HomeMy WebLinkAbout01-06-14 � 1505610140
REV-1500 Ex �°,_,°>
PA Department of Revenue OFFICIAL USE ONLY
Bureau of Individual Taxes County Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN 2 1 1 3 0 4 5 5
Harrisbura PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYm' Date of Birth MMDDYYYY
1 8 2 2 2 9 9 2 9 0 4 0 6 2 D 1 3 0 2 0 2 1 9 2 6
DecedenYs Last Name Suffix DecedenYs First Name MI
R E D C A Y W I L L I A M A
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL iN APPROPRIATE OVALS BELOW
O 1.Original Return � 2.Supplementai Return � 3.Remainder Return(date of death
priorto 12-13-82)
� 4.Limited Estate � 4a.Future interest Compromise(date of � 5.Federal Estate Tax Return Required
death after 12-12-82)
❑X 6.Decedent Died Testate � 7. Decedent Maintained a Living Trust _ 8.Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
� 9.Litigation Proceeds Received � 10.Spousal Poverty Credit(date of death � 11.Election to tax under Sec.9113(A)
between 12-31-91 and 1-1-95) (Attach Sch.O)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
D 0 U G L A S G • M I L L E R 7 1 7 2 4 9 2 3 5 3
REGISTER OF WILLS 4SE ONLY
C'� ,--�:
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First line of address � � � �
I R W I N & M c K N I G H T , P • C • �'�",, �= " ` "' �
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Second line of address 3> N � � � r
6 0 W E S T P 0 M F R E T S T R E E T � c� � -t� ° -°�
City or Post Office State ZIP Code � ATd FILEB� .,,-; �'�
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C A R L I S L E P A 1 7 0 1 3 -v � � �'
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Cor�espondenYs e-mail address:
Under penalties of pery'ury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personai representative is based on all information of which preparer has any knowledge.
SIGNATUR F ERSON RESPONSIBLE FOR FI TURN DATE
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ADDRESS
2256 RITNER HWY CARLISLE PA 17015
SIGNATU PR ARER THE AN PRESENTATIVE D TE }
!
ADDRESS
60 WEST OMFRET STREET CARLISLE PA 17013
PLEASE USE ORIGINAL FORM ONLY
Side 1
L 1505610140 1505610140 J
J 1505610240
REV-1500 EX DecedenYs Social Security Number
�ecedent's Name: W I L L I A M A• R E D C A Y 1 8 2 2 2 9 9 2 9
RECAPITULATION
1. Real Estate(Schedule A) .. . ... . . . . . .. . . . . ... .. . .. . . . .. . . . . . . ... . . . . 1•
L � 0000 . 00
2. Stocks and Bonds(Schedule B) .. . . . . .. . . . . . . . .. . . . . . . .. . . . . . . . . . . . . . 2• '
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) . . . . . 3. •
4. Mortgages and Notes Receivable(Schedule D) .. . .. . .. . . . . . .. . . . . . . . . . . . 4. •
5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E).. . . .. . 5. 4 7 2 6 1 . 4 2
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested . . . . .. . 6. •
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) � Separate Billing Requested . . . . . . . 7. •
8. Total Gross Assets(total Lines 1 through 7) .. . . .. . . . . . . .. . . . . . . .. . . . . . 8. 2 1 7 2 6 1 , 4 2
9. Funeral Expenses and Administrative Costs(Schedule H) 9. 2 3 9 1 1 . 9 2
. . . .. . . . . . . .. . . . . .
10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule I) .. .. . .. .. . . . . 10. •
��. Total Deductions(total Lines 9 and 10) .. .. . . . . .. . . . . . . .. . . .. . . .. . . . . . 11. 2 3 9 1 1 . 9 2
12. Net Value of Estate(Line 8 minus Line 11) .. . ... .. . . . ... . .... . . ... .. .. �2• 1 9 3 3 4 9 . 5 �
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) . . . . . . .. . . ... . . . .. . . . . 13. •
14. Net Value Subject to Tax(L'ine 12 minus Line 73) .. . . .... . . .. . . . . .. . .. . 14. 1 9 3 3 4 9 . 5 �
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X.0 _ 0 . � 0 15. � . 0 0
16. Amount of Line 14 taxable
at lineal rate X.045 1 9 3 3 4 9 . 5 0 �s. 8 7 0 0 . 7 3
17. Amount of Line 14 taxabie
at sibling rate X.12 0 . 0 0 17. 0 . 0 0
18. Amount of Line 14 taxable
at collateral rate X.15 � • 0 � 18. 0 • � �
19. TAX DUE .. ... . ... . .. . .. . . . . . . . . . . .. . .. . .. . . . . . . .. .. . ... . . . . . . . 19. 8 7 0 0 • 7 3
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑
Side 2
L 1505610240 1505610240 �
REV-1500 EX Page 3 File Number
Decedent's Complete Address: 2� 13 0455
DECEDENT'S NAME
WILLIAM A. REDCAY
STREETADDRESS
851 GREEN SPRING ROAD
CITY STATE ZIP
NEWVILLE PA 17241
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 8,700.73
2. Credits/Payments
A.Prior Payments
B.Discount
Total Credits(A+B) (2) 0.00
3. Interest
(3)
4. If Line 2 is greater than Line 1+Line 3,enter the difference.This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 8,700.73
Make check payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred: ...................................................................... � �
b. retain the right to designate who shall use the property transferred or its income; ............................... X
c. retain a reversionary interest;or ................................................................................................ ❑� 0
d. receive the promise for life of either payments,benefits or care? ....................................................... 0
2. If death occurred after December 12,1982,did decedent transfer property within one year of death
without receiving adequate consideration? ....................................................................................... ❑ ❑X
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? ......... ❑ �
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
contains a beneficiary designation?.................................................................................................. ❑ �
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is
3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at tleath to or for the use of a natural parent,an
adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedenYs lineal beneficiaries is 4.5 percent,except as noted in
72 P.S.§9116(1.2)[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,under
Section 9102,as an individual who has at least one parent in common with the decedent,whether by blootl or adoption.
REV-1502 EX+(12-12)
pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
REAL ESTATE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
WILLIAM A. REDCAY 21 13 0455
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedenYs interest if owned as tenant in common. VALUE AT DATE
NUMBER OFDEATH
DESCRIPTION
1. 851 GREEN SPRING ROAD, NEWVILLE, PENNSYLVANIA 170,000.00
TOTAL(Also enter on Line 1,Recapitulation.) $ 170 000.00
If more space is needed,use additional sheets of paper of the same size.
