Loading...
HomeMy WebLinkAbout10-28-13 NOTICE OF CLAIM (Filed Pursuant to 20 Pa.C.S. § 3532) COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION ESTATE OF JOHANNA A. SCHARF DECEASED No. 21-13-0370 To the Clerk of the Orphans' Court Division: Enter the claim of Visions Federal Credit Union in the (Claimant) amount of$ 770.96 against the above entitled Estate. The Decedent, who resided at 604 Mallard Road, Camp Hill, PA 17011 (SueetAddress) died on 02/17/2013 Written notice of (Date of Death) said claim was given to Linda A. Boyd (Personal Representative or his/her counsel) at 604 Mallard Road Camp Hill PA 17011 ' (Address) on October, 2013 (Date) Visions Federal Credit Union (Claimant) 24 McKinley Avenue (Street Address) Endicott,New York 13760 (City.State,zip) William M. Thomas, Esquire 2382554 (Claimants Counsel) (Supreme Court I.D.No) Aswad& Ingraham Cl, zt (Address) C p M lei 46 Front Street m -0 `-D G a 73 Binghamton,New York 13905 �`- ^ w c (Telephone) " V' Q C+ —ri —n O G w C? u r r- rn r- ry Form OC-07 rev.10.13.06 i Cb CLAIM against The Estate of Johanna A. Scharf Estate No. : 21-13-0370 TO: Executor of the Estate of Johanna A. Scharf 1 . The Visions Federal Credit Union, f/k/a IBM Endicott Owego Employees Federal Credit Union, 29 McKinley Avenue, Endicott, New York, hereby makes a claim against the Estate of Johanna A. Scharf, in the sum of $770 . 96 with interest from May 28, 2013. 2 . The aforesaid claim is based upon a credit card agreement in the initial sum of $500 . 00 dated November 28, 1983, which was executed by the Deceased, Johanna Scharf, and was at the time of death, and still is, held by the Visions Federal Credit Union. A copy of such note is attached hereto. 3 . The amount of the claim presented herein is now justly due to Visions Federal Credit Union and all payments thereon have been duly credited. Jargs Felmet Ex c. Vice President Sworn to before me this Ig" day of October, 2013 Notary "Public Jo.Ann M. Vallequette Notary Public, State of New York No. 01VA5063694 Qualified in Tioga County ©�Y' / Commission Expires July 29, a 'U,.�t ., Ism, w 0 "" �gt,�ep ■/1� ■�Y�1�j1p( Y e 1 tI teL Tf ` P(aYEE�S YIS Wf } VIA A l i cati o Y i fFUFAAG CRF.Cii'tiNlOry � ��(�% ���'� ' VISA Amount Req�sted OMaif-in Membem can use VISA card at METR" LLER Supannarka I bons and at The TIME O Drop-off 5 T t Machtne Aut^mated Teller Mach;nes ded,they have optl a atN ,_---"' t ""it ;( tion Number) v°- 015-031 368 To ap* ask a loan officer to txDV the necesxir,, k ftaquest F�teement. nn Il !, ,n Aypllunt'1 MemNr N..", f y 0-G ( S' -- 017 t.+Dlnt APW,O.,,11 Me,nbe,NUmber� 'hiR,IrEelt RM k a.W,I U,ION EMIMNOon.ERNxm Ft441 fM UNM+ z IMPORTANT'READ TMES'DIRECTIONS BEFORE COMPLETING TNISA PPLICAT4Ajl CNEC%✓APPPOPPNTE BO%1 M.m`vea[urnp,li✓ xcw wnnww Dnrr x nI"^ - yYanMna.aar.w ran...naA,.iw�ee„ma.O.nr.eWrnKKn.v 5k L P.+n+MV v wFW Mm..m 8r[r.M n4++^' �mn'�aa„«w5,cwmw mrewwwuedws.iwmnvw°`..omeww...w�P T IF +W wo,b,. ��ay �nec - Lys: ,� m,r paeM wmnemnc,umm avwninaaun x„n�4N !!X!m! SQH A,-sj.-f9 SC k3Ax� � k! v' B'Iname _ aMnnone m,moer' 0 .. 3z ( Pepentele,!lasres,SZ � bts*��t Y relo+wro '1 q T_Y ,Cynv n$F' bnK. $NP 0. ITwnCJ��Jiee(,OeT4 r - M m•- jrz9 :4 r v >arjd> 13G" pN P SgYX�£S c:` +---•tit-m 4r�R L WYu' t e 1 f 6¢ s�[�yn ` ,�ZargD✓. & bs.Y��f� r I yr i : aj�, r q .k1F-tae r 'Y' �.,R,,�+ • ;'r� yti:. ° f Y C7ic ND•r!"i�+s,i.aMe,PMpn.v,aewr .N...