HomeMy WebLinkAbout12-02-13 (4) � 15056101�5
REV-1500 Ex�oz_��,��, :
PA Department of Revenue pennsylvania OFFICIAL USE ONLY
DEPTF.TMENT Di R'cVENUE � COUI lty COUG Year File Number
Bureau of IndividuaL Taxes INHERITANCE TAX R�TURN
PO BOX 2$0601 - p
Harrisbur ,PA 1�1z$-o6o1 RESIDENT DECEDENT �� ,3 O�
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMODYYYY
_........ _.. _ _....... _ _._..
09/06/2013 08>29/1922
____ _ __ __ ___ _ __
Decedent's Last Name Suffix Decedent's First Name MI
__ . _.... _ ___ _ . _ _ _ _ _ __ ___..
Kaspar Clara ; T
{if Applicabie)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
,
_._. _._.... __...._.. __ .. __.... _........ __._.: _.. __. _....... __ _........ _ _: :
____.
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
_ __ ___ _
REGISTER �F WILLS
FILL IN APPROPRIATE OVALS BELOW
� 1.Original Retum O 2.Supplemental Return O 3. Remainder Return(Date of Death
Priar to 12-13-82)
p 4.Limited Estate p 4a.Future Interest Compromise(date of p 5. Federal Estate Tax Return Required
death after 12-12-82)
� 6.Decedent Died Testate O 7.Decedent Maintained a Living Trust � 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust.}
O 9.Litigation Proceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A}
Between 12-31-91 and 1-1-95) (Attach Schedule O)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
, _ ._ _.. _.._... _... _..... :... _. _._...... __........ _.._.. _........ _..._. _............. _..._... _... _.....__ _._._.__
Paul D. Daggs (717)884-4963
_. _ _. __ __ _ __ _._ _
REGISTER OF WILLS USE ONLY
rti,s
�
r—�!► �
First Line of Address � _
�
_ _.._.. _..
�
130 W. Church Street � � � � �
; c-r*�� -�
_ _ _ �'1 � C"'�
Second Line of Address __ ___ _ ___ � �s► �"` rn
�-- .� rn � �
;Suite 100 �°" �cn �'
:
_.. .: «� • �"c G'��
City or Post O�ce State ZIP Code � E ED "'t7 "�'t :
_.... _.._
__ _.... _._.... _. _..
,... .. "' ""
_.._ -,�"�......:.....",n
`Dillsburg PA 17019 � �: �
_ _
�. � � �""" �
_ „trar ,Y,,,�
�
Correspondent's e-mail address:paul@daggslaw.com
�► �,,,�„�, � "x'i
UncJer penalties of perjury,I declare that I have examined this retum,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNAT OF ERSON RESPONSIBLE FOR FILING RETURN DATE
e -f r- 11/25/2013
ADD SS
4192 Nantucket Drive, Mechanicsburg, PA 17050
SIGNATU O PREPAft R OTHE HAN REPRESENTATIVE DATE
�/+- ,/ � 11/25/2013
ADDRESS
130 W. Church Street, Su'e 100, Dillsburg, PA 17019
PLEASE USE ORIGINAL FORM ON�Y
Side 1
L 150561�1�5 15�5610105 �
� 1505610205
REV 1500 EX(FI) DecedenYs Social Security Number
_.._...................._............ .....................................................
Decedent�s rvame: Clara T. Kaspar
RECAPITULATION �
_.._......__..._....._........._...................................._............._.................................._......._.....
1. Real Estate(Schedule A). ............................................ 1. ; 132,000.00 :
2. Stocks and 8onds(Schedule B) ....................................... 2. ;
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) ..... 3. :
4. Mortgages and Notes Receivable(Schedule D)........................... 4.
5. Cash,Bank Deposits and Misceilaneous Personal Property(Schedule E)....... 5. 100,703.42
6. Jointly Owned Property(Schedule F) O Separate Billing Requested ....... 6. ; ;
.... _ . . ......
7. Inter-Vivos Transfers 8�Miscellaneous Non-Probate Property ,
(Schedule G) O Separate Billing Requested........ 7 47,000.00 ';
8. Total Gross Assets(total Lines 1 through 7}............................. 8. ; 279,703.42 ;
� 9. Funeral Expenses and Administrative Costs(Schedule H)................... 9. 10,867.27
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............... 10. 1,735.53 !
11. Total Deductions(total Lines 9 and 10)................................. 11. 12,602.80
12. Net Value of Estate(Line 8 minus Line 11) .............................. 12. ; 267,100.62 ;
. 13. Charitable and Govemmental Bequests/Sec 9113 Trusts for which . .. °.° .......°. ° .�°,..°. ..° . °° °,°................. ..
an election to tax has not been made(Schedule J) ........................ 13. ;
14. Net Value Subject to Tax(Line 12 minus Line 13} ........................ 14. 267,100.62 :
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116 _ __ _ _ _ _ _ __ _ _ __.. . _ _ __ _ _ _,
(a)(1.2)X A_ 15. '
... .. .... . ..... ............................ . .......... ......... ..:
16. Amount of Line 14 taxable
at Iineal rate x.0 45 267,100.62 i �6.' 12,019.53
_.. .. . .. .. _ _... _... ,...... ....�.. ..,;
17. Amount of Line 14 taxable
at sibling rate X.12 17. ' ;
. ... _..::.._.. .. _ _ :.::... ...., ..:.... ...... ....: ........:.......... ........._............�,...,.....................�.�,....
18. Amount of Line 14 taxable '
at collateral rate X.15 . 18.
19. TAX DUE......................................................... 19.'' 12,019.53 :
:
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O
Side 2
� 15056102�5 1505610205 �
REV-1500 EX(FI) Page 3 File Number
Decedent's Compiete Address:
DECEDENTS NAME
Clara T. Kaspar
STREETADDRESS'
4192 Nantucket Drive
CITY STATE ZIP
Mechanicsburg PA 17050
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19} (1) 12,019.53
2. CreditslPayments
A.Prior Payments
B.Discount 600.98
Total Credits(A+B) (2) 600.98
3. Interest
(3)
4. If Line 2 is greater than Line 1+Line 3,enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4}
5. If Line 1+Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 11,418.55
... � .. . .
Make check payable to: REGlSTER OF WILLS,AGENT.