REV-1508 EX+(OS-12)
pennsylvania SCHEDULE E
DEPARTMENTOFREVENUE CASH, BANK DEPOSITS & MISC.
RESIDENNDECED NTTURN pERSONAL PROPERTY
ESTATE OF: FILE NUMBER:
WILLIAM A. REDCAY 21 13 0455
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. PERSONAL PROPERTY-APPRAISAL ATTACHED 39,371.00
2. ACNB BANK-CHECKING ACCOUNT#135836 7,890.42
TOTAL(Also enter on Line 5,Recapitulation) $ 47 261.42
If more space is needed, use additional sheets of paper of the same size.
REV-1511 EX+(10-09)
pennsylvania SCHEDULE H
DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCETAXRETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
WILLIAM A. REDCAY 21 13 0455
DecedenYs debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. EWING BROTHERS FUNERAL HOME, INC. 6,826.94
B. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions:
Name(s)of Personal Representative(s)
Street Address
City State ZIP
Year(s)Commission Paid:
2. AttomeyFees: IRWIN & McKNIGHT, P.C. 10,250.00
3, Family Exemption:(If decedenYs address is not the same as claimanYs,attach explanation.)
Claimant
Street Address
�ity State ZIP
Relationship of Claimant to Decedent
4. ProbateFees: REGISTER OF WILLS 348.50
5 AccountantFees: MARTIN ACCOUNTING SERVICE 285.00
6. Tax Retum Preparer Fees: PATRICIA A. ROSENDALE, CPA 375.00
7, CUMBERLAND LAW JOURNAL-ESTATE NOTICE 75.00
8. THE SENTINEL- ESTATE NOTICE 189.54
9. ROY D. GOTTSHALL-APPRAISAL ON PERSONAL PROPERTY 140.00
10. S.W. BARRETT-APPRAISAL ON REAL ESTATE 500.00
11. LINDA M. REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP (2013) 500.00
12. JOHN REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 500.00
13. RAY REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 600.00
14. JULIE REDCAY-PROPERTY/SALVAGE YARD CLEAN-UP 400.00
15. MERCY REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 400.00
16. PAUL REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 200.00
17. KEN HORNING - PROPERTY/SALVAGE YARD CLEAN-UP 80.00
18. FAY HORNING - PROPERTY/SALVAGE YARD CLEAN-UP 80.00
TOTAL(Also enter on Line 9,Recapitulation) S 23 911.92
If more space is needed,use additional sheets of paper of the same size.
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
WILLIAM A. REDCAY 21 13 0455
DecedenYs Name Page 1 File Number
Schedule H -Funeral Expenses 8 Administrative Costs -67.
ITEM
NUMBER DESCRIPTION AMOUNT
19. SEBASTIAN REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 160.00
20. JEREMY REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 160.00
21. TIMOTHY WISE- PROPERTY/SALVAGE YARD CLEAN-UP 80.00
22. MATTHEW REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP 160.00
23. LOGAN REDCAY-PROPERTY/SALVAGE YARD CLEAN-UP 80.00
24. CURTIS HORNING - PROPERTY/SALVAGE YARD CLEAN-UP 80.00
25. LINDA M. REDCAY- PROPERTY/SALVAGE YARD CLEAN-UP (2014) 500.00
26. RICHARD BEAR- PROPERTY/SALVAGE YARD CLEAN-UP 615.00
28. CUMBERLAND COUNTY LANDFILL-TRASH 64.94
29. RICHRRD BEAR- LA1,NN CARr 35.00
30. SHEETS(NEWVILLE) - DIESEL FUEL FOR TRACTOR 21.00
31. GROFF'S SEPTIC-SEPTIC PUMPING 160.00
32. NOLT'S -TRUCKHOE RENTAL 46.00
SUBTOTAL SCHEDULE H-B7 2,161.94
REV-1513 EX+(01-1D)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
WILLIAM A. REDCAY 21 13 0455
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
1. GLENN W. REDCAY Lineal 193,349.50
2256 RITNER HWY REMAINDER
CARLISLE, PA 17015
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
�, NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $
If more space is needed,use additional sheets of paper of the same size.
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LAS'T WILL AND TESTAM� �, `� �
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I, WILLIAM A. REDCAY, of North Newton Township, Cumberland County,
Pennsylvania, being of sound mind, disposing memory and full legal age, do hereby make,
publish and declaze this instrument to be my Last Will and Testament, hereby expressly revoking
a11 Wills and Codicils heretofore made by me.
1. I direct my Executor or Substitute Executor, as the case may be, to pay all of my
debts, funeral and administrative expenses as soon as may be done conveniently after my
decease. Furthermore, I direct that all sta.te, inheritance, succession and other death t�es
imposed or payable by reason of my death and all interest and penalties thereon with respect to
all property composing of my gross estate for death tax purposes, whether or not such property
passes under this Will, shall be paid by the Executor or Substitute Executor from my estate,
and that none of the aforesaid taxes shall be prorated among those persons or entities named
herein or otherwise beneficiaries hereunder.
2. My Executor or Substitute Executor may, at his discretion, compromise claims,
borrow money, retain property for such length of time as he may deem proper; lease and sell
property for such prices, on such terms, at public or private sale or sales, as he may deem proper;
and invest estate property and income without restriction to legal investments unless otherwise
provided hereunder.
. �--
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3. I authorize and empower my Executor or Substitute Executor to sell any realty
and/or personalty owned by me at my death and not specifically devised or bequeathed herein, at
public or private sale or sales and to give good and sufficient deeds and/or bills of sale therefor,
in fee simple, as I could do if living. My Executor or Substitute Executor is authorized and
empowered to engage in any business in which I may be engaged at my death, for such period
of time after my death as seems expedient to said Executor or Substitute Executor.
4. I hereby give, devise and bequeath all of my estate of every nati�re and wherever
situate, including my farm located at 851 Green Spring Road, Nevwille, Pennsylvania, to my
son, GLENN W. REDCAY.
5. If my son, GLENN W. REDCAY, does not survive me by a period of at least sixty
(60) days after my death, then my estate I give, devise and bequeath to my five (5) remaining
children, FAY A. HORNING, RAY I. REDCAY, JAY A. REDCAY, JOIiN L.
REDCAY and PAUL E. REDCAY, share and share alike, the child or children of any
deceased child taking the shaze their parent would have taken if living. Should one of my
aforementioned children predecease me without living issue, then said share shall be distributed
to my children who survive me.
