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HomeMy WebLinkAbout01-21-14 (3) s , � 1505610105 REV-1500 EX(02-ii)(FI) OFFICIAL USE ON�Y PA Department of Revenue pennsylvania Bureau of Individual Taxes OEh�TMCMTOIN[VEMUE County Code Year File Number INHERITANCE TAX RETURN � � �� � - ��� ��� " � ���������� � l_��� ������� Po Box z8osoi RESIDENT DECEDENT ���/ Harrtsbur PA� 128-0601 �� �� ' � � , ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY ; ; 03/30/2013 10/03/1926 3 i........................................�._.,.,,..._.,_.,..,, ..,,,......... ..._.,.......... _«.,.,..,;': ,.,,,.,,.... .,.,.........._...,.,,,.,.,....,......,,..,,..,.....,._._..,...,.,,..,._,.,., ....,.... .,,,,..,.�..... .,........:..,....... ....... Decedent's Last Name Suffix Decede�Ys First Name MI ___.�....�...... .......... �..r.....,.. ...._._...... .... ...._......_..._. ..��.._.._ .._......_ ___�_...,v __.�....� ._._.. ._...... � __. ._._._.__.._.�._..__.......m. .__.. _....�. _ £ r.__ --- -; ; � � 3 Lorenz : ; � Thomas ; C , _.��_� �__._� , � �_. .... _ _ ..v� _....x M � e.............� ...,.......� ,,.,...,....,....,_.,..,,,.._...... _.,:.....,......,,., .. .,,.,..,,...........,.,,... ..........,,...,.,. ......,,..,..,t t........,,, ..,..,,......_..,..,.,.,� ,.,.,.. ... . .. .,.,........ ,...Y,._,.,.. ...,...: � . (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI _ ._v.__. �..�....._ .. �.... .._..�._..___.�_.._ ......� ..... ......_.._ ......_._ ._._.._..___..... _ _._ _. ,Lorenz � ' Katharine F P i I ............. ____. ......._. ........_ .____ .._._... ......._ ......... .._._._ , 3......_. ___._ ...._'s :._,...,.....m........,...W..,,.._..,_....,,..,.,,,..,..,. ..,,,........,,.....,....«...,._,...,,_. ,.,..,...,.,.,. ......_,....,.,,.,,.,,...: �:Lh.,..,,.,�.�...� Spouse's Social Secunty Number ..�_x..�..__._._.�� ..._.__. . THIS RETURN MUST BE FILED IN DUPUCATE WITH THE i a�,(� `��� ��d� REGISTER OF WILLS FILI.IN APPROPRIATE OVALS BELOW � 1.Original Retum O 2.Supplemental Retum O 3. Remainder Retum(Date of Death Prior to 12-13-82) p 4.Limited Estate O 4a.Future Interest Compromise(date of O 5. Federal Estate Tax Retum Required death after 12-12-82) C� 6.Decedent Died Testate O 7.Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Wiii) (Attach Copy of Trust.) +��� �.,.., O 9.Litigation Proceeds Received O 10.Spousai Poverty Credit(Date of Death O 11. Ele to Tax under�c.91�� Between 12-31-91 and 1-1-95) (A �edule O) i"�'1 , CORRESPONDENT— THIS SECTION MUST BE COMPLETED.ALL CORRESPONOENCE AND CONFIDENTIAL TAX INFORMATI(� LD BE DI ED � Name Daytime T��mbe� ��� ....�.,._... �..,.._..___..__..__... .,... .._..._._ _......�..�. ........ __.�.� ....... ...... _....... _...�__ � 302 5 �� ~ � � ' Steven T. Lorenz ( ) �.,....� ._�...._ .....� ._....... _. ..... _. ...... ..._v.. .. ....v_�.._..�.... ....�. ...._._ ......�.�. ......... ....... ._ _.', ,.....___�.w_..�...�; ..�..�_...�..�_...����___._...�._�,...__.� REG� �t�IILL ONL� � � � q +C �.,,�, ".�` : � 1'V ��.,,. First Line of Address � ' �...�.._.�..______..�.....�..___..._._...�__...�.. _....�� . ,,.........� . ..._.. ..__�__... __�._.... ........ ___............ .............. , � � t 1004 Stanford Street � �._..__�..�.____.�.._.__��_........�.�__._._____. _. . . .__ .�_ ______ ___..._ .., _._.._... v.... . ...:.. Seconc�Line of Address _ _ _ _ ___ __ __ , :=Unit 6 _._...,�_._........... ..... ..._.�.... �.� , .. . _ .�..., . �.._.�. .. .„ ._.. _..�,,..,, ___._..._._.... ..._�. DATE FILED City or Post Office State ZIP Code 'Houston : TX '.: ���:77019 �� Correspondent's e-mail address:steve.lorenz a�comcast.net Under penalties of perjury,!deciare that I have examined this retum,induding accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all infonnation of which preparer has any knowledge. SIGNA OF PERSON RESPO IB�E FOR FIUNG RETURN DAT .� ADDRESS 1004 Stanford Street, Unit , ouston,TX 77019 SIGNATURE OF PREPqRER OTHER THAN REPRESENTATIVE DATE ADDRESS P�EA8E USE ORIGINAL FORM ONLY Side 1 � 1505610105 1505610105 J � . � 150561�2�5 REV 1500 EX(FI) DecedenYs Social Security Number ,____ _ _ __ _....... ____.. _ _.__ _ ��ae�rs Name: Thomas Cook Lorenz � RECAPITULATION 1. Real Estate(Schedule A). ............................................ 1. ._�.._.. �M._._._w _.,...w._..._�...,_._.,..�....,�.,.,_..���� 2. Stocks and Bonds(Sc�edule B) ....................................... 2 .... .._ .. . .....� _.._,.....�_.m.....,�_.. .. '. 