HomeMy WebLinkAbout14-0845 Supreme Co of Pennsylvania
��.t
Cour j of Colm>r>�on Pleas
For Prothonotary Use Only.
YVit- , Covet Sheet
CUlVIBEAND' / ' ` County Docket No:
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other a ers as req uired by law or rules of court.
S Commencement of Action:
❑D Complaint ❑ Writ of Summons ❑ Petition
E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
C Lead Plaintiffs Name: WELLS FARGO BANK, NA Lead Defendant's Name: THEODORE R. HAMAL A/K/A
T THEODORE HAMAL
j Are money damages requested? F Yes 9 No Dollar Amount Requested: El within arbitration limits
U (Check one) ❑x outside arbitration limits
N Is this a Class Action Suit? ❑ Yes 9 No Is this an MDJ Appeal? ❑ Yes Z No
A Name of Plaintiff/Appellant's Attorney: Jonathan Lobb Esq. , Id. No.312174, Phelan Hallinan, LLP
❑ Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant)
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
• Intentional ❑ Buyer Plaintiff Administrative Agencies
• Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment
• Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections
• Nuisance ❑ Dept. of Transportation
• Premises Liability ❑ Statutory Appeal: Other
❑ Product Liability (does not
S include mass tort) ❑ Employment Dispute:
❑ Slander/Libel/ Defamation Discrimination
E ❑ Other: ❑ Employment Dispute: Other ❑ Zoning Board
C ❑ Other:
T
I MASS TORT ❑ Other:
U ❑ Asbestos
N ❑ Tobacco
❑ Toxic Tort - DES
• Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS
• Toxic Waste ❑ Ejectment ❑ Common Law /Statutory Arbitration
B ❑ Other: ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment
❑ Ground Rent ❑ Mandamus
❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations
® Mortgage Foreclosure: Residential Restraining Order
PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
• Dental ❑ Partition ❑ Replevin
• Legal ❑ Quiet Title ❑ Other:
• Medical ❑ Other:
❑ Other Professional:
Pa.R.C.P. 205.5 Updated 01/01/2011
/�
"f
7
f � f l�Cf
C Ws YL V CQU d y
PHELAN HALLINAN, LLP ATTORNEY FOR PLAINTIFF
Jonathan Lobb, Esq., Id. No.312174
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
Jonathan.Lobb@phelanhallinan.com
215 -563 -7000
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
WELLS FARGO BANK, NA
3476 STATEVIEW BOULEVARD CIVIL DIVISION ,
FORT MILL, SC 29715
Plaintiff, NO.:
vs.
THEODORE R. HAMAL A /K/A THEODORE
HAMAL
ANNE M. HAMAL
97 OLD STATE ROAD
GARDNERS, PA 17324 -9058
Defendants.
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
And now comes WELLS FARGO BANK, NA, by its attorneys, Phelan Hallinan, LLP
and files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is WELLS FARGO BANK, NA, 3476 STATEVIE
(ti P a P
062 -PA -V4 C� 3�-XI I
1 1. 30(UO 1
BOULEVARD, FORT MILL, SC 29715 (hereinafter "plaintiff').
2. The Defendants are, THEODORE R. HAMAL A/K/A THEODORE HAMAL
and ANNE M. HAMAL, with a last known address of 97 OLD STATE ROAD, GARDNERS,
PA 17324 -9058.
3. In order to protect the borrower's privacy, certain personal information of the
borrower (such as loan account, Social Security numbers and birth dates), may have been
partially or completely redacted on the exhibits to this Complaint.
4. WELLS FARGO BANK, NA, directly or through an agent, has possession of the
Promissory Note. WELLS FARGO BANK, NA is either the original payee of the Promissory
Note or the Promissory Note has been duly indorsed. A copy of said Promissory Note is marked
Exhibit "A ", attached hereto and made a part hereof.
5. On or about January 13, 2010, THEODORE HAMAL and ANNE M. HAMAL
made, executed and delivered to HOMEPROMISE CORPORATION a Mortgage in the original
principal amount of $99,460.00 on the premises described in the legal description marked
Exhibit "B ", attached hereto and made a part hereof. Said Mortgage being recorded in the Office
of the Recorder of CUMBERLAND County on January 22, 2010, in Instrument No. 201001938.
The Mortgage is a matter of public record and is incorporated herein by reference in accordance
with Pa.R.C.P. 1019(g), which rule relieves the Plaintiff from its obligation to attach documents
to pleadings if those documents are of public record.
