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HomeMy WebLinkAbout13-6267 Supreme CO K. ,ennsylvania Con r f Commo leas For Prothonotary Use Only: C IIiJ V, t �` . . C . .` Docket No: UMBERLA County 13 - The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and.service of leadin s or other papers as required by law or rules of court. o mencement of Action: S Complaint ® Writ of Summons ® Petition Transfer from Another Jurisdiction ® Declaration of Taking E_ Lead Plaintiff's Name: SUSQUEHANNA VALLEY Lead Defendant's Name: C' , FEDERAL CREDIT UNION DAVID D. BUELL T Dollar Amount Requested: within arbitration limits I Are money damages requested? Yes ® No (check one) �®outside arbitration limits 0` N,' Is this a Class Action Suit? ®Yes No Is this an MDJAppeal? [3 Yes 3&No A Name of Plaintiff/Appellant's Attorney: STEVEN HOWELL, ESQUIRE ® Check here if you have no attorney(are a Self-Represented (Pro Se] Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ® Intentional ® Buyer Plaintiff Administrative Agencies Malicious Prosecution Debt Collection:Credit Card ® Board of Assessment ® Motor Vehicle Debt Collection:Other ® Board of Elections E3 Nuisance ® Dept.of Transportation ® Premises Liability ® Statutory Appeal:Other S ® Product Liability(does not include mass tort) 13 Employment Dispute: E ® Slander/Libel/Defamation Discrimination C ® Other: 13 Employment Dispute:Other ® Zoning Board T ® Other: I © Other: O MASS TORT ® Asbestos N 0 Tobacco ® Toxic Tort-DES ® Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS ® Toxic Waste ® Ejectment ® Common Law/Statutory Arbitration ® Other: ® Eminent Domain/Condemnation 13 Declaratory Judgment B. ® Ground Rent Mandamus ® Landlord/Tenant Dispute Non-Domestic Relations ® Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITY ® Mortgage Foreclosure:Commercial ®Quo Warranto ® Dental ® Partition ®Replevin ® Legal ® Quiet Title ®Other: © Medical [3 Other: ® Other Professional: Updated 1/1/2011 NOTICE Pennsylvania Rule of Civil Procedure 205.5. (Cover Sheet) provides, in part: Rule 205.5. Cover Sheet (a)(1) This rule shall apply to all actions governed by the rules of civil procedure except the following: (i) actions pursuant to the Protection from Abuse Act, Rules 1901 et seq. (ii) actions for support, Rules 19 10.1 et seq. (iii) actions for custody,partial custody and visitation of minor children, Rules 1915.1 et seq. (iv) actions for divorce or annulment of marriage, Rules 1920.1 et seq. (v) actions in domestic relations generally, including paternity actions, Rules 1930.1 et seq. (vi) voluntary mediation in custody actions, Rules 1940.1 et seq. (2) At the commencement of any action, the party initiating the action shall complete the cover sheet set forth in subdivision (e) and file it with the prothonotary. (b) The prothonotary shall not accept a filing commencing an action without a completed cover sheet. (c) The prothonotary shall assist a party appearing pro se in the completion of the form. (d) A judicial district which has implemented an electronic filing system pursuant to Rule 205.4 and has promulgated those procedures pursuant to Rule 239.9 shall be exempt from the provisions of this rule. (e) The Court Administrator of Pennsylvania, in conjunction with the Civil Procedural Rules Committee, shall design and publish the cover sheet. The latest version of the form shall be published on the website of the Administrative Office of Pennsylvania Courts at www.pacourts.us. I SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION-LAW DAVID D. BUELL �' ° rn DEFENDANT NO. 13 a V-"' <> <� �c-- NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PENNSYLVANIA 17013 (717)249-3166 D ,� ay�3ss SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION—LAW DAVID D.BUELL DEFENDANT NO. COMPLAINT 1. The Plaintiff is the Susquehanna Valley Federal Credit Union with a principal place of business located at 3850 Hartzdale Drive, Camp Hill, Cumberland County,Pennsylvania 17011. Plaintiff is a federally chartered nonprofit credit union 2. The Defendant David D. Buell is an adult residing at 318 North 28'th Street, Camp Hill, Cumberland County, PA 17011. 3. The Defendant is not a current member of the Armed Forces. COUNT I: CREDIT CARD 4. On February 26, 2009 Defendant obtained a VISA Credit Card as per the application attached as Exhibit"A"with an interest rate of 12.900%with a per diem of$1.21. Defendant was the card holder under this Credit Card Agreement with a limit of$5,000.00. 5. Defendant increased the VISA Credit Card Limit to $6,000.00 on April 28, 2009. 6. The terms of Exhibit"A"required timely payments. 7. Defendant failed to make timely payments on the Credit Card Balance with$408.00 past due and a balance due of$3,415.82 as of 10/17/13. 8. Defendant has not made the minimum payments despite repeated requests. VVHEREFORE,Plaintiff respectfully requests entry of judgment in the amount of $3,415.82 (principal plus past interest) at 12.900% interest from October 17,2013 and a per diem of$1.21. Respectfully submitted, By: Steven Ijovell,Esquire How�- Law Firm "6k9 Bridge Street New Cumberland,PA 17070 (717) 770-1277 Supreme Court ID 62063 10/24/2013 14:39 7177701278 HOWELL LAW FIRM PAGE 02/16 Verification I verify that the statements made in the forgoing document are true and correct.I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unworn falsification to authorities. I verify that I am the President&CEO of the Susquehanna Valley Federal Credit Union and that I am authorized to execute this document. Mary Lyim Tyrenda,President&CEO SVFCU Date: 6 c�u h ev 2�S"� Z c,l 3 SUSQUEHANNA VALLEY A table that includes the APRs and Credit Liml equested: FEDERAL CREDIT UNION other required cost disclosures for $ 5 AW VISA 3850 Hartzdale Drive Camp Hill, PA 17011-7809 credit card applications is on the 717 737-4152 reverse side of this application. CREDIT CARD APPLICATION Check below to indicate the type of credit for which you are applying.Married Applicants may apply for a separate account. INDIVIDUAL CREDIT:You must complete the Applicant section about yourself and the Other section about your spouse if: (1) you live in or the property pledged as collateral is located in a community property