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HomeMy WebLinkAbout02-0931 Joseph G. Callaway, Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. ~-9jl (?t()~t/~ CIVIL ACTION - LAW IN DIVORCE Christina L. Callaway Defendant NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following papers, you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a Decree in Divorce or annulment may be entered against you by the Court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary at the Cumberland County Courthouse, Carlisle, Pennsylvania. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 James . Miller, Esquire ey for Plaintiff Joseph G. Callaway, Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 0;( - cr.~ f Christina L. Callaway Defendant CIVIL ACTION - LAW IN DIVORCE COMPLAINT IN DIVORCE 1. Plaintiff is Joseph G. Callaway, who currently resides at 1010 South Market Street, Mechanicsburg, Cumberland County, Pennsylvania, 17055. 2. Defendant is Cole N. Regal whose last known address was 765 Midway Road, York Haven, York County, Pennsylvania, 17370. 3. Plaintiff has been a bona fide resident in the Commonwealth for at least six months immediately previous to the filing of this Complaint. 4, Plaintiff and Defendant were married on April 27, 1996 In Cumberland County, Pennsylvania. 5. There have been prior actions for divorce or annulment between the parties. 6. The Plaintiff is a citizen of the United States of America. 7. The Defendant is not a member of the Armed Services of the United States of America. 8. The Plaintiff has been advised of the availability of counseling and that the Plaintiff may have the right to request that the Court require the parties to participate in counseling. COUNT 1 REQUEST FOR A NO-FAULT DIVORCE UNDER SECTION 3301(c) OF THE DIVORCE CODE 9. The prior paragraphs of this Complaint are incorporated herein by reference as though set forth in full. 10, The marriage of the parties is irretrievably broken. COUNT /I COMPLAINT UNDER SECTION 3301(a)OF THE DIVORCE CODE 11. Plaintiff hereby incorporates by reference all of the averments contained in this Complaint. 12. Plaintiff avers that he is the innocent and injured spouse and that the Defendant has offered such indignities to the Plaintiff so as to render his condition intolerable and life burdensome. 13. This action is not collusive. COUNT III EQUITABLE DISTRIBUTION OF PROPERTY 14. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 15, The parties have acquired certain property and assets which constitute marital property. 16. This Honorable Court is authorized to equitably divide, distribute or assign marital property between the parties in such proportion as the Court deems just after consideration of all relevant factors. WHEREFORE, Plaintiff requests this Honorable Court to enter a decree: 1. dissolving the marriage between Plaintiff and Defendant; 2. equitably distributing all marital property pursuant to section 3502 of the Divorce Code. Respectfully Submitted, James A. iller, Esquire Attorne for Plaintiff 20 arket Street Camp Hill, Pennsylvania 17011 (717) 737-6400 H 105.157 REV.B-80 COMMOr-..'WEAL TH OF PEr-..'NSYLVANIA DEPARTMENT OF HEAL TH VITAL RECORDS RECORD OF STATE FILE NUMBEA COUNTY J CV-h<<..!/... DIVORCE OR ANNULMENT STATE FILE DATE (CHECK ONE) o 1. NAME -.1'll ~(fh. IF",,) z::: RESIDENCE Street or R 0 Clry. Bora. or Twp. I C>(D . s. !VI <if W )(-. flA.'e c,h. HUSBAND C~ T; ~VV- C:W BIRTH 1. USUAL OCCUPATION ;1/I.e~ l:....""....bdl......,- C.Jf; /?- 5, NUMBEA OF THiS MARRIAGE / BLACK o OTHER ISpeci1y) o 2. OAT E OF B lATH 4. PLACE OF 1....~ " 2, 12, NUMBEA OF THIS MARRIAGE PLACE OF OF THIS MARRIAGE NUMBER OF CHIL. DREN THIS MARAIAGE NUMBER OF HUSBAND CHILDAENTO D CUSTODY OF DATE OF DECREE WIFE 8 (First) CW.'S nl1.(., 17A. 17B. ~ NUMBER OF DEFENDENT CHIL DREN UNDER 18 /'V-' 9, DATE (Month) fOay) (Year) OF BIRTH 11, IJ-. v "" f-..t f>v;." (Month) (Day) (YNr) l1 17 i(;, WIFE 10, 15, t-- 20, WIFE SPLIT CUSTODY o o 22, (Month) {Oay} (YNr) 2J. DATE REPORT SENT TO VITAL RECORDS 24. SIGNATuRE OF TRANSCRIBING CLERK Husband's social security number: ;"'08 '11..- Ct '-- ~ ~ Wife's social security number: (C, >" 5'( J ftts-' VERIFICATION I verify that the statements made in the attached divorce complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Date: I-IR-O~ ~~C~ se h G. Callaway /' ' ~~ Ii- *- '-~ ~ ~ ..0 (J' ~ -- -- ..c,"'\) ~ .~ ~ C) lI) ~ "la', h a () ~J () ~ · I V D CY ~~ b ~ ___ i' :t..r:::. "<Q. o 0 0 c: N "h S':. .." "U CD rrI m rT1 ~~ z:n ~ zc N ~~: (.,.'1 ~ CI -0 ~8 :x )>c ~ ~ ~ -ng ;;:;.:,;: f) L!l -:,~\.J 'J,C) b (S:~ ~~ ~ -< Joseph G, Callaway Plaintiff c~ Court of Common Pleas County, Pennsylvania v No: 6'd- -'1 J / Christina L. Callaway Defendant Civil Action - I n Divorce Law INCOME & EXPENSE STATEMENT OF Joseph Callaway INCOME 2001 Gross per W-2 $34,985.41 fed tax ($2,962.57) soc sec ($2,215.48) State tax ($1,000.53) local tax ($374.02) $28,432.81 divided by 52 weeks NET $546,78 mandatory reductions: health insurance ($33,69) retirement minimum ($14,88) sunshine club ($0,50) work tools ($20,36) Net weekly pay $477.36 converted to net monthly amount $2,068.56 EXPENSES: MONTHLY ANNUAL J::!QME Mortgage with Way point Bank escrow - tax/insurance 2nd Mortgage - Waypoint Bank ($715.40) ($363,00) UTILITIES' electric phone oil sewer TAXES: in mortgage maintenance trash ($54.00) ($48.00) ($84.00) ($39.67) ($50.00) ($12.74) TAXES personal ($16,67) INSURANCE' Automobile ($52,00) 1 EXPENSES AUTOMOBILE' gasoline maintenance ($50,00) ($20,00) MEDICAL' Doctor Dentist ($10,00) ($4,00) PERSONAL' Food barber clothing lunch ($200,00) ($6.00) ($10,00) ($100,00) LOANS: mortgage - see above credit cards/loans: MISCELLANEOUS' TOTAL MONTHLY EXPENSES ($200.00) ($40.00) ($25,00) ($75.00) ($2,175.48) legal fees gifts vacation entertainment I verify that the statements made in this Statement are true and correct, I understand that false statements herein are subject to the criminal penalties of 18 Pa, C,S, Section 4904, relating to unsworn falsification to authorities, a~ Jj ~~--~ J e G. Callaway 2 I , I <<>.:Z' o::() UO ~:c c" C' (~ L .--"," "'... - . - -.....0... """',,,,"' --." . a -- - - ,....,-'-"'! ; -,- .c r--~--------~----------------------: I <r' ~ ~'~ { 5t 1:J 'O..z ~ 0 ~...t': ~ I .Q :i! :i! II' .... ;; 0: ~ 3! l: i ~ 'ii g... .'l N: > t Vl~:o'iN~ c,.... 2-'; ~ I ~.~ ;f'~ ;6 ~ ~ ~ ~ I ! I ~ "5 '; .g- ~ '19 ~j ~ hE $ e ~ ~ 5 Jil.: ~ I i ~ ~ _B 8. ,!; ~ ~; III I ~ ~ ~ ~ ~ ~ ~ ~ M: $ lQ .D U 'a iij ~ I N".CD_ONNNN U ;6 ......0... "y"". _00... _,",no_ 0 ~ '0 I 4' .., 11' = i la ... ~ [~~ ()o: e I ~ III ~ ~ ~ 1: ~~ ~ it 0;1 ! I sit ~ ~ ~ ~ t ~ ~ ~ ~: I ~ 5 If' t ~ f ~ i V> f ~: I ,!'t; l{i - B (ij c::l ~ :z ~ I ~~ ~ ~ I ~ ~ i 5 - :! I I I I I I I I I I I I I I I I I I I I I I I I l .. .. ;! ,...: :00; LI\: !!! .: ~ 0: 50: .i: 0: CD .....; !! '" "' - - .. - ... @ ,;, .. "' d z CD ::; o :: ...: it ~: . .. g. ,...: '~,...: ",: ....: . ' ,...' ~ ' !i : '" ' :! . . U .". >- < :os . -< E ..J l! ..J ;; < ~u II' If' o "- ... ~ ~ u ~ !!, C N 9 1"-: !! S N: : ~ ~: :S.IIl 0: - ~ "". ~.Q M: III Q.N: 'z ~ "": ~ N, o ' ~li: ~... <: = Q..; - 1i E ~ c c .g ~'" gN .~ '" ~o i:;; ~ -!N o E I u ~,... .o-.caN ~, .... '8 l!) ~ u"" ... ~:=J "- !!~ ... 1I:I_t-< ~a:::V')o... e Q:: '8<z I'll-ro<...') ~~~~ ~hJ4:rn . .zn.tn ~V' _ -K. _.J 0 l'Y E":"l.otY. UJ<o< ulLN::r t/lZ -< o :r ...u "='w ...:1: 1i ~ I ,~ !! ~ ~ ~ to ~ 15 ~:! ~...~~ . I . '$ Nil :r ~...:I' ~o_ 0. I c. uJ E to E IJ') UJo""'O "aN.'" >-< "'0. >-<!l !.J,r): '>L::> ""'" <V> :l:U 1i E ~ c - r-=t CJ CJ ru ai u . '~ E" "Vl 1i!l IXc: >c" ..> >-& ....- ,P' ..:0 elI; ..." . ".s ~ 'p ~"d II i !.~ GI GI ..,-ii! Cft""';:3cn ,I:lls ,. en ill: =lI'I ...- N.ll~ ::::'d =- ID.E >oS ~ t:e .. tJ... " >- ~ l-~ u.J8 ~~??';i tt;J,": ,-"~ ,-.--. <,.,,,;.-.; C:J () ,.... o M ::IC c.. ~ ;::)::;; 8~ (5J~ ;". (I) ,.,.}Z .1:z l.!lUj COn., "'" :S <..> t,.n N CD W l.L- <'-J o Joseph G. Callaway, Plaintiff I~urt of Common Pleas , C County, pennsylvania No.: ..oJ.." q '3! v. Civil Action. Law In Divorce Christina L. Callaway, Defendant Plaintiff files the following inventory and appraisement of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three (3) years. INVENTORY AND APPRAISEMENT ~ Plaintiff verifies that the statements made in this inventory and appraisement are true and correct. Plaintiff understands that false statements herein are made subject to the penalties of 18 Pa,C,S, Section 4904 relating to unsworn falsification to authorities, ~'~ ~DO- seph G, Callaway ASSETS OF PARTlES Plaintiff marks on the list below those itemS applicable to the case at bar and itemizes the assets on the following pages, If an item has been appraised, a copy of the appraisal report is attached. (x) 1. (x) 2, (x) 3, 0 4, (x) 5, 0 6. 0 7, 0 8, 0 9, 0 10, (x) 11, 0 12, 0 13, (x) 14, 0 15, 0 16, 0 17, 0 18, (x) 19, 0 20, 0 21, 0 22. 0 23. (x) 24, (x) 25, 0 26. Real property Motor vehicles Stocks, bonds, securities and option Certificates of Deposit Checking accounts, cash Savings accounts, money market Contents of safe deposit boxes Trusts life insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, inventions, royalties Personal property outside the home Businesses (list all owners, including percentage of ownership, and officer/director positions held by a party with a company) Employment termination benefits - severance pay, workman's compensation claim/award Profit sharing plans Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments litigation claims (matured and unmatured) MilitaryN,A. benefits Education benefits Debts due, including loans, mortgages held Household furnishings and personalty (include as a total category and attach itemized list if distribution of such assets is in dispute) Other Plaintiff lists all marital property in which either or both spouses have a legal or equitable interest individually or with any other person as of the date this action was commenced: ITEM NUMBER DESCRIPTION PFPROPERT'l. NAME OF ALL nWNERS. 2, 2001 Dodge Ram Truck Wife joint 11, 1986 Honda (gift from Husband's parents) 14 & 25, Household furnishings (see attached Exhibit A) joint Plaintiff lists all property in which a spouse has a legal or equitable interest which is claimed to be excluded from marital property: NQtCMARIT ALP ROPER.TY ITEM NUMBER DESCRIPTION pF PROPERTY NAME OF ALL nWNERS 1, 765 Midway Road, York Haven, PA Husband 2, 1992 Cheverolet Lumina Husband 3, 230 shares of Waypoint stock Husband 5, Waypoint Bank checking acct no: 0100192913 Husband 19, NADART Retirement Plan Husband 19, Graybar Retirment Plan Wife 14 & 25, Household Furnishings (see attached Exhibit A) joint Plaintiff lists all property in which either or both spouses had a legal or ","ilabl. i_ in,"'id"aIlY '" with 8IT'/ oth" p""n and .m"" "," b"'" transferred within the preceding three years: ITEM NUMBER DESCRIPTION OFPROPERT'l. DATE OF TRANSFER TO WHOM CONSIDERATION JRANSFERRED 2, 2001 pontiac Grand Prix joint October 2001 traded in on Dodge Ram wife bought 5, Harris checking joint 7/01 closed LlABIUTIES Plaintiff lists all liabilities of either or both spouses alone or with any person as of the date this action was commenced, ITEM NUMBER DEBTORS DESCRIPTION OF L1ABILlT'l. NAMES OF ALL CREDITORS 24, Credit Card Acct #5490_9933-4911-3714 ($14,799,92) jointly owned wife's debt MBNA America 1000 Samoset Drive Wilimington, DE 24, Credit Card Acct #4417 _1215-3638-5621 ($2678) jointly owned wife's debt First USA Bank Visa Waypoint Bank 24, Mortgage Husband's name Waypoint Bank 2nd mortgage HELOC - joint ~ \ Itemized House Contents Desired By Joe Callaway 10/02/01 Master Bedr!l!!m 1. Small bookshelf 2. Clock radio on table 3. Joe's dresser & contents 4. Joe's armoire & contents 5. Jewelry box on Joe's dresser & contents 6. Joe's clothing (all) in closet 7. Joe's hats (all) in closet 8. Boxes ofreceipls etc. in closet 9. Duffel bag under bed 10. Some photographs from box under bed Kyle's Bedro!!!!! 