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Home My WebLink About05-0705 BURTON NEIL & ASSOCIATES, P.C. By:Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA) N.A. 701 East 60th Street North, Sioux Falls, SD IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA v. FRANK W BYERS 130 Middle Spring Road, Shippensburg PA 17257-8614 : NO. OS - 70s CIU'L( ~~ Defendant : CIVIL ACTION - LAW COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 32 South Bedford Street Carlisle, P A 17013 Telephone No. 717-249-3166 or 800-990-9108 C-4487,C-4504 BURTON NEIL & ASSOCIATES, P.C. By:Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA) N.A. 701 East 60th Street North, Sioux Falls, SD Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 0.5 _ 76.S C./~;L ~~ FRANK W BYERS 130 Middle Spring Road, Shippensburg, PA Defendant : CIVIL ACTION - LAW Complaint I. The plaintiff is Citibank (South Dakota) N.A., with place of business located at 701 East 60th Street North, Sioux Falls, South Dakota. 2. The defendant is Frank W Byers, who resides at 130 Middle Spring Road, Shippensburg, Cumberland County, Pennsylvania. 3. Plaintiff, a national banking association, engages in various types of banking business including consumer lending through the issuance of credit cards. Count I 4. Plaintiff furnished consumer credit to the defendant by means of a credit card with account number 5424180429769471 hereinafter referred to as the credit card account. 5. Plaintiff maintained an accurate and running record of all debits and credits to the credit card account in its books of account. 6. Plaintiff mailed defendant a written statement each month which accurately stated the debits and credits to the credit card account for the prior billing period. 7. Defendant received the monthly statements from plaintiff for the credit card account including the statement attached hereto as Exhibit A statement without protest, dispute or objection. 8. Defendant in not protesting, disputing or objecting to the statements including the Exhibit A statement thereby assented and agreed to the COrrectness of the balance due on the credit card account so as to constitute an account stated. 9. The amount due plaintiff on the account stated, less credits, if any issued subsequent to the Exhibit A statement, is $12,313.03. Wherefore, plaintiff demands judgment against defendant for the sum of $12,313.03, and the costs of this action. Count II 10. Plaintiff furnished consumer credit to the defendant by means of a(n) AT&T Universal credit card with account number 5491130340821792 hereinafter referred to as the credit card account. 11. Plaintiff maintained an accurate and running record of all debits and credits to the credit card account in its books of account. 12. Plaintiff mailed defendant a written statement each month which accurately stated the debits and credits to the credit card account for the prior billing period. 13. Defendant received the monthly statements from plaintiff for the credit card account including the statement attached hereto as Exhibit B statement without protest, dispute or objection. 14. Defendant in not protesting, disputing or objecting to the statements including the Exhibit B statement thereby assented and agreed to the correctness of the balance due on the credit card account so as to constitute an account stated. 15. The amount due plaintiff on the account stated, less credits, if any issued subsequent to the Exhibit B statement, is $12,604.47. Wherefore, plaintiff demands judgment against defendant for the sum of $12,604.4 7, and the costs of this action. The law firm of Burton Neil & Associates, P.C. is a debt collector. 10/25/04 ~~~~@~j~j@~~~M@~~f $12313.03 $9999.99 ~j~Wi~~j@glt~l ~~~j'j~j~~j~j~jW~j@ SITE:KC-CL CITI CARDS P.O. BOX 8118 S HACKENSACK. NJ 07606-8118 FRANK W BYERS 130 MIDDLE SPRING RD SHIPPENSBURG 17257-8614000 PA Citr Platinum Select" Card Account Number 5424 1804 2976 9471 customer Servtce: 1-800-950-5114 BOX 6500 SIOUX FALLS. SD 57117 Total CredIt Line $12000 Statement! Cl051n9 Date 09/27/2004 Available Credit LIne $0 Arnourll Over Cr.dll Lln. $313.03 + tash Advance Limit $2900 ,6,vaflalJle Cash Limit $0 Pureh/Adv Minimum Due $310.38 = Put Due $524.17 + Sale Date Post Dat9 Rel.rue. Number 9{27 9{27 I Acttvtty Since Last Statement Standard Purch LATE FEE - AUG PAYMENT PAST OUE 66 0000 PURCHASES'FINANCE CHARGE'PERIOOIC RATE 84 0000 Your account