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HomeMy WebLinkAbout05-1109KRIS TSENOFF and PARAMOUNT : IN THE COURT OF COMMON PLEAS OF DEVELOPMENT, INC., : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiffs V. : DOCKET NO. OS - /10? M & T BANK, Defendant : CIVIL ACTION PRAECIPE TO ISSUE WRIT OF SUMMONS TO THE PROTHONOTARY: Please issue a Writ of Summons against the above-referenced Defendant. The Defendant may be served at the following address: M & T Bank 1 West High Street Fmt, Carlisle, PA 17013 DATED: Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C. By: John R. Fenstermacher Supreme Court I.D. #29940 Shane F. Crosby Supreme Court I.D. #92530 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Cn) C N IJ Vt 7K C C€.?'' -rii rj n h Commonwealth of Pennsylvania County of Cumberland WRIT OF SUMMONS KRIS TSENOFF AND PARAMOUNT DEVELOPMENT, INC. Court of Common Pleas Plaintiff Vs. No. 05-1109 CIVIL TERM In CivilAction-Law M & T BANK 1 WEST HIGH STREET FRNT CARLISLE, PA 17013 Defendant To M & T BANK, You are hereby notified that KRIS TSENOFF AND PARAMOUNT DEVELOPMENT, INC., the Plaintiff has / have commenced an action in Civil Action- Law against you which you are required to defend or a default judgment may be entered against you. (SEAL) CURTIS R. LONG Prothonotary Date MARCH 2, 2005- Deputy Attorney: Name: SHANE F. CROSBY, ESQUIRE Address: FENSTERMACHER AND ASSOCIATES, P.C. 5115 EAST TRINDLE ROAD MECHANICSBURG, PA 17050 Attorney for: Plaintiff Telephone: 717-691-5400 Supreme Court ID No. 92530 SHERIFF'S R1=RN - REGULAR CASE NO: 2005-01109 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND TSENOFF KRIS ET AL VS M & T BANK RICHARD SMI Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according says, the within WRIT OF SUMMONS was served upon T BANK - - t ENDANT , at 1400:00 HOURS, on the 3rd day of at 1 WEST HIGH STREET CARLISLE, PA 17 by handing to Ito law, 2005 TAMMY BRICKNER, CUSTOMER SERIVICE, ADULT IN CHARGE a true and attested copy of WRIT OF SUMMONS together ith and at the same time directing Her attention to the contents Sheriff's Costs: Docketing 18.00 Service 3.70 Affidavit .00 Surcharge 10.00 1n Sworn and Subscribed to before me this -_-? day of Z/ Ul?k A.D. Prothonotary So Answers: R. Thomas Kline 03/04/2005 FENSTERMACHER & By: S ATES PARAMOUNT DEVELOPMENT, INC., IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 05-1109 M & T BANK, Defendant : CIVIL ACTION NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 PARAMOUNT DEVELOPMENT, INC., IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 05-1109 M & T BANK, Defendant CIVIL ACTION COMPLAINT AND NOW, comes the Plaintiff, Paramount Development, Inc., by and through its attorneys, the Offices of Fenstermacher and Associates, P.C., and files this Complaint, and in support thereof avers the following: 1. Paramount Development, Inc. (hereinafter "Plaintiff") is a Pennsylvania corporation with offices at 432 Virginia Road, Mechanicsburg, Cumberland County, Pennsylvania 17055. 2. M & T Bank (hereinafter "Defendant") is a Pennsylvania Corporation with offices at 1 West High Street, Carlisle, Cumberland County, Pennsylvania 17013. 3. Plaintiff is engaged in the business of constructing custom homes. 4. On or about July 25, 2002, Plaintiff agreed to sell the premises located at 1941 Monterey Drive, Mechanicsburg, Pennsylvania, on which it was constructing a residence, to Lee A. Woodall (hereinafter "Woodall") for the sum of $1,100,000 in accordance with the terms of a written agreement of sale (hereinafter "Agreement"), a true and correct copy of which is attached hereto and incorporated herein as Exhibit "A." 5. On the above date, Woodall paid to Plaintiff's agent, ReMax Realty Professionals, Inc. (hereinafter "ReMax"), the sum of $150,000 as a deposit upon execution of the Agreement. 6. Paragraph 21(a) of the Agreement provided that ReMax would retain the deposit monies paid by Woodall in an escrow account until consummation or termination of the Agreement. 7. ReMax deposited the $150,000 deposit into a separate real estate escrow account at M & T Bank in Carlisle, Pennsylvania. 8. ReMax was the only authorized signatory on the account. 9. On or about September 24, 2002, pursuant to a written release signed by Plaintiff and Woodall, the sum of $25,000 was withdrawn by ReMax from the escrow account and paid to Plaintiff to cover certain construction related expenses, leaving a balance of $125,000. 10. Beginning in September 2003 and continuing through October 2003, Woodall, without authorization and unbeknownst to Plaintiff and ReMax, withdrew a total of $111,000 from the escrow account for his personal use. 11. Defendant permitted Woodall to withdraw the funds from the account, despite the fact that Woodall was not a signatory on the account and despite Defendant's knowledge that Woodall was not entitled to the funds. 12. As a result, the balance of the escrow account was reduced to $14,872.61. 13. On or about November 18, 2003, Plaintiff and Woodall executed a document acknowledging that Woodall had withdrawn a total of $111,000 from the escrow account and authorizing ReMax to release the remaining $14,872. 61 at the time of settlement. A true and correct copy of the document is attached hereto and incorporated herein as Exhibit T." 14. Woodall failed to appear at the time and place fixed for settlement or to pay the balance of the purchase price as required under the Agreement, or to return the deposit monies that were taken from the escrow account. 15. Pursuant to paragraph 27 of the Agreement, Plaintiff is entitled to all deposit monies paid by Woodall as liquidated damages for Woodall's material breach of the Agreement. 16. Plaintiff filed a complaint against Woodall, alleging breach of contract and conversion, on January 28, 2005. 17. Judgment by default was entered in favor of Plaintiff and against Woodall on May 13, 2005 in the amount of $125,000. 18. Plaintiff has been unable to recover the full deposit paid by Woodall as a result of Defendant's unauthorized payment to Woodall of $111,000 from the escrow account. COUNTI BREACH OF CONTRACT 19. Plaintiff hereby incorporates Paragraphs 1-18 above as though set forth at length. 20. Upon information and belief, the real estate escrow account into which ReMax deposited the deposit monies paid by Woodall was governed by the terms of a written signature card signed by ReMax and Defendant. Plaintiff is unable to attach a copy of the signature card to this complaint because the same is in the possession of Defendant. 21. Pursuant to the terms of the signature card, Defendant was authorized to release escrowed funds only upon the written authorization of ReMax. 22. The signature card embodied an express contract between ReMax and Defendant. 23, The deposit of the funds into the escrow account also gave rise to an implied contract between ReMax and Defendant that Defendant would disburse the escrowed funds only to ReMax or upon ReMax's order. 24. The escrow account was opened and existed for the benefit of Plaintiff, and Plaintiff was an intended third-party beneficiary of the contract between ReMax and Defendant. 25. Defendant's unauthorized payment of escrowed funds from the account to Woodall was a material breach of the contract. 26. As a direct and proximate result of Defendant's breach, Plaintiff has been injured in the amount of $111,000. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. COUNT li NEGLIGENCE 27. Plaintiff hereby incorporates herein Paragraphs 1-26 above as though set forth at length. 28. Defendant owed a duty to Plaintiff to exercise reasonable care in the disbursement of escrowed funds. 29. Defendant breached its duty by permitting Woodall to withdraw funds from the escrow account despite the fact that Woodall was not a signatory on the account and despite Defendant's knowledge that Woodall was not entitled to the funds. 30. Plaintiff has been damaged in the amount of $111,000 as a direct and proximate result of Defendant's failure to exercise reasonable care and to maintain the escrowed funds in accordance with reasonable commercial standards. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. DATED O _ Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C. By: R. ensterm r Supreme Court 19940 Shane F. Crosby Supreme Court I.D. #92530 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorneys for Plaintiff VERIFICATION I, Krestu Tsenoff, President of Paramount Development, Inc., have read the foregoing Complaint and hereby certify that the facts set forth are true and correct to the best of my knowledge, information and belief. This statement is made subject to the penalties of 18 Pa. Const. Stat. Ann. §4904 relating to unsworn falsification to authorities- D?Sl2 5???- DATE EXHIBIT «A» STANDARD AGREEMENT FOR THE SALE OF REAL ESTATE A/S-2K This form recommended and approved for, but not restricted to use by, the members of the Pennsylvania Association of REALTORS® (PAR). 1 2 3 4 5 6 7 8 9 to it 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 SELLER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER BROKER (Company) RE/MAX Realty Professionals, Inc. PHONE 652-47OU ADDRESS 4775 Linglestown Road, FIa.rrisdurg PA 17112 FAX 652-5180 BROKER IS THE AGENT FOR SELLER. Designated Agent(s) for Seller, if applicable: OR Broker is NOT the Agent for Seller and is a/an: ? AGENT FOR BUYER ? TRANSACTION LICENSEE BROKER IS THE AGENT FOR BUYER. Designated Agent(s) for Buyer, if applicable: OR Broker is NOT the Agent for Buyer and Is a/an: ? AGENT FOR SELLER ? SUBAGENT FOR SELLER ? TRANSACTION LICENSEE BUYER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER BROKER (CompanY) R8/MAX Realty Professionals, Inc. PHONE 652-4700 ADDRESS 4775 Linglestown Road, Harrisburg P9 17112 FAX 652-5180 When the same Broker is Agent for Seller and Agent for Buyer, Broker is a Dual Agent. All of Broker's licensees are also Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for Seller and Buyer, the Licensee is a Dual Agent. L Chto Y1$reement/ dated - SELLER(S): Paramount 25 is between called "Seller," and BUYER(S): , called `Buyer." 2. PROPERTY (1-98) Seller hereby agrees to sell and convey to Buyer, who hereby agrees to purchase: ALL THAT CERTAIN lot or piece of ground with buildings and improvements. thereon erected, if auy, known as: Lot #5 - 1941 .Monterey Drive. Hampden Township in the nevi? innmWnt of P i nehttret County of Cumberland in the Commonwealth of Pennsylvania, Zip Code Identification (e.g., Tax ID #; Parcel #; Lot, Block; Deed Book, Page, Recording Date) 3. TERMS (1-02) (A) Purchase Price One Million One Hundred Thousandaand 001100 Dollars U.S. Dollars which will be paid to Seller by Buyer as follows: L Cash or check at signing this Agreement: $ 2. Cash or check within _ days of the execution of this Agreement: $ 3. $ 4. Cash, cashier's or certified check at time of settlement: $ 950 , 0G0 TOTAL $ 1,1.00,000 (B) Deposits paid on account of purchase price to be held by Broker for Seller, unless otherwise stated here: (C) Seller's written approval to be on or before: August 1, 2002 (D) Settlement to be on U/-1 ?/J -? C) > , or before if Buyer and Seller agree. (E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwise stated here: (F) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise stated (G) At time of settlement, the following will be adjusted pro-rata on a daily basis between Buyer and Seller, reimbursing where applicable: taxes (see Information Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees and homeowner association fees, if any; water and/or sewer fees, if any, together with any other lienable municipal service. The charges are to be pro-rated for the period(s) covered: Seller will pay up to and including the date of settlement; Buyer will pay for all days following settlement, unless otherwise stated here: (.-;1 _ 4. FIXTURES & PERSONAL PROPERTY (1-00) (A) INCLUDED in this sale and purchase price are all existing itemspermanently installed in the Property, free of liens, including plumbing; heating; lighting fixtures (including chandeliers and ceiling fans); water treatment systems; pool and spa equipment; garage door openers and transmitters; television antennas; shrubbery, plantings and unpotted trees; any remaining heating and cooking fuels stored on the Property at the time of settlement-, wall to wall carpeting; window covering hardware, shades and blinds; built-in air conditioners; built-in appliances; and the range/oven unless otherwise stated. Also included: (B) LEASED items (not owned by Seller): (C) EXCLUDED fixtures and items: 5. DATESnIME IS OF THE ESSENCE (1.02) (A) The said date for settlement and all other dates and times referred to for the performance of any of the obligations of this Agreement are agreed to be of the essence of this Agreement and are binding. (B) For the purposes of this Agreement, number of days will be counted from the date of execution, by excluding the day this Agreement was executed and including the last day of the time period. (C) The date of settlement is not extended by any other provision of this Agreement and may only be extended by mutual written agreement of the parties. (D) Certain time periods are pre-printed in this Agreement as a convenience to the Buyer and Seller. Any pie-printed time periods are negotiable and may be changed by striking out the pre-printed text and inserting a different time period acceptable to all parties. Buyer Initials: A/S•2K Page 1 of 8 Seller Initials: i ® Pennsylvania Association of COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS®2002 REALTORS® 01102 ?rwa• m.xx..wa.+rw•w v«,.psw 1 2 3 4 5 6 7 8 9 19 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 50 59 6a 6. MORTGAGE CONTINGENCY (1-02) nu 61 ? ' WAIVED. This sale is NOT contingent on mortgage financing. 51 52 ? ELECTED 62 63 (A) This sale is contingent upon Buyer obtaining mortgage financing as follows: 63 64 1. Amount of mortgage loan $ 64 65 2. Minimum Term 'p years 65 66 3. Type of mortgage iv f, t+ L']-fJns, l.. 66 67 4. Interest rate %; however, Buyyer agrees to accept the interest rate as may be committed by the mortgage lender, not to 67 68 exceed a maximum interest rate of ` ? ` %. 68 69 5. Discount points, loan origination, loan placement and other fees charged by the lender as a percentage of the mortgage loan (excluding fig i 0 any mortgage insurance premiums or VA funding fee) not to exceed % (0% if not speed) of the mortgage loan. 70 71 The interest rate and fees provisions required by Buyer are satisfied if a mortgage lender makes available to Buyer the right to guarantee an 71 72 interest rate at or below the Maximum Interest Rate specified herein with the percentage fees at or below the amount specified herein. Buyer 72 73 gives Seller the right, at Seller's sole option and as permitted by the mortgage lender and applicable laws, to contribute financially, without 73 74 promise of reimbursement, to the Buyer and/or the mortgage lender to make the above terms available to Buyer. 74 75 (B) Within _ DAYS (10 days if not specified) of the execution of this Agreement, Buyer will make a completed, written mortgage application 75 76 for the mortgage terms specified above to a responsible mortgage lender. The Broker for Buyer, if any, otherwise the Broker for Seller, is 76 77 authorized to communicate with the mortgage lender for the purposes of assisting in the mortgage loan process. 77 78 (C) 1. Mortgage commitment date Snn t anlhta r In it „If a written commitment is not received by Seller by the above date, Buyer 76 79 and Seller agree to extend the mortgage commitment date until Seller terminates this Agreement in writing by notice to Buyer. 79 so 2. Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy of the commitment to Seller. 80 al 3. Seller has the option to terminate this Agreement in writing, after the mortgage commitment date if the mortgage commitment 61 82 a. Is not valid until the date of settlement, OR 82 83 b. Is conditioned upon the sale and settlement of any other property, OR 83 04 c. Contains any other condition not specified in this Agreement that is not satisfied and/or removed in writing by the mortgage lender 84 85 within 7 DAYS after the mortgage commitment date in paragraph 6 (C) (1). 85 06 4. If this Agreement is terminated as specified in paragraphs 6 (C) (1) or (3), or the mortgage loan is not obtained for settlement, all deposit monies 86 87 paid on account of purchase price will be returned to Buyer. Buyer will be responsible for any premiums for mechanics' lien insurance and/or 87 80 title search, or fee for cancellation of same, if any; AND/OR any premiums for flood insurance, mine subsidence insurance and/or fire inset- 88 as ante with extended coverage, or cancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender. 89 90 (D) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy of the mortgage lender's requirements to Seller. 90 91 Seller will, within _5 DAYS of receipt of the mortgage lender's requirements, notify Buyer whether Seller will make the required repairs 91 92 at Seller's expense. 92 93 1. If Seller chooses to make the required repairs, Buyer will accept the Property and agree to the RELEASE set forth in paragraph 25 of this 93 94 Agreement. 94 95 2. If Seller chooses not to make the required repairs, or if Seller fails to respond within the time given, Buyer will, within _ 5 DAYS, 95 96 notify Seller in writing of Buyer's choice to terminate this Agreement OR make the required repairs at Buyer's expense and with Seller's 96 97 permission, which will not be unreasonably withheld. If Seller denies Buyer permission to make the requited repairs, Buyer may, within 97 98 5 DAYS of Seller's denial, terminate this Agreement, in which case all deposit monies paid on account of purchase price will be 98 99 returned promptly to Buyer and this Agreement will be VOID. 99 100 (E) Seller Assist 100 181 EJ NOT APPLICABLE 101 102 ? APPLICABLE. Seller will pay: 702 103 ? $ , maximum, toward Buyer's costs as permitted by the mortgage lender. 103 104 ? 104 105 FHA/VA, IF APPLICABLE to6 (F) It is expressly agreed that notwithstanding any other provisions of this contract, Buyer will not be obligated to complete the purchase of the 107 Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise unless Buyer has been given, in accor- 108 dance with HUD/FHA or VA requirements, a written statement by the Federal Housing Commissioner, Veterans Administration, or a Direct 109 Endorsement Lender setting forth the appraised value of the Property of not less than $ (the dollar amount to be 118 inserted is the sales price as stated in this Agreement). Buyer will have the privilege and option of proceeding with consummation of the con- 111 tract without regard to the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the 112 Department of Housing and Urban Development will insure. HUD does not warrant the value nor the condition of the Property. Buyer should 113 satisfy himself/herself that the price and condition of the Property are acceptable. 114 Warring: Section 1010 of Tide 18, U.S.C., Department of Housing and Urban Development and Federal Housing Administration 115 Transactions, provides, "Whoever for the purpose of ... influencing in any way the action of such Department, makes, passes, utters or pub- 116 lishes any statement, knowing the same to be false .. , shall be fined under this title or imprisoned not more than two years, or both." 117 (G) U.S. Department of Housing and Urban Development (HUD) NOTICE TO PURCHASERS: Buyer's Acknowledgement its ? Buyer has received the HUD Notice "For Your Protection: Get a Home Inspection" (see Notices and Information on Property Condition 119 Inspections). Buyer understands the importance of getting an independent home inspection and has thought about this before signing this 129 Agreement. 121 Buyer's Initials Date 122 (H) Certification We the undersigned, Seller(s) and Buyer(s) party to this transaction each certify that the terms of this contract for purchase we 123 We to the best of our knowledge and belief, and that any other agreement entered into by any of these parties in connection with this transac- 124, lion is attached to this Agreement. 125 7. INSPECTIONS (1-02) 126 (A) Seller agrees to permit inspections by authorized appraisers, reputable certifiers, insurer's representatives, surveyors, municipal officials and/or 127 Buyer as may be required by the mortgage lender, if any, or insuring agencies. Seller further agrees to permit any other inspections required by 128 or provided for in the terms of this Agreement. Buyer has the right to attend all inspections. 124 (B) Buyer reserves the right to make a pre-settlement walk-through inspection of the Property. Buyer's right to make this inspection is not waived 130 by any other provision of this Agreement. 131 (C) Seller will have heating and all utilities (including fuel(s)) on for the inspections. 132 (D) All inspectors, including home inspectors, are authorized by Buyer to provide a copy of any reports to Broker for Buyer. 133 8. PROPERTY INSPECTION CONTINGENCY (1-02) 134 Other provisions of this Agreement may provide for inspections and/or certifications that are not waived or altered by Buyer's election here. 135 O WAIVED. Buyer understands that Buyer has the option to request inspections of the Property (see Property Inspection Notices and 135 Environmental Notices). BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 137 ? ELECTED 130 (A) Within DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, may choose to have inspec- 139 bons and/or certifications completed by licensed or otherwise qualified professionals (see Property Inspection Notices and Environmental 140 Notices). This contingency does not apply to the following existing conditions and/or items: 141 142 (B) Should Buyer elect to have a home inspection of the Property, as defined in the Pennsylvania Home Inspection Law, (see Information Regarding 143 the Home Inspection Law) such home inspection shall be performed by a full member in good standing of a national home inspection associ- 144 anion, or by a person supervised by a full member of a national home inspection association, in accordance with the ethical standards and code 145 of conduct or,prgctice' of that association. 1 j 'I /'- 146 Buyer Initials: { ! ?J --/ A/S-2K Page. 2 of 8 Seller Initials: < ^ ? .. (C) If Buyer is not satisfied with the condition of the Property as stated in any written report, Buyer will. 147 ite ? Option 1. Within the time given for completing inspections: 148 'e +s 1. Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 149 1c9 2. Terminate this Agreement in writing by notice to Seller, in which case all deposit monies paid on account of purchase price will be returned 150 ii0 promptly to Buyer and this Agreement will be VOID, OR 151 15<' 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvements to the Property and/or any credit 152 1s to Buyer at settlement, as may be acceptable to the mortgage lender, if any. 163 t c;, Should efforts to reach a mutually acceptable agreement fail, Buyer must choose to accept the Property or terminate this Agreement within t54 ._= the time given for completing inspections and according to the provisions in paragraph 8(C) (Option 1) 1 and 2. 155 ..s. ? Option 2. Within the time given for completing inspections: 156 1S7 1. Accept the Property with the information stated in the report(s) mid agree to the RELEASE set forth in paragraph 25 of this Agreement, 167 150 UNLESS the total cost to correct the conditions contained in the report(s) is more than $ ;58 1he 2. If the total cost to correct the conditions contained in die report(s) EXCEEDS the amount specified in paragraph 8(C) (Option 2) 1, !59 761; Buyer will deliver the report(s) to Seller within the time given for inspection. 100 a. Seller will, within _ 7 DAYS of receiving the report(s), inform Buyer in writing of Seller's choice to: 151 162 (1) Make repairs before settlement so that the remaining cost to repair conditions contained in the report(s) is less than or equal to lez. 163 the amount specified in paragraph 8 (C) (Option 2) 1. I F3 I_31 (2) Credit Buyer at settlement for die difference between the estimated cost of repairing the conditions contained in rite report(s) 164 10' and the amount specified in paragraph 8 (C) (Option 2) 1. This option must be acceptable to the mortgage lender, if any. 165 166 (3) Not make repairs and not credit Buyer at settlement for any costs to repair conditions contained in the report(s). 156 167 b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2, Buyer will accept die 167 168 Property and agree to the RELEASE set forth in paragraph 25 of this Agreement. 1sa 169 c. If Seller chooses not to make repairs and not to credit Buyer at settlement, or if Seller fails to choose any option within the time 169 170 given, Buyer will, within 5 DAYS: 170 171 (1) Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of this 171 172 Agreement, OR 172 173 (2) Terminate this Agreement in writing by notice to Seller, in which case all deposit monies paid on account of purchase price will 173 174 be returned promptly to Buyer and this Agreement will be VOID. 174 175 9 . WOOD INFESTATION INSPECTION CONTINGENCY (1-02) 175 t76 ? WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for wood infestation by a certified Pest Control 176 177 Operator. BUYER WANES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 177 178 ? ELECTED 178 179 (A) Within DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, will obtain a written "Wood- 179 100 Destroying Insect Infestation Inspection Report' from a certified Pest Control Operator and will deliver it and all supporting documents and 180 181 drawings provided by the Pest Control Operator to Seller. The report is to be made satisfactory to and in compliance with applicable laws, mort- 181 182 gage lenders, and/or Federal Insuring and Guaranteeing Agency requirements, if any. The inspection will include all readily visible and 182 183 accessible areas of all structures on the Property except the following structures, which will not be inspected: 183 164 184 165 (B) If the inspection reveals evidence of active infestation(s), Seller agrees, at Seller's expense and before settlement, to treat for active infesta- 185 186 lion(s), in accordance with applicable laws. 106 187 (C) If the inspection reveals damage from active infestation(s) or previous infestation(s), Buyer, at Buyer's expense, has the option to obtain a writ- 187 188 ten report by a professional contractor, home inspection service, or structural engineer that is limited to structural damage to the Property caused 108 189 by wood-destroying organisms and a proposal to repair the damage. Buyer will deliver the structural damage report and corrective proposal to 109 190 Seller within 7_ DAYS of delivering the original inspection report. 100 191 (D) Within _ 5 DAYS of receiving the structural damage report and corrective proposal, Seller will advise Buyer whether Seller will repair, at 191 192 Seller's expense and before settlement, any structural damage from active or previous infestation(s). 192 193 (E) If Seller chooses to repair structural damage revealed by the report, Buyer agrees to accept the Property as repaired and agrees to the RELEASE 193 194 set forth in paragraph 25 of this Agreement. 194 1% (F) If Seller chooses not to repair structural damage revealed by the report or fails to respond within the time given, Buyer, within 5 DAYS. 195 790 will notify Seller in writing of Buyer's choice to: 196 197 1. Accept the Property with the defects revealed by the inspection, without abatement of price, and agree to the RELEASE set forth in pars- 197 198 graph 25 of this Agreement, OR 198 199 2. Make the repairs before settlement, if required by the mortgage lender, if any, at Buyer's expense and with Seller's permission, which will 199 200 not be unreasonably withheld, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this 200 201 Agreement. If Seller denies Buyer permission to make the repairs, Buyer may, within 5 DAYS of Seller's denial, terminate this 201 202 Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this 202 203 Agreement will be VOID, OR 203 204 3. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and 204 205 this Agreement will be VOID. 205 206 10. RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE REQUIRED FOR PROPERTIES 206 207 BUILT BEFORE 1978 (1-02) 207 208 ? NOT APPLICABLE 200 209 ? APPLICABLE 209 210 (A) Seiler represents that Seiler has no knowledge concerning the presence of lead-based paint and/or lead-based paint hazards in or about the 210 211 Property, unless checked below. 211 212 ? Seller has knowledge of the presence of lead-based paint and/or lead-based paint hazards in or about the Property. (Provide the basis for 212 213 determining that lead-based paint and/or hazards exist, the location(s), the condition of the painted surfaces, and other available informs- 213 ?14 don concerning Seller's knowledge of the presence of lead-based paint and/or lead-based paint hazards.) 214 !15 215 116 (B) Records/Reports: Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in or about the Property, 218 '17 unless checked below. 217 111 ? Seller has provided Buyer with all available records and reports pertaining to lead-based paint and/or lead-based paint hazards in or about 218 19 the Property. (List documents) 219 20 220 21 (C) Buyer's Acknowledgement: Buyer has received the pamphlet Protect Your Family from Lead in Your Home and has read the Lead Warning 221 22 Statement contained in this Agreement (see Environmental Notices). Buyer has reviewed Seller's disclosure of known lead-based paint and/or 222 ?3 lead-based paint hazards, as identified in paragraph 10(A) and has received the records and reports pertaining to lead-based paint and/or lead- 223 04 based paint hazards identified in paragraph 10(B). 224 15 Buyer's Initials Date 225 '8 (D) RISK ASSESSII'ZENT/INSPECTION: Buyer acknowledges that before Buyer is obligated to buy a residential dwelling built before 1978, Buyer 226 7 has 10 DAYS to conduct a risk assessment or inspection of the Property for the presence of lead-based paint and/or lead-based paint hazards. 