HomeMy WebLinkAbout14-0601 Supreme C,ou ,t,of Pennsylvania
Co»rt of ComiWon Pleas
�,. -,,��,,,, � For Prothonotary Use Only: 1 111 I S'i � M1�l P
C Ver3', et Docket No:
CUMB�AND
Y
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the Cling and service ofpleadings or other a ers as required by law or rules of court.
Commencement of Action:
S ® Complaint ❑ Writ of Summons ❑ Petition
E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
C Lead Plaintiffs Name: Lead Defendant's Name:
'I' PORTFOLIO RECOVERY ASSOCIATES, LLC MICHELLE L WEYAND
I
O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
N (Check one) __ outside arbitration limits
Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? []Yes ®No
A
Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
❑ Check here if you have no attorney (are a Self - Represented (Pro Sep Litigant)
I ,
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
! TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability - -- ❑ Statutory Appeal: Other
❑ Product Liability (does not include
S mass tort) El Employment Dispute _ —
❑ Slander /Libel /Defamation Discrimination
E
❑ Other: [I Zoning Board
C [I Employment Dispute: Other E3 Other:
I ❑ Other:
MASS TORT
E O ❑ Asbestos —
� N E] Tobacco
E] Toxic Tort - DES REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory Arbitration
I B ❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment
❑ Other: ❑ Ground Rent ❑ Mandamus
❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations
❑ Mortgage Foreclosure: Residential Restraining Order
❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
f ❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other: - --
! ❑ Legal -- —
❑ Medical
❑ Other Professional:
13 -92171
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055 ii.
Mark R. Garvey, Esquire PA Bar # 312686 rl ; 0 �G
Portfolio Recovery Associates, LLC 761 C r,f
120 Corporate Blvd JAN 30 A�' //
Norfolk, VA 23502 cut p
E � I
TELE: 1- 866 - 428 -8102 p E l�$�Yh1) r CC U �'r;'
FAX: (757) 518 -0860 C�Atjl4
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No.
Plaintiff,
V.
MICHELLE L WEYAND
514S31STST #1
HARRISBURG PA 17103
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
13 -92171
-L
T -4- 2- 7
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
MICHELLE L WEYAND
514S31STST #1
HARRISBURG PA 17103
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por
escrito con ]a Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido
que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por
la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
13 -92171
Esta comunicacion es de un cobrador de deudas y es un intent do cobrar una deuda.
Cualquier infro.mac.ion sera util.izada para ese propos.ito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
- Norfolk, VA 23502
= TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
MICHELLE L WEYAND
514S31STST #1
HARRISBURG PA 17103
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, MICHELLE L WEYAND, is an adult individual with last known address of 514 S
I
31ST ST # 1, HARRISBURG PA 17103.
3. It is averred that Defendant was indebted to MBNA / FIA CARD SERVICES, N.A. /
* * * * * * * * * ** *7164 on July 28, 2006 with account number * * * * * * * * * ** *4139 (hereafter referred
i
to as "Account "). A copy of the account history is attached here to and collectively marked as
Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and /or charges made to the
Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's
incurred charges on the Account is considered a default.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and /or for obtaining services.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on July 23, 2012.
8. Plaintiff is the purchaser, assignee and /or successor in interest MBNA / FIA CARD SERVICES,
N.A. / * * * * * * * * * ** *7164 and Plaintiff is now the holder of the Account. A true and correct copy
of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of
$3,069.31.
1 O.Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse
to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the
Plaintiff.
1 1.The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, MICHELLE L WEYAND , in he amount of $3,06 . 1, plus costs of this
action and any other relief as the Court deems just and ea
C rie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
13 -92171
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
— _Anft-Bray __ hereby states that he /she is authorized to take this verification on behalf of said
Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and
correct to the best of his /her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: JAN 10 2014 B
/r
Anita Bray
Custodian of Records
13 -92171
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
1
1
1
X IBIT A
i
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
�- -� 120 Corporate Blvd
Norfolk, VA 23502
Telephone: 1- 866 - 428 -8102
\\ Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * ** *4139
MICHELLE L WEYAND
Account Holder:
MICHELLE L WEYAND
514S31STST #I
HARRISBURG PA 17103
Consumer Account Product Code: MC
Issuer: MBNA / FIA CARD SERVICES, N.A. / * * * * * * * * * ** *7164
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *4139
Date Account Opened: July 28, 2006
Date of Last Payment: July 23, 2012
Date of Charge Off: February 28, 2013
Balance at Purchase: $3,069.31
Purchase Date: March 28, 2013
Balance at Charge -Off: $3,069.31
Less Payments: $.00
Balance Due: $3,069.31
13 -92171
BOAR87
i
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Bao'kofAther ca
EXHIBIT C
BILL 'OF SALE AND ASSIGNMENT OF LOANS'
THIS BILL OF SALE AND ASSIGNhU NT OF LOANS is :made. and entered into between PORTFOLIO
RECOVERY ASSE}CIA:TES, LI.0 " Pvrchas aiad `FIA CARD SERVICES, N.A. ( " 1ler "); pursuaiit.to the
Loan :Sale Agreement dated March 25, :(the: " Aereement 7) entered into. between Purchaser and Seller.
Capitalized terms not defined herein,,sh'all have the same meaning as defined in the Agreement:.