1. Blue desk & attaChed bookshelf 2. contents of desk drawers 3. Some children's books from shelves (30) 4. BinOCulars 5. Dresser w/mirror & chest of drawers 6. LamP on dresser 7. Some of Kyle's clothes 8. Blue oil lamp Nicole's Bedroom 1. Filing Cabinet & some of contents 2. Stereo stand 3. Small end table 4. Some of Nicole's clothes 5. Compaq computer & printer Bath!:oom I. Joe's personal products 2. Joe's razor Dinitll! Room I. Hutch 2. Dining room table 3. Dining room chairs 4. 2 Beer steins on hutch Kitchen I. Refrigerator 2. Coffee Maker 3. Microwave Liyinl! Room I. Drum table 2. End table 3. chair, sofa. 10veseat 4. Large video case 5. StereO 6. Videotapes (15-20) 7. CD's (approx. 20) 8. Cassette tapes (approx. 120) ~ . Porch 1. Hanging porch swing Laundrv Room (basement) 1. Long folding table Room wloil tank (basement) 1. paint & other home repair supplies on shelves 2. Coolers (2) 3. Joe's clothing on rack 4. Joe's boots on shelf Closet (basement) 1. Joe's clothes 2. Bowling ball 3. Wall pictures 4, Games (some) S. Books (most) I,anre Room (basement) 1. Wickerrocker 2. Small table next to rocker 3. WaU hangings 4. Coat rack S. Dog Kennel 6. Picnic table & benches 7. 2 octagonal end tables AtlB&hed GllrllR!l 1. Lawn sweeper & attachments 2. Leafblower & attaChments 3. Weedwhacker 4. Wheel Barrow S. Sleds (2) 6. Weed sprayer 7. AU contents on shelves (car care prodUcts, drop cloths, etc.) 8. AU items on peg board (hedge trimmer, smaU gardening tools, etc.) 9. Snow shovel wired handle 10. Shovels, pick, hoe, broom, rakes >- \0 ~ ~ 0 l--" M :::::>~ UJQ ~);=:; :::c: 8;.;: ~1.- __,"_ "- 9~ 'J__ ,'_ :7~;'~ In ~:tcn r;~ N ,~):Z "m c;:: co :n l..l.l (Do... t..... :::J; N ::> (.:::J <.> . ~ V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA tJ2.-- 9j/ NO. Joseph G, Callaway, Plaintiff Christina L. Callaway Defendant CIVIL ACTION - LAW IN DIVORCE AFFIDAVIT OF SERVICE I, James A. Miller, Esquire, hereby certify that I have served the Defendant, Christina L. Callaway, with a copy of the divorce complaint on Monday, February 25, 2002 by personally handing said complaint to her in Cumberland County Domestic Relations Office, Carlisle, Pennsylvania on or about 2: 15 p,m, I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C,S.A. Section 4904, relating to unsworn falsification to authorities, James A. iller, Esquire Attorn for Plaintiff 2 Market Street amp Hill, Pennsylvania 17011 (717) 737-6400 ~ e C> () N ""1 :s: ..,., " ~g; ,..., _.,-~: -""-, ro _:_~f~:i ~c N :.~:.~~_ t=(' ~, (.11 "" __.0 c::; -U ....-~ " Ig ~'-" "'"Tl :x (,)0 W Or" .. ~ ~ 0 ::n 0" "< v, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO, ()J.. -9.?/ Joseph G, Callaway, Plaintiff Christina L Callaway Defendant CIVIL ACTION - LAW IN DIVORCE AFFIDAVIT OF CONSENT 1. A complaint in Divorce under Section 3301 (c) of the Divorce Code was filed on Monday, February 25,2002 and service was obtained upon the defendant by personally handing such to her in Carlisle, Pennsylvania. 2. The marriage of the Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing the Complaint and service upon Defendant of the same. 3, I consent to the entry of a Final Decree in Divorce after service of notice of intention to request entry of the decree. 4, I have been advised of the availability of marriage counseling, and understand that I may request that the Court require that my spouse and I participate in counseling. I further understand that the Court maintains a list of marriage counselors in the Prothonotary's Office, which list is available to me upon request. Being so advised, I do not request that the Court require that my spouse and I participate in counseling prior to a divorce decree being handed down by the Court. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. Section 4904, relating to unsworn falsification to authorities. Date: ~~ I> ~1.- ~ J;J~ ~---' seph G. Callaway U (") C :c -0$ rnfl'1 2:1:1 2C: (f) ;0:: -<.-" !;;:C ~~ ~ -.. Cl 1'V :::ll: :c- .< N W -0 (J '" :.21 "'-Ir'n :'1 51) 1-,-,,- "I".' '1 ;~~ :::::t 2D ~ '-:? ,::I .r-- Joseph G, Callaway, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V, NO, OJ,.-f3( Christina L. Callaway Defendant CIVIL ACTION - LAW IN DIVORCE WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY OF A DIVORCE DECREE UNDER SECTION 3301(c) OF THE DIVORCE CODE 1. I consent to the entry of a final decree of divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the prothonotary. I verify that the statements made herein in this affidavit are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S. A. Section 4904, relating to unworn falsification of authorities. Date: ~ 11 'L-it1 '- ~.~I1~~ . o c:: :?' -oCt"} ITlfT' 2:c Z~.," 0!"'" r::f' ~ .~ ~G, PC:: 2 ~ o 1'V - ~ "I:;.J-.. :..< N W -0 -0'" '-:,c.. o .1 ~~o ~~itn -p.- :::0 -< :...:> ::> J:"" JOSEPH G. CALLAWAY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 02 - 931 CIVIL CHRISTINA L. CALLAWAY, Defendant IN DIVORCE AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on February 25, 2002. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of the filing of the Complaint. 3. I consent to the entry of the final Decree in Divorce after service of notice of intention to request entry of the decree. I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORTIES. ~ -~ -02..- DATE: ~" '>- a f2:: c'_ C:' L!~", '7' ........ ~~ )--- ....,,~, ~::~- :_);< a... =J~ "~>- \.0 ";. en I ):'2:: ,Y.:z (L ',Uw W :',-1C1.. (IJ ~ 0.-1 ::.::) C) 0 <.) JOSEPH G. CALLAWAY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 02 - 931 CIVIL CHRISTINA L. CALLAWAY, Defendant IN DIVORCE WAIVER OF INTENTION TO REOUEST ENTRY OF A DIVORCE DECREE UNDER SECTION 330lfC' OF THE DIVORCE CODE 1. I consent to the entry of a final decree of divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3, I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORTIES. 4LC2.. DATE: (') c., Cl c: ~, ,e'l <:' 'JJ -0;:;:' ('1'1 rnrl":' -" Z':L ZC 1 ~~; 0". ~c.' -" j>C~ ~2 z :::> -, ~ 0 JOSEPH G. CALLAWAY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs, NO. 02 - 931 CIVIL CHRISTINA L. CALLAWAY, Defendant IN DIVORCE ORDER OF COURT AND NOW, this /IPU day of~~2/:~b/AJ' 2002, the economic claims raised in the proceedings having been resolved in accordance with a marital settlement agreement dated September 4, 2002, the appointment of the Master is vacated and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. BY THE COURT, .J. cc: ~ames A. Miller Attorney for Plaintiff . ~~ /Matthew J. Eshelman 7 ~~~'? Attorney for Defendant ('v '\ ~ ~'" V O~ O\~ "i. liiNV/Y?ASNN3d IJN'~~",,' ('" ,.. '~~, ,,'I~"'" I 'i;t:).) ',';';' ':!~?-:i".'~j lv' L t; :6 !1':1 I c13S 7D , , . \ . Joseph G. Callaway, Plaintiff In the Court of Common Pleas Cumberland County, Pennsylvania v. No.: 02-931 Christina L. Callaway, Defendant Civil Action - Law In Divorce MARITAL SEITLEMENT AGREEMENT M8.r~ ~Fll) Jflfe.N~ 'i ~Oo7- I Callaway MSA TABLE OF CONfENTS SECTION PAGE 1. SEPARATION AND NON INTERFERENCE: .............................................................................3 2. RECONCILIATION:..................................................................................................................4 3. ENFORCEMENT: .....................................................................................................................4 4. SPOUSAL SUPPORT/ALIMONY/ALIMONY PENDENTE LITE (APL), COSTS AND EXPENSES: ..........................................................................................................................................5 5, EQUITABLE DISTRIBUTION: ....................................................................................................6 A. PREFACE: ..............................................................................................................................6 B. DISTRIBUTION OF ASSETS: ................................................................................................6 I. WIFE'S ASSETS:....................................................................................................................6 2. HUSBAND'S ASSETS: ...........................................................................................................6 3. ASSET DIVISION:............... ......... .......................................................................................... 7 A. REAL ESTATE - 765 Midway Road. York Haven: ..........................................................7 B. DISTRIBUTION AND WAIVER OF PERSONAL I) MARITAL, T ANGffiLE AND INTANGffiLE, ASSETS AND 2) NON-MARITAL, TANGffiLE AND INTANGffiLE, ASSETS: 8 C. INTENT:..........................................................................................................................9 6. AFTER ACQUIRED PROPERTY:.............................................................................................9 7 . DEBTS: ......................... ...................... ...... ................... ............. ...................................................10 A. Wife's Debts:............. ....................... ..................... ............... ................................... ............. ..1 0 B. Husband's Debts: .... .... ........ ........... ............ .......... ............... .............................................. ......1 0 C. Debts in joint names: .............................................................................................................10 D. Indemnification: ................................................................................................................... .12 8. FULL DISCLOSURE: .........'....................................................................................................12 9, RELEASES:........................,.....................................................................................................13 10. BREACH: .................................................................................................................................14 11, REPRESENTATION: ..............................................................................................................14 12. VOLUNTARY EXECUTION: ..................................................................................................15 13. ENTIRE AGREEMENT: .........................................................................................................15 14, PRIOR AGREEMENT: ....................................:.......................................................................15 15. MODIFICATION AND WAIVER: ..........................................................................................15 16. GOVERNING LAW: ................................................................................................................ 15 17. INDEPENDENT SEPARATE COVENANTS: ........................................................................15 18. VOID CLAUSES: .....................................................................................................................16 19, DISTRIBUTION DATE: ..........................................................................................................16 20, DATE OF EXECUTION: .........................................................................................................16 EXHIBIT A - ASSETSIDEBTS ............................................................................................................17 Page 2 of 18 Callaway MSA MARITAL SEITLEMENr AGREEMENr THIS AGREEMENT, made this day of , 2002, by and between Joseph G~ Callaway, hereinafter called "Husband", and Christina 1. Callaway, hereinafter called "Wife". WHEREAS, Husband and Wife were lawfully married on April 27, 1996; WHEREAS, two children were born of the marriage, specifically Kyle J. Callaway, DOB 9/21/98 and Nicole E. Callaway, DOB 8/10/00 and, WHEREAS, differences have arisen between the parties and it is the intention of Wife and Husband to live separate and apart, and the parties hereto desire to settle fully and finally their respective financial and property rights and obligations as between each other including, without limitation by specification: the settling of all matters between them relating to the ownership and equitable distribution of real and personal property; the settling of all matters between them relating to the past, present and future support, alimony and/or maintenance of Wife by Husband or of Husband by Wife; and in general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW THEREFORE, in consideration of the premises and of the mutual promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipt of which is hereby acknowledged by each of the parties hereto, Wife and Husband each, intending to be legally bound hereby covenant and agree as follows: 1. SEPARATION AND NON INTERFERENCE: It shall be lawful for each party at all times hereafter to live separate and apart from each other at such place as he or she from time to time shall choose or deem fit. The foregoing provision shall not be taken as an admission on the part of either party of the lawfulness or unlawfulness of the causes leading to their Page 3 of 19 Callaway MSA living apart. Each party shall be free from interference, authority and control by the other, as fully as if he or she were single and unmarried, except as may be necessaIy to cany out the provisions of this Agreement. Neither party shall molest or attempt to endeavor to molest the other, or in any way harass or malign the other, nor in any other way interfere with the peaceful existence, separate and apart from the other. Neither party shall say or do anything to negatively influence or alienate the minor children trom the other parent. 