221 0 ? WAIVED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of the Property to determine the presence of 220 9 lead-based Paint and/or lead-based paint hazards. BUYER WAIVES THIS RIGHT and agrees to the RELEASE set forth in paragraph 25 of z29 0 this Agreement. 23U 1 ? ELECTED 231. - 1. Buyer, at Buyer's expense, chooses to obtain a risk assessment and/or inspection of the Property for lead-based paint andlor lead-based 232 1 paint hazards. The risk assessment and/or inspection will be completed within 10 DAYS of the execution of this Agreement: 233 I Buyer Initials: A1S-2K Page 3 of 8 Seller Initials: - 234 235 20? 238 'X39 240 %41 242 223 244 245 246 247 248 249 250 251 252 253 254 Z55 256 251 256 259 260 261 262 263 264 265 266 267 268 269 270 211 272 273 274 275 276 277 275 270 200 281 282 283 184 285 286 287 288 289 290 291 292 2.93 294 295 296 291 296 299 300 Al )02 )03 104 05 06 07 06 as 10 11 12 3 4 5 6 7 t ) 2. Within the time set forth above for obtaining the risk assessment and/or inspection of the Property for lead-based paint and/or lead-based paint hazards, Buyer may deliver to Seller a written list of the specific hazardous conditions cited in the report and those corrections requested by Buyer, along with a copy of the risk assessment and/or inspection report. 3. Seller may, within 7. DAYS of receiving the list and report(s), submit a written corrective proposal to Buyer. The corrective proposal will include, but not be limited to, the name of the remediation company and a projected completion date for corrective measures. Seller will provide certification from a risk assessor or inspector that corrective measures have been satisfactorily completed on or before the projected completion date. 4. Upon receiving the corrective proposal, Buyer, within 5 DAYS, will: a. Accept the corrective proposal and the Property in writing, and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 5. Should Seller fail to submit a written corrective proposal within the time set forth in paragraph r0(D)3 of this Agreement, Buyer, within 5 DAYS, will: a. Accept the Property in writing, and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 6. Buyer's failure to exercise any of Buyer's options within the time limits specified in this paragraph will constitute a WAIVER of this contingency and Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement (E) Certification: By signing this Agreement, Buyer and Seller certify the accuracy of their respective statements, to the best of their knowledge. 11. STATUS OF RADON (1-02) (A) Seller represents that Seller has no knowledge concerning the presence or absence of radon unless checked below. ? 1. Seller has knowledge that the Property was tested on the dates, by the methods (e.g., charcoal canister, alpha track, etc.), and with the results of all tests indicated below: DATE TYPE OF TEST RESULTS (picocuries/liter or working levels) COPIES OF ALL AVAILABLE TEST REPORTS will be delivered to Buyer with this Agreement. SELLER DOES NOT WAR- RANT EITHER THE METHODS OR RESULTS OF THE TESTS. ? 2. Seller has knowledge that the Property underwent radon reduction measures on the date(s) and by the method(s) indicated below: DATE RADON REDUCTION METHOD (B) RADON INSPECTION CONTINGENCY I•:1 WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for radon by a certified inspector (see Environ- mental Notices: Radon). BUYER WAIVES TIES OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED. Buyer, at Buyer's expense, has the option to obtain, from a certified inspector, a radon test of the Property, and will deliver a copy of the test report to Seller within DAYS (15 days if not specified) of the execution of this Agreemem. (See Environmental Notices: Radon) L If the test report reveals the presence of radon below 0.02 working levels (4 picocuries/fiter), Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 2. If the lest report reveals the presence of radon at or exceeding 0.02 working levels (4 picocurieUliter), Buyer will, within 7 DAYS of receipt of the test results: ? Option 1 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be retained promptly to Buyer and this Agreement will be VOID, OR C. Submit a written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the name of the certified miti- gation company; provisions for payment, including retests; and a projected completion date for corrective measures. (1) Within 7 DAYS of receiving the corrective proposal, Seller will: (a) Agree to the terms of the corrective proposal in writing, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Not agree to the terms of the corrective proposal. (2) Should Seller not agree to the terms of the corrective proposal or if Seller falls to respond within the time given, Buyer will, within 5 DAYS, elect to: (a) Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. ? Option 2 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Submit a written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the name of the certified miti- gation company; provisions for payment, including retests; and a projected completion date for corrective measures. Seller will pay a max- bruin of $ toward the total cost of remediation and retests, which will be completed by settlement. (1) If the total cost of remediation and retests EXCEEDS the amount specified in paragraph II(B) (Option 2) b, Seller will, within _5 DAYS of receipt of the cost of remediation, notify Buyer in writing of Seller's choice to: (a) Pay for the total cost of remediation and retests, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph 11(B) (Option 2) b. (2) If Seller chooses not to pay for the total cost of remediation and retests, or if Seller falls to choose either option within the time given, Buyer will, within- 5 DAYS, notify Seller in writing of Buyer's choice to: (a) Pay the difference between Seller's contribution to remediation and retests and the actual cost thereof, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 12. STATUS OF WATER (1-02) (A) Seller represents that the Property is served by: ? Public Water ? On-site Water ? Community Water ? None 13 - (B) WATER SERVICE INSPECTION CONTINGENCY ? WAIVED. Buyer acknowledges that Buyer has the option to request an inspection of the water service for the Property. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED 1. Buyer has the option, within DAYS (15 days if not specified) of the execution of this Agreement and at Buyer's expense, to deliver to Seller a written inspection report by a qualified, professional water testing company of the quality and/or quantity of the water service. i• Buyer Initials: A/S-2K Page 4 of 8 Seller Initials: 235 236 237 238 239 240 241 242 243 244 245 246 247 246 249 250 251 252 253 254 255 256 257 258 259 260 261 252 263 264 266 266 267 268 209 270 271 272 17, 274 275 276 217 278 279 280 281 282 283 284 285 285 287 288 289 299 291 292 293 294 295 296 297 296 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 372 5'23 ?£k 325 3? 11 R3 ;729 J30 331 3Jc^ 333 334 335 336 337 338 339 340 341 342 343 343 345 346 347 348 349 359 351 352 353 354 355 356 357 358 359 369 :351 362 363 364 355 386 A7 368 369 376 371 372 373 VS 375 379 377 378 3r9 ;t89 :381 382 383 384 ;'.85 386 387 368 385 346 .341 392 393 394 395 396 891 398 399 ,368 461 462 -103 [04 5135 486 W Us 4,09 410 2. Seller agrees to locate and provide access to the on-site (or individual) water system, it applrcaote, at Setter s expense, a iequ„cu uy u,c inspection company. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental authority and/or fails to satisfy the requirements for quality and/or quantity set by the mortgage lender, if any, then Seller will, within__ 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to: a. Upgrade the water service to the minimum acceptable levels, before settlement, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Not upgrade the water service. 4. If Seller chooses not to upgrade the service to minimum acceptable levels, or fails to respond within the time given, Buyer will, within 5 DAYS, either: a. Accept the Property and the water service and, if required by the mortgage lender, if any, and/or any governmental authority, upgrade the water service before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer's expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in para- graph 25 of this Agreement. If Seller denies Buyer perrnission to upgrade the water service, Buyer may, within S DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 13. STATUS OF SEWER (1-02) (A) Seller represents that the Property is served by: Q Public Sewer ? Individual On-lot Sewage Disposal System (See Sewage Notice 1) ? Individual On-lot Sewage Disposal System in Proximity to Well (See Sewage Notice 1; see Sewage Notice 4, if applicable) ? Community Sewage Disposal System ? Ten-acre Permit Exemption (See Sewage Notice 2) ? Holding Tank (See Sewage Notice 3) ? None (See Sewage Notice 1) ? None Available/Permit Limitations in Effect (See Sewage Notice 5) (B) INDIVIDUAL ON-LOT SEWAGE DISPOSAL INSPECTION CONTINGENCY ? WANED. Buyer acknowledges that Buyer has the option to request an individual on-lot sewage disposal inspection of the Property. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED 1. Buyer has the option, within DAYS (15 days if not specified) of the execution of this Agreement and at Buyer's expense, to deliver to Seller a written inspection report by a qualified, professional inspector of the individual on4ot sewage disposal system. 2. Seller, at Seller's expense, agrees, if and as required by the inspection company, to locate, provide access to and empty the individual on- lot sewage disposal system. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 3. If the report reveals defects that do not require expansion or replacement of the existing sewage disposal system, Seller will, within 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to: a. Correct the defects before settlement, including retests, at Seller's expense, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Not correct the defects. 4. If Seller chooses not to correct the defects, or if Seller fails to respond within the time given, Buyer will, within 5 DAYS, either: a. Accept the Property and the system and, if required by the mortgage lender, if any, and/or any governmental authority, correct the defects before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer's sole expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in para. graph 25 of this Agreement. If Seller denies Buyer permission to correct the defects, Buyer may, within _ 5 DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 5. If the report reveals the need to expand or replace the existing individual on-lot sewage disposal system, Seller may, within =25 DAYS of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal will include, but not be limited to, the name of the remediation company; provisions for payment, including retests; and a projected completion date for corrective measures. Within ._5 DAYS of receiving Seller's corrective proposal, or if no corrective proposal is received within the time given, Buyer will: a. Agree to the terms of the corrective proposal, if any, in writing, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Accept the Property and the system and, if required by the mortgage lender, if any, and/or any governmental authority, correct the defects before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer's sole expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in para- graph 25 of this Agreement. If Seller denies Buyer permission to correct the defects, Buyer may, within 5 DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR C. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 14. NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY (1-02) (A) Seller represents, as of Seller's execution of this Agreement, that no public improvement, condominium or homeowner association assessments have been made against the Property which remain unpaid, and that no notice by any government or public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning, housing, building, safety or fire ordinances which remain uncorrected, and that Seller knows of no condition that would constitute violation of any such ordinances which remains uncorrected, unless otherwise specified here: (B) Seller knows of no other potential notices (including violations) and assessments except as (C) In the event any notices (including violations) and assessments are received after execution of this Agreement and before settlement, Seller will notify Buyer in writing, within 5_ DAYS of receiving the notice or assessment, that Seller will: 1. Comply with notices and assessments at Seller's expense, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR 2. Not comply with notices and assessments at Seller's expense. 3. If Seller chooses not to comply with notices and assessments, or fails within the time given to notify Buyer if Seller will comply, Buyer will notify Seller within 5 DAYS in writing that Buyer will either: a. Comply with notices and assessments at Buyer's expense and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID . If Buyer fails to notify Seller within the time given, Buyer accepts the Property and agrees to the RELEASE set forth in para- graph 25 of this Agreement. (D) Buyer is advised that access to a public mad may require issuance of a highway occupancy permit from the Department of Transportation. Buyer hritials: A/S-2K Page 5 o t 8 Seller Initials: _ ! r Gil 412 413 414 415 416 4.,r 419 a1s 420 421 42,7 423 424 425 4'26 427 426 429 439 431 432 133 434 436 436 437 438 439 440 441 442 443 444 445 446 447 441) 439 458 451 452 453 454 455 456 467 458 459 460 461 482 463 464 465 466 467 4ri9 469 470 471 472 473 474 475 416 477 478 479 480 4,111 482 uG 484 405 986 497 400 ia9 Ise tin 192 1,0 194 95 96 E7 98 (E) If required by law, within 15 _ DAYS of the execution of this Agreement Seller will order for delivery to Buyer, on or before settlement: I I I I.. A certification from the appropriate municipal department or departments disclosing notice of any uncorrected violations of zoning, hous- 412 ing, building, safety or fire ordinances, AND/OR 473 2. A certificate permitung occupancy of the Property. In the event repairs/improvements are required for the issuance of the certificate, Seller 414 5 DAYS of Seller's receipt of the requirements, notify Buyer of the requirements and whether Seller will make the will within 415 , _ required repairs/improvements at Seller's expense. 416 If Seller chooses to make the required Tpairs/improvements, Buyer agrees to accept the Property as repaired and agrees to the RELEASE set 417 raph 25 of this Agreement If Seller chooses not to make the required repairs/improvements, Buyer will, within 5 DAYS, forth in para 418 g notify Seller in writing of Buyer's choice to terminate this Agreement OR make the repairs/improvements at Buyer's expense and with Seller's 419 permission, which will not be unreasonably withheld. If Seller denies Buyer permission to make the required repairs or if Seller fails to respond 42o within the time given, Buyer may, within _ 5 DAYS, terminate this Agreement in writing, in which case all deposit monies paid on account 421 of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 422 15. TITLE, SURVEYS & COSTS (1-02) 423 (A) The Property is to be conveyed free and clear of all liens, encumbrances, and easements, EXCEPTING HOWEVER the following: existing 424 deed restrictions, historic preservation restrictions or ordinances, building restrictions, ordinances, easements of roads, easements visible upon 425 the ground, easements of record, privileges or rights of public service companies, if any; otherwise the title to the above described real estate 426 will be good and marketable and such as will be insured by a reputable Title Insurance Company at the regular rates. 421 (B) Buyer will pay for the following: (1) Title search, title insurance and/or mechanics lien insurance, or fee for cancellation of same, if any; 428 (2) Flood insurance, fire insurance with extended coverage, mine subsidence insurance, or fee for cancellation of same, if any; (3) Appraisal 429 fees and charges paid in advance to mortgage lender, if any; (4) Buyer's customary settlement costs and accruals. 480 (C) Any survey or surveys which may be required by the Title Insurance Company or the abstracting attorney for the preparation of an adequate 431 legal description of the Property (or the correction thereof) will be secured and paid for by Seller. Any survey or surveys desired by Buyer or 432 required by the mortgage lender will be secured aid paid for by Buyer. 433 (D) In the event Seller is unable to give a good and marketable title and such as will be insured by a reputable Title Company at the regular rates, as 414 Buyer will have the option of., (1) taking such title as Seller can give with no change to the purchase price; or (2) being specified in paragraph 15(A) 435 , repaid all monies paid by Buyer to Seller on account of purchase price and being reimbursed by Seiler for any costs incurred by Buyer for any inspec- 456 tions or certifications obtained according to the terms of the Agreement, and for those items specified in paragraph 15(B) items (1), (2), (3) and in 437 paragraph 15(C), in which case there will be no further liability or obligation on either of the parties hereto and this Agreement will become VOID. 438 16. ZONING CLASSIFICATION (1-02) 435 Failure of this Agreement to contain the zoning classification (except in cases where the property (and each parcel thereof, if subdividable) is zoned 440 solely or primarily to permit single-family dwellings) will render this Agreement voidable at the option of the Buyer, and, if voided, any deposits 441 tendered by the Buyer will be returned to the Buyer without any requirement for court action. 442 Zoning Classification: Hs's T(Iari-j"1 443 ? ELECTED. Within 15 DAYS of the execution of this Agreement, Buyer will verify that the existing use of the Property as 444 is permitted. In the event the use is not permitted, Buyer will, within the time 445 given for verification, notify Seller in writing that the existing use of the Property is not permitted and this Agreement will be VOID, in which 446 case all deposit monies paid on account of purchase price will be returned promptly to Buyer. Buyer's failure to respond within the time 447 given will constitute a WAIVER of this contingency and all other terms of this Agreement remain in full force and effect. 448 17. COALNOTICE 448 ? NOT APPLICABLE On ? APPLICABLE 451 THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO THE COAL AND RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND 452 DESCRIBED OR REFERRED TO HEREIN, AND THE OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL SUCH COAL AND 453 IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. (Thus 454 notice is set forth in the manner provided in Section I of the Act of July 17, 1957, P.L. 984.) "Buyer acknowledges that he may not be obtaining the 455 right of protection against subsidence resulting from coal mining operations, and that the property described herein may be protected from damage 456 due to mine subsidence by a private contract with the owners of the economic interests in the coal. This acknowledgement is made for the purpose 457 of complying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation Act of April 27, 1966." Buyer agrees 458 to sign the deed from Seller which deed will contain the aforesaid provision. 459 18. POSSESSION (1-02) 460 (A) Possession is to be delivered by deed, keys and: 431 1. Physical possession to vacant Property free of debris, with all structures broom-clean, at day and time of settlement, AND/OR 482 2. Assignment of existing lease(s), together with any security deposits and interest, at time of settlement, if Property is leased at the 403 execution of this Agreement or unless otherwise specified herein. Buyer will acknowledge existing lease(s) by initialing said lease(s) at 464 time of execution of this Agreement. 465 (B) Seller will not enter into any new ]eases, written extension of existing leases, if any, or additional leases for the Property without the written 466 consent of Buyer. 461 19. RECORDING (3-85) This Agreement will not be recorded in the Office for the Recording of Deeds or in any other office or place of public record 468 and if Buyer causes or permits this Agreement to be recorded, Seller may elect to treat such act as a breach of this Agreement. 469 20. ASSIGNMENT (3-85) This Agreement will be binding upon the parties, their respective heirs, personal representatives, guardians Bud successors, 470 and to the extent assignable, on the assigns of the parties hereto, it being expressly understood, however, that Buyer will not transfer or assign this 471 Agreement without the written consent of Seller. 472 21. DEPOSIT & RECOVERY FUND (1-02) 473 (A) Deposits paid by Buyer within 30 DAYS of settlement will be by cash, cashier's or certified check. Deposits, regardless of the form of 474 payment and the person designated as payee, will be paid in U.S. Dollars to Broker or party identified in paragraph 3(B), who will retain them 475 in an escrow account until consummation or termination of this Agreement in conformity with all applicable laws and regulations. Any uncashed 476 check tendered as deposit monies may be held pending die acceptance of this offer. 477 (B) Upon termination of this Agreement, the Broker holding the deposit monies will release the deposit monies in accordance with the terms of a 478 fully executed written agreement between Buyer and Seller. - 479 (C) In the event of a dispute over entitlement to deposit monies, a broker holding the deposit monies is required by the Rules and Regulations of 480 the State Real Estate Commission (49 Pa. Code §35.327) to retain the monies in escrow until the dispute is resolved. In the event of litigation 481 for the return of deposit monies, a broker will distribute the monies as directed by a final order of court or the written Agreement of the parties. 482 Buyer and Seller agree that, in the event any broker or affiliated licensee is joined in litigation for the return of deposit monies, the attorneys' 403 fees and costs of the broker(s) and licensee(s) will be paid by the party joining them. 484 (D) A Real Estate Recovery Fund exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania real estate 486 licensee owing to fraud, misrepresentation, or deceit in a real estate transaction and who have been unable to collect the judgment after exhaust- 485 ing all legal and equitable remedies. For complete details about the Fund, call (717) 783-3658, or (800)' 822-2113 (within Pennsylvania) and 437 (717) 783-4854 (outside Pennsylvania). 488 22. CONDOMINIUM/PLANNED COMMUNITY (HOMEOWNER ASSOCIATION) RESALE NOTICE (1-02) 489 ? NOTAPPLICABLE 490 ? APPLICABLE: CONDOMINIUM. Buyer acknowledges that the Property is a unit of a condominium that is primarily run by a unit owners' 491 association. §3407 of the Uniform Condominium Act of Pennsylvania requires Seller to furnish Buyer with a Certificate of Resale and copies 492 of the condominium declaration (other than plats said plans), the bylaws, and the rules and regulations of the association. 493 p APPLICABLE: PLANNED COMMUNITY (HOMEOWNER ASSOCIATION). Buyer acknowledges that the Property is part Of a planned 494 community as defined by the Uniform Planned Community Act. (See Definition of Planned Community Notice). §5407(a) of the Act requires 495 Seller to furnish Buyer with a copy of the Declaration (other than plats and plans), the bylaws, the rules and regulations of the association, and 496 a Certificate gontaining ;the provisions set forth in §5407(1) of the Act. -j 497 _ Buyer Initials; _ AIS-2K Page f of 8 Seller Initials: . 490 49n THE FOLLOWING APPLIES TO PROPERTIES THAT ARE PART OF A CON1JUN11141utvt vn 59(? (A)' Within 1_ DAYS of the execution of this Agreement, Seller will submit a request to the association for a Certificate of Resale and the doc- 566 64111 uments necessary to enable Seller to comply with the Act. The Act provides that the association is required to provide these documents within 591 592 10 days of Seller's request. 562 563 (B) Seller will promptly deliver to Buyer all documents received from the association. Under the Act, Seller is not Liable to Buyer for the failure or 563 504 delay of the association to provide the Certificate in a timely manner, nor is Seller liable to Buyer for any erroneous information provided by 564 565 the association and included in the Certificate. 565 6.6D (C) Buyer may declare this Agreement VOID at any time before Buyer's receipt of the association documents and for 5 days thereafter, OR until 596 5D7 settlement, whichever occurs first. Buyer's notice declaring this Agreement void must be in writing; thereafter all deposit monies will be 507 568 returned to Buyer. 508 569 (D) In the event the association has the right to buy the Property (right of first refusal), and the association exercises that right, Seller will reimburse 599 510 Buyer for all monies paid by Buyer on account of purchase price and for any costs incurred by Buyer for: (1) Title search, title insurance and/or 510 611 mechanics lien insurance, or fee for cancellation of same, if any; (2) Flood insurance and/or fire insurance with extended coverage, mine sub- 511 3'.^ sidence insurance, or fee for cancellation of same, if any; (3) Appraisal fees and charges paid in advance to mortgage lender, if any. 512 5 i3 23. MAINTENANCE & RISK OF LOSS (1-02) 513 514 (A) Seller will maintain the Property, grounds, fixtures, and any personal property specifically scheduled herein in its present condition, normal 514 Gts wear and tear excepted. 515 516 (B) In the event any system or appliance included in the sale of the Property fails and Seller does not repair or replace the item, Seller will promptly 516 517 notify Buyer in writing of Seller's choice to: 517 0 I. Repair or replace the failed system or appliance before settlement or credit Buyer at settlement for the fair market value of the failed sys- 518 518 tern or appliance (this option must be acceptable to the mortgage lender, if any). In each case, Buyer accepts the Property and agrees to 519 126 the RELEASE set forth in paragraph 25 of this Agreement, OR 520 521 2. Not repair or replace the failed system or appliance, and not credit Buyer at settlement for the fair market value of the failed system or 521 -22 appliance. If Seller does not repair, replace or offer a credit for the failed system or appliance, or if Seller fails to notify Buyer of Seller's 522 523 choice, Buyer will notify Seller in writing within _ 5 DAYS or before settlement, whichever is sooner, that Buyer will: 523 524 a. Accept the Property and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 524 525 b. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer 525 526 and this Agreement will be VOID., 526 52 i (C) Seller will bear risk of loss from fire or other casualties until time of settlement. In the event of damage by foe or other casualties to any prop- 527 528 erty included in this sale that is not repaired or replaced prior to settlement, Buyer will have the option of rescinding this Agreement and 520 :7tP promptly receiving all monies paid on account of purchase price or of accepting the Property in its then condition together with the proceeds 529 5J0 of any insurance recovery obtainable by Seller. Buyer is hereby notified that Buyer may insure Buyer's equitable interest in this Property as of 530 531 the time of execution of this Agreement. 531 532 24. WAIVER OF CONTINGENCIES (1-02) 532 533 If this Agreement is contingent on Buyer's right to inspect and/or repair the Property, Buyer's failure to exercise any of Buyer's options within 533 534 the time limits set forth in this Agreement will constitute a WAIVER of that contingency and Buyer accepts the Property and agrees to the 534 535 RELEASE set forth in paragraph 25 of this Agreement. 535 538 25. RELEASE (1-02) 536 537 Buyer hereby releases, quit claims and forever discharges SELLER, ALL BROKERS, their LICENSEES, EMPLOYEES, and any OFFI- 537 535 CER or PARTNER of any one of than and any other PERSON, FIRM, or CORPORATION who may be liable by or through them, from 538 539 any and all claims, losses or demands, including, but not limited to, personal injuries and property damage and all of the consequences there- 539 5,16 of, whether now known or not, which may arise from the presence of termites or other wood-boring insects, radon, lead-based paint haz- 540 541 ards, environmental hazards, any defects in the individual on-lot sewage disposal system or deficiencies in the on-site water service system, 541 547. or any defects or conditions on the Property. Should Seller be in default under the terms of this Agreement, this release does not deprive 542 543 Buyer of any right to pursue any remedies that may be available under law or equity. This release will survive settlement. 543 544 26. REPRESENTATIONS (1-02) 547 546 (A) Buyer understands that any representations, claims, advertising, promotional activities, brochures or plans of any kind made by Seller, Brokers, 545 51110 their licensees, employees, officers, or partners are not a part of this Agreement unless expressly incorporated or stated in this Agreement. It is me 541 further understood that this Agreement contains the whole agreement between Seller and Buyer and there are no other terms, obligations, 547 543 covenants, representations, statements or conditions, oral or otherwise of any kind. whatsoever concerning this sale. Furthermore, this 540 549 Agreement will not be altered, amended, changed, or modified except in writing executed by the parties. 