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HomeMy WebLinkAbout12-26-13 (2) pennsylvania 1505613110 DEPARTMENT OF REVENUE EX(06-13) REV-1500 OFFICIAL USE ONLY Bureau of Individual Taxes County Code Year File Number PO BOX 280601 INHERITANCE TAX RETURN 1 Harrisburg,PA 17128-0601 RESIDENT DECEDENT c9 �� I� ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 07262013 04051934 Decedent's Last Name Suffix Decedent's First Name MI MALLISON LAWRENCE (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE FILL IN APPROPRIATE BOXES BELOW REGISTER OF WILLS 0 1. Original Return Q 2. Supplemental Return Q 3. Remainder Return(date of death Prior to 12-13-82) Q 4. Agriculture Exemption Q 5. Future Interest Compromise(date of Q 6. Federal Estate Tax Return Required date of death on or after 7-1-2012) death after 12-12-82) 0 7. Decedent Died Testate Q 8. Decedent Maintained a Living Trust 0 9. Total Number of Safe Deposit Boxes (Attach copy of will.) (Attach copy of trust.) 0 10. Litigation Proceeds Received Q 11. No Taxable Asset Return Q 12. Election to Tax under Sec.9113(A) (Attach Schedule 0) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number ROBERT G . FREY 717-243-5838 First Line of Address 5 S . HANOVER STREET Second Line of Address o City or Post Office State ZIP Code rn r`-" C5 c-7 (n CARLISLE PA 17013 rri REGISfEkZ 5�11LLS USE ON1 -� REGISTER OF WILLS USE ONLY �? ��'...� `T1 --n DATE FILED 2! C.- (n c� Correspondent's email address: R F R E Y a@ F R E Y T I L E Y. C O M DATE FILED STAMP Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SI9TU.RE OF ERSON RESPONSIBLE FOR FILING RETURN -2 / �z <Y113 ADDRESS 101 WILLOW MILL DRIV MECHANICSBURG PA 17050 SIGNAT R F PREPA OT N REr-E)ItATI VE JDATE ADDRESS 5 SOUTH HANOVER STREET CO—LISLE, PA 17013 PLEASE USE ORIGINAL FORM ONLY Side 1 L 1505613110 1505613110 J �\ J 1505613210 REV-1500 EX Decedent's Social Security Number DecedenrsName: LAWRENCE MALLISON RECAPITULATION 1. Real Estate(Schedule A). . . . . . . .. . . . . . ... . . .. . . . .. .. . . .. ..... .. . . .. 1. 0 .1111 2. Stocks and Bonds(Schedule B).. . .. . . .. . .. .. .. .. .. . . . .. . . . .. .. ... .. 2. 0. 00 3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C). .. 3. 0 . 00 4. Mortgages and Notes Receivable(Schedule D).. . . ... .. . .. .. ... .. .. . . . . 4. 0. 00 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E). . . .. 5. 40431.00 6. Jointly Owned Property(Schedule F) =Separate Billing Requested. .. . . .. 6. 171738. 00 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) =Separate Billing Requested.. . . .. . 7, 0 . 00 8. Total Gross Assets(total Lines 1 through 7).. .. .. .. . .. . . ... . . .. .. .. .. . 8. 212169. 00 9. Funeral Expenses and Administrative Costs(Schedule H). . .. ... .. .. ... . .. 9. 21771. 00 10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule 1). . ... .. .. .. ..10. 121356 . 00 11. Total Deductions(total Lines 9 and 10).. .. . . . .. . . . . .. .. . . ... . . ... . . . 11. 143127.00 12. Net Value of Estate(Line 8 minus Line 11).. . . .. .. .. .. . .. . . ... . . .. .. . . 12. 69042. 0 0 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J). . . .. . . .. .. .. .. . . . . ... .13. 0• 00 14. Net Value Subject to Tax(Line 12 minus Line 13). .. . . . . . . .. .. . . . . .. .. . 14. 69042. 00 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0 0 15. 0. 00 16. Amount of Line 14 taxable atlinealrateX.o 45 69042. 00 16. 3106. 89 17. Amount of Line 14 taxable at sibling rate X . 