><,ceY an!"waor,.".. Ib' �, ', "S awfwebb M.a.awae .=»rcx:.l�r( sama4' ;. t ie n'!` a l } �� magna eAR.ro«amO+Xm mW++� faEv,� Y Tn'• +L'N i awY+NdYX.iw' mxr -'t ,., �-, iw.:me - « �.� LninrMaNr t ,i eon&+Mmran .. MslM*YFfir aatrass.__�_._. { -� - _ _ •Ynntner!_ I N G 'f11Y k 54fa. - Zee 3CCiN Sec •IY numbers a C4. tRPggyr!l5b14 {IBR tNe__, /:F� '-�jtt rilY 3 I 'bee Zip aNVEIS ClnFe nWrGN r ' y,E CU Vr3smdamPbYlr Y!,%tIM a Tl4,pnerMRUm�iiev �� O = ' 4 FLr�Mia emppYer YNIS Xprl�Hle}S�. ,�r7.L 'ilnl pO#as4,Yar nrmmbmnl � h�...,��-N mtvror Ceol(ha Y(1ti I 'W" .•YC t M1 y ,.E 3 MoEC:f1[;tcnaP,ma,,axn,,.ma we+„w A s t 5 i r y O r� Feo,rrwlrorp+r«.wl+v�»wXw�,XYOX.�mN °i"""""ne't`, .eY a 'MMI Nr+w,I X4 A; 'r( 5 "� ..aa",Ur'S< m+Mer.anlww,Ia rw+r,y mNwro,nm i"rT+(M _ '.Im rv. ? J i+ 4.. GcI,ae.r w„ym:�ay�w e�an!`�t•`rep e� mtp, � y� i Or I .Me,l.,axw.,.w,....amw.n+..«m.+waww.wn ,n„j, ..`"E t ,maae.yea�a i fleME fmo-peal „y i yprynr,Ia ,eeal.,m N"e s,.L t Y' �; -�.w °' Ys.tla �. •� 'TOY otTA 3YF'�,}:19C,T pR l j RD .,Cn."JOA?, _ x .Ad1�3i 1567 i OVSTM,O:xG OEMTS �,"'^"I°anarev+w�.+mt i«w1' I,r<e,.,rsc�s,c•epn ures..anr+�og0•VV.Creel amen•elni elc NxUMpex apc! wre, al+Hprala- lPFaoer,ne x,aU yI. CIMMPI ODMI 'nM C. O'NwMD,n, N em eN.nd MamMy PllmMl P,u UUe C Air Ii1 fA ivea'✓Nw F "�-1EMIlE.O(4 iaaat5 tM0 w�� Y'9 fr.E�l'`" l Name OMHa M,4,n(RS�,k !mo 'i - .hrPVV Com»u. .nan:,� nnwm e.or eom.van' O >rve:nv,«nwn9..le�•"` ' 4D LA+eM'+ ^" ," 'AW INh!_Y Unaaf•mu.'q,mn�. ...N1✓w° ..N..17�) b+lE' AiaWnlf_ ' M!b^y0u dj•«aer.etl Uaniru� nNp 40 i0vea a'a�,fZ�r�faahlryT Yeer i,Y(Trfx'[yRjkl[gAYIUN$I.p.FaWIytO D,y,:mOT.GO n1eY,"l4INLlnlpno,cP-Dal Mnei61!„LMllHnetllbry.� .1 - 'i A_ ��A(.a.A{r iNpw,I(DIU"vED,.NV.gJPCRED111Nn EMRO✓f}fNli R$1ORY.ND ipFUnXlgirlNFONM{MMCNMY�{I NCREINIE%VEYMpxCEnIMMECPEO„UNgN },-iM,'.XniMGllnF::nw:rlN m..�.v�.++.,r.-e�o�rrw,r u+.�.. w rM1^�!.Rln.+ti er-M",. �w«nosedmrwna!w!eTYrfwnm!llae+l,eM!-raenrf:eR,Mf,nr..,.. �4�W�M,SNYMV 81Y4 kT4 tb DnN.r Gear.a(wl..,w.ms..mn WHn MIJTne LmM- ':wM erM+MMMil4nf euTOM, '. 4l !^WJ ;xwogrm.e..m, I,., 1 .,.r:,,n b, 1 p ber. He Ne,1,(,mm,w yxwva Lp,Mla ler wX ^ wl' V� w aw r ,Ibp w{a maln 4nw«X,Rs'N.. E . (e�ery,MT}dj,A'1niMyN•r! Kw•N'..rn M ,� re,.»..,,,,.,yra sin YSmrM nw hNib Oinxn'R r IINI4 R d Apliht'riFX-�C $IQIMiB d Of Itmw 100I.danf d DRt. - �� CMm, rllKe qyr n tf _,. _..__ OO NQ it►e.+31 �40CLOW THIS LINE !� t.WN gIPSGL ti EC1�FT41Mf ARFlNOVn1.. �� (y � U AnaUn!S ipp t S r "f {R�R"R 1 ' eFv u+z M ' IMt ENDICOTT �' Q 4 OWEGO Visa EMPLOYEES - V ISA Credit Card 'FEDERAL CREDIT UNION - !�-- I ' < .,;p Agreement n.wen.w en°n'm imn(�nad pp ,�/ Member Narrina ,4.lSAJ!"A"A -5` -f-)-AAP Member Number'.. BU._—��( G-."Dale-_/��7/ 9 c Approved Line$__S00. .... ...... . .. _.. ` VISA CREDIT CARD AGREEMENT In tats Agreement the wares you and your mean each and ell of the se'-who tepply for the Card o/who sign this Agreement.Cara means the VISA CmcJA Card and any duplicates and renewals we Issue.Everyone who5ecelvai,signs or uses a card issued under this Agreement must be a member of this Credit Union.Account means your VISA Credit Card Line of Credit with us.'.We,us and outs means this Cecil:Union. 1. Responsibility.II we ISauo you a card,you agree fo repay all debt.