549 550 (B) It is understood that Buyer has inspected the Property before signing this Agreement (including fixtures and any personal property 550 :51 specifically scheduled herein), or has waived the right to do so, and has agreed to purchase the Property in its present condition unless 551 552 otherwise stated in this Agreement. Buyer acknowledges that Brokers, their licensees, employees, officers or partners have not made 552 553 an independent examination or determination of the structural soundness of the Property, the age or condition of the components, envi. 553 554 ronmental conditions, the permitted uses, or of conditions existing in the locale where the Property is situated; nor have they made a 554 5115 mechanical inspection of any of the systems contained therein. 555 555 !C) Any repairs required by this Agreement will be completed in a workmanlike manner. 556 557 (D) Broker(s) may perform services to assist unrepresented parties in complying with the terms of this Agreement. 557 558 (E) The headings, captions, and line numbers in this Agreement :ue meant only to make it easier to find the paragraphs. 556 559 27. DEFAULT (1-02) 559 560 (A) Seller has the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer: 56u 56, 1. Fail to make any additional payments as specified in paragraph 3; OR 561 562 2. Furnish false or incomplete information to Seller, Broker(,,;), or the mortgage lender, if any, concerning Buyers legal or financial status, 562 563 or fail to cooperate in the processing of the mortgage loan application, which acts would result in the failure to obtain the approval of a 563 564 mortgage loan commitment; OR 564 565 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement. 565 566 (B) Unless otherwise checked in paragraph 27 (C), Seller may elect to retain those sums paid by Buyer, including deposit monies, in one of the 566 667 following manners: 567 568 1. On account of purchase price; OR 558 569 2. As monies to be applied to Seller's damages; OR 569 570 3. As liquidated damages for such breach. 570 571 (C) ? Seller is limited to retaining surns paid by Buyer, including deposit monies, as liquidated damages. 571 572 (D) If Seller retains all sums paid by Buyer, including deposit monies, as liquidated damages pursuant to paragraph 27 (B) or (C), Buyer and Seller 572 57;1 will be released from further liability or obligation and this Agreement will be VOID. 573 574 28. MEDIATION (7-96) 574 575 ? NOTAVAILABLE 575 576 1rJ WAIVED. Buyer and Seller understand that they may rhoose to mediate at a later date, should a dispute arise, but that there will be. no obli- 570 577 gation on the part of any party to do so. 57; Sts ? ELECTED 578 576 (A) Buyer and Seller will try to resolve any dispute or claim that may arise from this Agreement through unediadon, in accordance with the Rules 570 580 and Procedures of the Home Sellers/Home Buyers Dispute Resolution System, Any agreemem reached through a mediation conference and 5811 581 signed by the parties will be binding. 581 112 (B) Buyer and Seller acknowledge that they have received, read, and understand the Rules and Proced,ima of the Home Sellers/Home Buyers 582 583 Dispute Resolution System (see Mediation Notice). 503 P11 (C) This agreement to mediate disputes arising from this Agreement will survive settlement. 584 565 5D.5 546 Buyer Initials: ' :, / 1. I AIS-2K PRge 7 of 8 Seller dnitials: i f ` 5D9 t ' 587 580 580 590 591 592 593 594 595 596 597 536 599 6U0 601 602 603 604 605 606 607 600 609 610 611 612 613 614 515 616 617 618 619 620 621 622 623 524 625 626 621 628 629 639 631 632 633 634 685 636 637 638 639 640 641 642 =643 644 645 646 647 648 649 650 651 652 653 654 655 555 657 656 659 666 661 652 663 564 665 566 667 656 669 670 '2Y. NPECIAL CLAUNES(1•UZ) (A) The following are part of this Agreement if checked: ? Sale & Settlement of Other Property Contingency Addendum (PAR Form SSP) ? Sale & Settlement of Other Property Contingency with Right to Continue Marketing Addendum (PAR Form SSP-CM) (B) ? Settlement of Other Property Contingency Addendum (PAR Form SOP) ? Tenant-Occupied Property Addendum (PAR Form TOP) ?l v ,i.4 Pi17I S lr i', iitiy ?i p.__'; -1'a li Buyer and Seller acknowledge receiving a copy of this Agreement at the time of signing. NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Return by facsimile transmission (FAX) of this Agreement, and all addenda, bearing the signatures of all parties, constitutes acceptance of this Agreement. Parties to this transaction are advised to consult an attorney before signing if they desire legal advice. ? Buyer has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code §35.336. ID Buyer has received a statement of Buyer's estimated closing costs before signing this Agreement. 0 Buyer has read and understands the notices and explanatory information set forth in this Agreement. ? Buyer has received a Seller's Property Disclosure Statement before signing this Agreement, if required by law (see Information Regarding the Real Estate Seller Disclosure Law). ? Buyer has received the Deposit Money Notice (for cooperative sales when Broker for Seller is holding deposit money) before signing this Agreement. BUYER'S MAILING ADDRESS: BUYER'S CONTACT NUMBER(S): WITNESS DATE WITNESS Seller hereby the above contract this (date) SELLER'S MAILING ADDRESS: SELLER'S CONTACT I WITNESS DATE i_ %?.:..... DATE DATE WITNESS DATE Broker's/Licensees' Certifications (check all that are applicable): ? Regarding Lead-Based Paint Hazards Disclosure: Required if Property was built before 1978: The undersigned Licensees involved in this transaction, on behalf of themselves and thew brokers, certify that thew statements are true to the best of their knowledge and belief. Acknowledgement: The Licensees involved in this transaction have informed Seller of Seller's obligations under The Residential Lead-Based Paint Hazard Reduction Act, 42 U.S.C. §4852(d), and are aware of their responsibility to ensure compliance. ? Regarding FHA Mortgages: The undersigned Licensees involved in this transaction, on behalf of themselves and their brokers, certify that the terms of this contract for purchase are true to the best of their knowledge and belief, and that any other agreement entered into by any of these parties in connection with this transaction is attached to this Agreement. ? Regarding Mediation: The undersigned ? Broker for Seller ? Broker for Buyer agree to submit to mediation in accordance with paragraph 28 of this Agreement. BROKER FOR SELLER (Company Name) iy ='`1 ACCEPTED BY DATE BROKER FOR BUYER (Company Name) ACCEPTED BY iSc ? cFa '}P tl' ? J )fl ¢1 i P DATE 671 A/S-2K Page 8 of 8 BUYER'S COPY Y1 Seller has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code §35.336. G) Seller has received a statement of Seller's estimated closing costs before signing this Agreement. C7 Seller has read and understands the notices and explanatory information set forth in this Agreement. SELLER'S ESTIMATED CLOSING COSTS TbA, fmm recommended and approved for, but not resnicted to use by, the members of the Pennsylvania Association of REALTORse fPARI. PROPERTY SETTLEME: 1. Broker's Fee 2. Preparation of Deed 3. Transfer Tax 4. Seller's Assist to Buyer 5. Home Warranty 6. Municipal Certification 7. Settlement Fee 8. Notary Fees 9. Survey 10. Tax Certifications 11. Overnight/Express Mail Charges 12. Domestic Lien Search 13. Other 14. Other Estimated Costs Adjustments (+/-) (e.g., real estate taxes, refund of $ SEC t,- i $ TOTAL ESTIMATED COSTS/ADJUSTMENTS $ Purchase Price Total Costs/Adjustments Estimated Proceeds Seller's Estimate of Mortgages, Equity, and Other Loan balances, liens, assessments, etc. $ ESTIMATED NET PROCEEDS TO SELLER $ The estimated proceeds do not take into account any other mortgages, liens, assessments or other obligations which may be against the Property or the Seller. The above figures are approximated closing costs and will be adjusted as of date of final settlement, if necessary. I/We understand and have received a copy of these estimated closing costs before signing the agreement of sale. SELLER SELLER BROKER (Comp. ACCEPTED BYG i DATE-rL7 DATE l ® REALTORS a As"atlon of v COPYRIGHT PENNSYLVANIA ASSOCIATION OF R LTORS® 1996 auuom rmwr„ar ew•M...,,,.d, Y 9/01 uo/11/Luu4 1I:u1 rHA ll, oat DIOU nnm rnua f ???r? : . ,If Mr. Kris Tsenoff PARAMOUNT DEVELOPMENT, INC. AND Mr. Lee A. Woodall RE: LOT 5, 1941 MONTEREY DRIVE, MECHANICSBURG, PA 17055 Mr. Tsenoff and Mr- Woodall: This is to inform you of the remaining balance of the escrow being held by RE/MAX Realty Professionals, Inc. for the above mentioned property. A total amount of $111,000.00 has been withdrawn from the account by Mr. Lee Woodall as per the statement dated September 23, 2003 - October 23, 2003. The remaining balance in the account is $14,872.61. Both Mr. Tsenoff and Mr. Woodall are aware of the account balance of $14,872.61, and agree this will be the amount RE/MAX Realty Professionals, Inc. will release at the time of settlement for the above mentioned property. Witne US RF - W Realty Professionals 4775 Linglestown Road Harrisburg, Pennsylvania 17112 Office: (717) 652.4700 Fax: (717)652-5180 E ,h OMkn Independently Owned and Opnr And PARAMOUNT DEVELOPMENT, INC., IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 05-1109 M & T BANK, Defendant : CIVIL ACTION NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE. PA 17013 (717) 249-3166 PARAMOUNT DEVELOPMENT, INC., Plaintiff V. M & T BANK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 05-1109 CIVIL ACTION COMPLAINT AND NOW, comes the Plaintiff, Paramount Development, Inc., by and through its attorneys, the Offices of Fenstermacher and Associates, P.C., and files this Complaint, and in support thereof avers the following: 1. Paramount Development, Inc. (hereinafter "Plaintiff") is a Pennsylvania corporation with offices at 432 Virginia Road, Mechanicsburg, Cumberland County, Pennsylvania 17055. 2. M & T Bank (hereinafter "Defendant") is a Pennsylvania Corporation with offices at 1 West High Street, Carlisle, Cumberland County, Pennsylvania 17013. 3. Plaintiff is engaged in the business of constructing custom homes. 4. On or about July 25, 2002, Plaintiff agreed to sell the premises located at 1941 Monterey Drive, Mechanicsburg, Pennsylvania, on which it was constructing a residence, to Lee A. Woodall (hereinafter "Woodall") for the sum of $1,100,000 in accordance with the terms of a written agreement of sale (hereinafter "Agreement"), a true and correct copy of which is attached hereto and incorporated herein as Exhibit "A." 5. On the above date, Woodall paid to Plaintiff's agent, ReMax Realty Professionals, Inc. (hereinafter "ReMax"), the sum of $150,000 as a deposit upon execution of the Agreement. 6. Paragraph 21(a) of the Agreement provided that ReMax would retain the deposit monies paid by Woodall in an escrow account until consummation or termination of the Agreement. 7. ReMax deposited the $150,000 deposit into a separate real estate escrow account at M & T Bank in Carlisle, Pennsylvania. 8. ReMax was the only authorized signatory on the account. 9. On or about September 24, 2002, pursuant to a written release signed by Plaintiff and Woodall, the sum of $25,000 was withdrawn by ReMax from the escrow account and paid to Plaintiff to cover certain construction related expenses, leaving a balance of $125,000. 10. Beginning in September 2003 and continuing through October 2003, Woodall, without authorization and unbeknownst to Plaintiff and ReMax, withdrew a total of $111,000 from the escrow account for his personal use. 11. Defendant permitted Woodall to withdraw the funds from the account, despite the fact that Woodall was not a signatory on the account and despite Defendant's knowledge that Woodall was not entitled to the funds. 12. As a result, the balance of the escrow account was reduced to $14,872.61. 13. On or about November 18, 2003, Plaintiff and Woodall executed a document acknowledging that Woodall had withdrawn a total of $111,000 from the escrow account and authorizing ReMax to release the remaining $14,872. 61 at the time of settlement. A true and correct copy of the document is attached hereto and incorporated herein as Exhibit "B." 14. Woodall failed to appear at the time and place fixed for settlement or to pay the J balance of the purchase price as required under the Agreement, or to return the deposit monies that were taken from the escrow account. 15. Pursuant to paragraph 27 of the Agreement, Plaintiff is entitled to all deposit monies paid by Woodall as liquidated damages for Woodall's material breach of the Agreement. 16. Plaintiff filed a complaint against Woodall, alleging breach of contract and conversion, on January 28, 2005. 17. Judgment by default was entered in favor of Plaintiff and against Woodall on May 13, 2005 in the amount of $125,000. 18. Plaintiff has been unable to recover the full deposit paid by Woodall as a result of Defendant's unauthorized payment to Woodall of $111,000 from the escrow account. COUNTI BREACH OF CONTRACT 19. Plaintiff hereby incorporates Paragraphs 1-18 above as though set forth at length. 20. Upon information and belief, the real estate escrow account into which ReMax deposited the deposit monies paid by Woodall was governed by the terms of a written signature card signed by ReMax and Defendant. Plaintiff is unable to attach a copy of the signature card to this complaint because the same is in the possession of Defendant. 21. Pursuant to the terms of the signature card, Defendant was authorized to release escrowed funds only upon the written authorization of ReMax. 22. The signature card embodied an express contract between ReMax and Defendant. 23. The deposit of the funds into the escrow account also gave rise to an implied contract between ReMax and Defendant that Defendant would disburse the escrowed funds only to ReMax or upon ReMax's order. 24. The escrow account was opened and existed for the benefit of Plaintiff, and Plaintiff was an intended third-party beneficiary of the contract between ReMax and Defendant. 25. Defendant's unauthorized payment of escrowed funds from the account to Woodall was a material breach of the contract. 26.As a direct and proximate result of Defendant's breach, Plaintiff has been injured in the amount of $111,000. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. COUNT II NEGLIGENCE 27. Plaintiff hereby incorporates herein Paragraphs 1-26 above as though set forth at length. 28. Defendant owed a duty to Plaintiff to exercise reasonable care in the disbursement of escrowed funds. 29. Defendant breached its duty by permitting Woodall to withdraw funds from the escrow account despite the fact that Woodall was not a signatory on the account and despite Defendant's knowledge that Woodall was not entitled to the funds. 30. Plaintiff has been damaged in the amount of $111,000 as a direct and proximate result of Defendant's failure to exercise reasonable care and to maintain the escrowed funds in accordance with reasonable commercial standards. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. DATED C b J Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C. By: 7' (, ensterm er Supreme Court L[# ,29940 Shane F. Crosby Supreme Court I.D. #92530 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorneys for Plaintiff VERIFICATION I, Krestu Tsenoff, President of Paramount Development, Inc., have read the foregoing Complaint and hereby certify that the facts set forth are true and correct to the best of my knowledge, information and belief. This statement is made subject to the penalties of 18 Pa. Const. Stat. Ann. §4904 relating to unsworn falsification to authorities. DATE STANDARD AGREEMENT FOR THE SALE OF REAL ESTATE A/5-2x This form recommended and approved for, but not restricted to use by, the members of the Pennsylvania Association of RFALTORS® (PAR). SELLER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER BROKER (company) REIMAX Realty Professionals, Inc. _ PHONE 652-47QQ ADDRESS 4775 LinglestownRoad Harrisburg PA 17"'12 FAX 652-51130 BROKER IS THE AGENT FOR SELLER. Designated Agent(s) for Seiler, if applicable: OR Broker is NOT the Agent for Seiler and is a/an: ? AGENT FOR BUYER ? TRANSACTION LICENSEE BUYER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER BROKER(Compan) 'RE/MAX Realty Professionals, Inc. - PHONE 652-4700 ADDRESS 4 75 Li.nglestown Road Harrisburg PE 17112 FAX ..652-5160 BROKER IS THE AGENT FOR BUYER. Designated Agent(s) for Buyer, if applicable: OR Broker is NOT the Agent for Buyer and is a/an: ? AGENT FOR SELLER ? SUBAGENT FOR SELLER ? TRANSACTION LICENSEE When the same Broker is Agent for Seller and Agent for Buyer, Broker is a Dual Agent. All of Broker's licensees are also Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for Seller and Buyer, the Licensee is a Dual Agent. I. irhis Agreement, dated July 25, 2002 is between SELLER(S); Paramount Development, Inc. called "Seiler," and BUYER(S): Lee A. Woodall , called "Buyer." 2. PROPERTY (1-98) Seller hereby agrees to. sell. and convey to Buyer, who hereby agrees to purchase: ALL THAT CERTAIN lot or piece of ground with buildings and improvements: thereon erected, if any, known as: - Lot #5 - 1941 .Monterey Drive. Hampden Township inthe Dpyr lri innnt of Pi.nyhi ret '. County of Cumberland in the Commonwealth of Pennsylvania, Zip Code Identification (e.g., Tax ID #; Parcel #; Lot, Block; Deed Book, Page, Recording Date) 3. TERMS (1-02) (A) Purchase Price One Million one Hundred Thousendaend 001100 Dollars 1 Iuu UUU U.S. Dollars which will be paid to Seiler by Buyer as follows: 1. Cash or check at signing this Agreement: $ _ 150 , 000 2. Cash or check within - days of the execution of this Agreement: $ 3. $ 4. Cash, cashier's or certified check at time of settlement: $ - 950 , 000 TOTAL $ 1,100,000 (B) Deposits paid on account of purchase price to be held by Broker for Seller, unless otherwise stated here: (C) Seller's written approval to be on or before: AUgUS't 2. ZUU2 (D) Settlement to be on /r..efrL ?/ O T-' (E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwise stated here: (F) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise stated or before if Buyer and Seller agree. (G) At time of settlement, the following will be adjusted pro-ram on a daily basis between Buyer and Seller, reimbursing where applicable: taxes (see Information Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees and homeowner association fees, if any; water and/or sewer fees, if any, together with any other lienable municipal service. The charges are to be pro-rated for the period(s) covered: Seller will pay up to and including the date of settlement; Buyer will pay for all days following settlement, unless otherwise stated here: 4. FIXTURES & PERSONAL PROPERTY (1-00) (A) INCLUDED in this sale and purchase price are all existing items permanently installed in the Property, free of liens, including plumbing; heating; lighting fixtures (including chandeliers and ceiling fans); water treatment systems; pool and spa equipment; garage door openers and transmitters; television antennas; shrubbery, plantings and Inputted trees; any remaining heating and cooking fuels stored on the Property at the time of settlement; wall to wall carpeting; window covering hardware, shades and blinds; built-in air conditioners; built-in appliances; and the rangeloven unless otherwise stated. Also included: (B) LEASED items (not owned by Seller): (C) EXCLUDED fixtures and items: 5. DATES171M IS OF THE ESSENCE (1-02) (A) The said date for settlement and all other dates and times referred to for the performance of any of the obligations of this Agreement are agreed to be of the essence of this Agreement and are binding. (B) For the purposes of this Agreement, number of days will be counted from the date of execution, by excluding the day this Agreement was executed and including the last day of the time period. (C) The date of settlement is not extended by any other provision of this Agreement and may only be extended by mutual written agreement of the parties. (D) Certain time periods are pre-printed in this Agreement as a convenience to the Buyer and Seller. Any pre-printed time periods are negotiable and may be changed by striking out the pre-printed text and inserting a different time period acceptable to all parties. uyer Initials: 4! / ' A/S-2K Page 1 of 8 Seller Intials: Pennsylvania Association of COPYRIGHT PENNSYLVANIA ASSOCIATION'oF REALTORSO 2002 H REALTORS® 01102 AU? on 6. MORTGAGE CONTINGENCY (1-02) _ 6 et ? WAIVED. This sale is NOT contingent on mortgage financing. .. 61 52 ? ELECTED 6 63 (A) This sale is contingent upon Buyer obtaining mortgage financing as follows: . 64 1. Amount of mortgage loan $ 6 05 2. Minimum Tenn years 6' 66 3. Type of mortgagee ''r3 fltlgna1 6! 67 4. Interest rate ' ) ' --= To; however,, Butver agrees to accept the interest rate as may be committed by the mortgage lender, not to 6. 60 exceed a maximum interest rate of 69 5. Discount points, loan origination, loan placement and other fees charged by the lender as a percentage of the mortgage loan (excluding 61 70 any mortgage insurance premiums or VA funding fee) not to exceed 1- % (0% if not specified) of the mortgage loan. 71 71 The interest rate and fees provisions required by Buyer are satisfied if a mortgage lender makes available to Buyer the right to guarantee an 7' 72 interest rate at or below the Maximum Interest Rate specified herein with the percentage fees at or below the amount specified herein. Buyer 7; 73' gives Seller the right, at Sellers sole option and as permitted by the mortgage lender and applicable laws, to contribute financially, without 7' 74 promise of reimbursement, to the Buyer and/or the mortgage lender to make the above terms available to Buyer. 7? 75 (B) Within _ DAYS (10 days if not specified) of the execution of this Agreement, Buyer will make a completed, written mortgage application 7t 76 for the mortgage terms specified above to a responsible mortgage lender. The Broker for Buyer, if any, otherwise the Broker for Seller, is 7( 17 authorized to communicate with the mortgage lender for the purposes of assisting in the mortgage loan process. 71 78 (C) 1. Mortgage commitment date Septtppirmp 19 r ^:N'.>If a written commitment is not received by Seller by the above date, Buyer it 79 and Seller agree to extend the mortgage commitment date until Seller terminates this Agreement in writing by notice to Buyer. 7i 80 2. Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy of the commitment to Seller. or al 3. Seller has the option to terminate this Agreement in writing, after the mortgage commitment date if the mortgage commitment at B2 a. Is not valid until the date of settlement, OR 82 83 b. Is conditioned upon the sale and settlement of any other propertyy. OR 83 84 c. Contains any other condition not specified in this Agreement that is not satisfied and/or removed in writing by the mortgage lender 84 95 within 7 DAYS after the mortgage commitment date in paragraph 6 (C) (1). 65 86 4. If this Agreement is terminated as specified in paragraphs 6 (C) (1) or (3), or the mortgage loan is not obtained for settlement, all deposit monies 86 87 paid on account of pmchase, price will be returned to Buyer. Buyer will be responsible for any premiums for mechanics' lien insurance and/or 67 08 fide search, or fee for cancellation of same, if any; AND/OR any premiums for flood insurance, mine subsidence insurance and/or fire incur- 88 89 ante with extended coverage, or cancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender. 89 90 (D) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy of the mortgage lender's requirements to Seller. 90 91 Seller will, within 5 DAYS of receipt of the mortgage lender's requirements, notify Buyer whether Seller will make the required repairs 91 92 at Seller's expense. 92 93 1. If Seller chooses to make the required repairs, Buyer will accept the Property and agree to the RELEASE set forth in paragraph 25 of this 93 94 Agreement. 94 95 2. If Seller chooses not to make the required repairs, or if Seller fails to respond within the time given, Buyer will, within _ 5 DAYS, 95 96 notify Seller in writing of Buyer's choice to terminate this Agreement OR make the required repairs at Buyer's expense and with Seller's 98 97 permission, which will not be unreasonably withheld. If Seller denies Buyer permission to make the required repairs, Buyer may, within 97 98 _ 5 DAYS of Seller's denial, terminate this Agreement, in which case all deposit monies paid on account of purchase price will be 98 99 returned promptly to Buyer and this Agreement will be VOID. 99 160 (E) Seller Assist 100 101 El NOTAPPLICABLE 701 102 ? APPLICABLE. Seller will pay: 102 103 ? $ , maximum, toward Buyer's costs as permitted by the mortgage lender. 163 704 ? 194 105 108 107 106 109 Ila 111 112 113 114 115 116 117 118 119 120 121 122 123 124, 125 126 127 120 129 139 131 132 133 134 135 136 137 138 139 140 191 142 143 144 145 146 FHA/VA, IF APPLICABLE (F) It is expressly agreed that notwithstanding any other provisions of this contract, Buyer will not be obligated to complete the purchase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise unless Buyer has been given, in accor- dance with HUD/FHA or VA requirements, a written statement by the Federal Housing Commissioner, Veterans Administration, or a Direct Endorsement Lender setting forth the appraised value of the Property of not less than $ (the dollar amount to be inserted is the sales price as stated in this Agreement). Buyer will have the privilege and option of proceeding with consummation of the con- tract without regard to the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the Department of Housing and Urban Development will insure. HUD does not warrant the value nor the condition of the Property. Buyer should satisfy himself/herself that the price and condition of the Property are acceptable. Warning: Section 1010 of Title 18, U.S.C., Department of Housing and Urban Development and Federal Housing Administration '1}ansactions, provides, "Whoever for the purpose of ... influencing in any way the action of such Department, makes, passes, utters or pub- lishes any statement, knowing the same to be false ... shall be fined under this title or imprisoned not more than two years, or both." (G) U.S. Department of Housing and Urban Development (HUD) NOTICE TO PURCHASERS: Buyer's Acknowledgement ? Buyer has received the HUD Notice "For Your Protection: Get a Home Inspection" (see Notices and Information on Property Condition Inspections). Buyer understands the importance of getting an independent home inspection and has thought about this before signing this Agreement. Buyer's Initials Date (H) Certification We the undersigned, Seller(s) and Buyer(s) party to this transaction each certify that the terms of this contract for purchase are true to the best of our knowledge and belief, and that any other agreement entered into by any of these parties in connection with this transac- tion is attached to this Agreement. 7. INSPECTIONS (1-02) (A) Seller agrees to permit inspections by authorized appraisers, reputable certifiers, insurer's representatives, surveyors, municipal officials and/or Buyer as may be required by the mortgage lender, if any, or insuring agencies. Seller further agrees to permit any other inspections required by or provided for in the terms of this Agreement. Buyer has the right to attend all inspections. (B) Buyer reserves the right to make a pre-settlement walk-through inspection of the Property. Buyer's right to make this inspection is not waived by any other provision of this Agreement, (C) Seller will have heating and all utilities (including fuel(s)) on for the inspections. (D) All inspectors, including home inspectors, are authorized by Buyer. to provide a copy of any reports to Broker for Buyer. 8. PROPERTY INSPECTION CONTINGENCY (1.02) Other provisions of this Agreement may provide for inspections and/or certifications that are not waived or altered by Buyer's election here. 21 WAIVED. Buyer understands that Buyer has the option to request inspections of the Property (see Property Inspection Notices and Environmental Notices). BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED (A) Within DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, may choose to have inspec- tions and/or certifications completed by licensed or otherwise qualified professionals (see Property Inspection Notices and Environmental Notices). This contingency does not apply to the following existing conditions and/or items: (B) Should Buyer elect to have a home inspection of the Property, as defined in the Pennsylvania Home Inspection Law, (see Information Regarding the Home Inspection Law) such home inspection shall be performed by a full member in good standing of a national home inspection associ- ation, or by a person supervised by a full member of a national home inspection association, in accordance with the ethical standards and code of conduct or prlactice of that association. „I 1 :.. i Buyer Initials: G V J A/S-2K Page 2 of 8 - Salter Initials: (C) If Buyer is not satisfied with the condition of the Property as stated in any written report, Buyer will: 'r` ? Option 1. Within the time given for completing inspections: 148 1. Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 149 2. Terminate tltis Agreement in writing by notice to Seller, in which case all deposit monies paid on account of purchase price will be returned 1 i0 promptly to Buyer and this Agreement will be VOID, OR _ 151 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvements to the Property and/or any credit 152 to Buyer at settlement, as may be acceptable to the mortgage lender, if any. 153 Should efforts to reach a mutually acceptable agreement fail, Buyer must choose to accept the Property or terminate this Agreement within 154 the time given for completing inspections and according to the provisions in paragraph 8(C) (Option 1) 1 and 2. 155 ? Option 2. Within the time given for completing inspections: 156 1. Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of this Agreement, 157 UNLESS the total cost to correct the conditions contained in the report(s) is more that $ 153 2. If the total cost to correct the conditions contained in the report(s) EXCEEDS the amount specified in paragraph 8(C) (Option 2) 1, 159 Buyer will deliver the report(s) to Seller within the time given for inspection. - 160 a. Seller will, within 7 DAYS of receiving the report(s), inform Buyer in writing of Seller's choice to: 151 (1) Make repairs before settlement so that the remaining cost to repair conditions contained in the report(s) is less than or equal to 162 the amount specified in paragraph 8 (C) (Option 2) 1. 153 (2) Credit Buyer at settlement for the difference between the estimated cost of repairing the conditions contained in the report(s) 164 and the amount specified in paragraph 8 (C) (Option 2) 1. This option must be acceptable to the mortgage lender, if any. 185 (3) Not make repairs and not credit Buyer at settlement for any costs to repair conditions contained in the report(s). 166 b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2, Buyer will accept the 187 Property and agree to the RELEASE set forth in paragraph 25 of this Agreement. 158 C. If Seller chooses not to make repairs and not to credit Buyer at settlement, or X Seller fails to choose any option within the time 169 given, Buyer will, within _5 DAYS: 170 (1) Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of this 171 Agreement, OR 172 (2) Terminate this Agreement in writing by notice to Seller, in which case all deposit monies paid on account of purchase price will 173 be returned promptly to Buyer and this Agreement will be VOID. - 174 9. WOOD INFESTATION INSPECTION CONTINGENCY (1-02) 175 ? WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for wood infestation by a certified Pest Control 176 Operator. BUYER WANES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 177 ? ELECTED 176 (A) Within DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, will obtain a written "Wood- 179 Destroying Insect Infestation Inspection Report" from a certified Pest Control Operator and will deliver it and all supporting documents and 180 drawings provided by the Pest Control Operator to Seller. The report is to be made satisfactory to and in compliance with applicable laws, mort- 187 gage lenders, and/or Federal Insuring and Guaranteeing Agency requirements, if any. The inspection will include all readily visible and 182 accessible areas of all structures on the Property except the following structures, which will not be inspected: 183 184 (B) If the inspection reveals evidence of active infestation(s), Seller agrees, at Seller's expense and before settlement, to treat for active infesta- 185 tion(s), in accordance with applicable laws. 106 (C) If the inspection reveals damage from active infestation(s) or previous infestation(s), Buyer, at Buyer's expense, has the option to obtain a writ- 107 ten report by a professional contractor, home inspection service, or structural engineer that is Baited to structural damage to the property caused 108 by wood-destroying organisms and a proposal to repair the damage. Buyer will deliver the structural damage report and corrective proposal to 189 Seller within _7 DAYS of delivering the original inspection report. 190 (D) Within 5 DAYS of receiving the structural damage report and corrective proposal, Seller will advise Buyer whether Seller will repair, at 191 Seller's expense and before settlement, any structural damage from active or previous infestation(s). 192 (E) If Seller chooses to repair structural damage revealed by the report, Buyer agrees to accept the Property as repaired and agrees to the RELEASE 193 set forth in paragraph 25 of this Agreement. 194 (F) If Seller chooses not to repair structural damage revealed by the report or fails to respond within the time given, Buyer, within 5 DAYS, 195 will notify Seller in writing of Buyer's choice to: 195 1. Accept the Property with the defects revealed by the inspection, without abatement of price, and agree to the RELEASE set forth in para- 197 graph 25 of this Agreement, OR 186 2. Make the repairs before settlement, if required by the mortgage lender, if any, at Buyer's expense and with Seller's permission, which will 199 not be unreasonably withheld, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this 200 Agreement. If Seller denies Buyer permission to make the repairs, Buyer may, within 5 DAYS of Seller's denial, terminate this 201 Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this 202 Agreement will be VOID, OR 203 3. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be retained promptly to Buyer and 204 this Agreement will be VOID. 205 l0. RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE REQUIRED FOR PROPERTIES 266 BUILT BEFORE 1978 (1-02) 207 El NOT APPLICABLE 208 ? APPLICABLE 209 (A) Seller represents that Seller has no knowledge concerning the presence of lead-based paint and/or lead-based paint hazards in or about the 210 Property, unless checked below. 217 ? Seller has knowledge of the presence of lead-based paint and/or lead-based paint hazards in or about the Property. (Provide the basis for 212 determining that lead-based paint and/or hazards exist, the location(s), the condition of the painted surfaces, and other available informa- 213 lion concerning Seller's knowledge of the presence of lead-based paint and/or lead-based paint hazards.) 214 215 (B) Records/Reports: Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in or about the Property, 216 unless checked below, 217 ? Seller has provided Buyer with all available records and reports pertaining to lead-based paint and/or lead-based paint hazards in or about 2i e the property. (List documents) 279 220 (C) Buyer's Acknowledgement: Buyer has received the pamphlet Protect Your Family firm Lead in Your Rome and has read the Lead Warning 221 Statement contained in this Agreement (see Environmental Notices). Buyer has reviewed Seller's disclosure of known lead-based paint and/or 222 lead-based paint hazards, as identified in paragraph 10(A) and has received the records and reports pertaining to lead-based paint and/or lead- 223 based paint hazards identified in paragraph 10(B). 224 Buyer's Initials Date 225 (D) RISKASSESSMENTANSPECTION: Buyer acknowledges that before Buyer is obligated to buy a residential dwelling built before 1978, Buyer 226 has .__10 DAYS to conduct a risk assessment or inspection of the Property for the presence of lead-based paint and/or lead-based paint hazards. 227 ? WANED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of the Property to determine the presence of 228 lead-based paint and/or lead-based paint hazards. BUYER WAIVES THIS RIGHT and agrees to the RELEASE set forth in paragraph 25 of 229 this Agreement. 230 ? ELECTED 237 1. Buyer, at Buyer's expense, chooses to obtain a risk assessment and/or inspection of the Property for lead-based paint and/or lead-based 232 paint hazards. The risk assessment and/or inspection will be completed within 10 DAYS of the execution of this Agreement, 233 yet Initials:, - A/S-2K Page 3 of 8 Seller Initials: .k 234 2. Within the time set forth above for obtaining the risk assessment and/or inspection of the Property for lead-based paint and/or lead-based paint hazards, Buyer may deliver to Seller a written list of the specific hazardous conditions cited in the report and those corrections requested by Buyer, along with a copy of the risk assessment and/or inspection report. 3. Seller may, within 7 DAYS of receiving the list and report(s), submit a written corrective proposal to Buyer. The corrective proposal will include, but not be limited to, the time of the remediation company and a projected completion date for corrective measures. Seller will provide certification from a risk assessor or inspector that corrective measures have been satisfactorily completed on or before the projected completion date. 4. Upon receiving the corrective proposal, Buyer, within _ 5 DAYS, will: a. Accept the corrective proposal and the Property in writing, and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and Us Agreement will be VOID. 5. Should Seller fail to submit a written corrective proposal within the time set forth in paragraph 10(D)3 of this Agreement, Buyer, within _ 5 DAYS, will: a. Accept the Property in writing, and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 6. Buyer's failure to exercise any of Buyer's options within the time limits specked in this paragraph will constitute a WAIVER of this contingency and Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement. (E) Certification: By signing this Agreement Buyer and Seller certify the accuracy of their respective statements, to the best of their knowledge. 11. STATUS OF RADON (1-02) (A) Seller represents that Seller has no knowledge concerning the presence or absence of radon unless checked below. ? I. Seller has knowledge that the Property was tested on the dates, by the methods (e.g., charcoal canister, alpha track, etc.), and with the results of all tests indicated below: DATE TYPE OF TEST RESULTS (picocuries/liter or working levels) COPIES OF ALL AVAILABLE TEST REPORTS will be delivered to Buyer with this Agreement. SELLER DOES NOT WAR- RANT EITHER THE METHODS OR RESULTS OF THE TESTS. ? 2. Seller has knowledge that the Property underwent radon reduction measures on the date(s) and by the method(s) indicated below: DATE RADON REDUCTION METHOD 322 (B) RADON INSPECTION CONTINGENCY D WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for radon by a certified inspector (see Environ- mental Notices: Radon). BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED. Buyer, at Buyer's expense, has the option to obtain, from a certified inspector, a radon test of the Property, and will deliver a copy of the test report to Seller within DAYS (15 days if not specified) of the execution of this Agreement. (See Environmental Notices: Radon) 1. If the test report reveals the presence of radon below 0.02 working levels (4 picocaries/liter), Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 2. If the test report reveals the presence of radon at or exceeding 0.02 working levels (4 picocuries/liter), Buyer will, within 7 DAYS of receipt of the test results: ? Option 1 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR C. Submit a written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the name of the certified miti- gation company; provisions for payment, including retests; and a projected completion date for corrective measures. (1) Within 7 DAYS of receiving the corrective proposal, Seller will: (a) Agree to the terms of the corrective proposal in writing, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Not agree to the terms of the corrective proposal. (2) Should Seller not agree to the terms of the corrective proposal or if Seller fails to respond within the time given, Buyer will, within _ 5 DAYS, elect to: (a) Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. ? Option 2 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Submit a written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the time of the certified miti- gation company; provisions for payment, including retests; and a projected completion date for corrective measures. Seller will pay -a max- imum of $ toward the total cost of remediation and retests, which will be completed by settlement. (1) If the total cost of remediation and retests EXCEEDS the amount specified in paragraph 1103) (Option 2) b, Seller will, within 7 DAYS of receipt of the cost of remediation, notify Buyer in writing of Seller's choice to: (a) Pay for the total cost of remediation and retests, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph I I (B) (Option 2) b. (2) If Seller chooses not to pay for the total cost of remediation and retests, or if Seller fails to choose either option within the time given, Buyer will, within? DAYS, notify Seller in writing of Buyer's choice to: (a) Pay the difference between Seller's contribution to remediation and retests and the actual cost thereof, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR (b) Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 12. STATUS OF WATER (1-02) (A) Seller represents that the Property is served by: ? Public Water - ? On-site Water ? Community Water _ ? None (B) WATER SERVICE INSPECTION CONTINGENCY ? WAIVED. Buyer acknowledges that Buyer has the option to request an inspection of the water service for the Property. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED 1. Buyer has the option, within DAYS (15 days if not specified) of the execution of this Agreement and at Buyer's expense, to deliver to Seller a written inspection report by a qualified, professional water testing company of the quality and/or quantity of the water service. -7! Ji Buyer Initials: ::-; A/S-2K Page 4 of 8 Seller Initials: _ ?_ 2. Seller agrees to locate and provide access to the on-site (or ntetvrauerl water Syswu1, a npyuuu???, >. . „^r--- -- --,_ - inspection company. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental authority and/or fails tr satisfy the requirements for quality, and/or quantity set by the mortgage lender, if any, then Seller will, within 7_ DAYS of receipt o. the report, notify Buyer in writing of Seller's choice to: a. Upgrade the water service to the minimum acceptable levels, before settlement, in which case Buyer accepts the Property and agree; to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Not upgrade the water service. 4. If Seller chooses not to upgrade the service to minimum acceptable levels, or fails to respond within the time given, Buyer will, withit 7_ DAYS, either: a. Accept the Property and die water service and, if required by the mortgage lender, if any, and/or any governmental authority, upgradt (fie water service before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, a Buyer's expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in pars graph 25 of this Agreement. If Seller denies Buyer permission to upgrade the water service, Buyer may, within DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will bt returned promptly to Buyer and this Agreement will be VOID, OR b. Terminate this Agreement in writing, in which case all deposit mordes paid on account of purchase price will be returned prompd) to Buyer and this Agreement will be VOID. 13. STATUS OF SEWER (1-02) (A) Seller represents that the Property is served by: El Public Sewer ? Individual On-lot Sewage Disposal System (See Sewage Notice 1) ? Individual On-lot Sewage Disposal System in Proximity to Well (See Sewage Notice 2; see Sewage Notice 4, if applicable) ? Community Sewage Disposal System ? Ten-acre Permit Exemption (See Sewage Notice 2) ? Holding Tank (See Sewage Notice 3) ? None (See Sewage Notice 1) ? None Available/Permit Limitations in Effect (See Sewage Notice 5) (B) INDIVIDUAL ON-LOT SEWAGE DISPOSAL INSPECTION CONTINGENCY ? WAIVED. Buyer acknowledges that Buyer has the option to request an individual on-lot sewage disposal inspection of the Property. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED 1. Buyer has the option, within DAYS (15 days if not specified) of the execution of this Agreement and at Buyer's expense, to deliver to Seller a written inspection report by a qualified, professional inspector of the individual on-lot sewage disposal system. 2. Seller, at Seller's expense, agrees, if and as required by the inspection company, to locate, provide access to and empty the individual on- lot sewage disposal system. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 3. If the report reveals defects that do not require expansion or replacement of the existing sewage disposal system, Seller will, within 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to: a. Correct the defects before settlement, including retests, at Seller's expense, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Not correct the defects. 4. If Seller chooses not to correct the defects, or if Seller fails to respond within the time given, Buyer will, within 5 DAYS, either: a. Accept the Property and the system and, if required by the mortgage lender, if any, and/or any governmental authority, correct the defects before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer's sole expense and with Seder's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in para- graph 25 of this Agreement. If Seller denies Buyer permission to correct the defects, Buyer may, within _ 5 DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 5. If the report reveals the need to expand or replace the existing individual on-lot sewage disposal system, Seller may, within 25 DAYS of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal will include, but not be limited to, the time of the remediation company; provisions for payment, including retests; and a projected completion date for corrective measures. Within _5 DAYS of receiving Seller's corrective proposal, or if no corrective proposal is received within the time given, Buyer will: a. Agree to the terms of the corrective proposal, if any, in writing, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Accept the Property and the system and, if required by the mortgage lender, if any, and/or any governmental authority, correct the defects before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer's sole expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in para- graph 25 of this Agreement. If Seller denies Buyer permission to correct the defects, Buyer may, within _ 5 DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR c. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 1. NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY (1-02) (A) Seller represents, as of Seller's execution of this Agreement, that no public improvement, condominium or homeowner association assessments have been made against the Property which remain unpaid, and that no notice by any government or public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning, housing, building, safety or fire ordinances which remain uncorrected, and that Seller knows of no condition that would constitute violation of any such ordinances which remains uncorrected, unless otherwise specified here: (B) Seller knows of no other potential notices (including violations) and assessments except as 419 (C) In the event any notices (including violations) and assessments are received after execution of this Agreement and before settlement, Seller will notify Buyer in writing, within _5 DAYS of receiving the notice or assessment, that Seller will: 1. Comply with notices and assessments at Seller's expense, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR 2. Not comply with notices and assessments at Seller's expense. 3. If Seller chooses not to comply with notices and assessments, or fails within the time given to notify Buyer if Seller will comply, Buyer will notify Seller within _5 DAYS in writing that Buyer will either: a. Comply with notices and assessments at Buyer's expense and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be rammed promptly to Buyer and this Agreement will be VOID. If Buyer fails to notify Seller within the time given, Buyer accepts the Property and agrees to the RELEASE set forth in para- graph 25 of this Agreement. (D) Buyer is advised that acpess to a public road may require issuance of a highway occupancy permit from the Department of Transportation. ;! Buyer Initials: i ???._) A/S-2K Page 5 of 8 Seller Initials: !5-.-,'7 r 411 (E) If required by law, within 15 DAYS of the execution of this Agreement Seller will order for delivery to buyer, uu ? -....... -- orrected violations of zoning, hous- A certification from the appropriate municipal department or departments disclosing notice of any unc 1 413 422 413 . ing, building, safety or fire ordinances, AND/OR vements are required for the issuance of the certificate, Seller i h 414 414 rs mpro 2. A certificate permitting occupancy of the Property. In the event repa uirements and whether Seller will make the e f the re if B ' 5 475 q uy r o y s receipt of the requirements, not will, within ?5 DAYS of Seller 91 416 required repairs/improvements at Seller's expense. rees to accept the Property as repaired and agrees to the RELEASE set r B 417 417 uye ag If Seller chooses to make the required repairs/improvements, If Seller chooses not to make the required repairs/improvements, Buyer will, within 5 DAYS, nt m A f hi 410 413 19 . gree e s t forth in paragraph 25 o notify Seller in writing of Buyer's choice to terminate this Agreement OR make the repairs/improvements at Buyer's expense and with Seller's 419 q 428 which will not be unreasonably withheld. If Seller denies Buyer permission to make the required repairs or if Seller fails to respond permission 428 421 , within the time given, Buyer may, within 5 DAYS, terminate this Agreement in writing, in which case all deposit monies paid on account 42 1 422 of purchase price will be returned promptly to Buyer and this Agreement will be VOID. / 423 424 15. TITLE, SURVEYS & COSTS (1.02) (A) The Property is to be conveyed free and clear of all liens, encumbrances, and easements, EXCEPTING HOWEVER the following: existing 423 424 425 deed restrictions, historic preservation restrictions or ordinances, building restrictions, ordinances, easements of roads, easements visible upon an •126 the ground, easements of record, privileges or rights of public service companies, if any; otherwise the title to the above described real estate 426 427 will be good and marketable and such as will be insured by a reputable Title Insurance Company at the regular rates. 421 428 (B) Buyer will pay for the following: (1) Title search, title insurance and/or mechanics lien insurance, or fee for cancellation of same, if any; 420 429 fire insurance with extended coverage, mine subsidence insurance, or fee for cancellation of same, if any; (3) Appraisal (2) Flood insurance 429 438 , fees and charges paid in advance to mortgage lender, if any; (4) Buyer's customary settlement costs and accruals. 4,30 431 (C) Any survey or surveys which may be required by the Title Insurance Company or the abstracting attorney for the preparation of an adequate 431 432 legal description of the Property (or the correction thereof) will be secured and paid for by Seller. Any survey or surveys desired by Buyer or 432 433 required by the mortgage lender will be secured and paid for by Buyer, 433 434 (D) In the event Seller is unable to give a good and marketable title aid such as will be insured by a reputable Title Company at the regular rates, as 13,1 435 specified in paragraph 15(A), Buyer will have the option of: (1) taking such title as Seller can give with no change to the purchase price; or (2) being 435 436 repaid all monies paid by Buyer to Seller on account of purchase price and being reimbursed by Seller for any costs incurred by Buyer for any inspm- 435 437 tions or certifications obtained according to the terms of the Agreement, and for those items specified in paragraph 15(B) items (1), (2), (3) and in 437 430 paragraph 15(C), in which case there will be no further liability or obligation on either of the parties hereto and this Agreement will become VOID. 438 439 16. ZONING CLASSIFICATION (1-02) 439 440 Failure of this Agreement to contain the zoning classification (except in cases where the property {and each parcel thereof, if subdividable) is zoned 440 441 solely or primarily to permit single-family dwellings) will render this Agreement voidable at the option of the Buyer, and, if voided, any deposits 441 442 tendered by the Buyer will be returned to the Buyer without any requirement for court action. 442 443 Zoning Classification: Rea dantial _ 443 444 ? ELECTED. Within 15 DAYS of the execution of this Agreement, Buyer will verify that the existing use of the Property as 444 445 is permitted. In the event the use is not permitted, Buyer will, within the time 446 416 given for verification, notify Seller in writing that the existing use of the Property is not permitted and this Agreement will be VOID, in which 446 447 case all deposit monies paid on account of purchase price will be returned promptly to Buyer. Buyer's failure to respond within the time 447 448 given wlII constitute a WAIVER of this contingency and all other terms of this Agreement remain in full force and effect. 44a 449 17. COAL NOTICE 449 450 Q NOT APPLICABLE 450 451 ? APPLICABLE 451 452 THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO THE COALAND RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND 452 453 DESCRIBED OR REFERRED TO HEREIN, AND THE OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL SUCH COAL AND 453 454 IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. (This 454 455 notice is set forth in the manner provided in Section I of the Act of July 17, 1957, P.L. 984.) "Buyer acknowledges that he may not be obtaining the 455 456 right of protection against subsidence resulting from coal mining operations, and that the property described herein may be protected from damage 456 457 due to mine subsidence by a private contract with the owners of the economic interests in the coal. This acknowledgement is made for the purpose 457 458 of complying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation Act of April 27,1966." Buyer agrees 450 45n to sign the deed from Seller which deed will contain the aforesaid provision. 459 460 18. POSSESSION (1-02) 440 Obi (A) Possession is to be delivered by deed, keys and: 451 462 1. Physical possession to vacant Property free of debris, with all structures broom-clean, at day and time of settlement, AND/OR 452 463 2. Assignment of existing lease(s), together with any security deposits and interest, at time of settlement, if Property is leased at the 463 464 execution of this Agreement or unless otherwise specified herein. Buyer will acknowledge existing lease(s) by initialing said lease(s) at 454 465 time of execution of this Agreement. 465 466 (B) Seller will not enter into any new leases, written extension of existing leases, if any, or additional leases for the Property without the Written 466 457 consent of Buyer. 467 46H 19. RECORDING (3-85) This Agreement will not be recorded in the Office for the Recording of Deeds or in any other office or place of public record 480 469 and if Buyer causes or permits this Agreement to be recorded, Seller may elect to treat such act as a breach of this Agreement. 469 470 20. ASSIGNMENT (3.85) This Agreement will be binding upon the parties, their respective heirs, personal representatives, guardians and successors, 470 471 and to the extent assignable, on the assigns of the parties hereto, it being expressly understood, however, that Buyer will not transfer or assign this 471 472 Agreement without the written consent of Seller. 472 473 21. DEPOSIT & RECOVERY FUND (1-02) 473 474 (A) Deposits paid by Buyer within 0 DAYS of settlement will be by cash, cashier's or certified check. Deposits, regardless of the form of 474 475 " payment and the person designated as payee, will be paid in U.S. Dollars to Broker or party identified in paragraph 3(B), who will retain them 475 476 in an escrow account until consummation or termination of this Agreement in conformity with all applicable laws and regulations. Any uncashed 476 477 check tendered as deposit monies may be held pending the acceptance of this offer. 417 478 (B) Upon termination of this Agreement, the Broker holding the deposit monies will release the deposit monies in accordance with the terms of a 478 479 fully executed written agreement between Buyer and Seller. 479 439 (C) In the event of a dispute over entitlement to deposit monies, a broker holding the deposit monies is required by the Rules and Regulations of 400 4111 the State Real Estate Commission (49 Pa. Code §35.327) to retain the monies in escrow until the dispute is resolved. In the event of litigation 481 482 for the return of deposit monies, a broker will distribute the monies as directed by a final order of court or the written Agreement of the patties. 402 483 Buyer and Seller agree that, in the event any broker or affiliated licensee is joined in litigation for the remm of deposit monies, the attorneys' 403 404 fees and costs of the broker(s) and licensee(s) will be paid by the party joining them. 404 485 (D) A Real Estate Recovery Fund exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania real estate 465 466 licensee owing to fraud, misrepresentation, or deceit in a real estate transaction and who have been unable to collect the judgment after exhaust- 445 487 ing all legal and equitable remedies. For complete details about the Fund, call (717) 783-3658, or (800) 822-2113 (within Pennsylvania) and 467 400 (717) 783-4854 (outside Pennsylvania). 488 mg 22. CONDOMINIUM/PLANNED COMMUNITY (HOMEOWNER ASSOCIATION) RESALE NOTICE (1-02) 440 480 ? NOT APPLICABLE 493 491 ? APPLICABLE: CONDOMINIUM. Buyer acknowledges that the Property is a unit of a condominium that is primarily run by a unit owners' 491 492 association. §3407 of the Uniform Condominium Act of Pennsylvania requires Seller to furnish Buyer with a Certificate of Resale and copies 492 4it3 of the condominium declaration (other than plats and plans), the bylaws, and the rules and regulations of the association. 433 494 p APPLICABLE: PLANNED COMMUNITY (HOMEOWNER ASSOCIATION). Buyer acknowledges that the Property is part of a planned 494 405 community as defined by the Uniform Planned Community Act. (See Definition of Planed Community Notice). §5407(a) of the Act requires 495 496 Seller to furnish Buyer with a copy of the Declaration (other than plats and plans), the bylaws, the rules and regulations of the association, and 496 4W a Certificate gomaining the provisions se[ forth in §5407(a) of the Act. •?.(- .. ` 497 498 A/8-21( Page fr of 8 Smiler initials: Buyer Initials:` 498 449 THE FOLLOWING APPLIES TO PROPERTIES THATARE PAR'L Or A w?ruv........-.._ _ _ -- 500 (A) Within _ 15 DAYS of the execution of this Agreement, Seller will submit a request to the association for a Certificate of Resale and the moc- .501 uments necessary to enable Seller to comply with die Act. The Act provides that the association is required to provide these documents within 5 502 10 days of Seller's request 503. (B) Seller will promptly deliver to Buyer all documents received from the association. Under the Act, Seller is not liable to Buyer for the failure or 5( 504 delay of2he association to provide the Certificate in a timely manner, nor is Seller liable to Buyer for any erroneous information provided by 5l 505 the association and included in the Certificate. 