HomeMy WebLinkAbout12-19-13 ` � 150561�105
REV-1500�``O2_ll„�, �
OFFiC1AL USE ONLY
PA Department of Revenue pennsytvarria
Bureau of Individuat Taxes `P�pT� County Code Year File Number
PO Box zso6oi �pINHERiTANCE TAX RETURN n ' / 3�
Harrisburg,PA 1�128-0601 RESIDENT DECEDENT °� f
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
123-16-1053 09/16/2013 05/07/1926
DecedenYs Last Name Suffix DecedenYs First Name MI
Buchanan Regina V
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Su�x Spouse's First Name MI
Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
� 1.Original Return O 2.Supplemental Return O 3. Remainder Return(Date of Death
Priorto 12-13-82)
p 4. Limited Estate O 4a.Future Interest Compromise(date of O 5. Federai Estate Tax Return Required
death after 12-12-82)
� 6. Decedent Died Testate C� 7. Decedent Maintained a living Trust � 8. Total Number of Safe Deposit Boxes
(Attach Copy of Wiil) (Attach Copy of Trust.)
O 9. Litigation Proceeds Received O 10. Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A)
Between 12-31-91 and 1-1-95) (Attach Scheduie O)
CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
Jeaneen Buchanan (203) 926-1215
_ ,�,�
G R�GISTER OF-WIL � SEPbNLY
Ca
� ,-,r� :� G') ,r,:.�
GTJ ..�.. �r� __
('T1 -e- C� �� '-j r::J
First Line of Address ;:;� �', r-- F._,, �:;; ,°:':,
�—' �-s� f?1 CL7 ,; C�:r
6 Fieldstone Dr �� �,, -�
_ � c.-< �.:�
Second Line ofAddress �'' � �:-��� � �' 4
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�_, �: , � _ �
...�.1 t_��'. 1,��„Y
.�� ' A'-•- ...
City or Post Office State ZIP Code � ��� DATE FIL� `�r
Shelton
CT 06484 � { �
Correspondent's e-mail address:J@8�@@t1.BUCh8118f1 snet.net
Under penafties of perjury,I declare that I have examined this retum,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNqTURE OF PERSON RE$PONSIBL OR FILIN RETURN DATE
�a..;,,.,«,c,.M,� '`Y . r ,.,,� �,..� fod �'C 3
ADDR S
6 Fi Idstone Dr., Shelton, CT 06484
SIG TURE OF PREPARER T ER TH EPRE 'NTATIVE DATE
. � �'� 9 �-�i 3
a� ss
� {'�o �l�GZ>S"t�?hiE ���' e;;��E�'T�'lli�i C% G�G 4��'� --
PLEASE USE ORIGINAL FORM ONLY
Side 1
� 1505610105 1505610105 J
�
� � 15�5610205
REV-1500 EX(FI) DecedenYs Social Security Number
DecedenYs Name: Regina V. Buchanan 123-16-1053
RECAPITULATION
1. Real Estate(Schedule A). ........ ... .. .. .. ..... ...................... 1.
2. Stocks and Bonds(Schedule B) .... . .. ....... ..... .... ........... ..... 2.
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) ..... 3.
4. Mortgages and Notes Receivable(Schedule D) .... ......... ........... .. . 4.
5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E)....... 5. 9,330.00
6. Jointiy Owned Property(Schedule F) O Separate Biliing Requested ... .... 6.
7. Inter-�vos Transfers&Miscellaneous Non-Probate Property 367,573.84
(Schedule G) O Separate Billing Requested........ 7.
8. Total Gross Assets totai Lines 1 throu h 7 ............. 8. 376,903.84
� 9 ).. ..... .... .....
9. Funeral Ex enses and Administrative Costs Schedule H 9. 9,975.94
p ( )... ........... .....
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule 1)........... .... 10.
11. Total Deductions(total Lines 9 and 10)........................ ....... .. 11. 9,975.94
12. Net Value of Estate(Line 8 minus Line 11) ............... . .......... .... 12. 366,927.90
13. Charitable and Govemmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) ..... ............. ...... 13. 0.00
14. Net Value Sub'ect to Tau Line 12 minus Line 13 .... .. ....... 14. 366,927.90
1 � ) ...........
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
tra�sfers under Sec.9116 0.00
(a)(1.2)X.0_ 15. 0.00
16. Amount of Line 14 taxable
at Iinea�rate X.0 45 366,927.90 �6. 16,511.76
17. Amount of Line 14 taxable 0.�0
at sibling rate X.12 �.�� 17.
18. Amount of Line 14 taxable 0.00 0.00
at coilateral rate X.15 18•
19. TAX DUE . .... ..... ...... ....... ............. ........ .. ....... .... 19. 16,511.76
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O
Side 2
� 1505610205 1505610205 J
RF�✓-1500�C(FI) Page 3 File Number
Decedent's Complete Address:
DECEDENTS NAME
Regina V. Buchanan
STREETADDRESS
639 Wiilow Way
Messiah Village
CITY STATE Z�P
Mechanicsburg PA 17055
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 16,511.76
2. Credits/Payments
A.Prior Payments 0.00
B.Discount 825.59
Total Credits(A+B) (2) 825.59
3. Interest
(3) 0.00
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. �4�
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 15,686.17
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred.......................................................................................... � �
b. retain the right to designate who shall use the property transferred or its income ............................................ ❑ �
c. retain a reversionary interest .............................................................................................................................. ❑ �
d. receive the promise for life of either payments,benefits or care?...................................................................... � �
2. If death occurred after Dec.12, 1982,did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................................. � ❑
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. � ❑
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
containsa beneficiary designation? ........................................................................................................................ � ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN,
For dates of death on or after July 1,1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after Juty 1,2000:
. The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent(72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedenYs lineal beneficiaries is 4.5 percent,except as noted in(72 P.S.§9116(a)(1)].
. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S. §9116(a)(1.3)].A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-i5o8 EX+(o8-i2)
� pennsylvania SCHEDt�LE E
DEPARTMENTOFREVENUE CASH, BANK DEPOSITS & MISC.
INHERITANCE TAX REfURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Regina V. Buchanan
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
�, 1998 Toyota Camry LE-4 Door 2,500.00
2. Jewelry 500.00
3. Apparel 850.00
4. Household Items 2,635.00
5. Pre-paid Funeral Expenses including Cremation,refrigeration,transfer,death certificates,paid to Neill 2,845.00
Funerai Home, Inc.Camp Hill,PA
TOTAL(Also enter on Line 5, Recapitulation) $ 9,330.00
If more space is needed,use additional sheets of paper of the same size.
REV-1510 EX+ (08-09)
�� pennsylvania SCHEDULE G
DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND
INHERITANCE TAX RENRN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Regina V. Buchanan
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
INCLUDE THE NAME OF THE iNANSFEREE,THEIR RHATIONSHIP TO DECEDENT AND
NUMBER THE DATE OF TRANSFER. ATfACH A COPY OF THE DEED FOR REAL E5TATE. VALUE OF ASSET INTEREST (IF APPLIfABLE) VALUE
1. Jeaneen Buchanan,Daughter,9/30/2012$10,000.00 and 11/1712012 13,000.00 0 3,000.00 10,000.00
$3,000.00
2 Cheryl Rogers, Daughter,11/17l2012 13,000.00 0 3,000.00 �0,000.00
3 Deborah Biakeslee, Daughter,10/26/2012$10,000.00 and 11/17I2012$3,000 �3,000.00 0 3,000.00 10,000.00
4 Elizabeth Pendergist,Daughter,11/17/2012 13,000.00 0 3,000.00 10,000.00
5 Joseph Hoefflinger, Son-in-law,11/17/2012 13,000.00 0 3,000.00 10,000.00
6 Marc Rogers,Son-in-law,11/1712012 13,000.00 0 3,000.00 10,000.00
� Dana Blakeslee,Son-in-law,11/17/2012 13,000.00 0 3,000.00 10,000.00
8 Douglas Pendergist,Son-in-law,11/17/2012 13,000.00 0 3,000.00 10,000.00
9 Aimee Artes,Granddaughter, 11/17/2012 5,000.00 0 3,000.00 2,000.00
10. Kathleen Mabe,Granddaughter,11117/2012 5,000.00 0 3,000.00 2,000.00
�1. Daniel Blakeslee,Grandson,11/17/2012 10,000.00 0 3,000.00 7,000.00
�Z Wells Fargo Crown Classic Checking Acct#1000048948110,held jointly with 5,504.21 100 5,504.21
daughters Jeaneen Buchanan,Cheryl Rogers,Deborah Blakeslee
Acct placed into Joint Tenancy on March 22,2012
13. Trust acct at Morgan Stanley Acct#570-107452 71,183.59 100 71,183.59
W E Buchanan/R V Buchanan TTEE Wm E Buchanan Rev Tr 10/17/00
14. Trust acct at Morgan Stanley Acct#570-107432 174,050.27 100 174,050.27
W E BuchananlR V Buchanan TTEE Wm E Buchanan Rev Tr 10/17/00
15. IRA acct at Morgan Stanley Acct#570-112748 25,835.77 100 25,835.77
Regina V Buchanan Traditional IRA
TOTAL(Also enter on Line 7, Recapitulation) $ 367,573.84
If more space is needed,use additional sheets of paper of the same size.