6. Should the gift in Paragraph 5 take effect, I give the following directive to my
Substitute Executor: JAY A. REDCAY has already received the sum of $22,000.00 and
said amount is to be deducted from his share of my estate and divided in equal shares between
FAY A. HORNING, RAY I. REDCAY, JOHN L. REDCAY and PAUL E.
REDCAY provided they are living at the time of my death.
2
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7. I hereby nominate and appoint my son, GLENN W. REDCAY, to be the Executor
of this my Last Will and Testament. In the event he has predeceased me, failed to qualify or is
not able or does not serve for whatever reason, I then appoint my son, RAY I. REDCAY,
to serve as Substitute Executor of this my Last Will and Testament, whereby the Substitute
Executor shall have the same powers as the original Executor herein.
8. No Lxecutor or Substitute Executor acting hereunder shall be required to post
bond or enter security in this or any other jurisdiction.
9. No person or persons shall benefit hereunder unless such beneficiary shall survive
me for a period of at least sixty(60)days.
10. No beneficiary may assign, anticipate or pledge her or his interest in any income
or principal held or distributable hereunder; and no beneficiary's creditors may levy, attach or
otherwise reach any such interest.
11. If any person entitled to share in any distribution under the terms of this my Last Will
and Testament becomes an adverse party in any proceeding to contest the probate of this Last
Will and Testament, such person shall forfeit his or her entire interest inherited hereunder and all
provisions in favor of such person shall be declared void and of no effect. The share of such
person so forfeited shall be distributed as part of the residue pursuant to Paragraph 5 or
Pazagraph 6 hereof except that if such person is entitled to share in the said residue, that
interest shall be distributed proportionately to the other residuary beneficiaries.
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12. I hereby suggest that my personal representative retain the services of Irwin &
McKnight, P.C. as attorneys in the settlement of my estate.
IN WITNESS WHEREOF, I have hereunto set my hand and seal this 22"d day of
March 2013.
�
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.��� h (SEAL)V
WILLIAM 'A. REDCAY
Signed, sealed, published and declared by the above-named Testator, as and for his Last
Will and Testament, in our presence, who, at his request, in his presence and in the presence of
each other have hereunto set our names as subscribing witnesses.
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ACKNOWLEDGEMENT AND AFFIDAVIT
WE, WILLIAM A. REDCAY, MARTHA L. NOEL and SHARON L.
SCHWALM, the Testator and witnesses respectively, whose names are signed to the foregoing
instrument, being first duly sworn, do hereby declare to the undersigned authority that the
Testator signed and executed the instrument as his-.Last Will and Testament, that he had signed
willingly, tha.t he executed it as his free and voluntary act for the purpose herein expressed, and
that each of the witnesses, in the presence and hearing of the Testator, signed the Will as a
witness and that to the trest of their knowledge the Testator was, at that time, eighteen years of
age or older,of sound mind and under no constraint or undue influence.
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WILLIAM A. REDCAY
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�J�`�/f�%/�(.i:Z�' �L�.�/�(/�I?'t/
SHARON L. SCHWALM
COMMONWEALTH OF PENNSYLVANIA :
. SS:
COUNTY OF CUMBERLAND .
Subscribed, sworn to and acknowledged before me by WILLIAM A. REDCAY, the
Testator herein, and subscribed and sworn to before me by MARTHA L. NOEL and
SHARON L. SCHWALM,witnesses,this 22°d day of March 2013.
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' o ary Public
CU WEAL7N OF p�NNSYLVANIp
Notarlal Seal
Roger B.Irwin,Notary Public
Carlfsle Boro,Cumberland County
My Commission Expires Oct.3,2016
MEMBER,PENNSYLHAN'tA ngcOf.fATIOM OP NOTARIES
5
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0114
APPRAISAL OF
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LOCATED AT:
851 Greenspring Road
Nexrville,PA 17241�9676
CLIENT:
Irwin 8 McKnight
60 West Pomfret Street
Carlisle,PA 17013
AS OF:
April 6,2013
BY:
Stan A.Skowronek
PA Certlfied Residential Real Estate Appraiser
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0114
05I03/2013
Irwin&McKnight
60 West Pomfret Street
Carlisle,PA 17013
File Number: 13-0114
In accordance with your request,I have appraised the real property at:
851 Greenspring Road
Newville,PA 17241-9676
The purpose of this appraisal is to develop an opinion of the defined value of the subject property,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion,the defined value of the property as of April 6,2013 is:
5770,000
One Hundred Seventy Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs,assignment conditions and appropriate certifications.
Respectfully submitted
�--�� ' '�"'�fV��
Stan A.Skowronek
PA Certified Residential Real Estate Appraiser
, . Summary
Residential Appraisal Report File No. 13-0114
The purpose W Nis appraisal report is W provide the client with a credible opinion oi the defined value ot the subject properry,given the intended use of the appraisal.
Client Namellntended user Irwin&McKni ht E-mail N/A
GiemAddress 60 West Pomfret Street Ci Carlisle Smte PA Zi 17013
; addiaonal inrended user s The Intended User of this a raisal re ort is the Client. No additional intended Users are ermitted without
. the ermission of the a raiser s.
m�ended use The Intended Use is to evaluate the ro e that is the sub ect of this a raisal to rovide the Client with an
accurate and ade uatel su orted o inion of value.
aro e nadress 851 Greens rin Road c' Newville srare PA zi 17241-9676
Ownerof Public kecord Redca wlliam A Coun Cumberland
l al Descri 6on Deed Book 20P a e 962
Assessors Parcel# 30-0&0595-009 t�Year 2012 R.E.Taxes 3 3 560.00
Nei hborhood Name North Newton Townshi M Reterence 08-0595 CensusTract 0128.00
Pra R'ha A raised X Fee Sim le Leasehold Other descrihe
M research did X did not reveal an rior sales or transfers of the w6'ect ro e tor the three ars rior ro the eHecuve dare of this raisa�.
PriorSalertransfer: Dare 09/06H957 Price$1 Soure s Deed
Analysis of prior sale or transfer history of the subject praperry(and comparable sales,it applicable) No rio�trdnsfers Of the sub'eCt within th2 eSt 36
months nor were there an rior transfers of the com arables within 1 months of their sale date.