-Sine the FINANCE CHARGE arising (,am the use of the card and the care account.For example,you are responsible for charges made by yourself,your spouse and minor children.You are also responsible for charges made by anyone else to wham you give the card,and this respanslbiliry murfinues until the card Is recovered, You cannot disclaim responsibility by nofieving us,but we will close the account for new transactions if you n gbesl us to do so and if you return all coed ,Your obligation to pay the ac- court balance continues even though an agreement, divorce'•decree"ortolher court judgmenffo which we are net a party may direct you or one of C the other persons responsible to pay the account.Any p.rxcn using the card Is jointly rebponsib;e'with you for charges hie or she makes,but if Ina, parson signs the Card he or She becomes a piny to leis Agreement and ii also joint,responsible for all charges an the accounl,including yours. u.Credit Line. If we approve your ePpilpar r,:we will establish:,,sell-replenishing Line at Creel for you and notify you of its amount when we t yIssue the card You=g me no the lee the account balance exceed this St.'.rgved Credit eues can Each crease In payment your Credit Lioe bnlccbCUm writ restore your M payment which Is ape ed Son , al Ycc may q 'n Y Y Y written application h ch Inus sboi approved'by our credit committee or loan off ce By Nfe,Y...written neFCe ou emditcomMltegmay;rgd LB you C m t Line 1 Im`tlme—r with good Cause, revoke your. dad terminate MISt Ag anent Gootl causelll c as your la W eo v.�Ijy'y�, he PIS Agree, pa�FddvTTSe seevatvaUOS-of your creditwortM1 ass You may also tY IharBl[N5 Agra 0 d tliPaeltner a!us does ,pq 'ouR09atlon to pay the account balance The card remain oxvsp ooehy and yo ec e a a yd9 upon our.re- iRUestsnd/oP'porAlehn nano of this Agreement.1 ) tut a(qe 4 ,1 tasfCivd rTo. eke;a'p rchase On wsM1.Ov. ce prese clog e,d"fJ d d{y t 1 e a l I cgs'the sides o cash advance a ft wniCh Ili ba I p lead Pea d You r OutshOYlef re- I } {{ yb in! thly safe ant We reserve right t make a asoFr ble"UChe lie o e �n C emyac r}o ytos�ta ib63cop es of dmlts �'. G w12yua and ,veyudy�i'F9r E .t la,rr.e>IN tee. T .I Pi tej�N!H�JIiJks., .leh -,(tty.PttttttydM'bi° Onlhly Pey'neht:'We will mall you a siglament every month showing your a vio is least b purchases antl°cash eCva ces,ihe'currenl trans-^_-bons on your account.the remaining credit avallable under your Credit Line, the New Balances of purchases and cash advances. the Total New-Balanw.ithe FINANCE CHARGE due to date.and the Minimum Payment required. Every month you must pay at least the Minimum Pay- - men,within 25 days of yeir statement closing dale.By mutual agreement,executed separately,you may authorize us to charge the Minimum Payment automatically to your sham or sham draft account will,us.You ma,,of counts,pay more frequently,pay more then the Minimum Payment,or pay the Total New Balance in lull,and you will reduce tea FINANCE CHARGE'uli doing so.The Monthly Payment will be your Total New Balance if It Is less than 525.00.it your Total New Balance Is more Than$25.00.your Monthly Payment will be either 6% of your Total New Balance or 525.00,which- ever Is greater,Clus any minimum payment(,).or portion Steel.shown On any prior Stalemenis)remaining