12 17. 0.00 18. Amount of Line 14 taxable at collateral rate X . 15 18. 0 . 00 19. TAX DUE. .. .. .. . .. .. .. . ... . . . . .. . . . .. ... .. .. .. .. .... . . . . .. . . . .. . 19. 3106. 89 20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT F xx Side 2 L 1505613210 1505613210 J REV-1500 EX Page 3 File Number 099-28-8776 Decedent's Complete Address: 21-13-0825 DECEDENT'S NAME LAWRENCE MALLISON STREET ADDRESS 940 GOBIN DRIVE CITY STATE ZIP CARLISLE PA 17013 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 3106.89 2. Credits/Payments A.Prior Payments 3346.02 B.Discount Total Credits(A+B) (2) 3346.02 3. Interest (3) 4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT. Fill in box on Page 2,Line 20 to request a refund. (4) 239.13 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.00 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred ......................................................................................... ❑ El b. retain the right to designate who shall use the property transferred or its income............................................ ❑ ❑ c. retain a reversionary interest............................................................................................................................. ❑ ❑ d. receive the promise for life of either payments,benefits or care?..................................................................... ❑ ❑ 2. If death occurred after Dec. 12, 1982,did decedent transfer property within one year of death without receiving adequate consideration?............................................................................................................. ❑ ❑ 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?............. ❑ ❑ 4. Did decedent own an individual retirement account,annuity or other non-probate property,which contains a beneficiary designation?........................................................................................................................ ❑ ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in F2 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. REV-1508 EX+(08-12) SCHEDULE E pennsylvania CASH, BANK DEPOSITS, & MISC. DEPARTMENT OF RETURN PERSONAL PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Lawrence Mallison 21-13-0825 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Tax proration from HUD-1 Settlement statement 1,040 2 Sovereign Bank Acct. 1921081066 3,152 3 Sovereign Bank Acct. 7675388887 1 4 Members 1st Acct. 134921-00 18,732 5 Members 1st Acct. 134921-05 1,148 6 Members 1st Acct. 134921-11 4,336 7 2011 Toyota Camry 12,022 TOTAL(Also enter on line 5, Recapitulation) $ 40,431 If more space is needed,use additional sheets of paper of the same size. REV-1509 EX+(01-10) pennsylvania SCHEDULE F DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN i RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Lawrence Mallison 21-13-0825 If an asset became jointly owned within one year of the decedents date of death,it must be reported on Schedule G. SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A. Stacy Zorn 101 Willow Mill Park Road Daughter Mechanicsburg, PA 17050 B. Lavan Zorn 101 Willow Mill Park Road Son-in-law Mechanicsburg, PA 17050 C. JOINTLY OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENTS VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE, VALUE OF ASSET INTEREST DECEDENTS INTEREST 1. A. 2/23/11 940 Gobin Drive, Carlisle. Residence of Decedent, 100% 170,500.00 100.00% 170,500.00 Taxable. HUD-1 settlement statement attached 2. B 9/20/05 Members 1st Acct. 182527-00 905.00 50.00% 452.50 3. B 9/20/05 Members 1st Acct. 182527-11 1,571.00 50.00% 785.