0 00 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) ..... 3. ! 0.00 ` 4. Mortgages and Notes Receivable(Schedule D)........................... 4. • 0 00 5. Cash,Bank Deposits and Miscellaneous Personai Property(Schedule E)....... 5. ; 56,907.97 '� 6. Jointly Owned Property(Schedule F) O Separate Billing Requested ....... 6. ' 0.00 ti _.. .__._..__... ....._ ..._._ .__._.... _._.__._ ...�.. _.. 7. Inter-�vos Transfers 8�Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested........ 7 ! 0.00 : 8. Total Gross Assets(totai Lines 1 through 7)............................. 8. 5G,907.9T ; 9. Funerai Expenses and Administrative Costs(Schedule H)................... 9. 0.00 10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............... 10. : 0.00 11. Total Deductions(total Lines 9 and 10)................................. 11. 0.� 12. Net Value of Estate(Line 8 minus Line 11).............................. 12. 56,907.97 ` �.�...���.._ _.��.... .........� _...N.�.�._a���.. .�.�v.� �, 13. Charitabie and Govemmentai Bequests/Sec 9113 Trusts for which , � an election to tax has not been made(Schedule J) ........................ 13. 0 00 14. Net Valus SubJect to Tax(Line 12 minus Line 13) ........................ 14. 56,907.97 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxabie at the spousal tax rate,or _ _..... ._ . _ . . __ ._ .. _ .__ . _ _ _ . transfers under Sec.9116 56,907.97 � (a)(1.2}X A_ 15. ; 0.00 . .. ..... , _,, _. . .. .... .. ... . n. . , ._. . , .... . . . .. _. ..,r. 16. Amount of Line 14 taxable at lineal rate X A_ 0.00 1 g.; 0.00 ,r,.... . .�.�.,. __:�.�. ,._,..:. . -,..x�n, �»�� �.... n., ..... _. .. . .., ,�. � .,. ,. ...... _..�.�. _ .._ __ 17. Amount of Line 14 taxable ; ' at sibling rate X.12 0.00 ;. �7.; 0 00 � ____ ..___ _.� ..__... w,�_._.._.�M...___..._�„� ..�._..._ ,...._�__ ._ _. . . 18. Amount of Line 14 taxable ` at collaterai rate X.15 0.00 �g.; 0.00 ' ' ; � _..,..�..��...._....�....._a..�..�...., _ _ __. ____ _ _ .__ . . ._.._ ._. ti..�....v..._��. �.�_.._�_ ____A... ..R..; _ , ' 0.00 19. TAX DUE......................................................... 19.!_m___..__.____.._._�._.__..____�.__...._.�__._._________.�_._... 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O Side 2 � 1505610205 15056102D5 J ' REV 1500 EX(FI) Page 3 File Number Decedent's Complete Address: DECEDENTS H�ME Thomas Cook Lorenz STREET ADDRESS 325 Wesley Drive CITY STATE Z�P Mechanicsburg PA 17055 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 0.00 2. Credits/Payments A.Prior Payments 0.00 B.Discount 0.00 Total Credits(A+g) (2) 0.00 3. Interest (3) 0.00 4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00 5. If Line 1+Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.00 Make check payable to: REGISTER OF WILLS,AGENT. �:�.�.� .:��.... .,::.:.: , �.�.:..-. _.�.y�;�..,. , n„-....,»+. ,�;:� .3�..a a �..:.... .... .:z c , .�.;;a ..,t � �C�S c �-.:y.� �;. t .� n -�a �t. ,,3r ; i. w ...,1:-1 a��..�; .s Y } ° l ..s_'L Y b't�'r�';� s 7.:.�.R � ..;:r3 $ ,;�.� � f�i a'a.=, Er�• _;"�+R'�� `� -, ??�'.:� ..���r _ ...�, .'..�, ... :: ' . f . �� � � - � .�F.� .w i........ �.... .........,...�. S..a.... .x _ �.:... h � ' ,. � v..�a.,... ,.s.... ��.a..w .n. �. . ... . .._ _... .. �'y>. t :�.;"r .,.,L�'.F��x �f�.7«ar`L-���::r. ,,.',�'��t. .�s.:-_..._�s.1..i�i,-�.-..a..,�.tizma.:;1....,�.,.n4!_ z::iv...z.n.7�.s.::x.....'�..,^,.,�w;."a..� �.� .:�... PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X"IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred.......................................................................................... ❑ � b. retain the right to designate who shall use the property transferred or its income ............................................ ❑ � c. retain a reversionary interesl.............................................................................................................................. ❑ � d. receive the promise for life of either payments,benefits or care?...................................................................... ❑ � 2. If death occuRed after Dec.12,1982,did decedent transfer property within one year of death without receiving adequate consideration?.............................................................................................................. ❑ � 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ � 4. Did decedent own an individual retirement account,annuity or other non-probate property,which containsa beneficiary designation? ........................................................................................................................ � ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. �._-;s 'k .