Olferings,opfions and contraca as of the etlecuve date of the appraisal None noted
:.'s �. �;a'!eiphburhoqilChaYFCteNstics� �- ' ,:POnt1lnRHOU`sinpTrends? _ � , �Oqe�7ni[Housi�B t.,,�_:=`Prese�Laiid�)x%-;�-
Locafion llrban � Su6urban X Rurel '� Pre e`��Values �Increasin X Stahle Declinin PRICE AGE One-Unit 25%
Built-U Over 75% X 2575% Under 25% DemandlSu I Shorla e In Balance Over Su S 000 s 2-4 Unit 0%
GravAh Ra id X Sfable Slow MarkeOn Time Under 3 mths X 3•6 mths Over 6 mths 90 Law 20 Mul6-Famil 0%
- Neighbornood eoundaries The sub'ect is bounded on the north b route 944 on the east b 225 Hi n 100 Commercial 0%
route 74 on the south b Pine Rd and on the west b Rid e Rd. 140 rred. 50 otl�er Vac 75�
� Neighborhood oescrip6on The sub ect is located in an area of mixed residential and a ricultural use which is common to Westem
Cumberland Coun . It is within reasonable drivin distance to ammenities such as schools sho in and em lo ent.
Market Condi6ons pncluding support lor the ahove conclusions) See Attached Addendum
oimensions See le al descri tion nrea 19 acs sh e Irre ular view O en count
S aficZOnin Classificauon NonB knOwn 2onin Descri 6on N/A
Zonin Com liance Le al Le al Nonconiormin Grandtathered Use X No Zonin Ille al descri6e
Is the hiphest and best use of 1he whject properry as improved(or as proposed per plans and specifice6ons)the present use7 X Yes No If No,describe.
Utilfties Publie Other describe Public Other tlescrihe Off-sirelm rovements—T e Public Private
Electriici X 100 am wa�er X Well saeec Macadam X
�as X Pro oe C kn sani sewer X Se tic Alle None
srte commer� Private water and sanita s tems are common to the area and have no adverse affect u on marketabili . The
sub'ect is not in a FEMA s ecial flood hazard area er Ma #42041C0190Eldated 03-16-2009/Zone X.
,. . _ ....,, ..,. _.. ,- . K.
i:' �.,�->'GENERAL'AESCRIP.TION:' .�::a:. . ,:.FOUND'A710N_ .. ,FX2ERIORDESCRIP..SION N.,malenals, .,,..':INTERIOR�:_> r�,�.:meOena�s�, ,�;:.;
Units X One OnewlACC.unit ConcreteSlab CrawlS ace FoundalionWalls Stone/Av Floors C WiNFaif
q of Slories 2 Full Basement X Par6al Basement Exterior Walls B�iek/Vin/Av walls Plaster/Fair
X Det. Au. S-DetlEndUnit easementArea 200 .ft. Roofsurfece Metal/Av 7ri�nish Wood/Fair
X F�dsGn Pro osed Under Const. easement Fnish 0% Gut[ers&Down ouis Aluminum/Av Bath Floor Vi11 /Fair
Desi n s e 2 Sto Outside En �ebi sum aum wndowT e Wood Frame/Fr eam wainscoc Panel/Fair
Year Buih 1900 Srorm Sashlinsulated NO Car Srora e None
Elfecuve A e rs 30 screens No X�rivewa #of Cars 4
At6c None Heaun FWA X HW Radiant Ameni6es WaodSmve s#0 Drivewa Surface StO�B �
Dro Stair X Stairs Other Fuel Coal Fire lace s#0 Fence N011@ X Gara e #of Cars 4
Floor SaNe Coolin CenUal Air CondUOnin PafiolDeck NOne X Porch Cv/Enel C ort #of Cars 0
Fnished Heated Individual Other Pool None Olher NOne Att. X Det. Built•in
A liances Rehi erator X Ran el0ven Dishwasher Dis sal Microwave WashedD er Other descri6e
. Finished area above rade cantains: T Rooms 3 Bedraoms 1 Bath s 1 629 S uare Feet of Gross Livin Area Above Grade
' nddi6ona�Feamres Front covered orch. Side enciosed orch. 30x36 ara e/worksho .
comments on me improvemen�s The sub'ecYs interior is old and ve dated with an o en ceilin in the den and a lar e ortion of the
livin room ceilin o en with ex osed lath with old water marks indicatin a ssible lumbin roblem. Deferred
maintenance is a arent throu hout. There was a stron foul odor comin from the coal furnace which was o erational
durin the ins ection. The odor became extremel stron in the basement itself. An ins ection of the furnace b
rofessional heatin coolin rsonnel is recommended. The site has been used as a salva e rd for automobiles over the
ars with dozens of old vehicles on the site. A level one environmental ins ection ts recommended to determine if an
environmental issues exist within the soil. The old lo su ort beams show ossible wood borin inseet activit . A wood
infestation ins ection is recommended.
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� � ADDENDUM
ClienF Irwin 8 McKniqht File No.: 13-0114
PropertyAddress• 851 Greensprina Road Case No.:
City: Newville State: PA Zip: 17241-9676
Neighborhood Market Conditions
LisUSale ratio approximately 98%.I have considered relevant competiUve listings andlor contract offerings in the
performance of this appraisal and in the trending information reported in this section. If a trend is indicated,l have
attached an addendum providing relevant competitive listing/contrect offering data. Locai muiti-list data indicates
stable market In the past calendar year with no appreciation in the subjects market area,with an average marketing
time of 90-180 days. Economic trends and lending rates have remained favorabie. Sales concessions are occuring
more frequently; however,there is no known prevelance of unusual seller financing concessions or buydowns.
There are new homes under construction in surcounding developements,as well as resales available in the
neighborhood.
