the above captioned action. 5. As used herein, "the Answer" means the answer filed by you in response to the Complaint. 6. As used herein, "the Account" means the credit card account that is the subject of the above captioned action. 7. As used herein, "the Credit Card" means the credit card associated with the Account. 8. As used herein, "document" means any written, recorded or graphic material in your possession, custody or control, regardless of its location, and shall include, without limitation, all correspondence, notes, memoranda, tapes, contracts, computer tapes, records of electronic mail, cards and disks, records, books, invoices, checks, cancelled checks, books of account, diaries, pay stubs, expense vouchers, telephone logs, reports, analyses, test results, drawings, charts, photographs, films, cables, wires, telexes, videotapes and any non identical copies of any document, including drafts, postscripts, addenda, changed versions and copies of originals on which any notation has been made. 9. As used herein, "and" and "or" shall mean "and/or;" "any" shall include "all" and "every" and vice versa; all requests phrased in the singular form shall include the plural PA_70A Req Adm TARGET P&F File No. 13-18541 and vice versa; and words importing the masculine gender shall include the feminine and neuter genders. II. INSTRUCTIONS In responding to these requests for admission, the following instructions should be followed: 1. These requests for admissions are directed toward all information known or available to the Defendant(s), including information contained in your records or in your custody or control or available to you upon reasonable inquiry. 2. Your answer to each request for admission shall specifically deny or admit the matter or set forth in detail the reasons for the incompleteness of the answer. 3. Where requests for admissions cannot be answered in full, they shall be answered as completely as possible and incomplete answers shall be accompanied by a specification of the reasons for the incompleteness of the answer and of whatever actual knowledge is possessed with respect to each unanswered or incompletely answered request for admission. 4. Each request for admission is to be deemed a continuing one. If, after serving an answer to any request for an admission, you obtain or become aware of any further information pertaining to that request for admission, you are requested to serve a supplemental answer setting forth such information. PA_70A Req Adm TARGET P&F File No. 13-18541 5. In the eyent that any answer is withheld on the basis of any privilege or is otherwise claimed to be protected, you must state: (a) the nature of the privilege or reason for withholding which you contend applied; and (b) the factual basis for your assertion of privilege or the reason for withholding. 6. The failure to respond to any of these requests shall be deemed an admission of the request. Your belief that Plaintiff has not established or otherwise proven its case or is obligated to present documents or information to substantiate its position in this action is not a basis to refuse to respond, and any failure to respond on that basis will be deemed an admission. III. REQUESTS FOR ADMISSION Admit that you applied for the Account. RESPONSE: Admit [] Denied [ ] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 2. Admit that you opened the Account with Target for an extension of credit. RESPONSE: Admit [] Denied [1 If your answer is anything other than an unqualified admission, provide all documents and information that substantiate your response. 3. Admit that the Credit Card was issued to you and that a copy of the application and agreement are attached hereto as Exhibit "A". PA_70A Req Adm TARGET P&F File No. 13-18541 RESPONSE: Admit [] Denied [ ] If your answer is anything other than an unqualified admission, provide all documents and information that substantiate your response. 4. Admit that you used the Credit Card to make purchases. RESPONSE: Admit [] Denied [] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 5. Admit that you authorized other individuals to use the Credit Card to make purchases. RESPONSE: Admit [ ] Denied [ 1 If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 6. Admit that the charges on the Account were the result of the use of the Credit Card by you and/or someone authorized by you. RESPONSE: Admit [] Denied [ ] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 7. Admit that you received monthly statements showing amounts due on the Account and that copies of the statements are attached hereto as Exhibit "B". PA_70A Req Adm TARGET P&F File No. 13-18541 RESPONSE: Admit [] Denied [] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 8. Admit that you have not paid all of the amounts identified on those statements. RESPONSE: Admit [] Denied [] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 9. Admit that you have not paid the minimum amount due identified on those statements. RESPONSE: Admit [] Denied [ ] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 10. Admit that you have not made all of the payments due on the Account. RESPONSE: Admit [] Denied [] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 11. Admit that the Account has not been paid in full. PA_70A Req Adm TARGET P&F File No. 13-18541 RESPONSE: Admit [ ] Denied [ ] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. 12. Admit that you have not submitted any disputes or billing error notices to Target challenging charges applied to or amounts due on the Account. RESPONSE: Admit [ ] Denied [ ] If your answer is anything other than an unqualified admission, describe the basis for your response and provide all documents and information that substantiate your response. Date: August 05, 2014 Res o : tfully submitted: Pa de & Felix, A.P.C. e PA 15106 2) 429-7675 PA_70A Req Adm TARGET P&F File No. 13-18541 4.4001114111•110.1101111M.IMIP, TARGET, FNSTANT CREDIT APPLICATION Tnt, 'RErcs • ,The f0110Witif information is required in order to apply for instant credit • valid Photo ID = U.S. or Canadian Government Issued Photo ID, ie. Driver's License. State or Military ID. • ,---. Master Card, Visa, American Express. Discover, or check cards with a Visa .:...- MC logo. 2.Ensure gusst reviews Notice and hrortant Rate, Fee and Qthor Cost Information on the reverse. I mi 1S-'' Su; ;* tS• ..• • —4 L. tibol—ott::)-K.e4)e-; 1/ . . . ...". ,. 0 4110, • -3- -.Q.- .Z— .7— 1 'tixne PNine ( 7 LZ ) ...,1-- 4/ f .. 4 _7 _ / ...... k x* it -Date $ B.nt1 01,0•*.r...yyyy i •, 7 , i – _/.._ l'.... cz. -- kt.5160:41, At.Cita (No r 0 0*, P ,ct 402 1"1' • AP / ' Rti • E3OX • • -. ix • te CI * :../.... ,„, • 2,a Cute / 74e) rtt *tesitthiti i'ieti z ••,„•• .- • . - , ; --, - -,.., -, ,' - ,. ,,. .., • . ,,,••: ,;,-;:t .7. . . ., .7-- • , APT fORIBOX Cly i,z) — 1-41i:::-_, '741' •,.. -. 7. *, • ...*, . - .0.. ,s'.,;.- . .,,,,,',..., :;....--- . . 4...., .,,, •cr.. IIS ' t k , '.. 3-. MAO . * . .M1 • S•50.000 3,150 031 • SZ: ADO 4 S-;,5 301 • s 10.,1 5 $10)001. 0 Tip Cant which can only be used at Target and Target.com • 1 I:=L fi7sig° ..Land •Farr",,,•• .,,. n h M',n i rt,....., :.7 Target k National Ban n .nrm of 0 TARGET Credit Card Agreement and Privacy Policy masmanwassalsamonamminnem 11709 (01/05) Target National Bank .n anr.r. of I TARGET Credit Card Agreement ThIs Agreement explains how your Target Account win work. It also explains the terms that both you and we agree to follow for thls account. In this Agreement 'we','us', and "our' mean Target National Bank (formerly Retailers National Bank). 'You" and "your" mean everyone who signs this Agreement or who is liable for payment on this account. By your use of this account you agree to the terms of this Agreement. The Normalize a about the credit terns of IN Target Credit Card was accurate as of January 1.2005 and Is subject to change. To find out what infomrefon may have changed, please write to Target National Bank, 3901 W. 53rd Street, Sioux Falls, SD 57106-4216. BILLING STATEMENTS - We will send you a billing statement each month that your account has a balance. The statement will show the amount you owe us, which i3 called the 'New Balance", and the smallest amount you have agreed to pay us, which Ls caned the 'Minimum Due". R any portion of the New Balance Is delinquent, the statementwip show the 'Amount Past Due". The statement will also tell ycu the 'Payment Due Date". YOUR PAYMENT AGREEMENT -You agree to pay In United States Dollars for all amounts charged to your account If you pay by check, your check must be drawn on a bank located in the United States. 9 you do not pay the New Balance in fug, you agree to pay by your Payment Due Date at least the Minimum Due. N you have a joint account each of you agrees to be jolnti'y and individually responsible for payment of a1 amounts charged to your account You also agree to pay for a0 purchases charged by anyone you allow to use the account ter payments 0011 be used first to pay finance charges and any applicable fees, then to pay any remaining balance. You may, at any time, pay the total amount owing on your account MINIMUM MONTHLY PAYMENTS - The Minimum Due will be 10% of your New Balance each MOO, rounded to the next higher whole dela: amount or 520.00, whichever is greater. Ifyour New Balance is less than 520.00, the Minimum Due wig be the entire New Balance. (After you have a sufficient history of satisfactory payments, the Minimum Due may be reduced to 5% of your New Balance each month, rounded to the next whole dollar amount, or S10.00, whichever Is greater. In that case, if your New Balance Ls less than $10.00. the Minimum Due will be the entire New Balance.) R there Is an Amount Past Due, we will add that amount to your Minimum Due. FINANCE CHARGE -A finance charge Is the amount we add to your account for allowing you to pay us in Instalments. We wit not add a finance charge to your account in a biding period for which there is no Previous Balance or during which we receive payments our credits which equal or exceed the Previous Balance. We will figure your finance charge, if any, by mulfpyl g your Daly Balance by a Daily Periodic Rate. Unless your account is delinquent as described in the next paragraph, the Daily Periodic Rate will be .05753% (ANNUAL PERCENTAGE RATE 21%) or, for resident of Minot end Oho, the Daily Periodic Rate will be .05917% (ANNUAL PERCENTAGE RATE 21.6%). At the end of the billing period, we wig add up the results of these dairy calculations to get the total finance charge for the billing period, subject to a Minimum FINANCE CHARGE at 50 cents. You can verify your finance charge by multiplying the Average Daly Balance shown on the billing statement times the Daily Periodic Rate, times the number of days In the biting period. FINANCE CHARGE FOR DELINDUENT ACCOUNTS -Rat any time alora portion of at least Mro Minimum Mouthy Payments are late, a higher Daly Periodic Rate and corresponding Anna! Percentage Rate MI appy to any balance on Your account and all new charges beginning with the first day of the nen billing period. They Oat/ Periodic Rate will be .06821% (ANNUAL PERCENTAGE RATE 24.9%). After you have made any required Minimum Monty Payment by the Payment Due Date in stat consecutive biding periods, we win reduce the Deity Periodic Rate to the rate then otherwise applicable to your account beginning with the first day of the next billing period. DAILY BALANCE - We take the beginning balance of your account each day, including any unpaid Mance charges, add any new charges and subtract any payments and credit. This gives us the Daily Balance. WHEN FINANCE CHARGES BEGIN TO ACCRUE - if a finance charge is added to your account for a billing polled, the finance charge win begin to accrue on new purchases which were first charged to your account during that trilling period starting with the day those purchases were first posted to your account balance. SECURITY INTEREST - We will have a Purchase Money Security Interest within the meaning of the Uniform Commercial Code on merchandise you purchased on your account until the merchandise 00 paid for. (This does not apply in CA. CUD, KS, MD, MO, NC. Nit, WA, or any amen state where prohibited by law.) This means that N your account becomes past due, or if you file bankruptcy, then we may be allowed to take back the merchandise you bought on your account as may be permitted by law. Any merchandise you buy on your account will remain personal properly even R 0 Is attached to real estate. We give up any mechanic's Ben or security Interest in real estate. OTHER CHARGES - ' RETURNED PAYMENT FEE' - If a financial institution does not honor your check or other payment order (including an electronic payment), we will add a'Retumed Payment Fee' of 520.00 (525.00 in Ila to your account 'LATE PAYMENT FEE" - We may add elate Payment Fee" of S25.00 to your account if any amount due remains unpaid after the Payment Due Date. ' PHONE PAYMENT FEE" - Each time you request over the phone that we transferor draw funds from your deposit account to pay your Target Card Account we may charge a reasonable fee for such service. The amount of the lee wig be disclosed to you before you authorize the Phone Pay transaction. 'DUPLICATE DOCUMENTATION FEE' - We wig not charge you for duplicate documents in connection wit a billing error notice or R our Investigation Indicates a billing error occurred. Otherwise, we may charge you a reasonable fee for providing at your request copies of your charge account records with us. ACCORD AND SATISFACTION - No payment purporting to be an accord and satisfaction will be considered as such unless R is sent to Target National Bank, c/o Target Credit Services, Attention Director of Collections, 3701 Wayzata Boulevard, Minneapolis, MN 55416, and you note conspicuously on the face of the payment that It is tendered In fug satisfaction of your obligation. Rya make your payment in any other way end we accept It we will not have waived our right to collect any remaining amount you owe us. CREDIT INVESTIGATION AND REPORTING - We may check information about you or your credit history with credit bureaus or others. We may also report Information about your account application, transaction, our experiences with you, and low you have handled your account to credit bureaus, to other companies that are affiliated with us, or to others as allowed by law. If you do not fulfill the terms of this account, we may submit a negative report reflecting on your credit record to one or more credit bureaus. R you believe we have reported Inaccurate Information about your account to a credit bureau, you may nogg us by sending your account number and a description of the Information you believe to be Inaccurate to: Target National Bank, do Target Credit Services, P.O. Box 59270, Minneapolis, MN 55459-0270. OUR RIGHTS - We may adjust your credit limit based on your pattern of payments to us. We may limit or cancel your account. R we do, you must pay us any existing balance. II you do not pay on the, we can require that you make immediate payment of the total amount that you owe us. R your account is past due, as permitted by law, we may require that any merchandise purchased on your account which you return be processed as an account [edit 0 we start a lawsuit to called your wast you must pay in us a0 cost and expenses of collection that we incur, including our attorney's fees, to the extent not prohibited by law. All credit cards we issue are our property and they must be returned to us it we ask you 10 return them. We may call by telephone moaning your account You agree that we may Place such calls using an automatic dialing/announcing device. We may, for training Purposes or to eraqute to quality of our service, listen to and record phone conversations that you have with us. WHAT LAW APPUFS This Agreement win be governed by federal law and to the extent state law applies, by to law of South Dakota R there 5 any conflict between any of the terns aro conditions of this Agreement and applicable federal or state law, this Agreement wi0 be considered Bonged to the extent necessary to comply with the law. WHERE YOU LIVE - R you move, you must tell us right away. R your new address is in a different state, you agree that your account, including any unpaid balance, will be subject to the terms 01 this Agreement applicable to residents 00 the slate of your new address. OTHER CHANGES TO THIS AGREEMENT - We have the right to change this Agreement and apply those changes to the existing balance. We edO make any changes In accordance with the law. NOTICE TO NEW YORK RESIDENTS - A consumer credit report may be ordered in connection with this application, or subsequently with the update, renewal or extension of credit Ups your request you will be Informed of whether or nota consumer credit report was ordered, and R it was, you wig be given t name and address of the consumer reporting agency that furnished the report. NOTICE TO RHODE ISLAND AND VERMONT RESIDENTS -A consumer credit report may be ordered in connection with this application, or subsequently for purposes of review or collection of the account, increasing the credit line on the account, or other legitimate purposes associated with the account NOTICE TO OHIO RESIDENTS - The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers. and that credit 2 reporting agencies maintain separate credit histories on each Individual upon request The Ohio ChM Rights Commission administers compliance with this law. NOTICE TO TEXAS RESIDENTS - This contract is subject in whole or in part to Texas law which is enforced by the Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705.4207. Phone (512) 479.1285, (214) 263-2016, (713) 461-4074. NOTICE TO WISCONSIN RESIDENTS - R you do not pay on time, we can declare the entire New Balance due and payable after we have given you proper written notice and you have failed to cure the delautt within fifteen (15) days after the notice; however, a fight to cure does not exist if two defaults have been cured within the preceding twelve (12) months. We wig not be affected adversely by provisions of any marital properly agreement, unilateral statement or court decree under Sections 766.59 and 76670 of Wisconsin law, unless we rec eee a copy of the document or have knowledge o1 Its terms before the account is opened. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. IMPORTANT INFORMATION BELOW. YOUR BILLING RIGHTS (KEEP THIS NOTICE FOR FUTURE USE) This notice contains important information abaft your rights and our responsibilities under the Fak Credit Billing Act NOTIFY US IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR BILL Rya think your bill is wrong, or R you need more information about a barsaction on your big, write to us on a separate sheet at the address listed on your WU where it says, 'In Case of Errors or Ovestons About Your Big.' Wdle as soon as possible. We must hear from you no later than 60 days after we sent you the first NI on which the error or problem appeared.Yau can telephone us, but doing so will not preserve your rights In your letter. • Give us your name and account number, • State the dollar amount of the suspected error, and • Describe the error aro explain, if you can, why you believe there Is an error. Rya need more information, describe the item you are not . sure about YOUR RIGHTS AND OUR RESPONSIBIUIIES AFTER WE RECEIVE YOUR WRITTEN NOTICE We must acknowledge your letter within 30 days, unless we have corrected the error by coned then. within 90 days, we must either coned 00 the error explain why we believe the bill was After we receive your letter, we carnet by to tolled any amount you question, or report you as delinquent We can continue to NI you for the amount you question, Including finance charges, and we can appy any unpaid amount against your credit limit You do rot have to pay any questioned amount while we are Investigating, but you are still obligated to pay the parts of your bill that are not In question. R we find that we made a mistake on yam b01, you NI not have to pay any finance charges related to any questioned amount R we didn't make a mistake, you may have to pay finance charges, and you wt1 have to makeup any missed payments on the questioned amount In either case, we wll send you a statement of the amount you owe and the date that it 00 due. Rya fall to pay the amount that we think you owe, we may report you as delinquent However, 0 our explanation does not satisfy you and you write to us within ten days teeing us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill, and we must tell you the name of anyone we reported you to. We must ten anyone we report you to that the matter has been settled between us when it finally is. R we don't follow Nese odes, we can't collect the first S50 of Ne questioned amount even if your bill was correct. SPECIAL RULE FOR CREDIT CARD PURCHASES R you have a problem with the quality of property or services that you purchased with a credit card, and you have tried In good Iai0 to correct the problem with the merchant, you may have the right nol to pay the remaining amount due on the property or services. 3 Target National Bank en ornate of TARGET THE PRIVACY OF YOUR TARGET ACCOUNT INFORMATION You know and trust Target. Target National Bank ("TNB"), which issues your Target credit card, is part of the Target family. We value your trust. We want you to know how we collect, use and protect information about you and your Target account. This privacy policy will tell you: • what information we collect • how we may share information • how you can limit our sharing of information The Target Family The Target family includes: • Target National Bank, which issues the Target Visa and Target Card • Target Stores and Websites • Target Bank, which Issues commercial card accounts Information We Collect We collect the information we need to set up and maintain your account. The Target family also uses this information to provide the high level of service we know you expect We collect information from three sources: 1. Your account application. This includes identification and contact information (for example, your name, address and telephone number) as well as other information (for example, income or bank references). 2. Third parties, such as credit bureaus (for example, your credit history). 3. Your account transactions and account history (for example, your balance, purchase and payment history). Information We May Share Within the Target Family In order to serve you better, we may share the information we collect within the Target family. The information is used to offer products, services, savings, and special events at greater convenience to you. Information We May Share Outside the Target Family Companies We Hire To Provide Marketing Support Services We sometimes hire companies to help us market our products by providing services such as printing, mailing, data entry, or response processing. We may need to share the following information so they can perform these services: • Identification and contact information, such as your name, address and telephone number • Account transaction and experience information, such as your balance, purchase and payment history These companies can only use this information to do the job we hired them to do. They cannot keep the information once the job is over. They must have procedures in place to protect the information, and we can inspect what they do to make sure these rules are followed. Companies We Partner With for Joint Marketing We may partner with other banks, investment firms or Insurance companies to market products or services jointly. We may need to share the following information with these partners: • Identification and contact information, such as your name, address and telephone number • Account transaction and experience information, such as your balance, purchase and payment history We carefully select these partners to be sure they have procedures in place to protect your privacy. Other Companies We may share limited information about your account with other companies. They fall into three categories: • Vendors of products and services that you have purchased, or that we believe will be of interest to you • Financial service providers, such as insurance companies or investment advisors • Non-profit organizations, such as those involved with the arts, education or medical care and research They may use the information to offer you products and services, conduct research, inform you of upcoming events, or ask for your support We may sham the following information with these companies: • Identification and contact information, such as your name, address and telephone number • Account transaction and experience information, such as your balance, purchase and payment history We carefully select these companies to be sure they have procedures in place to protect your privacy. Disclosures Permitted or Required By Law We may also provide information about your account to others as permitted or required by law. For example, we may share information to process transactions, service accounts, report credit history to credit bureaus, or prevent fraud. California Residents Based on California law, we automatically treat accounts with California mailing addresses as 11 you have opted out of the sharing of account information with "Other Companies" outside the Target family, as described above. You do not need to complete and return the attached form to opt out of sharing with "Other Companies". In addition, we do not share or disclose any account information with other financial institutions for joint marketing purposes. Finally, we share or disclose account information within the Target family as permitted by California law. If you want to further limit our sharing of account information within the Target family, as described below under "Effects of Opting Out Within the Target Family", please complete and return the attached form. Vermont Residents Based on Vermont law, we automatically treat accounts with Vermont mailing addresses as if you have opted out of the sharing of account information with "Other Companies" outside the Target family, as described above. In addition, we automatically treat accounts with Vermont mailing addresses as if you have opted out of the sharing of account information within the Target family, as described below under "Effects of Opting Out Within the Target Family." You do not need to complete and return the attached form to opt out. Finally, if we share account 2 information with anomer financial institution to jointly market products or services, we will only disclose your name, contact Information and/or Information about your transactions. Confidentiality and Security Only our authorized employees and representatives have access to account information. They are trained to maintain confidentiality and security. We also have physical, electronic, and procedural security safeguards that comply with federal standards. Information About Former Customers Our files may include information about accounts that have been closed or are inactive. The same policies and practices apply to this information. Opting Out How to Opt Out You can opt out to limit the information we share. To opt out, you must complete and return the attached form. If you have a joint account, either accountholder can opt out. The opt out will apply to all of the account information. Effect of Opting Out • Within the Target Family. If you opt out, TNB will not share the following Information within the Target family: • Information from your account application that is used to determine credit eligibility, such as income and bank references • Information from third parties, such as credit history • Outside the Target Family. If you opt out, TNB will not share Information with companies outside the Target family, Except: • Companies we hire to provide marketing support services • As permitted or required by law, for example, to process transactions, service accounts, report credit history to credit bureaus, or prevent fraud • Companies we partner with for joint marketing (as permitted by law) The examples given above are there only for illustration. They may not be all- inclusive. We may change or add to our policies and procedures. We wit tell you if we make significant changes that affect you. You will have a chance to opt out under the revised policy. If you have additional questions, please write to: Target National Bank c/o Special Credit Services Mail Stop 4A -A P.O. Box 1331 Minneapolis, Minnesota 55440-1331 Target National Bank en atnnate of 0 TARGET If you choose to opt out, please provide all of the following information. Sign and date the form. If you already sent us an opt out, you do not need to send it again. If you sent us an opt out and would like to opt back in, please write to us at the address below. California and Vermont residents please refer to the privacy policy notice for information on how your account information is treated. x Accountholder Signature Date Mail in a stamped envelope, addressed to: Target National Bank c/o Special Credit Services Mail Stop 4A -A P.O. Box 1331 Minneapolis, MN 55440-1331 Your Target Account Number Your Account Information (please print) (First Name) (MI) (Last Name) (Address) (City) ( ) — (State) (Zip Code) I ) — Home Telephone Number Daytime Telephone Number x Accountholder Signature Date Mail in a stamped envelope, addressed to: Target National Bank c/o Special Credit Services Mail Stop 4A -A P.O. Box 1331 Minneapolis, MN 55440-1331 TARGET: Account Number: DEBRA L BROWNEWELL 11 11 11 11 '00000° 11 Statement Closing Date, May 4, 2007 Page 1 of 2 1 { 11 id Sl l's; Target Card Account Summary Credit Limit Available Credit for Questions? Cali Us: Target Credit Services TDO/TOY Outside the U.S. $700 $600 1-800-659-2396 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases Other Charges FINANCE CHARGES New Balance $0.00 0.00 99.4B 0.00 0.00 $99.48 Minimum Payment Due $10.00 "" Payment Due Date May 29, 2007 Important Messages **Be sure to check your new due date. It's changed from last month, and we want to keep you up to date. Your Target Rewards Status Previous Balance Points Earned This Month 272 4100 New Target Rewards Balance 372 See the savings add up, Use your REDcard, earn 1,000 points, and get a 10% off shopping day at Target! Subject to Target Rewards program rules. NEW PHONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Take Charge of Education Earn an A+. Enroll in Take Charge of Education at Target.com/tcoe & help Target support K-12 schools. Target National Bank. an affiliate otTarget Stores Stay healthy. Earn 10% off. Enroll in Target Pharmacy Rewards at Target.com/redcard. Subted to Target Pharmacy Rewards program rules. NOTICE. SEE REVERSE SIDE FOR IMPOR TAN INFORMATION INCLUDE T1115 POR71DN WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK II Account Number New Balance Minimum Payment Due Payment Due Date 1111111111.111•11111111111111.11,11m11114111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11,I,I„II11,11„111111,1,11111, 1,1111, 11, 11, 1111 I/ 1111.111111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 111,111111111 11111Ill,1111111,11111,1II1,Illel1lun1,1II Amount Enclosed 70001000000994 $99.48 $10.00 May 29, 2007 Account Number: 111111111111111 DEBRA L BROVVNEVVELL 11 11 11 11 00000' 11 11 Statement Closing Date: May 4, 2007 Page 2 of 2 1 Payments & Credits No payments or credits were received last month. Purchases Date May 3 CENTRAL CHECKOUT Description Reference Store 20990776039 CARLISLE, PA Total Purchases Amount $99.48 $99.48 Finance Charges Days in Biting Period: 30 Balance Type Purchases Daily Periodic Rate Corresponding ANNUAL PERCENTAGE RATE Average Daily Balance FINANCE CHARGE 0.06093% 22.24% $0.00 Actual ANNUAL PERCENTAGE RA -TE: 0.00% Your periodic rate and corresponding Annual Percentage Rate may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 TARGET Account Number: DEBRA L BROWNEWELL 11 u 11 11 •'00000" 11 11 Statement Closing Date: June 4, 2007 Page 1 of 2 gAf I,f Target Card Account Summary Credit Limit $700 Available Credit for $648 Questions? CaII Us: Target Credit Services TDDITDY Outside the U.S. 1-800-659-2396 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases Other Charges FINANCE CHARGES New Balance $99.48 -50.00 0.00 0.00 1.59 $51.07 Minimum Payment Due $10.00 Payment Due Date June 29, 2007 riAf; Important Messages ** Be sure to check your new due date. It's changed from last month, and we want to keep you up to date. Your Target Rewards Status Previous Balance Points Earned This Month 372 +0 New Target Rewards Balance 372 See the savings add up. Use your REDcard, earn 1,000 points, and get a 10% off shopping day at Target! Subject to Target Rewards program rules. TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY INN Take Charge of Education Earn an A+. Enroll in Take Charge of Education at Target.com/tcoe & help Target support K-12 schools. Target National Ban N, an aSIlate of Target Stores Stay healthy. Earn 10% off. Enroll in Target Pharmacy Rewards at Target.com/redcard. Subject to Target Pharmacy Rewards program rules. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111111111 IIII IIIIII�I 1111111 IVIIII Account Number New Balance Minimum Payment Due Payment Due Date I111I1111I11I11I111III11111I II,IIII111111lIII11 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 1111111111111111111111$111111#111111111111111111,11,,111i111.1 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1111111111III1,1,11II11111111111I1I11 I11I11II1aI111k111111111 Amount Enclosed $51.07 $10.00 June 29, 2007 200010000005101111111111111111 f.q TARGET Account Number: 111111111111.1 DEBRA L BROWNEWELL 11 °00000' U Statement Closing Date: June 4, 2007 Page 2 of 2 u 5 5,555 Payments & Credits Date Description May 26 PAYMENT MADE AT TARGET Finance Charges Days in Billing Period: 31 Balance Type Purchases Reference Store 20991246204 CARLISLE, PA Total Payments & Credits Daily Corresponding Periodic Rate ANNUAL PERCENTAGE RATE 0.06093% Average Daily Balance 22.24% $84.22 Total FINANCE CHARGES: Actual ANNUAL PERCENTAGE RATE Amount -$50.00 -$50.00 FINANCE CHARGE $1.59 $1.59 22.24% Your periodic rate and corresponding Annual Percentage Rate may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 TARGET Account Number: 1111111111111111 DEBRA L BROWNEWELL u u 11 u 'o000o' u Statement Closing Date: July 4, 2007 Page 1 of 2 11 ..n,a,'::+;7,i4�.li!.wf Target Credit Card Account Summary Credit Limit $700 Available Credit for $632 Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-800-659-2396 1-800-347-5842 1 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases Other Charges FINANCE CHARGES New Balance $51.07 0.00 0.00 15.00 1.00 $67.07 Amount Past Due $10.00 Minimum Payment Due (includes any Amount Past Due) $27.00 Payment Due Date July 29, 2007 Important Messages We Miss You! Of course, we look forward to hearing from you every month and were disappointed when we realized that last month's payment has not arrived yet. If you did already make your payment, thanks! Otherwise, please make your payment right now by calling 1-800-621-2410. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Your Target Rewards Status Previous Balance Points Earned This Month 372 .0 New Target Rewards Balance 372 TARGET NEW PHONE. ROME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Take Charge of Education Help a K-12 school of your choice. Enroll in Take Charge of Education. Call 1.800,316.6142 today. Target National Bank. an affiliate of Target Stores Get your own 10% off shopping day. Enroll in Target Pharmacy Rewards today. Subject to Target Pharmacy Rewards program rules. SeeTaiget.com/pharrnacyrewards for details. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE 1'HIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11 NINI I� I1 Ul 1111 IN ISI Account Number New Balance Minimum Payment Due Payment Due Date 11111}111I11IIIIIIIIIl1IIIII11111 IIIIIIIIIIIIIIIIIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIII111IIIIIIIIIJI11I IIIII,Il,III11IlI11I1IIuIIIll IIII,Il1II DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 IIIIIIItllllll t1111I 1111111111I1I•I,IIIIIII IIIIIIIIIIII/IIIIII Amount Enclosed 80002700000670 $67.07 $27.00 July 29, 2007 TARGET., Account Number: DEBRA L BROVVNEIAE1 11 11 ' 0000 11 Statement Closing Date: July 4, 2007 Page 2 of 2 11 Payments & Credits No payments or credits were received last month, Other Charges Jun 30 LATE PAYMENT FEE Total Other Charges $15,00 $15 00 Finance Charges Days in Billing Period: 30 Balance Type Purchases Daily Periodic Rate Corresponding ANNUAL PERCENTAGE RATE Average Daily Balance 0,06093% 22.24% $54.02 Total FINANCE CHARGES: Actual ANNUAL PERCENTAGE RATE: FINANCE CHARGE Your periodic rate and corresponding Annual Percentage Rate may vary, There is a minimum FINANCE CHARGE of $1.00.for any billing period in which a Finance Charge is imposed. 25902218 TARGET Account Number: DEBRA L BROWNEWELL N� u IN 11 1111 '00000' N Statement Closing Date: August 4, 2007 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $500 $10,000 $500 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $67.07 -67.07 0.00 0.00 0.00 $0.00 Minimum Payment Due $0.00 y:J Your Target Rewards Status 1111111111111111111111111111111 Previous Balance Points Earned This Month 372 +0 New Target Rewards Balance 372 You've got the idea, so keep shopping RED. Use your REDcard to earn 1,000 points & we'll send you a certificate for your very own 10% off shopping day at Target. Subject to Target Rewards program rules. See Target.com/rewards for details. Payments & Credits Jul. 11 PAYMENT MADE AT TARGET Your REDcard purchases can help eligible K-12 schools. Visit Target.com/tcoe or call 1.800.316.6142 to find out how you can participate M Take Charge of Education. CARLISLE, PA Save with Target Pharmacy Rewards. Every 10 Rx filled with your REDcard at Target earns you a 10% off certificate. Enroll in store or online at Target.com/pharmacyrewards. Subject 10 Target Pharmacy Rewards program rules. See Targel.cornlpharmacyrewards for details. -$51.07 Target National Bank, an affiliate of Target Stores TARGET NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY STATEMENT PAGE NOT PRINTED NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK III IIIIIII IIIfIIIJIIIf 11111111 VIIIIII NI IIII Account Number New Balance Minimum Payment Due Payment Due Date 1.1.1.11.11.11.111,111.11.11 I11111111/1.11111I1 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 II.I.11111I.III.IIIII.IIII.I.II.lI11III1,I.11III,114.I111I1I.1 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 IIIIIII.IIIII IIIIIIIIIIII,III,II,IIt1II11l1I,IuI11111III 600016000000000000009 Amount Enclosed $0.00 $0.00 August 29, 2007 $ Account Number: DEBRA L BROWNEWiLL 11 11 11 11 ,00000" 11 11 11 Statement Closing Date: August 4, 2007 Page 2 of 2 Payments & Credits continued. . . Jul. 26 PAYMENT. THANKS! Total Payments & Credits -16.00 -$67.07 OW, Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0,06093% 22.24% $0.00 50.00 $0.00 0.06915% 25.24% $0.00 $0.00 50.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 TARGET, Account Number: DEBRA L BROWNEWEL 11 11 11 11 0000'' 11 11 11 Statement Closing Date: October 4, 2007 Page 1 of 2 ,p+ Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $500 $9,825 $500 The Cash Limit is a portion of the Total Credit Limit Questions? Cali Us: Target Credit Services TDD/TDY Outside the U.S 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $0.00 0.00 174.66 0.00 0,00 $174.66 Minimum Payment Due $10.00 Payment Due Date October 29, 2007 i<6 Your Target Rewards Status Previous Balance Points Earned This Month 372 +88 New Target Rewards Balance 460 Don't forget, every Target Visa purchase you make adds up to points toward a 10% off shopping day at Target. 1,000 points earns you your very own Target Rewards Certificate. Subject to Target Rewards program rules. See Tan3et.comirewards for details. Every Target Visa purchase you make can help a K-12 school. For more info & to participate in Take Charge of Education, call 1-800-316- 6142 or go to Target.com/tcoe today. Suujectio Take Charge of Education program rules. See Target.cornitcoe for delails. Target Pharmacy Rewards is your next step to savings. Enroll, fill prescriptions at Target Rx with your Target Visa & every 10 prescriptions = a 10% off day. Subject to Target Pharmacy Rewards program rules. See Target.cornipharmacyrewards for details. Payments & Credits No payments or credits were received last month. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE • OFFICE COPY Targel National Rank. an affiliale of Target Slams NQJICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYA&ETO TARGET NATIONAL BANK tII IE 11 1 111 1 1111111 111 111 IIIIIJIII 1111 111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1 uiiIIIii,IlIii,i 111 11111 11111111111 Account Number New Balance Minimum Payment Due Payment Due Date 8000160013100000174669 Amount Enclosed $174.66 $10.00 October 29, 2007 sk Li Ir TARGET Account NumberwillIMENI DEBRA L BROWNE u 11 1111 '00000: 11 11 Statement Closing Date: October 4, 2007 Page 2of2. Purchases Sep. 17 Sep. 17 Sep. 26 WAL-MART #2574 ROSS STORES #689 WAL-MART #2574 CARLISLE, PA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total Purchases & Advances $84.34 26.47 63.85 $174.66 $174 66 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.06093% 22.24% 0.06915% 25.24% Average Daily Balance $0.00 $0.00 Periodic FINANCE CHARGE $0.00 $0.00 Transaction FINANCE CHARGE $ 0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25502216 TARGET Account Number: DEBRA L BROWNEWEL 11 111 11 '‘DD000" 11 11 Statement Closing Date: November 4, 2007 Page 1 of 2 • • ' '''`fti. ti • '; • ' •••• • Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $500 $9,478 $500 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $174.66 -74.66 416.20 0.00 5.22 $521.42 Minimum Payment Due $11,22 Payment Due Date November 29, 2007 , i,i 4A; • Your Target Rewards Status Previous Balance Points Earned This Month 460 +237 New Target Rewards Balance 697 Get ready for the big day! You're on your way to 1,000 points. You know what that means: your Target Rewards Certificate for a 10% off shopping day will be arriving soon. Subject to Target Rewards program rules. See Targetcom/rewards for details. Payments & Credits Oct 29 PAYMENT MADE AT TARGET Every Target Visa purchase you, make can help a K-12 school. For more info & to participate in Take Charge of Education, call 1-800-316- 6142 or go to Target.comltcoe today. Subject to Take Charge of Education program rules. See Target.comilcoo for details. • Target Pharmacy Rewards is your next step to savings. Enroll, fill prescriptions at Target Rx with your Target Visa & every 10 prescriptions =a 10% offday. Subject to Target Pharmacy Rewards program rules. See Target.cornlpharmacyrewards for details. CARLISLE, PA Total Payments & Credits -$74.66 474.66 • NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY ti Targel Notional Bank on affinale of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS P01111014 WITFI YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111 1111 IIi1llhIJ 1,1,1,.11,1u1.,1.1.1,1.1.illmullimIllml mill TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1111111,111111,111111111111111111.isilidulliiilitlilmulill Account Number New Balance Minimum Payment Due Payment Due Date 3000740001122005214E9 Amount Enclosed $521.42 $11.22 November 29, 2007 Account Number: DEBRA L BROWNEWELL 11 11 11 11 00000,- 11 11 11 Statement Closing Date- November 4, 2007 Page 2 of 2 Purchases Oct. 11 WAL-MART #2574 Oct. 22 KMART 7746 Oct. 29 TARGET 00020990 Oct. 30 VVAL-MART #2574 Oct. 31 MICHAELS STORE #6710 Nov. 1 ROSS STORES #669 CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total Purchases & Advances $54.32 73.09 55.73 39.45 21.17 172.44 $416.20 $416.20 ,"1,,,;,,ifly1,; • Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.05956% 21.74% 0.06778% 24.74% Average Periodic Transaction Daily FINANCE FINANCE Balance CHARGE CHARGE $282.54 35.22 30.00 $0.00 30.00 $0.00 Total FINANCE CHARGES: 35.22 Actual ANNUAL PERCENTAGE RATE: 21.74% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 TARGET Account Number: DEBRA L BROWNEWEL 11 n 11 "00600° R n Statement Closing Date: December4, 2007 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 5500 58,945 $500 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDDITDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments 8 Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $521,42 -100.00 618.23 0.00 14.87 51,054.52 Minimum Payment Due $25.87 Payment Due Date December 29, 2007 Your Target Rewards Status Previous Balance Points Earned This Month Awarded This Billing Period 697 +332 1000 New Target Rewards Balance 29 Get ready to shop 'til you drop. You deserve it, Congrats on earning 1,000 points - your Target Rewards Certificate is on its way. Keep on shopping for more 10% off days! Subject 10 Target Rewards program rules. See Target.com/rewards for details. TARGET, NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Every Target Visa purchase you make can help a K-12 school. For more info & to participate in Take Charge of Education, call 1-800-316- 6142 or go to Target.com/tcoe today. Subject lo Take Charge of Education program rules. See Target.com/tcoe for derails. Target National Bank, an affiliate of Target Stores Target Pharmacy Rewards is your next step to savings. Enroll, fill prescriptions at Target Rx with your Target Visa & every 10 prescriptions = a 10% off day. Subject 10 Target Pharmacy Rewards program rules. See Targe t.comiptrarmacyrewards for detaits. NOTICE: SEE. REVERSE 51UE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111 I� Account Number New Balance Minimum Payment Due Payment Due Date 11111111,Ir.I.1111,1111luIIIIu.11u.tlllurlu1111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11.1.1,,111111,..111,11.1“.1111.11“.11111,.11.,111..111..111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 I1111I11r.I II 1111111111..11,1.11r.I..11111111111r1111111 200100000258701054529 Amount Enclosed 1,054.52 $25.87 December29, 2007 6.- krk Account Number: DEBRA L BROWNEWELL 11 11 11 11 ' 00000 " 11 II 11 Statement Closing Date: December 4, 2007 Page 2 of 2 %'''eP• ; `',4;,,frye , Payments & Credits Nov. 26 PAYMENT THANKS! Total Payments & Credits -$100 00 -$100 00 Purchases Nov, 5 WM SUPERCENTER Nov, 5 KMART 7746 Nov. 23 TARGET 00020990 Nov. 23 WAL-MART #2574 Nov. 23 WAL-MART #2574 Nov. 23 KMART 7746 Nov. 23 KMART 7746 Nov, 26 VVAL -MART #2574 CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total Purchases & Advances $110,92 51.39 43.58 165.55 21.86 66.78 53-53 104.62 $618.23 $618 23 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.05956% 21.74% 0.06778% 24.74% Average Periodic Transaction Daily FINANCE FINANCE Balance CHARGE CHARGE $832.03 $14,87 $0,00 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $14.87 Actual ANNUAL PERCENTAGE RATE: 21.74% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed, Special Announcements and Exclusive Offers "Global Bazaar is coming back to Target with a colorful new twist. Get a REDcard sneak preview at Target.comiglobal starting December 26th" 25902216 ft, tO, TARGET Account Number: • DEBRA L BROWNEWELL 11 11 11 11 00000' 11 11 11 Statement Closing Date: January 4, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $6,875 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1.054.52 -30.00 2,058.25 0.00 41.39 $3,124.16 Minimum Payment Due $73.39 Payment Due Date January 29, 2008 Your Target Rewards Status Previous Balance Points Earned This Month Awarded This Billing Period 29 «1030 1000 New Target Rewards Balance 59 A Target Rewards certificate is coming your way. By using your REDcard and accumulating 1,000 points, you've earned a 10% off shopping day at Target. Subject to Target Rewards program rules. See store or Targetscomirewards for details. Through Take Charge of Education, we've given over $200 million to eligible K-12 schools since 1997. By using your REDcard, you can help too. Call 1-800-316-6142 to learn how. The RX for savings - when you enroll in Target Pharmacy Rewards, every time you fill 10 prescriptions at Target using your REDcard you earn your own 10% off shopping day. Subject to Target Pharmacy Rewards program rules, See 5(0(5 01 Target.cornipharrnacyrewards for detarks. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE CJN REVERSE SIDE. OFFICE COPY Target National Bank, an allitiate of Target Stores NOTICE_ SEE REVERSE SCE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK ItI 111I 11 111 TARGET NATIONAL BANK P0.BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 50003000073390312416 Account Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $3,124.16 $73.39 January 29, 2008 TARGET Account Number:1FMMa DEBRA L BROWNS 11 u u u ^00000 11 11 11 Statement Closing Date: January 4, 2008 Page 2 of 2 • Payments & Credits Dec. 27 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits. -$30.00 -$30.00 Purchases Dec. 4 WM SUPERCENTER Dec. 10 WAL-MART #2574 Dec. 14 WAL-MART #2574 Dec, 14 NELL'S - WALNUT BOT Dec, 14 NELL'S - WALNUT BOT Dec. 15 WAL-MART #5358 Dec. 17 WM SUPERCENTER Dec. 19 PICTURE ME Dec. 19 WAL-MART #2574 Dec. 20 SALVATION ARMY #3 Dec. 20 BON -TON -CAMP -HILL #0031 Dec, 20 BON -TON -CAMP -HILL #0031 Dec. 20 AMOCO OIL 06142384 Dec. 20 WAL-MART #2574 Dec. 21 WM SUPERCENTER Dec. 22 WM SUPERCENTER Dec. 22 WM SUPERCENTER Dec. 22 KMART 7746 Dec. 24 WAL-MART #2574 Dec. 24 KMART 7746 Dec. 30 WM SUPERCENTER Dec. 30 GIANT FOOD #112 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash CARLISLE, PA CARLISLE. PA CARLISLE, PA CARLISLE, PA CARLISLE, PA SHIPPENSBURG, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA MECHANICSBURG. PA CAMP HILL, PA CAMP HILL, PA PLAINFIELD, PA CARLISLE, PA CARLISLE, PA MECHANICSBURG, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total Purchases & Advances $207.27 244.67 229.75 13.96 21.19 40.61 68.67 6.67 28,56 13.95 11.99 20.27 40.01 60.88 483.16 106.97 160.83 29.81 81.92 23.68 119.92 43.51 $2,058.25 $2,058.25 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05887% 21.49% $2,268.16 $41.39 $0.00 0.06709% 24.49% $0.00 50.00 80.00 Total FINANCE CHARGES: $41.39 Actual ANNUAL PERCENTAGE RATE: 21.49% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers On January 15, get John Legend's new album Live from Philadelphia. The CD from this multi -platinum Grammy -winning recording artist showcases 19 songs, including the hits "Where's the Love" featuring a duet with Corinne Bailey Rae, and "Slow Dance". The deluxe CD/DVD includes the concert CD, plus 30 minutes of concert footage, videos and interview. Available exclusively at Target and Target.com. 25902216 TARGET. Account Number: Millintiaa DEBRA L BROWNEWELL 11 iu 111 -00000 A 11 11 Statement Closing Date February 4, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $5,000 $6,562 $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,124,16 -100.00 352.50 0.00 60.67 $3,437.33 Minimum Payment Due $95.67 Payment Due Date February 29, 2008 Important Messages We've included some important information about your account with this statement, so be sure to read through the enclosed notice(s). Your Target Rewards Status Previous Balance Points Earned This Month 59 +177 New Target Rewards Balance 236 They add up fast. Every REDcard purchase earns you points toward a 10% off shopping day at Target. Subject to Target Rewards program rules. See store or Target.com/rewards for details, TARGET NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Help K-12 schools through Take Charge of Education. Call 1-800-316- 6142 to find out more. Subject to Take Charge of Education program rules. See Target.comftcoe for details. Target Nasional Bank. an affiliate of Target Stores Enroll in Target Pharmacy Rewards & get a 10% off day when you fill 10 Rx at Target with your REDcard. Subject to Target Pharmacy Rewards program rules. See store or Target.comipharrnacyrewards for details. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION wIFH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111 111VI1! 11111 Account Number New Balance Minimum Payment Due Payment Due Date III111111IIIIIIIIIIIIIIIIIII III111IIIIIIIIl1I!I TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 1111111111111111:111111III,IItllttllllttlltlll/11/11,11{tltlll DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 III11111III1I IIILL1111IJ1111111LJ1,1111111L1111III 600100000956703437339 Amount Enclosed $3,437.33 $95.67 February 29, 2008 04 Account Number: DEBRA L BROWNE 11 IJ 11 ''0000C 11 11 11 Statement Closing Date February 4, 2008 Page 2 of 2 Payments & Credits Jan. 21 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits -$100 00 -5100,00 „ „ 1 Purchases Jan. 12 WAL-MART #5358 Jan. 12 KMART 9769 Jan. 17 ROSS STORES #689 SHIPPENSBURG, PA SHIPPENSBURG, PA CARLISLE, PA Sub -total Purchases Total Purchases & Advances 5203.64 59.07 89.79 $352.50 5352.50 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05819% 21.24% $3,363.06 560.67 50.00 0.06641% 24.24% 50.00 $0.00 50.00 Total FINANCE CHARGES: $60.67 Actual ANNUAL PERCENTAGE RATE: 21.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 TARGET. Account Number: WrialriaMM DEBRA L BROWNEVVELL 11 11 11 11 *0000 "f 11 11 11 Statement Closing Date: March 4, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10.000 $5,000 $6,161 $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDDJTDY Outside the U.S. 1-888-755-5856 1-800-347-5542 11-612-307-8622 (Call Col(ect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,437.33 -100.00 442.45 0.00 68.58 $3.838.36 Minimum Payment Due 697.68 Payment Due Date March 29, 2008 Your Target Rewards Status INERIEWMETT1 Previous Balance 236 Points Earned This Month +233 New Target Rewards Balance 469 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Targetcomirewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge or Education program rules. See store or Target.curnitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject In Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Payments & Credits Feb. 28 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits -$100 00 -$100 00 Tarnat National Bank. an afkaafe of Tattle, Storrs NEW PHONE. HOME OR E-MAIL ADDRESS, ITT EASE UPDATE ON REVERSE SIDE. OFFICE COPY N 03 ICE: SEE REVERSE SIDE 505 IMP OR TAN T INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MA0E. PAYABLE TO TARGET NATIONAL BANK 11111 Eill IllI II 1111 ll 1•1111,111111141.111.11111111111111111111i1111iiiilli TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 Account Number New Balance Minimum Payment Due Payment Due Date 700100000975803838369 Amount Enclosed , 838.36 $97.58 March 29, 2008 pi Account Number: DEBRA L BROWNEWELL 11 11 11 11 00000' 11 11 Statement Closing Date: March 4, 2008 Page 2 of 2 1 's '''r • •'',,,..7.!;:`,1,`o" I tm,r Purchases Feb. 17 DEBTCURES/ NEWSLETTER Feb. 19 WM SUPERCENTER Feb. 22 TARGET 00020990 888-8464962 CA CARLISLE, PA CARLISLE. PA Sub -total Purchases Total Purchases & Advances $257.45 164.86 20.14 $442.45 $442.45 p.‘1 •"- ,`, 5 . Finance Charges Days in Billing Period: 29 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05476% 19.99% $3,688.62 $$8.58 $0.00 0.06298% 22.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: 558.58 Actual ANNUAL PERCENTAGE RATE: 19.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed, 25902216 i1 TARGET, Account Number: DEBRA L BROWNEWELL 11 u 11 11 *00000' Statement Closing Date: April 4, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $5,000 $6,201 $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,838.36 -150.00 9.95 35.00 65.66 33,798.97 Minimum Payment Due S138.66 Payment Due Date April 29, 2008 Your Target Rewards Status Previous Balance Points Earned This Month 469 +5 New Target Rewards Balance 474 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.com/rewards for details. Payments & Credits Apr. 2 PAYMENT MADE AT TARGET TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.cor ftcoe for details. Target National Bank. an affiliate of Targe( Stores CARLISLE, PA Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharrnacy Rewards program rules. See store or Target.corn/pharmacy rewards for details. Total Payments & Credits NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE. TO TARGET NATIONAL RANK III 1111111111111 III IIIIII 111111 11] 11IIIIV III/I1,III/IIt1Il Il!AIIIIIIttlll II/111III111I111III TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543! IIIIIIItulIII II1IlI1I1I111I1I11I11I11II11I1I1IIIt1111IIi -$150.00 -$150.00 Account Number New Balance $ 3,79 . Minimum Payment Due $138.66 Payment Due Date April 29, 2008 100150001386603798979 Amount Enclosed TARGET Account Number: DEBRA L BROWNE 11 11 00000' 11 11 Statement Closing Date: April 4, 2008 Page 2 of 2 Purchases Mar, 23 DEBTCURES/ NEWSLETTER 888-8464962 CA Sub -total Purchases Total Purchases & Advances $9.95 $9.95 $9.95 '•-• •'• •.•• ' •. •••• •.•,,•'-_•••' • '• ,,••` • ,„,,•:.•••• 'i•••,••••:••••,•:'••" •`,-,•'• • , •,•- • ' • Other Charges Mar. 29 LATE PAYMENT FEE Total Other Charges $35 00 $35.00 ••:••••0•••;,-•;;••••:•,••crt,',1 ••;,,•;', • ,'••‘•,` •• •• Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05476% 19.9996 $3,867.63 $65.66 $0.00 0.06298% 22.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $65.66 Actual ANNUAL PERCENTAGE RATE: 19,99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902716 Account Number: DEBRA L BROWNEWELL 11 11 11 '00000= 11 11 Statement Closing Date: May 4, 2008 Page 1 of 2 1 • Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $6,268 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD1TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,798.97 -140.00 9.95 0.00 62.41 $3,731.33 Minimum Payment Due 8100.41 Payment Due Date May 29, 2008 Important Messages IMPORTANT CHANGE TO THE SAFETYNET SUMMARY OF PROTECTIONS Attached to your payment envelope for this statement is a SafetyNet enrollment form and Summary of Protections. There has been an update to Summary of Protections for SafetyNet. If you choose to enroll in SafetyNet, please note the following is an addition to the Termination of Protection section of the Summary of Protections: If you file for bankruptcy or in the event of the death of the sole Accountholder, we will automatically terminate your enrollment in SafetyNet. Your Target Rewards Status Previous Balance 474 . Points Eamed This Month 45 New Target Rewards Balance 479 Enroll in Take Chare of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education program rules. See store or Target.comilcoe for details. Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See stare or Target.conrfpharmacy rewards for details. TARGET, NEW PHONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Impel N tsnI Bar, art affiliate of Tarr Stores NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL. BANN 11111111E HVII111131 11 1 IIlll 1 1thiroir111111111111,1111111111111111111111111111111111 TARGET NATIONAL BANK P0. 80X59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 20014000100410373133 Account Number New Balance $3731. Minimurn Payment Due $100.41 Payment Due Date May 29, 2008 Amount Enclosed TARGET Account Number: DEBRA L BROWNEWEL 11 11 11 000001- Statement 0000' Statement Closing Date: May 4, 2008 Page 2 of 2 11 Payments & Credits Apr. 28 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits -$140.00 -$140.00 Purchases Apr. 27 DEBT CURES BOOK 888-8464962, CA Sub -total Purchases Total Purchases & Advances $9.95 $9 95 $9.95 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05476% 19.99% $3,799.22 $62.41 $0.00 0.06298% 22.