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PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X"IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred.......................................................................................... ❑ �
b. retain the right to designate who shall use the property transferred or its income............................................ ❑ �
c. retain a reversionary interest.............................................................................................................................. ❑ �
d. recsive the promise for life of either payments,benefits or care?...................................................................... ❑ �
2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death
without receiving adequate consideration?............................................................................................................:. � ❑
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his ar her death?.............. ❑ �
4. Did decedent own an individual retirement account,annuity ar other non-probate property,which
contains a beneficiary designation? ........................................................................................................................ ❑ �
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
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For dates of death on or after July 1,1994,and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the sunriving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)]. �
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax retum are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-1502 EX+(12-12}
pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN REAL ESTATE
RESIDEN7 DECEDENT
ESTATE OF: FILE NUMBER:
Clara T. Kaspar 2113-0981
A!I real property owned solely or as a tenant in comman must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settfement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1• 4192 Nantucket Drive,Mechanicsburg,PA 17050 132,000.00
TOTAL(Also enter on Line 1,Recapitulation.) $ 132,000.00
If more space is needed,use additional sheets of paper of the same size.
REV-�508 EX+(08-12)
pennsylvania SCNEDULE E
DEPARTMENT OF REVENUE CASH, BANK DEPOSITS 8� MISC.
INHERITANCE TAX REfURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Clara T. Kaspar 2113-0981
Inciude the proceeds of litigation and the date the proceeds were received by the estate.
All properly joindy owned with right of survivorship must be disclosed on Schedule F.
�M VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
_ _ ___ _
�. Misc.personal property&household goods 500.00
2. M&T Checking Account#92914667 2,384.81 '
3. M&T CD#31003914575980 40,015.78 '
4. M 8�T CD#3100391788669 57,802.83
TOTAL(Also enter on Line 5, Recapitulation) $ 100,703.42
If more space is needed,use additional sheets of paper of the same size.
REV-1510 EX+{Q8-09)
pennsylvania SC H E D U LE G
DEPAHTMENT OF REVENUE INTER-VIVOS TRANSFERS AND
INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Clara T. Kaspar 2213-0981
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
DESCRIPTION OF PROPERTY
�M INCLUDE THE NAME Of THE 7RANSfEREE,THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH %OF DECD�S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER.ATfACH A COPY Of THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (If APPLICABLE} VALUE
1. Transferred cash to Larry Kaspar(son)in August,2013,for purposes of 50,000.00 100 3,000.00 47,000.00
nursing home planning '
. TOTAL(Also enter on Line 7,Recapitulation) $ , 47,000.00 '
If more space is needed,use additional sheets of paper of the same size.
REV-1511 EX+(0$-13)
pennsylvania SCHEDULE H
DEPARTMENTOFREVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Clara T. Kaspar 2113-0981
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __
1' Myers Buhrig Funeral Home 6,579.00
B. ADMINISTRATIVE COSTS:
_
1. Personal Representative Commissions;
Name{s)of Personal Representative(s)
Street Address___ ___ ______ _
City __ State ZIP
Year(s)Commission Paid:
2. Attorney Fees:
2,500.00
3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation.)
Claimant
Street Address___
City-- ---- ------------State--------ZIP-----
Relationship of Claimant to Decedent_____ _ _ _
__
4. Probate Fees: 413.50
_ _
5. Accountant Fees:
6. Tax Return Preparer Fees:
_ _ _ _ __ _ _ _ _
�� Estate publications,filing fees,postage,photocopies,etc 400.00
_ _ _ :__ _ __
_ _ _
__ _ _ __ __ _
8. real estate appraisal 350.00
s. Utilities-gas,electric,water,sewer,cable 424.77 '.
�o. Misc residential maintenance and upkeep 200.00
TOTAL(Also enter on Line 9, Recapitulation) $ 10,867.27
If more space is needed,use additional sheets of paper of the same size.
REV-1512 EX+(12-12)
pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERITANCE TAX RETURN M�RTGAGE LIABILITIES 8�LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Clara T. Kaspar 2113-0981
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,incfuding unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1� Griswald Home Care 1,260.75 '
2. Utility Bills-phone,gas,water,electric,sewer,cable 254.78
3. Condo association dues 220.00
TOTAL(Also enter on Line 10, Recapitulation) $ 1,735.53
If more space is needed,insert additional sheets of the same size.
REV-1513 EX+(di-10)
� pennsylvania SCHEDULE �
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Clara T. Kaspar 2113-0981
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
_ _ _ _ _ _
i• Larry Kaspar,4192 nantucket Drive,Mechanicsburg,PA(17050) son 50% ,.
2. Jake Francis,1075-15 Lancaster Blvd.,Mechanicsburg,PA(17055) grandson 50%
_ _ ____
_ __ _ _
_ __ _
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II NON TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
_ _ _ _ _ _
_ _ _ __ _ _ __ _ _ __ _ _ _ _ _ _ _ _ _ __ _ _
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS;
_ _ _ _ _
1. __ _ _ _ _ _ _ _ _,
__
_ _ _ _
_ _ _ _ _ _ _ __
_ __ _ _ _ __ _
_ _ _ _ _ _ _ _ _ _ _ _
TOTAL OF PART II—ENTER TOTAL NON TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ ',
If more space is needed,use additional sheets of paper of the same size.
LAST WILL Al`dD TESTAMENT
OF
CLARA T. KASPAR
I, CLARA T. KASPAR, of Mechanicsburg, Cumberland
Cour���;-, Per._ns�-lvania, being of sound mind and memory, do
hereby make, publisn and declare this to be my Last Will
and Testament, hereby revoking and annulling any and all
Wills heretofore made by me.
ITEM I - I direct that the expenses of my last illness
and funeral be paid fror.l my estate as soon as practicable
after my death.
ITEM II -� I give, devise and bequeath all the remainder
� of my estate and property, of whatever nature and wherever
ji�.ua`e , �o my issue, per stirpes.
ITEM III - Al1 estate, inheritance, succession and
other death taxes, imposed or payable by reason of my death,
and interest and penalties thereon, with respect to all
property comprising my gross estate for death tax purposes,
x�hetner or not such property passes under this Will, shall
�P �a?� ou� o= �he principal of my general estate, as if
suc^ �a.xes �a�� ac.mir?stratio?: expenses without apportionment
�r �-ig:.� o_ �-e�"'�L�r�2?"'.2Pt. I authorize m�T legal representatives
to pay all such taxes at such time or times as may be
deemed advisable.
