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14-0553
Supreme Court;off Re nsylvania WWR# 30228729 C A Pit SJS Cour CommonBeas ,Civil Coyer,,' he t ForProthoiwfan• Use Onh': C UMBERLAN 7�` �r-J,�� Count: Docket No: r u The information collected on this form is used soleh for court adminiswotion purposes. This form does not supplement or replace the filing and ser 0ce of pleadings or other papers as required by law or rules of court. Commencement of Action: S [a Complaint ❑ Writ of Summons ❑ Petition E Transfer from Another Jurisdiction E03 eclaration of Takin C DISCOVER BANK Lead Plaintiff's Name: Lead Defendant's Name: T JEREMY L TAYLOR I 0 Are money damages requested? El Yes ❑ No Dollar Amount Requested: ® within arbitration limits N (check one) ❑ outside arbitration limits A Is this a Class Action Suit? 13 Yes 13 No Is this an IVMJ Appeal? 13 Yes Q No Name of Plaintiff /Appellant's Attorney: William T. Molczan,47437 ❑ Check here if you have no attorney (are a Self- Represented (Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional q/$uyer Protection Administrative Agencies ❑ Malicious Prosecution r-1 Qebt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Dept. of Transportation S ❑ Premises Liability ❑ Statutory Appeal: Other E 13 Product Liability (does not include [3 Employment Dispute Mass tort) Discrimination C ❑ Slander/Libel/Defamation ❑ Employment Dispute: Other ❑ Zoning Board T ❑ Other: ❑ Other: I ❑ Other: O N MASS TORT ❑ Asbestos B ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - DES ❑ Ejectment ❑ Common Law /Statutory Arbitration • Toxic Tort - Implant ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment • Toxic Waste ❑ Ground Rent ❑ Mandamus ❑ Other: ❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Retraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Waranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: Updated 1/1/2011 JA L A Cot l. Y r , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: VS. COMPLAINT IN CIVIL ACTION JEREMY L TAYLOR Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan,47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412 - 338 -7130 30228729 C A Pit SJS 1 a 2 �ooq 7a IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No JEREMY L TAYLOR Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249 -3166 COMPLAINT 1. Plaintiff, Discover Bank, is a banking institution organized under the laws of the State of Delaware and maintains a business address of 12 Reads Way, New Castle, DE 19720. 2. DB Servicing Corporation is the servicing affiliate for Discover Bank, f /k /a Greenwood Trust Company, an FDIC - insured Delaware State bank. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank including, business management services in support of Discover Bank business lines, including, among other things, credit cards, deposits, personal loans and student loans, customer service, collections, credit risk, collection of delinquent accounts and other support services. The collection of delinquent accounts includes the right to forward the account to the attorneys and /or collection agencies for collection and to file suit on Discover Bank's behalf. 3. At all times pertinent hereto, DB Servicing Corporation is the servicing affiliate for Discover Bank, in reference to Defendant's account, which is the subject of this litigation. 4. Defendant is an adult individual(s) residing at 706 MEADOW DR CAMP HILL, PA 17011 5. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX2823. 6. Defendant made use of said credit card and has a current balance due of $1673.71. A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1". 7. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and /or refused to pay the balance due the Plaintiff. WHEREFORE, Plaintiff prays for Judgment in its favor and against Defendant, JEREMY L TAYLOR, INDIVIDUALLY, in the amount of $1673.71 and costs. William T. Molcza ,47437 WELTMAN, WEINBER & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412- 338 -7130 WWR# 30228729 C A Pit SJS DISCOVER Discover More Card Account number ending in 2823 Open Date: Aug 23, 2013- Close Date: Sep 22, 2013 Cardmember Since 2010 Page 1 of 4 ACCOUNT SUMMARY PAYMENT INFORMATION Previous Balance $1,723.71 New Balance $1 Payments and Credits — $0.00 Minimum Payment Due ` $1,723.71 Purchases + $0.00 Payment Due Date October 17, 2013 Balance Transfers + $0.00 * Includes past due amount of: 5840.00 Cash Advances + $0.00 Fees Charged + $0.00 Late Payment Warning: If we do not receive your minimum payment by the Interest Charged + $0.00 date listed above, you may have to pay a late fee of up to $35.00 and your New Balance $1,723.71 purchase and balance transfer APRs for new transactions may be increased up to the Penalty APR of 18.99% variable. See Interest Charge Calculation section following the Minimum Payment Warning: If you make only the minimum payment each Transactions section for detailed APR information period, you will pay more in interest and it will take you longer to pay off your Credit Line $0 balance. For example: Credit Line Available $0 lf.yau make no additional charges You will pay off the And you 41 end up Cash Advance Credit Line $0 wing this card and each month bakance shown on this paying cin estimated Iotal You pay..: statement in about.,: of .: Cash Advance Credit Line Available $0 — Only the minimum payment 2 years $1,724 You may be able to avoid interest on Purchases. If you would like information about credit counseling services, call 1-80D-347-1121. See reverse for details. REWARDS Contact Us Discover,com Cashback Bonus® Anniversary Month 1-800-347-26 83 September Opening Balance $ 0.00 New Cashback Bonus This Period + S 0.00 Redeemed This Period — S 0.00 Cashback Bonus Balance $ 0.00 To learn more, log in at Discover.com Make Check payable to Discover. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION Please fold on the perforation below, detach and return with your payment. Payment Coupon pay, On, Im Pcty by Ph one Account number ending in 2823 Please do not fold, clip or staple..' Discover,com 1. 300. 