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HomeMy WebLinkAbout13-7468 Supreme Courtof.Pennsylvania Court of Common Pleas For Prothonotary Use Only: Civil Cover: Sheet Docket No: cuMBExn_ _ County 3 The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the, filing and service of pleadings or other papers as required by law or rules of court. Commencement of Action: S x1 Complaint I O Writ of Summons O Petition E Transfer from Another Jurisdiction O Declaration of Taking C Lead Plaintiff s Name: U, S . BANK NATIONAL Lead Defendant's Name: ASSOCIATION. AS TRUSTEE FOR THE PENNSYLVANIA JEFFREY W. MURRAY T Dollar Amount Requested: Owithin arbitration limits I Are money damages requested? O Yes El No (check one) !x outside arbitration limits O N Is this a Class Action Suit? O Yes El No Is this an MDJAppeal? Yes 0 No A Name of Plaintiff/Appellant's Attorney: Leon P. Haller / Jill M. Wineka 0 Check here if you have no attorney (are a Self - Represented (Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS O Intentional O Buyer Plaintiff Administrative Agencies O Malicious Prosecution 0 Debt Collection: Credit Card O Board of Assessment O Motor Vehicle O Debt Collection: Other O Board of Elections F] Nuisance 0 Dept. of Transportation O Premises Liability O Statutory Appeal: Other S O Product Liability (does not include E mass tort) O Employment Dispute: Slander/Libel /Defamation Discrimination 0 C O Other: O Employment Dispute: Other 0 Zoning Board T Other: I 0 Other: O MASS TORT O Asbestos N O Tobacco O Toxic Tort - DES O Toxic Tort -Implant O Toxic Waste REAL PROPERTY MISCELLANEOUS Other: O Ejectment O Common Law /Statutory Arbitration B O Eminent Domain /Condemnation O Declaratory Judgment O Ground Rent O Mandamus O Landlord /Tenant Dispute O Non - Domestic Relations 0 Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABLITY g g Quo Warranto 0 Mort a e Foreclosure: Commercial O Dental O Partition O Replevin O Legal 0 Quiet Title O Other: O Medical O Other: O Other Professional: Updated 11112011 7H'E PRO Leon P. Haller, Esquire 3 D EC 19 AN 10 : Purcell, Krug & Haller 1719 North Front Street CUMBER "O U p d ° i Harrisburg, PA 17102 PENNS 717.234.4178 mtg @pkh.com U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING OF CUMBERLAND COUNTY, PENNSYLVANIA FINANCE AGENCY Plaintiff CIVIL ACTION - LAW vs. ACTION OF MORTGAGE FORECLOSURE JEFFREY W. MURRAY Defendant THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717- 249 -3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: Sl USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238 -6300. /o CUMBERLAND COUNTY LAWYER REFERRAL SERVICE /03 , ?s 10 CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET /' CARLISLE, PA 17013 d.3 �-- 717- 249 -3166 C F' T7 U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA FINANCE AGENCY, Plaintiff CIVIL ACTION LAW vs. ACTION OF MORTGAGE FORECLOSURE JEFFREY W. MURRAY, Defendant THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234 -4178 Attorney I.D.# 15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA FINANCE AGENCY, Plaintiff CIVIL ACTION - LAW vs. ACTION OF MORTGAGE FORECLOSURE JEFFREY W. MURRAY, Defendant COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, pursuant to a Trust Indenture dated as of April 1, 1982 and as amended by Supplemental Indenture of Trust dated March 1, 2007, is acting through the Pennsylvania Housing Finance Agency ( "Agency "), its appointed Limited Power of Attorney, with an address of 211 North Front Street, Harrisburg, Pennsylvania 17101. The Limited Power of Attorney executed October 4, 2006 between the Plaintiff and the Agency is recorded in the Recorder of Deeds Office of the within County and Commonwealth on October 11, 2006 in Book 731, Page 421. The Limited Power of Attorney is incorporated herein by reference pursuant to Pa.R.C.P. 1019(g). 2. Defendant, JEFFREY W. MURRAY, is an adult individual whose last known address is 680 -12 GENEVA DRIVE, UNIT 68012, SUNGUILD, MECHANICSBURG, PA 17055. 3. On or about, September 14, 2007, the said Defendant executed and delivered a Mortgage Note in the sum of $112,100.00 payable to COMMERCE BANK, which Note is attached hereto and marked Exhibit " 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendant made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth on September 17, 2007 as Instrument Number 200736212 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING FINANCE AGENCY and was recorded in the aforesaid County on September 17, 2007 as Instrument Number 200736213. The Mortgage was further assigned to U.S. BANK, NATIONAL ASSOCIATION, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for recording, which Assignment is attached hereto and marked Exhibit `B ". The said Mortgage and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage is: 680 -12 GENEVA DRIVE, UNIT 68012, SUNGUILD, MECHANICSBURG, PA 17055 and is more particularly described in Exhibit "C" attached hereto. 6. The said Defendant is the real owner of the property. 7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on April 01, 2013 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $103,726.91 Interest at $17.65 per day $5,400.90 From 03/01/2013 To 01/01/2014 ( based on contract rate of 6.1250 %) Accumulated Late Charges $689.26 Late Charges $34.06 $306.54 From 04/01/2013 to 01/01/2014 Escrow Deficit $1,082.12 Attorney's Fee at 5% of Principal Balance $5,186.35 TOTAL $116,392.08 "Together with interest at the per diem rate noted above after January 01, 2014 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. The Plaintiff has complied with the notice procedures required by Pennsylvania Act 160 of 1998 which contained amendments to Act 91 of 1983 (35 P.S. 1680.401c et. se___Ic ..) and Pennsylvania Act 57 of 2008 which contained amendments to Act 6 of 1974 (41 P. S. 101 et. sue) by sending to each Defendant, by certified and regular mail, a copy of the Combined Act 6/91 Notice. A true and correct copy of the Combined Act 6/91 Notice dated July 11, 2013 is attached hereto as Exhibit "D ". 9. The Defendant has either failed to meet the time limitations as set forth under the Combined Act 6/91 Notice or has been determined by the Pennsylvania Housing Finance Agency not to qualify for Mortgage Assistance. 10. The Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any way which would bring him within the Service Members Civil Relief Act, as amended. A copy of the website report from the Department of Defense Manpower Data Center, confirming non - active military duty is attached as Exhibit "E ". WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 6.1250% ($17.65 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG & HALLER Leon P. Haller, Esquire I.D. # 15700 Jill M. Wineka I.D. #58802 Attorneys for Plaintiff 1719 N. Front Street Harrisburg, PA 17102 (717- 234 -4178) f. NOTE MURRAY Loan #; 7 7 7 8 3.7 6 4 MURRAY SEPTEMBER 14, 20107 CARLISLE, PENNSYLVANIA [Date] [City] [State] 680 -12 GENEVA DRIVE UNIT68012, MECHANICSBURG, PA 17055 [Property Address] O C1 Ct 1. BORROWER'S PROMISE TO PAY 1 s a a 7 In return for a loan that I have received, I promise to pay U.S. $112,100.00 (this amount is called "Principal "), plus interest, to he order of the Lender. The Lender is COMMERCE BANK /HARRISBURG, N.A.. I will make all payments unde this Note in the form of cash, check or money order. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the "Note Holder." 2. INTEREST Interest will be cha ed on unpaid principal until the full amount of Principal has been paid. I will pay interest at a yearly rate of 6 125 %. The interest rate req ired by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note. 3. PAYMENTS (A) Time and Place f Payments I will pay principal a d interest by making a payment every month. I will make my mon hly payment on the 1ST day of each month beginning on NOVEMBER 1 2007. 1 will make these payments e ery month until I have paid all of the principal and interest and any other charges described below that 1 may o e under this Note. Each monthly payment will be applied as of its scheduled due date and will be applied to interest before Principal. If, on OCTOBER 1, 2037, I still owe amounts under this Note, 1 will pay those amounts in full on that date, which is called the "Maturity Date." I will make my mon lily payments at 3801 PAXTON STREET, HARRISBURG, PA 17111 or at a different place if required by he Note Holder. (B) Amount of Mon hly Payments My monthly payment will be in the amount of U.S. $661.13. 4. BORROWER'S RIGHT O PREPAY I have the right to ma e payments of Principal at any time before they are due. A payment of Principal only is known as a "Prepayment." hen I make a Prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment s a Prepayment if I have not made all the monthly payments due under the Note. I may make a full P payment or partial Prepayments without paying a Prepayment charge. The Note Holder will use my Prepayme is to reduce the amount of Principal that I owe under this Note. However, the Note Holder may apply my Prepay ent to the accrued and unpaid interest on the Prepayment amount, before applying my Prepayment to reduce the Frincipal amount of the Note. If I make a partial Prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes. S. LOAN CHARGES If a law, which applie to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges ollected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan charge hall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already Coll eted from me which exceeded permitted limits will be refunded to me. The Note Holder may choose to make t is refund by reducing the Principal I owe under this Note or by making a direct payment to ire. If a refund re uces Principal,.the reduction will be treated as a partial Prepayment. MULTISTATE FIXED RATE NOT -- Single Family-- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 5.10 Form 3200 1/01 (page 1 ;J' 3 pages) 77781764MURRAY 6. BORROWER'S FAILU E TO PAY AS REQUIRED (A) Late Charge fo Overdue Payments If the Note Holder h s not received the full amount of any monthly payment by the end of 15 calendar days after the date it is due, I will ay a late charge to the Note Holder. The amount of the charge will be 5.000% of my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. (B) Default If i do not pay the fu I amount of each monthly payment on the date it is due, I will be in default. (C) Notice of Defaul If I am in default, th Note Holder may send me a written notice telling me that if I do not pay the overdue amount by a certain date, the ote Holder may require me to pay immediately the full amount of Principal which has not been paid and all the i terest that I owe on that amount. That date must be at least 30 days after the date on which the notice is mailed to a or delivered by other means. (D) No Waiver By N to Holder Even if, at a time wh n I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Ho der will stilt have the right to do so if I am in default at a later time. (E) Payment of Note Holder's Costs and Expenses If the Note Holder h S required me to pay immediately in full as described above, the Note Holder will have the right to be paid bac by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys' fees. 7. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or b mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Hol er a notice of my different address. Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it by first class mail to he Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that diffe ent address. 8. OBLIGATIONS OF PERS NS UNDER THIS NOTE If more than one pers n signs this Note; each person is fully and personally obligated to keep all of the promises made in this Note, i cluding the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a g arantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note older may enforce its rights under this Note against each person individually or against all of us together. This Bans that any one of us may be required to pay all of the amounts owed under this Note. 9. WAIVERS I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note Holder to demand payment of amounts due. "Notice of Dishonor" means the right to re uire the Note Holder to give notice to other persons that amounts due have not been paid. 10. UNIFORM SECURED N TE This Note is a unifor instrument with limited variations in some jurisdictions. In addition to the protections given to the Note H Ider under this Note, a Mortgage, Deed of Trust or Security Deed (the "Security Instrument "), dated the same dat as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises whic i I make in this Note. That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts I owe under this Note. Some of those conditions are described s follows: MULTISTATE FIXER RATE NOTE - Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 5.10 Form 3200 1/01 (page 2 of 3 pages) 77781764MURRAY If all or an part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a tural person and a beneficial interest in Borrower is sold or transferred) without Lender`s pri r written consent, Lender may require immediate payment in full of all sums secured by this Secu ity Instrument. However, this option shall not be exercised by Lender if such exercise is prohibit by Applicable Law. If Lender a ercises this option, Lender shall give Borrower notice of acceleration. The notice shall provid a period of not less than 30 days from the date the notice is given in accordance. with Sec ion 15 within which Borrower must pay all sums secured by this Security Instrument. If Bono er fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. WITNESS THE HAND(S) A D SEAL(S) OF THE UNDERSIGNED. - BO ER - JEFF HURRAY - TE - [Sign Original Only] Without recourse, pay to the or er of Pennsylvania Housing Finance gency BY: Commerce Bank/Harrisburg, N. . B= ROBIN M. ZE ASSISTANT VICE PRESIDEN MULTISTATE FIXED RATE NOTE - -S ng)c Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT E� 5.10 Form 3200 1 /01 (page 3 of 3 pagan) Record Prepared by & Return to: U.S. Bank