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $62.41 Actual ANNUAL PERCENTAGE RATE: 19,99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 TARGET. Account Number: DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $5,000 $6,298 $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights 11 11 u "00000' V Statement Closing Date: June 4, 2008 Page 1 of 2 as Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,731.33 -101.00 9,95 0.00 61.06 $3,701.33 Minimum Payment Due $99.05 Payment Due Date June 29, 2008 t t �iiw_ Your Target Rewards Status f. Previous Balance Points Earned This Month 479 +5 New Target Rewards Balance 484 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.comlrewards for details. Payments & Credits May 28 PAYMENT MADE AT TARGET TARGET, NEW PHONE, ROME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rubs. See store or Target,corn/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.cornfpharmacy rewards for details. CARLISLE, PA Total Payments & Credits Target National Bank. an aRA,ate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK IIIIIII IIIIIII IIIIIIII 111 1111111111 IIIIII 111 IIf,I11I,I11I/IIIIIlsItI11IIIIIt1II1/11IIIIIIIIuIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 11.11111,3111 IIJIIIIJIIII1111{uI1,IL1I11,I111u11I11 Account Number New Balance Minimum Payment Due Payment Due Date 400101000990503701339 Amount Enclosed -$101.00 -$101.00 $3,701.33 $99.05 June 29. 2008 • TARGET Account Number: DEBRA L BROVVNEW1111111111111.111 11 11 °C0000 u Statement Closing Date: June 4, 2008 Page 2 of 2 11 Purchases Jun. 1 DEBT CURES BOOK 888-8464962, CA Sub -total Purchases Total Purchases & Advances $9.95 $9.95 $9.95 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Daily Annual Daily Periodic Rate Percentage Rate Balance 0.05271% 19.24% $3,736.16 0.06093% 22.24% $0.00 Periodic Transaction FINANCE FINANCE CHARGE CHARGE $6t05 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $6t05 Actual ANNUAL PERCENTAGE RATE: 19.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Not enrolled in Target Pharmacy Rewards? Sign up today! By using your REDcard to fill prescriptions at Target Pharmacy, you can earn Target Rx Rewards punches and Target Rewards points toward a 10% off day of shopping. Subject to Target Pharmacy Rewards and Target Rewards program rules. See Target.com/pharmacyrewards and Target.com/rewards for details. 25902216 TARGET, Account NumberMIIMINIMIlik DEBRA L BROWNE 11 11 11 11 *00000-' 11 11 Statement Closing Date: July 4, 2008 Page 1 of 2 11 Target Visa Credit Card Total Credit Limit Cash Limit Available Credit Account Summary $10,000 $5,000 $6,301 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your bilring-error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,701.33 -100.00 0.00 39.00 58,06 $3,698.39 Minimum Payment Due $134.06 Payment Due Date July 29, 2008 Your Target Rewards Status MMEIZL_L_LLfiJ Previous Balance 484 Points Earned This Month +0 New Target Rewards Balance 484 You're on your way to savings, Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Targel.com/rewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.cornitcoe tor details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Payments & Credits Jun. 30 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits -$100.00 -$100.00 NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Rank, an affiliate of Target Srol. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL RANK iIlIlIIi 01 1111 111 II 1111101 11111.11141151111111111111111111111111111111mi1,1ili TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEVVELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 Im111tig1111nm111111.11641111l111i1111f111.11111111111 Account Number New Balance Minimum Payment Due Payment Due Date 7001000013406031298399 Amount Enclosed $3,698.39 $134.06 July 29, 2008 TARGET Account Number: DEBRA L BROWNEWELL Other Charges Jun. 29 LATE PAYMENT FEE 11 11 11 °00000' 11 11 Statement Closing Date: July 4, 2008 Page 2 of 2 Total Other Charges 11 $39.00 $39.00 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.05202% 18.99% 0.06024% 21.99% Average Daily Balance $3,720.51 $0.00 Periodic FINANCE CHARGE $58.06 $0.00 Transaction FINANCE CHARGE $0.00 $0.00 Total FINANCE CHARGES: $58.06 Actual ANNUAL PERCENTAGE RATE: 18.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers REDcard: A most rewarding way to shop. You can earn savings and other exclusive benefits just by using your REDcard. If you're not already enrolled in Take Charge of Education and Target Pharmacy Rewards, sign up today at Target.com/redcard, 25902216 s C :::41,;::,::," ' .!,' , ::si: w ffr TARGET Account Number: DEBRA L BROWNEWELL 11 11 id N .00000 R IN Statement Closing Date: August 4, 2008 Page 1 of 2 t Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $5,000 $6,366 $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,698.39 -134.06 9.95 0.00 69.71 $3,633.99 Minimum Payment Due $96.71 Payment Due Date August 29, 2008 e_, Important Messages We've included some important information about your account with this statement, so be sure to read through the enclosed notice. Your Target Rewards Status Previous Balance Points Eamed This Month 484 +5 New Target Rewards Balance 489 Keep shopping with your REDcard! Earn 1,000 points and you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Target.comlrewards for details. TARGET, NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY MIN Enroll in Take Chare of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education program rules. See store or Target.comltcoe for details. Tatget National Rank, an affiliate of Target Stores Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. NOTICE: SEC REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK IIHIIIIO�III ttIIEI1EEEU It IIIIIIIII VII IIIIIUII Account Nurnber New Balance 3,6 3.99 Minimum Payment Due $96.71 Payment Due Date August 29, 2008 I II1I11I1I/1Ii1I1hI,If I11II IIIIIIIIIIIIIIIIIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIII/I''III,III,IlIII'II'I'I'IllirlllltII''IIIItI11IhI/1III1/I DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 I/1sIIIu1IIi 1i1111111111111I1111tL111uI1LItLtlulll 30013400096710363399 Amount Enclosed TARGET Account Number: DEBRA L BROWNEWE A n 11 N aoo00' 11 R Statement Closing Date: August 4, 2008 Page 2 of 2 Payments & Credits Jul. 28 PAYMENT MADE AT TARGET Purchases Jul. 6 DEBT CURES BOOK CARLISLE, PA Total Payments & Credits 888-8464962. CA Sub -total Purchases Total Purchases & Advances -$134.06 -$134.06 $9.95 $9.95 $9.95 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Daity Annual Daily Periodic Rate Percentage Rate Balance 0.05202% 18.99% $3,702.44 0,06024% 21.99% $0.00 Periodic FINANCE CHARGE $59.71 $0.00 Total FINANCE CHARGES: Actual ANNUAL PERCENTAGE RATE: Transaction FINANCE CHARGE $0.00 $0.o0 $59.71 18.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25002216 TARGET Account Number: DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit $10,000 $5,000 $6,397 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDITOY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights 11 11 11 11 00000' 11 11 11 Statement Closing Date: September 4, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,633.99 -100.00 9.95 0.00 5841 $3,602.35 Minimum Payrnent Due $95.41 Payment Due Date September 29, 2008 Your Target Rewards Status Previous Balance Points Earned This Month 489 +5 New Target Rewards Balance 494 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program lutes. See store or Target.com/rewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comilcoe tor details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Payments & Credits Aug 21 PAYMENT THANKSl Total Payments & Credits -$100.00 -$100.00 TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS' PLEASE UK/ATE ON REvEIRsE SIDE. OFFICE COPY Twvet National Beek. an affiliate of Target Stares Not ICE: SEE REVERSE SIDE FOR IMPORTANT VNFORMATION INCLUDE T45 PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111 111 11 1 111 EDI Ill TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 111 lIJUIIII HP 1111111,1 I1 pIiIuuIuIII hill 111111 11(11 Account Number New Balance Minimum Payment Due Payment Due Date 1 0 0 1 0 0 0 0 0 9 5 4 1 0 3 I.U2 5 9 Amount Enclosed 3,602.35 $95.41 September 29, 2008 1.4 TARGET Account Number: DEBRA L BROWNE 11 .00000' 11 11 11 Statement Closing Date: September 4, 2008 Page 2 of 2 • 'MO) ne,P.7 Purchases Aug, 10 DEBT CURES BOOK 888-8464962 CA Sub -total Purchases Total Purchases & Advances $9.95 $9.95 $9.95 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05202% 18.99% $3,622.33 $5841 $0.00 0.06024% 21.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $58.41 Actual ANNUAL PERCENTAGE RATE: 18.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of 51.00 for any billing period in which a Finance Charge is imposed. 25902:216 TARGET Account Number: DEBRA L BROWNEWELL 111 u *00000* 11 Statement Closing Date: October 4, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $5,758 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $3,602.35 -100.00 676.63 0.00 62.96 $4,241.94 Minimum Payment Due $105,96 Payment Due Date October 29, 2008 Important Messages Important Statement Message Security is important to us as it is to you - that's why we will be removing your account number from your credit card statement, beginning on your next statement. If you need to call us for any reason, please have your credit card handy. Your Target Rewards Status I JINN Previous Balance Points Earned This Month 494 +339 New Target Rewards Balance 833 You're getting close! When you earn 1,000 points, you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Target.com/rewards for details. Enroll in Take Charge of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education prograrn rules. See store or Target.corn/tcoe for details. Enroll in Target Pharmacy Rewards, till 10 prescriptions with your REDcard at Target, to earn a 10% off sate day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank. an affiliate of Target Stores NOTICE: SEE REVERSE SIOE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK III IIIIIIIIIlflll 11111 HEM 1111 Account Number New Balance $4,241.94 Minimum Payment Due $105.96 Payment Due Date October29, 2008 I,I,I„III,II,IIIIII,III„ll it„I,IIII„f,,,ifl TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIIII,IIIJ,ILII,IIIIIIfI11Li,II/IIIIIIIIIfIIIIItJIIIJII,I DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 Iii,IIIt,1III II,ldiIiIi,,f,I„Infiulluf,I,IIIma a III 600100001059604241949 Amount Enclosed NMI TARGET: Account Number: 11.11111111.1111111111 DEBRA L BROWNEWEL 11 11 11 00000 11 B N Statement Closing Date: October4, 2008 Page 2 of 2 1y aCt Payments & Credits Sep. 27 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits -$100.00 -$100.00 Purchases Sep. 4 WM SUPERCENTER Sep. 6 SHEETZ 00001933 Sep. 13 DOLLAR -GENERAL #0819 Sep. 13 NELL'S - SPRING ROA Sep. 14 DEBT CURES BOOK Sep. 15 ROSS STORES #689 Sep. 16 WM SUPERCENTER Sep. 18 WM SUPERCENTER Sep. 18 BP OIL 06142384 Sep. 27 OLD NAVY 3494 Oct. 2 KMART 7746 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.05202% 18.99% 0.06024% 21.99% CARLISLE, PA MIFFLINTOWN, PA CARLISLE, PA CARLISLE, PA 888-8464962 CA CARLISLE, PA CARLISLE, PA MECHANICSBURG, PA PLAINFIELD, PA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total Purchases & Advances Average Daily Balance $4,034.21 $0.00 $89.78 65.00 40.00 40.73 9.95 98.08 33.33 132.04 65.01 10.00 92.71 $676.63 $676.63 Periodic Transaction FINANCE FINANCE CHARGE CHARGE $62.96 80.00 $0.00 $0.00 Total FINANCE CHARGES: $62.96 Actual ANNUAL PERCENTAGE RATE: 18.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of 81.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Save paper, save trees, save time: Manage your REDcard online. Did you know you can save paper by signing up to get your REDcard statement online? To suppress your paper statements, visit Target.com/redcard and sign up with "Manage My REDcard." With online REDcard access, you can pay your bill, set up automatic monthly payments, review your rewards status and check your account activity with just a few clicks. Sign up today! 25902216 TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEVVELL Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $5,147 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights 11 11 11 -00000- 11 u 11 Statement Closing Date: November 4, 2008 Page 1 of 2 Previous Balance Payments 8 Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $,4,241.94 -110.00 635.50 0.00 85.21 54,852.65 Minimum Payment Due $134.21 Payment Due Date Important Messages November 29, 2008 Important Statement Message Security is important to us as it is to you - that's why we have removed your account number from your credit card statement. If you need to call us for any reason, please have your credit card handy. Your Target Rewards Status Previous Balance Points Earned This Month Awarded This Billing Period 833 +318 1000 New Target Rewards Balance 151 You did it! You used your REDcard to earn a 10% off day of shopping at Target. Happy shopping! Subject to Target Rewards prograrn rules. See store or Target.coMrewards for details. TARGET NEW PHONE. HOME OR EMAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Enroll in Take Charge of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education program rules. See store or Target.comftcoe for details. Taiga! Nasional Bank, nn affiliate of Target Soren Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.com/pharmacy rewards for details. NOTICE: SEE REVERSE SOE FOR IMPORTANT *4FORMATKIN INCLUDE TH IS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK !III hall 11111, 17111 NM INN Account Number XXXX-XXXX-XXXX-1445 New Balance $4,852.65 Minimum Payment Due $134.21 Payment Due Date November 29. 2008 11111111111111111111.11111111.1.11111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 II,I,I„1II,,IIII,I,I,II,I,I,II,III,NI,,I,f,I,I,l,r,1IIIIl„I DEBRA L BROVVNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 I,,,IIIr„III IIuI,I,I,In,I,Iul„I„lIuI,1,I,I,uuII1 400110001342104852659 Amount Enclosed TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 Y u ^00000" u u 11 Statement Closing Date: December4, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $5,097 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307.8622 (Call Collect) Gaffing will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $4,852.65 -150.00 112.70 0.00 87.40 $4,902.75 Minimum Payment Due $137.40 Payment Due Date December 29, 2008 Your Target Rewards Status Previous Balance Points Earned This Month 151 457 New Target Rewards Balance 208 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.com/rewards for details. Payments & Credits Nov. 15 PAYMENT. THANKS! TARGET NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject lo Take Charge of Education program rules. See store or Target.com/tcoe for details. Target National Bank. an aftiaate of Tartlet Stores Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Total Payments & Credits NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANE IIIIII[I 111111 111111 111111 1111111111111111111 II -$150.00 -$150.00 Account Number XXXX-XXXX-XXXX-1445 New Balance $4,902.75 Minimum Payment Due $137.40 Payment Due Date December 29, 2008 IIIIInIII,IIIIIIIIIIIIIuhI IIIUIIIIIuIIulif TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 II.I111111111111111fIItIIIIIIl1II-III1.1111111111111111I1111II DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 frulifruill 1111111IILuIIIIIItrlr1111r1111I,IIIurlil 6001500013740049027590 Amount Enclosed Account Number: XXXX-XXXX-XXXX-1445 Account dentificaon Number: 00025802216 11 11 11 11 11 Statement Closing Date: December 4, 2008 Page xv/z Purchases Nov.23 DEBT CURES BOOK Nov. 24 VVM SUPERCENTER 888-8464962 CA CARLISLE, PA Sub -total Purchases Total Purchases & Advances 102 75 $112.70 $112.70 Finance Charges Days in Billing Period:30 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.06024% 21.99e m4.83e.47 $87.40 $0.00 0.06846% z*.yym 60.00 Moo $0.00 Total FINANCE CHARGES: *87.40 Actual ANNUAL PERCENTAGE RATE: 2119m Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Joy for them. Rewards for you. Looking for inspired gift ideas? Try Target Gift Finder at Target.com/giftfinder. Or, wrap up shopping wfth your cell phone by texting the gender & age of who you're shopping for to 827438*(TARGET). We'U present you with a wealth of ideas. Then pay for your gifts with your REDcard to earn points toward a 1096 off** day, your reward for another hohday well done. • Standard messaging rates will apply.Other charges may applyThe list may be sent to multiple rnessages. Service available on participating carriers only. For help, send HELP GIFT to 827483. Mobile Gift Finder ends 12D1/2DO8 ^^8ubjeotmTarget Rewards program rules. See store or Target.com/rewards for details. REDcard: Target Visa Credit Card and Target Credit Card. Subject to application approval. 25902216 TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 u 11 00000- u 11 11 Statement Closing Date: January 4, 2009 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $5,014 Portion Available for Cash $5,000 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $4,902.75 -140.00 134.62 0.00 88.55 84,985.92 Minimum Payment Due 8138.55 Payment Due Date January 29, 2009 1 tr Your Target Rewards Status Previous Balance Points Earned This Month 208 4106 New Target Rewards Balance 314 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target: Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.conJrewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target, Subject to Target Pharmacy Rewards program rules. See store or Target.comlpharmacy rewards for details. Payments & Credits Dec. 22 PAYMENT. THANKS TARGET, NEW PHONE. HOME OR E-MAIL. ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank, an affiliate of Target Stores Total Payments & Credits NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK I�It1III 1111111111 I� 11 III �IIIIIIII IIID IIS I -$140.00 4140.00 Account Number XXXX-XXXX-XXXX-1445 $4,985.92 $138.55 January29, 2009 New Balance Minimum Payment Due Payment Due Date Itltlr1111rr1.11,111111111lttitrtlltirtlllttr1111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Ilrlttrtll1ti111rllrllttll•III•Itrlllitltllttlttlrltlllttlltll DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1rrr1111n111111•, III ltl•lnrlllrtlrr1rr11rr1r1r1r1r*111111 Amount Enclosed 1♦ 800140001385504985929. TARGET. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL u u� 11 '00000 IJi V Statement Closing Date: January 4, 2009 Page 2 of 2 Purchases Dec. 15 TARGET 00020990 Dec. 16 KMART 7746 Dec. 28 DEBT CURES BOOK CARLISLE, PA CARLISLE. PA 888-846496Z CA Sub -total Purchases Total Purchases & Advances $75,64 49.03 9.95 $134.62 $134.62 • Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Daily Periodic Rate 0.05750% 0.06572% Corresponding Annual Percentage Rate 20.99% 23.99% Average Daily Balance $4,967.72 $0.00 Periodic FINANCE CHARGE $88.55 $0.00 Total FINANCE CHARGES: Actual ANNUAL PERCENTAGE RATE: Transaction FINANCE CHARGE $0.00 $0.00 $88.55 20.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 25902216 i w TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 N 11 '00000. u N 11 Statement Closing Date: February 4, 2009 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $5,000 $4,430 $4,430 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comfredcard Target Credit Services 1-888-755-5856 TDD!TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Caping will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $4,985.92 -140.00 629.01 0.00 94.54 $5,569.47 Minimum Payment Due $150.54 Payment Due Date March 1, 2009 Important Messages Like many credit card issuers in this challenging economic environment, we are modifying some of the terms of our REDcard Agreement. The details of these changes are outlined in the enclosure. Please know that we remain committed to providing the great guest service, outstanding value, and exceptional support to our communities that you have come to expect from Target. Your Target Rewards Status Previous Balance Points Earned This Month 314 +418 New Target Rewards Balance 732 You're getting close! When you earn 1,000 points, you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Target.comfrewards for details. TARGET NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE .SIDE. OFFICE COPY Enroll in Take Charge of Education, & help students at the K -12 school of your choice. Subiect to Take Charge of Education program rules. See store or Target.comltcoe for details. Target Notional Bank, an affiliate of Target Stores Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See store of Target.corn/phannacy rewards for details. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE. THIS PORTION WITH YOUR PAYMENT MADE. PAYABLE TO TARGET NATIONAL. BANK IP IDII MILLI III 11 OII llIIIIIDIO IIIth III Ilt,lilllrlllllfll111'll,ili Ilim1111111IIIIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1111111,Iliuru,llrI,Iulilm1,i„lrr1n1111111,1.1rrrr,111 Account Number XXXX-XXXX-XXXX-1445 New Balance $5,569.47 Minimum Payment Due $150.54 Payment Due Date March 1, 2009 Amount Enclosed 700140001505405569479 il TARGET, Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 00000* 11 Statement Closing Date: February 4, 2009 Page 2 of 2 Payments & Credits Jan. 29 PAYMENT. THANKS! Total Payments & Credits -$140.00 -$140 00 Purchases Jan. 9 WM SUPERCENTER Jan. 20 WM SUPERCENTER Jan. 23 TARGET 00020990 Jan. 30 WM SUPERCENTER Feb. 1 DEBT CURES BOOK CARLISLE, PA CARLISLE, PA CARLISLE. PA CARLISLE, PA 888-8464962 CA Sub -total Purchases Total Purchases & Advances $137.95 136.09 205.65 139.37 9.95 $629.01 $629.01 • , . Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05750% 20.99% $5,303.92 $94.54 $0.00 0.06572% 23.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $94.64 Actual ANNUAL PERCENTAGE RATE: 20.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Save paper, save trees, save time: Manage your REDcard online. Did you know you can save paper by signing up to get your REDcard statement online? To stop your paper statements, visit Target.com/redcard and sign up with "Manage My REDcard." With online REDcard access, you can pay your bill, set up automatic monthly payments, review your rewards status and check your account activity with just a few clicks. Sign up today! 25902216 TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL N 111 ,.00000^ n A 11 Statement Closing Date: March 4, 2009 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $3,995 Portion Available for Cash $3,995 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY• 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,569.47 -160.00 502.64 0.00 91-94 $6,004.05 Minimum Payment Due $152.94 Payment Due Date March 29, 2009 is ;lt Your Target Rewards Status 1 1 1 1 1 1 1 1 1 Previous Balance Points Earned This Month Awarded This Billing Period 732 +319 1000 New Target Rewards Balance 51 Congratulations, smart shopper! You've just earned a Target Rewards certificate good for 10% off a day of shopping at Target. Keep using your REDcard to earn more savings. Subject to Target Rewards program rules. See store or Target.com/rewards for details. TARGET NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY ME Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comdcoe for details. Target National Bank. an affiliate of Target Stores Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Temet.com/pharmacy rewards for details. NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORT ION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NAT CONAL BANK aIII 11111111111111111 111 1111111111 II IIItIIIIJIIII11IIIJIll/I11Il IIIIItIIIIIIIt11III TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 In1IIIn1IIi III1pIIIIIuuIIIIIIult1IIIJ/I11tII1t11IlI Account Number XXXX-XXXX-XXXX-1445 $6, 004.05 $152.94 March 29, 2009 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ • Ell 000160001529406004059Lr TARGET, Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROVVNEVVELL 11 11 I I 11 'o0000 I I 11 11 Statement Closing Date: March 4, 2009 Page 2 of 2 Payments & Credits Feb. 27 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments 8 Credits -$160.00 4160.00 Purchases Feb. 4 SHEETZ 00002634 Feb. 6 VVM SUPERCENTER Feb. 10 \NM SUPERCENTER Feb. 20 TARGET 00020990 Feb. 23 WM SUPERCENTER CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total Purchases 8 Advances $30.01 83.96 169.75 133.80 85.12 $502.64 $502,64 Finance Charges Days M Billing Period: 28 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.05545% 20,24% $5,921,91 $91.94 $0.00 0.06367% 23.24% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $91.94 Actual ANNUAL PERCENTAGE RATE: 20.24% i Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There s a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. A Special Announcements and Exclusive Offers Maximize your REDcardSM rewards today. Are you making the most of what the REDcard has to offer? You could be missing some of the best benefits. Sign up to support your favorite K-12 school with Take Charge of Education when you use your REDcard. Turn your prescriptions into 10% off* with Target PharmacySM Rewards* by purchasing 10 prescriptions at Target with your REDcard. And save time and paper by managing your account online. Learn more at Targetcom/redcard. 'Subject to Target Pharmacy Rewards program rules. Not valid in AR, LA, MA, NJ, NY, or for prescriptions paid for by any insurance plan that is funded in whole or in part by the federal government, or where prohibited by law. See store or Target.com/pharmacyrewards for details_ REDcardSM: Target Visa Credit Card and Target Credit Card. Subject to application approval. 25902216 TARGET.. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL u 11 11 '00000' 11 Statement Closing Date: April 4, 2009 Page 1 of 2 N +s'. y',•'ixij, Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,000 $5,000 $4,043 $4,043 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comiredcard Target Credit Services 1-888-755-5856 TOD/TOY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status 1 1 1 1 1 1 1 1 1 1 1 Previous Balance Points Earned This Month 51 +5 New Target Rewards Balance 56 Keep shopping with your REDcard! Earn 1,000 points and you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Targel.comlrewards for details. TARGET. NEW PHONE. NOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE: SIDE. OFFICE COPY Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $6,004.05 -160.00 9,95 0.00 102.70 $5,956.70 Minimum Payment Due $162.70 Payment Due Date Enroll in Take Charge of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education program rules. Soo store or Targol.condtcoe for details. Target National Bank. an affiliate of Target Stores April 29, 2009 Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.com/pharmacy rewards for details. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11 111111111 III 101 IIIIIIIIII�IIII 11 11111111 1 11111111111II1111111111'I111 111111111111111111) TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 { t 111111111111) 111'111111111111111111111111111111111111111 Account Number XXXX-XXXX-XXXX-1445 $5,956.70 $162.70 April 29, 2009 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 11111111. 2001600016270059567091 TARGET; Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Payments & Credits Mar. 19 PAYMENT. THANKS! 11 11 s000ao 11 Statement Closing Date: April 4, 2009 Page 2 of 2 Total Payments & Credits 11 -$160,00 4160,00 Purchases Mar. 9 DEBT CURES BOOK 888-8464962, CA Sub -total Purchases Total Purchases & Advances $9,95 $9.95 $9.95 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Daily Annual Daily FINANCE Periodic Rate Percentage Rate Balance CHARGE 0.05545% 20.24% $5,974.83 $102.70 0.06367% 23.24% $0.00 $0.00 Total FINANCE CHARGES: Actual ANNUAL PERCENTAGE RATE: Transaction FINANCE CHARGE $0.00 $0.00 $102.70 20.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Save paper, save trees, save time: Manage your REDcard online. Did you know you can save paper by signing up to get your REDcard statement online? To suppress your paper statements, visit Target.com/redcard and sign up with "Manage My REDcard." With online REDcard access, you can pay your bills, set up automatic monthly payments, review your rewards status and check your account activity with just a few clicks. Sign up today! 