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Home My WebLink About14-0554 Supreme Court-0-Pennsylvania WWR# 30245.385 C A Pit SJS Court f C m on leas ' ' She F Use Only civil Cover.* 1 ' C UMBER LANDG Count- Docket No: r Ihe information collected on this fOr "r}? is used solely for court administration purposes. This fora} does not supplement or replace the filing and ser t4ce of pleadings or other papers as required b.v law or rules of court. Commencement of Action: S 1$ Complaint ❑ Writ of Summons ❑ Petition B Transfer from Another Jurisdiction Declaration of Takin C DISCOVER BANK Lead Plaintiffs Name: Lead Defendant's Name: T JOGINDER S MINHAS I O Are money damages requested? El Yes ❑ No Dollar Amount Requested: ® within arbitration limits N (check one) ❑ outside arbitration limits Is this a Class Action Suit? ❑ Yes IR No Is this an MDJ Appeal? ❑ Yes Gd No A Name of Plaintiff /Appellant's Attorney: William T. Molczan,47437 ❑ Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Protection Administrative Agencies ❑ Malicious Prosecution ebt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle [ IODebt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Dept. of Transportation S ❑ Premises Liability ❑ Statutory Appeal: Other E 13 Product Liability (does not include [3 Employment Dispute Mass tort) Discrimination C ❑ Slander/Libel/Defamation ❑ Employment Dispute: Other ❑ Zoning Board 'I' ❑ Other: ❑ Other: I ❑ Other: O N MASS TORT ❑ Asbestos B ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - DES ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑ Toxic Tort — Implant ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Toxic Waste ❑ Ground Rent ❑ Mandamus ❑ Other: ❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Retraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Waranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: • Dental ❑ Other: • Legal ❑ Medical ❑ Other Professional: Updated 1/1/2011 Lr 0 ry0 ~Jf ` , 0I'A r , 2014 AN 28 Ply ERL A C P ENNS YL vq OUN r Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: VS. COMPLAINT IN CIVIL ACTION JOGINDER S MINHAS Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan,47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412 - 338 -7130 30245385 C A Pit SJS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No JOGINDER S MINHAS Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249 -3166 COMPLAINT 1. Plaintiff, Discover Bank, is a banking institution organized under the laws of the State of Delaware and maintains a business address of 12 Reads Way, New Castle, DE 19720. 2. DB Servicing Corporation is the servicing affiliate for Discover Bank, f /k /a Greenwood Trust Company, an FDIC - insured Delaware State bank. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank including, business management services in support of Discover Bank business lines, including, among other things, credit cards, deposits, personal loans and student loans, customer service, collections, credit risk, collection of delinquent accounts and other support services. The collection of delinquent accounts includes the right to forward the account to the attorneys and /or collection agencies for collection and to file suit on Discover Bank's behalf. 3. At all times pertinent hereto, DB Servicing Corporation is the servicing affiliate for Discover Bank, in reference to Defendant's account, which is the subject of this litigation. 4. Defendant is an adult individual(s) residing at 1335 SCONSETT WAY NEW CUMBERLND, PA 17070 5. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX6735. 6. Defendant made use of said credit card and has a current balance due of $4392.03. A copy of Plaintiffs STATEMENT is attached hereto, marked as Exhibit 11 7. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and /or refused to pay the balance due the Plaintiff. WHEREFORE, Plaintiff prays for Judgment in its favor and against Defendant, JOGINDER S MINHAS, INDIVIDUALLY, in the amount of $4392.03 and costs. William T. MolczaW,47437 WELTMAN, WEINBER & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412 - 338 -7130 WWR## 30245385 C A Pit SJS DISC VER Discover More Card Account number ending in 6735 Open Date: Sep 12, 2013- Close Date: Oct 11, 2013 Cardmember Since 2008 Page 1 of 4 A CCOUNT SUMMARY P AYMENT INFORMATION Previous Balance $4,271.58 \ I I New Balance $4,392.03 Payments and Credits - $0.00 ! Minimum Payment Due $1,000.00 Purchases + $0.00 j Payment Due Date November 6, 2013 Balance Transfers $0.00 • Includes past due amount of: $859.00 1 Cash Advances + $0.00 ! Fees Charged + $35.00 9 Late Payment Warning: If we do not receive your minimum payment by the i I Interest Charged + $85.45 date listed above, you may have to pay a late fee of up to $35.00 and your New Balance $4,392.03 Purchase and balance transfer APRs for new transactions may be increased up to the Penalty APR of 29.99% variable. See Interest Charge Calculation section following the Minimum Payment Warning: If you make only the minimum payment each Transactions section for detailed APR information . ... . ... . ... . ... . ... ....... . ..... .............. ......_.........._ ...... -__ .............. ........ _ ... ..,.......... ............................... ! period, you will pay more in interest and it will take you longer to pay off your Credit Line $3,900 balance. Fo ample: ! Credit Line Available 50 �f ypatnake tiaf iii C.ci g6s Yts0 w+ll Tidy ofl Elie, And youwillettd up s +n8 ThistEi and e«fi tncs t bafanco shaw4 n:tltl4 pay'ing,t' m estiaaatedlotal Cash Advance Credit Line $2,000 { yau:. ; :..:.. 51'rifir3mdx,f "it) zibaut ;„ i Cosh Advance Credit Line Available SO i Only the minimum payment 14 years $10,693 You may be able to avoid interest on Purchases. If you would like information about credit counseling services, call 1-800-347-112 1. See reverse for details. ..................... ................... ............................................................... ................................... _._............................._...... .......... .....,....... ................... ..... ................ ............._- ................_............. ..- _..--- ._.................... __................._................. .... .............................._ REWARDS _ . _............. - Contact Us Discover.com Coshback Bonus® Anniversary M.........' 1- 800 - 347 2683 O ct obe r Opening Balance S 0.00 Please make check payable to Discover. You ore overli m it. New Coshback Bonus This Period + S 0.00 Pay the sum of the Minimum Payment Due plus the remaining Redeemed This Period - $ 0.00 .....__.........._.._..........._-......._ ....................................................._..._................................_..........._..............................._....................,................. ..........................._... overlimit amount of $492.03. Cashhack Bonus Balance 0.00 To learn ..... ,login at Discover_ cam -- _...__.._..__..__.__... _._ ..... _... _. —_._. Poke Check payable to Discover NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION Please fold on the perforation below, detach and return wAh your payment ...... ..... ......... .... ......... "enlr Coupon I�ay Online day � P ho ne ding in 6735 1 Account number en P1eas4 do nat Fafd 0' tsr staple ?D' apver:rorq 1 '2683 i p Minimum Payment Due .. $1,000_00 _. _._ I III I i 1 t l l i l i I l i l l f I ( 392 03 1 I I I ..II ' New Balance $4, I I I III ! I Ilil ! Payment Due Date November 6, 2013 JOGINDER S MINHAS ................ .......................... ................ ....................................... ............ 5 .......................... .........................._.. i 1335 SCONSETT WAY !Amount enclosed NEW CUMBERLND PA 17070 -2253 PO BOX 71084 CHARLOTTE NC 28272 -1084 302"386 Internet payments must be received by 5PM ET to be credited as of the same day 1 1'1'1 iilli: lilIII !!!I'`I!'iu':ilij�llil!I Address, e-mail or telephone changed? Note changes on reverse side 000001986459083192579043920300680510100000 EXHIBIT JOGINDER S MINHAS Account number endin in 6735 O n Dote: Se 12, 2013 - Close Date: Oct 11, 2013 Pa e 2 of 4 11 Q ................................................................. Pe.................................... P.................. ............................... 