�
:-�T'�'�SSE�I !
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f i. � ; �� (SEAL)
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ITEM IV - I appoint my children, Elaine Francis
and Larry Kaspar, or the survivor of them, to serve as
Co-Executors or Executor of this , my Last Will and Testament,
and I direct that they be permitted to serve without bond
or without intervention of any court, except as required
by law. I authorize m�- Co-Exec�:.�o�s oY F x�c::��= -�� ��_� ,
encumber, mortgage, invest, distribute in kind or retain
any items of property of my estate in such manner as they
shall deem proper, limited only by their own discretion.
IN WITNESS W�HEREOF, I have hereunto set my hand and
seal to this, my Last tiiTill and Testament, this •-� j� day
0
o f ,.i;._.—�-. _ ,19 8 0 .
. �.,�, • ....y..., jJ.
�. �.. !.� .-.J.. � . ?� �/`.`. .i :,--r. '�... -�"(SEAL)
CLARA T. KAS PAR :�.- �—
THIS INSTRUMENT consisting of two (2) typewritter.
pages , each of which bear the signature of CLAR.A T. KASPAR,
the above named Testatrix, was by her on the date hereof
signed, published and declared by her to be her Last Will
and Testament, in our presence, who at her request and in
the presence of each other, we, believing her to be of sound
and disposing mind and memory, have hereunto subscribed our
names as�,witnesses:
/ , .i;=
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�°�� INVOICE
Jennifer L Walak
J 8 J Appraisals
PO BOX 543 NANTUCKETDR4192
Enola,PA 17025
JJappraisa�@comcast.net 10/29/2013
Tele'phone Number:717-695-6686 Fax Number. 717-525-9582
T0: I�emal Order#:
717-884-4963 Lender Case�:
Paul Daggs,Esq CIieM F�ee#:
130 W.Church Street Main Fde#�pn ipmu NANTUCKETDR4192
Suite 100
Dilisburg,PA 17109 � ���0°fO^�� K�SPAR,CLARAN.
Telephone Nunber:(717)884-4963 Fax Number. Federal Tax D:
ANemale Number. E-Mai: Empbyer ID: 45-4641159
Residential Appraisal Summary Report
Lender:Paul Daggs,Esq Gient: Paul Daggs,Esq
PurdlBSer/Bort�ower:N/A
Prope�ty Address:4192 Nantucket Dr
City:Mechanicsburg
COUnty:Cumberland State:PA T.�p: 17050
Legai Descriptlon:Deed Book 35Z Page 1088
4192 NaMucket Drive Mechanicsburg PA 17050 350.00
PAID IN FULL AT TIME OF INSPECTION -3`�•�
SUBTOTAL ;
Chedc�: Date: De�xiption:
Chedc#: Date: Desaiptlon:
Chedc#: Date: Desaiption:
SUBTOTAL �
We appreciate your business.Thank you,,len TOTAL DUE � o
Form NN5—'WinTOTAI"appraisal soitware by a la mode,inc.—1-800-ALAMODE
J&J Appraisals p1�919-8655
Borrower/Cper� N/A File No. NANTUCKETDR4192
Pro Address 4192 Nantucket Dr
C' Mechanicsbur Cou Cumberland State PA �i Code 17050
Lender Paui Da s Es
TABLE OF CONTENTS
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........... ...: .. .�'...
Summaryof Salier�Features............................................................................................................................................................................................. 1
GPResider�al ............................................................................................................................................................................:..................................... 2
GeneralText Addendum................................................................................................................................................................:.................................... 5
SubjectPhotos.................................................................................................................................................................................................................. 7
PhotographAddendum ..................................................................................................................................................................................................... 8
PhotographAddendum ..................................................................................................................................................................................................:.. 9
PhotographAddendum ..................................................................................................................................................................................................... 10
ComparablePhotos 1-3...........................................................................................................:......................................................................................... 11
BuiidingSketch(Page-1)................................................................................................................................................................................................. 12
FloodMap.......................................................................................................................................................................................................................... 13
ComparableSales Map............:......................................................................................................................................................................................... 14
SubjectDeed-Page 1....................................................................................................................................................................................................... 15
SubjectDeed-Page 2....................................................................................................................................................................................................... 16
Errors&Omissions Insurance........................................................................................................................................................................................... 17
LICENSE............................................................................................................................................................................................................................ 18
Form TOCP_LT—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
M'n I 1
SUMMARY OF SALIENT FEATURES
Subject Addfess 4192 Nantucket Dr
Legal Description Deed Book 35Z Page 1088
City Mechanicsburg
Counly Cumberland
State PA
Zp Code 17050
Census Tract 0113.03
Map Refere,nce Hbg Adc 3005/E-7
Sale Price E
Date of Sale
Borrower/CIieM N/A
�p,�� Paul Daggs,Esq
Size(Square Feet) 1,440
Price per Square Foot $
LOCation Residential
Age 2�
CondiUon Average-Dated
Total Rooms 5
Bedrooms 2
�� 2.1
Appraiser Jennifer L Walak
Date of Appraised Value 09/06/2013
Opinion of Value $ 132,000
Form SSD3—'WinTOTAI'appraisal software by a la mode,inc.—1-800-ALAMODE
J&J Appraisals p17)919-8655 ' il .
KASPAR,CLARA N.
RESIDENTIAL APPRAISAL SUMMARY REPORT �,�.: NANTUCKETDR4192
Address: 4192 Narrtucket Dr C :Mechanicsbu State:PA Z Code:17050
Cou : Cumberland L al Descri tion: Deed Book 35Z Pa e 1088
Assessor's Parcel#: 10-16-105&118
Tax Year:2013 R.E.Ta�s:�1 807 S ecial Assessmer�s:�none known Borrower 'rf a icable: N/A
Current Owner of Record: Kas r Clara N. Occu a�: Owner Tenard Vacant ManufacUwed Housf
Pr T : PUD Condomir�um Coo ative Olher describe HOA:S 880 r montl►
Marioet Area Name: Ham n T�rnshi Ma Reference: H Adc 3005/E-7 Census Tract: 0113.03
The se of this raisal is to devdo an nfon of: Marke2 Value as defined,or ottier ot value describe
This re reflects the fdlowi vak�e rf not Cumer�,see commer►ts: CuReM Ins tion Da�e is the Effective Da� Retras e Pros 've
ches deveb for this raisal: Sales Co rison A roach Cost roach Income ach See Reconciliation ComrneMs and Sco of Work
Pro Ri Ms aised: Fee Si le Leasehold Leased Fee Olher describe
N�ended Use: Opinion of Fair Market Value for estate purposes ONLY The effedive date of this report is the provided date of death of
09/06/2013.A co of the death certificate was not rovided.