259022'16 TARGE Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEVVELL 11 11 11 11 11 11 Statement Closing Date: May 4, 2009 Page 1 of 2 11 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $3,814 Portion Available for Cash $3,814 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comiredcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status • •' - • Previous Balance Points Earned This Month 56 +190 New Target Rewards Balance 246 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.com/rewards for details Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,956.70 -170.00 281.64 0.00 116.72 $6,185,06 Minimum Payment Due $178.72 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target corn/moo lor details. May 29, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targetcomlpharmacy rewards for details. Payments & Credits Apr. 28 PAYMENT MADE AT TARGET CARLISLE, PA Total Payments & Credits 4170.00 -$170.00 NEIN PHONE.HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY 'Target Nalianot Bank. an affiliate of Target Sorr, NOTICE- SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE: THIS POR T ton WITH YOUR PAYMENT MADE PAYABLE TO TARGET NAT tONAL BANK IIII 1111111111 11111 11111141111111111111111111111111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 111111 Account Number XXXX-XXXX-XXXX-1445 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $6,185.08 $178.72 May 29, 2009 80017000178720618506907777000259022161-171 Account NumbemXXXX-XXXX-XXXX-1445 Account Identificaton Number: 00025002216 DEBRA L BROVVNEVVELL 11 11 Statement Cosing Date: May 4, 2009 Page 2 of 2 Purchases 4 TARGET 000209e0 Apr. 12 DEBT CURES BOOK Apr. 17 vwmaupERnENTEm Apr. 19 vwwSUPER osNTEe CARLISLE, PA 88�8464962, CA CARLISLE, PA CARLISLE, PA Sub -total Purchases Total PurchsesaAdvame, $95.39 9.95 111.58 64.72 $28'.64 Finance Charges Days iri iFIing Period: 30 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.062e8m 22.99% $6.177,62 *116J2 $0.00 0.07120y 25,e9m $0.00 $0.00 $nov Tota FINANCE CHARGES: $116.72 Actual ANNUAL PERCENTAGE RATE: 22.99m Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period n which a Finance Charge is imposed. Special Announcements and Exclusive Offers REDcardsm: A most rewarding way to shop. You can earn savings and other exclusive benefitsjust by using your REDcard. If you're not already enrolled in Take Charge of Education and Target Pharmacysm Rewards, sigru up today at Target.com/redcard. 25902216 TARGET. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL B 11 •00000* Statement Closing Date: June 4, 2009 Page 1 of 2 N 04. •nt u„ i., is Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $3,884 Portion Available for Cash $3,884 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error righfs Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $6,185.06 -200.00 9.95 0.00 120.89 $6,115.90 Minimum Payment Due $182.89 Payment Due Date June 29, 2009 zt� Your Target Rewards Status Previous Balance Points Earned This Month 246 +5 New Target Rewards Balance 251 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on It. Subject to Target Rewards program rules. See store or Target.conVrewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comftcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.com/pharmacy rewards for details. Payments & Credits May 27 PAYMENT MADE AT TARGET TARGET NEW PHONE. HOME OR E-MAIL. ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank. an affiliate of Target Stores NOTICE CARLISLE, PA Total Payments & Credits E REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAI. BANK III III II1II IIII IIIIII VIII! 1111111 II IIIIIIIIIIu,ItII*I,I,IIIIIII IIIrr11IIIIIIII1III TARGET NATIONAL BANK P.0, BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 luhIII;IIII) IISIIIrlllurltlrllrtlrrlltlltlrlIIIIIIIIII -$200.00 -$200.00 Account Number XXXX-XXXX-XXXX-1445 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $6,115.90 $182.89 June 29, 2009 $ 90020000182890611590907777000259022110471 Ell TARGET. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 11 11 °00000 z' 11 11 Statement Closing Date: June 4, 2009 Page 2 of 2 11 v�1 • Purchases May 17 DEBT CURES BOOK 888-8464962 CA Sub -total Purchases Total Purchases 8 Advances $9.95 $9.95 $9.95 Finance Charges Days In Billing Period: 31 Balance Type Purchases Cash Corresponding Average . Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.06298% 22.99% $6.191.77 $120.89 $0.00 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $120.89 Actual ANNUAL PERCENTAGE RATE: 22,99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed: ti cif Special Announcements and Exclusive Offers Earn a 10% off shopping day at Target when you fill 10 prescriptions with your REDcard at Target Pharmacy. Subject to Target Pharmacy Rewards program rules. Offer not valid in AR, LA, MA, NJ, NY or for prescriptions paid for by any insurance plan that is funded in whole or in part by the federal government, or where prohibited by law. See store or Target.com/pharmacyrewards for details. TARGET. AccountNumber: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 11 11 00000' 11 Statement Closing Date. July 4, 2009 Page 2 of 2 11 Purchases Jun. 21 DEBT CURES BOOK 888-8464962 CA Sub -total Purchases Total Purchases & Advances $9,95 $9.95 $995 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.06298% 22.99% $6.115.61 3115.55 50.00 0.07120% 25.99% $0.00 30.00 50.00 Total FINANCE CHARGES: $116.55 Actual ANNUAL PERCENTAGE RATE: 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of 61.00 for any billing period in which a Finance Charge is imposed. L4.; ftPA. Special Announcements and Exclusive Offers The joys of summer, made more rewarding. Ready for a summer of family fun? Before you rush off, don't forget your REDcard. Whether you're planning a vacation or a backyard party, your REDcard earns you savings on the stuff you need to make it memorable. Use your REDcard each time you shop to earn points toward a 10% off* shopping day at Target. Then prepare to save on all your summer essentials, from food to furniture to fashion. *Subject to Target Rewards program rules. See stores or Targetcorn/rewards for details. REDcardSM: Target Visa Credit Card and Target Credit Carcl. Subject to application approvai. 25902216 t TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 11 11 00000° 11 Statement Closing Date: August 4, 2009 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $4,013 Portion Available for Cash $4,013 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $6,058.51 -200.00 9.95 0.00 118.46 $5,986.92 Minimum Payment Due $178.46 Payment Due Date August 29, 2009 Your Target Rewards Status Previous Balance Points Earned This Month 256 +5 New Target Rewards Balance 261 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.cor lrewards for details. 1 Payments & Credits 4 Jul. 28 PAYMENT MADE AT TARGET TARGET: NEW RHONE: HOME OR e -MALL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.corn'lcoe tor details. Target National Bank. an affiliate of Target Stores CARLISLE, PA Enroll in Target Pharmacy Rewards. Then, fit just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target. corn/pharmacy rewards for details. Total Payments & Credits NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE 10 TARGET NATIONAL BANK IIIDIIIII IIIIIII 611'Ii II IIIIIIII III1I II -$200.00 4200.00 Account Number XXXX-XXXX-XXXX-1445 $5,986.92 $178.46 August 29, 2009 New Balance Minimum Payment Due Payment Due Date IIIIItIIII,Il,IIII,III,IIIII IIIIIIIII,ItfIIJIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIIII,III,IIIIIIIIII,II,IIIIIIIIIItIIHIIIIII IIIIIIIIIIIIIII DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1I/,III IIIIII111,1IIIIIII,IIIt1/IIIiII1,Ii,II11IlIlI1I111111II Amount Enclosed 8002000017846059869290777700025902216471 IIIIIIIIIII TARGET. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 11 ..00000' 11 11 11 Statement Closing Date: August 4, 2009 Page 2 of 2 Purchases Jul. 26 DEBT CURES BOOK Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash 888-8464962, CA Sub -total Purchases Total Purchases & Advances 89.95 $9.95 $9.95 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.06298% 22.99% $6,067.59 $118.46 $0.00 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $118.46 Actual ANNUAL PERCENTAGE RATE : 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Sign up to support your favorite school. Did you know you can make good things happen for local students just by using your REDcard? When you enroll in Take Charge of Education, Target donates up to 1%* of your REDcard purchases to the eligible K-12 school of your choice. Schools spend the money on whatever they need --from books to band uniforms, computers to field trips. Enroll today and designate your school at Target.corn/tcoe. 'Subject to Take Charge of Education program rules. See Target.condtcoe or call 1-800-316-6142 for details. 25902216 Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $4,086 Portion Available for Cash $4,086 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDfTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status INIONNI 1 1 1 1 1 1 1 Previous Balance Points Earned This Month 261 +5 New Target Rewards Balance 266 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.comirewards far details. Payments & Credits Aug. 27 PAYMENT MADE AT TARGET NEIN PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY 11 11 11 11 00000' 11 11 II Statement Closing Date: September 4, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,986.92 -200.00 9.95 0.00 116.90 $5,913.77 Minimum Payment Due $176.90 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.corretcoe for details. Target National Bank, an affiliate of Target Stores September 29, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target_ Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards tor details. CARLISLE, PA Total Payments & Credits NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION PATH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK lI 11411111 I 1111 111 UMW 1111.111111(111411111111111111111.1111111ill11tl111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 -$200.00 -$200.00 Account Number XXXX-XXXX-XXXX- 1445 New Balance $5,913.77 Minimum Payment Due $176.90 Payment Due Date September 29, 2009 Amount Enclosed 0002000017690059137790777700025902216471 TARGET* Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Purchases Aug. 30 DEBT CURES BOOK Finance Charges Days in Billing Period: 31 11 u 00000• 11 11 Statement Closing Date: September 4, 2009 Page 2 of 2 888-8464962, CA Sub -total Purchases Total Purchases & Advances $9.95 $9.95 $9.95 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.06298% 22.99% $5,987.55 $116.90 $0.00 Cash 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $116.90 Actual ANNUAL PERCENTAGE RATE: 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Sign up for more convenience and Tess clutter. Managing your REDcard is even easier online. Just click to pay your bill, check your balance, and receive helpful e-mail alerts. And get one less bill in the mailbox each month when you switch to online -only REDcard statements --good for you and the environment. To sign up, visit Target.com/redcard and select "Manage My REDcard," then select "Change Statement Delivery Method." 26902216 TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $4,174 Portion Available for Cash $4,174 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comiredcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status 0111010 11 1 1 1 1 1 1 Previous Balance Points Earned This Month 266 +0 New Target Rewards Balance 266 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Targel.comlrewards for details. Payments & Credits Sep. 28 PAYMENT. THANKS! TARGET NEW PHONE, HOME OR E—MAII. ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY it V 11 11 11 "00000` u 11 N Statement Closing Date: October 4, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,913.77 -200.00 0.00 0.00 111.88 $5,825.65 Minimum Payment Due $170.88 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comttcoe for details. Target National Ranh. an affiliate of Target Stores October 29, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comlpharmacy rewards for details. -$200.00 Total Payments & Credits -$200.00 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK SII 1111101 1M H NIIII Account Number XXXX-XXXX-XXXX-1445 $5,825.65 $170.88 October 29, 2009 New Balance Minimum Payment Due Payment Due Date I,I,I,rl,lrrlrrltl,lrirl„il,r„rll,,,rlllrrrl,,,lll TARGET NATIONAL BANK P.O_ BOX 59317 MINNEAPOLIS, MN 55459-0317 I1.I,I,r111,1,11r1111,IIIr111,111,111„11,11111,1r1,11,1,it111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 lurll Irulll II,I,LIrJr,rl,Lr1„LJI„I,I,Irlu,rrll I Amount Enclosed 1002000017088058256590777700025902216471 11011 TARGET4, Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Finance Charges Days in Billing Period: 30 11 11 u '00000* N N Statement Closing Date: October 4, 2009 Page 2 of 2 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.06298% 22.99% $5,921.35 $111.88 $0.00 Cash 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $111.88 Actual ANNUAL PERCENTAGE RATE: 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers The Target Product Safety and Recall Team is helping keep your family safe. Now you can easily view recall information for products sold at Target or on Target.com. Thanks to our partnership with government agencies, such as the U.S. Consumer Product Safety Commission and the U.S. Food and Drug Administration, Target now posts information relating to product safety at all Target in-store kiosks and on Target.com. 25902216 TARGET. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $4,250 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights • Your Target Rewards Status FAN 1 1 1 1 1 1 1 Previous Balance Points Earned This Month 266 +5 New Target Rewards Balance 271 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.cotn/rewards for derails. Payments & Credits Oct. 26 PAYMENT MADE AT TARGET TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE. SIDE. OFFICE COPY 11 11 11 11 '0000' 11 11 Statement Closing Date: November 4, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,825.65 -200.00 9.95 0.00 113.75 $5,749.35 Minimum Payment Due $171.75 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subjoct to Take Charge of Education program rules. See siore or Target.comitcoe for details. Target National Bank. an affiliate of Target Stores November 29, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules, See store or Target.com/pharmacy rewards for details. CARLISLE, PA 4200.00 Total Payments & Credits 4200.00 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11E 11 lIIIIII 111 1111E111 IMP I�I,I,rI,LJ„I�I,Irlrlrrll Ilrrrrll1 , I,rrlII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 Irr�lll��lll llr1,Irlrir"l,lrrirrir,ll„I,IrIrlr,lrlIll Account Number XXXX-XXXX-XX.XX-1445 New Balance $5,749.35 $171.75 Payment Due Date November 29, 2009 Minimum Payment Due Amount Enclosed 0002000017175057493590777700025902216471 MIN TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Purchases Oct. 4 DEC•DEBTCURESBOOK-NEWS Finance Charges Days in Billing Period: 31 A I A 00000' 11 i A Statement Closing Date: November 4, 2009 Page 2 of 2 888-8464962, CA $9.95 Sub -total Purchases $9.95 Total Purchases & Advances $9.95 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.06298% 22.99% $5,826.37 $113.75 $0.00 Cash 0.07120% 25.99% $0.00 S0.00 $0.00 Total FINANCE CHARGES: $113.75 Actual ANNUAL PERCENTAGE RATE: 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Give more joy with Target GiftCards and GiftCoins. New Target GiftCoins are a nifty way to be gifty: a set of five $5 coins to spend at Target ($25 total value). When you purchase any GiftCoin package between 11/1/09 and 12/24/09, Target will donate $2 to St. Jude Children's Research Hospital. And don't miss this season's GiftCards, they deliver extra fun at no extra charge. They're a treat to get and a joy to spend at Target. Terms and conditions apply to GiftCards, $750,000 maximum donation. 25902216 TARGET. Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $4,311 Portion Available for Cash $4,311 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDrTDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status lomm1 1 1 1 1 1 1 1 Previous Balance Points Earned This Month 271 +5 New Target Rewards Balance 276 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.com/rewards for details. Payments & Credits Nov, 27 PAYMENT MADE AT TARGET TARGET) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY u 11 .00000' u 11 Statement Closing Date: December 4, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,749.35 -180.00 9.95 0.00 108.89 $6,688.19 Minimum Payment Due $16529 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Target National Bank, an affiliate of Target Stores CARLISLE, PA December 29, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targot.com/pharmacy rewards for details. Total Payments & Credits NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANE 111 11111111111111111111111110 1111 -$180.00 4180.00 Account Number XXXX-XXXX-XXXX-1445 New Balance Minimum Payment Due Payment Due Date I�IrI rlrl,Jrrl�t�tJrL�ll IlrrrrIII ,I •,III TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Il�lrl�rllllllrrlllr„Ilrl�lllrl�rl II Ilr�lrll�l�rll Ilrrl�ll�ll DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 I.. I1Ir��lll��rrr,II I,Irl�lrrrlrlrrl,rlr,llr�t,l> I�Irrrrrlll Amount Enclosed $5,688.19 $165.89 December 29, 2009 0001800016589056881990777700025902216471 MIN TARGET., Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Purchases Nov. 8 DEC`DEBTCURESBOOK-NEWS Finance Charges Days in Billing Period: 30 W 111 A 00000 11 Statement Closing Date: December 4, 2009 Page 2 of 2 888-8464962, CA $9.95 Sub -total Purchases $9.95 Total Purchases & Advances $9,95 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.06298% 22.99% $5,763.09 $108.89 $0.00 Cash 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $108.89 Actual ANNUAL PERCENTAGE RATE: 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Your holiday must -haves can add up to 10% savings." Use your REDcardsM to wrap up holiday shopping and a 10% off day is closer than you think. That's because alt REDcard purchases earn points toward 10% savings at Target. Come in for stylish creations — from ornaments to decor — by Marcel Wanders, and shop for everything else on your holiday wish list. For your current rewards points total, see page 1 of your statement. 'Subject to Target Rewards program rules. See store or Target.comlrewards for details. 25902216 TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Target Visa Credit Card Account Summary Total Credit Limit $10,000 Cash Limit $5,000 Available Credit $4,204 Portion Available for Cash $4,204 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDO/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status j■1■I I I i 1 I I Previous Balance Points Earned This Month 276 +83 New Target Rewards Balance 359 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.com/rewards for details, Payments & Credits Dec. 20 PAYMENT. THANKS! TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY 8 iu u *00000' 11 11 Statement Closing Date: January 4, 2010 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $5,688.19 -170.00 165.32 0.00 112.21 $6,795.72 Minimum Payment Due $170.21 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/lcoe for details. January 29, 2010 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details, -$170.00 Total Payments & Credits -$170.00 Target National Bank. an affiliate or Target Stores NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11 1111111 18111111 Account Number XXXX-XXXX-XXXX-1445 New Balance $5,795.72 Minimum Payment Due $170.21 Payment Due Date January 29, 2010 1.1.1..1.1..1..1.1.1.1,1..11 11....111...1...111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11.1.1..111,.111.11,1..11111..111.1..111..111..11.1..111..1111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 Itttllltttlll Iltltltltlttrltlttlttlttllttltl►I,Itttttl II Amount Enclosed 7001700017021057957290777700025902216471 TARGET Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 111 A *00000' N A 111 Statement Closing Date: January 4, 2010 Page 2of2 Purchases Dec. 13 DEC'DEBTCURESBOOK-NEWS 888-8464962, CA $9.95 Dec. 19 WAL-MART #2574 Finance Charges Days in Billing Period: 31 CARLISLE, PA 155.37 Sub -total Purchases $165.32 Total Purchases & Advances $165.32 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.06298% 22.99% $5,747.17 $112.21 $0.00 Cash 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $112.21 Actual ANNUAL PERCENTAGE RATE: 22.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Free Dr. Seuss reading event in stores --one way Target supports education. Brings the kids to your local Target store on Saturday, Feb. 27, 2010, from 9-11 am for a Seuss Celebration! This family event includes a story and snack time, and is free for everyone. Target supports education. It's part of our commitment to giving 5% of our income to communities. That's $3 million every week. Speaking of education, do you know you could help your favorite school every time you use the REDcard? Enroll in Take Charge of Education and Target will donate up to 1% of your REDcard purchases to the eligible K-12 school of your choice'. Sign up for free and designate your school today at Target.com/tcoe. if you're already enrolled, keep using your REDcard and watch the money add up for a school you care about. *Subject to Take Charge of Education program rules. See Target.comltcoe or call 1-800-316-6142 for details. 25902216 TAROSS A A N iu «00000` Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $5,795.72 -$200.00 +$244.18 +$0.00 +$0.00 +$115.13 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5.955.03 $10,000.00 $5,000.00 $4,044.97 $4,044.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/4/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Trans Date Description of Transaction or Credit V A February 4, 2010 Payment Information New Balance Minimum Payment Due Payment Due Date $5,955.03 $175.00 3/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: tf yblt make rltl if ' addltlonal charges 10 I: Gard and t aclt month yob,, pay , ! Ybu Will tiay eft titsA Galant a tntun n' i> this statement I tor, IE ab out 1 td')r35z1 EViiltt; encl uppaylrt'9 f# esttrrta tedl ; total of5 t''' ,t Only the minimum Payment 28 years $16,675 $231 3 years $8,316 (Savings.$8,359) tf you would like information about credit counseling services, call 1-800-991-8433. Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD DEC'DEBTCURESBOOK-NEWS 888-8464962, CA Is tt: 1.(11111`, TARGET) NEW PHONE, HOME OR E—MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bark. an affiliate of Target Stores (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111 11110111 111111 111 Account Number XXXX-XXXX-XXXX-1445 New Balance $5,955.03 Minimum Payment Due $175.00 Payment Due Date March 1, 2010 LLI„LI„111LIJ,IJ1,11 I Ir,ruIII,IIIr„III TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIILI„IIIIII111111111,1IlIIIlIIIlIll.L1,IIL IIIIIIIIIIIIIII DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 IIIIIIII,IIII IIII,ItIuI„II IIIIII,II,IIIIIIIIIIII,IIIIII Amount Enclosed 7002000017500059550390777700025902216471 TAROETa u I 1111 u 1111 '00000'' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: February 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Description of Transaction or Credit Location chases Arid Other t etiits >CC t,) WM SUPERCENTER CARLISLE, PA WM SUPERCENTER CARLISLE, PA STAPLES 00108704 CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $66.81 $72.05 $95.37 $244.18 TOTAL INTEREST CHARGED FOR THIS PERIOD $115.13 $115.13 Total fees charged in 2010 Total interest charged in 2010 Your Annual Percentage Rate (APR) is the annual interest rate on your account. fest dial; $115.13 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary Your Target Rewards Status 111■tel 1 1 1 1 1 Previous Balance Points Earned This Month 359 +123 New Target Rewards Balance 482 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Targel.corn'rewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Improving the REDcard. To make your REDcard account easier to understand and comply with new regulations, we're enhancing your account billing statement. Please see the insert included with this statement to learn about the improvements underway and what they mean to you. 25902216 TARGET, N N *00000 A Y Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: March 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $5,955.03 -$200.00 • +$9.95 +$0.00 +$0,00 +$106.26 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5,871.24 $10,000.00 $5,000.00 $4,128.76 $4,128.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 3/4/2010 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target_com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date Late Payment Warning: If we do payment by the date listed above, $39.00 late fee. Minimum Payment Warning: tf y payment each period, you will pay you longer to pay off your balance $5,871.24 $165.00 4/1/2010 not receive your minimum you may have to pay up to a ou make only the minimum more in interest and it will take For example: It` ytru t aka po addiftonatohartijesl . O. th**;d::hrid eaclii`rnonth yov p .bout , i You �tliH pay r5ff ttie balance.shbwr' i this statem ent,tr , . rt { :1,, '. a ftd jiti t Wiff'.t Aend up pay4rig' att irstlmated ,t ',i, ,q sw.r Only the minimum Payment 28 years $16,448 $228 3 years $8'208 (Savings=$8.240) f you would like informa Ion about credit counseling services, call 1-800-991-8433. Transactions Trans Date • Feb. 26 Description of Transaction or Credit . y , .1 ) S f .tf 1 PAYMENT MADE AT TARGET Location Amount �.... ... i: rlv.i...iRnh�vx T3 CARLISLE, PA . :-8200.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$200.00 (transactions continued on next page) TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NMI Target National Banc. an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 Itltli,IIIttlpII,IlltllltuII uuIIIItnItrJIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 ��t�r�►�rftn�t�u�it�rt��t��r�t��utttIII Account Number XXXX-XXXX-XXXX-1445 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $5,871.24 $165.00 April 1, 2010 40020000165000587124907777000E5902216471 TARGETA A 9 I 11 .,00000,. 11 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: March 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Amount $9.95 $a95 Total fees charged in 2010 Total interest charged in 2010 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 23.24% (v) 27.24% (v) 04, ntet`est. $5,960.66 $0.00 ec res'trc h $106.26 $0.00 Benefits Summary Your Target Rewards Status 111111•11•0h111l I l l l Previous Balance Points Earned This Month 482 +5 New Target Rewards Balance 487 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.cornfrewards tor details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.comfpharmacy rewards for details. 25902216 11 1111 00000 11 111111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: April 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $5,871.24 -5200.00 +$1,009.95 +50.00 +$0.00 +$128.32 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash 56,809.51 510,000.00 55,000.00 53,190.49 53,190.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 4/4/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights 111 Payment Information New Balance Minimum Payment Due Payment Due Dale $6,809.51 5197.00 5/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period. you will pay more in interest and it will take you longer to pay off you balance. For example: f l i# you'nialke no '-tl;t additt)4 Cfha ges _ each mont you pay'. f . `ou w tt p .oti?3th t t�8 e S I�ArYi_en I�Ntt, about`.. : e`,5,fld you wilt 1`• ?r ri up:p t„li'laar s. ,e tot tt t9 sl Only the minimum Payment 29 years $19,133 $264 3 years 59,504 (Savings=$9,629) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Mar. 29 Mar. 17 Description of Transaction or Credit r PAYMENT. THANKS! Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD MARTSON DEARDORFF WILLIAM CARLISLE, PA Amount I r`Af�i C `i' -5200.00 -5200.00 (transactions continued on next page) NEW PHONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIOE. OFFICE COPY Target Nenonof Bank. an a t/OTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MAOE PAYABLE TO TARGET NATIONAL BANK 1111111111111111I11I11III 111111111 Account Number XXXX-XXXX-XXXX-1445 New Balance Minimum Payment Due Payment Due Date 11111111111111111111111 IIII 111111111 I/11111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII,IIIIIIIIIIIIIIIIIIIII DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 InIII IluhI I IIIIIIIIIIuuIIII,IuIIuIIuIIIIIiII1nuIII Amount Enclosed $6,809.51 $197.00 May 1, 2010 8aD2UOUO19?COO68o9519O?7?7OOO259o221k147Z 111 11 11 IJ II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: April 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 11 Transactions (cont.) Trans Date Description of Transaction or Credit Location Amount Mar. 28 DECTEBTCURESBOOK-NEWS 64962, CA $9.95 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $1,009.95 INTEREST CHARGE -PURCHASES $128.32 $128.32 TOTAL INTEREST CHARGED FOR THIS PERIOD ZOlOTataIsYear-to-Date 1; e4i Total fees charged in 2010 Total interest charged in 2010 $0.00 $461 92 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary Your Target Rewards Status 1 1 1 I 1 1 1 1 1 Previous Balance Points Earned This Month 487 +505 New Target Rewards Balance 992 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targetcomirewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.cornipharmacy rewards for details. Special Announcements and Exclusive Offers Make this statement history: Manage your REDcardsm online. Managing your REDcard account online is an easy way to save time - and paper - each month. Simply click to pay your bill, check your balance or track your rewards 24/7. And switch to online -only REDcard statements for one less bill in your mailbox. To sign up, visit Target.com/redcard and log in to "Manage My REDcard," then select "Change Statement Delivery." 25G02210 TARGET, Target Visa Credit Card Account Number: Account Identification Number: 00025902216 DEBRA L BROWNEWELL XXXX-XXXX-XXXX-1445 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $6,809.51 -$300.00 +$9.95 +$0.00 +$0.00 +$130.34 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $6,649.80 $10,000.00 $5,000.00 $3,350.20 $3,350.