Loading...
HomeMy WebLinkAbout13-7617 Supreme C,ouTt*of Pennsylvania Cour f tom on Pleas CI � �t �`9� ', t For Prothonotary Use Only: TI A•j I ST A tii P �r © V,e # e Docket No: CUMB ��`�� ... I' 4 ;'County The information collected on this form is used solely for court administration purposes. This form does not supp lement or replace the filing and service ofpleadings or other papers as required by law or rules of court. S Commencement of Action: E ® Complaint ❑ Writ of Summons ❑ Petition ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: T PORTFOLIO RECOVERY ASSOCIATES, LLC THERESA L MESSANO 1 0 j Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits I Is this a Class Action Suit? []Yes ®No Is this an MDJAppeal? ❑ Yes ®No Ai Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other S ❑ Product Liability (does not include E mass tort) ❑ Employment Dispute: ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dispute: Other ❑ Other: T I ❑ Other: 0 MASS TORT N ❑ Asbestos ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - DES B ❑Toxic Tort - Implant [I Ejectment ❑Common Law /Statutory Arbitration C3 Toxic Waste C] Eminent Domain /Condemnation El Declaratory Judgment F1 Other: [] Ground Rent C] Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 14 -40433 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 t� ! E 0 `�F � � C T " r , Portfolio Recovery Associates, LLC ! P R O � H ( : E `. � � 1 F 120 Corporate Blvd Norfolk, VA 23502 20 13 DEC 26 PH 1: 3 7 TELE: 1- 866- 428 -8102 FAX: (757) 518 -0860 CUMBERLAND CO�`��� PEN N SYLVANIA Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD nn NORFOLK, VA 23502 No. 3 — / 0, L.$ Plaintiff, V. THERESA L MESSANO 80 SUNSET DR CARLISLE PA 17013 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 14 -40433 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. 13 — el�y1 V. THERESA L MESSANO 80 SUNSET DR CARLISLE PA 170.13 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association S Cumberland County Bar Association � 32 South Bedford Street pea ! Carlisle, PA 17013 (717) 249 -3166 14 -40433 Esta coinuuicacion es de un c-obrador de deudas y es uil. itltcnt do cobrar una deud.a. Cualquier itiftornacion sera. utilizada Para ese proposilo. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. THERESA L MESSANO 80 SUNSET DR CARLISLE PA 17013 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, THERESA L MESSANO, is an adult individual with last known address of 80 SUNSET DR, CARLISLE PA 17013. 3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A / ORCHARD BANK on December 1, 2007 with account number * * * * * * * * * ** *4055 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. This communication is from a debt collector mid i.s an. attempt to collect a debt. Any M ormat:ion obtained will be used for that pu.lpose. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on November 30, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A / ORCHARD BANK and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $1,490.84. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, THERESA L MESSANO , in the unt of $1,490.84, plus costs of this action and any other relief as the Court deems just and reas abl . Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 14 -40433 This com nu:iicatian is fi•om a debt collector and is an atte:rnpt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Samat�BB hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his /her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. DEC 0 2013 Date: BY: Samaria Braswell Custodian of Records 14 -40433 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. X IBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** * 4055 THERESA L MESSANO Account Holder: THERESA L MESSANO 80 SUNSET DR CARLISLE PA 17013 Consumer Account Product Code: MC Issuer: HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A J ORCHARD BANK Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *4055 Date Account Opened: December 1, 2007 Date of Last Payment: November 30, 2012 Date of Charge Off: April 30, 2013 Balance at Purchase: $1,490.84 Purchase Date: May 17, 2013 Balance at Charge -Off: $1,490.84 Less Payments: $.00 Balance Due: $1,490.84 14 -40433 HSBS28 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Exhibit 2 :::.. ............ ........ . Forward Flow Receivable Sate.A greement dated 04/10/2013. . BILL.OF SALE Closing Date: 05/17/2013 Capital One Batik: (USA), National Association ( "Seller "),. in consideration of a Purchase. Price of: , and : other valuable consideration,: the: receipt: of which: is. hereby acknowledged, hereby sells; assigns and transfers all right; title and interest in the Accounts :. identified in the Sale . File entitled (which may : be in electronic forth to : Portfolio . Recovery Associates, LLC :( "Buyer " }, without recourse or: representation except as expressly provided herein or on the term s, and subject to the conditions, set forth in the: ::Agreement (as defined below). ... ... ....... .... .. ...... . . This Bill of : Sale is: delivered: pursuant to that certain Forward Flow Receivable Sale Agreement, dated as : of 04/10/2013, by and between Seller and Bu er : the "A ' y greement All ca italized terms us . P: but not defined: in this .Bill �f Sale: have the meanings :assigned, to such terms in the Agreement: The Cutoff Date for the Sale File was 05!14 /2013: The aggregate Unpaid. Balance of the . Accounts as of the Cutoff Date :was. CAPITAL ONE BANK. (USA), NATIONAL I , B :Nam e: John H. Maurer Title: Vice President SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson c .r; Sheriff -0Z r- --f yi4' i �atalrwr#- ter r'riC ..1.1 Z—� Jody S Smith rn a Chief Deputy r- co -0° C!)' t :v C.;: Richard W Stewart r -- � Solicitor -,c::; , CQ '�► 7, T>c-; - , D c t,o t. —t !V ff .< t Portfolio Recorvery Associates, LLC Case Number vs. Theresa Messano 2013-7617 SHERIFF'S RETURN OF SERVICE 01/28/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Theresa Messano, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Complaint& Notice as"Not Found"at 80 Sunset Drive, North Middleton Township, Carlisle, PA 17013. Per neighbor the defendant moved out and the Complaint has since expired. Per the Carlisle Postmaster the defendants are now located at 60 Old Gap Road, Carlisle, PA 17013. SHERIFF COST: $34.78 SO ANSWERS, January 28, 2014 RONNY R ANDERSON, SHERIFF P Carrie A. Brown, Esquire r " '. j;1 T.J =i 4 ; Robert N. Polas Jr, Esquire w t4 FF 2- 6 Mark R. Garvey, Esquire Fri 2: 69 Attorney ID#94055/201259/312686 :UME r;P!1+bin C (yip, Portfolio Recovery Associates, LLC <', S '" r 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 13-7617 v. THERESA L MESSANO 60 OLD GAP RD CARLISLE PA 17013 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as disconti• •e• without prejudice.i"esp-• y Submitt-■ 'ose N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 14-40433 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID#94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC . 120 CORPORATE BLVD . NORFOLK, VA 23502 . Plaintiff : No. 13-7617 v. . THERESA L MESSANO . 60 OLD GAP RD . CARLISLE PA 17013 : Defendant . CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon THERESA L MESSANO, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of /��/�� , 2014, to: THERESA L MESSANO, 60 OLD GAP RD, CARLISLE ' • 17 13 14-40433 • ;.ert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.