2. RECONCILIATION: This Agreement shall not be deemed to have been waived, extinguished, ' discharged, terminated, invalidated or otherwise affected by a reconciliation between the parties hereto, cohabitation between the parties, a living-together or resumption of marital relations between them. They shall not be deemed to have reconciled with the intention of vitiating or terminating this Agreement unless they make such actions through a written instrument, executed and acknowledged in the same manner as this Agreement. 3. ENFORCEMENT: The parties acknowledge that Husband filed with the Cumberland County Court of Common Pleas, Pennsylvania, to docket number 02-931, Civil Term, a no-fault divorce action pursuant to Title 23, section 3301(C) of the Pennsylvania Divorce Code and amendments thereto. It is specifically understood and agreed by the parties that the provisions of this agreement relating to equitable distribution of property and all other matters contained herein including but not limited to support, alimony, alimony pendente lite, counsel fees, costs and/or expenses are accepted by each party as a final settlement for all purposes whatsoever, as contemplated by the Pennsylvania Divorce Code and shall be submitted to the court at the time of filing the praecipe to transmit the record to conclude the divorce. The parties agree to execute their respective Affidavit of Consent and Page 4 of 19 Callaway MSA Waiver of Notice and proceed with entering same to the court docket for the purpose of finalizing the divorce action simultaneously with the execution of this agreement or as soon as practicable thereafter. Each party shall further execute all documents which may require his or her signature for the purpose of effectuating all of the terms and conditions of this Agreement so as to give full force and effect to this Agreement. Should a decree, judgment or order of separation or divorce be obtained by either of the parties in this or any other state, countIy or jurisdiction, each of the parties hereby consents and agrees that this Agreement and all of its covenants shall not be affected in any way by any such separation or divorce; and that nothing in any such decree, judgment, order or further modification or revision thereof shall alter, amend or vary any term of this Agreement. It is specifically agreed, however, that a copy of this Agreement or the substance of the provisions thereof, may be incorporated by reference into any divorce, judgment or decree. This incorporation, however, shall not be regarded as a merger, it being the specific intent of the parties to permit this Agreement to survive any judgment and to be forever binding and conclusive upon the parties. 4. SPOUSAL SUPPORT/ALIMONY/ALIMONY PENDENTE LITE (APL), COSTS AND EXPENSES: Husband and Wife hereby acknowledge that they have been advised or have the right to obtain advice in regard to the fact that each may have the right to assert a claim for spousal support, alimony, alimony pendent lite, costs and/or expenses. Further, Husband and Wife acknowledge that they understand that said rights are available in their divorce action. Husband and Wife further acknowledge that they are aware of the income, education, income potential, and assets and holdings of the other or have had full and ample opportunity to become familiar with such items. Husband and Wife hereby accept the mutual covenants and terms of this Agreement and the benefits and properties passed to them hereunder in lieu of any and all further rights to support or alimony for themselves, counsel fees, and Page 5 of 19 Callaway MSA alimony pendente lite at this time and during any and all further or future actions of divorce brought by either of the parties hereto. The parties do hereby remise, release, quit claim, and relinquish forever any and all right to support, alimony, alimony pendente lite, counsel fees and expenses beyond those provided for herein, during the pendency of or as a result of any such actions, as provided by the Divorce Code of Pennsylvania or any other applicable statute, at this time and at any time in the future. 5. EQUITABLE DISTRIBUTION: A. PREFACE: The parties have valued to the best of their ability their entire marital and non-marital estates. The parties have made use of either the information provided between themselves and/or statement values associated with such assets and/or have attributed fair market values and/or other agreed upon values to such assets and for purposes of negotiation and settlement, and hereby stipulate to such valuations. The parties desire to effectuate the division of all assets as set forth herein in attached Exhibit A and incorporate said Exhibit as if fully set forth. B, DISTRIBUTION OF ASSETS: 1. WIFE'S ASSETS: Husband does hereby grant, convey, transfer, assign, and deliver and set- over unto Wife the assets SO identified within this agreement; said assets shall be and remain the sole and separate property of Wife hereafter, free of any claim by or interest of Husband, regardless of whether such assets were deemed by either of the parties to be marital property or non-marital property. And further, Husband does hereby waive, release, relinquish, and surrender forever any and all claim to or interest in said assets, which shall be and remain the sole and separate property of Wife hereafter. 2. HUSBAND'S ASSETS: Wife does hereby grant, convey, transfer, assign, and deliver and set-over unto Husband the assets so identified within this agreement; said assets shall be Page 6 of 19 Callaway MSA and remain the sole and separate property of Husband hereafter, free of any claim by or interest of Wife, regardless of whether such assets were deemed by either of the parties to be marital property or non-marital property. And further, Wife does hereby waive, release, relinquish, and surrender forever any and all claim to or interest in said assets, which shall be and remain the sole and separate property of Husband hereafter. 3, ASSET DIVISION: The parties hereby agree that the following assets shall be divided in accordance with the terms as provided herein and as set forth in Exhibit A attached hereto. Husband and Wife agree to execute any and all documents required to effectuate the intent herein: A. REAL ESTATE - 765 Midway Road, York Haven: 1. Husband owns the real property known as 765 Midway Road, York Haven, Pennsylvania ("property"). The parties acknowledge that Wife has a marital interest in said property and agree that such interest amounts to 5096 of the equity. The property is presently under contract for purchase in the amount of $123,000 and scheduled to close on or before April 30, 2002. 2. From the sale price, all costs associated with the property and incurred by the parties' including but not limited to mortgage payoffs, taxes, utilities, etc., shall be first deducted from the gross proceeds and the net proceeds thereafter shall be divided equally between the parties. WIfe's share of the net proceeds shall be first applied to her debts as defined hereinbelow in section 7(c), Any excess funds available to her from her share of the net proceeds after said debts of Wife are paid in full shall be Wife's sole and separate property. 3. Wife agrees that her share of the net proceeds shall be made payable to counsel for Husband in order for the debts identified hereinbelow in section 7(c) to paid immediately after settlement on the property. Counsel for Husband shall provide to counsel for Wife a complete, detailed accounting of the net proceeds within five (5) days from the date upon which counsel for Husband receives the net proceeds check. Counsel for Husband shall also issue to counsel for Wife any excess funds after payment of the foregoing identified debts. Page 7 of 19 Callaway MSA 4. At the time of settlement, the parties shall execute separate 1099's reflecting their respective portions of their net proceeds. B. DISTRIBUTION AND WAIVER OF PERSONAL 1) MARITAL, TANGIBLE AND INTANGIBLE, ASSETS AND 2) NON-MARITAL, TANGIBLE AND INTANGIBLE, ASSETS: 1. Husband and Wife do hereby acknowledge that they have divided to their mutual satisfaction all non-marital and marital assets including, but without limitation, business interests, corporate interests, partnership(s), joint ventures, inheritance(s), jewelry, clothing, retirement accounts, 4oIk's, pensions, brokerage accounts, stocks, bonds, life insurance policies or other securities, Individual Retirement Accounts, checking and savings accounts, mutual funds, and other assets whether real, personal or mixed, tangible or intangible. 2. Husband and Wife further acknowledge and agree that the assets in the possession of the other spouse unless otherwise so divided by way of this agreement shall remain that spouses sole and separate property, each party hereto specifically waiving, releasing, renouncing and forever abandoning whatever claim, if any, he or she may have with respect to any of the foregoing items which are the sole and separate property of the other. 3. Household Furnishings: Wife and Husband shall each retain all household furnishings in their respective possession. Neither party shall assert a right or make a claim against the other for such property at anytime now or in the future. 4. Vehicles: Husband and Wife agree that the vehicles in their respective physical possession'shall remain the possession of the party and each shall cooperate if necessary in executing any and all documents to reflect such ownership, including but not limited to titles, insurance documentation and registration forms. Husband and Wife do hereby waive, release, and relinquish any and all claim to or interest in the motor vehicle in the possession of the other. If the title to any vehicle is encumbered by any debt or obligation, Husband and Wife agree that they shall each be solely responsible for and shall pay and satisfy said obligation, in accordance with its terms and provisions, and shall indemnify Page 8 of 19 Callaway MSA and save the other harmless from any loss, cost, or expense caused to either by their failure to make payment of such debt. C. INfENT: This Agreement is intended to distribute all property of the parties, whether real or personal, and whether determined to be separate or marital property. In the event that any property may be omitted from this Agreement, it is understood and agreed that the person having possession and/or title to such property following the execution of this Agreement shall be deemed the owner thereof and each of the parties will execute any and all legal documents without any charge therefore to evidence title to such property in the other party. ADDmONAL DOCUMENTS: Each of the parties shall on demand execute and deliver to the other any deeds, documents, records or closing statements relating to the sale of real estate under this Agreement, bills of sale, assignment, consents to change of beneficiaIY on insurance policies, tax returns and other documents and do or caused to be done any other act or thing that may be necessary or desirable to the provisions and purposes of this Agreement. TAXES: Husband hereby agrees to pay all income taxes assessed against him, if any, as a result of the division of the property of the parties hereunder. Wife hereby agrees to pay all income taxes "assessed against her, if any, as a result of the division of the property of the parties hereunder. 