National Association c/o PHFA -Loan Servicing Division 211 North Front Street, P.O. Box 15057 Harrisburg, Pennsylvania 17105 -5057 717- 780 -3800 or 1- 800 - 346 -3597 PIN/ ID Number: 42240792041AU68012 1542299 Above space is intentionally left blank for recording data. ASSIGNMENT OF MORTGAGE For value received, PENNSYLVANIA HOUSING FINANCE AGENCY ( "PHFA "), hereby grant, sell, convey, assign and deliver unto the U.S. BANK NATIONAL ASSOCIATION, (Trustee for the Pennsylvania Housing Finance Agency, pursuant to a Trust Indenture dated as of April 1, 1982), its successors and assigns, the following described Mortgage, together with the Note secured thereby: Name of Original Mortgagor(s): JEFFREY W. MURRAY Secured by the real property located at: 680 -12 GENEVA DRIVE/UNIT 68012, SUNGUILD, MECHANICSBURG, PA 17055 Municipality of. TOWNSHIP OF UPPER ALLEN Original Principal Amount: $112,100.00 County Recorded in: CUMBERLAND Mortgage Recorded: September 17, 2007 Instrument #: 200736212 Last Assignment to: PA Housing Finance Agency Instrument#: 200736213 IN WITNESS WHEREOF, the said Pennsylvania Housing Finance Agency, has caused this Assignment of Mortgage to be executed by its duly authorized officer. (Series: 099, PHFA) [GUTSHALE] DATED: October 23, 2013 By: PENNSYLVANIA HOUSING FINANCE AGENCY Thomas F. Brzana, Jr. Director of Loan Servicing Division COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN On this, th ` day of 13, before me, the undersigned officer, personally appeared Thomas F. Brzana, Jr. Director of Loan Servicing Division, an authorized officer of the Pennsylvania Housing Finance Agency, and acknowledged that he, being authorized to do so, executed the foregoing instrument for the purposes therein contained. In witness whereof, I have hereunto set my hand and official seal. ' Vt: Notary Public cOM I'"ryhiiamaii a% PENNSYLVANIA Notarial Seal Kimberley A. Ayala, Notary Public city of Harrisburg, Dauphin County n Expires CERTIFICATE OF RESIDENCE OF ASSIGNEE My Commissio Tan. iS, 205 MEMBER, PENNSYLVANIA ASSOCIA "xN of NOTARIES I certify that the principal business and mailing address for this assignment and assignee is: U.S. Bank National Association, c/o PHFA -Loan Servicing Division 211 North Front Street, P.O. Box 15057, Harrisburg, Pennsylvania 17105 -5057 O Authorized Officer ALL that certain dwelling unit situated in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1078.12, in the Declaration and Declaration Plans of Sunguild Condominium, dated December 6, 1979 and November 29, 1979, respectively, recorded December 12, 1979 in Cumberland County Misc. book 249, -Page 784, and Plan Book 37, Page 23, respectively, and Amendment to the Declaration and Declaration Plans of Sunguild Condominium, both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County Misc. Book 315, Page 804, and Plan Book 49, Page 129, respectively, and Second Amendment to the Declaration dated May 31, 1988, recorded in Cumberland County Misc. Book 350, Page 753, and Third Amendment to the Declaration dated February 13, 1989, recorded in Misc. Book 361, Page 232 under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania, (Act of July 3, 1963, P.L. No. 196.) TOGETHER with all right of title and interest in and to the Common Elements, as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans, as amended from time to time. UNDER AND SUBJECT, NEVERTHELESS, to all restrictions, reservations, conditions, covenants, easements and rights of way of prior record. BEING known and numbered as 680-12 Geneva Drive, Mechanicsburg, Pennsylvania. Date: 7/11/2013 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM ( HEMAP) may be able to help save your home. This Notice explains how the Program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your county are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1 -800- 342 -2397. (Persons with impaired hearing can call 717 -780 - 1869.) This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. ACT691 LR /dtmdocs /ALSV/ HOMEOWNER'S NAME(S): JEFFREY W. MURRAY PROPERTY ADDRESS: 680 -12 GENEVA DRIVE /U.NIT 68012 SUNGUILD MECHANICSBURG, PA 17055 -5403 LOAN ACCOUNT NO.: 1542299 CURRENT LENDER /SERVICER: Pennsylvania Housing Finance Agency 211 North Front Street P.O. Box 15057 Harrisburg, PA 17105 -5057 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT "), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face -to- face" meeting with one of the Consumer Credit Counseling Agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY -THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the Consumer Credit Counseling Agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated Consumer Credit Counseling Agencies for the county in which the property is located are set forth at the end of this Notice It is only necessary to schedule one face -to -face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so you must fill out, sign and file a completed Homeowner's Emergency Mortgage Assistance Program Application with one of the designated Consumer Credit Counseling ACT691 LR /dtmdocs /ALSW Agencies listed at the end of this Notice. Only Consumer Credit Counseling Agencies have applications for :.the Program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face -to -face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY; AS EXPLAINED ABOVE IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE ". YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION -- Available funds for Emergency Mortgage Assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (if you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date), NATURE OF THE DEFAULT -- The MORTGAGE debt held by the above lender on your property located at: 680 -12 GENEVA DRIVE /UNIT 68012, SUNGUILD, MECHANICSBURG, PA 17055 -5403, IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the months April, 2013 thru the first of July, 2013 in the amount of $3,528.00 plus late charges that have accrued in the amount of $791.44 and other charges (inspection fees and / or attorney fees and costs in the amount of $43.00) . THE TOTAL AMOUNT DUE.IS $4,260.44. This includes all payments, fees and expenses due, less any funds we are holding in suspense. HOW TO CURE THE DEFAULT -- You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $4,260.44 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30). DAY PERIOD. Payments must be made either by cash in our office, cashier's check, certified check or money order made payable and sent to: PENNSYLVANIA HOUSING FINANCE AGENCY 211 N FRONT STREET P.O. BOX 15057 HARRISBURG, PA 17105 -5057 ACT691 LR /dtmdocs /ALSV/ IF YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THIRTY (30) DAYS of the Cato of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately three months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: PENNSYLVANIA HOUSING FINANCE AGENCY 211 NORTH FRONT STREET P.O. BOX 15057 HARRISBURG, PA 17105 -5057 1- 800 - 822 -7375 717 - 614 -2518 (FAX) Contact Person: KIMBERLEY AYALA Counseling Agencies In addition to mailing