-,�;^� �y r ., .. .p.�:7�y r �a �;' :�,._w # _:�:. � b�.:a �,�.�y�ri ,:�l,r �':�«a �"�� a �i�� .,...i:t �y.� ar ?..;�_rz" ;.a'�c�`n��.,-SR a ,.;_��+ .;� ?c,,.:.. r +:�t� �; '� �, y �, * r� ;;,^.. , r,. ,hl+ � .^�` s w �c.,a.....��. � ,�ha, i .a, � b.�.z .n ._..,�3�.��...'e _ ., d_ .,..,�.5. .......j f_�+3. . L4., x � �i I^-.� `kK �' '� '�� �.. x1 �.�� x, 9 . .. w,,,. .r. ...A... n «x..�...�...,...-.. ...�.,.� . .......-,,�?'�_,5..�'�h.a.�....,a .�1...._.:a��.�.,'`x., ,...�,.ac,a.._<< �_.. .. ...,., . ._.__..... _.,.:.r.���.. .__....�.3.�, For dates of death on or after July 1,1994,and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)j. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disdosure of assets and filing a tax retum are still applicable even if the sunriving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in(l2 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)('4.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoqtion. . • REV-iso8 IX+(o8-u) � pennsylvania SCNEDVLE E DEPARTMENTOFREVENUE CASH, BANK DEPOSITS &MISC. INHERITANCE TAX REfURN PERSONAL PROPERT1( RESIDENT DKEDENT ESTATE OF: FILE NUMBER: Thomas Cook Lorenz 21-13-1262 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of wrvivorship must be disclosed on Schedule F. �M VALUE AT DATE NUMBER DESCRIPTION OF DEATH ,:. ,. __ �,' Fidelity Investments IRA#26P-100137 payable to the Estate 56,907.97 ` TOTAL(Also enter on Line 5, Recapitulation) $ 56,907.97 If more space is needed,use additionai sheets of paper of the same size. � REV-1510 EX+(08-09) ` � pennsylvan�a SCH E DU LE G DEPANTMENT OF REVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DE{:EDENT ESTATE OF PILE NUMBER Thomas Cook Lorenz 21-13-1262 This schedule must be completed and filed if the answer to any of questions i th�ough 4 on page three of the REV-1500 is yes. �M DESCRIPTION OF PROPERTY DATE OF DEATH 96 OF DECD'S IXCLUSION TAXABLE ma.we TMe wu�aF�rt��,n�ms�a�rnv Tu oc-c�oaar allo NUMBER �o�a�swws�.�rncH�covv oF�►r�o�n�oa�u EsrA�. VALUE OF ASSET INTEREST a�tc�etF VALUE i. Fidelit�r Investments IRA#2BP-100137 payable to the Estate �,907,g7 100 56,907.97 TOTAL(Also enter on�ine 7, Recapitulation) $ 56,907.97 If more space is needed,use additional sheets of paper of the same size. ,� . � � aECO�aE� ���M��� �� �E��s��:, a� ��.��..�..s �(l13 P�;�U 2? p� � � ST �ILL AND T$STA�NT OF CLERK fi�� 0 R P N a�S' G 0 U R T Tso�s C. Lo�xz ���1�3.E.R L..�t�� C a.. PA � I, T80�AS C. LOR�TZ, now of 8 Cypress Place, Camp Hill, Cumberland County, Pennsylvania 17025, do publish and declare this to be my Last Will and Testament, hereby revoking all other prior wills and codicils made by me. FIRST: Familv Backarouad aad Ap�aoiatmeat of 8xecutor. (A) Family aad Backarouad =aformation. I am married to RATS$RIN$ P. LORSNZ. The children of our marriage are STSV�T T. LOR$NZ, CRAIG R. LORENZ, and BRIAN R. LORENZ. Throughout this Will, RATHERINE P. LORENZ will be referred to as "my wife" or "my spouse" and ST$VEN T. LORENZ, CRAIG R. LORENZ, and BRiAN R. LORSNZ will be referred to as "my children�� . The word "issue" will include my children as well as my other descendants. (B) A�apointment of Executor. I appoint as my Executrix and successor Sxecutors (all hereinafter referred to as Executrix, Sxecutor or Executors) under this Will, the following named persons or corporations to serve without bond and without being required to account to any Court: Executrix: My wife, KATSERINE P. LORENZ. Successor Executor: My son, STSVEN T. LOR$NZ. � Secoad Successor Executor: My son, BRIAN R. LORENZ. SF3CONDz � Fuaeral aad Last Illaess Exvenses; Taxes. (A) Exveases of Fuaeral and Last Illaess. Notwithstanding that my spouse survives me, I direct my Bxecutor to pay my funeral expenses and the expenses of my last illness from my estate. (8) Taxes. I direct my Executor to pay any and all estate . inheritance, succession, legacy, transfer and other death taxes <<r duties, by whatever name called, including any and all interest and penalties thereon, imposed under the laws of any jurisdiction by reason of my death, upon or with respect to any and all property ��'.' � ; • � . . LAST WILL AND TESTAMENT OF T80MAS C. LORENZ PAGE 2 included in my gross estate for the