6. AFfER ACQUIRED PROPERTY: Each of the parties shall hereafter own and enjoy, independently of any claim or right of the other, all items of property, be they real, personal or mixed, tangible or intangible, which are hereafter acquired by him or her, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried, The parties hereby agree that, as to all assets not specifically mentioned herein which are presently titled in the sole name of one of the parties hereto or, if untitled, are presently in the sole possession of one of the parties hereto, the Page 9 of 19 Callaway MSA party not having title thereto or possession thereof hereby waives, releases, relinquishes and forever abandons any and all claims therein, and acknowledges that the party having title or possession of such items shall be the sole and exclusive owner thereof. 7. DEBTS: A. Wife's Debts: Wife represents and warrants to Husband that Since the parties' separation she has not and in the future she will not contract or incur any debt or liability for which Husband or his estate might be responsible and shall indemnify and save harmless Husband from any and all claims or demands made against him by reason of debts or obligations incurred by her. B. Husband's Debts: Husband represents and warrants to Wife that Since the parties' separation he has not and in the future he will not contract or incur any debt or liability for which Wife or her estate might be responsible and shall indemnify and save harmless Wife from any and all claims or demands made against her by reason of debts or obligations incurred by him. c. Debts in joint names: 1. MBNA #5490 9933 4911 3714: Wife shall be solely responsible for this debt. The parties acknowledge that the approximate balance is $16,000 at the time of execution hereof. 2. First USA VISA #4417 1215 3638 5621: Wife shall be solely responsible for this debt. The parties acknowledge that the approximate balance is $2,700 at the time of execution hereof. 3. Wife acknowledges that her share of the net proceeds from the sale of 765 Midway Road as defined in hereinabove in section 5(b)3(a) shall be first applied to the foregoing First USA VISA credit card and the balance applied to the MBNA credit card. Page 10 of 19 Callaway MSA 4. The mortgages on 765 Midway Road shall be paid in full at the time of settlement as defined hereinabove in section 5(b)3(a). 5. Any amounts which may be due and owing for those debts defined above in number 1 (MBNA) and 2 (pt USA) after payment of the same as defined in this agreement shall be Wife's sole and separate responsibility. The parties understand and agree that the amounts identified hereinabove in mimbers 1 and 2 are only approximations and Wife does hereby agree that she shall be responsible for the entire amounts due regardless of the amounts stated herein, Further, Wife covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold Husband liable for said debts, obligations, liability, act or omission of such Wife, such Wife shall at her sole expense, defend Husband against any such claim or demand, whether or not well-founded, and that she will indemnify and hold harmless Husband in respect of all damages as resulting therefrom including reasonable attorneys fees incurred to enforce this inde~fication. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses reasonably incurred in investigating or attempting to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Husband from any inaccurate representation made by Wife to Husband in this Agreement, any breach of any of the warranties made by Wife in this Agreement, or breach or default in performance by Wife of any of the obligations to be performed by such party hereunder. Wife agrees to give Husband prompt written Page lJ of 19 Callaway MSA notice of any litigation threatened or instituted against her which might constitute the basis for a claim for indemnity pursuant to the terms of this Agreement. D. Indemnification: All further debts incurred by the parties shall be their individual responsibility. Each party represents and. warrants to the other that he or she has not incurred any debt, obligation, or other liability, other than described in this Agreement, on which the other party is or may be liable, Each party covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold the other party liable for any other debts, obligations, liability, act or omission of such party, such party will at his or her sole expense, defend the other against any such claim or demand, whether or not well-founded, and that he or she will indemnify and hold harmless the other party in respect of all damages as resulting therefrom including reasonable attorneys fees incurred to enforce this indemnification. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses reasonably incurred in investigating or attempting. to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Husband or Wife from any inaccurate representation made by or on behalf of either Husband or Wife to the other in this Agreement, any breach of any of the warranties made by Husband or Wife in this Agreement, or breach or default in performance by Husband or Wife of any of the obligations to be performed by such party hereunder. The Husband or Wife agrees to give the other prompt written notice of any litigation threatened or instituted against either party which might constitute the basis for a claim for indemnity pursuant to the terms of this Agreement. 8. FULL DISCLOSURE: The parties acknowledge that each of them have had a full and ample Page 12 of 19 Callaway MSA opportunity to consult with counsel of their choice regarding their claims arising out of the marriage and divorce and that they have specifically reviewed their rights to the equitable distribution of marital property, including rights of discovery, the right to compel a filing of an Inventory and Appraisement, and the right to have the court review the assets and claims of the parties and decide them as part of the divorce action, Being aware of those rights, and being aware of the marital property owned by each of the parties, the parties hereto, in consideration of the other terms and provisions of this agreement, do hereby waive, release and quitclaim any further right to have this court or any other tribunal equitably distribute or divide their marital property. The parties acknowledge that they have been fully advised and informed of the wealth, real and/or personal property, estate and assets, earnings and income of the other and are familiar with and cognizant of such and the value thereof, or has knowingly waived such advice and/or information. The parties hereto have been fully advised and informed of all rights and interests which, except for the execution and delivery hereof, have been conferred upon or vested in each of them by law with respect to the property or estate of the other by reason of their marital status, or has knowingly refused or waived such advice or information. 9. RELEASES: Except as otherwise herein provided, each party releases and discharges completely and forever the other from any and all right, title, interest or claim or past, present or future support, division of property including income or gain from property hereafter accruing, right of dower and courtesy, right to act as administrator or executor in the estate of the other, right to distributive share in the other's estate, right of exemption in the estate of the other, or any other property rights, benefits or privileges accruing to either party by virtue of said marriage relationship, or otherwise, and whether the same are conferred by the statutory law or by the common law of the Commonwealth of Pennsylvania, or any other state, or of the common law of the United States of America. n is further specifically understood and agreed by and between the parties Page 13 of 19 Callaway MSA hereto, that each party accepts the provisions herein made in lieu of and in full settlement and satisfaction of any and all of said parties' rights against the other for any past, present and future claims on account of support, maintenance, alimony, alimony pendente lite, counsel fees, costs and expenses, equitable distribution of marital property and any other claims of each party, including all claims raised by them in the divorce action pending between the parties. 10. BREACH: If either party breaches any provision of this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach. The party breaching this contract shall be responsible for the payment of legal fees and costs incurred by the other in enforcing his or her rights under this Agreement, or seeking such other remedy or relief as may be available to him or her. 11. REPRESENTATION: Both parties have been given the opportunity to obtain the advice of counsel regarding the provisions of this Agreement and their legal effect in advance of the date set forth above to permit such independent review. In the event either party elects to execute this agr.eement without the advice of counsel, he/she shall nevertheless be bound hereby and he/she specifically and knowingly waives his/her right, if any, to utilize his/her lack of legal representation as a basis to attack the validity of this Agreement. Each party acknowledges that he or she has had the opportunity to receive independent legal advice from counsel from his or her selection, and that each fully understands the facts and has been fully informed as to his or her legal rights and legal obligations, and each party acknowledges and accepts that this Agreement is, and the circumstances, fair and' equitable, and that it is being entered into freely and voluntarily, after having had the opportunity to receive such advice and with such knowledge, and that execution of this Agreement is not the result of any duress or undue influence, and that it is not the result of any Page 14 of 19 Callaway MSA < 0, improper or illegal agreement or agreements. 12. VOLUNTARY EXECUTION: The provisions of this Agreement are fully understood by both parties and each party acknowledges that this Agreement is fair and equitable, that it is being entered into voluntarily and that it is not the result of any duress or undue influence. Further, each party acknowledges that he or she has the mental capacity to understand the terms provided herein and has not been placed under duress, coercion or any physical or mental stress. 13. ENTIRE AGREEMENT: This Agreement contains the entire understanding of the parties and there are no representations, warranties, covenants or undertakings other than those expressly set forth herein. 14. PRIOR AGREEMENT: It is understood and agreed that any and all property settlement agreements executed between the parties, and/or mayor have been executed prior to the date and time of this Agreement, are null and void and of no effect. 15. MODIFICATION AND WAIVER: Any modification or waiver of any provision of this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature. 16. GOVERNING LAW: This Agreement shall be governed by and shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. 17. INDEPENDENT SEPARATE COVENANTS: It is specifically understood and agreed by and between the parties hereto Page 15 of 19 . , Callaway MSA improper or illegal agreement or agreements. 