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 5/4/2010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights 11 u iw '00000' 11 11 Statement Closing Date: May 4, 2010 Page 1 of 2 11 Payment Information New Balance Minimum Payment Due Payment Due Date $6,649.80 $197.00 6/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make additional charges using thiSca d and eaah month you pay `� iy,ou WdI pay oi#lhel ,balance extl an i, #h1s statement hi il ; about { t€ ;' Atyd yot trsri l anti = pa ritfg ,: ani estltrr�ted ;'• f, €total of Only the minimum Payment 29 years $18,667 $258 3 years $9, 288 (Savings=$9, 379) f you would like information about credit counseling services, call 1-800-991-8433. Amount 'ftilBETANSIONf;i: -$300.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$300.00 TARGET, NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY MIN Target National Banc, an affiliate U Target Stores (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111 I1111111I 111111111 Account Number XXXX-XXXX-XXXX-1445 New Balance $6,649.80 Minimum Payment Due $197.00 Payment Due Date June 1, 2010 IIhIIII,IIIIIIIIIIIIIIIHII IInnIIIIIuIIIIIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 lIuIIIIIllll II'IIIlIIIIIIIII,IIIIIIIIIIIIIIIIIIII IIIIr1I,III Il DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 IIIIIIIIIIIII IIIIIIIIS11IIIIIIIIIIJIIIIUIII,IIl,IIIIIII Amount Enclosed 5003000019700066498090777700025902216471 IIIE TARGET, Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 0 ai N '00000' 11 11 Statement Closing Date: May 4, 2010 Page 2 or 2 Transactions (cont} Trans Date Description of Transaction or Credit May 2 DEC•DE TCURES Location ': :: 1:�.:-51�::1::I:::51:5`Vlil::,,: lii:.:.:: r::............,.:.:.:::.;tjj:f:n:{:,•:t:: '.. 7 •1VPi" ti'ii.:y.z �':•.ffY.:i:l:t'� �;.,.. .�,.:Kr::,1<..:t:t 1(1. ,,,!,, tBl a Artd , r -NEWS 888-8464962, CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES :...tnes+seif tkhe de�ii TOTAL INTEREST CHARGED FOR THIS PERIOD li Total fees charged in 2010 Total interest charged in 2010 $0.00 $592.26 Amount til ; 4 $9.95 $9.95 $130.34 $130.34 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 23.24% (v) 27.24% (v) a $6,823.66 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $130.34 $0.00 Benefits Summary Your Target Rewards Status 1 1 1 1 1' 1 1 1 4 1 Previous Balance Points Earned This Month 992 +5 New Target Rewards Balance 997 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Target.com/rewards fa details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Make this statement history: Manage your REDcard9m online. Managing your REDcard account online is an easy way to save time - and paper - each month. Simply click to pay your bill, check your balance or track your rewards 24/7. And switch to online -only REDcard statements for one less bill in your mailbox. To sign up, visit Target.com/redcard and log in to "Manage My REDcard," then select "Change Statement Delivery." 25902216 13 TARGET, 11 11 1111 I11 *00000' 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $6,649.80 -$200.00 +$0.00 +$0.00 +$0.00 +$131.36 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $6,581.16 $10,000.00 $5,000.00 $3,418.84 $3,418,00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle 61412010 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights 11 Payment Information New Balance Minimum Payment Due Payment Due Date $6,581.16 $198.00 7(1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and il will take you longer to pay off your balance. For example: if ' —you APFIgw kti&thie..bk*'$f ...*.t., ,... el,,,,,i..:••,",:i.,;thts..... usrng crd and *11i. 'th .yau • , 44;q4,..A.'),AP-4;;;.?;/.4,4p): '.9girflL l'',' ' shownance . n- st7 fit ,„ ,,, •,...,O111'1f.1/ '', i;::*.i 4f.y,..F. t.;.:: . 'And you wflt .......,, ' p.pa.'' .. ' timated '..i.- .`,%$ .;•i; 41. Si rl Only the minimum Payment 29 years $18,463 $256 3 years $9,216 (Savingsz-$9.247) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Important Notification This notice is to inform you that we are required by law to adjust the day on which we review the Prime Rate to determine your APRs. This change means we will no longer review the Prime Rate on two different days and use the higher of those two Prime Rates to determine your APRs. Instead we will review the Prime Rate on one specific day of the month. Effective immediately, for each billing period the Prime Rate used to determine your APRs is the highest U.S. Prime Rate published in the "Money Rates" section of The Wall Street Journal on the last business day of the previous month. Any change in your APRs will take effect on the first day of the billing period. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Ear*, an argrate al Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SAW 1111111111111111111111111111111111 TARGET NATIONAL BANK P0.BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 Account Number XXXX-XXXX-XXXX-1445 $6,581.16 $198.00 July 1, 2010 New Balance Minimum Payment Due Payment Due Date Amount Enclosed 50020000198000b5811691377770D025902216471 NMI TARGET,. 11 11 11 '00000* 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 11 Important Messages (cont.) Cash Limit Notice The cash limit for your REDcard was recently lowered. The new limit is shown on this statement. Transactions Trans Date Description of Transaction or Credit 'ayrpents And otter t�rl May 27 PAYMENT MADE AT TARGET ••••CARLISLE, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 44..harger!. INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Location Total fees charged in 2010 Total interest charged in 2010 $0.00 $723.62 Amount 1's 4200.00 -$200.00 $131.36 $131.36 Your Annual Percentage Rate (APR) is the annual interest rate on your account. nual PerC@htatjc;t7ate 23.24% (v) 27.24% (v) There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month 997 +0 New Target Rewards Balance 997 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Target.com/rewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targetcom/pharmacy rewards for details. 25902216 ,j. A I's fi. I*` TARGET: 11 11 'OOOo0' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: July 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $6,581.16 -$200.00 +$94.18 +$0.00 +$0.00 +$126.56 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $6,601.90 $10,000.00 $5,000.00 $3,398.10 $3,398.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 7/412010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-886-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights E Payment Information New Balance Minimum Payment Due Payment Due Date $6,601.90 $193.00 8/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you wit pay more in interest and it will take you longer to pay off your balance. For example: 4, If you rrjake no tfttitrenal:cfrarges t S, stn this card and each month you pay 'You w71t pay off ttte ceill balandhown on f this statement tt I iaboutt y, l,A nd yrs w r, , erld up paying a mated 11 it total of ,:rt Only the minimum Payment 29 years $18,534 $256 3 years $9,216 (Savings=59.318) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Important Notification This notice is to inform you that we are required by law to adjust the day on which we review the Prime Rate to determine your APRs. This change means we will no longer review the Prime Rate on two different days and use the higher of those two Prime Rates to determine your APRs. Instead we will review the Prime Rate on one specific day of the month. Effective immediately, for each billing period the Prime Rate used to determine your APRs is the highest U.S. Prime Rate published in the "Money Rates" section of The Wall Street Journal on the last business day of the previous month. Any change in your APRs will take effect on the first day of the billing period. TARGET, NEW PHONE. HOME OR E-MAIL ADDRESS7 PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Target National Bank. an affiliate of Target S1RC5 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANE 1111111111111111111111111111111111 Account Number XXXX-XXXX-XXXX-1445 $6,601.90 $193.00 August 1, 2010 New Balance Minimum Payment Due Payment Due Date 1,It1u1,1111,111I11t1,1u11u„11I„nI11ue1„e111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 1111,1,,1111,,111111111111llln111n,111,1n11,11,1e,111t11t11 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 ie,t11111,111 11e1,1,111u,1,1u1n1,t11u1,1,1,1u,n111 Amount Enclosed $ 100200001930006601909077770002590221b471 11 11 11 000a v V V Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: July 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Description of Transaction or Credit 1 DE C'DEBTCUR E SBOOK-NE TARGET 00020990 TOTAL. PAYMENTS AND OTHER CREDITS FOR THIS PER $$$-$464962, CA CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 23.24% (v) 27.24% (v) $6,625.64 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $126.56 $0.00 Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month Awarded This Billing Period 997 +90 -1000 New Target Rewards Balance 87 Congratulations, smart shopper! You've just earned a Target Rewards certificate good for 10% off a day of shopping at Target. Keep using your REDcard to earn more savings. Subject to Target Rewards program rotes, See store or Tarpet.corNrewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comftcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details, 25902216 i ea ;t TARGET. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $6,601.90 -$200.00 +$9.95 +$0,00 +$0.00 +$129.67 New Balance $6,541.52 Total Credit Limit $10,000.00 Cash Limit $5,000.00 Available Credit $3,458.48 Portion Available for Cash $3,458.00 The Cash Limit is a portion of the Total Credit Limit .Statement Closing Date 8/4/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Catling will not preserve your bl/ling-error rights A 11 11 •00000: ti i 11 Statement Closing Date: August 4, 2010 Page 1 of 2 Payment Information New Balance Minimum Payment Due Payment Due Date $6,541.52 $196.00 9/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: dItdyiu I i oahags: ungc each ',molt you pay J }, 3,...... ' !' 1.f., ,.1._ ;?.� F ., p e c `'. th,SStatement'0 "; t bout t } ,,i,; I sa;•,t t it{nli2 t 1aka bui}r 4 nl!sittT(ttted fie 3 ` t�4t#i'` J ; Y ..i.J1 Only the minimum Payment 29 years $18,352 $254 3 years $9,144 (Savings=$9,208) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit - ills "i:€ .!:.t}a.:.:.;1 } t 'k. . .i! ... ... r�,./� Jul- 20 PAYMENT. THANKS! TOTAL Location . .u. •JJJ Rim„ Amount iJEi ri } l i 1 Jf :CIIS r OIRMIF -$200,00 PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$200.00 (transactions continued on next page) TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank. an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK • 1111111111111111111111111111111111 Account Number XXXX-XXXX-XXXX-1445 New Balance Minimum Payment Due Payment Due Date IIIII1111I11IIIIIIII/IIIIIII II1111111111I111tI1 TARGET NATIONAL BANK P.O. 80X 59317 MINNEAPOLIS, MN 55459-0317 III111111111111111111111111111IIIII IIIII1I,1I11111111III.I i111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-9543 1111IIIIuIII 1111IIIIIIIIIIIIIII11I,uIII.I,I,I,IUIa11II Amount Enclosed $6,541.52 $196.00 September 1, 2010 6002000019600065415290777700025902216471 i�. TARGET. 1111 11 '00000' 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: August 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) Trans Date Jul 1 t Description of Transaction or Credit DEC'DEBTCURESBOOK-NE )elateir An1#( Er I Location 62, CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD t3terest Charged INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD °Totals -Ye Total fees charged in 2010 Total interest charged in 2010 $0.00 $979.85 Amount 9 $9.95 129.67 $129.67 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account e of Balance. , Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. unti l I ereentalgeR 23.24% (v) 27.24% (v) E finita; etreSt $6.569.71 $0.00 fll $129.67 $0.00 Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month 87 +5 New Target Rewards Balance 92 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on It. Subject to Target Rewards program rules. See store or Target.corn/rewards for details. Enroll in Take Charge of Education, 8, choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comltooe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Sign up, shop, help a school succeed. Since 1997, Target has donated $273 million to schools through Take Charge of Education. Why not yours? Enroll in the program and Target will donate up to 1010* of your REDcard purchases to an eligible K-12 school of your choice. Sign up today at Target.com/tcoe. 'Subject to Take Charge of Education program rules. See Target.comftcoe or call 1-800.316-6142 for details. 25902216 TARGET, 11 11 11 00000 111 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: September 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged interest Charged $6,541.52 -$200.00 -41,559.95 +$0.00 +$0.00 +$130.46 New Balance $8,031.93 Total Credit Limit $10,000.00 Cash Limit $5,000.00 Available Credit $1,968.07 Portion Available for Cash $1,968.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/4/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,031,93 $211.00 10/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance, For example: tf! 044ii.a.:**tf:1"-:-Y04:ifhl oitii3iiii4iii....--vo..,:,61-, ..,..,...„ :.,. ,..o.'4,v 1,000i!10-*.,4;.,O#,..M,1,'' : '',I.' ,;u:, oop !. --,,, Vstatement ''' .,"1.Q. , p , u 6.1:00' eactl !!fontliOR-4it.4* .-Ik ., 4 , '-, "''''''' Only the minimum Payment 23 years $22,051 $312 3 years $11,232 (Sayings.$10,819 If you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or CreditAmount Location ,f0AgicgiNCleggiTHEAFRIONTMEMk4iiii0i4400060*Wii.MIENISIAttgataMMINISSURIS Aug. 20 PAYMENT. THANKS! -$200,00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD , • .1,.'.,,,i,i,,..:1W,A2'iuji4,4?.??,';;isii.A-fi:oVir.,atwIJ.A.Witho;ifol Aug 8 DEC*DEBTCURESBOOK-NEWS 888-8464962, CA $9.65 (transactions continued on next page) HEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE OH REVERSE SIDE, OFFICE COPY riB Target tiZtit$181 Bane, an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION iNCL UDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111111111111111111111111111411 TARGET NATIONAL BANK P0,BOX 660170 DALLAS TX 75266-0170 1"11111111110111101111.1iliall'Illandmiillild1111"1141 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I 11116"1"1111111111""IlllihilulliiIIIIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,031.93 Minimum Payment Due $211.00 Payment Due Date October 1, 2010 Amount Enclosed $ 1002000021100080319390777700025902216471 INN lz TARGET 1 11 *00000. 11 1111 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: September 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont) Trans Date Description of Transaction or Credit Location p4trc ef JE • " lts cont4 Iif Sep. 3 THE LAW OFFICE OF DARREL 7179759446, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES iltef•est+Gttsirgeti.: TOTAL INTEREST CHARGED FOR THIS PERIOD Total Fees charged in 2010 Total interest charged in 2010 $0.00 $1,110.31 Amount ,5 $1,559.95 $130.46 $130,46 Your Annual Percentage Rate (APR) is the annual interest rate on your account There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month 92 4760 New Target Rewards Balance 872 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targot.comlrewerds for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comftcoe for details. Enroll in Target Pharmacy Rewards, Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.comrpharmacy rewards for details. Special Announcements and Exclusive Offers Sign up, shop, help a school succeed. Since 1997, Target has donated $273 million to schools through Take Charge of Education. Why not yours? Enroll in the program and Target will donate up to 1%* of your REDcard purchases to an eligible K-12 school of your choice. Sign up today at Target.comltcoe. 'Subject to Take Charge of Education program rules. See Target.comitcoe or call 1-800-316-6142 for details. 25902216 TARGETe Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 DEBRA L BROWNEWELL Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,031.93 -$215.00 +$9.95 +$0.00 +$0.00 +$154.03 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $7,980.91 $10,000.00 $5,000.00 82,019.09 $2,019.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 10/4/2010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights 11 d 11 `00000* 11 u N Statement Closing Date: October 4, 2010 Page 1 of 2 Payment Information New Balance Minimum Payment Due Payment Due Date $7,980.91 $234.00 11/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: ri It you make na• ii , additions l cites. usltlg thtsxard snit, eachinonttayyou pays r` 1 - I is t i� , Y i ,pay riff ttt balanc9 shttNiiy Cttl z 11, ttfi�s statemefit to ' I t atii It'',(r i ' tl ir. I Edllir. I;y s ii And yrhu wt1� I#, 1 end up pt ft aft esUn ated t 1 iii't0}cCf,?1.b Only the minimum Payment 23 years $21,859 $310 3 years $11,160 (Savings=$10,699) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Coming soon: Everyday 5%* savings with your REDcard. Starting October 17th, just use your REDcard for an anytime 5% discount at Target. And if you're enrolled in Target Pharmacy Rewards, you'll receive a 5% -off** certificate with every five prescriptions you fill at Target Pharmacy with your REDcard. Watch for a notification letter in the mail for details. 'Some exclusions apply. See program rules at Target.com/redcard. "Some exclusions apply. See program rules at Target.cornlphamiacyrewards. TARGETe NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bene. an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 leullllpIisihIllr'll I"II'IrI'nn"II"IIIlIIIIH1thll'IIIII DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'1111111lllllrlllu'I''ll�'IIINIn" 1IIIILIIuhll1'IIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $7,980.91 Minimum Payment Due $234.00 Payment Due Date November 1, 2010 Amount Enclosed $ 5002150023400079809190777700025902216471 TARGETe 11 u 11 11 '00000' tl Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: October 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Location Sep. 28 PAYMENT MADE AT TARGET CARLISLE, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Purchi Sep. 12 1,;1115Mi cs+i s tinct Mitre, €J ebits DEC`DEBTCURESBOOK-NEWS 888-8464962, CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 r �r Amount '$215.00 -$215.00 $9.95 $9.95 $154.03 $154.03 Interest Charge Calculation Your Annual Percentage Rate Purchases Cash Advances APR) is the annual interest rate on your account. 23.24% (v) 27.24% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any b $8,063.94 $0.00 ng period in which an interest charge is imposed. $154.03 $0.00 Benefits Summary Your Target Rewards Status 1 1 1 1 1 1 1 1, 1 1 1 Previous Balance Points Earned This Month 872 +5 New Target Rewards Ballance 877 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Target.com/rawards fa details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comllcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.comlpharmacy rewards for details. 25802218 TARGETe 11 11 -D0000. 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: November 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $7,980.91 -$234.00 +$9.95 +$0.00 +$0.00 .$158.01 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $7,914.87 $10,000.90 $5,000.00 $2,085.13 $2.085.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 11/4/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Targetcom/redcard Target Credit Services 1-888-755-5856 TOD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error righfs Payment Information New Balance Minimum Payment Due Payment Due Date $7,914,87 $238.00 12/1/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: iimoci.i4om*,"Ji%Mg!: If you:0100tmoi.yoN.,.i A'...;,000A0 7: , .usingifitiiO4,aVd , each month you payW '"1,01:41tiMVA:ig:.',Vg, • You will payott the,,,,,..... balance OP 7 ,-' ---r nt,In ” 1 ',. tinSeiNP?Aat* Atid you„,...: „.. ' end up paytrtg4 nesijmated, Only the minimum Payment 23 years $21,656 $307 3 years $11,052 (Savings=$/0.604) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount ''''• • A 'ce PAYMENT RECEIVED -THANKS . Oct. 28-$234.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$234.00 (transactions continued on next page) TARO ET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nntional Bank, en elihale of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BMW 11111 111101 1111111111111 111111 I TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 wodet111111111111111•181111eigillithilli11111111111111119,11 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Isitioilym1111911111111”--11-11- II 1 1011111111111"1111118111111 Account Number XXXX-XXXX-XXXX- 1445 Account Identification Number 00025902216 New Balance $7,914.87 Minimum Payment Due $238.00 Payment Due Date December 1, 2010 Amount Enclosed 900234002380007914879077770002591322112471 'ra TARGET* 11 11 11 '00000' 11 11 Y Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: November 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Trans Date Oct. 10 Description of Transaction or Credit Location DEC'DEBTCURESBOOK-NEWS 888-8464962, CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $158.01 TOTAL INTEREST CHARGED FOR THIS PERIOD $158.01 Total fees charged in 2010 Total interest charged in 2010 Your Annual Percentage Rate (APR) is the annual interest rate on your account. qp bfatarc Purchases Cash Advances There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com&tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See slore or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Use your REDcardo, save 5% at Target - every day. Your REDcard has a big new benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. TARGET 111 I111 1111 '00000' V 1111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: December 4, 2010 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $7,914.87 -$238.00 +59.95 +$0.00 +$0.00 +5151.55 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $7,838.37 $10,000.00 55,000.00 52.161.63 52,161.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 12/4/2010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REOcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Trans Date Description of Transaction or Credit pa Nov. 27 PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Payment Information New Balance Minimum Payment Due Payment Due Date $7,838.37 $230.00 1/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a 535.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you melte•tto I , `addtttonat charges , using this card and " each monthyou pay You wall pay +ofi iiia balance ghown 9n r this statement in , about '' s f Anti y ati}w1li Bald up pay ng t` •air esti ated, i total af,i, `' Only the minimum Payment 23 years $21,645 5304 3 years $10,944 (Savings=$10.701) f you would like information about credit counseling services, call 1-800-991-8433. Amount ..11124. . Et. -$238.00 -5236.00 (transactions continued on next page) TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY MIN Target National Bank, an affiliate or Taryd Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1II111I1111111II111111III 111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 lulls"IuuI9IthII"II"111111"I"lull'I'I11111II1'1I111i11111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'IIIfIIIl1I11'III"1"Illi,Ill',""IIII,IhIIi,I1111'111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $7,838.37 Minimum Payment Due $230.00 Payment Due Date January 1, 2011 Amount Enclosed $ 40023800230000783837907777001:125902216471 TARGET, 111 &p .00000* 11 p Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: December 4, 2010 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Nov. 7 t t a4}_t i DEC'DEBTCURESBOOK-NEW • Location j a x r i 7 i 888.8464962. CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD NTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Ci To t:�`,lfear=ta Total fees charged in 2010 Total interest charged in 2010 $0.00 $1,573.90 Amount 14 } It ,(l+;>✓� $9.95 $9.95 `t'�)i 3j Ix ti $ 15155 $151.55 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. „pi patance Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Annual Percentage R to (API 23.24% (v) 27.24% (v) iia terest $7.934.13 50.00 Interest Chart 5151.55 $0.00 t r,}'r'•i� Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject lo Take Charge of Education program rules, See store or Terget.com/Icoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules, See store or Targel.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Turn your family's prescriptions into 5%* savings. Enroll for free in Target Pharmacye Rewards to receive a 5% -off certificate with every five prescriptions filled at Target Pharmacy with your REDcarde. Combine your 5% -off certificate with your REDcard 5%** discount for even more savings. Sign up today at Target.com/pharmacyrewards or call 1 -877 -Rx -TARGET. 'Some exclusions apply. See program rules at Target.comlpharmacyrewards. "Some exclusions apply. See program rules at Target.com/redcard. 25902216 TARGET@ Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $7,838.37 -$230.00 +$167.57 +$0.00 +$0.00 +$165.08 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $7,931.02 $10,000.00 $5,000.00 $2,068.98 $2,068.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 1/4/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.comlredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights 01 11111 V '00000* 11 1111 Statement Closing Date: January 4, 2011 Page 1 of 2 Payment Information New Balance Minimum Payment Due Payment Due Date $7,931.02 $235.00 2/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: if u make nn , I ild(tional charges i u r�1g thi$ card end e H rtlon#hyou pay `I . r : Jvt-....:37 I 'ou w ft pay`$ f the II f� ll ilce shows nn S this fatemetji in a s about . 1 f I r<I iu e.,f ,f �:,:-�sg.,._L $ 1�4nd ti w l `f<S ; " nd lip paying ar estlttiated Irfr to .:.i..ir. .,_,i. „I Ivl r }-i; Only the minimum Payment 23 years $21,910 $308 3 years $11,088 (Savings --.810.822) ( you would tike information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Dec. 26 PAYMENT RECEIVED -THANKS 1 t r•:i',:i M X11;; Jan. 3 WM SUPERCENTER Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 'z ••� Other eybft{�'. a v .�.kl..� ,pyla r.- V 1 i^•;:4. ,•z :A�d��vl�++gsr�Y!f!�E!r. z.Ll �. .,.:,..!:.: �I.i'.4:Irf �:v .f�..4,.1i ...:,d�I�i: CARLISLE, PA •f Amount -$230.00 -$230.00 $157.62 (transactions continued on next page) TARGET: NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank, an aiflllale of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS MN 55459-0317 IllinalIIIIIIIIIuIIIlIilili4,111IIItlilliil DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 (ilil@IIIII IIIIII I41hilli'lIIiIIII'IiiiiIlllllilliilll llillllll IiIIilluilll Account Number XXXX-XXXX-XXXX-1445 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00025902216 $7,931.02 $235.00 February 1, 2011 3002300023500079310290777700025902216471 INN TARGET. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11 11 11 "00000' 11 Statement Closing Date: January 4, 2011 Page 2 of 2 Transactions (cont.) Trans Date Dec. 12 Description of Transaction or Credit Location Pturchases And Otlre .Debits:(cont.} DEC'DEBTCURESBOOK-NEWS 886 8464962, CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD Interest Charged INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD 20111 Totals Year to -Date:: Total fees charged in 2011 Total interest charged in 2011 $0.00 $155.08 Amount $9.95 $167.57 $155.08 $155.08 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Balance Subjectto ................................................ .• Interest Rate Fnterest Ctharge . 23.24% (v) $7.857.23 $155.08 27.24% (v) $0.00 $0.00 Type of Balatce:; Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See stare or Targel.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Save easy with your REDcards. No hustle. No hassle. All your trips to Target and Target.com are 5% off with the REDcard. Just use your card to make our already low prices even lower. No points to earn. No complex rules. And no need to shop around. Some restrictions apply to savings. See program rules in store or at Target.com/redcard for details. 25902216 11 111I N ~00000 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 Statement Closing Date: February 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $7,931.02 -$235,00 +$184.21 +$0.00 +$0.00 +$159.03 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,039.26 $10,000.00 $5,000.00 $1,960.74 $1,960.