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 TOTAL(Also enter on Line 6, Recapitulation) $ 171,738.00 If more space is needed,use additional sheets of paper of the same size. REV-1511 EX+(10-09) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RESIDENT DECEDENET URN ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Lawrence Mallison 21-13-0825 Decedent's debts must be reported on Schedule 1. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Ewing Brothers Funeral Home 4,040 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s) Street Address City State ZIP Year(s)Commission Paid: 2. Attorney Fees: 5,000 3. Family Exemption:(If decedent's address is not the same as claimant's,attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4. Probate Fees: 5. Accountant Fees: 6. Tax Return Preparer Fees: 7. Settlement charges from HUD-1 settlement statement 12,466 8. Advertising in Cumberland Law Journal and The Sentinel 265 TOTAL(Also enter on Line 9, Recapitulation) $ 21,771 If more space is needed,use additional sheets of paper of the same size. REV-1512 EX+(12-12) Pennsylvania SCHEDULE I DEPARTMENT OF REVENUE INHERITANCE TAX RETURN DEBTS OF DECEDENT, RESIDENT DECEDENT MORTGAGE LIABILITIES&LIENS ESTATE OF FILE NUMBER Lawrence Mallison 21-13-0825 Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. First mortgage to CitiMortgage 101,121 2. Second mortgage to Santander Bank. Note: HUD-1 payoff figure includes a$10,000 escrow 14,879 until written payoff statement was delivered. 3. Members 1st Acct. 134921-01, automobile loan 2,747 4. Visa credit card with Members 1st 1,335 5. EMT bill 50 6. Final Electric to PPL 135 7. Final cable bill to Comcast 128 8. Final gas bill to UGI 164 9. Final bill to Culligan 18 10. Final lawn service bill 90 11. Final cell phone bill 16 12. Furnace bill owed at death 606 13. Final bill for security service 67 TOTAL(Also enter on Line 10,Recapitulation) $ 121,356 If more space is needed,insert additional sheets of the same size. REV-1513 EX+(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Lawrence Mallison 21-13-0825 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under Sec.9116(a)(1.2).] Stacy J.Zorn 1 101 Willow Mill Park Drive, Mechanicsburg, PA 17050 Daughter 100%of residue ENTER DOLLARAMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,ASAPPROPRIATE. II NON-TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II—ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. 0.00 If more space is needed,use additional sheets of paper of the same size. Sovereign 4o Santander s Court Ordered Processing\Decedents- MA1-MB3-02-10 - P. O.Box 841005 - Boston,MA 02284 3 a August 7, 2013 a - Robert G. Frey Frey & Tiley 5 South Hanover St. Carlisle, PA 17013 RE: Estate of Lawrence Mallison Date of Death: 07/26/2013 5 Z Dear Robert G. Frey: Per your request, enclosed please find the account information as of the date of death for the above-named decedent. For your information, accrued interest is not included in the date of death balance. Please feel free to contact me if I can be of any further assistance. n Very truly yours, j Ashley Nob ga z [COP Specialist III] 617-514-5189 Y o i a 9 e i S U_ 6 Z 3 S m Sovereign Bank ESTATE OF Lawrence Mallison SOCIAL SECURITY#: DATE OF DEATH: July 26, 2013 Account#: 1921081066 Type: Checking Open date: 11/3/2012 In the name of. Lawrence Mallison or Stacy J Zorn Date of Death Balance: $3,152.47 Int.