purpose of such taxes, whether such property passes under or outside of this Will, out of my residuary estate, without being prorated or apportioned among or charged against the respective devises, legatees, beneficiaries, transferees, or other recipients of any such property or .charged against any property passing or which may have passed to an�r of them. The Executor shall n,ot be entitled to reimbursement for any portion of any such taxes from any such person. TSIRD: Taaaible Persoaal Prouertv. Sxcept for those items excluded below and those items enumerated in the Letter of Instruction, I bequeath to my spouse, RATSERINE P. LOR�TZ, all tangible personal property, including but not limited to clothing, jewelry, heirlooms, furniture, personal effects, motor vehicles, and all other similar articles, which I own, and the insurance thereon, if my spouse survives me by sixty (60) days. Tangible personal property shall not include: (1) any and all property used by me in any business, (2) cash on hand or on deposit in banks, (3) stock or securities, (4) any type of evidence of indebtedness, and (5) any life, health or accident insurance policies. If my spouse is not living on the sixty-first (61st) day after my death, I bequeath such tangible personal property to my children, STTVSN T. LORSNZ, CRA=G R. LORENZ, and BRIAN R. LOR�TZ, living at the time of my death, to be divided among them as they may select, with the first individual to select having drawn the shortest straw of three (3) straws and the last individual to select having drawn the longest straw of three (3) straws. The first person to select a straw shall be a random choice determined by another party selected by a majority of my children. If my spouse and my children do not survive me, I leave such tangible personal property to the issue of my children, per stirpes, with the selection to occur as listed above. If there is any disagreement as to distribution, I direct my Executor to make such distribution. The decision of my Executor shall be final and binding. Any items not selected or any items which my Fxecutor considers unsuitable for my children may be distributed or sold in the sole discretion of my Executor and, if sold, the net proceeds therefrom shall be added to the residue of my estate. Any such article allocated to a minor may, as my Executor deems advisable, either be delivered to the minor or to any person to safeguard on behalf of the minor. .f-��` ��,��� .> � ,. , A• _ __ • . , � . . LAST WILL AND TBSTAMENT OF THOMAS C. LORSNZ PAGF 3 Notwithstanding any other provisions in this Article THIR.D, I may leave a separate, dated and unsigned Letter of Instruction, which I shall place with my Will, containing directions as to the ultimate disposition of certain of the property bequeathed under this Article THIRD, and such Letter of Instruction shall determine the distribution of such items. FOIIRTH: Familv Some. The family home, now at 8 Cypress Place, Camp Hill, Pennsylvania, may be distributed to any of my children to be used as their place of primary residence. This property is not to be rented or treated as rental property. Any child which so selects the family home shall have this election treated as part of their portion under my residuary estate. If the electing child's share .of the estate is less than the value of the residence, then the child shall contribute the difference to the other children in order to receive this property. If my children predecease me or do not elect to receive the distribution of this property, then the $xecutor is directed to sell the residence and add the proceeds to the residue of my estate. FIFTH: Residuarv Gifts. (A) If my spouse, RATSERINE P. LORENZ, survives me, I give, devise and bequeath all the rest, residue and remainder of my estate, of every kind and character, real, personal and mixed, tangible and intangible, and wherever situated, including any lapsed or renounced legacies, devises or residuary bequests (and including any property over which I may have a Power of Appointment) , to my spouse, KATHERINS P. LORENZ. tS) If my spouse, KATHERINE P. LORENZ, does not survive me, I give, devise and bequeath all the rest, residue and remainder of my estate, of every kind and character, real, personal and mixed, tangible and intangible, and wherever situated, including any lapsed or renounced legacies or devises (and including any property over which I may have a Power of