Addendum Page 1 of 1
� • Summary
Residential Appraisal Report File No. 13-0114
FEATURE SUBJECT COMPARABLE SALE N0.1 COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
851 Greenspring Road 993 Pine Road 41 Run Road 965 Doubling Gap Road
nddress Newvilie PA 77241 CarUsle PA 77015 Carlisle PA 17015 Newville PA 17241
Pro�mi rosub'ect `.,; 11.28 miles ESE 9.39 miles ENE 6.16 miles N
Sale Price S '?S 240 000 S 208 000 �_ '`::5 275 000
Sale Pric�oss liv.nrea S 0.00 .h. S 106.52 .tt �' ` E 85.21 s.ft.i. �S 84.10 .ft.� '~,`:
natasource s ;CPMLS 10212627 CPMLS 10210502 CPMLS 10206393
verificauonsources ...:...,,.,..:`.`..:........ .:�Courthouse CouRhouse Courthouse
VALUEADJUSTMENTS DESCRIPTION DESCRIPTION �E immea DESCRIPTION �-)s �mem DESCRIPTION -sn
sale or Finanang rUA ";$2,500 CI.Cst 0 Conv,None None,Cash
Concessions - ;`Conv DOM 291 DOM 68 DOM 86
Dateofsal�me WA� - � ::�07/27/2012 09/30/2011 06/27/2011
�ocauon Rural Rural Rural Rural
�easehoidlFee sim ie Fee Sim le Fee Sim le Fee Sim le Fee Sim le
sire 19 acs 27.07 ac -40 350 20.14 ac -5 T00 35.25 ac -81 700
view O en count O en Count O en Count O en count
Desi n S e 2 St0 2 Sto 2 St0 2 St0
uali otconsvucrion Avera e Su erior -10°k -24000 Avera e Avera e
,' Aclual A 113+/-Years 119+1-Years 0 113+/-Years 0 165+/-Years 0
: condiuon Fair Fair Su rior-5% -10 400 Su erior-5% -13 750
� Above Grade Tmv e eeu� tow ea�s rmei e eau� Tow e aws
� Room Count 7 3 1 6 3 1 8 5 2.5 -T 500 7 4 1.1 -2 500
: Gros tiui Area 15.00 1 629 s.tt 2 253 .tt. -9 360 2 441 .It. -12 180 3 270 s.tt -24 615
� easement&Finished Partial Bsmt Full Bsmt 0 Partial Bsmt Full Bsmt 0
� RoamsBelowGrade Unfinished Unfinished Unfinished Unfinished
Func6ona�uuii Avere e Avera e Avera e Avera e
- Heaun coaun HWBB/None None 5 000 HWBB/CA -4 000 HWBB/None
ene E�icientitems T ical Inferior 10000 T ical T ical
sa elcar on 4 Car Gara e 1 Car Gara e 15 000 1 Car Gara e 75 000 None 20 000
PorchlPa6olDeck Porches Porches Deck/Porch 2 000 Porches
2FIP/BankBrn -15 000 In dPl/PoleBld -15 000 Outbuildin s -15 000
Netad'ustrnent o " + X- 3 58 710 + X- S 37 780 + X- S 116 965
AdjustedSalePrice '� NetAdj. -24.5% Ne�Adj. -18.2% NetAdj. -42.5%
otCom rables .,.:.:-�.��-�,:_-.;.--. i Grossnd. 49.5% S 181 290 Grass . 34.5% S 170 220 GrossAd'. 57.1% 5 758 035
Summa ofsa�es com arison a roach O inion of value ran e is 5158 000 to 5181 000.Closin costs are deducted onl for the amount
the urchase rice inflates the list rice at time of sale.Su lus acrea e ad'ustments are made at S5 000 er acre. The
uali of construction ad'ustment for com rable#1 reflects the com areble's stone exterior. Com areble#1 does not have
a heatin coolin s tem and its sole water source is a nearb s rin . It has extensive deferred maintenance er the seller.
The recent slower sales market es eciall for homes with lar er acrea e re uired an ex anded search in both time and
distance. All com arables are similar in s e utilit and location to the sub ect ro are verified closed sales and
considered to be the best available.
lCOS7.APP,ROACHTO.VA�LUE... -.:':.�� . - `
sire va�ue commen�s A review of vacant land sales within the sub'ects market revealed sales ran in from 15.36 to 20.51 acres at a
rice er acre ran e of$3 200 to 56 800-SAY- 5 500 19 acres=$104 500. O inion of value for the sub'ect site- $104 000.
ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SRE VALUE........................................_$ 1O4 OOO
Source of cast data Dwellin S.Ft S ............=S 0
,' ual' refin hom cost service Ettective dale ot cost dam S.Ft S ............_$ 0
: Comments on Cost A roach ross livin area calculauons,de reciafion,etc.
Cost A roach deemed a oor indicator of value. The Gar elCar rt 0 S.F4�$ ............_$ 0
Estimated Remainin Economic Life- 30 ars. Torai es6maie ofCost•New ............=S 0
Less Ph ical FuncGonal External
De recia0on =S 0
De reciated Cost ot Im rovements................................_$ 0
"Asis'Value of Site Im rovemen[s................................_$
INDICATED VALUE BY COST APPROACH...................... =$ N/A
;, .... .., ,,.� -. . .,.. ,,;. :r .. _.. ,_ _
zINCONE�APP.ROACHTOVALUE. '.r_ .•," . .` . �. ,., ,:,`. �� '
Esumated Monthl Market RentS WIA X Gross Rent Muld lier N/A =S N/A Indicated Value b Income A roach
Summary of Income Approach(ncluding suppon for market rent and GRM) NIA
IndteazetlValueb: SalesCOm isonA roaeh5170 000 CostA roach itdevelo ed S N/A IncomeA roach fdevelo e S N/A
The Market Data Anal sis su orts m o inion of value for the sub'ect. The Cost A roach was not deemed an a ro riate
indicator of value and therefore was not induded herein.The Income roach was also deemed ina ro riate for this
� anal is.
� 7his appraisal is made X°as is; subject to compleuon per plans and specificauons on the basis of a hypo�heucal condi6on that the improvemena have heen completed,
❑su6jea ro the tollowing repairs or alrera6ons on the basis of a hypotheucal condifion that the repairs or alteradons have been completed ❑suhject to the following:
� The ro ert has been a raised in current condition. This is for the clients use onl .
• Based on the scope otwork,assumptions,limiting condkions and appraiser's certification,my(our)opinion ofthe defined valueofthe real property
that is Me subject of this report is S 770.000 as ot 04l06/2013 ,which is the eHeetive date of this appraisal.
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, . Summary
Residential Appraisal Report File No. 13-0114
Scope of Work,Assumptions and Limiting Conditions
Scope of work is defined in the Uniform Standards of Professional Appraisal Practice as"the type and eMent of research and analyses in an
AGGignment"In short,scope of work is simpy what the appraiser did and did not do during the course of the assignment.It includes,but is not
IimkedM:theextenttowhichthepropertyisident�edandinspected,thetypeandextentofdataresearched,therypeandextentofanalysesapplied
to arcive at opinions w oonclusions.
The scope W this appreisal and ensuing discussion in this report are specific to the needs Mthe client,other ident�ed intended users and to the
intended use of the report.This report was prepared for the sole and exclusive use ot the client and other identified intended users for the identified
intended use and its use by any other parties is prohibited.The appraiser is not responsi6le tor unauthorized use of the report.
Theappraiser's cert'rfication appearing in this appreisal report is subjeaM theTollowing conditions and Msuch otherspecific condkions as are
set forth by the appraiser in the report.All extraordinary assumptions and hypothetical conditions are stated in the report and might have affected the
assignment results.