347.2683 Minimum Payment Due $1,723.71 I' 111 111 1111 1 1 1 iI I' I' I I I I I' I I "I 1 ' I I' 1' I I I 1 I I I' I I New Balance $1,723.71 Payment Due Date October 17, 2013 JEREMY L TAYLOR � 121 WINSTON DR Amount enclosed I W —� MECHANICSBURG PA 17055 -3531 PO BOX 6103 CAROL STREAM IL 60197 -6103 p 302�8M Internet ' 11' 11 n 11111 1111 I payments must be received by SPM ET to be credited as of the some day. Address, e-mail or telephone changed? Note changes on reverse side. 000001986459919378046017237100100090172371 EX IBIT JEREMY L TAYLOR Account number ending in 2823 Open Date: Au 23, 2013 - Close Date: Sep 22, 2013 Page 2 of 4 Important Information You must ensure that sufficient funds are available in your bank account, and See your Cardmember Agreement. Your Cardmember Agreement all transactions must comply with U.S. low. contains all the terms of your Account. You can set automatic payments for: (i) statement New Balance, (ii) statement Minimum Payment Due, (iii) statement Minimum Payment Due plus a fixed Lost or stolen cards. Report immediatelyl Coll 1- 800 - 347 -2683. dollar amount, or (iv) Other dollar amount. If your scheduled "Other dollar What To Do If You Think You Find A Mistake On Your Statement amount" payment is not enough to cover the Minimum Payment Due as listed If you think there is an error on your statement, write to us at: Discover, PO on your monthly billing statement, your scheduled payment for that month Box 30421, Salt Lake City, UT 84130 -0421. You must write to us within 60 will be increased to cover the Minimum Payment Due. If the scheduled days after the error appeared on your statement. You may call us, but if you payment is greater than the Minimum Payment Due, any excess will be do we ore not required to investigate any potential errors, and you may hove applied in accordance with your Cardmember Agreement. If your scheduled to pay the amount in question. The Billing Rights Notice further explains your Payment is reater than the New Balance on your billing statement, that rights. Please see your Cardmember Agreement or visit payment will be processed only for the amount of your New Balance. Your hops : / /discover.com /billingrighis for a copy of this notice. automatic payment amount may be less than the amount indicated on the billing statement based on credits or payments after the Close Date. Payments. You may pay all or port of your Account balonc at any time. If you enroll by phone in our automatic payment service, please fill -in the However, you must pay at least the Minimum Payment Duety the Payment following blanks below and retain the authorization for Due Date. Send only our ppayment and the bottom portion qt this statement 9 our records. Y in the enveloppe prove ed. Do not send cash. If you p by heck, y outhoriz us to use in ormation on your check to moke on e�e ronic fund Amount: 0 Full Pay ❑Min Pay Min Pay+ $ transfer Trom your account at the financial institution indicated on your check Other At$ ; Bank Routi #: or to process the payment h�aas a check U9 nsoction. If a payment is processed er mounon outn g as on electronic fund transfer, the transfer will b for the amount of the Bank Account # check. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same Monthly on the 0 Payment Due Date 0 Close Dote day we receive your payment, and you will not receive your check back from your financial institution. 0 Day of month (insert date) The processing of your payment may be delayed if you send cosh, Credit Reporting. We may report information about your Account to credit correspondence or other items with your payment, if you send the payment to bureaus. Late payments, missed payments, or other defaults on your Account any other address or if you use on envelope other than the one provided. may be reflected in your credit report. We normally report the status and Payments received in proper form at our processing facility by 5PM local time payment history of your Account to credit reporting agencies each month. If on any day will be credited to your Account as of that day. Payments received you believe that our report is inaccurate or incomplete, please write us at the at our processing facility after 5PM local time will be credited to your Account following address: Discover, PO Box 15316, Wilmington, DE 19850 -5316. as of the next day. If you have misplaced your envelope, send your payment Please include your name, address, home telephone number and Account to Discover, PO Box 6103, Carol Stream, IL 60197.6103. Please allow 7.10 number. days for delivery. If your payment is returned unpaid, we reserve the right to resubmit it as on electronic debit. Payments made online or by phone will be Paying Interest. Your due date is at least 25 days after the close of each credited as of the day of receipt if mode by 5 PM Eastern time. billing period (at least 23 days for billing periods that begin in February). We You can pay your monthly Minimum Payment Due, or a greater amount that will not charge you any interest on Purchases if you pay your entire balance does not exceed your current Account balance, over the telephone or you can by the due date each month. We will begin charging interest on Cash setup automatic payments through a customer service representative by Advances and Balance Transfers as of the later of the Transaction Date or the tolling 1- 800 - 347 -2683. Automatic payments for the billing period shown first day of the billing period in which the transaction posted to your Account. on your statement will be deducted on the Payment Due Date shown on that How We Calculate Interest Charges. We Use the Doily Balance Method statement, or the next automatic payment date referred to on your statement, unless you request a recurring payment dote (e.g., the 1 S" day of the month) (including current transactions) to calculate the Balance Subject to Interest that occurs before your Payment Due Date or Close Date. If your scheduled Rate. For more information, please call us at 1- 800 - 347 -2683. payment date falls on a weekend or bank holiday, your payment will be shows Balance Subject to Interest Rate. Your statement ows a Balance Subject processed the business day prior to the weekend or bank holiday. In order to to Interest Rate. N shows this for each transaction t sh The Balance schedule monthly payments by telephone, you will need this statement and Subject to Interest Rate is the overage of the daily balances during the billing your bank account information. You will be asked to provide the lost four (4) period. digits of the social security number of the primary borrower. By providing those numbers as your electronic signature, you will be agreeing to this Credit Balances. If your