(a) Inconsideration of the payments made pursuant to the'AgreergW ;and such other good and vat A 1e<
consideration,,the resetpt and legal suck" ncy of which are hereby acknowle dged,Sellerdoes
transfer., convey and deliver to Purchaser all of Seller's right, title:and- interest in and to:each "and all ofthe
Loans as iincluded on the electronic file referenced tn" Schedule t the Loan Agreement as BAC Fresh PRA.
Sale File 0 Final.i bx, without recourse and "out representation or warranty of arty type, kind character or
nature; express or,irnplied; except`as specifically provided inthe Agreement; and s it jectto Buyer's and Sellers
repurchase rights"as set forth in the Agreement,
(b)° Purchaser hereby accepts such sale, transfer; conveyance, assignment;. aitd delav+ery of the Loans, including
without 'hrnitatiozi the right to all principal interest or..other proceeds of anykind with respect to'the. Loans:
remaining'due and owing as of. the Out -Off Date applicable to:sueh Loans,
(c)° Nothing in this Bill of Sale:and.Assignment of Loans shall be= deemed to modifv� limit or amertd:anyof the
% . or, obligations of Purchaser "or Seller undetthe�Agreeznent. This Bill of We and Assignment of Loans shall
inureto.the benefit of, andbe binding upon„ the respective, permitted successors and assigns of Seller and Purchaser
wind -shall be governed by and constzved and Interpreted in accordariee *ith the Agreement and the laws of the State-
of Delaware,; without regard, to such state's principles of conflicts of law..
(d} This Bill,6f Sale and Assignment! ofLoans may b . exectttedby facsimile or, elecoonic ttWnstniss'ion in
multip le-counterparts ; .each of which,.shall bean original, but together shall constitute one; and the same . instrument:.
1N WITriIESS WHEREOF, each party ,.through its duly a►tliorized officer has caused this Bill ofS.ale and
Assignment of Loans fo be executed in their narne:this 28 day of March 2013,
SELLER/ASSIGNOR BUYER/ASSIGNEE:
ITA CARD "'SERVICES, PORTFOLI RECOVERY A:SSOCIATES,'LLC'
( f mzio
Narrle Debra L Pellicciaro Name
Title: Vice President Title:
LA
�'aaC- 302.45$'.04:18
Fresh .3'25/ "7.3 �ankcrf"A�rri�rScs�:A�aet:8a+les
`T�erl"ie�Td T1C, 5, 1 'aper'[i�ill'N�u1, .3�'7]I,
WOO Ameriu
EXaiT c.
BILL OF SALE AND.ASSIGNNIENT OF LOANS
THIS BILL OF SALL AYD ASSIGNMENT OF LOANS ;is #Wade. and: entered into between. PORTFOLIO.
RECOVERY ASSOCIATES, LLC ('Tur h" ') and FIA CARD SERVICES, N.A. ( " Seller ' j, pursuant to the
Loan Sale Agreement dated March 25 2013 tthe ° ` A ement "} entered mtt between, Purchaser and Seller.
Capital zed..ter` ns. not;tle£ioed herein, shall have the sAind Me" "aning as defined in the: Agreement:
(a) Inconsideration of fhe paytients made. pursuant to the ,Agreement and such other good and valuable..
consideration, the receipt and legal sufficiency of which are hereby" acknowledged, -seller !does hereby sell,
transfer; convey, assign and deliver to Pprchaser all of Seller's: right; title and interest in and to each and all of the
Loans; as iriclixiied ain the electronic file referenced in Schedule 1 of the Loan Agreetiyent as RAC FreslPRA
Sale File #313 Final.xlsa, without. recourse: and without representation or �rarran y of ariy type, k nd,,charadter or
nature ex Hess or itn ;iied, exce ass cif call . rovided in the Agreement; and subject�to Buyer's and Seller's.
P A Pt.' pe Y F .
repurchase rights asset forth m the Agreement_
{13} Purchaser hereby accepts such sale, transfer, corxveyaiace, assigniizent; "and delivery - of the Loans including
without limitation the right to all principal, interest or- other proceeds of any kind wit respect to the i attic
'remaining due and owing as of the Cut -Off Date applicable tc such Loans..
(c) ATothing in this Bill of Sale and Assignment of Loans shall be deemed to modify; limmit.�r amend any afthe"
rights or obligations of Purchaser or Seller under the Agreement. This Bill`of, Sale and Assignment of Loans° shall
inure :to the benefit of,, and be binding upon, the respeetive, permitted successors.and assigns "of Seller and Pocl astir
attd shall be .govemed by and co lstruedand inteipreted in acccrdanee:wi 1i the dement and the laws of the State:
ofD e la ware without regard to such; state's principles of confliam of law.-
(d) This Bill of Sale and Assignment of Loans ma' y be! executed by facsimile or electronic transmission in
mul tiple .counterparts, each of which shalt be an ortgina}, but, together shall eonstitute orie and the carne nstrtunent
i
IN "WCTNESS VVHEREOF, each - party, through its`duly autliorized officer, has caused this Bill ofSale and
Assignment tf Loans to be eaceeuted m their name this 2, day of March, 2413`.
i
' SELLEWASSIGNOI. B1 )fiJASSIGNEE:.
1 FIA CARD SERVICE q NiAI : PORTFOLIO "REC:C?VEY13 A"90CU'1<'`ESxLLC
m
Bye
Name; M ira: L Pellcciara Name:'
r•
Title: V-icoYmysid nt
I
I F
Faj6 3aa.458:Ws°
:Ftesi 1/25`/ l ik.0
America Asset A9getSales:
ma Aebi a 866 P&*rmill RD-A Newark DE 11YM
Rso tw NOW