Appendix B, Notice of Face -To -Face Meeting, please notify PHFA (when we are the first lien holder) of the face -to -face meeting and pending submission of application for HEMAP assistance by sending an e-mail to: Kayala @phfa.org. If you do not have access to e-mail, please call Kim Ayala at 717- 780 -1815 and advise of the face -to -face meeting. EFFECT OF SHERIFF'S SALE -- You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -- You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. (This does not apply if your mortgage was originated under the Home Start Program.) ACT691 LR /dtmdocs /ALSW YOU MAY ALSO HAVE THE RIGHT • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY Advantage Credit Counseling Service /CCCS of Wester Housing Alliance of York/Y Housing Resources 2000 Linglestown Road 290 West Market Street Harrisburg, PA 17102 York, PA 17401 717- 855 -2752 Maranatha Community Action Commission of Capital Region 43 Philadelphia Avenue 1514 Derry Street Waynesboro, PA 17268 Harrisburg, PA 17104 717- 762 -3285 717 - 232 -9757 PA Interfaith Community Programs Inc PHFA 40 E High Street 211 North Front Street Gettysburg, PA 17325 Harrisburg, PA 17110 717 -334 -1518 717 - 780 -3940 PathStone Corporation PathStone Corporation 1625 North Front St 450 Cleveland Ave Harrisburg, PA 17102 Chambersburg, PA 17201 717 - 234 -6616 717- 264 -5913 ACT691 LR /dtmdocs /ALSW Pennsylvania Hou' sing Finance Agency Accounting & Loan Servicing 211 North Front Street, P.O. Box 15057 Harrisburg, PA 1 71 05 -5 05 7 (800) 346 -3597 FAX (717) 780 -3804 =(717) 780 -1869 NOTICE .7/11/2013 JEFFREY W. MURRAY 680 -12 GENEVA DRIVE /UNIT 68012 SUNGUILD MECHANICSBURG, PA 17055 RE: Account #1542299 TO: JEFFREY W. MURRAY 680 -12 GENEVA DRIVE /UNIT 68012 SUNGUILD MECHANICSBURG, PA 17055 -5403 FROM: PENNSYLVANIA HOUSING FINANCE AGENCY The Federal Housing and Development Act of 1987 (as amended) directs creditors to notify homeowners who are delinquent in their mortgage obligation of the availability of homeownership counseling provided by nonprofit organizations approved by the Secretary of the Department of Housing and Urban Development ( "HUD ") and experienced in the provision of homeownership counseling. Attached is a current list of HUD - approved counseling agencies for Pennsylvania. Attachment: Housing Counseling List 5 ACT691 LR /dtmdocs /ALSV/ HUD- APPROVED CREDIT COUNSELING AGENCIES CCCS OF WESTERN PA- HARRISBURG NACA 2000 LINGLESTOWN RD. 1341 N DELAWARE AVE; SUITE 312 HARRISBURG, PA. 17110 PHILADELPHIA, PA. 19125 Phone: 888-599-2227 Phone: 888-297-5568 HOUSING ALLIANCE OF YORK PHILADELPHIA COUNCIL OF COMMINITY DEVELOPMENT 34 S. Duke St. ONE PENN CENTER;1617 JFK BLVD; SUITE 1550 York, PA 17401 -1106 PHILADELPHIA, PA. 19103 -1828 Phone: 800 - 8644909 Phone:800- 9304663 TABOR COMMUNITY SERVICES 208 E King St. Lancaster, PA 17608 -1676 - Phone: 717 - 397 -5182 ACT691 LR /dtmdocs /ALSW - ..--------- - - - - -- - - - - - -- ------------------------ { 2. Article Number . A. Received by (Please Print Clearly) B. Date of Delivery C. S natu Aget 7196 9005 9111 9525 9039 4 ` ❑Addressee D. Is eliv dress different m Hem 1? ❑ Yes If YES, 4 nt�E delivery addr9gs below: ❑ No Service Type CERTIFIED MAIL*'"._ 4. Restricted Delivery? (Extra Fee) F Yes 1. Article Addressed to: JEFFREY W MURRAY 680 -12 GENEVA DRIVE /UNIT 68012 SUNGUILD MECHANICSBURG,PA 17055 t 1542299 GUTSHALE E i. ! PS Form 3811, January 2005 Domestic Return Receipt i Print Key Output Page 1 5770SS1 V7R1M0 100423 PHFASYSI 07/08/13 09:17:23 Display Device . . . . . QPADEV00WZ User . . . . . . . . . . GUTSHALE SRV860 -02 _____________________ _______________________________ 7/08/13 GUTSHALE PERSONAL & PROPERTY DATA 09:17:21 Loan# 00.01,54229:9 ; Inv# 199 Asum = Y Total Due 4248.44 Due 4/01/13 AC f effer q CP: GUTSHALE Msg #1: 2: 3: UnPaidBal 103726.91 LPR 4/30/13 pproved Borr 1: JEFFREY . ..W , MURRAY ,; �+,� 717 - 620 -5169 0O Empl: Sal: 0 717 -623- 0288�� Email: PHFA@JEFFMURRAY.COM On-Line Reg: Y/N Borr 2: 000-00 -0000 Empl: Sal: 0 Email: On -Line Reg: Y/N Prop: 680 -12 GENEVA DRIVE /UNIT 68012 Number of Children: 00 Addr: SUNGUILD Ages: 00 00 0( MECHANICSBURG PA 170555403 Seller: Mail: 68..0-12. GENEVA DRIVE /UNIT 68012 Addr: SUNGUILD, A�,t c MECHANICSBURG PA 17055 +� ?' �� p ro om r C[,I r P1 O 0 me Legal Description:��+� 11 O om o' G_ Cr F3 =Exit F6= Additional Nam_es_. an.d__Add �� =d « - � - - " ,, " °I N G y�Q c Page Dn =Lr, - - CO) v t!1 "'� i � ., G� 0�v ►-. p 0 all, CO M rft ® o ,yam e b �' O LA W m � n `-+ • 2, Ln C w M M LQ M C 9 v p a it gym. r s . �--• "- E � CA 0 6® �• W. (may n ° , zj , g h7' t7 o 0 co 'CF'`rd X w nn Z CD CD X Ln N V ru N a1 z i .:i:t is f ►- �� C o � -3 w Basler z ,� " 07/11/201301 .�o� ..: t�� N � � y u�i orn ZIP 17101 - 0 011 D 12601941 0 v �. Department of Defense Manpower Data Center Results as of: Nov -21- 201304:42:06 SCRA 3.0 Last Name: MU First Name: JEFF Middle Name: Active Duty Status As Of: Nov -21 -2013 On Active Duty On Active Duly Status Date Active Duty Start Dale Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His /Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Dale Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his /her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his /her unit receiving notification of future orders to report for Active Duty. HOWEVER, WITHOUT A SOCIAL SECURITY NUMBER, THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO. NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Atk Mary M. Snavely- Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 1b (f 6 Y U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct upon my personal knowledge and upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. PENNSYLVANIA HOUSING FINANCE AGENCY, Attorney -in -Fact for U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Dated a , 96 L-3 By Xna4 Thomas F. Brzana, Jr., Director of Loan Servicing for the Pennsylvania Housing Finance Agency, Attorney -in- Fact for U.S. Bank National Association, as Trustee for the Pennsylvania Housing Finance Agency MURRAY 1542299 7- - rJ _. t C`) r . U.S. BANK NATIONAL ASSOCIATION AS IN THE COURT OF COMMON PLEAS OF -<> TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA E - FINANCE AGENCY Plaintiff(s) c; >c: is i VS. -- JEFFREY W. HURRAY Defendant(s) �3 ~ c ! 