� !
REV-1511 EX+ (08-13)
�� pennsylvania SCHEDULE H
DEPARTMENTOFREVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Regina V. Buchanan
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1' Pre-paid Funeral Expenses paid to Neiil Funeral Home Inc,Camp Hill, PA 2,845.00
2. Obituaries(2 newspapers) 618.79
3. Other funeral expenses including flowers,reception following ihe funeral,cards 2,161.16
a. Memorial Plaque 300.00
5. Priest,Cantor,Organist&Altar Seroer 335.00
s. Memorial Mass 20.00
e. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions: 0.00
Name(s)of Personal Representative(s)
Street Address
City State ZIP
Year(s)Commission Paid:
0.00
2. Attorney fees:
3. Family Exemption: (If decedent's address is not the same as claimanYs,attach explanation.) 0.00
Claimant
Street Address
City State ZIP
Relationship of Claimant to Decedent
4. Probate Fees:
0.00
5. Accountant Fees: 0.00
6. Tax Return Preparer Fees: 0.00
�• Messiah Village Cottage Rental paid 9/20,10/24 and 11/18 2,772.65
s. Repairs made to Messiah Village Cottage#639 335.00
s. Comcast 105.35
�o. UGI Utilities 49.00
��. PPL EU Electric Service 253.65
�2. Kohl's Department Store 45.39
TOTAL(Also enter on Line 9, Recapitulation) � 9,975.94
If more space is needed,use additional sheets of paper of the same size.
» s
SCHEDULE H (continued)
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
ESTATE OF REGINA V. BUCHANAN FILE NUMBER
B. ADMINISTRATIVE COSTS (continued)
ITEM
NUMBER DESCRIPTION AMOUNT
13. Moving van and gas to clear out Messiah Village Cottage #639 $120.00
14. Mail Charges $14.95
REV-1513 EX+ (01-10)
�i`�, pennsylvania SCHEDULE �
y�,� DEPARTMENT OF REVENUE gENEFICIARIES
INHERITANCE TAX RERIRN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Regina V. Buchanan
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
1• Jeaneen M Buchanan-6 Fieldstone Dr,Shelton,CT 06484 Daughter 25%
Cheryl A.Rogers-P.O.Box 108,Vineyard Haven, MA 02568 Daughter 25%
Deborah L.Blakeslee-757 Mapie Shade Dr,Lewisberry,PA 17339 Daughter 25%
Elizabeth B.Pendergist-599 Range End Rd,Dillsburg,PA 17019 Daughter 25%
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II—ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ 0.00
If more space is needed,use additional sheets of paper of the same size.
Crown Classic Banking
Account number: 7000048948110 ■ September 10,2013-October 7.2013 ■ Page 1 of 5
Questions?
REGINA V BUCHANAN Availab/e by phone 24 hours a day,7 deys a�ek:
639 WILLOW WAY 1-800 TO-WELLS (�-aoo-ess-355�)
MECHANICSBURG PA 17055-8427 �=���n'��
En espar3ol: i-877-727-2932
�� 1-800-288-2288 (6 am to 7 pm PT,M-F)
� Ontine: welisfargo.com
Wiite: Wells Fargo Bank,NA.(221)
P.O.Box 8995
Pordand,OR 97228-6995
You and Welts Fargo Account options
Thank you for being a loyal Weils Fargo cusWrtrer.We value your trust in our A chedc ma�lc�Ure box indic�tes you have these
company and look forvvard to coMinuing to serve you with your financcti�al needs. °D^�^�^t�^�S����. GO tO
Nns�sfargo.00m or cad the number above if�rou haNe
questrons or if you wou�like to add new servi�es.
Online Banking ✓� Direc1�ePosit ❑✓
Online Bill Pay ✓Q Auto TrensfedPayment ❑
On11ne StatemeMs ✓� Overdraft Proteciio� ❑
Mobite Banking ❑ Debit Card
MY SP8���9 R�Port ✓� O�rerdraft Service ❑
You could go to Super Bawl XLVIII in NYlNJ.courtesy of Visal
Leam more by v�iting welisfargo.coMfootbali
No purchase or obligatlon necessary to enter or win.
Acoountnumber. 1000048948110
Activity summary
Beginning balance on 9/70 $6,021.60 REGINA V BUCHANAN
oepos;ts/ndaitions 4,3os.a3 connecticut aoccan►t terms and condisa►s aaaN
Withdraxrals/Subtractions - 5,416.B7 For Direct Dep�it and Automatic Payments use
Endf�balsnce on 1017 i4,914.36
Routing Number(RTN}: 021101108
Overdraft PfOteGtfon
This aocount is not currenty covered by OverdraR Protection. N you wou�d�ike more infortnation regarding Overdraft ProtecUon and eligibiliiy requirements
piease call the number listed on your statement or visit your Wells Fargo store.
����
Account number. 1000048948110 ■ September 10,2013-October 7,2013 ■ Page 2 af 5
interest summary
Interest Qaid this statement �.�
Averdge Cdleded b8lanCe 36.193.T5
Annual peroentage yield eamed 0.0196
Interest�med this statement period �•�
IMerest paid this year $0.31
Transaction history
Check Deposits/ Nrrthdrawals/ Ending daity
pete Number Des�aipt�on Addriions Subhacdons balance
9/10 Chack Crd Purchase 09l09 Gient 6120 Mechanicsburg PA 104.15 5,917.45
47370D00000c9693 003252730278823?McC=5411
9/11 Check Crd Purchase 09/09 Hartisburg Phertnac Harrisburg PA 17.10
482851�00000c0019 003252692862963?McC=5912
9l11 Chedc Crd Purd�e 09/10 Walmart.Com 800966 8009866546 AR �.59
473702�00000c9339 383253512552454 41NcC=5310 44.52 5.827.24
9/11 Chedt Crd PurChase 09l10 Gisnt 6120 MeChenicsbur8 PA
473702�00000c9339 0832`.�3894953394?McC'-5411 108.00 5,719.24
gry 2 Eu Elec Svc 2131516019Ws R ina Buchanan ��
9/13 Chedc Crd Purchase 08M 2 GiaM 6310 Dillsburg PA
`�g�r�70°°°°�pp19pp��/p6557929?McC--54�� 63.95 5,611.40
9/43 Bill s on-Line�0000c63351 on 09-13 24.T2
9/16 Chedc Crd PurGhase 09N 3 GiaM 6120 Mechanicsbur9 PA
47370�00000c9339 083256805217858?MCC=5411 16.81
9118 Check Crd Purohase 09/14 Gi�t 6120 Mechank�bur9 PA
473702�0000ac9339163257708634606?MCC=5411 37.36
9/16 Check Crd Purchase 09/14 Giant 6120 Mechanicsburg PA
473702�00000c9222 083257720173210?McC=5411 28.30 5,504.21
9/16 Chedc Crti Purchase 09/15 Giant 6120 Mechanicsburg PA
473702�00000c9339 083258680451684 7McC�411
9I17 Morgan Staniey ACH Credft 130916 5701074323Ndv51Kil�m E. 3,�•�
Buchanan 64.41
9/17 Chedc Crd Purchase 09/16 Wine 8 Spirits#21 Mechenicsiwr9 PA
473702�00000c9339 083259820178673?Mc�5921 B.�
9117 Chedc Crd Purohese 09/16 Giffi►t 8331 MeChanicsbur'9 PA
473T02�00000c9339 083259822783248?�M�-5411 45.39 8 387.51
9/17 9iii Kohi's on-Line�aoa000c88999 on 09-17 37_33
9/19 Chedc CM Purchase 09J17 Sihrer Spring Dine 717-8917070 PA
4T3702�00000c9339 083260717039205?MCCr5812 56.13