(YTD) from 1/1/2013 to 7/26/2013 $0.17 Accrued interest to date of death: $0.02 Other Info: Account#: 7675388887 Type: Money Market Open date: 11/3/2012 In the name of: Lawrence Mallison or Stacy J Zorn Date of Death Balance: $1.07 Int.(YTD) from 1/1/2013 to 7/26/2013 $0.00 Accrued interest to date of death: $0.00 Other Info: Page 1 of 1 St MEMBERS 1St FEDERAL CREDIT UNION REGULAR SAVINGS ACCOUNT: Account Number/Suffix 134921-00 Date Account Established 08/24/1993 Principal Balance at Date of Death $8,731.11 Accrued Interest to Date of Death $0.90 Total Principal and-Accrued Interest $8,732.01 Name of Beneficiary Stacy J Zorn INVESTMENT SAVINGS ACCOUNT: Account Number/Suffix 134921-05 Date Account Established 07/31/1996 Principal,Balahce at Date of Death $1,148.11 Accrued Interest to Date of Death $0.04 Total Principal and Accrued Interest $1,148.1.5 Name of Beneficiary Stacy J Zorn CHECKING ACCOUNT: Account Number/Suffix 134921-11 Date Account Established 08/24/1993 Principal Balance at Date of Death $4,335.51 Accrued Interest to Date of Death $0.18 Total Principal and Accrued Interest $4,335.69 Name of Beneficiary Stacy J Zorn LOAN ACCOUNT: Account Number/Suffix 134921-01 Date Opened 10/28/2010 Principal Balance at Date of Death $2,746.96 Loan Type Used Vehicle Loan Collateral Secured 2011 Toyota Camry VIN#I4T1BF3EK6BU181387 Interest Rate 4.29% Name of Co-Borrower None VISA CREDIT CARD ACCOUNT Account Number. 4672090000275578 ;Date`.Account Establishedi 08%21/1996 Balance'at Date of Death $1,334.92 Joint Cardholder None MEMBERS 1sT FEDERAL CREDIT UNION Tessa L Klugh Lending Insurance Support Specialist August 5, 2013 Estate of: LAWRENCE MALLISON Date of Death:W/26/2013 Social Security Number: 099-28-8776 5000 Louise Drive P.O. Box 40 Mechanicsburg Pennsylvania 17055 (800) 283-2328 wwwmemberslst.org St MEMBERS 1St FEDERAL CREDTT UNION PRIMARY OWNER: Stacy J Zorn REGULAR SAVINGS ACCOUNT: Account Number/Suffix 182527-00 Date Account Established 03/12/1999 Principal Balance at Date of Death $905.39 Accrued Interest to Date of Death $0.09 Total Principal and Accrued Interest $905.48 Name of Joint Owner Lawrence Mallison Lavan Zorn Date Joint Added 03/12/1999 09/20/2005 REGULAR.SAVINGS ACCOUNT: Account Number/Suffix 182527-11 Date Account Established 03/12/1999 Principal Balance at Date of Death $1,570.72 Accrued Interest to Date of Death $0.00 Total Principal and Accrued Interest $1,570.72 Name of Joint Owner Lawrence Mallison Lavan Zorn Date Joint Added 03/12/1999 09/20/2005 MEMBERS IT FEDERAL CREDIT UNION Tessa L Klugh Lending Insurance Support Specialist August 5, 2013 Estate of: LAWRENCE MALLISON Date of Death: 07/26/2013 Social Security Number: 099-28-8776 5000 Louise Drive P.O. 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Tell Us. write a review Verify Condition Track this car's values 866-688-4649 Valuesvalid until Sell your current car Place an ad i 10/03/2013 advertisement why ads? (updated weekly) -.--_-_._....._-.----- __- __I Helpful Resources from KBB.com New Cars You Might Like Apply for Financing ' Get Selling Advice Check Local Prices Lock in your loan,then See the pros and cons , See what people near you shop for your next car. I of different ways to sell., are asking for their cars. i - 2014 Toyota Camry - - I View Cars for Sale Get a Used Car Report i http://www.kbb.com/toyota/camry/2011-toyota-camry/sedan-4d/?vehicle...7&intent=trade-in-sell&mileage=50000&pricetype=private-party#survey Page 1 of U11111 OMB Approval No.2502-0265 A. Settlement Statement (HUD-1) Type of Loan 1.