7 't' Civil NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer you must take the following steps to be eligible for a conciliation conference First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717)243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative, at no charge to you. Once you have been appointed a legal representative, you must promptly meet with the legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. IF you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE, THIS PROGRAM IS FREE. Respectfully s tte Date Leon P. H:aller / Jill, M. Wineka Attorney for Plaintiff Purcell, Krug and Haller 1719 North Front Street Harrisburg PA 17101 PA ID 1570a / 58802 U.S. BANK NATIONAL ASSOCIATION AS : IN THE COURT OF COMMON PLEAS OF TRUSTEE FOR THE PENNSYLVANIA CUMBERLAND COUNTY, PENNSYLVANIA HOUSING FINANCEPlaintiff(s) AGENCY VS. JEFFREY W. MURRAY Defendant(s) Civil REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated Febr-,aery-24. _, x2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program: and has taken all of the steps required in that Notice to be eligible to participate in a court - supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that statements are made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel /Appointed Date Legal Representative Signature of Defendant Date Signature of Defendant Date Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: CUST Borrower name (s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied: Yes ❑ No ❑ Mailing Address (if different) City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? FINANCIAL INF ORMATIO N First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes and Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes E] No ❑ If yes, provide names, location of court, case number & attorney: Asset Amount Owed: Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1 : Model: Year: Amount owed: Value: Automobile #2 : Model: Year: Amount owed: Value: Other transportation (automobiles, boats, motorcycles): Model: Year: Amount owed: Value: Monthly Income Name of Employers: 1. Monthly Gross Monthly Net 2• Monthly Gross Monthly Net 3. Monthly Gross Monthly Net Additional Income Description (not wages): 1. Monthly Amount: 2• Monthly Amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2" Mortgage Utilities Car Payment(s) Condo /Neigh. Fees Auto Insurance Med. (not covered) Auto fuel /repairs Other Prop. Payment Install. Loan Payment Cable TV Child Support/Alim. Spending Money Day /Child Care /Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income and Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No if yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTH /We, , authorize the above named to use /refer this information to my lender /servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I /we understand that I /we am /are under no obligation to use the services provided by the above named Borrower Signature Date Borrower Signature Date Please forward this document along with the following information to lender and lender counsel: V Proof on income V Past 2 bank statements V Proof of any expected income for the last 45 days V Copy of a current utility bill V Letter explaining reason for delinquency and any supporting documentation V (hardship letter) Listing agreement (if property is currently on the market) V Copy of 2 years of federal income tax returns V Copy of deed SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff sitz, t araitfatr/yet ! :T Jody S Smith , ivrt Chief Deputy —G '' tv Richard W Stewart ` Solicitor c-2 US Bank National Association vs. Case Number Jeffrey W Murray 2013-7468 SHERIFF'S RETURN OF SERVICE 12/26/2013 03:27 PM- Deputy Dennis Fry, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Jeffrey W Murray at 680 Geneva Drive, Unit 12, Upper Allen, Mechanicsburg, PA 17055. DENNI RY, DE' 12/27/2013 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Occupant, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Served"at 680 Geneva Drive, Unit 12, Upper Allen, Mechanicsburg, PA 17055. Defendant Jeffrey W. Murray was the only Occupant at this address. SHERIFF COST: $55.30 SO ANSWERS, e:4111P December 27, 2013 RONNY R ANDERSON, SHERIFF U.S. Bank National Association, As : IN THE COURT OF COMMON PLEAS Trustee for the Pennsylvania Housing : CUMBERLAND COUNTY, Finance Agency : PENNSYLVANIA Plaintiff : - { • m ,Fl• V. : Docket No. 13-7468r c") c�`;" ._a C' G - 7 € Jeffrey W. Murray : CIVIL ACTION- z , Defendant : MORTGAGE FORECLOSUR5 REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated February 28, 2012, governing the Cumberland County Residential Mortgage Foreclosure Diversions program, the undersigned hereby certifies as follows: 1. Defendant is owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a"Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in that Notice to be eligible to participate in a court-supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. %e, 3 , ou v f�/zo rc� Sig at of Defendant's Cnsel/ ppointed Date Legal Representative 1 �l 1302°'`I 1 ,t/ Signatu • of Defendant Date U.S. Bank National Association, As : IN THE COURT OF COMMON PLEAS Trustee for the Pennsylvania Housing : CUMBERLAND COUNTY, Finance Agency : PENNSYLVANIA Plaintiff • v. : Docket No. 13-7468 Jeffrey W. Murray : CIVIL ACTION- Defendant : MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Jaime M. Haley, Esquire, of MidPenn Legal Services, attorney for the Defendant, Jeffrey W. Murray, hereby certify that I am serving a copy of the Praecipe for Entry of Appearance and Request for Conciliation Conference on the Plaintiff, through their attorney, on the following date and in the manner indicated below: U.S. First Class Mail, Postage Pre-Paid Leon P. Haller, Esq. Purcell,Krug&Haller 1719 N. Front Street Harrisburg,PA 17102 For the Plaintiff MIDPENN LEGAL SERVICES DATE: ( � IZoILi , Jaime M. Haley, Esquire Attorney for Defendants Supreme Ct. ID #205255 401 E. Louther Street, Ste 103 Carlisle, PA 17013 (717)243-9400 U.S. Bank National Association, As : IN THE COURT OF COMMON PLEAS Trustee for the Pennsylvania Housing : CUMBERLAND COUNTY, Finance Agency : PENNSYLVANIA Plaintiff • • v. : Docket No. 13-7468 Jeffrey W. Murray : CIVIL ACTION- Defendant : MORTGAGE FORECLOSUR R 4,. PRAECIPE FOR ENTRY OF APPEARANCE __ vim ,' , TO THE PROTHONOTARY: Please enter the appearance of MidPenn Legal Services on behalf of the Defendant, Jeffrey W. Murray, in the above matter, representing the Defendant in the Cumberland County Residential Mortgage Foreclosure Diversion Program. Respectfully Submitted, MIDPENN LEGAL SERVICES DATE: 01 ( I"Z.S3( �.e.g4t1 � , Jaime M. Haley, Esquire Attorney for Defendant Supreme Ct. ID #205255 401 E. Louther Street, Ste 103 Carlisle, PA 17013 (717)243-9400 f w U.S. Bank National Association, As : IN THE COURT OF COMMON PLEAS Trustee for the Pennsylvania Housing : CUMBERLAND COUNTY, Finance Agency : PENNSYLVANIA Plaintiff : "; • r t . -11 V : Docket No. 13-7468 N `s ca . Jeffrey W. 'Murray : CIVIL ACTION- >t-.)j 1 Defendant : MORTGAGE FORECLOSUR1 `c' e;r -c co CASE MANAGEMENT ORDER AND NOW, this/6 day of 201-F, the defendant/borrower in the above- captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant/borrower has complied with the Administrative Rule requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that: 1. The parties and their counsel are directed to participate in a court-supervised 42/uL �;o?o/y o? ' •iconciliation Conference on at . �d�•in avrnie/1.4 at the Cumberland County Courthouse, Carlisle, Pennsylvania. 