12. VOLUNTARY EXECUTION: The provisions of this Agreement are fully understood by both parties and each party acknowledges that this Agreement is fair and equitable, that it is being entered into voluntarily and that it is not the result of any duress or undue influence. Further, each party acknowledges that he or she has the mental capacity to understand the terms provided herein and has not been placed under duress, coercion or any physical or mental stress. 13. ENTIRE AGREEMENT: This Agreement contains the entire understanding of the parties and there are no representations, warranties, covenants or undertakings other than those expressly set forth herein. 14. PRIOR AGREEMENT: It is understood and agreed that any and all property settlement agreements executed between the parties, and/or mayor have been executed prior to the date and time of this Agreement, are null and void and of no effect. 15. MODIFICATION AND WAIVER:: Any modification or waiver of any provision of this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature. 16. GOVERNING LAW: This Agreement shall be governed by and shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. 17. INDEPENDENT SEPARATE COVENANTS: It is specifically understood and agreed by and between the parties hereto Page 15 of 18 Callaway MSA . , that each paragraph hereof shall be deemed to be a separate and independent covenant and agreement. 18. VOID ClAUSES: If any term, condition, clause, or provision of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall be valid and continue in full force, effect and operation. 19. DISTRIBUTION DATE: The parties hereto acknowledge and agree that for purposes of distribution of property as provided for in this agreement, the date of execution of this agreement shall be known as the Distribution Date. 20. DATE OF EXECUTION: The parties hereto acknowledge and agree that the date of execution referred to herein shall be known as the last date upon which either party executes this agreement. IN WITNESS WHEREOF, the p'arties hereto, intending to be legally bound hereby, have hereunto set their hands and seals the day and year first above written. WITNESS: Date: /u-I<..o/ ~iNl:JCrtilit t0242- Christina(VCallaway 0- Date: ~ -'-1-0 ~ ' Page 16 of 18 Callaway MSA EXHIBIT A - ASSETS/DEBTS Asset Wife Husband 2001 Dodge Ram Truck x 1986 Honda x 1992 Chev Lumina x 765 Midway Road, Yrk Hvn PA x x Graybar retirment plan(s) x NADART retirement x Waypoint stock x Debts MBNA 5490993349113714 1st USA Visa 4417121536385621 x x Waypoint mortgage WaYPoint 2nd x x x x Page 17 of 18 . , JOSEPH G. CALLAWAY, Plain tiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 02 - 931 CIVIL CHRISTINA L, CALLAWAY, Defendant IN DIVORCE ADDENDUM :11: I The parties hereby further agree by this addendum to clarify the September 4, 2002, marital settlement agreement: 1. Section 5(B)(3)(a)(l) shall be amended to modify the net proceeds balance; now identified as $12,901.55. Wife's share of said amount shall be $7,200.00. Husband's share of said amount shall be $5,701.55. Wife's share shall be applied by the escrow account holder to the MBNA credit card balance. Husband's share shall be distributed as follows: $2,701.55 payable to husband; and $3,000.00 to be first applied to the Visa credit card balance, and the remaining portion to be applied to the balance of the MBNA credit card. 2. Section 5(B)(3)(a)(5) wife shall assume the MBNA credit card balance after application of the foregoing payments'. Wife shall further make a good faith effort in having husband released from said MBNA account and husband shall cooperate in wife's efforts, And, wife's assumption of the MBNA shall be consistent with Section 7(C) of the marital settlement agreement. I acknowledge that I have read the above stipulation and agreement, that I understand the terms of settlement as set forth herein, and that by signing below I ratify and affirm the agreement previously made and intend to bind myself to the settlement as a contract obligating myself to the terms of settlement and subjecting myself to the methods and procedures of . , enforcement which may be imposed by law and in particular Section 3105 of the Domestic Relations Code. WITNESS: DATE: ft/uk 9/lf IOL , AD7J0.J{)I,f'V/ 4f 2- ,-10 5eefe~wYUJo'l- M(YA~ S~ff- ffthPf/1{ A9re(Jr?"("~ Tuesday, April 23, 2002 I FAX: 763-4247 Law Offices of Patrick F. Lauer, Jr. Matthew J. Eshelman, Esquire 2108 Market Street Aztec Building Camp Hill, Pennsylvania 17011 Re: Callaway Dear Mat: I've prepared our Motion for the Master. I'm going to file unless I hear back from you by the end ofthe month that your client agrees to the terms of the agreement which will also include the following language in Section 7(d) - indemnification. Please let me hear back from you either way by the end of the month. Bankruptcv: OBLIGATIONS NOT DISCHARGEABLE IN BANKRUPTCY The parties represent that to the best of their knowledge there are no bankruptcy proceedings pending involving either of the parties. The debt payments provided for in this paragraph are not, and are not intended to be, a debt which is affected by a discharge in bankruptcy. Therefore, these debts shall not be discharged in any bankruptcy proceeding initiated by either party. In the event that at any time prior to either Husband's or Wife's fulfillment of all of the financial obligations set forth in this Agreement, he or she declares personal bankruptcy as a result of which the other spouse becomes liable for any such debt herein identified, at either spouse's sole option and within sixty (60) days of actual receipt of notice of such bankruptcy, this Agreement shall be null and void and the parties returned to as close to the respective [mancial positions as they were in prior to the effective date of this Agreement as practicable. Alternatively, either spouse so affected by the other's bankruptcy filing may elect to enforce the terms of this agreement in a bankruptcy proceeding wherein the bankrupt spouse acknowledges that the debt(s) hereinabove set forth are non-dischargeable in as much as it/they is/are or may be considered necessary as a means of support and maintenance of the affected spouse given the equitable division of property as devised within this agreement. Sincerely, James A. Miller JAM/epm Cc: J. Callaway CJ0-+-'\'e r <) b~ fri- " ~ >e fr-e", 41 'f ~~ Ur\~ll~~ L, a GV,5 Joseph G. Callaway, Plaintiff v. IN THE COUR,T OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 02-931 CIVIL Christina L. Callaway, Defendant CIVIL ACTION - LAW IN DIVORCE AFFIDAVIT OF CONSEN1: 1, A complaint in Divorce under Section 3301 (c) of the Divorce Code was filed on February 25, 2002 and service was obtained upon the defendant by personal hand delivery, on February 25, 2002, an Affidavit of Service tiQ which was filed on February 25, 2002. 2, The marriage of the Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing the Complaint and service upon Defendant of the same. 3. I consent to the entry of a Final Decree in Divorce after service of notice of intention to request entry of the decree. 4. I have been advised of the availability of marriage counseling, and understand that I may request that the Court require that my spouse and I participate in counseling. I further understand that the Court maintains a list of marriage counselors in the Prothonotary's Office, which list is available to me upon request. Being so advised, I do not request that the Court require that my spouse and I participate in counseling prior to a divorce decree being handed down by the Court. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S,A. Section 4904, relating to unsworn falsification to authorities, Date: l~"'J;),"'O~ ~;L--J1C:~ oseph G, Callaway ,#' L M ,.,I/J 'f ~.t.~,.,. ~ 'I{ ~ ~4 ..': , \ ';1 " ,\. , l;.. +.J'."~'''' ~.... ~,"\ ~~ "',III ;.;/~'" :.~. .. \ ' \, '.~ Jr~",)' "',J"l\~',! t , >"l~~' 't,.. ;.'~{, .",(.vi'~f.,;'.1't .'J -,';;.' ',~;: i .t' ":ii' l~.;,l! Ii ..1 :"VA .~/ ! ;., I'~ .1<)" .1 <:) c -065 me,. ~~~I r'~~. 1" ~:~ ~O ?...~; ~ "" / o N o fT1 C-, N <::' <:) -n l) r c"t"'j ,......, '.....~ -0 , . _.-- ~~~.~ ::;. (>~ .:'~ ,-n ,..) ....I ..~ SJ -< ....,'.... -~ N 1"0 .-1 Joseph G. Callaway, Plaintiff v. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 02-931 CIVIL Christina L. Callaway, Defendant CIVIL ACTION - LAW IN DIVORCE WAIVER OF'NOTlCE OF INTENTION TO REQUEST ENTRY OF A DIVORCE DECREE UNDER SECTION 3301(c) OF THE DIVORCE CODE 1. I consent to the entry of a final decree of divorce without notice, 2. I understand that I may lose rights concerning alimony, division of property lawyer's fees or expenses if I do not claim them before a divorce is granted. 3, I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary, I verify that the 'statements made herein in this affidavit are true and correct. I understand that false statements are made subject to the penalties of 18 Pa, C,S, A. Section 4904, relating to unworn falsification of authorities. Date: l?-I~'o~ ~~~~ JOse h G. Callaway .' o C ? "otJ pl,": Z~:c' 21' <J5. :": ~~~~ ::p:,- .7.... ) ==CI :;Pc: Z ::t o 1'.) c:l ("'I" C; N C ".-, ~-'=l ..j -0 ~r .-""' ~ N .-1 Joseph G. Callaway, Plaintiff v. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 02-931 CIVIL Christina L. Callaway, Defendant CIVIL ACTION - LAW IN DIVORCE PRAECIPE TO TRANSMIT RECORD To the Prothonotary: Transmit the record, together with the following information, to the Court for entry of a Divorce Decree: 1. Ground for divorce: irretrievable breakdown under Section 3301 (c) of the Divorce Code. 2. Date and manner service of the Complaint: Defendant was personally served with a CERTIFIED COPY OF THE COMPLAINT IN DIVORCE by hand delivery on February 25, 2002, an Affidavit of Service to which was filed on February 2Ei, 2002. 3. Date of execution of the Affidavit of Consent l:lnd Waiver of Notice of Intention Request Entry of a Divorce Decree required by Section 3301 (c:) of the Divorce Code: by Plaintiff: December 12, 2002 by Defendant: September 4, 2002 Time Stamped date of Waiver of Notice of Intention R1equest Entry of a Divorce Decree required by Section 3301 (c) of the Divorce Code: by Plaintiff: December 20, 2002 by Defendant: September 6,2002 4, Related claims pending: There are no related claims pending. Respectfully Submitted, Law Offices of James A. Miller By: /J //1 L~ / ,/L,f/ " Christoph J. Kelller, Esquire Attorney for Plaintiff 2157 Market Streelt Camp Hill, PA 17011 (717) 737-6400 " . (') c ~ ""0 CD 01 r;-; Z:.:C Zc.- (j') }..:;: ~"": ,<0 ).'> ........'~ :z: '- J (-" 5>e: z ~ o N o M (""") ':,..) o o ,1 --I ::r: "T1 ,"lr= ':::J}I\ ;;~~ ,"-,.C) '<-'rn C~ ..-t ),.,'" ~ -0 ~ ~ ::::> en Joseph G. Callaway, Plaintiff In the Court of Common Pleas Cumberland County, Pennsylvania v. No.: 02-931 Christina L. Callaway, Defendant Civil Action - Law In Divorce MARITAL SETfLEMENT A.GREEMENT MM~ "'9C? .sflfe.N~ tj 7,.00?- I Callaway MSA TABLE OF CONTENTS SECTION PAGE 1. SEPARATION AND NON INTERFERENCE: ........,.......................,............................................3 2. RECONCILIATION:........................,........................................................... .......,.....,..... ... ........4 3, ENFORCEMENT: .................,..............,........,.."....".,......,.........."."..,....".,...............,..,...........4 4, SPOUSAL SUPPORT/ALIMONY/ALIMONY PENDENTE LITE (APL), COSTS AND EXPENSES: ........................................ ... .............,..................................................... ............................5 5. EQUITABLE D ISTRI B UTI ON: ................................... ..........,....................,.................................6 A. PREFACE: ................................................. ..............................................,..............................6 B. DISTRIBUTION OF ASSETS: ..........,........,..............,...........,.................... ,..,...................... ...6 1. WIFE'S ASSETS:,.,..........,.....,.................,.,.....,....,.................,.....,.,.,.............................,.......6 2. HUSBAND'S ASSETS: ...........................................................................................................6 3. ASSET DIVISION:.... ..................... ...... ... ...........,... ............ ...........,.................................. .......7 A. REAL ESTATE - 765 Midway Road, York Haven:........................................,..,..............7 B. DISTRIBUTION AND WAIVER OF PERSONAL 1) MARITAL, T ANGffiLE AND !NT ANGffiLE, ASSETS AND 2) NON-MARITAL, T ANGm:LE AND !NT ANGffiLE, ASSETS: 8 C. INTENT: ....... ................................................................................................................... 9 6. AFrER ACQUIRED PROPERTY:........ ..............,..,... ............ ....................................,... ............ 9 7 . DEBTS: ...................................................,............................................ ,.......................................10 A. Wife's Debts:........................................,..,... ..,........,.................,...................... .....,.................10 B. Husband's Debts:................................................ ............................. .,.................................... .10 C. Debts in joint names: ........................... .... ........... ..,................... ,.... ..,.., ....,.............................10 D. Indemnification: ................................,..,........,...........,............,..,... .,.........,......................... ... .12 8. FULL DISCLOSURE: ................................. ... ...................... .......... ..................... ,.................... .12 9. RELEASES:.... ........ ... ...... .... ... .............................................................................,........,.........,..13 10. BREACH: . ...........................................,..,..........................,......................... ........... ........... ...... ..14 11. REPRESENTATION: ................................... ................................... ,....... .....,.......................... .14 12. VOLUNTARY EXECUTION: ..............................................., ....................,.............................15 13. ENTIRE AGREEMENT: ........ ........,..........................,..........,.......................... ..,........,.... ...... ..15 14. PRIOR AGREEM ENT:..................... ........ ............... ...... ......... ........, ..,..,...................... ........... .15 15. MOD IFICA TION AND WAIVER: ... ........ ........................................... ,.........,..,................... ...15 16. GOVERNING LAW: ,........ ,............................................,................................................ ........ .15 17. INDEPENDENT SEPARATE COVENANTS: ,..........,............................................................15 18, VOID CLAUSES: ,.. ....................... ..,......... ......,...,... .... .................. ,...,............................. ........ .16 19, D IS1'RIBUTI ON DATE:.........,.............. ......... ......... ........................... .................................... .16 20. DATE OF EXECUTION: ................................... .....................,........ ,............. ....................,... ..16 EXHIBIT A - ASSETS/DEBTS .......................................................,.........,.................................,..,.....17 Page 2 of 18 Callaway MSA MARITAL SETTLEMENT AGREEMENT THIS AGREEMENT, made this day of , 2002, by and between Joseph G. Callaway, hereinafter called "Husband", and Christina 1. Callaway, hereinafter called "Wife". WHEREAS, Husband and Wife were lawfully married on April 27, 1996; WHEREAS, two children were born of the marriage, specifically Kyle J. Callaway, DOB 9/21/98 and Nicole E. Callaway, DOB 8/10/00 and, WHEREAS, differences have arisen between the parties and it is the intention of Wife and Husband to live separate and apart, and the parties hereto desire to settle fully and finally their respective financial and property rights and obligations as between each other including, without limitation by specification: the settling of all matters between them relating to the ownership and equitable distribution of real and personal property; the settling of all matters between them relating to the past, present and future support, alimony and/or maintenance of Wife by Husband or of Husband by Wife; and in general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW THEREFORE, in consideration of the premises and of the mutual promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipt of which is hereby acknowledged by each of the parties hereto, Wife and Husband each, intending to be legally bound hereby covenant and agree as follows: 1. SEPARATION AND NON INTERFERENCE: It shall be lawful for each party at all times hereafter to live separate and apart from each other at such place as he or she from time to time shall choose or deem fit. The foregoing provision shall not be taken as an admission on the part of either party of the lawfulness or unlawfulness of the causes leading to their Page 3 of 19 Callaway MSA living apart. Each party shall be free from interference, authority and control by the other, as fully as if he or she were single and unmarried, except as may be necessary to cany out the provisions of this Agreement. Neither party shall molest or attempt to endeavor to molest the other, or in any way harass or malign the other, nor in any other way interfere with the peaceful existence, separate and apart from the other. Neither party shall say or do anything to negatively influence or alienate the minor children from the other parent. 2. RECONCILIATION: This Agreement shall not be deemed to have been waived, extinguished, discharged, terminated, invalidated or otherwise affected by a reconciliation between the parties hereto, cohabitation between the parties, a living-together or resumption of marital relations between them. They shall not be deemed to have reconciled with the intention of vitiating or terminating this Agreement unless they make such actions through a written instrument, executed and acknowledged in the same manner as this Agreement. 3. ENFORCEMENT: The parties acknowledge that Husband filed with the Cumberland County Court of Common Pleas, Pennsylvania, to docket number 02-931, Civil Term, a no-fault divorce action pursuant to Title 23, section :3301{C) of the Pennsylvania Divorce Code and amendments thereto. It is specifically understood and agreed by the parties that the provisions of this agreement relating to equitable distribution of property and all other matters contained herein including but not limited to support, alimony, alimony pendente lite, counsel fees, costs and/or expenses are accepted by each party as a final settlement for all purposes whatsoever, as contemplated by the Pennsylvania Divorce Code and shall be submitted to the court at the time of filing the praecipe to transmit the record to conclude the divorce. The parties agree to execute their respective Affidavit of Consent and Page 4 of 19 Callaway MSA Waiver of Notice and proceed with entering same to the court docket for the purpose of finalizing the divorce action simultaneously with the execution of this agreement or as soon as practicable thereafter. Each party shall further execute all documents which may require his or her signature for the purpose of effectuating all of the terms and conditions of this Agreement so as to give full force and effect to this Agreement. Should a decree, judgment or order of separation or divorce be obtained by either of the parties in this or any other state, cOlmtry or jurisdiction, each of the parties 'hereby consents and agrees that this: Agreement and all of its covenants shall not be affected in any way by any such separation or divorce; and that nothing in any such decree, judgment, order or further modification or revision thereof shall alter, amend or vary any term of this Agreement. It is specifically agreed, however, that a copy of this Agreement or the substance of the provisions thereof, may be incorporated by reference into any divorce, judgment or decree. This incorporation, however, shall not be regarded as a merger, it being the specific intent of the parties to permit this Agreement to survive any judgment and to be forever binding and conclusive upon the parties. 4. SPOUSAL SUPPORT/ALIMONY/ALIMONY PENDENTE LITE (APL), COSTS AND EXPENSES: Husband and Wife hereby acknowledge that they have been advised or have the right to obtain advice in regard to the fact that each may have the right to assert a claim for spousal support, alimony, alimony pendent lite, costs and/or expenses. Further, Husband and Wife acknowledge that they understand that said rights are available in their divorce action. Husband and Wife further acknowledge that they are aware of the income, education, income potential, and assets and holdings of the other or have had full and ample opportunity to become familiar with such items. Husband and Wife hereby accept the mutual eovenants and terms of this Agreement and the benefits and properties passed to them hereunder in lieu of any and all further rights to support or alimony for themselves, counsel fees, and Page 5 of 19 Callaway MSA alimony pendente lite at this time and during any and all further or future actions of divorce brought by either of the parties hereto. The parties do hereby remise, release, quit claim, and relinquish forever any and all right to support, alimony, alimony pendente lite, counsel fees and expenses beyond those provided for herein, during the pendency of or as a result of any such actions, as provided by the Divorce Code of Pennsylvania or any other applicable statute, at this time and at any time in the future. 5. EQUITABLE DISTRIBUTION: A. PREFACE: The parties have valued to the best of their ability their entire marital and non-marital estates. The parties have made use of either the information provided between themselves and/or statement values associated with such assets and/or have attributed fair market values and/or other agreed upon values to such assets and for purposes of negotiation and settlement, and hereby stipulate to such valuations. The parties desire to effectuate the division of all assets as set forth herein in attached Exhibit A and incorporate said Exhibit as if fully set forth. B. DISTRIBUTION OF ASSETS: 1. WIFE'S ASSETS: Husband does hereby grant, convey, transfer, assign, and deliver and set- over unto Wife the assets so identified within this agreement; said assets shall be and remain the sole and separate property of Wife hereafter, free of any claim by or interest of Husband, regardless of whether such assets were deemed by either of the parties to be marital property or non-marital property. And further, Husband does hereby waive, release, relinquish, and surrender forever any and all claim to or interest in said assets, which shall be and remain the sole and separate property of Wife hereafter. 2. HUSBAND'S ASSETS: Wife does hereby grant, convey, transfer, assign, and deliver and set-over unto Husband the assets so identified within this agreement; said assets shall be Page 6 of 19 Callaway MSA and remain the sole and separate property of Husband hereafter, free of any claim by or interest of Wife, regardless of whether such assets were deemed by either of the parties to be marital property or non-marital property. And further, Wife does hereby waive, release, relinquish, and surrender forever any and all claim to or interest in said assets, which shall be and remain the sole and separate property of Husband hereafter. 3. ASSET DIVISION: The parties hereby agree that the following assets shall be divided in accordance with the terms as provided herein and as set forth in Exhibit A attached hereto. Husband and Wife agree to execute any and all documents required to effectuate the intent herein: A. REAL ESTATE - 765 Midway Road, York Haven: 1. Husband owns the real property known as 765 Midway Road, York Haven, Pennsylvania ("property"). The parties acknowledge that Wife has a marital interest in said property and agree that such interest amounts to 50% of the equity. The property is presently under contract for purchase in the amount of $123,000 and scheduled to close on or before April 30, 2002. 