8 .................... ....... Important Information You must ensure that sufficient funds are available in your bank account, and all transactions must comply with U.S. low. See your Cardmember Agreement. Your Card member Agreement contains all the terms of your Account. You can set automatic payments for: (i) statement New Balance, (ii) statement Minimum Payment Due, (iii) statement Minimum Payment Due plus a fixed Lost or stolen cords. Report immediatelyl Call 1 -800 -347 -2683. dollar amount, or (iv) Other dollar amount. If your scheduled "Other dollar What To Do If You Think You Find A Mistake On Your Statement amount" payment is not enough to cover the Minimum Payment Due as listed If you think there is an error on your statement, write to us at: Discover, PO on your monthly billing statement, your scheduled payment for that month Box 30421, Salt Lake City, UT 84130-042 1. You must write to us within 60 will be increased to cover the Minimum Payment Due. If the scheduled days after the error appeared on your statement. You may call us, but if you payment is greater than the Minimum Payment Due, any excess will be do we are not required to investigate any potential errors, and you may have applied in accordance with your Cordmember Agreement. If your scheduled to pay the amount in question. The Billing Rights Notice further explains your payment is greater than the New Balance on your billing statement, that rights. Please see your Cordmember Agreement or visit payment will be processed only for the amount of your New Balance. Your hops:/ /discover.com /billingrights for a copy of this notice. automatic payment amount may be less than the amount indicated on the billing statement based on credits or payments after the Close Date. Payments. You may pay all or part of your Account balance at any time. If you enroll by phone in our automatic payment service, please fill -in the However, you must pay at least the Minimum Payment Due by the Payment followin Due Dote. Send only your payment and the bottom portion qt this statement 9 blanks below and retain the authorization for your records. in the enveloppe provided. Do not send cash. If you pay by check, yo4 Amount: Full Pa 1 a Min Po + outhgqraq us to use information on your check to moke on electronic tvn Y — Min Pay Y S transter tram our account at the f nancial institution indicated on your check (;Other ; or to process tYhe payment as a check transaction. If a payment is processed AmouniS Bonk Routin g #: as on electronic fund transfer, the transfer will be for the amount of the Bank Account # check. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the some Monthly on the j...1 Payment Due Date I....) Close Date day we receive your payment, and you will not receive your check back from your financial institution. i._' Day of month (insert date) The processing of your payment may be delayed if you send cash, Credit Reporting. We may report information about your Account to credit correspondence or other items with your payment, if you send the payment to bureaus. Late payments, missed payments, or other defaults on your Account any other address or if you use an envelope other than the one provided, may be reflected in your credit report. We normally report the status and Payments received in proper form at our processing facility by 5PM local time payment history of your Account to credit reporting agencies each month. If on any day will be credited to your Account as of that day. Payments received you believe that our report is inaccurate or incomplete, please write us of the at our processing facility after 5PM local time will be credited to your Account following address: Discover, PO Box 15316, Wilmington, DE 19850 -5316. as of the next day. If you hove misplaced your envelope, send your payment Please include your name, address, home telephone number and Account to Discover, PO Box 6103, Carol Stream, IL 60197.6103. Please allow 7.10 number. days for delivery. If your payment is returned unpaid, we reserve the right to resubmit it as an electronic debit. Payments made online or by phone will be Paying Interest. Your due date is of least 25 days after the close of each credited as of the day of receipt if made by 5 PM Eastern time. billing period at least 23 days for billing g p j y g periods that begin in February). We You can pay your monthly Minimum Payment Due, or a greater amount