6. Plaintiff is the current Mortgagee. By Assignment of Mortgage recorded March
19, 2012, the mortgage was assigned to WELLS FARGO BANK, NA which Assignment is
recorded in the Office of the Recorder of CUMBERLAND County in Instrument No. 201207827.
The Assignment is a matter of public record and is incorporated herein by reference in
accordance with Pa.R.C.P. 1019(g), which rule relieves the Plaintiff from its obligation to attach
documents to pleadings if those documents are of public record.
7. THEODORE R. HAMAL A/K/A THEODORE HAMAL and ANNE M.
HAMAL are record and real owners of the aforesaid mortgaged premises.
062 -PA -V4
8. Defendants are in default under the terms of the aforesaid Mortgage for, inter alia,
failure to pay the installments of principal and interest due September 1, 2013.
9. As of 01/31/2014, the amount due and owing Plaintiff on the mortgage is as
follows:
Principal $ 103,092.58
Interest
From 08/01/2013 to 01/31/2014 $ 1,671.43
Late Charges $ 140.65
Escrow Advance $0.00
Property Inspections $0.00
Property Preservation $0.00
BPO /Appraisal $0.00
Escrow Balance ($87.20)
Corporate Advance Credit $0.00
Total $104,817.46
plus interest and all other additional amounts authorized under the Mortgage and Pennsylvania
Law, actually and reasonably incurred by Plaintiff, including but not limited to, costs (including
escrow advances) and Plaintiff's attorneys' fees and expenses. Plaintiff reserves the right to file
a motion in the above - captioned action to add such additional sums authorized under the
Mortgage and Pennsylvania Law to the above amount due and owing when incurred.
10. ' Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of
Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended
in 2008, and /or Notice of Default as required by the mortgage document, as applicable, have
been sent to the Defendant(s).
11. This action does not come under Act 91 of 1983 because the mortgage is FHA -
insured.
12. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff
is not seeking a judgment of personal liability against the Defendant(s), but reserves its right to
do so in a separate legal action if such right exists. If Defendant(s) have received a discharge of
062 -PA -V4
personal liability in a bankruptcy proceeding, this action is in no way an attempt to re- establish
such liability.
WHEREFORE, Plaintiff demands an in rem judgment in mortgage foreclosure for the
amount due of $104,817.46, with interest thereon plus additional costs (including additional
escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the
mortgaged premises.
By:
Date: '20 11 Jon han Lobb, Esq., Id. No.312174
Attorney for Plaintiff
062 -PA -V4
Exhibit "A"
NOTE
Man
January 13, 2010 GARDNERS PENNSYLVANIA
[Date] [City] (State]
97 OLD STATE RD, GARDNERS, PA 17324
[Property Address]
1. PARTIES
"Borrower" means each person signing at the end of this Note, and the
person's successors and assigns. "Lender" means
HOMEPROMISE CORPORATION
and its successors and assigns.
2. BORROWER'S PROMISE TO PAY; INTEREST
In return for a loan received from Lender, Borrower promises to pay the principal sum of
Ninety Nine Thousand Four Hundred Sixty Dollars and No Cents
(U.S. $99,460.00 ), plus interest, to the order of Lender. Interest
will`. be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at
the rate of FIVE AND ONE HALF PERCENT (5.500 %) per year until the full
amount of principal has been paid.
3. PROMISE TO PAY SECURED
Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is
dated the same date as this Note and called the "Security Instrument." That Security Instrument protects
the Lender from losses which might result if Borrower defaults under this Note.
4. MANNER OF PAYMENT 1
(A) Time
Borrower shall make a payment'of principal and interest to Lender on the first day of each month
beginning on 03/01/2010 . Any principal and interest remaining on the first day of 02/01/2040 ,
will be due on that date, which is called the "Maturity Date."
{B) Place
Payment shall be made at 60 S. WASHINGTON ST, SUITE 106
GREENCASTLE, PA 17225
or at such place as Lender may designate in writing by notice to Borrower.
(C) Amount
Each monthly payment of principal and interest will be in the amount of $564.72
This amount will a part of a larger monthly payment required by the Security Instrument, that shall be
applied to principal, interest and other items to the order described in the Security Instrument.