❑X FHA 2.❑RHS 3.❑Conv. Unins. 6. File Number: 7. Loan Number: 8. Mortgage Insurance Case Number: 4.❑VA 5.❑Conv. Ins. CN13-00708 000071087 446-1978224-703 C.Note:This form is furnished to give you a statement of actual settlement costs.Amounts paid to and by the settlement agents are shown.Items marked "0-o.c)"were paid outside the closing;they are shown here for informational purposes and are not included in the totals. D. Name&.Address of Borrower: E. Name&Address of Seller: F. Name&Address of Lender: DAVID MCGL'YNN STACY J.ZORN HomeSale Mortgage,LLC 107 Green St.,,Waynesboro,PA 17268 940 Gobin Drive,Carlisle,PA 17013 215 S.Centerville Road,Lancaster,PA 17603 G. Property Location: H. Settlement Agent: I. Settlement Date: 12/20/2013 940 GOBIN.DRIVE, NORTH MIDDLETON Homesale Settlement Services Disbursement Date: 12/20/2013 TOWNSHIP 730 Norland Avenue,Chambersburg,PA 17201 CARLISLE;PA 17013 North Middleton Township Telephone:717-267-3222/Fax:717-671-9676 Place of Settlement: TitleExpress 730 Norland Avenue,Chambersburg,PA 17201 Printed 12120/2013 at 12:59 pm by LB J.Summa of Borrower's Transaction K.Summary of Seller's Transaction 100. :GrossiAmount Due from Borrower 400. Gross Amount Due to Seller 101. Contract sales price 170,500.00 401. Contract sales price 170,500.00 102. Personal property 402. Personal property 103. Settlement charges to borrower(line 1400) 9,769.71 403. 104. 404. 105. 405. Adjustment%for items paid by seller in advance Adjustments for items paid by seller in advance 106. City/town taxes 12/20/2013 to 12/31/2013 3.74 406. City/town taxes 12/20/2013 to 12/31/2013 3.74 107. County taxes 12/2012013 to 12/31/2013 12.24 407. County taxes 12120/2013 to 12/31/2013 12.24 108. School taxes 12/20/2013 to 06/30/2014 1,023.86 408. School taxes 12/2012013 to 06/30/2014 1,023.86 109. 409. 110. 410. 111. 411, 112. 412. 120. Gross Amount Due from Borrower 181,309.55 420. Gross Amount Due to Seller 171,539.84 200. Amounts Paid by or in Behalf of Borrower 500. Reductions In Amount Due to Seller_ 201. Deposit or earnest money 1,000.00 501. Excess deposit(see instructions) 202. Principal amount of new loan(s) 167,411.00 502. Settlement charges to seller(line 1400) 25,751.55 203. Existing loan(s) taken subject to 503. Existing loan(s) taken subject to 204. 504. Payoff of first mortgage loan#1120067461 to 101,121.20 CitiMort a e,Inc 205. 505. Payoff of second mortgage loan#231372691 to 24,878.69 Santander Bank,NA 206. 506. 207. Seller Contribution 5,115.00 507. Seller Contribution 5,115.00 208. 508. 209. 509. Ad'ustmentslor items unpaid by seller Adjustments for items unpaid by seller 210. City/town taxes to 510. City/town taxes to 211. County,taxes to 511. County taxes to 212. School taxes to 512. School taxes to 213. 513. 214. 514. 215. 515. 216. 516. 217. 517. 218. 518. 219. 