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Home My WebLink About13-6785 Supreme C Pennsylvania Cour f Qom ' n Pleas 1 1 M 1 <. STA ,fit P CI CUME County a.. The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service of leadin s or other a ers as required by law or rules of court. �� •. Commencement of Action: ® Complaint ❑ Writ of Summons ❑ Petition • • ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES, LLC DAWN LEWIS Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits y \ Is this a Class Action Suit? []Yes ®No Is this an MDJAppeal? ❑ Yes ®No Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your r PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution E] Board of Assessment \\ ❑ Motor Vehicle X Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance Debt Collection: Other ❑ Dept. of Transportation ` ❑ Premises Liability —_ _ _— _ ❑ Statutory Appeal: Other ❑ Product Liability (does not include ` \ mass tort) ❑ Employment Dispute: ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board ❑ Other: ❑ Employment Dispute: Other ❑ Other: ❑ Other: O y MASS TORT — _ -- �� . ❑Asbestos ❑ Tobacco ❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS �� ❑ El Tort - Implant Ejectment ❑ Common Law /Statutory Arbitration \ �� ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Toxic Waste E] Ground Rent E] Mandamus F1 Other: \ ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations - -- - - - - -- -- ❑ Mortgage Foreclosure: Residential Restraining Order - ------ - - - - -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ��• E] Partition E] Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical - -_ -- -- - - - - - -- ❑ Other Professional: 14 -23894 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC `` ' Ir 410 T"., 120 Corporate Blvd f , r �� ^ Norfolk, VA 23502 +'�� U$ TELE: 1- 866 - 428 -8102 r;U ,!BE:RLAND COUNTY FAX: (757) 518 -0860 k�f.jSYL��Af;lt Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC ' 120 CORPORATE BLVD 0 ✓ ((J NORFOLK, VA 23502 No. Plaintiff, V. DAWN LEWIS 3 SANTA MARIA AVE CAMP HILL PA 17011 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 S 14- 23894 1 �3 ( J ' J YVI'f Z�( H This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866- 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. DAWN LEWIS 3 SANTA MARIA AVE CAMP HILL PA 17011 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 14 -23894 Esta cornimicacion es de un cobrador de deudas y es un intent do cobrar una deuda. Cualquier infrornacion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. DAWN LEWIS 3 SANTA MARIA AVE CAMP HILL PA 17011 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, DAWN LEWIS, is an adult individual with last known address of 3 SANTA MARIA AVE, CAMP HILL PA 17011. 3. It is averred that Defendant was indebted to GENERAL ELECTRIC CAPITAL / CARE CREDIT on July 28, 2011 with account number ************0 152 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, -goods and /or for obtaining services. This COMIULzilication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on July 13, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest GENERAL ELECTRIC CAPITAL / CARE CREDIT and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $4,914.30. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, DAWN LEWIS , in the amount of $4 14.30, plus costs of this action and any other relief as the Court deems just and reasonable. Carrie A�Brown, Esquire, # 94055 — Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 14 -23894 This corn:cnuiiication i.s frorn a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Larry J. Andrews hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his /her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unswom falsification to authorities. Date: OCT 2 2Q13 By: Larry J. Andrews Custodian of Records 14 -23894 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd 's Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** *0152 DAWN LEWIS Account Holder: DAWN LEWIS 3 SANTA MARIA AVE CAMP HILL PA 17011 Consumer Account Product Code: PVT Issuer: GENERAL ELECTRIC CAPITAL / CARE CREDIT Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *0152 Date Account Opened: July 28, 2011 Date of Last Payment: July 13, 2012 Date of Charge Off: February 13, 2013 Balance at Purchase: $4,914.30 Purchase Date: March 26, 2013 Balance at Charge -Off: $4,914.30 Less Payments: $.00 Balance Due: $4,914.30 14 -23894 GESR91 