1.The appraiser assumes no responsibiliry for matters of a legal naNre aHec6ng the praperty appraised or utle thereto,nor does the appraiser render any opinion as ro the utle,which is
assumed to he good and markemble.The properry is appraised as though under responsi6le ownership.
2.Any sketch in this report may show approximate dimensions and is induded only to assist the reader in visualizing the propeiry.The appraiser has made no survey of the properry.
3.The appraiser is not required to give tesumony or appear in court because of haang made the appraisal with reference W the properry in quesfion,unless arrangements have been
previousy made therero.
4.Neitl�er all,nor arry pan of the content oi this report,copy or other media thereof(ncluding canclusions as�o Ne properry value,the idenury of the appraiser,proffissional designa6ons,
or the firm with which�he appraiser is connected),shall be used for any purposes by anyone hut the client and other intended users as idenufied in this report,nor shall it be comeyed by
anyone ro the puhiic through adverfising,public relauons,news,sales,or other media,without the wriaen consent of the appraiser.
5.7he appraiser will not disclose the contents of this appraisal report untess required by applicable law or as specified in the UniMrm Standards of Pralessional Appraisal Pracuce.
6.Informauon,esUma[es,and opinions furnished to ihe appraiser,and wntained in the repon,were obtained from sources considered reliable and believed ro be Vue and correcc
However,no responsibiliry for accuracy of such items turnished ro the appraiser is assumed by the appraiser.
7.The appraiser assumes that there are no hidden or unapparenl condi6ons of the properry,su6soil,or strucWres,which would render it more or less valuabie.The appraiser assumes
no responsibiliry tar such cnndi�ons,or tar engineering or tes6ng,which might 6e required to discover such iactors.This appraisal is not an environmental assessmeni of the property and
should not be considered as such.
8.The appraiser special¢es in the valuafion of real properry and is not a home inspecror,builtling conVacror,strucNrel engineer,or similar expen,unless othervrise noted.The appraiser
did no1 conduct the intensive rype of field obseNa6ans of the land intended to seek and discover properry detecis.7he viewing of Ihe properry and arry improvements is for purposes of
developing an opinion of the defined value of the properry,given the intended use of this assignmen�Statemenis regardinp condiaon are hased on surtace o6servauons only.The
appreiser claims no special experuse regarding issues including,but not limited m:foundauan settlement,basement moisture prablems,wood desaoying(or other)insects,pest infesradon,
radon gas,lead based pain6 mold or emironmental issues.Unless othervvise indicated,mechanical systems were not acuvared or rested.
This appraisal report should not be used to disclose Ne condi6on of the propeiry as it relates to the presencelahsence of defects.The client is invited and encauraged to employ qualified
e�erts ro inspect and address areas of concern.if negaUve condiuons are discovered,the opinion of value may be aflected.
Unless athervvise noted,the appraiser assumes the components that constitute tlfe subject property improvement(s)are fundamentalty sound and in
working order.
Any viewing of the properry by the appraiser was limited to readily ohservabie areas.Unless othenvise noted,atocs and crawi space areas were not accessed.The appraiser did not move
fumiture,fioor coverings or other items that may restrict the viewing of the property.
9.Appraisals involving hypothetical condiaons related to compleuon of new construcuon,repairs or alterauon are based on the assump6on that such comple6on,altera6on or repairs will
be competently perlormed.
10.Unless the intended use of this appraisal specifiwlly includes issues of properry insurance coverage,�his appraisal should not be used for such purposes.Reproducuon or
Replacement cost figures used in the cost approach are lor valuauon purposes only,given the intended use of the assignmen4 The De6ni6on of Value used in this assignment is unlikely
ro 6e wnsistent wilh the defini6on of Insurable Value for properry insurance coverageluse.
11.TheAGlGeneralPurposeAppraisalReport(GPARTM)isnotinMndedforuseintransactionsMatrequireaPannieMae10041FreddieMac70form,
also known as the Uniform Residential Appreisal Report(URAR).
Additional Comments Related To Scope Of Wark,Assumptions and Limking Conditions
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� • Summary
Residential Appraisal Report Fle No. 13-0114
Appraiser's Certification
The appreiser(s)cert�es that,to the best of the appraiser's knowledge and belief:
1.The statements of fact contained in this repon are true and correct.
2.The reported analyses,opinions,and conclusions are limited only hy the reported assump6ons and limiung condifions and are the appraiser's personal,impar6al,and unbiased
professional anatyses,opinions,and canclusions.
3.Uniess otheiwise stated,the appraiser has no present or prospec6ve interest in the properry that is the suhject of this repon and has no personal interest with respect to the paroes
inwlved.
4.The appraiser has no bias wiN respect to the properry that is the subject of this repon or to the par�es involved with this assignment.
5.The appraiser's engagement in this assignment was not conungent upon deveioping or reporong predetermined results.
6.The appraiser's compensaoan for compleung this assignment is not conungent upon the development or reporong of a predetermined value or direcuon in value that tavors the cause of
the client the amount of the value opinion,the atlainment of a supulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal.
7.7he appraiser's analyses,opinions,and conclusions were developed,and Nis report has been prepared,in conformiry with the Unitorm Srandards of Protessional Appraisal PracBce.
8.Unless othernise noted,the appraiser has made a personal inspecuon of the property that is the subject of this report.
9.Unless noted below,no one proaded significan[real properry appraisal assistance ro the appraiser signing this ceroBcauon.Significant real properry appraisal assistance provided by:
Additional Cert�cazions:
DefinitionofValue: X�MarketValue ❑OtherValue:
Source of Definiaon:USPAP
The most probable price in terms of money which a property should bring in competitive and open market under all
conditions requisite to a fair sale,the buyer and seller,each acting prudentiy,knowledgeably and assuming the price is not
affected by undue stimulus.
ADDRESS OF THE PROPERTY APPRAISED:
851 Greensaring Road
Newville.PA 17241-9676
�EFFECTNE DATE OF THE APPRAISAL:04/06/2013
- APPRAISED VALUE OF THE SUBJECT PROPERTY$170.000
� APPRAISER SUPERVISORYAPPRAISER -----7
���.� �-.y� �� �� `/ T��..