9/19 Chedc Gd Purd�ase 09/18 Wine 8 Spirits#21 Mechanicsburg PA
47370D00000c9693 083261792427118?MCC��21 40.17
9119 Chedc Ctd Purchese 09/18 Giant 6331 Mechanipbur9 PA
47370D00000c9693 003261803d85352?McC=5411 56.98 8,186.90
9/19 Chedc Crd PurChese 09l1 S Giant 6331 MeChanicsbur9 PA
473702�00000c9693 083261805801360?McC=5542 1,264.00 6.932.90
9/20 M�siah Home Ststemenis 40812 Buchanan, � V
9� Check Crd Purch�e 09I20 NeiU Funeral Home Camp Hiil PA 618.79
47370D0000a9693 0832B3573313275?McC=7261 5g.11
9/23 Chedc Crd Pu�e 09/20 Chalits Thai Bistr Mech�icstw►9 PA
47370Dooaocx9893163263630`.�68781Mc�5812 19.42 6,238.58
9/23 Chedc Crd Purchage 09/20 Gi�t 6120 Medtanicsbu►9 PA
4��py00000c9893 pp3�g3g38638932 TMCC=5542 105.35 6,133.23
9/25 ComCast Central Centrs�PA 092513 42940601 Buchana� 229.96
9/26 Chedc Crd Purchase 09125 We�nans�l045 Inter 585-464-460U PA
47370D00000c933916326869432�846?Mc�5411 11.44 5.891.83
g�g Chedc Crd Pu�03/25 Giant 8120 Med�ank;sbur9 PA
47370�00000c9222163266739086791?McC=5411 10.57
9/27 Chedc Gd Purch�e 09/26/ic Moore Str 82 Medienic�burg PA
473TOZu�0000c927t 00328�89995023?McC=5970
Account number: 1000048948110 ■ September 10,2013-October 7,2013 ■ Page 3 of 5 '
Tiansactfon hlstory (contloued)
Checfc Deposits/ Witlrdrawels/ Ending daily
Add�Tions Subtrac�ons �►�
pe� Num6er Descripbon ��
g�27 Chedc Crci Purch�e 09l26 Oakgrove Farms Mechanicsburg PA
473702�oa000c9222 0832B9755084826?McG--5499 9.�
9/27 Chedc Crd Purchase 09/26 Oak9rove Fartns Mechanicsbur9 PA
473702�00000c92221632597800941D9?AAcG5499 49.82
9I27 Check Crd Purohase 09/2B Brothers Piaa Mechan'�csburg PA
47370D0000a9222 U03270038130872?McC=5812 �.03 5.784.37
9/27 POS Pur�chase-09/27 Mach iD 000000 Costco Gas 0327
Harrigbu PA 9339 00383270505761126?McC--5542 1.176_65
g�p C a�Stamtord Plan Pmt 9546000316 R 'na Bud��ar► 132.74
9/30 SG Di R�Pmt SEP 13 Buchanan.R i� 56.76
9l30 Chedt Crd Purchase 09/27 Garden Viebtamese Harrislwr9 PA
473702�00000c92YZ 08327UE�80116718?MCC=5812 42.08
g�p Chedc Crd Purchase 09/'17 Stapies 0010 Mech�icsbur9 PA
473702�00000c9272 283270660320535?McC=5943 47.66
g�p Chedc Crd Purchaee 09/27 UNine 8 Spirits#21 Mechenicsburg PA
473702�00000c9222 003�70700207949?McC=5921 8.04
9/30 Check Crd Purdmse 09/27 Giau�t 6331 Mechanicsbur9 PA
473702�00000c9271003270705205901?McC---5411 74.6Q
9� Ch�Crd purchase 09l27 Giant 8120 Med�icsbu�9 PA
473TOD0000ac9339 283270799878993?Mc;�5411 72.03
9/30 Chedc Crd Purd�ase 09/27 Wine 8 Spirits#21 Mechanicsburg PA
473701�00000c9339 283271029790974?McC=5921 37.09 6.755.50
9/30 Chedc Crti Purchase 09/27 Brothers Piaa Mechani�twn8 PA
4T3702�00000t9222 003271035946855?McF5812 26.65
10/1 Chedc Crc!Purchase 09/30 Giant 6120 Mechanicsburg PA
473702�00000c9222 003273456848861?M�='411 31.09
10/1 Chedc Crd PurChase 09/30 Giant 6120 Mechar►icstwn8 PA
47370D00000c9893 083274003618213?MCC=5411 �.25 6.661.51
10/1 Chedc Crd Purchase 09f30 Giant 6120 Mechanicsburg PA
4737p2�00000c9693 083274007588583?McC=5542 7,�.�
10/3 Ch� 162.16
10/3 Chedc 112.00 5,288.52
10/3 411 Chedc 5p.pp 5,238.52
10/4 408 Check 165.00
�on ao� c►,� �so.00
10/T 405 Chedc 9.20
10/7 'w9 Ch� p pq 4.914.36
1017 Interest P t 4,914.36
Ending balance on 10l7
54.309.43 55.416.67
Totsis
The ErKiir►g DeHy Balence does rat refiect any pending withdsawals or hdds on deposited/unds that mey freve been outstertding on your account►rhen You�
bansac6ons poated. lf you had insulficlern ava�YeMe funds when a bgnsacBor►Posted,fees may have been essessed•
Summary of checks written (checks listed are also displayed in the p►eced►n9 TronsacS°n historyJ
Amount Number Date Amount
Number Date Amount Number �re �On 9.20
10/3 1.098.83 40fi 10/4 50.00 4U9'
1013 162.16 4��
10lT 165.00 411• 1013 112.00
405 10I7 150.00
• Gap in check sequence•
Montl�y servi�fes summary
For a compiete list of fees and detailed acx�unt iniormation,�ease answers to'wmmon questions about the monthly service feeuon your aa�untpNcable to
your account or talk to a banker.Go to welisfargo.comlfeefaq
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. V �
,
LAST WILL AND TESTAMENT
OF
REGINA V.BUCHANAN
Dated: October 17,Z000
!
� ' ' LAST WILL AND TESTAMENT
OF
REGINA V.BUCAANAN
I,REGINA V. BUCHANAN, a domiciliary of the Town of Stamford, County of Fairfield and State of
Connecticut,do hereby make,publish and declare this to be my Last Will and Testament,hereby revoking all
Wills and Codicils at any time heretofore made by me.
ARTICLE I.
Introduction: Appointments and Identifications
A. SPOUSE
All references in this Will to my "SPOUSE" shall mean WILLIAM E. BUCHANAN.
B. CHILDREN
At the time of signing this Will,I have the following children:
JEANEEN M. BUCHANAN of Sheiton,Connecticut �
CHERYL A.ROGERS of Camden,Maine
DEBORAH L.BLAKESLEE of Lewisberry,Pennsylvania
ELIZABETH R.PENDERGIST of Newtown,Connecticut �
• C. EXECUTOR
I appoint my SPOUSE as my EXECUTOR.
. D. SUCCESSOR EXECUTOR
If my original EXECUTOR ceases or fails to serve,I appoint the following persons, in the order herein
listed, as my EXECUTOR:
JEANEEN M.BUCHANAN of 5helton,Connecticut _
CHERYL A.ROGERS of Camden,Maine
Any EXECUTOR,original or SUCCESSOR,named herein or acting hereunder,may be referred to
herein as my EXECUTOR.
ARTICLE II.
Dispositions
A, POUR OVER OF RESIDUE TO TESTATOR'S INTER VIVOS TRUST
I give, devise and bequeath all the Residue of my property of whatsoever kind(whether real,personal,or
mixed,or whether tangible or intangible)wheresoever situated(and including all lapsed bequests and devises
which fail for any reason)not specifically disposed of herein,and whether acquired before or after the execution
�o this Will,to the Trustee then serving under that certain Trust Agreement between myself as Grantor and
'�� EP793 WF 1
RVB
1
myself as Trustee executed previously on this same date,as may be from time to time amended,to be added to
the Trust Estate thereunder and disposed of as a part thereof.
ARTICLE III.