state(AK,AZ,CA,ID,LA,NM,NV,TX,WA,WI); (2)your spouse will use the account,or(3) you are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony,child support,or separate maintenance,complete the Other section to the extent possible about the person on whose payments you are relying. O JOINT CREDIT:Each Applicant must individually complete the appropriate section below.If CD-Borrower is spouse of the applicant,mark the Co-Applicant box. ❑GUARANTOR:Complete the Other section if you are a guarantor on an account/loan. Applicant • Spouse NAME(Last•First-Initial) MOT EN NAME NAME(Last-First-Initial) MOTHER'S MAIDEN NAME t�l ACCOUNT NUMBER SOCIAL ACCOUNT NUMBER SOCIAL SECURITY NUMBER DRIVER'S LICENSE NUMBERMS7, DRIVER'S LICENSE NUMBER/STATE Ong 7 BIRTH.DATE/ M/E HONE WORK PHONQ EXT. BIRTH DATE HOME PHONE WORK PHONE/EXT. E- ILA DRESS E-MAIL ADDRESS PRESENT ADDRESS(Street-City-Slate-Zip) 1,LJi5WN RENT YEARS AT THIS„ PRESENT ADDRESS(Street-City-State-Zip) HOWN LJ RENT YEARS AT THIS / k, .,4/i O�ADDRESS & ADDRESS PREVIOUS ADDRESS Street-Ciry,-State-Zip) W RE T YEARS AT THIS PREVIOUS ADDRESS(Street-City-State-Zip) OWN RENT YEARS AT THIS }�,�,� ADDRESS ADDRESS MORTGAGE/RENT OWED TO: A MORTGAGE/RENT OWED TO: MORTGAGE t GE BALANCE (/,yMC•ONT L PAY E NO.OF DEPENDENTS&AGE MORTGAGE BALANCE MONTHLY PAYMENT NO.OF DEPENDENTS&AGE COMPLETE FOR JOINT CREDIT,SECURED CREDIT OR IFYOU LIVE IN A COMMUNITY PROPERTY STATE: COMPLETE FOR JOINT CREDIT,SECURED CREDITOR IF YOU LIVE IN A COMMUNITY PROPERTY STATE: ARRIED SEPARATED UNMARRIED(Single-D,ivorced-Widowed) MARRIED SEPARATED F UNMARRIED(Single-Divorced-Widowed) .:Enn Io,rnent/,r11COn1Q a NAMEaAND/A"DDRE OF EMPLCO/YER / Eiii f0,,mentflnCORiOn NAME AND ADDRESS OF EMPLOYER STAF(T ATE POSITION //- I START DATE POSITION NOTICE: ALIMONY,CHILD SUPPORT,OR SEPARATE MAINTENANCE INCOME NEE OT BE REVEALED NOTICE: ALIMONY,CHILD SUPPORT,OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED. IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED. EMP OYMENT INCOME OTHER INCOME EMPLOYMENT INCOME OTHER INCOME $ PER $ PER $ PER $ PER NET ROSS SOURCE p NET GROSS SOURCE NAME AND ADDRESS OF PREVIOUS EMPLOYER START DATE/E DATE NAME AND ADDRESS OF PREVIOUS EMPLOYER START DATE/END DATE N Deposit Account NameBvbccgUnr iIlUIT1eCt VALUEredltortNam�`c YAccolnt Number„ r _� } BALANCE MONTHLY PAYMENT iq SAVINGS $ CREDITOR $ $ CHECKING $ CREDITOR $ $ "`.re.�`w^i � x^rbx''"}S .t�xx 'fr'+� a CREDITOR Othdr Assets • r;..� >_ ,.. �ifi. " - .� � $ $ OTHER PROPERTY $ CREDITOR $ $ OTHER Is AUTO $ $ AUTO MAKE YEAR OTHER $ $ Other Inforrriatton�` APPLCANTI OTHER AboutYou x ? IF YOU ANSWER"YES"TO ANY QUESTION OTHER THAN#1,EXPLAIN ON AN ATTACHED SHEET. YES NO YES NO 1. ARE YOU A U.S:CITIZEN OR PERMANENT RESIDENT ALIEN? 2. DO YOU CURRENTLY HAVE ANY OUTSTANDING JUDGMENTS OR HAVE YOU EVER FILED FOR BANKRUPTCY,HAD A DEBT ADJUSTMENT PLAN CONFIRMED UNDER CHAPTER 13,HAD PROPERTY FORECLOSED UPON OR REPOSSESSED IN THE LAST 7 YEARS,OR BEEN A PARTY IN A LAWSUIT? 3. ARE YOU A CO-MAKER,CO-SIGNER OR GUARANTOR ON ANY LOAN NOT LISTED ABOVE? FOR WHOM (Name of Others Obligated on Loan): TO WHOM (Name of Creditor): personal Reference. RELATIONSHIP: HOME PHONE: NAME AND ADDRESS OF NEAREST RELATIVE NOT LIVING WITH YOU: State Law,N,otrcesv OHIO RESIDENTS ONLY: The Ohio laws against discrimination the agreement,statement or decree,or has actual knowledge of its terms,before the credit require that all creditors make credit equally available to all creditworthy customers,and that is granted or the account is opened.(2)Please sign if you are not applying for this account credit reporting agencies maintain separate credit histories on each individual upon request. or loan with your spouse.The credit being applied for, if granted,will be incurred in the The Ohio Civil'Rights Commission administers compliance with this law. interest of the marriage or family of the undersigned. WISCONSIN RESIDENTS ONLY: (1) No provision of any marital property agreement, V unilateral statement under Section 766.59, or court decree under Section 766.70 will A adversely affect the rights of the Credit Union unless the Credit Union is furnished a copy of SIGNATURE FOR WISCONSIN RESIDENTS ONLY DATE Signatures You promise that everything you have stated in this application is correct to the best of your understand that the use of your card will constitute acknowledgment of receipt and knowledge.If there are any important changes you will notify us in writing immediately.You agreement to the terms of the credit card agreement.A condition of your account is your authorize the Credit Union to obtain credit reports in connection with this application for granting us a security interest in your share accounts.By signing below you grant us a credit and for any update,increase,renewal,extension,or collection of the credit received. security interest in all individual and joint share and/or deposit accounts you have with us You understand that the Credit Union will rely on the information in this application and your now and in the future to secure your credit card account. Shares and deposits in an credit report to make its decision.If you request,the Credit Union will tell you the name and Individual Retirement Account and any other account that would lose special tax address of any credit bureau from which it received a credit report on you.It is a federal crime treatment under state or federal law if given as security are not subject to this security to willfully and deliberately provide inGornnlptp.nr on loan applications interest. When you are in default we may apply the balance in these accounts to any m"ade.f al cr it unions or EXHIBIT red by NCUA. You amounts due under the credit card agreement. {+ X Z L) X (SEAL) t`-APPtfCANT'S SIGNATURE 8 DATE OTHER SIGNATURE DATE FOR CREDIT UNION APPr�OVEO m IT$ +� CREDI A N ' USE ONLY ❑DECLINED. CREDIT COMMITTEE OR LOAN OFFICER SIGNATURE OCUNA MUTUAL GROUP,1995,2003,ALL RIGHTS RESERVED DETACH AND RETURN THIS APPLICATION TO YOUR CREDIT UNION ACAV30 12/03 Tn nonco +-ann_oca-tnw. - 28310cvcpCUStOm SUSQUEHANNA VALLEY + FEDERAL CREDIT UNION ���� 3850 Hartzdale Drive Camp Hill, PA 17011-7809 (717) 737-4152 VISA PLATINUM AND VISA CLASSIC CONSUMER CREDIT CARD AGREEMENT In this Agreement, "Agreement" means this Consumer Credit Card Agreement. "Disclosure" means the Credit Card Account Opening Disclosure. The Account Opening Disclosure is incorporated into this Consumer Credit Card Agreement and is part of the Agreement. In this Agreement the words "you," "your," and "yours" mean each and all of those who agree to be bound by this Agreement; "card" means the Visa credit card and any duplicates, renewals, or substitutions the Credit Union issues to you; "account" means your Visa credit card line-of-credit account with the Credit Union; and "Credit Union" means the Credit Union whose name appears on this Agreement or anyone to whom the Credit Union transfers this Agreement. 