Appointment) , as follows: (1) One percent (1�) of my residuary estate shall be distributed to CHRIST PRESSYTERIAN CBIIRCH, Camp Hill, Pennsylvania, one-half of which shall be distributed to the Minister' s discretionary fund, and the remaining one- half to be used in the discretion of the governing board •'�(,i' �/�i��, r. � • , , , , . , LAST �PILL AND TTsSTAMENT OF THOMAS C. LORRNZ PAGE 4 for outside landscaping. This distribution shall be considered to be made by me and my spouse, KATHERINE P. LORENZ. (2) One percent (1�) of my residuary estate shall be distributed to the WEDNSSDAY CLUB OF SARRISBURG, for its scholarship fund,to be used in the discretion of the governing board for scholarships for voice students. This distribution shall be considered to be made by me and my spouse, KATgERINS P. LORENZ. (3) One percent (1�) of my residuary estate shall be distributed to the FOOD PANTRY OF SARRISBURG, PSNNSYLVANIA, to be used in the discretion of its governing board. This distribution shall be considered to be made by me and my spouse, RATS$RINS P. LORENZ. (4) One percent (1�) of my residuary estate shall be distributed to the HELP �INISTRY, MINISTRY OF CBRISTIAN CBIIRCHES UNITED, Harrisburg, Pennsylvania, to be used in the discretion of its governing board. This distribution shall be considered to be made by me and my spouse, RATBERINL P. LORBNZ. (5) Thirty-Three percent (33�) of my residuary estate shall be distributed to my son, STEVE'I�T T. LORENZ, per stirpes. If and in the event that STEVBN T. LORhNZ predeceases. me without surviving issue, then his share shall be distributed, in equal shares, to my surviving issue, per stirpes, provided that, in the event that there is a Trust under this instrument for any of my children or their issue, then this share shall be added to such trust and administered according to its terms. (6) Thirty-Three percent (33$) of my residuary estate shall be distributed to my son, BRIAN R. LORENZ, per stirpes. If and in the event that SRIAN R. LORENZ predeceases me without surviving issue, then his share shall be distributed, in equal shares, to my surviving issue, per stirpes, provided that, in the event that there is a Trust under this instrument for any of my children or their issue, then this share shall be added , � � °��(�� ✓ . LAST WILL AND TESTA�sNT OF THOMAS C. LORENZ PAGE 5 to such trust and administered according to its terms. (7) Thirty-Three percent (33$) of my residuary estate shall be held, IN FURTHTR SFPAR.ATE TRUST, by the Trustee hereinafter named, for the benefit of my son, CRAIG R. LORENZ, subject to the following terms and conditions: (a) The Trustee may pay, in the Trustee's sole discretion, income or principal, as may be necessary for the health, education, support and welfare of CRAIG R. LOR$NZ. In determining the amount which shall be distributed, the Trustee shall consider other sources of income or assets available to CRAIG R. LORENZ. Such sources may include, but not be limited to, wages, tips, bonuses, gifts, public or private forms of assistance, charities, prizes, benefits, or inheritances, � with the provision that the annual distribution shall not exceed eight percent (8�) of the gross trust value as determined on the first business day in January of each year, with the exception that the Trustee, in the Trustee:s sole discretion, may provide � unlimited distributions for hospital or other medical care, with the understanding that my intent is to provide a secure lifetime source of income and benefits for CRA=G R. LORENZ. (b) The Trustee shall pay all benefits, to the extent possible, to the third party vendor. (c) The Trust�e may make lump sum payments for the purchase of a car, a house or other valuable necessity as may be decided solely by the Trustee. The Trustee may also purchase such assets have the assets held under this Trust. (d) This trust shall terminate upon the .