Powers of Executor
A. EXECUTOR
All powers granted to or possessed by an EXECUTOR originally named herein,shall apply equally to
any SUCCESSOR or SUBSTITUTE EXECUTOR acting hereunder,and such SUCCE5SOR or SUBSTITUTE
EXECUTOR shall possess all the rights,powers and duties, authority and responsibility conferred upon the
EXECUTOR originally named herein.
B. CONNECTICUT FIDUCIARY POWERS ACT
I give and grant to any EXECLTTOR,acting hereunder, in addition to the usual powers and not by way
of limitation thereof,all the powers as set forth in Section 45a-234 of the Fiduciary Pawers Act as prescribed
in the General Statutes of the State of Connecticut at the time of signing this Will,together with the Additional
Powers (1) Stock of Fiduciary,(2)Buy Insurance and Annuities,(3)Invest in Pa�et�shiFidu�ia May
Speculative Assets,(5)Oil and Gas Interests,(6)Form Corporation or Other Enti ('1) z7'
Become Director or Officer,(8)Operate Farm,(9)Residential Realty,(10)Deal with Estate,(11)Suits on
Insurance Policies,(12)Advancement of Income,{13)Majority Action Permissible,(14)Reduce Interest
Rates,(1�Establish and Maintain Reserves,
(16)Investment Philosophy,(1�Investment Au4-ing Estate
Administration,(18)Premium and Disconnt, (19)Remortgage and Refinance Real Estate,(20)
Terminate Small Trusts,(21)Distribute Directly to Remaindermen,(22)Disclaim r of Power,(23)
om 1 with Stock Restrictions,(24)Continue Subchapter S Election,(25)Acqui�Interest in Trust
C py
Asset,(26)Income to Custodian for Minor and (2'�General Powers as set forth in Section 45a-235 of said
Fiduciary Powers Act,it being my intention to incorporate said powers,by reference thereto,in this Will with
the same effect as though such language were set forth verbatim in this instrument.
C, REASONABLE COMPENSATION FOR EXECUTOR �
Any EXECUTOR acting hereunder shall be entitled to reasonable compensation for services rendered
and shall be reimbursed for expenses incurred on behalf of the estate.
D. EXCULPATING EXECUTOR
My EXECUTOR sha11 not be liable for any ertor of judgment or mistake or for any action taken or
omitted,either by them or by any agent or attorney employed by them,or for any loss to or depreciation in the
value of my estate or any trust, except in the case of willful misconduct. Any SUCCESSOR EXECUTOR is
relieved of any duty to examine the transactions of any prior EXECUTOR. Any SUCCESSOR EXECUTOR
shall be responsible only for those assets which are actualty delivered to such fiduciary.
ARTICLE N.
Administration of Estate
A. PAYMENT OF JUST DEBTS
I direct that all my just debts,secured and unsecured,be paid as soon as practicable after my death. If at
the time of my death any of the real property herein devised is subject to a mortgage,I direct that the devisee
� ..;�
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2
`taking'such mortgaged property shall take it subject to such mortgage and that the devisee shall not be entitled
to have the obligation secured thereby paid out of my general estate.
B. PAYMENT OF TAXES FROM RESIDUE .
I direct that all estate,inheritance, succession,death or similaz taxes(except generation-skipping transfer
taxes}assessed with respect to my estate herein disposed of,or any part thereof,or on any bequest or devise
contained in this my Last Will(which term wherever used herein shall include any Codicil hereto),or on any
insurance upon my life or on any property held jointly by me with another or on any transfer made by me during
my lifetime or on any other property or interests in property included in my estate for such tax purposes be paid
out of my residuary estate and shall not be charged to or against any recipient,beneficiary,transferee or owner
of any such property or interests in property included in my estate for such tax purposes.
C. WAIVING PROBATE BOND REQUIREMENT
I direct that no surety bond shall be required of any EXECUTOR under this Will.
ARTICLE V. �
Miscellaneous
A. SURVIVE
-If any beneficiary and I should die under such circumstances as would render it doubtful whether the
beneficiary or l died first,then it shall be conclusively presumed for the purposes of this my Will that I survived
said beneficiary.
B. USE OF WORDS
As used in this Will,whenever the context so indicates,the gender of all words�hall include the
masculine, ferninine, and neuter, and the number of all words shall include the singular and plural.
C. WILL NOT CONTRACTUAL
My SPOUSE and I are at approximately the same time executing Wills in which each of us is the
recipient of the other's bounty,directly or indirectly,to a greater or lesser extent;however,these Wills are not
the result of any contract or agreement between us and either Will may be revoked at any time at the sole
discretion of the maker thereof.
D. INVALID PROVISIONS
If any part of this Will shall be invalid,illegal, or inoperative for any reason, it is my intention that the
remaining parts, so far as possible and reasonable, shall be effective and fully operative. The EXECUTOR may
seek and obtain court instructions for the purpose of carrying out as nearly as may be possible the intention of
this Will as shown by the terms hereof, including any terms held invalid,illegal,or inoperative.
E. APPOINTING ATTORNEY
If my estate should require the assistance of an attorney in connection with my estate or any other
matters,I request my EXECUTOR employ the services of FR.ANKLIN A. DRAZEN of Woodbridge,
Connecticut, currently with offices at 245 Cherry Street,Milford, Connecticut.
F. HEADINGS; TABLE OF CONTENTS
Any table of contents or headings used throughout this Will have been inserted for administrative
cqnvenience only, and do not constitute matter to be construed in interpreting this Will.
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3
G. DECLINE TO EXERCISE POWER OF APPOINTMENT
I hereby refrain from exercising any power of appointment that I may have at the time of xny death.
f
� .:
� �� EP793 WF 1
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4
' • •IN WITNE5S WHEREOF, I have hereunto initialed each preceding page and set my hand and seal this
October 17, 2000. •
��� r�, �`.�. c� ,vl-e�,=..-�--:�-�.f t
REGINA V.BUCHANAN
Signed, Sealed,Published,and Declared by the said testatrix as and for her Last Will and Testament, in
the presence of us,who at her request, in her presence,and in the presence of each other have hereunto
subscribed our names as witnesses,on October 17,2000.
�
WI �SES: � ;
.�•' ` � ,�
�. - �~� ` ���- of Milford,Connecticut
Sonya F ldy �
- � ��
,;'�����_. :`.r�_ � ,�:��::.t�{:��?_. ,�. �, of Branford Connecticut
� --�,�
Pamela A. Olejarczyk ,� �
STATE OF CONNECTICUT )
) SS: MILFORD October 17;2000
COUNTY OF NEW HAVEN )
The above subscribing witnesses Sonya Faldy and Pamela A.Olejarczyk,being duly swom, severally
depose and say: That they each witnessed the foregoing Will of the above-named testat�ix on October 17,2000
and subscribed the same in her presence, and at her request, and in the presence of each other, and that the said
testatrix at the time of the execution of said Will,appeared to each of them to be of full age and of sound and
disposing mind,memory and understanding,not under any restraint or improper influence of any kind,or in any
respect incompetent to make a Will; and that she signed said Will and clazed the same to be her Last Will and
Testament in their presence; and that they make this affidavit at the r qu�st of said testatrix.
t
�
t', �� � ���
-�-�'` ,: `°— . i..
Si�a old -
t � r��j,j .( � ���� � f.'�
Pamela A.Olejarczyk r -_ •
Subscribed and sworn to at the request of the above-named testatrix the day and year above written,
before me.
� r
Franklin A. Drazen
Commissioner of the Superior Court
EP793WF1
' S
REGINA V. BUCHANAN
REVOCABLE TRUST AGREEMENT
DATED: October 17, 2000
f
r REGINA V. BUCHANAN REVOCABLE TRUST AGREEMENT
'Chis Agreement made on October 17, 2000, between REGINA V. BUCHANAN of Stamford,
Connecticut, as Grantor and REGINA V. BUCHANAN of Stamford, Connecticut,as Trustee.
ARTTCLE I.
identifications
A. Name of Trust
This Trust shall be known as the "REGINA V. BUCHANAN REYOCABLE TRUST" and this
agreement, as fiom time to time amended, shall be known as the "REGINA V. BUCHANAN REVOCABLE
TRUST A(iREEMENT".
B. Grantor
REGINA V. BUCHANAN may be refened to as the "Grantor".