519, 220• Total Paid b Ifor Borrower 173,526.00 520. Total Reduction Amount Due Seller 156,866.44 300. Cash at Settlement fromito Borrower 600. Cash at Settlement to/from Seller 301. Gross amount due from borrower(line 120) 181,309.55 601. Gross amount due to seller(line 420) 171,539.84 302. Less amounts paid by/for borrower(line 220) 173,526.00 602. Less reductions in amount due seller(line 520) 156,866.44 303. Cash ❑X From ❑ To Borrower 7,783.55 603. Cash ❑X To ❑ From Seller 14,673.40 e u i epo alg burden or is collection o m ortna ion rs es ima a mmu es per re nse or co e i ,revs an repo mg e a a. a agency may no co a is m onna you are n rerymr o corn e this forth,unless it displays a currently valid OMB control number.No confidentiality Is assuretl:this tlisGosure Is mandatory.TTis Is designed to provMa the parties to a RESPA covered trensagion with information dudrig the settlement process. Previous editions are obsolete Page 1 of 4 HUD-1 r ��►iauiauianaf�ru� 700. Total Real Estate Broker Fees $10,230.00 Paid.From . Paid: „From Division of commission line 700 as follows: BOrr FuO,wer's Seller's 701. $5,115.00 to Coldwell Banker Homestead Group nds at Funds.at. 702• $5,115.00 to PRUDENTIAL HOMESALE SERVICES GROUP Settlement Settlement 703. Commission paid at settlement 10,230.00 704. Broker/Admin Fee to Coldwell Banker Homestead Group 300.00 705. Broker/Admin Fee to Prudential Homesale Services Group 345.00 800. Items Payable in Connection with Loan 801. Our origination charge (Includes Origination Point 0.000%or$0.00) $795.00 (from GFE#1) 802. Your credit or charge(points)for the specific interest rate chosen $ (from GFE#2) 803. Your adjusted origination charges (from GFE A) 795.00 804. Appraisal fee to HSM fbo Capitol Property Appraisers (from GFE#3) 400.00 805. Credit report to HSM fbo Equifax (from GFE#3) 30.00 806. Tax service to from GFE#3 807. Flood certification to HSM fbo CLFS (from GFE#3) 12.50 808. to 900. ftems Required,by Lender to be Paid in Advance 901. Daily interest charges from from 12/20/2013 to 01/01/2014 @$18.6000/day (from GFE#10) 223.20 902. Mortgage insurance premium for months to Dept of HUD (from GFE#3) 2,879.31 903. Homeowner's insurance for 12 years to Allstate Insurance (from GFE#11) 452.55 904. months to from GFE#11 1000:'Reser res Deposited with Lender 1001. Initial deposit for your escrow account (from GFE#9) 1,009.65 1002.Homeowner's insurance 4 months A$ 37.71/month $150.84 1003. Mortgage insurance months @$ 183.62/month $ 1004. Property taxes 11 months @$ 9.66/month $106.26 1005.County taxes 11 months @$ 31.67/month $348.37 1006.School Taxes 7 months @$ 164.65/month $1,152.55 1007.Aggregate Adjustment $-748.37 1100.,Title Charges 1101. Title services and lender's title insurance from GFE#4 1,633.00 1102. Settlement or closing fee to $ 1103. Owner's title insurance-Old Republic Title Insurance Company from GFE#5 140.50 1104. Lender's title insurance-Old Republic Title Insurance Company $1,240.00 1105. Lenders title policy limit$167,411.00 Lender's Policy 1106. Owner's title policy limit$170,500.00 Owner's Policy 1107. Agent's portion of the total title insurance premium $1,228.64 to Homesale Settlement Services Ltd. 1108. Underwriter's portion of the total title insurance premium $151.86 to Old Republic Title Insurance Company 1109. 1200. Government Recording and.Transfer Charges 1201. Government recording charges $ (from GFE#7) 144.00 1202. Deed$67.00 Mortgage$77.00 Release$ 1203. Transfer taxes $ (from GFE#8) 1,705.00 1204. City/County tax/stamps Deed$1,705.00 Mortgage$ 1205. State Tax/stamps Deed$1,705.00 Mortgage$ 1 1,705.00 1206. Deed$ Mortgage$ 1300. Additional Settlement Charges 1301. Required services that you can shop for (from GFE#6) 1302. to $ 1303. to $ 1304. Wire Fee to Homesale Settlement Services 40.00 1305. Final Water/Sewer to North Miiddleton Township $ 83.07 1306. Refuse to Advance Disposal $ 47.46 1307. REgister of Wills to Register of Wills $ 3,346.02 1308. Escrow to Frey&Tile $ 10,000.00 r r • • -- rl M., WIT-TURIM 769.71 25,751.55 *Paid outside of closing,by(B)orrower,(S)eller,(L)ender,(I)nvestor,Bro(K)er.