that will not charge you any interest on Purchases if you pay your entire balance does not exceed your current Account balance, over the telephone or you con by the due date each month. We will begin charging interest on Cash setup automatic payments through a customer service representative by Advances and Balance Transfers as of the later of the Transaction Date or the calling 1- 800 - 347 -2683. Automatic payments for the billing period shown first day of the billing period in which the iransodion posted to your Account. on your statement will be deducted on the Payment Due Date shown on that How We Calculate Interest Charges. We Use the Daily Balance Method statement, or the next automatic payment date referred to on your statement, unless you request a recurring payment date (e. ., the 15' day of the month) (including current transactions) to calculate the Balance Subject to Interest that occurs before your Payment Due Dote or Close Dote. If your scheduled Rate. For more information, please call us at 1 -800- 347 -2683. payment dote falls on a weekend or bank holiday, your payment will be Balance Subject to Interest Rate. Your statement shows v Balance Subject processed the business day prior to the weekend or bank holiday. In order to to Interest Rate. It shows this for each transaction category. The Balance schedule monthly payments by telephone, you will need this statement and Subject st Interest Rate is the average of the doily balances during the billing your bank account information. You will be asked to provide the last four (4) digits of the social security number of the primary borrower. By providing period. those numbers as your electronic signature, you will be agreeing to this authorization to allow us and your bank to deduct each payment you Credit Balances. If your Account has a credit balance, the amount is shown authorize, in the amount selected by you, from your bank account. You also on the front of your billing statement. A credit balance is money that is owed authorize us to initiate debit or credit entries to your bank account, as to you. You may make charges against this amount if your Account is open. applicable, to correct an error in the processing of such payment. You can We will send you a refund of any remaining balance of S1.00 or more after cancel a scheduled payment by phone at 1- 800 - 347 -2683 or by mail at 6 months, or as otherwise required by applicable low, or upon request made Discover, PO Box 30421, Salt Lake City, UT 84130 -0421; however, we must to the address in the Contact Us section on page 3 of your billing statement. receive notice at least three business days in advance of the scheduled Discover may monitor and /or record telephone calls between you and payment. If your payments may vary in amount, we will tell you on each Discover representatives for quality assurance purposes. monthly billing statement when your payment will be mode and how much it will be. The Discover® card is issued by Discover Bank, Member FDIC. TL23N CHANGE OF ADDRESS . ......... ....... .. ..... ... .... . .... ... .... . .. ..... .... . ... . ..... .. .. ..... .... .. ................ If correct on front, do not use. Please print clearly in blue or block ink, in the space provided. ....... -. _ ..... ..... . ..... ... _ ... _.. _. ... .. . . Street Address i Home Phone - .. ... .......... ......... ......... .................. ..i i Work Phone .......... ....._ - .......... . - . ........ ..........._., ...... ..... _._. ..._........ _ .... ...__. _ —..... . -_ . ........_ . City Email l 3 4v� 85 J To make changes to your address, email or telephone number, visit Discover.com Continued on next page DISC VERA Discover More Card Account number ending in 6735 Open Date: Sep 12, 2013 - Close Date: Oct 11, 2013 Page 3 of 4 CONTACT US Web Mobile Phone ® Inquiry ®Mail Payments i Access your � Manage your 1- 800 - DISCOVER Discover Discover l account securely account anytime, (1- 800 - 347 -2683) PO Box 30943 PO Box 6103 at Discover.com anywhere at TDD 1- 800 - 347 -7449 Salt Lake City Carol Stream m..Discover.com UT 84130 IL 60197 -6103 Transactions Trans. Date Post Date Fees Oct 6 Oct 6 LATE FEE $ 35.00 TOTAL FEES FOR THIS PERIOD 35.00 .......... .......................... ....................... _ .... .......