C. Grantor's Spouse
The term "Grantor's Spouse" as used in this Trust shall mean the spouse of the Grantor, from
time to time, but only if such spouse is not legally separated or divorced from the Grantor, or a person who was
rnarried to tlie Grantor on the date of the Grantor's death. Any spouse of the Grantor shall cease to be the
Grantor's Spouse upon divorce or legal separation from the Grantor and such rights,benefits and powers
previously granted herein to such spouse shall terminate at such time.The Grantor's Spouse on the date hereof is
WILLIAM E. BUCHANAN.
p. Grantor's Children
As of this date, the Grantor has the following children:
JEAI�JEEN M. BUCHANAN of Sheltoa, Connecticut ,
CI-IERYL A. ROGERS of Camden,Maine
DCSOR�iH L. BL AKESLTfi of Lewisherry, Penncylvania
ELIZAIiETH R. PENDERGIST of Ncwtown, Connecticut
r. Trustee
The Grantor shall serve as Trustee of this Trust and any Trust created herein.
F. Substitute or Successor Trustees
At such tiine as the original Trustee named herein shall cease or fail to act or an additional
Trustee shall be required to serve,then the Grantor's Spouse shali act as Substitute or Successor Trustee and
sliall have the powers granted in tliis Agreement to tl�e Trustee when so acting(dealing with changes in
Trustees). If the above named Substitute and Successor Trustee fails or ceases to serve, or at any other time a
vacancy exists for a Trustee or Co-Trustee, then the following individuals shall be authorized to act in the order
listed hereunder:
JFAN�EN M. BUCNANAN of Shelton,Connecticut
CHERYL A. ROGERS of Camden, Maine.
t� „ .> EP793TF 1
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ARTICLE II.
Administration of Trust
A. General
The Grantor, by this Agreement, does pay over,assign, grant, convey, transfer and deliver unto
tl�e Trustee the property described in Schedule A, annexed hereto and made a part hereof. The property
described in Schedule A, and any other property that may be received by the Trustee hereunder, whether or not
such property is described on Schedule A, as such property is invested and reinvested (hereinafter referred to as
tl�e "Trust Estate"), shall be held, administered and distributed by the Tn�stee as hereinafter set forth.
It is the Grantor's intention that all tangible personal property now owned or hereafter acquired
by the Grantor shall become part of the Trust Estate, to be held and administered under the terms of this
Agreement, provided, however, that.the Trustee shall abide by any memorandum or instructions that the Grantor
shall }eave regarding the distribution of said personal property, as if the same were incorporated herein.
. B. Reai Property During Grantor's Lifetime
During the Grantor's life, the Grantor shall be entitled to use and enjoyment of any real property
described in Schedule A, as well as any other real property that may be received by the Trustee hereunder. This
right shall in no way interfere with the Trustee's ability to execute a mortgage deed or fiduciary's deed which is
not subject to any claims of the Grantor.
C. Grantor's Bcncfit
The Trustee shall hold, manage, invest and reinvest the Trust Estate (if any requires such
management and investment) and shall collect the income, if any, therefrom and shall dispose of the net income
and principal as follows:
l. During the lifetime of the Grantor, the Trustee shall pay to or apply for the benefit of the Grantor
all the net income from this Trust.
Z. During the lifetime of the Grantor, the Trustee may pay to or apply for the benefit of the Grantor
siich sums from the principal of this Trust as in the Trustee's sole discretion shall be necessary or
advisable from time to time for ihe medical care, comfortable maintenance and welfare of the
Grantor, taking into consideration to the extent the Trustee deems advisable, any other income or
resources of the Grantor known to the Trustee.
3. In the event that the Grantor is adjudicated to be incompetent or in the event that the Grantor is
nat adjudicated incompetent, but by reason of illness or mental or physicai disability is, in the
opinion of the Trustee, unable to properly handle the Grantor's own affairs, then and in that event
the Trustee may during the Grantor's lifetime, in addition to the payments of income and
principal for the benefit of the Grantor, pay to or apply for the benefit of ihe Grantor's Spouse
such sums from the net income and from the principal of this Trust as in the Trustee's sole
discretion the Trustee shall determine to be necessary or advisable from time to time for the
medical care, comfo�rtable maintenance and welfare of the Grantor's said Spouse taking into
consideration to the extent the'fruslee deems�clvisable,any other incorne or resources of the
Grantor's said Spouse known to the Trustee.
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EP793TF 1
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4. In the event that tlie Grantor is adjudicated to be incompetent or in the evern that the Grantor is
not adjudicated incompetent, but by reason of illness or menta! or physical disability is, in the
opinion of tlie Triistee, unable to properly handle the Grantor's own affairs, then and in that event
the Trustee may during the Grantor's lifetime, in addition to the payments of income and
principal for the benefit of the Grantor, and any payments of income and principat for the benefit
of the Grantor's Spouse, make such gifts to the Grantor's issue in any amounts, proportions or
manner as the Trustee deems appropriate,regardless of the Trust's assets. The Trustee's
judgment shall not be challenged in this matter. The Trustee may consider the potential benefit
to the Grantor`s Spouse and issue and the availability of federal and state benefits to provide for
the Grantor's support, at that time or at a later time.
D. Revocation Amendmcnt Withdrawal
The Grantor may, by signed instruments delivered to the Trustee during t�e Grantor's life:
1. withdraw all or any part of the principal of this Trust, free of trust,by delivering an instrument in
writing duly signed by the Grantor to#he Trustee, describing the property or portion thereof
desired to be withdrawn, upon receipt of which insirument, the Trustee shall thereupon convey
and deliver to the Grantor, free of trust, the property described in such instrument;
2. add other property to the Trust;
3. change the beneficiaries, their respective shares and the plan of distribution;
4. amend this Trust Agreement in any other respect;
5. revoke this Trust A�reement in its entirety or any provision therein;
Provided, however, the duties or responsibilities of tlie Trustee shall not be enlarged without the
Trustee's conseni nor without satisfactory adjustment of the Tnastee's compensation.
E. nebts At Grantor's Death
After the Grantor's death,the Trustee may, using the Tnistee's discretion, pay all or any part of
the Grantor's fi�neral expenses, legally enforceable claims against the Grantor or the Grantor's estate, reasonable
expenses of administration of the Grantor's estate, any allowances by court order to those dependent upon the
Grantor, any estate, inheritance, succession,death or similar taxes payable by reason of the Grantor's death,
together with any interest thereupon or other additions thereto,without reimbursement from the Grantor's
executor or administrator, from any beneficiary of insurance upon the Grantor's life, or from any other person.
All such payments, except of interest, shall be charged generally against the principal of the Trust Estate
includable in the Grantor's estate for Federal estate tax purposes and any interest so paid shall be charged
generally against the income thereof, provided, however, any such payments of estate, inheritance, succession,
death or sitnilar taxes shall be char�ed against the principal constitutin� Family Trust and any interest so paid
shall be cllarged against the income thereof. The Trustee may make such payments directly or may pay over the
amounts thereof to the executor or administrator of the Grantor's estate. Written statements by the executor or
adininistrator of such sums due and payable by the estate shall be sufficient evidence of their amount and
propriety for the protection of the Trustee and the Trustee shall be under no duty to see to the appiication of any
such payments. No annuity or payment received by the Trustee which is excluded from the Grantor's gross
estate under Section 2039 of ti�e Internal Revem�e Code shall be used by the Trustee to Pay any expense, debt,
claim, expense of administration, allowance,estate or succession tax or other expense or tax of the Grantor.
�'ltese benefits, to the exlent possible, shall be allocated to Marital Tnist�r Marital Share, if any. The Trustee
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. . shatl pay over to the executor of the Grantor's estate all obligations of the United States Government held
hereunder which �nay be redeemed at par in payment of federal estate taxes.
ARTICI.E III.
Operation of Trust After Grantor's Death
A. Distribution Upon Grantor's Death
Upon the death of the Grantor, the Trustee shall distribute the Trust Estate(which shall inctude
any property which may be added from the Grantor's general estate)to the Grantor's Spouse free of trust.
Provided, however, that if the Granior's Spouse does not survive the Grantor,or disclaims the right to
said distribution, in whole or in�part, then the Trustee shall administer and distribute the entire Trust Estate in
accordance witli the provision hereof entitled "Disclaimer Trust".