2. At least twenty-one (21) days prior to the date of the Conciliation Conference, the defendant/borrower must serve upon the Plaintiff/lender and its counsel a copy of the "Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties in writing or at the discretion of the Court, the Conciliation Conference ordered may be rescheduled to a later date and/or the date upon which service of the completed Form 2 is to be made and may be extended. Upon notice to the Court of the defendant/borrower's failure to serve the completed Form 2 with the time frame set forth herein or such other date as agreed upon by the parties in writing or ordered by the Court, the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceedings shall be terminated. 3. The defendant/borrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff/lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff/lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of the plaintiff/lender is not available by telephone during the Conciliation Conference, the court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff/lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing the mortgage current through a reinstatement; paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchange A S. for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or reverse mortgage; paying the mortgage default over sixty months; and the institution of bankruptcy proceedings. 5. All proceedings in this matter are stayed pending the completion of the scheduled conciliation conference. BY THE COURT, loft- J. DISTRIBUTION: ✓ Jaime M. Haley,Esquire MidPenn Legal Services 401 E. Louther Street, Ste 103 Carlisle,PA 17013 For the Defendant Leon P. Haller,Esq. Purcell,Krug&Haller 1719 N.Front Street Harrisburg,PA 17102 For the Plaintiff (Get1. a// p `{ U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE PENNSYLVANIA • HOUSING FINANCE AGENCY, Plaintiff vs. JEFFREY W. MURRAY, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION — LAW NO. 13-7468 CIVIL IN RE: CONCILIATION CONFERENCE ORDER AND NOW, this 4{ day of April, 2014, following conciliation conference, this matter is removed from the Cumberland County Mortgage Foreclosure Diversion Program and the stay entered in this case is lifted. i/Haller, Esquire 1719 North Front Street Harrisburg, PA 17101 For the Plaintiff Haley, Esquire For the Defendant :rim n&dirt, JP-I/V BY THE COURT, CZ > CD C11 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 2013-07468 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, DEFENDANT(S) Total Judgment Amount $116,392.08 Interest $4,181.24 Per diem of $17.65 to sale date 9/3/2014 Late Charges $272.48 $34.06 per month to sale date 9/3/2014 Escrow Deficit $1,999.89 TOTAL WRIT $122,836.69 *Plus additional interest, late charges and other costs to date of sheriffs sale. SALE DATE: Wednesday, September 03;12014 (PROTHONOTARY'S USE) Pltf. Paid Deft. Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above captioned case. Date: May 8, 2014 Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Leon P. Haller PA I.D. #15700 WRIT 0 EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSY COUNTY OF CUMBERLAND TO THE SHERIFF OF CUMBERLAND C VANIA . To satisfy the judgment, interest and cost sell the property described in the attached descr MECHANICSBURG, PA 17055 Date: oto sag.5° a1 ss. 3o Gay 103.10 c< I(. sots `-. ?6 y, o S CD the above captioned case, you are directed to levy upon and known as 680 GENEVA DRIVE APT. 12 PRO ONOTARY/CLERK CIVIL DIVISION BY .as�uu DEPUTY PUTY 61. so PI a Eilf ft& /6129(i? �- 3t�7u LUv,/ 4/ 1 ALL THAT CERTAIN dwelling unit situated in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1078-12, in the Declaration and Declaration Plan of Sunguild Condominium, dated December 6, 1979 and November 29, 1979 respectively, recorded December 12, 1979 in Cumberland County Misc. Book 249, Page 784, and Plan Book 37, Page 23, respectively, and Amendment to the Declaration and Declaration Plans of Sunguild Condominium, both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County Misc. Book 315, Page 804, and Plan Book 49, Page 129, respectively, and Second Amendment to the Declaration dated May 31, 1988, recorded in Cumberland County Misc. Book 350, Page 753, and Third Amendment to the Declaration dated February 13, 1989, recorded in Misc. Book 361, Page 232 under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania (Act of July 3, 1963, P.L. No. 196). TOGETHER with all right of title and interest in and to the Common Elements, as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans, as amended from time to time. UNDER AND SUBJECT to all restrictions, reservations, conditions, covenants, easements and rights of way of prior record. THE CONDOMINIUM UNIT being known and numbered 680 GENEVA DRIVE, APT. 12, MECHANICSBURG, PA 17055 ASSESSMENT NO. 42-24-0792-041AU68012 BEING THE SAME PREMISES WHICH Dansen Julie et ux, by deed dated 09/14/07 and recorded 09/17/07 in Cumberland County Instrument No. 200736211, granted and conveyed to Jeffrey W. Murray. TO BE SOLD AS THE PROPERTY OF JEFFREY W. MURRAY ON JUDGMENT NO. 2013-07468 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055: 1. Name and address of the Owner(s) or Reputed Owner(s): rn c? . i�-1 .. JEFFREY W. MURRAY --<sCv 680 GENEVA DRIVE -< :; v- -: APT. 12 �' C) �- .. zc -cp MECHANICSBURG, PA 17055 ;7 ...� Cn ;- co - 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Cumberland County Adult Probation #2013-05820 1 Courthouse Square Carlisle, PA 17013 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the property: 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: SUNGUILD CONDO ASSOCIATION 1076 LANCASTER BOULEVARD #1 MECHANICSBURG, PA 17055 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 JAIME M. HALEY, ESQUIRE 401 E. LOUTHER STREET SUITE 103 CARLISLE, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are mad subject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authoriti DATE: May 8, 2014 P. Haller PA I.D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, DEFENDANT(S) TAKE NOTICE: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, September 03, 2014 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2013-07468 JUDGMENT AMOUNT $116,392.08 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: JEFFREY W. MURRAY A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be .served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN dwelling unit situated in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1078-12, in the Declaration and Declaration Plan of Sunguild Condominium, dated December 6, 1979 and November 29, 1979 respectively, recorded December 12, 1979 in Cumberland County Misc. Book 249, Page 784, and Plan Book 37, Page 23, respectively, and Amendment to the Declaration and Declaration Plans of Sunguild Condominium, both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County Misc. Book 315, Page 804, and Plan Book 49, Page 129, respectively, and Second Amendment to the Declaration dated May 31, 1988, recorded in Cumberland County Misc. Book 350, Page 753, and Third Amendment to the Declaration dated February 13, 1989, recorded in Misc. Book 361, Page 232 under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania (Act of July 3, 1963, P.L. No. 196). TOGETHER with all