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/4/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not /reserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,039.26 $240.00 3/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 tate fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: tt r to ate tro addtftortei pharciles usf» this carr3 n(1 8aG11. [ TOt tll jrdtr i7 yt' Ytitit ill p y theAnd battnce ane dais sfatetneht in t$ ' trabotit .,11z � ,+: _+, t 4i� ygtt !kilt , , Ie►1 l�1p paytn ;,k4t art estpim ted 1:ihqi.i 'z i Only the minimum Payment 23 years $22,219 $312 3 years $11,232 (Savings= -$10,987) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location PaymetYts Anti Ottuir #omits PAYMENT MADE AT TARGET CARLISLE, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Jan. 31 Jan. 9 DEC'DEBTCURESBOOK-NEWS Utt 888-8464962, CA Amount -$235.00 -$235.00 $9.95 (transactions continued on next page) TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target NatiQnaI Bank, an a}Miete of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANE NI 1111 II11111IIIIIIIII 1111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IIIIrIIIIIIii"IIIIIuInhlnl,I.IIIIIIIII,IIIIIIIiIIPI"hhI1IIr DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 111'11lhhIIIIlI I9II,hhI"t,I'II110"IIIIII,IIr,IIl1I'IIIIII Account Number XXXX-XXXX-XXXX- 1445 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed 00025902216 $8,039.26 $240.00 March 1, 2011 5002350024000080392690777700025902216471 INN TARGETp 11 q I '00000° V u Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: February 4, 2011 DEBRA L BROWNEWELL Page 2 of 2 Description of Transaction or Credit TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (v) = Variable Rate Petedr{tage R. 23.24% (v) 27.24% (v) Ir h•i`esi Rat $8.057.05 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is posed. rust Char $159.03 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules, See store or Target.c«Npharmacy rewards for details. Special Announcements and Exclusive Offers Turn your family's prescriptions into 5%' savings. Enroll for free in Target Pharmacyo Rewards to receive a 5% -off certificate with every five prescriptions filled at Target Pharmacy with your REDcarde. Combine your 5% -off certificate with your REDcard 5%" discount for even more savings. Sign up today at Target.com/pharmacyrewards or call 1 -877 -Rx -TARGET. "Some exclusions apply. See program rules at Target.com/pharmacyrewards. -'Some exclusions apply. See program rules at Target.com/redcard. 25902116 TARGET 111111111111111111111111 .00000' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: March 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,039.26 -$250.00 +$67.72 +$0.00 +$0.00 +$143.71 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,000.69 $10,000.00 $5,000.00 $1,999.31 $1,999.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 3/4/2011 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDDITDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,000.69 $224.00 4/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay off your balance. For example: you rnake 0:400::§01::::.'.----- ,,,• iiiiir.urake,,,,,,,,,or ay oIf the v ,' „..,.. ,4,., And you wffi -...: total•,of. Only the minimum Payment 23 years $21,926 $311 3 years $11,196 (Savings=$10.730) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount SRIERAIVTiggtq:TgigltniV,NENIVMTVNFAigiiootitiijtiiafggntliiggtpINNFFeiil:NIPFkNplgV Feb, 25 PAYMENT MADE AT TARGET CARLISLE, PA 4250.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 4250,00 • ,, girtgliNVKIIIMOPTAifiROVINAMTiggirffrInftgIRIAPPOrn.TOPFROMIVVraPlinjW, ":„..,.,0,„.,,,,,,,gotrkgmcacr4i4MS4,1410*:4::%440AWM.0•Amt*,,,i0a.0:01 Feb. 13 DEC'DEBTCURESBOOK-NEWS 888-8464962, CA $9.95 (transactions continued on next page) NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Ent*. an affiliate or Target Slcfas NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111 111111111 TARGET NATIONAL BANK P0.BOX 660170 DALLAS TX 75266-0170 111111111"01111111111111r111illiliPI9111/11""i 1W111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 lippilymilliiipoliplulitliplim11111111111111111•111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,000 .69 Minimum Payment Due $224.00 Payment Due Date April 1, 2011 Amount Enclosed 601325013022400080006990777700025902216471 11 TAROETe Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 DEBRA L BROWNEWELL 11111111111111111111111 '00000' 111 Statement Closing Date: March 4, 2011 Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Feb. 25 TARGET 0002 Location 4 i it CAR E, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD i.. ..:....i �. +.'.': ., _.!:... INTEREST CHARGE -PURCHASES It f (4 Amount y 7. 1n $67.72 AI.. $143.71 TOTAL INTEREST CHARGED FOR THIS PERIOD $143.71 ill, eat» Total fees charged in 2011 Total interest charged in 2011 $0.00 $457.82 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 23.24% (v) 27.24% (v) $8.060.85 $0.00 (v)= Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $143.71 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitooe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.corniphermacy rewards for details. Special Announcements and Exclusive Offers Use your REDcarde, save 5% at Target — every day. Your REDcard has a big benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. 25902216 TARGET0 111 111111111111111 '00000• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: April 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,000.69 -5230.00 +5232.54 +50.00 +$0.00 +5160.56 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,163.79 510,000.00 55,000.00 $1,836.21 $1,836.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 4/4/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will no( preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,163.79 5243.00 5/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a 535.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: ,1�: II 'you�mak lid t 3� ddttional charges us ng 't1'(�$. 1"d' arid" �t { 3 TF �i f tp , f of + e,s`ttt� b F,S �# ent1n c t Fr jk d�+...F �� 'z iltf end u f t tr al'11, s l mttflt {� - ayi ,iu itiyT}J't+ated's , ri lat Only the minimum Payment 23 years $22,364 5317 3 years $11,412 'Savings=$10,952) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date 41.1 Apr Mar. 13 Description of Transaction or Credit u t' ttti PAYMENT RECEIVED -THANKS Location tti TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD DEC'DEBTCURESBOOK-NEWS friy .,'.tni 'til r�j3{6Rs F�ttyt'�,�r ,ih 2. CA Amount $230.00 -$230.00 ilwyrrs�"atiki iu (transactions continued on next pa TARGETe NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nottonai Bards, an aflame of Tercet Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 4l"t11111111'lllrlrbllll rih111111"11111'll'1'11111e1111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Irr�rllrrrrrrinlyll11e111trlrrllrrl,�rrllllrlrlrr,lrllhlrllll Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,163.79 Minimum Payment Due $243.00 Payment Due Date May 1, 2011 Amount Enclosed $ 0002300024300081637990777700025902216471 li TARGET) `00000° Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 Statement Closing Date: April 4, 2011 DEBRA L BROWNEVVELL Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit u'! Location TOTAL PURCHASES AND OTHER DEBTS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 Amount $222.59 $232.54 160.56 $160.56 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Wt Ss$ .ri ple'o>t Balt)' Purchases Cash Advances 23.24% (v) 27.24% (v) $8,134.54 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $160.56 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll In Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need, Subject to Take Charge of Education program rules. See store or Target comitcoe for details. Enroll In Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.corrrlpharmacy rewards for details. Special Announcements and Exclusive Offers Click for less clutter: Switch to PDF statements. Ready for Tess paper in your mailbox? Start managing your REDcard® online to access your statements as PDFs. It's an easy way to review your statements and save them for your records. Log in at Target.com/rcam to sign up and make fife a little simpler each month. 25002216 11 11 11 11 00000 - 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: May 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,163.79 -$245.00 +875.49 +$0.00 +$0.00 4165.07 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,149.35 810,000.00 $5,000.00 81,850.65 $1,650,00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 5/4/2011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date Late Payment Warning: If we do payment by the date listed above, 835.00 late fee. Minimum Payment Warning: t y payment each period, you will pay you longer to pay off your balance $8,149.35 8237.00 6/1/2011 not receive your minimum you may have to pay up to a ou make onty the minimum more in interest and it will take . For example: ,,,g,,, go).01,0401'.'-',',,i 0:1(04taii Wrtrsing . " it00 :: #ii01401: :11';10,1,111-6111111.11g1W4 ,1-, ,k,.,3R,i.w:',,...,',1,.s,z,0,141000W/A,04 'Vou:#140*Ycff ttrn 'batanee,?iii - '; -- 11,, ..,Ani ,.,. you '11 ertd up paying 14.4 , totef of t ::11111,:iii1yi1.1.4Wori , Only the minimum Payment 23 years $22,110 $ 315 3 years 811,340 (Savings=$10,770) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Annual Percentage Rate (APR) Lowered Good news — after a recent review of your account, we've lowered your APR. Your lower APR is in effect now and you can see it on this statement. Thanks for using your REDcarde! NEW PHONE, HOME OR E-MAIL ADDRESS'? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Target National Bank. an affiliate cif Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 sdhipiply0108111pohiplaphilifliOldifildilipllp DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Account Number XXXX-XXXX-XXXX- 14.45 Account Identification Number 00025902216 New Balance $8,149.35 Minimum Payment Due $237.00 Payment Due Date June 1, 2011 Amount Enclosed $ 7002450023700081493590777700025902216471 TARGET. 11111111111 'WOW. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: May 4t 2011 DEBRA L BROWNEWELL Page 2 of 2 Transactions Trans Date Description of Transaction or Credit ti Apr. 28 Apr. 10 Apr. 12 4.9 PAYMENT MADE AT TARGET DEC`DESTCURESBOOK-N WAL-MART #1886 Location 'sa Amount ...c!5 Irr CARLISLE, PA -$245.00 TOTAL PAYMENTS AND OTyH�ER CREDITS FOR THIS PERIOD -$245.00 PU Ct aSes Anti Deb t iA. f J Y i t� I ISI]f I 888-8464962, CA $9.95 MECHAN{CSBUR, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES stti td ill TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $0.00 $T73.45 $65.54 $75.49 155.07 $155.07 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 22.90% (v) 22.90% (v) $8,240.16 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $155.07 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store tor details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/lcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Click for Tess clutter: Switch to PDF statements. Ready for less paper in your mailbox? Start managing your REDcard® online to access your statements as PDFs. It's an easy way to review your statements and save them for your records. Log in at Target.com/rcam to sign up and make fife a little simpler each month. 2590216 fl 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,149,35 4240.00 +$0.00 +$0.00 +$0,00 +$159.37 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,068.72 $10,000.00 $5,000.00 $1,931.28 $1,931.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6/4/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights NEW PHONE. HOME OR E-MAIL ADDRESS. PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank, en affiliate of Target Stores Payment Information New Balance Minimum Payment Due Payment Due Date $8,068.72 $241.00 7/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you wit pay more in interest and it will take you longer to pay off your balance. For example: if yo m kC'yt1,o addltionaI kh tges,' a 11t ttsi pard atld li 1,‘0:'.00 y.it T{}Et 4Yllt p ky off Ibe ! k>at nce show+rn t( st t4rtt tlf to s ; Si s bs d`pt , ,4L4 `Is}A 3i�i uwitlV r` ' ti a , t to , ° ,� Only the minimum Payment 23 years $21 877 $312 3 years$11,232 Savings=$10,645) f you would like information about credit counseling services, tall 1.800-991-8433. NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111E1111 1111111 11111111 111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 Lr�IIIIIrII�h11'I1u1'11'1Ii11I141niiI'IIIIIIiIIIIIItfIlI'11 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 t'tsiiitIIIIlllllIu,I1au1�r111'111!'1''"1I11111IIn11111,111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,068.72 Minimum Payment Due $241.00 Payment Due Date July 1, 2011 Amount Enclosed $ 7002400024100080687290777700025902216471 Mill 111 11 111 *00000. 1111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 Statement Closing Date: June 4, 2011 DEBRA L BROWNEWELL Page 2 of 2 11 important Messages Go Paperless Sweepstakes Less clutter, more trees. We're giving away $10,000 worth of Target GiftCardse to cardholders who switch to onfine-only REDcard $ statements.** Visit Target.com/rcam for your chance to win. **See rules at Target.cornlpaperless. NO PURCHASE NECESSARY. Sweepstakes ends 9/1/11 at 11:59 p.m. CDT. Open only to legal residents of the 50 United States or D.C. who are Target Credit Card® or Target® Visa® Credit Card account holders and who enroll for paperless statements during the Promotion Period and are 18 years of age or older as of date of entry. See Official Rules at (Targetcom/paperless) for additional eligibility restrictions, prize descriptions/ restrictions/ARVs and complete details. Odds of winning depend on the number of eligible entries received. Void where prohibited. SPONSOR: Target Corporation, 1000 Nicollet Mall, Minneapolis, MN 55403, Transactions Trans Date Description of Transaction or Credit Location Amount kftgEEMEINNERENNEEIEM1aki**4i****eOZEMEREENEBVEMNEEMIEIT Jun. 1 PAYMENT MADE AT TARGET CARLISLE, PA 4240.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 4240.00 .... ... . INTEREST CHARGE -PURCHASES $159.37 $159.37 TOTAL INTEREST CHARGED FOR THIS PERIOD 2011 tettitt Year -to -Date. Total fees charged in 2011 Total interest charged in 2011 $0.00 $932.82 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 22.90% (v) 22.90% (v) $8,195.50 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Ta,el.com/Icoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targetcornlpharmacy rewards for details. 2%02216 11. tAtil 0 1 October 01, 2013 Target Visa Credit Card Statement Copy Dear Debra LBrnwnowaQ. 1 1 1 1 1 1 1 1 1 Heres a copy of the statement you asked tor. f you normally view your statements online, this version might not look exactly like what you're used to. All of the financial information is the same, but the formatting and additional messages may be different. Did you know that with "Manage My REDcard" you can see 18 months' worth of your Target Visa Credit Card statements online? If you haveri't signed up yet, just go to Target.com/redcard and click on "Manage My REDcard" lo see if your account is eligible for online management. Thanks for getting in touch with us. Sincerely, Target Card Services 1 1 The REDcard) credit cards are issued by TD eank USA, NA.trademark of TargeBrands, Inc„ used under license. Visa is a registered trademark of Visa USA, Inc. REDcardt: Existing Target Credit Cards and Target@ Visa@ Credit Cards, and new Target Credit Cards. RP NTO2 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE, PA 17015-e543 TARGET 1111 11 '00000 11 1111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: July 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,068.72 -$250.00 +$9.95 +$0.00 +$0.00 +$162.72 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $7,981.39 $10,000.00 $5,000.00 $2,018.61 $2,018.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 7/4/2011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDDITDY Outside the U.S. Target.comrredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY 11 Payment Information New Balance Minimum Payment Due Payment Due Date Late Payment Warning: if we do payment by the date listed above, $35.00 late fee. Minimum Payment Warning: It y payment each period, you will pay you longer to pay off your balance $7,981,39 $233,00 8/1/2011 not receive your minimum you may have to pay up to a ou make only the minimum more in interest and it will take For example: ,,{,y}.�''i u it y♦ t3 aka no 1 ddlttrn tIt11 .T BS usin:s't is •c rd and eacflmont you pay ' £ .... ,. �s , -; 1 3 .,. .f,=. �{ } { t y,V {u' wdI pa ` to tk• i batan a .wn on l44 this staterttenYitk aYout 41#t's{s. } .• I. £Bi Si 1'AndyoYy.1y�YY:�iI}�/{{� "' z pa'ylr .3}3{1 atrt , tilt ted i t i dSt .x do Only the minimum Payment 22 years $21,634 $309 3 years $11,124 (Savings=$10,590) f you would like information about credit counseling services, call 1-800-991-8433. Target National Bank, en affiliate or Target Stores NOTICE E REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111 111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IhIhhIlIIIII111e1h11h0hIt1.11h11111101h11y111.rlimilillll DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 l�rrrl4rrtlnq,ill,rrl,�lllrtllirlrrerlllltlrll,rlrlll,Irlln Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $7,981.39 Minimum Payment Due $233.00 Payment Due Date August 1, 2011 Amount Enclosed $ 00025000233000798139907777000259022112471 INN 1, Jt ftt II 11 11 11 •00000' JI Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: July 4, 2011 DEBRA L BROWNEWELL Page 2 of 2 11 Important Messages Go Paperless Sweepstakes Less clutter, more trees. We're giving away $10,000 worth of Target GiftCardse to cardholders who switch to on n -only REDcarde statements.** Visit Target.com/rcam for your chance to win. **See rules at Target.conVpaperless. NO PURCHASE NECESSARY. Sweepstakes ends 9/1/11 at 11:59 p.m. CDT. Open only to legal residents of the 50 United States or D.C. who are Target Credit Card® or Target® Visa® Credit Card account holders and who enroll for paperless statements during the Promotion Period and are 18 years of age or older as of date of entry. See Official Rules at (Target.com/paperless) for additional eligibility restrictions, prize descriptions/ restrictions/ARVs and complete details. Odds of winning depend on the number of eligible entries received. Void where prohibited. SPONSOR: Target Corporation, 1000 Nicollet Mall, Minneapolis, MN 55403. Transactions Trans Date Description of Transaction or Credit Location Amount 'iingEntENENEEMON,r41441iiii*O*OWNEMSEENEENEENNEME Jul. 1 PAYMENT MADE AT TARGET CARLISLE. PA -$250.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$250.00 algqganEIENNnlgEM.SMES**444*****.RBIRNSKS5,/,enfg,T, Jun 17 DEC'DEBTCURESBOOK-NEWS 888-8464962, CA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $9,95 fge INTEREST CHARGE-PURCHASES3152 i TOTAL INTEREST CHARGED FOR THIS PERIOD $152.72 2011 Totais Year -Io -Date Total tees charged in 2011 Total interest charged in 2011 50.00 $1,085.54 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances $8,115.18 $152.72 $0.00 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.cornitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. 25902218 •00000 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: August 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $7,981.39 -$240.00 +$321.19 +$0.00 +$0.00 +$160.13 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,222.71 $10,000.00 $5,000.00 $1.777.29 $1,777.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 8/4/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Cali Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights TARGET* NEW PHONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank. so affiliate of Target Stores Payment Information New Balance Minimum Payment Due Payment Due Date $8,222.71 $243.00 9/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: `` it gala make no ' ad tt �ttn �� h}a.yrg �jjbalan�c{{y r Rf " g thts'oai N"i nd ,' } h n otQti tel ..t I�t. * ii3 t�Ytrtt veil pay ofl the , shown Tutt tt1i �Wt menttitf - v i'And yAktivfrli�lt ; i en t up pay�rlg`t r 11 �tfmatetf , Only the minimum Payment 23 years $22,330 $318 3 years $11,448 (Savings=$10,882 f you would like information about credit counseling services, call 1-800-991-8433. NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 Idllintrrllllrllllllllllrlultlldrtllrlllrl l'lrrllrulrt DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 111.I'IIIII0I1lr1l6.1'r111r1111'1rrr'111111r11u11111a111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,222.71 Minimum Payment Due $243.00 Payment Due Date September 1, 2011 Amount Enclosed $ 0002400024300082227190777700025902216471 d iu 11 *000ao* 11 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: August 4, 2011 DEBRA L BROWNEWELL Page 2 of 2 Important Messages Go Paperless Sweepstakes Less clutter, more trees. We're giving away $10,000 worth of Target GiftCardso to cardholders who switch to online -only REDcarde statements." Visit Target.com/rcam for your chance to win. *See rules at Target.com/paperless. NO PURCHASE NECESSARY. Sweepstakes ends 9/1111 at 11:59 p.m. CDT. Open only to legal residents of the 50 United States or D.C. who are Target Credit Card® or Target® Visa® Credit Card account holders and who enroll for paperless statements during the Promotion Period and are 18 years of age or older as of date of entry. See Official Rules at (Target.com/paperless) for additional eligibility restrictions, prize descriptions/ restrictions/ARVs and complete details. Odds of winning depend on the number of eligible entries received. Void where prohibited. SPONSOR: Target Corporation, 1000 Nicollet Mall, Minneapolis, MN 55403. Transactions Trans Date Description of Transaction or Credit Aug. 1 Location PAYMENT MADE AT TARGET CARLISLE, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD iJ Jul. 16 GIANT 6112 Amount -$240.00 -$240.00 �P+'t1kiCtife$4S AxH! !Cttflta"`t`1Ab�a ''s � x �i Lt :. ...., ... ,�..... ... ..... ... ..�. , ..i..,.:... ,.�.,; .., CARLISLE, PA $321.19 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $321.19 INTEREST CHARGE -PURCHASES est TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $160.13 $160.13 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 6 Purchases Cash Advances 22.90% (v) 22.90% (v) $8.234.41 $0.00 (v) = Variable Rate There is a Minimum Charge of 31.00 for any billing period in which an interest charge posed. $160.13 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/Icoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. 25907216 1 111 -00000 n 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: September 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,222.71 -$243.00 +$0.00 +$0.00 +$0.00 +$160.60 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,140.21 $10,000.00 $5,000.00 $1,859.79 $1,859.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/412011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comlredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDDrTDY Outside the U.S. Calling will not (reserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,140.21 $242.00 10/1t2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above. you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period. you will pay more in interest and it will take you longer to pay off your balance. For example: }frtfttl8tkt1�Y + %. additional cttat'ges'itl using lscardand,` a month$ ou t' a 5D he balanc s overt' h =}ft; is tate'`mynt t % kik f bE ut ; � fl h:�111i4.=.�..,.<.�.r.s j And you itltx4`ir ehtt 11) pay�itg ' s ryye`y�silt�rxated ,. Ff1total .. Only the minimum Payment 23 years $22,091 $315 3 years $11,344 'Savings=$10.751) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit .:.:.:.. ..:...:. , Aug. 30 PAYMENT RECEIVED -THANKS Location Amount r-iq <t 1.,.l,n,tl.:l.,5 rkt�. ill. {1?:a -$243.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$243.00 (transactions continued on next page) TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank, on eOlenla W Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IIIIIIIIIrhrntilliuliliiI111ItliIIiuI,iIIIuIIIII"111 iIIIII DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'IFlllllilll(II'lllurhill`III1r1rrF"Illlllrllulllll'llllll Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,140.21 Minimum Payment Due $242.00 Payment Due Date October 1, 2011 Amount Enclosed $ 4002430024200081402190777700025902216471 TARGET, Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL VN 111 11111111111111 *00000 Statement Closing Date: September 4, 2011 Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit it u,.... INTEREST CHARGE -PURCHASES Location TOTAL INTEREST CHARGED FOR THIS PERIOD ti T' taitsVear-la i Total fees charged in 2011 Total interest charged in 2011 $0.00 $1,406.17 Amount r.f.i! $160.50 $160.50 Your Annual Percentage Rate (APR) is the annual interest rate on your account. There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comlpharmacy rewards tor details. Special Announcements and Exclusive Offers Use your REDcarde, save 5% at Target -every day. Your REDcard has a big benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. 25902216 TARGET. '00000' 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: October 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,140.21 -$245.00 +$431.60 4$0.00 +$0.00 +$158.36 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,485.16 $10,000.00 $5,000.00 $1,514.84 $1,514.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 10/4/2011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,485.16 $244.00 11/1/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: additional charges baIance shewn on usng - And you wal end up payiog. W0:**Ifti014etri!10. total cf.. Only the minimum Payment 23 years $23,085 $328 3 years $11,808 (Savings=S11,277) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount Payment. PAYMENT RECEIVED -THANKS 4245.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$245.00 Sep. 9 WM SUPERCENTER CARLISLE, PA $245.79 (transactions continued on next page) Sep. 26 TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Nalional BSI*, Pn affiliate ollatstel Siores NOTICE- SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 limniimm1911...1.0.011.11,...11110.11.0111.111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,485.16 Minimum Payment Due $244,00 Payment Due Date November 1, 2011 Amount Enclosed $ 6002450024400084851690777700025902216471 TARGET, 1/11 '00000* 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: October 4, 2011 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Sep. 23 WAL-MART #2574 Sep. 26 PLAINFIELD MART LLC Sep. 29 WM SUPERCENTER ` PwGhaSes flriad INTEREST CHARGE-PURCHAS Location �reFor>warnw�i�?!�frF►,i ;.r,«. CARLISLE, PA CARLISLE, PA CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD 5 TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $0.00 $1,564.52 Amount fitig11 `3tt �Yttiivaqve 1`r rtir $83.58 $45.00 $57.23 $431.60 35 $158.35 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 'di ant Purchases Cash Advances erceita ':Rate. 22.90% (v) 22.90% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $158.35 50.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/Icoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject 10 Target Pharmacy Rewards program rules. See store or Target.00m/pharmacy rewards for details, Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Did you know that as a REDcard® holder, you can help your K-12 school get the stuff it needs just by enrolling in Take Charge of Education and shopping with your card? Since 1997, REDcard holders who have designated a school through the program have helped us give over $300 million to classrooms nationwide. Learn more and enroll at Target.com/TCOE. 25807_ 10 R IAV 0 u 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: November 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,485.16 -$244.00 +$610.74 +$0.00 +$0.00 +$172.23 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $9,024.13 $9,100.00 $0.00 $75.87 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 11/4/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Cali Collect) Manage My REDcard Target Credit Services TDDITDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance $9,024.13 Minimum Payment Due $263.00 Payment Due Date 12/1/2011 Late Payment Warning: ff we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: It you resat a ro additional charges tastng thus—Oa d eaoh r1 nth you pay L `ou will f y off the balaance shown on thi9 statement ttti '' Tshout 4 Anc1 yoU write i, I entl up paying. an estttltttt±'e total of Only the minimum Payment 23 years $24,625 $349 3 years $12,564 (Savings=$12.061 ) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Credit Limit Notice The credit limit for your REDcard was recently lowered. The new limit is shown on this statement. NEW PHONE, HOME OR E-MAIL ADORESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bancan affiliate of Target Stores NOTICE; SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111 II11111111I III111111 IIII11 I11 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I'IIIIIIIIII"IIIIII"'IT'II"IIIIIIII'II"III1I'1f1i1'IIIIl1111' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'IIIIIIIIIIII',II"1"III'IIII'I""IIIIII,II"IIIII'IIIIN Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $9,024.13 Minimum Payment Due $263.00 Payment Due Date December 1, 2011 Amount Enclosed $ 8002440026300090241390777700025902216471 TARGET. 1111 111 1111111111111 -,00000, Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: November 4, 2011 DEBRA L BROWNEWELL Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Locatton .Payments And Oth& Credlts Oct. 28 PAYMENT RECEIVED -THANKS • TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Amount -$244,00 -$244.00 Oct. 7 WAL-MART #2574 - ' CARLISLE, PA $303.99 Oct. 26 WM SUPERCENTER CARLISLE, PA $109.32 Oct. 31 PLAINFIELD MART L C CARLISLE, PA $60.00 Oct. 31 WAL-MART #2574 CARLISLE, PA $137.43 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $610.74 INTEREST CHARGE -PURCHASES $172.23 TOTAL INTEREST CHARGED FOR THIS PERIOD 11 TotalV:102811.44MaW:•;::.:; Total fees charged in 2011 Total inlerest charged in 2011 $0.00 $1,736.75 $172.23 Your Annual Percentage Rate (APR) is the annual interest rate on your account. There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subiect to Take Charge of Education program rules. See store or Target.corn/lcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targelcom/phermacy rewards fa dela)ls, Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Did you know that as a REDcard® holder, you can help your K-12 school get the stuff it needs just by enrolling in Take Charge of Education and shopping with your card? Since 1997, REDcard holders who have designated a school through the program have helped us give over $300 million to classrooms nationwide. Learn more and enroll at Target.comiTCOE. 