B. Disclaimer Trust
tn the event the Grantor's Spouse shall disclaim the aforementioned right to receive said
distribution, in whole or in part,then during said Spouse's lifetime, the Trustee shall hold the remaining
principal and unpaid income of the Trust(or the part thereof effectively disclaimed), and shall pay to or apply so
much of the net income and remaining principal therefrom for the benefit of the Grantor's Spouse at any time,
and from time to time, such sum or sums as in the Trustee's discretion the Trustee may deem appropriate for
said Spouse's health and support in reasonable comfort taking into consideration the said Spouse's other
resources, includin�governmental entitlement programs, other income or sources of support. Such principal
payments may be made to or for the benefit of the Grantor's Spouse only if said Spouse shall not have
disclaimed the right to receive such principal payments.
Provided, however, that:
1. If the Grantor's Spouse predeceases the Grantor, the entire balance of the unpaid principal and
unpaid income of the Trust shall be distributed free of trust to the Grantor's then living Issue, per
stirpes, as of the date of the Grantor's death; or
2. If the Grantor's Spouse survives the Grantor but disclaims all interest in all or a portion of said
Spouse's rights under this Trust(including the income interest given in the next preceding
paragraph),then all thus totally disclaimed shall be distributed free of trust to the Grantor's then
living Issue, per stirpes, as of the time of the Grantor's death; or
3. If the Grantor's Spotise dies after the Grantor having disclaimed all or a portion of said Spouse's
rights in the Trust while retaining any interest given in the next preceding paragraph, then upon
said Spouse's death, the balance of all property thus partially disclaimed shall be distributed free
of trust to the Grantor's Issue then living, per stirpes, as of the time of the Grantor's Spouse's
death.
4. if at the time of the Grantor's death, or at any laier time prior to final distribution hereunder, the
Granior's saicl Spouse ancl all the Grantor's issue are deceased and no other disposition of the
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, property is directed by this Trust, then and in ihat event the then remaining property of this Trust
shall be administered and distributed as follows:
a) One-lialf(1/2) of said then remaining principal and undistributed income shall be
distributed to the Grantor's heirs at law as determined under the laws of the State
of Connecticut, and
b) One-half(1/2)of said then remaining principal and undistributed income shall be
distributed to the Grantor's Spouse's heirs at law as determined under the laws of
the State of Connecticut.
C. Non-Productive Property
The Grantor's Spouse shall have the power by written instrument delivered to the Trustee to
cause the Trustee to dispose of any non-income producing assets in this Family Trust and to reinvest the
proceeds in assets that produce income within a reasonable time after the delivery of the notice.
D. Trust for Minor Beneficiaries
If any share hereunder becomes distributable to a beneficiary who has not attained the age of
twenty-five (25)years, then such share shall immediately vest in such beneficiary,but notwithstanding the
provisions herein, the Trustee shall retain possession of such share in trust for such beneficiary untii such
beneficiary attains the age of twenty-five(25), using so much of the net income and principal of such share as
the Trustee deems necessary to provide for the proper support,medical care, and education of such beneficiary,
taking into consideration to the extent the Trustee deems advisable any other income or resources of such
beneficiary, including those of the parents, known to the Trustee. Any income not so paid or applied shall be
accumulated and added to principal. Such beneficiary's share shaU be paid over and distributed to such
beneficiary upon attaining age twenty-five(25),or if he or she shall sooner die, to his or her executors or
administrators. The Trustee shall have with respect to each share so retained all the powers and discretions had
witli respect to the trusts created herein generally.
E. Payments to incapacitated Person
During the minority or physical or mental incapacity of any person to whom principal or income
of any Trust created herein may be paid(either during the term of a trust or upon final distribution of a trust),
the Trustees may make such payment in any one or more of the following ways:
1. To such person directly;
2. To the guardian, committee, conservator, or other similaz official of such person;
3. To a relative of such person to be expended by such relative for the benefit of such person,
including payment to sucl�relative;
4. To a custodian under an applicable Uniform Gifts to Minors Act; or
5. By the Trustee expending tlie same directly for the benefit of such person.
The Trustee's determination of the minority or incapacity of any such person shall be final, and the
Trustees sliall not be responsible for the application of any payment after the same has been made to any person
in accordance with the provisions hereof.
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F. Expenses of Deceased Beneficiary
On the death of any person entitled to income or support from any trust hereunder, the Trustee
shall be authorized to pay the funeral expenses and the expenses of the last illness of such perso�from the
corpus of the tn�st from which such person was entitled to income or support.
G. Undistributed Income Added to Principal
Any income of any Trust,except income required to be distributed to the Grantor's spouse,not
distributed within the first sixty-five(65) days following the end of the fiscal year of that Trust shall be added to
the principal thereof and administered as a part af such principal.
H. Merger of Similar Trusts
If at any time the beneficiaries and terms of any trust created herein are essentially similar to that
of any other trust,ihen the Trustees shall be authorized,but not required,to merge,transfer or distribute the
remaining principal and unpaid income of this Trust into such other trust or permit such trust to be merged into
this Trust. The Trustees of either trust serving alone or as a Trustee with the Trustee of such other trust shall be
authorized to serve as Trustee of the surviving trust.
ARTTCLE IV.
Powers and Liabilities of Trustee
A. Connectieut Fiduciary Powers Act
Any Trustee acting hereunder, in addition to the usual powers and not by way of limitation
thereof, shall have all the powers as set forth in Section 45a-234 of t6e Fiduciary Powers Act as prescribed in
the General Statutes of the State of Connecticut at the time of signing this document,together with the
Additional Powers (1) Stock of Fiduciary, (2)Buy Tnsurance and Annuities,(3) Invest in Partnerships, (4)
Speculative Assets,(5) Oil and Gas Interests,(6)Form Corporation or Other Entity, (7) �iduciary May
13ecome Director or Officer, (8)Operate Farm,(9) Residential Realty,(10) Deal With Estate, (l l) Suits on
Insurance Policies,(12) Advancement of Income,(13)Majority Action Permissible,(�4)Reduce Int�rest
Rates,(15) Establish and Maintain Reserves,(16)Investment Philosophy, (17)Tnyestment During Estate
Administration,(18) Premium and Discount, (19) Remortgage and Refiaance Real Estate,(20)
Terminate Small Trusts, (21) Distribute Directly to Remaindermen, (22) Disclairaer of Power,(23)
Comply with Stock Restrictions, (24) Continue Subchapter S Election, (25) Acquire Interest in Trust
Asset,(26) Income to Custodian for Minor and (27) General Powers as set forth in Section 45a-235 of said
Fiduciary Powers Act, it being the Grantor's intention to incorporate herein said powers, by reference thereto,
with the same effect as though such language were set forth verbatim in this instrument.
B. llelegation of Pawers
Any Trustee may, with the consent of the other Trustee(s), if any, serving hereunder, delegate
any or all of its powers, duties and discretion to any other person by an instrument in writing and may revoke
st�ch delegation at will in the same manner. The delegation of said powers to any person other than a person
acting as a 'frustee hereunder shall include only non-discretionary powers, including but not limited to the
��ower, singly or with others, to sign checks,withdrawal slips, 'tnstructions for the receipt or delivery of
securities or other property, and instructions Por the payment or receipt oFmoney, and the power, singly or witli
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. � others to llave access to any safe deposit box or other place where property of any trust created pursuant to this
�►breement is deposited.
C. Records; Inspection
The Trustee shall keep accurate and complete records of Trust transactions. Any beneficiary (or
his representative authorized in writing)may inspect the records at any reasonable time.
D. Accountings
The Trustee may,but shall not be reyuired to,prepare and file accountings with any Court. The
Trustee may render an accounting of its administration of the trust to the Grantor at any time and the Grantot�'s
approval thereof shall be binding upon all persons interested in the trust. Prior to delivering a11 of the property
of any trust hereunder to a successor Trustee or to making any partial or compiete distribution of trust principal,
the Trustee may require an approval of its accounting either by a release and discharge by the Grantor, if then
living, or, if not then living, by the Grantor's Spouse and/or any other beneficiary or beneficiaries eligible ta
receive a current distribution from any trust hereunder,or by a Court of competent jurisdiction. All of the
Trustee's fees and expenses (including reasonable attorneys' fees)attributable to any such accounting and
approval shall be paid by such trust.