Account has a credit balance, the amount is shown authorization allow us and your bank deduct each payment you on the front of your billing statement. A credit balance is money that is owed authorize authorize, s the amount selected you, , f from your bank account. You also to you. You may make charges against this amount if your Account is open. applicable, , to correct an error in the processing of such payment. You can to initiate debit or credit entries to your bank account, as We will send you a refund of any remaining balance of $1.00 or more after cancel a scheduled payment by phone at 1- 800 - 347 -2683 or by mail at 6 months, or as otherwise required by applicable law, or upon request made Discover, PO Box 30421, Salt Lake City, UT 84130 -0421; however, we must to the address in the Contact Us section on page 3 of your billing statement. receive notice at least three business days in advance of the scheduled Discover may monitor and /or record telephone calls between you and If our a p ayment. y p yments may vary in amount, we will tell you on each Discover representatives for quality assuronce purposes. will bely billing statement when your payment will be mode and how much it The Discover® card is issued by Discover Bank, Member FDIC. TL23N CHANGE OF ADDRESS If correct on front, do not use. Please print clearly in blue or black ink, in the space provided. Street Address Home Phone Work Phone City Email 3811 g`Y29 To make changes to your address, email or telephone number, visit Discover.com Continued on next page DISCOVER Discover More Card Account number ending in 2823 Open Date: Aug 23, 2013 - Close Date: Sep 22, 2013 Page 3 of 4 CONTACT US A Web ® Mobile © Phone ® Inquiry 0 Mail Payments Access your �� Manage your 1- 800 - DISCOVER Discover Discover account securely account anytime, (1- 800 - 347 -2683) PO Box 30943 PO Box 6103 at Discover.com anywhere at TDD 1- 800 - 347 -7449 Salt Lake City Carol Stream m.Discover.com LIT 84130 IL 60197 -6103 Transactions Trans. Date Post Date Fees TOTAL FEES FOR THIS PERIOD $ 0.00 Interest Charged TOTAL INTEREST FOR THIS PERIOD $ 0.00 2013 Totals Year -to -Date TOTAL FEES CHARGED IN 2013 $ - 158.19 TOTAL INTEREST CHARGED IN 2013 $ 0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Current Billing Period: 31 days ANNUAL PERCENTAGE RATE BALANCE SUBJECT TO TYPE OF BALANCE (APR) INTEREST RATE INTEREST CHARGE Purchases 13.99% V $0.00 $0.00 Cash Advances 23.99% V $0.00 $0.00 V= Variable Rate Information For You For more information about how interest charges are calculated see your Cardmember Agreement or go to www .discover.com /inieresichorges 30228729 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION JEREMY L TAYLOR Account number ending in 2823 Open Date: Aug 23 2013 - Close Date: Sep 22 2013 Page 4 of 4 30228729 DISC VER Discover More Card Account number ending in 2823 Open Date: Jon 1, 2013- Close Dote: Jan 22, 2013 Cardmember Since 2010 A CCOUNT SUMMARY P AYMENT INFORMATION Page i of 4 Previous Balance 52,141.90 , l ' New Balance $1,981.90 Payments and Credits - $160.00 Minimum Payment Due' $695.00 Purchases + $0.00 Payment Due Dote February 17, 2013 Balance Transfers + $0.00 Includes past due amount of: $655.00 Cash Advances + $0.00 + 3 Fees Charged + $0.00 Late Payment Warning: If we do not receive your minimum payment by the date I Interest Charged + $0.00 listed above, you may have to pay a late fee of up to 535.00 and your purchase (I New Balance $1,981.90 and balance transfer APRs for new transactions m be increased to the ( may ease up i Penalty APR of 18.99% variable. See Interest Charge Calculation section following the I Minimum Payment Warning: If you make only the minimum payment each Transactions section for detailed APR information ................................................................................................................................................................. ............................... I i period, you will pay more in interest and it will take you longer to pay off your j Credit Line $2,000 balance. For example: Credit Line Available $0 tfyou makapo odditiotit c�torges, You wr`alpayctff the Andyauvnll'and up Cosh Advance Credit Line 51,000 usl'n t}ns curd {1nd etith -mciA {�alant shown ant 4 091no act estimaX�c1 total slate Thf I Cosh Advance Credit Line Available $0 Only minimum payment 3 years S1,982 I .. ...... ....... You may be able to avoid interest on Purchases. If you would like information about credit counseling services, call 1- 800 - 347 -1121. j j See reverse for details. R EWARDS j Contact Us Discover.com Coshback Bonus® Anniversary Month 1-800-347-2683 September Opening Balance S 0.00 Please make check payable to Discover. You are nearing your New Cashbock Bonus This Period + S 0.00 credit line; call today to apply for a line increase. Phone and Redeemed This Period — $ 0.00 internet payments must be made b S:OOpm ET for some day Cashback Bonus Balance $ 0.00 posting. To learn more, log in at Discover.com ............. ... ......................._......_..._........_........................._....................................._....................... ................................................ ._._...................................... _.._= Make Check payable to Discover NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION Please fold on the perforation below, detach and return with your payment .... . .......... ... .... ...... ......... m 6 1 n P+�y t�r�1 Po by Phone ' aunt number ending in 2823 Acc Pleost do pot fold, clip or $tt,* ttsoowrtotrl � 1:.804472683 � . Minimum Payment Due $695.00 New Balance $1,981.90 Payment Due Date February 17, 2013 ! �. JEREMY L TAYLOR 1 ....._.._ .... ........... .............................. 