IMended User s rrame or e: Paul Da s Es . La Kas ar E�aecutor of the Estate of Clara N.Kas r Re ister of W ills.
Caent: Paul D s Es Address: 130 W.Church Street Suite 100 Dilisbu PA 17109
iser: Jennifer L Walak Address: PO BOX 543 Enola PA 17025
Location: Urban Suburban Rural PredominaM One-Unit Housing Pres�nt Land Use Change in Land Use
Buitt up: �Over 75% ❑25-75% ❑Under 25% ��°� PRICE AGE One-Unit 65 96❑Not likely
C�owth rate: ❑Rapid �Stable ❑Slow ❑Owner S(000) (yrs) 2-4 Unit 5%❑Likey* �In Process�
Property vah�es: ❑Increasing �Stab� ❑Declining ❑TenaM 75 Low 0 Multi-Urut 5 96 *To:Residential and
Demand/s�py: ❑Shortage �In Balance ❑Over Suppy ❑VacaM(0-596) 1 mil+ Hi h 150+ Comm'I 10 96 Commercial.
Mark�l time: Under 3 Mos. 3-6 Mos. Over 6 Mos. ❑Vacar� >5% 273 Pred 40 Otl�r 15%
Market Area Boundaries,Description,and Market Conditlons(including suppoR for the above characteristics a�trends): See attached adderxJa.
Note:Current occupant is the decedent's son.Occupant was indicated as"owner"due to software limitations.
Dimensia�s: Multi dimensional—see deed Site Area: 0.08 acres
ZoMng Class�iCatlon: (R-S)Residential Suburban Description: Zoning obtained from Hapmden Township _ _
online mn' ma . Zori Com Nance: �L al ❑L a4 noncorrformi randf� I al ❑No zarin
Are CC&Rs a icable? Yes No Unknown Have the dacuments been reviewed? Yes No Ground Rent rf licable S /
Highest b Best Use as improved: �PreseM use,or ❑(�ttP�use(e�lain) Single Family Residential Use is the current and Hqhest and Best Use of
the subject property
ACtual Use as of Effec�ve Date: Residential Single Family Use as appraised in this repor� Residential Si le Fami
Surnmary of Highest&Best Use: The Hiqhest and Best Use of the subiect property is as a sinqle familv residential use property.
Utllities PubGc Other Provider/Description Off-site Improvements Type Public Private Topography IeveUsli M sb e
ElecUicity � ❑ Street asphalt � ❑ Size ical for area
Gas ❑ ❑ None Known Curb/Gutter concrete � ❑ Shape Irre ular
Water � ❑ Sidewalk none ❑ ❑ Drainage a ared ad uate
Saratary Sewer� ❑ SVed Lights none ❑ ❑ View residential
Storm Sewer ❑ AI none ❑ ❑
Otl�er si�e elane,nts: �Inside Lot ❑Corner Lot ❑Cul de Sac �Und round UtiliUes ❑Utl�er describe
FEMA S 'I Flood Hazard Area Yes No FEMA Flood Zone X FEMA M #42041 C0113E FEMA Ma Date 03/16/2009
Site CommP�lS: No adverse conditions were observed and the Appraiser was not made aware of any adverse conditions.
General Dssceiptlon Exterior Deacdpdon Fowidatiron Baeement None He�dng heat pump
#of Urrts 1 ❑Acc.Unit Foundation concrete Slab none observ Area Sq.Ft. 720 Type fha
#of Stories 2 Exterior Wa�s brick/aluminum Crawl Space none observ 96 Finished 0 Wel eledric
Type❑Det.�Att. ❑ Roof Surtace shi le Basement Full CeaNng unfinished
Design(Siyle) Taimhouse Gutters&Dwnspts.metal Surr�Pump�none obser Walls concrete Coolln9
�Existlng❑Proposed❑Und.Cons.Window Type insulated Dampness ❑none obser Fbor unfinished Central Yes
Actual Age(Y�s.) 21 StarrNScreens no/es Settlement none observ Outside EMry no� Otl�er none
EtfecUve rs. 10 Irrfestation none observ
hNerfor Deacriptan Appliances Attic❑None Amen�ies Car Starage �None
Floas ca Uvin Refrigerata �Stairs ❑Freplace(s)#0 Woodstove(s)#0 Garage #of cars( Tot.)
Walls d II RangeJOven �Drop Stair❑ Patio concrete Attach.
Tri�nish wood Disposal � Scuttle �Deck none Detach.
Bath Fbor vi Dishwasher �Doorway ❑Pach none Blt.In
Bath Wainscot fibe lass FaNNood ❑Fbor ❑Fence none �a�P�
Doors wood Microwave �Heated ❑Pool none Driveway
Washer er Fnished Surface
Fir�shed area above rade cor�ains: 5 Rooms 2 Bedrooms 2.1 Bath s 1 440 S uare Feet of Gross Livi Area Above Grade
Addi�or�l features: Rear patio
Describe the conditlon of ihe property(including physical,functional and e�demal obsolescence): No physical deficiencies or adverse conditions that affed the
livability soundness or structural inteqrity were obsenred Utility of floor plan is typical for a house of this ac�e and stYle and should receive
averacte acceptance in the market place No unusual functional obsolescence or extemal inadequacies were observed.This property appeared
to meet e�astina market e�Wectations for a propertY in this market area style aqe and price rarxte Subject is in o�rall qood condition due to
ongoing maintenance however some areas of the dw�ellinq are considered dated and in�ed of cosmetic updatinq.See attached example
photos -
CuPYriOM�2007 bY a la mode,inc.This fam may be reDroduced unmoQl'�ed w�hout written Demdssion,however.a la mode.Yic.must be acknowledged and aedited.
mRE51 C}ENTIAL Form GPRES2—'WinTOTAI'appraisal software by a la mode,inc.—1-800-ALAMODE ���
KASPAR,CLARA N.