� �� . � . , , � . LAST �ILL AND T$STAM�NT OF T80�AS C. LORENZ PAGE 6 death of my son, CRAIG R. LORBNZ. Upon termination, the Trustee shall distribute any assets under this trust, in equal shares, to the issue of my son, CRAIG R. LORENZ, per stirpes. If and in the event that CRAIG R. LORENZ predeceases me without surviving issue, then his share shall be distributed, in equal shares, to my surviving issue, per stirpes, provided that, in the event that there is a Trust under this instrument for any of my� children or their issue, then this share shall be added to such trust and administered according to its terms. (C) Distributions Duriag Admiaistratioa. Prior to final distribution of my estate, the Executor, in his discretion, may make partial distributions to one or more beneficiaries or Trusts. As a consequence, the 8xecutorship and any Trusts created under this Will may exist contemporaneously. A distribution may be made subject to any indebtedness or liability of my estate. SIRTS: Spendthrift Provisioa. No beneficiary shall have the � power to anticipate, encumber or transfer his or her interest in the estate in any manner other than by the valid exercise of a power of appointment. No part of the estate shall be liable for or charged with any debts, contracts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditor of a beneficiary. SEVENTB: Aupoiatmeat of Trustee aad Successor Trustees. (A) Nomiaatioa. I nominate, constitute and appoint CO�LTNITY TRUST COMPANY, a Pennsylvania registered Trust Company, to act as Trustee of all Trusts created by my Will. (B) Comflensatioa. The Trustee (s) shall receive as its compensation for the services performed hereunder that sum of money, based on a percentage rate, which the Trustee (s) normally and customaril� charges for performing similar services during the time which it performs these services. (C) Removal of Trustee. A majority of the current . �� �'`���. > � . : . � , . LAST WILL AND T$STAMENT OF THOMAS C. LORSNZ PAGE 7 beneficiaries may remove the Trustees, or any of them, at any time or times, with or without cause, upon thirty (30) days' written notice given to the Trustees. Upon the removal of a Trustee, a successor Trustee (s) shall be appointed in accordance with the terms set forth below. (D) A�anoiatmeat of Successor Trustee. The Trustee may resign from the Trust without the necessity of any Court proceeding at any time upon thirty (30) days' written notice given to the current benef iciary or benef iciaries (including a benef iciary's natural or legal guardian or legal representative) , hereunder. Upon the death, resignation, removal or incapacity of the Trustee, a successor trustee may be appointed by a majority of the current beneficiaries. Any successor trustee shall be a financially sound and competent corporate trustee. Any successor trustee thus appointed, or, if the Trustee shall merge with or be consolidated with another corporate fiduciary, then such corporate fiduciary, shall succeed to all the duties and to all the powers, including discretionary powers, herein granted to the Trustee. (S) Beaeficiarv's power to direct iavestmeats. Each Beneficiary shall have the power in a fiduciary capacity to direct the Trustee hereunder to purchase, sell, exchange, or otherwise acquire or dispose of assets. During each Beneficiary's lifetime, the Trustee shall not exercise any of the Trustee's powers over these matters without receiving written directions from the Beneficiary. Notwithstanding the Beneficiary's authority or the Trustee's limitations, contained in this section, if the Trustee, in the exercise of its fiduciary duties, is required (1) to make a discretionary or non- discretionary distribution to a trust beneficiary, (2) to pay trustee's f ees, (3) to pay any taxes relating to the trust, or (4) to pay any other costs or disbursements relating to the trust, the Trustee shall provide the Beneficiary written notice of such payment and an estimate of the liquidity requirements, and the Beneficiary shall have fifteen (15) calendar days (from the mailing of the notice) to advise the Trustee which trust assets to liquidate in order to make the payment and meet the liquidity . requirements. If the Beneficiary dQes not provide the advice to the Trustee within the f if teen (15) day period, then the Trustee is authorized to liquidate those trust assets which it deems .�.