unpaid In addition,at any lime your Total N•is Balance exceeds your Credit Line,you must immediately pay the exceFs upon cur demand.We will apply your payments first to on vbusly failed and unpald FINANCE CHARGE an Purchases:men In previously btled,ied.unpaid FINANCE CHARGE on cash advances;then to previously billed purchases:then to east.advances:and then 10 haw purchases,wheytil or not billed on the monthly statement.However,any payment equal to. or greater than,thus Previous Balance of Purchases will be applied first Within balance and any FINANCE CHARGE(hereon so as ho avoid con- fining accrual of FINANCE CHARGE on that amwnl. Purchases and cash advances will be paid all in The order they were posted f0 your so count.11 two Or mom transactions were posted on the game euy,veur payment will be replied to the smo0e51 first. YOU MAY AT ANY TIME PAY YOUR TOTAL SNDEBTEONESS. S. Finance Charges. You can avoid FINANCE CHARGE welr'tases by Paying the full amount of Ine New Balance of Purchases eacn Month within 25 days of your closing date.Otherwise,the New Balance-of'Pdrehases,and subsequent purchases from the dale flay arc Posted to your account will be.subject to FINANCE CHARGE.Cash advance,-etc;elwaye'subject to FINANCE CHARGE from the data they are posted to your accoGm.FINANCE CHARGE Is calculated at the periodic rate:61:1:500%'per month (ANNUAL PERCENTAGE RATE OF 18%), on the average daily principal balances of purchases and cash advances in the account.The principal balances of purchases and cash advances are deter mined each day during the statemMl period,beginning with the prtndpal portion of your PrevlWS Balances, reduced by payments you make and ,edits We apart.and Increased by purchases and cash advances v mxkeidunng the statement period. The:dell,+prinelpal balances am located, and divided by the cumber,of days in the statement period,to produce so elate average daily principal balances tar purchases and..an.-dances Iq kmucHae pefl alp-m a is pier,applied.No late Charges will be applied to this account, 6 !'CreEifa 'I1 merehents who honor yce,cri:give van credit for eturis or adjustments:they will do so by sending us a credit slip which we II Plun-lOyleflaceSelt.If your credits and payments exceed what you ca4 us,we wtfl hold and apply this coedit balance against future purchases !f rid Casht d�frlees a refund it on your written request if It is 51 00 or om +Y s± 7 3t SeLY,rISSr JPleresl. To secure your ettuunt,you grant us a p cn se'money se fly Isla s! d r the U tot Commer Ie1 Code In any ��I r.+�:ag00CTyLW pgcnase ID o gh:rte account fo fie extent pennll'etl by law if t Eala It we Il have lie r hl toy:` c er t.1 hlae goods apt wM1hot I I 9�i�Nek �� m oagn ou.app(tenon el your peymanlz I m g'b E it. e pen} I �gply we m l�` evNmty dgHP w!'riey nave II you are in default to preve I hdmwa� tryo pl (1 C out tisevhpald aJt.5111�A{,�, "�I [.However if you 91ve or nave given us P spec c pledge of o r Credit U n "s o n S or ed lehot a fo Ylll'yeu dbDh yOV ccounl iP fee extent perm fled oy law w t(also) by your pletlged �am9 (depp51t5 'nd b ( el pm M1y ascribed I InOSB other Seem ly eg a meals exce>,lo•your name { c'pp ) $�Ly'IIII'1 'ri, ���ppff ``ttIt 8. Foreign TranSa CliOns, Purchases Sine cash advances yo ke lrh(0`'hClgn cou t los�fo�y� ��tlltito yvU In V.S. Ool4. . Tha movers on In Coles will be made In accordance ❑M1 1n VIbA(�aFal p egW f i tffffl .a§h§ n 111111 9. Plan MOrCh80t DISpUIea. Yfp are-not rwponslb'e for IDo el sal O��ny p n ,rchanLO Itna c'1 In;tlWl to honor yp�r cab good ere mblpCl to clalhv and defenses(other than ton Balms)easing out 01 geed.