1. USING YOUR ACCOUNT—If you are approved for an account, the Credit Union will establish aline of credit for you. You agree that your credit limit is the maximum .amount (purchases, cash advances, finance charges, plus "other charges") which you will have outstanding on your account at any time. Unless disclosed otherwise, the Credit Union will not allow advances over the credit limit. If the Credit Union has a program whereby it allows payment of advances that exceed your credit limit, subject to a fee, the Credit Union will provide you with notice, either orally, in writing, or electronically (notwithstanding the requirements of the paragraph entitled "Statements and Notices") explaining your right to opt in to the Credit Union's program whereby it will honor advance requests over the credit limit. In the event you opt in to such a program, you agree to the terms of such a program. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may, from time to time, issue convenience checks to you that may be drawn on your account. Convenience checks may not be used to make a payment on your account balance. If you use a convenience check, it will be posted to your account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on your account for any reason and such refusal shall not constitute wrongful dishonor. You may request that we stop the payment of a convenience check drawn on your account. You agree to pay any fee imposed to stop a payment on a convenience check issued on your account. You may make a stop payment request orally, if permitted, or in writing. Your request must be made with sufficient time in advance of the presentment of the check for payment to give us a reasonable opportunity to act on your request. In addition, your request must accurately describe the check including the exact account number, the payee, any check number that may be applicable, and the exact amount of the check. If permitted, you may make a stop payment request orally but such a request will expire after 14.days unless you confirm your request in writing within that time. Written stop payment orders are effective only for six (6) months and may be renewed for additional six month periods by requesting in writing that the stop payment order be renewed. We are not required to notify you when a stop payment order expires. If we re-credit your account after paying a check or draft over a valid and timely stop payment order, you agree to sign a statement describing the dispute with the payee, to assign to us all of your rights against the payee or other holders of the check or draft and to assist us in any legal action. You agree to indemnify and hold us harmless from all costs and expenses, including attorney's fees, damages, or claims, related to our honoring your stop payment request or in failing to stop payment of an item as a result of incorrect information provided to us or the giving of inadequate time to act upon a stop payment request. 2. USING YOUR CARD — You understand that the use of your credit card will constitute acknowledgement of receipt and agreement to the terms of the Credit Card Agreement and Credit Card Account Opening Disclosure (Disclosure). You may use your card to make purchases from merchants and others who accept your card. The credit union is not responsible for the refusal of any merchant or financial institution to honor your card. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. In addition, you may obtain cash advances from the Credit Union, from other financial institutions that accept your card, and from some automated teller machines (ATMs). (Not all ATMs accept your card.) If the credit union authorizes ATM transactions with your card, it will issue you a personal identification number (PIN). To obtain cash advances from an ATM, you must use the PIN issued to you for use with your card. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Even if you use your card for an illegal transaction, you will be responsible for all amounts and charges incurred in connection with the transaction. If you are permitted to obtain cash advances on your account, you may also use your card to purchase instruments and engage in transactions that we consider the equivalent of cash. Such transactions will be posted to your account as cash advances and include, but are not limited to, wire transfers, money orders, bets, lottery tickets, and casino gaming chips. This paragraph shall not be interpreted as permitting or authorizing any transaction that is illegal. 3. PROMISE TO PAY — You promise to pay all charges (purchases, cash advances, balance transfers, use of convenience checks or any other charge) made to your account by you or anyone you authorize to use your account. You also promise to pay all finance charges and other charges added to your account under the terms of this Agreement or ©CUNA MUTUAL GROUP,1991,2006,09,ALL RIGHTS RESERVED DPAGXI(MXC500 CCM000)-e another agreement you made with the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS also applies to your account. 