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Home My WebLink About14-1145 Supreme Court -of Pennsylvania Courf6f Common Pleas �,. 1 'r V N V %, For Prothonotary Use Only: Ci 1- ¢ Cover, he' et Docket No: / t 1/t/ J 1 � _J CUMB�E County The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the cling and service ofpleadin s or other papers as required by law'or rules of court. S Commencement of Action: E IN Complaint ❑ Writ of Summons ❑ Petition C ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: T PORTFOLIO RECOVERY ASSOCIATES, LLC MICHAEL R MELOY I 0 Are money damages requested? ® Yes 11 No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits A Is this a Class Action Suit? ❑ Yes ®No is this an MDJAppeal? []Yes ®No Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑ Check here if you have no attorney (are a Self - Represented (Pro Sel Litigant) I Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle o Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability - - - -__ — ❑ Statutory Appeal: Other S ❑ Product Liability (does not include _ E mass tort) El Employment Dispute - - -- - - - -- ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dis Dispute: Other p E] Other: T ------ - - - - -- - I ❑ — Other: O MASS TORT N ❑ Asbestos —^ ❑Tobacco ❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS B E] Toxic Tort - Implant ❑ Ejectment E] Common Law /Statutory Arbitration ❑ Toxic Waste ❑ Eminent Domain /Condemnation El Declaratory Judgment ❑ Other: ❑ Ground Rent E] Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: — — 14 -92098 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 i Mark R. Garvey Esquire PA Bar # 312686 - r �•_� Portfolio Recovery Associates, LLC ' +1 p,; r 120 Corporate Blvd d t�' Norfolk, VA 23502 f. : 7 TELE: 1- 866 - 428 -8102 -' U a. 'a t: Rj r. 't FAX: (757) 518 -0860 P`A'NS" � O Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD I (,� S U NORFOLK, VA 23502 No. t l Plaintiff, V. MICHAEL R MELOY 5169 E TRINDLE RD LOT 18 MECHANICSBURG PA 17050 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 N (717) 249 -3166 � 14 -92098 ^ C-) S k d O This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. MICHAEL R MELOY 5169 E TRINDLE RD LOT 18 MECHANICSBURG PA 17050 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar action dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmcnte o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPF-L A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 14 -92098 Esta conounicacion es de un cobrador de deudas y es un. intent do cobrar una deuda. Cualquier infromacio.n sera uti.lizada. Para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860. Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. MICHAEL R MELOY 5169 E TRINDLE RD LOT 18 MECHANICSBURG PA 17050 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, MICHAEL R MELOY, is an adult individual with last known address of 5169 E TRINDLE RD LOT 18, MECHANICSBURG PA 17050. 3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A / ARBOR - ORCHARD AND HB on April 7, 2003 with account number * * * * * * * * * ** *5432 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. This communication is from a debt collector and is an attempt to collect a debt. Any information. obtained will be used for that purpose. 5.' At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on January 19, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A / ARBOR - ORCHARD AND HB and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $1,488.58. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, MICHAEL R MELOY , in t ount of $1,488.5 , lus costs of this action and any other relief as the Court deems just an eas ab . ame A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 14 -92098 This communication is from a debt collector and is an attempt to collect a debt. Any information. obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Leonard wolfe hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his /her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. FEB 0 5 2014_ Date: BY: Leonard Wolfe Custodian of Records 14 -92098 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBI A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** * 5432 MICHAEL R MELOY Account Holder: MICHAEL R MELOY 5169 E TRINDLE RD LOT 18 MECHANICSBURG PA 17050 Consumer Account Product Code: MC Issuer: HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK (USA), N.A / ARBOR - ORCHARD AND HB Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *5432 Date Account Opened: April 7, 2003 Date of Last Payment: January 19, 2013 Date of Charge Off: June 29, 2013 Balance at Purchase: $1,488.58 Purchase Date: July 18, 2013 Balance at Charge -Off: $1,488.58 Less Payments: $.00 Balance Due: $1,488.58 14 -92098 HSBS91 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Exhibit 2 Forward Flow Receivable Sale Agreement dated 04/10/2013 BILL OF SALE Closing Date: 07/18/2013 Capital One Bank (USA), National Association ( "Seller"), in consideration of a Purchase Price of ! and other valuable consideration, the receipt of which is hereby acknowledged, hereby sells, assigns and transfers all right, title and interest in the Accounts identified in the Sale File entitled 1 (which may be in electronic form) to Portfolio Recovery Associates, LLU ( wivaout recourse or representation except as expressly provided herein or on the terms, and subject to the conditions, set forth in the Agreement (as defined below). This Bill of Sale is delivered pursuant to that certain Forward' Flow Receivable Sale Agreement, dated as of 04/10/2013, by and between Seller and Buyer (the "Agreement "). All capitalized terms used, but not defined in this Bill of Sale shall have the meanings assigned to such terms in the Agreement. The Cutoff Date for the Sale File was 07/15/2013. The aggregate Unpaid Balance of the Accounts as of the Cutoff Date was $ CAPITAL ONE BANK (USA), NATIONAL ASSOCIATION B y : -- Name: John H. Maurer Title: Vice President SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson r, Sheriff EI C.!1 i11U�1,i��"� .,, . ��,,,,,, of Cararria�, „�r Jody S Smith0 � 2: Li 2 Chief Deputy Richard W Stewart UM E L ��' I Solicitor E:.,;. r Tp trt1 SPINA dIA Commonwealth of PA vs. Case Number Michael R Meloy 2014-1145 SHERIFF'S RETURN OF SERVICE 03/03/2014 10:13 AM- Deputy Brian Grzyboski, being duly sworn according to law, served the requested Complaint & Notice by"personally” handing a true copy to a person representing themselves to be the Defendant, to wit: Michael R Meloy at 5169 E.Trindle Road Lot 18, Hampden Tow hip, Mechanicsburg PA 17050. ic 'C.4....- -q. BRIAN GRZYBO ,7. SHERIFF COST: $39.30 SO ANSWERS, g., Wl'i March 05, 2014 RONIV ANDERSON, SHERIFF Carrie A. Brown, Esquire ",,Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff r �r f (1 1 01110 1 014'f'1/{'��2 P,, j�;, CUN ERL /1 ND COlita PERh�SY T� LVA , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. MICHAEL R MELOY 5169 E TRINDLE RD LOT 18 MECHANICSBURG PA 17050 Defendant To the Prothonotary: No. 2014-1145 PRAECIPE TO DISCONTINUE Please mark the above -entitled case as discontinued without prejudice. 14-92098 - : ully Submitted, X/ iii Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire 1y Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. MICHAEL R MELOY 5169 E TRINDLE RD LOT 18 MECHANICSBURG PA 17050 Defendant : No. 2014-1145 CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon MICHAEL R MELOY, by First Class Mail, Postage Pre -Paid, a copy thereof on this / day of /t, 2014, to: MICHAEL R MELOY, 5169 E TRINDLE RD L• 18 ►- ECHANICSBURG P 0 14-92098 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.