RESIDENTIAL APPRAISAL SUMMARY REPORT F��.: NANTUCKETDR4192
My research dfd did rat reveai any prior sa�s or transfers of the subject property for the th�ee years prior to ttie effective date of ttrs appraisal.
Da�a SoutCe s: Cumberland Tax/deed/ mis
1st Prior Sub' Sale/Transfer Arraysis of sale/transfer history and/or arry currem agreemeM of sale/hsting:
Da�e:
Price:
Source s:
2nd Prior Sub' Sale/Transfer
��:
PriCe:
Source s:
SALES COMPARISON APPROACH TO VALUE if deve The Sales Co arison A roach was not dev d for this a rafsal.
FEANRE SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3
Address 4192 Nantucket Dr 4190 Nantucket Dr 1052 Tunberry Ct 4267 Nantucket Dr
Mechanicsb PA 17050 Mechanicsbur PA 17050 Mechanicsbur PA 17050 Mechanicsb PA 17050
Pro�d to Sub'Ct A;"����°��„>�...;,.=;�;u<a.��'< �:..Less than 0.01 miles OA5 miles N 0.10 miles NW
� L�.4S'
Sale Price •��`;�::`W,"�;>>E 157 000 ��{°f:������`�.y`�_�E 132 500 S 131 900
..�:•�
Sale Price/GLA S / .tt.S, 107.90/ .it..�.::7rc•` ��'''::�., `" S 90.59/ .n.
;��;>�F�:�.���.S 86.71 I�.tt.'
Data SOUrCe S Ins �cutor/Att C mis 10235647 8 E�Q.Ins ect. C mis 10222157 8 E�d.ins . C mis 10236065&E�.Ins
Verificatlan Source s Tax Rcds/Mls/Deed Cumbtax records/ mis/deed Cumbtax/ mis/deed cumbtax/c mis/deed
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +- E Ad'ust. DESCRIPTION +- $Ad'st DESCRPTION +- a Ad'st.
Sales or financing Conventional Conventional Conventional
ConCessions No Seller Hel No Seller Hel Seller Hel 3 900 -3 900
Da�e of Sa�me 06/27N 3-10 dom 09/28/12-29 dom 08/30/13-113 dom
Ri Ms ised Fee Sim le Fee Sim le Fee Sim le Fee Sim le
Locatlon Residerrtial Residential Residential Resid.Bus Road +8 000
Site 0.08 A�cres 0.08 Acres 0.06 Acres � 0.05 Acres
Vfew Residential Residential Residential Resid.Bus Road +4 000
Desi n S le Townhouse Townhouse Townhouse Townh�use
QUali of Construction Aver e Avera e Avera e Avera e
A e 21 21 24 22
Condition Aver e-Dated V Good-U ated -14 000 Avera e-Dated Good-U ated -7 000
AboVe Grade Total Bdrms Baths Tdal Bdrms Baths Tolal Bdrms Ba1hs Tdal Bdrms Baths
Room CouM 5 2 2.1 5 2 2.1 5 2 2.1 5 2 2.1
GroSS Livi ArP,a 1 440 5.it. 1 455 S.it. 1 528 S.ft. 1 456 S.ft.
Besement&Fnished Full Basement Full Basement Full Basement Full Basement
ROOms Below Grdde Unfinished Famil Room -5 250 Unfinished Unfinished
Functional Ubl' Avera e Avera e Avera e Avera e
Heati CooN Fha/Ca Fha/Ca Fha/Ca Fha/Ca
E EffiCient Nems T ical For Area T ical For Area T ical For Area Fire lace -1 000
Gara Ca None None 1 car ara e -6 000 None
Porch/Palio/Deck Patio Patio Patio/Deck -500 Patio
Net Ad�Sbnent otal a. "':.�;���:°' + - � -19 250 + - E -6 500 + - � 100
Adjusted Sa�Price �� �=��
of C ables �`� '� E 137 750.: S 126,000 S 132 000
Sumnary of Sales Comparison Approach Comparables 1-3 are cbsed sales.In order to find comparable sales,it was necessarY to use less receM
seles No recer�t significarrt charx�es were observed that would warrant any time adlustmer�s.The subject and aH three comparable sales are
bcated in the same subdivision and should be�nsidered by the same prospectiv�e purchasers ff all vveere on the market at the same time.
A�propriate adiustmer�s have been made for all differences.I have selected the best comparables available.
�Cated VelllB Seles COm d1 t 132 000
CopyrigM�2007 by a la mode,nc.fiis fam maY ba reproduced unmod�ed wilAwt xnitten pem�ssion,however,a�mode,inc.must 6e aclmmwled0ed�d aedited.
(�RESI C�EiVTlAL Form GPRES2—'WinTOTAI'appraisal software by a la mode,inc.—1-800-ALAN�DE �2��
KASPAR,CLARA N.
RESIDENTIAL APPRAISAL SUMMARY REPORT ��.: NANTUCKETDR4192
COST API�IiOACH TO VALUE H The Cost h was not develo ed for this raisaL
Provide e ir�ormation for arion of tlie folbwi cost ures and ca��ations.
Support fa the opinfon of stte value(sumrrrary ot comparable land sales or other methods for estimating site value):
ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION Of SITE VALUE________________________________________________________________=E
Source of cost data: DWELLING S.Ft.@$ _._....=S
Oua ra� from cost service: Effestive date of cost data: S.Ft @ E _._...__$
Cortwrier�s on Cost Approach(gross living area ca��a�ons,d�reciation,etc.): S.Ft.@ S ___....=S
s.Ft. � ....=a
s.Ft.@ a ____=s
=s
Gara e/Ca rt S.Ft. E _.__�
Total Estimate of Cost-New ._._$
Less sical Functional Extemal
reciation =S
reclated cost of� oveme�rts ---------------------------------------------=a
"As-is"Value of Site I rovemer�s---------------------------------------------=S
=S
=S
EsUmated Remairr Economic Life 'rf r uired: Years INDICATED VALUE 8Y COST APPROACH------------------------------------- =S
INCOAE APPROACH TO VALUE ff deveb The Income A roach was not deveb for this raisal.
Es�mated Market Re,nt a X Gross Rent Mutti lier =S Indicated VaNie Incame A h
Summary o�Income Approach(including suppat for market rer�and GRM):
PROJECT INFORMATION FOR PUDS if ic�le The Sub' is rt of a Planned Unit Deveb
L I Name of Pro' . Beaumont uare
DesCribe common dementss and reCrea�onal faCilities: Roads,walkways,qreen space and common ground.