E. Annual Report
Upon written request by a beneficiary or his personal representative, tlie Trustee shall make an
annual report in writing to any living beneficiary who could, in the discretion of the Tn�stee, receive any income
or distribution from the Trust estate during that year. Such report shall be for a calendar or fiscal year beginning
each year on a date selected by the Trustee as appropriate for this purpose and shall be submitted to such income
beneficiary (or to the guardian, conservator, committee, or other like official or any incapacitated beneficiary)
with reasonable gromptness after the end of such period. Each report shall include a statement of all property on
hand at the end of such year, all receipts and disbursements during such year, all sales and purchases made
during sucl�year, and of such other acts of the Trustee as may be necessary to furnish such beneficiary with
adequate information as to the condition of the Trust estate.
F. Compensation and Bond
The Trustee shall be entitled to reasonable fees commensurate with the'�rustee's duties and
responsibilities, taking into account the value and nature of the Trust Estate and the time and work involved. If
any licensed attorney or certified public accountant shall serve as Trustee, such individual shall be compensated
for services rendered on the basis of such individual's customary charges for legal or accounting services. The
Trt�stee shall be reimbursed for the reasonable costs and expenses incurred in connection with the fiduciary
ciuties hereunder. No Trustee, wliether original or successor, shall be required to furnish bond or other security,
except as herein expressly provided.
G. Exculpating Trustee
Any non-corporate Trustee sha{1 not be liable for any error of judgment or mistake or for any
action taken or omitted, either by them or by any agent or attorney employed by the Trustee,or for any loss to
or depreciation in the value of tlie Grantor's estate or any trust created herein, except in the case of willfitl
misconduct. Any Successor Trustee is relieved of any dt�ty to examine the transactions of any prior fiduciary.
Any Suecessor Trustee shatl be responsible only for those assets which are actually delivered to such fiduciary.
,Yi,)! � � CP793TF1
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' ARTTCLE V.
Changc in Trustees and Successor Trustees
A. Grantor Apnoints Substitute or Successor Trustee
'l'he Grantor, during the Grantor's tifetime,may name a Substitute or Successor Trustee, wliich
shatl be an individuat or corporate trustee qualified to do business in the Grantor's domicile, by delivery to the
Tri�stee named herein of a notice naming the Successor or Substitute Trustee and indicating an intent to replace
the Trustee named herein. Upon the failure of the Trustee to make such conveyance required herein,the Grantor
may apply to the court having jurisdiction of this Trust and such court may compel the conveyance by the
Trustee.
B. Disability of Trustee
If the Trustee is at any time suffering from a disability while serving as Trustee of the Trust, the
Successor Tnistee named herein shall immediately be authorized to assume the position of Trustee. The Trustee
shall be deemed to have suffered a disability if the Trustee, for whatever reasons, shall be determined to have
suffered a substantial impairment of the Trustee's ability to care for his or herself or others who depend on the
Trustee for support. "Disability" shall include conditions in which the Trustee becomes mentaliy unfit to
manage the Trust's or the Trustee's affairs because of age, alcohol abuse,mental illness or other cause or if the
"Crustee is a patient, lawfully committed or admitted, to a facility for the mentally ill or mentally retarded and is
unable to adequately conduct the Trustee's personal or business affairs. The Trustee shall be deemed to have
suffered a disability under the above circumstances if there is an inference that the Trustee's condition can be
expected to result in the Trustee's death or can he expected to last for a continuous period of time, not less than
three (3) montlis. A determination of whether the Trustee has suffered a disability shall be made by the Trustee's
persona) physician or if he or she is not available, by a physician of reputable stature acting at the request of the
Trustee's Spouse, issue or closest living relative. This initial determination shall be confirmed by one other
physician of reputable stature, selected by the Trustee's Spouse, issue or closest livin�relative. The Trustee
hereby consents to any and all future examinations and the release of results &om such examination(s)as are
necessary to determine the Trustee's disability/recovery. Subsequent failure or refusat to submit to said
examinations(s) shall result in the Trustee's removal as Trustee, whereupon the Successor Trustee shall be
authorized to act.
C. Resignation of a Trustee
Any individual or corporation at any time serving as a Trustee hereunder may resign as Trustee
of the Trust created herein by delivering a written instrument to such effect signed by or on behalf of such
Trustee to the other Trustee(s), if any,then serving hereunder,and one of the following:
1. to the Grantor, if then living;
2, if the Grantor is not ihen living, then to the Grantor's Spouse or children then living;
3. if none of the above be then living,then to all of the beneficiaries entitled to receive a current
distribution of income or principal as provided hereunder.
Any such resignation shall be effective as herein provided.
D. Resignation by Atturney-in-Fact
Anyone holding a �eneral power of attorney of the Trustee may use said power of attorney to
cesi�;n the"Trustee's position on behalf oP lhe Trustee. l'he person holding such durabie or springing power of
attorney may also utilize said power to effectuate a transfer of documents of title from the cunent Trustee to the
,,
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� Co-Trustee(s)then serving or to the Successor Trustee(s). This clause is not intended to limit the other powers
which the holder of the power of attorney may have to act on behalf of the Trustee of this Trust.
E. Successor to Cornorate Trustee
Any corporate successor to the trust business of a corporate Trustee designated herein or at
anytime acting hereunder shall succeed to the capacity of its predecessor without conveyance or transfer.
F. Effecting a Change of Trustees
Whenever a Trustee shall resign or be removed, the Trustee shall upon the appointment of and
acceptance by a Successor or Substitute Trustee pay over,deliver, assign,transfer or convey to the remaining
Trustee and/or Successor or Substitute Trustee(s) (after their appointment)all of the Trust's property and shall
make a full and proper accounting to the Grantor, if then living,or, if no#then living,to the Grantor's Spouse
and any other beneficiaries eligible to receive a current distribution from the Trust, whereupon any such
resignation or discharge from future responsibility to the Trust shall be effective as of the date of completion of
the delivery of such instruments or as of such iater date as specified in such instruments. The Substitute or
Si�ccessor Trustee upon acceptance of this Trust and the Trust property shall succeed to and possess all the
ri�hts, powers and duties, authority and responsibility conferred upon the Trustee originally named herein.
G. Replacement of Trustee
If not otherwise provided for herein, any vacancy for the Trustee position may be filled by the
consent of the income beneficiaries and presumptive remaindermen. If a vacancy still exists after sixty (60)
days, it shall be filled by the Court having jurisdiction over this Trust.
ARTICLE yI.
. Definitions
A. Internal Revenue Code
As used herein,the words "gross estate," "adjusted gross estate," "taxable estate," "unified
credit," "state death tax credit," "maximum marital deduction," "marital deduction," "pass," and any other word
or words which from the context in which it or they are used refer to the Internal Revenue Code shall be
assigned the same meaning as such words have for the purposes of applying the Internal Revenue Code to the
Grantor's estate. Reference to the Internal Revenue Code, as well as references to the"Code", and/or to
section(s)thereof, shall refer to the tnternal Revenue Code amended to the date of the Grantor's, and shall be
deemed to refer to corresponding provisions of any subsequent federal tax law.
13. Issuc and Descendants
For all purposes of this instrument, in determining who is a descendant or issue of the Grantor or
ot'any other person:
1. Legal adoption before the person adopted reached the age of eighteen(18) years shall be the
eq►iivaleni in all respects to blood relationship; and
2. A person born out ofi wedlock and those claimin�;throu�h that person shail be deemed to be
descendants
f' ' � CP793TF1
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(i) of the natural mother and her ancestors, and
(ii) if the natural father acknowledges paternity,of the natural father and his ancestors;
in eacl� case, unless a court decree terminates such natural parent's parental rights.
3. A child en ventra sa mere shall be regarded for purposes of this Agreement, �s though such child
were then living, but only if the child survives birth.
4. A child shall be regarded as being a natural born child to a marriage if such child is born to the
wife through artificial insemination where either the husband is the donor(homologous insemination),
or with the husband's consent, another man is the donor(heterologous insemination).
C. Definition of Trustee; Distribution of Powers
The Trustee, whether one or more, whether male or female, whether individual or corporate,
whether original, successor, or substitute, is herein called Trustee. Except as expressly provided otherwise,each
Trustee shall have the same duties, powers, and discretions.
D. Survive
If any beneficiary and the Grantor should die under such circumstances as would render it
doubtful whether the beneficiary survived the Grantor, then it shall be conclusively presumed for the purposes
of this Trust ihat said beneficiary predeceased the Grantor.