5I 505 (C) Buyer may declare this Agreement VOID at any time before Buyer's receipt of the association documents and for 5 days thereafter, OR until 5( 567 settlement, whichever occurs first. Buyer's notice declaring this Agreement void must be in writing; thereafter all deposit monies will be 51 508 returned to Buyer. 5t 509 (D) In the event the association has the right to buy the Property (right of first refusal), and the association exercises that right, Seller will reimburse U 510 Buyer for all monies paid by Buyer on account of purchase price and for any costs inured by Buyer for: (1) Title search, title insurance and/or 51 511 mechanics lien insurance, or fee for cancellation of same, if any; (2) Flood insurance and/or fire insurance with extended coverage, mine sub- 51 512 sidence insurance, or fee for cancellation of same, if any; (3) Appraisal fees and charges paid in advance to mortgage lender, if any. 51 513 23. MAINTENANCE & RISK OF LOSS (1-02) 51 514 (A) Seller will maintain the Property, grounds, fixtures, and any personal property specifically scheduled herein in its present condition, normal 51 515 wear and tear excepted. 51 516 (B) In the event any system or appliance included in the sale of the Property fails and Seller does not repair or replace the item, Seller will promptly 51 517 notify Buyer in writing of Seller's choice to:. 51 513 1. Repair or replace the failed system or appliance before settlement or credit Buyer at settlement for the fair market value of the failed sys- 51 539 tem or appliance (this option must be acceptable to the mortgage lender, if any). In each case, Buyer accepts the Property and agrees to 5t 520 the RELEASE set forth in paragraph 25 of this Agreement, OR 52 521 2. Not repair or replace the failed system or appliance, and not credit Buyer at settlement for the fair market value of the failed system or 52 522 appliance. If Seller does not repair, replace or offer a credit for the failed system or appliance, or if Seller fails to notify Buyer of Seller's 521 523 choice, Buyer will notify Seller in writing within 5 DAYS or before settlement, whichever is sooner, that Buyer will: 52; 524 a. Accept the Property and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 52= 525 b. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer ST 526 and this Agreement will be VOID.. V( 527 (C) Seller will bear risk of loss from fire or other casualties until time of settlement. In the event of damage by fire or other casualties to any prop- 52; 520 erty included in this sale that is not repaired or replaced prior to settlement, Buyer will have the option of rescinding this Agreement and 52t 6219 promptly receiving all monies paid on account of purchase price or of accepting the Property in its then condition together with the proceeds 525 530 of airy insurance recovery obtainable by Seller. Buyer is hereby notified that Buyer may insure Buyers equitable interest in this Property as of 53C 631 the time of execution of this Agreement. 531 562 24. WAIVER OF CONTINGENCIES (1.02) 562 533 If this Agreement is contingent on Buyer's right to inspect and/or repair the Property, Buyer's failure to exercise any of Buyer's options within 53a 534 the time Bnnits set forth in this Agreement will constitute a WAIVER of that contingency and Buyer accepts the Property and agrees to the 534 535 RELEASE set forth in paragraph 25 of this Agreement. 535 636 25. RELEASE (1-02) 536 537 Buyer hereby releases, quit claims and forever discharges SELLER, ALL BROKERS, their LICENSEES, EMPLOYEES, and any OFFI- 537 530 CER or PARTNER of any one of them and any other PERSON, FIRM, or CORPORATION who may be liable by or through them, from 538 539 any and all claims, losses or demands, including, but not limited to, personal injuries and property damage and all of the consequences there- 539 5,10 of, whether now known or not, which may arise from the presence of termites or other wood boxing insects, radon, lead-based paint haz- 548 541 ards, environmental hazards, any defects in the individual on-lot sewage disposal system or deficiencies in the on-site water service system, 541 542 or any defects or conditions on the Property. Should Seller be in default under the terms of this Agreement, this release does not deprive 542 543 Buyer of any right to pursue any remedies that may be available under law or equity. This release will survive settlement. 548 544 26. REPRESENTATIONS (1-02) 544 565 (A) Buyer understands that any representations, claims, advertising, promotional activities, brochures or plans of any kind made by Seller, Brokers, 545 516 their licensees, employees, officers, or partners are not a par of this Agreement unless expressly incorporated or stated in this Agreement. It is 541 947 further understood that this Agreement contains the whole agreement between Seller and Buyer and there are no other terms, obligations, 547 543 covenants, representations, statements or conditions, oral or otherwise of any kind. whatsoever concerning this sale. Furthermore, this 546 549 Agreement will not be altered, amended, charrged, or modified except in writing executed by the parties. 549 556 . (B) It is understood that Buyer has inspected the Property before signing this Agreement (including fixtures and any personal property 550 551 specifically scheduled herein), or has waived the right to do so, and has agreed to purchase the Property in its present condition unless 551 55:. otherwise stated in this Agreement. Buyer acknowledges that Brokers, their licensees, employees, officers or partners have not made 552 553 an independent examination or determination of the structural soundness of the Property, the age or condition of the components, envi• 553 554 ronmental conditions, the permitted uses, or of conditions existing In the locale where the Property Is situated; nor have they made a 554 555 mechanical inspection of any of the systems contained therein. 555 155 (C) Any repairs required by this Agreement will be completed in a workmanlike manner. 558 657 (D) Broker(s) may perform services to assist unrepresented parties in complying with the terms of this Agreement 557 658 (E) The headings, captions, and line numbers in this Agreement we meant only to make it easier to find the paragraphs. W1 559 27. DEFAULT (1 -02) 551 556 (A) Seller has the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer: W 501 L Fail to make any additional payments as specified in paragraph 3; OR 561 562 2. Furnish false or incomplete information to Seller, Broker(s), or the mortgage lender, if any, concerning Buyer's legal or financial status, 55, 553 or fail to cooperate in the processing of the mortgage loan application, which acts would result in the failure to obtain the approval of a 56; 564 mortgage loan commitment OR 50 565 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement 55 566 (B) Unless otherwise checked in paragraph 27 (C), Seller may elect to retain those sums paid by Buyer, including deposit monies, in one of the 56 557 following manners: 568 1. On account of purchase price; OR 55 55 569 2. As monies to be applied to Seller's damages; OR 56 570 3. As liquidated damages for such breach. 57 571 (C) ? Seller is limited to retaining sums paid by Buyer, including deposit monies, as liquidated damages. 57 572 (D) If Seller retains all sums paid by Buyer, including deposit mordes, as liquidated damages pursuant to paragraph 27 (B) or (C), Buyer and Seller si 57s will be released from further liability or obligation and this Agreement will be VOID. 61 574 28. MEDIATION (7-96) 575 ? NOTAVAILABLE 5' 576 5 WAIVED. Buyer and Seller understand that they may choose to mediate st a later date, should a dispute arise, but that there will be no obli- 5 577 . gation on the part of any party to do so. 573 ? ELECTED 5 5 5741 (A) Buyer and Seller will ay to resolve any dispute or claim that tney arise from this Agreement thrnulr methadon, in accordance with the Rules S 066 and Procedures of the Home Sellers/Home Buyers Dispute Resolution System. Ally 581 signed by the parties will be binding egret-rnent teacher( tfunuph a mediation conference and 5 . 542 (B) Buver and Seller acknowledge that they have received, read, and understand the Rules and Procednoxa of the home Sellers/Home Buyers 5 53'3 Dispute Resolution System (see Mediation Notice). V'l (C) This agreement to mediate disputes arising from this Agreement will survive settlement. 505 /t fi06 Buyer Initials: ''"-T?_?lr1, I A/S-2K °age 7 of 8 Seller didtials: , ?1,- , 667 566 569 590 521 592 593 594 595 596 597 596 599 son 601 602 603 B04 605 606 Or 608 609 610 611 612 613 614 515 615 617 616 619 620 -621 622. 623 524 625 626 621 626 529 630 631 632 633 6634 685 636 637 638 639 640 641 642 =643 644 645 545 547 648 649 659 651 652 663 654 656 556 657 656 659 660 661 662 663 664 665 666 667 660 669 GO 671 29. SPECIAL CLAUSES (1-02) (A) The following are part of this Agreement if checked: ? Sale & Settlement of Other Property Contingency Addendum (PAR Form SSP) ? Sale & Settlement of Other Property Contingency with Right to Continue Marketing Addendum (PAR Form SSP-CM) (B) ? Settlement of Other Property Contingency Addendum (PAR Form SOP) ? Tenant-Occupied Property Addendum (PAR Form TOP) u This i,jF-3'JC'1 L`. G:7!'T:.l?n;j G?i11; U(.)C1i"t purdhpr Oceiv n F377 C. ,??7pr?GN U13 i.I '17Y-S 8;}CT ;17 9iiS :`.JT' C')f?'?^la:'U CY, ?-l?1 ?JS 1)DlliP.. Buyer and Seller acknowledge receiving a copy of this Agreement at the time of signing. NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Return by facsimile transmission (FAX) of this Agreement, and all addenda, bearing the signatures of all parties, constitutes acceptance of this Agreement. Parties to this transaction are advised to consult an attorney before signing If they desire legal advice. ? Buyer has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code §35.336. ED Buyer has received a statement of Buyer's estimated closing costs before signing this Agreement. 0 Buyer has read and understands the notices and explanatory information set forth in this Agreement. ? Buyer has received a Seller's Property Disclosure Statement before signing this Agreement, if required by law (see Information Regarding the Real Estate Seller Disclosure Law). ? Buyer has received the Deposit Money Notice (for cooperative sales when Broker for Seller is holding deposit money) before signing this Agreement. BUYER'S MAILING ADDRESS: i BUYER'S CONTACT NUMBER(S): WITNESS SS# WITNESS SELLER'S MAILING ADDRESS: SELLER'S CONTACT DATE DATE Broker'sZicensees' Certifications (check all that are applicable): ? Regarding Lead-Based Paint Hazards Disclosure: Required if Property was built before 1978: The undersigned Licensees involved in this transaction, on behalf of themselves and their brokers, certify that their statements are true to the best of their knowledge and belief. Acknowledgement: The Licensees involved in this transaction have informed Seller of Seller's obligations under The Residential Lead-Based Paint Hazard Reduction Act, 42 U.S.C. §4852(d), and are aware of their responsibility to ensure compliance. ? Regarding FHA Mortgages: The undersigned Licensees involved in this transaction, on behalf of themselves and their brokers, certify that the terms of this contract for purchase are true to the best of their knowledge and belief, and that any other agreement entered into by any of these parties in connection with this transaction is attached to this Agreement. Regarding Mediation: The undersigned ? Broker for Seller ? Broker for Buyer agree to submit to mediation in accordance with paragraph 28 of this Agreement. BROKER FOR SELLER (Company Name) 3? J1..: ACCEPTED BY DATE BROKER FOR BUYER (Company Name) kE 71 Ira Yi F1e -1 ; y r3Tt,' - > j; ?l-1 a 1 < P a.r?r? . ACCEPTED BY DATE A/S-2I{ Page 8 of 8 BUYER'S COPY Seller has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code §35.336. E7 Seller has received a statement of Seller's estimated dosing casts before signing this Agreement. Cl Seller has read and understands the notices and explanatory information set forth in this Agreement. o V Xl,JL.L' 1C',? LZI I VVIA1 Jt:V L;L V JllV ti UkY,313 T'hi9 fo*m recommended and approved for, ba not restricted to vse by, the members of the Pe ylvaaia Association of RBALTORS® (PAR). PROPERTY ('y SETTLEMENT Charges 1. Broker's Fee i, $ 2. Preparation of Deed $ 3. Transfer Tax $ ^_- j 4. Seller's Assist to Buyer $ -- -` 5. Home Warranty $ -- 6. Municipal Certification $ '-' 7. Settlement Fee $ 8. Notary Fees $ J ^ 9. Survey $ 10. Tax Certifications $ 11. Overnight/Express Mail Charges $ - - 12. Domestic Lien Search $ - -- - 13. Other $ ___- 14. Other $ Estimated Costs $ ` f f - i Adjustments (+/-) (e.g., real estate taxes, refund of escrow) $ TOTAL ESTIMATED COSTS/ADJUSTMENTS $ Purchase Price $ Total Costs/Adjustments $ Estimated Proceeds $ Seller's Estimate of Mortgages, Equity, and Other Loan balances, liens, assessments, etc. $ SEC ESTIMATED NET PROCEEDS TO SELLER $ I .3 : 2 .k rS p The estimated proceeds do not take into account any other mortgages, liens, assessments or other obligations which may be against the Property or the Seller. The above figures are approximated closing costs and will be adjusted as of date of final settlement, if necessary. I/We understand and have received a copy of these estimated closing costs before signing the agreement of sale. DATE '1 DATE-' DATE EXHIBIT «B" l Nuf Mr. Kris Tsenoff PARAMOUNT DEVELOPMENT, INC. AND Mr. Lee A. Woodall RE: LOT 5, 1941 MONTEREY DRIVE, MECHANICSBURG, PA 17055 Mr. Tsenoff and Mr. Woodall: This is to inform you of the remaining balance of the escrow being held by RE/MAX Realty Professionals, Inc. for the above mentioned property. A total amount of $111,000.00 has been withdrawn from the accowit by Mr. Lee Woodall as per the statement dated September 23, 2003 - October 23, 2003. The remaining balance in the account is $14,872.61. Both Mr. Tsenoff and Mr. Woodall are aware of the account balance of $14,872.61, and agree this will be the amount RE/MAX Realty Professionals, Inc. will release at the time of settlement for the above mentioned property. RF11AW Realty Professionals 4775 Linglestown Road Harrisburg, Pennsylvania 17112 Office: (717) 652.4700 Fax: (717) 652-5180 Each o@ICa IndepontlenGy Q., and Qpa Witnc s ?..? ??? ,, ? -5 i _ -? , .. i y n ;J STEVENS & LEE By: Mark D. Bradshaw Attorney I.D. No. 61975 4750 Lindle Road P.O. Box 11670 Harrisburg, PA 17108 (717)561-5258 Attorneys for M&T Bank PARAMOUNT DEVELOPMENT, INC. Plaintiff, IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA V. M&T BANK, DOCKET N0.05-1109 Defendant. PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT AND NOW COMES the Defendant, Manufacturers and Traders Trust Company ("M&T Bank") and makes the following Preliminary Objections to Plaintiff's Complaint, stating in support thereof as follows: 1. LEGAL INSUFFICIENCY/FAILURE TO STATE A CLAIM UPON WHICH RELIEF CAN BE GRANTED 1. Plaintiff's Complaint is divided into two separate counts, neither of which states a claim upon which relief can be granted. 2. Count I, purportedly sounding in breach of contract, specifically avers that it is based upon a "contract between ReMax and Defendant." 3. Thus, Plaintiff is not, itself, a party to the contract upon which it purports to sue. 4. Although the Complaint also alleges that Plaintiff is an "intended third party beneficiary of the contract between ReMax and Defendant," the same is not the case. To the SLl 550528v1/000000.00000 contrary, an intended third party beneficiary must be identified and named in a contract or the circumstances must be so compelling that the Court will overlook the absence of contractual privity. Plaintiff cannot satisfy this standard here. 5. Count II of Plaintiff's Complaint purports to state a claim for solely economic losses, in the absence of any allegation of property damage or personal injury. As a result, Count Il of Plaintiff's Complaint is barred by the "economic loss doctrine." 6. Moreover, any purported claim by Plaintiff, whether sounding in contract, negligence, or otherwise, was released by the document entered into by Plaintiff and Lee Woodall on or about November 18, 2003. 7. That document, made Exhibit "B" to Plaintiffs Complaint, reflects that Plaintiff clearly understood that Woodall had withdrawn $111,000 from the escrow account as of November 18, 2003. 8. As a result, at least by November 18, 2003, Plaintiff understood that "the remaining balance in the account is $14,872.61." See Complaint Exhibit "B". Consequently, Plaintiff knew and understood that any claim for the $111,000 would, of necessity, need to be asserted against Mr. Woodall, individually, in the event closing did not occur. 9. Moreover, the Complaint makes clear that Plaintiff has, in fact, pursued such rights and remedies as are available to it as against Mr. Woodall. See Complaint, paragraphs 15-17. 10. Additionally, by November 18, 2003, Plaintiff certainly knew Woodall was already in default of his obligation to close by May 31, 2003. See Exhibit "A". 2 SLI 550528v1 /000000.00000 WHEREFORE, Defendant Manufacturers and Traders Trust Company respectfully requests judgment in its favor and against Plaintiff, together with costs and such other and further relief as this court deems appropriate. Respectfully submitted, Dated: 2005 Mark D. Bradshaw I.D.#61975 P.O. Box 11670 Harrisburg, PA 17108-1670 (717) 561-5242 Attorneys for Defendants M&T Bank SLI 550528v 1 /000000.00000 PARAMOUNT DEVELOPMENT, INC V. M&T BANK, Plaintiff, Defendant. IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. 05-1109 CERTIFICATE OF SERVICE I, MARK D. BRADSHAW, ESQUIRE, ESQUIRE, certify that on this date, I served a certified true and correct copy of the foregoing PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT upon the following counsel of record, by depositing the same in the United States mail, postage prepaid, addressed as follows: Date: gv-2.7i0 Shane F. Crosby, Esquire Fenstermacher and Associates, P.C. 5115 East Trindle Road Mechanicsburg, PA 17050 2005 0 '12?f Mark D. Bradshaw SL1 550528v 1 /000000.00000 ? N 's O c c.? ?-n _ 'L)ST: C ^? 7 7 N L7?C> - Y- ni l ? ? ?Y ' C- ?.? ? '.L ?t ? . PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. CAPTION OF CASE (entire caption must be stated in fill) PARAMOUNT DEVELOPMENT, INC. (Plaintiff) vs. M&TBank (Defendant) No. 2005-1109 , Civil Term 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): Defendants Preliminary Objections to Plaintiff's eninpininr 2. Identify counsel who will argue cases: (a) for plaintiff: hers Rao. (Name and Address) 5115 E. Trindle Road, Mechanicsburg, PA 17050 (b) for defendant: Mark D. Bradshaw, Egg (Name and Address) P.O. Box 11670, Harrisburg, PA 17108-1670 3. 1 will notify all parties in writing within two days that this case bas been listed for argument. 4. Argument Court Date: Date: June 24, 2005 Attarneytur Plaintiff Shane F. Crosby Print y ow mrne CERTIFICATE OF SERVICE AND NOW, on this day of June, 2005, 1 Shane F. Crosby, Esquire hereby certify that I have served the foregoing Praecipe to List for Argument, by mailing a true and correct copy by United States first class mail, addressed as follows: Mark D. Bradshaw, Esquire Stevens & Lee P.O. Box 11670 Harrisburg, PA 17108-1670 Attorney for Defendant FENSTERMACHER AND ASSOCIATES, P.C. By: Shane F. Cr sby N L? ? _ - CJ? .-? _ C... c. S --i-^ ,n? Y r r:`i -: ?, ? `_ i t_? ? .? J ?1 PARAMOUNT DEVELOPMENT, INC., Plaintiff V. M & T BANK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 05-1109 CIVIL ACTION PLAINTIFF'S RESPONSE TO DEFENDANT'S PRELIMINARY OBJECTIONS AND NOW comes the Plaintiff, Paramount Development, Inc., by and through its attorneys, the Offices of Fenstermacher and Associates, P.C., and files this Response to Defendant's Preliminary Objections to Plaintiff's Complaint as follows: 1. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. 2. Denied. Plaintiff's complaint is a legal document which speaks for itself and the averment is therefore denied. 3. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. Furthermore, Plaintiffs complaint is a legal document which speaks for itself. 4. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. 5. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. 6. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. 7. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. 8. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. 9. Denied. Plaintiff's complaint is a legal document which speaks for itself and the averment is therefore denied. 10. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. DATED: Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C. 13y: _r . C_. John R. Fensterm h r Supreme Court I. 40 Shane F. Crosby Supreme Court I. D. #92530 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorneys for Plaintiff CERTIFICATE OF SERVICE AND NOW, on this day of July, 2005, 1, Shane F. Crosby, Esquire, hereby certify that I have served the foregoing Plaintiffs Response to Defendant's Preliminary objections, by mailing a true and correct copy by ordinary mail, addressed as follows: Mark D. Bradshaw, Esquire Stevens & Lee P.O. Box 11670 Harrisburg, PA 17108-1670 Attorneys for Defendant FENSTERMACHER AND ASSOCIATES, P.C. By: Shane F. t' osby PARAMOUNT DEVELOPMENT, INC. Plaintiff V. M & T BANK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 05-1109 CIVIL ACTION PLAINTIFF'S RESPONSE TO DEFENDANT'S PRELIMINARY OBJECTIONS AND NOW comes the Plaintiff, Paramount Development, Inc., by and through its attorneys, the Offices of Fenstermacher and Associates, P.C., and files this Response to Defendant's Preliminary Objections to Plaintiff's Complaint as follows: 1. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. 2. Denied. Plaintiff's complaint is a legal document which speaks for itself and the averment is therefore denied. 3. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. 4. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. 5. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. 6. Denied. The averment is a conclusion of law to which no response is required and the same is therefore denied. 7. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. S. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. 9. Denied. Plaintiff's complaint is a legal document which speaks for itself and the averment is therefore denied. 10. Denied. To the extent that the averment constitutes a conclusion of law to which no response is required the same is therefore denied. Furthermore, Plaintiff's complaint is a legal document which speaks for itself. DATED: Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C. By:_ . C.__ John R. Fensterm r Supreme Court I. 940 Shane F. Crosby Supreme Court I.D. ##92530 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorneys for Plaintiff CERTIFICATE OF SERVICE AND NOW, on this day of July, 2005, I, Shane F. Crosby, Esquire, hereby certify that I have served the foregoing Plaintiffs Response to Defendant's Preliminary Objections, by mailing a true and correct copy by ordinary mail, addressed as follows: Mark D. Bradshaw, Esquire Stevens & Lee P.O. Box 11670 Harrisburg, PA 17108-1670 Attorneys for Defendant FENSTERMACHER AND ASSOCIATES, P.C. By Shane F. G osby '? a ? ? ? n,? T ..+ i ) Y'.. --s iyl ' y {?.-. ? I `, ? . ?.1 ? ?? PARAMOUNT DEVELOPMENT, INC., : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 05-1109 M & T BANK, Defendant : CIVIL ACTION NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 PARAMOUNT DEVELOPMENT, INC., Plaintiff V. M & T BANK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 05-1109 CIVIL ACTION COMPLAINT AND NOW, comes the Plaintiff, Paramount Development, Inc., by and through its attorneys, the Offices of Fenstermacher and Associates, P.C., and files this Complaint, and in support thereof avers the following: 1. Paramount Development, Inc. (hereinafter "Plaintiff") is a Pennsylvania corporation with offices at 432 Virginia Road, Mechanicsburg, Cumberland County, Pennsylvania 17055. 2. M & T Bank (hereinafter "Defendant") is a Pennsylvania Corporation with offices at 1 West High Street, Carlisle, Cumberland County, Pennsylvania 17013. 3. Plaintiff is engaged in the business of constructing custom homes. 4. On or about July 25, 2002, Plaintiff agreed to sell the premises located at 1941 Monterey Drive, Mechanicsburg, Pennsylvania, on which it was constructing a residence, to Lee A. Woodall (hereinafter "Woodall") for the sum of $1,100,000 in accordance with the terms of a written agreement of sale (hereinafter "Agreement"), a true and correct copy of which is attached hereto and incorporated herein as Exhibit "A." 5. On the above date, Woodall paid to Plaintiffs agent, ReMax Realty Professionals, Inc. (hereinafter "ReMax"), the sum of $150,000 as a deposit upon execution of the Agreement. 6. Paragraph 21(a) of the Agreement provided that ReMax would retain the deposit monies paid by Woodall in an escrow account until consummation or termination of the Agreement. 7. ReMax deposited the $150,000 deposit into a separate real estate escrow account at M & T Bank in Carlisle, Pennsylvania. 8. ReMax was the only authorized signatory on the account. 9. On or about September 24, 2002, pursuant to a written release signed by Plaintiff and Woodall, the sum of $25,000 was withdrawn by ReMax from the escrow account and paid to Plaintiff to cover certain construction related expenses, leaving a balance of $125,000. 10. Beginning in September 2003 and continuing through October 2003, Woodall, without authorization and unbeknownst to Plaintiff and ReMax, withdrew a total of $111,000 from the escrow account for his personal use. 11. Defendant permitted Woodall to withdraw the funds from the account, despite the fact that Woodall was not a signatory on the account and despite Defendant's knowledge that Woodall was not entitled to the funds. 12. As a result, the balance of the escrow account was reduced to $14,872.61. 13. On or about November 18, 2003, Plaintiff and Woodall executed a document acknowledging that Woodall had withdrawn a total of $111,000 from the escrow account and authorizing ReMax to release the remaining $14,872. 61 at the time of settlement. A true and correct copy of the document is attached hereto and incorporated herein as Exhibit "B." 14. Woodall failed to appear at the time and place fixed for settlement or to pay the balance of the purchase price as required under the Agreement, or to return the deposit monies that were taken from the escrow account. 15. Pursuant to paragraph 27 of the Agreement, Plaintiff is entitled to all deposit monies paid by Woodall as liquidated damages for Woodall's material breach of the Agreement. 16. Plaintiff filed a complaint against Woodall, alleging breach of contract and conversion, on January 28, 2005. 17. Judgment by default was entered in favor of Plaintiff and against Woodall on May 13, 2005 in the amount of $125,000. 18. Plaintiff has been unable to recover the full deposit paid by Woodall as a result of Defendant's unauthorized payment to Woodall of $111,000 from the escrow account. 19. By an Assignment of Rights dated September 28, 2005, ReMax irrevocably granted and assigned any and all rights it may have against Defendant arising'(a" the unauthorized withdrawal of the deposit monies to Plaintiff. A true and correct copy is attached hereto and incorporated herein as Exhibit "C." COUNTI BREACH OF CONTRACT 20. Plaintiff hereby incorporates Paragraphs 1-19 above as though set forth at length. 21. Upon information and belief, the real estate escrow account into which ReMax deposited the deposit monies paid by Woodall was governed by the terms of a written signature card signed by ReMax and Defendant. Plaintiff is unable to attach a copy of the signature card to this complaint because the same is in the possession of Defendant. 22. Pursuant to the terms of the signature card, Defendant was authorized to release escrowed funds only upon the written authorization of ReMax. 23. The signature card embodied an express contract between ReMax and Defendant. 24. The deposit of the funds into the escrow account also gave rise to an implied contract between ReMax and Defendant that Defendant would disburse the escrowed funds only to ReMax or upon ReMax's order. 25. The escrow account was opened and existed for the benefit of Plaintiff, and Plaintiff was an intended third-parry beneficiary of the contract between ReMax and Defendant. 26. Defendant's unauthorized payment of escrowed funds from the account to Woodall was a material breach of the contract. 27. As a direct and proximate result of Defendant's breach, Plaintiff has been injured in the amount of $111,000. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. COUNT II NEGLIGENCE 28. Plaintiff hereby incorporates herein Paragraphs 1-27 above as though set forth at length. 29. Defendant owed a duty to Plaintiff to exercise reasonable care in the disbursement of escrowed funds. 30. Defendant breached its duty by permitting Woodall to withdraw funds from the escrow account despite the fact that Woodall was not a signatory on the account and despite Defendant's knowledge that Woodall was not entitled to the funds. 31. Plaintiff has been damaged in the amount of $111,000 as a direct and proximate result of Defendant's failure to exercise reasonable care and to maintain the escrowed funds in accordance with reasonable commercial standards. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. COUNT III CONVERSION 32. Plaintiff hereby incorporates herein Paragraphs 1-31 above as though set forth at length. 33. Defendant knew Woodall was not an authorized signatory on the escrow account. 34. Defendant had no right, power or authority to pay the deposit monies to Woodall. 35. Defendant paid the deposit monies to Woodall upon an unauthorized endorsement. 