-f , �' . r � � � � � . r 1 . � � • LAST �ILL AND TESTAM$NT OF THOMAS C. LORFI�TZ PAGE 8 appropriate to meet the liquidity requirements based on the Uniform Prudent Investor Act. During the Beneficiary's lifetime and unless the foregoing powers have been relinquished, the Trustee shall have no duty to review investments or to suggest investments and shall not be liable to any beneficiary of this trust or any heir of the Beneficiary for losses resulting from such investments or from failure to make investments while the Beneficiary retains these powers. Beneficiary may release his power to control trust investments by written instrument delivered to the Trustee and may reassume the power at any time be written instrument delivered to the Trustee. If Beneficiary dies or the Trustee received certificates of two state licensed physicians that Beneficiary cannot exercise any of these powers, Beneficiary shall be deemed to have released the powers and the Trustee shall have full power to take any such action. Beneficiary shall be deemed to have reassumed the powers if the Trustee receives certificates from two licensed physicians that Beneficiary has recovered the ability to exercise the powers. Beneficiary acting under this clause shall be deemed to have waived the doctor-patient privilege to the extent necessary to implement this clause. Any person may transact business with the Trustee without inquiring whether the Beneficiary has directed the action and without inquiring whether the Beneficiary has relinquished or become unable to exercise the power. (F) Iacoraoratioa of IIniform Prudeat Iavestor Act. The Trustee shall be subject to the Uniform Prudent Investor Act (the "UPIA") as if the UPIA had been enacted in the Commonwealth of Pennsylvania in the form promulgated by the Commission on the Uniform State Laws in its exercise if any power to manage and invest the assets of the trust. The trust total investment return will be determined primarily by the trust's asset allocation; not market timing or active management in security selection. I believe that the trust should diversify its investments with regard to assets classes and individual securities to avoid uncompensated risk. --�-'.. � �- _ i � . ,, � '`� _-. • , , . . . LAST WILL AND TESTAMFNT OF THOMAS C. LOR�SrTZ PAGF 9 I do not intend to prohibit the Trustee from engaging in � active management of trust assets where the Trustee reasonable believes active management can aid in achieving the desired balance between risk and return. (G) Creatioa of Investment Policy Statemeat. I direct that any Trustee, other than the Beneficiary, in managing and investing the assets of the trust estate, establish, in writing, an appropriate investment policy statement. The investment policy statement shall be reviewed and updated at least annually. (H) Samlovment of Investmeat Couasel. The Benef iciary may retain professional investment counsel of the Beneficiary' s choice; provided, however, a counsel so selected shall be either registered as an investment adviser with the U.S. Securities and Excha.nge Commission or a state chartered or national bank with fiduciary powers. If investment counsel is retained, the Trustee shall abide by the counsel's decision but shall not be held liable or otherwise surcharged for losses directly attributable to investments made on the investment counsel's advise. While the Beneficiary retains investment counsel, the Trustee shall not be required to review trust investments or take action on trust investments unless the Trustee receives written instructions from investment counsel. Unless otherwise selected or appointed, the investment counsel shall be G. DAVID BIAS who has served as my investment counsel. The Beneficiary shall have the power exercisable in the Beneficiary' s discretion to discharge such investment counsel and to employ other counsel or to have the trust administered without such counsel other than the Trustee. Consistent with the standards of the UPIA, the Trustee shall have the responsibility to periodically review the performance of any investment counsel and to take appropriate action if apprised of facts clearly indicating that counsel is not performing competently. (I) Noaliabilitv of Trustee for Directed Iavestmeats. The Trustee shall not be liable to any beneficiary or to any heir for the Trustee' s acts or failure to act, except for willful misconduct or gross negligence, in the Beneficiary' s directing the investments of the trust. EIGBTH: Powers of Trustee aad Executor. In addition to the .r-�"' f�,. i � � t��� �� � ` • . . � � LAST WILL AND TESTAMENT OF TSOMAS C. LORENZ PAGL 10 powers and duties as may have been granted elsewhere in this Will, but subject to any limitations stated elsewhere in this Will, the $xecutor and Trustee shall have and exercise exclusive management and control of the Estate or Trusts, respectively, and shall be vested with the following specific powers and discretion, in addition to the powers as may be generally conferred from time to time upon them by law: (A) In the