(D) Allonge to this Note for payment adjustments
If an allonge providing for payment adjustments is executed by Borrower together with this Note, the
covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of
this'-Note as if the allonge were a part of this Note. [Check applicable box]
i ❑ Graduated Payment Allonge ' ❑ Growing Equity Allonge ❑ Other [specify]
(Page t of 3)
Management Systems Development, Inc. (310) 519 -3111 Loan Energlzerl'" 8nt_pa 1h (3 /11 /09VAFHA) Copyright (c) 2003.2006
o
5. BORROWER'S RIGHT TO PREPAY
Borrower has the right to pay the debt'evidenced by this Note, in whole or in part, without charge or
penalty, on the first day of any month. Lender shall accept prepayment on other days provided that
Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by
Lender and permitted by regulations of the Secretary. If Borrower makes a partial prepayment, there will
be ho changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to
those changes.
6. BORROWER'S FAILURE TO PAY
(A) Late Charge for Overdue Payments
If•Lender has not received the full monthly payment required by the Security Instrument, as described in
Paragraph 4(C) of this Note by the end. of 15 calendar days after the payment is due, Lender may
collect a late charge in the amount of ,FOUR PERCENT (4.000 %)
of the overdue amount of each payment.
(B) Default
If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited
by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the
principal balance remaining due and all - accrued Interest. Lender may choose not to exercise this option
without waiving its rights in the event of any subsequent default. In many circumstances regulations issued
by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment
defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used
in this Note, "Secretary' means the Secretary of Housing and Urban Development or his or her designee,
- � I
(C) Payment of Costs and Expenses
If. Lender has required immediate payment in full as described above, Lender may require Borrower to
pay,costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the
extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of
disbursement at the same rate as the principal of this Note.
7. WAIVERS
Borrower and any other person who has obligations under this Note waive the rights of presentment and
notice of dishonor. "Presentment" means the right to require Lender to demand payment of amounts due.
"Notice of dishonor" means the right to require Lender to give notice to other persons that amounts due
have not been paid.
8. GIVING OF NOTICES t ` i
Unless applicable law requires a different method, any notice that must be given to Borrower under this
Note will be given by delivering it or mailing it by first class mail to Borrower at the property address above
or at a different address if Borrower has given Lender a notice of Borrower's different address.
Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the
address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different
address.
9. OBLIGATIONS OF PERSONS UNDER THIS NOTE
If, more than one person signs this'Note, each person is fully and personally obligated to keep all of the
promises made in this Note, including the promise to pay the full amount owed. Any person who is a
guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over
these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated
to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each
person individually or against all signatories together. Any one person signing this Note may be required to
pay'all of the amounts owed under this Note.
(Page 2 of 3)
Management Systems Development, Inc. (310) 519 -311.1 loan EnerglzarlT"' &dt_va th (3111I09VAFHA) Copyright (c) 2003 -2006
s '
14'
i
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note.
eal) (Seal)
THEODORE R HAMAL - Borrower - Borrower
(Seal) (Seal)
- Borrower - Borrower
[Sign Original Only]
1•
ALLONGE ATTACKED FORTHE
PURPOSE OF ENDORSING THE N4TE
(Page 3 of 3)
Management Systems Uevetopment, Inc. (310) 519-3111 Loan EnergizerlTM U1_va_th (3111109VAFHA) Copyright (c) 2003.2006
F
I
i
i
I I
�.
_.
�.
• i
',
• Allonge To Note
Description 97 Old State Road
Gardners, PA 17324 -
Maker: Theodore ,
Co- Maker(s):
Note Amount: $99,460.00
Note Date: 01/1312010
Payee: HomePromise Corporation
Loan Number:
Pay To The Order Of:
Sun West Mortgage Company, Inc
i
Without Recourse
Name:
Nicole Mavero, AVID
Texas Capital Bank, N.A.
Attorney -In -Fact For:
HomePromise Corporation
�.
.,
r
I , "r' �1
�.r .
i
Allonge To Note
Description 07 Old State Road
Gardners, PA —�7324
Maker: Theodore
Co- Maker(s):
Note Amount: $99,460.00
Note Date: 01/13/2010
Payee: Sun West Mortgage Company, Inc.
Loan Number:
Pay To The Order Of:
W eis Fargo Bank, N.A.
Without Recourse
Name:
Nicole Mavero, AVP
Texas Capital Bank, N.A,
Attorney -In -Fact For:
Sun West Mortgage Company, Inc.
WITHOUT RECOURSE
PAY TO THE ORDER OF
Wells Fargo Bank, N.A.
ey . .