2. From the sale price, all costs associated with the property and incurred by the parties' including but not limited to mortgage payoffs, taxes, utilities, etc., shall be first deducted from the gross proceeds and the net proceeds thereafter shall be divided equally between the parties. Wife's share of the net proceeds shall be first applied to her debts as defined hereinbelow in section 7(c). Any excess funds available to her from her share of the net proceeds after said debts of Wife are paid in full shall be Wife's sole and separate property. 3. Wife agrees that her share of the net proceeds shall be made payable to counsel for Husband in order for the debts identified hereinbelow in section 7(c) to paid immediately after settlement on the property. Counsel for Husband shall provide to counsel for Wife a complete, detailed accounting of the net proceeds within five (5) days from the date upon which counsel for Husband receives the net proceeds check. Counsel for Husband shall also issue to counsel for Wife any excess funds after payment of the foregoing identified debts. Page 7 of 19 Callaway MSA 4. At the time of settlement, the parties shall execute separate 1099's reflecting their respective portions of their net proceeds. B. DISTRlBUfION AND \VAIVER OF PERSONAL 1) MARITAL, TANGIBLE AND INTANGIBLE, ASSETS AND 2) NON-MARITAL, TANGIBLE AND INTANGIBLE, ASSETS: 1. Husband and Wife do hereby acknowledge that they have divided to their mutual satisfaction all non-marital and marital assets including, but without limitation, business interests, corporate interests, partnership(s), joint ventures, inheritance(s), jewelry, clothing, retirement accounts, 401k's, pensions, brokerage accounts, stocks, bonds, life insurance policies or other securities, Individual Retirement Accounts, checking and savings accounts, mutual funds, and other assets whether real, personal or mixed, tangible or intangible. 2. Husband and Wife further acknowledge and agree that the assets in the possession of the other spouse unless otherwise so divided by way of this agreement shall remain that spouses sole and separate property, each party hereto specifically waiving, releasing, renouncing and forever abandoning whatever claim, if any, he or she may have with respect to any of the foregoing items which are the sole and separate property of the other. 3. Household Furnishings: Wife and Husband shall each retain all household furnishings in their respective possession. Neither party shall assert a right or make a claim against the other for such property at anytime now or in the future. 4. Vehicles: Husband and Wife agree: that the vehicles in their respective physical possession'shall remain the possession of the party and each shall cooperate if necessary in executing any and aU documents to reflect such ownership, including but not limited to titles, insurance documentation and registration forms. Husband and Wife do hereby waive, release, and relinquish any and all claim to or interest in the motor vehicle in the possession of the other. If the title to any vehicle is encumbered by any debt or obligation, Husband and Wife agree that they shall each be solely responsible for and shall pay and satisfy said obligation, in accordance with its terms and provisions, and shall indemnify Page 8 of 19 Call away MSA and save the other harmless from any loss, cost, or expense caused to either by their failure to make payment of such debt. C. INTENT: This Agreement is intended to distribute all property of the parties, whether real or personal, and whether determined to be separate or marital property. In the event that any property may be omitted from this Agreement, it is understood and agreed that the person having possession and/or title to such property following the execution of this Agreement shall be deemed the owner thereof and each of the parties will execute any and all legal documents without any charge therefore to evidence title to such property in the other party. ADDITIONAL DOCUMENTS: Each of the parties shall on demand execute and deliver to the other any deeds, documents, records or closing statements relating to the sale of real estate under this Agreement, bills of sale, assignment, consents to change of beneficiary on insurance policies, tax returns and other documents and do or caused to be done any other act or thing that may be necessary or desirable to the provisions and purposes of this Agreement. TAXES: Husband hereby agrees to pay all ineome taxes assessed against him, if any, as a result of the division of the property of the parties hereunder. Wife hereby agrees to pay all income taxes assessed against her, if any, as a result of the division of the property of the parties hereunder. 6. AFfERACQUlRED PROPERTY: Each of the parties shall hereafter own and enjoy, independently of any claim or right of the other, all items of property, be they real, personal or mixed, tangible or intangible, which are hereafter acquired by him or her, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried. The parties hereby agree that, as to all assets not specifically mentioned herein which are presently titled in the sole name of one of the parties hereto or, if untitled, are presently in the sole possession of one of the parties hereto, the Page 9 of 19 Callaway MSA party not having title thereto or possession thereof hereby waives, releases, relinquishes and forever abandons any and all claim.s therein, and acknowledges that the party having title or possession of such items shall be the sole and exclusive owner thereof. 7. DEBTS: A. Wife's Debts: Wife represents and warrants to Husband that since the parties' separation she has not and in the future she will not contract or incur any debt or liability for which Husband or his estate might be responsible and shall indemnify and save harmless Husband from any and all claims or demands made against him by reason of debts or obligations incurred by her. B. Husband's Debts: Husband represents and warrants to Wife that since the parties' separation he has not and in the future he will not contract or incur any debt or liability for which Wife or her estate might be responsible and shall indemnify and save harmless Wife from any and all claims or demands made against her by reason of debts or obligations incurred by him. C. Debts in joint names: 1. MBNA #5490 9933 4911 3714: Wife shall be solely responsible for this debt. The parties acknowledge that the approximate balance is $16,000 at the time of executi.on hereof. 2. First USA VISA #4417 1215 3638 5621: Wife shall be solely responsible for this debt. The parties acknowledge that the approximate balance is $2,700 at the time of execution hereof. 3. Wife acknowledges that her share of the net proceeds from the sale of 765 Midway Road as defined in hereinabove in section s(b)3(a) shall be first applied to the foregoing First USA VISA credit card and the balance applied to the MBNA credit card. Page 10 of 19 Callaway MSA 4. The mortgages on 765 Midway Road shall be paid in full at the time of settlement as defined hereinabove in section 5(b)3(a). 5. Any amounts which may be due and owing for those debts defined above in number 1 (MBNA) and 2 (1st USA) after payment of the same as defined in this agreement shall be Wife's sole and separate responsibility. The parties understand and agree that the amounts identified hereinabove in numbers 1 and 2 are only approximations and Wife does hereby agree that she shall be responsible for the entire amounts due regardless of the amounts stated herein. Further, Wife covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeldng to hold Husband liable for said debts, obligations, liability, act or omission of such Wife, such Wife shall at her sole expense, defend Husband against any such claim or demand, whether or not well-founded, and that she will indemnify and hold harmless Husband in respect of all damages as resulting therefrom including reasonable attorneys fees incurred to enforce this indemnification. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses reasonably incurred in investigating or attempting to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Husband from any inaccurate representation made by Wife to Husband in this Agreement, any breaeh of any of the warranties made by Wife in this Agreement, or breach or default in performance by Wife of any of the obligations to be performed by such party hereunder. Wife agrees to give Husband prompt written Page 11 of 19 Callaway MSA notice of any litigation threatened or instituted against her which might constitute the basis for a claim for indemnity pursuant to the terms of this Agreement. D. Indemnification: All further debts incurred by the parties shall be their individual responsibility. Each party represents and warrants to the other that he or she has not incurred any debt, obligation, or other liability, other than described in this Agreement, on which the other party is or may be liable. Each party covenants and agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold the other party liable for any other debts, obligations, liability, act or omission of such party, such party will at his or her sole expense, defend the other against any such claim or demand, whether or not well-founded, and that he or she will indemnify and hold harmless the other party in respect of all damages as resulting therefrom including reasonable attorneys fees incurred to enforce this indemnification. Damages as used herein shall include any claim, action, demand, loss, cost, expense, penalty, and other damage, including without limitation, counsel fees and other costs and expenses reasonably incurred in investigating or attempting to avoid same or in opposing the imposition thereof or enforcing this indemnity, resulting to Husband or Wife from any inaccurate representation made by or on behalf of either Husband or Wife to the other in this Agreement, any breach of any of the warranties made by Husband or Wife in this Agreement, or breach or default in performance by Husband or Wife of any of the obligations to be performed by such party hereunder. The Husband or Wife agrees to give the other prompt written notice of any litigation threatened or instituted against either party which might constitute the basis for a claim for indemnity pursuant to the terms of this Agreement. 8. FULL DISCLOSURE: The parties acknowledge that each of them have had a full and ample Page 12 of 19 Callaway MSA opportunity to consult with counsel of their choice regarding their claims arising out of the marriage and divorce and that they have specifically reviewed their rights to the equitable distribution of marital property, including rights of discovery, the right to compel a filing of an Inventory and Appraisement, and the right to have the court review the assets and claims of the parties and decide them as part of the divorce action. Being aware of those rights, and being aware of the marital property owned by each of the parties, the parties hereto, in consideration of the other terms and provisions of this agreement, do hereby waive, release and quitclaim any further right to have this court or any other tribunal equitably distribute or divide their marital property. The parties acknowledge that they have been fully advised and informed of the wealth, real and/or personal property, estate and assets, earnings and income of the other and are familiar with and cognizant of such and the value thereof, or has knowingly waived such advice and/or information. The parties hereto have been fully advised and informed of all rights and interests which, except for the execution and delivery hereof, have been conferred upon or vested in each of them by law with respect to the property or estate of the other by reason of their marital status, or has knowingly refused or waived such advice or information. 