121 WINSTON DR A mount enclosed S i ..... - ............. - -__ MECHANICSBURG PA 17055 -3531 PO BOX 6103 .gyp CAROL STREAM IL 60197 -6103 302287e29, Internet payments must be received by 5PM ET to be credited as of the some day Address, e-mail or telephone changed? Note changes on reverse side 000001986459919378046019819000100000069500 JEREMY LTAYLOR Account number ending in 2823 .............................O. pen Date:, Jon 1, 2013 • Close Date: Jan 22, 2013 . Pa e 2 of 4 _ .................... ......... ..................... Important Information You must ensure that sufficient funds are available in your bank account, and See your Cardmember Agreement. Your Cardmember Agreement contains all transactions must comply with U.S. law. all the terms of your Account. You can set automatic payments for: (i) statement New Balance, (ii) statement Minimum Payment Due, (iii) statement Minimum Payment Due plus a fixed Lost or stolen cards. Report immediaielyl Call 1- 800 - 347 -2683. dollar amount, or (iv) Other dollar amount. If your scheduled "Other dollar What To Do If You Think You Find A Mistake On Your Statement amount' payment is not enough to cover the Minimum Payment Due as listed If you chink There is an error on your statement, write to us at: Discover, PO on your monthly billing statement, your scheduled payment for that month will be increased to cover the Minimum Payment Due. If the scheduled Box 30421, Salt Lake City, UT 84130 -0421. You must write to us within 60 payment is greater than the Minimum Payment Due, any excess will be days after the error appeared on your statement. You may call us, but if you required to investigate an applied in accordance with your Cardmember Agreement. If your scheduled do we are not re q y potential errors, and you may hove payment is greater than the New Balance on your billing statement, that to pay the amount in question. The Billing Rights Notice further explains your payment will be processed only for the amount of your New Balance. Your rights. A copy of this notice is available at www.Discover.com. automatic payment amount may be less than the amount indicated on the Payments. You may pay all or part of your Account balance at any time. billing statement based on credits or payments after the Close Date. However, you must pay at least the Minimum Payment Due by the Payment If you enroll by phone in our automatic payment service, please fill -in the Due Dote. Send only your payment and the bottom portion of this statement following blanks below and retain the authorization for your records. in the envelope provided. Do not send cash. If you pay by check, you _ authorize us to use information on your check to make an electronic fund Amount: ! Full Pay Min Pay Min Poy+ S transfer from your account at the financial institution indicated on your check or to process the payment as o check transaction. If a payment is processed i Other Amount$ ; Bank Routing #: as on electronic fund transfer, the transfer will be for the amount of the Bank Account # check. When we use information from your check to make an electronic fund Monthly on the Payment Due Date (...1 Close Date transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from [__ Day of month (insert date) your financial institution. Credit Reporting. We may report information about your Account to credit The processing of your payment may be delayed if you send cash, bureaus. Late payments, missed payments, or other defaults on your Account correspondence or other items with your payment, if you send the payment to may be reflected in your credit report. We normally report the status and any other address or if you use on envelope other than the one provided. payment history of your Account to credit reporting agencies each month. If Payments received in proper form at our processing facility by 5PM local time you believe that our report is inaccurate or incomplete, please write us at the on any day will be credited to your Account as of that day. Payments received following address: Discover, PO Box 15316, Wilmington, DE 19850 -5316. of our processing facility after 5PM local time will be credited to your Account Please include your name, address, home telephone number and Account as of the next day. If you have misplaced your envelope, send your payment number. to Discover, PO Box 6103, Carol Stream, IL 60197.6103. Please allow 7.10 days for delivery. If your payment is returned unpaid, we reserve the right to Paying Interest, Your due date is at least 25 days after the close of each resubmit it as an electronic debit. billing period at least 23 days for billing g p ( y g periods that begin in February). We You can pay your monthly Minimum Payment Due, or a greater amount that will not charge you any interest on Purchases if you pay your entire balance does not exceed your current Account balance, over the telephone or you con by the due date each month. We will begin charging interest t setup automatic payments through a customer servi Advances and Balance Transfers as of the later of the Transaction Date or the Cash ce re resentaiive by calling 1- 800 - 347 -2683. Automatic payments for the billing period shown first day of the billing period in which the transaction posted to your Account, on your statement will be deducted on the Payment Due Date shown on that How We Calculate Interest Charges. We Use the Daily Balance Method statement, or the next automatic payment date referred to on your statement, (including current transactions) to calculate the Balance Subject to Interest unless you request a recurring payment date (e.g., the 15" day of the month) Rate. For more information, please toll us at 1 -800- 347 -2683. that occurs before your Payment Due Date or Close Date. If your scheduled payment date falls on a weekend or bank holiday, your payment will be Balance Subject to Interest Rate. Your statement shows a Balance Subject processed the business day prior to the weekend or bank holiday. In order to to Interest Rate. It shows this for each transaction category. The Balance schedule monthly payments by telephone, you will need this statement and Subject to Interest Rote is the average of the daily balances during the billing your bank account information. You will be asked to provide the last four (4) period, digits of the social security number of the primary borrower. By providing those numbers as your electronic signature, you will be agreeing to this Credit Balances. If your Account has a credit balance, the amount is shown authorization to allow us and your bank to deduct each payment you on the front of your billing statement. A credit balance is money that is owed authorize, in the amount selected by you, from your bank account. You also to you. You may make charges against this amount if your Account is open. authorize us to initiate debit or credit entries to your bank account, as W will send you a refund of any remaining balance of $1.00 or more after applicable, to correct an error in the processing of such payment. You con 6 months, or as otherwise required by applicable low, or upon request made cancel a scheduled payment by phone at 1- 800 -347 -2683 or by mail at to the address in the Contact Us section on page 3 of your billing statement. Discover, PO Box 30421, Solt Lake City, UT 84130 -0421; however, we must receive notice at least three business days in advance of the scheduled Discover may monitor and /or record telephone calls between you and payment. If your payments may vary in amount, we will tell you on each Discover representatives for quality assurance purposes. monthly billing statement when your payment will be mode and how much it will be. The Discover(R) cord is issued by Discover Bank, Member FDIC, TL23N CHANGE OF ADDRESS r If correct on front, do not use. Please print clearly in blue or black ink, in the space provided. ............. ...._. _ ._. ......