4. PERIODIC RATES — The periodic rates applicable to purchases, cash advances, and balance transfers are disclosed on the Disclosure that accompanies this Agreement. Any penalty rate that may be imposed for failing to make a payment by the payment due date is also disclosed on the Disclosure. Any rate change will be made pursuant to applicable law. If the rate for your account is variable, as indicated on the accompanying Disclosure, the rate charged on purchases, cash advances, balance transfers and any penalty rate will vary periodically as disclosed in the Disclosure accompanying this Agreement. The initial rate on your account for certain types of transactions may be an introductory discounted rate (Introductory Rate) that is lower than the rate that would ordinarily apply for that type of transaction. If an Introductory Rate applies to your account, the rates and the period of time it will be effective is shown on the Disclosure accompanying this Agreement. After the Introductory Rate period expires, the periodic rate will automatically increase to the rates that would ordinarily apply for that type of transaction based on the terms of this Agreement. 5. FINANCE CHARGES— New purchases posted to your account during a billing cycle will not incur a finance charge for that billing cycle if you had a zero or credit balance at the beginning of that billing cycle, or you paid the entire new balance on the previous cycle's billing statement by the payment due date of that statement; otherwise a finance charge will accrue from the date a purchase is posted to your account. To avoid an additional finance charge on the balance of purchases, you must pay the entire new balance on the billing statement by the payment due date of that statement. A finance charge begins to.accrue on cash advances from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later. The finance charge is calculated separately for purchases and cash advances. For purchases, the finance charge is computed by applying the periodic rate to the average daily balance of purchases. To get the average daily balance of purchases, we take the beginning outstanding balance of purchases each day, add any new purchases, and subtract any payments and/or credits. This gives us the daily balance of purchases. Then, we add all the daily balances of purchases for the billing cycle together and divide the total by the number of days in the billing cycle. This gives us the average daily balance of purchases. Balance transfers are calculated in the same manner as purchases. For cash advances, the finance charge is computed by applying the periodic rate to the average daily balance of cash advances. To get the average daily balance of cash advances, we take the beginning outstanding balance of cash advances each day, add in any new cash advances, and subtract any payments and/or credits that we apply to the cash advance balance. This gives us the daily balance of cash advances. Then, we add all the daily balances of cash advances for the billing cycle together and divide the total by the number of days in the billing cycle. This gives us the average daily balance of cash advances. 6. FOREIGN TRANSACTIONS — Purchases and cash advances made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives or the government-mandated rate in effect for the applicable central processing date. The exchange rate used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement posting date. A fee (finance charge), calculated in U.S. dollars, will be imposed on all multiple currency foreign transactions, including purchases, cash advances and credits to your account. A fee (finance charge), calculated in U.S. dollars, will be imposed on all single currency foreign transactions, including purchases, cash advances and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States, with the exception of U.S. military bases, U.S. territories, U.S. embassies or U.S. consulates. The Foreign Transaction Fee is set forth on the Disclosure accompanying this Agreement. 7. FEES—In addition to the periodic rate, the following additional fees may be imposed on your account. If applicable to your account, the fee amounts and explanations are disclosed on the Disclosure accompanying this Agreement. Your account may also be subject to additional fees as set forth on the Disclosure accompanying this Agreement. a. Foreign Transaction Fee (Finance Charge). If your account is subject to a. Foreign Transaction Fee (finance charge), a fee may be charged to your account for transactions made outside of the United States or in a foreign currency. b. Late Payment Fee. If your account is subject to a Late Payment Fee, the fee will be charged to your account when you do not make the required minimum payment by or within the number of days of the statement Payment Due Date set forth on the Disclosure accompanying this Agreement. c. Returned Payment Fee. If your account is subject to a Returned Payment Fee, the fee will be charged to your account when a payment is returned for any reason. d. Document Copy Fee. If your account is subject to a Document Copy Fee, except as limited by applicable law, a fee may be charged to your account for each copy of a sales draft or statement that you request (except when the request is made in connection with a billing error made by the Credit Union). ©CUNA MUTUAL GROUP,1991,2006,09,ALL RIGHTS RESERVED DPAGXI(MXC500 CCM000)-e e. Rush Fee. If your account is subject to a Rush Fee, except as limited by applicable law, a fee may be charged to your account for each rush card that you request, providing delivery of the card is also available by standard mail service, without paying a fee for delivery. f. Card Replacement Fee. If your account is subject to a Card Replacement Fee, a fee will be charged for each replacement card that is issued to you for any reason. g. Card Capture Fee. We reserve the right to charge a fee for requesting a return of all cards in your possession if you or an authorized user has willfully misused the cards after such a time that the card was reported lost or stolen. 8. PAYMENTS — Each month you must pay at least the minimum payment shown on your statement by the date specified on the statement. You may pay more frequently, pay more than the minimum payment or pay the total new balance in full. If you make extra or larger payments, you are still required to make at least the minimum payment each month your account has a balance (other than a credit balance). For our Visa Platinum, the minimum payment is 3.00% of your total new balance, or $20.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. For our Visa Classic, the minimum payment is 3.00% of your total new balance, or $20.