**Credit by lender shown on page 1.***Credit by seller shown on page 1. Previous editions are obsolete Page 2 of 4 HUD-1 sCom Anson of CoodxFaithFEstrmat GF tand'HUDr1Char esr r {R."'> x MMO—Faith€ stimat THUD 1� 795.00 795.00 Ourongina6onchargerF� tr� � rrX� ;# 801�wr � You"fir cfedit „charge(pomts}rfor the speclficYmterest rateehosen; � #� 802w , „�* 0.00 0.00 lYour ad ustetl'on matron char es : rk ` z�y ° x4 795.00 795.00 :_ 1,705.001 1,705.00 Clrrrdes ThatfimtTotalCannot`Increa More;Than 10% 1 ti,. u* ; GoodFaith°Est m_ate' YFIUD Government"recordingeharges t�, a i J , #71201 f � 250.00 144.00 414"isal;fee c: X S' u i 804 'i � ,� 425.00 #t. r * 4 ' r 400.00 "C�editFre((i1 �' F 60.00 30.00 Floodceitification r �_� � , X807 a � � 12.50 � < #r � ���� s ,-,a 12.50 FiMortgage is rancerpremium � i y 2,879.31 2,879.31 Title ,rag- 1,675.00 1,633.00 ®caner's�titleansurariceOld Republic Title Insurance Company "Q= *h#s1103 � ,ru 165.00 140.50 . , i.•y '`Sr<"�°•'?„�"�^'� d'i^ r tJ s � +�. N }�,,,�` dvT�y s,yt3' fn t"£� �y�.,�-� �r.'�'�i.�.�.•t:..e�.J,_.'u��' S..�a.�:.R•. .:x ."±lf.�_ ?8.:i' ''S.. ...u,{•.t.S`;�-�.?�?r,`r�.?,°w.'�" �.��:.C3,�tr',v'S'af*k 5,466.81 5,239.31 $ -227.50 or 4.1615% I �..`t?T.rwF—L+ vz.' ^sR,,unr j ”,.:_'x`�..-s�i, .f 'f,K ry nfL'-;' ,t" ^*w.ti,a+rd .t m "'� "",y,Ys Char es�ThattCar Chan e < � w {4 t �� 3 Gootl3Faith Es" mate ;v . i HUD�1 ±• . E,r nigo oposit�foryourescrowbaccount�.�� , s�; z s «^ #X<100f1 � 4;, ; 2,600.00 1,009.65 Dailydmtecest eharges$fromtNy e = tv # .gp� „, $18s6000/d'a" 409.20 223.20 I0R1e0WL18rS insurances ; r zf �'� T c�t�H, y s C rt rnt 452.00 452.55 n �;;<5, 1 x�.r, .i i1`,w�''".xY,:S,7,.lxtP,u;• S.tie. `l > ' *�. :7,i k++ �''i�•':F:' x'd d'-ra3'fa•K:h r k."" - i '`. 1 Y #s6 :k yw'r„�. .Rr� s Y' WFUR,�.,�����MMe Loan Term`s -i'-'..4`4-f -w`k}i•t(y 7A'.,i°i.�. z df+ ^i. r.�R.1r'�s�:aia SSW Y¢ourndial loan arnount4isf3 ' i r $167411•00 "1Ih'.�c��r q�r F f i'7 a ,. �15L d. r r-. r F r i• 5.a rr;,Yy :eYouloaneterris ,, - _ 30.years - T.�?�..,rr;e.. r � � P r� .t ns” J q`( Mitalw�n�erest atei�s t.`..: .�� ,��.�s�t 4.0000% 7W Y g�x, $982.87 includes < ,Qa ,� Qrs�. q? ,,y'^'i7°er r 3 u t�x�t "'•;s J�,r �-��» <�': InSUfanceISs ,,yy� RfY h zytra4 Fri✓f N ��t Al {, h Principal g`07 l Rk. }a ,�R.� <yfi S.�`s'4 k� '�r , K•.w s .R��r ❑X Interest Mortgage Insurance ?tia'.ti., `FS�1C`-r7r .�^`.f,•' ',`„'+'��1 �S�^v. •. 'fh ry{n t,-S.+a.g u*,rt-.cf.s n - iCan yournterest rate rise?� f3 ;# rr "m. ❑X No. ❑Yes,it can rise to a maximum of %. The first change � ��� ��{�Yx� � rN � ti 4 w, will be on I I and can change again every years after I / Every change date,your interest rate can increase or decrease by %. Over the life of - the loan,your interest rate is guaranteed to never be tower than %or higher k,r 4 w � �>° 't''���� Q� K � ��" a' t a I�•$ a t ��s �r than 1Mt EylerifFyou2mae payments on time;can your`loan balance nse`� t „ ❑X No. ❑Yes,it can rise to a maximum of$ k,� { ven f< o make pa HUM LO me can your mo lily amount owed for d ❑X No. ❑Yes,the first increase can be on I I and the monthly pnnapal�ihterest,fand mo�tgageeinsurance nse?yK ' k Z w � amount owed can rise to$ The maximum it can ever rise to is$ 2 x� rf t rctnS p �+ �9yih y' � Dos,�your loan haveprepayment�penalty?t`�x Y x�i, ❑ No. ❑Yes,your maximum prepayment penalty is$ t e�-sk" i.s 5 f Does your loanhave a�balloon payrnent� n b� 3 J c� x ❑X No. ❑Yes you have a balloon payment of$ due in n.