25902216 0 11 11111 u •00000`t n 1 II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: December 4, 2011 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $9,024.13 -$265.00 +$0.00 +$0.00 +30.00 +$170.21 New Balance $8,929.34 Total Credit Limit $9,100.00 Cash Limit $0.00 Available Credit $170.66 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 12/4/2011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-600-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date Late Payment Warning: ff we do payment by the date listed above, $35.00 late fee. Minimum Payment Warning: If y payment each period, you will pay you longer to pay off your balance $8,929.34 $260.00 1/1/2012 not receive your minimum you may have to pay up to a ou make only the minimum more in interest and it will take . For example: df you fte nn , `1(bu addttiylnat charges I using this card d ~aGI1 Mo1wi h<yoit all i ,. .,, as<, , ...3 �r i.. „< , wilt p€bff baf nca saltowii at li hSt{tisstatel'fl+int t . dl e}1gtlt' ' +r14 , S ii,...u. s <.<tn ,.,. ,...✓wxL,,r�4 {l 6 1 `Andoiltu4tl, dna Wpj ayih ri n timated' l .<t s; I t61i3t .. }t,S: ,«4i .. .;�-.ii- Only the minimum Payment 23 years $24,357 $345 3 years $12,420 (Savings=$11,937) f you would like information about credit counseling services. call 1-800-991-8433. Important Messages Product Safety Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosks for product safety alerts and recall information. NEW PHONE. HOME OR E-MAIL ADDRESS/ PLEASE UPOATE ON REVERSE SIDE. OFFICE COPY Target National Bank. an afihate of Target Stam NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR. PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.0. BOX 660170 DALLAS TX 75266-0170 I'IIIIIIIIII"iiI1iIrrrlrr1It1i1I,II11'll'rl 111111111hlnllh' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'tll11lllllllriI"''In111'IIII'Inulllhhll"IIIII'IIIIN Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,929.34 $260.00 January 1, 2012 Minimum Payment Due Payment Due Date Amount Enclosed $ 3002650026000089293490777700025902216471 NYM ftfln TARGET Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 111 00000 II Statement Closing Date: December 4, 2011 Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Location Amount ............................................................................................. Nov. 28 PAYMENT RECEIVED -THANKS • 4265.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 4265.00 INTEREST CIiARGE-PURCHASES $170.21 TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $0.00 S1906.96 $170.21 Your Annual Percentage Rate (APR) is the annual interest rate on your account, ................................ 22.90% (V) There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for delaits. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.cornilooe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.corn/pharmacy rewards tor delaits. Special Announcements and Exclusive Offers REDcard Free Shipping, for the holidays and every day. Use your REDcarde for free standard shipping on all your Target.com purchases, plus an extra 5% off our already low prices. So you save even more on your list this season and on shopping year-round. Some restrictions apply. See program rules in store or at Target.com/redcard for details. 25902216 ♦f TARGET. 11 -00000* 11 0 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: January 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,929.34 -$260,00 +$103.08 +$0.00 +30.00 +$174,20 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $8,946.62 $9,100.00 $0.00 $153.38 $0.00 1/4/2012 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,946.62 $264.00 2/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up lo a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no ' Oath ges k i strtg tiif alyd n i it ach m, you pa f ,, .... , : .} u...t You wltt pal' ofi t1i� t ' tlaiatl shovyfl est t t statement T lkzl about.. if nd yatl uvrlf ,` trf up paying c r r n estii7' A. l to ai Sofir r- t 4t} £ Only the minimum Payment 23 years $24,387 $346 3 years $12,456 (Savings=$11,931) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Dec. 23 Description of Transaction or Credit i y ttt tr< PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Location tl Amount -$260.00 -$260.00 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tared National Barg(, an alfliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 11111/11IIIrviiIIIIu"IurllrrllllllllrllrrllllirlllrluInnillr DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'Pt'llllllllllllrllluiirrill911rIn'uIIIIIIoIIulIIiJiIIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,946.62 Minimum Payment Due $264.00 Payment Due Date February 1, 2012 Amount Enclosed $ 5002600026400089466290777700025902216471 MEI • TARGET., 11 11 11 In 00000' 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: January 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Decd 20 WAL•MART #1 Location ..,.i. MECHANICSBUR, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD kttlY k`1gt -aaa. INTEREST CHARGE -PURCHASES t: Amount 0 $103.08 $174.20 TOTAL INTEREST CHARGED FOR THIS PERIOD $174.20 Total fees charged in 2012 Total interest charged in 2012 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. t:eaia Purchases Cash Advances Tceittay Rei 22.90% (v) 22.90% (v) $8,957.88 $0.00 (v) =Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $174.20 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at TargeLcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need_ Subject to Take Charge of Education program rules. See store or Target.corn/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Terget.corn/pharmacy rewards for details. Special Announcements and Exclusive Offers Why go paperless? Smart reasons to switch... By choosing online -only REDcard® statements, you're helping save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch today at Target.com/rcam. 25902216 TARGET Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,946.62 -$264.00 +$125.94 +$0.00 +$0.00 +$174.70 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle 88,983.26 $9,100.00 $0.00 8116.74 80.00 2/4/2012 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights A 111 i "00000' 11 Statement Closing Date: February 4, 2012 Page 1 of 2 Payment information New Balance Minimum Payment Due Payment Due Date $8,983.26 $265.00 3/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Ir If you make, tic addtiipnaf charges; > ii.usni thisdard and vnh'yparo ...... ...�• Yc�u i, U pay`t fr } 5a1aia hown tsn, 'thismn 'i $ 1�Ai rtf f it F Gr.i�d up ga tftgtf t '. t....odl f{ ?u,.. ,... Only the minimum Payment 23 years $24,512 $347 3 years $12,492 (Savings=$12,020) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit C:::�::f:::�::::;� !>- ..:.:........v::: V:•::,n:;: :.. ,.,...;:gin. •,::: a�r::�:::-�:: ;,::::.:.:.r.,... :.�:,-• •.: � in' �!. I I; 1 III t . E ... ,t Jan. 29 PAYMENT RECEIVED -THANKS Location Amount �t+C't{y .fit i, r hr: il. lf.t i it!t' "Ela r1„+.1,. ! , � �.,:!) !.ih?.l%'� f (�:: �.:�. ..A,t,{..i,a...Eo t...<.:ir;: }:#,':A;i4 -$264.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$264.00 (transactions continued on next page) TARGET, NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Netionat Baric, an attiliate M Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 • DALLAS TX 75266-0170 111111111111"1111111"1" 11"11111111111"111111111+1111111111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 1a111111111111111I911m111111111111IU11111I1111114111111111111 Account Number XXXX-XXXX-XXXX- 1445 Account Identification Number 00025902216 New Balance $8,983.26 Minimum Payment Due $265.00 Payment Due Date March 1, 2012 Amount Enclosed $ 4002640026500089832690777700025902216471 TARGET@ A I '00000• A 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: February 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Location Amount YF - $125.94 $125.94 INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 Your Annual Percentage Rate (APR) is the annual interest rate on your account. ..' Batance sub, inteaesteR $8,983.78 $0.00 rcerftage mate -APF 22.90% (v) 22.90% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comlicoe for details. Free Shipping at Target.com Now the REDcard delivers even more savings. Get Free Shipping on your purchases, plus 5% off everyday when you use your REDcard at Target.com. Some restrictions appty. Please see Target.com/REDcard for details. Special Announcements and Exclusive Offers Use your REDcard@, save 5% at Target—every day. Your REDcard has a big benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. TARGET', u 111 iii u '00000• 111 11 Ai Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date; March 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,983.26 -$265.00 +$0.00 +$0.00 +$0.00 +$163.87 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $8,882.13 $9,100.00 $0.00 $217.87QQnn $0.00 314/2012 29 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Cali Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,882.13 $253.00 4/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee, Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: II L4 additional changes I, , „aac trnK+r7 'a V 4rF ., .., : . �7 i:,,r f ! iAl�ir'T{., laatanre hownt is a�tem ntai ntili ` s i fabo i e.. I4 it 51 tj� iq} t, eittt up p yin ` If 6 malted Only the minimum Payment 23 years $24,238 $343 3 years $12,348 (Savings=$11,890) If you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Feb. 28 PAYMENT RECEIVED -THANKS Location p:a TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Amount -$265.00 -$265.00 (transactions continued on next page) TARGETT NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nellerlel Bonk. en eltfkete of Target Sines NOTICE: SEE R RSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111 1111111 IIIIIIIII 111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 1'I11111111I"IIIIII"'I"II"IIIIII1l'II"IIIII'III'I'IIIlIIIIis DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'iIIIIIIIIIIIutIIu"tr'111'llll'I'"'IIIIII'II"IIIII'IIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,882.13 Minimum Payment Due $253.00 Payment Due Date April 1, 2012 Amount Enclosed $ 7002650025300088821390777700025902216471 TARGETe M 11 .00000. 111 VI Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: March 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit INTEREST CHARGE -PURCHASES Location .r .. ttrttx0lt4 , TOTAL INTEREST CHARGED FOR THIS PERIOD 1f Total fees charged in 2012 Total interest charged in 2012 $0.00 $512.77 Amount r C 1 $163.87 $163.87 interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances $9,007.70 $0.00 (v) = variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $163.87 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subiect to Take Charge of Education program rules. See store or Target.comitcoe tor details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store a Target.comfpharmacy rewards for details. Special Announcements and Exclusive Offers REDcard Free Shipping at Target.com. Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free Shipping on all your purchases, with no membership fee and no minimum purchase. So you're saving more on nearly everything at Target — including hundreds of online -exclusive items — easy as Browse, Click, Ship Some restrictions apply. See Target.com/redcard for details. 25902216 1 Ilif 11 00000 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: April 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,882.13 -$253.00 +$93.33 ÷$0.00 *S0.0(t +$173.95 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $8,896.41 $9,100.00 $0.00 $203.59 $0.00 4/4/2012 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1.800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights 11 Payment Information New Balance Minimum Payment Due Payment Due Date $8,896.41 $263.00 5/1(2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will you longer to pay off your balance. For example: 10 kt no' adthtional ttiat using 14:Carstatement eadri monL1-: .- ' ,And On shoWnon ..,.:!2 yoj endup payugi estlmated Only the minimum Payment 23 years $24,259 $344 3 years $12,384 (Savings=$11 .875) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit jiagtakM-7gligingliageninggill PaynndtberOre Mar. 29 PAYMENT RECEIVED -THANKS Location Amount -$253.00 -$253.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD (transactions continued on next page) NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Sank. an affiliate of Tomei Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT !NFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IIIIIIIIMI"11111111"1"11"111i111111141116111+111i111111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 191111111/11111/19111"1"111111111"111111.11"11111111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,896.41 Minimum Payment Due $263.00 Payment Due Date May 1, 2012 Amount Enclosed $ 200253E10263000889641907777000259022164.71 TARGET: u 111 �n '00000', 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: April 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 11 Transactions (cont.) Trans Date Description of Transaction or Credit 24 ROSS STORES #689 Location CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD est Ctharged INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD feat Total fees charged in 2012 Total interest charged in 2012 $0.00 $686.72 Amount $93.33 $93.33 $173.95 $173.95 Your Annual Percentage Rate (APR) is the annual interest rate on your account. There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices al Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.couItcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Now manage your REDcard® right on your mobile phone. With new mobile REDcard management, you can check your credit card statement, track spending or pay your bill right on your mobile phone — anytime, anywhere. It's the convenience of online account management, now in travel size. Sign up today at Target.com/rcam_ 25902216 TARGET. 11 is ,,00000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: May 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,896.41 -$263.00 +$65.02 +50.00 +$0.00 ;$188.66 New Balance 58,867.09 Total Credit Limit 59,100"00 Cash Limit 50.00 Available Credit 5232.91 Portion Available for Cash 50.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 5/4/2012 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5656 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights 111 Payment Information New Balance Minimum Payment Due Payment Due Date $8,867.09 5258.00 6/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a 535.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period. you will pay more in interest and it will lake you longer to pay off your balance. For example: �t 4"t1 oke no adddtioneI :0 1., sl ^ and Birt �iiiis Lard aily - Far is rnQts# p ,( +, t, :�, 1 i^i{; 1t '�ti y { bites i baianc hown o � i t s state hent rin if{ i 1, brats# c{ti. {' ?�' ,.fi).ti< ;t� ;I 11#tC( you Mfi#1 i c" nd up p Yl,{ tl rta d} ( r ti I t,SI {S�}f>�c.rl{I, Only the minimum Payment 23 years $24,177 5343 3 years $12,348 (Savings=$11.829) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Apr. PAYMENT RECEIVED -THANKS Location tt)i� TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD .:l Amount n ri;{:i Fl -5263:00 -5263,00 (transactions continued on next page) NEW PHONE. HOME OR E-MAIL ADORESS7 PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Baha. an amaate of Target Stores NOTIC SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 111111111111"11111Ir"I"1lr'I1IIII11111"11II h111'I'I11111111' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'1'111111111111'III"'I"111'11IlsIn"IIIIIIuItuIItII'l1IIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,867.09 Minimum Payment Due $258.00 Payment Due Date June 1, 2012 Amount Enclosed $ 600263002580008867099077770002590221b471 TARGET. 11 11 `03000" N Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: May 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Location t� £:t; 'r:Y:(7: fi:ii;{{;?2;3N"=Yt;•;K=i;'�S it:lfYd>zt' far{ t yEl� CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD it 11 TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Percentage Rate t Purchases 22.90% (v) Cash Advances 22.90% (v) lice sebjt2 te�tast �0. $8,962.16 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comfpharmacy rewards for details. Special Announcements and Exclusive Offers Why go paperless? Smart reasons to switch... By choosing online -only REDcard® statements, you're helping save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch today at Target.com/rcam. 25902216 TARGET 111 •00000`. 11 11 III Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,867.09 -$258.00 +$0,00 +$0.00 +$0.00 +$172.77 New Balance $8,781.86 Total Credit Limit $9,100.00 Cash Limit $0.00 Available Credit $318.14 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6/4/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $8,781.86 $261.00 7/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: 1f rtiu maii2rto dd1,1 tl l ctrz ge '" a; ustng pita Bard $rtct f 4Gft h19nt `' l riji'. 1 t Ytatt wi l pay't)t#'ttt 'beta a shown tin ,t! 1S+tS`. '�lt;�,it"i8i177r,j" 1 f5 . F {t -✓1 4 { �k �yfti you ,' end up pay hg ik ' : Yst c. SII �,t $ y Only the minimum Payment 23 years $23,907 $339 3 years $12,204 (Savings=$11,703) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date May 28 Description of Transaction or Credit PAYMENT RECEIVED -THANKS TOTAL. PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Apr Amount ft I -$258.00 -$258.00 (transactions continued on next page) NEW PHONE, HOME CR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY 'leave( National BerN. an Militated Target Morel NOTICE: SEE REVERSE SIOE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 1111111111111"111111"11"11"1111111611"1111111111111111111111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 ILI'1'IIIIIIIIIII1iiJI'" iu I11'l11r1""11111I'11i11111e111111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,781.86 Minimum Payment Due $261.00 Payment Due Date July 1, 2012 Amount Enclosed $ 2002580026],000878186907777000259©2216471 TARGET, 11 1111 '00000' IIJI II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2012 DEBRA L BROWNEVVELL Page 2 of 2 111 Transactions (cont.) Trans Date Description of Transaction or Credit .................. .. ..... ....................................................................................................................................................... INTEREST CHARGE -PURCHASES Location Amount $172,77 $172.77 TOTAL. INTEREST CHARGED FOR THIS PERIOD 2012"IfotaliNear4o;bate ..„. „„.... . .„..„ , Total fees charged in 2012 Total interest charged in 2012 $0 00 $102815 Your Annual Percentage Rate (APR) is the annual interest rate on your account. .10 $172.77 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.corn/lcoe for details, Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targeicom/pharmacy rewards for details. Special Announcements and Exclusive Offers It's here: REDcard Free Shipping at Target.com. Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free Shipping on all your purchases, with no membership fee and no minimum purchase. So you're saving more on nearly everything at Target — including hundreds of online -exclusive items — easy as Eirowse,Click,Ship. Some restrictions apply. See Target.com/redcard for details. 25902216 TARGET: 8 u 11 11 *00000* A Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 statement Closing Date: July 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,781.86 -$261.00 +$227.98 +$0.00 +$0.00 +S167.66 New Balance $8,916.50 Total Credit Limit $9,100.00 Cash Limit $0.00 Available Credit $183.50 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 7/4/2012 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comlredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TOD/TOY Outside the U.S. Calling will not preserve your billing -error rights Trans Date Description of Transaction or Credit 11 Payment Information New Balance Minimum Payment Due Payment Due Date $8,916.50 $257.00 811/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: '1 1 If;you make nd addibonat c} ar'ges lasing tt►is c rct anti 1eachsmontb lou pay You willpay off ttie balancestwwn on. thi statement in ' about t 1 -• 1 I SI 1 (1 t I,I Attd y '0, A °and up paying' ail..e�sqtimated fi ttltal f 1! i• Only the minimum Payment 23 years $24,330 $345 3 years $12,420 (Savings -.$11,940) f you would like information about credit counseling services, call 1-800-991-8433. Location Jun. 29 PAYMENT MADE AT TARGET CARLISLE. PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 0044040POWT jug CARLISLE, PA Jun. 22 WM SUPERCENTER#2574 TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank. an affiliate of Target Slcres r if .3 1:55 ar: -$261.00 -$261.00 (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THl5 PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111 111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IIIIIIII1l11.ltdIdirrlidlui01i1111i1Iu11111.111sIul11I111I1. DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I't'tllllttlllll'dI"'I"III'1111'1""111111111"Illll'11I111 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00025902216 $8,916.50 $257.00 August 1, 2012 0002610025700089165090777700025902216471 TARGET. 11 11 A N 1 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: July 4, 2012 DEBRA L BROWNEWELL Page 2 o 2 11 Transactions (cont.) Trans Date Jun. 22 Jun. 22 Description of Transaction or Credit P!atrcftases KNISELY'S PET AND KMART 07746 Location CARLISLE, PA CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR T1115 PERIOD Amount ttauh� its $36.02 $72.70 $227.98 $167.66 $167.66 INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD to 404 Total fees charged in 2012 Total interest charged in 2012 $0.00 $1,195.81 Your Annual Percentage Rate (APR) is the annual interest rate on your account. $167.66 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your . REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, 'and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers REDcardo everyday savings: It's a big honkin' deal. From splashy pool looks to sizzling cookouts, you'll find the summer's hottest prices at Target®. And prepare to save even more with your REDcard: an extra 5% off' our already low prices at Target or Target.com, plus free shipping on Target.com purchases. Start piling on the savings this season and year-round. 'Some restrictions apply. See program rules in store or Target.comfredcard for details. TARGET: 11 11 11 '00000* 11 11 B Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: August 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,916.50 -$257.00 +$0.00 +$0.00 +$0.00 +$173.90 New Balance $8,833.40 Total Credit Limit $9,100.00 Cash Limit $0.00 Available Credit $266.60 Porton Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 8/4/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888.755.5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your biding -error rights TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SLOE. OFFICE COPY Payment Information New Balance Minimum Payment Due Payment Due Date $8,833.40 $263.00 9/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: rtf yotlmake nar addltttttal charges using xtus a lr i and ' Qach fill�Iitfl t�bc pA. } i''. ``wlflpay !,ttr baala shown „� #r rtlttsfttatetttent tt1 ' , ikc7fit �l+t i,l`t Aim]yclttwfllE j' 1 tten u+ f ing fit estttiiafe ' a IG Only the minimum Payment 23 years $24,074 $341 3 years ISavings411,798 $12'276 j f you would like information about credit counseling services, call 1-800-991-8433. Target National Baht. an affiliate of Targe! Staes NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WfTH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number XXXX-XXXX-XXXX-1445 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 1111111111111111111111111111"11111111111"1110.1111111111111111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'Nlfllllllllllll'111"'i"III'1111'1""Illlll'll'rI111I'lllhl Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00025902216 $8,833.40 $263.00 September 1, 2012 8002570026300088334090777700025902216471 MIN TARGETe d 11 Y 11 "00000' 11 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: August 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Important Messages Time to Take Your REDcard® on Vacation "No extra fees" is good news in any language, and now your Target® Visa® Credit Card will no longer be charged an International Service Assessment Fee ("ISA Fee') when you use it outside of the United States. As of August 1, 2012, we have removed any reference to the ISA Fee from your Target Visa Credit Card Account Agreement. Under your previous account terms, your account was charged a fee equal to 3% of any transaction made outside of the U.S., Puerto Rico or U.S. Virgin Islands. Keep in mind that cash advances made outside the U.S. are subject to the same Cash Advance Fee as in the U.S. and that transactions incurred in a foreign currency are converted to U.S. Dollars under your current account terms. Description of Transaction or Credit Jul. 29 PAYMENT RECEIVED -THANKS 4257.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$257.00 -•, i;S ,,i: s s s . s- e 1,. xl i S t.gYm i;i =iii`'. . < . { ............,.. ,.. E sa, ..{:::,...«.. .,t,.:.� INTEREST CHARGE -PURCHASES $173.90 Location TOTAL INTEREST CHARGED FOR THIS PERIOD $173.90 Total fees charged in 2012 Total interest charged in 2012 Your Annual Percentage Rate (APR) is the annual interest rate on your account. There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.corn/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. 25902216 TARGET', 11 I 1 11 R `00000 D 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: September 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,83340 -1263.00 +$130.00 +$0.00 +10.00 +x174.15 New Balance $8,874 55 Total Credit Limit $9,100.00 Cash Limit $0.00 Available Credit $225.45 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/4/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDDITDY Outside the U.S. Calling will not preserve your billing -error rights Trans Date Description of Transaction or Credit :,:.,..:. 3 r}.i Auo, 30 PAYMENT RECEIVED -THANKS ::,zrillic45; 1111;: �?i'ifir: Aug. 12 PLAINFIELD MART LLC Payment Information New Balance Minimum Payment Due Payment Due Date $8,874.55 1262.00 1011/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: tf ybu fake no` additionat charges g !prat each month you pay I ,i. rru will pay off the balance shown bn thi ,stat rtten`t eGiolkl,A S; ,:l,n.,{... :, f111.is,.�x ,i An 1 loci V�ili ''� ; isrid up Palii t3 '; tt`e trfnateiI ('a 'fatal f f Only the minimum Payment 23 years $24,170 $343 3 years $12,348 Savings417,822) f you would like information about credit counseling services, call 1-800-991-8433. Amount i:if,t f - f ,t ViJ. ruy r -1263.00 -$263.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD TARGET' NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Beni, an aR Eale of Target Stores (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111 1111 1111111 111111111 111111 III TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I'hIIIIiPh1sIIIIII"'I"II"iIIIIIIhII��I1111uI11'I'II111III1' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 l'I'I,IIIllil11111',II"1"III.iIIi.Is, II1III.II"III11'IIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $8,874.55 Minimum Payment Due $262.00 Payment Due Date October 1, 2012 Amount Enclosed 9002630026200088745590777700025902216471 if• TARGET+, 11111 00000* u u 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: September 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Description of Transaction or Credit Total fees charged in 2012 Total interest charged in 2012 Your Annual Percentage Rate (APR) is the annual interest rate on your account. There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules_ See store or Target.comltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Thanks To REDcard holders. Thanks to the REDcard® purchases of those enrolled in Take Charge of Education, over $300 million has gone to classrooms nationwide to help bring learning to life for kids. From art supplies to better technology, together we're making a big difference for little students. And we couldn't be more grateful for this loyalty and support. Learn more at Target.com/TCOE. 25902216 TARGET Y 111 Y A °00000° 11 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: October 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $8,87455 4262.00 +$218.39 +$0.00 +$0.00 +$170.12 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $9,001.06 $9,100.00 $0.00 $98.94 $0.00 10/4!2012 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-3.47-5842 1.612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing-errorrights Payment Information New Balance Minimum Payment Due Payment Due Date $9,001.06 $259.00 11/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you�make no ' _ additional Charges ' ung this cardand eaoh mons#►• you p y You wiU ay off taro; ' . ballance slxowrx on IttU$ etateme'nt to ,} abtlut i , IAr d yotr ►till! ;,`` f, end up paytnl s era es#metted total of r Only the minimum Payment 23 years $24,575 $348 3 years $12'528 (Savings=$12.047) f you would like information about credit counseling services, call 1-800-991-8433. Sep, 14 WM SUPERCENTER#2574 TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bank, an affiliate of Target Stores (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111 111111N TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I'IIIIIIIIII"IllIII"uJsi1I1111IlllIl'III'IIIII.IIIII'IIIIIIIII' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I11'I'llllllllllll'lll'"i lll'llll'I""IIIIII'll"'lI Il I'(11I11 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $9,001.06 Minimum Payment Due $259.00 Payment Due Date November 1, 2012 Amount Enclosed $ 8002620025900090010690777700025902216471 TARGET0 11 1111 111 `90000` 11 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: October 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont.) Trans Date Sep. 14 SHEETZ 00002634 Sep. 14 TRACTOR -SUPPLY -CO #0264 Sep. 14 ROSS STORES #689 Description of Transaction or Credit ChasesXttd. Location CARLISLE. PA CARLISLE, PA CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES tntere$t. i TOTAL INTEREST CHARGED FOR THIS PERIOD !01 Totals Year ?o»Ra' Total fees charged in 2012 Total interest charged in 2012 $0.00 $1,713.98 Amount $55.00 $21.19 $33.90 $218.39 $170.12 $170.12 Your Annual Percentage Rate (APR) is the annual interest rate on your account. retCtjj $170.12 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Thanks To REDcard holders. Thanks to the REDcard® purchases of those enrolled in Take Charge of Education, over $300 million has gone to classrooms nationwide to help bring learning to life for kids. From art supplies to better technology together we're making a big difference for little students. And we couldn't be more grateful for this loyalty and support. Learn more at Target.com/TCOE. 25902216 TARGET. 