36. Defendant is liable for conversion under the Uniform Commercial Code. 37. As a direct result of Defendant's conversion, Plaintiff has been damaged in the amount of $111,000. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. Respectfully submitted, Fl I RMMACHER AND ASSOCIATES, P.C. Bv: John R. Fenstermacher Supreme Court I.D. #29940 Matthew Aaron Smith Supreme Court LD. #94603 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 DATED: October 24, 2005 Attorneys for Plaintiff EXHIBIT "A" STANDARD AGREEMENT FOR THE SALE OF REAL ESTATE A/S-2K This form recommended and approved for, but not restricted to use by, the members of the Pennsylvania Association of REALTORS® (PAR). SELLER'S BUSINESSRELATIONSHIP WITH PA LICENSED BROKER BROKER(Company) RE/MAX Realty Professionals, Inc. _ PHONE 652-4700 AnnuFCC 4775 Linglestown Road. Harri.sbur_ PA 17112 FAX 652-5180 1 z 3 4 5 6 7 8 9 19 11 12 13 14 15 16 17 16 19 28 21 22 23 24 25 26 27'; 29 29 36 31 32 33 34 35 36 37 38 39 48 41 42 43 44 45 46 47 48 48 130 51 52 53 54 55 56 57 58 59 B BROKER IS THE AGENT FOR SELLER. Designated Agent(s) for Seller, if applicable: _ OR Broker is NOT the Agent for Sellerand is a/an: ? AGENT FOR BUYER ? TRANSACTION LICENSEE BUYER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER BROKER(Company) RE/MAX Realty Professionals, inc. PHONE 652-4700 ADDRESS 4/75 Linglastown Road Harrisburg P? 27112 FAX 652-5180 BROKER IS THE AGENT FOR BUYER. Designated Agent(s) for Buyer, if applicable: OR Broker is NOT the Agent for Buyer and is alan: ? AGENT FOR SELLER ? SUBAGENT FOR SELLER ? TRANSACTION LICENSEE When the same Broker is Agent for Seller and Agent for Buyer, Broker is a Dual Agent. AB of Broker's licensees are also Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for Seller and Buyer, the Licensee is a Dual Agent. I. phis ?[4 SELLER(S): dated 25. 2002 is between C:, called "Seller," and BUYER(S): Lee A. Woodall called 'Buyer.' 2. PROPERTY (1-98) Seller hereby agrees to.sell . and convey to Buyer, who hereby agrees to purchase: ALL THAT CERTAIN lot or piece of ground with buildings and improvements: thereon erected, if any, known as: - Lot #5 - 1941 Monterey Drive. Hampden Township inthe Oevelnpinfnt of Pi.nPhurgt County of Cumberland in the Commonwealth of Pennsylvania, Zip Code Identification (e.g., Tax D) #; Parcel #; Lot, Block; Deed Book, Page, Recording Date) 3. TERMS (1-02) (A) Purchase Price One Million One F U.S. Dollars which will be paid to Seller by Buyer as follows: 1. Cash or check at signing this Agreement: $ 150 , 000 2. Cash or check within _ days of the execution of this Agreement: $ 3 $ 4. Cash, cashier's or certified check at time of settlement: $ 950 , 000 TOTAL $ 1,100,000 (B) Deposits paid on account of purchase price to be held by Broker for Seller, unless otherwise stated here: (C) Seller's written approval to be on or before: August 1, 2002 (D) Settlement to be on AA-1 y/ -?1 , or before if Buyer and Seller agree. (E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwise stated here: (F) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise stated (G) At time of settlement, the following will be adjusted pro-rata on a daily basis between Buyer and Seller, reimbursing where applicable: taxes (see Information Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees and homeowner association fees, if any; water and/or sewer fees, if any, together with any other henable municipal service. The charges are to be pro-rated for the period(s) covered: Seller will pay up to and including the date of settlement; Buyer will pay for all days following settlement, unless otherwise stated here: „ ..?.*) _ r 4. FIXTURES & PERSONAL PROPERTY (1-00) - (A) INCLUDED in this sale and purchase price are all existing items permanently installed in the Property, free of liens, including plumbing; heating; lighting fixtures (including chandeliers and ceiling fans); water treatment systems; pool and spa equipment; garage door openers and transmitters; television antennas; shrubbery, plaatings and unpotted trees; any remaining heating and cooking fuels stored on the Property at the time of settlement; wall to wall carpeting; window covering hardware, shades and blinds; built-in air conditioners; built-in appliances; and the range/oven unless otherwise stated Also included: (B) LEASED items (not owned by Seller): (C) EXCLUDED fixtures and items: 5. DATESlTIIViE IS OF THE ESSENCE (1.02) (A) The said date for settlement and all other dates and times referred to for the performance of any of the obligations of this Agreement are agreed to be of the essence of this Agreement and are binding. (B) For the purposes of this Agreement, number of days will be counted from the date of execution, by excluding the day this Agreement was executed and including the last day of the time period. . (C) The date of settlement is not extended by any other provision of this Agreement and may only be extended by mutual written agreement of the parties. (D) Certain time periods are pre-printed in this Agreement as a convenience to the Buyer and Seller. Any pre-printed time periods are negotiable and may be changed by striking out the pre-printed text and inserting a different time period acceptable to all parties. uyer Initials: - - -- A/S-2K Page 1 of S Seller Initials: - Pennsylvania Association of COPYRIGHT PENNSYLVANIA ASSOC7Anorrt/u* REAL'rORSO 2002 REALTORS® 01/02 ?VIXP MWMbRW f,ItlsR RPMM,tma 1 2 3 4 5 s 7 8 9 16 11 12 13 14 15 16 17 GO 61 52 63 64 65 66 67 66 69 70 71 72 73'-. 74 75 76 77 78 79 60 at 82 83 84 05 86 07 00 09 90 91 02 93 94 95 96 97 98 99 Ill 101 192 103 104 105 108 107 188 189 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124, 125 126 127 128 129 130 131 132 133 134 13"u 136 137 138 139 140 141 142 143 144 145 146 6. MORTGAGE CONTINGENCY (1-02) ? WAIVED. This sale is NOT contingent on mortgage financing. ELECTED (A) This sale is contingent upon Buyer obtaining mortgage financing as follows: 1. Amount of mortgage loan $ 715,000 2. Minimum Term U years 3. Type of mortgage Unrworitlgnal 4. Interest rate 7 %; however-Bu er agrees to accept the interest rate as may be committed by the mortgage lender, not to exceed a maximum interest rate of / 1/F 35 5. Discount points, loan origination, loan placement and other fees charged by the lender as a percentage of the mortgage loan (excluding % (09l, if not specified) of the mortgage loan. any mortgage insurance premiums or VA funding fee) not to exceed 1- The interest rate and fees provisions required by Buyer are satisfied if a mortgage lender makes available to Buyer the right to guarantee an interest rate at or below the Maximum Interest Rate specified herein with the percentage fees at or below the amount specified herein. Buyer gives Seller the right, at Seller's sole option and as permitted by the mortgage lender and applicable laws, to contribute financially, without promise of reimbursement, to the Buyer and/or the mortgage lender to make the above terms available to Buyer. (B) Within ` DAYS (10 days if not specified) of the execution of this Agreement, Buyer will make a completed, written mortgage application for the mortgage terms specified above to a responsible mortgage lender. The Broker for Buyer, if any, otherwise the Broker for Seller, is authorized to communicate with the mortgage lender for the purposes of assisting in the mortgage loan process. (C) 1. Mortgage commitment date SP nt Pmhar 1.ri ;?F1! ltdf a written commitment is not received by Seller by the above date, Buyer and Seller agree to extend the mortgage commitment date until Seller terminates this Agreement in writing by notice to Buyer. 2. Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy of the commitment to Seller. 3. Seller has the option to terminate this Agreement in writing, after the mortgage commitment date if the mortgage commitment: a. Is not valid until the date of settlement, OR b. Is conditioned upon the sale and settlement of any other property, OR - C. Contains any other condition not specified in this Agreement that is not satisfied and/or removed in writing by the mortgage lender within ? 7 DAYS after the mortgage commitment date in paragraph 6 (C) (1). 4. If this Agreement is terminated as specified in paragraphs 6 (C) (1) or (3), or the mortgage loan is not obtained for settlement, 0 deposit monies paid on account of purchase price will be returned to Buyer. Buyer will be responsible for any premiums for mechanics' lien insurance and/or title search, or fee for cancellation of same, if any; AND/OR any premiums for flood insurance, mine subsidence insurance and/or fire insur- ance with extended coverage, or cancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender. (D) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy of the mortgage lender's requirements to Seller. Seller will, within _ 5 DAYS of receipt of the mortgage lender's requirements, notify Buyer whether Seller will make the required repairs at Seller's expense. 1. If Seller chooses to make the required repairs, Buyer will accept the Property and agree to the RELEASE set forth in paragraph 25 of this Agreement. 2. If Seller chooses not to make the required repairs, or if Seller fails to respond within the time given, Buyer will, within 5 DAYS, notify Seller in writing of Buyer's choice to laminate this Agreement OR make the required repairs at Buyer's expense and with Seller's permission, which will not be unreasonably withheld. If Seller denies Buyer permission to make the required repairs, Buyer may, within _5 DAYS of Seller's denial, terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. (E) Seller Assist M NOTAPPLICABLE ? APPLICABLE. Seller will pay: ? $ , maximum, toward Buyer's costs as permitted by the mortgage lender. FHA/VA, IF APPLICABLE (F) It is expressly agreed that notwithstanding any other provisions of this contract, Buyer will not be obligated to complete the purchase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise unless Buyer has been given, in accor- dance with HUD/FHA or VA requirements, a written statement by the Federal Housing Commissioner, Veterans Administration, or a Direct Endorsement Lender setting forth the appraised value of the Property of not less than $ (the dollar amount to be inserted is the sales price as stated in this Agreement). Buyer will have the privilege and option of proceeding with consummation of the con- tract without regard to the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the Department of Housing and Urban Development will insure. HUD does not warrant the value nor the condition of the Property. Buyer should satisfy himself/herself that the price and condition of the Property are acceptable. Warning: Section 1010 of Tirade 18, U.S.C., Department of Housing and Urban Development and Federal Housing Administration Transactions, provides, "Whoever for the purpose of ... influencing in any way the action of such Department, makes, passes, utters or pub- lishes any statement, knowing the same to be false ... shall be freed under this title or imprisoned not more than two years, or both." (G) U.S. Department of Housing and Urban Development (HUD) NOTICE TO PURCHASERS: Buyer's Acknowledgement ? Buyer has received the HUD Notice "For Your Protection: Get a Home Inspection" (see Notices and Information on Property Condition 1 Inspections). Buyer understands the importance of getting an independent home inspection and has thought about this before signing this 1 Agreement. 1 Buyer's Initials Date 1 (H) Certification We the undersigned, Seller(s) and Buyer(s) party to this transaction each certify that the terms of this contract for purchase are 1 true to the best of our knowledge and belief, and that any other agreement entered into by say of these parties in connection with this transact- 1 tion is attached to this Agreement 1 INSPECTIONS (1-02) 1 (A) Seller agrees to permit inspections by authorized appraisers, reputable suers, insurer's representatives, surveyors, municipal officials and/or 1: Buyer as may be required by the mortgage lender, if any, or insuring agencies. Seiler further agrees to permit any other inspections required by is or provided for in the terms of this Agreement. Buyer has the right to attend all inspections. I; (B) Buyer reserves the right to make a pre-settlement walls-through inspection of the Property. Buyer's right to make this inspection is not waived it by any other provision of this Agreement. m, (C) Seller will have hearing and all utilities (including fuel(s)) on for the inspections. 13 (D) All inspectors, including home inspectors, are authorized by Buyer. to provide a copy of any reports to Broker for Buyer. 13 PROPERTY INSPECTION CONTINGENCY (1-02) 13 Other provisions of this Agreement may provide for inspections and/or certifications that are not waived or altered by Buyer's election here. 13 Q WAIVED. Buyer understands that Buyer has the option to request inspections of the Property (see Property Inspection Notices and 13 Environmental Notices). BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 13 ? ELECTED ' (A) Within DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, may choose to have i 3 nspec- 13; tions and/or certifications completed by licensed or otherwise qualified professionals (see Property Inspection Notices and Environmental 13! Notices). This contingency does not apply to the following existing conditions and/or items: tut 7. 8. (B) Should Buyer elect to have a home inspection of the Property, as defined in the Pennsylvania Home Inspection Law, (see Information Regarding the Home Inspection Law) such home inspection shall be performed by a full member in good standing of a national home inspection associ- ation, or by a person supervised by a full member of a national home inspection association, in accordance with the ethical standards and code of conduct or pTctice of that association. Buyer Initials: 'J A/S-2K Page 2 of 8 Seller Initials: 146 (C) If Buyer is not satisfied with the condition of the Property as stated in any written report, Buyer will: ? Option 1. Within the three given for completing inspections: - 1. Accept the Property with the information stated in the report(s) and agree to the EASE set forth in paragraph 25 of this Agreement, 2. Terminate dhis Agreement in writing by notice to Seller, in which case all der monies paid on account of purchase price will be rent promptly to Buyer and this Agreement will be VOID, OR ., 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvements to the Property and/or any c to Buyer at settlement, as may be acceptable to the mortgage lender, if any. Should efforts to reach a mutually acceptable agreement fail, Buyer must choose to accept the Property or terminate this Agreement wi the time given for completing inspections and according to the provisions in paragraph 8(C) (Option 1) 1 and 2. ? Option 2. Within the time given for completing inspections: 1. Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of this AgrBeme UNLESS the total cost to correct the conditions contained in the report(s) is more than $ 2. If the total cost to correct the conditions contained in the report(s) EXCEEDS the amount specified in paragraph 8(C) (Option 2 Buyer will deliver the report(s) to Seller within the time given for inspection. a. Seller will, within 7 DAYS of receiving the report(s), inform Buyer in writing of Seller's choice to: (1) Make repairs before settlement so that the remaining cost to repair conditions contained in the report(s) is less than or equ the amount specified in peragraph8 (C) (Option 2) 1. (2) Credit Buyer at settlement for the difference between the estimated cost of repairing the conditions contained in the repo and the amount specified in paragraph 8 (C) (Option 2) 1.. This option must be acceptable to the mortgage lender, if any. (3) Not make repairs and not credit Buyer at settlement for any costs to repair conditions contained in the report(s). b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2, Buyer will accept Property and agree to the RELEASE set forth in paragraph 25 of this Agreement. C. If Seller chooses not to make repairs and not to credit Buyer at settlement, or if Seller fails to choose any option within the given, Buyer will, within 5 DAYS: (1) Accept the Property with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of Agreement, OR (2) Terminate Us Agreement in writing by notice to Seller, in which case all deposit monies paid on account of purchase price be returned promptly to Buyer and this Agreement will be VOID. 9. WOOD INFESTATION INSPECTION CONTINGENCY (1-02) WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for wood infestation by a certified Pest Con Operator. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED (A) Within DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, will obtain a written "Woo Destroying Insect Infestation Inspection Report" from a cued Pest Control Operator and will deliver it and all supporting documents drawings provided by the Pest Control Operator to Seller. The report is to be made satisfactory to and in compliance with applicable laws, me gage lenders, and/or Federal Insuring and Guaranteeing Agency requirements, if any. The inspection will include all readily visible accessible areas of all structures on the Property except the following structures, which will not be inspected: (B) If the inspection reveals evidence of active infestation(s), Seller agrees, at Seller's expense and before settlement, to treat for active infes tion(s), in accordance with applicable laws. (C) If the inspection reveals damage from active infestation(s) or previous infestation(s), Buyer, at Buyer's expense, has the option to obtain a w ten report by a professional contractor, home inspection service, or structural engineer that is limited to structural damage to the Property cause by wood-destroying organisms and a proposal to repair the damage. Buyer will deliver the structural damage report and corrective proposal Seller within 7 DAYS of delivering the original inspection report. (D) Within _5 DAYS of receiving the structural damage report and corrective proposal, Seller will advise Buyer whether Seller will repair, Seller's expense and before settlement, any structural damage from active or previous infestation(s). (E) If Seller chooses to repair structural damage revealed by the report, Buyer agrees to accept the Property as repaired and agrees to the RELEAS set forth in paragraph 25 of this Agreement. (F) If Seller chooses not to repair structural damage revealed by the report or fails to respond within the time given, Buyer, within 5 DAYS will notify Seller in writing of Buyer's choice to: 1. Accept the Property with the defects revealed by the inspection, without abatement of price, and agree to the RELEASE set forth in para- graph 25 of this Agreement, OR 2. Make the repairs before settlement, if required by the mortgage lender, if any, at Buyer's expense and with Seller's permission, which will not be unreasonably withheld, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement. If Seller denies Buyer permission to make the repairs, Buyer may, within 5 DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR 3. Term nate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE REQUIRED FOR PROPERTIES BUILT BEFORE 1978 (1-02) ? NOTAPPLICABLE 11 APPLICABLE (A) Seller represents that Seller has no knowledge concerning the presence of lead-based paint and/or lead-based paint hazards in or about the Property, unless checked below. ? Seller has knowledge of the presence of lead-based paint and/or lead-based paint hazards in or about the Property. (Provide the basis for determining that lead-based paint and/or hazards exist, the location(s), the condition of the painted surfaces, and other available informa- tion concerning Seller's knowledge of the presence-of lead-based paint and/or lead-based paint hazards.) (B) Records/Reports: Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in or about the Property, unless checked below. ? Sellerhas provided Buyer with all available records and reports pertaining to lead-based paint and/or lead-based paint hazards in or about the Property. (List documents) 221 (C) Buyer's Acknowledgement: Buyer has received the pamphlet Protect Your Family front Lead in Your Home and has read the Lead Warning 222 Statement contained in this Agreement (see Environmental Notices). Buyer has reviewed Seller's disclosure of known lead-based paint and/or 223 lead-based paint hazards, as identified in paragraph 10(A) and has received the records and reports pertaining to lead-based paint and/or lead- 224 based paint hazards identified in paragraph 10(13). 225 Buyer's Initials - Date 226 (D) RISKASSESSMENT/INSPECTION: Buyer acknowledges that before Buyeris obligated to buy a residential dwelling built before 1978, Buyer 227 has 10 DAYS to conduct a risk assessment or inspection of the Property for the presence of lead-based paint and/or lead-based paint hazards. 7-28 ? WAIVED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of the Property to determine the presence of 229 lead-based paint and/or lead-based paint hazards. BUYER WAIVES THIS RIGHT and agrees to the RELEASE set forth in paragraph 25 of 236 this Agreement. 231 13 ELECTED 232 1. Buyer, at Buyer's expense, chooses to obtain a risk assessment and/or inspection of the Property for lead-based paint and/or lead-based 233 paint haza1 s. The risk assessment and/or inspection will be completed within 10 DAYS of the execution of this Agreemeht,. i 234 Buyer Initials: 4'- A/S-2K Page 3 of 8 Seller Initials: , .-- 148 OR 149 med 150 151 redit 152 153 thin 154 1,55 156 nt, 157 159 1, 169 100 151 al to 162 163 rt(s) 194 165 166 the 167 168 me 169 170 this 171 172 will 173 174 175 rol 176 177 178 d- 179 and 180 rt- 191 and 182 103 _ 184 a- 185 106 nt- 187 d 100 to 189 190 at 191 192 E 193 194 , 195 196 197 196 199 s 200 s 201 s 202. 203 204 205 206 207 208 209 210 211 212 213 214 215 215 217 210 219 220 221 222 223 224 225 226 227 220 229 2.30 231 232 233 234 235 2. Within the time set forth above for obtaining the risk assessment and/or inspection of the Property for lead-based paint and/or 235 731s. lead-based paint hazards, Buyer may deliver to Seller a written fist of the specific hazardous conditions cited in the report and those 235 23, corrections requested by Buyer, along with a copy of the risk assessment and/or inspection report- 237 238 3. Seller may, within 7 DAYS of receiving the list and report(s), submit a written corrective proposal to Buyer. The corrective proposal 230 239 will include, but not be limited to, the time of the remediation company and a projected completion date for corrective measures. Seller 239 240 will provide certification from a risk assessor or inspector that corrective measures have been satisfactorily completed on or before the 240 241 projected completion date, 241 242 4. Upon receiving the corrective proposal, Buyer, within 5 DAYS, will: 242 243 a. Accept the corrective proposal and the Property in writing, and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 243 2,14 b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly 244 245 to Buyer and this Agreement will be VOID. - 245 246 5. Should Seller fail to submit a written corrective proposal within the time set forth in paragraph 10(D)3 of this Agreement, Buyer, 246 247 within 5 DAYS, will: 247 248 a. Accept the Property in writing, and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 248 249 b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly 249 250 to Buyer and this Agreement will be VOID. 250 251 6. Buyer's failure to exercise any of Buyer's options within the time limits specified in this paragraph will constitute a WAIVER of 251 252 this contingency and Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 252 253 - (E) Certification: By signing this Agreement, Buyer and Seller certify the accuracy of their respective statements, to the best of their knowledge. 253 254 11. STATUS OF RADON (1-02) 254 255 (A) Seller represents that Seller has no knowledge concerning the presence or absence of radon unless checked below. 255 256 ? I. Seller has knowledge that the Property was tested on the dates, by the methods (e.g., charcoal canister, alpha track, etc.), and with 256 257 the results of all tests indicated below: 257 256 DATE TYPE OF TEST RESULTS (picocuries/liter or working levels) 258 259 259 260 260 261 COPIES OF ALL AVAILABLE TEST REPORTS will be delivered to Buyer with this Agreement. SELLER DOES NOT WAR- 261 262 RANI' EITHER THE METHODS OR RESULTS OF THE TESTS. 262 263 ? 2. Seller has knowledge that the Property underwent radon reduction measures on the date(s) and by the method(s) indicated below: 263 264 DATE RADON REDUCTION METHOD 264 265 265 266 266 267 (B) RADON INSPECTION CONTINGENCY 267 268 10 WANED. Buyer understands that Buyer has the option to request that the Property be inspected for radon by a certified inspector (see Environ- 268 269 mental Notices: Radon). BUYER WANES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 209 270 ? ELECTED. Buyer, at Buyer's expense, has the option to obtain, from a certified inspector, a radon test of the Property, and will deliver a copy 270 271 of the test report to Seller within DAYS (15 days if not specified) of the execution of this Agreement. (See Environmental Notices: 271 272 Radon) 272 273 1. If the test report reveals the presence of radon below 0.02 working levels (4 picocuries/liter), Buyer accepts the Property and agrees to the ?73 274 RELEASE set forth in paragraph 25 of this Agreement. 274 275 - 2. If the test report reveals the presence of radon at or exceeding 0.02 working levels (4 picocuries/bter), Buyer will, within 7 DAYS 275 276 of receipt of the test results: 276 277 ? Option 1 277 278 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 278 279 b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer 279 280 and this Agreement will be VOID, OR 280 281 c. Submit a written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the name of the certified miti- 281 282 gation company; provisions for payment, including retests; and a projected completion date for corrective measures. 282 283 (1) Within 5 DAYS of receiving the corrective proposal, Seller will: 283 284 (a) Agree to the terms of the corrective proposal in writing, in which case Buyer accepts the Property and agrees to the 284 285 RELEASE set forth in paragraph 25 of this Agreement, OR 285 285 (b) Not agree to the terms of the corrective proposal. 286 287 (2) Should Seller not agree to the terms of the corrective proposal or if Seller fails to respond within the time given, Buyer will, within 2a7 200 _5 DAYS, elect to: 288 289 (a) Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 289 290 (b) Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned 290 291 promptly to Buyer and this Agreement will be VOID. 291 292 ? Option 2 292 293 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 293 294 b. Submit a written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the name of the certified mitt- . 294 235 gation company; provisions for payment, including retests; and a projected completion date for corrective measures. Seller will pay a max- 295 290 imum of $ toward the total cost of remediation and retests, which will be completed by settlement 295 291 (1) If the total cost of remediation and retests EXCEEDS the amount specified in paragraph 11(B) (Option 2) b, Seller will, within 297 298 5 DAYS of receipt of the cost of remediation, notify Buyer in writing of Seller's choice to: 298 299 (a) Pay for the total cost of remediation and retests, in which case Buyer accepts the Property and agrees to the RELEASE set forth 299 300 in paragraph 25 of this Agreement, OR 380 301 (b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph 11 (B) (Option 2) b. 301 302 (2) If Seller chooses not to pay for the total cost of remediation and retests, or if Seller fails to choose either option within the time 302 303 given, Buyer will, within_? DAYS, notify Seller in writing of Buyer's choice to: 303 304 (a) Pay the difference between Seller's contribution to remediation and retests and the actual cost thereof, in which case 304 305 Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR 305 306 (b) Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly 306 3u7 to Buyer and this Agreement will be VOID. 307 380 12. STATUS OF WATER (1-02) 308 309 (A) Seller represents that the Property is served by: 309 310 P Public Water 310 311 El On-site Water 312 ? Community Water 311 313 El None 312 - 313 314 ? 314 115 (B) WATER SERVICE INSPECTION CONTINGENCY 315 t10 ? WAIVED. Buyer acknowledges that Buyer has the option to request an inspection of the water service for the Property. BUYER WANES 316 n T THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. 317 Ila ? ELECTED 318 19 I. Buyer has the option, within DAYS (15 days if not specified) of the execution of this Agreement and at Buyer's expense, to deliver 319 20 to Seller a written inspection report by a qualified, professional water testing company of the quality and/or quantity of the water service. 320 21 % - ..'-m 321 22 Buyer Initials: ; -:^-! `? - A/S-2K Page 4 of 9 Seller Initials: 322 32h 3zs 327 338 329 330 331 332 333 334 335 336 337 3:18 389 3.10 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 356 359 369 361 362 363 364 365 366 367 358 360 378 371 372 :f73 374 375 376 377 378 379 380 381 302 783 304 305 386 387 360 14 389 3sn 391 392 393 394 395 396 397 378 349 400 401 402 403 1104 485 406 417 498 409 410 inspection company. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental authority and/or fai satisfy the requirements for quality and/or quantity set by the mortgage lender, if any, then Seller will, within 7 DAYS of receil the report, notify Buyer in writing of Seller's choice to: a. Upgrade the water service to the minimum acceptable levels, before settlement, in which case Buyer accepts the Property and ag to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Not upgrade the water service. 