-pTSgrvlces you purcFaSe a th�lha:cvd'o ly I you hevovenia a gone faint attempt.but nave been unable to oD'ala sallslacl on Irom Ina pin ercM1nnt ahB(al Your pvichasa a9 madeln'Se purse to,an ,with neat we sent or paniciS. in Bonding to you'and (0) your pu rena9e cwt more then$SD orosas mode Irem'akpbn laetenant in your stale dr within tOD mites of yoS r home.Airy;Oflmr dis>uloa you must resolve dlredly whn ine on mare n'ent. 10. DafaUlL You-will be in default it you fall IO make any Minimum Pay within 25 days efler4mtrlpl of your monthly statement.You will also be In default If,mur ability to repay us is materially reduces by a Cnangq in your employment, an Increase In your obligations, bankruptcy, or Insoly- whey proceedings Involving Yes.your death a—your Milum to it ttlr'py.In A'g reareenp roll the value nl our security Interest materially decbnes.We have the right to demand Immediate payment o'your lull account unt balance Ib oa you default subject to r giving you any nolico raeulrad by Inv.To the extent permsred by Saw,you will also be required to pay our collection expenses,indud'.np c uh Cgnls and reasonable SaI.-Cyr'fees, 11. Credit Information. Ynu aullorle,us Iq Invusllgme your credit Yandlcg when opi ntng,renewing,or revclwing your recount,and you author Ise us to disclose information regarding your account to Credll bureau, and Nlhen who Inquire of us about your credit shinning. in this connomlon, the credit committee or loan officer may request and use a report then pplsto&croon rcpornn,Semetes m a1,limo.a you requesl It,we wit let you whether or not we have asked for such a raper;,and if we hove,the nan.ha la:adli of Ine agency or ngemelas. 12. Effect of Agreement. This agreement Is me coelfeel w hldl.Sppllits lC hl Iransacl es Ph yeur account oven trough the sn le,cash navance _ credit slips you sign may contain nnleenf terms.We may amend IN,aghemmunl from lime to lime by sending you advance wri ti,n non<r; Your use of the Card h.naltor will Indicate your imerembel 1v the amn"empri To the extant the lam porndl. and we indicate In our rotor. amendments will apply to your existing account bamrrte as well as to lu?ns Irans`icVonS," 13, Pi,idge of Shareholdings By s gni,q below.yc'i pledge Io ri end gram us to Ine roam permuted by Imv n nrcti ly inl,m,t In any of your nnaronoldlnpr with us.to,.-tyre your VISA Aeeoum.Vpv al.,0. 17AF(Irery•.m apply ,C,n shawl r d1r,1 in ply any rehount,due on the account or antl,,this ngmemant it you should ealauh 16. COPY Received, You acknowledge recrIP1 of n Copy•oi'lbla it'em'shenl. NOTICE:Sao Saint aide for Impedant infermallon Mande,your right.-1.dispute billing Crimes. NOTICE TO MEMBER: L 0.not,San this credit agreement before too rend If Sir If It Ponta lm any blank space. 2. You are entitled to a completely filled In copy of this agreement., /VISA CREDIT CARD ACRE ENT URES / / 1/r/� LI �IeYC. NOTARY Barrow J a�/J// Member Jolnl w rt H.Wher-Mentor �.(W` rFr{9 @IOY,St. rPnvInin a-02 le,LLL Smnllticnuon-nee.Zl _