Indicated Value b.Sales Com ' roach S 132 000 Cost ch(ff develo )S Income roach(if deve ;
Flnal Reconciliation See attached addenda.
This appraisal is made�"as is", ❑ subject to co�letlon per plans and speciflcations on the basis of a Hypottielical Condition ihat ihe improveme�s have been
car�pleted, ❑subject to the folbwing repairs or attera�ons on the basis of a Hypothetical Condition that the repairs or alterations have been completed,❑subject to
the folowing required inspeetiUon based on the ExUaordirnary Assumption ttiat the condition or deficiency does not reqt�re arte�ation or repair.
'**'THIS APPRAISAL REPORT IS NOT VAL�WITHOUT ALL ATTACHED ADDENDA."**
This ort is a�o sub' to other ihetical Conditions and/or Extraordi�a Assu tions as s ec'rfied in the attached addenda
B�ed on ihed�ree_of inapec�on of the subject property,as indicated below,defined Scope of Work,Statement of Aasumptiona and Limi�ng Conditlona,
�d Appraiser's Cdtifications,my(our)Opinion of the Marioet Value(a othe�spedfied value t�rpe6 as defined herein,o#the�prope�ty that i�1he aubject
of tMa report ia: S 132,000 ,as of: 09/06/2013 ,which is the effcctive date of 1h�apprais�.
If india�ed a�re,this Opinion of Value is subject to HypotheHcal Conditions and/or Extraordin�y Aaaumptions included in this repon. See Mtached addenda.
A tn�e and comple�copy of Vus r�ort cornains 20 pages,inch�ding e�fiibits which are cor�idered an iMegral part of the report.This appraisal report may not be
properly unders�ood wiUiout reference to the information corrtair�ed in the complete report
Attached F�O�ibits
�Scope of Work �LimiUng Cond./Certifications �Narrative Addendum �Photograph Addenda �Sketch Addendum
�Map Addenda ❑Additional Sales ❑Cost Addendum �Flood Addendum ❑Manuf.House Addendum
H cal Conditlons E�aordina Assu tions ❑
Cllent Cordact: 717-884-4963 Ckent Name: Paul Daa�s.Esq
E-Mail: da slaw mcast.net Address: 130 W.Church Street Suite 100 Dillsbu PA 17109
APPRAISER SUPERVISORY APPRAISER(ff required)
or CO-APPRAISER(if applicable)
, �i��� Supervisory or
Appra' Name: Jennifer L Walak Co-Appraiser Name:
Comparry: J 8 J Appraisals Comparry:
Pfane: (717)919-8655 Fax: (717)525-9852 Phone: Fax:
E-Mail:JJappraisals(a�comcast.net E-Mail:
Date of Report(Signature): October 29.2013 Date of Report(Signature):
License or Certification#: RL139391 State: PA License or Certiflcation#: State:
Designatlon: PA State CertiFied Residential Real Estate Appraiser Designation:
E�iration Date of Lic�se or Certification: 06/30/2015 E�iraUon Date of License or Certification:
In,Spectlon of Subject �Ir�terior&Ext�ior ❑Exteria Only ❑None Inspection of Subject: ❑IMerior&F_xterior ❑Exteria Only ❑None
Dafe of Ins n: Date of Ir� tion:
����������� Cap�ripMm 2007 by a la mode.nc.Th�fam may be reproduced unmo�fied w�haut wr�ten permission,lawever,a�mode,nc.must be xlmowledqed and cred�ed.
Form GPRES2—"WinTOTAI'appraisal sottware by a la mode,inc.—1-800-ALAMODE ��7
il
Supplemental Addendum FIeNo.NANTUCKETDR4192
Borrower/C1erd N/A
Address 4192 Narnucket Dr
C Mechanicsbu Cou Cumberland State PA Zi Code 17050
Lender Paul D s Es
AMENDMENT TO SCOPE OF WORK:
THE INTENDED USE OF THIS APPRAISAL IS TO EVALUATE THE PROPERTY THAT IS THE SUBJECT OF THIS
APPRAISAL TO DETERMINE FAIR MARlCET VALUE AS OF THE EFFECTIVE DATE STATED IN THI$REPORT
(RETROSPECTIVE AS OF THE DATE OF DEATH),SUBJECT TO THE STATED SCOPE OF WORK,PURPOSE OF THE
APPRAlSAL,REPORTING REQUIREMENTS OF THIS APPRAISAL REPORT FORM,AND THE DEFINITION OF MARKET
VALUE AS DEFINED BY FANNIE MAE OR FREDDIE MAC.
THIS APPRAISAL IS TO BE USED FOR PRIVATE PURPOSES ONLY AND NOT TO BE USED FOR MORTGAGE
FINANCING.
THE INTENDED USERS ARE Paul Daggs,Esq.,Larry Kaspar,Executor of the Estate of Clara N.Kaspar,Register of
11Vills..
NO UNINTENDED USERS SHOULD RELY ON THE ESTIMATE OF VALUE OR ANY OTHER CONCLUSIONS CONTAINED
IN THIS APPRAISAL REPORT.
IF APPLICABLE,A POTENTIAL PURCHASER AND/OR A POTENTIAL PURCHASERS AGENT/ATTORNEY ARE NOT
INTENDED USERS OF THIS APPRAISAL REPORT.
THE SCOPE OF THE WORK TO COMPLETE THIS REPORT USED THE SALES COMPARISON APPROACH TO
DETERMINE FAIR MARKET VAIUE AS DEFINED BY FANNIE MAE AND OR FREDDIE MAC.THE REPLACEMENT COST
IS USED FOR NEW CONSTRUCTION ONLY.THE INCOME APPROACH IS USED ONLY WHEN THE SUBJECT IS TO BE A
SINGLE FAMILY RENTAL PROPERTY.
NOTE:THE APPRAISER IS NOT A PROFESSIONAL HOME INSPECTOR AND DOES NOT WARRANT THE ABSENCE OR
PRESENCE OF DEFECTS.UNLESS OTHERWISE STATED IN THIS APPRAISAL REPORT,THE APPRAISER HAS NO
KNOWLEDGE OF ANY HIDDEN OR UNAPPARENT CONDITIONS OF THE PROPERTY THAT WOULD MAKE THE
PROPERTY MORE OR LESS VALUABLE,MAKES NO GUARANTEES OR WARRANTIES,EXPRESSED OR IMPLIED
REGARDING THE CONDITION OF THE PROPERTY AND DOES NOT GUARANTEE NOR IMPLY THE HOUSE IS FREE OF
DEFECTS.