11 iA 11 +00000 iu u Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: November 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $9,001.06 -$100.00 k$0.00 +$0.00 $159.00 +$25.00 +$176.57 New Balance $9,102.63 Total Credit Limit $9,100.00 Cash Limit $0.00 Available Credit $0.00 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 11/4/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $9,102.63 $450.00 12/1/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If yixu make no additional charges usung this.card and each month you pay 'You wltf.pay• off the balance,shof n on this stateritentIn' ' about i And you wdt ` 1 end.up payingi anrestimated ttitat of Only the minimum Payment 23 years $24,508 If you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Payment! We didn't receive your minimum payment by your last due date. if you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. TARGET; NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tercel National Bank. an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATiONA.L BANK 1111111111111111 11110111 111111 111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IIIIIIIIIIIIihlIIIIIlIIIIIIIIII11IIIIIII11IIIiIiIIIIIiI11iiIIIP DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'IiiiiIIIIIIIllIIuiII"rlr'ill'iIIItI""IIIIII'II"IIIII'IIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ $9,102.63 $450.00 December 1, 2012 400100004500009102639077770002590E216471 TARGET, 111 M *00000'. 11 111 11I Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identrfication Number: 00025902216 Statement Closing Date: November 4. 2012 DEBRA L BROWNEWELL Page 2 of 2 Trans Date Description of Transaction or Credit PAYMENT MADE AT TARGET CARLISLE, PA PAYMENTS AND OTHER CREDITS FOR THIS PERIOD TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 Interest Charge Calculation Your Annual Percentage Rate (APR) isthe annual interes Purchases Cash Advances ate on your account. Balance Subject t+ ritbrest Rate:; $9,079.81 $0.00 ut;f'ilaentage Rate (AP 22.90% (v) 22.90% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any b ng period in which an interest charge is imposed. $176.57 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store la details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.com/Icoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REOcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Breathe Easy with 30 extra days for returns. When it's time for post -holiday returns, REDcard® helps you skip the stress. Pay with your REDcard and you have 30 extra days for returns on our standard return policy- up to 120 days for most purchases. This bonus is just for REDcard holders, in effect for the holiday and every day. Some restrictions apply. See Target.com/redcard for details. 1 11 111 111 *00000' 111 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 Statement casing Date: December 4, 2012 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $9,102.63 -$159.00 +$0.00 +$0.00 $291.00 4435.00 +$171.05 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $9,149.68 $9,100.00 $0.00 $0,00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 12/4/2012 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target com/redcard 1-888-755-5856 1-600-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will no( preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $9,149.68 $587.00 1/1/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: ').;,I.,„")Nf '.',.74":;.."4:',Iii,,-,..111.,qi.",',,n -04i.f.iak*iilii'i''. .additional,.. 0# : ,, ca 41;i4ikfirg, T. , - - „ 006,W'iOlith,.,- - .;;'..:..„,,:::,.:,.•,.m!i:-n,....,,-.1.-:,,,,,,.,:,:,,„.::..-„:„,,,,,,,, .,...,';),,,.; " •""' " '' ' """ ' - ' ' f''''', r,n, ,ii4ite' :' -, ,.0-- ,, I ;Or I -,, „ ,:s , 1 - „ 4„ - ..,„, nAnd you wilt . •"' .t . m a0 - --„, ,,. , .„: Only the minimum Payment 23 years $24,381 f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Payment! We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.com/redcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. TARGET* NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Torgel National B. an affillale oI Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P0.BOX 660170 DALLAS TX 75266-0170 l'Illihiginill11111"1"11"11111111111"1110111+1111114 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Account Number XXXX-XXXX-XXXX- 1445 Account Identification Number 00025902216 New Balance $9,149.68 Minimum Payment Due $587.00 Payment Due Date January 1, 2013 Amount Enclosed $ 60015900587013091496890777700025902216471 11 11 111 ,‘00000. 11 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: December 4, 2012 DEBRA L BROWNEWELL Page 2 of 2 Important Messages (cont.) Product Safety Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosk for product safety alerts and recall information. Transactions Trans Date Description of Transaction or Credit ValinaNiniganigglititkaVA:,„. Nov, 16 PHONE PAYMENT Location Amount v."'-'"'"nia;;;f*MV:g4i14,Aii'.{,13;,'J.wArill.PATelitvowfwmKapziltwi,--zwa ,Y,tft04.PaigiViWiant1i,.).1gggIAffh,iw,g0t.fag'oolaktill CHAMBERSBURG, PA -$159.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$159.00 Dec. 1 LATE PAYMENT FEE $35.00 d""1411417'AIYORVAIVNI'45eWegffiggANNi4tOgi%li',Wit„,,,, ;',11,fiii1115.1,,Piii,ViigrIlVIVW10,,,,;;;:,p;:gp,c4., :tec ........ INTEREST CHARGE -PURCHASES TOTAL. FEES FOR THIS PERIOD $35.00 :;,41pRinggiiaArkaggINMActWPAgailfa1SaiPA4RWiak0.14;i $171.05 TOTAL. INTEREST CHARGED FOR THIS PERIOD $171.05 20127 .• Total fees charged in 2012 Total interest charged in 2012 'i113MR.:41E4y4iiiAMINPia. ;,,,,,N104.R4,'.f,f(rqqamokiyAu 0. $2,061.60 Your Annual Percentage Rate (APR) is the annual interest rate on your account. $9,089.32 There is a Minimum Charge of $1,00 for any billing period in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.corn/lcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program ruies. See store or Target.com/pharmacy rewards for details. 25902216 TARGET. V 11 u Q .a0000" 11 u 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: January 4, 2013 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $9,149.68 40.00 +$0.00 +$0.00 $587.00 +$35.00 +$179.70 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $9,364.38 $9,100.00 $0.00 $0.00 $0.00 1/4/2013 31 For questions, an address change or to report a lost or stolen card, go. online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $9,364.38 $894.00 2/1/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you wit pay more in interest and it will take you longer to pay off your balance. For example: IF you make ho additionafiahc using iris cati3 and ( .each mghth ytau pay£ ' ,i_,k..•: -. ,e ... .•.. gnu II;'pay t e showal on , this statement tat `> is .. .....Sf;: ., ,.lt: �.::;1 {£ itt And$you wifi ` end ulf Payin 51. f, ,an aatirpat d •�,. ,. t..lrilk .... 2?. .t'.."S� Only the minimum Payment 23 years $24,428 f you would like informacon about credit counseling services, call 1-800-991-8433. Important Messages Payment Options for Your Account Your account is still past due. We know you want to keep your account in good standing, and we may be able to help by offering special payment options. To learn more, go to Target,comiredcard and click on "Manage My REDcard" or call us at (888) 608-7627. TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY MIN Target National Bank, an etltaale or Target Stores NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK IIIIIII1IIIIIIII1IIIIIIII 11111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 lulilIIitIII" IIIIII"'I"II''IIIIIIII'II" IIIihIII'I'IiiIIIIII' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'iuiuiIllllllllll'LII uiituill'llll'I""IIIIII'll" IIIII{IIIIII Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $9,364.38 Minimum Payment Due $894.00 Payment Due Date February 1, 2013 Amount Enclosed $ 2001590089400093643890777700025902216471 TARGET. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 111 111 1111 11 Statement Closing Date: January 4, 2013 Page 2 of 2 Transactions Trans Date Description of Transaction or Credit No payments or credits were received last month. Fei Jan. 1 LATE PAYMENT FEE Interest Chage INTEREST CHARGE PURCHASES Location Amount ............................................................................................................................................ TOTAL FEES FOR THIS PERIOD $.35.00 $179.70 TOTAL INTEREST CHARGED FOR THIS PERIOD $179.70 Total fees charged in 2013 Total interest charged in 2013 $35.00 317970 Your Annual Percentage Rate (APR) is the annual interest rate on your account. ance S 22.90% (v) 39240.82 3179.70 22.90% (v) $0.00 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 25902216 04. TARGET, 11 11 0 iIIfflhI 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: February 4, 2013 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $9,364.38 -$0.00 +$0.00 +$0.00 $894.00 +$35.00 +$183.91 New Balance $9,583.29 Total Credit Limit $0.00 Cash Limit $0.00 Available Credit $0.00 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/4/2013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Targelcom/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $9,583.29 $1,207.00 3/1/2013 Late payment Warning: If we do not receive your minimum payment by the date listed above. you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: .,;,, ,yom,,J,,,,,••.,i,..i.g,,,Jii!.1-,,,iil.v..1., yti fVf4t0•Aftii,iTilTi',.'-''' .. ..,:.aLkfitional 4104WSMI ' •—• -using.:0';:04.0Oi111i'thls1:'.':•''in .each month Y41f,.Ii2- ;.i•iy,i;:i.?,;,.,:w,,,,I.0,,.....cAiik,i,v•,:ef.:.,.(.., ou wdl py '---,-, - he. •hataie shown �n'• .1 2 Sli, g ir., l'io.ig ,,, ,:. 4.(14,-..c.,...,,,,,,yp.••,,,,,„,-,,,-,,, • ,-,.,„_, . Andyou ,Ill ''','.-''''', • .end 1p'paytng an estimltted ..1. " .k ,:-, 0,, ,.::.• "' ' Only the minimum Payment 23 years $24,470 If you would like information about credit counseling services, call 1-800-991-8433, Important Messages Your Account is Past Due We still haven't received sufficient payment to bring your account current. If we don't set up payment arrangements soon, late fees and finance charges will continue to add to your balance, and your account will continue to be reported to the credit bureaus as past due. Even if you aren't able to pay your full minimum due right now, we may still be able to find a solution that works for you. To learn more, go to Target.com/redcard and click on "Manage My REDcard" or call us at (888) 608-7627 today. NEW PHONE, HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Harlan/II Bank, an arRiate Terget Stares NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111 111111 III TARGET NATIONAL BANK P0. BOX 660170 DALLAS TX 75266-0170 111111111111"1111111"1"11"11111111111"11111'11611111111111 DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $9,563.29 Minimum Payment Due $1,207.00 Payment Due Date March 1, 2013 Amount Enclosed $ 6001590120700139583299Q7777001:1259132216471 tf. 11 11 11 11 o0000 11 it 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: February 4, 2013 DEBRA 1 BROWNEWELL Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Location 7 Amount Payments And Othe Ctedlts No payments or credits were received last month. .............................................................................................................................................................................................................................. ... ........................................................................................................................................................................................................................................................................ Feb. 1 LATE PAYMENT FEE $35.00 TOTAL FEES FOR THIS PERIOD $35.00 interest Clwged INTEREST CHARGE -PURCHASES $183.91 TOTAL INTEREST CHARGED FOR THIS PERIOD $183.91 2Ol3TotaIsYea Total fees charged in 2013 Total interest charged in 2013 $70.00 $363.61 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your accoLint. •Type oI Balance. Annual Percentage Rate (APR Purchases Cash Advances 2290% (v) 2290% (v) ' erestRate $9.457.55 $0.00 (v) = Variable Rate There is a Minimum Charge of $1,00 for any billing period in which an interest charge is irnposed, Interest Charge $183.91 30.00 259022.16 11111111111111 *00000" 1111 1 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: March 4,2013 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $9,583.29 -$0.00 +50.00 +$0.00 $1,207.00 +$35.00 +$169.85 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $9,768.14 $0.00 $0.00 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 3/4/2013 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment information New Balance Minimum Payment Due Payment Due Date $9,788.14 $1,508.00 4/1/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: tf you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: if you mak no . 1 ' 04, ifi‘,Yll'ofaft.o:',,,ion.,,.•,i'' :,,,o,,,,! YoU-wd( pay oft th ('''.r this statemehfinan , ''',-, about. ',.. ' r Kfmgo ' " 13:?:. And 4U wttt tstinated t , ', :,,, 7, ! .' Only the minimum Payment 23 years $24,505 f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Please Contact Us About Your Past Due Account We've been trying to help bring your account current for the last few months. We have a number of special payment arrangements, but we need to hear from you in order to try to help. Please get in touch with us today by going to Target.corniredcard and clicking on "Manage My REDcard" or calling (888) 608-7627. NEW PHONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Bent. en ambnte d Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number XXXX-XXXX-XXXX- 1445 111111111111111 11111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 1,1111111111.911111.1.1..11..11111111.11..1011.111,1.1m11111. DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 Account Identtfication Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00025902216 $9,788.14 $1,508.00 April 1, 2013 90015901508000978814907777000259022112471 TARGET Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 1111111 JIM 1111111 '0000 1111 u 111 Statement Closing Date: March 4, 2013 Page 2 of 2 ' • pr ea;:rs i� • Total fees charged in 2013 Total interest charged in 2013 Your Annual Percentage Rate (APR) is the annual interest rate on your account. er #.1, ge fi 22.90% (v) 22.90% (v) There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 25902216 IA d 11 .00000 iA 1 I Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account identification Number: 00025902216 Statement Closing Date: April 4, 2013 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $9,788.14 -$0.00 +$0.00 +$0.00 $1,508.00 +$35.00 +3192.23 New Balance $10,015.37 Total Credit Limit $0.00 Cash Limit $0.00 Available Credit $0.00 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 4/4/2013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $10,015.37 $1,834.00 5/112013 Late Payment Warning: 0 we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: 0 you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: tf u mak yoe tto addtttonai charges:: us#t g this card and each moattr ou pay Ytist>wfII jiay $ite balance he vri do this statement r ill about Attr# It 1'e a td up yang i ; 0 Lstinl`ated 1ota1 sof ' `> t{ . Only the minimum Payment 23 years $24,541 f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Important Message Please take a moment to read an important update within the documents of this envelope. This contains important information regarding an update in credit card terms and an updated Privacy Policy. TARGET' NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY NOTICE, SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES 1111111111111111111111111 111111111 TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 111111111111"1111111"11811"11111111111"111111111111111111r DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 IIt4'lllllltlllll'tI1"'I"ItI'i1I I'I""IIIIti'Ih'IIIII'Illlll Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $10,015.37 Minimum Payment Due $1,834.00 Payment Due Date May 1, 2013 Amount Enclosed $ 0001590183400100153?907??700025902216471 1i• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 DEBRA L BROWNEWELL 11011 00000 11 11 Statement Closing Date: April 4, 2013 Page 2 of 2 Important Messages (cont.) Account Seriously Past Due Your REDcard account is seriously past due, but we may still be able to offer special payment arrangements to help you clear up your account and get your finances back on track. Your first step is to call us at (888) 808-7627 or go to Target.comlredcard and click on "Manage My REDcard." Transactions Trans Date Description of Transaction or Credit P�mentAndOth*. . . ..... . , .. No payments or credits were received last month. ... Apr. 1 LATE PAYMENT FEE Location ttt. Amount T,r471;1WRYMONM.11F;lit,ii,i1111; 7.Mg4PMMiNPWilltgpiwV* MilWAWWWM11414g1tWIW:i.iaFN41; $35.00 TOTAL FEES FOR THIS PERIOD $35.00 INTEREST CHARGE -PURCHASES $192.23 TOTAL. INTEREST CHARGED FOR THIS PERIOD $192.23 131‘..i51010,Y.* Total fees charged in 2013 Total interest charged in 2013 $140.00 $725.69 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, o' BMance\ , Purchases Cash Advances 22.90% (v) 22.90% (v) $9,885.32 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $192.23 $0.00 25E402216 TARGET. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 ' Statement Closing Date: May 4, 2013 DEBRA L BROWNEWELL Page 1 of 2 Account Identification Number: 00025902216 • 11 11 11 11 -0000' 11 11 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $10,015.37 -$0.00 +$0.00 +$0.00 $1,834.00 +535.00 +$190.29 New Balance $10,240.66 Total Credit Limit $0.00 Cash Limit $0.00 Available Credit $0.00 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 5/4/2013 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1.888:755.5856 1-800-347.5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Calling will not !reserve your billing -error rights is Payment Information New Balance - Minimum Payment Due Payment Due Date $10,240.66 $2,160.00 6/1/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: .;.x:: _.;;.{; � 1I;_ .I1 t..: <' s:Cr.:•ift:'•'>�ix�ttak�no�•_ ,,:1�' _ ..i:•.yli:..::i.�yiL,L:r::��+e': ddl1[oh41 charges , ; + §[rtgl(htslcatrd gtl . .,a2 Y •*-i. > y, r ,:. , ...ill; .:, i s , ...r,...,,....... sn.�i;1'.f .,1, ,11t ,:,I!atI, tits} <y{31�e. :�•:l-,z bsJagCe ttaNhtnti t, this ista �mefi rn' 1 •d..: , ti. 11 ,<.: bo 1t ix t,u i:' :',t ?; 4{!' , ... i dii ijiiti $ •Eft,{,ltiisf `J,ffpll,:'-:1°4i[4 irk"in >Ili Y '•``i#�} J.L.Q. dtf�yYj}y,##,# d 4. itis ing1 3 ( ites$mat d�t,Y ;)i tsti1 ttr; t <. :# ;rt<it ti:" 1 1#t}:; a Only the minimum Payment 23 years $24,563 f you would like informa on about credit counseling services, call 1-800-991-8433. - important Messages Account Seriously Past Due If we don't set up payment arrangements for your REDcard soon, we'll charge off your account and report it to the credit bureaus as bad debt. There's still time to work with us to try to find a solution for your account and prevent this negative impact to your credit report, but we need to hear from you right away. CaII us at (888) 608-7627 or go to Target.comtredcard and click on "Manage My REDcard" to.learn more. NEW PHONE. HOME OR E—MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY 1♦ NOTICE E REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARO SERVICES 11111111111111111111IIIII 111111111 TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 Ii111111I1I1r'i1111I"'I"11"11111111'114141'11111111111II1' DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'IIII(ni$IIIr1Ilutlilll'I111'I""II111611uIIll1'111i1I Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 New Balance $10,240.66 Minimum Payment Due $2,160,00 Payment Due Date June 1, 2013 Amount Enclosed $ 5001590216000102406690777700025902216471 TARGET. A u u u "00000* B Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2013 DEBRA L BROWNEWELL Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $10,240.66 -$0.00 +$0.00 +$0.00 $2,160.00 +$35.00 +$0.00 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $10,275.66 $0.00 $0.00 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6/4/2013 Days in Billing Cycle 31 Payment Information New Balance Minimum Payment Due Payment Due Date $10,275.66 $10,275.66 711/2013 If you would like information about credit counseling services, call 1-800-991-8433. For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Important Messages Your account has been charged off. This is your final statement. Amount i f i Jt i*Fi:jl:. F,ri�:':!JF't:Il No payments or credits were received last month. TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION $35.00 $35.00 (transactions continued on next page) INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Account Number XXXX-XXXX-XXXX-1445 Account Identification Number 00025902216 11311111111111111111111111111111 New Balance $10,275.66 Minmum Payment Due $10,275.66 Payment Due Date July 1, 2013 Amount TARGET CARD SERVICES Enclosed $ P.O. BOX 660170 DALLAS TX 75266-0170 I,IIIIIIIII I•IuI IIIIIrL'II"IIIIIIII,IIItIIIIItIIIlIIIunlllr DEBRA L BROWNEWELL 259 HORSESHOE RD CARLISLE PA 17015-9543 I'I'I'IIII IIUIuI'III"'1"III'IIII'I""IIIIII'II"IIIII'IIIIN 7001591027566102756690777700025902216471 MIN TAROETe 1111111111111111111111111111 *00000' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1445 Account Identification Number: 00025902216 Statement Closing Date: June 4, 2013 DEBRA L BROWNEWELL Page 2 of 2 Transactions (cont) .Totals! Total fees charged in 2013 Total interest charged in 2013 $210.00 $915.98 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 25902216 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Joseph P. Murphy, Esq. 310 Grant Street, Suite 3309 Pittsburgh PA 15219 Date: August 06, 2014 s, Esquire A.P.C. in Street Carnegie, PA 15106 (412) 429-7675 PA_65 Certificate of Service P&F File No 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) .t.. Docket No.: 13-6262 Civil.) ? V. r- -- 77,=, t DEBRA L BROWNEWELL� -"o,-� C ? ANSWER TO COMPLAINT d r-? tet'' Defendant(s) 4 Filed on Behalf of: DEFENDANT Counsel for this Party: Joseph P. Murphy 83120 THE J. MURPHY FIRM THE GRANT BUILDING, 33RD FLOOR 310 GRANT STREET, SUITE 3309 PITTSBURGH, PA 15219 (412)521-2000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL Defendant(s) Docket No.: 13-6262 Civil Certificate of Service I do solemnly swear that a true and correct copy of the within ANSWER TO COMPLAINT was delivered to the below party or counsel therefore as follows: Gregg Morris, Esq Patenaude & Felix 213 E. Main Street Carnegie, Pa. 15106 [x ] Via First Class U.S. Mail, Postage Pre -Paid [ ] Via Facsimile: [ ] Via Certified U.S. Mail, Postage Pre -Paid [ ] Via Express Mail Carrier: Article Number [ ] Via Certified U.S. Mail, Postage Pre -Paid, Return Receipt Requeste-dam [ ] Other Method as follows: Joseph P. Murpl 7/21/2014 �r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL Defendant(s) Docket No.: 13-6262 Civil ANSWER TO COMPLAINT AND NOW, come(s) DEFENDANT, by and through counsel, the J. Murphy Firm, and Joseph P. Murphy, and bring(s) and files the within ANSWER TO COMPLAINT, averring in support thereof as follows: 1. After reasonable and diligent investigation, answering Defendant is unable to admit or deny the Plainitff's successor status, national bank status, place of business, or other internal business affairs of the Plaintiff. 2. Admitted. 3. Admitted that the Defendant has had and used credit cards. After reasonable and diligent investigation, unable to admit or deny applying for, receiving, using, or making payment upon the credit account described in the complaint. 4. See #3. 5. See #1. 6. See #3. 7. See #1. 8. Admitted that payment has not been made in some time, if ever. After reasonable and diligent investigation, unable to admit or deny that payment was ever made, or ever due. 9. Unable to admit or deny that this is a copy of identified document. By way of further answer, and after reasonable and diligent investigation, Defendant asserts that this looks authentic but that she does not have a copy of her own to compare this to. Respectfully Submitted, Joseph P. Murl 7/21/2014 /// (Counsel DEFENDANT) • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION TD BANK, Plaintiff(s) v. DEBRA L BROWNEWELL Defendant(s) Docket No.: 13-6262 Civil VERIFICATION I do solemnly swear that the averments in the foregoing answer to complaint are true and correct to the best of my knowledge, information and belief. I make this verification subject to the penalties set forth in 18 Pa. C.S. 4904, relating to unsworn falsification to authorities. Name Printed: • x' QNQrArl,, Zutf 4 SEP PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL PA_181 Consent Judgment Terms Plaintiff Defendant(s) NO. 13-6262 CIVIL PLAINTIFF'S PRAECIPE FOR CONSENT TO ENTRY OF JUDGMENT Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 13-18541 ai\t1/4\ �ake4, vAi..su?,bs. �v o fi ce 111Cu.leci IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL CONSENT TO ENTRY OF JUDGMENT The undersigned Defendant, having been served with a Complaint in Civil Action in the matter captioned above, hereby admits the averments contained in said Complaint, waives any defect of service, waives any applicable time period for the filing of a responsive pleading, waives service of a Ten Day Notice or Notice of Default, and hereby consents to the entry of judgment against him/her in the amount of $10,275.66 including pre judgment interest at the contract rate, plus the costs of suit. The parties agree that execution will be stayed, and the judgment will be satisfied provided Defendant pays the total amount of $7,735.59 as follows: One Time Payment made via: Personal Check for $214.88 on: 09/19/2014 THEN Monthly Payments made via: Personal Check for $214.88 beginning: 10/19/2014 until paid. Time is of the essence. Defendant hereby waives Notice of Entry of Judgrne i t. Date:___ /'�'% y -411 Debra L Brownewell PRAECIPE TO ENTER JUDGMENT To the Prothonotary: Please enter judgment against the Defendant(s) in the amount of $10,275.66, which includes pre judgment interest, plus the cost of suit. Date: September 04, 2014 PA 181 Consent Judgment Terms Respe tfully submitted: P . 17t#: ude : Felix, A.P.C. W.n!ee gie, PA 15106 (412) 429-7675 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA.R.C.P. 1037(b) COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), DEBRA L BROWNEWELL, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Date: September 18, 2014 Swo n to and subscribed before me this day ofWe,t1/` , 2�. .J6.. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Brandi Tucci, Notary Public City of Pittsburgh, Allegheny County My Commission�Expires Dec. 28, 2014 PA Ill fFb�f '�oSYL i4 A ASSO TATION OF NOTARIES Respectfully submitted: Patenaude & Felix, A.P.C. Gregg L. Morris, Esquire 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 13-18541 , Department of Defense Manpower Data Center Sta Report Pursuant to Servicememb Civil Relief Act. Last Name: BROWNEWELL First Name: DEBRA Middle Name: Active Duty Status As Of: Sep -18-2014 Results as of : Sep -18-2014 12:01:37 PM SCRA 3.0 On Active Duly On Active Duly Status Dale Active Duly Sled Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No' NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to alt branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa 1.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_121 Ntc Jgmt D1 P&F File No. 13-18541 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, NA., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. DEBRA L BROWNEWELL Plaintiff Defendant(s) NO. 13-6262 CIVIL NOTICE OF ORDER, DECREE OR JUDGMENT TO: ( )Plaintiff ( x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on ( ) Decree Nisi in Equity ( ) Final Decree in Equity ( X ) Judgment of ( ) Confession ( ) Default ( ) Non -Pros ( ) Verdict ( ) Court Order ( ) Non -suit ( ) Arbitration Award ( X ) Judgment in the amount of $10,275.66, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transportation. Prothonotary By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (866)-772-7675 PA_121 Ntc igmt DI P&F File No. 13-18541