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. In addition to the minimum payment, you must also pay, by the date specified above, the amount of any prior minimum payment(s) that you have not made, all outstanding unpaid fees and charges, and any amount you are over your credit limit. The Credit Union also has the right to demand immediate payment of any amount by which you are over your credit limit. 9. PAYMENT ALLOCATION — Subject to applicable law, your payments may be applied to what you owe the Credit Union in any manner the Credit Union chooses. However, in every case, in the event you make a payment in excess of the required minimum periodic payment, the Credit Union will allocate the excess amount first to the balance with the highest annual percentage rate and any remaining portion to the other balances in descending order based on applicable annual percentage rate. We may accept checks marked "payment in full"or with words of similar effect without losing any of our rights to collect the full balance of your account with us. 10. SECURITY INTEREST — You grant the Credit Union a security interest under the Uniform Commercial Code and under any common law rights the Credit Union may have in any goods you purchase. If you give the Credit Union a specific pledge of shares by signing a separate pledge of shares, your pledged shares will secure your account. You may not withdraw amounts that have been specifically pledged to secure your account until the Credit Union agrees to release all or part of the pledged amount. T, J6,HA �oUn�t,is b`y�all+�oGhg;�sJhar�es,y�o;u have in playing vdid�u'ator,j:ornt accoantwith theme Credit U'mlion;,,- depafohlaes'inanlndlividZual �°etirremnt Acc'oun"to,r im.an, ©t-her accoumt+.tht,,ould loes ec'r�Yl`,taz:: ,r t nde`r'• ate`'R`or'f d'e;ralf�la if,Jgiuen�as�securityYThe e:�otrhershares•may;be+withdlr-L&i,4nlle s:yourare . re 'atme�i �.�, y 4 ;.- J z, in.cl u!I nd r vs. g�reeme .You�autho�i2e th.e�Credi;th�lJ,h,411'oaapplylYhe balance.inr,youtr irrdivrdual ortoinf, ,,_;aGuYsif`;paiizan�", a ,_onts�ld�u'e,on; ourcco`uYnt if '_o"�rshou Collateral securing other loans you have with the Credit Union may also secure this loan, except that a dwelling will never be considered as security for this account, notwithstanding anything to the contrary in any other agreement. 11. DEFAULT—You will be in default if you fail to make any minimum payment or other required payment by the date that it is due. You will be in default if you break any promise you make under this Agreement. You will be in default if you die, file for bankruptcy or become insolvent, that is, unable to pay your obligations when they become due. You will be in default if you make any false or misleading statements in any credit application or credit update. You will also be in default if something happens that the Credit Union believes may substantially reduce your ability to repay what you owe. When you are in default, the Credit Union has the right to demand immediate payment of your full account balance without giving you notice. If immediate payment is demanded, you agree to continue paying finance charges at the periodic rate charged before default, until what you owe has been paid, and any shares that were given as security for your account may be applied towards what you owe. 12. LIABILITY FOR UNAUTHORIZED USE-LOST/STOLEN CARD NOTIFICATION — You agree to notify us immediately, orally or in writing, at 3850 Hartzdale Drive, Camp Hill, PA 17011 or telephone (717) 737-4152 Monday through Friday 9:00 a.m. - 5:30 p.m., (800) 433-0505 Monday through Friday 8:00 a.m. - 6:00 p.m. or (800) 991-4961 seven (7) days a week, 24 hours a day, of the loss, theft, or unauthorized use of your credit card. You may be liable for the unauthorized use of your credit card. You will not be liable for unauthorized use that occurs after you notify us of the loss, theft, or possible unauthorized use. You will have no liability for unauthorized purchases made with your credit card, unless you are grossly negligent in the handling of your card. In any case, your liability will not exceed $50.00. 13. CHANGING OR TERMINATING YOUR ACCOUNT—As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. ©CUNA MUTUAL GROUP,1991,2006,09,ALL RIGHTS RESERVED DPAGXI(MXC500 CCM000)-e Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account. 14. CHANGING OR TERMINATING AUTHORIZED USERS — Upon your request, we may issue additional cards for authorized users that you designate. You must notify us in writing of any termination of an authorized user's right to access your account. Your letter must include the name of the authorized user and your account number and/or any subaccount number issued to the authorized user along with the authorized user's card and any convenience or other access checks issued to the authorized user. If you cannot return the authorized user's card or access checks and if you request your account to be closed, we will close your account and you may apply for a new account. 15. CREDIT REVIEW AND RELEASE OF INFORMATION - You authorize the Credit Union to investigate your credit standing when opening or reviewing your account. You authorize the Credit Union to disclose information regarding your account to credit bureaus and creditors who inquire about your credit standing. If your account is eligible for emergency cash and/or emergency card replacement services, and you request such services, you agree that we may provide personal information about you and your account that is necessary to provide you with the requested service(s). 16. RETURNS AND ADJUSTMENTS — Merchants and others who honor your card may give credit for returns or adjustments, and they will do so by sending the Credit Union a credit slip which will be posted to your account. If your credits and payments exceed what you owe the Credit Union, the amount will be applied against future purchases and cash advances. If the credit balance amount is $1.00 or more, it will be refunded upon your written request or automatically after six(6) months. 