^ `�-4 r years on kr� r rr�^ �.'a r f t •t'liz�,;,r� ,,., i •� Fly,� � �xy. Total rnorithi'yamoi nt;owed includmg,escrow account(payments, ❑You do not have a monthly escrow payment for items,such as property taxes =�a� �4 ery� 31'�£a; k r R c 1;! Fr� j and homeowner's insurance. You must pay these items directly yourself. i t .+ `ryjt,�-x-'' r y,�iF'•�. S? t'°•""TS*","f.��Yu�.' fy�l,R1}�f- 4,xrs,r � ,x k �� aa`7+a r "�r�4 .k?F s�; ,<L i,•;a i t h f 7 . jw+� � � .�X �kc:� „ f��� X❑You have an additional monthly escrow payment of$243.69 firs 7443 that results in a total initial monthly amount owed of$1,226.56. This includes principal,interest,ac .� ',7ff7- 1 .3YS,r Ian''`�''m� 1 a ram F mortgage insurance and any items checked below: t`,�,�X�'�-taw c.+5'�yrs{J..CY y „aye^•�� t �t ��x�}e} �' ��f",,'�': .. .r�r �a �'; `�4 �r ; 'r s ❑X Property taxes X Homeowner's insurance U P Y S'ry+�,4y�ak fC .. WF i� ¢s3y{f.l fi Ss".? '`'� S+} rhr� !'i - School Tax q7y n ❑Flood insurance X❑ :sari r§, ❑ ❑ _ .�'.�Y.�3"'��'`��3�Af �;'_w.•ra'S.'Pr�.'}`; a�.'k...,'9•�iy.r...?,f,.� . y_;.'�u�.�:�' �:�k��.. :t,F� - - Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form,please contact your lender. I` .. l Previous editions are obsolete Page 3 of 4 HUD-1 emization ot Line 1101 Name of Borrower: Name of Seller: File Number. DAVID MCGLYNN STACY J.ZORN CN13-00708 i Prepared 12120/2013 at 12:59 pm Note:This page displays an itemization of the charges shown on line 1101 of the HUD-1 Settlement Statement.This page accompanies but is not a part of the HUD-1 Settlement Statement.If a discrepancy exists,the information on the HUD-1 Settlement Statement applies. 1100:Title.oLges Total Charge, Borrower Seller 1101,Title services and lender's title insurance to Notary;Fee to Lisa A.Baublitz $ 35.00 35.00 Internet Doc Prep to Homesale Settlement Services $ 50.00 50.00 Wire Fee to Homesale Settlement Services $ 15.00 15.00 Express Handling to Homesale Settlement Services $ 18.00 18.00 Tax Certification Fee to Homesale Settlement Services $ 50.00 50.00 100 to Old Republic Title Insurance Cor$ 50.00 50.00 300 to Old Republic Title Insurance Cor$ 50.00 50.00 900 to Old Re ublic Title insurance Cor$ 50.00 50.00 Closing Service Ur to Old Republic Title Insurance Cor$ 75.00 75.00 1102.Settlement or closing fee to $ 0.00 1104.Lender's title insurance-Old Republic Titleto Old Republic Title Insurance Cor$ 1,240.00 1,240.00 Totals: $ 1,633.00 0.001 1,633.00 0.00 SellerlLender credits stsovun on page 1 POC=Paid Outside Cfdsin CR,..."L dder Credit c i i I Previous editions are obsolete Page 1 of 1 HUD-1 i ignature Page i HUD CERTIFICATION OF BUYER AND SELLER I have carefully ly reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief,it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction.I further certify that I have received a copy of the HUD-1 Settlement Statement Buyers DAVID M LYNN STACY J.ZOR N� V'u Settlement Agent The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction.I have caused or will cause the funds to be disbursed in accordance with this statement. gETTI:EMENT AGENT C) DATE WARNING:IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM.PENALTIES UPON CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT.FOR DETAILS SEE TITLE 18:U.S.CODE SECTION 1001 AND SECTION 1010. Previous editions are obsolete Page 4 of 4 HUD-1