APPRAISALS DO NOT GUARANTEE THAT A PROPERTY IS FREE FROM DEFECTS.APPRAISALS ONLY ESTABLISHES
THE FAIR MARKET VALUE OF THE PROPERTY.INTENDED USERS SHOULD SECURE THEIR OWN HOME
INSPECTIONS THROUGH THE SERVICES OF A QUALIFIED INSPECTOR AND SATISFY THEMSELVES ABOUT THE
CONDITION OF THE PROPERTY.
I certHy that,to the best of my knowledge and belief:I have performed NO services,as an appraiser or in any other
capacity,regarding the property that is the subject of this report within the three-year period immediately preceding
acceptance of thia asslgnment.(source:USPAP SR 2-3 pg.U-29)
•GP Residential:Market Area Descri�tion-Boundaries.Descri�tion.Conditions
The subject properly is bound on the north,east,south and west by the Hampden Township lines and is serviced by the
Cumberland Valley School District.This suburban neighborhood has public utilities available,relatively easy access to
employments and services and is competitive with other neighborhoods in the generai area.No unfavorable factors were
observed which w�ould cause any adverse marketability. The neighbofiood was defined as Hampden Township.It is not
uncommon to define a neighborhood by a municipality(township)in this market area and mis.The most reliable way to colfect
data required in the neighbofiood section of this report is to utilize the local mis.The mis provides search options that allow the
collection of actual data for municipalities and schooi districts in orderto prevent a misleading report.Additional sources of the
data required for the neighborhood section is limited and/or not available and those that are available are deemed not as
reliable as the locai mis statistics.The subject is also located in the subdivision/pud of Beaumont Square.The overall market
appears relatively stable/slow/flat in this market area with continuing low interest rates.One-unit housing data was obtained from
local mis for the time period of 12 months prior to effective date for detached dwellings.Pred.value is the average sale price for
the neighbofiood.Other-vacanUundeveloped.Present land use and age are estimated.
A�diances:
Refrigerator,washer and dryer were present,but are considered personal property.Software will not allow a"P"(personal)or
"N" (no)to be entered into the appliance section of this report.No personal property was included in the valuation of the subject
property.
•�,P ReaideMial:Reconciliation-Final Reconciliation
This appraisal report was prepared with the property in"as is"condition.This appraisal indicated an estimated exposure time of
less than 3 months and assumes a reasonable marketing period for the subject property of the same.In view of the age of
these improvements,the Cost Approach is not consider+ed an accurate indicator of value.The Income Approach is inappropriate
because few single family houses are rented in this maricet area.The Sales Comparison Approach was used to determine the
final opinion of value.
THIS IS A SUMMARY REPORT OF A COMPLETE APPRAISAL.
APPRAISER ACKNOWLEDGEMENT:
APPRAISER ACKNOWLEDGES AND AGREES,IN CONNECTION WITH ELECTRONIC SUBMISSION OF APPRAISAIS,AS
FOLLOWS:THE SOFTWARE UTILIZED BY THE APPRAISER TO GENERATE THE APPRAISAL PROTECTS SIGNATURE
SECURITY BY MEANS OF DIGITAL SIGNATURE SECURITY FEATURE WHICH LOCKS THE REPORT WITHIN OUR OFFICE
AND CAN NOT BE ALTERED BY ANYONE OTHER THAN OUR OFFICE.
APPRAISER CERTIFICATION:
APPRAISER STANDARDS:
I acknowledge and certify that(I)my appraisal of the above referenced property may be used in a federally related financiat
transaction subject to requirements of Title XI of the Financial Institution Reform,Recovery and Enforcement Act of 1989
Fam TADD—'WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
•� •�
Supplemental Addendum Fle No.NANTUCKETDR4192
Borrower/CNer� N/A
� Pro AddresS 4192 Nant�ket Dr
C' Mechanicsbu Cou Cumberland State PA D Code 17050
Lender Paul Da Es
(FIRREA");(ii)the appraisal must comply with FIRREA and the applicable regulations implementing Title IX of Firrea;and(iii)
the appraisal was completed in accordance with USPAP.
APPRAISER COMPETENCY: I certify that I am fully qualified and competent by training,knowledge,and experience to
perform this appraisal.
APPRAISER INDEPENDENCE: I represent and certify that(I)the appraisal assignment was not based on a requested
minimum valuation,a specific valuation,or the approval of a loan;(ii)my employment was not conditioned upon the appraisal
producing a specific value or value within a given range;(iii)my future empioyment is not dependent upon an appraisal
producing a specific value;(iv)my employment,compensation,and future employment are not based upon whether a loan
application was approved;(v)neither me nor any person with an ownership interest in the company employing me,is related to
or has any ownership or other financial interest in,either the builder/developer,seller,buyer,mortgage broker,or r+eal estate
broker/salesperson(or any person related to any of them)involved in the transaction for which this appraisal was requested,or
with the most recent sale or refinancing of any property used as a comparable property in this appraisai,and(vi)I am not aware
of any facts which would disqualify me from being considered an independent appraiser.
Form TADD—'WinTOTAI'appraisal software by a la mode,inc.—1-800-ALAMODE
M nF A
Subject Photo Page
Borrower/Cient N/A
Pro Address 4192 NaMucket Dr
C Mechanicsbu Cou Cumberland State PA Z Code.17050
Lender Paul D s Es
Subject Front
4192 Nantucket Dr
Sales Price
Gross Living Area 1,440
Total Rooms 5
Tatal Bedrooms 2
Total Batlxooms 2.1
�" Location Residential
'1��r
Vew Residential
Site 0.08 Acres
�uality Average
Age 21
:w.ry`.,..�
.��':..�?<A�
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Subject Rear
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Photograph Addendum
Borrowe►/CRerd N/A
Pro Address 4192 Nantucket Dr
C' Mechanicsbu Cou Cumberland State PA T� Code 17050
Lender Paul Da s Es
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Pro Address 4192 Nantucket Dr
Ci Mechanicsbu Cou Cumberland State PA Z Code 17050
Lende� Paul Da s Es
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Photograph Addendum
Borrower/C�eM N/a
Pro Address 4192 NaMucket Dr
C' Mechanicsbu Cou Cumberland State PA Z Code 17050
Lenda Paul Da s Es
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Comparable Photo Page
BoROWedCNent N/A
Pro Address 4192 Nantucket Dr
� Mechanicsbu Cou Cumberiand State PA Z Code 17050
Lender Paul D s Es
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4190 Nantucket Dr
Prox to SubjeCt Less than 0.01 miles
Sales Price 157,000 �
GroSS Living Area 1,455
Total Rooms 5
Total Bedrooms 2
Total Bathrooms 2.1
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�ew Residential
Site 0.08 Acres .