right of title and interest in and to the Common Elements, as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans, as amended from time to time. UNDER AND SUBJECT to all restrictions, reservations, conditions, covenants, easements and rights of way of prior record. THE CONDOMINIUM UNIT being known and numbered 680 GENEVA DRIVE, APT. 12, MECHANICSBURG, PA 17055 ASSESSMENT NO. 42-24-0792-041AU68012 BEING THE SAME PREMISES WHICH Dansen Juric et ux, by deed dated 09/14/07 and recorded 09/17/07 in Cumberland County Instrument No. 200736211, granted and conveyed to Jeffrey W. Murray. TO BE SOLD AS THE PROPERTY OF JEFFREY W. MURRAY ON JUDGMENT NO. 2013-07468 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY Qne Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net U.S. BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Vs. NO 2013-7468 Civil Term CIVIL ACTION — LAW JEFFREY W. MURRAY WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $116,392.08 L.L.: 5.50 Interest $4,181.24t'ER DIEM OF $17.65 TO SALE DATE 9/3/2014) Atty's Comm: Atty Paid: $204.05 PER MONTH TO SALE DATE 9/3/2014 ESCROW DEFICIT - $1,999.89 Plaintiff Paid: Date: 5/12/14 Due Prothy: $2.25 Other Costs: LATE CHARGES - $272.48 - $34.06 David D. Buell, Prothonotary (Seal) By: REQUESTING PARTY: Name: LEON P. HALLER, ESQUIRE Address: PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-234-4178 Supreme Court ID No. 15700 Deputy U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 (-) gid'_ CI j: • cr Please enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) JEFFREY DEFENDANT(S) MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY OF THE WITHIN COUNTY: ;"J -; c: s W. MURRAY for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiffs damages as follows: Unpaid Principal Balance Interest Per diem of $17.65 From 03/01/2013 To 01/01/2014 Accumulated Late Charges Late Charges ($34.06 per month to 01/01/2014) Escrow Deficit 5% Attorney's Commission TOTAL $103,726.91 $5,400.90 $689.26 $306.54 $1,082.12 $5,186.35 $116,392.08 **Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. PURCELL, KRUG & HALL By LeQ aller PA I.D. # 15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ¼.�6pI'� Cep Ig3tiH� 1R_# �os,to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF Vs. JEFFREY W. MURRAY, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on April 24, 2014 I served the Ten Day Notice required by Pa. R.C.P. on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By . Haller PA I.D. # 15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 1r• U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff VS. JEFFREY W. MURRAY Defendant DATE OF THIS NOTICE: April 24, 2014 TO: JEFFREY W. MURRAY 680 GENEVA DRIVE, UNIT 12 MECHANICSBURG, PA 17055 JAIME M. HALEY, ESQUIRE 401 E. LOUTHER STREET, SUITE 103 CARLISLE, PA 17013 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2013-07468 CIVIL ACTION LAW IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICE TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PURCELL, KRUG & H4I,,ER By LEON P. - LER, A - o" for P1 ntiff I.D. # 15700 1719 N. Front St., Harrisburg, ' A 17102 (717) 234-4178 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 EN MORTGAGE FORECLOSURE AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN I, LEON P. HALLER, Attorney for the Plaintiff in the above matter, being duly sworn according to law, hereby certify that the Plaintiff has complied with the procedures required by Pennsylvania Act 91 of 1983 (Homeowners' Emergency Mortgage Assistance Payments Program) and Defendants have either failed to meet the time limitations as set forth therein or have been determined by the Housing Finance Agency not to qualify for assistance. Sworn to and subscribed before nae this $day of 20/7 CO" ONWEALTH OP FENNSYIVANIA NOTARIAL SEAL MARYLAND K. FERRETTI, Notary Public Lower Paxton Twp., Dauphin County My Commission Expires Aug. 8, 2014 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendants above named are not on active duty in the Military Service nor engaged in any way which would bring them within the Servicemembers' Civil Relief Act. A copy of the search through the Defense Manpower Data Center website is attached. Sworn to and subscribed before me this day : 20/y : otary Pub -COMM0Nag., _, (3r f�g{i( aykyaiA NOTARIAL SEAL MARYLAND I. FERRETTI, Notary Public Lower Paxton Twp., Dauphin County My COrrmission Expires Aug. 8, 2014 HALLER, ESQUIRE Department of Defense Manpower Data Center Results as of : May -08-2014 09:21:23 AM SCRA 3.0 Status Report Pursuant to Servicernernbeis Civil Relief Act Last Name: MURRAY First Name: Middle Name: Active Duty Status As Of: May -08-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the Individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 .r The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PCO9SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases • Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: X941 EEF7L073Z10 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VS. NO. 2013-07468 JEFFREY W. MURRAY, IN MORTGAGE FORECLOSURE DEFENDANT(S) RETURN OF SERVICE I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on 6114- l aol 4- , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail ealr (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: JEFFREY W. MURRAY 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 SUNGUILD CONDO ASSOCIATION 1076 LANCASTER BOULEVARD #1 MECHANICSBURG, PA 17055 Cumberland County Adult Probation #2013-05820 1 Courthouse Square Carlisle, PA 17013 r i • JAIME M. HALEY, ESQUIRE 401 E1 LOUTHER STREET SUITE 103 CARLISLE, PA 17013 By PUU, KRUG & HALLER torneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that you have an opportunity to protect your interest, if any, 1/r ing notified of said Sheriffs Sale. Leon P. Haller PA I.D.15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JEFFREY W. MURRAY, DEFENDANT(S) TAKE NOTICE: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2013-07468 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, September 03, 2014 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2013-07468 JUDGMENT AMOUNT $116,392.08 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: JEFFREY W. MURRAY A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN dwelling unit situated in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1078-12, in the Declaration and Declaration Plan of Sunguild Condominium, dated December 6, 1979 and November 29, 1979 respectively, recorded December 12, 1979 in Cumberland County Misc. Book 249, Page 784, and Plan Book 37, Page 23, respectively, and Amendment to the Declaration and Declaration Plans of Sunguild Condominium, both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County Misc. Book 315, Page 804, and Plan Book 49, Page 129, respectively, and Second Amendment to the Declaration dated May 31, 1988, recorded in Cumberland County Misc. Book 350, Page 753, and Third Amendment to the Declaration dated February 13, 1989, recorded in Misc. Book 361, Page 232 