Lori K. Venego
Vice President Loan Documentation
� , .
y
w ,�
. ^("
� ��� .
N
� . � ' � ,.t �• '
• �• � i�
Exhibit "B"
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land with the improvements thereon erected situate in Dickinson
Township, Cumberland County, Pennsylvania, bounded and described, as follows:
Beginning at a nail in the centerline of Township Road No. T -522, on the line of land now or formerly
of Charles E. Wise; thence along the latter, and through an iron pin set 13.80 feet from the said
centerline, North 54 degrees 43 minutes 55 seconds West, a distance of, 206.75 feet to an iron pipe on
the line of land now or formerly of Steve M. Ondek; thence along the latter, North 44 degrees 43
minutes 22 seconds East, a distance of 131.43 feet to an iron pin on the line of land now or formerly of
Margie Paxton; thence along the latter and through an iron pin set 15.87 feet from the centerline of T-
522, South 45 degrees 48 minutes 40 seconds East, a distance of 189.04 feet to a nail in the centerline of
the said T -522; thence along the latter, South 36 degrees 10 minutes 34 seconds West, a distance of
100.34 feet to a nail, the Place of Beginning.
Containing .5233 acres and being described according to a survey by Eugene A. Hockensmith, R.E.,
dated August 11, 1977 and being improved with an existing house and outbuildings.
PARCEL NO. 08 -40- 2648 -066.
TOGETHER, with all and singular the buildings, improvements, ways, streets, alleys, driveways,
passages, water, water - courses, rights, liberties, privileges, hereditaments and appurtenances,
whatsoever unto the hereby granted premises belonging, or in any ways appertaining, the reversions and
remainders, rents, issues, and profits thereof; and all the estate, right, title interest, property, claim and
demand whatsoever of her, the said Grantor Corporation, as well at law as in equity, of, in, and to the
same.
File #: 939330
PROPERTY ADDRESS: 97 OLD STATE ROAD, GARDNERS, PA 17324 -9058
PARCEL #08 -40- 2648 -066
File #: 939330
Y
VERIFICATION
Daniel Edward, hereby states thatQ9she is Vice President Loan Documentation
of WELLS FARGO BANK, N.A., plaintiff in this matter, thaeshe is authorized to
make this Verification, and verify that the statements made in the foregoing Civil Action
in Mortgage Foreclosure are true and correct to the best oer information and belief.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.
C.S. Sec. 4904 relating to unsworn falsification to authorities.
1
Nam : Daniel Edward
Ti e: Vice President Loan Documentation
Company: Wells Fargo Bank, N.A.
Date: 02/03/2014
086 -PA -V2 File# 939330
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249 -3166
(800) 990 -9108
File #: 939330
FORM 1
r
IN THE COURT OF COMMON P
WELLS FARGO BANK, NA OF CUMBERLAND COUNTY, PENN'TJAl1 s'
Plaintiff(s)
C
VS.
THEODORE R. HAMAL A/K/A THEODORE C"
HAMAL'
ANNE M. HAMAL
Defendant(s) ivil
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you may be able to
participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference.
First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243 -9400
extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you.
Once you have been appointed a legal representative, you must promptly meet with that legal representative within
twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all
requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal
representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and a
Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the
service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an
opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your
lender before the mortgage foreclosure suit proceeds forward.
If you are represented by 'a lawyer, you and your lawyer must take the following steps to be eligible for a
conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal
representative. However, you must provide your lawyer with all requested financial information so that a loan resolution
proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached
hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed
within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is
scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable
arguments with your lender before the mortgage foreclosure suit proceeds forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS
REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE.
Respectfully submitted:
z / G
Date
athan Lobb, Esq., Id.
No.312174
Attorney for Plaintiff
FORM 2
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date
Cumberland County Court of Common Pleas Docket #
BORROWER REQUEST FOR HARDSHIP ASSISTANCE
To complete your request for hardship assistance, your lender must consider your circumstances to determine
possible options while working with your counseling agency. Please provide the following information to
the best of your knowledge:
CUSTOMER/PRIMARY
Borrower name(s):
Property Address:
City: State: Zip:
Is the property for sale? Yes ❑ No ❑ Listing date: Price: $
Realtor Name: Realtor Phone:
Borrower Occupied? Yes ❑ No ❑
Mailing Address (if different):
City: State: Zip:
Phone Numbers: Home: Office:
Cell: Other:
Email:
# of people in household: How long?
Mailing Address:
City: State: Zip:
Phone Numbers: Home: Office:
Cell: Other:
Email:
# of people in household: How long?
FINANCIAL INFORMATION
First Mortgage Lender:
Type of Loan:
Loan Number: Date You Closed Your Loan:
Second Mortgage Lender:
Type of Loan:
Loan Number:
Total Mortgage Payments Amount: $ Included Taxes & Insurance:
Date of Last Payment:
Primary Reason for Default:
Is the loan in Bankruptcy? Yes ❑ No ❑
If yes, provide names, location of court, case number & attorney:
Assets Amount Owed Value:
Home: $ $
Other Real Estate: $ $
Retirement Funds: $ $
Investments: $ $
Checking: $ $
Savings: $ $
Other: $ $
Automobile #1: Model: Year:
Amount owed: Value:
Automobile #2 : Model: Year:
Amount owed: Value:
Other transportation (automobiles, boats, motorcycles): Model:
Year: Amount owed: Value
Monthly Income
Name of Employers:
1. Monthly Gross Monthly Net
2. Monthly Gross Monthly Net
3. Monthly Gross Monthly Net
Additional Income Description (not wages):
1. monthly amount:
2. monthly amount:
Borrower Pay Days: Co- Borrower Pay Days:
Monthly Expenses: (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE AMOUNT
Mortgage Food
2nd Mortgage Utilities
Car Payment(s) Condo/Neigh. Fees
Auto Insurance Med. (not covered)
Auto fuel/repairs Other prop. payment
Install. Loan Payment Cable TV
Child Su ort/Alim. Spending Mone
Da /Child Care /Tuft. Other Expenses
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been working with a Housing Counseling Agency?
Yes ❑ No ❑
If yes, please provide the following information:
Counseling Agency: Counselor:
Phone (Office): Fax:
Email:
Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP)
assistance?
Yes ❑ No ❑
If yes, please indicate the status of the application:
Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your
delinquency?
Yes ❑ No ❑
If yes, please indicate the status of those negotiations:
Please provide the following information, if known, regarding your lender and lender's loan servicing
company:
Lender's Contact (Name): Phone:
Servicing Company (Name):
Contact: Phone:
AUTHORIZATION
I/We, , authorize the above named
to use /refer this information to my lender /servicer for the sole purpose of evaluating my
financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to
use the counseling services provided by the above named
Borrower Signature Date
Co- Borrower Signature Date
Please forward this document along with the following information to lender and lender's
counsel:
1 Proof of income
2 Past 2 bank statements
3 Proof of any expected income for the last 45 days
4 Copy of a current utility bill
5 Letter explaining reason for delinquency and any supporting documentation (hardship
letter)
6 Listing agreement (if property is currently on the market)
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson J r , ,
Sheriff 'i ' fl
Jody S Smith �, 14 FEP 25 fy 3i ;:
Chief Deputy
Richard W Stewart C UMrprEtiRjL1` t'` D Gl) ;#,
Solicitor f;Fim�..3 .�-; Ri , ' 3Y .vIt
Wells Fargo Bank, NA Case Number
vs. 2014-845
Theodore R Hamal (et al.)
SHERIFF'S RETURN OF SERVICE
02/18/2014 06:56 PM - Deputy Shawn Harrison, being duly sworn according to law, s-rved th- requested Notice of
Residential Mortgage Foreclosure Diversion Program and Complaint in •rtga• • 'oreclosure by handing
a true copy to a person representing themselves to be Anne Hamal,wi e, ii. • .cc:pted as"Adult Person
in Charge"for Theodore R Hamal at 97 Old State Road, Dickinson To n- I , ' ar•ners, PA 17324.
r
SH WN HA'S N, DEPUTY
02/18/2014 06:56 PM- Deputy Shawn Harrison, being duly sworn according to law, served the requested Notice of
Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgag- 'oreclosure by
"personally"handing a true copy to a person representing themselves • •- the P:fendant, to wit:Anne
M Hamal at 97 Old State Road, Dickinson Township, Gardners, PA 17: c
J ,
S WN HARRISON, DEPUTY
SHERIFF COST: $56.43 SO ANSWERS,
,,..._a '' ''''f':
February 19, 2014 RONNK R ANDERSON, SHERIFF■,,C ountrSU 8 Sharrf', ,.eoso`i .-..