__.. ........................... .................. -.- ................... ............... ... .............. . .. .......... ............ _..... Interest Charged INTEREST CHARGE ON PURCHASES $ 10.20 INTEREST CHARGE ON CASH ADVANCES 75.25 INTEREST CHARGE ON BALANCE TRANSFERS 0.00 TOTAL INTEREST FOR THIS PERIOD 85.45 _ ... . .. .. . -.._ ___ ..__......_....._ _.......__ . _...__._._ _ ..__ ........... __._._._. _._.._.._ 2013 Totals Year -to -Date TOTAL FEES CHARGED IN 2013 $ 315.00 TOTAL INTEREST CHARGED IN 2013 $ 781.06 ....... ......... ............_......._ ................ - ......... _ ......... ......................... .............__ ......................................... ................... .................................................................. ................................................... .............................................................. ................ ................... .......................... ............................ ........................... .-- .................. .- .- .......... Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Current Billing Period: 30 days ANNUAL PERCENTAGE RATE BALANCE SUBJECT TO TYPE OF BALANCE (APR) INTEREST RATE INTEREST CHARGE Purchases 24.99% V $496.78 510.20 Cash Advances 23.99% $3,815.97 $75.25 V= Varioble Rote Information For You For more information about how interest charges are calculated see your Cardmember Agreement or go to www .discover.com /interestcharges 30245385 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ........................................... .................. ............................ ....... ....... ............ . 30245385 VERIFICATION (Name) of DB Servicing Corporation, servicing affiliate of Discover Bank does hereby verify, under penalty of perjury and subject to the penalties of 18 Pa. C.S. § 4904 relating to unsworn falsifications to authorities states, that he /she is a duly authorized representative of plaintiff herein. Additionally, he /she verifies that Discover Bank, f/k/a Greenwood Trust Company, which is an FDIC - insured Delaware state bank, lacks sufficient knowledge or information to verify this complaint. He /she verifies that he /she is authorized to make this verification. As an employee of DB Servicing Corporation, he /she has sufficient knowledge and information to make this verification, and consequently verifies that the facts set forth in the foregoing complaint are true and correct to the best of his/her knowledge and information and that he /she is personally familiar with the account and the relationship between Discover Bank and DB Servicing Corporation. It is further stated that Discover Bank and DB Servicing Corporation extend credit through issuance of the Discover Card. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank, including business management services in support of Discover Bank business lines, including, among other things, credit cards, deposits, personal loans and student loans, customer service, collections, credit risk, collection of delinquent accounts and other support services. The collection of delinquent accounts includes the right to forward the same to the attorneys and/or collection agencies for collection and to file suit on Discover Bank's behalf. Both DB Servicing Corporation and Discover Bank are wholly owned subsidiaries of Discover Financial Services. Date 9 ignature) DB Servicing Corporation servicing affiliate For Discover Bank SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson Sheriff ,:e5 rl 4,ti��itp•p � i` , HE r°\O T Ii-ILNr IAr` Jody S Smith { , ; Chief Deputy Richard W Stewart CUMBERLAND COUNTY Solicitor CUMBERLAND Discover Bank Case Number vs. 2014-554 Joginder Singh Minhas SHERIFF'S RETURN OF SERVICE 01/31/2014 07:17 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint& Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Joginder Singh Minhas at 1335 Sconsett Way, Lower Allen, New Cumberland, PA 17070. DEN S FRY, DEP SHERIFF COST: $47.21 SO ANSWERS, February 05, 2014 RONNY ANDERSON, SHERIFF IN THE COURT OF COMMON PLEAS 7-.114,n ,_� Ph 4 CUMBERLAND COUNTY, PENNSYLVANIA` ' l) Ph 2: L`" CIVIL DIVISION i4JAL,,N3 COUNTY DISCOVER BANK LNf Y? Vi NIA't ; Plaintiff vs . Civil Action No. 14-554 CIVIL JOGINDER S MINHAS PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONTARY: Kindly enter Judgment against the Defendant JOGINDER S MINHAS above named, in the default of an Answer, in the amount of $4392 . 