17. ADDITIONAL BENEFITS/CARD ENHANCEMENTS — The Credit Union may from time to time offer additional services to your account, such as travel accident insurance, at no additional cost to you. You understand that the Credit Union is not obligated to offer such services and may withdraw or change them at any time. 18. MERCHANT DISPUTES—The Credit Union is not responsible for the refusal of any merchant or financial institution to honor your card. The Credit Union is subject to claims and defenses (other than tort claims) arising out of goods or services you purchase with the card if you have made a good faith attempt but have been unable to obtain satisfaction from the merchant or service provider, and (a) your purchase was made in response to an advertisement the Credit Union sent or participated in sending to you; or (b) your purchase cost more than $50.00 and was made in your state or within 100 miles of your home. 19. JOINT ACCOUNTS — If this is a joint account, each of you will be individually and jointly responsible for paying all amounts owed under this Agreement. This means that the Credit Union can require any one of you individually to repay the entire amount owed under this Agreement. Each of you authorizes the other(s) to make purchases or cash advances individually.Any one of you may terminate the account and the termination will be effective as to all of you. 20. EFFECT OF AGREEMENT—This Agreement is the contract which applies to all transactions on your account even though the sales, cash advances, credit or other slips you sign or receive may contain different terms. 21. NO WAIVER—The Credit Union can delay enforcing any of its rights any number of times without losing them. 22. STATEMENTS AND NOTICES— Statements and notices will be mailed to you at the appropriate address you have given the Credit Union. Notice sent to any one of you will be considered notice to all. 23. SEVERABILITY AND FINAL EXPRESSION — This Agreement and the Disclosure are the final expression of the terms and conditions of your account. This written Agreement and Disclosure may not be contradicted by evidence of any alleged oral agreement. Should any part of this Agreement or the Disclosure be found to be invalid or unenforceable, all other parts of this Agreement and Disclosure shall remain in effect and fully enforceable to the fullest extent possible under this Agreement. 24. COPY RECEIVED—You acknowledge that you have received a copy of this Agreement and Disclosure. .25. GAMBLING TRANSACTIONS PROHIBITED — You may not use your card to initiate any type of gambling transaction. 26. PENALTY RATE DISCLOSURES — If applicable to your account, all rates for your account, including the rates for purchases, cash advances, and balance transfers, will increase to the Penalty Rate shown on the Disclosure accompanying this Agreement when you meet one or more of the conditions as set forth in the Disclosure. Any rate increases applied to your account are subject to applicable notice requirements. Please refer to the Disclosure for additional information regarding the Penalty Rate. 27. VOLUNTARY PAYMENT PROTECTION — We may offer Voluntary Payment Protection to you. Voluntary Payment Protection is not necessary to obtain credit. If you purchase Voluntary Payment Protection from us, you authorize us to add the fees or insurance charges monthly to your loan balance and charge you interest on the entire balance. At our option we will change your payment or the period of time necessary to repay the loan balance. The rate used to determine ©CUNA MUTUAL GROUP,1991,2006,09,ALL RIGHTS RESERVED DPAGX1(MXC500 CCM000)-e the fees or insurance charges may change in the future. If the rate changes, we will provide any notices required by applicable law. 28. NOTICE TO UTAH BORROWERS—This written agreement is a final expression of the agreement between you and the Credit Union. This written agreement may not be contradicted by evidence of any oral agreement. 29. THE FOLLOWING IS REQUIRED BY VERMONT LAW — NOTICE TO CO-SIGNER — YOUR SIGNATURE ON THIS NOTE MEANS THAT YOU ARE EQUALLY LIABLE FOR REPAYMENT OF THIS LOAN. IF THE BORROWER DOES NOT PAY, THE LENDER HAS A LEGAL RIGHT TO COLLECT FROM YOU. 30. NOTICE TO ALABAMA BORROWERS — CAUTION: IT IS IMPORTANT THAT YOU THOROUGHLY READ THIS AGREEMENT BEFORE YOU SIGN IT. Your Billing Rights: Keep this Document for Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. What To Do If You Find A Mistake On Your Statement If you think there is an error on your statement, write to us at: Susquehanna Valley Federal Credit Union 3850 Hartzdale Drive Camp Hill, PA 17011 You may also contact us on the Web: www.svfcu.org In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us: • Within 60 days after the error appeared on your statement. • At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is wrong. You must notify us of any potential errors in writing [or electronically]. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. What Will Happen After We Receive Your Letter When we receive your letter,we must do two things: 1. Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the error. 2. Within 90 days of receiving your letter,we must either correct the error or explain why we believe the bill was •correct. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. After we finish our investigation, one of two things will happen: • If we made a mistake: You will not have to pay the amount in question or any interest or other fees related to that amount. • If we do not believe there was a mistake: You will have to pay the amount in question, along with applicable interest and fees. We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you do not pay the amount we think you owe. If you receive our explanation but still believe your bill is wrong, you must write to us within 10 days telling us that you still refuse to pay. If you do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us. If we do not follow all of the rules above, you do not have to pay the first$50 of the amount you question even if your bill is correct. ©CUNA MUTUAL GROUP,1991,2006,09,ALL RIGHTS RESERVED DPAGX1(MXC500 CCM000)-e Your Rights if You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing [or electronically] at: Susquehanna Valley Federal Credit Union 3850 Hartzdale Drive Camp Hill, PA 17011 www.svfcu.org While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent. SPECIAL RULE FOR CREDIT CARD PURCHASES— If you have a problem with the quality of property or services that you purchased with a credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. There are two (2) limitations on this right: • You must have made the purchase in your home state or, if not within your home state,within 100 miles of your current mailing address; and • The purchase price must have been more than $50.00. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services. ©CUNA MUTUAL GROUP,1991,2006,09,ALL RIGHTS RESERVED DPAGXI(MXC500 CCM000)-e Phi (p NO W � (D j '� D � �R �az�" � � m �` N Any x �h I�r (D (D 3 ^l _ .3� v A CRS� G,fit +>t�JOSt'.1 _in s u �„ d o T W . cD m m ri (n � -{ 0 ° (D O < < << D ° m o 3 _0 °cy* m DD DD nw� � c 0D CD To CD a Q V� 0 CD m m N c �. � � � CO> cn r a. .< ( o �' Z z m 0 v, 3 o 3 (� D f0 w CD _ . x w (D N ' y n (D N CD N S D � O (p (D 0) (o ( Oo Q (D (D (D o Q QQ OQ CD (D Q Q SUSQUEHANNA VALLEY FEDERAL CREDIT UNION 3850 HARTZDALE DRIVE CAMP HILL PA.1 701 1-7809 r rz; III fix. a O y . Jr (D Y rL c. r.. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff 7. a Jody S Smith Chief Deputy "' 'a" P� o u p� Richard W Stewart 3 { ;1 if Solicitor or TP-- Susquehanna Valley FCU Case Number vs. David D Buell 2013-6267 SHERIFF'S RETURN OF SERVICE 10/28/2013 Ronny R.Anderson, Sheriff served the requested Complaint&Notice by"personally"handing a true copy to a person representing themselves to be the Defendant, to wit: David D Buell at the Cumberland County Sheriffs Office, One Courthouse Square, Carlisle, PA 17013. SHERIFF COST: $28.46 SO ANSWERS, r, October 28, 2013 RONW R ANDERSON, SHERIFF ! b A SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION CUMBERLAND COUNTY Plaintiff PENNSYLVANIA vs. NO. 2013-6267 CIVIL TERM DAVID D. BUELL CIVIL ACTION-LAW Defendant, ',' TO: David D. BuellG 318 North 28th Street ' Camp Hill PA 17011 :, r? DATE OF NOTICE:November 19, 2013 ' IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONA AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 32 SOUTH BEDFORD STREET CARLISLE, PENNSYLVANIA 17013 (717)249-3166 AVISO IMPORTANTE A: David D. Buell 318 North 28th Street Camp Hill PA 17011 ECHA DEL AVISO:November 19,2013 USTED STA EN EBELDIA PORQUE HA FALLADO DE REGISTRAR COMPARENCENCIA ESCRITA POR SI MISMO O A TRAVES DE UN ABOGADO Y SOM ETER CO LA CORTE SUS DEFENSAS U OBJECCIONES A LOS CARGOS QUE SE HAN PRESETADO CONTRA USTED. A MEMOS QUE USTED ACTUE DENTRO DE DIEZ EN CONTRA SUYA SIN TENER DERECHOS A UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD U OTRO S DERECHOS IMPORTANTES. USTED DEBE LLEVAR . EST DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LAW SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE. INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDE PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CALIFICAN. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 32 SOUTH BEDFORD STREET CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 1 I Respectfully submitted, By: Steve owell, quire ell Law Fffin 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 Date: November 19,2013 Certificate of Service I hereby certify that on the date set forth below a true and correct copy of the foregoing document was served upon the parry/parties set forth below by postage prepaid,first class United States Mail addressed as follows: David D. Buell 318 North 28th Street Camp Hill PA 17011 By: Ste Howell Date: November 19, 2013 SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION—LAWe :- YTi C l DAVID D. BUELL , DEFENDANT NO. 2013-6267 _ c) PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT r m TO THE PROTHONOTARY: Please enter a DEFAULT JUDGMENT against DAVID D. BUELL for his failure to file and Answer to the Complaint served October 28, 2013 by the Office of the Sheriff of Cumberland County as shown on Exhibit"A-1" in accordance with PA R.C.P. 404 and 403. A Notice of Intention to Take a Default Judgment was filed on November 20, 2013 and served using a U.S. Postal Certificate of Mailing by first class prepaid postage on November 19, 2013 as shown on Exhibit"A-2" (Certificate of Mailing USPS Form 3817 is attached showing service). No answer or response having been filed with the Prothonotary as of January 10, 2014 please enter a Default Judgment in the following amount of$3,518.67 plus all costs: Count I $3,415.82 Interest Count I $ 102.85 ($1.21 Per Diem from October 17, 2013) $3,518.67 Respectfully submitted, By: Steven'How s re owell La Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 Attorney for Plaintiff Date: January 10, 2014 k:21L Nv�+LV n2-;�rik SHERIFF'S OFFICE OF CUMBERLAND COUNTY R6hny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart �' � Solicitor OFFICE Or THE SHERIFF Susquehanna Valley FCU Case Number vs. David D Buell 2013-6267 SHERIFF'S RETURN OF SERVICE 10/28/2013 Ronny R.Anderson, Sheriff served the requested Complaint&Notice by"personally"handing a true copy to a person representing themselves to be the Defendant, to wit: David D Buell at the Cumberland County Sheriffs Office, One Courthouse Square, Carlisle, PA 17013. SHERIFF COST: $28.46 SO ANSWERS, October 28, 2013 RbNO'rY R ANDERSON, SHERIFF (c)CauntySuite Sheritt,Toleo$off Inc. SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION CUMBERLAND COUNTY Plaintiff PENNSYLVANIA VS. NO. 2013-6267 CIVIL TERM - DAVID D. BUELL CIVIL ACTION-LAW Defendant r TO: David D. Buell -n - . , 318 North 28 Street Y : Camp Hill PA 17011 _. DATE OF NOTICE: November 9, 2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY4 AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS Y6U ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY' LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD !TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH I INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONA AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 3� SOUTH BEDFORD STREET CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 AVISO IMPORTANTE A: David D. Buell 318 North 28th Street Camp Hill PA 17011 f I ECHA DEL AVISO:November lI9, 2013 i USTED STA EN EBELDIA PORQUE HA FALLADO DE REGISTRAR COMPARENCENCIA ESCRITA POR SI