is two months past due and your credit privileges have been suspended. Please call the tol1.free number shown above, Monday - Friday 7 am to 9 pm. or Saturday, 8 am to 5 pm. Centrai Time. If you have already sent us thlS payment, thank you. Our records show home phone 717-417-8241 and business phone 800-220-9060. Please update coupon if incorrect. IMPORTANT INFORMATION ABOUT CREDIT REPORTING: WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREOIT BUREAUS. LATE PAYMENTS. MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTEO IN YOUR CREOIT REPORT. Please see the enclosed Notice of Change in Terms to Your Card Agreement for important information regarding changes to your Card Agreement. TM:CO-5000 11/13/04 cil'r New Balance $12313.03 Minimum Amount Due $1147. 58 Arnouot 35.00 0000000000 305.38 0000000000 Account Summary PURCHASES AOVANCES TOTAL Ret. Summary PURCHASES Standard Purch ADVANCES Standard Adv PrevIous (+) Purchases <-} Peoyments (+) FINANCE (=) New Balance & Advances & Credits CHARGE Balance $11,972.65 $35.00 r.OO $3i5.38 $12,313.03 $0.00 $0.00 0.00 0.00 $0.00 $11.972.65 $35.00 0.00 $305.38 $12.313.03 Bi!llance Subject to Finance Charge PeriodiC Rate Davs This Billing Period: 32 Nominel ANNUAL APR PERCENTAGE RATE $12,119.93 $0.00 0.07874%(0) 0.07874%(0) 28.740% 28.740% 28.740% 28.740% EXHIBIT B ACID:KCB7150 16:19:36: . Your ifUEl' lfniwrsal Cord Statement September 8 ~ October 8, 2004 FRANK W BYERS Account S491 1303 4082 1792 Calling Card + PIN No Annual Fee/Platinum Card I::~~::::::::::::::.::::::::::: Minimum Payment Du....................................... $1,124.75 Due Date-............................................. November 1. 2004 ~PlyrMnt must be recejyed by 1:00 pm 10cII ti~ on tn. payment due datil Amount Past Du................................................... $823.10 Amount OVer Limit............................................... $804.47 Credit Line...................... .............." Available Gredit.............. ................, Cash Advance Limi1......................... Available Gash Advance Umit...... ......, $12,000,00 ........,......., $0.00 ........ $2,900,00 ....,........... $0,00 PrAviOlJ!=: Ra.lanl"'A PaymAnt5:. a~d Adjll5:.tmAnl5:. Ma5:.IArr.ard A~f1vity Tot;;!1 AT&T SArviCA5:. New Balance Note; Detailed activity starts on page 3. 1? ?3R ?Q 000 ::16618 oon $12,804.47 Payment Record Amount Paid: Please rouow payment Instructtons outlined In ttae ~Importal'lt Instructions 'or Making Payml!nts" section of ttHt statf'fDent. 05491130340821792999999999995214 ~A1lI.T Universal Card Page 1 of 3 How To Reach Us Visit www.universalcard.com Customer Service: 1 800423-4343 or write Ca(dmembe( Sewices, PO Box 44167 Jacksonville, FL 32231.4167 Your account is now 3 MONTHS PAST DUE and currently closed. Please call the toll-free number shown above to learn about our special payment options. Date Paid: Check Number: Yo... Accounl: N.......r 5491 1303 4082 1792 Pl....Ent...AIIIountofPayllllfttEItdoIlf -.... 1~_Ud"_~1 NOV 01 2004 $ S1'I'S Me:. U A 1 AR19~e1&~ 1.,.111...1,,1.1,1.1,1,..11..1,,11.....11.1..1..11,11..,.11.,1 fRANK 'II BYERS 130 MIDOLE SPRING RO SHIPPENSBURG PA 17257-8614 111...1.111.111111.11.11111..1..111111....1.1.111111 AT&T UNIVERSAL CARD P.O. BOX 8105 S HACKENSACK, NJ 07606-8105 11.1.1,,111111..1,.1111,.111,.1.11.111,1,1.1.1,11.11,,1111"II EXHIBIT (-) FRANK W BYERS A.ccount 5491 1303 4082 1792 . September 8 - October 8, 2004 In Ihe relum envelope, please: 1 Encloseyourcheckormooeyorder.lndude your account number and name on the front of your check or money order. Please, no cash or foreign currency. 2 Enclose your payment coupon. Do not staple or tape tt to your payment Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remntance envelope, ~ AT.-r Universal Card Page 2 01 3 FRANK W BYERS Account 5491 1303 4082 1792 ~ September 8 - October 8, 2004 ~ ATaT Universal Card Page 3 01 3 IW-___IIIII%\I\I'\I Purchases..................................................................hn..................................................................................0.00 Cash Advances and Checks.......................................................................................................................... 0.00 Finance Charges......................................................................................................................................... 