E. Per Stirpes
All references in this Agreement to "per stirpes" shall mean a distribution in accordance with this
section. Except for discretionary distributions which may be made unequally among a group of beneficiaries,
whenever a distribution is to be made to the descendants of any person,the property to be distributed shall be
divided into as many shares as there are living children of the person and deceased children of the person who
left descendants who are then living. Each living child (if any) shall take one share and the share of each
deceased child shall be divided among his then living descendants in the same manner.
F. Education
Whenever used in this Agreement, the term "education" shall include elementary, secondary,
college, and post graduate study or vocational training or study, so long as pursued to advantage by the
beneficiary at an institution of the beneficiary's choice. In determining distributions for education,the Trustee
may consider tlie beneficiary's reasonable living expenses.
ARTICLE VII.
Miscellaneous
A. 5itus of Trusts
The Trusts created herein shall be deemed Connecticut Trusts and shall, in all respects, be
governed by the laws of the State of Connecticut. If, however, the Trustee, in the Trustee's sole discretion,
cletermines that a change of situs would be beneficiat to the purposes of any separate Trust establishecl by this
instrument, ihe"1'rustee sl�ail have the discretion and authority to change the situs ol'any such Trust to another
state. Formal notice of any change of situs may be given by the Trustee by the filing of a written declaration
�. _, ,
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where the local practice would indicate at the then situs of the Trust. If the situs of any such Trust is changed to
another state,tl�en the Trust shall, in all respects,be governed Uy the laws of thc statc which is thc new situs,
except the construction of the language of this instrument shall continue to be interpreted under the laws of the
State of Connecticut. No such change of siti�s shall be authorized herein, however, that would result in a
termination of the Trust for federal tax purposes.
B. insurance During Grantor's Lifetime
During the Grantor's life, the Grantor shall have all rights under any life insurance policies
payable to the Trustee, including the right to change the beneficiary,to receive any dividends or other earnings
of such policies without accountability therefor to the Trustee or any beneficiary hereunder, and may assign any
policies to any lender, including the Trustee,as security for any loan to the Grantor or any other person; and the
Trustee shall have no responsibility with respect to any policies, for the payment of premiums or otherwise,
except to hold any policies received by the Trustee in safekeeping and to deliver them upon the Grantor's
written request and upon the payment to the Trustee of reasonable compensation for services. The rights of any
assignee of any policy shall be superior to the rights of the Trustee. If any policy is surrendered or if the
beneficiary of any policy is changed,this Trust shall be revoked with respect to such policy. However, no
revocation of the Trust with respect to any policy,whether pursuant to the provisions of the preceding sentence
or otherwise, shall be effective unless the surrender or change in beneficiary of the policy is accepted by the
insurance company. Upon the death of the insured under any policy held by or known to,and payable to, the
Trustee, or upon the occurrence of some event prior to the death of the Grantor that matures any such policy, the
Trustee, in the Trustee's discretion, either collect the net proceeds and hold them as part of the principal of the
Trust Estate, or may exercise any optional method of settlement available to the Trustee, and the Trustee shall
deliver any policies on the Grantor's life held by the Trustee and payable to any other beneficiaries as those
beneficiaries may direct. Payment to,and the receipt by, the Trustee shall be a full discharge of the liability of
any insurance company, which need not take notice of this Agreement or see to the application of any payment.
The Trustee need not engage in litigation to enforce payment of any policy without indemnificatiQn satisfactory
to the Trustee for any resulting expenses.
C. Spendthrift Trusts
To the extent allowed by law, all trusts created in this instrument shall be Spendthrift Trusts, no
part of tlie income or principal of which shall ever be transfened or assigned by any beneficiary or distributee
before the same has been paid. No part of the interest of any beneficiary shall in any event be subject to sale,
hypothecation, assignment, or transfer. Nor shall the principal or income of any Spendthrift Trust estate be
liable for the debt of any beneficiary or distributee.Nor shall any part of the principal or income be seized,
�ttached, or in any manner taken by judicial proceedings against any beneficiary or distributee on account of the
deb[s, assignments, sale, divorce,or encumbrance of any beneficiary or distributee. In accordance with these
provisions, the Trustee shall pay to the beneficiary or distributee the sum payable to him or her according to 1he
Trust terms, notwithstanding any purported sale, assignment, hypothecation, transfer, attachment, or judicial
process, exactly as if the same did not exist.Nothing contained in this provision shall be construed as restricting
tlje eaercise of any power of appointment granted in this Agreement.
D. Contributions to the Trust
1'he Grantor or any other person may at any time with approval of the Trustee transfer to Trustee,
by lifetime gift or by Will, any securities or other property, including policies of insurance,which property shall
Ue administered under the terms of ihis Trust.
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" E. Trust Not Contractual
� The Grantor and the Grantor's Spouse are each,at approximately the same time, executing a
Trust Agreement in which each is tlie recipient of the other's bounty, directly or indirectly, to a greater or lesser
extent; however, these Trust Agreements are not the result of any contract or agreement between the Grantor
and the Grantor's Spouse and either Trust Agreement may be revoked or amended at any time�t the sole
discretion of the maker thereof.
F. Acce�tance of Trust
The Trustee hereby accepts the Trust and agrees to be bounds to the terms of this Agreement.
G. Parties Bound
This Agreement shall extend to and be binding upon the Trustee,the Gra�tors, and upon their
heirs, executors, administrators, successors and assigns, and the beneficiaries designated in this Agreement.
H. Invalid Provisions
If any part of this Agreement or the trusts created hereby shall be invalid, illegal,or inoperative
for any reason, it is the Grantors' intention that the remaining parts, so far as possible and reasonable, shall be
effective and fully operative. The Trustee may seek and obtain court instructions for the purpose of carrying out
as nearly as may be possible the intention of this Agreement as shown hy the terms hereof, including any terms
held invalid, illegal, or inoperative. .
I. Use of Words
As t�sed in this Agreement, wherever the context so indicates,the gender of all Words shall
include the masculine, feminine, and neuter, and the number of all words shall include the singular and plural.
The failure to capitalize any word or term, or the erroneous capitalization of any word or term, shall not affect
the definition.
J. Headings; Table of Contents
Any table of contents or headings used throughout this Agreement have been inserted for
administrative convenience only, and do not constitute matter to be construed in interpreting this Agreement.
K. Attorney
If this Trust should require the assistance of an attorney in connection with the Grantor's estate or
any other matters, the Grantor requests that the Trustee employ the services of FRANKLIN A. DRAZEN of
Woodbridge, Connecticut with an office cunently at 245 Cherry Street, Milford, Connecticut 06460.
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• . .
IN WITNESS WHEREOF,the Grantor has uutialed each preceding page and the parties have hereunto
set their hands and seals as of the day and year first above written.
WITNESSETH: GRANTOR and TRUSTEE:
� _.�.��. t ���` �..� :.� � `� �'�---�--�--
Pame . Olejarczyk ����"�f # REG A V.BUCHANAN
k'
:�/
S ny old ,
STATE OF CONNECTICUT )
) SS: Milford October 17,2000
COUNTY OF NEW HAVEN )
Personally appeared, REGIIv`A V. BUCHANAN,as Grantor and Trustee, signer and sealer of the
foregoing instrument, and acknowledged the same to be her free act and deed,before me.
Franklin A. Drazen
. Commissioner of the Superior Court
EP793TF1
13
Jeaneen Buchanan
6 Fieldstone Driye
Shelton, CT 06489
December 16, 2013
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Glenda Farner Strasbaugh �' =� `�' `�' ``' "�'
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Register of Wills& Clerk of Orphans' Court � Y ��
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Cumberland County Courthouse µ� � �'`
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1 Courthouse Square � � �� q���' ''
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Carlisle, PA 17013-3387 " �rv� ' T �='
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Dear Ms. Strasbaugh � � `�''
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Thank yoU for processing the Ir�heritance Tax a
Regina V. Buchanari, who died September 16,2013ent for the estate of my mother,
Enclosed please find the filing fee of$15.00 and the Inheritance Tax Return for t
estate. he
I have reviewed the Instructions for Form Rev-1500. Nowhere in these instructio
find mention of a filing fee. I respectfuliy suggest that the instructions be u date ns did I
include the requirement for the filing fee. Unnecessary delay and additional os d to
charges for both the State of Pennsylvania and the estate could be avoided b p he age
inclusion of this information. y
7'hank you.
Sincerely,
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Jeaneen M. Buchanan
enclosures
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