4. If Seller chooses not to upgrade the service to minimum acceptable levels, or fails to respond within the time given, Buyer will, wi _5 DAYS, either: a. Accept the Property and the water service and, if required by the mortgage lender, if any, and/or any governmental authority, upgi the water service before settlement or within the time required by the mortgage lender, if any, and/or any governmental amhorir Buyer's expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in p graph 25 of this Agreement. If Seller denies Buyer permission to upgrade the water service, Buyer may, within DAY,' Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will returned promptly.to Buyer and this Agreement will be VOID, OR - b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promj to Buyer and this Agreement will be VOID. 13. STATUS OF SEWER (1 -02) (A) Seller represents that the Property is served by: (Q Public Sewer ? Individual On-lot Sewage Disposal System (See Sewage Notice 1) _ ? Individual On-lot Sewage Disposal System in Proximity to Well (See Sewage Notice 1; see Sewage Notice 4, if applicable) ? Community Sewage Disposal System ? Ten-acre Permit Exemption (See Sewage Notice 2) ? Holding Tank (See Sewage Notice 3) ? None (See Sewage Notice 1) ? None Available/Permit Limitations in Effect (See Sewage Notice 5) (B) INDIVIDUAL ON-LOT SEWAGE DISPOSAL INSPECTION CONTINGENCY ? WANED. Buyer acknowledges that Buyer has the option to request an individual on-lot sewage disposal inspection of the Property. BUY] WANES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement. ? ELECTED - 1. Buyer has the option, within DAYS (15 days if not specified) of the execution of this Agreement and at Buyer's expense, deliver to Seller a written inspection report by a qualified, professional inspector of the individual on-lot sewage disposal system. 2. Seller, at Seller's expense, agrees, if and as required by the inspection company, to locate, provide access to and empty the individual o lot sewage disposal system. Seller also agrees to restore the Property, at Seller's expense, prior to settlement. 3. If the report reveals defects that do not require expansion or replacement of the existing sewage disposal system, Seller will, with _Z DAYS of receipt of the report, notify Buyer in writing of Seller's choice to: a. Correct the defects before settlement, including retests, at Seller's expense, in which case Buyer accepts the Property and agrees 1 the RELEASE set forth in paragraph 25 of this Agreement, OR b. Not correct the defects. 4. If Seller chooses not to correct the defects, or if Seller fails to respond within the time given, Buyer will, within 5 DAYS, either. a. Accept the Property and the system and, If required by the mortgage lender, if any, and/or any governmental authority, correct th defects before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer sole expense and with Seller's permission, which will not be unreasonably withheld, and agree to the RELEASE set forth in pars graph 25 of this Agreement. If Seller denies Buyer permission to correct the defects, Buyer may, within 5 DAYS of Seller' denial, terminate this Agreement in writing, in which case al] deposit monies paid on account of purchase price will be remme promptly to Buyer and this Agreement will be VOID, OR b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be remmei promptly to Buyer and this Agreement will be VOID. 5. If the report reveals the need to expand or replace the existing individual on-lot sewage disposal system, Seller may, within 25 DAY,' of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal will include, but not be limited to, the name of thr remediation company; provisions for payment, including retests; and a projected completion date for corrective measures. Withir 5 DAYS of receiving Seller's corrective proposal, or if no corrective proposal is received within the time given, Buyer will: a. Agree to the terns of the corrective proposal, if any, in writing, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Accept the Property and the system and, if required by the mortgage lender, if any, and/or any governmental authority, correct the defects before settlement or within the time required by the mortgage lender, if any, and/or any governmental authority, at Buyer's sole expense and with Seller's percussion, which will not be unreasonably withheld, and agree to the RELEASE set forth in para- graph 25 of this Agreement. If Seller denies Buyer permission to correct the defects, Buyer may, within _5 DAYS of Seller's denial, terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR C. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY (1-02) (A) Seller represents, as of Seller's execution of this Agreement, that no public improvement, condominium or homeowner association assessments have been made against the Property which remain unpaid, and that no notice by any government or public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning, housing, building, safety or fire ordinances which remain uncorrected, and that Seller knows of no condition that would constitute violation of any such ordinances which remains uncorrected, unless otherwise specified here: (B) Seller knows of no other potential notices (including violations) and assessments except as (C) In the event any notices (including violations) and assessments are received after execution of this Agreement and before settlement, Seller will notify Buyer in writing, within _ 5 DAYS of receiving the notice or assessment, that Seller will: I. Comply with notices and assessments at Seller's expense, in which case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR 2. Not comply with notices and assessments at Seller's expense. 3. If Seller chooses not to comply with notices and assessments, or fails within the time given to notify Buyer if Seller will comply, Buyer will notify Seller within _5 DAYS in writing that Buyer will either: a. Comply with notices and assessments at Buyer's expense and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR b. Terminate this Agreement, in which case all deposit ironies paid on account of purchase price will be returned promptly to Buyer and this Agreement will be VOID. If Buyer fails to notify Seller within the time given, Buyer accepts the Property and agrees to the RELEASE set forth in para- graph 25 of this Agreement. (D) Buyer is advi e d that access to a public road may require issuance of a highway occupancy permit from the Department of Transportation. t 'I :r Initials: 1 A/S-2I{ Page 5 o t 8 ? Seller INtials: _ ?? 411 (E) If required by law, within 155 _ DAYS of the execution of this Agreement Seller will order tot aeuvery to Duyci, wl v, ?-- - .....----. 412 1. A certification from the appropriate municipal department or departments disclosing notice of any uncorrected violations of zoning, hous- 412 513 ing, building, safety or fire ordinances, AND/OR 213 414 2. A certificate permitting occupancy of the Property. In the event repairs/improvements are requh'ed for the issuance of the certificate, Seller 414 415 will, within 5 DAYS of Seller's receipt of the requirements, notify Buyer of the requirements and whether Seller will make the 415 416 required repairs/improvements at Seller's expense. 416 417 If Seller chooses to make the required repairs/improvements, Buyer agrees to accept the Property as repaired and agrees to the RELEASE set 417 418 forth in paragraph 25 of this Agreement. If Seller chooses not to make the required repairs/improvements, Buyer will, within ?5 DAYS, 411 410 notify Seiler in writing of Buyer's choice to terminate this Agreement OR make the repairs/improvements at Buyer's expense and with Seller's 419 420 permission, which will not be unreasonably withheld. If Seller denies Buyer permission to make the required repairs or if Seller fails to respond 428 421 within the time given, Buyer may, within 5 DAYS, terminate this Agreement in writing, in which case all deposit monies paid on account 421 422 of purchase price will be returned promptly to Buyer and this Agreement will be VOID. 422 423 15. TITLE, SURVEYS & COSTS (1-02) 423 424 (A) The Property is to be conveyed free and clear of all liens, encumbrances, and easements, EXCEPTING HOWEVER the following: existing 424 425 deed restrictions, historic preservation restrictions or ordinances, building restrictions, ordinances, easements of roads, easements visible upon 425 425 the ground, easements of record, privileges or rights of public service companies, if any; otherwise the title to the above described real estate 425 427 will be good and marketable and such as will be insured by a reputable Title Insurance Company at the regular rates. 427 428 (B) Buyer will pay for the following: (I) Title search, title insurance and/or mechanics lien insurance, or fee for cancellation of same, if any; 428 4Z9 (2) Flood insurance, fire insurance with extended coverage, mine subsidence insurance, or fee for cancellation of same, if any; (3) Appraisal 429 430 fees and charges paid in advance to mortgage lender, if any; (4) Buyer's customary settlement costs and accruals. 480 431 (C) Any survey or surveys which may be required by the Title Insurance Company or the abstracting attorney for the preparation of an adequate 431 432 legal description of the Property (or the correction thereof) will be secured and paid for by Seller. Any survey or surveys desired by Buyer or 432 433 required by the mortgage lender will be secured and paid for by Buyer. 433 4,14 (D) In the event Seller is unable to give a good and marketable title and such as will be insured by a reputable Title Company at the regular rates, as 434 435 specified in paragraph 15(A), Buyer will have the option of: (1) taking such title as Seller can give with no change to the purchase price; or (2) being 435 436 repaid all monies paid by Buyer to Seller on account of purchase price and being reimbursed by Seller for any costs incurred by Buyer for any inspec- 436 437 tions or certifications obtained according to the terms of the Agreement, and for those items specified in paragraph 15(B) items (1), (2), (3) and in 437 438 paragraph 15(C), in which case there will be no further liability or obligation on either of the parties hereto and this Agreement will become VOID. 438 439 16. ZONING CLASSIFICATION (1-02) 439 440 Failure of this Agreement to contain the zoning classification (except in cases where the property (and each parcel thereof, if subdividable) is zoned 440 441 solely or primarily to permit single-family dwellings) will render this Agreement voidable at the option of the Buyer, and, if voided, any deposits 441 442 tendered by the Buyer will be returned to the Buyer without any requirement for court action. 442 443 Zoning Classification: Residerltial 443 444 ? ELECTED. Within 15 DAYS of the execution of this Agreement, Buyer will verify that the existing use of the Property as 444 445 is permitted. In the event the use is not permitted, Buyer will, within the time 445 446 given for verification, notify Seller in writing that the existing use of the Property is not permitted and this Agreement will be VOID, in which 446 447 case all deposit monies paid on account of purchase price will be returned promptly to Buyer. Buyer's failure to respond Within the time 447 448 given Will constitute a WAIVER of this contingency and all other terms of this Agreement remain in full force and effect. 4,18 449 17. COALNOTICE 449 450 Cj NOTAPPLICABLE 450 451 ? APPLICABLE 451 452 THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE I= TO THE COAL AND RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND 452 453 DESCRIBED OR REFERRED TO HEREIN, AND THE OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL SUCH COAL AND 433 454 IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. (This 454 455 notice is set forth in the manner provided in Section 1 of the Act of July 17, 1957, P.L. 984.) "Buyer acknowledges that he may not be obtaining the 465 456 right of protection against subsidence resulting from coal mining operations, and that the property described herein may be protected from damage 450 457 due to mine subsidence by a private contract with the owners of the economic interests in the coal. This acknowledgement is made for the purpose 457 408 of complying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation Act of April 27, 1966." Buyer agrees 458 450 to sign the deed from Seller which deed will contain the aforesaid provision. 459 460 18. POSSESSION (1-02) 460 461 (A) Possession is to be delivered by deed, keys and: 461 462 1. Physical possession to vacant Property free of debris, with all structures broom-clean, at day and time of settlement, AND/OR 462 403 2. Assignment of existing lease(s), together with any security deposits and interest, at time of settlement, if Property is leased at the 463 464 execution of this Agreement or unless otherwise specified herein. Buyer will acknowledge existing lease(s) by initialing said lease(s) at 464 405 time of execution of this Agreement 465 466 (B) Seller will not enter into any now leases, written extension of existing leases, if any, or additional leases for the Property without the written 466 467 consent of Buyer. 457 468 19. RECORDING (3-85) This Agreement will not be recorded in the Office for the Recording of Deeds or in any other office or place of public record 406 469 and if Buyer causes or permits this Agreement to be recorded, Seller may elect to treat such act as a breach of this Agreement. 469 470 20. ASSIGNMENT (3-85) This Agreement will be binding upon the parties, their respective heirs, personal representatives, guardians and successors, 470 471 and to the extent assignable, on the assigns of the parties hereto, it being expressly understood, however, that Buyer will not transfer or assign this 471 472 Agreement without the written consent of Seller. 472 473 21. DEPOSIT & RECOVERY FUND (1 -02) 473 474 (A) Deposits paid by Buyer within 30 DAYS of settlement will be by cash, cashier's or certified check. Deposits, regardless of the form of 474 475 ' payment and the person designated as payee, will be paid in U.S. Dollars to Broker or party identified in paragraph 3(B), who will retain them 475 476 in an escrow account until consummation or termination of this Agreement in conformity with all applicable laws and regulations. Any uncashed 476 477 check tendered as deposit monies may be held pending the acceptance of this offer. 477 476 (B) Upon termination of this Agreement, the Broker holding the deposit monies will release the deposit monies in accordance with the terms of a 478 479 fully executed written agreement between Buyer and Seller. 479 400 (C) In the event of a dispute over entitlement to deposit monies, a broker holding the deposit monies is required by the Rules and Regulations of 480 481 the State Real Estate Commission (49 Pa. Code §35.327) to retain the monies in escrow until the dispute is resolved. In the event of litigation 481 402 for the return of deposit monies, a broker will distribute the monies as directed by a final order of court or the written Agreement of the parties. 482 483 Buyer and Seller agree that, in the event any broker or affiliated licensee is joined in litigation for the return of deposit monies, the attorneys' 403 484 - fees and costs of the broker(s) and licensee(s) will be paid by the party joining them. 484 465 (D) A Real Estate Recovery Fund exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania real estate 405 466 licensee owing to fraud, misrepresentation, or deceit in a real estate transaction and who have been unable to collect the judgment after exhaust- 486 487 ing all legal and equitable remedies. For complete details about the Fund, call (717) 783-3658, or (800)' 822-2113 (within Pennsylvania) and 4a7 488 (717) 783-4854 (outside Pennsylvania). - 461 409 22. CONDOMINIUM/PLANNED COMMUNITY (HOMEOWNER ASSOCIATION) RESALE NOTICE (1-02) 409 490 ? NOTAPPLICABLE 490 401 ? APPLICABLE: CONDOMINIUM. Buyer acknowledges that the Property is a unit of a condominium that is primarily run by a unit owners' 491 492 association. §3407 of the Uniform Condominium Act of Pennsylvania requires Seller to furnish Buyer with a Certificate of Resale and copies 492 493 of the condominium declaration (other than plats and plans), the bylaws, and the rules and regulations of the association. 493 494 Ji7 APPLICABLE: PLANNED COMMUNITY (HOIvIEOWNER ASSOCIATION). Buyer acknowledges that the Property is part of a planned 494 405 community as defined by the Uniform Planned Community Act. (See Definition of Planned Community Notice). §5407(a) of the Act requires 495 495 Seller to furnish Buyer with a copy of the Declaration (other than plats and plans), the bylaws, the rules and regulations of the association, and 496 497 a Certificate gomnining,the provisions set forth in §5407(1) of the Act. 497 i 490 Buyer Initials: v D A/S-2I{ Page f of 3 Seller Initials: ?-"i ; 498 419 THE FOLLOWING APPLIES TO PROPERl'ras tntaa eau.... __-._ . W0 (A) Within 15 DAYS of the execution of this Agreement, Seller will submit a request to the association for a Certificate of Lceszuc aaru ??- 501 uments necessary to enable Seller to comply with the Act. The Act provides that the association is required to provide these docutneMs within 562 10 days of Seller's request. 509. (B) Seller will promptly deliver to Buyer all documents received from the association. Under the Act, Seller is not liable to Buyer for the failure or 584 delay of.the association to provide the Certificate in a timely manner, nor is Seller liable to Buyer for airy erroneous information provided by 505 the association and included in the Certificate. 506 (C) Buyer may declare this Agreement VOID at any time before Buyer's receipt of the association documents and for 5 days thereafter, OR until 567 settlement, whichever occurs first. Buyer's notice declaring this Agreement void must be in writing; thereafter all deposit monies will be 568 returned to Buyer. 509 (D) In the event the association has the right to buy the Property (right of fast refusal), and the association exercises that right, Seller will reimburse 510 Buyer for all monies paid by Buyer on account of purchase price and for any costs incurred by Buyer for., (1) Title search, title insurance and/or 511 mechanics lien insurance, or fee for cancellation of same, if any; (2) Flood insurance and/or fire insurance with extended coverage, mine sub- 512 sidence insurance, or fee for cancellation of same, if any; (3) Appraisal fees and charges paid in advance to mortgage lender, if any. 513 23. MAINTENANCE & RISK OF LOSS (1-02) 514 (A) Seller will maintain the Property, grounds, fixtures, and any personal property specifically scheduled herein in its present condition, normal 515 wear and tear excepted. 516 (B) In the event any system or appliance included in the sale of the Property fails and Seller does not repair or replace the item, Seller will promptly 517 notify Buyer in writing of Seller's choice to: 518 1. Repair or replace the failed system or appliance before settlement or credit Buyer at settlement for the fair market value of the failed sys- 519 tem or appliance (this option must be acceptable to the mortgage lender, if any). In each case, Buyer accepts the Property and agrees to 520 the RELEASE set forth in paragraph 25 of this Agreement, OR 521 2. Not repair or replace the failed system or appliance, and not credit Buyer at settlement for the fair market value of the failed system or 522 appliance. If Seller does not repair, replace or offer a credit for the failed system or appliance, or if Seiler fails to notify Buyer of Seller's 523 choice, Buyer will notify Seiler in writing within , 5 DAYS or before settlement, whichever is sooner, that Buyer will: - 524 a. Accept the Property and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR 525 b. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned promptly to Buyer 526 and this Agreement will be VOID.. 527 (C) Seller will bear risk of loss from fire or other casualties until time of settlement. In the event of damage by fire or other casualties to any prop- 528 erty included in this sale that is not repaired or replaced prior to settlement, Buyer will have the option of rescinding this Agreement and 629 promptly receiving all monies paid on account of purchase price or of accepting the Property in its then condition together with the proceeds 536 of any insurance recovery obtainable by Seller. Buyer is hereby notified that Buyer may insure Buyer's equitable interest in this Property as of 531 the time of execution of this Agreement. 532 24. WAIVER OF CONTINGENCIES (1-02) 533 If this Agreement is contingent on Buyer's right to inspect and/or repair the Property, Buyer's failure to exercise any of Buyer's options within 534 the time limits set forth in this Agreement will constitute a WAIVER of that contingency and Buyer accepts the Property and agrees to the 535 RELEASE set forth in paragraph 25 of this Agreement. 536 Z5. RELEASE (1-02) 537 Buyer hereby releases, quit claims and forever discharges SELLER, ALL BROKERS, their LICENSEES, EMPLOYEES, and any OFFI- 538 CER or PARTNER of any one of them and any other PERSON, FIRM, or CORPORATION who may be liable by or through them, from 539 any and all claims, losses or demands, including, but not limited to, personal injuries and property damage and all of the consequences there. 540 of, whether now known or not, which may arise from the presence of termites or other wood-boring insects, radon, lead-based paint haz- 541 ards, environmental hazards, any defects in the individual on-lot sewage disposal system or deficiencies in the on-site water service system, 542 or any defects or conditions on the Property. Should Seller be in default under the terms of this Agreement, this release does not deprive 543 Buyer of any right to pursue any remedies that may be available under law or equity. This release will survive settlement. 544 26. REPRESENTATIONS (1-02) 545 (A) Buyer understands that any representations, claims, advertising, promotional activities, brochures or plans of any kind made by Seller, Brokers, ,940 their licensees, employees, officers, or partners are not a part of this Agreement unless expressly incorporated or stated in this Agreement. It is 547 further understood that this Agreement contains the whole agreement between Seller and Buyer and there are no other terms, obligations, 548 covenants, representations, statements or conditions, oral or otherwise of any kind. whatsoever concerning this sale. Furthermore, this 548 Agreement will not be altered, amended, changed, or modified except in writing executed by the parties. 566 - (B) It is understood that Buyer has inspected the Property before signing this Agreement (including Yrxt urs and any personal property 551 specifically scheduled herein), or has waived the right to do so, and has agreed to purchase the Property in its present condition unless 552 otherwise stated in this Agreement. Buyer acknowledges that Brokers, their licensees, employees, officers or partners have not made 559 an independent examination or determination of the structural soundness of the Property, the age or condition of the components, envi• 554 ronmental conditions, the permitted uses, or of conditions wdsting in the locale where the Property is situated; nor have they made a s1,55 mechanical inspection of any of the systems contained therein. 555 (C) Any repairs required by this Agreement will be completed in a workmanlike manner. 567 (D) Broker(s) may perform services to assist unrepresented patties in complying with the terms of this Agreement. 558 (E) The headings, captions, and line numbers in this Agreement are, meant only to make it easier to find the paragraphs. 559 27. DEFAULT (1-02) 560 (A) Seller has the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer: 561 - 1. Fail to make any additional payments as specified in paragraph 3; OR 562 2. Furnish false or incomplete information to Seller, Broker(s), or the mortgage lender, if any, concerning Buyer's legal or financial status, 503 or fail to cooperate in the processing of the mortgage loan application, which acts would result in the failure to obtain the approval of a 564 mortgage loan commitment OR 566 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement. 566 (B) Unless otherwise checked in paragraph 27 (C), Seller may elect to retain those sums paid by Buyer, including deposit monies, in one of the , 567 following manners: 568 1. On account of purchase price; OR 669 2. As monies to be applied to Seller's damages; OR 5 570 3. As liquidated damages for such breach. 5 571 (C) 11 Seller is limited to retaining sums paid by Buyer, including deposit monies, as liquidated damages. 5 572 (D) If Seller retains all sums paid by Buyer, including deposit monies, as liquidated damages pursuant to paragraph 27 (B) or (C), Buyer and Seller 5 573 will be released from further liability or obligation and this Agreement will be VOID. 5 574 28. MEDIATION (7-96) 5 575 ? NOTAVAILABLE 5. 576 ,Q WAIVED. Buyer and Seller understand that they may choose to mediate at a later date, should a dispute raise, but that there will he no obli- 5 677 . gation nn the part of any party to do so. 51 573 ? ELECTED 576 (A) Buyer and Seller will try to resolve any dispute or claim that may arise from this Agreement thrm.;h mediation, in accordance with the Rules 5i :;09 and Procedures of he Horne Sellers Home Buyers Dispute Resolution System. Ally ag Cemeni reached tlu'ouph a red afion conference and 6f 581 signed by the patties will be binding. - s+12 (B) Buyer and Seller acknowledge that they have received, read, and understand the Rules and Procrd 58 mra, of tlne Home Sellers/Home Buyer's 50 583 Dispute Resolution System (see Mediation Notice). 504 (C) This agreement to mediate disputes arising from this Agreement will survive settle 5N ment. 58 586 f, 58 `? mld ) 566 Buyer Initials: A/S-.2K Inge 7 of S 9ener drutials:. SDi -f" 567 Gas 596 590 597 592 593 594 595 596 597 595 569 6G0 60'1 602 603 504 505 696 507 G00 009 610 611 612 613 514 615 616 617 G70 619 620 -621 622 623 624 625 6'26 527 620 629 636 631 632 633 634 635 636 637 638 639 640 641 642 =543 644 645 645 6,17 646 649 650 651 652 653 654 555 655 657 656 G59 660 661 662 663 664 665 566 667 566 659 570 29. SPECIAL CLAUSES (1-02) (A) The following are part of this Agreement if checked: ? Sale & Settlement of Other Property Contingency Addendum (PAR Form SSP) ? Sale & Settlement of Other Property Contingency with Right to Continue Marketing Addendum (PAR Form SSP-CNI) (B) ? Settlement of other Property Contingency Addendum (PAR Form SOP) ? Tenant-Occupied Property Addendum (PAR Form TOP) U Plis agve'E3weriF cwt:ipgent: upon purcha-s P:r retie -VJJI7 u;nd aj)rt:'u'•i:111', Spe:c5 eilld plans fDr con5tuctioll of hotiic. Buyer and Seller acknowledge receiving a copy of this Agreement at the time of signing. NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Return by facsimile transmission (FAX) of this Agreement, and all addenda, bearing the signatures of all parties, constitutes acceptance of this Agreement. Parties to this transaction are advised to consult an attorney before signing if they desire legal advice. Buyer has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code §35.336. m Buyer has received a statement of Buyer's estimated closing costs before signing this Agreement. ? Buyer has read and understands the notices and explanatory information set forth In this Agreement. ? Buyer has received a Seller's Property Disclosure Statement before signing this Agreement, if required by law (see Information Regarding the Real Estate Seller Disclosure Law). ? Buyer has received the Deposit Money Notice (for cooperative sales when Broker for Seller Is holding deposit money) before signing this Agreement. BUYER'S MAILING ADDRESS: BUYER'S CONTACT NUMBER(S): WITNESS WITNESS DATE ? F DATE BUYER DATE Seller SELLER'S MAILING ADDRESS: DATE Broker's7Licensees' Certifications (check all that are applicable): ? Regarding Lead-Based Paint Hazards Disclosure: Required if Property was built before 1975: The undersigned Licensees involved in this transaction, on behalf of themselves and their brokers, certify that their statements are true to the beat of their knowledge and belief. Acknowledgement: The Licensees involved in this transaction have informed Sellerof Seller's obligations under The Residential Lead-Based Paint Hazard Reduction Act, 42 U.S.C. §4852(d), and are aware of their responsibility to ensure compliance. Regarding IRA Mortgages: The undersigned Licensees involved in this transaction, on behalf of themselves and their brokers, certify that the terms of this contract for purchase are true to the best of their knowledge and belief, and that any other agreement entered into by any of these parties in connection with this transaction is attached to this Agreement. Regarding Mediation: The undersigned ? Broker for Seller ? Broker for Buyer agree to submit to mediation in accordance with paragraph 28 of this Agreement. BROKER FOR SELLER (Company Name) RtVNA idaali.? ioi'?!>=c>SS_r%7•.,25, F;7 . ACCEPTED BY DATE BROKER FOR BUYER (Company Name) RE.MAX Rt?[al,t-,y PPOj'.85slOild 12, 27 ACCEPTED BY DATE G1 ss fie 6i 6i 6i 6i 64 6F 671 AIS-2K Page 8 of 8 57 BUYER'S COPY t Seller has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa. Code §35.336. 10 Seller has received a statement of Seller's estimated closing costs before signing this Agreement. KI Seller has read and understands the notices and explanatory information set forth in this Agreement. WITNESS - SELLER DATE 1 2 3 4 5 6 7 6 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 54 51 52 53 54 55 56 57 58 This:form recommended and approved for, but not restricted to use by, the members of the Pennsylvania Association of RF.AT TORS® IPARI_ PROPERTY SETTLEME . 