9. RELEASES: Except as otherwise herein provided, each party releases and discharges completely and forever the other from any and all right, title, interest or claim or past, present or future support, division of property including income or gain from property hereafter accruing, right of dower and courtesy, right to act as administrator or executor in the estate of the other, right to distributive share in the other's estate, right of exemption in the estate of the other, or any other property rights, benefits or privileges accruing to either party by virtue of said marriage relationship, or otherwise, and whether the same are conferred by the statutory law or by the common law of the Commonwealth of Pennsylvania, or any other state, or of the common law of the United States of America. n is further specifically understood and agreed by and between the parties Page 13 of 19 Callaway MSA hereto, that each party accepts the provisions herein made in lieu of and in full settlement and satisfaction of any and all of said parties' rights against the other for any past, present and future claims on account of support, maintenance, alimony, alimony pendente lite, counsel fees, costs and expenses, equitable distribution of marital property and any other claims of each party, including all claims raised by them in the divorce action pending between the parties. 10. BREACH: If either party breaches any provision of this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach. The party breaching this contract shall be responsible for the payment of legal fees and costs incurred by the other in enforcing his or her rights under this Agreement, or seeking such other remedy or relief as may be available to him or her, 11. REPRESENTATION: Both parties have been given the opportunity to obtain the advice of counsel regarding the provisions of this Agreement and their legal effect in advance of the date set forth above to permit such i.ndependent review. In the event either party elects to execute this agreement without the advice of counsel, he/ she shall nevertheless be bound hereby and he/she specifically and knowingly waives his/her right, if any, to utilize his/her lack of legal representation as a basis to attack the validity of this Agreement. Each party acknowledges that he or she has had the opportunity to receive independent legal advice from counsel from his or her selection, and that each fully understands the facts and has been fully informed as to his or her legal rights and legal obligations, and each party acknowledges and accepts that this Agreement is, and the circumstances, fair and' equitable, and that it is being entered into freely and voluntarily, after having had the opportunity to receive such advice and with such knowledge, and that exeeution of this Agreement is not the result of any duress or undue influence, and that it is not the result of any Page 14 of 19 Callaway MSA improper or illegal agreement or agreements. 12. VOLUNTARY EXECUTION: The provisions of this Agreement are fully understood by both parties and each party acknowledges that this Agreement is fair cmd equitable, that it is being entered into voluntarily and that it is not the result of any duress or undue influence. Further, each party acknowledges that he or she has the mental capacity to understand the terms provided herein and has not been placed under duress, coercion or any physical or mental stress. 13. ENTIRE AGREEMENT: This Agreement contains the entire understanding of the parties and there are no representations, warranties, covenants or undertakings other than those expressly set forth herein. 14. PRIOR AGREEMENT: It is understood and agreed that any and all property settlement agreements executed between the parties, and/or mayor have been executed prior to the date and time of this Agreement, are null and void and of no effect. 15. MODIFICATION AND WAIVER: Any modification or waiver of any provision of this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature. 16. GOVERNING LAW: This Agreement shall be governed by and shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. 17. INDEPENDENT SEPARATE COVENANTS: It is specifically understood and agreed by and between the parties hereto Page 15 of 19 Callaway MSA improper or illegal agreement or agreements. 12. VOLUNTARY EXECUTION: The provisions of this Agreement are fully understood by both parties and each party acknowledges that this Agreement is fair cmd equitable, that it is being entered into voluntarily and that it is not the result of any duress or undue influence. Further, each party acknowledges that he or she has the mental capacity to understand the terms provided herein and has not been placed under duress, coercion or any physical or mental stress. 13. ENTIRE AGREEMENT: This Agreement contains the entire understanding of the parties and there are no representations, warranties, covenants or undertakings other than those expressly set forth herein. 14. PRIOR AGREEMENT: It is understood and agreed that any and all property settlement agreements executed between the parties, and/or mayor have been executed prior to the date and time of this Agreement, are null and void and of no effect. 15. MODIFICATION AND WAIVER: Any modification or waiver of any provision of this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature. 16. GOVERNING LAW: This Agreement shall be governed by and shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. 17. INDEPENDENT SEPARATE COVENANTS: It is specifically understood and agreed by and between the parties hereto Page 15 of 18 Call away MSA that each paragraph hereof shall be deemed to be a separate and independent covenant and agreement. 18. VOID CLAUSES: If any term, condition, clause, or provision of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall be valid and continue in full force, effect and operation. 19. DISTRIBUTION DATE: The parties hereto acknowledge and agree that for purposes of distribution of property as provided for in this agreement, the date of execution of this agreement shall be known as the Distribution Date. 20. DATE OF EXECUTION: The parties hereto acknowledge and agree that the date of execution referred to herein shall be known as the last date upon which either party executes this agreement. IN WITNESS WHEREOF, the parties hereto, intending to be legally bound hereby, have hereunto set their hands and seals the day and year first above written. WITNESS: Date: -Y~if' - i\f't,;:/I ~!U;a{VCallawaY Date: <1 -~ -O.d.- ' Page 16 of 18 Callaway MSA EXHIBIT Jl. - ASSETS/DEBTS Asset Wife Husband 2001 Dodge Ram Truck x 1986 Honda x 1992 Chev Lumina x 765 Midway Road, Yrk Hvn PA x x Graybar retirment plan(s) x NADART retirement x Waypoint stock x Debts MBNA 5490993349113714 1 st USA Visa 4417121536385621 x x Waypoint mortgage Waypoint 2nd x x x x Page 17 of 18 JOSEPH G, CALLAWAY, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 02 - 931 CIVIL CHRISTINA L, CALLAWAY, Defendant IN DIVORCE ADDENDUM :JJ: I The parties hereby further agree by this addendum to clarify the September 4,2002, marital settlement agreement: 1. Section 5(B)(3)(a)(l) shall be amended to modify the net proceeds balance; now identified as $12,901.55. Wife's share of said amount shall be $7,200.00. Husband's share of said amount shall be $5,701.55. Wife's share shall be applied by the escrow account holder to the MBNA credit card balance. Husband's share shall be distributed as follows: $2,701.55 payable to husband; and $3,000.00 to be first applied to the Visa credit card balance, and the remaining portion to be applied to the balance of the MBNA credit card. 2. Section 5(B)(3)(a)(5) wife shall assume the MBNA credit card balance after application of the foregoing payments. Wife shall further make a good faith effort in having husband released from said MBNA account and husband shall cooperate in wife's efforts, And, wife's assumption of the MBNA shall be consistent with Section 7(C) of the marital settlement agreement. I acknowledge that I have read the above stipulation and agreement, that I understand the terms of settlement as set forth herein, and that by signing below I ratify and affirm the agreement previously made and intend to bind myself to the settlement as a contract obligating myself to the terms of settlement and subjecting myself to the methods and procedures of enforcement which may be imposed by law and in particular Section 3105 of the Domestic Relations Code. WITNESS: Matth J. elman Attorney for Plaintiff DATE: Jf~ t(Ubl-- 9/lf/OL AD 7)ffJ{) LI flI/ .ff 2- 10 5 eefe Ul\V Y"LdcrZ- Tuesday, AP~~~...{ S-e.f/- fe .....Pvd A; Ie(>~,f FAX: 763-4247 Law Offices of Patrick F. Lauer, Jr. Matthew J. Eshelman, Esquire 2108 Market Street Aztec Building Camp Hill, Pennsylvania 17011 Re: Callaway Dear Mat: I've prepared our Motion for the Master. I'm going to file unless I hear back from you by the end of the month that your client agrees to the terms of the agreement which will also include the following language in Section 7(d) - indemnification. Please let me hear back from you either way by the end of the month. Bankruptcv: OBLIGATIONS NOT DISCHARGEABLE IN BANKRUPTCY The parties represent that to the best of their knowledge there are no bankruptcy proceedings pending involving either of the parties. The debt payments provided for in this paragraph are not, and are not intended to be, a debt which is affected by a discharge in bankruptcy, Therefore, these debts shall not be discharged in any bankruptcy proceeding initiated by either party. In the event that at any time prior to either Husband's or Wife's fulfillment of all of the financial obligations set forth in this Agreement, he or she declares personal bankruptcy as a result of which the other spouse becomes liable for any such debt herein identified, at either spouse's sole option and within sixty (60) days of actual receipt of notice of such bankruptcy, this Agreement shall be null and void and the parties returned to as close to the respective financial positions as they were in prior to the effective date of this Agreement as practicable. Alternatively, either spouse so affected by the other's bankruptcy filing may elect to enforce the terms of this agreement in a bankruptcy proceeding wherein the bankrupt spouse acknowledges that the debt(s) hereinabove set forth are non-dischargeable in as much as it/they is/are or may be considered necessary as a means of support and maintenance of the affected spouse given the equitable division of property as devised within this agreement. Sincerely, James A. Miller JAM/epm Cc: J. Callaway (JJL +- '\ -e f S DA nS " ~ ~ fr-e~ J,e..; If ~L- ~-JJ J CSt f h "CIA. Cju., U'\r\~.t- rh~ L. () GV) (") ~ S? t"r; -7"-..- (j);~ ::-<: r.:;: );; "' ~~~ ~ ~ o \"..) :::J r"!'1 C") W o o -n -CJ ........ '"'"' )1f~ C':; ('") :;:;.J-i'li ,:> :n 'zP (),n ::-4 :P ~ ~ ::> .-J ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~H'~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. 0. o 0. o o o o 0. 0. o o o 0. 0. o o 0. o 0. o o o o o o o o o o o 0. o o o o 0. o o o o o 0. o o o o 0. o o o o o o o o o o o o o 0. o o 0. o o o 0. 0. o o 0. o o 0. 0. o o o o 0. o o "':'0":0":0":0"0"0"0":0":0 0 0'0 IN THE COURT OF COMJMON PLEAS OF CUMBERLAND COUNTY STATE OF PENNA. JOSEPH G. CALLAWAY No. 02-931 Civil VERSUS CHRISTINA L. CALLAWAY DECREE IN DIVORCE AND NOW, ~30 ~{:"'I/-" . .~ , IT IS ORDERED AND DECREED THAT Joseph G. Callaway , PLAINTIFF, AND Christina L. Callaway , DEFENDANT, ARE DIVORCED FROM THE BONDS OF MATRIMONY. THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT YET BEEN ENTERED; It is furhter ordered that the terms of the parties' September 4, 2002 Marital Settlement Agreement are hereby incorporated, but not merged, into this final decree. ATTEST' ~~ PROTHONOTARY ~ ~~~~ ~~~ ~ ~ ~~~~ ~~ ~~~ ~~~~~ J. ~p ~ ~ ~ [0,["-/ ~~~ ~~'pP r-QE./ . .~ .. '. . .~.''''_I ~t' .