SignaWre: L✓ c Signamre: � _i
Name: Stan A.Skowronek Name: Steven W.Barrett,SRPA,SRA,ASA
State Cer6fica6on p RL001572L Stare Cer6ficauon s GA000298L
or License# or License#
or Other(describe): Stare a: State: PA
S�ate:PA Expira6on Date of CertificaUOn or License: 06/30/2013
Expirauon Date af Cerrificauon or�icense: 06/30/2013 Date of Signamre: 0 510 3/20 7 3
Date ot signature and Report: 05/03/2013 Date of Propery Viewing: 04/2312013
Date of Properry Viewing: 04/23/2073 Degree of property viewing:
Degree of properry viewing: X❑�merior and Exterior Q Exterior Oniy ❑Did not personally view
XQ Interior and Ezterior ❑Exterior Only ❑Did not personally view
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' Summary
USPAP ADDENDUM File No. 13-0114
Borrower:William A REDCAY Estate
Property Address:651 Greensaring Road
Ciry: Nevwille Caunty: Cumberland State: PA Zip Code: 17241-9676
Lender: Irwio 8 McKnight
Reasonable Exposure Time
My opinion of a reasonable exposure time for the subject property at the market value stated in this report is:90-180 davs
Additional Certifications
01 have perfarmed NO services,as an appraiser or in any ather capacity,regarding the properry that is the subject of this report within the three-year
period immediately preceding acceptance of this assignment.
�I HAVE performed services,as an appraiser or in another capacity,regarding the properry that is;he subject of this report witihin the three-year
period immediately preceding acceptance of this assignment.Those services are described in the comments below.
Additional Comments
APPRAISER: SUPERVISORY APPRAISER(only if required):
/ ��
Signature: � �` `��� Signature:� � � �i '� �
Name: Stan A.Skowronek Name: Steven W.Barrett,SRPA,SRA,ASA
Date Signed: 05/03/2013 Date Signed: 05/03/2013
State Certification#: RL001572L State Certification#: GA000298L
or State License#: or State License#:
or Other(describe): State#: State: PA
State: PA Expira6on Date of Certificadon or License: 06/30/2013
Expiration Date of Certificatian or License: 06130/2013 Su ervisory Appraiser inspection of Subject Prope :
Effective Date of Appraisal:04/06/2013 �Did Not ❑Exterior-only from sVeet �Interior and Exterior
Am�auwqacimnw.R.eoa.zu.emY.v.w..o�e.00m usv�uNrasivau
FLOORPLAN SKETCH
ClienC Irwin 8 McKnight File No.: 13-0114
Property Address'851 Greenspring Road Case NO.:
Ci :Newville State:PA Zi :17241-9676
+ + +
+ +
+ � +
+�+
+ a +
+,�, � Kitchen
. s
+�+
+ �, +
. +
Family �
o Bath Bedroom
a°� ,�
m
c
.�
Den J
Bedroom Bedroom
+ + � + +
� . . , + . � , � . . �
+ + . £overed+porch t • •
+ . + « + + + + + � � +
SMetchMMsMd'vu^�
Comments:
AREA CALCULATIONS:SUMMARY LIVING AREA BREAKDOVIIN
Code . :Deseription ,` '.NetSitt- NetTotals" Breakrlown Subtotals -
GLi�i�. . P'irst Floor . . ..� 957.0 . - 957.0 Firsb.Floor � � ..
GLi�2 Second F1oor- 672,0 67].0 � �28.0 s Z6.0 672.0
P/P � 8ncloeed Porch �105.0 15.0 x 19.0 285.0
pozch 140.0 765.0 Second Floor
28.0 s Z4.0 672.0
Net LIVABLE Area (rounded) 1629 3 Items (rounded) 1629
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Client: Iranrin&McKnight File No.: 13-0114
PropertVAddress'851 Greenspring Road Case No.:
Ci :Newville State:PA Zi :17241-9676
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Elient: Irwin&McKnight File No.: 13-0174
PfopertV Add�ess:851 Greensprin9 Road Case No.:
C� :Newville State:PA 21 :17241-9676
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Client� Ir•win&McKnight File No.: 13-0114
PfopertY AddfeSS'851 Greenspring Road Case No.:
Ci :Newville State: PA Zi :1T241-9676
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PropertV Address�851 Greensaring Road Case No.:
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COMPARABLEPROPERTYPHOTO ADDENDUM
rlienT Irwin 8 McKnight File No.: 13-0114
PropertV AddreSS'851 Greensprina Road Case No.:
Ci :Newville State: PA Z� :17241-9676
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Sale Date:07/27/2012
��• Sale Price:$240,000
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Sale Date:06/27/2017
Sale Price:$275,000
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LOCATION MAP
Client: _Irwin&McKnight File No.: 13-0114
PrOpertY Address:851 Greenspring Road Case No.:
Ci :Newville State:PA Zi :17241-9676
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Client: Irwin&McKniyht File Na.: 13-0114
PropertY Address:851 Greensprina Road Case NO.:
Ci :Newville State:PA Zi :17241-9676
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Flood Information
FloodMap Legend Canmunity:427583-NORTH NEWTON,70WNSHIP O�
Flppd Zp�es Property is not in a FEMA special flood hazard area.
Preas�nAOrtaledby500�yeerllooding P�1apNumber:42041C0130E AAapdate:03l96�'2009
Panel:0190E FIPS:42041
nreas aas�m n��oa a,�a soaye�n��s Zone:X
AtOa2�fnpWaletl Oy 704year Ilootling
Rwas upa�0s7eE by a0aysar Oootling wlln vebs�ry emzaro
� FIOOM�y Oro05 Nt:ilhe�T�nnsa�tlP.AtA FIoOtl Hn2Artl Certl�I�linO(TFHCJ OM ACI Yneke sny
rzpr�sentallons a warrenur,s w any�party conceming[he contanL accuracy ar
Fbo6wey aroastixlh velocdy ha=ard opmple0enass of th9s tload report,inGUding any�vertanty of inershantebility or
ArMf 0lunM101mIItEE Oatt poiS�.MROOA h8zd�dS f�nev fot e parGO.ilar purpase�.Neilhar TFHC nor ACI nor t�e aelle�01 this
9ood repon shali he�re any Ilablllty to eny ih�d perty for eny use or misuse of
. .� A»at n>f msppr6 On aiy pW�ithOd FIRM [hi�fla�d report
File No.13-0114
******"'"'*QUALIFICATIONS�***
The following checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property,the comparables sales,and their neighborhoods and locations. Unless otherwise
noted,the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_x_1. The subject is located in a rural area and is less than 25%built-up.
2. Commercial/Industriai uses are located within the subjecYs neighborhood. These uses are typical of similar
neighborhoods.
_x 3. Vacant and undeveloped land uses are located within the subjecYs neighborhood. These uses are typical for
the area.
4. The predominant value in the neighborhood is less than that of the market value of the subject property. This
is due to the very wide renge of value of properties in the area and superior quality of the subject property.