Qualit�r Average
Age 21
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�;' 1052 Tunberry Ct
Prox.to Subject 0.05 miles N
Sa�s Price 132,500
Gross Living Area 1,528
Total Rooms 5
Total Bedroorr� 2
Total Bathrooms 2.1
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: Site 0.06 Acres
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� Age 24
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Sales Price 131,900
GrosS Living Area 1,456
Total Rooms 5
Total Bedrooms 2
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Building Sketch
BOROWPd/C�C1� N/A
Pro" Address 4192 Nantucket Dr
C Mechanicsbu Cou Cumberiand State PA Ti Code 17050
Lender Paul D s Es
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Dining Room
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Fiood Map
BOrroWer/CNent N/A
Pro Addres5 4192 Nantucket Dr
C' Mechanicsbu Cou Cumberland State PA Zi Code 17050
lende� Paul D s Es
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� Errors & Omissions Insurance
Iaberty_
Real Estate Appraisers Professional �„t��;,.,�
Ltadcxwritr.rs.
Liabi 1 ity lMn!yrr�A t:6he�ey!AtetuU E;aen
Date Issued Pol ic,y N�ber Pr^EVious Pot ic,y Mu�rer
03i08/2U13 LIUD14173-0112 LIU01�173-001
LIBERTY I.NSURANCE UNDERWR.tT�R�,.iNC.
(;�Stc�ck Insurnncc(:Ampany,hcr¢inaftcr thc"C�cnpairy")
55 Wat�•Srseet,iSth.Fioor
New York 1tiY ifl041
THIS iS A CLAIMS MADE AND REPORTED POLICY. PLEASE REfia lT CAREFULLY.
Item DECLAR�ITi0M5
1. CustanerID:165273
NamedInsared:
J&J APPRAISALS
Jenni fer L.41a1 ak
P.O.Box 543
Enola,PA17025
E. Politr Periad:
From:ihiiO4!2f113 '1'u� tf4/0d/2Uid
12:fl1 A.M_Standgrd Titnc ac tl�addre�s statcd i�1
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3. DednctiMt: St,O(10 F,�ch Claim
4. Retcnacttvc I?ate: �4!bd!'_01?
S. Inceptian Astc: Q4i�4f2�12
6. Limits oi Liihllity: 7'he Ltroit ni Liabfllty fnr Eaeh Cla[m sad in
A. $1,t1Uf),OOQ H:ach C'Iai►n fbe;►�r�r����aucea nv�ma���t
8. �2,041�.400 Aggregfltc G7aima Expenses as deflaed in the Pa11cy.
?, l�iail All 11o1'+res to.�eni:
LtA Administratrfr�8r Inxurant:c�Crvic�ek
i tr((10:Aiuu:t�pu Strccl
Sania kiarhara,t:alif�rnia 9�t�t
�Fit)�)963-6fa24; F'ux: (8(15)9fi2-0[i5�
R. Mnual Premium: $996.QO
4. Numher c►f A{�praisers: 1
10. Forms atteched at issue: LiA002{1Q/11) LIA PA(08/I1} LIA�09(U8/11� LIA012(Q8J11).
LIAOlB(0?(10} LIA027(03/10) OFAC(08/09)
This Dectarations Pa�e togalhef with#ae complefied and signed Pdicy App6cation incki�rg all attachments and eachi6its 3hereta,a�d ihe
Reai Estate aisers Pr�essional Liabi' insurance P ' shafl constiha6e the t between ihe InsuYed and the C ' n.
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Fomi SCNLGL—'WinTOTAI•appraisal software by a la mode,inc.—1-800-ALAMODE
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Fann SCNLGL—'WinTOTAI'appraisal soflware by a la mode,inc.—1-800-ALAMODE
� M&T Bank
5528 Carlisle Pike,Mechanicsburg,PA 17050
Larry M Kaspar
4192 Nantucket Dr.
Mechanicsburg,Pa 17050
Estate of Clara Kaspar
Social Security number 198188435
Date of Death September 6,2013
Dear Sir.
Per your inquiry please be advise that at the time of death,the abov�named decedent had on deposit
with this bank the following:
Checking account#92914667 in the name of Clara Kaspar with an opening date of 10/14/1997. Balance
on date of death$2384.63 with accrued interest of$.18 for a total of$2384.81
Certificate of deposit#31003914575980 in the name of Clara Kaspar with an opening date of 8/8/1997.
Balance on date of death$40000.00 with accrued interest of$15.78 for a total of$40015.78
Certificate of deposit#3100391788669 in the name of Clara Kaspar with an opening date of 11/3/2009.
Balance on date of death$57790.80 with accrued interest of$12.03 for a total of$57802.83.
For any additional information on the above accounts please call me at 717-766-0507.
Sincerely,
�'�1Q�(�,2,�u��(�v •
Margie Fealtman
Relationship Banker Hampden Branch
'.''�.,,�,r��
�tember 13,2U 13
A�Ir.Larry Kaspar
�I92 Nantucket Urive
iVlechanicsburg,PA 17050
Dear 1V1r,Kaspar: __
"�ank you for allowing us the privilege of serving you and your family. We know that:financial
statements can t�e confusing,so below is a summary of your account.
�tatement of Goods&Services �7,677.�0 ;
Less:Contract Addendums 601.00
Less:Terms Discount 497:�0) � - �
Yoar Bs�iance Dae O�ctober 6,2013 �6;579.00 � __ .
We have enclosed a complete invoice for your records. � - _ - �
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Fi�ase cail us at any time that we may be of service. - __..._._ -
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i�ith'VVann Regards, � ` ``
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