_.. ...._ ....... _... _ .... ...... ...... . . . . .. . . . Street Address Home Phone _ .. _ .......... ................. ........... ... .. .... .. .......... ...................................................... ...... ............. i Work Phone ..............._.._..._............_....._..........._.__._...............__....._._..__.........._......_.._._..........._............... .............................._ ....- ... ..... .. .... .......... _ ....... ,.......... .......... _ ..... _...........__......__.........._..................._.... ........._._................... i _ City Email ' 1 3���66 29 ..._ ............ _ . . ......... .. ._. ............... ..................................... ...._........... .............. . ..... ......... . _ .. To make changes to your address, email or telephone number, visit Discover.com Continued on next page DISC VER° Discover More Card Account number ending in 2823 Open Date: Jon 1, 2013 - Close Date: Jan 22, 2013 Page 3of4 CONTACT US 1 0 Web Mobile ® Phone ® Inquiry ®Mail Payments Access your Manage your 1-800-DISCOVER Discover Discover I account securely account anytime, (1- 800 - 347 -2683) PO Box 30943 PO Box 6103 +( at Discover.com anywhere at TDD 1- 800 - 347 -7449 Solt Lake City Carol Stream m.Discover.com UT 84130 IL 60197 -6103 ..... . ....... .....__ .......... .......................... ......................................... _ .................................. ................. ............. _ ............................... ..................... ........... ............................................................................ _...-,. .......... .....................................---. .......... ...................................... ...... .......... - ............. ..... .................... ............_.................. Transactions Trans. Date Post Date Payments and Credits Dec 31 Dec 31 PAYMENT - THANK YOU S -60.00 Jan 1 Jan 1 PAYMENT - THANK YOU - 100.00 Fees TOTAL FEES FOR THIS PERIOD S 0.00 Interest Charged TOTAL INTEREST FOR THIS PERIOD S 0.00 .. ................. ...._...... ................................................ ............................................................. ... ............... ._........................ _ ................................................... -.. ....................... ............................ ..._ .................. ............ ._................................ ........... .................................................... ..........._ ._.............. ............. .... . 2013 Totals Year -to -Date TOTAL FEES CHARGED IN 2013 S 0.00 TOTAL INTEREST CHARGED IN 2013 S 0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Current Billing Period: 22 days ANNUAL PERCENTAGE RATE BALANCE SUBJECT TO TYPE OF BALANCE (APR) INTEREST RATE INTEREST CHARGE Purchases 13.99% V $0.00 $0.00 Cash Advances 23.99% V $0.00 $0.00 V= Variable Rate L 30228729 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION JEREMY LTAYLOR Account number ending in„ 2823 pen Dale: Jan 1, 2013 -Close Dale: Jan 22, 2013 Po e 4 of 4 .. - -. .............. 30228729 New Balance Minimum Payment Due: Account Number ending in 2823 DISC VER $2,141.90 $773.00 Enter Amount Enclosed Below Payment Due Date __ _.___.. ___..__......... _... .... January 2, 2013 Please make check Payable to Discover Card You ore oveilimt Pay the sum of the monthly mimmum payment plus the overlimt amount of $141 90 JEREMY L TAYLOR 121 WINSTON DR MECHANICSBURG PA 17055 -3531 PO BOX 71 084 CHARLOTTE NC 28272 -1084 Address, e-mail or telephone change' Go to www.Discover.com or print change in space above 000001986459919378046021419000000000077300 Opening Date: November 7, 2012 - Closing Date: December 6, 2012 page 1 of 2 Discover More Card Account Summary Payment Information New Balance $2.141 90 in 2823 Minimum Payment Due' $77300 Account number ending Payment Due Date January 2, 2013 Previous Balance $2,06931 'Includes past due amount of $680 00 Payments And Credits 10000 Purchases + 000 Late Payment Warning: If we do not receive your minimum Balance Transfers + 000 payment by the date listed above, you may have to pay a late Cash Advances + 000 fee of up to $35 00 and your purchase and balance transfer Fees Charged + 13500 APRs for new transactions may be increased up to the Penalty Interest Charged + 3759 APR of 18 99;o variable New Balance $2,141 90 Minimum Payment Warning: If you make only the minimum See Interest Charge Calculation section following paymew each period, you will pay more in interest and it will transactions for detailed APR information take you longer !o pay off your balance For example Credit Line $2,00000 If you moke no You will pay off the And you will end Crecirs Line Available $000 odd tronal charges balance shown on up paying on Cash Advance Credr Line $1,00000 using this card and thit statement in estimated, total of. , Cash Advance Credit Line Available $000 each month you pay about You may be able to avoid Interest Charges, see Additional Only the minimum 5 years $3,074 Important Information for details payment If you would like information about credits counseling services. Cashback Bonus`' Anniversary Month toll 1. 