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Home My WebLink About14-1148 Supreme Court „of Pennsylvania X,� , . Count =of Com' n Pleas j - C *,- � 1 For Prothonotary Use Only: 1 1,%11:1 S I A1ti I' CIvll,COvek- eet Docket No: CUMBE� Coun / r ty The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service of pleadin s or other a ers as re uired by law or• rules of court. S Commencement of Action: E ® Complaint ❑ Writ of Summons ❑ Petition C ❑ Transfer from Another Jurisdiction C3 Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: T PORTFOLIO RECOVERY ASSOCIATES, LLC LORI ROOSA I i O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits A Is this a ClassAction Suit? ❑ Yes ® No Is this an MDJAppeal? ❑ Yes ®No Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) Nature of the Case Place an "X” to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that i you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS l ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ! ❑ Motor Vehicle o Debt Collection: Credit Card ❑ Board of Elections ` ❑ Nuisance ® Debt Collection: Other Cl Dept. of Transportation ❑ Premises Liability - -- — ❑ Statutory Appeal: Other S ❑ Product Liability (does not include E mass tort) ❑ Employment Dispute: ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dispute: Other ❑ Other: T- -- - -- - -- - - - - -- -- - - - - -- I ❑ Other: U MASS TORT N E] Asbestos ❑ Tobacco ❑ Toxic Tort -DES REAL PROPERTY MISCELLANEOUS B ❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory Arbitration j ❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non- Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order - -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto i ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical -- - -_— — _ —_ — ❑ Other Professional: L — — 15 -01026 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd; } ; Norfolk, VA 23502 v rrr`� 26 TELE: 1- 866- 428 -8102 C� 1 P FAX: (757) 518 -0860 P r��I r` Attorneys for Plaintiff � Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD I (L/ fir%/ NORFOLK, VA 23502 No. Plaintiff, V. LORI ROOSA 35 MALLARD CT MECHANICSBURG PA 17055 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association LS) 32 South Bedford Street Carlisle, PA 17013 j�) p3, 75 (717) 249 -3166 15 -01026 lvv This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. ; LORI ROOSA 35 MALLARD CT MECHANICSBURG PA 17055 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON 1NFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGI13LE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 15 -01026 Esta comunicacion es de un cobrador de deudas y es un intent do cobrar una deuda. Cualquie.r infromacio.n sera uti.li.zada Para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. LORI ROOSA 35 MALLARD CT MECHANICSBURG PA 17055 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, LORI ROOSA, is an adult individual with last known address of 35 MALLARD CT, MECHANICSBURG PA 17055. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / CARE CREDIT on October 21, 2012 with account number * * * * * * * * * ** *6916 (hereafter referred to as "Account "). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK / CARE CREDIT and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $1,247.90. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, LORI ROOSA , in the amo iiE of this action and any other relief as the Court deems just and reasonab rrie Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 15 -01026 This communication is from a debt collector and is an attempt to collect a debt. Any infoi nation. obtained will be used. for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, "eryi Dreano hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorit' s. FEB -® 6 2014 Date: By ryl Dreano Custodian of Records 15 -01026 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1- 866 - 428 -8102 Fax: (757) 518 -0860 Statement of Account Account: * * * * * * * * * ** *6916 LORI ROOSA Account Holder: LORIROOSA 35 MALLARD CT MECHANICSBURG PA 17055 Consumer Account Product Code: PVT Issuer: GE CAPITAL RETAIL BANK / CARE CREDIT Assignee: Portfolio Recovery Associates, LLC Account Number: * * * * * * * * * ** *6916 Date Account Opened: October 21, 2012 Date of Last Payment: Date of Charge Off: July 7, 2013 Balance at Purchase: $1,247.90 Purchase Date: August 20, 2013 Balance at Charge -Off: $1,247.90 Less Payments: $.00 Balance Due: $1,247.90 15 -01026 GEST22 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. ' 336 �33S61Z GE CAPITAL RETAIL BAR 0:34:00p,m.. 09 -09 -2013 16126 GE Capita! BILL of SALE PRA PSCC Fresh – Augat 2013 For value received and in further consideration of the mutual covenants and conditions set f, )rLl, ill the Forward Flow Receivables Purchase Agreement (the "Agreement "), dated as of this 9 day orJulti, 2111? h.N. ar(I between General Electric Capital Corporation, GE Capital Retail Bank, GEMB Lending, Inc., Monogram C'rcth: Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfohu Recovery Associates, LLC ( "Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on August 20, 2013, and as further described in the Agreement. GE Capital Retail Bank Monogram Credi Services, L.L.C. B By: Ken Wojcik U Attorney in A& Ken Wcj;;ik Title: EVP Collections & Recovery Date: 0? - 0 3. / �7 Date 0- RFS Holding, L.L.0 General Electric Capital Corporation By: div,1" i Attorney in FAdt Ken Wojcik Attorney in FW Ken Wojcik Date: Date: €/ L 03-13 GEM Holding, L.L.0 GEMB Lending, Inc. By: By: tlk,� Attorney in Fa Ken Wojcik Attorney in FaU Ken Wojcik Date: Qq - 0 • G Date: oR .03 -faj Portfolio Rearvery Associates, LLC By: `( Title: �1�? COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION — LAW Plaintiff: Portfolio Recovery Associates, LLC Vs. Defendant: Lori Roosa Case #: 14-1148 Civil NOTICE OF INTEND TO DEFEND I, Lori Roosa, hereby give Notice of Intent to defend the above titled case, and demand strict Proof of the alleged claim. REQUEST FOR JUDICIAL NOTICE Defendants' who are unschooled in the law and ask that the court take Judicial Notice of the Enunciation of principles as stated in "Haines v. Kerner, 404 U.S. 519" wherein the court has directed that those who are unschooled in law making pleadings and/or complaints shall have the court look to the substance of the pleadings rather than the form, and also hereby makes the attached memorandum, including the related documents attached. Herewith, in the above - referenced case. Furthermore, Defendant hereby requests the judge notify them of any sua sponte, rights or remedies they may overlook. Defendant 4.71 1-c;t -, SHERIFF'S OFFICE OF CUMBERLAND COUNTY05 _,..... {-- Ronny R Anderson Sheriff at (Nigh —4c) zr_-1-1 Jody S Smith Chief Deputy i, --"' CD (.,) ....4 Richard W Stewart Solicitor c..,FFi-cE ,,',F. r $HSR/FP 1 • :II?' ,....e Portfolio Recovery Associates, LLC vs. Lori Roosa Case Number 2014-1148 SHERIFF'S RETURN OF SERVICE 02/28/2014 02:51 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Complaint & Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Lori Roosa at 35 Mallard Court, Lower Allen, Mechanicsburg, PA 17055. JASO IVKII■VrEiSEPUTY SHERIFF COST: $39.30 SO ANSWERS, March 05, 2014 RONNY R ANDERSON, SHERIFF CountySulie Sheriff, Teleoseft, n. Carrie A. Brown, Esquire Robert N. Po las Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff 1 4PR 23 NI IQ: •-■ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. LORI ROOSA 35 MALLARD CT MECHANICSBURG PA 17055 Defendant To the Prothonotary: No. 2014-1148 PRAECIPE TO DISCONTINUE Please mark the above-entitled case as discontinued without prejudice s. fully Submit 15-01026 Tobert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Po las Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. LORI ROOSA 35 MALLARD CT MECHANICSBURG PA 17055 Defendant : No. 2014-1148 CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon LORI ROOSA, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of , 2014, to: LORI ROOSA, 35 MALLARD CT, E HANICSBURG P 055 15-01026 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.