MISMO O A TRAVES DE UN ABOGADO Y SOMETER CO LA CORTE SUS DEFENSAS U OBJECCIONES A LOS CARGOS QUE SE HAN PRESETADOI CONTRA LISTED. A MEMOS QUE USTED ACTUE DENTRO DE DIEZ EN CONTRA SUYA SIN TENER DERECHOS A UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD U OTRO S DERECHOS IMPORTANTES. i USTED DEBE LLEV_AR EST DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI US JED NO TIENE UN ABOGADO, LLAME O VAYA A LAW SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE. INFORMACION A CERCA DE'COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFId1NA LE PUEDE PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCA14 SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CALIFICAN. I LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 32 SOUTH BEDFORD STREET CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 Respectfully submitted, By: Stev owell, uire ell Law F 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 Date: November 19, 2013 Certificate of Service I hereby certify that on the date set forth below a true and correct copy of the foregoing document was served upon the party/parties set forth below by postage prepaid, first class United States Mail addressed as follows: David D. Buell 318 North 28th Street Camp Hill PA 17011 By: Ste Howell Date: November 19,LCvr3 I o V! ii A.13. T1 I • JEOZ p t- x LS M S � ft, V � Na � olLA r A i1 l�1 CA 0 `n ° n S (D o I I c� b0-b009 TL000 0001 OZ• L �3SIAtl35 7R13Cd,� 1N(IOWH s tvtrasrrron, £IaLOI AON Hd`ON0183own3 M3N OIHd ���------ 3901SOd 'S'n li {I' i j SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION—LAW DAVID D. BUELL DEFENDANT NO. 2013-6267 RULE 236 NOTICE OF FILING JUDGMENT (X) Notice is hereby given that a money judgment in the above captioned action has been entered against David D. Buell in the amount of$3,518.67_ ,�, /A , 2014. (X) A copy of all documents filed with the Prothonotary in support of the within judgment is/are enclosed. �Ay-T-Z) I=LL Prothonotary Civil Division BY: If you have any questions regarding this Notice, please contact the filing party: Steven Howell, Esquire Howell Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 This Notice is given in accordance with Pa R.C.P. 236. Notice should be sent to: David D. Buell David D. Buell Cumberland County Prothonotary c/o Elizabeth S. Beckley, Esquire One Courthouse Square 212 North Third Street, Suite 301 Carlisle PA 17013 Harrisburg PA 17101 Susquehanna Valley Federal Credit Union IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY PENNSYLVANIA VS. No. 2013-6267 David D. Buell Defendant CIVIL ACTION—New Cumberland .. - -„.r_ PRAECIPE FOR WRIT OF EXECUTION PURSUANT TO PA. R.C.P.3101 TO 3149 '' C- ' TO THE PROTHONOTARY: Please issue writ of execution in the above matter, _ = (1)Directed to the Sheriff of Dauphin County,Pennsylvania (2)Against Garnishee BECKLEY & MADDEN,212 NORTH THIRD STREET,SUITE 301,HARRISBURG PA 17101. (3)and against DAVID D. BUELL (4)and index this writ (a) against DEFENDANT DAVID D. BUELL (b) against Garnishee BECKLEY&MADDEN,212 NORTH THIRD STREET, SUITE 301,HARRISBURG PA 17101. as a lis pendens against the property of the defendant in the name of the Garnishee as follows: ALL BANK ACCOUNTS, SAVINGS ACCOUNTS,MONEY MARKET ACCOUNTS OR OTHER FINANCIAL ACCOUNTS IN WHICH THE DEFENDANT HAS ANY LEGAL OR EQUITABLE INTEREST INCLUDING BUT NOT LIMITED TO HIS ACCOUNTS AT GARNISHEE. (5) Amount Due $3,415.82 Interest $ 102.85 ($1.20 Per Diem October 17, 2013) TOTAL $3,518.67 y a q .0d ?cL44/ Respectfully submitted, A9. YI. - ems+ a . By. / p 3. �'S' _ .• • S en Ho ell, Esquire owell Firm 619 Bridge Street New Cumberland, PA 17070 d (717) 770-1277 a•zs -b&-c- C20 Y• -Tin �-�. Supreme Court ID 62063 Date: January 10,2014 01” MizQ, WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 13-6267 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF DAUPHIN COUNTY: To satisfy the debt, interest and costs due SUSQUEHANNA VALLEY FEDERAL CREDIT UNION,Plaintiff(s) From DAVID D. BUELL,CUMBERLAND COUNTY PROTHONOTARY,ONE COURTHOUSE SQUARE,CARLISLE,PA 17013 (1) You are directed to levy upon the property of the defendant(s)and to sell You are also directed to attach the property of the defendant(s)not levied upon in the possession of BECKLEY&MADDEN,212 NORTH THIRD STREET,SUITE 301,HARRISBURG,PA 17101 GARNISHEE(S)as follows: ALL BANK ACCOUNTS, SAVINGS ACCOUNTS,MONEY MARKET ACCOUNTS OR OTHER FINANCIAL ACCOUNTS IN WHICH THE DEFENDANT HAS ANY LEGAL OR EQUITABLE INTEREST INCLUDING BUT NOT LIMITED TO HIS ACCOUNTS AT GARNISHEE and to notify the garnishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s)or otherwise disposing thereof; (2) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$3,415.82 Plaintiff Paid$ Interest($1.20 PER DIEM OCTOBER 17,2013)-$102.85 Attorney's Comm. % Law Library$.50 Attorney Paid$161.21 Due Prothonotary$2.25 Other Costs$ Date: JANUARY 13,2014 ���.� �• L L David D. Buell, Prothonotary By: Deputy REQUESTING PARTY: Name : STEVEN HOWELL,ESQUIRE Address: HOWELL LAW FIRM 619 BRIDGE STREET NEW CUMBERLAND, PA 17070 Attorney for: Plaintiff Telephone: 717-770-1277 Supreme Court ID No. 62063 SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION CUMBERLAND COUNTY Plaintiff PENNSYLVANIA VS. NO. 2013-6267 CIVIL TERM DAVID D. BUELL CIVIL ACTION- LAW Defendant PRAECIPE TO RESCIND WRIT OF EXECUTION TO THE PROTHONOTARY: Please issue a praecipe rescinding the Writ of Execution against Beckley&Madden as Garnishee. Respectfully submitted, J By St en Ho e11,Esquire Dowell Law Firm 619 Bridge Street New Cumberland,PA 17070 (717) 770-1277 Voice (717) 770-1278 Fax Supreme Court ID 62063 Date: lwvl SUSQUEHANNA VALLEY FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION CUMBERLAND COUNTY Plaintiff PENNSYLVANIA VS. ' NO. 2013-6267 CIVIL TERM "" .- DAVID D. BUELL CIVIL ACTION-LAW -O�' +` Defendant r PRAECIPE TO SATISFY JUDGMENT Fi c. TO THE PROTHONOTARY: Please issue a praecipe that the Judgment recorded on January 13,2014 against Defendant David D. Buell is satisfied, discontinued and ended. Res pectfully submitted, By- Ste n Ho el , quire owell L w Firm 619 Bridge Street New Cumberland,PA 17070 (717) 770-1277 Voice (717) 770-1278 Fax Supreme Court ID 62063 Date: cz� -'r:� .3 ZZ - t f?i t— A CZ, o C) N