292.18 Fees................................................................................................................................................................74.00 Total MasterCard Activity....................................................................................................................... $386.18 tLJl Purcltase. Total MasterCard Purchases............................................. $0.00 l$Il C"11 Advances Cash Advance Limit .. $2,900.00* *This represents a portion of your total cred~ Jine. F'mance Charge Information Nominal APR Periodic ""Ie Day9 In x Billing Period Balance x Subjeclto Fina.nce Charge PerIodic f/IIAJIg CHARGE Transactlon +Fee'~ CHARGE MI/JJAL PERCENT"'G~ RATE PURCHASES Standard Purch 28.740% 07874%(D) x 30 CASH ADVANCES Standard Adv 28.740% .07874%{D) x 30 x $12.369.08 = $292.19 + $0.00 29.740% x $0.00 $0.00 + $0,00 28.740% Total fINANCE CHARGE $292.18 I Fees I Standard Purch Trano;: Po"t lO/OR lO/OR Total Fees Dp.!:~ri"tinn LATf Fff ~ srp PAYMfNl PAST nur OVfR CRfDIT I 'MIl Fff Amount ~9 00 ~5 00 $74.00 AT&T Universal Calling Card Calls ......,. $0,00 VERIFICATION Jennifer Sisson is Attorney Management Specialist for Citibank (South Dakota) N.A. the within Plaintiff in this action, and that the statements of fact made in the foregoing Complaint are true and correct to the best ofthe undersigned verifier's knowledge and belief. The undersigned understands that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date:~LY) .[ q.g J'\~ /i j 0vn {"'J' Frank W Byers 5424180429769471 l-\ - 6' \)'- VI ~ 1; ~ "<<l. ~ U( D ~ !: +- J:... ...,., Pi L.U I 0) o -T1 ..... :C 11 rnT';:O- 11'1 (,~) 9 -10 r;:' r,,) I.D SHERIFF'S RETURN - REGULAR CASE NO: 2005-00705 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA NA VS BYERS FRANK W KENNETH GOSSERT Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BYERS FRANK W t e DEFENDANT , at 1845:00 HOURS, on the 17th day of Februar 2005 at 130 MIDDLE SPRING ROAD SHIPPENSBURG, PA 17257 by handing to KAREN GOSS, ADULT IN CHARGE a true and attested copy of COMPLAINT & NOTICE togethe with and at the same time directing Her attention to the contents hereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 14.80 .00 10.00 .00 42.80 ._/~~ ../~ ..~{:::t"...?'~ R. Thomas Kline 02/18/2005 BURTON NEIL Sworn and Subscribed to before By: me this L; day of ~ .;?~.J A.D. 1k1.g.;/1Y)Gf~~- /JLJ7j;" V . prt:;tJ;onotar,/ 7 /' IN THE COURT OF COMMON PLEAS PENNSYLV ANIA- CUMBERLAND COUNTY BRANCH Citibank SD NA Civil Division vs. No. 05-705 Frank W, Byers SUGGESTION OF BANKRUPTCY To: Prothonotary Please note upon the record that Frank W, Byers. the defendant in the above- captioned action, filed a Voluntary Petition in Bankruptcy with the United States Bankruptcy Court for the Middle District of Pennsylvania at Harrisburg, PA, on October 8,2005, at 5:13 o'clock P.M., which petition was docketed to 1-05-07422. PURSUANT TO THE PROVISIONS OF 11 U.S,C. 9362(A), AN AUTOMATIC STAY IS IN EFFECT FOR ALL PROCEEDINGS INVOLVING THE ABOVE-NAMED DEFENDANT(S). CERTIFICATE OF SERVICE \ I. Richard L. Bushman, Esquire, attorney for the above captioned defendant(s) in the bankruptcy proceeding before the United States Bankruptcy Court for the Middle District of Pennsylvania. do hereby certify that on the date set forth below I served the within "Suggestion of Bankruptcy" by depositing a copy of the same in the United States Mail, postage prepaid, at Spring Run. Pennsylvania, addressed to the parties or attorney's of record as follows: Burton Neil & Assoc, 1060 Andrew Drive Ste 170 West Chester, PA 19380 Date: October 18, 2005 [717] 349-7657 t ~ .~ " , ., '- r-"! (~. " BURTON NEIL & ASSOCIATES, P.C. BY: Burton Neil, Esquire Identification No, 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 ATTORNEY FOR: Plaintiff CITIBANK (SOUTH DAKOTA) N.A. : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA VS. : NO. 05-705 FRANK W BYERS Defendant : CNIL ACTION - LAW PRAECIPE TO DISCONTINUE TO THE PROTHONOTARY: Kindly discontinue the above-captioned action witl1.o.mf}{ejudice. BURT07IL & ASSOCIATES, P.C. " ... BY:"""""'-" ;'''-- -.t' Burt~n Neil, E';q1ttre.. ' Attorney for Plaintiff The law fIrm of Burton Neil & Associates is a debt collector. C-4487 1111111111111111111111111111111111111111 111111111111111111111111111111I11111111111111I11111I11111111111111I1111111111111111111111111111111111111111111111I11111111111 /) ';;'~\ --:1 -, ~') c':. t,..