under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania (Act of July 3, 1963, P.L. No. 196). TOGETHER with all right of title and interest in and to the Common Elements, as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans, as amended from time to time. UNDER AND SUBJECT to all restrictions, reservations, conditions, covenants, easements and rights of way of prior record. THE CONDOMINIUM UNIT being known and numbered 680 GENEVA DRIVE, APT. 12, MECHANICSBURG, PA 17055 ASSESSMENT NO. 42-24-0792-041AU68012 BEING THE SAME PREMISES WHICH Dansen Juric et ux, by deed dated 09/14/07 and recorded 09/17/07 in Cumberland County Instrument No. 200736211, granted and conveyed to Jeffrey W. Murray. TO BE SOLD AS THE PROPERTY OF JEFFREY W. MURRAY ON JUDGMENT NO. 2013-07468 7196 9008 9111 3021 6943 TO: JEFFREY W. MURRAY 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 SENDER: P01455/40620 REFERENCE: NOS 09/03/14 PS Form 3800, January 2005 RETURN RECEIPT SERVICE Postage Certified Fee Return Receipt Fee Restricted Delivery Total Postage & Fees USPS• Receipt for Certified Mail"' No Insurance Coverage Provided Do Not Use for International Mail 4/ 3.30 2.70 5.05 i/ p.22. STMAFIK OR D PENNSYLVANIA HOUSING FINANCE AGENCY v. JEFFREY W. MURRAY Cumberland County Sale 9/3/2014 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: JEFFREY W. MURRAY 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) One piece of ordinary mail addressed to: SUNGUILD CONDO ASSOCIATION 1076 LANCASTER BOULEVARD #1 MECHANICSBURG, PA 17055 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) One piece of ordinary mail addressed to: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 Postage: Postmark: 1.6 / PITNEY BOWES $ 01.300 MAY14 2014 IP CODE 17102 02 1M 0004284324 MAILED FROM Z PENNSYLVANIA HOUSING FINANCE AGENCY v. JEFFREY W. MURRAY Cumberland County Sale 9/3/2014 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: TENANT/OCCUPANT 680 GENEVA DRIVE APT. 12 MECHANICSBURG, PA 17055 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) One piece of ordinary mail addressed to: Cumberland County Adult Probation #2013-05820 1 Courthouse Square Carlisle, PA 17013 Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: Postmark: U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) One piece of ordinary mail addressed to: JAIME M. HALEY, ESQUIRE 401 E. LOUTHER STREET SUITE 103 CARLISLE, PA 17013 Postage: Postmark: 17'c 0 yet► o/ P°6%,,, _ i a PITNEY 60WE5 02 1M $ 41.30° 0004284324 MAY 14 201 4 MAILED FROM ZIPCODE 1 7102 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY 3rFCECF7 ES ERIFF. I"ILE0 t "`'Ifs . OF THE Pf 0THONO'1AR . r't� Mill OCT 21 PH C: 7 CUMBERLAND COUNTY PENNSYLVANIA US Bank National Association vs. Case Number Jeffrey W Murray 2013-7468 SHERIFF'S RETURN OF SERVICE 06/16/2014 04:07 PM - Deputy Dawn Kell, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 680 Geneva Drive, Apt 12, Mechanicsburg, PA 17055, Cumberland County. 06/16/2014 04:07 PM - Deputy Dawn Kell, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Jeffrey W Murray at 680 Geneva Drive, Unit 12, Upper Allen, Mechanicsburg, PA 17055, Cumberland County. 09/03/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013, on Wednesday, September, 3, 2014 at 10:00 a.m. He sold the same for the sum of $1.00 to Attorney Leon P. Haller, on behalf of U.S. Bank National Association Trustee for the Pennsylvania Housing Finance Agency, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $864.19 SO ANSWERS, September 17, 2014 (c) CounlySu,te Sherif.'teleosoft, Inc i(g.0a fet 624 - iod • -* 9 /e)i. 3 5"30 On May 16, 2014 the Sheriff levied upon the defendant's interest in the real property situated in Upper Allen Township, Known and numbered as, 680 Geneva Drive, Apt. 12, Mechanicsburg, as Exhibit "A" filed with this Writ and by this Reference incorporated herein. Date: May 16, 2014 By: Real Estate Coordinator 91:E d E1 J 4101 LXIII 29 CUMBERLAND,LAW JOURNAL 07/ 18/14 Writ No. 2013-7468 Civil US BANK NATIONAL ASSOCIATION JEFFREY W. MURRAY Atty.: Leon P. Haller ALL THAT CERTAIN dwelling unit situated in Sunguild Condominium, Upper Allen Township, Cumberland - ' County; Pen nsylvania;•together with all right. of title arid interest in and to the Common Elements, as more fully set forth in the Declaration of Condominium and Declaration Plans of record; and being that certain - CONDOMINIUM UNIT known and numbered 680 GENEVA DRIVE, APT. 12, MECHANICSBURG, PA 17055. ASSESSMENT NO. 42-24-0792- 041AU68012. - Reference Cumberland County Instrument No. 200736211. TO BE SOLD AS THE PROPERTY. OF JEFFREY W: MURRAY ON JUDG- MENT NO. 2013-07468. 73 The Patriot -News Co. 1900 Patriot Drive Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 be patriotNews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS , Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Amy Kotula, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 1900 Patriot Drive, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. 2013.7468 Civil Term US BANK NATIONAL ASSOCIATION vs. JEFFREY W MURRAY Atty: Leon P. Haller ALL THAT CERTAIN dwelling unit situated in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, together with all right of title and interest in and to the Common Elements, as more fully set forth in the Declaration of Condominium and Declaration Plans of record, and being that certain CONDOMINIUM UNIT known and numbered 680 GENEVA DRIVE, APT 12, MECHANICSBURG, PA 17055 ASSESSMENT NO. 42-24-0792- 041AU68012 Reference Cumberland County Instrument No. 200736211. TO BE SOLD AS THE PROPERTY OF JEFFREY W. MURRAY ON JUDGMENT NO. 2013-07468 This ad ran on the date(s) shown below: 07/13/14 07/20/14 07127/14 G Sworn to and subscribed before me this 20 day of August, 2014 A.D. No ary Public COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL Sheryl Marie Leggore, Notary Public Hampden Twp., Cumberland County My Commission Expires July 16, 2018 MEMGER, PENNSYLVANIA ASSOCIATION OF NOTARIE: COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which U.S. Bank, NA as Trustee for the Pennsylvania Housing Finance Agency is the grantee the same having been sold to said grantee on the 3rd day of September A.D., 2014, under and by virtue of a writ Execution issued on the 12th day of May, A.D., 2014, out of the Court of Common Pleas of said County as of Civil Term, 2013 Number 7468, at the suit of U.S. Bank, NA as Trustee for the Pennsyvlania Housing Finance Agency against Jeffrey W. Murray is duly recorded as Instrument Number 201424032. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this cl 4=6" ,A.D. c;©/' 711,1 day of Recorder of Deeds recorder oi, Cumberland County, Carlisle, PA My Commis ion Expires the First Monday of Jan. 2018 i PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 11, July 18 and July 25, 2014 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie Coyne, Edlitor SWORN TO AND SUBSCRIBED before me this 25 da of July, 2014 • Notary COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO., CUMBERLAND CNTY My Commission Expires Apr 28, 2018