800.347 -1121 September Opening Cashback Bonus Balance $ 000 New Cashback Bonus This Period + 000 Cashback Bonus Balance $ 0.00 Tc,l— inure lot,— ,v'www.Diseover.eom 3 Easy Ways to Contact Us Manage Your Account Online at www.Discover.com 1 Access your account securely at www.Discover.com Access free online tools like Poydo. •n Planner to create a plan 2 Call 1- 800 - DI5COVER (1- 800 - 347 -2683 to ay down your balance, securely access statements, pay Please have your Discovers" card avadabe bills online and easily track all transactions 3 Write to us a* Discover, PO Box 30943, Salt Lake City, UT 84130 (Not a payment address) Make Your money worh more f find easy ways to earn For payments, please send to address on remittance or and redeem cash rewards Discover, PO Box 6103, Carol Stream, IL 60197 -6103 NEW Access your account securely through your For TDD (Telecommunications Device for the Deaf) mobile phone assistance, please call 1 -800- 347 -7449 Transactions Trans. Post Date Date Payments and Credits Nov 30 Nov 30 PHONE PAYMENT - THANK YOU $ -13900 Dec I Dec 2 CONDITIONAL COURTESY CREDIT .10000 Dec 5 Nov 30 RETURNED PHONE PAYMENT 13900 O r isce oneous Dec 6 Dec 6 CONDITIONAL COURTESY CREDIT REVERSAL $ 10000 Fees Dec 2 Dec 2 LATE FEE $ 3500 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION DISCOVER Paperless statements mean less clutter, more convenience Easily access up to 24 months of downloodable, password protected statements • See your statement as soon as it's available rather than wait for it to arrive in your mailbox. • Get helpful payment reminders through e -mod or text messages on your mobile phone • Pant a paper copy of your statement anytime • Sign up today at Discover.com /paperless Transactions Trans. Post (cont.) Date Date fees TOTAL FEES FOR THIS PERIOD $ 135.00 Interest Charged INTEREST CHARGE ON PURCHASES $ 4 54 INTEREST CHARGE ON CASH ADVANCES 33 05 INTEREST CHARGE ON BALANCE TRANSFERS 000 TOTAL INTEREST FOR THIS PERIOD 37.59 2012 Totals Year- to-Dote TOTAL FEES CHARGED IN 2012 $ 334 08 TOTAL INTEREST CHARGED IN 2012 25566 30228729 Questions? Visit www.Discover.com or DISCOVER: call 1- 800 - DISCOVER ( 1- 800 - 347 - 2683. DISC VER It Pays to JEREMY L TAYLOR DISC VER Account number ending in 2823 page 2 of 2 Interest Charge Calculation Your Annual Percentage Pate (APR) is the annual interest rate on your account Current Billing Period: 30 days TYPE OF BALANCE RA {AP PERCENTAGE BA R BE ECT TO INTEREST CHARGE Purchases 1399 V $39490 $454 Cash Advances 23 999. V $1 94 $33 05 V = Variable Rate Additional Important Information See your Cardmember Agreement. Your Cardmember Agreement contains all the terms of your Account Lost or stolen cards. Report immediatelyt Call 1.800.347.2683. What To Do If You Think You Find A Mistake On Your Statement If you think there is an error on your statement, write to us at Discover, PO Box 30421, Salt Lake City, UT 84 130-0421 In your letter, give us the following information Account information Your name and account number Doliar amount The dollar amount of the suspected error Description of Problem If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake You must contact us within 60 days after the error appeared on your statement You must notify us of any potential errors in writing You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question While we investigate whether or not there has been an error, the following are true We cannot try to collect the amount in question, or report you as delinquent on that amount The charge in question may remain on your statement and we may continue to charge you interest on that amount But if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount While you do not have to pay the amount in question, you are responsible for the remainder of your balance We can apply any unpaid amount against your credit limit Your Rights If You Are Dissatisfied With Your Credit Card Purchases IF you are dissatisfied with the goods or services that you have purchased wilh your credit card, and you have tried in good faith to carect the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase To use this right, all of the Following must be true 1 The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50 (Note Neither of these are necessary if your purchase was based on an advertisement we mailed to you , or if we own the company that sold you the goods or services 1 2 You must have used your credit card for the purchase Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify 3 You must not yet have fully paid for the purchase If all of the criteria above are met and you are still dissatisfied with the purchase contact us in writing at Discover, PO Box 30945,. Solt Lake City, UT 84130 -0945 While we investigate, the same rules apply to the disputed amount as discussed above After we finish our investigation, we will tell you our decision At that point, if we think you owe an amount and you do not pay we may report you as delinquent Payments. You may Pay all or part of your Account balance at any time However, you must pay at least the Minimum Payment Due by the Payment Due Date Send only your payment and the top portion of this statement in the envelope provided Do not send cash By sending your check as described above, you auth orize us to use information on your check to make an electronic fund transfer from your account at the financial institution indicated on your check or to process the payment as a check transaction If payment is processed os an electronic. Fund transfer, the transfer will be for the amount of the check When we use information from your check to make an electronic fund transfer funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your-'check back from your financial institution The roc " a' of your payment may be delayed f you send cash, correspondence or other items with your payment, if you end the payment to any other address or if you use an envelope other than the one provided Payments rece veil in proper form at our processing facility by SP local time on any dayy will be credited to your Account as of that day Payments received at our processing fau6ty after SPM local time will be credited to your Account as of the next day If you have misplaced your enveb�pe, send your payment to Discover, PO Box 6103, Carol Stream, IL 60197.6103 Please allow 7.10 days for delivery If your payment is returned unpaid, we reserve the right to resubmit d os an electronic debit 30228729 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION DISC IIIIIIIVER You can pay your monthly Minimum Payment Due, or a greater amount that does not exceed your current Account balance, over the telephone or you can setup automatic payments through a customer service representative by calling 1- 800 - 347.2683 Automatic payments will be deducted on the Payment Due Date unless you request a recurring pa ment dote legg the l5th day of the month) that occurs before your Payment Due Date if your scheduled payment date falls on a weekend or bank holiday, your payment will be processed the business day prior to the weekend or bank holiday In order to schedule monthly payments b telepphone, you will need this statement and your bank account information You will be asked to provide the last four (4�drgrts of the soctal security number of the primary borrower By providing those numbers as your electronic signature, you will be agreeing to this authorization to allow us and your bank to deduct each payment you authorize, in the amount selected by you, from your bank account You also authorize us to initiate debit of credit entries to your bank account, as applicable, to correr an error in the processing of such payment You can cancel a scheduled payment by phone at 1. 800.347.2683 or b y mad at Discover, PO Box 30421 Salt lake City, UT 84130.0421, however we must receive notice at least three business days in advance of the scheduled payment If your payments may vary in amount, we will tell you on each monthly billing statement when your payment will be made and how much it will be You must ensure that sufficient funds are available in your bank account, and all transactions must comply with U S law You can set automatic payments for (r) statement New Balance, (u) statement Minimum Payment Due, (m) statement Minimum Payment Due plus a fixed dollar amount, or (tv) a fixed dollar amount If your scheduled fixed payment is not enouggh to cover the Minimum Payment Due as listed on your mon +hly billing statement, your scheduled payment For that. morrh will be increased to cover the Minimum Payment Due If the scheduled payment is realer than the Minimum Payment Due, any excess will be applied in accordance with your Cardmember Agreement If scheduled payment is greater than the New Balance on your billin tatement, that payment will be processed only For the amount of your New Balance Your automatic payment amount may be less than the amount indicated on ilia periodic statement based on credits or payments after the Closing Date If you enroll by phone in our automatic payment service, please fill -in the following blanks below and retain the authorization for your records Amount M Full Pay _ Min Pay Mm Pay + $__.____.....__.., l.._.. Fixed Pay$-,,,,_..,,,,., Bank Routing # Bank Account # , Frequency Credit Reporting. We may report information about ,your Account to credit bureaus late paymenr, missed payments, or other defaults on your Account may be reflected in your credit report We normally report the status and payment hrstory of your Account to credit reporting agencies each month If you believe that our repart its inaccurate at incomplete, please wide us at the following address Discover, PO Box 15316, Wilmington, DE 19850.5316 Please indicate your name, address, home telephone number and Account number Paying Interest: We begin to impose interest charges on a transaction, Fee or inteeev charge from the day we add c to the daily balance We continue to impose interest charges until you pay the total amount you owe us You can avoid paying interest on Purchases as described below However, you cannot avoid paying interest on Balance Transfers or Cosh Advances How to Avoid Paying Interest on Purchases ( "Grace Period ") If you paid the New Balance on your previous billing statement by the Payment Due Date shown on that billing statement, we will not impose interest charges on new Purcha es or an pofion of a new Purchase, paid by the Payment Due Date on your current billing statement New Purchases are Purchases *hat first appear on the current billing statement How We Apply Payments May Impact Your Grace Period If you do not pay your New Balance in Full each month, then, depending on the balance to which we apply your payment, YOU may not get a grace period on new Purchases How We Calculate Interest Charges • Doily Balance Method lincfuding current transactions): We calculate interest charges each billing period by first figuring the "daily balance" for each Transaction Category Transaction Categories include standard Purchases, standard Cosh Advances and different promotional balances, such as Balance Transfers How We Figure the Daily Balance for Each Transaction Category We start with the beginning balance for each day The beginning balance for the first day of the billing period its your balance on the last day of your previous billing pert We add any interest charges accrued on the previous day's daily balance and any new transactions and feet We add anyy new transactions or fees as of the later of the Transaction Date or the first day of the billing period in which the transaction or fee posted to your Account We subtract any new credits and payments We make other adjustments (including those adjustments required in the "Paying Interest" section) How We Figure Your Total Interest Charges We multiply the daily balance for each Transaction Category by its daily periodic rate VVe do this for each day in the billing per oil This gives us the interest charges for each Transaction Category . To get: o daily periodic rate, we divide the APR that applies to the Transaction Category by 365 We odd up all the doily interest charges The sum is the total interest charge for the billing period How We Include Fees We add Balance Transfer Fees to the applicable Balance Transfer Transaction Category We add Cash Advance Fees to the applicable Cash Advance Transaction Category We add all other fees to the standard Purchase Transaction Category Balance Subject to Interest Rate. Your statement shows o Balance Subject to Interest Rate It shows this for each transaction category The Balance Subject to Interest Rate is the average of the daily balances during the billing period Credit Balances. If your Account has a ciecir balance, the amount its shown on the front of your billing statement A credit it balance is money that its owed to you You may make chargges agains this amount if your Account its open We will send you a refund of any remaining balance of $1 00 or more after 6 months, or as otherwise required by applicabl law For TDD (Telecommunications Device for the Deof) assistance, please call 1- 800 - 3477449. Discover may monitor and