management, care and disposition of the Trusts or Estate, the Trustee and Fxecutor, respectively, shall have the power to do all things and to execute such deeds and instruments as may be deemed necessary or proper, including the following powers, all of which may be exercised without order of or report to any Court: (1) To sell, exchange or otherwise dispose of any property, real, personal, or mixed, at any time held or acquired hereunder, at public or private sale, for cash or on terms, without advertisement, including the right to lease for any term notwithstanding the period of the Trust, and to grant options, including any option for a period beyond the duration of the Trust. (2) To invest all monies in such stocks, bonds, securities, mortgages, notes, choses in action, real estate or improvements thereon, and any other property as the Trustee or Executor may deem best, without regard to any law now or hereafter enforced limiting investments of fiduciaries, except that the Trustee or Sxecutor may not invest in any securities issued by .the corporate Trustee or $xecutor, or issued by a parent or affiliate company of such Trustee or Executor. (3) To retain for investment any property deposited with the Trustee or Sxecutor hereunder; except that the Trustee or Sxecutor may not retain for investment any stock in the corporate Trustee or Executor, or in a parent or af f iliate company of such Trustee or Executor. (4) To vote in person or by proxy any corporate stock or other security and to agree to or take any other action in regard to any reorganization, merger, � ��' - �. .� , , . . . - . , . • ACRNOWLEDGMENT AND AFFIDAVIT COMMONWF3ALTH OF PFNNSYLVANIA . . SS. COUNTY OF CUMBERLAND . The Testator and the witnesses whose names are signed and subscribed to the attached or foregoing instrument, being first duly sworn and qualified according to law, do hereby acknowledge, depose and say to the undersigned authority, that the Testator signed and executed the instrument as his Last Will in the presence of the witnesses; that he signed it willingly or willingly directed another to sign it for him; that he executed it as his free and voluntary act for the purposes therein expressed; that each of the witnesses were present and saw the Testator sign and execute the instrument as his Last Will; that each subscribing witness in the hearing and sight of the Testator signed the will as witnesses; and that to the best of their knowledge the Testator was at that time � eighteen years of age or older, of sound mind and under no constraint or undue influence. � �� �%�;�- . Testator . ' t'�'��.�'���i Witness .� .y `''� � �:. itness Sworn to or affirmed, subscribed to, and acknowled��, before me by the above-named Testator and witnesses, this .Y��- day of January, 1999. �/� ' .� �'t�L'`� ! ! .l ..� Notary P ic My Com�nission Expires: ��,�:,tsi.�.:�t.: . ,.6:'�Y. .. Tr�d L.Sepia�o�I��ry pubNc �' k`-� ':'� . ^��.cceG�� My��E�M�ay 31�1 9 : � ,:�;°.t�,'� ��',�... . . . . . ... -,..: � �,: �� _ .. .. ..�..r��-� - � . January 15, 2014 Glenda Farmer Strasbaugh Cumberland County Register of Wills 1 Courthouse Square,Room 102 Carlisle, PA 17013 Re: Estate of Thomas Cook Lorenz File#21-13-1262 Dear Ms. Strasbaugh: I am the paralegal assisting my husband, Steven T. Lorenz, Executor of the estate of Thomas Cook Lorenz in regard to the administration of his father's estate. Enclosed for filing please find the Certification of Notice Under Pa. 4.C. Rule 5.6(a), the Inventory, and the Status Report for . . .. �:_ the Estate. Also enclosed are two copies of the Pennsylvania lnheritance Tax Return. There is not taa� due as evidenced by the return. Please file-stamp the extra copy of this letter and return to me in the enclosed envelope. Sincerely, Lish orenz Paralegal Enc. �..� � � ..� s� � a � � � . .�.. �:._ � � � � � � � 3' rn � �, � � � � � � cs � r,� � ,,, ,� � � "� — � �3 � N ��„ � : � � � � � � --_ .� _ - # � � ttr ' . �Z � � � � �� � �� � '� �� �- �� � � u� _� ` � � �rt � cv° ��tAW'1 0 0 . �, � � �� J �� . . .�. � � � ° r. � � � � � � �� � � �� � � ` ; � � o � � � -,��`�` � �� ! � � ��+� � � 4 � � �.;� �,, � � � � � � � � � � � � �� � g v � � � � � , � o � c� . ,� � � � o 0 �� � � � � N � � ^ � � � � . C� � N � � � � � '—' a ��°aW � �� ` � ^ � a � i� __ � � o � >, �? I p.; Z �—, +� c� c� � ; � +� �-+ � ,—+ ; I � Q � L/] � �p , t� � � � .� ._'I A � � b � � . 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