1. Broker's Fee 2. Preparation of Deed 3. Transfer Tax 4. Seller's Assist to Buyer 5. Home Warranty 6. Municipal Certification 7. Settlement Fee 8. Notary Fees 9. Survey 10. Tax Certifications 11. Overnight/Express Mail Charges 12. Domestic Lien Search 13. Other , 14. Other Estimated Costs Adjustments (+/-) (e.g., real estate taxes, refund of escrow) SEC $ $ , TOTAL ESTIMATED COSTS/ADJUSTMENTS $ Purchase Price $ Total Costs/Adjustments $ Estimated Proceeds $ Seller's Estimate of Mortgages, Equity, and Other Loan balances, liens, assessments, etc. $ 1 -_? -_a 1 4', ESTIMATED NET PROCEEDS TO SELLER $ / 47 '_'3 h ?v it The estimated proceeds do not take into account any other mortgages, liens, assessments or other obligations which may be against the Property or the Seller. The above figures are approximated closing costs and will be adjusted as of date. of final settlement, if necessary. I/We understand and have received a copy of these estimated closing costs before signing the agreement of sale. SELLER SELLER BROKER (Compal ACCEPTED BY 19 Pennsylvaiii-, REALTOREK REALTORS me Volos hr Rawl Eabb®In of DATE 2- DATE DATE LAM COPYRIGHT PENNSYLVANIA ASSOCIATION OF RZ TORS® 1996 9/01 EXHIBIT "B" 1 i V S-S?r• Ae I ' Mr. Kris Tsenoff PARAMOUNT DEVELOPMENT, INC. AND Mr. Lee A. Woodall RE: LOT 5, 1941 MONTEREY DRIVE, MECHANICSBURG, PA 17055 Mr. Tse off and •Mr. W oodall_ This is to inform you of the remaining balance of the escrow being held by RE/MAX Realty Professionals, Inc. for the above mentioned property. A total amount of $111,000.00 has been withdrawn from the account by Mr. Lee Woodall as per the statement dated September 23, 2003 - October 23, 2003. The remaining balance in the account is $14,872.61. Both. Mr. Tsenoff and Mr. Woodall are aware of the account balance of $14,872.61, and agree this will be the amount RE/MAX Realty Professionals, Inc. will release at the timc of settlement for the above mentioned property. ROMW Realty Professionals 4775 Linglestown Road Harrisburg, Pennsylvania 17112 Office: ('717) 6524700 Fax: (717) 652-5180 Each OHlce lndepandenHy Owned and Opemtmd 9 (t. .. Witnc s EXHIBIT "C" ASSIGNMENT OF RIGHTS This Assignment of Rights is made on the X day of sOrffia{cc, 2005, by and between ReMax Realty Professionals. Inc. (hereinafter "ReMax„ ), and Paramount Development, Inc. (hereinafter "Paramount"). BACKGROUND On or about July 25, 2002, Paramount and Lee A. Woodall entered into a written agreement of sale for the premises located at 1941 Monterey Drive, Mechanicsburg, Pennsylvania. The purchase price of the property was S1,100,000. Upon execution of the agreement of sale, Woodall paid to ReMax, as agent for Paramount, the sum of $150,000 as a deposit. Paragraph 21(a) of the agreement of sale provided that ReMax would retain the deposit monies paid by Woodall in an escrow account until consummation or termination of the agreement of sale. ReMax deposited the $150,000 deposit into a separate real estate escrow account at M & T Bank in Carlisle, Pennsylvania. ReMax was the only authorized signatory on the account. On or about September 24, 2002, pursuant to a written release signed by Paramount and Woodall, the sum of $25,000 was withdrawn from the escrow account to cover certain construction related expenses, leaving a balance of $125,000. Beginning in September 2003 and continuing through October 2003, Woodall, without authorization and unbeknownst to Paramount and ReMax, withdrew a total of 5111,000 from the escrow account for his personal use, leaving a balance of $14,872.61 in the account. Subsequently, Woodall failed to appear at the time and place fixed for settlement or to pay the balance of the purchase price as required under the agreement of sale, or to return the deposit monies that were taken from the escrow account. Paramount commenced legal action against Woodall on January 29, 2005 to recover the remaining $125,000 deposit monies as liquidated damages for Woodall's material breach pursuant to Paragraph 27 of the agreement. Judgment by default was entered in favor of Paramount and against Woodall on May 13, 2005 in the amount of $125,000. Pursuant to the default judgment and Paragraph 21 of the agreement of sale, Paramount demanded payment of the deposit monies from ReMax. However, Paramount has been unable to recover the full deposit paid by Woodall as a result of M & T's unauthorized payment to Woodall of $111,000 from the escrow account. RECITALS ReMax Realty Professionals, Inc. desires to and does irrevocably grant and assign unto Paramount Development, Inc. any and all rights it may have against M & T Bank arising from the unauthorized withdrawal of $111,000 from the said escrow account. This assignment includes any ancillary rights arising from the said unauthorized withdrawal including but not limited to attorneys' fees, statutory damages, and punitive damages. NOW, THEREFORE, for good and valuable consideration, the receipt of which is hereby acknowledged, AND INTENDING TO BE LEGALLY BOUND, the parties hereto hereby set their hand and seal to this assignment. WITNESS: ReMax Rrlty Professionals, Inc_ ?o By: _ President Paramount Develop en c. f By: Krestu , r< ff, ident VERIFICATION I, Kretsu Tsenoff, President, Paramount Development, Inc., hereby verify that the statements made in this document are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S. § 4904, relating to sworn falsification to authorities. Date: October 25, 2005 _ Kretsu Tseh President, Paraaro t Development, Inc. CERTIFICATE OF SERVICE AND NOW, on this 26th day of October, 2005, I, Matthew Aaron Smith, Esquire, hereby certify that I have served the foregoing Complaint, by mailing a true and correct copy by ordinary mail, addressed as follows: Mark D. Bradshaw, Esq. P.O. Box 11670 Harrisburg, PA 17108 FENSTERMACHER AND ASSOCIATES, P.C. By: AaA?,A15W4A ' ? ? . Match Aron m h -a r,. ? 1 < .--5 ?. _, ?' t ,'` ? ?-? ? "_ STEVENS & LEE By: Mark D. Bradshaw Attorney I.D. No. 61975 4750 Lindle Road P.O. Box 11670 Harrisburg, PA 17108 (717)561-5258 Attorneys for M&T Bank PARAMOUNT DEVELOPMENT, INC Plaintiff, IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA V. M&T BANK, Defendant. DOCKET NO. 05-1109 PRELIMINARY OBJECTIONS TO PLAINTIFF'S AMENDED COMPLAINT AND NOW COMES the Defendant, Manufacturers and Traders Trust Company ("M&T Bank") and makes the following Preliminary Objections to Plaintiff s Amended Complaint, stating in support thereof as follows: 1. LEGAL INSUFFICIENCY/FAILURE TO STATE A CLAIM UPON WHICH RELIEF CAN BE GRANTED 1. Plaintiff s original Complaint was filed on or about May 31, 2005. 2. Defendant filed Preliminary Objections to said Complaint on June 22, 2005. 3. On or about October 27, 2005, Plaintiff filed a pleading denominated "Complaint", which is in fact an Amended Complaint, and will be referred to as such throughout the balance of this objection. 4. Count II of Plaintiff s Amended Complaint purports to state a claim for solely economic losses, in the absence of any allegation of property damage or personal injury. As a result, Count II of Plaintiff s Amended Complaint is barred by the "economic loss doctrine." SId 550528vI/066255.00056 5. Moreover, aqy purported claim by Plaintiff, whether sounding in contract, negligence, or otherwise, was waived by the document entered into by Plaintiff and Lee Woodall on or about November 18, 2003. 6. That document, made Exhibit "B" to Plaintiff's Amended Complaint, reflects that Plaintiff clearly understood that Woodall had withdrawn $111,000 from the escrow account as of November 18, 2003. 7. As a result, at least by November 18, 2003, Plaintiff understood that "the remaining balance in the account was $14,872.61." See Amended Complaint Exhibit "B". Consequently, Plaintiff knew and understood that any claim for the $111,000 would, of necessity, need to be asserted against Mr. Woodall, individually, in the event closing did not occur. 8. Moreover, the Amended Complaint makes clear that Plaintiff has, in fact, pursued such rights and remedies as are available to it as against Mr. Woodall. See Amended Complaint, paragraphs 15-17. 9. Additionally, by November 18, 2003, Plaintiff certainly knew Woodall was already in default of his obligation to close by May 31, 2003. See Amended Complaint Exhibit "A" SLI 550528vUU66255.00056 WHEREFORE, Defendant Manufacturers and Traders Trust Company respectfully requests judgment in its favor and against Plaintiff, together with costs and such other and further relief as this court deems appropriate. Date: December 2, 2005 Respectfully submitted, STEVENS & LEE Mark D. Bradshaw, Esquire Attorney I.D. No. 61975 17 North Second Street l 6th Floor Harrisburg, PA 17101 (717) 255-7357 Attorneys for Defendant, M&T Bank SLl 550528v1/D66255.00056 11 PARAMOUNT DEVELOPMENT, INC. Plaintiff, V. M&T BANK, Defendant. IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. 05-1109 CERTIFICATE OF SERVICE 1, MARK D. BRADSHAW, ESQUIRE, ESQUIRE, certify that on this date, I served a certified true and correct copy of the foregoing PRELIMINARY OBJECTIONS TO PLAINTIFF'S AMENDED COMPLAINT upon the following counsel of record, by depositing the same in the United States mail, postage prepaid, addressed as follows: Shane F. Crosby, Esquire Fenstermacher and Associates, P.C. 5115 East Trindle Road Mechanicsburg, PA 17050 Mark D. Bradshaw Date: G,c Z , 2005 SIA 550528vI/066255.00056 {'1 r' 7 -?i 7 } G- . ?; -? ?L ". r..? '?-- , _. ti ?` ` ? . PARAMOUNT DEVELOPMENT, INC., OF Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 05-1109 M & T BANK, Defendant CIVIL ACTION PLAINTIFF'S RESPONSE TO DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S AMENDED COMPLAINT AND NOW COMES the Plaintiff Paramount Development, Inc., hereinafter "Paramount," and replies as follows to Defendant Manufacturers and Traders Trust Company's, hereinafter "M&T Bank," Preliminary Objections to Plaintiffs Amended Complaint: 1. LEGAL INSUFFICIENCY/FAILURE TO STATE A CLAIM UPON WHICH RELIEF CAN BE GRANTED 1. Admitted 2. Admitted 3. Admitted 4. Denied. This paragraph asserts a legal conclusion to which no response is required. Waiving none of the foregoing, to the extent that a response is required, this paragraph is hereby denied. In addition, the rationale behind the Economic Loss Doctrine is to preclude a plaintiff from recovering from a negligent actor who has no knowledge of a contract or prospective relation and thus has no reason to foresee any harm to the plaintiffs interests. Here, M&T Bank had knowledge of the contract between Paramount and themselves and therefore would be able to foresee that a harm to Paramount's interests would follow a negligent action by M&T Bank. Additionally, where a claim is grounded upon a contractually imposed duty, the Economic Loss Doctrine is irrelevant. 5. Denied. This paragraph asserts a legal conclusion to which no response is required. Waiving none of the foregoing, to the extent that a response is required, this paragraph is hereby denied. 6. Denied. The document marked Exhibit "B" to Plaintiff's Amended Complaint merely reflects that Paramount was aware that Mr. Woodall had withdrawn $111,000 from the escrow account as of November 18, 2000. Nothing further is asserted in the document aside from the declaration that RE/MAX Realty Professionals, Inc. would release the remaining balance at the time of settlement for the property identified as LOT 5, 1941 Monterey Drive, Mechanicsburg, PA 17055. 7. Denied. This paragraph asserts a legal conclusion to which no response is required. Waiving none of the foregoing, to the extent that a response is required, this paragraph is hereby denied. 8. Admitted. In addition, Paramount's pursuit of rights and remedies against Mr. Woodall in no way precludes Paramount from pursuing rights and remedies against M&T Bank in separate actions. 9. Denied. While it is true that the document marked Exhibit "B" to Plaintiff s Amended Complaint reflects that Paramount was aware that Mr. Woodall had withdrawn $111,000 from the escrow account, it does not relieve Mr. Woodall or M&T Bank of their actions. The matter of Mr. Woodall's contractual default is of no consequence in regards to M&T Bank's actions. WHEREFORE, Plaintiff Paramount Development, Inc.; respectfully requests Defendant Manufacturers and Traders Trust Company's preliminary objections are denied and that judgment be entered in Plaintiff's favor, together with costs and such other and further relief as this Court deems proper. Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C By: J R. Fenst rmac er, squire Supreme Court I.D. 429940 Matthew Aaron Smith, Esquire Supreme Court I.D. 494603 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorneys for Plaintiff DATED: December 21, 2005 CERTIFICATE OF SERVICE AND NOW, on this day of December, 2005, I, Matthew Aaron Smith, Esquire, hereby certify that I have served the foregoing Plaintill's Response To Defendant's Preliminary Objections To Plaintiff's Amended Complaint, by mailing a true and correct copy by United States first class mail, addressed as follows: Mark D. Bradshaw, Esq. P.O. Box 11670 Harrisburg, PA 17108 FENSTERMACHER AND ASSOCIATES, P.C. By: xl:?? atthew Aa Smit r-? l1 Sri Vi ?? [?) - Y f17 ? ? _ ?C __ ??R1 ?? ?? :'?) U ?_ ?;. K PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. CAPTION OF CASE (entire caption must be stated in jidl) PARAMOUNT DEVELOPMENT, INC., (Plaintiff) vs. M & T BANK, (Defendant) No. 05-1109 , Civil Term 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): Defendant's Preliminary Objections 2. Identify counsel who will argue cases: (a) for plaintiff: Sohn R Fen rmacher. Esq. (Name and Address) 5115 E. Trindle Road. Mechanicsburt. PA 17050 (b) for defendant: Mark D Bradshaw Esq (Name and Address) P.O. Box 11670, Harrisburg, PA 17108 3. I will notify all parties in writing within two days that this case has been listed for argument (see attached) 4. Argument Court Date: Plaintiff Date: December 21, 2005 Attorney for Matthew Aaron Smith, Esq. _ Print your name CERTIFICATE OF SERVICE AND NOW, on this 9 t day of December, 2005, I, Matthew Aaron Smith, Esquire, hereby certify that I have served the foregoing Praecipe to List Plaintiff's Response To Defendant's Preliminary Objections To Plaintiff's Amended Complaint, by mailing a true and correct copy by United States first class mail, addressed as follows: Mark D. Bradshaw, Esq. P.O. Box 11670 Harrisburg, PA 17108 FENSTERMACHER AND ASSOCIATES, P.C. By: - Matthew Aa n S ith ?? v G C_ r_+ -n p •-i ? -7 ?1 ?, ) ?'? .__ .. Jtn ?-? ` N " PARAMOUNT DEVELOPMENT. INC., Plaintiff vs. M & T BANK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW NO. 05-1109 CIVIL IN RE: DEFENDANT'S PRELIMINARY OBJECTIONS BEFORE HESS AND OLER, J.I ORDER AND NOW, this Z 1' day of March, 2006, because they rely on factual conclusions which cannot be reached on the current state of the record, the preliminary objections of the defendant to Counts I and III, sounding in breach of contract and conversion, are DENIED. By agreement, the preliminary objection of the defendant to Count II, sounding in negligence, is SUSTAINED and said count is DISMISSED. vMatthew Aaron Smith, Esquire For the Plaintiff 4ark D. Bradshaw, Esquire For the Defendant Arn l (? ub BY THE COURT, tU: 6 11 ?jl rv Mark D. Bradshaw, Esquire Attorney I.D. No. 61975 17 North Second Street 16th Floor Harrisburg, PA 17101 (717) 255-7357 (717) 255-1099 (facsimile) mdb@stevenslee.com Attorneys for Defendant, M&T Bank PARAMOUNT DEVELOPMENT, INC., Plaintiff, IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA V. M&T BANK, Defendant. DOCKET NO. 05-1109 NOTICE TO PLEAD TO: Plaintiff, Paramount Development, Inc. c/o Matthew A. Smith, Esquire Fenstermacher & Associates, P.C. 5115 East Trindle Road Mechanicsburg, PA 17050 You are hereby notified to file a written response to the attached New Matter within twenty (20) days from service hereof or a judgment may be entered against you. STEVE 4k, Date: October 3, 2006 Mark D. Bradshaw Attorney I.D. #61975 17 North Second Street 16th Floor Harrisburg, PA 17101 (717) 255-7357 (717) 234-1099 (Facsimile) mdb@stevenslee.com Attorneys for Defendant SLl 643535v 1 /066255.00056 1 r Mark D. Bradshaw, Esquire Attorney I.D. No. 61975 17 North Second Street 16th Floor Harrisburg, PA 17101 (717) 255-7357 (717) 255-1099 (facsimile) mdb@stevenslee.com Attorneys for Defendant, M&T Bank IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. 05-1109 PARAMOUNT DEVELOPMENT, INC., Plaintiff, V. M&T BANK, Defendant. DEFENDANT'S ANSWER WITH NEW MATTER TO PLAINTIFF'S COMPLAINT AND NOW COMES Defendant, Manufacturers and Traders Trust Company, ("M&T Bank"), by and through its counsel, and makes the following Answer with New Matter to Plaintiff's Complaint, a varying support thereof as follows: 1. Admitted upon information and belief. 2. Denied as stated. Defendant's proper name is Manufacturers and Traders Trust Company. It does business as M&T Bank and is a New York corporation having offices at One West High Street, Carlisle, Cumberland County, Pennsylvania 17013. 3. Following reasonable investigation Defendant is without information sufficient to form a belief as to the truth of the averments in Paragraph 3, and the same are therefore denied. SLl 643535v 1 /066255.00056 2 4. Denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the truth of the averments of Paragraph 4 and the same are therefore denied. By way of further answer, Defendant was not a party to, or even aware of the contract attached to Plaintiff's Complaint as Exhibit A at the time Plaintiff and Woodall entered into the same. 5. Denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the truth of the averments of Paragraph 4 and the same are therefore denied. By way of further answer, Defendant was not a party to, or even aware of the contract attached to Plaintiff's Complaint as Exhibit A at the time Plaintiff and Woodall entered into the same. 6. The Agreement made Exhibit A speaks for itself. Defendant had no knowledge of the Agreement or its terms at the time it was entered into. 7. Admitted. 8. Admitted in part and denied in part as stated. It is admitted only that Re/Max was initially the only authorized signatory on the account. However, as affirmatively pleaded by Plaintiff itself in Paragraph 9, Woodall, together with Plaintiff's consent, was permitted to withdrawal $25,000 from the escrow account on or about September 24, 2002. 9. Admitted. 10. Denied as stated. The averments of Paragraph 10 are denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the allegation that the withdrawals were "unauthorized". It is affirmatively denied that any and all withdrawals were "unbeknownst" to Re/Max. To the contrary, Re/Max, like any other bank customer, received monthly statements pertaining to this account and had an obligation to review 3 SL I 643 53 5v 1 /06625 5.00056 the same and call any discrepancies to the bank's attention. As to whether Plaintiff knew about the withdrawals, Defendant has no knowledge, and the averments are therefore denied. 11. Denied. It is admitted only that Woodall apparently withdrew funds from the account. Although Woodall was not originally a signatory on the account, the account was titled in his name, and Plaintiff and Re/Max had previously allowed withdrawals from the account for the benefit of Woodall. It is specifically denied that Defendant, or any agent of Defendant had actual knowledge that Woodall was not entitled to the funds. 12. Admitted only that the account balance was reduced to $14,872.61. 13. Admitted. By way of further answer, the document made Exhibit B to Plaintiff's Complaint constitutes a novation, an accord and satisfaction, a waiver (or at a minimum estoppel) and/or evidences Plaintiff's acquiesce in Woodall's withdrawals with full knowledge thereof as of November 18, 2003. 14. Denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the truth of the averments of Paragraph 14. 15. Denied. The averments of Paragraph 15 constitute legal conclusions requiring no responsive pleading. 16. Denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the truth of the averments of Paragraph 16. 17. Denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the truth of the averments of Paragraph 17. 18. Denied. Following reasonable investigation, Defendant lacks information sufficient to form a belief as to the truth of the averments of Paragraph 18. SL I 643 53 5v 11066255.00056 4 19. Denied. The averments of Paragraph 19 constitute legal conclusions requiring no responsive pleading. By way of further answer, Exhibit C to Plaintiff s Complaint speaks for itself. By way of further answer, to the extent Plaintiff succeeds to any and all rights Re/Max may have had against Defendant, so also Plaintiff is also subject to any and all defenses Defendant could raise against Re/Max, including, without limitation, Re/Max's apparent failure to scrutinize the account statements it was provided in the ordinary course of business. 1. BREACH OF CONTRACT 20. Defendant incorporates by reference the responsive averments to paragraphs 1 through 19 as though set forth in full herein. 21. Admitted. 22. Denied. The averments of paragraph 22 constitute legal conclusions requiring no responsive pleading. 23. Denied. The averments of paragraph 23 constitute legal conclusions requiring no responsive pleading. 24. Denied. The averments of paragraph 24 constitute legal conclusions requiring no responsive pleading. 25. Denied. The averments of paragraph 25 constitute legal conclusions requiring no responsive pleading. 26. Denied. The averments of paragraph 26 constitute legal conclusions requiring no responsive pleading. 27. Denied. The averments of paragraph 27 constitute legal conclusions requiring no responsive pleading. 5 SL I 643 53 5v 1 /066255.00056 WHEREFORE, Defendant demands judgment in its favor and against Plaintiff together with costs of such other and further relief as the Court deems appropriate. II. NEGLIGENCE 28-31. The averments of paragraphs 28 through 31 were dismissed by Order of March 5, 2006 granting Defendant's Preliminary Objections. Consequently no response need be made thereto. III. CONVERSION 32. Defendant incorporates by reference the responsive averments of paragraphs 1 through 31 as though set forth in full herein. 33. Denied. The averments of paragraph 33 constitute legal conclusions requiring no responsive pleading. By way of further answer, Defendant incorporates by reference the responsive averments of paragraph 11 in this matter. 34. Denied. The averments of paragraph 34 constitute legal conclusions requiring no responsive pleading. 35. Denied. The averments of paragraph 35 constitute legal conclusions requiring no responsive pleading. 36. Denied. The averments of paragraph 36 constitute legal conclusions requiring no responsive pleading. WHEREFORE, Defendant demands judgment in its favor and against Plaintiff together with costs of such other and further relief as the Court deems appropriate. SL I 643535v1 /066255.00056 6 NEW MATTER 37. Upon information and belief, Re-Max did not notify M&T Bank at any time that "unauthorized" withdrawals had been made from the escrow account. 3 8. Upon information and belief, Plaintiff did not notify M&T Bank at any time that "unauthorized" withdrawals had been made from the escrow account. 39. Upon information and belief, Plaintiff has suffered no damages as a result of the circumstances described in Plaintiff's Complaint. 40. Upon information and belief, Plaintiff has fully mitigated any potential damages suffered as a result of the circumstances described in Plaintiff's Complaint. 41. Upon information and belief, Plaintiff sold the property at 1941 Monterey Drive, Mechanicsburg, PA to another buyer for a higher price than provided under the Woodall contract of sale. 42. Upon information and belief, Plaintiff actually benefited from Woodall's default. 43. Plaintiff's Complaint fails to state a claim upon which relief can be granted. 44. Plaintiff knew, as of November 18, 2003, that Woodall had withdrawn $111,000 from the escrow account, leaving a balance of $14, 872.61. 45. The date for closing on the Woodall purchase and sale agreement was May 31, 2003. 46. Therefore, Woodall was already in default under the purchase and sale agreement on November 18, 2003. SLl 643535v 1 /066255.00056 7 r? 47. Plaintiff's Complaint is barred, in whole or in part by the doctrines of waiver STEVENS & LEE "?6 - Mark D. Bradshaw, Esquire Attorney I.D. No. 61975 17 North Second Street 16th Floor Harrisburg, PA 17101 (717) 255-7357 (717) 255-1099 (facsimile) mdb@stevenslee.com Attorneys for Defendant, M&T Bank and/or estoppel, ratification, novation, accord and satisfaction or acquiescence. Date: October 3, 2006 Respectfully submitted, SLl 643535v1/066255.00056 'SEP.-28'06(THU) 14:27 M&TBANK* TEL:711+630+4583 byi28/2006 08:36 7172341099 STEVENS & LEE HSBOH V?R?,FIfCATYON P. 002 PAGE 02/04 1, Elizabeth Carson, being duly affirmed according to law, depose and say that I am the Senior Viec Presidezrt and Regional Sales Manager, Pennsylvao,ia/South for M&T Tank; that X am authorized to znOr thisVerification on its behalf and hereby state that the facts set forth in the foregoing Answer with New Matter are true and correct to the best of my knowledge, information, and belief. This Verification is made subject to the penalties of 1.8 Pa. C.S.A. §4904, relating to unsworn falsification to authorities. °."" 9/ablu SU 669024v1.1066255.00056 PARAMOUNT DEVELOPMENT, INC., Plaintiff, IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA V. M&T BANK, DOCKET NO. 05-1109 Defendant. CERTIFICATE OF SERVICE I, MARK D. BRADSHAW, ESQUIRE, ESQUIRE, certify that on this date, I served a certified true and correct copy of the foregoing Defendant's Answer with New Matter to Plaintiff's Complaint upon the following counsel of record, by depositing the same in the United States mail, postage prepaid, addressed as follows: Matthew A. Smith, Esquire Fenstermacher and Associates, P.C. 5115 East Trindle Road Mechanicsburg, PA 17050 Date: October 3, 2006 ?A Mark D. Bradshaw SLl 643535v 1 /066255.00056 'l ? C-? ?...J C" T"1 `? m r1 ? ) c --e _ = i_... _? 1 C.f i -': c. ? ` , ;-i i r., 7 _ 1 y f?, [.. r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PARAMOUNT DEVELOPMENT, INC., Plaintiff NO. 05-1109 V. M & T BANK, Defendant : CIVIL ACTION PLAINTIFF'S REPLY TO DEFENDANT'S ANSWER WITH NEW MATTER TO PLAINTIFF'S COMPLAINT AND NOW comes Plaintiff Paramount Development, Inc., by and through their attorneys, the Offices of Fenstermacher and Associates, P.C., and files this Plaintiff's Reply to Defendant's Answer with New Matter to Plaintiff's Complaint, as follows: 37. Denied. Re-Max notified Defendant M&T Bank of the unauthorized withdrawals from the escrow account on many occasions. 38. Admitted. By way of further explanation, Plaintiff was not obligated to notify Defendant M&T Bank of the unauthorized withdrawals from the escrow account because M&T Bank had not exercised an ordinary standard of care. (See Generally Lichtenstein v. Kidder, Peabody & Co., Inc., 840 F.Supp. 374 (W.D. Pa. 1993)). 39. Denied. Plaintiff has suffered damages in excess of $111,000.00. (See Generally Plaintiff's Amended Complaint). 40. Denied and strict proof thereof is demanded at trial. 41. Admitted in part, denied in part. It is admitted that Plaintiff ultimately sold the property 1941 Monterey Drive, Mechanicsburg, PA to another buyer. It is denied that such sale was for a higher price than as was provided under the Woodall contract for sale and strict proof thereof is demanded at trial. 42. Denied. Plaintiff has suffered damages in excess of $111,000.00 because of Woodall's default. 43. Denied. This paragraph asserts a legal conclusion to which no response is required. Waiving none of the foregoing, to the extent that a response is required, this paragraph is hereby denied and strict proof is thereof is demanded at trial. 44. Admitted in so much that while it is true that Plaintiff was aware that Mr. Woodall had withdrawn $111,000 from the escrow account, it does not relieve Mr. Woodall or Defendant M&T Bank of their liability. 45. Admitted. 46. Admitted in so much that while it is true that Mr. Woodall was already in default, it does not mean that Plaintiff was obligated to know of the default. 47. Denied. This paragraph asserts a legal conclusion to which no response is required. Waiving none of the foregoing, to the extent that a response is required, this paragraph is hereby denied and strict proof is thereof is demanded at trial. WHEREFORE, Plaintiff demands judgment against Defendant M&T Bank in the amount of $111,000, which exceeds the compulsory arbitration limitations, plus costs and such other relief as the Court deems just and proper. Respectfully submitted, FENS?T?ERMACHER AND ASSOCIATES, P.C. By: / John It Fensfermacher t Supreme Court I.D. #29940 Matthew Aaron Smith Supreme Court I.D. #94603 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorneys for Plaintiff DATED: ,0C(_ j?NCA7 _26j'? WO CERTIFICATE OF SERVICE AND NOW, on this ,1 day of January, 2007, I, Matthew Aaron Smith, Esquire, hereby certify that I have served the foregoing Plaintif'f's Reply to Defendant's Answer with New Matter to Plaintiff's Complaint, by mailing a true and correct copy by United States first class mail, addressed as follows: Mark D. Bradshaw, Esq. P.O. Box 11670 Harrisburg, PA 17108 FENSTERMACHER AND ASSOCIATES, P.C. By: ?atthew,AZaioh Sm th r CD -TI r7l iTl { cn i' - .. KRIS TSENOFF and PARAMOUNT DEVELOPMENT, INC., v. Plaintiffs M & T BANK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. 05-1109 CIVIL ACTION PRAECIPE TO DISCONTINUE WITH PREJUDICE TO THE PROTHONOTARY: Please mark the above-referenced action DISCONTINUED WITH PREJUDICE. Respectfully submitted, FENSTERMACHER AND ASSOCIATES, P.C. c ? Y? John R. Fenstermacher Supreme Court I.D. #29940 5115 East Trindle Road Mechanicsburg, PA 17050 (717) 691-5400 Attorney for Plaintiffs v DATED: &(20 rj 0 A, . '%. CERTIFICATE OF SERVICE AND NOW, on this r-; day of June, 2008, I, John R. Fenstermacher, Esquire, hereby certify that I have served the foregoing Praecipe to Discontinue With Prejudice by mailing a true and correct copy by United States first class mail, addressed as follows: Mark D. Bradshaw, Esq. 17 North Second Street, 16th Floor P.O. Box 11670 Harrisburg, PA 17108 FENSTERMACHER AND ASSOCIATES, P.C. Y: John R. Fenstermacher ?> ? ? --? ? _i C ~ ' I ?' 7 ? _ i"?,? ?? ?,r ??: •' ?,$ ?J ??