record telephone calls between you and Discover representatives for quality assurance purposes The Discover its issued by Discover Bank, Member FDIC vZnrtUU1 30228729 Questions? Visit www.Dlscover.com or call 1- 800- DISCOVER (1- 800- 347 - 2683). DISC *VEI VERIFICATION (Name) (' le) of DB Servicing Corporation, servicing affiliate of Discover Bank does hereby verify, under penalty of perjury and subject to the penalties of 18 Pa. C.S. § 4904 relating to unsworn falsifications to authorities states, that he /she is a duly authorized representative of plaintiff herein. Additionally, he /she verifies that Discover Bank, f/k/a Greenwood Trust Company, which is an FDIC - insured Delaware state bank, lacks sufficient knowledge or information to verify this complaint. He /she verifies that he /she is authorized to make this verification. As an employee of DB Servicing Corporation, he /she has sufficient knowledge and information to make this verification, and consequently verifies that the facts set forth in the foregoing complaint are true and correct to the best of his/her knowledge and information and that he /she is personally familiar with the account and the relationship between Discover Bank and DB Servicing Corporation. It is further stated that Discover Bank and DB Servicing Corporation extend credit through issuance of the Discover Card. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank, including business management services in support of Discover Bank business lines, including, among other things, credit cards, deposits, personal loans and student loans, customer service, collections, credit risk, collection of delinquent accounts and other support services. The collection of delinquent accounts includes the right to forward the same to the attorneys and/or collection agencies for collection and to file suit on Discover Bank's behalf. Both DB Servicing Corporation and Discover Bank are wholly owned subsidiaries of Discover Financial Services. Date /Z/-O ignature) DB Servicing Corporation servicing affiliate For DiscoverBank SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson Sheriff iF- PRO I ' next, of �araGr �fi t i10N' Jody S Smith ' Chief Deputy 2514 FEB 20 PPS 2; 5 Richard W Stewart CUMBERLAND COUNTY Solicitor `` PENNSYLVANIA Discover Bank Case Number vs. Jeremy Taylor 2014-553 SHERIFF'S RETURN OF SERVICE 02/07/2014 12:41 PM- Deputy Tim Black, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Jeremy Taylor at 706 Meadow Drive, East Pennsboro Township, Camp Hill, PA 17011. TIM BL CK, DEPUTY SHERIFF COST: $61.90 SO ANSWERS, February 10, 2014 RbNW R ANDERSON, SHERIFF DISCOVER BANK Plaintiff VS. JEREMY L TAYLOR TO THE PROTHONTARY: PROTHONOTA'r. T IN THE COURT OF COMMON PL •CUMBERLAND COUNTY, PENNSYLVANUPR I Pii 3: 214 CIVIL DIVISION CUMBERLAND COUNTY PENNSYLVANIA Civil Action No. 14-553 CIVIL PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant JEREMY L TAYLOR above named, in the default of an Answer, in the amount of $1673.71 computed as follows: Amount claimed in Complaint $1673.71 Less payments / adjustments made $0.00 Attorney's fees $0.00 TOTAL $1673.71 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: William T. Molcz ,47437 30228729 C A Pit SJS Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 7th Ave Ste 1400 Pittsburgh PA 15219-1827 And that the last known address of the Defendant is : JEREMY LTAYLOR 706 MEADOW DR CAMP HILL, PA 17011 12.16.Sb( C,List it 1-10.9 o,k1.(k c\t;a_af,,t IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. JEREMY L TAYLOR Defendant TO: JEREMY L TAYLOR 706 MEADOW DR CAMP HILL, PA 17011 Date of Notice: Case No. 14 -553 CIVIL IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17413 (717) 249 -3166 WELTMAN, WEINBERG & REIS CO., L.P.A. By: Matthew Urban P.A.I.D.# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh, PA 15219 Phone: (412) 434 -7955 (412) 338 -7130 30228729 A PIT M4Z DISCOVER BANK Plaintiff VS. JEREMY L TAYLOR IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Civil Action No. 14-553 CIVIL NON-MILITARY AFFIDAVIT The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCR), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, JEREMY L TAYLOR is not in military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the DMDC does not possess any information indicating that the below individual is in the military service: JEREMY L TAYLOR 706 MEADOW DR CAMP HILL, PA 17011 Affiant further states that the averments contained herein are true and correct to the best of Affiant's knowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C.S.A. Section 4904 relating to unsworn falsification to authorities. " -7-Ty Department of Defense Manpower Data Center Results as of : Mar - 31.2014 05:43:39 AM SCRA 3.0 Status Report Pursuant to Servicernem!bers Civil. Relief Act Last Name: TAYLOR First Name: JEREMY Middle Name: Active Duty Status As Of: Mar -31 -2014 On Active Duty On Active Duty Status Data Active Duty Start Data Active Duty End Date Status Service Component NA NA No NA This response This response reflects the Individuals' active duty status based on the Active Duty Status Date Loft Active Duty Within 367 Days of Active Duty Status Dale Active Duty Start Date Active Duty End Date Status Service Component NA NA - No NA This response reflects where the individual left active dull status wlthln 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA - No NA This response reflects whether the individual or his/her unll has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his /her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely- Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http: / /www.defenselink.mil /faq /pis /PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN /date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: R84F5028P0BDZ40 • DISCOVER BANK Plaintiff VS. JEREMY L TAYLOR • IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Civil Action No. 14-553 CIVIL NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the folloving Order of Judgment was entered against you on /P1 (xx) Assumpsit Judgment in the amount of $1673.71 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ) Arbitration Award Prothonotary By: —PROTHONOTARY (OR DEPWL,44 . . JEREMY L .TAYLOR 706 MEADOW DR CAMP HILL, PA 17011 Plaintiff's address c/o WELTMAN, WEINBERG '6: REIS CO., L.P.A., 436 7th Ave Ste 1400, Pittsburgh PA 15219-1827 (412) 434v-7955