_5. The subject property is located in a F.E.M.A.Identified Flood Zone. Flood insurance coverage is required and
suggested.
6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typicai in dwellings of this style.
_x_7. The subject property is serviced by private well andlor septic systems which is common for the area.
_x 8. The subject is older than five(5)years. All mechanical systems including the heating,electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
_9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
x 10. The basement floor is a diR floor. This condition is common and typical for the area.and does not pose a
health or safety hazard.
_11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
12. The land value exceeds 30%of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
x 13. The land value exceeds 30°k of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
_x_14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
x 15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the
subjecYs market area. All comparabies used are the best available.
_x_16. One or more comparable sales are oider than six(6)months. Although there are comparable properties in the
subjecYs area,none have sold recently; therefore,sales in excess of s(x(6)months have to be used. All comparables
used are the best available.
_x_17. One or more comparables used were in excess of one(1)mile from the subject property. Although there are
compareble properties in the immediate area,none have sold recently. Therefore,it was necessary to use comparable
sales outside of the immediate area. All comparables used are located in similar neighborhoods and within the same
marketing area. All comparables used are the best available.
_18. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Roofing_Plumbing_Electrical_Heating_x certification(s)is/are suggested.
_22. Inground swimming pool_,out buildings are included .not included_according to lender's
guidelines.
_23. According to lender's guidelines a maximum of acres were considered for this valuation. Remaining
acreage was given no value.
File No.13-0714
***""'***QUALIFICATIONS*****""`*"
_24. The subject property is located on a private road.
x_25. Wood infestation inspection is suggested.
_x 26.Last recorded deed transfer: Date_09/06/1957 ,Consideration:$_7.00
_27. Proposed constructionlrenovation in accordance to plans and specifications to be completed in a workman-like
manner.
_28. Seller is paying pa�t or all of closing costs.
_x 29. All comparable sales are verifed closed sales.
x 30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
_31. AMC fee was required in order to accept this appraisal request.
File No.13-0114
*'"******QUALIFICATIONS*�'k****""'k
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
confidentiality,integrity and security of clients'personal information. Intemal policies have been developed to protect
this co�fidentiality,while allowing client needs to be served.
We restrict access to personal information to authorized individuals who need to know this information to comply with
federal standards to protect your nonpublic personal infortnation. We do not disclose this information about you or
any former consumers or customers to anyone,except as permitted by law. The law permits us to share this
information with our affiliates. The law also permits us to share this information with companies that perForm
marketing.
When we share nonpublic information referred to above,the information is made available for limited purposes and
under controlled circumstances. We require third parties to comply with our standards for security and confientiality.
We do not permit use of consumer/customer information for any other purpose nor do we permit third parties to rent,
sell,trede or otherwise release or disclose information to any other party.
Education
As of the date of this report,1 and/or Steven W.Barrett,SRPA,SRA,ASA have completed the requirements under the
continuing education program of the Appraisal institute and the American Society of Appreisers.
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Apri124,2013
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Irwin& McKnight PC
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Attn: Roger B Irwin ��'`��'�"������,'-`
60 W Pomfret St
Carlisle PA 17013
RE: Estate of William A Redcay
Dear Mr. Irwin:
The following information is being provided as per your request:
Acct. Type Account No. Balance at Accrued Ownership Date
D.O.D. [nterest to Opened/Joint
D.O.D.
Esteem 135836 $7,890.42 $031 Jt w/Paul Redcay or Glenn W 3/1/13
Checking Redcay
Account
Inquiries concerning ACNB Corporation stock information should be directed to the Registrar and Transfer Company
at 1-800-368-5948. If you need any additional information, please contact me at(717)339-5122.
Sincerely,
(.��c�--
' Barbara J Wa e
ACNB Ban
Deposit Serv es Representative II
acnb.com•acnbbusiness.com• P.O.Box 3129,Gettysburg,PA 17325 •Phone 717.334.3161 •Toll Free 1.888.334.ACNB(2262)
Ewing Brothers Funeral Home, Inc.
630 South Hanover Street
Carlisle, PA 17013-
(717)243-2421
;z
April 9,2013
Glenn W. Redcay
2256 Ritner Highway
Carlisle, PA 17015
The Funeral Service for William A. Redcay
We sincerely appreciate the confidence you have placed in us and will continue to assist you in every way we can. Please
feel free to contact us if you have any questions in regard to this statement.
THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES,FACILITIES,AUTOMOTIVE EQUIPMENT,
AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS.
1. PROFESSIONAL SERVICES
All inclusive Service fee(Special Price) , , , , , , , , , , , , , , , , , $3925.00
FUNERAL HOME SERVICE CHARGES . . . . . . . . . . . . $3925.00
SELECTED MERCHANDISE:
Kloth Covered Casket , , , , , , , , , , , , , , , , , , , , , , $775.00
Grave Line/Device only , , , , , , , , , , , , , , , , , , , , , , $1100.00
Register Book(s) , , , , , , , , , , , , , , , , , , , , , , , , $40.00
Memorial folders , , , , , , , , , , , , , , , , , , , , , , , , $125.00
THE COST OF OUR SERVICES,EQUIPMENT,AND MERCHANDISE
THAT YOU HAVE SELECTED , , , , , , , , , , , , , , , $5965.00
Cash Advances
Opening Grave, , , , , , , , , , , , , , , , , , , , , , , , , $600.00
SentinelObituary/Short.w.Photo , , , , , , , , , , , , , , , , , , , $116.94
ShippMewvitle papers , , , , , , , , , , , , , , , , , , , , , , $85.00
CeRified Copies of Death Certificate , , , , , , , , , , , , , , , , , , $60.00
TOTAL CASH ADVANCES AND SPECIAL CHARGES . . . . . . . . $861.94
Total
Total Cost . . . . . . . . . . . . . . . . . . . . . . . . . . $6826.94
SUB-TOTAL $6826.94
INITIAL PAYMENT/DISCOUNT/CREDITS 0.00
TOTAL AMOLJNT DUE ' $6826.94
The unpaid balance over 30 days is subjected to a 1.50%service chazge per month-18.0000%per annum.
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Gr�o�f's Sept�c �3 Fortable To�ilet Service
GENERAL CONSTRUCTION WORK
BULLDOZER - BACKHOE
PORTABLE TOILET RENTALS
SEPTIC TANKS-INSTALLING,CLEANIN�i,REPAIRING
99 ICKES LANE •NEWVILLE,PA 17241
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PAYMENT IS DUE AT TIlVIE OF SERVICE.
IF NOT, 10%INTEREST WII,L BE AD�ED AFTER 15 DAYS!
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