03 computed as follows : Amount claimed in Complaint $4392 . 03 Less payments / adjustments made $0 . 00 Attorney' s fees $0 . 00 TOTAL $4392 . 03 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R. C. P. 237 . 1 on the dates indicated on the Notices . WELTMAN, WEINBERG & REIS CO. , L.P.A. By: 4-..,ibrA4-' • William T. Molczan, 437 30245385 C A Pit SJS Plaintiff ' s address is : c/o WELTMAN, WEINBERG & REIS CO. , L. P.A. , 436 7th Ave Ste 1400 Pittsburgh_ PA 15219-1827 And that the last known address of the Defendant is : JOGINDER S MINHAS 1335 SCONSETT WAY NEW CUMBERLND, PA 17070 cL 507-)k6i Ck)!' 1153/.350 JD a /l4tWeV ()-3 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff Case No. 14-554 CIVIL vs. JOGINDER S MINHAS Defendant IMPORTANT NOTICE TO: JOGINDER S MINHAS 1335 SCONSETT WAY NEW CUMBERLND, PA 17070-2253 Date of Notice: Q-125-S //' ( YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717)249-3166 WELTMAN,WEINBERG & REIS CO., L.P.A. By. Matthew Urban P.A.I.D.#90963 WELTMAN, WEINBERG& REIS CO., L.P.A, 436 7th Ave Ste 1400 Pittsburgh, PA 15219 Phone: (412)434-7955 (412) 338-7130 30245385 A PIT M4Z • IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs . Civil Action No. 14-554 CIVIL NON-MILITARY AFFIDAVIT JOGINDER S MINHAS The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows : Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers ' Civil Relief Act (SCRA) , 50 U.S . C. App. 521 . Affiant further states that based upon investigation it is the affiant ' s belief that the Defendant, JOGINDER S MINHAS is not in military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC) , which states that the DMDC does not possess any information indicating that the below individual is in the military service: JOGINDER S MINHAS 1335 SCONSETT WAY NEW CUMBERLND, PA 17070 Affiant further states that the averments contained herein are true and correct to the best of Affiant ' s knowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C. S .A. Section 4904 relating to unsworn falsification to authorities . AFFIANT Department of Defense Manpower Data Center Results as of:Mar-21-2014 05:45:35 AM SCRA 3.0 c a a ,a Status Report f. Jj Pursuant to Se v cemembers Civil Relief Act Last Name: MINHAS First Name: JOGINDER Middle Name: Active Duty Status As Of: Mar-21-2014 On Active Duty On Active Duty Status Data Active Duty Start Date Active Duty End Date Status Service Component NA NA.. No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA `No NA This response reflects where the Individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. )10/ & �.+ Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: Y8F3A6E520DAC80 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs . Civil Action No. 14-554 CIVIL JOGINDER S MINHAS NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order of Judgment was entered against you on (xx) Assumpsit Judgment in the amount of $4392 . 03 plus costs . ( ) Trespass Judgment in the amount of $ plus costs . ( ) If not satisfied within sixty (60) days, your motor vehicle operator ' s license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: . PROTHONOTARY (OR DEPUTY) JOGINDER S MINHAS 1335 SCONSETT WAY NEW CUMBERLND, PA 17070 Plaintiff ' s address is : c/o WELTMAN, WEINBERG & REIS CO. , L. P.A. , 436 7th Ave Ste 1400 Pittsburgh PA 15219-1827 (412) 434-7955 WELTMAN, WEINBERG & REIS,CO., L.P.A. BY: William T. Molczan,47437 I.D. No. 47437 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412- 338 -7130 File # 30245385 C A Pit SJS Attorney for Plaintiff(s) DISCOVER BANK vs. JOGINDER S MINHAS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CASE NO. 14 -554 CIVIL C") e----z 4r: rig N fir-, PRAECIPE TO SATISFY r�-z o o {',, C r- --t Cil . 3 TO THE PROTHONTARY: co Kindly mark the case and judgment entered against Defendant JOGINDER S MINHAS as satisfied. WELTMAN, WEINBERG & REIS CO., L.P.A. By William T. Molcza Attorney for Plai W2 iff (71?..sb pd of CSI /s73`7a �3oS'o 7.2)