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. G E . PRA: PSCC 1F�esh - N,[arcla 2413 For; value received and in further :consideration of the intitW covenants and conditions . set forth in the Forward Flow Receivables Purchase Agreement (the <`Agreemen "j,.dated. as : of this 13. day of 'December, : 2412 by and: between . General Electric Capital Co ration; :GE Ca ital Retail .B 1' :. rpo p ank, GEMB Lending,' Inc., Mono' am Credit Services, L.L.C; RFS Holding, L.L.0 and.. GEM .Holdiit , LL:C. (collectively Iles= } and g Pdrtf�slio..Reco very. Associates I,LC :( "Buyer'), feller hereby transfers, sells, conveys; ; :grants; and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the; extent of its ownership, the: Receivables asset forth in the Notification Files {as .defined in the Agreement); delivered by Seller to Buyer on March. 25, 20 .3, and as fnrthei described in the. Agreement. GE Capital Retail Bank Manogxam Credit Services; L.L.C; Glenn Marino :..Glenn Marino 'itle::EVP Title: President Date: General Electric Capital CorporatiQn RFS Holding,'L,L.0 s By: Glenn Marino o seph Ressa J Title: 'Vice President :. Title :.CFO . : ... ..... IDate _". Date: :GEMB, Lending, Inc:.. GEM Holding; L.L.0 Y. Y. Stephen Motta Tosegh Ressa .: Title: Director Title: CFO Date::. Date: ... ... .. ... ... .. GE t,7�3! Gf PRA PSCC Fresh -� March 2013 For value: received and in farther consideration of the mutual covenants and conditions set forth: in the Forward Flow Receivables Purchase Agreement (the. "Agreement' dated as of. this 13` day . of December, :. 2(112 : by and . between : General Electric Capital Corporation, GE Capital Retail Bank; GEMB.Lending, Inc., Monogram Credit Services L.L.G.; RFS Holding L:L.C:; and: GEM Holding; L:L:C. (collectively "Seller ") and . Portfolio Recovery Associates, LLC_ ( "Buyer "), Seller here y transfers, se s, conveys, grants; and delivers to Buyer, : its successors. and assigns, without recourse except as set . forth in the . Agreement; .to the extent of. its ownership, the Receivables as set forth in .the Nottfieation Files. (as defined in the Agreement); _ delivered y S -e-1l6r.to.B4Yei9n March.. 26 . 2U13, and as further described in the .Agreement.. .. GE Capital Retail Bank Monogram Credit Services; L.L. By: B: Glenn Marino Glenn Marina Title: 'V . ... Title: President Date:: . Date: General. Electric Capital .Corporation RFS. Holding, L:.L.0 By: By: .:::Glenn Marino .... ... Joseph Ressa: .: Title; Vice President Title: CFO Datee:: Date: GEMB Lending, Inc; .. L.L.0 GEM Holdi By . Stephen Mot Joseph Ressa y Title: Director :Title: CFO :.:.. Dater Date: f PRA PLCC Fresh — 2013 F ar value received :.and in further consideration of the mutual c and cont Ltxons . set forth in the Forward Flaw Receivables Purchase Agreement the "A cement" , dated { }. as of this 13` ; day of December, :. 2012 by and between General .Electric Capital Corporation; GE Capital Retail_Bank; GEMS Lending, Inc., monogram Credit Services L,L:,C. RFS Holding, ,L:L.C.; and GEM Holding, L.L; C. collectively "Seller'') and Portfolio Recovery Associates,:LLC. ( "Buyer "),:Seller, hereby transfers, sells, conveys;. grants, and delivers to Buyer, its :successors .and assigns; vvitllaut recourse except as. set forth in .tha Agreement; to the :extent. of its o�wnersh p, the Receivables asset forth In th Notif cation Files (as defined iri the ,Agreement);.: delivered by .Seller to Buyer on March 26, , and as further described in the Agreement. GE Capital Retail ;Bank Monogram Credit Services; L.L.C. By By - Glenn Ntaxino. Glenn Marino Title:: EVF .: Title: 'President . :. . Date: Date: General Electric Capital Corporation RP ldmg; 1,.0 By:. BY Glenn Marino., Joseph R s Title: Vice President TitleF+D _ .. Date: Date: .- GEMII;Lendinl;; Ixic. GEM' olding; L:L:G By By Stephen Motto ,Joseph R s Title. ':Director Title: CF0 .Date. Date SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson r iL!--L '1 "~ 1: :, Sheriff >R, - ,K t. t] Jody S Smith . 2013 NOV 22 AM 10: 09 Chief Deputy _ „ Richard W Stewart f-'UMBERLAND {;{jj ' Solicitor OPME,DF T"E S"Er,,Wa PENNSYLVANIA Portfolio Recovery Associates, LLC Case Number vs. 2013-6785 Dawn M Lewis SHERIFF'S RETURN OF SERVICE 11/19/2013 02:50 PM- Deputy Dawn Kell, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Dawn M Lewis at 3 Santa Maria Avenue, Lower Allen, Camp Hill, PA 17011. 7)lik-t -n DAWN KELL, DEPUTY SHERIFF COST: $44.95 SO ANSWERS, November 20, 2013 RON ~ R ANDERSON, SHERIFF